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Your Money
Can Begin
Earning These High Rates
Term Rate Annual Yield*
3 Months 7.15% 7.41%
6 Months 7.35% 7.62%
12 Months 8.35% 8.70%
18 Months 8.40% 8.76%
24 Months 8.50% 8.87%
30 Months 9.10% 9.52%
36 Months 9.25% 9.69%
48 Months 9.50% 9.96%
60 Months 10.25% 10.79%
7 Years 10.30% 10.84%
10 Years 10.45% 11.01%
For More Information Call
1-800-776-4001
AMERICAN BUSINESS
FINANCIAL SERVICES INC.
An offer can only be made by the Prospectus dated October 16, 1996, delivered in
conjunction with this Rate Supplement dated December 24, 1996. See "Risk
Factors" for a discussion of certain factors which should be considered in
connection with an Investment in the Notes. The Effective Annual Yield assumes
all interest reinvested daily at the stated rate. These rates available through
January 22, 1997.
12/96