<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM PEOPLE'S
BANKSHARES, INC. AND SUBSIDIARIES QUARTERLY FINANCIAL STATEMENTS FOR THE SIX
MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS CONTAINED IN SUCH FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 17,232
<INT-BEARING-DEPOSITS> 8,948
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 39,402
<INVESTMENTS-CARRYING> 527,936
<INVESTMENTS-MARKET> 474,024
<LOANS> 409,008
<ALLOWANCE> 4,145
<TOTAL-ASSETS> 1,093,649
<DEPOSITS> 637,664
<SHORT-TERM> 96,168
<LIABILITIES-OTHER> 6,038
<LONG-TERM> 311,870
369
0
<COMMON> 0
<OTHER-SE> 41,540
<TOTAL-LIABILITIES-AND-EQUITY> 1,093,649
<INTEREST-LOAN> 17,446
<INTEREST-INVEST> 22,479
<INTEREST-OTHER> 174
<INTEREST-TOTAL> 40,099
<INTEREST-DEPOSIT> 12,858
<INTEREST-EXPENSE> 25,556
<INTEREST-INCOME-NET> 14,543
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,408
<INCOME-PRETAX> 6,841
<INCOME-PRE-EXTRAORDINARY> 6,841
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,621
<EPS-BASIC> 1.42
<EPS-DILUTED> 1.40
<YIELD-ACTUAL> 2.85
<LOANS-NON> 611
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,096
<CHARGE-OFFS> 23
<RECOVERIES> 72
<ALLOWANCE-CLOSE> 4,145
<ALLOWANCE-DOMESTIC> 3,044
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,101
</TABLE>