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Filed Pursuant
ABFS INVESTMENT NOTES to Rule 424(B)(3)
File No. 333-63859
Begin Earning These High Rates
Prospectus Supplement dated August 2, 1999
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TERM RATE ANNUAL YIELD
<S> <C> <C>
3 to 5 Months 7.50% 7.78%
6 to 11 Months 8.10% 8.43%
12 to 17 Months 8.85% 9.25%
18 to 23 Months 9.00% 9.41%
24 to 29 Months 9.25% 9.69%
30 to 35 Months 9.50% 9.96%
36 to 47 Months 9.75% 10.24%
48 to 59 Months 9.90% 10.40%
60 to 83 Months 10.70% 11.29%
84 to 119 Months 10.70% 11.29%
120 Months 11.25% 11.90%
Money Market Notes 6.15% 6.34%
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Minimum for Investment Notes and Money Market Notes $1,000
Ask About Our Rates For Larger
Investments
FOR MORE INFORMATION, CALL
1-800-776-4001
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AMERICAN BUSINESS FINANCIAL BUSINESS, INC.
BalaPointe Office Centre o 111 Presidential Boulevard o Bala Cynwyd, PA 19004
2255 Glades Road o Suite 311E o Boca Raton, FL 33432
2425 E. Camelback Road o Suite 1065 o Phoenix, AZ 85016
American Business Financial Services, Inc. is a publically traded Company
(NASDAQ: ABFI) American Business Financial Services, Inc. is a NASDAQ listed
company (ABFI).
* An offer can only be made by the Prospectus dated October 20, 1998, delivered
in conjunction with this Rate Supplement dated August 2, 1999. See "Risk
Factors" for a discussion of certain factors which should be considered in
connection with an investment in the Notes.
* Interest is compounded daily based on a 365-day year. The effective annual
yield assumes all Interest remains invested for 365 days. The rates for
Investment Notes are available through August 15, 1999.
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