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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM PEOPLE'S
BANCSHARES, INC. AND SUBSIDIARIES QUARTERLY FINANCIAL STATEMENTS FOR THE NINE
MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS CONTAINED IN SUCH FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 17,217
<INT-BEARING-DEPOSITS> 9,924
<FED-FUNDS-SOLD> 1,800
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 37,499
<INVESTMENTS-CARRYING> 523,915
<INVESTMENTS-MARKET> 471,551
<LOANS> 401,059
<ALLOWANCE> 4,154
<TOTAL-ASSETS> 1,077,000
<DEPOSITS> 620,405
<SHORT-TERM> 30,250
<LIABILITIES-OTHER> 6,170
<LONG-TERM> 376,557
0
0
<COMMON> 369
<OTHER-SE> 43,249
<TOTAL-LIABILITIES-AND-EQUITY> 1,077,000
<INTEREST-LOAN> 26,714
<INTEREST-INVEST> 34,098
<INTEREST-OTHER> 204
<INTEREST-TOTAL> 61,016
<INTEREST-DEPOSIT> 20,226
<INTEREST-EXPENSE> 39,111
<INTEREST-INCOME-NET> 21,905
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 18,883
<INCOME-PRETAX> 10,509
<INCOME-PRE-EXTRAORDINARY> 10,509
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,098
<EPS-BASIC> 2.19
<EPS-DILUTED> 2.16
<YIELD-ACTUAL> 2.83
<LOANS-NON> 352
<LOANS-PAST> 137
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,096
<CHARGE-OFFS> 147
<RECOVERIES> 205
<ALLOWANCE-CLOSE> 4,154
<ALLOWANCE-DOMESTIC> 2,983
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,171
</TABLE>
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