VIA EDGAR
December 5, 1995
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
RE: Putnam Tax-Free Income Trust (Reg. No. 2-98790) (811-4345)
(the "Trust") Post-Effective Amendment No. 12 to
Registration Statement on Form N-1A
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as
amended, the Fund hereby certifies that the form of prospectuses
that would have been filed on behalf of the Trust pursuant to
Rule 497(c) upon the effectiveness of Post-Effective Amendment
No. 12 to the Trust's Registration Statement on Form N-1A (the
"Amendment") would not have differed from that contained in the
Amendment, which is the most recent amendment to such
Registration Statement and was filed electronically on December
1, 1995.
Comments or questions concerning this certificate may be
directed to at 1-800-225-2465, ext. 1395.
Very truly yours,
Putnam Tax-Free Income Trust
/s/ Gordon H. Silver
By: ----------------------------------
Gordon H. Silver
Vice President
cc: Bryan Chegwidden, Esq.
