<PAGE> PAGE 1
000 A000000 12/31/96
000 C000000 0000773478
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 A
001 A000000 FRANKLIN CALIFORNIA TAX-FREE TRUST
001 B000000 811-4356
001 C000000 4153122000
002 A000000 777 MARINERS ISLAND BLVD.
002 B000000 SAN MATEO
002 C000000 CA
002 D010000 94404
002 D020000 1585
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 3
007 C010100 1
007 C020100 FRANKLIN CA INSURED TAX-FREE INCOME FUND
007 C030100 N
007 C010200 2
007 C020200 FRANKLIN CA TAX-EXEMPT MONEY FUND
007 C030200 N
007 C010300 3
007 C020300 FRANKLIN CA INTER.-TERM TAX-FREE INCOME FUND
007 C030300 N
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
007 C011100 11
007 C011200 12
007 C011300 13
007 C011400 14
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
008 A00AA01 FRANKLIN ADVISERS, INC.
008 B00AA01 A
<PAGE> PAGE 2
008 C00AA01 801-26292
008 D01AA01 SAN MATEO
008 D02AA01 CA
008 D03AA01 94403
008 D04AA01 7777
010 A00AA01 FRANKLIN TEMPLETON SERVICES, INC.
010 C01AA01 SAN MATEO
010 C02AA01 CA
010 C03AA01 94403
010 C04AA01 7777
011 A00AA01 FRANKLIN/TEMPLETON DISTRIBUTORS, INC.
011 B00AA01 8-5889
011 C01AA01 SAN MATEO
011 C02AA01 CA
011 C03AA01 94403
011 C04AA01 7777
012 A00AA01 FRANKLIN/TEMPLETON INVESTOR SERVICES, INC.
012 B00AA01 84-1036
012 C01AA01 SAN MATEO
012 C02AA01 CA
012 C03AA01 94403
012 C04AA01 7777
013 A00AA01 COOPERS & LYBRAND, L.L.P.
013 B01AA01 SAN FRANCISCO
013 B02AA01 CA
013 B03AA01 94105
013 B04AA01 2119
014 A00AA01 FRANKLIN/TEMPLETON DISTRIBUTORS, INC.
014 B00AA01 8-5889
015 A00AA01 BANK OF AMERICA NT & SA
015 B00AA01 C
015 C01AA01 SAN FRANCISCO
015 C02AA01 CA
015 C03AA01 94104
015 C04AA01 1502
015 E01AA01 X
015 A00AA02 CITIBANK DELAWARE
015 B00AA02 C
015 C01AA02 NEW CASTLE
015 C02AA02 DE
015 C03AA02 19720
015 C04AA02 2409
015 E01AA02 X
015 A00AA03 THE BANK OF NEW YORK
015 B00AA03 C
015 C01AA03 NEW YORK
015 C02AA03 NY
015 C03AA03 10286
015 E01AA03 X
018 00AA00 Y
019 A00AA00 Y
<PAGE> PAGE 3
019 B00AA00 212
019 C00AA00 FRNKTEMGRP
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021 000000 0
022 A000001 PAINEWEBBER INC.
022 B000001 13-2638166
022 C000001 198962
022 D000001 158130
022 A000002 SMITH BARNEY SHEARSON
022 B000002 13-1912900
022 C000002 77411
022 D000002 43272
022 A000003 GOLDMAN SACHS & CO.
022 B000003 13-5108880
022 C000003 66317
022 D000003 15057
022 A000004 MERRILL LYNCH PIERCE FENNER
022 B000004 13-5674085
022 C000004 55584
022 D000004 13152
022 A000005 MORGAN STANLEY & CO. INC.
022 B000005 13-2655998
022 C000005 50500
022 D000005 13610
022 A000006 LEHMAN BROTHERS, INC.
022 B000006 13-2518466
022 C000006 34646
022 D000006 15100
022 A000007 BANKERS TRUST CO.
022 B000007 13-4941247
022 C000007 9900
022 D000007 24100
022 A000008 BEAR, STEARNS & CO. INC.
022 B000008 13-3299429
022 C000008 18249
022 D000008 12152
022 A000009 MORGAN (J P) SECURITIES INC.
022 B000009 13-3224016
022 C000009 8600
022 D000009 8600
022 A000010 NUVEEN (JOHN) & CO. INC.
022 B000010 36-2639476
<PAGE> PAGE 4
022 C000010 0
022 D000010 12803
023 C000000 597779
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<PAGE> PAGE 5
068 A00AA00 N
068 B00AA00 N
069 00AA00 N
077 A000000 N
078 000000 N
080 A00AA00 ICI MUTUAL INSURANCE COMPANY
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080 C00AA00 130000
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083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
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086 B010000 0
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<PAGE> PAGE 6
028 F020100 3187
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050 000100 N
051 000100 N
052 000100 N
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054 B000100 Y
054 C000100 Y
054 D000100 N
054 E000100 N
054 F000100 N
054 G000100 Y
054 H000100 Y
054 I000100 N
054 J000100 Y
054 K000100 N
<PAGE> PAGE 7
054 L000100 Y
054 M000100 Y
054 N000100 N
054 O000100 N
055 A000100 N
055 B000100 N
056 000100 N
057 000100 N
058 A000100 N
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060 A000100 Y
060 B000100 Y
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062 O000100 98.4
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
063 A000100 0
063 B000100 6.3
064 A000100 Y
064 B000100 N
070 A010100 N
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
<PAGE> PAGE 8
070 I010100 N
070 I020100 N
070 J010100 N
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 N
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 N
070 O020100 N
070 P010100 Y
070 P020100 Y
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 129650
071 B000100 110603
071 C000100 1617203
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072 A000100 6
072 B000100 49468
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<PAGE> PAGE 9
072BB000100 1133
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<PAGE> PAGE 10
028 C010200 83664
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030 C000200 0.00
031 A000200 0
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032 000200 0
033 000200 0
034 000200 Y
035 000200 0
036 A000200 N
036 B000200 0
037 000200 N
038 000200 0
039 000200 Y
040 000200 N
041 000200 N
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042 C000200 0
042 D000200 0
042 E000200 0
042 F000200 0
042 G000200 0
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043 000200 0
044 000200 0
049 000200 N
050 000200 N
051 000200 N
<PAGE> PAGE 11
052 000200 N
053 A000200 N
054 A000200 Y
054 B000200 Y
054 C000200 Y
054 D000200 N
054 E000200 N
054 F000200 N
054 G000200 Y
054 H000200 Y
054 I000200 N
054 J000200 Y
054 K000200 N
054 L000200 Y
054 M000200 Y
054 N000200 N
054 O000200 N
055 A000200 N
055 B000200 N
056 000200 N
057 000200 N
058 A000200 N
059 000200 Y
060 A000200 Y
060 B000200 Y
061 000200 500
062 A000200 Y
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 99.9
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
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062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
063 A000200 32
063 B000200 0.0
064 A000200 Y
064 B000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
<PAGE> PAGE 12
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 N
070 J020200 N
070 K010200 N
070 K020200 N
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 Y
070 N020200 N
070 O010200 N
070 O020200 N
070 P010200 Y
070 P020200 Y
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 0
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072 A000200 6
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<PAGE> PAGE 13
072 O000200 0
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<PAGE> PAGE 14
074 X000200 21685
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028 A010300 2179
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<PAGE> PAGE 15
042 A000300 0
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043 000300 46
044 000300 72
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050 000300 N
051 000300 N
052 000300 N
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054 B000300 Y
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056 000300 N
057 000300 N
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<PAGE> PAGE 16
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070 C020300 N
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070 E010300 N
070 E020300 N
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070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
070 I020300 N
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<PAGE> PAGE 17
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<PAGE> PAGE 18
074 N000300 110313
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SIGNATURE DIOMEDES LOO-TAM
TITLE TREASURER
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FRANKLIN CALIFORNIA TAX-FREE TRUST DECEMBER 31, 1996 SEMI-ANNUAL REPORT AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 011
<NAME> FRANKLIN CALIFORNIA INSURED TAX-FREE INCOME FUND - CLASS I
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-1997
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 1,552,526,170
<INVESTMENTS-AT-VALUE> 1,637,769,286
<RECEIVABLES> 30,330,507
<ASSETS-OTHER> 3,309
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,668,103,102
<PAYABLE-FOR-SECURITIES> 2,897,650
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,812,677
<TOTAL-LIABILITIES> 6,710,327
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,575,770,308
<SHARES-COMMON-STOCK> 133,552,409
<SHARES-COMMON-PRIOR> 132,241,504
<ACCUMULATED-NII-CURRENT> 430,572
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (51,221)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 85,243,116
<NET-ASSETS> 1,661,392,775
<DIVIDEND-INCOME> 0
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<OTHER-INCOME> 0
<EXPENSES-NET> (4,936,302)
<NET-INVESTMENT-INCOME> 44,531,961
<REALIZED-GAINS-CURRENT> 934,570
<APPREC-INCREASE-CURRENT> 31,525,805
<NET-CHANGE-FROM-OPS> 76,992,336
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (44,672,973)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 11,074,778
<NUMBER-OF-SHARES-REDEEMED> (11,289,165)
<SHARES-REINVESTED> 1,525,292
<NET-CHANGE-IN-ASSETS> 54,304,404
<ACCUMULATED-NII-PRIOR> 1,104,905
<ACCUMULATED-GAINS-PRIOR> (985,791)
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 3,833,333
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<PER-SHARE-NAV-BEGIN> 12.010
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<PER-SHARE-DIVIDEND> (0.335)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.250
<EXPENSE-RATIO> 0.590
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FRANKLIN CALIFORNIA TAX-FREE TRUST DECEMBER 31, 1996 SEMI-ANNUAL REPORT AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 012
<NAME> FRANKLIN CALIFORNIA INSURED TAX-FREE INCOME FUND - CLASS II
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-1997
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 1,552,526,170
<INVESTMENTS-AT-VALUE> 1,637,769,286
<RECEIVABLES> 30,330,507
<ASSETS-OTHER> 3,309
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,668,103,102
<PAYABLE-FOR-SECURITIES> 2,897,650
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,812,677
<TOTAL-LIABILITIES> 6,710,327
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,575,770,308
<SHARES-COMMON-STOCK> 2,075,011
<SHARES-COMMON-PRIOR> 1,529,053
<ACCUMULATED-NII-CURRENT> 430,572
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (51,221)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 85,243,116
<NET-ASSETS> 1,661,392,775
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 49,468,263
<OTHER-INCOME> 0
<EXPENSES-NET> (4,936,302)
<NET-INVESTMENT-INCOME> 44,531,961
<REALIZED-GAINS-CURRENT> 934,570
<APPREC-INCREASE-CURRENT> 31,525,805
<NET-CHANGE-FROM-OPS> 76,992,336
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (533,321)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 631,110
<NUMBER-OF-SHARES-REDEEMED> (113,901)
<SHARES-REINVESTED> 28,749
<NET-CHANGE-IN-ASSETS> 54,304,404
<ACCUMULATED-NII-PRIOR> 1,104,905
<ACCUMULATED-GAINS-PRIOR> (985,791)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,833,333
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4,936,302
<AVERAGE-NET-ASSETS> 1,644,820,253
<PER-SHARE-NAV-BEGIN> 12.070
<PER-SHARE-NII> 0.290
<PER-SHARE-GAIN-APPREC> 0.250
<PER-SHARE-DIVIDEND> (0.300)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.310
<EXPENSE-RATIO> 1.190
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FRANKLIN CALIFORNIA TAX-FREE TRUST DECEMBER 31, 1996 SEMI-ANNUAL REPORT
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 02
<NAME> FRANKLIN CALIFORNIA TAX-EXEMPT MONEY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-1997
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 639,748,120
<INVESTMENTS-AT-VALUE> 639,748,120
<RECEIVABLES> 6,906,812
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 646,654,932
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5,985,041
<TOTAL-LIABILITIES> 5,985,041
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 640,669,891
<SHARES-COMMON-STOCK> 640,669,891
<SHARES-COMMON-PRIOR> 597,818,790
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 640,669,891
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 10,791,567
<OTHER-INCOME> 0
<EXPENSES-NET> (1,992,154)
<NET-INVESTMENT-INCOME> 8,799,413
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 8,799,413
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (8,799,413)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 443,642,190
<NUMBER-OF-SHARES-REDEEMED> (409,546,168)
<SHARES-REINVESTED> 8,755,079
<NET-CHANGE-IN-ASSETS> 42,851,101
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,556,701
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,992,154
<AVERAGE-NET-ASSETS> 630,711,959
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> .014
<PER-SHARE-GAIN-APPREC> .000
<PER-SHARE-DIVIDEND> (.014)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.000
<EXPENSE-RATIO> .630
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FRANKLIN CALIFORNIA TAX-FREE TRUST DECEMBER 31, 1996 SEMI-ANNUAL REPORT
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 03
<NAME> FRANKLIN CALIFORNIA INTERMEDIATE-TERM TAX-FREE INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-1997
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 105,637,509
<INVESTMENTS-AT-VALUE> 108,126,195
<RECEIVABLES> 1,929,575
<ASSETS-OTHER> 257,482
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 110,313,252
<PAYABLE-FOR-SECURITIES> 1,501,375
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 260,577
<TOTAL-LIABILITIES> 1,761,952
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 106,507,127
<SHARES-COMMON-STOCK> 9,999,209
<SHARES-COMMON-PRIOR> 9,481,540
<ACCUMULATED-NII-CURRENT> 239,948
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (684,461)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2,488,686
<NET-ASSETS> 108,551,300
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2,851,880
<OTHER-INCOME> 0
<EXPENSES-NET> (236,138)
<NET-INVESTMENT-INCOME> 2,615,742
<REALIZED-GAINS-CURRENT> 4,119
<APPREC-INCREASE-CURRENT> 1,772,388
<NET-CHANGE-FROM-OPS> 4,392,249
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2,605,626)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,262,517
<NUMBER-OF-SHARES-REDEEMED> (889,486)
<SHARES-REINVESTED> 144,638
<NET-CHANGE-IN-ASSETS> 7,352,462
<ACCUMULATED-NII-PRIOR> 229,832
<ACCUMULATED-GAINS-PRIOR> (688,580)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 326,806
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 414,042
<AVERAGE-NET-ASSETS> 104,946,386
<PER-SHARE-NAV-BEGIN> 10.670
<PER-SHARE-NII> .270
<PER-SHARE-GAIN-APPREC> .188
<PER-SHARE-DIVIDEND> (.268)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.860
<EXPENSE-RATIO> .450
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
