HERITAGE EQUITY FUNDS:
HERITAGE CAPITAL APPRECIATION TRUST
HERITAGE INCOME-GROWTH TRUST
HERITAGE SERIES TRUST
SUPPLEMENT DATED SEPTEMBER 2, 1999 TO THE PROSPECTUS DATED JANUARY 4, 1999
ADDITION TO WAIVER OF CLASS A SALES CHARGES
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The following paragraph supplements the section "Waiver of Class A Sales
Charge" on page 25 of the Prospectus:
In addition, Class A shares may be sold at net asset value
without any sales charges to participants of retirement plans which
have at least 100 participants or $50 million dollars. Heritage may
pay from its own resources to the Distributor up to 1.00% of the
purchase amount on the first $3 million and 0.80% on assets
thereafter, by these plans. Any participant in these plans who redeems
Class A shares within 18 months of his or her purchase may be subject
to a CDSC of 1.00% and Heritage will retain the initial year's Rule
12b-1 fees.
The following information replaces the current section titled "CDSC
Waivers" on page 25 of the Prospectus:
CDSC WAIVERS. The CDSC for Class A shares, Class B shares and
Class C shares currently is waived if the shares are sold:
o to make certain distributions from retirement plans,
o because of shareholder death or disability (including
shareholders who own shares in joint tenancy with a spouse),
o to make payments through certain sales from a Systematic
Withdrawal Plan of up to 12% annually of the account balance
at the beginning of the plan, or
o to close out shareholder accounts that do not comply with
the minimum balance requirements.
