PENN MUTUAL VARIABLE ANNUITY ACCOUNT I
497J, 1997-08-20
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                                               File No. 002-35306
                                               Rule 497(j)





                 Penn Mutual Variable Annuity Account I
               The Penn Mutual Life Insurance Company and 
                       Statement of Certification
      Pursuant to Rule 497(j) under the Securities Act of 1933, as
                                 amended


  The Registrant hereby certifies that the forms of prospectuses that
  would have been filed under Paragraph (c) of Rule 497 under the
  Securities Act of 1933, as amended, would not have differed from
  the prospectuses and statement of additional information
  incorporated by reference in Post-Effective Amendment No. 22 to its
  Registration Statement on Form N-4 (File No. 002-35306), which was
  filed electronically on July 31, 1997 (Accession No. 0000918507-97-
  000083).






                      PENN MUTUAL VARIABLE ANNUITY ACCOUNT I

                      BY:  THE PENN MUTUAL LIFE INSURANCE COMPANY

                           BY:  /s/ Richard F. Plush
                                Richard F. Plush
                                Vice President


  Date:  August 20, 1997
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