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EXHIBIT 23(b)
INDEPENDENT AUDITORS' CONSENT
Board of Directors
Brunswick Bancorp
We consent to incorporation by reference in the registration statement
on Form S-8 of Brunswick Bancorp of our report dated February 17, 2000, relating
to the consolidated statements of financial condition of Brunswick Bancorp and
Subsidiaries as of December 31, 1999 and 1998, and the related consolidated
statements of income, shareholders' equity and cash flows for each of the years
in the three year period ended December 31, 1999, which report appears in the
Form 10K of Brunswick Bancorp dated March 22, 2000.
/s/ Michael R. Ferraro, CPA
Matawan, NJ
December 12, 2000
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