File No. 002-41512
Rule 497(j)
Penn Mutual Variable Annuity Account II
The Penn Mutual Life Insurance Company
Statement of Certification
Pursuant to Rule 497(j) under the Securities Act of 1933, as
amended
The Registrant hereby certifies that the forms of prospectuses that
would have been filed under Paragraph (c) of Rule 497 under the
Securities Act of 1933, as amended, would not have differed from
the prospectuses incorporated by reference in Post-Effective
Amendment No.19 to its Registration Statement on Form N-4 (File No.
002-41512), which was filed electronically on July 31, 1997
(Accession No. 0000918507-97-000082).
PENN MUTUAL VARIABLE ANNUITY ACCOUNT II
BY: THE PENN MUTUAL LIFE INSURANCE COMPANY
BY: /s/ Richard F. Plush
Richard F. Plush
Vice President
Date: August 20, 1997
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