<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 3,356,356
<INT-BEARING-DEPOSITS> 107,672
<FED-FUNDS-SOLD> 774,121
<TRADING-ASSETS> 886,783
<INVESTMENTS-HELD-FOR-SALE> 7,180,779
<INVESTMENTS-CARRYING> 1,053,283
<INVESTMENTS-MARKET> 1,069,393
<LOANS> 54,225,184
<ALLOWANCE> 799,461
<TOTAL-ASSETS> 72,020,228
<DEPOSITS> 44,262,445
<SHORT-TERM> 9,878,273
<LIABILITIES-OTHER> 2,454,497
<LONG-TERM> 9,334,849
0
0
<COMMON> 1,017,319
<OTHER-SE> 5,072,845
<TOTAL-LIABILITIES-AND-EQUITY> 72,020,228
<INTEREST-LOAN> 3,482,285
<INTEREST-INVEST> 400,464
<INTEREST-OTHER> 58,212
<INTEREST-TOTAL> 3,940,961
<INTEREST-DEPOSIT> 1,210,069
<INTEREST-EXPENSE> 2,051,346
<INTEREST-INCOME-NET> 1,889,615
<LOAN-LOSSES> 470,987
<SECURITIES-GAINS> 63
<EXPENSE-OTHER> 1,977,966
<INCOME-PRETAX> 901,813
<INCOME-PRE-EXTRAORDINARY> 901,813
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 587,602
<EPS-BASIC> 2.90
<EPS-DILUTED> 2.87
<YIELD-ACTUAL> 4.17
<LOANS-NON> 444,880
<LOANS-PAST> 123,079
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 554,810
<CHARGE-OFFS> 318,065
<RECOVERIES> 47,936
<ALLOWANCE-CLOSE> 799,461
<ALLOWANCE-DOMESTIC> 0<F1>
<ALLOWANCE-FOREIGN> 0<F1>
<ALLOWANCE-UNALLOCATED> 0<F1>
<FN>
<F1>Available at Year-end only
</FN>
</TABLE>