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EXHIBIT 23
Consents of BDO Seidman LLP
Consent of Independent Certified Public Accountants
American Business Financial Services, Inc.
Bala Cynwyd, Pennsylvania
We hereby consent to the incorporation by reference in the Form S-8 Registration
Statement filed May 26, 2000, File no. 333-37944, of our report dated September
29, 2000, relating to the consolidated financial statements and schedules of
American Business Financial Services, Inc. appearing in the Company's Annual
Report on Form 10-K for the year ended June 30, 2000.
/s/ BDO Seidman, LLP
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BDO Seidman, LLP
Philadelphia, Pennsylvania
October 9, 2000
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Consent of Independent Certified Public Accountants
American Business Financial Services, Inc.
Bala Cynwyd, Pennsylvania
We hereby consent to the incorporation by reference in the Form S-8 Registration
Statement filed July 1, 1999, File no. 333-82127, of our report dated September
29, 2000, relating to the consolidated financial statements and schedules of
American Business Financial Services, Inc. appearing in the Company's Annual
Report on Form 10-K for the year ended June 30, 2000.
/s/ BDO Seidman, LLP
--------------------
BDO Seidman, LLP
Philadelphia, Pennsylvania
October 9, 2000
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Consent of Independent Certified Public Accountants
American Business Financial Services, Inc.
Bala Cynwyd, Pennsylvania
We hereby consent to the incorporation by reference in the Form S-8 Registration
Statement filed September 29, 1998, File no. 333-64655, of our report dated
September 29, 2000, relating to the consolidated financial statements and
schedules of American Business Financial Services, Inc. appearing in the
Company's Annual Report on Form 10-K for the year ended June 30, 2000.
/s/ BDO Seidman, LLP
--------------------
BDO Seidman, LLP
Philadelphia, Pennsylvania
October 9, 2000
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