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Consent of Independent Accountants
American Business Financial Services, Inc.
Bala Cynwyd, PA
We hereby consent to the incorporation by reference in this Registration
Statement to the Form S-2 of our report dated September 9, 1999, relating to the
consolidated financial statements of American Business Financial Services, Inc.
and subsidiaries appearing in the Company's Annual Report on Form 10-K for the
year ended June 30, 1999.
We also consent to the reference to us under the caption "Experts" in the
Prospectus.
/s/ BDO Seidman, LLP
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BDO Seidman, LLP
Philadelphia, PA
June 27, 2000
