SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No....)
1st Bergen Bancorp
.........................................................
(Name of Issuer)
Common Stock
...........................................
(Title of Class of Securities)
31891510
..........................................................
(CUSIP Number)
05-04-1998
..........................................................
(Date of Event which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
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CUSIP No. 31891510
1) Name of Reporting Person I.R.S. Identification No. of
Above Persons (entities only)
Greater Community Bancorp
22-2545165
2) Check the Appropriate Box if a Member of a Group (See
Instructions)
(a) [ ]
(b) [ ]
3) SEC Use Only
4) Citizenship or Place of Organization
New Jersey
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
5) Sole Voting Power
213,657
6) Shared Voting Power
0.0
7) Sole Dispositive Power
213,657
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8) Shared Dispositive Power
0.0
9) Aggregate Amount Beneficially Owned by Each Reporting
Person
213,657
10) Check if the Aggregate Amount in Row (9) Excludes
Certain Shares (See Instructions) [ ]
11) Percent of Class Represented by Amount in Row (9)
7.8%
12) Type of Reporting Person (See Instructions)
CO
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Item 1(a) Name of Issuer:
1st Bergen Bancorp
Item 1(b) Address of Issuer's Principal Executive Offices:
250 Valley Boulevard
Wood Ridge, New Jersey 07075
Item 2(a) Name of Person Filing:
Greater Community Bancorp
Item 2(b) Address of Principal Business Office or, if none,
Residence:
55 Union Boulevard
Totowa, New Jersey 07511
Item 2(c) Citizenship:
New Jersey
Item 2(d) Title of Class of Securities:
Common Stock
Item 2(e) CUSIP Number:
31891510
Item 3. If this statement is filed pursuant to ss.ss. 240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a:
(a) [ ] Broker dealer registered under section 15 of
the Act (15 U.S.C. 78o);
(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15
U.S.C. 78c);
(d) [ ] Investment company registered under section 8
of the Investment Company Act of 1940 (15 U.S.C. 80a-
8);
(e) [ ] An investment adviser in accordance with ss.
240.13d-1(b)(1)(ii)(E);
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(f) [ ] An employee benefit plan or endowment fund in accordance with
ss. 240.13d-1(b)(1)(ii)(G);
(g) [ ] A parent holding company or control person in accordance with
ss. 240.13d-1(b)(1)(ii)(G);
(h) [ ] A savings associations as defined in Section 3(b) of the
Federal Deposit Insurance Act (12 U.S.C.
1813);
(i) [ ] A church plan that is excluded from the definition of an
investment company under section 3(c)(14) of the Investment Company Act
of 1940 (15 U.S.C. 80a-3);
(j) [ ] Group, in accordance with ss. 240.13d- 1(b)(1)(ii)(J).
If this statement is filed pursuant to ss. 240.13d-1(c), check this box
[X].
Item 4. Ownership
Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.
(a) Amount beneficially owned:
213,657
(b) Percent of class:
7.8 %
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote
213,657
(ii) Shared power to vote or to direct the vote
0.0
(iii) Sole power to dispose or to direct the disposition of
213,657
(iv) Shared power to dispose or to direct the
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disposition of
0.0
Item 5. Ownership of Five Percent or Less of a Class
Not applicable.
Item 6. Ownership of More than Five Percent on Behalf of Another
Person
Not applicable.
Item 7. Identification and Classification of the Subsidiary
Which Acquired the Security Being Reported on By the Parent
Holding Company
Not applicable.
Item 8. Identification and Classification of Members of the Group
Not applicable.
Item 9. Notice of Dissolution of Group
Not applicable.
Item 10. Certifications
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
May 22, 1998
Date
/s/ George E. Irwin
Signature
George E. Irwin, President
Name/Title
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