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American Business Financial Services, Inc.
Bala Cynwyd, PA
We hereby consent to the incorporation in this Registration Statement on
Pre-Effective Amendment Two to the Form S-2 of our report dated September 9,
1999, relating to the consolidated financial statements of American Business
Financial Services, Inc. and subsidiaries appearing in the Company's Annual
Report on form 10-K for the year ended June 30, 1999.
We also consent to the reference to us under the caption "Experts" in the
Prospectus.
/s / BDO Seidman, LLP
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BDO Seidman, LLP
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Philadelphia, PA
September 14, 2000
