<PAGE>
000 B000000 08/31/97
000 C000000 0000771840
000 D000000 N 000 E000000 NC 000 F000000 Y 000 G000000 N 000 H000000 N 000
I000000 3.0.a 000 J000000 A
001 A000000 HERITAGE CASH TRUST
001 B000000 811-4337
001 C000000 8135733800
002 A000000 880 CARILLON PARKWAY
002 B000000 ST. PETERSBURG
002 C000000 FL
002 D010000 33716
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 2
007 C010100 1
007 C020100 HERITAGE CASH TRUST - MONEY MARKET FUND
007 C030100 N
007 C010200 2
007 C020200 HERITAGE CASH TRSUT - MUNICIPAL MONEY MARKET
007 C030200 N
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
022 A000001 STATE STREET BANK & TRUST CO., INC.
022 B000001 04-1867445
022 C000001 10728850
022 D000001 0
022 A000002 GOLDMAN SACHS, & CO.
022 B000002 13-5108880
022 C000002 9821739
022 D000002 223764
022 A000003 LEHMAN BROTHERS SECURITIES
022 B000003 13-2518466
022 C000003 4255369
<PAGE>
022 D000003 47689
022 A000004 BANC AMERICA SECURITIES, INC.
022 B000004 94-1687665
022 C000004 1506339
022 D000004 164832
022 A000005 MERRILL LYNCH, PIERCE, FENNER & SMITH, INC.
022 B000005 13-5674085
022 C000005 1248032
022 D000005 103910
022 A000006 DEUTSCHE BANK GOVERNMENT SECURITIES
022 B000006 13-2730828
022 C000006 983250
022 D000006 0
022 A000007 MORGAN STANLEY & CO., INC.
022 B000007 13-2655998
022 C000007 857700
022 D000007 26977
022 A000008 FIRST BOSTON
022 B000008 13-5659485
022 C000008 458029
022 D000008 0
022 A000009 SMITH BARNEY INC.
022 B000009 13-1912900
022 C000009 250375
022 D000009 125830
022 A000010 CHASE SECURITIES
022 B000010 13-3112953
022 C000010 292491
022 D000010 0
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077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
<PAGE>
077 O000000 N
077 P000000 N
077 Q010000 Y
078 000000 N
080 A00AA00 GULF INSURANCE COMPANY
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<PAGE>
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SIGNATURE STEPHEN G. HILL
TITLE PRESIDENT
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<SERIES>
<NUMBER> 1
<NAME> MONEY MARKET FUND - CLASS A SHARES
<S> <C>
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<FISCAL-YEAR-END> AUG-31-1997
<PERIOD-START> SEP-01-1996
<PERIOD-END> AUG-31-1997
<INVESTMENTS-AT-COST> 2,008,235,666
<INVESTMENTS-AT-VALUE> 2,008,235,666
<RECEIVABLES> 24,999,707
<ASSETS-OTHER> 2,432,621
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<OTHER-ITEMS-LIABILITIES> 19,660,645
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<PAID-IN-CAPITAL-COMMON> 2,016,276,189
<SHARES-COMMON-STOCK> 2,016,276,188
<SHARES-COMMON-PRIOR> 1,641,182,915
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> ($268,840)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 2,016,007,349
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 102,287,360
<OTHER-INCOME> 0
<EXPENSES-NET> 14,135,092
<NET-INVESTMENT-INCOME> 88,152,268
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<ACCUMULATED-NII-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 14,126,926
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<PER-SHARE-NAV-BEGIN> 1.000
<PER-SHARE-NII> 0.047
<PER-SHARE-GAIN-APPREC> 0.000
<PER-SHARE-DIVIDEND> 0.047
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<PER-SHARE-NAV-END> 1.000
<EXPENSE-RATIO> 0.76
<AVG-DEBT-OUTSTANDING> 0
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</TABLE>
<TABLE> <S> <C>
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<SERIES>
<NUMBER> 1
<NAME> MONEY MARKET FUND - CLASS C SHARES
<S> <C>
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<FISCAL-YEAR-END> AUG-31-1997
<PERIOD-START> SEP-01-1996
<PERIOD-END> AUG-31-1997
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<INVESTMENTS-AT-VALUE> 2,008,235,666
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<DISTRIBUTIONS-OF-GAINS> 0
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</TABLE>
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<SERIES>
<NUMBER> 2
<NAME> MUNICIPAL MONEY MARKET FUND - CLASS A SHARES
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> AUG-31-1997
<PERIOD-START> SEP-01-1996
<PERIOD-END> AUG-31-1997
<INVESTMENTS-AT-COST> 430,969,373
<INVESTMENTS-AT-VALUE> 430,969,373
<RECEIVABLES> 1,967,431
<ASSETS-OTHER> 350,459
<OTHER-ITEMS-ASSETS> 0
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<SHARES-COMMON-PRIOR> 325,827,848
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<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,753,225,618
<NUMBER-OF-SHARES-REDEEMED> 1,670,388,878
<SHARES-REINVESTED> 10,474,052
<NET-CHANGE-IN-ASSETS> 93,310,792
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> ($66,376)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,831,037
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,738,771
<AVERAGE-NET-ASSETS> 363,811,525
<PER-SHARE-NAV-BEGIN> 1.000
<PER-SHARE-NII> 0.030
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</TABLE>
Period Ending 8/31/97
File No. 811-4337
Item 77.B
To the Board of Trustees
of Heritage Cash Trust
In planning and performing our audit of the financial statements of Heritage
Cash Trust (the "Fund") for the year ended August 31, 1997, we considered its
internal control, including control activities for safeguarding securities, in
order to determine our auditing procedures for the purpose of expressing our
opinion on the financial statements and to comply with the requirements of Form
N-SAR, not to provide assurance on internal control.
The management of the Fund is responsible for establishing and maintaining
internal control. In fulfilling this responsibility, estimates and judgments by
management are required to assess the expected benefits and related costs of
control activities. Generally, control activities that are relevant to an audit
pertain to the entity's objective of preparing financial statements for external
purposes that are fairly presented in conformity with generally accepted
accounting principles. Those control activities include the safeguarding of
assets against unauthorized acquisition, use or disposition.
Because of inherent limitations in internal control, errors or irregularities
may occur and may not be detected. Also, projection of any evaluation of
internal control to future periods is subject to the risk that it may become
inadequate because of changes in conditions or that the effectiveness of the
design and operation may deteriorate.
Our consideration of internal control would not necessarily disclose all matters
in internal control that might be material weaknesses under standards
established by the American Institute of Certified Public Accountants. A
material weakness is a condition in which the design or operation of any
specific internal control components does not reduce to a relatively low level
the risk that errors or irregularities in amounts that would be material in
relation to the financial statements being audited may occur and not be detected
within a timely period by employees in the normal course of performing their
assigned functions. However, we noted no matters involving internal control,
including control activities for safeguarding securities, that we consider to be
material weaknesses as defined above as of August 31, 1997.
This report is intended solely for the information and use of management and the
Securities and Exchange Commission.
/s/ Price Waterhouse LLP
- ------------------------
Price Waterhouse LLP
Tampa, Florida
October 15, 1997
