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SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-A
FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
PURSUANT TO SECTION 12(b) OR (g) OF THE
SECURITIES EXCHANGE ACT OF 1934
American Business Financial Services, Inc.
(Exact name of registrant as specified in its charter)
Delaware 87-04118807
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(State of incorporation or organization) (I.R.S. Employer
Identification No.)
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103 Springer Building, 3411 Silverside Road, Wilmington, Delaware 19810
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(Address of principal executive offices) (Zip Code)
Securities to be registered to Section 12(b) of the Act:
Title of each class to be so registered Name of each exchange on which
each class is to be registered
None Not Applicable
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If this Form relates to the registration of a class of debt securities
and is effective upon filing pursuant to General Instruction A.(c)(1), please
check the following box. [ ]
If this Form relates to the registration of a class of debt securities
and is to become effective simultaneously with the effectiveness of a concurrent
registration statement under the Securities Act of 1933 pursuant to General
Instruction A.(c)(2), please check the following box. [ ]
Securities to be registered pursuant to Section 12(g) of the Act:
Common Stock, par value $0.001 per share
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(Title of class)
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Item 1. Description of Registrant's Securities to be Registered.
For a description of the Registrant's securities, reference is made
to "Description of Capital Stock", "Dividend Policy", "Market for Common Stock
and Related Stockholder Matters" and "Market for Common Stock" in the
Registrant's Registration Statement on Form SB-2 filed with the SEC on December
27, 1996, File Number 333-18919 (the "Registration Statement") which
Registration Statement and all amendments thereto are hereby incorporated by
reference. For a description of the provisions of the Registrant's Amended and
Restated Certificate of Incorporation and the Registrant's Bylaws that may
render a change in control of the Registrant more difficult, reference is made
to "Description of Capital Stock" in the Registration Statement.
Item 2. Exhibits.
1. Amended and Restated Certificate of Incorporation
(Incorporated by Reference from Exhibit 3.1 of the Annual
Report on Form 10-KSB).
2. Bylaws (Incorporated by Reference from Exhibit 3.2 of the
Registration Statement).
3.1 Specimen of Common Stock Certificate (Incorporated by
Reference from Exhibit 4 of the Registration Statement).
3.2 Form of Unsecured Investment Note (Incorporated by Reference
from Exhibit 4.1 of Amendment No. 1 to Form SB-2 Filed April
29, 1994, Registration Number 33-76390).
3.3 Form of Unsecured Investment Note issued pursuant to Indenture
with First Trust National Association. (Incorporated by
Reference from Exhibit 4.5 of Amendment No. One to the Form
SB-2 filed on December 14, 1995, Registration Number
33-98636).
3.4 Form of Indenture by and between ABFS and First Trust National
Association (Incorporated by Reference from Exhibit 4.6 of the
Form SB-2 filed on October 26, 1995, Registration Number 33-
98636).
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SIGNATURE
Pursuant to the requirements of Section 12 of the Securities Exchange
Act of 1934, the registrant has duly caused this registration statement to be
signed on its behalf by the undersigned, thereto duly authorized.
AMERICAN BUSINESS FINANCIAL
SERVICES, INC.
Date: January 8, 1997 By: /s/ Jeffrey M. Ruben
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Jeffrey M. Ruben, Senior Vice President
and General Counsel
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