RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1995-02-08
ASSET-BACKED SECURITIES
Previous: MERRILL LYNCH N Y MUNI BD FD OF M L MULTI ST MUNI SER TRUST, N-30B-2, 1995-02-08
Next: DEFIANCE INC, 10-Q, 1995-02-08




- ---------------------------------------------------------
- ------------------



             SECURITIES AND EXCHANGE COMMISSION

                   Washington, D.C. 20549


                          Form 8-K


                       CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the
               Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported)
January 25, 1995


       RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
      (Exact name of the registrant as specified in its
charter)


                 2-99554, 33-9518, 33-10349
                33-20826, 33-26683, 33-31592
                33-35340, 33-40243, 33-44591
            33-49296, 33-49689, 33-52603, 33-54227    75-2006294
      
Delaware          (Commission File Number)          (I.R.S. Employee
(State or other                                    Identification No.)
jurisdiction of
incorporation)

8400 Normandale Lake Boulevard                        55437
Minneapolis, Minnesota                           (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code (612)
832-7000


- ---------------------------------------------------------
- ------------------


Item 5.  Other Events

See the respective monthly reports, each reflecting the
required information for the January 1995 distribution to
holders of the following series of Conduit Mortgage Pass-
Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1985-1
Series 1986-1
Series 1986-2
Series 1986-3
Series 1986-4
Series 1986-8
Series 1986-9
Series 1986-11

Master Serviced by Residential Funding Corporation

Series 1986-5
Series 1986-6
Series 1986-7
Series 1986-10
Series 1986-12
Series 1986-13
Series 1986-14
Series 1986-15
Series 1986-16
Series 1986-17
Series 1986-18
Series 1986-19
Series 1986-20
Series 1987-1
Series 1987-2
Series 1987-3
Series 1987-4
Series 1987-S1
Series 1987-5
Series 1987-S2
Series 1987-S4
Series 1987-6
Series 1987-7
Series 1987-S5
Series 1987-S6
Series 1987-S7
Series 1987-8A
Series 1987-8B
Series 1987-S8
Series 1987-S9
Series 1987-SA1
Series 1987-9
Series 1988-S1
Series 1988-1
Series 1988-2A
Series 1988-2B
Series 1988-3A
Series 1988-3B
Series 1988-3C
Series 1988-4A
Series 1988-4B
Series 1988-4C
Series 1988-4D
Series 1988-4E
Series 1989-1
Series 1989-2
Series 1989-3A
Series 1989-3B
Series 1989-3C
Series 1989-SW1A
Series 1989-SW1B
Series 1989-S1
Series 1989-S2
Series 1989-SW2
Series 1989-4A
Series 1989-4B
Series 1989-4C
Series 1989-4D
Series 1989-4E
Series 1989-4F
Series 1989-S3
Series 1989-S4
Series 1989-5A
Series 1989-5B
Series 1989-S5
Series 1989-6
Series 1989-7
Series 1989-S6
Series 1990-S1
Series 1990-1
Series 1990-2
Series 1990-3A
Series 1990-3B
Series 1990-3C
Series 1990-4
Series 1990-5
Series 1990-6
Series 1990-7
Series 1990-8
Series 1990-9
Series 1990-10
Series 1990-11
Series 1990-12
Series 1990-13
Series 1990-S14
Series 1990-S15
Series 1990-R16
Series 1990-S17
Series 1991-S1
Series 1991-S2
Series 1991-3
Series 1991-4
Series 1991-S5
Series 1991-S6
Series 1991-S7
Series 1991-S8
Series 1991-R9
Series 1991-S10
Series 1991-S11
Series 1991-S12
Series 1991-R13
Series 1991-R14
Series 1991-S15
Series 1991-S17
Series 1991-S18
Series 1991-S19
Series 1991-20
Series 1991-21A
Series 1991-21B
Series 1991-21C
Series 1991-S22
Series 1991-25A
Series 1991-25B
Series 1991-23
Series 1991-S24
Series 1991-R26
Series 1991-S27
Series 1991-S28
Series 1991-S29
Series 1991-S30
Series 1991-S31
Series 1992-S1
Series 1992-S2
Series 1992-S3
Series 1992-S4
Series 1992-S5
Series 1992-S6
Series 1992-S7
Series 1992-S8
Series 1992-S9
Series 1992-S10
Series 1992-S11
Series 1992-S12
Series 1992-13
Series 1992-S14
Series 1992-S15
Series 1992-S16
Series 1992-17A
Series 1992-17B
Series 1992-17C
Series 1992-S18
Series 1992-S19
Series 1992-S20
Series 1992-S21
Series 1992-S23
Series 1992-S22
Series 1992-S24
Series 1992-S25
Series 1992-S26
Series 1992-S27
Series 1992-S28
Series 1992-S29
Series 1992-S30
Series 1992-S31
Series 1992-S32
Series 1992-S33
Series 1992-S34
Series 1992-S35
Series 1992-S36
Series 1992-S37
Series 1992-S38
Series 1992-S39
Series 1992-S40
Series 1992-S41
Series 1992-S42
Series 1992-S43
Series 1992-S44
Series 1993-S1
Series 1993-S2
Series 1993-S3
Series 1993-S4
Series 1993-S5
Series 1993-S6
Series 1993-S7
Series 1993-S8
Series 1993-S9
Series 1993-S10
Series 1993-MZ1
Series 1993-S11
Series 1993-S12
Series 1993-S13
Series 1993-S14
Series 1993-S15
Series 1993-MZ2
Series 1993-S16
Series 1993-S17
Series 1993-S18
Series 1993-19
Series 1993-S20
Series 1993-S21
Series 1993-S22
Series 1993-S23
Series 1993-S27
Series 1993-S24
Series 1993-S25
Series 1993-S26
Series 1993-MZ3
Series 1993-S28
Series 1993-S29
Series 1993-S30
Series 1993-S33
Series 1993-1
Series 1993-S31
Series 1993-S32
Series 1993-S34
Seires 1993-S38
Series 1993-S41
Series 1993-S35
Series 1993-S36
Series 1993-S37
Series 1993-S39
Series 1993-S42
Series 1993-S40
Series 1993-S43
Series 1993-S44
Series 1993-S46
Series 1993-S45
Series 1993-S47
Series 1993-S48
Series 1993-S49
Series 1994-S1
Series 1994-S2
Series 1994-S3
Series 1994-S5
Series 1994-S6
Series 1994-RS4
Series 1994-S7
Series 1994-S8
Series 1994-S9
Series 1994-S10
Series 1994-S11
Series 1994-S12
Series 1994-S13
Series 1994-S14
Series 1994-S15
Series 1994-S16
Series 1994-S17
Series 1994-S18
Series 1994-S19
Series 1994-S20

Item 7.  Financial Statements and Exhibits
(a)  Not applicable
(b)  Not applicable
(c)  See Item 5.


                         SIGNATURES

Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned thereunto
duly authorized.

      RESIDENTIAL FUNDING MORTGAGE
      SECURITIES I, INC.

      By  Davee Olson                                    
                  
      Name:  Davee Olson
      Title:  Executive Vice President and
              Chief Financial Officer

Dated:  February 3, 1995 
                         














                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1985-1 3U
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3507              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 CALIFORNIA LOANS               825,229.01
CERTIFICATE NUMBER OF UNITS:  0001   NON CALIFORNIA LOANS:        9,793,477.88
                                     SPECIAL HAZARD INSURANCE     1,663,538.68
                                     NON CALIFORNIA LOANS:          438,591.06
SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE:  12.256982
          NET INTEREST RATE:  10.500000
        TOTAL NUMBER OF LOANS:       18
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                           12,106.25     12,106.25     12,106.25
    LESS SERVICE FEE                      1,737.28      1,737.28      1,737.28
NET INTEREST                             10,368.97     10,368.97     10,368.97
PAYOFF NET INTEREST                         638.08        638.08        638.08
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                    15,571.58     15,571.58     15,571.58
  ADDITIONAL PRINCIPAL                    1,000.00      1,000.00      1,000.00
  PAYOFF PRINCIPAL                      129,613.27    129,613.27    129,613.27
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                157,191.90    157,191.90    157,191.90


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE       1,315,712.64  1,315,712.64  1,315,712.64
    LESS PAYOFF PRINCIPAL BALANCE       129,613.27    129,613.27    129,613.27
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION    1,186,099.37  1,186,099.37  1,186,099.37
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                 15,571.58     15,571.58     15,571.58
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                  1,000.00      1,000.00      1,000.00
    PAYOFF PRINCIPAL                    129,613.27    129,613.27    129,613.27
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE          146,184.85    146,184.85    146,184.85
ENDING PRINCIPAL BALANCE              1,169,527.79  1,169,527.79  1,169,527.79


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1  84,465.46
  PRINCIPAL                               1,853.53      1,853.53      1,853.53
  INTEREST                                1,715.09      1,715.09      1,715.09
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           1  84,465.46      3,568.62      3,568.62      3,568.62


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:    1,000,000.00
                                     BANKRUPTCY BOND:               344,787.59

SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE:  12.135404
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       16
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                           25,146.20     25,146.20     25,146.20
    LESS SERVICE FEE                      4,424.88      4,424.88      4,424.88
NET INTEREST                             20,721.32     20,721.32     20,721.32
PAYOFF NET INTEREST                         465.93        465.93        465.93
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     2,210.50      2,210.50      2,210.50
  ADDITIONAL PRINCIPAL                      500.00        500.00        500.00
  PAYOFF PRINCIPAL                      154,596.14    154,596.14    154,596.14
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                178,493.89    178,493.89    178,493.89


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE       2,641,676.42  2,641,676.42  2,641,676.42
    LESS PAYOFF PRINCIPAL BALANCE       154,596.14    154,596.14    154,596.14
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION    2,487,080.28  2,487,080.28  2,487,080.28
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  2,210.50      2,210.50      2,210.50
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    500.00        500.00        500.00
    PAYOFF PRINCIPAL                    154,596.14    154,596.14    154,596.14
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE          157,306.64    157,306.64    157,306.64
ENDING PRINCIPAL BALANCE              2,484,369.78  2,484,369.78  2,484,369.78


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              2 184,941.52
  PRINCIPAL                                 332.36        332.36        332.36
  INTEREST                                3,769.40      3,769.40      3,769.40
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             1 193,864.80
  PRINCIPAL                               5,139.82      5,139.82      5,139.82
  INTEREST                               68,228.18     68,228.18     68,228.18
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           3 378,806.32     77,469.76     77,469.76     77,469.76


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-2 HG
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3505              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        4,781,297.08
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:    1,000,000.00
                                     BANKRUPTCY BOND:               312,027.16

SCHEDULED INSTALLMENTS OF: 01/01/95
        GROSS INTEREST RATE:  10.952054
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       6
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                            4,269.04      4,269.04      4,269.04
    LESS SERVICE FEE                        461.24        461.24        461.24
NET INTEREST                              3,807.80      3,807.80      3,807.80
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                  3,645.51      3,645.51      3,645.51
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     4,460.22      4,460.22      4,460.22
  ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                          10,823.72     10,823.72     10,823.72
      ADJUSTMENT + OR-                       (9.00)        (9.00)        (9.00)
        TOTAL REMITTANCE                 22,728.25     22,728.25     22,728.25


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         467,752.25    467,752.25    467,752.25
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      467,752.25    467,752.25    467,752.25
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  4,460.22      4,460.22      4,460.22
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                      0.00          0.00          0.00
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                        10,823.72     10,823.72     10,823.72
    PRINCIPAL ADJUSTMENT + OR -
3)  TOTAL PRINCIPAL REMITTANCE           15,283.94     15,283.94     15,283.94
ENDING PRINCIPAL BALANCE                452,468.31    452,468.31    452,468.31


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           0       0.00          0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-3 GP
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  WISCONSIN INVESTMENT BOARD
ADDRESS:        ATTN GERALD T MAHAFFEY
                PO BOX 7842
                MADISON, WI 53707

CONTROL NUMBER:    3502              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        2,117,945.94
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:      340,321.48
                                     BANKRUPTCY BOND:               100,000.00

SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE: 10.829823
          NET INTEREST RATE:   8.400000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                            4,009.97      4,009.97      4,009.97
    LESS SERVICE FEE                        899.71        899.71        899.71
NET INTEREST                              3,110.26      3,110.26      3,110.26
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     6,848.00      6,848.00      6,848.00
  ADDITIONAL PRINCIPAL                      409.03        409.03        409.03
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                 10,367.29     10,367.29     10,367.29


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         444,325.27    444,325.27    444,325.27
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      444,325.27    444,325.27    444,325.27
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  6,848.00      6,848.00      6,848.00
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    409.03        409.03        409.03
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE            7,257.03      7,257.03      7,257.03
ENDING PRINCIPAL BALANCE                437,068.24    437,068.24    437,068.24


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           0       0.00          0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        6,731,998.72
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:      368,860.56
                                     BANKRUPTCY BOND:               342,969.66

SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE:  12.070431
          NET INTEREST RATE:  10.250000
        TOTAL NUMBER OF LOANS:       17
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                           14,570.33     14,570.33     14,570.33
    LESS SERVICE FEE                      2,356.27      2,356.27      2,356.27
NET INTEREST                             12,214.06     12,214.06     12,214.06
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                  2,474.15      2,474.15      2,474.15
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     1,302.37      1,302.37      1,302.37
  ADDITIONAL PRINCIPAL                        1.80          1.80          1.80
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                          18,293.41     18,293.41     18,293.41
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                 34,285.79     34,285.79     34,285.79


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE       1,448,531.22  1,448,531.22  1,448,531.22
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00      1,488.08          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00  1,448,531.22
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION    1,448,531.22  1,448,531.22          0.00
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  1,302.37      1,302.37      1,302.37
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                      1.80          1.80          1.80
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                        18,293.41     18,293.41     18,293.41
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE           19,597.58     19,597.58     19,597.58
ENDING PRINCIPAL BALANCE              1,428,933.64  1,427,445.56  1,428,933.64


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1  61,578.28
  PRINCIPAL                                  92.27         92.27         92.27
  INTEREST                                1,423.47      1,423.47      1,423.47
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             2 187,477.82
  PRINCIPAL                               2,454.66      2,454.66      2,454.66
  INTEREST                               34,545.03     34,545.03     34,545.03
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           3 249,056.10     38,515.43     38,515.43     38,515.43


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-8 GH
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3501              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        7,604,023.83
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:      455,448.80
                                     BANKRUPTCY BOND:               279,814.75

SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE:  11.921414
          NET INTEREST RATE:   9.960000
        TOTAL NUMBER OF LOANS:       37
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                           16,399.94     16,399.94     16,399.94
    LESS SERVICE FEE                      2,566.94      2,566.94      2,566.94
NET INTEREST                             13,833.00     13,833.00     13,833.00
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                    17,299.90     17,299.90     17,299.90
  ADDITIONAL PRINCIPAL                   15,952.93     15,952.93     15,952.93
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                 47,085.83     47,085.83     47,085.83


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE       1,666,737.58  1,666,737.58  1,666,737.58
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION    1,666,737.58  1,666,737.58  1,666,737.58
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                 17,299.90     17,299.90     17,299.90
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                 15,952.93     15,952.93     15,952.93
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE           33,252.83     33,252.83     33,252.83
ENDING PRINCIPAL BALANCE              1,633,484.75  1,633,484.75  1,633,484.75


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1  78,226.51
  PRINCIPAL                               1,603.96      1,603.96      1,603.96
  INTEREST                                1,475.48      1,475.48      1,475.48
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             1 107,782.96
  PRINCIPAL                              21,444.46     21,444.46     21,444.46
  INTEREST                               25,431.43     25,431.43     25,431.43
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           2 186,009.47     49,955.33     49,955.33     49,955.33


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)

- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-9 HC
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3503              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        4,321,303.44
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:      557,517.94
                                     BANKRUPTCY BOND:               397,835.15

SCHEDULED INSTALLMENTS OF:  01/01/95
      0 GROSS INTEREST RATE:  10.751683
          NET INTEREST RATE:   9.000000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL     PER UNIT      CERT TOTAL

GROSS INTEREST                            3,505.64      3,505.64      3,505.64
    LESS SERVICE FEE                        582.02        582.02        582.02
NET INTEREST                              2,923.62      2,923.62      2,923.62
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     5,399.75      5,399.75      5,399.75
  ADDITIONAL PRINCIPAL                    1,000.00      1,000.00      1,000.00
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                  9,323.37      9,323.37      9,323.37


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         390,815.68    390,815.68    390,815.68
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      390,815.68    390,815.68    390,815.68
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  5,399.75      5,399.75      5,399.75
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                  1,000.00      1,000.00      1,000.00
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE            6,399.75      6,399.75      6,399.75
ENDING PRINCIPAL BALANCE                384,415.93    384,415.93    384,415.93


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
REO                     0       0.00
  PRINICPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
        TOTAL           0       0.00          0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>




                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-11 DQ
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3500              MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001 NON CALIFORNIA LOANS:        3,539,063.13
CERTIFICATE NUMBER OF UNITS:  0001   SPECIAL HAZARD INSURANCE:      376,984.52
                                     BANKRUPTCY BOND:               488,435.46

SCHEDULED INSTALLMENTS OF:  01/01/95
        GROSS INTEREST RATE:  11.315150
          NET INTEREST RATE:   9.200000
        TOTAL NUMBER OF LOANS:       21
REPORT DATE: 01/25/95


***SECTION 1***REMITTANCE DATA          POOL TOTAL    PER UNIT     CERT TOTAL

GROSS INTEREST                           21,215.58     21,215.58     21,215.58
    LESS SERVICE FEE                      3,961.73      3,961.73      3,961.73
NET INTEREST                             17,253.85     17,253.85     17,253.85
PAYOFF NET INTEREST                           0.00          0.00          0.00
   PLUS REO NET INT GAIN                      0.00          0.00          0.00
   LESS REO REIMBURSEMENT                     0.00          0.00          0.00
PRINCIPAL INSTALLMENT                     2,246.53      2,246.53      2,246.53
  ADDITIONAL PRINCIPAL                        0.07          0.07          0.07
  PAYOFF PRINCIPAL                            0.00          0.00          0.00
  REO PRINCIPAL                               0.00          0.00          0.00
      ADJUSTMENT + OR-                        0.00          0.00          0.00
        TOTAL REMITTANCE                 19,500.45     19,500.45     19,500.45


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE       2,249,965.45  2,249,965.45  2,249,965.45
    LESS PAYOFF PRINCIPAL BALANCE             0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                  0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED          0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION    2,249,965.45  2,249,965.45  2,249,965.45
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                  2,246.53      2,246.53      2,246.53
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                      0.07          0.07          0.07
    PAYOFF PRINCIPAL                          0.00          0.00          0.00
    REO PRINCIPAL                             0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -               0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE            2,246.60      2,246.60      2,246.60
ENDING PRINCIPAL BALANCE              2,247,718.85  2,247,718.85  2,247,718.85


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1  33,556.80
  PRINCIPAL                                  71.35         71.35         71.35
  INTEREST                                  817.51        817.51        817.51
60-89 DAYS              0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
OVER 90 DAYS            0       0.00
  PRINCIPAL                                   0.00          0.00          0.00
  INTEREST                                    0.00          0.00          0.00
FORECLOSURE             2 287,618.85
  PRINCIPAL                               2,130.92      2,130.92      2,130.92
  INTEREST                               18,556.48     18,556.48     18,556.48
REO                     1 188,492.26
  PRINICPAL                               5,894.09      5,894.09      5,894.09
  INTEREST                               56,216.91     56,216.91     56,216.91
        TOTAL           4 509,667.91     83,687.26     83,687.26     83,687.26


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                  0.00          0.00          0.00
SERVICE FEE                                   0.00          0.00          0.00
PRINCIPAL                                     0.00          0.00          0.00
TOTAL NOT ADVANCED                            0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15      1,002,844.23      8.0000         1,213.09  
STRIP                      0.00              0.00      1.3792             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15      1,002,844.23                     1,213.09  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            6,685.63          0.00         7,898.72        0.00     1,001,631.14
STRIP       1,152.61          0.00         1,152.61        0.00             0.00
                                                                                
            7,838.24          0.00         9,051.33        0.00     1,001,631.14
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       19.592361   0.023700     0.130616      0.000000      0.154316   19.568661
STRIP   0.000000   0.000000     0.022518      0.000000      0.022518    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      218.92 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   376.07 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,001,631.14 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,002,744.23 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            1,113.09 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0912% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.019568661 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      2,051,195.14      8.0000         3,606.89  
STRIP                      0.00              0.00      1.5820             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      2,051,195.14                     3,606.89  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           13,674.63          0.00        17,281.52        0.00     2,047,588.25
STRIP       2,730.80          0.00         2,730.80        0.00             0.00
                                                                                
           16,405.43          0.00        20,012.32        0.00     2,047,588.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       40.819195   0.071778     0.272128      0.000000      0.343906   40.747417
STRIP   0.000000   0.000000     0.054343      0.000000      0.054343    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      543.90 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   680.33 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,587.23 
    MASTER SERVICER ADVANCES THIS MONTH                                1,594.58 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    171,353.50 
      (B)  TWO MONTHLY PAYMENTS:                                1    132,967.46 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,047,588.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,875,753.37 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  12      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             174,259.31 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     277.66 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,329.23 
                                                                                
       MORTGAGE POOL INSURANCE                             3,018,615.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3648% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.040747417 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      7,246,676.36      8.5000        67,355.12  
STRIP                      0.00              0.00      0.8715             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      7,246,676.36                    67,355.12  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           51,297.53          0.00       118,652.65        0.00     7,179,321.24
STRIP       5,258.62          0.00         5,258.62        0.00             0.00
                                                                                
           56,556.15          0.00       123,911.27        0.00     7,179,321.24
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       75.150695   0.698497     0.531974      0.000000      1.230471   74.452198
STRIP   0.000000   0.000000     0.054534      0.000000      0.054534    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,062.79 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,383.83 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,364.49 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     54,404.59 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    148,028.65 
      (D)  LOANS IN FORECLOSURE                                 2    281,016.21 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,179,321.24 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,192,060.39 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  51      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       58,801.81 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     251.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,302.31 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2759% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.074452198 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-2  (POOL  3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3030                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AZ9  138,082,868.43      6,602,415.66      8.0000       187,824.65  
STRIP                      0.00              0.00      1.0333             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 138,082,868.43      6,602,415.66                   187,824.65  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           43,317.59          0.00       231,142.24        0.00     6,414,591.01
STRIP       5,726.53          0.00         5,726.53        0.00             0.00
                                                                                
           49,044.12          0.00       236,868.77        0.00     6,414,591.01
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       47.814879   1.360231     0.313707      0.000000      1.673939   46.454648
STRIP   0.000000   0.000000     0.041472      0.000000      0.041472    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-2 (POOL 3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,223.76 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,126.30 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,815.16 
    MASTER SERVICER ADVANCES THIS MONTH                                4,760.03 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    163,430.80 
      (B)  TWO MONTHLY PAYMENTS:                                1    150,053.61 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,142,829.57 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         6,196,578.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  59      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             271,761.44 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      120,642.73 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,464.48 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             274,329.12 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           60,149.76 
                                                                                
       MORTGAGE POOL INSURANCE                             9,717,074.36         
       SPECIAL HAZARD LOSS COVERAGE                          500,000.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0659% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.044486544 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      3,918,757.60      6.5000       165,694.04  
STRIP                      0.00              0.00      2.9036             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      3,918,757.60                   165,694.04  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           21,128.87          0.00       186,822.91        0.00     3,753,063.56
STRIP       9,388.74          0.00         9,388.74        0.00             0.00
                                                                                
           30,517.61          0.00       196,211.65        0.00     3,753,063.56
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       39.374507   1.664844     0.212297      0.000000      1.877141   37.709663
STRIP   0.000000   0.000000     0.094335      0.000000      0.094335    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,605.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,349.00 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,464.92 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    682,884.70 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    161,044.97 
      (D)  LOANS IN FORECLOSURE                                 2    353,323.45 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,753,063.56 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,761,517.53 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  21      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      160,622.74 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     210.66 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,860.64 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.30         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2942% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.037709663 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60     11,286,166.49      7.0000       335,665.24  
STRIP                      0.00              0.00      1.9742             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60     11,286,166.49                   335,665.24  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           64,042.63          0.00       399,707.87        0.00    10,950,501.25
STRIP      18,062.94          0.00        18,062.94        0.00             0.00
                                                                                
           82,105.57          0.00       417,770.81        0.00    10,950,501.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      105.592933   3.140471     0.599180      0.000000      3.739651  102.452462
STRIP   0.000000   0.000000     0.168996      0.000000      0.168996    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,387.57 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,796.81 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,535.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    738,332.54 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    864,223.09 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,950,501.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,973,037.43 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  58      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      317,880.52 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     834.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           16,949.93 
                                                                                
       MORTGAGE POOL INSURANCE                             6,832,113.98         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8689% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.102452462 

................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               02/03/95       08:30 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr           21,354.40    8,350.03

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,900.91
Total Principal Prepayments                   156.63
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        156.63
Principal Liquidations                          0.00
Scheduled Principal Due                     2,744.28

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 18,453.49    8,350.03
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       2,605,198.47
Current Period ENDING Prin Bal          2,602,297.56
Change in Principal Balance                 2,900.91

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.024594
Interest Distributed                        0.156448
Total Distribution                          0.181042
Total Principal Prepayments                 0.001328
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                22.086838
ENDING Principal Balance                   22.062244

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   1.613900%
Subordinated Unpaid Amounts
Period Ending Class Percentages            41.960318%
Prepayment Percentages                     65.176730%
Trading Factors                             2.206224%
Certificate Denominations                      1,000
Sub-Servicer Fees                             855.53
Master Servicer Fees                          325.64
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr           38,368.22      179.69      68,252.34

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 3,879.43                   6,780.34
Total Principal Prepayments                    83.68                     240.31
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         83.68                     240.31
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,795.75                   6,540.03

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 34,488.79      179.69      61,472.00
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       3,603,388.01               6,208,586.48
Current Period ENDING Prin Bal          3,599,508.58               6,201,806.14
Change in Principal Balance                 3,879.43                   6,780.34

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     109.240976
Interest Distributed                      971.170783
Total Distribution                      1,080.411759
Total Principal Prepayments                 2.356347
Current Period Interest Shortfall
BEGINNING Principal Balance               405.871607
ENDING Principal Balance                  405.434643

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               466,177.98    3,681.88     469,859.86
Period Ending Class Percentages            58.039682%
Prepayment Percentages                     34.823270%
Trading Factors                            40.543464%                  4.889831%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,183.38                   2,038.91
Master Servicer Fees                          450.43                     776.07
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              555,477.40           2
Loans Delinquent TWO Payments             161,434.95           1
Loans Delinquent THREE + Payments         475,093.48           1
Tot Unpaid Principal on Delinq Loans    1,192,005.83           4
Loans in Foreclosure, INCL in Delinq      475,093.48           1
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           14.7712%
Loans in Pool                                     33
Current Period Sub-Servicer Fee             2,038.91
Current Period Master Servicer Fee            776.07
Aggregate REO Losses                     (432,582.04)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       10:31 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4001
SERIES:  1987-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AB4               NA
Total Principal and Interest Distr        315,681.40    4,425.82

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               282,676.83
Total Principal Prepayments               237,811.67
Principal Payoffs-In-Full                 235,237.96
Principal Curtailments                      2,573.71
Principal Liquidations                          0.00
Scheduled Principal Due                    44,865.16

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 33,004.57    4,425.82
Prepayment Interest Shortfall               1,397.50      420.59
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        120,690,107.20
Current Period BEGINNING Princ Bal      4,856,763.30
Current Period ENDING Princ Bal         4,574,086.47
Change in Principal Balance               282,676.83


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.342171
Interest Distributed                        0.273465
Total Distribution                          2.615636
Total Principal Prepayments                 1.970432
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                40.241602

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.790799%
Subordinated Unpaid Amounts
Period Ending Class Percentages            71.820786%
Prepayment Percentages                     83.389977%
Trading Factors                             3.789943%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,839.66
Master Servicer Fees                          568.96
Percentage Interest
Curr Per Master Servicer Advance Amt            0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Principal and Interest Distr         74,960.75      473.12     395,541.09

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                63,547.11                 346,223.94
Total Principal Prepayments                47,368.49                 285,180.16
Principal Payoffs-In-Full                  46,855.85                 282,093.81
Principal Curtailments                        512.64                   3,086.35
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    16,178.62                  61,043.78

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,413.64      473.12      49,317.15
Prepayment Interest Shortfall                 520.49       14.48       2,353.06
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          6,352,110.91             127,042,218.11
Current Period BEGINNING Princ Bal      1,859,206.95               6,715,970.25
Current Period ENDING Princ Bal         1,794,663.73               6,368,750.20
Change in Principal Balance                64,543.22                 347,220.05

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,501.023317
Interest Distributed                      449.206577
Total Distribution                      2,950.229895
Total Principal Prepayments             1,864.281444
Current Period Interest Shortfall
BEGINNING Principal Balance               292.691198
ENDING Principal Balance                  282.530289

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.270000%   0.230000%
Subordinated Unpaid Amounts                68,145.21      578.32      68,723.53
Period Ending Class Percentages            68,145.21
Prepayment Percentages                     16.610023%
Trading Factors                            28.253029%                  5.013097%
Certificate Denominations                    250,000
Sub-Servicer Fees                             721.80                   2,561.46
Master Servicer Fees                          223.24                     792.20
Percentage Interest
Curr Per Master Servicer Advance Amt                                       0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,270,422.18
Current Special Hazard Amount           1,270,422.18
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance       Loans
Loans Delinquent ONE Payment              473,483.38           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         132,794.93           1
Tot Unpaid Princ on Delinquent Loans      606,278.31           3
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations             132,794.93           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.5804%

Loans in Pool                                     48
Current Period Sub-Servicer Fee             2,561.46
Current Period Master Servicer Fee            792.20

Aggregate REO Losses                      (16,785.18)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       10:46 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4003
SERIES:  1987-S4
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AF5               NA
Total Princ and Interest Distributed      251,120.38    4,288.26

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               199,995.81
Total Principal Prepayments               192,345.78
Principal Payoffs-In-Full                 188,188.46
Principal Curtailments                      4,157.32
Principal Liquidations                          0.00
Scheduled Principal Due                     7,650.03

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 51,124.57    4,288.26
Prepayment Interest Shortfall                 478.61       10.17
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        110,068,019.34
Curr Period BEGINNING Princ Balance     6,786,171.01
Curr Period ENDING Princ Balance        6,586,175.20
Change in Principal Balance               199,995.81

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.817020
Interest Distributed                        0.464482
Total Distribution                          2.281502
Total Principal Prepayments                 1.747517
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                61.654339
ENDING Principal Balance                   59.837319

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.125000%   0.488801%
Subordinated Unpaid Amounts
Period Ending Class Percentages            64.122237%
Prepayment Percentages                     78.676361%
Trading Factors                             5.983732%
Certificate Denominations                      1,000
Sub-Servicer Fees                           2,646.41
Master Servicer Fees                          818.40
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number
Total Princ and Interest Distributed       75,647.36       46.75     331,102.75

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                55,330.51                 255,326.32
Total Principal Prepayments                52,131.44                 244,477.22
Principal Payoffs-In-Full                  51,004.68                 239,193.14
Principal Curtailments                      1,126.76                   5,284.08
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     4,010.91                  11,660.94

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 20,316.85       46.75      75,776.43
Prepayment Interest Shortfall                 263.30        0.58         752.66
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          7,967,390.14             118,035,409.48
Curr Period BEGINNING Princ Balance     3,741,455.04              10,527,626.05
Curr Period ENDING Princ Balance        3,685,105.87              10,271,281.07
Change in Principal Balance                56,349.17                 256,344.98


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,736.155411
Interest Distributed                      637.500161
Total Distribution                      2,373.655572
Total Principal Prepayments             1,635.775300
Current Period Interest Shortfall
BEGINNING Principal Balance               469.596063
ENDING Principal Balance                  462.523587

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.105000%   0.020000%
Subordinated Unpaid Amounts             1,074,458.20    1,185.13   1,075,643.33
Period Ending Class Percentages            35.877763%
Prepayment Percentages                     21.323639%
Trading Factors                            46.252359%                  8.701864%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,480.73                   4,127.14
Master Servicer Fees                          457.92                   1,276.32
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,571,751.49
Current Special Hazard Amount           3,571,751.49

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              315,580.75           2
Loans Delinquent TWO Payments             233,146.24           1
Loans Delinquent THREE + Payments       1,341,928.37           7
Tot Unpaid Principal on Delinq Loans    1,890,655.36          10
Loans in Foreclosure, INCL in Delinq      854,404.75           5
REO/Pending Cash Liquidations             222,283.23           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          17.3962%

Loans in Pool                                     51
Current Period Sub-Servicer Fee             4,127.14
Current Period Master Servicer Fee          1,276.32

Aggregate REO Losses                     (979,348.46)
................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44     10,756,213.50      8.5000       203,139.50  
STRIP                      0.00              0.00      0.3621             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44     10,756,213.50                   203,139.50  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           75,823.95          0.00       278,963.45        0.00    10,553,074.00
STRIP       3,210.81          0.00         3,210.81        0.00             0.00
                                                                                
           79,034.76          0.00       282,174.26        0.00    10,553,074.00
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       84.845765   1.602379     0.598105      0.000000      2.200484   83.243387
STRIP   0.000000   0.000000     0.025327      0.000000      0.025327    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,552.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,901.81 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,952.79 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    399,719.18 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     67,543.68 
      (D)  LOANS IN FORECLOSURE                                 2    630,607.27 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,553,074.00 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,588,880.45 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  53      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      186,680.51 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,553.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,905.20 
                                                                                
       MORTGAGE POOL INSURANCE                             8,195,684.00         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8132% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.083243387 

................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       10:56 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed      171,318.91    2,119.04

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               141,001.33
Total Principal Prepayments               107,714.70
Principal Payoffs-In-Full                 106,806.58
Principal Curtailments                        908.12
Principal Liquidations                          0.00
Scheduled Principal Due                    33,286.63

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 30,317.58    2,119.04
Prepayment Interest Shortfall                 672.28       22.48
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  4,250,037.48
Current Period ENDING Princ Balance     4,109,036.15
Change in Principal Balance               141,001.33

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.956595
Interest Distributed                        0.420700
Total Distribution                          2.377294
Total Principal Prepayments                 1.494695
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                58.975331
ENDING Principal Balance                   57.018737

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.459921%
Subordinated Unpaid Amounts
Period Ending Class Percentages            76.653922%
Prepayment Percentages                     86.121876%
Trading Factors                             5.701874%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,088.75
Master Servicer Fees                          518.27
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       34,228.44       61.61     207,728.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                26,218.76                 167,220.09
Total Principal Prepayments                17,357.70                 125,072.40
Principal Payoffs-In-Full                  17,211.36                 124,017.94
Principal Curtailments                        146.34                   1,054.46
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    10,015.98                  43,302.61

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  8,009.68       61.61      40,507.91
Prepayment Interest Shortfall                 200.90        1.39         897.05
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance  1,278,841.03               5,528,878.51
Current Period ENDING Princ Balance     1,251,467.35               5,360,503.50
Change in Principal Balance                27,373.68                 168,375.01

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,930.281479
Interest Distributed                      589.689862
Total Distribution                      2,519.971341
Total Principal Prepayments             1,277.911191
Current Period Interest Shortfall
BEGINNING Principal Balance               376.604104
ENDING Principal Balance                  368.542867

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               117,299.43      211.15     117,510.58
Period Ending Class Percentages            23.346078%
Prepayment Percentages                     13.878124%
Trading Factors                            36.854287%                  7.103732%
Certificate Denominations                    250,000
Sub-Servicer Fees                             331.59                   1,420.34
Master Servicer Fees                          157.85                     676.12
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount           1,207,366.12

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              133,120.17           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         306,563.44           2
Tot Unpaid Princ on Delinquent Loans      439,683.61           3
Loans in Foreclosure, INCL in Delinq      306,563.44           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts             10.3371%

Loans in Pool                                     47
Curr Period Sub-Servicer Fee                1,420.34
Curr Period Master Servicer Fee               676.12

Aggregate REO Losses                            0.00
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       11:05 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4005
SERIES:  1987-S6
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AJ1               NA
Total Princ and Interest Distributed       27,422.45    2,441.85

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 3,857.59
Total Principal Prepayments                   851.42
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        851.42
Principal Liquidations                          0.00
Scheduled Principal Due                     3,006.17

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 23,564.86    2,441.85
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         73,810,522.75
Curr Period BEGINNING Princ Balance     2,827,783.64
Curr Period ENDING Princ Balance        2,823,926.05
Change in Principal Balance                 3,857.59


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.052263
Interest Distributed                        0.319262
Total Distribution                          0.371525
Total Principal Prepayments                 0.011535
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                38.311389
ENDING Principal Balance                   38.259125

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.000000%   0.543326%
Subordinated Unpaid Amounts
Period Ending Class Percentages            52.428993%
Prepayment Percentages                     71.459921%
Trading Factors                             3.825913%
Certificate Denominations                      1,000
Sub-Servicer Fees                             915.81
Master Servicer Fees                          338.15
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       20,238.90       20.41      50,123.61

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,692.48                   6,550.07
Total Principal Prepayments                   340.04                   1,191.46
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        340.04                   1,191.46
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,536.17                   5,542.34

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 17,546.42       20.41      43,573.54
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          4,920,701.52              78,731,224.27
Curr Period BEGINNING Princ Balance     2,565,332.79               5,393,116.43
Curr Period ENDING Princ Balance        2,562,265.58               5,386,191.63
Change in Principal Balance                 3,067.21                   6,924.80

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     136.793503
Interest Distributed                      891.459273
Total Distribution                      1,028.252776
Total Principal Prepayments                17.275992
Current Period Interest Shortfall
BEGINNING Principal Balance               521.334769
ENDING Principal Balance                  520.711441

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.970000%   0.030000%
Subordinated Unpaid Amounts               281,790.32      323.43     282,113.75
Period Ending Class Percentages            47.571007%
Prepayment Percentages                     28.540079%
Trading Factors                            52.071144%                  6.841240%
Certificate Denominations                    250,000
Sub-Servicer Fees                             830.96                   1,746.77
Master Servicer Fees                          306.81                     644.96
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,199,863.86
Current Special Hazard Amount           1,199,863.86

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              330,508.29           3
Loans Delinquent TWO Payments              94,246.66           1
Loans Delinquent THREE + Payments         463,844.71           3
Total Unpaid Princ on Delinquent Loans    888,599.66           7
Loans in Foreclosure, INCL in Delinq      121,288.46           1
REO Pending Cash Liquidations             239,618.20           2
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          11.8212%

Loans in Pool                                     42
Current Period Sub-Servicer Fee             1,746.77
Current Period Master Servicer Fee            644.96

Aggregate REO Losses                     (199,743.92)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       11:12 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed      394,980.89    1,390.95

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               352,244.12
Total Principal Prepayments               344,693.46
Principal Payoffs-In-Full                 344,221.43
Principal Curtailments                        472.03
Principal Liquidations                          0.00
Scheduled Principal Due                     7,550.66

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 42,736.77    1,390.95
Prepayment Interest Shortfall               1,138.70      119.21
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     5,850,062.44
Curr Period ENDING Princ Balance        5,497,818.32
Change in Principal Balance               352,244.12

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       3.700523
Interest Distributed                        0.448974
Total Distribution                          4.149497
Total Principal Prepayments                 3.621199
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                61.458199
ENDING Principal Balance                   57.757676

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.197383%
Subordinated Unpaid Amounts
Period Ending Class Percentages            68.529820%
Prepayment Percentages                     81.507809%
Trading Factors                             5.775768%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,310.39
Master Servicer Fees                          587.99
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      102,470.55       56.76     498,899.15

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                81,566.69                 433,810.81
Total Principal Prepayments                78,202.78                 422,896.24
Principal Payoffs-In-Full                  78,095.69                 422,317.12
Principal Curtailments                        107.09                     579.12
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,363.91                  10,914.57

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 20,903.86       56.76      65,088.34
Prepayment Interest Shortfall                 506.18        1.13       1,765.22
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     2,606,268.05               8,456,330.49
Curr Period ENDING Princ Balance        2,524,701.36               8,022,519.68
Change in Principal Balance                81,566.69                 433,810.81


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   3,511.443513
Interest Distributed                      899.910534
Total Distribution                      4,411.354047
Total Principal Prepayments             3,366.627290
Current Period Interest Shortfall
BEGINNING Principal Balance               448.799040
ENDING Principal Balance                  434.753266

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               318,780.30      298.01     319,078.31
Period Ending Class Percentages            31.470180%
Prepayment Percentages                     18.492191%
Trading Factors                            43.475327%                  7.943492%
Certificate Denominations                    250,000
Sub-Servicer Fees                             601.75                   1,912.14
Master Servicer Fees                          270.02                     858.01
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              267,055.82           3
Loans Delinquent TWO Payments             225,691.40           1
Loans Delinquent THREE + Payments               0.00           0
Total Unpaid Principal on Delinq Loans    492,747.22           4
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.1336%

Loans in Pool                                     50
Current Period Sub-Servicer Fee             1,912.14
Current Period Master Servicer Fee            858.01

Aggregate REO Losses                     (322,745.02)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       11:32 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4007
SERIES:  1987-S8
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AN8               NA
Total Princ and Interest Distributed       36,966.35    1,799.42

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 5,067.83
Total Principal Prepayments                   562.05
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        562.05
Principal Liquidations                          0.00
Scheduled Principal Due                     4,505.78

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 31,898.52    1,799.42
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         67,567,852.48
Curr Period BEGINNING Princ Balance     3,734,460.98
Curr Period ENDING Principal Balance    3,729,393.15
Change in Principal Balance                 5,067.83


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.075004
Interest Distributed                        0.472096
Total Distribution                          0.547100
Total Principal Prepayments                 0.008318
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                55.269789
ENDING Principal Balance                   55.194786

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.250000%   0.372399%
Subordinated Unpaid Amounts
Period Ending Class Percentages            64.403699%
Prepayment Percentages                     78.643274%
Trading Factors                             5.519479%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,265.13
Master Servicer Fees                          466.80
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed        8,883.13        7.89      47,656.79

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 1,674.66                   6,742.49
Total Principal Prepayments                   152.63                     714.68
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        152.63                     714.68
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,490.18                   6,995.96

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  7,208.47        7.89      40,914.30
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,819,207.72              71,387,060.20
Curr Period BEGINNING Princ Balance     2,063,900.21               5,798,361.19
Curr Period ENDING Principal Balance    2,061,257.40               5,790,650.55
Change in Principal Balance                 2,642.81                   7,710.64


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     109.620903
Interest Distributed                      471.856372
Total Distribution                        581.477276
Total Principal Prepayments                 9.990947
Current Period Interest Shortfall
BEGINNING Principal Balance               540.400094
ENDING Principal Balance                  539.708115

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.220000%   0.030000%
Subordinated Unpaid Amounts               356,464.31      352.78     356,817.09
Period Ending Class Percentages            35.596301%
Prepayment Percentages                     21.356726%
Trading Factors                            53.970812%                  8.111625%
Certificate Denominations                    250,000
Sub-Servicer Fees                             699.25                   1,964.38
Master Servicer Fees                          258.00                     724.80
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,199,302.61
Current Special Hazard Amount           1,199,302.61
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              611,786.17           6
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       1,229,169.19           7
Total Unpaid Princ on Delinquent Loans  1,840,955.36          13
Loans in Foreclosure, INCL in Delinq    1,229,169.19           7
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          25.5368%

Loans in Pool                                     45
Current Period Sub-Servicer Fee             1,964.38
Current Period Master Servicer Fee            724.80

Aggregate REO Losses                     (239,909.07)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       11:42 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4008
SERIES:  1987-S9
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AP3               NA
Total Princ and Interest Distributed       49,496.42      966.26

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 5,235.06
Total Principal Prepayments                     4.05
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          4.05
Principal Liquidations                          0.00
Scheduled Principal Due                     5,231.01

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 44,261.36      966.26
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00        0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         61,838,309.47
Curr Period BEGINNING Princ Balance     5,058,441.32
Curr Period ENDING Princ Balance        5,053,206.26
Change in Principal Balance                 5,235.06

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.084657
Interest Distributed                        0.715760
Total Distribution                          0.800417
Total Principal Prepayments                 0.000065
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                81.801093
ENDING Principal Balance                   81.716436

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.500000%   0.158199%
Subordinated Unpaid Amounts
Period Ending Class Percentages            69.015470%
Prepayment Percentages                     81.409287%
Trading Factors                             8.171644%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,645.28
Master Servicer Fees                          526.92
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       17,411.08       21.15      67,894.91

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 1,525.53                   6,760.59
Total Principal Prepayments                     0.93                       4.98
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.93                       4.98
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,348.46                   7,579.47

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 15,885.55       21.15      61,134.32
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,772,628.96              65,610,938.43
Curr Period BEGINNING Princ Balance     2,270,988.89               7,329,430.21
Curr Period ENDING Princ Balance        2,268,639.50               7,321,845.76
Change in Principal Balance                 2,349.39                   7,584.45


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     101.091972
Interest Distributed                    1,052.684359
Total Distribution                      1,153.776331
Total Principal Prepayments                 0.061628
Current Period Interest Shortfall
BEGINNING Principal Balance               601.964549
ENDING Principal Balance                  601.341803

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.470000%   0.030000%
Subordinated Unpaid Amounts               529,820.00      877.50     530,697.50
Period Ending Class Percentages            30.984530%
Prepayment Percentages                     18.590713%
Trading Factors                            60.134180%                 11.159489%
Certificate Denominations                    250,000
Sub-Servicer Fees                             738.65                   2,383.93
Master Servicer Fees                          236.56                     763.48
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,200,024.06
Current Special Hazard Amount           1,200,024.06
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment            1,124,611.28           5
Loans Delinquent TWO Payments             311,478.20           2
Loans Delinquent THREE + Payments         463,523.82           3
Total Unpaid Princ on Delinquent Loans  1,899,613.30          10
Loans in Foreclosure, INCL in Delinq      463,523.82           3
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          15.4443%

Loans in Pool                                     55
Current Period Sub-Servicer Fee             2,383.93
Current Period Master Servicer Fee            763.48

Aggregate REO Losses                     (482,770.04)
................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   12-Jan-95
1987-SA1, CLASS A, 7.47312318% PASS-THROUGH RATE (POOL 4009)         03:12 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $7,627,303.94
ENDING POOL BALANCE                                             $7,614,699.03
PRINCIPAL DISTRIBUTIONS                                            $12,604.91

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                   $2,550.34
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                     $10,054.57
                                                    $12,604.91

INTEREST DUE ON BEG POOL BALANCE                    $47,499.82
PREPAYMENT INTEREST SHORTFALL                            $0.00
                                                                   $47,499.82

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $60,104.73

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $794.51

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               72.370106%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $0.287158382
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $1.082115735
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $0.058100495

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION        $10,521,884.65

TRADING FACTOR                                                    0.173474039

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              1
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                            $90,981.37
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-95
1987-SA1, CLASS B, 7.44312318% PASS-THROUGH RATE (POOL 4009)         03:12 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,911,023.03
ENDING POOL BALANCE                                             $2,907,185.62
NET CHANGE TO PRINCIPAL BALANCE                                     $3,837.41

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                      $3,837.41
                                                                    $3,837.41

INTEREST DUE ON BEGINNING POOL BALANCE              $18,055.92
PREPAYMENT INTEREST SHORTFALL                            $0.00
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,055.92

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $21,893.33

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $301.93
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,420.65

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $303.23

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               27.629894%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION        $10,521,884.65

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              1
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                            $90,981.37
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-95
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               03:12 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 1/1                          $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $72.78
PREPAYMENT INTEREST SHORTFALL                            $0.00
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $72.78

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION        $10,521,884.65

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              1
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                            $90,981.37
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00















................................................................................

DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       01:35 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4010/11
SERIES:  1988-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920AS7
Total Princ and Interest Distributed      459,318.59

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               368,046.44
Total Principal Prepayments               345,606.45
Principal Payoffs-In-Full                 345,020.74
Principal Curtailments                        585.71
Principal Liquidations                          0.00
Scheduled Principal Due                    22,439.99

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 91,272.15
Prepayment Interest Shortfall               1,555.98
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        173,064,503.72
Curr Period BEGINNING Princ Balance    10,832,761.34
Curr Period ENDING Princ Balance       10,464,714.90
Change in Principal Balance               368,046.44

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.126643
Interest Distributed                        0.527388
Total Distribution                          2.654031
Total Principal Prepayments                 1.996981
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                62.593779
ENDING Principal Balance                   60.467136

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.283044%
Subordinated Unpaid Amounts
Period Ending Class Percentages            66.292022%
Prepayment Percentages                     79.994228%
Trading Factors                             6.046714%
Certificate Denominations                      1,000
Sub-Servicer Fees                           2,979.10
Master Servicer Fees                        1,085.22
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      133,249.80       81.63     592,650.02

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                96,864.15                 464,910.59
Total Principal Prepayments                86,432.79                 432,039.24
Principal Payoffs-In-Full                  86,286.31                 431,307.05
Principal Curtailments                        146.48                     732.19
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    11,036.95                  33,476.94

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 36,385.65       81.63     127,739.43
Prepayment Interest Shortfall                 776.81        1.51       2,334.30
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          9,589,326.06             182,653,829.78
Curr Period BEGINNING Princ Balance     5,418,726.04              16,251,487.38
Curr Period ENDING Princ Balance        5,321,068.39              15,785,783.29
Change in Principal Balance                97,657.65                 465,704.09

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,525.311721
Interest Distributed                      948.597685
Total Distribution                      3,473.909406
Total Principal Prepayments             2,253.359346
Current Period Interest Shortfall
BEGINNING Principal Balance               565.078923
ENDING Principal Balance                  554.894928

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.263044%   0.020000%
Subordinated Unpaid Amounts             1,072,277.25      994.99   1,030,672.84
Period Ending Class Percentages            33.707978%
Prepayment Percentages                     20.005772%
Trading Factors                            55.489493%                  8.642460%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,514.80                   4,493.90
Master Servicer Fees                          551.81                   1,637.03
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,826,538.30
Current Special Hazard Amount           1,826,538.30

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment            1,348,921.57           9
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       1,225,867.29           7
Total Unpaid Principal on Delinq Loans  2,574,788.86          16
Loans in Foreclosure, INCL in Delinq      964,442.42           5
REO/Pending Cash Liquidations             261,424.87           2
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          12.1756%

Loans in Pool                                    113
Current Period Sub-Servicer Fee             4,493.90
Current Period Master Servicer Fee          1,637.03

Aggregate REO Losses                     (732,482.13)
................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-2A  (POOL  3082)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3082                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AU2  120,492,206.92     10,230,389.64     10.3079         8,521.30  
                                                                                
- --------------------------------------------------------------------------------
                 120,492,206.92     10,230,389.64                     8,521.30  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           87,878.19          0.00        96,399.49        0.00    10,221,868.34
                                                                                
           87,878.19          0.00        96,399.49        0.00    10,221,868.34
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       84.904990   0.070721     0.729327      0.000000      0.800048   84.834269
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-2A (POOL 3082)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,516.25 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,322.64 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,193.91 
    MASTER SERVICER ADVANCES THIS MONTH                                4,895.18 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    478,976.87 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    399,925.09 
      (D)  LOANS IN FORECLOSURE                                 7  1,378,934.92 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,221,868.34 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         9,739,212.22 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  47      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             508,453.86 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     314.48 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,206.82 
                                                                                
       LOC AMOUNT AVAILABLE                                3,313,456.83         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,834,458.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8865% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.2892% 
                                                                                
    POOL TRADING FACTOR                                             0.084834269 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      6,029,493.42      6.9722       408,106.76  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      6,029,493.42                   408,106.76  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           34,034.17          0.00       442,140.93        0.00     5,621,386.66
                                                                                
           34,034.17          0.00       442,140.93        0.00     5,621,386.66
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      236.996029  16.041096     1.337751      0.000000     17.378847  220.954934
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,827.46 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,774.47 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,749.28 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    162,834.69 
      (B)  TWO MONTHLY PAYMENTS:                                1    100,038.83 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    153,516.25 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,621,386.66 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         5,629,733.75 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  43      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      400,165.77 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     732.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,208.88 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.7106% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9722% 
                                                                                
    POOL TRADING FACTOR                                             0.220954934 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      9,730,685.44      7.4028       293,911.22  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      9,730,685.44                   293,911.22  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,586.50          0.00       353,497.72        0.00     9,436,774.22
                                                                                
           59,586.50          0.00       353,497.72        0.00     9,436,774.22
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      254.078990   7.674348     1.555870      0.000000      9.230218  246.404642
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,166.04 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,011.03 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,846.23 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    479,890.15 
      (B)  TWO MONTHLY PAYMENTS:                                1     69,870.12 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,436,774.22 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         9,447,022.34 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  75      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      281,033.11 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,639.89 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,238.22 
                                                                                
       LOC AMOUNT AVAILABLE                                1,960,518.10         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,067,236.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0468% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.4028% 
                                                                                
    POOL TRADING FACTOR                                             0.246404642 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61     12,153,624.01      5.6262       275,502.63  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61     12,153,624.01                   275,502.63  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           56,696.71          0.00       332,199.34        0.00    11,878,121.38
                                                                                
           56,696.71          0.00       332,199.34        0.00    11,878,121.38
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      175.224750   3.972056     0.817424      0.000000      4.789480  171.252694
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,381.80 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,518.38 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,651.08 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    704,786.54 
      (B)  TWO MONTHLY PAYMENTS:                                2    227,325.92 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    252,932.53 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,878,121.38 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        11,897,425.26 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  87      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      253,320.44 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,082.20 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,099.99 
                                                                                
       LOC AMOUNT AVAILABLE                                1,960,518.10         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,067,236.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.3112% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.6262% 
                                                                                
    POOL TRADING FACTOR                                             0.171252694 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99      1,236,260.57      8.5000         9,509.88  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99      1,236,260.57                     9,509.88  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            8,756.85          0.00        18,266.73        0.00     1,226,750.69
STRIP         243.98          0.00           243.98        0.00             0.00
                                                                                
            9,000.83          0.00        18,510.71        0.00     1,226,750.69
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      134.235260   1.032599     0.950834      0.000000      1.983433  133.202662
STRIP   0.000000   0.000000     0.026492      0.000000      0.026492    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      257.55 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   226.65 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,226,750.69 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,236,260.57 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            9,509.88 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.133202662 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4C  (POOL  3089)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3089                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BB3   33,550,911.70      3,306,311.73      9.2500        32,120.60  
STRIP                      0.00              0.00      0.0424             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  33,550,911.70      3,306,311.73                    32,120.60  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           25,486.15          0.00        57,606.75        0.00     3,274,191.13
STRIP         116.76          0.00           116.76        0.00             0.00
                                                                                
           25,602.91          0.00        57,723.51        0.00     3,274,191.13
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       98.546107   0.957369     0.759626      0.000000      1.716995   97.588738
STRIP   0.000000   0.000000     0.003480      0.000000      0.003480    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4C (POOL 3089)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      688.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   606.16 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,670.43 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,274,191.13 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,302,303.08 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  24      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,000.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           31,120.60 
                                                                                
       LOC AMOUNT AVAILABLE                                1,572,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,593,151.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7624% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.097588738 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4D  (POOL  3090)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3090                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BC1   14,309,759.83      1,508,676.79      9.7500        16,478.32  
STRIP                      0.00              0.00      0.1052             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  14,309,759.83      1,508,676.79                    16,478.32  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           12,258.00          0.00        28,736.32        0.00     1,492,198.47
STRIP         132.25          0.00           132.25        0.00             0.00
                                                                                
           12,390.25          0.00        28,868.57        0.00     1,492,198.47
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      105.429917   1.151544     0.856618      0.000000      2.008162  104.278373
STRIP   0.000000   0.000000     0.009242      0.000000      0.009242    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4D (POOL 3090)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      314.31 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   276.59 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,536.08 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,492,198.47 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,504,155.49 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  10      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     728.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           15,749.37 
                                                                                
       LOC AMOUNT AVAILABLE                                1,572,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,593,151.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3252% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.7500% 
                                                                                
    POOL TRADING FACTOR                                             0.104278373 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     35,404,685.97      5.7115       534,628.22  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     35,404,685.97                   534,628.22  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          167,260.50          0.00       701,888.72        0.00    34,870,057.75
                                                                                
          167,260.50          0.00       701,888.72        0.00    34,870,057.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      177.266498   2.676812     0.837451      0.000000      3.514263  174.589686
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   12,656.84 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,240.40 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   26,709.52 
    MASTER SERVICER ADVANCES THIS MONTH                                1,419.26 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    594,475.88 
      (B)  TWO MONTHLY PAYMENTS:                                1    165,369.83 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    391,265.10 
      (D)  LOANS IN FORECLOSURE                                 7  1,266,776.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  34,870,057.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        34,703,071.28 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 234      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             228,528.86 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      314,274.99 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,180.30 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             162,228.55 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           51,944.38 
                                                                                
       LOC AMOUNT AVAILABLE                                6,054,878.62         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.4016% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.7124% 
                                                                                
    POOL TRADING FACTOR                                             0.174589686 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94     12,701,198.81      7.3776       237,655.56  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94     12,701,198.81                   237,655.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           77,504.08          0.00       315,159.64        0.00    12,463,543.25
                                                                                
           77,504.08          0.00       315,159.64        0.00    12,463,543.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      210.269111   3.934402     1.283085      0.000000      5.217487  206.334709
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,506.78 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,633.90 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,520.07 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    407,571.08 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    194,399.80 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,463,543.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        12,479,540.72 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  96      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      211,373.81 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  11,371.08 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,910.67 
                                                                                
       LOC AMOUNT AVAILABLE                               11,951,048.16         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0560% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3776% 
                                                                                
    POOL TRADING FACTOR                                             0.206334709 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3B  (POOL  3096)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3096                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BG2   37,514,866.19      5,032,334.51      7.7181       224,817.31  
                                                                                
- --------------------------------------------------------------------------------
                  37,514,866.19      5,032,334.51                   224,817.31  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           32,586.17          0.00       257,403.48        0.00     4,807,517.20
                                                                                
           32,586.17          0.00       257,403.48        0.00     4,807,517.20
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      134.142409   5.992753     0.868620      0.000000      6.861373  128.149656
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3B (POOL 3096)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,615.18 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,003.10 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,654.16 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    745,830.67 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,807,517.20 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,813,836.05 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  28      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,998.92 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             217,468.36 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,350.03 
                                                                                
       LOC AMOUNT AVAILABLE                               11,974,323.41         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3897% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7181% 
                                                                                
    POOL TRADING FACTOR                                             0.128149656 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     15,913,614.85      5.7630       114,644.90  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     15,913,614.85                   114,644.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           76,093.69          0.00       190,738.59        0.00    15,798,969.95
                                                                                
           76,093.69          0.00       190,738.59        0.00    15,798,969.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      196.589408   1.416270     0.940026      0.000000      2.356296  195.173138
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,200.64 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,301.00 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,949.92 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    499,342.07 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     58,232.19 
      (D)  LOANS IN FORECLOSURE                                 1    194,957.28 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,798,969.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        15,826,491.82 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 116      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       89,416.50 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,784.39 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           23,444.01 
                                                                                
       LOC AMOUNT AVAILABLE                               11,974,323.41         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.4069% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.7630% 
                                                                                
    POOL TRADING FACTOR                                             0.195173138 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40     12,751,683.45      5.6320       119,523.88  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40     12,751,683.45                   119,523.88  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,760.52          0.00       179,284.40        0.00    12,632,159.57
                                                                                
           59,760.52          0.00       179,284.40        0.00    12,632,159.57
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      297.897988   2.792253     1.396093      0.000000      4.188346  295.105735
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,055.08 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,527.54 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,086.15 
    MASTER SERVICER ADVANCES THIS MONTH                                3,811.24 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                12  1,568,599.06 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    300,415.10 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,632,159.57 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        12,044,340.71 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  98      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             608,202.53 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       92,622.27 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   8,111.47 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,790.14 
                                                                                
       LOC AMOUNT AVAILABLE                                8,382,201.92         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,209,577.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.3735% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.6235% 
                                                                                
    POOL TRADING FACTOR                                             0.295105735 
................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     13,341,124.54      5.8123        19,173.84  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     13,341,124.54                    19,173.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           64,614.79          0.00        83,788.63        0.00    13,321,950.70
                                                                                
           64,614.79          0.00        83,788.63        0.00    13,321,950.70
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      240.532683   0.345693     1.164967      0.000000      1.510660  240.186990
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,450.70 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,725.35 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,846.70 
    MASTER SERVICER ADVANCES THIS MONTH                                1,580.77 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    616,163.44 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    266,483.16 
      (D)  LOANS IN FORECLOSURE                                 2    369,514.89 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  13,321,950.70 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        13,095,627.38 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  91      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             259,006.78 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     837.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,336.05 
                                                                                
       LOC AMOUNT AVAILABLE                                8,418,784.68         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,209,577.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.5717% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.8217% 
                                                                                
    POOL TRADING FACTOR                                             0.240186990 

................................................................................

DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       12:41 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BN7               NA
Total Princ and Interest Distributed    1,130,710.16        0.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             1,035,814.90
Total Principal Prepayments               903,200.34
Principal Payoffs-In-Full                 893,641.70
Principal Curtailments                      9,558.64
Principal Liquidations                    103,962.25
Scheduled Principal Due                    28,652.31

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 94,895.26        0.00
Prepayment Interest Shortfall                 320.98        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    19,811,155.07
Curr Period ENDING Princ Balance       18,775,340.17
Change in Principal Balance             1,035,814.90

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       6.857831
Interest Distributed                        0.628274
Total Distribution                          7.486106
Total Principal Prepayments                 6.668133
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               131.163938
ENDING Principal Balance                  124.306107

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               5.767432%   0.000000%
Subordinated Unpaid Amounts
Period Ending Class Percentages            64.113570%
Prepayment Percentages                    100.000000%
Trading Factors                            12.430611%
Certificate Denominations                      1,000
Sub-Servicer Fees                           7,000.53
Master Servicer Fees                        1,989.01
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      117,685.15      102.81   1,248,498.12

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                70,357.20               1,106,172.10
Total Principal Prepayments                     0.00                 903,200.34
Principal Payoffs-In-Full                       0.00                 893,641.70
Principal Curtailments                          0.00                   9,558.64
Principal Liquidations                     57,410.20                 161,372.45
Scheduled Principal Due                    14,321.28                  42,973.59

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 47,327.95      102.81     142,326.02
Prepayment Interest Shortfall                 171.12        0.30         492.40
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance    10,579,984.47              30,391,139.54
Curr Period ENDING Princ Balance       10,509,162.75              29,284,502.92
Change in Principal Balance                70,821.72               1,106,636.62

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,457.244665
Interest Distributed                      980.260764
Total Distribution                      2,437.505429
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               876.534366
ENDING Principal Balance                  870.666903

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               5.757432%   0.010000%
Subordinated Unpaid Amounts               831,334.84      629.89     633,461.45
Period Ending Class Percentages            35.886430%
Prepayment Percentages                      0.000000%
Trading Factors                            87.066690%                 17.953681%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,918.42                  10,918.95
Master Servicer Fees                        1,113.32                   3,102.33
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,435,959.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment              917,985.94           7
Loans Delinquent TWO Payments             169,140.91           1
Loans Delinquent THREE + Payments         956,739.81           5
Total Unpaid Princ on Delinquent Loans  2,043,866.66          13
Loans in Foreclosure, INCL in Delinq      257,343.18           1
REO/Pending Cash Liquidations             528,278.14           3
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.4721%

Loans in Pool                                    176
Current Period Sub-Servicer Fee            10,918.95
Current Period Master Servicer Fee          3,102.33

Aggregate REO Losses                     (541,246.97)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       12:46 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed       64,444.13      642.35

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                48,712.16
Total Principal Prepayments                 1,593.13
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      1,593.13
Principal Liquidations                     45,655.56
Scheduled Principal Due                     1,463.47

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 15,731.97      642.35
Prepayment Interest Shortfall                   2.86        0.38
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance     1,807,193.98
Curr Period ENDING Princ Balance        1,758,481.82
Change in Principal Balance                48,712.16

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.445211
Interest Distributed                        0.143784
Total Distribution                          0.588995
Total Principal Prepayments                 0.431835
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                16.517074
ENDING Principal Balance                   16.071863

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.448126%   0.087960%
Subordinated Unpaid Amounts
Period Ending Class Percentages            20.607420%
Prepayment Percentages                    100.000000%
Trading Factors                             1.607186%
Certificate Denominations                      1,000
Sub-Servicer Fees                             438.95
Master Servicer Fees                          173.24
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      220,284.84      240.16     285,611.48

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               180,608.34                 229,320.50
Total Principal Prepayments                     0.00                   1,593.13
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                   1,593.13
Principal Liquidations                    176,660.75                 222,316.31
Scheduled Principal Due                     4,971.15                   6,434.62

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 39,676.50      240.16      56,290.98
Prepayment Interest Shortfall                  10.99        0.02          14.25
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     6,956,131.72               8,763,325.70
Curr Period ENDING Princ Balance        6,774,764.24               8,533,246.06
Change in Principal Balance               181,367.48                 230,079.64

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   5,279.369435
Interest Distributed                    1,159.785320
Total Distribution                      6,439.154755
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               813.339831
ENDING Principal Balance                  792.133592

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.428126%   0.020000%
Subordinated Unpaid Amounts             1,476,291.61    1,804.16   1,419,935.22
Period Ending Class Percentages            79.392580%
Prepayment Percentages                      0.000000%
Trading Factors                            79.213359%                  7.233634%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,691.13                   2,130.08
Master Servicer Fees                          667.42                     840.66
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,271,432.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments             181,101.76           1
Loans Delinquent THREE + Payments       2,205,506.27           9
Total Unpaid Princ on Delinquent Loans  2,386,608.03          10
Loans in Foreclosure, INCL in Delinq    1,103,994.16           3
REO/Pending Cash Liquidations             670,553.38           4
Principal Balance New REO                 194,236.72
Six Month Avg Delinquencies 2+ Pmts          23.5708%

Loans in Pool                                     37
Current Period Sub-Servicer Fee             2,130.08
Current Period Master Servicer Fee            840.66

Aggregate REO Losses                   (1,099,809.42)
................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       04:54 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                764,841.96

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               541,585.26
Total Principal Prepayments               480,123.64
Principal Payoffs-In-Full                 466,340.57
Principal Curtailments                     13,783.07
Principal Liquidations                          0.00
Scheduled Principal Due                    61,461.62

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                223,256.70
Prepayment Interest Shortfall               1,592.19
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      39,067,685.78
Current Period ENDING Prin Bal         38,526,100.52
Change in Principal Balance               541,585.26

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       4.044196
Interest Distributed                        1.667131
Total Distribution                          5.711327
Total Principal Prepayments                 3.585242
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               291.731308
ENDING Principal Balance                  287.687112

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               6.906441%
Subordinated Unpaid Amounts
Period Ending Class Percentages            75.590282%
Prepayment Percentages                    100.000000%
Trading Factors                            28.768711%
Certificate Denominations                      1,000
Sub-Servicer Fees                          12,094.26
Master Servicer Fees                        4,031.42
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 82,919.01       79.45     847,840.42

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                18,037.81                 559,623.07
Total Principal Prepayments                     0.00                 480,123.64
Principal Payoffs-In-Full                       0.00                 466,340.57
Principal Curtailments                          0.00                  13,783.07
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    19,602.97                  81,064.59

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 64,881.20       79.45     288,217.35
Prepayment Interest Shortfall                 507.08        0.74       2,100.01
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      12,460,504.64              51,528,190.42
Current Period ENDING Prin Bal         12,440,901.67              50,967,002.19
Change in Principal Balance                19,602.97                 561,188.23

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     317.092790
Interest Distributed                    1,140.568658
Total Distribution                      1,457.661448
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               876.189778
ENDING Principal Balance                  874.811349

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               6.896441%   0.010000%
Subordinated Unpaid Amounts             1,780,201.36    1,440.43   1,781,641.79
Period Ending Class Percentages            24.409718%
Prepayment Percentages                      0.000000%
Trading Factors                            87.481135%                 34.405104%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,905.49                  15,999.75
Master Servicer Fees                        1,301.83                   5,333.25
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,126,629.00
Loans in Pool                                    229
Current Period Sub-Servicer Fee            15,999.75
Current Period Master Servicer Fee          5,333.25

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment            1,291,743.01           5
Loans Delinquent TWO Payments             498,827.11           2
Loans Delinquent THREE + Payments       1,337,916.57           6
Tot Unpaid Prin on Delinquent Loans     3,128,486.69          13
Loans in Foreclosure, INCL in Delinq    1,337,916.57           6
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.7774%
Aggregate REO Losses                   (1,706,014.33)
................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97     11,999,519.92      5.5903       293,754.56  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97     11,999,519.92                   293,754.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           55,770.01          0.00       349,524.57        0.00    11,705,765.36
                                                                                
           55,770.01          0.00       349,524.57        0.00    11,705,765.36
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      171.611849   4.201148     0.797598      0.000000      4.998746  167.410701
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,558.30 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,491.55 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,992.88 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    160,764.06 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    149,277.95 
      (D)  LOANS IN FORECLOSURE                                 1    239,260.40 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,705,765.36 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        11,724,123.62 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      276,066.35 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     305.15 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,383.06 
                                                                                
       LOC AMOUNT AVAILABLE                               10,631,349.10         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.2994% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.5903% 
                                                                                
    POOL TRADING FACTOR                                             0.167410701 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48     10,784,951.85      5.7448       401,612.10  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48     10,784,951.85                   401,612.10  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           51,331.28          0.00       452,943.38        0.00    10,383,339.75
                                                                                
           51,331.28          0.00       452,943.38        0.00    10,383,339.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      143.810235   5.355233     0.684469      0.000000      6.039702  138.455002
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,932.67 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,151.68 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,238.34 
    MASTER SERVICER ADVANCES THIS MONTH                                  853.78 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    556,713.97 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    171,564.31 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,383,339.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,255,185.20 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  68      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             141,667.77 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      152,493.65 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     863.48 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             232,713.17 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           15,541.80 
                                                                                
       LOC AMOUNT AVAILABLE                               10,630,340.31         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.4610% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.7447% 
                                                                                
    POOL TRADING FACTOR                                             0.138455002 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      9,285,779.08      6.4730        17,387.49  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      9,285,779.08                    17,387.49  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           50,089.04          0.00        67,476.53        0.00     9,268,391.59
                                                                                
           50,089.04          0.00        67,476.53        0.00     9,268,391.59
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      248.267570   0.464878     1.339197      0.000000      1.804075  247.802693
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,379.49 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,916.33 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,233.23 
    MASTER SERVICER ADVANCES THIS MONTH                                  542.75 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    515,617.41 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    256,110.95 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,268,391.59 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         9,203,061.02 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  47      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS              87,258.60 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,747.25 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,640.24 
                                                                                
       LOC AMOUNT AVAILABLE                               10,630,340.31         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.1707% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.4798% 
                                                                                
    POOL TRADING FACTOR                                             0.247802693 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      4,393,716.41      7.3418       100,146.74  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      4,393,716.41                   100,146.74  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           26,603.99          0.00       126,750.73        0.00     4,293,569.67
                                                                                
           26,603.99          0.00       126,750.73        0.00     4,293,569.67
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      199.344908   4.543703     1.207035      0.000000      5.750738  194.801205
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,535.58 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   908.42 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,126.79 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,293,569.67 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,297,782.96 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  29      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       88,797.80 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,224.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,124.94 
                                                                                
       LOC AMOUNT AVAILABLE                               10,630,340.31         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0150% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3418% 
                                                                                
    POOL TRADING FACTOR                                             0.194801205 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      3,183,078.02      7.8240         3,469.33  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      3,183,078.02                     3,469.33  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,753.67          0.00        24,223.00        0.00     3,179,608.69
                                                                                
           20,753.67          0.00        24,223.00        0.00     3,179,608.69
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      153.560257   0.167370     1.001213      0.000000      1.168583  153.392887
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      745.64 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   663.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      484.07 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,179,608.69 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,183,002.89 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  14      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,469.33 
                                                                                
       LOC AMOUNT AVAILABLE                               10,630,340.31         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3551% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8240% 
                                                                                
    POOL TRADING FACTOR                                             0.153392887 

................................................................................

SEC REPORT
DISTRIBUTION DATE:          01/25/95
MONTHLY Cutoff:               Dec-94
DETERMINATION DATE:         01/20/95
RUN TIME/DATE:              01/17/95      03:42 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4014
SERIES:  1989-S3
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                       CLASS A-1     CLASS A-2      CLASS A-3
CUSIP Number                         760920BW7     760920BX5     760920BY3
Total Princ and Interest Distributed          0.00    125,297.61       6,253.38

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                   0.00    103,422.13           0.00
Total Principal Prepayments                   0.00    101,453.35           0.00
Principal Payoffs-In-Full                     0.00          0.00           0.00
Principal Curtailments                        0.00      3,000.00           0.00
Principal Liquidations                        0.00     98,453.35           0.00
Scheduled Principal Due                       0.00      1,968.78           0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                    0.00     21,875.48       6,253.38
Prepayment Interest Shortfall                 0.00          9.03           2.58
Unpaid Int Shortfall Distr (Paid)             0.00          0.00           0.00
Remaining Unpaid Interest Shortfall           0.00          0.00           0.00
Current Period Interest Shortfall             0.00          0.00           0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance       40,158,085.00 41,198,000.00      10,000.00
Curr Period BEGINNING Princ Balance           0.00  2,659,384.06      10,000.00
Curr Period ENDING Princ Balance              0.00  2,555,961.93      10,000.00
Change in Principal Balance                   0.00    103,422.13           0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     0.000000      2.510368       0.000000
Interest Distributed                      0.000000      0.530984     625.338000
Total Distribution                        0.000000      3.041352     625.338000
Total Principal Prepayments               0.000000      2.462579       0.000000
Current Period Interest Shortfall         0.000000      0.000000       0.000000
BEGINNING Principal Balance               0.000000     64.551290   1,000.000000
ENDING Principal Balance                  0.000000     62.040923   1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             9.875000%     9.875000%      1.032473%
Subordinated Unpaid Amounts
Period Ending Class Percentages          36.700565%    36.700565%     36.700565%
Prepayment Percentages                  100.000000%   100.000000%    100.000000%
Trading Factors                           0.000000%     6.204092%    100.000000%
Certificate Denominations                    1,000         1,000          1,000
Sub-Servicer Fees                             0.00        832.61           3.13
Master Servicer Fees                          0.00        277.02           1.04
Percentage Interest
Curr Period Master Servicer Adv Amt           0.00          0.00           0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
                                           CLASS B       CLASS C         TOTALS
CUSIP Number                                    NA            NA
Total Princ and Interest Distributed    122,474.83        181.90     254,207.72

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             100,814.60                   204,236.73
Total Principal Prepayments              98,479.76                   199,933.11
Principal Payoffs-In-Full                     0.00                         0.00
Principal Curtailments                        0.00                     3,000.00
Principal Liquidations                   98,479.76                   196,933.11
Scheduled Principal Due                   3,216.76                     5,185.54

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed               21,660.23        181.90      49,970.99
Prepayment Interest Shortfall                15.59          0.03          27.23
Unpaid Int Shortfall Distr (Paid)                                          0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance        6,124,328.95                87,490,413.95
Curr Period BEGINNING Princ Balance   4,598,653.48                 7,268,037.54
Curr Period ENDING Princ Balance      4,425,652.31                 6,991,614.24
Change in Principal Balance             173,001.17                   276,423.30

PER CERTIFICATE DATA BY CLASS
Principal Distributed                 4,115.332505
Interest Distributed                    884.187891
Total Distribution                    4,999.520396
Total Principal Prepayments               0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance             750.882834
ENDING Principal Balance                722.634650

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                             9.855000%     0.020000%
Subordinated Unpaid Amounts           1,183,461.04      1,458.83
Period Ending Class Percentages          63.299435%
Prepayment Percentages                    0.000000%
Trading Factors                          72.263465%                    7.991292%
Certificate Denominations                  250,000
Sub-Servicer Fees                         1,439.76                     2,275.50
Master Servicer Fees                        479.03                       757.09
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount         1,749,808.00
Current Special Hazard Amount         1,058,166.00

POOL DELINQUENCY DATA
                                      Unpaid Princ     Number of
                                        Balance            Loans
Loans Delinquent ONE Payment                  0.00             0
Loans Delinquent TWO Payments           202,907.28             1
Loans Delinquent THREE + Payments     1,481,262.32             5
Total Unpaid Princ on Delinq Loans    1,684,169.60             6
Lns in Foreclosure, INCL in Delinq      952,451.48             4
REO/Pending Cash Liquidations                 0.00             0
Principal Balance New REO                     0.00
Six Month Avg Delinquencies 2+ Pmts        22.8922%

Loans in Pool                                   30
Current Period Sub-Servicer Fee           2,275.50
Current Period Master Servicer Fee          757.09

Aggregate REO Losses                 (1,072,092.38)
................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES 1989-S4             02-Feb-95
CLASS A-1, 7.33437% PASS-THROUGH RATE (POOL 4015)                      01:35 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:            $77,408,317.05

BEGINNING CLASS A-1 BALANCE                                      $23,087,187.08
PRINCIPAL DISTRIBUTIONS                                             $340,140.04
ENDING CLASS A-1 BALANCE                                         $22,747,047.04

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $329,279.77
     PARTIAL PRINCIPAL PREPAYMENTS                   $8,661.53
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                      $2,198.74
                                                                     340,140.04

INTEREST DUE @ 7.33437% ON BEGINNING BALANCE       $141,108.31
PREPAYMENT INTEREST SHORTFALL                       ($1,200.17)
                                                                    $139,908.14

TOTAL DISTRIBUTION DUE THIS PERIOD                                  $480,048.18

UNPAID INTEREST SHORTFALL                                                 $0.00
ADVANCE BY MASTER SERVICER                                                $0.00

RFC MANAGEMENT FEE                                                    $2,398.59
STRIPPED INTEREST REMITTANCE                                          $4,809.83

% OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE - CLASS A-1              77.427629%
% OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE - CLASS A-2               0.010771%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE                $4.394102000
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE                 $1.807404493
TOTAL PRINC PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE         $4.365697485

REMAINING SPECIAL HAZARD LOSS AMOUNT                              $1,215,639.00

POOL SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION     $29,378,462.55
CLASS A-2 ENDING BALANCE                                              $3,164.26

TRADING FACTOR                                                      0.293857920

NUMBER OF MORTGAGE LOANS DELINQUENT ONE MONTH                                 2
NUMBER OF MORTGAGE LOANS DELINQUENT TWO OR MORE MONTHS                        2
NUMBER OF MORTGAGE LOANS IN FORECLOSURE                                       3
NUMBER OF REO PROPERTIES                                                      6


ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                       $301,685.22
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS              $533,574.62
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                             $726,338.54
ACTUAL PRINCIPAL BALANCE OF REO PROPERTIES                        $1,205,828.25




STRIPPED INTEREST CERTIFICATES 1989-S4                                02-Feb-95
CLASS A-2, 0.25% PASS-THROUGH RATE (POOL 4015)                         01:35 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:                $10,000.00

BEGINNING CLASS A-2 BALANCE                                           $3,211.71
PRINCIPAL DISTRIBUTIONS                                                  $47.45
ENDING CLASS A-2 BALANCE                                              $3,164.26

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                      $45.81
     PARTIAL PRINCIPAL PREPAYMENTS                       $1.20
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                          $0.44
                                                                         $47.45

STRIPPED INTEREST DUE @ 0.25% ON BEGINNING BAL       $6,191.52
PREPAYMENT INTEREST SHORTFALL                           ($0.16)
                                                                      $6,191.36

TOTAL DISTRIBUTION DUE THIS PERIOD                                    $6,238.81

UNPAID INTEREST SHORTFALL                                                 $0.00
ADVANCE BY MASTER SERVICER                                                $0.00

RFC MANAGEMENT FEE                                                        $0.00


% OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE - CLASS A-2               0.010771%
% OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE - CLASS A-1              77.427629%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE                $4.744823190
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $619.136000000
TOTAL PRINC PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE         $4.701000000

REMAINING SPECIAL HAZARD LOSS AMOUNT                              $1,215,639.00

POOL SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION     $29,378,462.55
CLASS A-1 ENDING BALANCE                                         $22,747,047.04

TRADING FACTOR                                                      0.316426412%

NUMBER OF MORTGAGE LOANS DELINQUENT ONE MONTH                                 2
NUMBER OF MORTGAGE LOANS DELINQUENT TWO OR MORE MONTHS                        2
NUMBER OF MORTGAGE LOANS IN FORECLOSURE                                       3
NUMBER OF REO PROPERTIES                                                      6


ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                       $301,685.22
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS              $533,574.62
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                             $726,338.54
ACTUAL PRINCIPAL BALANCE OF REO PROPERTIES                        $1,205,828.25





CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES 1989-S4             02-Feb-95
CLASS B, 7.33437% PASS-THROUGH RATE (POOL 4015)                        01:35 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:             $7,423,674.24

BEGINNING CLASS B BALANCE                                         $6,628,735.54
ENDING CLASS B BALANCE                                            $6,628,104.23
NET CHANGE TO PRINCIPAL BALANCE                                         $631.31

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                          $0.00
     PRIN LOSS ON LIQUIDATED MORTGAGE                    $0.00
                                                                          $0.00


INTEREST DUE @ 7.33437% ON BEGINNING BALANCE        $29,430.34
PREPAYMENT INTEREST SHORTFALL                         ($344.57)
ADJUSTMENT FOR NEGATIVE AMORTIZATION                  ($309.13)      $28,776.64


TOTAL DISTRIBUTION DUE THIS PERIOD                                   $28,776.64

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                             $0.00

INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                            $969.08

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                          $1,042,764.25
ADVANCE BY MASTER SERVICER                                                $0.00

RFC MANAGEMENT FEE                                                      $689.03
STRIPPED INTEREST REMITTANCE                                          $1,381.69

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                 22.561600%

REMAINING SPECIAL HAZARD LOSS AMOUNT                              $1,215,639.00

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION          $29,378,462.55

NUMBER OF MORTGAGE LOANS DELINQUENT ONE MONTH                                 2
NUMBER OF MORTGAGE LOANS DELINQUENT TWO OR MORE MONTHS                        2
NUMBER OF MORTGAGE LOANS IN FORECLOSURE                                       3
NUMBER OF REO PROPERTIES                                                      6


ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                       $301,685.22
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS              $533,574.62
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                             $726,338.54
ACTUAL PRINCIPAL BALANCE OF REO PROPERTIES                        $1,205,828.25





CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES 1989-S4             02-Feb-95
CLASS C, 7.33437% PASS-THROUGH RATE (POOL 4015)                        01:35 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 20, 1995
DISTRIBUTION  DATE: JANUARY 25, 1995
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING CLASS C BALANCE                                               $146.89
ENDING CLASS C BALANCE                                                  $147.02
PRINCIPAL DISTRIBUTIONS                                                  ($0.13)

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 1/1                         ($0.13)
                                                        ($0.13)

INT DUE @7.18038% ON BEGINNING CLASS A-2 BALANCE        $18.25
PREPAYMENT INTEREST SHORTFALL                           ($0.01)
INT LOSS ON LIQUIDATED MORTGAGE                          $0.00
                                                                         $18.24

TOTAL DISTRIBUTION DUE THIS PERIOD                                       $18.11

CLASS C UNPAID AMOUNT                                                   $343.99

ADVANCE BY MASTER SERVICER                                                $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                  0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                              $1,215,639.00

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION          $29,378,462.55

NUMBER OF MORTGAGE LOANS DELINQUENT ONE MONTH                                 2
NUMBER OF MORTGAGE LOANS DELINQUENT TWO OR MORE MONTHS                        2
NUMBER OF MORTGAGE LOANS IN FORECLOSURE                                       3
NUMBER OF REO PROPERTIES                                                      6



ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                       $301,685.22
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS              $533,574.62
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                             $726,338.54
ACTUAL PRINCIPAL BALANCE OF REO PROPERTIES                        $1,205,828.25


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     31,038,732.45      6.4908        75,531.86  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     31,038,732.45                    75,531.86  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          167,888.50          0.00       243,420.36        0.00    30,963,200.59
                                                                                
          167,888.50          0.00       243,420.36        0.00    30,963,200.59
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      355.385533   0.864820     1.922280      0.000000      2.787100  354.520712
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,676.90 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,722.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   17,272.88 
    MASTER SERVICER ADVANCES THIS MONTH                                4,676.28 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 9  2,036,283.90 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    140,028.73 
      (D)  LOANS IN FORECLOSURE                                 5    667,080.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,963,200.59 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        30,261,438.73 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 136      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             750,654.94 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  35,429.53 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           40,102.33 
                                                                                
       MORTGAGE POOL INSURANCE                            10,196,410.68         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       107,688.00         
       MORTGAGE REPURCHASE BOND                            1,502,610.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3156% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5074% 
                                                                                
    POOL TRADING FACTOR                                             0.354520712 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     16,497,133.48      7.0593        20,458.05  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     16,497,133.48                    20,458.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           97,048.51          0.00       117,506.56        0.00    16,476,675.43
                                                                                
           97,048.51          0.00       117,506.56        0.00    16,476,675.43
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      262.180682   0.325130     1.542343      0.000000      1.867473  261.855552
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,593.85 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,191.10 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,319.15 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    703,839.78 
      (B)  TWO MONTHLY PAYMENTS:                                2    360,442.29 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    320,271.86 
      (D)  LOANS IN FORECLOSURE                                 2    369,947.98 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  16,476,675.43 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        16,504,606.84 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 103      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,820.26 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,637.79 
                                                                                
       MORTGAGE POOL INSURANCE                            10,196,410.68         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       110,247.00         
       MORTGAGE REPURCHASE BOND                            1,502,610.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.9166% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0593% 
                                                                                
    POOL TRADING FACTOR                                             0.261855552 

................................................................................

SEC REPORT
DISTRIBUTION DATE:          01/25/95
MONTHLY Cutoff:               Dec-94
DETERMINATION DATE:         01/20/95
RUN TIME/DATE:              01/18/95       11:14 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4018
SERIES:  1989-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920CF3      760920CD8
Tot Principal and Interest Distr          70,355.02     5,819.96

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                5,278.96         0.00
Total Principal Prepayments                   52.34         0.00
Principal Payoffs-In-Full                      0.00         0.00
Principal Curtailments                        52.34         0.00
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                    5,226.62         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                65,076.06     5,819.96
Prepayment Interest Shortfall                  0.25        (0.03)
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance       115,329,169.51    10,000.00
Current Period BEGINNING Prin Bal      7,809,157.37    10,000.00
Current Period ENDING Prin Bal         7,803,878.41    10,000.00
Change in Principal Balance                5,278.96         0.00
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.045773     0.000000
Interest Distributed                       0.564264   581.996000
Total Distribution                         0.610037   581.996000
Total Principal Prepayments                0.000454     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance               67.711902 1,000.000000
ENDING Principal Balance                  67.666129 1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%    0.501262%
Subordinated Unpaid Amounts
Period Ending Class Percentages           56.120547%
Prepayment Percentages                   100.000000%  100.000000%
Trading Factors                            6.766613%  100.000000%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          1,903.67         2.44
Master Servicer Fees                         710.12         0.91
Per Certificate Percentage Interest in Pool
Current Period Master Servicer Advanc          0.00         0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                                     NA           NA
Tot Principal and Interest Distr           3,961.94         2.59      80,139.51

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                  717.93                    5,996.89
Total Principal Prepayments                    0.00                       52.34
Principal Payoffs-In-Full                      0.00                        0.00
Principal Curtailments                         0.00                       52.34
Principal Liquidations                         0.00                        0.00
Scheduled Principal Due                    2,625.32                    7,851.94

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 3,244.01         2.59      74,142.62
Prepayment Interest Shortfall                  0.19         0.00           0.41
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         8,681,442.87              124,020,612.38
Current Period BEGINNING Prin Bal      6,113,590.74               13,932,748.11
Current Period ENDING Prin Bal         6,109,504.19               13,923,382.60
Change in Principal Balance                4,086.55                    9,365.51
PER CERTIFICATE DATA BY CLASS
Principal Distributed                     20.674271
Interest Distributed                      93.417939
Total Distribution                       114.092210
Total Principal Prepayments                0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance              704.213669
ENDING Principal Balance                 703.742947

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%   10.000000%
Subordinated Unpaid Amounts            3,502,302.34     2,258.20
Period Ending Class Percentages           43.879453%
Prepayment Percentages                     0.000000%
Trading Factors                           70.374295%                  11.226668%
Certificate Denominations                250,000.00
Sub-Servicer fees                          1,490.34                    3,396.45
Master Servicer Fees                         555.93                    1,266.96
Per Certificate % Interest in Pool
Cur Period Master Servicer Advance                                         0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          2,232,371.00
Current Special Hazard Amount          1,280,734.00

                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             819,046.52            2
Loans Delinquent TWO Payments          1,022,705.39            4
Loans Delinquent THREE + Payments      5,332,462.04           19
Tot Unpaid Principal on Delinq Loans   7,174,213.95           25
Loans in Foreclosure (incl in delinq)  2,114,934.42            9
REO/Pending Cash Liquidations          2,377,579.29            8
6 Mo Avg Delinquencies 2+ Payments          40.5570%
Loans in Pool                                    47
Current Period Sub-Servicer Fee            3,396.45
Current Period Master Servicer Fee         1,266.96
Aggregate REO Losses                  (2,781,292.38)
................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07     12,206,803.96     10.0000       894,870.41  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07     12,206,803.96                   894,870.41  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          101,449.72          0.00       996,320.13    7,730.94    11,304,202.61
                                                                                
          101,449.72          0.00       996,320.13    7,730.94    11,304,202.61
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      100.940026   7.399827     0.838904      0.000000      8.238731   93.476270
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,575.18 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                10,798.66 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,734.76 
    MASTER SERVICER ADVANCES THIS MONTH                                7,675.88 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    591,217.36 
      (B)  TWO MONTHLY PAYMENTS:                                1    353,339.78 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    546,071.66 
      (D)  LOANS IN FORECLOSURE                                 6  2,302,586.50 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,304,202.61 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,420,335.37 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  40      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             887,776.46 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      292,340.11 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     132.47 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             603,608.72 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           -1,210.89 
                                                                                
       MORTGAGE POOL INSURANCE                             4,793,811.81         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6368% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.093476270 

................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/95
MONTHLY Cutoff:                Dec-94
DETERMINATION DATE:          01/20/95
RUN TIME/DATE:               01/13/95       01:11 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4019
SERIES:  1989-S6
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          760920CHP               NA
Tot Principal and Interest Distr          272,570.47   10,513.73

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               204,649.85
Total Principal Prepayments                   703.09
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        703.09
Principal Liquidations                    198,946.20
Scheduled Principal Due                     5,000.56

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 67,920.62   10,513.73
Prepayment Interest Shortfall                   3.23        0.77
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        149,970,189.47
Current Period BEGINNING Prin Bal       8,413,869.14
Current Period ENDING Prin Bal          8,209,219.29
Change in Principal Balance               204,649.85

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.364604
Interest Distributed                        0.452894
Total Distribution                          1.817498
Total Principal Prepayments                 1.331260
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                56.103611
ENDING Principal Balance                   54.739007

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.687413%   0.852649%
Subordinated Unpaid Amounts
Period Ending Class Percentages            56.860637%
Prepayment Percentages                    100.000000%
Trading Factors                             5.473901%
Certificate Denominations                      1,000
Sub-Servicer Fees                           2,290.55
Master Servicer Fees                          738.13
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr           98,521.85        0.00     381,606.05
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                97,250.64                 301,900.49
Total Principal Prepayments                     0.00                     703.09
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                     703.09
Principal Liquidations                     96,977.56                 295,923.76
Scheduled Principal Due                     2,169.58                   7,170.14

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  1,271.21        0.00      79,705.56
Prepayment Interest Shortfall                   2.45        0.00           6.45
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,599,121.61             162,569,311.08
Current Period BEGINNING Prin Bal       6,382,937.06              14,796,806.20
Current Period ENDING Prin Bal          6,228,218.78              14,437,438.07
Change in Principal Balance               154,718.28                 359,368.13

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,929.710717
Interest Distributed                       25.224179
Total Distribution                      1,954.934896
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               506.617624
ENDING Principal Balance                  494.337540

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.687413%   0.000000%
Subordinated Unpaid Amounts             7,559,655.22        0.00   7,559,655.22
Period Ending Class Percentages            43.139363%
Prepayment Percentages                      0.000000%
Trading Factors                            49.433754%                  8.880789%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,737.81                   4,028.36
Master Servicer Fees                          560.01                   1,298.14
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,965,252.00
Current Special Hazard Amount           1,392,701.00

                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment            1,408,677.98           6
Loans Delinquent TWO Payments             437,572.17           1
Loans Delinquent THREE + Payments       5,518,937.78          18
Tot Unpaid Principal on Delinq Loans    7,365,187.93          25
Loans in Foreclosure, INCL in Delinq    2,717,501.47           9
REO/Pending Cash Liquidations           2,474,475.04           8
Principal Balance New REO                 468,613.87
6 Mo Avg Delinquencies 2+ Payments           47.4631%
Loans in Pool                                     43
Current Period Sub-Servicer Fee             4,028.36
Current Period Master Servicer Fee          1,298.14
Aggregate REO Losses                   (6,556,317.39)
................................................................................


Run:        01/26/95     15:22:39                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00    18,075,657.58     9.000000  %    505,668.40
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00        16,667.21  1237.750000  %        411.86
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           835.93     0.545053  %         20.66
B                  17,727,586.62     9,943,969.07    10.000000  %          0.00
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    30,425,129.79                    506,100.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       135,562.35    641,230.75             0.00         0.00  17,569,989.18
A-5        17,909.33     17,909.33             0.00         0.00   2,388,000.00
A-6        17,190.89     17,602.75             0.00         0.00      16,255.35
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10       13,818.90     13,839.56             0.00         0.00         815.27
B          58,161.25     58,161.25             0.00   269,870.41   9,698,808.08
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          242,642.72    748,743.64             0.00   269,870.41  29,673,867.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    930.104846  26.019780     6.975525    32.995305   0.000000    904.085066
A-5   1000.000000   0.000000     7.499719     7.499719   0.000000   1000.000000
A-6    166.672100   4.118600   171.908900   176.027500   0.000000    162.554000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    83.593000   2.066000  1381.890000  1383.956000   0.000000     81.527000
B   140232.978200   0.000000   820.208233   820.208233   0.000000 136775.640800

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,837.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,740.85

SUBSERVICER ADVANCES THIS MONTH                                       84,090.29
MASTER SERVICER ADVANCES THIS MONTH                                   32,669.92


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,524,843.03

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,069,919.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                            17
  AGGREGATE PRINCIPAL BALANCE                                      4,338,524.05

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,673,867.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          113

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                      12

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,477,080.92

REMAINING SUBCLASS INTEREST SHORTFALL                                 24,702.46

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        1,153.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          67.31659280 %    32.68340720 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             67.31532230 %    32.68467770 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5339 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,947,512.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.05324992
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              292.53

POOL TRADING FACTOR:                                                11.29410842

................................................................................


Run:        01/26/95     15:22:40                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
     CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-1 (POOL # 4021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4021
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920CV8   165,686,162.93             0.00    10.000000  %          0.00
B     760920CW6    39,814,000.00             0.00    10.000000  %          0.00
C     760920CX4    21,000,000.00             0.00    10.000000  %          0.00
Y     760920CY2    12,500,000.00     9,559,351.19    10.000000  %  1,483,915.37
Z     760920CZ9     8,000,000.00    12,754,432.77    10.000000  %          0.00
S     760920CU0        10,000.00           954.89     0.422880  %         55.96
R                           0.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                  247,010,162.93    22,314,738.85                  1,483,971.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00           0.00
C               0.00          0.00             0.00         0.00           0.00
Y          76,191.26  1,560,106.63             0.00         0.00   8,075,435.82
Z               0.00          0.00       101,657.14         0.00  12,856,089.91
S           7,521.17      7,577.13             0.00         0.00         898.93
R               7.61          7.61             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           83,720.04  1,567,691.37       101,657.14         0.00  20,932,424.66
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
C        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
Y      764.748095 118.713230     6.095301   124.808531   0.000000    646.034866
Z     1594.304096   0.000000     0.000000     0.000000  12.707143   1607.011239
S       95.489000   5.596000   752.117000   757.713000   0.000000     89.893000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:41                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-1 (POOL # 4021)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4021
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,955.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,239.71

SUBSERVICER ADVANCES THIS MONTH                                       21,118.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,868,982.76

 (B)  TWO MONTHLY PAYMENTS:                                    1     200,904.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     190,908.55


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,932,424.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           79

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,368,182.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4196 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                         16,099,765.96
      BANKRUPTCY AMOUNT AVAILABLE                         103,326.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,800,726.00 

LOSS AMOUNT COVERED BY LETTER OF CREDIT                                1,149.24
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.87924659
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.68

POOL TRADING FACTOR:                                                 8.47431717


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35     20,929,708.42     10.5000     1,313,424.47  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35     20,929,708.42                 1,313,424.47  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          181,252.73          0.00     1,494,677.20    2,049.50    19,614,234.45
                                                                                
          181,252.73          0.00     1,494,677.20    2,049.50    19,614,234.45
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      107.900889   6.771220     0.934429      0.000000      7.705649  101.119103
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    7,193.62 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,220.95 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   18,702.42 
    MASTER SERVICER ADVANCES THIS MONTH                               12,782.56 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    737,365.43 
      (B)  TWO MONTHLY PAYMENTS:                                1    316,755.71 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    813,981.22 
      (D)  LOANS IN FORECLOSURE                                17  5,301,826.80 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  19,614,234.45 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        18,132,324.82 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  61      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              7      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,490,960.33 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      664,795.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     234.92 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             645,680.14 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,714.41 
                                                                                
       MORTGAGE POOL INSURANCE                             6,872,848.23         
       SPECIAL HAZARD LOSS COVERAGE                        2,121,808.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.5712% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.101119103 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62     14,970,337.23      6.6077        18,877.73  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62     14,970,337.23                    18,877.73  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           82,432.91          0.00       101,310.64        0.00    14,951,459.50
                                                                                
           82,432.91          0.00       101,310.64        0.00    14,951,459.50
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      323.286582   0.407667     1.780151      0.000000      2.187818  322.878915
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,538.56 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,861.62 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,780.08 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    496,895.20 
      (B)  TWO MONTHLY PAYMENTS:                                1    176,333.31 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,951,459.50 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        14,967,314.51 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  65      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     637.65 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,240.08 
                                                                                
       LOC AMOUNT AVAILABLE                                5,564,372.82         
       BANKRUPTCY AMOUNT AVAILABLE                           110,932.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,687,919.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4413% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6077% 
                                                                                
    POOL TRADING FACTOR                                             0.322878915 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,761,814.63      6.8930         5,556.56  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,761,814.63                     5,556.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           21,608.49          0.00        27,165.05        0.00     3,756,258.07
                                                                                
           21,608.49          0.00        27,165.05        0.00     3,756,258.07
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      195.805268   0.289223     1.124738      0.000000      1.413961  195.516045
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,238.72 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,175.57 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,988.06 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    231,870.43 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,756,258.07 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,760,468.11 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,120.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,436.56 
                                                                                
       LOC AMOUNT AVAILABLE                                5,565,982.66         
       BANKRUPTCY AMOUNT AVAILABLE                           110,932.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,687,919.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6631% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8930% 
                                                                                
    POOL TRADING FACTOR                                             0.195516045 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      3,271,202.66      7.0386         5,194.07  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      3,271,202.66                     5,194.07  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           19,187.24          0.00        24,381.31        0.00     3,266,008.59
                                                                                
           19,187.24          0.00        24,381.31        0.00     3,266,008.59
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      210.938743   0.334932     1.237261      0.000000      1.572193  210.603811
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,232.97 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,022.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,543.85 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    374,217.08 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    130,484.12 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,266,008.59 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,269,391.89 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  14      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,529.88 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,664.19 
                                                                                
       LOC AMOUNT AVAILABLE                                5,565,982.66         
       BANKRUPTCY AMOUNT AVAILABLE                           110,932.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,687,919.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.8659% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0386% 
                                                                                
    POOL TRADING FACTOR                                             0.210603811 

................................................................................


Run:        02/02/95       04:09 PM
Page:         1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) 
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER) 
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-4 (POOL #4022) 
STATEMENT TO CERTIFICATEHOLDERS 

DISTRIBUTION SUMMARY 
_______________________________________________________________________________
                                       PRINCIPAL      CURRENT
                        ORIGINAL    BALANCE BEFORE  PASS-THROUGH    PRINCIPAL
CLASS      CUSIP       FACE VALUE    DISTRIBUTION       RATE      DISTRIBUTION
_______________________________________________________________________________

A1    760920DE5       17,929,000.35           0.00     9.7500%             0.00
A2    760920DF2       52,071,844.00           0.00     9.7500%             0.00
Z1    760920DG0       30,000,000.00           0.00     9.7500%             0.00
Z2    760920DH8       18,000,000.00  12,458,426.53     9.7500%       556,135.14
R                              0.00           0.00     0.0000%             0.00



- -------------------------------------------------------------------------------
                     118,000,844.35  12,458,426.53                   556,135.14
===============================================================================
_______________________________________________________________________________
                                                     PRINCIPAL      REMAINING
         INTEREST         TOTAL        *DEFERRED      REALIZED      PRINCIPAL
CLASS  DISTRIBUTION   DISTRIBUTION     INTEREST        LOSSES        BALANCE
_______________________________________________________________________________

A1              0.00           0.00                         0.00           0.00
A2              0.00           0.00                         0.00           0.00
Z1              0.00           0.00                         0.00           0.00
Z2         99,157.66     655,292.80                         0.00  11,902,291.39
R               0.00           0.00                         0.00           0.00

                               0.00

- -------------------------------------------------------------------------------
           99,157.66     655,292.80           0.00          0.00  11,902,291.39
===============================================================================


_______________________________________________________________________________




 * DEFERRED INTEREST - INCLUDES NON-CASH ALLOCATIONS.

_______________________________________________________________________________

                  AMOUNTS PER $1,000 UNIT - CLASS A & Z

_______________________________________________________________________________
         PRINCIPAL                                   PREPAYMENT
      BALANCE BEFORE    PRINCIPAL      INTEREST       INTEREST        TOTAL
CLASS  DISTRIBUTION   DISTRIBUTION   DISTRIBUTION    SHORTFALL    DISTRIBUTION
_______________________________________________________________________________

A1          0.000000       0.000000       0.000000      0.000000       0.000000
A2          0.000000       0.000000       0.000000      0.000000       0.000000
Z1          0.000000       0.000000       0.000000      0.000000       0.000000
Z2        692.134808      30.896397       5.508759      0.114837      36.405156


                                                                       0.000000


Run:        02/02/95       04:09 PM
Page:         2 of 2
                   RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) 
                RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER) 
             CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-4 (POOL #4022) 
                            STATEMENT TO CERTIFICATEHOLDERS 
                             ADDITIONAL RELATED INFORMATION 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,017.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,315.08
SPREAD RECEIVED BY MASTER SERVICER                                     4,395.75

TOTAL MONTHLY ADVANCES                                                30,798.84

DELINQUENCIES: 
 (A) ONE MONTHLY PAYMENT: 
       NUMBER OF LOANS                                                        3
       AGGREGATE PRINCIPAL BALANCE                                   856,295.39

 (B) TWO MONTHLY PAYMENTS: 
       NUMBER OF LOANS                                                        1
       AGGREGATE PRINCIPAL BALANCE                                   195,512.91

 (C) THREE OR MORE MONTHLY PAYMENTS: 
       NUMBER OF LOANS                                                        2
       AGGREGATE PRINCIPAL BALANCE                                   438,573.91

FORECLOSURES: 
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,037,978.88

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      11,902,291.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           46

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                     3 LOANS:
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE                                                          851,483.29

SUBCLASS INTEREST SHORTFALL INCLUDED IN THE
DISTRIBUTION                                                               0.00

INTEREST SHORTFALL DUE TO REALIZED LOSS ON LIQUIDATIONS                    0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      304,453.44

DISTRIBUTION PERCENTAGES: 
                                                      CLASS A        CLASS Z
PERCENTAGE FOR CURRENT DISTRIBUTION                  0.00000000%  100.00000000%
PREPAYMENT PERCENTAGE FOR CURRENT DISTRIBUTION       0.00000000%  100.00000000%
PERCENTAGE FOR NEXT DISTRIBUTION                     0.00000000%  100.00000000%

SPREAD RATE INFORMATION FOR CURRENT DISTRIBUTION                        0.4234%
SPREAD RATE INFORMATION FOR NEXT DISTRIBUTION                           0.4241%

LOSS AMOUNT NOT COVERED BY POOL INSURANCE POLICY:                          0.00

CREDIT ENHANCEMENT 
    POOL INSURANCE POLICY TOTAL AMOUNT              6,317,494.81
        FRAUD AMOUNT AVAILABLE                      1,180,008.00

    SUPPLEMENTAL CREDIT SUPPORT - LETTER OF CREDIT: 
        SPECIAL HAZARD AMOUNT AVAILABLE               990,168.00
        SPECIAL BANKRUPTCY AMOUNT AVAILABLE           103,288.00

GROSS WEIGHTED AVERAGE INTEREST RATE                                    10.7606%
WEIGHTED AVERAGE MATURITY, IN MONTHS (ACTIVE LOANS ONLY)                 302.44

ACCRETION TERMINATION DATE FOR CLASS Z1                                08/25/92
ACCRETION TERMINATION DATE FOR CLASS Z2                                10/25/93

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     26,075,317.94     10.0007     1,177,368.78  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     26,075,317.94                 1,177,368.78  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          214,711.78          0.00     1,392,080.56        0.00    24,897,949.16
                                                                                
          214,711.78          0.00     1,392,080.56        0.00    24,897,949.16
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      130.395159   5.887682     1.073712      0.000000      6.961394  124.507477
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,448.52 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                11,846.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,723.25 
    MASTER SERVICER ADVANCES THIS MONTH                               15,091.53 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,539,724.26 
      (B)  TWO MONTHLY PAYMENTS:                                4  1,111,668.44 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      4  1,108,952.83 
      (D)  LOANS IN FORECLOSURE                                 7  1,641,474.50 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  24,897,949.16 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        23,290,560.86 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  83      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              8      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,656,966.46 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      524,772.80 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  76,103.76 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             555,589.69 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           20,902.53 
                                                                                
       LOC AMOUNT AVAILABLE                                5,071,092.10         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.9314% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.9861% 
                                                                                
    POOL TRADING FACTOR                                             0.124507477 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      9,559,369.29      9.5000       330,518.64  
S     760920DL9            0.00              0.00      0.8281             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      9,559,369.29                   330,518.64  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          73,181.78          0.00       403,700.42        0.00     9,228,850.65
S           6,379.67          0.00         6,379.67        0.00             0.00
                                                                                
           79,561.45          0.00       410,080.09        0.00     9,228,850.65
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      95.561392   3.304070     0.731571      0.000000      4.035641   92.257322
S       0.000000   0.000000     0.063775      0.000000      0.063775    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,187.70 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   850.62 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,011.93 
    MASTER SERVICER ADVANCES THIS MONTH                               10,314.81 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    927,806.67 
      (B)  TWO MONTHLY PAYMENTS:                                2    491,649.10 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    267,127.12 
      (D)  LOANS IN FORECLOSURE                                 3    817,450.79 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,228,850.65 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,127,034.13 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  30      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,112,100.19 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      324,128.29 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     397.84 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,992.51 
                                                                                
       LOC AMOUNT AVAILABLE                                6,503,243.44         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,201,614.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.7682% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.092257322 

................................................................................


Run:        01/26/95     15:22:41                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
     CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-7 (POOL # 4023)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920DR6    24,975,000.00             0.00     9.000000  %          0.00
B     760920DS4    21,978,000.00             0.00     9.000000  %          0.00
C     760920DT2    18,981,000.00             0.00     9.000000  %          0.00
D     760920DU9    17,982,000.00             0.00     9.000000  %          0.00
E     760920DV7    17,383,000.00    12,275,203.26     9.000000  % 12,275,203.26
F     760920DW5     6,436,673.21     6,436,673.21     9.000000  %  6,436,673.21
G     760920DY1    26,000,000.33             0.00    10.000000  %          0.00
H     760920DZ8    13,000,000.00             0.00    10.000000  %          0.00
I     760920EA2    15,000,000.00             0.00    10.000000  %          0.00
J     760920EB0     8,000,000.00             0.00    10.000000  %          0.00
K     760920EC8    16,870,529.00             0.00    10.000000  %          0.00
L     760920DM7       107,844.52        18,731.58  1009.000000  %     18,731.58
M     760920DQ8    10,000,000.00             0.00     8.825000  %          0.00
N     760920DN5        10,000.00           952.23    10.000000  %        952.23
R-I   760920DP0             0.00             0.00     1.175000  %          0.00
R-II  760920DX3         1,000.00         1,000.00     9.000000  %      1,000.00

- -------------------------------------------------------------------------------
                  196,725,047.06    18,732,560.28                 18,732,560.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00           0.00
C               0.00          0.00             0.00         0.00           0.00
D               0.00          0.00             0.00         0.00           0.00
E          92,064.02 12,367,267.28             0.00         0.00           0.00
F          48,275.05  6,484,948.26             0.00         0.00           0.00
G               0.00          0.00             0.00         0.00           0.00
H               0.00          0.00             0.00         0.00           0.00
I               0.00          0.00             0.00         0.00           0.00
J               0.00          0.00             0.00         0.00           0.00
K               0.00          0.00             0.00         0.00           0.00
L          15,750.14     34,481.72             0.00         0.00           0.00
M               0.00          0.00             0.00         0.00           0.00
N           8,306.46      9,258.69             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            7.50      1,007.50             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          164,403.17 18,896,963.45             0.00         0.00           0.00
===============================================================================


Run:        01/26/95     15:22:41
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
     CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-7 (POOL # 4023)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4023
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
C        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
D        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
E      706.161380 706.161380     5.296210   711.457590   0.000000      0.000000
F     1000.0000001000.000000     7.500000  1007.500000   0.000000      0.000000
G        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
H        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
I        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
J        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
K        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
L      173.690606 173.690606   146.044880   319.735486   0.000000      0.000000
M        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
N       95.223000  95.223000   830.646000   925.869000   0.000000      0.000000
R-II  1000.0000001000.000000     7.500000  1007.500000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-7 (POOL # 4023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,617.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,670.70

SUBSERVICER ADVANCES THIS MONTH                                       42,943.34
MASTER SERVICER ADVANCES THIS MONTH                                   18,345.51


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     691,792.09

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,733,827.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     272,876.50


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,917,254.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,251,325.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           66

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,947,218.99

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,469,924.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION              0.00000000 %     0.00000000 %

CLASS N    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4819 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                         16,004,386.90
      BANKRUPTCY AMOUNT AVAILABLE                         105,575.00
      FRAUD AMOUNT AVAILABLE                              196,000.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,038.00 

LOSS AMOUNT COVERED BY LETTER OF CREDIT                                1,125.03
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.93646493
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              298.63

POOL TRADING FACTOR:                                                 8.76925722

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42     10,153,660.22     10.5000       334,865.90  
S     760920ED6            0.00              0.00      0.6380             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42     10,153,660.22                   334,865.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          88,844.53          0.00       423,710.43        0.00     9,818,794.32
S           5,398.36          0.00         5,398.36        0.00             0.00
                                                                                
           94,242.89          0.00       429,108.79        0.00     9,818,794.32
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     106.669921   3.517955     0.933362      0.000000      4.451317  103.151966
S       0.000000   0.000000     0.056713      0.000000      0.056713    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,289.02 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   905.17 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,360.05 
    MASTER SERVICER ADVANCES THIS MONTH                               10,050.20 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    575,296.40 
      (B)  TWO MONTHLY PAYMENTS:                                1    644,959.63 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    668,203.43 
      (D)  LOANS IN FORECLOSURE                                 2    493,964.15 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,818,794.32 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,688,445.39 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  31      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,128,099.65 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             336,552.01 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           -1,686.11 
                                                                                
       LOC AMOUNT AVAILABLE                                3,621,313.28         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     2,048,262.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6785% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.103151966 

................................................................................


Run:        01/26/95     15:22:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
     CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-9 (POOL # 4024)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4024
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920EK0    40,459,976.10             0.00     9.250000  %          0.00
B     760920EL8    40,328,000.00             0.00     9.250000  %          0.00
C     760920EM6    34,777,000.00             0.00     9.250000  %          0.00
D     760920EN4    19,280,000.00             0.00     9.250000  %          0.00
E     760920EP9    35,473,000.00     1,024,857.47     9.250000  %    207,621.90
F     760920EF1    18,232,000.00    18,232,000.00     7.050000  %          0.00
G     760920EG9     3,450,000.00     3,450,000.00    20.875800  %          0.00
H     760920EH7        49,250.00         5,676.72  1009.550600  %         51.91
I     760920EJ3        10,000.00         1,152.64     9.250000  %         10.54
Z     760920EQ7     5,000,000.00             0.00     9.250000  %          0.00
R                           0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  197,059,226.10    22,713,686.83                    207,684.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00           0.00
C               0.00          0.00             0.00         0.00           0.00
D               0.00          0.00             0.00         0.00           0.00
E           7,830.24    215,452.14             0.00         0.00     817,235.57
F         106,167.96    106,167.96             0.00         0.00  18,232,000.00
G          59,488.40     59,488.40             0.00         0.00   3,450,000.00
H           4,733.64      4,785.55             0.00         0.00       5,624.81
I          14,423.92     14,434.46             0.00         0.00       1,142.10
Z               0.00          0.00             0.00         0.00           0.00
R               1.14          1.14             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          192,645.30    400,329.65             0.00         0.00  22,506,002.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
C        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
D        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
E       28.891198   5.852956     0.220738     6.073694   0.000000     23.038242
F     1000.000000   0.000000     5.823166     5.823166   0.000000   1000.000000
G     1000.000000   0.000000    17.243014    17.243014   0.000000   1000.000000
H      115.263350   1.054010    96.114518    97.168528   0.000000    114.209340
I      115.264000   1.054000  1442.392000  1443.446000   0.000000    114.210000
Z        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-9 (POOL # 4024)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4024
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,005.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,248.68

SUBSERVICER ADVANCES THIS MONTH                                       62,411.83
MASTER SERVICER ADVANCES THIS MONTH                                    9,437.82


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   3,031,364.37

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,175,373.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     958,498.50


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,481,275.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,506,002.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           83

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,003,396.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      192,881.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                         16,277,371.93
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              233,193.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,964,965.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.71906838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.22

POOL TRADING FACTOR:                                                11.42093315


................................................................................


Run:        01/26/95     15:22:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-10 (POOL # 4025)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4025
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ET1    31,000,000.00             0.00     8.500000  %          0.00
B     760920EU8    52,000,000.00             0.00     8.500000  %          0.00
C     760920EV6    32,000,000.00             0.00     8.500000  %          0.00
D     760920EW4    34,000,000.00             0.00     8.500000  %          0.00
E     760920EX2    38,500,000.00    15,690,286.37     8.500000  %  1,263,459.19
F     760920EY0     2,474,559.00     3,519,448.96     8.500000  %          0.00
G     760920EZ7    10,000,000.00             0.00     8.500000  %          0.00
H     760920ER5       200,184.37        19,229.86  1508.502800  %      1,240.13
I     760920ES3        10,000.00           960.61     0.286707  %         61.95
R                           0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  200,184,743.37    19,229,925.80                  1,264,761.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00           0.00
C               0.00          0.00             0.00         0.00           0.00
D               0.00          0.00             0.00         0.00           0.00
E         109,805.78  1,373,264.97             0.00         0.00  14,426,827.18
F               0.00          0.00        24,630.26         0.00   3,544,079.22
G               0.00          0.00             0.00         0.00           0.00
H          23,883.48     25,123.61             0.00         0.00      17,989.73
I           4,546.05      4,608.00             0.00         0.00         898.66
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          138,235.31  1,402,996.58        24,630.26         0.00  17,989,794.79
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
C        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
D        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
E      407.539906  32.817122     2.852098    35.669220   0.000000    374.722784
F     1422.252999   0.000000     0.000000     0.000000   9.953394   1432.206393
G        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
H       96.060746   6.194939   119.307416   125.502355   0.000000     89.865807
I       96.061000   6.195000   454.605000   460.800000   0.000000     89.866000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-10 (POOL # 4025)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4025
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,684.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,779.00

SUBSERVICER ADVANCES THIS MONTH                                       28,460.67
MASTER SERVICER ADVANCES THIS MONTH                                   17,907.09


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,147,515.27

 (B)  TWO MONTHLY PAYMENTS:                                    2     503,855.16

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,050,402.91


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        403,116.54

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,989,794.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           69

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,933,376.88

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,227,618.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

CLASS I    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2964 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          9,507,484.26
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              209,115.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     634,899.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.82305860
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.46

POOL TRADING FACTOR:                                                 8.98659632



ACCRUAL JUMP DATE                        01/25/91


................................................................................


Run:        01/26/95     15:22:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-12 (POOL # 4026)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4026
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FF0    28,532,998.44     2,758,585.50     9.500000  %  2,758,585.50
B     760920FG8    24,906,508.56     7,093,505.47     9.500000  %  7,093,505.47
C     760920FH6    16,329,654.00     4,563,848.76     9.500000  %  4,563,848.76
D     760920FJ2     3,246,750.00             0.00     9.500000  %          0.00
E     760920FK9    41,885,073.00             0.00     9.500000  %          0.00
F     760920FL7    33,771,195.00             0.00     9.500000  %          0.00
G     760920FM5    43,433,523.00             0.00     9.500000  %          0.00
H     760920FN3    10,879,110.00             0.00     9.500000  %          0.00
I     760920FP8    20,744,575.39             0.00     9.500000  %          0.00
J     760920FQ6     6,061,932.00             0.00     9.500000  %          0.00
K     760920FE3       220,021.34        13,803.02   532.225070  %     13,803.02
L     760920FD5        10,000.00           627.35     0.216029  %        627.35
R                           0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  230,021,340.73    14,430,370.10                 14,430,370.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          21,838.80  2,780,424.30             0.00         0.00           0.00
B          56,156.92  7,149,662.39             0.00         0.00           0.00
C          36,130.47  4,599,979.23             0.00         0.00           0.00
D               0.00          0.00             0.00         0.00           0.00
E               0.00          0.00             0.00         0.00           0.00
F               0.00          0.00             0.00         0.00           0.00
G               0.00          0.00             0.00         0.00           0.00
H               0.00          0.00             0.00         0.00           0.00
I               0.00          0.00             0.00         0.00           0.00
J               0.00          0.00             0.00         0.00           0.00
K           6,121.93     19,924.95             0.00         0.00           0.00
L           2,602.78      3,230.13             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          122,850.90 14,553,221.00             0.00         0.00           0.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       96.680533  96.680533     0.765388    97.445921   0.000000      0.000000
B      284.805293 284.805293     2.254709   287.060002   0.000000      0.000000
C      279.482269 279.482269     2.212568   281.694837   0.000000      0.000000
D        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
E        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
F        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
G        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
H        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
I        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
J        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
K       62.734915  62.734915    27.824245    90.559160   0.000000      0.000000
L       62.735000  62.735000   260.278000   323.013000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-12 (POOL # 4026)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4026
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,459.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,505.25

SUBSERVICER ADVANCES THIS MONTH                                        6,762.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     457,578.25

 (B)  TWO MONTHLY PAYMENTS:                                    1     273,706.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,987,818.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           52

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      433,161.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION              0.00000000 %     0.00000000 %

CLASS L    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2227 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                         18,550,355.65
      BANKRUPTCY AMOUNT AVAILABLE                         102,718.00
      FRAUD AMOUNT AVAILABLE                              157,465.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,172,360.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.63983977
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.52

POOL TRADING FACTOR:                                                 6.08109587


AGGREGATE AMOUNT OF RECOVERIES ON PREVIOUSLY
FORECLOSED LOANS FROM SELLERS DUE TO A BREACH
OF REPRESENTATION OR WARRANTY                                               0.00


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-13  (POOL  3141)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3141                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920FS2   86,685,335.33      8,770,266.71      9.5000        48,790.58  
S     760920FR4            0.00              0.00      0.8919             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  86,685,335.33      8,770,266.71                    48,790.58  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          69,399.82          0.00       118,190.40        0.00     8,721,476.13
S           6,515.39          0.00         6,515.39        0.00             0.00
                                                                                
           75,915.21          0.00       124,705.79        0.00     8,721,476.13
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     101.173592   0.562847     0.800595      0.000000      1.363442  100.610745
S       0.000000   0.000000     0.075161      0.000000      0.075161    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-13 (POOL 3141)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,222.15 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   919.69 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,277.42 
    MASTER SERVICER ADVANCES THIS MONTH                                3,617.74 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    460,075.03 
      (B)  TWO MONTHLY PAYMENTS:                                1    153,042.34 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    271,350.52 
      (D)  LOANS IN FORECLOSURE                                 2    418,882.13 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,721,476.13 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,547,853.07 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  34      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             271,819.58 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,144.87 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           44,645.71 
                                                                                
       LOC AMOUNT AVAILABLE                                2,381,647.74         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                 91,638.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,184,284.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8393% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.100610745 

................................................................................


Run:        01/26/95     15:22:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     6,332,553.71     9.500000  %    364,738.35
I     760920FV5        10,000.00         1,127.62     0.500000  %         48.27
B                  11,825,033.00     6,070,066.10     9.500000  %    166,197.18
S     760920FW3             0.00             0.00     0.131607  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00    12,403,747.43                    530,983.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          49,545.87    414,284.22             0.00         0.00   5,967,815.36
I           5,107.73      5,156.00             0.00         0.00       1,079.35
B          47,492.17    213,689.35             0.00         0.00   5,903,868.92
S           1,353.24      1,353.24             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          103,499.01    634,482.81             0.00         0.00  11,872,763.63
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       64.509101   3.715554     0.504719     4.220273   0.000000     60.793547
I      112.762000   4.827000   510.773000   515.600000   0.000000    107.935000
B      513.323396  14.054691     4.016240    18.070931   0.000000    499.268706

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,416.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,255.37

SUBSERVICER ADVANCES THIS MONTH                                        8,161.30
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     657,174.24

 (B)  TWO MONTHLY PAYMENTS:                                    1     241,213.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      11,872,763.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           43

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      191,371.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      331,828.19

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          51.06264350 %    48.93735650 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             50.27384440 %    49.72615560 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1274 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,792,234.81
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              133,791.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,139,065.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.59603210
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.34

POOL TRADING FACTOR:                                                10.79339116


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     33,441,318.34      7.3309       754,500.97  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     33,441,318.34                   754,500.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          201,644.23          0.00       956,145.20        0.00    32,686,817.37
                                                                                
          201,644.23          0.00       956,145.20        0.00    32,686,817.37
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      175.474289   3.959040     1.058074      0.000000      5.017114  171.515249
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   11,437.53 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 8,714.32 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   49,893.98 
    MASTER SERVICER ADVANCES THIS MONTH                                4,414.45 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    664,950.28 
      (B)  TWO MONTHLY PAYMENTS:                                4  1,040,389.43 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    605,069.67 
      (D)  LOANS IN FORECLOSURE                                 5  1,418,313.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  32,686,817.37 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        32,403,718.68 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 126      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             330,886.76 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      712,451.31 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,724.64 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           37,325.02 
                                                                                
       LOC AMOUNT AVAILABLE                                4,125,473.78         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,868,486.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0729% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3329% 
                                                                                
    POOL TRADING FACTOR                                             0.171515249 

................................................................................


Run:        01/26/95     15:22:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S17 (POOL # 4029)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4029
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920GE2   116,005,357.73     2,600,050.82     9.250000  %     54,051.96
S     760920GD4        10,000.00           224.39     0.828941  %          4.66
B                  13,610,740.00     9,691,903.94     9.250000  %    121,505.54
R                           0.00             0.00     9.250000  %          0.00

- -------------------------------------------------------------------------------
                  129,626,097.73    12,292,179.15                    175,562.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          20,041.62     74,093.58             0.00         0.00   2,545,998.86
S           8,491.05      8,495.71             0.00         0.00         219.73
B          74,706.79    196,212.33             0.00    78,994.37   9,491,405.76
R               0.00          0.00             0.00         0.00           0.00


B RECOURSE OBLIGATION
                  78,992.64


- -------------------------------------------------------------------------------
          103,239.46    357,794.26             0.00    78,994.37  12,037,624.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       22.413196   0.465944     0.172765     0.638709   0.000000     21.947252
S       22.439000   0.466000   849.105000   849.571000   0.000000     21.973000
B      712.077664   8.927181     5.488812    14.415993   0.000000    697.346783
B RECOURSE OBLIGATION                          5.803699
_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S17 (POOL # 4029)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4029
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,656.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,224.31

SUBSERVICER ADVANCES THIS MONTH                                       21,167.67
MASTER SERVICER ADVANCES THIS MONTH                                    2,813.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    3     701,866.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,622,530.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      12,037,624.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           42

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 314,694.17

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          264.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          21.15389940 %    78.84610060 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             21.15216850 %    78.84783150 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8255 %

      BANKRUPTCY AMOUNT AVAILABLE                         103,891.00
      FRAUD AMOUNT AVAILABLE                              117,496.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,958,599.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                78,992.64
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.58111024
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.81

POOL TRADING FACTOR:                                                 9.28642037


AGGREGATE AMOUNT OF RECOVERIES ON PREVIOUSLY
FORECLOSED LOANS FROM SELLERS DUE TO A BREACH
OF REPRESENTATION OR WARRANTY                                               0.00


................................................................................


Run:        01/26/95     15:22:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S1 (POOL # 4030)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4030
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920GH5   137,676,000.00             0.00     9.000000  %          0.00
A-2   760920GJ1    30,930,000.00             0.00     9.500000  %          0.00
A-3   760920GK8    46,895,000.00             0.00     9.500000  %          0.00
A-4   760920GL6     8,970,000.00    10,393,063.25     9.500000  %  1,068,994.16
A-5   760920GG7        10,000.00           462.97 11234.050000  %         47.62
A-6   760920GM4        10,000.00             0.00  6893.300000  %          0.00
A-7   760920GF9        10,000.00           462.97     0.322125  %         47.62
B                  20,187,502.81    14,757,835.66    10.000000  %          0.00
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  244,688,502.81    25,151,824.85                  1,069,089.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        80,216.24  1,149,210.40             0.00         0.00   9,324,069.09
A-5         4,225.67      4,273.29             0.00         0.00         415.35
A-6             0.00          0.00             0.00         0.00           0.00
A-7         6,582.47      6,630.09             0.00         0.00         415.35
B         104,210.75    104,210.75             0.00   199,768.95  14,573,759.33
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          195,235.13  1,264,324.53             0.00   199,768.95  23,898,659.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4   1158.646962 119.174377     8.942725   128.117102   0.000000   1039.472585
A-5     46.297000   4.762000   422.567000   427.329000   0.000000     41.535000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     46.297000   4.762000   658.247000   663.009000   0.000000     41.535000
B      731.038197   0.000000     5.162142     5.162142   0.000000    721.919866

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S1 (POOL # 4030)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4030
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,957.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,466.32

SUBSERVICER ADVANCES THIS MONTH                                       45,341.37
MASTER SERVICER ADVANCES THIS MONTH                                    6,552.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,218,542.77

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,235,538.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     307,962.82


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,118,905.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,898,659.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           98

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 701,002.82

REMAINING SUBCLASS INTEREST SHORTFALL                                 15,688.86

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      939,443.88

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          41.32499030 %    58.67500970 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             39.01850620 %    60.98149380 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3155 %

      BANKRUPTCY AMOUNT AVAILABLE                         451,929.00
      FRAUD AMOUNT AVAILABLE                              434,031.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,933,485.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.79301644
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.50

POOL TRADING FACTOR:                                                 9.76697264


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-3  (POOL  3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3142                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HL5  149,985,269.74     17,614,553.83     10.0915       593,131.84  
                                                                                
- --------------------------------------------------------------------------------
                 149,985,269.74     17,614,553.83                   593,131.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          147,067.97          0.00       740,199.81        0.00    17,021,421.99
                                                                                
          147,067.97          0.00       740,199.81        0.00    17,021,421.99
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      117.441892   3.954601     0.980549      0.000000      4.935150  113.487291
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-3 (POOL 3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,906.42 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,678.07 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,577.96 
    MASTER SERVICER ADVANCES THIS MONTH                                7,315.42 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    860,897.47 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 7  2,201,862.43 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  17,021,421.99 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        16,246,277.22 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  74      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             801,713.71 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      278,748.94 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  10,437.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             290,149.88 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,795.12 
                                                                                
       LOC AMOUNT AVAILABLE                                5,167,256.03         
       BANKRUPTCY AMOUNT AVAILABLE                           957,262.00         
       FRAUD AMOUNT AVAILABLE                                286,438.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,093,336.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.6278% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0734% 
                                                                                
    POOL TRADING FACTOR                                             0.113487291 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     47,447,349.85      5.5729       275,252.07  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     47,447,349.85                   275,252.07  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          220,308.72          0.00       495,560.79        0.00    47,172,097.78
                                                                                
          220,308.72          0.00       495,560.79        0.00    47,172,097.78
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      340.776141   1.976914     1.582300      0.000000      3.559214  338.799227
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   18,854.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                14,447.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   21,053.43 
    MASTER SERVICER ADVANCES THIS MONTH                                6,672.90 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,482,345.77 
      (B)  TWO MONTHLY PAYMENTS:                                2    557,235.56 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      8  1,592,562.16 
      (D)  LOANS IN FORECLOSURE                                 6  1,993,596.69 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  47,172,097.78 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        46,119,984.85 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 167      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              6      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,138,351.80 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   8,665.96 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             207,020.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           59,566.11 
                                                                                
       LOC AMOUNT AVAILABLE                                4,304,680.39         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                552,351.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,955,298.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.4436% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.5756% 
                                                                                
    POOL TRADING FACTOR                                             0.338799227 

................................................................................


Run:        01/26/95     15:22:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S5 (POOL # 4032)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4032
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920GZ5    64,187,168.00             0.00     9.000000  %          0.00
A-2   760920HC5    15,978,140.00             0.00     9.000000  %          0.00
A-3   760920HD3    47,651,825.00             0.00     9.000000  %          0.00
A-4   760920HE1    11,206,966.00             0.00     9.250000  %          0.00
A-5   760920HF8    38,866,394.00             0.00     9.250000  %          0.00
A-6   760920HG6     7,323,522.00             0.00     9.250000  %          0.00
A-7   760920HH4    33,007,776.00             0.00     9.250000  %          0.00
A-8   760920HJ0    87,013,051.00     2,416,324.62     9.250000  %  2,416,324.62
A-9   760920GY8       120,786.00         7,364.74     0.428119  %      7,364.74
A-10  760920HA9    28,592,093.00             0.00     9.000000  %          0.00
A-11  760920HB7    24,636,752.00             0.00     9.000000  %          0.00
A-12  760920GV4    24,322,363.00     4,138,451.97     5.187000  %  4,138,451.97
A-13  760920GW2     5,405,093.00       919,676.99    26.157500  %    919,676.99
A-14  760920GX0        10,000.00           609.76     0.249154  %        609.76
A-15  760920HK7    11,863,028.00    16,918,215.33     9.500000  % 16,918,215.33
B                  17,217,865.71    10,780,053.94     9.500000  % 10,780,053.94
R-I                         0.00             0.00     9.500000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  417,402,822.71    35,180,697.35                 35,180,697.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        18,625.84  2,434,950.46             0.00         0.00           0.00
A-9         2,669.26     10,034.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       17,888.46  4,156,340.43             0.00         0.00           0.00
A-13       20,047.04    939,724.03             0.00         0.00           0.00
A-14        7,304.50      7,914.26             0.00         0.00           0.00
A-15      133,935.87 17,052,151.20             0.00         0.00           0.00
B          85,342.09 10,865,396.03             0.00         0.00           0.00
R-I             5.30          5.30             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          285,818.36 35,466,515.71             0.00         0.00           0.00
===============================================================================

Run:        01/26/95     15:22:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S5 (POOL # 4032)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4032
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8     27.769680  27.769680     0.214058    27.983738   0.000000      0.000000
A-9     60.973457  60.973457    22.099084    83.072541   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   170.150078 170.150078     0.735474   170.885552   0.000000      0.000000
A-13   170.150077 170.150077     3.708917   173.858994   0.000000      0.000000
A-14    60.976000  60.976000   730.450000   791.426000   0.000000      0.000000
A-15  1426.1295961426.129596    11.290193  1437.419793   0.000000      0.000000
B      626.096993 626.096993     4.956601   631.053594   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S5 (POOL # 4032)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4032
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,026.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,674.23

SUBSERVICER ADVANCES THIS MONTH                                       41,342.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,953,035.32

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,445,900.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     297,265.31


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        920,180.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      34,968,924.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          120

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      186,997.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          69.35804360 %    30.64195640 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION              0.00000000 %     0.00000000 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2478 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                         13,463,334.98
      BANKRUPTCY AMOUNT AVAILABLE                       2,565,957.00
      FRAUD AMOUNT AVAILABLE                              738,242.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,483,518.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.59260640
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.94

POOL TRADING FACTOR:                                                 8.37774029


LEVEL II PERCENT FOR CURRENT DISTRIBUTION:                             20.7295 %

................................................................................


Run:        01/26/95     15:22:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S7 (POOL # 4034)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4034
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920JA7   141,431,711.00     5,355,925.73     8.500000  %    533,423.15
S     760920HX9        10,000.00           378.69     1.507566  %         37.72
B                  15,715,745.76    11,397,412.92     8.500000  %      6,973.50
R-I                         0.00             0.00     8.500000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  157,157,456.76    16,753,717.34                    540,434.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          37,824.55    571,247.70             0.00         0.00   4,822,502.58
S          20,984.94     21,022.66             0.00         0.00         340.97
B          80,490.65     87,464.15             0.00         0.00  11,390,439.42
R-I             2.67          2.67             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
R-III           0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          139,302.81    679,737.18             0.00         0.00  16,213,282.97
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       37.869341   3.771595     0.267440     4.039035   0.000000     34.097746
S       37.869000   3.772000  2098.494000  2102.266000   0.000000     34.097000
B      725.222531   0.443727     5.121656     5.565383   0.000000    724.778804

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S7 (POOL # 4034)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4034
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,428.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,665.71

SUBSERVICER ADVANCES THIS MONTH                                       21,964.37
MASTER SERVICER ADVANCES THIS MONTH                                    6,887.75


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,512,929.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     448,935.61


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        460,927.31

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,213,282.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           49

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 751,083.92

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      530,183.62

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          31.97084150 %    68.02915850 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             29.74624920 %    70.25375080 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  1.5038 %

      BANKRUPTCY AMOUNT AVAILABLE                         999,403.00
      FRAUD AMOUNT AVAILABLE                              253,126.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,965,452.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.46173265
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.10

POOL TRADING FACTOR:                                                10.31658523


................................................................................


Run:        01/26/95     15:22:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S8 (POOL # 4035)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4035
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JB5    86,677,000.00             0.00     8.800000  %          0.00
A-2   760920JC3    15,400,000.00             0.00     9.500000  %          0.00
A-3   760920JD1    36,600,000.00             0.00     9.500000  %          0.00
A-4   760920JE9    17,500,000.00     9,688,111.37     9.500000  %    617,599.17
A-5   760920HY7        10,000.00             0.00  4530.940000  %          0.00
A-6   760920JF6     8,834,000.00             0.00    11.250000  %          0.00
A-7   760920HZ4        10,000.00           587.09     0.376731  %         37.43
B                  16,822,037.00    13,540,980.83     9.500000  %     28,160.98
R-1                         0.00             0.00     9.500000  %          0.00
R-2                         0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  181,853,037.00    23,229,679.29                    645,797.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        76,212.58    693,811.75             0.00         0.00   9,070,512.20
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7         7,246.67      7,284.10             0.00         0.00         549.66
B         106,521.59    134,682.57             0.00    97,645.01  13,415,179.46
R-1             0.00          0.00             0.00         0.00           0.00
R-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          189,980.84    835,778.42             0.00    97,645.01  22,486,241.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    553.606364  35.291381     4.355005    39.646386   0.000000    518.314983
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     58.709000   3.743000   724.667000   728.410000   0.000000     54.966000
B      804.954883   1.674053     6.332265     8.006318   0.000000    797.476516

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S8 (POOL # 4035)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4035
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,872.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,341.73

SUBSERVICER ADVANCES THIS MONTH                                       40,342.44
MASTER SERVICER ADVANCES THIS MONTH                                    3,998.78


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     554,081.88

 (B)  TWO MONTHLY PAYMENTS:                                    1     297,520.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,266,919.89


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,450,700.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,486,241.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           62

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 464,548.14

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      527,624.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          41.70827470 %    58.29172530 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             40.34049860 %    59.65950140 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3822 %

      BANKRUPTCY AMOUNT AVAILABLE                         918,960.00
      FRAUD AMOUNT AVAILABLE                              332,805.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,787,066.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.58979854
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.04

POOL TRADING FACTOR:                                                12.36506229


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     50,838,066.33      4.9169       342,973.51  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     50,838,066.33                   342,973.51  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         207,290.82          0.00       550,264.33        0.00    50,495,092.82
S          23,188.12          0.00        23,188.12        0.00             0.00
                                                                                
          230,478.94          0.00       573,452.45        0.00    50,495,092.82
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     281.157631   1.896800     1.146413      0.000000      3.043213  279.260831
S       0.000000   0.000000     0.128241      0.000000      0.128241    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   16,869.12 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                13,630.78 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   80,334.20 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3  1,067,777.84 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  50,495,092.82 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        50,557,260.94 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 189      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      230,710.51 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  30,446.83 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           81,816.17 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,789,936.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.1883% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               4.9183% 
                                                                                
    POOL TRADING FACTOR                                             0.279260831 

................................................................................


Run:        01/26/95     15:22:53                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     5,035,085.10    10.000000  %    396,927.29
A-3   760920KA5    62,000,000.00     6,198,381.29    10.000000  %    488,632.58
A-4   760920KB3        10,000.00           947.46     0.793400  %         74.69
B                  10,439,807.67     5,898,938.15    10.000000  %      3,650.36
R                           0.00            52.29    10.000000  %          4.12

- -------------------------------------------------------------------------------
                  122,813,807.67    17,133,404.29                    889,289.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        40,065.32    436,992.61           958.68         0.00   4,639,116.49
A-3        49,321.94    537,954.52         1,180.17         0.00   5,710,928.88
A-4        11,069.70     11,144.39             0.00         0.00         872.77
B          46,938.79     50,589.15         1,123.16   114,638.63   5,781,772.33
R               7.95         12.07             0.19         0.00          48.36


B RECOURSE OBLIGATION
                 114,638.62


- -------------------------------------------------------------------------------
          147,403.70  1,151,331.36         3,262.20   114,638.63  16,132,738.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    576.492455  45.446221     4.587282    50.033503   0.109764    531.155998
A-3     99.973892   7.881171     0.795515     8.676686   0.019035     92.111756
A-4     94.746000   7.469000  1106.970000  1114.439000   0.000000     87.277000
B      565.042799   0.349658     4.496135     4.845793   0.107584    553.819813
B RECOURSE OBLIGATION                         10.980913
_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,201.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,441.09

SUBSERVICER ADVANCES THIS MONTH                                       49,577.74
MASTER SERVICER ADVANCES THIS MONTH                                   22,339.65


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     505,159.07

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          6   2,325,777.26


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,711,022.66

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,132,738.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           53

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,582,398.18

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      660,358.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          65.57054250 %    34.42945750 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             64.16124760 %    35.83875240 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7875 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                              237,884.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,549,625.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                               114,638.62
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.37841384
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.49

POOL TRADING FACTOR:                                                13.13593246


................................................................................


Run:        01/26/95     15:22:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S12 (POOL # 4038)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4038
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920KC1    10,787,000.00             0.00     9.500000  %          0.00
A-2   760920KG2    20,054,000.00             0.00     8.000000  %          0.00
A-3   760920KH0    60,323,000.00             0.00     8.500000  %          0.00
A-4   760920KJ6    30,760,000.00             0.00     8.950000  %          0.00
A-5   760920KK3    22,112,000.00             0.00     9.200000  %          0.00
A-6   760920KL1    35,297,000.00             0.00     9.300000  %          0.00
A-7   760920KM9    20,200,000.00     7,014,678.60     9.500000  %  1,039,591.97
A-8   760920KN7     1,000,000.00             0.00     0.000000  %          0.00
A-9   760920KP2    50,136,158.46     1,753,771.40     9.500000  %    259,913.07
A-10  760920KD9        10,000.00           349.81     0.256423  %         51.84
R-1   760920KE7             0.00             0.00     9.500000  %          0.00
R-2   760920KF4             0.00             0.00     9.500000  %          0.00
B                  24,792,444.24    20,211,370.39     9.500000  %     95,379.70

- -------------------------------------------------------------------------------
                  275,471,602.70    28,980,170.20                  1,394,936.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        55,233.70  1,094,825.67             0.00         0.00   5,975,086.63
A-8             0.00          0.00             0.00         0.00           0.00
A-9        13,809.22    273,722.29             0.00         0.00   1,493,858.33
A-10        6,159.28      6,211.12             0.00         0.00         297.97
R-1             1.37          1.37             0.00         0.00           0.00
R-2             1.37          1.37             0.00         0.00           0.00
B         159,144.72    254,524.42             0.00   583,840.07  19,532,150.65

- -------------------------------------------------------------------------------
          234,349.66  1,629,286.24             0.00   583,840.07  27,001,393.58
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    347.261317  51.464949     2.734342    54.199291   0.000000    295.796368
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9     34.980171   5.184144     0.275434     5.459578   0.000000     29.796027
A-10    34.981000   5.184000   615.928000   621.112000   0.000000     29.797000
B      815.222985   3.847128     6.419080    10.266208   0.000000    787.826745

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S12 (POOL # 4038)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4038
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,808.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,694.09

SUBSERVICER ADVANCES THIS MONTH                                       39,355.69
MASTER SERVICER ADVANCES THIS MONTH                                   19,104.05


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,019,380.77

 (B)  TWO MONTHLY PAYMENTS:                                    1     341,752.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     828,260.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,291,977.43

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      27,001,393.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           98

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,182,541.87

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,004,874.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          30.25793070 %    69.74206930 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             27.66243490 %    72.33756510 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2471 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,771,102.00
      FRAUD AMOUNT AVAILABLE                              380,148.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,184,256.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.27213932
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.17

POOL TRADING FACTOR:                                                 9.80187915


LEVEL I PERCENT FOR CURRENT DISTRIBUTION:                              79.9999 %


................................................................................


Run:        01/26/95     15:22:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KS6   145,575,900.00    20,539,961.22     7.022435  %     38,280.65
R     760920KT4           100.00             0.00     7.022435  %          0.00
B                  10,120,256.77     9,040,568.27     7.022435  %     11,924.14

- -------------------------------------------------------------------------------
                  155,696,256.77    29,580,529.49                     50,204.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         120,157.13    158,437.78             0.00         0.00  20,501,680.57
R               0.00          0.00             0.00         0.00           0.00
B          52,886.60     64,810.74             0.00         0.00   9,028,644.13

- -------------------------------------------------------------------------------
          173,043.73    223,248.52             0.00         0.00  29,530,324.70
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      141.094516   0.262960     0.825392     1.088352   0.000000    140.831556
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      893.314120   1.178245     5.225816     6.404061   0.000000    892.135875

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,018.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,849.05

SPREAD                                                                 5,544.26

SUBSERVICER ADVANCES THIS MONTH                                       18,900.91
MASTER SERVICER ADVANCES THIS MONTH                                   21,714.58


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     522,653.17

 (B)  TWO MONTHLY PAYMENTS:                                    1     196,280.26

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     289,809.53


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,599,478.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,530,324.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          107

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,844,638.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       11,189.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          69.43743600 %    30.56256400 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             69.42585560 %    30.57414440 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                              349,046.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,494,348.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.79249657
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              286.96

POOL TRADING FACTOR:                                                18.96662470


................................................................................


Run:        01/26/95     15:22:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    29,373,249.68     5.087978  %     84,572.35
R     760920KR8           100.00             0.00     5.087978  %          0.00
B                   9,358,525.99     8,549,473.52     5.087978  %     17,158.74

- -------------------------------------------------------------------------------
                  120,755,165.99    37,922,723.20                    101,731.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         124,457.50    209,029.85             0.00         0.00  29,288,677.33
R               0.00          0.00             0.00         0.00           0.00
B          36,225.01     53,383.75             0.00         0.00   8,532,314.78

- -------------------------------------------------------------------------------
          160,682.51    262,413.60             0.00         0.00  37,820,992.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      263.681885   0.759201     1.117247     1.876448   0.000000    262.922684
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      913.549156   1.833487     3.870803     5.704290   0.000000    911.715669

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,790.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,064.18

SPREAD                                                                 7,105.71

SUBSERVICER ADVANCES THIS MONTH                                       11,997.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,679,494.76

 (B)  TWO MONTHLY PAYMENTS:                                    1     215,325.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,820,992.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          143

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       25,620.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          77.45553910 %    22.54446090 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             77.44026720 %    22.55973280 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,046,672.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          5.94223872
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              269.72

POOL TRADING FACTOR:                                                31.32039263


................................................................................


Run:        01/26/95     15:22:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S15 (POOL # 4039)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4039
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LE6   110,000,000.00             0.00     9.500000  %          0.00
A-2   760920LF3    26,129,000.00             0.00     9.500000  %          0.00
A-3   760920LG1    35,029,000.00             0.00     9.500000  %          0.00
A-4   760920LH9    29,011,000.00     9,866,654.73     9.500000  %    873,202.06
A-5   760920LJ5    50,045,000.00     2,466,799.25     9.500000  %    218,312.51
A-6   760920LD8        10,000.00           492.95     0.294489  %         43.62
R     760920LK2             0.00             0.00     9.500000  %          0.00
B                  21,022,021.16    17,975,039.02     9.500000  %     11,223.22

- -------------------------------------------------------------------------------
                  271,246,021.16    30,308,985.95                  1,102,781.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        77,468.34    950,670.40             0.00         0.00   8,993,452.67
A-5        19,368.15    237,680.66             0.00         0.00   2,248,486.74
A-6         7,376.84      7,420.46             0.00         0.00         449.33
R               3.87          3.87             0.00         0.00           0.00
B         141,131.56    152,354.78             0.00         0.00  17,963,815.80

- -------------------------------------------------------------------------------
          245,348.76  1,348,130.17             0.00         0.00  29,206,204.54
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    340.100470  30.098999     2.670309    32.769308   0.000000    310.001471
A-5     49.291623   4.362324     0.387015     4.749339   0.000000     44.929298
A-6     49.295000   4.362000   737.684000   742.046000   0.000000     44.933000
B      855.057603   0.533879     6.713511     7.247390   0.000000    854.523724

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:56                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S15 (POOL # 4039)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4039
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,360.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,095.09

SUBSERVICER ADVANCES THIS MONTH                                       30,942.11
MASTER SERVICER ADVANCES THIS MONTH                                    4,255.74


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,451,866.53

 (B)  TWO MONTHLY PAYMENTS:                                    1     634,617.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     811,245.22


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        613,834.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,206,204.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          101

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 486,359.34

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,083,857.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          40.69402700 %    59.30597300 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             38.49315210 %    61.50684790 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2996 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,685,362.00
      FRAUD AMOUNT AVAILABLE                              369,360.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,827,622.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.26458080
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.47

POOL TRADING FACTOR:                                                10.76742229


LEVEL I PERCENT FOR CURRENT DISTRIBUTION:                              79.9999 %


AGGREGATE AMOUNT OF RECOVERIES ON PREVIOUSLY
FORECLOSED LOANS FROM SELLERS DUE TO A BREACH
OF REPRESENTATION OR WARRANTY                                               0.00


................................................................................


Run:        01/26/95     15:22:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S19 (POOL # 4042)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4042
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920MP0    30,845,000.00             0.00     8.500000  %          0.00
A-2   760920MR6    47,208,000.00             0.00     8.500000  %          0.00
A-3   760920MS4    25,000,000.00             0.00     8.500000  %          0.00
A-4   760920MT2     5,000,000.00             0.00     8.500000  %          0.00
A-5   760920MU9    59,500,000.00             0.00     8.500000  %          0.00
A-6   760920MV7    80,000,000.00     2,540,255.53     8.500000  %    567,766.69
A-7   760920MW5     7,000,000.00             0.00     8.500000  %          0.00
A-8   760920MX3    10,000,000.00             0.00     8.500000  %          0.00
A-9   760920MY1    49,000,000.00     6,922,832.15     8.500000  %  1,547,306.34
A-10  760920MQ8     8,000,000.00     2,543,081.16     8.500000  %    568,398.24
A-11  760920MD7    10,927,867.00             0.00     0.000000  %          0.00
A-12  760920ME5     3,214,079.00             0.00     0.000000  %          0.00
A-13  760920MF2    10,931,272.00             0.00     0.000000  %          0.00
A-14  760920MG0     3,215,080.00             0.00     0.000000  %          0.00
A-15  760920MH8       349,700.00        12,002.26  1009.906914  %      2,682.38
A-16  760920MJ4        10,000.00           343.20     0.330144  %         76.71
R-I   760920NB0             0.00             0.00     9.500000  %          0.00
R-II  760920MZ8         1,000.00         1,000.00     8.500000  %          0.00
M     760920NA2    14,391,969.94    12,714,824.78     9.500000  %      8,010.79
B                  19,189,293.26    16,953,099.74     9.500000  %     10,681.06

- -------------------------------------------------------------------------------
                  383,783,261.20    41,687,438.82                  2,704,922.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        17,657.57    585,424.26             0.00         0.00   1,972,488.84
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        48,121.28  1,595,427.62             0.00         0.00   5,375,525.81
A-10       17,677.20    586,075.44             0.00         0.00   1,974,682.92
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15        9,912.40     12,594.78             0.00         0.00       9,319.88
A-16       11,254.95     11,331.66             0.00         0.00         266.49
R-I             2.67          2.67             0.00         0.00           0.00
R-II            6.95          6.95             0.00         0.00       1,000.00
M          98,779.87    106,790.66             0.00         0.00  12,706,813.99
B         131,706.50    142,387.56             0.00         0.00  16,942,418.68

- -------------------------------------------------------------------------------
          335,119.39  3,040,041.60             0.00         0.00  38,982,516.61
===============================================================================






















































Run:        01/26/95     15:22:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S19 (POOL # 4042)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4042
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6     31.753194   7.097084     0.220720     7.317804   0.000000     24.656111
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    141.282289  31.577680     0.982067    32.559747   0.000000    109.704608
A-10   317.885145  71.049780     2.209650    73.259430   0.000000    246.835365
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15    34.321590   7.670518    28.345439    36.015957   0.000000     26.651072
A-16    34.320000   7.671000  1125.495000  1133.166000   0.000000     26.649000
R-II  1000.000000   0.000000     6.950000     6.950000   0.000000   1000.000000
M      883.466602   0.556615     6.863541     7.420156   0.000000    882.909987
B      883.466604   0.556616     6.863540     7.420156   0.000000    882.909988

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S19 (POOL # 4042)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4042
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,308.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,265.48

SUBSERVICER ADVANCES THIS MONTH                                       56,503.31
MASTER SERVICER ADVANCES THIS MONTH                                   17,115.57


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   3,070,387.17

 (B)  TWO MONTHLY PAYMENTS:                                    7   2,043,586.92

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     230,308.75


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,006,199.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      38,982,516.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          138

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,937,164.60

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,678,657.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         28.83246040 %    30.50037400 %   40.66716550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            23.94223040 %    32.59618694 %   43.46158270 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.330736 %

      BANKRUPTCY AMOUNT AVAILABLE                         358,342.00
      FRAUD AMOUNT AVAILABLE                              440,390.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,954,305.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.31091008
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.48

POOL TRADING FACTOR:                                                10.15743013


................................................................................


Run:        01/26/95     15:22:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90    11,186,311.62     9.000000  %    263,246.87
S     760920LY2        10,000.00         1,584.13     0.684690  %         37.28
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90    11,187,895.75                    263,284.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        82,383.52    345,630.39             0.00         0.00  10,923,064.75
S           6,268.35      6,305.63             0.00         0.00       1,546.85
R              11.67         11.67             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           88,663.54    351,947.69             0.00         0.00  10,924,611.60
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    264.019619   6.213159     1.944418     8.157577   0.000000    257.806459
S      158.413000   3.728000   626.835000   630.563000   0.000000    154.685000

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,251.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,145.24

SUBSERVICER ADVANCES THIS MONTH                                       10,412.96
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     960,751.96

 (B)  TWO MONTHLY PAYMENTS:                                    1     223,597.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      10,924,611.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           35

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      256,317.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6890 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                              137,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,850,012.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.16806223
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.67

POOL TRADING FACTOR:                                                15.46838770


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     43,591,568.88      5.5306     1,408,832.00  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     43,591,568.88                 1,408,832.00  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         196,683.30          0.00     1,605,515.30        0.00    42,182,736.88
S           8,905.62          0.00         8,905.62        0.00             0.00
                                                                                
          205,588.92          0.00     1,614,420.92        0.00    42,182,736.88
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     380.019667  12.281822     1.714633      0.000000     13.996455  367.737846
S       0.000000   0.000000     0.077637      0.000000      0.077637    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   13,968.12 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,375.99 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   15,919.78 
    MASTER SERVICER ADVANCES THIS MONTH                                4,476.58 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3  1,878,393.64 
      (B)  TWO MONTHLY PAYMENTS:                                1    252,463.61 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    579,918.22 
      (D)  LOANS IN FORECLOSURE                                 9  2,256,122.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  42,182,736.88 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        41,517,788.01 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 144      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             746,620.66 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                    1,354,378.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,782.68 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           52,671.32 
                                                                                
       LOC AMOUNT AVAILABLE                               15,977,500.93         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                817,819.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.3100% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.5350% 
                                                                                
    POOL TRADING FACTOR                                             0.367737846 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     25,376,743.82      6.4998        32,451.08  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     25,376,743.82                    32,451.08  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         137,437.08          0.00       169,888.16        0.00    25,344,292.74
S           5,326.38          0.00         5,326.38        0.00             0.00
                                                                                
          142,763.46          0.00       175,214.54        0.00    25,344,292.74
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     446.693181   0.571219     2.419231      0.000000      2.990450  446.121962
S       0.000000   0.000000     0.093757      0.000000      0.093757    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    7,168.02 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,241.67 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   38,943.73 
    MASTER SERVICER ADVANCES THIS MONTH                                2,876.25 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    231,057.32 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    218,924.64 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  25,344,292.74 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        24,896,184.69 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  97      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             473,296.79 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,081.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           29,369.41 
                                                                                
       LOC AMOUNT AVAILABLE                               16,456,298.77         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                817,819.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.2723% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5196% 
                                                                                
    POOL TRADING FACTOR                                             0.446121962 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      9,058,281.81      7.0403         9,071.99  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      9,058,281.81                     9,071.99  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          53,143.60          0.00        62,215.59        0.00     9,049,209.82
S           1,887.12          0.00         1,887.12        0.00             0.00
                                                                                
           55,030.72          0.00        64,102.71        0.00     9,049,209.82
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     388.678570   0.389267     2.280320      0.000000      2.669587  388.289303
S       0.000000   0.000000     0.080974      0.000000      0.080974    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,312.77 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   917.20 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,669.65 
    MASTER SERVICER ADVANCES THIS MONTH                                1,655.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    547,944.01 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    343,546.17 
      (D)  LOANS IN FORECLOSURE                                 3    733,580.87 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,049,209.82 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,809,954.77 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  43      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             258,639.80 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,971.99 
                                                                                
       LOC AMOUNT AVAILABLE                               16,456,298.77         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                817,819.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.8977% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0709% 
                                                                                
    POOL TRADING FACTOR                                             0.388289303 

................................................................................


Run:        01/26/95     15:22:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S22 (POOL # 4044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4044
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920NF1    39,770,000.00             0.00     8.500000  %          0.00
A-2   760920NG9    42,377,000.00             0.00     8.500000  %          0.00
A-3   760920NH7    32,610,000.00             0.00     8.500000  %          0.00
A-4   760920NJ3    30,587,000.00             0.00     8.500000  %          0.00
A-5   760920NK0    29,085,000.00             0.00     8.500000  %          0.00
A-6   760920NL8    20,242,000.00             0.00     8.500000  %          0.00
A-7   760920NM6    19,803,000.00             0.00     8.500000  %          0.00
A-8   760920NN4    66,532,000.00     9,285,237.78     8.500000  %  1,249,895.40
A-9   760920NT1    10,000,000.00             0.00    10.000000  %          0.00
A-10  760920NR5    50,000,000.00     1,486,179.55     8.750000  %    200,056.16
A-11  760920NC8    21,354,318.00             0.00     0.000000  %          0.00
A-12  760920ND6     6,280,682.00             0.00     0.000000  %          0.00
A-13  760920NE4        10,000.00           285.51     0.167097  %         38.44
R-I   760920NS3             0.00             0.00     9.500000  %          0.00
R-II  760920NU8     8,600,000.00             0.00    10.000000  %          0.00
R-II  760920NQ7           100.00             0.00     8.500000  %          0.00
M     760920NP9    15,503,394.00    13,813,043.99     9.500000  %     90,179.13
B                  20,672,001.61    18,418,113.33     9.500000  %     83,393.46

- -------------------------------------------------------------------------------
                  413,426,495.61    43,002,860.16                  1,623,562.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        64,981.66  1,314,877.06             0.00         0.00   8,035,342.38
A-9             0.00          0.00             0.00         0.00           0.00
A-10       10,706.77    210,762.93             0.00         0.00   1,286,123.39
A-11            0.00          0.00             0.00         0.00           0.00
A-12        8,562.62      8,562.62             0.00         0.00           0.00
A-13        5,916.22      5,954.66             0.00         0.00         247.07
R-I             2.23          2.23             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
R-III           0.00          0.00             0.00         0.00           0.00
M         108,041.81    198,220.94             0.00         0.00  13,722,864.86
B         144,061.39    227,454.85             0.00    36,850.10  18,297,869.78


B RECOURSE OBLIGATION
                  36,850.09


- -------------------------------------------------------------------------------
          342,272.70  2,002,685.38             0.00    36,850.10  41,342,447.48
===============================================================================




























































Run:        01/26/95     15:22:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S22 (POOL # 4044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4044
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    139.560479  18.786379     0.976698    19.763077   0.000000    120.774099
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    29.723591   4.001123     0.214135     4.215258   0.000000     25.722468
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     1.363327     1.363327   0.000000      0.000000
A-13    28.551000   3.844000   591.622000   595.466000   0.000000     24.707000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      890.969035   5.816735     6.968913    12.785648   0.000000    885.152300
B      890.969035   4.034126     6.968913    11.003039   0.000000    885.152300
B RECOURSE OBLIGATION                          1.782609
_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S22 (POOL # 4044)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4044
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,506.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,517.09

SUBSERVICER ADVANCES THIS MONTH                                       37,282.27
MASTER SERVICER ADVANCES THIS MONTH                                    9,030.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     679,938.74

 (B)  TWO MONTHLY PAYMENTS:                                    2     447,798.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     483,155.18


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,697,288.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      41,342,447.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          148

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,041,023.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,379,666.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         25.04880560 %    32.12122200 %   42.82997290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            22.54755920 %    33.19316029 %   44.25928050 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.167904 %

      BANKRUPTCY AMOUNT AVAILABLE                         376,359.00
      FRAUD AMOUNT AVAILABLE                              442,813.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,613,399.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                36,850.09
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.18737079
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.41

POOL TRADING FACTOR:                                                 9.99995112



INTEREST ON CLASS A-12 BALANCE AT VARIABLE (LIBOR) RATE:                    0.00
INTEREST ON NOTIONAL BALANCE AT CERTIFICATE STRIP RATE:                 8,562.62
TOTAL INTEREST DISTRIBUTION TO CLASS A-12:                              8,562.62


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     20,348,019.30      5.4146        25,547.62  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     20,348,019.30                    25,547.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          91,812.73          0.00       117,360.35        0.00    20,322,471.68
S           4,663.04          0.00         4,663.04        0.00             0.00
                                                                                
           96,475.77          0.00       122,023.39        0.00    20,322,471.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     358.241919   0.449785     1.616431      0.000000      2.066216  357.792134
S       0.000000   0.000000     0.082096      0.000000      0.082096    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,434.21 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,696.64 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,391.38 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    197,077.34 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    283,416.90 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  20,322,471.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        20,347,988.96 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  73      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     205.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           25,342.62 
                                                                                
       LOC AMOUNT AVAILABLE                               13,481,282.95         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                684,197.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,927,677.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.1690% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.4146% 
                                                                                
    POOL TRADING FACTOR                                             0.357792134 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     43,453,201.34      6.4791     1,840,760.35  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     43,453,201.34                 1,840,760.35  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         230,174.52          0.00     2,070,934.87        0.00    41,612,440.99
S           9,773.02          0.00         9,773.02        0.00             0.00
                                                                                
          239,947.54          0.00     2,080,707.89        0.00    41,612,440.99
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     546.003311  23.129740     2.892216      0.000000     26.021956  522.873571
S       0.000000   0.000000     0.122801      0.000000      0.122801    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,979.38 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,148.72 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   41,086.97 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    612,781.69 
      (B)  TWO MONTHLY PAYMENTS:                                4  1,106,738.36 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    803,488.79 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  41,612,440.99 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        41,657,380.87 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 149      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                    1,790,786.51 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,062.66 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           44,911.18 
                                                                                
       LOC AMOUNT AVAILABLE                               13,266,551.51         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                684,197.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,927,677.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.2338% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.4797% 
                                                                                
    POOL TRADING FACTOR                                             0.522873571 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-23  (POOL  3161)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3161                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920PH5  149,999,535.00     15,392,449.30      9.2840       477,435.49  
                                                                                
- --------------------------------------------------------------------------------
                 149,999,535.00     15,392,449.30                   477,435.49  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          117,284.32          0.00       594,719.81        0.00    14,915,013.81
                                                                                
          117,284.32          0.00       594,719.81        0.00    14,915,013.81
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      102.616647   3.182913     0.781898      0.000000      3.964811   99.433734
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-23 (POOL 3161)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,880.08 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,109.58 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,592.49 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    257,204.72 
      (B)  TWO MONTHLY PAYMENTS:                                2    458,781.07 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,915,013.81 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        14,924,822.76 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  62      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      467,025.82 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     302.24 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,107.43 
                                                                                
       LOC AMOUNT AVAILABLE                                8,139,504.23         
       BANKRUPTCY AMOUNT AVAILABLE                         1,017,841.00         
       FRAUD AMOUNT AVAILABLE                                157,197.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       785,575.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.9877% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2776% 
                                                                                
    POOL TRADING FACTOR                                             0.099433734 

................................................................................


Run:        01/26/95     15:23:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920PS1    47,190,000.00             0.00     8.500000  %          0.00
A-2   760920PU6    16,345,000.00             0.00     9.000000  %          0.00
A-3   760920PT9    16,345,000.00             0.00     8.000000  %          0.00
A-4   760920PW2    43,244,000.00             0.00     8.500000  %          0.00
A-5   760920PX0    38,942,000.00             0.00     8.500000  %          0.00
A-6   760920PV4    29,168,000.00             0.00     7.900000  %          0.00
A-7   760920PY8    34,990,000.00             0.00     9.000000  %          0.00
A-8   760920PZ5    20,816,000.00             0.00     8.500000  %          0.00
A-9   760920QB7    65,000,000.00             0.00     8.500000  %          0.00
A-10  760920QC5     7,500,000.00             0.00     9.000000  %          0.00
A-11  760920QA9     7,500,000.00             0.00     8.000000  %          0.00
A-12  760920QD3    10,000,000.00     4,385,888.42     7.750000  %    575,322.79
A-13  760920QJ0    15,000,000.00     6,578,832.61     9.000000  %    862,984.19
A-14  760920QE1        10,000.00           311.47 17602.505000  %         40.86
A-15  760920QF8             0.00             0.00     0.201955  %          0.00
R-I   760920QG6             0.00             0.00     8.500000  %          0.00
R-II  760920QH4           100.00             0.00     8.500000  %          0.00
M     760920QK7    10,495,302.07    10,010,761.60     9.000000  %    100,319.40
B                  19,082,367.41    17,675,401.81     9.000000  %    126,865.91

- -------------------------------------------------------------------------------
                  381,627,769.48    38,651,195.91                  1,665,533.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       27,635.69    602,958.48             0.00         0.00   3,810,565.63
A-13       48,139.58    911,123.77             0.00         0.00   5,715,848.42
A-14        4,457.61      4,498.47             0.00         0.00         270.61
A-15        6,346.40      6,346.40             0.00         0.00           0.00
R-I             2.16          2.16             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          73,252.19    173,571.59             0.00         0.00   9,910,442.20
B         129,336.89    256,202.80             0.00    50,262.05  17,498,273.85


B RECOURSE OBLIGATION
                  50,262.05


- -------------------------------------------------------------------------------
          289,170.52  2,004,965.72             0.00    50,262.05  36,935,400.71
===============================================================================


























































Run:        01/26/95     15:23:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   438.588842  57.532279     2.763569    60.295848   0.000000    381.056563
A-13   438.588841  57.532279     3.209306    60.741585   0.000000    381.056561
A-14    31.147000   4.086000   445.761000   449.847000   0.000000     27.061000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      953.832632   9.558505     6.979522    16.538027   0.000000    944.274127
B      926.268813   6.648332     6.777822    13.426154   0.000000    916.986529
B RECOURSE OBLIGATION                          2.633953
_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S24 (POOL # 4046)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4046
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,741.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,815.50

SUBSERVICER ADVANCES THIS MONTH                                       15,416.93
MASTER SERVICER ADVANCES THIS MONTH                                    7,239.40


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     462,020.16

 (B)  TWO MONTHLY PAYMENTS:                                    4     902,480.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        460,223.51

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      36,935,400.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          129

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 861,393.32

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,328,465.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         28.36919340 %    25.90026400 %   45.73054310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            25.79282880 %    26.83182532 %   47.37534590 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1947 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              390,363.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,962,107.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                50,262.05
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.74197908
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.11

POOL TRADING FACTOR:                                                 9.67838393


................................................................................


Run:        01/26/95     15:23:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S28 (POOL # 4045)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4045
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920QW1    34,225,000.00             0.00     8.000000  %          0.00
A-2   760920QU5             0.00             0.00     0.000000  %          0.00
A-3   760920QX9    15,000,000.00             0.00     8.625000  %          0.00
A-4   760920QV3    53,340,000.00             0.00     7.750000  %          0.00
A-5   760920QZ4     7,000,000.00             0.00     8.625000  %          0.00
A-6   760920RA8     4,000,000.00             0.00     8.625000  %          0.00
A-7   760920RJ9    54,348,580.00             0.00     8.625000  %          0.00
A-8   760920RS9    14,646,298.00     7,173,095.89     8.625000  %  1,146,270.36
A-9   760920RM2             0.00             0.00     0.875000  %          0.00
A-10  760920RL4             0.00             0.00     0.079453  %          0.00
R-I   760920RY6           100.00             0.00     9.500000  %          0.00
R-II  760920RT7       343,608.00             0.00     8.625000  %          0.00
M     760920RX8     6,478,873.76     5,994,449.26     9.500000  %      3,830.07
B                   9,967,497.89     9,054,751.62     9.500000  %      5,785.40

- -------------------------------------------------------------------------------
                  199,349,957.65    22,222,296.77                  1,155,885.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        49,696.38  1,195,966.74             0.00         0.00   6,026,825.53
A-9         5,041.66      5,041.66             0.00         0.00           0.00
A-10        1,418.27      1,418.27             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          45,743.77     49,573.84             0.00         0.00   5,990,619.19
B          69,096.99     74,882.39             0.00         0.00   9,048,966.22

- -------------------------------------------------------------------------------
          170,997.07  1,326,882.90             0.00         0.00  21,066,410.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    489.754878  78.263487     3.393102    81.656589   0.000000    411.491391
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      925.230138   0.591163     7.060450     7.651613   0.000000    924.638975
B      908.427744   0.580427     6.932230     7.512657   0.000000    907.847317

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S28 (POOL # 4045)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4045
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,328.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,132.89

SUBSERVICER ADVANCES THIS MONTH                                       22,463.58
MASTER SERVICER ADVANCES THIS MONTH                                    8,999.44


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     653,363.50

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     349,419.11


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,628,719.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,066,410.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           72

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,001,290.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,141,687.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         32.27882320 %    26.97493100 %   40.74624560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            28.60869630 %    28.43682869 %   42.95447500 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0823 %
CLASS A-2  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              225,717.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,963,032.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.07361765
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.31

POOL TRADING FACTOR:                                                10.56755225


................................................................................


Run:        01/26/95     15:23:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920QT8    15,369,000.00             0.00     7.756630  %          0.00
A-2   760920RB6    21,476,335.00             0.00     0.000000  %          0.00
A-3   760920RC4        40,985.00             0.00     0.000000  %          0.00
A-4   760920QY7     9,629,000.00             0.00     7.756630  %          0.00
A-5   760920RD2   118,166,000.00             0.00     7.756630  %          0.00
A-6   760920RE0    51,231,000.00             0.00     7.756630  %          0.00
A-7   760920RF7    10,246,000.00             0.00     7.756630  %          0.00
A-8   760920RG5    14,628,000.00             0.00     7.756630  %          0.00
A-9   760920RH3    21,521,000.00             0.00     8.000000  %          0.00
A-10  760920RK6    76,488,000.00    25,371,137.43     8.000000  %  2,316,173.67
A-11  760920RN0    14,158,586.00             0.00     0.000000  %          0.00
A-12  760920RP5     5,309,472.00             0.00     0.000000  %          0.00
A-13  760920RQ3       358,622.00        25,396.42  1008.000000  %      2,318.49
A-14  760920RR1             0.00             0.00     0.175545  %          0.00
R-I   760920RV2           100.00             0.00     9.000000  %          0.00
R-II  760920RW0           100.00             0.00     8.000000  %          0.00
M     760920RU4     9,692,000.00     8,634,439.71     9.000000  %     87,177.20
B                  19,385,706.25    17,270,399.28     9.000000  %     25,281.85

- -------------------------------------------------------------------------------
                  387,699,906.25    51,301,372.84                  2,430,951.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      164,629.43  2,480,803.10             0.00         0.00  23,054,963.76
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       20,763.98     23,082.47             0.00         0.00      23,077.93
A-14        7,304.57      7,304.57             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          63,031.00    150,208.20             0.00         0.00   8,547,262.51
B         126,073.19    151,355.04             0.00   149,087.92  17,096,029.51

- -------------------------------------------------------------------------------
          381,802.17  2,812,753.38             0.00   149,087.92  48,721,333.71
===============================================================================

































































Run:        01/26/95     15:23:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   331.700887  30.281530     2.152356    32.433886   0.000000    301.419357
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13    70.816682   6.464997    57.899356    64.364353   0.000000     64.351685
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      890.883173   8.994759     6.503405    15.498164   0.000000    881.888414
B      890.883162   1.304149     6.503410     7.807559   0.000000    881.888402

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:05                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S29 (POOL # 4048)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4048
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,204.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,008.48

SUBSERVICER ADVANCES THIS MONTH                                       35,570.10
MASTER SERVICER ADVANCES THIS MONTH                                   12,952.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,154,906.22

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   1,114,306.50


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,023,233.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,721,333.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          185

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,552,050.67

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,062,077.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         49.50458910 %    16.83081600 %   33.66459480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            47.36742600 %    17.54316202 %   35.08941200 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.176422 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              512,156.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,738,589.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.68201782
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.73

POOL TRADING FACTOR:                                                12.56676438


................................................................................


Run:        01/26/95     15:23:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00     7,298,412.59     8.750000  %  1,985,533.59
A-6   760920RZ3    25,602,000.00    25,602,000.00     7.200000  %          0.00
A-7   760920SA7     5,940,500.00     5,691,681.82    17.098339  %        321.52
A-8   760920SL3    45,032,000.00     5,315,935.76     9.000000  %    270,405.16
A-9   760920SB5             0.00             0.00     0.117112  %          0.00
R-I   760920SJ8           500.00            59.01     9.000000  %          3.00
R-II  760920SK5       300,629.00       391,016.75     9.000000  %          0.00
M     760920SH2    10,142,260.00     9,235,098.12     9.000000  %     78,560.57
B                  20,284,521.53    18,250,205.39     9.000000  %          0.00

- -------------------------------------------------------------------------------
                  405,690,410.53    71,784,409.44                  2,334,823.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        52,720.04  2,038,253.63             0.00         0.00   5,312,879.00
A-6       152,175.82    152,175.82             0.00         0.00  25,602,000.00
A-7        81,838.74     82,160.26             0.00         0.00   5,691,360.30
A-8        39,496.76    309,901.92             0.00         0.00   5,045,530.60
A-9         6,940.19      6,940.19             0.00         0.00           0.00
R-I             0.44          3.44             0.00         0.00          56.01
R-II            0.00          0.00         2,905.21         0.00     393,921.96
M          68,615.67    147,176.24             0.00         0.00   9,156,537.55
B          40,800.00     40,800.00             0.00   250,046.62  18,094,955.62

- -------------------------------------------------------------------------------
          442,587.66  2,777,411.50         2,905.21   250,046.62  69,297,241.04
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    380.204865 103.434757     2.746408   106.181165   0.000000    276.770108
A-6   1000.000000   0.000000     5.943904     5.943904   0.000000   1000.000000
A-7    958.114943   0.054123    13.776406    13.830529   0.000000    958.060820
A-8    118.047961   6.004734     0.877082     6.881816   0.000000    112.043227
R-I    118.020000   6.000000     0.880000     6.880000   0.000000    112.020000
R-II  1300.662112   0.000000     0.000000     0.000000   9.663772   1310.325883
M      910.556239   7.745864     6.765324    14.511188   0.000000    902.810375
B      899.710913   0.000000     2.011385     2.011385   0.000000    892.057306

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,686.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,069.62

SUBSERVICER ADVANCES THIS MONTH                                       59,885.42
MASTER SERVICER ADVANCES THIS MONTH                                   25,992.28


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,323,379.04

 (B)  TWO MONTHLY PAYMENTS:                                    6   2,503,610.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   1,102,175.45


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,305,043.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,297,241.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          257

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                      10

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,114,778.42

REMAINING SUBCLASS INTEREST SHORTFALL                                 94,796.84

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,876,517.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         61.71131900 %    12.86504700 %   25.42363380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            60.67449040 %    13.21342295 %   26.11208660 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.114107 %

      BANKRUPTCY AMOUNT AVAILABLE                         181,247.00
      FRAUD AMOUNT AVAILABLE                              681,716.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,793,046.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.60883986
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.03

POOL TRADING FACTOR:                                                17.08131108



FIXED STRIP INTEREST ON CLASS A-7:                                      1,515.05
INVERSE LIBOR INTEREST ON CLASS A-7:                                   80,323.69
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              81,838.74


................................................................................


Run:        01/26/95     15:23:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S31 (POOL # 4050)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4050
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SP4    20,431,000.00             0.00     6.800000  %          0.00
A-2   760920SQ2    50,820,000.00             0.00     7.200000  %          0.00
A-3   760920SR0    11,494,000.00             0.00     7.800000  %          0.00
A-4   760920SS8    31,027,000.00     7,339,090.49     8.300000  %    732,406.25
A-5   760920SM1       100,000.00         1,275.79  1158.999000  %        127.32
A-6   760920ST6     1,768,000.00     1,768,000.00     8.500000  %          0.00
A-7   760920SU3    60,112,800.00             0.00     8.500000  %          0.00
A-8   760920SN9             0.00             0.00     0.252321  %          0.00
R-I   760920SV1           100.00             0.00     8.500000  %          0.00
R-II  760920SW9           100.00             0.00     8.500000  %          0.00
B-1                 4,162,653.00     3,679,167.25     8.500000  %     14,938.80
B-2                 1,850,068.00     1,674,762.89     8.500000  %      6,800.17
B-3                 2,312,585.00     2,155,049.61     8.500000  %      8,750.31
B-4                   925,034.21       441,444.32     8.500000  %      1,792.43

- -------------------------------------------------------------------------------
                  185,003,340.21    17,058,790.35                    764,815.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        49,749.23    782,155.48             0.00         0.00   6,606,684.24
A-5         1,207.61      1,334.93             0.00         0.00       1,148.47
A-6        12,273.46     12,273.46             0.00         0.00   1,768,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8         3,515.34      3,515.34             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        25,540.80     40,479.60             0.00         0.00   3,664,228.45
B-2        11,626.21     18,426.38             0.00         0.00   1,667,962.72
B-3        14,960.36     23,710.67             0.00         0.00   2,146,299.30
B-4         3,064.55      4,856.98             0.00         0.00     439,651.89

- -------------------------------------------------------------------------------
          121,937.56    886,752.84             0.00         0.00  16,293,975.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    236.538837  23.605448     1.603417    25.208865   0.000000    212.933388
A-5     12.757900   1.273200    12.076100    13.349300   0.000000     11.484700
A-6   1000.000000   0.000000     6.942002     6.942002   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    883.851537   3.588769     6.135702     9.724471   0.000000    880.262768
B-2    905.243964   3.675632     6.284207     9.959839   0.000000    901.568332
B-3    931.879092   3.783779     6.469107    10.252886   0.000000    928.095313
B-4    477.219453   1.937734     3.312861     5.250595   0.000000    475.281763

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S31 (POOL # 4050)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4050
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,218.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,746.48

SUBSERVICER ADVANCES THIS MONTH                                        4,282.90
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     101,002.47

 (B)  TWO MONTHLY PAYMENTS:                                    1     250,342.77

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,293,975.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           71

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      695,550.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          53.39397520 %    46.60602490 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             51.40447730 %    48.59552270 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2453 %

      BANKRUPTCY AMOUNT AVAILABLE                         416,954.00
      FRAUD AMOUNT AVAILABLE                               85,617.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,298,636.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.24747736
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.21

POOL TRADING FACTOR:                                                 8.80739507


................................................................................


Run:        01/26/95     15:23:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00     8,781,578.56     8.500000  %  1,773,064.58
A-5   760920TX6    12,885,227.00    12,885,227.00     7.050000  %          0.00
A-6   760920TY4     3,789,773.00     3,789,773.00    13.429000  %          0.00
A-7   760920UA4        10,000.00         1,678.84  7590.550000  %        116.93
A-8   760920TZ1             0.00             0.00     0.055752  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,475,315.66     9.000000  %     99,887.02
B                   8,174,757.92     6,045,407.58     9.000000  %    173,756.23

- -------------------------------------------------------------------------------
                  163,495,140.92    34,978,980.64                  2,046,824.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        60,950.20  1,834,014.78             0.00         0.00   7,008,513.98
A-5        74,176.24     74,176.24             0.00         0.00  12,885,227.00
A-6        41,556.65     41,556.65             0.00         0.00   3,789,773.00
A-7        10,405.67     10,522.60             0.00         0.00       1,561.91
A-8         1,592.40      1,592.40             0.00         0.00           0.00
R-I             3.09          3.09             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          25,539.97    125,426.99             0.00         0.00   3,375,428.64
B          44,427.44    218,183.67             0.00         0.00   5,871,651.35

- -------------------------------------------------------------------------------
          258,651.66  2,305,476.42             0.00         0.00  32,932,155.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    579.068814 116.918205     4.019136   120.937341   0.000000    462.150609
A-5   1000.000000   0.000000     5.756689     5.756689   0.000000   1000.000000
A-6   1000.000000   0.000000    10.965472    10.965472   0.000000   1000.000000
A-7    167.884000  11.693000  1040.567000  1052.260000   0.000000    156.191000
R-I      0.000000   0.000000    30.900000    30.900000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      944.588964  27.149239     6.941750    34.090989   0.000000    917.439725
B      739.521297  21.255209     5.434715    26.689924   0.000000    718.266083

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,278.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,496.44

SUBSERVICER ADVANCES THIS MONTH                                       19,131.52
MASTER SERVICER ADVANCES THIS MONTH                                   10,110.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     259,704.17

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     668,767.30


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,398,082.97

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      32,932,155.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          113

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,235,213.60

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,041,463.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      980,252.33

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         72.78158750 %     9.93544000 %   17.28297240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.92081800 %    10.24964370 %   17.82953830 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0591 %

      BANKRUPTCY AMOUNT AVAILABLE                         200,053.00
      FRAUD AMOUNT AVAILABLE                              539,533.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,943,049.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.49451653
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.60

POOL TRADING FACTOR:                                                20.14258998


................................................................................


Run:        01/26/95     15:23:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00     5,089,091.42     8.000000  %  1,043,190.69
A-8   760920TN8    18,168,000.00    18,168,000.00     8.000000  %          0.00
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     5,970,318.96     8.000000  %    125,389.22
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00         1,103.19     8.000000  %         23.17
A-18  760920UR7             0.00             0.00     0.170769  %          0.00
R-I   760920TR9        38,000.00         4,077.95     8.000000  %          0.00
R-II  760920TS7       702,000.00       839,422.77     8.000000  %          0.00
M     760920TQ1    12,177,000.00    11,618,870.05     8.000000  %      8,760.96
B                  27,060,001.70    25,819,712.93     8.000000  %     19,468.79

- -------------------------------------------------------------------------------
                  541,188,443.70    92,813,039.27                  1,196,832.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        33,653.96  1,076,844.65             0.00         0.00   4,045,900.73
A-8       120,144.24    120,144.24             0.00         0.00  18,168,000.00
A-9        40,940.82     40,940.82             0.00         0.00   6,191,000.00
A-10      126,383.19    126,383.19             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       39,481.48    164,870.70             0.00         0.00   5,844,929.74
A-16       38,365.30     38,365.30             0.00         0.00           0.00
A-17            7.29         30.46             0.00         0.00       1,080.02
A-18       13,103.23     13,103.23             0.00         0.00           0.00
R-I             0.00          0.00            27.19         0.00       4,105.14
R-II            0.00          0.00         5,596.15         0.00     845,018.92
M          76,844.62     85,605.58             0.00         0.00  11,610,109.09
B         170,765.87    190,234.66             0.00         0.00  25,800,244.14

- -------------------------------------------------------------------------------
          659,690.00  1,856,522.83         5,623.34         0.00  91,621,829.78
===============================================================================
























































Run:        01/26/95     15:23:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    228.210378  46.779852     1.509146    48.288998   0.000000    181.430526
A-8   1000.000000   0.000000     6.612959     6.612959   0.000000   1000.000000
A-9   1000.000000   0.000000     6.612958     6.612958   0.000000   1000.000000
A-10  1000.000000   0.000000     6.612959     6.612959   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   339.241943   7.124792     2.243393     9.368185   0.000000    332.117151
A-17   110.319000   2.317000     0.729000     3.046000   0.000000    108.002000
R-I    107.314474   0.000000     0.000000     0.000000   0.715526    108.030000
R-II  1195.758932   0.000000     0.000000     0.000000   7.971724   1203.730655
M      954.165234   0.719468     6.310636     7.030104   0.000000    953.445766
B      954.165237   0.719469     6.310637     7.030106   0.000000    953.445769

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,594.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,267.38

SUBSERVICER ADVANCES THIS MONTH                                       24,764.71
MASTER SERVICER ADVANCES THIS MONTH                                   27,614.50


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,935,576.14

 (B)  TWO MONTHLY PAYMENTS:                                    3     882,316.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      62,464.60


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        206,018.66

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      91,621,829.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          333

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,458,205.84

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,121,225.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.66236720 %    12.51857500 %   27.81905770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.16873380 %    12.67177169 %   28.15949450 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1713 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         125,147.00
      FRAUD AMOUNT AVAILABLE                            1,476,893.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,774,992.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15670954
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.79

POOL TRADING FACTOR:                                                16.92974616


................................................................................


Run:        01/26/95     15:23:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4053
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UK2    10,820,000.00             0.00     7.500000  %          0.00
A-2   760920UL0    26,800,000.00             0.00     7.500000  %          0.00
A-3   760920UM8    25,330,000.00       472,725.31     7.500000  %     51,314.39
A-4   760920UN6    15,000,000.00     6,884,340.24     7.500000  %     16,753.65
A-5   760920UP1     8,110,000.00     8,110,000.00     7.500000  %          0.00
A-6   760920UQ9    74,560,000.00     3,899,969.98     7.500000  %     15,193.76
A-7   760920UE6     4,915,714.00             0.00     0.000000  %          0.00
A-8   760920UF3     1,966,286.00             0.00     0.000000  %          0.00
A-9   760920UH9             0.00             0.00     0.500000  %          0.00
A-10  760920UG1             0.00             0.00     0.375886  %          0.00
R     760920UJ5           100.00             0.00     7.500000  %          0.00
B                   8,816,068.76     7,784,076.08     7.500000  %     32,138.49

- -------------------------------------------------------------------------------
                  176,318,168.76    27,151,111.61                    115,400.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         2,954.18     54,268.57             0.00         0.00     421,410.92
A-4        43,022.00     59,775.65             0.00         0.00   6,867,586.59
A-5        50,681.46     50,681.46             0.00         0.00   8,110,000.00
A-6        24,371.91     39,565.67             0.00         0.00   3,884,776.22
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        11,311.61     11,311.61             0.00         0.00           0.00
A-10        8,503.76      8,503.76             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          48,644.67     80,783.16             0.00         0.00   7,751,937.59

- -------------------------------------------------------------------------------
          189,489.59    304,889.88             0.00         0.00  27,035,711.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     18.662665   2.025835     0.116628     2.142463   0.000000     16.636831
A-4    458.956016   1.116910     2.868133     3.985043   0.000000    457.839106
A-5   1000.000000   0.000000     6.249255     6.249255   0.000000   1000.000000
A-6     52.306464   0.203779     0.326877     0.530656   0.000000     52.102685
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      882.941852   3.645444     5.517729     9.163173   0.000000    879.296408

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4053
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,155.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,795.46

SUBSERVICER ADVANCES THIS MONTH                                        3,010.51
MASTER SERVICER ADVANCES THIS MONTH                                    5,830.63


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        290,800.98

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      27,035,711.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          110

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 529,286.75

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        3,300.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.33054370 %    28.66945630 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             71.32704410 %    28.67295590 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3759 %

      BANKRUPTCY AMOUNT AVAILABLE                         738,029.00
      FRAUD AMOUNT AVAILABLE                              386,793.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,858,134.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.86632337
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.16

POOL TRADING FACTOR:                                                15.33348010


................................................................................


Run:        01/26/95     15:23:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00    11,881,339.68     8.082811  %     74,339.54
R                         100.00             0.00     8.082811  %          0.00
B                   5,302,117.23     4,683,765.20     8.082811  %     20,195.43

- -------------------------------------------------------------------------------
                  106,042,332.23    16,565,104.88                     94,534.97
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          79,917.43    154,256.97             0.00         0.00  11,807,000.14
R               0.00          0.00             0.00         0.00           0.00
B          31,504.39     51,699.82             0.00         0.00   4,663,569.77

- -------------------------------------------------------------------------------
          111,421.82    205,956.79             0.00         0.00  16,470,569.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      117.940501   0.737934     0.793303     1.531237   0.000000    117.202568
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      883.376394   3.808937     5.941851     9.750788   0.000000    879.567457

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,828.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,880.89

SUBSERVICER ADVANCES THIS MONTH                                        8,291.83
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     529,886.78

 (B)  TWO MONTHLY PAYMENTS:                                    1     254,757.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,470,569.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           80

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       23,109.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.72510990 %    28.27489010 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             71.68543780 %    28.31456220 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              239,334.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,728,638.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63059855
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.80

POOL TRADING FACTOR:                                                15.53207060



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                 8.0828

................................................................................


Run:        01/26/95     15:23:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00     6,583,930.04     7.500000  %  1,675,661.08
A-5   760920VE5     6,968,000.00     6,968,000.00     7.500000  %          0.00
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.480136  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,955,437.39     7.500000  %     17,895.76

- -------------------------------------------------------------------------------
                  116,500,312.92    18,507,367.43                  1,693,556.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        38,835.73  1,714,496.81             0.00         0.00   4,908,268.96
A-5        41,101.20     41,101.20             0.00         0.00   6,968,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        7,277.79      7,277.79             0.00         0.00           0.00
A-12        6,988.67      6,988.67             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          29,229.97     47,125.73             0.00         0.00   4,937,541.63

- -------------------------------------------------------------------------------
          123,433.36  1,816,990.20             0.00         0.00  16,813,810.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    583.371437 148.472539     3.441054   151.913593   0.000000    434.898898
A-5   1000.000000   0.000000     5.898565     5.898565   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      850.673167   3.072070     5.017749     8.089819   0.000000    847.601098

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,995.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,834.33

SUBSERVICER ADVANCES THIS MONTH                                        7,395.90
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     314,308.01

 (B)  TWO MONTHLY PAYMENTS:                                    1     374,617.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,813,810.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           74

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,626,720.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          73.22451500 %    26.77548500 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             70.63401180 %    29.36598820 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4481 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              293,295.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,736.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.91411318
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              142.17

POOL TRADING FACTOR:                                                14.43241668


................................................................................


Run:        01/26/95     15:23:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00     3,568,214.29     7.500000  %  2,482,048.49
A-7   760920VQ8     5,327,000.00     5,327,000.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00    32,684,000.00     7.500000  %          0.00
A-9   760920VV7    30,371,000.00    30,371,000.00     5.037000  %          0.00
A-10  760920VS4    10,124,000.00    10,124,000.00    14.888757  %          0.00
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.151200  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     9,874,757.01     7.500000  %     51,037.79
B                  22,976,027.86    21,943,903.46     7.500000  %      7,173.87

- -------------------------------------------------------------------------------
                  459,500,240.86   113,892,874.76                  2,540,260.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        22,049.45  2,504,097.94             0.00         0.00   1,086,165.80
A-7        32,917.70     32,917.70             0.00         0.00   5,327,000.00
A-8       201,967.75    201,967.75             0.00         0.00  32,684,000.00
A-9       126,042.38    126,042.38             0.00         0.00  30,371,000.00
A-10      124,192.72    124,192.72             0.00         0.00  10,124,000.00
A-11       93,838.73     93,838.73             0.00         0.00           0.00
A-12       14,183.66     14,183.66             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          61,020.14    112,057.93             0.00         0.00   9,823,719.22
B         135,600.32    142,774.19             0.00   106,243.41  21,830,486.19

- -------------------------------------------------------------------------------
          811,812.85  3,352,073.00             0.00   106,243.41 111,246,371.21
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    116.669314  81.155130     0.720947    81.876077   0.000000     35.514184
A-7   1000.000000   0.000000     6.179407     6.179407   0.000000   1000.000000
A-8   1000.000000   0.000000     6.179407     6.179407   0.000000   1000.000000
A-9   1000.000000   0.000000     4.150090     4.150090   0.000000   1000.000000
A-10  1000.000000   0.000000    12.267159    12.267159   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      955.078207   4.936332     5.901817    10.838149   0.000000    950.141874
B      955.078206   0.312233     5.901817     6.214050   0.000000    950.141875

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:15                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,103.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,635.59

SUBSERVICER ADVANCES THIS MONTH                                       63,241.39
MASTER SERVICER ADVANCES THIS MONTH                                    8,975.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,608,384.01

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,037,810.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          6   2,841,866.87


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,450,092.43

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     111,246,371.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          385

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,120,245.92

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,057,847.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         72.06264170 %     8.67021500 %   19.26714340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.54585350 %     8.83059745 %   19.62354900 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1480 %

      BANKRUPTCY AMOUNT AVAILABLE                         324,989.00
      FRAUD AMOUNT AVAILABLE                            1,556,893.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,264,523.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.17327436
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.91

POOL TRADING FACTOR:                                                24.21029660


................................................................................


Run:        01/26/95     15:23:16                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00    20,626,188.05     8.500000  %    930,748.81
A-4   760920WX2    31,674,000.00    31,674,000.00     8.500000  %          0.00
A-5   760920WY0    30,082,000.00     5,811,194.26     8.500000  %    103,417.64
A-6   760920WW4             0.00             0.00     0.147325  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,958,000.90     8.500000  %          0.00
B                  15,364,881.77    14,450,496.72     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  323,459,981.77    79,519,879.93                  1,034,166.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       145,685.48  1,076,434.29             0.00         0.00  19,695,439.24
A-4       223,717.63    223,717.63             0.00         0.00  31,674,000.00
A-5        41,045.23    144,462.87             0.00         0.00   5,707,776.62
A-6         9,734.90      9,734.90             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M               0.00          0.00             0.00         0.00   6,958,000.90
B               0.00          0.00             0.00         0.00  14,137,836.15

- -------------------------------------------------------------------------------
          420,183.24  1,454,349.69             0.00         0.00  78,173,052.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    363.239435  16.391040     2.565608    18.956648   0.000000    346.848395
A-4   1000.000000   0.000000     7.063132     7.063132   0.000000   1000.000000
A-5    193.178454   3.437858     1.364445     4.802303   0.000000    189.740596
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      956.032001   0.000000     0.000000     0.000000   0.000000    956.032001
B      940.488637   0.000000     0.000000     0.000000   0.000000    920.139599

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,623.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,290.58

SUBSERVICER ADVANCES THIS MONTH                                       76,468.39
MASTER SERVICER ADVANCES THIS MONTH                                    1,836.17


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,087,511.98

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,525,728.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          7   3,337,443.69


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,741,475.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      78,173,052.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          282

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 234,647.48

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      492,117.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         73.07780440 %     8.75001400 %   18.17218130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            73.01392710 %     8.90076649 %   18.08530640 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1442 %

      BANKRUPTCY AMOUNT AVAILABLE                         273,746.00
      FRAUD AMOUNT AVAILABLE                            1,019,801.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,165,312.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.10074166
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.56

POOL TRADING FACTOR:                                                24.16776644



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


................................................................................


Run:        01/26/95     15:23:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    53,238,398.27     6.836636  %  1,746,889.71
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     6.836636  %          0.00
B                   7,295,556.68     6,763,029.60     6.836636  %     23,464.01

- -------------------------------------------------------------------------------
                  108,082,314.68    60,001,427.87                  1,770,353.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         300,328.94  2,047,218.65             0.00         0.00  51,491,508.56
S           7,426.47      7,426.47             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          38,151.67     61,615.68             0.00         0.00   6,739,565.59

- -------------------------------------------------------------------------------
          345,907.08  2,116,260.80             0.00         0.00  58,231,074.15
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      528.228630  17.332549     2.979848    20.312397   0.000000    510.896081
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      927.006656   3.216207     5.229438     8.445645   0.000000    923.790450

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,519.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,881.01

SUBSERVICER ADVANCES THIS MONTH                                       46,046.11
MASTER SERVICER ADVANCES THIS MONTH                                    1,689.40


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,410,542.27

 (B)  TWO MONTHLY PAYMENTS:                                    2     655,222.10

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,092,417.25


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      3,952,303.22

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,231,074.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          207

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 230,939.58

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,562,181.62

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      149,507.49

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          88.72855220 %    11.27144780 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.42616990 %    11.57383010 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              731,415.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,957,214.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.83172297
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.31

POOL TRADING FACTOR:                                                53.87659796



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.5075

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                           149,507.49


................................................................................


Run:        01/26/95     15:23:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00     8,681,393.77     8.000000  %    490,363.37
A-5   760920WC8    24,873,900.00    24,873,900.00     8.000000  %          0.00
A-6   760920WG9     5,000,000.00     6,200,980.12     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     4,417,366.30     8.000000  %     49,908.00
A-8   760920WJ3             0.00             0.00     0.186734  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,762,037.67     8.000000  %      4,018.63
B                  10,363,398.83    10,055,194.80     8.000000  %      8,485.45

- -------------------------------------------------------------------------------
                  218,151,398.83    58,990,872.66                    552,775.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        57,668.39    548,031.76             0.00         0.00   8,191,030.40
A-5       165,231.26    165,231.26             0.00         0.00  24,873,900.00
A-6             0.00          0.00        41,191.60         0.00   6,242,171.72
A-7        29,343.49     79,251.49             0.00         0.00   4,367,458.30
A-8         9,146.72      9,146.72             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          31,633.06     35,651.69             0.00         0.00   4,758,019.04
B          66,794.21     75,279.66             0.00         0.00  10,046,709.35

- -------------------------------------------------------------------------------
          359,817.13    912,592.58        41,191.60         0.00  58,479,288.81
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    278.089364  15.707712     1.847280    17.554992   0.000000    262.381652
A-5   1000.000000   0.000000     6.642756     6.642756   0.000000   1000.000000
A-6   1240.196024   0.000000     0.000000     0.000000   8.238320   1248.434344
A-7    217.732960   2.459976     1.446347     3.906323   0.000000    215.272984
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      970.260324   0.818792     6.445204     7.263996   0.000000    969.441532
B      970.260333   0.818790     6.445203     7.263993   0.000000    969.441543

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,689.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,748.65

SUBSERVICER ADVANCES THIS MONTH                                       11,885.11
MASTER SERVICER ADVANCES THIS MONTH                                    2,140.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     627,428.81

 (B)  TWO MONTHLY PAYMENTS:                                    2     448,893.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     298,305.20


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        189,386.80

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,479,288.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          223

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 285,817.66

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      461,802.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.88216090 %     8.07249900 %   17.04534000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            74.68380910 %     8.13624642 %   17.17994450 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1869 %

      BANKRUPTCY AMOUNT AVAILABLE                         253,682.00
      FRAUD AMOUNT AVAILABLE                              689,952.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,969,940.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69549830
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.06

POOL TRADING FACTOR:                                                26.80674482



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


................................................................................


Run:        01/26/95     15:23:19                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00    14,588,241.02     8.000000  %    256,108.30
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.207186  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     6,428,351.93     8.000000  %     13,056.04

- -------------------------------------------------------------------------------
                  139,954,768.28    32,516,592.95                    269,164.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        97,165.44    353,273.74             0.00         0.00  14,332,132.72
A-3        76,596.12     76,596.12             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         5,608.99      5,608.99             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          42,816.23     55,872.27             0.00    40,976.15   6,374,319.73

- -------------------------------------------------------------------------------
          222,186.78    491,351.12             0.00    40,976.15  32,206,452.45
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    342.471090   6.012355     2.281040     8.293395   0.000000    336.458735
A-3   1000.000000   0.000000     6.660532     6.660532   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      874.883253   1.776896     5.827187     7.604083   0.000000    867.529601

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,663.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,526.10

SUBSERVICER ADVANCES THIS MONTH                                        8,255.70
MASTER SERVICER ADVANCES THIS MONTH                                    2,136.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     561,371.36

 (B)  TWO MONTHLY PAYMENTS:                                    1     212,299.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      32,206,452.45

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          124

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 196,297.98

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       36,828.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          80.23054890 %    19.76945110 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             80.20794210 %    19.79205790 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2066 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              406,741.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,855,934.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69348771
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.78

POOL TRADING FACTOR:                                                23.01204371



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


................................................................................


Run:        01/26/95     15:23:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00     2,599,455.59     8.500000  %    427,514.77
A-9   760920XU7    38,830,000.00    38,830,000.00     8.500000  %          0.00
A-10  760920XQ6     6,395,000.00     6,395,000.00     8.500000  %          0.00
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.192276  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,929,479.05     8.500000  %      5,200.03
B                  15,395,727.87    14,247,126.50     8.500000  %     10,073.21

- -------------------------------------------------------------------------------
                  324,107,827.87    69,001,061.14                    442,788.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        18,356.47    445,871.24             0.00         0.00   2,171,940.82
A-9       274,204.24    274,204.24             0.00         0.00  38,830,000.00
A-10       45,159.32     45,159.32             0.00         0.00   6,395,000.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       11,022.21     11,022.21             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          48,933.62     54,133.65             0.00         0.00   6,924,279.02
B         100,608.36    110,681.57             0.00       618.14  14,236,435.15

- -------------------------------------------------------------------------------
          498,284.22    941,072.23             0.00       618.14  68,557,654.99
===============================================================================

































































Run:        01/26/95     15:23:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8     90.890056  14.948069     0.641835    15.589904   0.000000     75.941987
A-9   1000.000000   0.000000     7.061660     7.061660   0.000000   1000.000000
A-10  1000.000000   0.000000     7.061661     7.061661   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      950.285114   0.713114     6.710590     7.423704   0.000000    949.572000
B      925.394799   0.654286     6.534823     7.189109   0.000000    924.700363

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,003.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,180.11

SUBSERVICER ADVANCES THIS MONTH                                       44,330.74
MASTER SERVICER ADVANCES THIS MONTH                                   11,130.63


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,440,280.85

 (B)  TWO MONTHLY PAYMENTS:                                    2     569,527.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     320,864.52


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,198,240.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,557,654.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          259

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,390,507.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      391,626.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.30973930 %    10.04256900 %   20.64769190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            69.13442540 %    10.09993563 %   20.76563900 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1924 %

      BANKRUPTCY AMOUNT AVAILABLE                         365,735.00
      FRAUD AMOUNT AVAILABLE                              852,000.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,586,728.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15458909
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.77

POOL TRADING FACTOR:                                                21.15273039



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


................................................................................


Run:        01/26/95     15:23:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00    15,131,945.49     7.935120  %     65,355.84
R     760920XF0           100.00             0.00     7.935120  %          0.00
B                   5,010,927.54     4,518,557.21     7.935120  %     18,328.92

- -------------------------------------------------------------------------------
                  105,493,196.54    19,650,502.70                     83,684.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         100,042.00    165,397.84             0.00         0.00  15,066,589.65
R               0.00          0.00             0.00         0.00           0.00
B          29,873.59     48,202.51             0.00         0.00   4,500,228.29

- -------------------------------------------------------------------------------
          129,915.59    213,600.35             0.00         0.00  19,566,817.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      150.593340   0.650422     0.995619     1.646041   0.000000    149.942918
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      901.740681   3.657790     5.961689     9.619479   0.000000    898.082891

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,021.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,072.24

SUBSERVICER ADVANCES THIS MONTH                                        9,676.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     183,213.57

 (B)  TWO MONTHLY PAYMENTS:                                    2     623,802.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      94,991.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,566,817.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           83

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        3,975.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          77.00538620 %    22.99461380 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             77.00071470 %    22.99928530 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              231,583.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,864,345.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36695299
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.61

POOL TRADING FACTOR:                                                18.54794298


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     40,628,775.58      8.4488       706,608.57  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     40,628,775.58                   706,608.57  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          284,479.07          0.00       991,087.64        0.00    39,922,167.01
                                                                                
          284,479.07          0.00       991,087.64        0.00    39,922,167.01
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      270.883211   4.711153     1.896700      0.000000      6.607853  266.172057
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   11,445.42 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,580.35 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   56,762.20 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,358,675.16 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    568,481.89 
      (D)  LOANS IN FORECLOSURE                                 2    964,071.07 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  39,922,167.01 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        39,959,838.50 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 156      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      320,571.35 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,866.85 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             353,017.46 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           30,152.91 
                                                                                
       LOC AMOUNT AVAILABLE                                9,148,772.70         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                480,144.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,133,086.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0227% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.4503% 
                                                                                
    POOL TRADING FACTOR                                             0.266172057 

................................................................................


Run:        01/26/95     15:23:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    39,518,778.31     7.123378  %    573,422.27
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     7.123378  %          0.00
B                   6,546,994.01     4,895,678.22     7.123378  %          0.00

- -------------------------------------------------------------------------------
                   93,528,473.01    44,414,456.53                    573,422.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         233,178.71    806,600.98             0.00         0.00  38,945,356.04
S           5,518.43      5,518.43             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00    97,494.73   4,827,070.21

- -------------------------------------------------------------------------------
          238,697.14    812,119.41             0.00    97,494.73  43,772,426.25
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      454.336075   6.592472     2.680789     9.273261   0.000000    447.743603
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      747.774966   0.000000     0.000000     0.000000   0.000000    737.295651

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,980.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,136.91

SUBSERVICER ADVANCES THIS MONTH                                       26,203.47
MASTER SERVICER ADVANCES THIS MONTH                                    6,622.05


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,177,833.00

 (B)  TWO MONTHLY PAYMENTS:                                    2     610,624.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     326,711.05


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        566,393.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      43,772,426.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 985,482.37

REMAINING SUBCLASS INTEREST SHORTFALL                                 28,886.72

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      337,682.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          88.97728670 %    11.02271330 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.97234940 %    11.02765060 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              533,887.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99546926
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.11

POOL TRADING FACTOR:                                                46.80117705



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.2813

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:23:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00       665,304.85     8.000000  %     60,001.03
A-5   760920ZE1    19,600,000.00     6,299,458.29     8.000000  %    117,192.65
A-6   760920ZF8     6,450,000.00     6,450,000.00     8.000000  %          0.00
A-7   760920ZG6    37,500,000.00     1,361,761.11     8.000000  %    122,811.47
A-8   760920ZH4    10,000,000.00     2,500,000.00     8.000000  %          0.00
A-9   760920ZJ0     9,350,000.00       300,000.00     8.000000  %          0.00
A-10  760920ZC5    60,000,000.00     8,416,935.05     8.000000  %    143,664.57
A-11  760920ZD3    15,000,000.00     2,104,233.74     8.000000  %     35,916.14
A-12  760920ZB7             0.00             0.00     0.255624  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     7,424,415.37     8.000000  %     29,626.55

- -------------------------------------------------------------------------------
                  208,639,599.90    35,522,108.41                    509,212.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4         4,416.41     64,417.44             0.00         0.00     605,303.82
A-5        41,816.84    159,009.49             0.00         0.00   6,182,265.64
A-6        42,816.16     42,816.16             0.00         0.00   6,450,000.00
A-7         9,039.60    131,851.07             0.00         0.00   1,238,949.64
A-8        16,595.42     16,595.42             0.00         0.00   2,500,000.00
A-9         1,991.45      1,991.45             0.00         0.00     300,000.00
A-10       55,873.00    199,537.57             0.00         0.00   8,273,270.48
A-11       13,968.25     49,884.39             0.00         0.00   2,068,317.60
A-12        7,534.57      7,534.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          49,284.48     78,911.03             0.00         0.00   7,394,788.82

- -------------------------------------------------------------------------------
          243,336.18    752,548.59             0.00         0.00  35,012,896.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     89.003993   8.026894     0.590824     8.617718   0.000000     80.977100
A-5    321.400933   5.979217     2.133512     8.112729   0.000000    315.421716
A-6   1000.000000   0.000000     6.638164     6.638164   0.000000   1000.000000
A-7     36.313630   3.274973     0.241056     3.516029   0.000000     33.038657
A-8    250.000000   0.000000     1.659542     1.659542   0.000000    250.000000
A-9     32.085561   0.000000     0.212989     0.212989   0.000000     32.085562
A-10   140.282251   2.394410     0.931217     3.325627   0.000000    137.887841
A-11   140.282249   2.394409     0.931217     3.325626   0.000000    137.887840
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      889.620334   3.549961     5.905446     9.455407   0.000000    886.070373

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,008.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,675.02

SUBSERVICER ADVANCES THIS MONTH                                        9,812.84
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     356,129.39

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        558,993.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      35,012,896.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          147

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      367,464.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          79.09917030 %    20.90082970 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             78.87981380 %    21.12018620 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2581 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              402,058.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,845,863.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68760811
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              142.50

POOL TRADING FACTOR:                                                16.78151991


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-8 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


................................................................................


Run:        01/26/95     15:23:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00    13,129,655.72     8.250000  %     27,476.65
A-8   760920YK8    20,625,000.00    20,625,000.00     5.437000  %          0.00
A-9   760920YL6     4,375,000.00     4,375,000.00    21.511285  %          0.00
A-10  760920XZ6    23,595,000.00     3,331,316.13     6.650000  %      2,400.58
A-11  760920YA0     6,435,000.00       908,540.76    14.116665  %        654.70
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.233188  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,924,245.81     8.750000  %      4,611.55
B                  15,327,940.64    14,617,853.26     8.750000  %      9,735.50

- -------------------------------------------------------------------------------
                  322,682,743.64    63,911,611.68                     44,878.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        90,263.09    117,739.74             0.00         0.00  13,102,179.07
A-8        93,445.03     93,445.03             0.00         0.00  20,625,000.00
A-9        78,423.70     78,423.70             0.00         0.00   4,375,000.00
A-10       18,460.37     20,860.95             0.00         0.00   3,328,915.55
A-11       10,687.58     11,342.28             0.00         0.00     907,886.06
A-12       17,653.32     17,653.32             0.00         0.00           0.00
A-13       12,419.06     12,419.06             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          50,487.45     55,099.00             0.00         0.00   6,919,634.26
B         106,584.63    116,320.13             0.00         0.00  14,608,117.76

- -------------------------------------------------------------------------------
          478,424.23    523,303.21             0.00         0.00  63,866,732.70
===============================================================================






























































Run:        01/26/95     15:23:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    437.655191   0.915888     3.008770     3.924658   0.000000    436.739302
A-8   1000.000000   0.000000     4.530668     4.530668   0.000000   1000.000000
A-9   1000.000000   0.000000    17.925417    17.925417   0.000000   1000.000000
A-10   141.187376   0.101741     0.782385     0.884126   0.000000    141.085635
A-11   141.187375   0.101740     1.660852     1.762592   0.000000    141.085635
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      953.673656   0.635147     6.953617     7.588764   0.000000    953.038509
B      953.673661   0.635148     6.953616     7.588764   0.000000    953.038513

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,595.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,405.12

SUBSERVICER ADVANCES THIS MONTH                                       50,102.74
MASTER SERVICER ADVANCES THIS MONTH                                   21,303.48


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   3,803,600.93

 (B)  TWO MONTHLY PAYMENTS:                                    2     388,405.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,154,513.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        835,386.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,866,732.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          236

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,589,045.32

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        2,313.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         66.29391980 %    10.83409700 %   22.87198350 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            66.29269870 %    10.83448921 %   22.87281210 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2332 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,456.00
      FRAUD AMOUNT AVAILABLE                              710,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,828,543.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.44339627
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.80

POOL TRADING FACTOR:                                                19.79242273


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      8,414,615.62      8.0000       283,677.77  
S     760920YS1            0.00              0.00      0.6281             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      8,414,615.62                   283,677.77  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          54,249.35          0.00       337,927.12        0.00     8,130,937.85
S           4,265.25          0.00         4,265.25        0.00             0.00
                                                                                
           58,514.60          0.00       342,192.37        0.00     8,130,937.85
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     261.318598   8.809705     1.684731      0.000000     10.494436  252.508894
S       0.000000   0.000000     0.132459      0.000000      0.132459    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,552.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   826.48 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,331.61 
    MASTER SERVICER ADVANCES THIS MONTH                                1,957.88 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    793,620.13 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,130,937.85 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,921,882.74 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  32      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             213,764.32 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      277,792.84 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      31.60 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,853.33 
                                                                                
       LOC AMOUNT AVAILABLE                               13,551,910.67         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                463,095.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,828,543.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0871% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.252508894 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07     11,415,666.77      7.6205       557,798.26  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07     11,415,666.77                   557,798.26  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          70,695.15          0.00       628,493.41        0.00    10,857,868.51
S           2,322.62          0.00         2,322.62        0.00             0.00
                                                                                
           73,017.77          0.00       630,816.03        0.00    10,857,868.51
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     178.504464   8.722178     1.105446      0.000000      9.827624  169.782285
S       0.000000   0.000000     0.036318      0.000000      0.036318    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,905.19 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,107.30 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,558.43 
    MASTER SERVICER ADVANCES THIS MONTH                                1,685.16 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    268,232.01 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    200,595.98 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,857,868.51 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,634,119.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  38      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             236,337.14 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      549,025.82 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,772.44 
                                                                                
       LOC AMOUNT AVAILABLE                               13,628,805.84         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                463,095.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,828,543.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4203% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6141% 
                                                                                
    POOL TRADING FACTOR                                             0.169782285 

................................................................................

Run:        02/02/95     08:51:31                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     19,401,968.09      7.6756       698,813.06  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     19,401,968.09                   698,813.06  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         123,225.62          0.00       822,038.68        0.00    18,703,155.03
S           4,014.99          0.00         4,014.99        0.00             0.00
                                                                                
          127,240.61          0.00       826,053.67        0.00    18,703,155.03
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     256.616945   9.242736     1.629823      0.000000     10.872559  247.374209
S       0.000000   0.000000     0.053104      0.000000      0.053104    0.000000
                                                                                
                                                                                
Determination Date       20-JANUARY-95                                          
Distribution Date        25-JANUARY-95                                          
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
INVESTOR REPORTING DEPARTMENT                                                   
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/02/95    08:51:31                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,559.85 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,840.35 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   22,801.35 
    MASTER SERVICER ADVANCES THIS MONTH                                7,901.21 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    231,181.05 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  18,703,155.03 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        17,663,270.89 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,051,793.08 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      682,764.47 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,046.63 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           15,001.96 
                                                                                
       LOC AMOUNT AVAILABLE                               13,628,805.84         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                463,095.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,828,543.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4121% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6686% 
                                                                                
    POOL TRADING FACTOR                                             0.247374209 

................................................................................


Run:        01/26/95     15:23:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00     5,440,963.00     7.750000  %     89,444.87
A-4   760920B49     9,500,000.00     9,500,000.00     7.950000  %          0.00
A-5   760920B31        41,703.00         1,835.23  1008.000000  %         22.36
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.386178  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     6,457,066.52     8.000000  %     25,988.50

- -------------------------------------------------------------------------------
                  157,858,019.23    26,887,864.75                    115,455.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        35,130.34    124,575.21             0.00         0.00   5,351,518.13
A-4        62,921.00     62,921.00             0.00         0.00   9,500,000.00
A-5         1,541.19      1,563.55             0.00         0.00       1,812.87
A-6        36,577.08     36,577.08             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        8,650.64      8,650.64             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          43,035.84     69,024.34             0.00         0.00   6,431,078.02

- -------------------------------------------------------------------------------
          187,856.09    303,311.82             0.00         0.00  26,772,409.02
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    234.342450   3.852393     1.513065     5.365458   0.000000    230.490056
A-4   1000.000000   0.000000     6.623263     6.623263   0.000000   1000.000000
A-5     44.007146   0.536172    36.956334    37.492506   0.000000     43.470973
A-6   1000.000000   0.000000     6.664920     6.664920   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      908.953332   3.658371     6.058101     9.716472   0.000000    905.294963

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,904.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,850.03

SUBSERVICER ADVANCES THIS MONTH                                       10,306.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     390,652.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     273,919.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     304,120.73


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,772,409.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          123

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        7,237.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          75.98520160 %    24.01479840 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             75.97871000 %    24.02129000 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3863 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              316,317.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,636,857.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.86414071
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.73

POOL TRADING FACTOR:                                                16.95980296


................................................................................


Run:        01/26/95     15:23:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    28,115,837.93     8.500000  %    457,552.33
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.177067  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     6,207,860.76     8.500000  %      4,565.55
B                  12,805,385.16    12,417,064.68     8.500000  %      9,132.08

- -------------------------------------------------------------------------------
                  320,111,585.16    55,844,763.37                    471,249.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       198,862.36    656,414.69             0.00         0.00  27,658,285.60
A-7        64,392.28     64,392.28             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        8,228.15      8,228.15             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          43,907.99     48,473.54             0.00         0.00   6,203,295.21
B          87,825.47     96,957.55             0.00         0.00  12,407,932.60

- -------------------------------------------------------------------------------
          403,216.25    874,466.21             0.00         0.00  55,373,513.41
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    834.297861  13.577220     5.900960    19.478180   0.000000    820.720641
A-7   1000.000000   0.000000     7.072966     7.072966   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      969.675220   0.713144     6.858480     7.571624   0.000000    968.962076
B      969.675221   0.713143     6.858480     7.571623   0.000000    968.962077

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,628.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,839.12

SUBSERVICER ADVANCES THIS MONTH                                       31,007.29
MASTER SERVICER ADVANCES THIS MONTH                                    3,524.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,083,401.32

 (B)  TWO MONTHLY PAYMENTS:                                    1     221,464.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     653,591.40


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        959,533.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      55,373,513.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          200

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 431,385.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      430,179.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         66.64875220 %    11.11628100 %   22.23496700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            66.38965700 %    11.20263972 %   22.40770330 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1760 %

      BANKRUPTCY AMOUNT AVAILABLE                         244,605.00
      FRAUD AMOUNT AVAILABLE                              587,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,971,534.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09649122
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.47

POOL TRADING FACTOR:                                                17.29819100


................................................................................


Run:        01/26/95     15:23:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    30,535,510.80     8.100000  %    786,798.35
A-6   760920D70     2,829,000.00     1,822,497.30     8.100000  %     37,813.98
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     5,641,502.70     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     3,692,883.07     8.100000  %     62,315.50
A-12  760920F37    10,000,000.00     1,479,520.50     8.100000  %     24,966.15
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.255600  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     8,196,288.00     8.500000  %      6,019.47
B                  16,895,592.50    16,392,180.65     8.500000  %     12,038.66

- -------------------------------------------------------------------------------
                  375,449,692.50    76,387,383.02                    929,952.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       204,674.06    991,472.41             0.00         0.00  29,748,712.45
A-6        12,215.88     50,029.86             0.00         0.00   1,784,683.32
A-7        16,958.14     16,958.14             0.00         0.00   2,530,000.00
A-8        40,867.10     40,867.10             0.00         0.00   6,097,000.00
A-9             0.00          0.00        37,813.98         0.00   5,679,316.68
A-10            0.00          0.00             0.00         0.00           0.00
A-11       24,752.73     87,068.23             0.00         0.00   3,630,567.57
A-12        9,916.96     34,883.11             0.00         0.00   1,454,554.35
A-13       17,145.62     17,145.62             0.00         0.00           0.00
A-14       16,153.33     16,153.33             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          57,651.25     63,670.72             0.00         0.00   8,190,268.53
B         115,299.72    127,338.38             0.00         0.00  16,380,141.99

- -------------------------------------------------------------------------------
          515,634.79  1,445,586.90        37,813.98         0.00  75,495,244.89
===============================================================================


































































Run:        01/26/95     15:23:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    795.092066  20.486873     5.329360    25.816233   0.000000    774.605193
A-6    644.219618  13.366554     4.318091    17.684645   0.000000    630.853065
A-7   1000.000000   0.000000     6.702822     6.702822   0.000000   1000.000000
A-8   1000.000000   0.000000     6.702821     6.702821   0.000000   1000.000000
A-9   1217.152686   0.000000     0.000000     0.000000   8.158356   1225.311042
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   454.229160   7.664883     3.044616    10.709499   0.000000    446.564277
A-12   147.952050   2.496615     0.991696     3.488311   0.000000    145.455435
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      970.204545   0.712532     6.824248     7.536780   0.000000    969.492014
B      970.204546   0.712533     6.824248     7.536781   0.000000    969.492013

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,216.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,050.04

SUBSERVICER ADVANCES THIS MONTH                                       34,038.35
MASTER SERVICER ADVANCES THIS MONTH                                    3,979.36


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,981,855.65

 (B)  TWO MONTHLY PAYMENTS:                                    1     269,963.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     518,822.63


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,392,581.56

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,495,244.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          263

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 491,681.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      836,038.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         67.81082470 %    10.72989800 %   21.45927770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            67.45436010 %    10.84872106 %   21.69691880 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2563 %

      BANKRUPTCY AMOUNT AVAILABLE                         377,683.00
      FRAUD AMOUNT AVAILABLE                              814,655.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,492,198.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.20407500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.64

POOL TRADING FACTOR:                                                20.10795225


................................................................................


Run:        01/26/95     15:23:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    53,918,391.96     5.599484  %    689,452.44
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     5.599484  %          0.00
B                   7,968,810.12     4,835,922.60     5.599484  %      5,814.52

- -------------------------------------------------------------------------------
                  113,840,137.12    58,754,314.56                    695,266.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         250,644.73    940,097.17             0.00         0.00  53,228,939.52
S           7,316.52      7,316.52             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          22,480.24     28,294.76             0.00         0.00   4,830,108.07

- -------------------------------------------------------------------------------
          280,441.49    975,708.45             0.00         0.00  58,059,047.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      509.282772   6.512180     2.367449     8.879629   0.000000    502.770592
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      606.856297   0.729660     2.821028     3.550688   0.000000    606.126636

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,677.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,015.41

SUBSERVICER ADVANCES THIS MONTH                                       51,067.75
MASTER SERVICER ADVANCES THIS MONTH                                   12,459.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   4,304,041.82

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,212,115.84

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     919,735.83


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,176,236.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,059,047.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          190

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,063,139.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      624,623.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.76924680 %     8.23075320 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.68069700 %     8.31930300 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              674,729.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,096,160.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.33295790
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.58

POOL TRADING FACTOR:                                                51.00050743



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.2088

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:25:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00    14,546,891.84     8.500000  %  1,065,767.25
A-6   760920G51    20,500,000.00    20,500,000.00     8.500000  %          0.00
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00     1,054,020.36     0.122512  %        957.68
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     4,174,798.53     8.500000  %      3,228.36
B                  10,804,782.23    10,348,956.06     8.500000  %      8,002.82

- -------------------------------------------------------------------------------
                  216,050,982.23    53,599,788.19                  1,077,956.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       102,454.84  1,168,222.09             0.00         0.00  13,481,124.59
A-6       144,383.03    144,383.03             0.00         0.00  20,500,000.00
A-7        20,954.01     20,954.01             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,441.08      6,398.76             0.00         0.00   1,053,062.68
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          29,403.42     32,631.78             0.00         0.00   4,171,570.17
B          72,888.45     80,891.27             0.00         0.00  10,340,953.24

- -------------------------------------------------------------------------------
          375,524.83  1,453,480.94             0.00         0.00  52,521,832.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    803.962189  58.901694     5.662365    64.564059   0.000000    745.060495
A-6   1000.000000   0.000000     7.043075     7.043075   0.000000   1000.000000
A-7   1000.000000   0.000000     7.043077     7.043077   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   287.835933   0.261527     1.485871     1.747398   0.000000    287.574407
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      966.388549   0.747306     6.806347     7.553653   0.000000    965.641243
B      957.812554   0.740672     6.745945     7.486617   0.000000    957.071880

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,487.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,611.30

SUBSERVICER ADVANCES THIS MONTH                                       23,613.35
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,074,964.15

 (B)  TWO MONTHLY PAYMENTS:                                    1     543,652.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     978,181.47


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        463,713.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,521,832.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          200

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,036,507.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         72.90333590 %     7.78883400 %   19.30783010 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            72.36858880 %     7.94254504 %   19.68886620 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1175 %

      BANKRUPTCY AMOUNT AVAILABLE                         306,606.00
      FRAUD AMOUNT AVAILABLE                              557,478.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,926,771.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.87551800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.72

POOL TRADING FACTOR:                                                24.30992516



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


................................................................................


Run:        01/26/95     15:23:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00     1,758,724.00     8.000000  %    969,849.02
A-6   760920J82    10,982,000.00    10,982,000.00     8.000000  %          0.00
A-7   760920J90     7,108,000.00        42,378.90     8.000000  %     23,369.86
A-8   760920K23    10,000,000.00     1,538,000.00     8.000000  %          0.00
A-9   760920K31    37,500,000.00     6,110,361.69     8.000000  %     60,859.00
A-10  760920J74    17,000,000.00     8,980,000.00     8.000000  %          0.00
A-11  760920J66             0.00             0.00     0.334844  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     7,539,076.54     8.000000  %     29,905.80

- -------------------------------------------------------------------------------
                  183,771,178.70    36,950,541.13                  1,083,983.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        11,587.64    981,436.66             0.00         0.00     788,874.98
A-6        72,356.66     72,356.66             0.00         0.00  10,982,000.00
A-7           279.22     23,649.08             0.00         0.00      19,009.04
A-8        10,133.36     10,133.36             0.00         0.00   1,538,000.00
A-9        40,259.09    101,118.09             0.00         0.00   6,049,502.69
A-10       59,166.17     59,166.17             0.00         0.00   8,980,000.00
A-11       10,189.92     10,189.92             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          49,672.42     79,578.22             0.00         0.00   7,509,170.74

- -------------------------------------------------------------------------------
          253,644.48  1,337,628.16             0.00         0.00  35,866,557.45
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5     44.144679  24.343600     0.290854    24.634454   0.000000     19.801079
A-6   1000.000000   0.000000     6.588660     6.588660   0.000000   1000.000000
A-7      5.962141   3.287825     0.039282     3.327107   0.000000      2.674316
A-8    153.800000   0.000000     1.013336     1.013336   0.000000    153.800000
A-9    162.942978   1.622907     1.073576     2.696483   0.000000    161.320072
A-10   528.235294   0.000000     3.480363     3.480363   0.000000    528.235294
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      911.619826   3.616189     6.006353     9.622542   0.000000    908.003637

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,390.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,897.75

SUBSERVICER ADVANCES THIS MONTH                                        9,249.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     399,840.85

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     247,193.63


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        218,716.77

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      35,866,557.45

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          144

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      937,409.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          79.59684400 %    20.40315600 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             79.06358660 %    20.93641340 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3282 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              392,444.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,857,287.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.76255039
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.99

POOL TRADING FACTOR:                                                19.51696545


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                   19,009.04           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,538,000.00           0.00
ENDING A-9 PRINCIPAL COMPONENT:                6,049,502.69           0.00
ENDING A-10 PRINCIPAL COMPONENT:               8,980,000.00           0.00


................................................................................


Run:        01/26/95     15:23:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920K80    41,803,000.00             0.00     8.125000  %          0.00
A-2   760920K98    63,713,000.00             0.00     8.125000  %          0.00
A-3   760920L22    62,468,000.00             0.00     8.125000  %          0.00
A-4   760920L30    16,820,000.00             0.00     8.125000  %          0.00
A-5   760920L55    39,009,000.00             0.00     8.125000  %          0.00
A-6   760920L63    56,332,000.00             0.00     8.125000  %          0.00
A-7   760920L71    23,000,000.00             0.00     8.125000  %          0.00
A-8   760920L89    27,721,000.00    27,448,581.59     8.125000  %  1,254,759.98
A-9   760920M47    29,187,000.00    29,187,000.00     8.125000  %          0.00
A-10  760920L48    10,749,000.00             0.00     8.125000  %          0.00
A-11  760920M39    29,251,000.00    15,596,825.20     8.125000  %    345,547.30
A-12  760920L97             0.00             0.00     0.375000  %          0.00
A-13  760920M21             0.00             0.00     0.215801  %          0.00
R-I   760920K64           100.00             0.00     8.500000  %          0.00
R-II  760920K72       168,000.00             0.00     8.500000  %          0.00
M     760920M54     9,708,890.00     9,355,225.55     8.500000  %     68,150.25
B                  21,576,273.86    20,648,953.23     8.500000  %    140,513.58

- -------------------------------------------------------------------------------
                  431,506,263.86   102,236,585.57                  1,808,971.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       185,002.69  1,439,762.67             0.00         0.00  26,193,821.61
A-9       196,719.58    196,719.58             0.00         0.00  29,187,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11      105,122.17    450,669.47             0.00         0.00  15,251,277.90
A-12       22,469.75     22,469.75             0.00         0.00           0.00
A-13       18,301.82     18,301.82             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          65,964.15    134,114.40             0.00         0.00   9,287,075.30
B         145,596.76    286,110.34             0.00     9,908.37  20,498,531.27

- -------------------------------------------------------------------------------
          739,176.92  2,548,148.03             0.00     9,908.37 100,417,706.08
===============================================================================





























































Run:        01/26/95     15:23:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    990.172851  45.263879     6.673738    51.937617   0.000000    944.908972
A-9   1000.000000   0.000000     6.739973     6.739973   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   533.206564  11.813179     3.593797    15.406976   0.000000    521.393385
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      963.573132   7.019366     6.794201    13.813567   0.000000    956.553767
B      957.021280   6.512412     6.748003    13.260415   0.000000    950.049643

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S24 (POOL # 4073)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4073
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,627.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,506.25

SUBSERVICER ADVANCES THIS MONTH                                       42,402.62
MASTER SERVICER ADVANCES THIS MONTH                                    8,010.90


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,394,280.22

 (B)  TWO MONTHLY PAYMENTS:                                    2     434,720.69

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     143,429.06


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,358,166.60

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     100,417,706.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          360

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 980,420.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,074,114.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      673,750.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         70.65220970 %     9.15056500 %   20.19722500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            70.33829220 %     9.24844399 %   20.41326380 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2174 %

      BANKRUPTCY AMOUNT AVAILABLE                         284,834.00
      FRAUD AMOUNT AVAILABLE                            1,092,320.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,302,112.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15864686
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.53

POOL TRADING FACTOR:                                                23.27143648


................................................................................


Run:        01/26/95     15:23:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    66,429,908.25     6.583709  %  1,745,036.72
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     6.583709  %          0.00
B                   8,084,552.09     7,449,128.74     6.583709  %      7,554.22

- -------------------------------------------------------------------------------
                  134,742,525.09    73,879,036.99                  1,752,590.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         362,343.00  2,107,379.72             0.00         0.00  64,684,871.53
S           9,181.17      9,181.17             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          40,631.39     48,185.61             0.00         0.00   7,441,574.52

- -------------------------------------------------------------------------------
          412,155.56  2,164,746.50             0.00         0.00  72,126,446.05
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      524.483056  13.777562     2.860801    16.638363   0.000000    510.705494
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      921.402776   0.934402     5.025806     5.960208   0.000000    920.468374

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,521.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,095.96

SUBSERVICER ADVANCES THIS MONTH                                       12,048.61
MASTER SERVICER ADVANCES THIS MONTH                                    4,310.37


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     263,539.05

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,485,188.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      72,126,446.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          232

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 720,838.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,677,669.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          89.91712800 %    10.08287200 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             89.68259920 %    10.31740080 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              843,065.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,955,179.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.26475098
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.47

POOL TRADING FACTOR:                                                53.52908891



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1977

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:23:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     2,120,863.16     8.500000  %     38,449.08
A-11  760920T24    20,000,000.00    19,280,574.18     8.500000  %    349,537.12
A-12  760920P44    39,837,000.00    38,404,011.67     8.500000  %    696,225.52
A-13  760920P77     4,598,000.00     5,578,459.46     8.500000  %          0.00
A-14  760920M62     2,400,000.00     1,419,540.53     8.500000  %     39,390.02
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.099944  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     8,203,409.48     8.500000  %      5,892.01
B                  17,878,726.36    17,318,043.79     8.500000  %     12,438.51

- -------------------------------------------------------------------------------
                  376,384,926.36   104,326,902.27                  1,141,932.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10       14,975.61     53,424.69             0.00         0.00   2,082,414.08
A-11      136,141.90    485,679.02             0.00         0.00  18,931,037.06
A-12      271,174.26    967,399.78             0.00         0.00  37,707,786.15
A-13            0.00          0.00        39,390.02         0.00   5,617,849.48
A-14       10,023.51     49,413.53             0.00         0.00   1,380,150.51
A-15       26,126.04     26,126.04             0.00         0.00   3,700,000.00
A-16       28,244.36     28,244.36             0.00         0.00   4,000,000.00
A-17       30,376.82     30,376.82             0.00         0.00   4,302,000.00
A-18        8,661.79      8,661.79             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          57,925.02     63,817.03             0.00         0.00   8,197,517.47
B         122,284.31    134,722.82             0.00         0.00  17,305,605.28

- -------------------------------------------------------------------------------
          705,933.62  1,847,865.88        39,390.02         0.00 103,224,360.03
===============================================================================



















































Run:        01/26/95     15:23:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   964.028709  17.476855     6.807095    24.283950   0.000000    946.551855
A-11   964.028709  17.476856     6.807095    24.283951   0.000000    946.551853
A-12   964.028709  17.476856     6.807095    24.283951   0.000000    946.551853
A-13  1213.236072   0.000000     0.000000     0.000000   8.566773   1221.802845
A-14   591.475221  16.412508     4.176463    20.588971   0.000000    575.062713
A-15  1000.000000   0.000000     7.061092     7.061092   0.000000   1000.000000
A-16  1000.000000   0.000000     7.061090     7.061090   0.000000   1000.000000
A-17  1000.000000   0.000000     7.061093     7.061093   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      968.639684   0.695715     6.839653     7.535368   0.000000    967.943969
B      968.639681   0.695716     6.839654     7.535370   0.000000    967.943965

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,376.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,745.69

SUBSERVICER ADVANCES THIS MONTH                                       34,991.67
MASTER SERVICER ADVANCES THIS MONTH                                   14,217.37


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,515,307.24

 (B)  TWO MONTHLY PAYMENTS:                                    2     314,515.04

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     737,770.83


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,880,317.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     103,224,360.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          366

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,761,710.66

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,027,610.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.53703530 %     7.86317700 %   16.59978720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.29350360 %     7.94145633 %   16.76504000 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0997 %

      BANKRUPTCY AMOUNT AVAILABLE                         337,805.00
      FRAUD AMOUNT AVAILABLE                            1,074,256.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,171,752.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.04706999
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.26

POOL TRADING FACTOR:                                                27.42521095


................................................................................


Run:        01/26/95     15:23:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00         2,621.54   952.000000  %        309.66
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00     4,986,922.28     7.500000  %    589,066.87
A-7   760920Q84    16,484,000.00    16,484,000.00     8.000000  %          0.00
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.180574  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,823,290.04     8.000000  %     26,114.27

- -------------------------------------------------------------------------------
                  157,499,405.19    41,317,833.86                    615,490.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         2,060.59      2,370.25             0.00         0.00       2,311.88
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        30,880.98    619,947.85             0.00         0.00   4,397,855.41
A-7       108,880.42    108,880.42             0.00         0.00  16,484,000.00
A-8        86,006.55     86,006.55             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        6,160.12      6,160.12             0.00         0.00           0.00
R-I            15.47         15.47             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          45,069.31     71,183.58             0.00         0.00   6,797,175.77

- -------------------------------------------------------------------------------
          279,073.44    894,564.24             0.00         0.00  40,702,343.06
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2     37.450571   4.423714    29.437000    33.860714   0.000000     33.026857
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    248.724303  29.379894     1.540199    30.920093   0.000000    219.344410
A-7   1000.000000   0.000000     6.605218     6.605218   0.000000   1000.000000
A-8   1000.000000   0.000000     6.605218     6.605218   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000   154.700000   154.700000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      912.033217   3.490555     6.024178     9.514733   0.000000    908.542660

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,549.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,314.51

SUBSERVICER ADVANCES THIS MONTH                                        6,578.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     151,602.76

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     470,185.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,702,343.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      457,358.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.48584760 %    16.51415240 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.30028380 %    16.69971620 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1812 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              434,823.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,453,118.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64515651
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.55

POOL TRADING FACTOR:                                                25.84285510


................................................................................


Run:        01/26/95     15:23:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00     1,641,027.48     7.125000  %     12,889.42
A-4   760920S74    14,926,190.00       523,675.27    12.375000  %      4,113.20
A-5   760920S33    15,000,000.00       526,264.85     6.375000  %      4,133.54
A-6   760920S58    54,705,000.00     5,683,759.98     7.500000  %     44,642.98
A-7   760920S66     7,815,000.00       811,965.70    11.500000  %      6,377.57
A-8   760920S82     8,967,000.00     8,967,000.00     8.000000  %          0.00
A-9   760920S90       833,000.00       833,000.00     8.000000  %          0.00
A-10  760920S25    47,400,000.00    47,400,000.00     8.000000  %          0.00
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.272533  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     7,086,264.35     8.000000  %      5,597.97
B                  16,432,384.46    15,944,151.60     8.000000  %     12,595.46

- -------------------------------------------------------------------------------
                  365,162,840.46    95,020,109.23                     90,350.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         9,742.04     22,631.46             0.00         0.00   1,628,138.06
A-4         5,399.54      9,512.74             0.00         0.00     519,562.07
A-5         2,795.33      6,928.87             0.00         0.00     522,131.31
A-6        35,517.82     80,160.80             0.00         0.00   5,639,117.00
A-7         7,780.10     14,157.67             0.00         0.00     805,588.13
A-8        59,770.45     59,770.45             0.00         0.00   8,967,000.00
A-9         5,552.44      5,552.44             0.00         0.00     833,000.00
A-10      315,949.52    315,949.52             0.00         0.00  47,400,000.00
A-11       37,347.36     37,347.36             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       21,576.62     21,576.62             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          47,234.21     52,832.18             0.00         0.00   7,080,666.38
B         106,277.39    118,872.85             0.00         0.00  15,931,556.14

- -------------------------------------------------------------------------------
          654,942.82    745,292.96             0.00         0.00  94,929,759.09
===============================================================================


































































Run:        01/26/95     15:23:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     35.084323   0.275569     0.208280     0.483849   0.000000     34.808754
A-4     35.084323   0.275569     0.361749     0.637318   0.000000     34.808754
A-5     35.084323   0.275569     0.186355     0.461924   0.000000     34.808754
A-6    103.898364   0.816068     0.649261     1.465329   0.000000    103.082296
A-7    103.898362   0.816068     0.995534     1.811602   0.000000    103.082294
A-8   1000.000000   0.000000     6.665602     6.665602   0.000000   1000.000000
A-9   1000.000000   0.000000     6.665594     6.665594   0.000000   1000.000000
A-10  1000.000000   0.000000     6.665602     6.665602   0.000000   1000.000000
A-11  1000.000000   0.000000     6.665601     6.665601   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      970.288369   0.766503     6.467555     7.234058   0.000000    969.521865
B      970.288374   0.766505     6.467556     7.234061   0.000000    969.521872

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,653.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,951.18

SUBSERVICER ADVANCES THIS MONTH                                       17,846.60
MASTER SERVICER ADVANCES THIS MONTH                                    3,694.60


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     757,782.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     253,837.65


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,318,394.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      94,929,759.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          349

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 493,315.32

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       15,286.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.76258740 %     7.45764700 %   16.77976560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.75868440 %     7.45884794 %   16.78246770 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2725 %

      BANKRUPTCY AMOUNT AVAILABLE                         243,996.00
      FRAUD AMOUNT AVAILABLE                              976,770.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,961,146.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69846751
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.23

POOL TRADING FACTOR:                                                25.99655512


................................................................................


Run:        01/26/95     15:23:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    31,843,424.20     7.301808  %    788,437.27
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.301808  %          0.00
B                   6,095,852.88     5,310,449.00     7.301808  %      4,413.61

- -------------------------------------------------------------------------------
                  116,111,466.88    37,153,873.20                    792,850.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         192,648.41    981,085.68             0.00         0.00  31,054,986.93
S           7,695.90      7,695.90             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          32,127.50     36,541.11             0.00         0.00   5,306,035.39

- -------------------------------------------------------------------------------
          232,471.81  1,025,322.69             0.00         0.00  36,361,022.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      289.444852   7.166601     1.751102     8.917703   0.000000    282.278252
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      871.157671   0.724035     5.270386     5.994421   0.000000    870.433637

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,378.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,830.83

SPREAD                                                                 4,876.44

SUBSERVICER ADVANCES THIS MONTH                                       19,876.69
MASTER SERVICER ADVANCES THIS MONTH                                    3,132.37


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     245,041.06

 (B)  TWO MONTHLY PAYMENTS:                                    1     193,450.86

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,265,655.52


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,012,213.46

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      36,361,022.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          111

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 421,881.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      761,971.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.70687650 %    14.29312360 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.40735370 %    14.59264630 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              382,832.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,963,408.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26723276
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.49

POOL TRADING FACTOR:                                                31.31561705


................................................................................


Run:        01/26/95     15:23:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Z27    25,905,000.00             0.00     6.000000  %          0.00
A-2   760920Z35    44,599,000.00             0.00     6.500000  %          0.00
A-3   760920Z43    25,000,000.00     3,556,925.02     6.500000  %    303,458.98
A-4   760920Z50    26,677,000.00    11,087,647.72     7.000000  %    945,942.42
A-5   760920Y85    11,517,000.00     6,312,085.65     7.000000  %    208,914.50
A-6   760920Y93     5,775,000.00     5,775,000.00     7.000000  %          0.00
A-7   760920Z68    25,900,000.00    30,304,171.38     7.000000  %          0.00
A-8   760920Z84     4,709,000.00     5,509,742.97     7.000000  %          0.00
A-9   760920Z76        50,000.00        13,935.84  4623.730000  %        303.56
A-10  7609202B3    20,035,000.00    20,035,000.00     8.000000  %          0.00
A-11  7609202L1    15,811,000.00    15,811,000.00     8.000000  %          0.00
A-12  7609202A5    24,277,000.00             0.00     7.000000  %          0.00
A-13  7609202G2     9,443,000.00             0.00     7.700000  %          0.00
A-14  7609202F4        10,000.00             0.00  2718.990000  %          0.00
A-15  7609202J6     5,128,000.00             0.00     8.000000  %          0.00
A-16  7609202M9     4,587,000.00             0.00     8.000000  %          0.00
A-17  7609202C1    12,800,000.00             0.00     0.000000  %          0.00
A-18  7609202D9     4,000,000.00             0.00     0.000000  %          0.00
A-19  760920Z92    10,298,000.00             0.00     8.000000  %          0.00
A-20  7609202E7     8,762,000.00             0.00     8.000000  %          0.00
A-21  7609202H0     6,304,000.00             0.00     8.000000  %          0.00
A-22  7609202N7     9,012,000.00             0.00     8.000000  %          0.00
A-23  7609202K3             0.00             0.00     0.132228  %          0.00
R-I   7609202Q0           100.00             0.00     8.000000  %          0.00
R-II  7609202R8           100.00             0.00     8.000000  %          0.00
M     7609202P2     6,430,878.00     6,233,679.14     8.000000  %      4,970.77
B                  14,467,386.02    13,942,819.19     8.000000  %     10,171.52

- -------------------------------------------------------------------------------
                  321,497,464.02   118,582,006.91                  1,473,761.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        19,119.22    322,578.20             0.00         0.00   3,253,466.04
A-4        64,182.92  1,010,125.34             0.00         0.00  10,141,705.30
A-5        36,538.69    245,453.19             0.00         0.00   6,103,171.15
A-6        33,429.66     33,429.66             0.00         0.00   5,775,000.00
A-7             0.00          0.00       176,774.33         0.00  30,480,945.71
A-8             0.00          0.00        32,140.17         0.00   5,541,883.14
A-9        53,285.32     53,588.88             0.00         0.00      13,632.28
A-10      132,544.38    132,544.38             0.00         0.00  20,035,000.00
A-11      104,599.91    104,599.91             0.00         0.00  15,811,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17            0.00          0.00             0.00         0.00           0.00
A-18            0.00          0.00             0.00         0.00           0.00
A-19            0.00          0.00             0.00         0.00           0.00
A-20            0.00          0.00             0.00         0.00           0.00
A-21            0.00          0.00             0.00         0.00           0.00
A-22            0.00          0.00             0.00         0.00           0.00
A-23       12,998.43     12,998.43             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          41,341.08     46,311.85             0.00         0.00   6,228,708.37
B          92,467.25    102,638.77             0.00       946.48  13,931,701.13

- -------------------------------------------------------------------------------
          590,506.86  2,064,268.61       208,914.50       946.48 117,316,213.12
===============================================================================
















































Run:        01/26/95     15:23:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079
_______________________________________________________________________________
__________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    142.277001  12.138359     0.764769    12.903128   0.000000    130.138642
A-4    415.625735  35.459100     2.405927    37.865027   0.000000    380.166634
A-5    548.066827  18.139663     3.172587    21.312250   0.000000    529.927164
A-6   1000.000000   0.000000     5.788686     5.788686   0.000000   1000.000000
A-7   1170.045227   0.000000     0.000000     0.000000   6.825264   1176.870491
A-8   1170.045226   0.000000     0.000000     0.000000   6.825264   1176.870491
A-9    278.716800   6.071200  1065.706400  1071.777600   0.000000    272.645600
A-10  1000.000000   0.000000     6.615642     6.615642   0.000000   1000.000000
A-11  1000.000000   0.000000     6.615642     6.615642   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-17     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-19     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-20     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-21     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-22     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      969.335624   0.772954     6.428528     7.201482   0.000000    968.562671
B      963.741423   0.703066     6.391428     7.094494   0.000000    962.972932

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S30 (POOL # 4079)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4079
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,435.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,440.40

SUBSERVICER ADVANCES THIS MONTH                                       32,132.18
MASTER SERVICER ADVANCES THIS MONTH                                    1,803.48


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,587,307.52

 (B)  TWO MONTHLY PAYMENTS:                                    3     980,709.15

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     372,433.97


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        311,044.87

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     117,316,213.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          431

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 240,644.09

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,171,235.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.98519410 %     5.25685100 %   11.75795520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.81532540 %     5.30933296 %   11.87534170 %

CLASS A-23 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1327 %

      BANKRUPTCY AMOUNT AVAILABLE                         289,753.00
      FRAUD AMOUNT AVAILABLE                            1,211,795.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,939,142.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56832571
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.67

POOL TRADING FACTOR:                                                36.49055630


................................................................................


Run:        01/26/95     15:23:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00    13,602,425.14     7.000000  %    713,711.03
A-4   760920X52    24,469,000.00    24,469,000.00     7.500000  %          0.00
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00     4,430,205.92     7.500000  %    232,450.23
A-8   760920Y51    15,000,000.00     8,241,208.23     7.500000  %    142,885.09
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00         2,182.82  3123.270000  %        114.53
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.218681  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58    10,731,786.18     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  261,801,192.58    82,412,808.29                  1,089,160.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        78,766.25    792,477.28             0.00         0.00  12,888,714.11
A-4       151,811.02    151,811.02             0.00         0.00  24,469,000.00
A-5       129,891.51    129,891.51             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        27,485.97    259,936.20             0.00         0.00   4,197,755.69
A-8        51,130.25    194,015.34             0.00         0.00   8,098,323.14
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,639.66      5,754.19             0.00         0.00       2,068.29
A-12            0.00          0.00             0.00         0.00           0.00
A-13       14,908.43     14,908.43             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          44,068.40     44,068.40             0.00         0.00  10,661,616.16

- -------------------------------------------------------------------------------
          503,701.49  1,592,862.37             0.00         0.00  81,253,477.39
===============================================================================




Run:        01/26/95     15:23:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    453.868039  23.814182     2.628170    26.442352   0.000000    430.053858
A-4   1000.000000   0.000000     6.204218     6.204218   0.000000   1000.000000
A-5   1000.000000   0.000000     6.204218     6.204218   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    120.059781   6.299464     0.744877     7.044341   0.000000    113.760317
A-8    549.413882   9.525673     3.408683    12.934356   0.000000    539.888209
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11    43.656400   2.290600   112.793200   115.083800   0.000000     41.365800
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      909.396909   0.000000     3.734292     3.734292   0.000000    903.450798

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,537.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,724.83

SUBSERVICER ADVANCES THIS MONTH                                       10,190.84
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     905,902.06

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      95,989.81


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      81,253,477.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          310

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      620,472.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.97801180 %    13.02198820 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.87857250 %    13.12142750 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2202 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,166.00
      FRAUD AMOUNT AVAILABLE                              849,560.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,593,837.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.13261493
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.16

POOL TRADING FACTOR:                                                31.03632821


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:             232,450.23            0.00           0.00
CLASS A-7 ENDING BAL:          4,197,755.69            0.00           0.00
CLASS A-8 PRIN DIST:             142,885.09          N/A              0.00
CLASS A-8 ENDING BAL:          8,098,323.14          N/A              0.00


................................................................................


Run:        01/26/95     15:23:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00    18,956,338.09     7.750000  %    848,670.73
A-10  760920W20    65,701,000.00    65,701,000.00     7.750000  %          0.00
A-11  760920U55     2,522,000.00     1,227,435.60     7.750000  %     53,294.02
A-12  760920U63     2,475,000.00     2,475,000.00     7.750000  %          0.00
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     8,262,564.40     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00    11,953,271.59     7.750000  %     94,295.96
A-17  760920W38             0.00             0.00     0.335132  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     8,354,488.66     7.750000  %     21,158.17
B                  20,436,665.48    19,839,613.62     7.750000  %          0.00

- -------------------------------------------------------------------------------
                  430,245,573.48   147,727,711.96                  1,017,418.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       122,269.48    970,940.21             0.00         0.00  18,107,667.36
A-10      423,775.25    423,775.25             0.00         0.00  65,701,000.00
A-11        7,917.03     61,211.05             0.00         0.00   1,174,141.58
A-12       15,963.90     15,963.90             0.00         0.00   2,475,000.00
A-13       70,679.74     70,679.74             0.00         0.00  10,958,000.00
A-14            0.00          0.00        53,294.02         0.00   8,315,858.42
A-15            0.00          0.00             0.00         0.00           0.00
A-16       77,099.29    171,395.25             0.00         0.00  11,858,975.63
A-17       41,203.97     41,203.97             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          53,886.93     75,045.10             0.00         0.00   8,333,330.49
B          36,502.75     36,502.75             0.00   141,708.75  19,789,368.74

- -------------------------------------------------------------------------------
          849,298.34  1,866,717.22        53,294.02   141,708.75 146,713,342.22
===============================================================================



















































Run:        01/26/95     15:23:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    725.657011  32.487491     4.680530    37.168021   0.000000    693.169520
A-10  1000.000000   0.000000     6.450058     6.450058   0.000000   1000.000000
A-11   486.691356  21.131649     3.139187    24.270836   0.000000    465.559707
A-12  1000.000000   0.000000     6.450061     6.450061   0.000000   1000.000000
A-13  1000.000000   0.000000     6.450058     6.450058   0.000000   1000.000000
A-14  1185.787084   0.000000     0.000000     0.000000   7.648396   1193.435479
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   731.892701   5.773693     4.720750    10.494443   0.000000    726.119008
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      970.785263   2.458563     6.261621     8.720184   0.000000    968.326700
B      970.785260   0.000000     1.786141     1.786141   0.000000    968.326695

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,598.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,426.96

SUBSERVICER ADVANCES THIS MONTH                                       38,372.93
MASTER SERVICER ADVANCES THIS MONTH                                    3,795.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,297,845.82

 (B)  TWO MONTHLY PAYMENTS:                                    1     571,163.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     787,427.89


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,385,329.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     146,713,342.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          524

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 511,497.62

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      640,241.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.91481830 %     5.65532900 %   13.42985240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.83153260 %     5.68000862 %   13.48845880 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3357 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,432.00
      FRAUD AMOUNT AVAILABLE                            1,504,384.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,577,030.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58290448
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.59

POOL TRADING FACTOR:                                                34.09990742


................................................................................


Run:        01/26/95     15:23:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00     7,766,542.90     7.000000  %    129,040.09
A-4   7609203Q9    70,830,509.00     7,768,401.94     6.850000  %    129,070.98
A-5   7609203R7       355,932.00        39,037.18   626.850000  %        648.60
A-6   7609203S5    17,000,000.00     6,339,268.72     6.823529  %    105,326.12
A-7   7609203W6    11,800,000.00    11,800,000.00     8.000000  %          0.00
A-8   7609204H8    36,700,000.00    24,818,694.46     8.000000  %     18,586.96
A-9   7609204J4    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.194359  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     7,081,358.65     8.000000  %      5,509.54
B                  15,322,642.27    14,947,479.06     8.000000  %     11,629.63

- -------------------------------------------------------------------------------
                  322,581,934.27   129,060,782.91                    399,811.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        45,214.08    174,254.17             0.00         0.00   7,637,502.81
A-4        44,255.80    173,326.78             0.00         0.00   7,639,330.96
A-5        20,351.20     20,999.80             0.00         0.00      38,388.58
A-6        35,974.61    141,300.73             0.00         0.00   6,233,942.60
A-7        78,509.09     78,509.09             0.00         0.00  11,800,000.00
A-8       165,126.52    183,713.48             0.00         0.00  24,800,107.50
A-9        99,799.69     99,799.69             0.00         0.00  15,000,000.00
A-10      212,905.99    212,905.99             0.00         0.00  32,000,000.00
A-11        9,979.97      9,979.97             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       20,861.54     20,861.54             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          47,114.49     52,624.03             0.00         0.00   7,075,849.11
B          99,450.25    111,079.88             0.00         0.00  14,935,849.43

- -------------------------------------------------------------------------------
          879,543.24  1,279,355.16             0.00         0.00 128,660,970.99
===============================================================================


Run:        01/26/95     15:23:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    109.675929   1.822251     0.638495     2.460746   0.000000    107.853678
A-4    109.675930   1.822251     0.624813     2.447064   0.000000    107.853679
A-5    109.675949   1.822258    57.177214    58.999472   0.000000    107.853691
A-6    372.898160   6.195654     2.116154     8.311808   0.000000    366.702506
A-7   1000.000000   0.000000     6.653313     6.653313   0.000000   1000.000000
A-8    676.258705   0.506457     4.499360     5.005817   0.000000    675.752248
A-9   1000.000000   0.000000     6.653313     6.653313   0.000000   1000.000000
A-10  1000.000000   0.000000     6.653312     6.653312   0.000000   1000.000000
A-11  1000.000000   0.000000     6.653313     6.653313   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      975.515760   0.758985     6.490411     7.249396   0.000000    974.756775
B      975.515763   0.758984     6.490411     7.249395   0.000000    974.756779

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,229.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,162.69

SUBSERVICER ADVANCES THIS MONTH                                       56,099.49
MASTER SERVICER ADVANCES THIS MONTH                                   17,310.03


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,980,680.57

 (B)  TWO MONTHLY PAYMENTS:                                    3     536,649.01

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,665,367.77

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,660,970.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          469

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,252,029.60

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      299,398.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.93142410 %     5.48684000 %   11.58173590 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.89170490 %     5.49960804 %   11.60868700 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1943 %

      BANKRUPTCY AMOUNT AVAILABLE                         203,537.00
      FRAUD AMOUNT AVAILABLE                            1,292,480.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,572,750.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63540879
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.51

POOL TRADING FACTOR:                                                39.88474162


................................................................................


Run:        01/26/95     15:23:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00    13,277,070.99     7.300000  %    436,024.15
A-4   7609203H9    72,404,250.00     1,326,273.76     6.600000  %     43,555.34
A-5   7609203J5        76,215.00         1,396.08  2764.500000  %         45.85
A-6   7609203N6    44,428,000.00    44,428,000.00     7.500000  %          0.00
A-7   7609203P1    15,000,000.00    15,000,000.00     7.500000  %          0.00
A-8   7609204B1     7,005,400.00     7,214,088.01     7.500000  %          0.00
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    12,725,970.96     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.279179  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,522,959.81     7.500000  %      9,542.01
B                  16,042,796.83    15,688,167.61     7.500000  %     11,430.24

- -------------------------------------------------------------------------------
                  427,807,906.83   191,721,927.22                    500,597.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        80,661.93    516,686.08             0.00         0.00  12,841,046.84
A-4         7,284.85     50,840.19             0.00         0.00   1,282,718.42
A-5         3,211.96      3,257.81             0.00         0.00       1,350.23
A-6       277,307.43    277,307.43             0.00         0.00  44,428,000.00
A-7        93,625.90     93,625.90             0.00         0.00  15,000,000.00
A-8        36,202.01     36,202.01         8,826.35         0.00   7,222,914.36
A-9       190,609.85    190,609.85             0.00         0.00  30,538,000.00
A-10      249,669.06    249,669.06             0.00         0.00  40,000,000.00
A-11            0.00          0.00        79,432.03         0.00  12,805,402.99
A-12       44,544.87     44,544.87             0.00         0.00           0.00
R-I             0.05          0.05             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          71,923.17     81,465.18             0.00         0.00  11,513,417.80
B          97,921.26    109,351.50             0.00     1,560.92  15,675,176.45

- -------------------------------------------------------------------------------
        1,152,962.34  1,653,559.93        88,258.38     1,560.92 191,308,027.09
===============================================================================




Run:        01/26/95     15:23:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    268.505723   8.817832     1.631248    10.449080   0.000000    259.687891
A-4     18.317623   0.601558     0.100614     0.702172   0.000000     17.716065
A-5     18.317654   0.601588    42.143410    42.744998   0.000000     17.716066
A-6   1000.000000   0.000000     6.241727     6.241727   0.000000   1000.000000
A-7   1000.000000   0.000000     6.241727     6.241727   0.000000   1000.000000
A-8   1029.789592   0.000000     5.167729     5.167729   1.259935   1031.049528
A-9   1000.000000   0.000000     6.241727     6.241727   0.000000   1000.000000
A-10  1000.000000   0.000000     6.241727     6.241727   0.000000   1000.000000
A-11  1173.127606   0.000000     0.000000     0.000000   7.322342   1180.449948
R-I      0.000000   0.000000     0.500000     0.500000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      979.415027   0.811041     6.113241     6.924282   0.000000    978.603987
B      977.894801   0.712484     6.103752     6.816236   0.000000    977.085019

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,814.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,099.62

SUBSERVICER ADVANCES THIS MONTH                                       31,592.54
MASTER SERVICER ADVANCES THIS MONTH                                    4,989.75


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,560,893.82

 (B)  TWO MONTHLY PAYMENTS:                                    3     928,085.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     668,832.63


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,170,060.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     191,308,027.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          704

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 674,858.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      255,137.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.80698210 %     6.01024600 %    8.18277170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.78805360 %     6.01826174 %    8.19368470 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2789 %

      BANKRUPTCY AMOUNT AVAILABLE                         220,491.00
      FRAUD AMOUNT AVAILABLE                            1,928,497.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,288,466.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24238989
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.25

POOL TRADING FACTOR:                                                44.71820741


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,422,914.36    5,800,000.00


................................................................................


Run:        01/26/95     15:23:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00     5,964,607.75     5.750000  %    606,166.95
A-4   7609202W7    10,000,000.00    10,000,000.00     6.500000  %          0.00
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.700000  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     7.700000  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         9,643.55  2775.250000  %        273.71
A-11  7609203B2             0.00             0.00     0.458200  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     5,411,420.60     7.000000  %     21,748.46

- -------------------------------------------------------------------------------
                  146,754,518.99    64,865,671.90                    628,189.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        28,419.76    634,586.71             0.00         0.00   5,358,440.80
A-4        53,862.21     53,862.21             0.00         0.00  10,000,000.00
A-5       112,033.39    112,033.39             0.00         0.00  20,800,000.00
A-6        18,163.99     18,163.99             0.00         0.00   3,680,000.00
A-7        15,545.46     15,545.46             0.00         0.00   2,800,000.00
A-8         7,656.72      7,656.72             0.00         0.00   1,200,000.00
A-9        87,008.17     87,008.17             0.00         0.00  15,000,000.00
A-10       22,177.36     22,451.07             0.00         0.00       9,369.84
A-11       24,625.93     24,625.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          31,389.19     53,137.65             0.00         0.00   5,389,672.14

- -------------------------------------------------------------------------------
          400,882.18  1,029,071.30             0.00         0.00  64,237,482.78
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    309.047034  31.407614     1.472526    32.880140   0.000000    277.639420
A-4   1000.000000   0.000000     5.386221     5.386221   0.000000   1000.000000
A-5   1000.000000   0.000000     5.386221     5.386221   0.000000   1000.000000
A-6   1000.000000   0.000000     4.935867     4.935867   0.000000   1000.000000
A-7    176.211454   0.000000     0.978317     0.978317   0.000000    176.211454
A-8    176.211454   0.000000     1.124335     1.124335   0.000000    176.211454
A-9    403.225806   0.000000     2.338929     2.338929   0.000000    403.225807
A-10   482.177500  13.685500  1108.868000  1122.553500   0.000000    468.492000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      916.519011   3.683483     5.316310     8.999793   0.000000    912.835528

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,265.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,082.42

SUBSERVICER ADVANCES THIS MONTH                                        5,235.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     323,732.87

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     187,613.85


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,237,482.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          248

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      367,494.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.65749700 %     8.34250300 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.60977060 %     8.39022940 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4585 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              661,876.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,517,236.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.88611534
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.75

POOL TRADING FACTOR:                                                43.77206455

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


................................................................................


Run:        01/26/95     15:23:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    49,756,500.85     5.700000  %    500,006.31
A-3   7609204R6    19,990,000.00    18,920,629.26     6.400000  %    106,586.71
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.349067  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     9,366,801.33     7.000000  %     37,945.82

- -------------------------------------------------------------------------------
                  260,444,078.54   140,303,931.44                    644,538.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       236,214.70    736,221.01             0.00         0.00  49,256,494.54
A-3       100,855.08    207,441.79             0.00         0.00  18,814,042.55
A-4       216,579.52    216,579.52             0.00         0.00  38,524,000.00
A-5       103,922.56    103,922.56             0.00         0.00  17,825,000.00
A-6        34,462.06     34,462.06             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       71,350.15     71,350.15             0.00         0.00           0.00
A-12       40,790.72     40,790.72             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          54,609.92     92,555.74             0.00         0.00   9,328,855.51

- -------------------------------------------------------------------------------
          858,784.71  1,503,323.55             0.00         0.00 139,659,392.60
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    908.412920   9.128700     4.312612    13.441312   0.000000    899.284219
A-3    946.504715   5.332002     5.045277    10.377279   0.000000    941.172714
A-4   1000.000000   0.000000     5.621937     5.621937   0.000000   1000.000000
A-5   1000.000000   0.000000     5.830158     5.830158   0.000000   1000.000000
A-6   1000.000000   0.000000     5.830157     5.830157   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      899.091065   3.642305     5.241842     8.884147   0.000000    895.448760

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,744.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,082.88

SUBSERVICER ADVANCES THIS MONTH                                        8,276.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     835,605.40

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     139,659,392.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          537

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       76,154.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.32392100 %     6.67607900 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.32028060 %     6.67971940 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3491 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,421,099.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,949,733.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76284380
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.71

POOL TRADING FACTOR:                                                53.62356226


................................................................................


Run:        01/26/95     15:23:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00    13,829,449.82     7.650000  %  1,430,761.10
A-8   7609206T0    26,191,000.00    26,191,000.00     7.650000  %          0.00
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00    10,902,000.00     7.650000  %          0.00
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.102583  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     9,151,400.10     8.000000  %      7,039.96
B                  16,935,768.50    16,472,522.47     8.000000  %     12,671.93

- -------------------------------------------------------------------------------
                  376,350,379.50   149,462,024.39                  1,450,472.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        87,763.63  1,518,524.73             0.00         0.00  12,398,688.72
A-8       166,211.77    166,211.77             0.00         0.00  26,191,000.00
A-9       325,499.90    325,499.90             0.00         0.00  51,291,000.00
A-10      137,233.08    137,233.08             0.00         0.00  21,624,652.00
A-11       69,185.62     69,185.62             0.00         0.00  10,902,000.00
A-12       35,955.94     35,955.94             0.00         0.00           0.00
A-13       12,719.10     12,719.10             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          60,733.14     67,773.10             0.00         0.00   9,144,360.14
B         109,319.67    121,991.60             0.00         0.00  16,459,850.54

- -------------------------------------------------------------------------------
        1,004,621.85  2,455,094.84             0.00         0.00 148,011,551.40
===============================================================================


Run:        01/26/95     15:23:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    286.804990  29.672144     1.820105    31.492249   0.000000    257.132846
A-8   1000.000000   0.000000     6.346141     6.346141   0.000000   1000.000000
A-9   1000.000000   0.000000     6.346141     6.346141   0.000000   1000.000000
A-10  1000.000000   0.000000     6.346141     6.346141   0.000000   1000.000000
A-11  1000.000000   0.000000     6.346140     6.346140   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      972.646881   0.748235     6.454958     7.203193   0.000000    971.898647
B      972.646885   0.748234     6.454958     7.203192   0.000000    971.898650

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,967.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,652.94

SUBSERVICER ADVANCES THIS MONTH                                       28,096.70
MASTER SERVICER ADVANCES THIS MONTH                                    2,603.87


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,854,846.27

 (B)  TWO MONTHLY PAYMENTS:                                    2     648,922.08

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     212,143.08


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,004,837.47

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,011,551.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          519

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 350,422.11

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,335,495.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.85589760 %     6.12289300 %   11.02120930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.70120780 %     6.17813951 %   11.12065270 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1029 %

      BANKRUPTCY AMOUNT AVAILABLE                         166,914.00
      FRAUD AMOUNT AVAILABLE                            1,498,227.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,475.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.53490013
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.88

POOL TRADING FACTOR:                                                39.32812599


................................................................................


Run:        01/26/95     15:23:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    55,162,893.88     7.500000  %  1,308,006.47
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,683,995.08     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    10,786,290.58     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.195789  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,434,754.41     7.500000  %      7,755.95
B                  18,182,304.74    17,821,206.52     7.500000  %     14,309.13

- -------------------------------------------------------------------------------
                  427,814,328.74   225,428,140.47                  1,330,071.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       343,558.27  1,651,564.74             0.00         0.00  53,854,887.41
A-6       287,624.65    287,624.65             0.00         0.00  46,182,000.00
A-7       475,556.61    475,556.61             0.00         0.00  76,357,000.00
A-8        52,845.16     52,845.16         7,467.42         0.00   9,691,462.50
A-9             0.00          0.00        67,177.76         0.00  10,853,468.34
A-10       36,651.22     36,651.22             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,760.30     66,516.25             0.00         0.00   9,426,998.46
B         110,991.69    125,300.82             0.00       341.00  17,806,556.38

- -------------------------------------------------------------------------------
        1,365,987.90  2,696,059.45        74,645.18       341.00 224,172,373.09
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    787.838754  18.681003     4.906714    23.587717   0.000000    769.157751
A-6   1000.000000   0.000000     6.228068     6.228068   0.000000   1000.000000
A-7   1000.000000   0.000000     6.228068     6.228068   0.000000   1000.000000
A-8   1017.974885   0.000000     5.555047     5.555047   0.784970   1018.759855
A-9   1166.337649   0.000000     0.000000     0.000000   7.264031   1173.601680
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      980.140131   0.805736     6.104380     6.910116   0.000000    979.334395
B      980.140129   0.786981     6.104380     6.891361   0.000000    979.334393

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,567.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,633.10

SUBSERVICER ADVANCES THIS MONTH                                       17,083.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     619,109.85

 (B)  TWO MONTHLY PAYMENTS:                                    2     517,449.15

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     835,949.51


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        369,341.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     224,172,373.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          821

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,070,451.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.90924640 %     4.18526000 %    7.90549330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.85151160 %     4.20524542 %    7.94324300 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1962 %

      BANKRUPTCY AMOUNT AVAILABLE                         211,909.00
      FRAUD AMOUNT AVAILABLE                            2,267,498.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,267,498.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16078102
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.00

POOL TRADING FACTOR:                                                52.39945416


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,206,462.50    8,485,000.00


................................................................................


Run:        01/26/95     15:23:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00     7,442,188.69     7.500000  %  1,172,304.00
A-7   7609205M6    29,879,000.00    29,879,000.00     7.500000  %          0.00
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.156798  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     8,039,234.05     7.500000  %     30,951.22

- -------------------------------------------------------------------------------
                  183,802,829.51    64,925,422.74                  1,203,255.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        45,920.72  1,218,224.72             0.00         0.00   6,269,884.69
A-7       184,363.13    184,363.13             0.00         0.00  29,879,000.00
A-8       120,722.40    120,722.40             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        8,375.34      8,375.34             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          49,604.68     80,555.90             0.00         0.00   8,008,282.83

- -------------------------------------------------------------------------------
          408,986.27  1,612,241.49             0.00         0.00  63,722,167.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    564.657715  88.945675     3.484121    92.429796   0.000000    475.712040
A-7   1000.000000   0.000000     6.170325     6.170325   0.000000   1000.000000
A-8   1000.000000   0.000000     6.170325     6.170325   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      920.786970   3.545049     5.681554     9.226603   0.000000    917.241921

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,409.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,770.00

SUBSERVICER ADVANCES THIS MONTH                                        5,884.33
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     321,518.96

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        267,853.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,722,167.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          241

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      953,291.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          87.61774090 %    12.38225910 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.43250090 %    12.56749910 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1554 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              658,502.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,852,346.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14389795
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              149.57

POOL TRADING FACTOR:                                                34.66876309


................................................................................


Run:        01/26/95     15:23:53                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    86,891,175.03     7.548848  %  3,470,384.64
R     7609206F0           100.00             0.00     7.548848  %          0.00
B                  11,237,146.51    10,654,918.05     7.548848  %      8,431.62

- -------------------------------------------------------------------------------
                  187,272,146.51    97,546,093.08                  3,478,816.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         538,666.93  4,009,051.57             0.00         0.00  83,420,790.39
R               0.00          0.00             0.00         0.00           0.00
B          66,053.34     74,484.96             0.00         0.00  10,646,486.43

- -------------------------------------------------------------------------------
          604,720.27  4,083,536.53             0.00         0.00  94,067,276.82
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      493.601979  19.714185     3.060001    22.774186   0.000000    473.887794
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      948.187161   0.750336     5.878123     6.628459   0.000000    947.436827

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,152.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,969.26

SUBSERVICER ADVANCES THIS MONTH                                       30,817.33
MASTER SERVICER ADVANCES THIS MONTH                                    8,053.19


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,451,349.97

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,083,642.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     506,780.82


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        272,446.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      94,067,276.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          300

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,363,824.78

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,401,624.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          89.07704280 %    10.92295730 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.68205100 %    11.31794900 %

      BANKRUPTCY AMOUNT AVAILABLE                         220,997.00
      FRAUD AMOUNT AVAILABLE                            1,010,757.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,046,716.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.05066574
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.60

POOL TRADING FACTOR:                                                50.23025504



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:23:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00     8,867,305.05     6.000000  %    572,220.95
A-5   7609207R3    14,917,608.00     2,990,836.65     6.650000  %    193,003.33
A-6   7609207S1        74,963.00        15,029.35   666.643900  %        969.87
A-7   7609208A9     6,200,000.00     6,200,000.00     7.000000  %          0.00
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.399583  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,754,965.67     7.000000  %     22,760.84

- -------------------------------------------------------------------------------
                  156,959,931.35    77,728,136.72                    788,954.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        44,221.16    616,442.11             0.00         0.00   8,295,084.10
A-5        16,531.09    209,534.42             0.00         0.00   2,797,833.32
A-6         8,327.62      9,297.49             0.00         0.00      14,059.48
A-7        36,072.56     36,072.56             0.00         0.00   6,200,000.00
A-8        81,454.15     81,454.15             0.00         0.00  14,000,000.00
A-9        82,035.96     82,035.96             0.00         0.00  14,100,000.00
A-10       56,436.09     56,436.09             0.00         0.00   9,700,000.00
A-11       93,672.28     93,672.28             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       25,815.02     25,815.02             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.07          0.07             0.00         0.00           0.00
B          33,483.25     56,244.09             0.00         0.00   5,732,204.83

- -------------------------------------------------------------------------------
          478,049.25  1,267,004.24             0.00         0.00  76,939,181.73
===============================================================================

























































Run:        01/26/95     15:23:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    525.361557  33.902396     2.619973    36.522369   0.000000    491.459160
A-5    200.490363  12.937954     1.108160    14.046114   0.000000    187.552409
A-6    200.490242  12.937983   111.089738   124.027721   0.000000    187.552259
A-7   1000.000000   0.000000     5.818155     5.818155   0.000000   1000.000000
A-8   1000.000000   0.000000     5.818154     5.818154   0.000000   1000.000000
A-9   1000.000000   0.000000     5.818153     5.818153   0.000000   1000.000000
A-10  1000.000000   0.000000     5.818154     5.818154   0.000000   1000.000000
A-11  1000.000000   0.000000     5.818154     5.818154   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.700000     0.700000   0.000000      0.000000
B      916.551774   3.624951     5.332638     8.957589   0.000000    912.926820

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,070.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,270.64

SUBSERVICER ADVANCES THIS MONTH                                        4,588.82
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     261,831.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     206,498.94


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      76,939,181.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          309

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      481,540.83

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.59603290 %     7.40396710 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.54969350 %     7.45030650 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.400837 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              780,074.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,418,789.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.85097691
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              149.87

POOL TRADING FACTOR:                                                49.01835842


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


................................................................................


Run:        01/26/95     15:23:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    69,585,502.15     7.218585  %  3,980,092.33
M     760944AB4     5,352,000.00     5,131,618.43     7.218585  %      4,239.35
R     760944AC2           100.00             0.00     7.218585  %          0.00
B                   8,362,385.57     7,775,786.45     7.218585  %      6,423.76

- -------------------------------------------------------------------------------
                  133,787,485.57    82,492,907.03                  3,990,755.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         406,864.90  4,386,957.23             0.00         0.00  65,605,409.82
M          30,004.46     34,243.81             0.00         0.00   5,127,379.08
R               0.00          0.00             0.00         0.00           0.00
B          45,464.86     51,888.62             0.00         0.00   7,769,362.69

- -------------------------------------------------------------------------------
          482,334.22  4,473,089.66             0.00         0.00  78,502,151.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      579.526639  33.147271     3.388480    36.535751   0.000000    546.379368
M      958.822577   0.792106     5.606214     6.398320   0.000000    958.030471
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      929.852658   0.768174     5.436828     6.205002   0.000000    929.084485

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:56                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,603.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,371.78

SUBSERVICER ADVANCES THIS MONTH                                       20,797.79
MASTER SERVICER ADVANCES THIS MONTH                                    4,326.55


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     996,302.20

 (B)  TWO MONTHLY PAYMENTS:                                    3     970,030.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     262,949.59


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        728,341.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      78,502,151.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          271

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 737,708.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,922,606.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.35331550 %     6.22067800 %    9.42600610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.57147990 %     6.53151407 %    9.89700600 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              818,293.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,483.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14952389
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.77

POOL TRADING FACTOR:                                                58.67675236



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:23:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     9,730,481.19     7.000000  %    314,965.62
A-4   760944AZ1    11,666,667.00     4,004,955.72     8.000000  %    188,979.37
A-5   760944BA5     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-6   760944BH0    45,000,000.00    19,460,962.41     8.500000  %    629,931.23
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.159362  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     9,225,195.30     8.000000  %     18,825.99
B                  16,938,486.28    16,608,475.71     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  376,347,086.28   161,863,403.33                  1,152,702.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        56,514.04    371,479.66             0.00         0.00   9,415,515.57
A-4        26,583.47    215,562.84             0.00         0.00   3,815,976.35
A-5        33,188.22     33,188.22             0.00         0.00   5,000,000.00
A-6       137,248.37    767,179.60             0.00         0.00  18,831,031.18
A-7        99,564.66     99,564.66             0.00         0.00  15,000,000.00
A-8        30,616.13     30,616.13             0.00         0.00   4,612,500.00
A-9       258,176.69    258,176.69             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,564.66     99,564.66             0.00         0.00  15,000,000.00
A-12        8,131.12      8,131.12             0.00         0.00   1,225,000.00
A-13       21,402.18     21,402.18             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          61,233.56     80,059.55             0.00         0.00   9,206,369.31
B          85,765.39     85,765.39             0.00    58,368.93  16,574,582.54

- -------------------------------------------------------------------------------
        1,071,988.49  2,224,690.70             0.00    58,368.93 160,676,807.95
===============================================================================

































































Run:        01/26/95     15:23:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    432.465831  13.998472     2.511735    16.510207   0.000000    418.467359
A-4    343.281909  16.198231     2.278583    18.476814   0.000000    327.083678
A-5   1000.000000   0.000000     6.637644     6.637644   0.000000   1000.000000
A-6    432.465831  13.998472     3.049964    17.048436   0.000000    418.467360
A-7   1000.000000   0.000000     6.637644     6.637644   0.000000   1000.000000
A-8   1000.000000   0.000000     6.637643     6.637643   0.000000   1000.000000
A-9   1000.000000   0.000000     6.637644     6.637644   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.637644     6.637644   0.000000   1000.000000
A-12  1000.000000   0.000000     6.637649     6.637649   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      980.517118   2.000956     6.508323     8.509279   0.000000    978.516162
B      980.517116   0.000000     5.063344     5.063344   0.000000    978.516159

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,238.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,082.27

SUBSERVICER ADVANCES THIS MONTH                                       48,201.83
MASTER SERVICER ADVANCES THIS MONTH                                    3,831.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,410,528.42

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,109,295.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     283,763.75


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,551,498.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     160,676,807.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          553

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 510,274.47

REMAINING SUBCLASS INTEREST SHORTFALL                                 24,475.77

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      856,278.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.03983210 %     5.69937100 %   10.26079730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.95477720 %     5.72974372 %   10.31547910 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1585 %

      BANKRUPTCY AMOUNT AVAILABLE                         242,868.00
      FRAUD AMOUNT AVAILABLE                            1,615,582.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,672.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58471323
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.07

POOL TRADING FACTOR:                                                42.69378290


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                  670.42
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                     0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           72,929.64


................................................................................


Run:        01/26/95     15:23:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00    14,086,131.72     7.500000  %    672,691.98
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     2,536,447.96     7.500000  %     74,743.55
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.152014  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,955,350.85     7.500000  %      2,466.77
B                   5,682,302.33     5,582,783.48     7.500000  %      4,659.84

- -------------------------------------------------------------------------------
                  133,690,335.33    75,652,614.01                    754,562.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        87,649.06    760,341.04             0.00         0.00  13,413,439.74
A-6        26,059.27     26,059.27             0.00         0.00   4,188,000.00
A-7        68,607.80     68,607.80             0.00         0.00  11,026,000.00
A-8       118,679.18    118,679.18             0.00         0.00  19,073,000.00
A-9        74,854.44     74,854.44             0.00         0.00  12,029,900.00
A-10       15,782.71     90,526.26             0.00         0.00   2,461,704.41
A-11       25,978.38     25,978.38             0.00         0.00   4,175,000.00
A-12        9,541.18      9,541.18             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          18,389.27     20,856.04             0.00         0.00   2,952,884.08
B          34,738.12     39,397.96             0.00         0.00   5,578,123.64

- -------------------------------------------------------------------------------
          480,279.41  1,234,841.55             0.00         0.00  74,898,051.87
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    944.807279  45.119859     5.878936    50.998795   0.000000    899.687420
A-6   1000.000000   0.000000     6.222366     6.222366   0.000000   1000.000000
A-7   1000.000000   0.000000     6.222365     6.222365   0.000000   1000.000000
A-8   1000.000000   0.000000     6.222366     6.222366   0.000000   1000.000000
A-9   1000.000000   0.000000     6.222366     6.222366   0.000000   1000.000000
A-10   304.678434   8.978204     1.895821    10.874025   0.000000    295.700229
A-11  1000.000000   0.000000     6.222366     6.222366   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      982.486180   0.820061     6.113387     6.933448   0.000000    981.666119
B      982.486175   0.820062     6.113388     6.933450   0.000000    981.666113

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,555.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,969.35

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      74,898,051.87

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          274

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      691,416.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.71402600 %     3.90647600 %    7.37949850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.60984030 %     3.94253790 %    7.44762180 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1523 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,505.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,964,492.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10482606
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.66

POOL TRADING FACTOR:                                                56.02353505


................................................................................


Run:        01/26/95     15:23:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    55,034,848.02     7.871245  %    828,091.52
R     760944CB2           100.00             0.00     7.871245  %          0.00
B                   3,851,896.47     3,580,909.75     7.871245  %     13,294.40

- -------------------------------------------------------------------------------
                  154,075,839.47    58,615,757.77                    841,385.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         360,316.61  1,188,408.13             0.00         0.00  54,206,756.50
R               0.00          0.00             0.00         0.00           0.00
B          23,444.45     36,738.85             0.00         0.00   3,567,615.35

- -------------------------------------------------------------------------------
          383,761.06  1,225,146.98             0.00         0.00  57,774,371.85
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      366.352284   5.512384     2.398531     7.910915   0.000000    360.839900
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      929.648493   3.451391     6.086469     9.537860   0.000000    926.197103

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:23:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,638.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,228.17

SUBSERVICER ADVANCES THIS MONTH                                        4,213.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     211,982.19

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     209,316.73


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,774,371.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          262

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      623,770.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.89087530 %     6.10912470 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.82491710 %     6.17508290 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              829,334.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,732,231.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.25823047
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              151.82

POOL TRADING FACTOR:                                                37.49735977


................................................................................


Run:        01/26/95     15:23:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00    24,500,557.97     8.000000  %  2,011,684.86
A-4   760944CF3    31,377,195.00    31,377,195.00     8.000000  %          0.00
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.254734  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,269,264.82     8.000000  %      4,717.51
M-2   760944CK2     4,813,170.00     4,717,051.63     8.000000  %      3,549.50
M-3   760944CL0     3,208,780.00     3,153,003.49     8.000000  %      2,372.58
B-1                 4,813,170.00     4,775,173.48     8.000000  %          0.00
B-2                 1,604,363.09     1,460,588.89     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09   117,426,715.28                  2,022,324.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       161,694.23  2,173,379.09             0.00         0.00  22,488,873.11
A-4       207,077.39    207,077.39             0.00         0.00  31,377,195.00
A-5       271,731.72    271,731.72             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        24,676.41     24,676.41             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,374.73     46,092.24             0.00         0.00   6,264,547.31
M-2        31,130.72     34,680.22             0.00         0.00   4,713,502.13
M-3        20,808.60     23,181.18             0.00         0.00   3,150,630.91
B-1        45,845.94     45,845.94             0.00         0.00   4,775,173.48
B-2             0.00          0.00             0.00         0.00   1,455,896.58

- -------------------------------------------------------------------------------
          804,339.74  2,826,664.19             0.00         0.00 115,399,698.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    553.223306  45.423902     3.651060    49.074962   0.000000    507.799404
A-4   1000.000000   0.000000     6.599614     6.599614   0.000000   1000.000000
A-5   1000.000000   0.000000     6.599614     6.599614   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.892128   0.735094     6.447111     7.182205   0.000000    976.157034
M-2    980.030132   0.737456     6.467821     7.205277   0.000000    979.292676
M-3    982.617534   0.739403     6.484895     7.224298   0.000000    981.878131
B-1    992.105718   0.000000     9.525103     9.525103   0.000000    992.105718
B-2    910.385498   0.000000     0.000000     0.000000   0.000000    907.460779

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,432.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,733.95

SUBSERVICER ADVANCES THIS MONTH                                       25,358.64
MASTER SERVICER ADVANCES THIS MONTH                                    7,041.61


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,764,562.19

 (B)  TWO MONTHLY PAYMENTS:                                    2     493,971.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     805,639.65


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        242,495.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     115,399,698.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          457

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 862,040.74

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,938,655.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.64868240 %    12.04097400 %    5.31034390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.35718930 %    12.24325586 %    5.39955490 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2542 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,003.00
      FRAUD AMOUNT AVAILABLE                            1,622,197.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,116,030.71 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.70723238
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.69

POOL TRADING FACTOR:                                                35.96372704


................................................................................


Run:        01/26/95     15:24:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00    10,440,088.76     7.500000  %    179,959.24
A-4   760944BV9    37,600,000.00    22,988,670.29     7.500000  %    146,322.00
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.200866  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,630,661.88     7.500000  %      2,117.18
B-1                 3,744,527.00     3,683,838.59     7.500000  %      2,964.79
B-2                   534,817.23       526,149.33     7.500000  %        423.46

- -------------------------------------------------------------------------------
                  106,963,444.23    59,269,408.85                    331,786.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        64,982.43    244,941.67             0.00         0.00  10,260,129.52
A-4       143,088.80    289,410.80             0.00         0.00  22,842,348.29
A-5        62,243.18     62,243.18             0.00         0.00  10,000,000.00
A-6        56,018.86     56,018.86             0.00         0.00   9,000,000.00
A-7         9,880.24      9,880.24             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,374.08     18,491.26             0.00         0.00   2,628,544.70
B-1        22,929.38     25,894.17             0.00         0.00   3,680,873.80
B-2         3,274.94      3,698.40             0.00         0.00     525,725.87

- -------------------------------------------------------------------------------
          378,791.91    710,578.58             0.00         0.00  58,937,622.18
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    975.709230  16.818621     6.073124    22.891745   0.000000    958.890609
A-4    611.400806   3.891543     3.805553     7.697096   0.000000    607.509263
A-5   1000.000000   0.000000     6.224318     6.224318   0.000000   1000.000000
A-6   1000.000000   0.000000     6.224318     6.224318   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      983.792775   0.791765     6.123441     6.915206   0.000000    983.001010
B-1    983.792770   0.791767     6.123438     6.915205   0.000000    983.001003
B-2    983.792781   0.791767     6.123438     6.915205   0.000000    983.001001

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,975.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,187.62

SUBSERVICER ADVANCES THIS MONTH                                        9,547.37
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     818,687.05

 (B)  TWO MONTHLY PAYMENTS:                                    2     482,599.84

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,937,622.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          220

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      284,086.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.45838030 %     4.43848200 %    7.10313800 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.40274830 %     4.45987572 %    7.13737590 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2001 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              714,850.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,018.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17022515
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.14

POOL TRADING FACTOR:                                                55.10071465


................................................................................


Run:        01/26/95     15:24:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    67,921,628.14     7.123190  %  2,833,089.38
R     760944BR8           100.00             0.00     7.123190  %          0.00
B                   7,272,473.94     6,878,595.86     7.123190  %      5,712.09

- -------------------------------------------------------------------------------
                  121,207,887.94    74,800,224.00                  2,838,801.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         395,082.20  3,228,171.58             0.00         0.00  65,088,538.76
R               0.00          0.00             0.00         0.00           0.00
B          40,010.98     45,723.07             0.00         0.00   6,872,883.77

- -------------------------------------------------------------------------------
          435,093.18  3,273,894.65             0.00         0.00  71,961,422.53
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      596.142019  24.865771     3.467601    28.333372   0.000000    571.276249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      945.839877   0.785440     5.501701     6.287141   0.000000    945.054438

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,446.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,754.27

SUBSERVICER ADVANCES THIS MONTH                                       13,805.95
MASTER SERVICER ADVANCES THIS MONTH                                    2,554.46


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,117,170.04

 (B)  TWO MONTHLY PAYMENTS:                                    1     341,985.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     204,848.41


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        343,247.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,961,422.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          256

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 433,496.76

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,776,686.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          90.80404380 %     9.19595620 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             90.44921080 %     9.55078920 %

      BANKRUPTCY AMOUNT AVAILABLE                         187,715.00
      FRAUD AMOUNT AVAILABLE                            1,018,278.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,986,011.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.15306313
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.98

POOL TRADING FACTOR:                                                59.37024706



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


................................................................................


Run:        01/26/95     15:24:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    75,437,025.10     6.897646  %  1,745,018.72
R     760944BK3           100.00             0.00     6.897646  %          0.00
B                  11,897,842.91    11,129,675.75     6.897646  %          0.00

- -------------------------------------------------------------------------------
                  153,520,242.91    86,566,700.85                  1,745,018.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         430,990.88  2,176,009.60             0.00         0.00  73,692,006.38
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00  10,989,981.06

- -------------------------------------------------------------------------------
          430,990.88  2,176,009.60             0.00         0.00  84,681,987.44
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      532.663465  12.321638     3.043242    15.364880   0.000000    520.341827
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      935.436435   0.000000     0.000000     0.000000   0.000000    923.695257

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:03                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,839.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,936.41

SPREAD                                                                17,224.90

SUBSERVICER ADVANCES THIS MONTH                                       35,955.38
MASTER SERVICER ADVANCES THIS MONTH                                    8,508.39


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,033,571.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   2,191,457.31


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,991,859.65

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      84,681,987.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          276

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,281,994.21

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,210,829.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          87.14323680 %    12.85676320 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.02205580 %    12.97794420 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,216.00
      FRAUD AMOUNT AVAILABLE                            1,077,527.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,897,129.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62726184
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.14

POOL TRADING FACTOR:                                                55.16014425


................................................................................


Run:        01/26/95     15:24:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     9,104,451.74     8.000000  %    284,400.44
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00     4,549,682.97     8.000000  %    633,020.34
A-5   760944ET1    38,663,000.00    38,663,000.00     8.000000  %          0.00
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     6,147,862.20     8.000000  %          0.00
A-8   760944ER5    18,394,000.00     2,784,048.26     8.000000  %    101,936.08
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    15,985,613.24     8.000000  %    156,818.70
A-11  760944EF1     2,607,000.00     1,785,137.80     8.000000  %     40,856.57
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.224597  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,479,830.50     8.000000  %      7,186.61
M-2   760944EZ7     4,032,382.00     3,971,702.80     8.000000  %      3,010.93
M-3   760944FA1     2,419,429.00     2,383,021.49     8.000000  %      1,806.56
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66     1,327,477.37     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   141,989,950.92                  1,229,036.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        60,505.03    344,905.47             0.00         0.00   8,820,051.30
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        30,235.62    663,255.96             0.00         0.00   3,916,662.63
A-5       256,940.91    256,940.91             0.00         0.00  38,663,000.00
A-6       156,816.83    156,816.83             0.00         0.00  23,596,900.00
A-7             0.00          0.00        40,856.57         0.00   6,188,718.77
A-8        18,501.82    120,437.90             0.00         0.00   2,682,112.18
A-9        50,553.49     50,553.49             0.00         0.00   7,607,000.00
A-10      106,234.85    263,053.55             0.00         0.00  15,828,794.54
A-11       11,863.41     52,719.98             0.00         0.00   1,744,281.23
A-12       25,818.37     25,818.37             0.00         0.00   3,885,000.00
A-13       38,458.40     38,458.40             0.00         0.00   5,787,000.00
A-14       26,491.65     26,491.65             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        62,999.67     70,186.28             0.00         0.00   9,472,643.89
M-2        26,394.56     29,405.49             0.00         0.00   3,968,691.87
M-3        15,836.74     17,643.30             0.00         0.00   2,381,214.93
B-1        46,345.25     46,345.25             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00         0.00   1,322,731.92

- -------------------------------------------------------------------------------
          933,996.60  2,163,032.83        40,856.57         0.00 140,797,025.81
===============================================================================






























































Run:        01/26/95     15:24:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    172.904355   5.401102     1.149062     6.550164   0.000000    167.503253
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    375.913655  52.302763     2.498192    54.800955   0.000000    323.610892
A-5   1000.000000   0.000000     6.645654     6.645654   0.000000   1000.000000
A-6   1000.000000   0.000000     6.645654     6.645654   0.000000   1000.000000
A-7   1154.311341   0.000000     0.000000     0.000000   7.671155   1161.982495
A-8    151.356326   5.541811     1.005862     6.547673   0.000000    145.814515
A-9   1000.000000   0.000000     6.645654     6.645654   0.000000   1000.000000
A-10   399.640331   3.920468     2.655871     6.576339   0.000000    395.719864
A-11   684.747909  15.671872     4.550598    20.222470   0.000000    669.076038
A-12  1000.000000   0.000000     6.645655     6.645655   0.000000   1000.000000
A-13  1000.000000   0.000000     6.645654     6.645654   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.532823   0.742579     6.509636     7.252215   0.000000    978.790244
M-2    984.952021   0.746688     6.545650     7.292338   0.000000    984.205333
M-3    984.952024   0.746689     6.545652     7.292341   0.000000    984.205335
B-1    986.414326   0.000000     9.268766     9.268766   0.000000    986.414326
B-2    914.456216   0.000000     0.000000     0.000000   0.000000    911.187229

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,089.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,905.36

SUBSERVICER ADVANCES THIS MONTH                                       34,451.24
MASTER SERVICER ADVANCES THIS MONTH                                    3,619.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,712,895.25

 (B)  TWO MONTHLY PAYMENTS:                                    2     644,045.82

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     896,563.78


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        314,790.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     140,797,025.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          520

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 464,192.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,085,283.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.43956450 %    11.15188400 %    4.40855140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.31962250 %    11.23784441 %    4.44253310 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2248 %

      BANKRUPTCY AMOUNT AVAILABLE                         243,250.00
      FRAUD AMOUNT AVAILABLE                            1,766,354.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,158,407.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.72500594
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.67

POOL TRADING FACTOR:                                                43.64574034


................................................................................


Run:        01/26/95     15:24:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     6,784,800.36     6.650000  %    126,059.60
A-4   760944DE5             0.00             0.00     3.350000  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    48,462,863.09     7.150000  %    900,425.79
A-7   760944DY1     1,986,000.00     1,709,255.14     7.500000  %     31,757.46
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     4,709,255.15     7.500000  %     31,757.46
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.333653  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     3,147,463.18     7.500000  %     11,721.85
M-2   760944EB0     6,051,700.00     5,685,773.90     7.500000  %     10,469.65
B                   1,344,847.83     1,161,593.77     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  268,959,047.83   102,743,004.59                  1,112,191.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        37,445.53    163,505.13             0.00         0.00   6,658,740.76
A-4        18,863.54     18,863.54             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       287,578.51  1,188,004.30             0.00         0.00  47,562,437.30
A-7        10,639.21     42,396.67             0.00         0.00   1,677,497.68
A-8       193,469.07    193,469.07             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       29,312.63     61,070.09             0.00         0.00   4,677,497.69
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       28,450.42     28,450.42             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,591.29     31,313.14             0.00         0.00   3,135,741.33
M-2        57,652.74     68,122.39             0.00         0.00   5,675,304.25
B               0.00          0.00             0.00         0.00   1,146,562.31

- -------------------------------------------------------------------------------
          683,002.94  1,795,194.75             0.00         0.00 101,615,781.32
===============================================================================
































































Run:        01/26/95     15:24:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    160.935969   2.990143     0.888211     3.878354   0.000000    157.945825
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    860.652137  15.990664     5.107108    21.097772   0.000000    844.661472
A-7    860.652135  15.990665     5.357105    21.347770   0.000000    844.661470
A-8   1000.000000   0.000000     6.224473     6.224473   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   125.697455   0.847657     0.782400     1.630057   0.000000    124.849798
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    936.048529   3.486052     5.826406     9.312458   0.000000    932.562477
M-2    939.533338   1.730035     9.526702    11.256737   0.000000    937.803303
B      863.736212   0.000000     0.000000     0.000000   0.000000    852.559140

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,220.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,884.48

SUBSERVICER ADVANCES THIS MONTH                                       18,720.64
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,346,322.66

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     503,347.08


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,615,781.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          397

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      744,585.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.27200840 %     8.59741000 %    1.13058190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.20072690 %     8.67094212 %    1.12833090 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3343 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,352,168.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,705,302.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23149953
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              152.39

POOL TRADING FACTOR:                                                37.78113514


................................................................................


Run:        01/26/95     15:24:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    63,667,452.08     6.469045  %  1,563,824.20
R     760944DC9           100.00             0.00     6.469045  %          0.00
B                   6,746,402.77     6,046,151.21     6.469045  %      5,905.58

- -------------------------------------------------------------------------------
                  112,439,802.77    69,713,603.29                  1,569,729.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         339,308.33  1,903,132.53             0.00         0.00  62,103,627.88
R               0.00          0.00             0.00         0.00           0.00
B          32,222.27     38,127.85             0.00         0.00   6,040,245.63

- -------------------------------------------------------------------------------
          371,530.60  1,941,260.38             0.00         0.00  68,143,873.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      602.379262  14.795869     3.210311    18.006180   0.000000    587.583394
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      896.203713   0.875367     4.776215     5.651582   0.000000    895.328345

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,052.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,460.51

SUBSERVICER ADVANCES THIS MONTH                                       12,121.76
MASTER SERVICER ADVANCES THIS MONTH                                    1,574.73


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     449,766.54

 (B)  TWO MONTHLY PAYMENTS:                                    1     225,168.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     527,864.78


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        712,616.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,143,873.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          228

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 263,971.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,501,637.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.32715720 %     8.67284280 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.13604010 %     8.86395990 %

      BANKRUPTCY AMOUNT AVAILABLE                         198,491.00
      FRAUD AMOUNT AVAILABLE                              926,806.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,980,979.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.01492161
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              335.13

POOL TRADING FACTOR:                                                60.60476080


................................................................................


Run:        01/26/95     15:24:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00       776,007.34     5.500000  %     52,455.49
A-2   760944DM7     5,250,000.00     5,250,000.00     5.500000  %          0.00
A-3   760944DP0    17,850,000.00    17,850,000.00     6.000000  %          0.00
A-4   760944EL8        10,000.00         9,076.46  2969.500000  %         26.56
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     7,171,354.28     6.750000  %    259,856.44
A-8   760944EJ3    15,077,940.00     3,073,437.53     7.583332  %    111,367.04
A-9   760944EK0             0.00             0.00     0.219400  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     4,083,548.67     7.000000  %     16,109.09
B-2                   677,492.20       628,081.36     7.000000  %      2,477.70

- -------------------------------------------------------------------------------
                  135,502,292.20    93,291,505.64                    442,292.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         3,553.86     56,009.35             0.00         0.00     723,551.85
A-2        24,043.31     24,043.31             0.00         0.00   5,250,000.00
A-3        89,178.82     89,178.82             0.00         0.00  17,850,000.00
A-4        22,442.55     22,469.11             0.00         0.00       9,049.90
A-5       195,843.69    195,843.69             0.00         0.00  33,600,000.00
A-6       121,528.00    121,528.00             0.00         0.00  20,850,000.00
A-7        40,306.70    300,163.14             0.00         0.00   6,911,497.84
A-8        19,406.92    130,773.96             0.00         0.00   2,962,070.49
A-9        17,039.26     17,039.26             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        23,801.70     39,910.79             0.00         0.00   4,067,439.58
B-2         3,660.90      6,138.60             0.00         0.00     625,603.66

- -------------------------------------------------------------------------------
          560,805.71  1,003,098.03             0.00         0.00  92,849,213.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    298.464362  20.175188     1.366869    21.542057   0.000000    278.289173
A-2   1000.000000   0.000000     4.579678     4.579678   0.000000   1000.000000
A-3   1000.000000   0.000000     4.996012     4.996012   0.000000   1000.000000
A-4    907.646000   2.656000  2244.255000  2246.911000   0.000000    904.990000
A-5   1000.000000   0.000000     5.828681     5.828681   0.000000   1000.000000
A-6   1000.000000   0.000000     5.828681     5.828681   0.000000   1000.000000
A-7    203.836701   7.386092     1.145667     8.531759   0.000000    196.450610
A-8    203.836700   7.386091     1.287107     8.673198   0.000000    196.450609
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    927.067896   3.657167     5.403582     9.060749   0.000000    923.410729
B-2    927.068031   3.657164     5.403590     9.060754   0.000000    923.410867

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,595.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,165.37

SUBSERVICER ADVANCES THIS MONTH                                        5,212.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     224,084.30

 (B)  TWO MONTHLY PAYMENTS:                                    1     303,639.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,849,213.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          364

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       74,268.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.94956160 %     5.05043840 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.94552180 %     5.05447820 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2193 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,072,723.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,859,565.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63521882
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              151.60

POOL TRADING FACTOR:                                                68.52224550


................................................................................


Run:        01/26/95     15:24:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00     6,555,751.35     8.000000  %    193,678.11
A-5   760944CU0    20,606,000.00    23,835,874.59     8.150000  %          0.00
A-6   760944CQ9             0.00             0.00     0.382356  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     3,789,349.20     8.500000  %      3,181.09
A-10  760944FD5             0.00             0.00     0.149885  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,301,002.08     8.500000  %      2,318.25
M-2   760944CY2     2,016,155.00     1,980,600.86     8.500000  %      1,390.95
M-3   760944EE4     1,344,103.00     1,320,400.23     8.500000  %        927.30
B-1                 2,016,155.00     1,991,024.44     8.500000  %      1,398.27
B-2                   672,055.59       649,780.56     8.500000  %        456.34

- -------------------------------------------------------------------------------
                  134,410,378.59    50,925,647.31                    203,350.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        43,700.12    237,378.23             0.00         0.00   6,362,073.24
A-5             0.00          0.00       161,867.21         0.00  23,997,741.80
A-6         9,682.61      9,682.61             0.00         0.00           0.00
A-7        51,187.68     51,187.68             0.00         0.00   7,500,864.00
A-8         1,944.59      1,944.59             0.00         0.00       1,000.00
A-9        26,838.22     30,019.31             0.00         0.00   3,786,168.11
A-10        6,360.13      6,360.13             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        23,379.49     25,697.74             0.00         0.00   3,298,683.83
M-2        14,027.69     15,418.64             0.00         0.00   1,979,209.91
M-3         9,351.78     10,279.08             0.00         0.00   1,319,472.93
B-1        14,101.51     15,499.78             0.00         0.00   1,989,626.17
B-2         4,602.10      5,058.44             0.00         0.00     649,324.22

- -------------------------------------------------------------------------------
          205,175.92    408,526.23       161,867.21         0.00  50,884,164.21
===============================================================================


Run:        01/26/95     15:24:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    449.547511  13.281088     2.996648    16.277736   0.000000    436.266423
A-5   1156.744375   0.000000     0.000000     0.000000   7.855344   1164.599719
A-7   1000.000000   0.000000     6.824238     6.824238   0.000000   1000.000000
A-8   1000.000000   0.000000  1944.590000  1944.590000   0.000000   1000.000000
A-9    726.933443   0.610247     5.148536     5.758783   0.000000    726.323195
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.365371   0.689902     6.957645     7.647547   0.000000    981.675469
M-2    982.365374   0.689902     6.957645     7.647547   0.000000    981.675471
M-3    982.365362   0.689902     6.957636     7.647538   0.000000    981.675459
B-1    987.535403   0.693533     6.994259     7.687792   0.000000    986.841870
B-2    966.855376   0.679006     6.847797     7.526803   0.000000    966.176355

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,791.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,320.31

SUBSERVICER ADVANCES THIS MONTH                                       18,674.99
MASTER SERVICER ADVANCES THIS MONTH                                    1,922.11


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     377,086.53

 (B)  TWO MONTHLY PAYMENTS:                                    3     793,136.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     229,405.16


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        976,442.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      50,884,164.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          203

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 245,604.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,718.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.85038650 %    12.96400400 %    5.18560910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.84834670 %    12.96546140 %    5.18619190 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1499 %

      BANKRUPTCY AMOUNT AVAILABLE                         127,096.00
      FRAUD AMOUNT AVAILABLE                              626,176.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,629,354.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07876554
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.76

POOL TRADING FACTOR:                                                37.85731782


................................................................................


Run:        01/26/95     15:25:40                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATE SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    31,665,899.94     7.470000  %     67,156.00
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    66,702,730.37                     67,156.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       196,405.79    263,561.79             0.00         0.00  31,598,743.94
A-2       217,313.79    217,313.79             0.00         0.00  35,036,830.43
S-1         2,740.87      2,740.87             0.00         0.00           0.00
S-2        12,925.55     12,925.55             0.00         0.00           0.00
S-3         1,734.21      1,734.21             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          431,120.21    498,276.21             0.00         0.00  66,635,574.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    957.020670   2.029618     5.935862     7.965480   0.000000    954.991052
A-2   1000.000000   0.000000     6.202439     6.202439   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-95  
DISTRIBUTION DATE        30-January-95  

Run:     01/26/95     15:25:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                   MORTGAGE PASS-THROUGH CERTIFICATE 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,667.57

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,635,574.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,349,260.29

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                97.81378704


................................................................................


Run:        01/26/95     15:24:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00    12,116,976.76    10.000000  %    191,111.60
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    55,003,814.20     7.250000  %  1,528,892.78
A-6   7609208K7    48,625,000.00    13,750,953.53     6.750000  %    382,223.20
A-7   7609208L5             0.00             0.00     3.250000  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.172243  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,578,687.09     8.000000  %      6,344.04
M-2   7609208S0     5,252,983.00     5,147,212.65     8.000000  %      3,806.42
M-3   7609208T8     3,501,988.00     3,431,474.44     8.000000  %      2,537.62
B-1                 5,252,983.00     5,150,677.99     8.000000  %      3,808.99
B-2                 1,750,995.34     1,712,273.20     8.000000  %      1,266.23

- -------------------------------------------------------------------------------
                  350,198,858.34   157,307,069.86                  2,119,990.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       100,114.65    291,226.25             0.00         0.00  11,925,865.16
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       329,483.87  1,858,376.65             0.00         0.00  53,474,921.42
A-6        76,690.21    458,913.41             0.00         0.00  13,368,730.33
A-7        36,924.92     36,924.92             0.00         0.00           0.00
A-8        42,940.57     42,940.57             0.00         0.00   6,663,000.00
A-9       229,428.81    229,428.81             0.00         0.00  35,600,000.00
A-10       65,425.88     65,425.88             0.00         0.00  10,152,000.00
A-11       22,386.80     22,386.80             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        56,704.06     63,048.10             0.00         0.00   8,572,343.05
M-2        34,022.44     37,828.86             0.00         0.00   5,143,406.23
M-3        22,681.63     25,219.25             0.00         0.00   3,428,936.82
B-1        34,045.34     37,854.33             0.00         0.00   5,146,869.00
B-2        11,317.90     12,584.13             0.00         0.00   1,711,006.97

- -------------------------------------------------------------------------------
        1,062,167.08  3,182,157.96             0.00         0.00 155,187,078.98
===============================================================================


































































Run:        01/26/95     15:24:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    409.994477   6.466522     3.387516     9.854038   0.000000    403.527954
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    928.365754  25.804969     5.561097    31.366066   0.000000    902.560786
A-6    282.795959   7.860631     1.577177     9.437808   0.000000    274.935328
A-8   1000.000000   0.000000     6.444630     6.444630   0.000000   1000.000000
A-9   1000.000000   0.000000     6.444629     6.444629   0.000000   1000.000000
A-10  1000.000000   0.000000     6.444630     6.444630   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.864707   0.724621     6.476784     7.201405   0.000000    979.140085
M-2    979.864707   0.724621     6.476785     7.201406   0.000000    979.140087
M-3    979.864705   0.724623     6.476787     7.201410   0.000000    979.140083
B-1    980.524397   0.725110     6.481144     7.206254   0.000000    979.799287
B-2    977.885641   0.723149     6.463701     7.186850   0.000000    977.162492

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       46,729.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,413.85

SUBSERVICER ADVANCES THIS MONTH                                       35,275.93
MASTER SERVICER ADVANCES THIS MONTH                                    2,727.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,776,164.49

 (B)  TWO MONTHLY PAYMENTS:                                    3     883,898.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     221,317.88


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        828,365.82

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     155,187,078.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          590

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 365,926.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,003,660.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.73029510 %    10.90693100 %    4.36277350 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.53314400 %    11.04775360 %    4.41910240 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1681 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,823,251.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65418351
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.62

POOL TRADING FACTOR:                                                44.31398769


................................................................................


Run:        01/26/95     15:24:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00       310,679.58     7.500000  %    310,679.58
A-4   760944GE2    39,680,000.00       448,168.31     6.750000  %    448,168.31
A-5   760944GJ1    22,004,000.00    22,004,000.00     7.500000  %    141,632.95
A-6   760944GG7    20,505,000.00    20,505,000.00     7.000000  %    131,984.35
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     4,909,905.60     7.500000  %    130,719.34
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    20,915,094.40     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     4,235,450.50     6.700000  %    160,847.36
A-14  760944GU6             0.00             0.00     3.300000  %          0.00
A-15  760944GV4             0.00             0.00     0.168069  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,980,734.24     7.500000  %     18,812.94
M-2   760944GX0     3,698,106.00     3,627,376.50     7.500000  %      8,550.79
M-3   760944GY8     2,218,863.00     2,176,425.33     7.500000  %      4,638.13
B-1                 4,437,728.00     4,352,852.57     7.500000  %          0.00
B-2                 1,479,242.76     1,450,950.99     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   159,466,638.02                  1,356,033.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         1,938.82    312,618.40             0.00         0.00           0.00
A-4         2,517.15    450,685.46             0.00         0.00           0.00
A-5       137,317.79    278,950.74             0.00         0.00  21,862,367.05
A-6       119,432.27    251,416.62             0.00         0.00  20,373,015.65
A-7       144,481.97    144,481.97             0.00         0.00  23,152,000.00
A-8        62,405.83     62,405.83             0.00         0.00  10,000,000.00
A-9        30,640.68    161,360.02             0.00         0.00   4,779,186.26
A-10       21,236.71     21,236.71             0.00         0.00   3,403,000.00
A-11      187,186.28    187,186.28             0.00         0.00  29,995,000.00
A-12            0.00          0.00       130,719.34         0.00  21,045,813.74
A-13       23,612.30    184,459.66             0.00         0.00   4,074,603.14
A-14       11,629.94     11,629.94             0.00         0.00           0.00
A-15       22,305.81     22,305.81             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        49,815.67     68,628.61             0.00         0.00   7,961,921.30
M-2        22,642.05     31,192.84             0.00         0.00   3,618,825.71
M-3        13,585.23     18,223.36             0.00         0.00   2,171,787.20
B-1             0.00          0.00             0.00         0.00   4,352,852.57
B-2             0.00          0.00             0.00         0.00   1,436,777.37

- -------------------------------------------------------------------------------
          850,748.50  2,206,782.25       130,719.34         0.00 158,227,149.99
===============================================================================


























































Run:        01/26/95     15:24:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     11.294564  11.294564     0.070485    11.365049   0.000000      0.000000
A-4     11.294564  11.294564     0.063436    11.358000   0.000000      0.000000
A-5   1000.000000   6.436691     6.240583    12.677274   0.000000    993.563309
A-6   1000.000000   6.436691     5.824544    12.261235   0.000000    993.563309
A-7   1000.000000   0.000000     6.240583     6.240583   0.000000   1000.000000
A-8   1000.000000   0.000000     6.240583     6.240583   0.000000   1000.000000
A-9    656.843559  17.487537     4.099088    21.586625   0.000000    639.356021
A-10  1000.000000   0.000000     6.240585     6.240585   0.000000   1000.000000
A-11  1000.000000   0.000000     6.240583     6.240583   0.000000   1000.000000
A-12  1139.787161   0.000000     0.000000     0.000000   7.123670   1146.910831
A-13   180.009796   6.836132     1.003540     7.839672   0.000000    173.173664
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    980.874129   2.312209     6.122607     8.434816   0.000000    978.561920
M-2    980.874129   2.312208     6.122607     8.434815   0.000000    978.561921
M-3    980.874137   2.090318     6.122609     8.212927   0.000000    978.783819
B-1    980.874125   0.000000     0.000000     0.000000   0.000000    980.874125
B-2    980.874153   0.000000     0.000000     0.000000   0.000000    971.292481

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,915.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,798.88

SUBSERVICER ADVANCES THIS MONTH                                       14,656.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,457,987.52

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        593,893.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     158,227,149.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          582

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      863,578.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.71634000 %     8.64415000 %    3.63950960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.64929780 %     8.69163997 %    3.65906230 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1680 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                            1,754,421.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,505,852.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23623149
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.75

POOL TRADING FACTOR:                                                53.48249391


................................................................................


Run:        01/26/95     15:24:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00     1,672,464.19     5.500000  %     52,000.85
A-4   760944FS2    15,000,000.00     7,397,431.98     7.228260  %    230,003.58
A-5   760944FJ2    18,249,728.00    10,606,165.85     6.750000  %     70,667.73
A-6   760944FK9             0.00             0.00     1.750000  %          0.00
A-7   760944FN3     6,666,667.00     6,666,667.00     6.250000  %          0.00
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     6,032,905.33    10.000000  %     38,333.93
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.278591  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     2,134,802.32     7.500000  %      8,167.20
M-2   760944FW3     4,582,565.00     4,269,605.58     7.500000  %     16,334.40
B-1                   458,256.00       426,960.05     7.500000  %      1,633.44
B-2                   917,329.35       854,681.84     7.500000  %      3,269.79

- -------------------------------------------------------------------------------
                  183,302,633.35    84,761,685.14                    420,410.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         7,656.79     59,657.64             0.00         0.00   1,620,463.34
A-4        44,508.43    274,512.01             0.00         0.00   7,167,428.40
A-5        59,592.23    130,259.96             0.00         0.00  10,535,498.12
A-6        15,449.84     15,449.84             0.00         0.00           0.00
A-7        34,682.97     34,682.97             0.00         0.00   6,666,667.00
A-8       202,895.37    202,895.37             0.00         0.00  32,500,001.00
A-9        65,090.23     65,090.23             0.00         0.00  12,000,000.00
A-10       50,217.37     88,551.30             0.00         0.00   5,994,571.40
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,084.84      1,084.84             0.00         0.00     200,000.00
A-15       19,655.96     19,655.96             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        13,327.43     21,494.63             0.00         0.00   2,126,635.12
M-2        26,654.86     42,989.26             0.00         0.00   4,253,271.18
B-1         2,665.48      4,298.92             0.00         0.00     425,326.61
B-2         5,335.72      8,605.51             0.00         0.00     851,412.05

- -------------------------------------------------------------------------------
          548,817.52    969,228.44             0.00         0.00  84,341,274.22
===============================================================================




























































Run:        01/26/95     15:24:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    493.162132  15.333572     2.257770    17.591342   0.000000    477.828560
A-4    493.162132  15.333572     2.967229    18.300801   0.000000    477.828560
A-5    581.168434   3.872262     3.265376     7.137638   0.000000    577.296172
A-7   1000.000000   0.000000     5.202445     5.202445   0.000000   1000.000000
A-8   1000.000000   0.000000     6.242934     6.242934   0.000000   1000.000000
A-9   1000.000000   0.000000     5.424186     5.424186   0.000000   1000.000000
A-10   150.822633   0.958348     1.255434     2.213782   0.000000    149.864285
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.424200     5.424200   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    931.706494   3.564467     5.816582     9.381049   0.000000    928.142027
M-2    931.706496   3.564467     5.816581     9.381048   0.000000    928.142030
B-1    931.706404   3.564471     5.816574     9.381045   0.000000    928.141934
B-2    931.706633   3.564467     5.816580     9.381047   0.000000    928.142166

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,637.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,450.52

SUBSERVICER ADVANCES THIS MONTH                                       11,412.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     890,540.96

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     237,241.73


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      84,341,274.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          340

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       96,134.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.93216500 %     7.55578200 %    1.51205330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.92182920 %     7.56439402 %    1.51377680 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2786 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              983,400.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,205,657.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22450836
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              152.11

POOL TRADING FACTOR:                                                46.01203631


................................................................................


Run:        01/26/95     15:24:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00     4,292,850.33     7.500000  %    366,246.17
A-5   760944HC5    33,306,000.00     3,828,152.65     6.200000  %    326,600.31
A-6   760944HQ4    32,628,000.00    32,628,000.00     7.500000  %          0.00
A-7   760944HD3    36,855,000.00    36,855,000.00     7.000000  %          0.00
A-8   760944HW1    29,999,000.00     9,360,927.92    10.000190  %    169,819.25
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00     3,888,358.04     7.500000  %    331,794.51
A-15  760944HL5    29,559,000.00    29,559,000.00     7.500000  %          0.00
A-16  760944HM3             0.00             0.00     0.301999  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    13,031,559.06     7.500000  %     10,528.77
M-2   760944HT8     6,032,300.00     5,940,431.30     7.500000  %      4,799.54
M-3   760944HU5     3,619,400.00     3,564,278.47     7.500000  %      2,879.74
B-1                 4,825,900.00     4,759,978.17     7.500000  %      3,845.80
B-2                 2,413,000.00     2,383,233.05     7.500000  %          0.00
B-3                 2,412,994.79     2,306,676.22     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  482,582,094.79   257,515,445.21                  1,216,514.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        26,776.01    393,022.18             0.00         0.00   3,926,604.16
A-5        19,738.76    346,339.07             0.00         0.00   3,501,552.34
A-6       203,512.26    203,512.26             0.00         0.00  32,628,000.00
A-7       214,552.37    214,552.37             0.00         0.00  36,855,000.00
A-8        77,851.32    247,670.57             0.00         0.00   9,191,108.67
A-9       594,831.12    594,831.12             0.00         0.00  95,366,000.00
A-10       52,181.67     52,181.67             0.00         0.00   8,366,000.00
A-11        8,638.73      8,638.73             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       24,253.05    356,047.56             0.00         0.00   3,556,563.53
A-15      184,369.83    184,369.83             0.00         0.00  29,559,000.00
A-16       64,676.66     64,676.66             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        81,282.39     91,811.16             0.00         0.00  13,021,030.29
M-2        37,052.55     41,852.09             0.00         0.00   5,935,631.76
M-3        22,231.65     25,111.39             0.00         0.00   3,561,398.73
B-1        43,514.59     47,360.39             0.00         0.00   4,756,132.37
B-2        19,216.86     19,216.86             0.00         0.00   2,383,233.05
B-3             0.00          0.00             0.00         0.00   2,302,887.03

- -------------------------------------------------------------------------------
        1,674,679.82  2,891,193.91             0.00         0.00 256,295,141.93
===============================================================================
























































Run:        01/26/95     15:24:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    114.938829   9.806050     0.716914    10.522964   0.000000    105.132779
A-5    114.938829   9.806050     0.592649    10.398699   0.000000    105.132779
A-6   1000.000000   0.000000     6.237350     6.237350   0.000000   1000.000000
A-7   1000.000000   0.000000     5.821527     5.821527   0.000000   1000.000000
A-8    312.041332   5.660830     2.595131     8.255961   0.000000    306.380502
A-9   1000.000000   0.000000     6.237350     6.237350   0.000000   1000.000000
A-10  1000.000000   0.000000     6.237350     6.237350   0.000000   1000.000000
A-11  1000.000000   0.000000     6.237350     6.237350   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14   106.679416   9.102980     0.665397     9.768377   0.000000     97.576436
A-15  1000.000000   0.000000     6.237350     6.237350   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.920586   0.793337     6.124582     6.917919   0.000000    981.127249
M-2    984.770535   0.795640     6.142359     6.937999   0.000000    983.974895
M-3    984.770534   0.795640     6.142358     6.937998   0.000000    983.974894
B-1    986.339993   0.796908     9.016886     9.813794   0.000000    985.543084
B-2    987.663925   0.000000     7.963887     7.963887   0.000000    987.663925
B-3    955.939163   0.000000     0.000000     0.000000   0.000000    954.368836

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,709.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,162.33

SUBSERVICER ADVANCES THIS MONTH                                       62,996.57
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   6,314,386.54

 (B)  TWO MONTHLY PAYMENTS:                                    2     672,384.31

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     174,616.62


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,458,281.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     256,295,141.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          890

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,012,245.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.57893680 %     8.75142400 %    3.66963910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.52987940 %     8.78598814 %    3.68413240 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2991 %

      BANKRUPTCY AMOUNT AVAILABLE                         261,388.00
      FRAUD AMOUNT AVAILABLE                            2,736,932.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,783,854.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27746787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.16

POOL TRADING FACTOR:                                                53.10912790


................................................................................


Run:        01/26/95     15:24:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00     5,729,274.77     5.500000  %    382,411.83
A-3   760944HY7    23,719,181.00    23,719,181.00     5.600000  %          0.00
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    28,709,846.10     6.750000  %    311,410.68
A-11  760944JE9             0.00             0.00     1.750000  %          0.00
A-12  760944JN9     2,200,013.00     1,099,318.25     7.500000  %      8,977.15
A-13  760944JP4     9,999,984.00     4,996,831.96     9.500000  %     40,804.63
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     5.987000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     9.836400  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.321975  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     5,415,043.96     7.000000  %     20,575.98
M-2   760944JK5     5,050,288.00     4,755,713.76     7.000000  %     18,070.67
B-1                 1,442,939.00     1,358,774.97     7.000000  %          0.00
B-2                   721,471.33       588,239.14     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  288,587,914.33   165,370,919.90                    782,250.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        26,243.78    408,655.61             0.00         0.00   5,346,862.94
A-3       110,624.59    110,624.59             0.00         0.00  23,719,181.00
A-4        51,463.28     51,463.28             0.00         0.00  10,298,695.00
A-5       223,202.35    223,202.35             0.00         0.00  40,000,000.00
A-6        67,454.70     67,454.70             0.00         0.00  11,700,000.00
A-7         7,411.98      7,411.98             0.00         0.00           0.00
A-8       103,494.60    103,494.60             0.00         0.00  18,141,079.00
A-9         2,324.61      2,324.61             0.00         0.00      10,000.00
A-10      161,398.17    472,808.85             0.00         0.00  28,398,435.42
A-11       41,843.98     41,843.98             0.00         0.00           0.00
A-12        6,866.71     15,843.86             0.00         0.00   1,090,341.10
A-13       39,535.05     80,339.68             0.00         0.00   4,956,027.33
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       32,511.58     32,511.58             0.00         0.00   6,520,258.32
A-17       19,076.87     19,076.87             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       44,345.04     44,345.04             0.00         0.00           0.00
R-I             0.17          0.17             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,569.23     52,145.21             0.00         0.00   5,394,467.98
M-2        40,526.57     58,597.24             0.00         0.00   4,737,643.09
B-1         5,947.97      5,947.97             0.00         0.00   1,358,774.97
B-2             0.00          0.00             0.00         0.00     580,840.91

- -------------------------------------------------------------------------------
        1,015,841.23  1,798,092.17             0.00         0.00 164,581,270.73
===============================================================================




















































Run:        01/26/95     15:24:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    602.604229  40.222017     2.760317    42.982334   0.000000    562.382212
A-3   1000.000000   0.000000     4.663930     4.663930   0.000000   1000.000000
A-4   1000.000000   0.000000     4.997068     4.997068   0.000000   1000.000000
A-5   1000.000000   0.000000     5.580059     5.580059   0.000000   1000.000000
A-6   1000.000000   0.000000     5.765359     5.765359   0.000000   1000.000000
A-8   1000.000000   0.000000     5.704986     5.704986   0.000000   1000.000000
A-9   1000.000000   0.000000   232.461000   232.461000   0.000000   1000.000000
A-10   903.205917   9.796917     5.077554    14.874471   0.000000    893.409000
A-12   499.687161   4.080499     3.121213     7.201712   0.000000    495.606662
A-13   499.683995   4.080470     3.953511     8.033981   0.000000    495.603526
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.827985     0.827985   0.000000    166.053934
A-17   211.173371   0.000000     1.729974     1.729974   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     1.700000     1.700000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    938.154704   3.564782     5.469359     9.034141   0.000000    934.589921
M-2    941.671794   3.578146     8.024606    11.602752   0.000000    938.093647
B-1    941.671803   0.000000     4.122122     4.122122   0.000000    941.671803
B-2    815.332662   0.000000     0.000000     0.000000   0.000000    805.078297

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:18                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,868.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,743.24

SUBSERVICER ADVANCES THIS MONTH                                       21,246.92
MASTER SERVICER ADVANCES THIS MONTH                                    1,976.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,319,017.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        880,103.26

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     164,581,270.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          631

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 203,793.22

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      161,275.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.67236840 %     6.15027000 %    1.17736180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.66518790 %     6.15629654 %    1.17851560 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3218 %

      BANKRUPTCY AMOUNT AVAILABLE                         304,204.00
      FRAUD AMOUNT AVAILABLE                            1,834,973.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,928,043.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.78020781
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              154.29

POOL TRADING FACTOR:                                                57.02985557


................................................................................


Run:        01/26/95     15:25:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATE SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    30,758,011.39     7.470000  %    152,518.58
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    54,826,531.97                    152,518.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       190,641.41    343,159.99             0.00         0.00  30,605,492.81
A-2       149,179.22    149,179.22             0.00         0.00  24,068,520.58
S-1         4,325.37      4,325.37             0.00         0.00           0.00
S-2         6,806.63      6,806.63             0.00         0.00           0.00
S-3         3,559.01      3,559.01             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          354,511.64    507,030.22             0.00         0.00  54,674,013.39
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    964.110315   4.780697     5.975658    10.756355   0.000000    959.329618
A-2   1000.000000   0.000000     6.198105     6.198105   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-95  
DISTRIBUTION DATE        30-January-95  

Run:     01/26/95     15:25:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                   MORTGAGE PASS-THROUGH CERTIFICATE 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,370.66

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,674,013.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,362,850.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                       97,392.38

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                97.68166943


................................................................................


Run:        01/26/95     15:24:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    31,741,789.36     7.000000  %    543,732.93
A-2   760944KV9    20,040,000.00    14,995,629.17     7.000000  %    148,868.82
A-3   760944KS6    30,024,000.00    22,466,505.51     6.000000  %    223,035.80
A-4   760944LF3    10,008,000.00     7,488,835.16    10.000000  %     74,345.27
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.240228  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,829,475.54     7.000000  %      5,078.42
M-2   760944LC0     2,689,999.61     2,649,761.27     7.000000  %      2,308.37
M-3   760944LD8     1,613,999.76     1,589,856.76     7.000000  %      1,385.02
B-1                 2,151,999.69     2,119,809.04     7.000000  %      1,846.70
B-2                 1,075,999.84     1,059,904.50     7.000000  %        923.35
B-3                 1,075,999.84     1,059,904.49     7.000000  %        923.35

- -------------------------------------------------------------------------------
                  215,199,968.62   181,103,470.80                  1,002,448.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       184,846.11    728,579.04             0.00         0.00  31,198,056.43
A-2        87,326.00    236,194.82             0.00         0.00  14,846,760.35
A-3       112,141.83    335,177.63             0.00         0.00  22,243,469.71
A-4        62,301.02    136,646.29             0.00         0.00   7,414,489.89
A-5       130,043.03    130,043.03             0.00         0.00  22,331,000.00
A-6       106,429.02    106,429.02             0.00         0.00  18,276,000.00
A-7       197,385.18    197,385.18             0.00         0.00  33,895,000.00
A-8        81,760.97     81,760.97             0.00         0.00  14,040,000.00
A-9         9,084.55      9,084.55             0.00         0.00   1,560,000.00
A-10       36,193.47     36,193.47             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,947.54     39,025.96             0.00         0.00   5,824,397.12
M-2        15,430.70     17,739.07             0.00         0.00   2,647,452.90
M-3         9,258.42     10,643.44             0.00         0.00   1,588,471.74
B-1        12,344.56     14,191.26             0.00         0.00   2,117,962.34
B-2         6,172.28      7,095.63             0.00         0.00   1,058,981.15
B-3         6,172.29      7,095.64             0.00         0.00   1,058,981.14

- -------------------------------------------------------------------------------
        1,090,836.97  2,093,285.00             0.00         0.00 180,101,022.77
===============================================================================


Run:        01/26/95     15:24:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    632.735107  10.838674     3.684689    14.523363   0.000000    621.896432
A-2    748.284889   7.428584     4.357585    11.786169   0.000000    740.856305
A-3    748.284889   7.428584     3.735073    11.163657   0.000000    740.856305
A-4    748.284888   7.428584     6.225122    13.653706   0.000000    740.856304
A-5   1000.000000   0.000000     5.823431     5.823431   0.000000   1000.000000
A-6   1000.000000   0.000000     5.823431     5.823431   0.000000   1000.000000
A-7   1000.000000   0.000000     5.823431     5.823431   0.000000   1000.000000
A-8   1000.000000   0.000000     5.823431     5.823431   0.000000   1000.000000
A-9   1000.000000   0.000000     5.823429     5.823429   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    985.041510   0.858131     5.736320     6.594451   0.000000    984.183379
M-2    985.041507   0.858130     5.736321     6.594451   0.000000    984.183377
M-3    985.041510   0.858129     5.736321     6.594450   0.000000    984.183381
B-1    985.041517   0.858132     5.736321     6.594453   0.000000    984.183385
B-2    985.041503   0.858132     5.736321     6.594453   0.000000    984.183371
B-3    985.041494   0.858132     5.736321     6.594453   0.000000    984.183362

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,915.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,145.99

SUBSERVICER ADVANCES THIS MONTH                                       20,294.53
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,864,307.93

 (B)  TWO MONTHLY PAYMENTS:                                    2     818,362.93

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        264,529.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     180,101,022.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          609

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      844,677.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.09915110 %     5.55985700 %    2.34099220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.06209590 %     5.58593261 %    2.35197140 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2404 %

      BANKRUPTCY AMOUNT AVAILABLE                         246,504.00
      FRAUD AMOUNT AVAILABLE                            1,878,393.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,324,800.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63700225
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.36

POOL TRADING FACTOR:                                                83.69007855


................................................................................


Run:        01/26/95     15:24:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00     9,168,475.57     5.250000  %    474,318.35
A-3   760944JY5    21,283,000.00    21,283,000.00     5.650000  %          0.00
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    29,524,197.53     4.375000  %    331,984.80
A-8   760944KE7             0.00             0.00    20.500000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     8,704,175.86     7.000000  %     46,414.15
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.144950  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,851,702.24     7.000000  %     14,436.69
M-2   760944KM9     2,343,800.00     2,200,999.53     7.000000  %      8,249.63
M-3   760944MF2     1,171,900.00     1,100,499.77     7.000000  %      4,124.82
B-1                 1,406,270.00     1,320,590.32     7.000000  %      4,949.75
B-2                   351,564.90       330,145.27     7.000000  %      1,237.42

- -------------------------------------------------------------------------------
                  234,376,334.90   143,477,786.09                    885,715.61
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        40,059.27    514,377.62             0.00         0.00   8,694,157.22
A-3       100,075.52    100,075.52             0.00         0.00  21,283,000.00
A-4        37,480.76     37,480.76             0.00         0.00   7,444,000.00
A-5       150,761.24    150,761.24             0.00         0.00  28,305,000.00
A-6        71,601.85     71,601.85             0.00         0.00  12,746,000.00
A-7       107,498.58    439,483.38             0.00         0.00  29,192,212.73
A-8       125,926.91    125,926.91             0.00         0.00           0.00
A-9        85,817.69     85,817.69             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       50,707.51     97,121.66             0.00         0.00   8,657,761.71
A-14       14,628.04     14,628.04             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       17,308.14     17,308.14             0.00         0.00           0.00
R-I             5.74          5.74             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        22,438.68     36,875.37             0.00         0.00   3,837,265.55
M-2        12,822.26     21,071.89             0.00         0.00   2,192,749.90
M-3         6,411.13     10,535.95             0.00         0.00   1,096,374.95
B-1         7,693.30     12,643.05             0.00         0.00   1,315,640.57
B-2         1,923.30      3,160.72             0.00         0.00     328,907.85

- -------------------------------------------------------------------------------
          853,159.92  1,738,875.53             0.00         0.00 142,592,070.48
===============================================================================
























































Run:        01/26/95     15:24:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    919.237575  47.555479     4.016370    51.571849   0.000000    871.682095
A-3   1000.000000   0.000000     4.702134     4.702134   0.000000   1000.000000
A-4   1000.000000   0.000000     5.035030     5.035030   0.000000   1000.000000
A-5   1000.000000   0.000000     5.326311     5.326311   0.000000   1000.000000
A-6   1000.000000   0.000000     5.617594     5.617594   0.000000   1000.000000
A-7    629.862984   7.082493     2.293352     9.375845   0.000000    622.780491
A-9   1000.000000   0.000000     5.825653     5.825653   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   253.175563   1.350033     1.474913     2.824946   0.000000    251.825530
A-14   461.333333   0.000000     2.438007     2.438007   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    57.420000    57.420000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    939.073103   3.519770     5.470714     8.990484   0.000000    935.553333
M-2    939.073099   3.519767     5.470714     8.990481   0.000000    935.553332
M-3    939.073104   3.519771     5.470714     8.990485   0.000000    935.553332
B-1    939.073094   3.519772     5.470713     8.990485   0.000000    935.553322
B-2    939.073468   3.519777     5.470711     8.990488   0.000000    935.553692

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,573.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,331.59

SUBSERVICER ADVANCES THIS MONTH                                        5,992.72
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     636,741.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     142,592,070.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          538

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      347,942.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.86390230 %     4.98558100 %    1.15051650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.84892950 %     4.99774663 %    1.15332390 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1449 %

      BANKRUPTCY AMOUNT AVAILABLE                         252,499.00
      FRAUD AMOUNT AVAILABLE                            1,504,655.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,945,347.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61813901
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.18

POOL TRADING FACTOR:                                                60.83893689


................................................................................


Run:        01/26/95     15:24:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00    18,899,067.80     7.500000  %    312,211.64
A-3   760944LY2    81,356,000.00    40,648,354.19     6.250000  %    582,793.70
A-4   760944LN6    40,678,000.00    20,324,177.07    10.000000  %    291,396.85
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.144232  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,556,826.44     7.500000  %     11,053.80
M-2   760944LV8     6,257,900.00     6,162,095.36     7.500000  %      5,024.38
M-3   760944LW6     3,754,700.00     3,697,217.85     7.500000  %      3,014.59
B-1                 5,757,200.00     5,669,060.82     7.500000  %      4,622.37
B-2                 2,753,500.00     2,711,345.62     7.500000  %      2,210.74
B-3                 2,753,436.49     2,711,283.08     7.500000  %      2,210.69

- -------------------------------------------------------------------------------
                  500,624,336.49   301,404,428.23                  1,214,538.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       117,958.88    430,170.52             0.00         0.00  18,586,856.16
A-3       211,422.89    794,216.59             0.00         0.00  40,065,560.49
A-4       169,138.31    460,535.16             0.00         0.00  20,032,780.22
A-5       415,635.21    415,635.21             0.00         0.00  66,592,000.00
A-6       328,097.91    328,097.91             0.00         0.00  52,567,000.00
A-7       333,546.76    333,546.76             0.00         0.00  53,440,000.00
A-8        90,040.15     90,040.15             0.00         0.00  14,426,000.00
A-9        36,177.73     36,177.73             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        84,615.19     95,668.99             0.00         0.00  13,545,772.64
M-2        38,460.84     43,485.22             0.00         0.00   6,157,070.98
M-3        23,076.25     26,090.84             0.00         0.00   3,694,203.26
B-1        35,383.55     40,005.92             0.00         0.00   5,664,438.45
B-2        16,922.91     19,133.65             0.00         0.00   2,709,134.88
B-3        16,922.51     19,133.20             0.00         0.00   2,709,072.39

- -------------------------------------------------------------------------------
        1,917,399.09  3,131,937.85             0.00         0.00 300,189,889.47
===============================================================================




Run:        01/26/95     15:24:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    265.496008   4.385981     1.657098     6.043079   0.000000    261.110027
A-3    499.635604   7.163500     2.598738     9.762238   0.000000    492.472104
A-4    499.635603   7.163500     4.157980    11.321480   0.000000    492.472103
A-5   1000.000000   0.000000     6.241519     6.241519   0.000000   1000.000000
A-6   1000.000000   0.000000     6.241519     6.241519   0.000000   1000.000000
A-7   1000.000000   0.000000     6.241519     6.241519   0.000000   1000.000000
A-8   1000.000000   0.000000     6.241519     6.241519   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    984.690610   0.802885     6.145965     6.948850   0.000000    983.887725
M-2    984.690609   0.802886     6.145966     6.948852   0.000000    983.887723
M-3    984.690614   0.802884     6.145964     6.948848   0.000000    983.887730
B-1    984.690617   0.802885     6.145965     6.948850   0.000000    983.887732
B-2    984.690619   0.802884     6.145963     6.948847   0.000000    983.887736
B-3    984.690618   0.802884     6.145963     6.948847   0.000000    983.887734

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       81,342.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    31,845.47

SUBSERVICER ADVANCES THIS MONTH                                       40,871.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,025,386.18

 (B)  TWO MONTHLY PAYMENTS:                                    3     954,189.37

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     593,226.25


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,125,529.33

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     300,189,889.47

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,038

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      968,783.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.55098800 %     7.76901000 %    3.68000220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.51403930 %     7.79408225 %    3.69187840 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1444 %

      BANKRUPTCY AMOUNT AVAILABLE                         255,998.00
      FRAUD AMOUNT AVAILABLE                            3,114,936.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,114,936.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.09329777
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.80

POOL TRADING FACTOR:                                                59.96310359


................................................................................


Run:        01/26/95     15:22:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    44,575,368.90     6.917291  %    466,417.12
A-2   760944LJ5     5,265,582.31     2,845,102.61     6.917291  %     29,769.91
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    47,420,471.51                    496,187.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       255,949.93    722,367.05             0.00         0.00  44,108,951.78
A-2        16,336.46     46,106.37             0.00         0.00   2,815,332.70
S-1         3,542.69      3,542.69             0.00         0.00           0.00
S-2         5,652.55      5,652.55             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          281,481.63    777,668.66             0.00         0.00  46,924,284.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    540.320600   5.653678     3.102499     8.756177   0.000000    534.666923
A-2    540.320603   5.653679     3.102498     8.756177   0.000000    534.666925

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:22:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,074.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,880.60

SUBSERVICER ADVANCES THIS MONTH                                       11,241.12
MASTER SERVICER ADVANCES THIS MONTH                                    3,678.40


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,069,883.45

 (B)  TWO MONTHLY PAYMENTS:                                    1     334,642.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        266,752.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      46,924,284.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          154

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 511,902.36

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      248,811.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,679,313.00
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92407777
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              335.75

POOL TRADING FACTOR:                                                53.46669227


................................................................................


Run:        01/26/95     15:24:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00    14,773,609.85     6.500000  %    860,846.36
A-2   760944NF1             0.00             0.00     1.500000  %          0.00
A-3   760944NG9    14,581,000.00     7,456,609.96     5.000030  %    434,490.66
A-4   760944NH7     7,938,000.00     7,938,000.00     5.249810  %          0.00
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    35,577,000.00     6.700000  %          0.00
A-10  760944NK0             0.00             0.00     1.800000  %          0.00
A-11  760944NL8    37,000,000.00    14,100,156.51     7.250000  %     93,269.03
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00    10,123,471.84     5.387000  %     64,269.69
A-14  760944NP9    13,505,000.00     3,957,663.54    10.520655  %     25,125.55
A-15  760944NQ7             0.00             0.00     0.098710  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,686,945.20     7.000000  %     13,916.17
M-2   760944NW4     1,958,800.00     1,843,472.60     7.000000  %      6,958.09
M-3   760944NX2     1,305,860.00     1,228,975.44     7.000000  %      4,638.70
B-1                 1,567,032.00     1,474,770.54     7.000000  %      5,566.44
B-2                   783,516.00       737,385.27     7.000000  %      2,783.22
B-3                   914,107.69       860,288.20     7.000000  %      3,247.12

- -------------------------------------------------------------------------------
                  261,172,115.69   182,448,348.95                  1,515,111.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        79,792.46    940,638.82             0.00         0.00  13,912,763.49
A-2        18,413.64     18,413.64             0.00         0.00           0.00
A-3        30,979.60    465,470.26             0.00         0.00   7,022,119.30
A-4        34,627.13     34,627.13             0.00         0.00   7,938,000.00
A-5       104,505.79    104,505.79             0.00         0.00  21,873,000.00
A-6        62,666.30     62,666.30             0.00         0.00  12,561,000.00
A-7       138,163.44    138,163.44             0.00         0.00  23,816,000.00
A-8       104,655.21    104,655.21             0.00         0.00  18,040,000.00
A-9       198,064.22    198,064.22             0.00         0.00  35,577,000.00
A-10       53,211.28     53,211.28             0.00         0.00           0.00
A-11       84,942.27    178,211.30             0.00         0.00  14,006,887.48
A-12       14,083.76     14,083.76             0.00         0.00   2,400,000.00
A-13       45,314.62    109,584.31             0.00         0.00  10,059,202.15
A-14       34,597.41     59,722.96             0.00         0.00   3,932,537.99
A-15       14,964.53     14,964.53             0.00         0.00           0.00
R-I             2.65          2.65             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,445.03     35,361.20             0.00         0.00   3,673,029.03
M-2        10,722.51     17,680.60             0.00         0.00   1,836,514.51
M-3         7,148.30     11,787.00             0.00         0.00   1,224,336.74
B-1         8,577.97     14,144.41             0.00         0.00   1,469,204.10
B-2         4,288.98      7,072.20             0.00         0.00     734,602.05
B-3         5,003.85      8,250.97             0.00         0.00     857,041.08

- -------------------------------------------------------------------------------
        1,076,170.95  2,591,281.98             0.00         0.00 180,933,237.92
===============================================================================
























































Run:        01/26/95     15:24:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    511.392220  29.798413     2.762036    32.560449   0.000000    481.593807
A-3    511.392220  29.798413     2.124655    31.923068   0.000000    481.593807
A-4   1000.000000   0.000000     4.362198     4.362198   0.000000   1000.000000
A-5   1000.000000   0.000000     4.777844     4.777844   0.000000   1000.000000
A-6   1000.000000   0.000000     4.988958     4.988958   0.000000   1000.000000
A-7   1000.000000   0.000000     5.801287     5.801287   0.000000   1000.000000
A-8   1000.000000   0.000000     5.801287     5.801287   0.000000   1000.000000
A-9   1000.000000   0.000000     5.567198     5.567198   0.000000   1000.000000
A-11   381.085311   2.520785     2.295737     4.816522   0.000000    378.564527
A-12  1000.000000   0.000000     5.868233     5.868233   0.000000   1000.000000
A-13   293.051725   1.860463     1.311756     3.172219   0.000000    291.191262
A-14   293.051725   1.860463     2.561822     4.422285   0.000000    291.191262
R-I      0.000000   0.000000    26.460000    26.460000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    941.123443   3.552218     5.474022     9.026240   0.000000    937.571225
M-2    941.123443   3.552221     5.474020     9.026241   0.000000    937.571222
M-3    941.123428   3.552218     5.474017     9.026235   0.000000    937.571210
B-1    941.123436   3.552218     5.474024     9.026242   0.000000    937.571217
B-2    941.123436   3.552218     5.474017     9.026235   0.000000    937.571217
B-3    941.123469   3.552218     5.474027     9.026245   0.000000    937.571251

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,945.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,866.52

SUBSERVICER ADVANCES THIS MONTH                                        8,620.82
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     900,588.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     180,933,237.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          640

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      826,469.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.61116680 %     3.70482600 %    1.68400760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.58655160 %     3.72174862 %    1.69169980 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0985 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,919,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,919,921.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.55291204
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.63

POOL TRADING FACTOR:                                                69.27739489


................................................................................


Run:        01/26/95     15:24:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    29,151,964.45     6.500000  %    663,558.71
A-4   760944QX9    38,099,400.00    11,660,773.54    10.000000  %    265,423.20
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.078411  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,298,346.09     7.500000  %      5,768.92
M-2   760944QJ0     3,365,008.00     3,317,430.29     7.500000  %      2,622.24
M-3   760944QK7     2,692,006.00     2,659,663.12     7.500000  %      2,102.31
B-1                 2,422,806.00     2,395,575.90     7.500000  %      1,893.56
B-2                 1,480,605.00     1,463,964.38     7.500000  %          0.00
B-3                 1,480,603.82     1,442,630.89     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  269,200,605.82   176,397,908.66                    941,368.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       157,846.73    821,405.44             0.00         0.00  28,488,405.74
A-4        97,136.35    362,559.55             0.00         0.00  11,395,350.34
A-5       385,204.21    385,204.21             0.00         0.00  61,656,000.00
A-6        56,353.67     56,353.67             0.00         0.00   9,020,000.00
A-7       232,099.66    232,099.66             0.00         0.00  37,150,000.00
A-8        57,363.04     57,363.04             0.00         0.00   9,181,560.00
A-9        11,521.88     11,521.88             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,597.40     51,366.32             0.00         0.00   7,292,577.17
M-2        20,726.10     23,348.34             0.00         0.00   3,314,808.05
M-3        16,616.60     18,718.91             0.00         0.00   2,657,560.81
B-1        22,057.13     23,950.69             0.00         0.00   2,393,682.34
B-2        13,366.43     13,366.43             0.00         0.00   1,463,964.38
B-3             0.00          0.00             0.00         0.00   1,440,333.40

- -------------------------------------------------------------------------------
        1,115,889.20  2,057,258.14             0.00         0.00 175,454,242.23
===============================================================================




Run:        01/26/95     15:24:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    728.060130  16.572147     3.942167    20.514314   0.000000    711.487983
A-4    306.061868   6.966598     2.549551     9.516149   0.000000    299.095270
A-5   1000.000000   0.000000     6.247635     6.247635   0.000000   1000.000000
A-6   1000.000000   0.000000     6.247635     6.247635   0.000000   1000.000000
A-7   1000.000000   0.000000     6.247636     6.247636   0.000000   1000.000000
A-8   1000.000000   0.000000     6.247635     6.247635   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    985.861047   0.779266     6.159300     6.938566   0.000000    985.081781
M-2    985.861041   0.779267     6.159302     6.938569   0.000000    985.081774
M-3    987.985584   0.780946     6.172572     6.953518   0.000000    987.204639
B-1    988.760924   0.781557     9.103960     9.885517   0.000000    987.979368
B-2    988.760932   0.000000     9.027681     9.027681   0.000000    988.760932
B-3    974.353078   0.000000     0.000000     0.000000   0.000000    972.801353

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       47,460.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,540.97

SUBSERVICER ADVANCES THIS MONTH                                       14,278.94
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,601,628.48

 (B)  TWO MONTHLY PAYMENTS:                                    1     234,011.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        178,816.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     175,454,242.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          601

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      804,234.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.46834980 %     7.52584900 %    3.00580160 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.42007560 %     7.56034500 %    3.01957940 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0784 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,818,427.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,572,812.82 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02666020
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              337.06

POOL TRADING FACTOR:                                                65.17602057


................................................................................


Run:        01/26/95     15:24:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00    19,620,114.35     7.000000  %    254,860.37
A-2   760944PP7    20,000,000.00    17,183,979.33     7.000000  %     71,491.21
A-3   760944PQ5    20,000,000.00    17,473,962.85     7.000000  %     64,129.30
A-4   760944PR3    44,814,000.00    39,865,286.21     7.000000  %    125,634.56
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    13,816,876.00     7.000000  %     30,036.34
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     5.587000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63    10.296995  %          0.00
A-14  760944PN2             0.00             0.00     0.210370  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,544,257.87     7.000000  %      7,410.99
M-2   760944PY8     4,333,550.00     4,272,163.43     7.000000  %      3,705.52
M-3   760944PZ5     2,600,140.00     2,563,307.91     7.000000  %      2,223.32
B-1                 2,773,475.00     2,734,187.54     7.000000  %      2,371.54
B-2                 1,560,100.00     1,538,000.52     7.000000  %      1,334.01
B-3                 1,733,428.45     1,708,873.83     7.000000  %      1,482.22

- -------------------------------------------------------------------------------
                  346,680,823.45   298,484,358.62                    564,679.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       114,425.59    369,285.96             0.00         0.00  19,365,253.98
A-2       100,217.91    171,709.12             0.00         0.00  17,112,488.12
A-3       101,909.11    166,038.41             0.00         0.00  17,409,833.55
A-4       232,496.54    358,131.10             0.00         0.00  39,739,651.65
A-5       153,091.45    153,091.45             0.00         0.00  26,250,000.00
A-6       174,570.91    174,570.91             0.00         0.00  29,933,000.00
A-7        80,580.78    110,617.12             0.00         0.00  13,786,839.66
A-8       218,702.06    218,702.06             0.00         0.00  37,500,000.00
A-9       251,110.79    251,110.79             0.00         0.00  43,057,000.00
A-10       15,746.55     15,746.55             0.00         0.00   2,700,000.00
A-11      137,636.50    137,636.50             0.00         0.00  23,600,000.00
A-12       19,952.13     19,952.13             0.00         0.00   4,286,344.15
A-13       15,759.57     15,759.57             0.00         0.00   1,837,004.63
A-14       52,315.38     52,315.38             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        49,830.58     57,241.57             0.00         0.00   8,536,846.88
M-2        24,915.49     28,621.01             0.00         0.00   4,268,457.91
M-3        14,949.35     17,172.67             0.00         0.00   2,561,084.59
B-1        15,945.93     18,317.47             0.00         0.00   2,731,816.00
B-2         8,969.70     10,303.71             0.00         0.00   1,536,666.51
B-3         9,966.27     11,448.49             0.00         0.00   1,707,391.61

- -------------------------------------------------------------------------------
        1,793,092.60  2,357,771.98             0.00         0.00 297,919,679.24
===============================================================================




























































Run:        01/26/95     15:24:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    661.523125   8.593020     3.858039    12.451059   0.000000    652.930105
A-2    859.198967   3.574561     5.010896     8.585457   0.000000    855.624406
A-3    873.698143   3.206465     5.095456     8.301921   0.000000    870.491678
A-4    889.572147   2.803467     5.188034     7.991501   0.000000    886.768681
A-5   1000.000000   0.000000     5.832055     5.832055   0.000000   1000.000000
A-6   1000.000000   0.000000     5.832055     5.832055   0.000000   1000.000000
A-7    921.125067   2.002423     5.372052     7.374475   0.000000    919.122644
A-8   1000.000000   0.000000     5.832055     5.832055   0.000000   1000.000000
A-9   1000.000000   0.000000     5.832055     5.832055   0.000000   1000.000000
A-10  1000.000000   0.000000     5.832056     5.832056   0.000000   1000.000000
A-11  1000.000000   0.000000     5.832055     5.832055   0.000000   1000.000000
A-12   188.410732   0.000000     0.877017     0.877017   0.000000    188.410732
A-13   188.410731   0.000000     1.616366     1.616366   0.000000    188.410731
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    985.834579   0.855078     5.749441     6.604519   0.000000    984.979501
M-2    985.834577   0.855077     5.749441     6.604518   0.000000    984.979500
M-3    985.834574   0.855077     5.749440     6.604517   0.000000    984.979497
B-1    985.834572   0.855079     5.749441     6.604520   0.000000    984.979493
B-2    985.834575   0.855080     5.749439     6.604519   0.000000    984.979495
B-3    985.834650   0.855080     5.749444     6.604524   0.000000    984.979570

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       77,317.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    31,357.49

SUBSERVICER ADVANCES THIS MONTH                                       13,405.92
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,448,271.91

 (B)  TWO MONTHLY PAYMENTS:                                    2     504,558.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     297,919,679.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,003

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      305,784.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.84358110 %     5.15260800 %    2.00381080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.83623570 %     5.15789673 %    2.00586750 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2103 %

      BANKRUPTCY AMOUNT AVAILABLE                         139,392.00
      FRAUD AMOUNT AVAILABLE                            3,043,212.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,461,156.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64619851
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              334.30

POOL TRADING FACTOR:                                                85.93485970


................................................................................


Run:        01/26/95     15:24:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00     1,530,328.47     6.500000  %  1,031,539.69
A-2   760944MG0    25,150,000.00    25,150,000.00     5.500000  %          0.00
A-3   760944MH8    12,946,000.00    12,946,000.00     4.550000  %          0.00
A-4   760944MJ4             0.00             0.00     4.450000  %          0.00
A-5   760944MV7    22,700,000.00    19,598,681.78     6.500000  %    248,251.29
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     7.130000  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     5.329956  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     7.000000  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     5.416646  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     7.062500  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     5.281229  %          0.00
A-17  760944MU9             0.00             0.00     0.273178  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,571,463.61     6.500000  %      9,936.83
M-2   760944NA2     1,368,000.00     1,284,323.58     6.500000  %      4,962.97
M-3   760944NB0       912,000.00       856,215.72     6.500000  %      3,308.65
B-1                   729,800.00       685,160.32     6.500000  %      2,647.64
B-2                   547,100.00       513,635.55     6.500000  %      1,984.83
B-3                   547,219.77       513,747.99     6.500000  %      1,985.26

- -------------------------------------------------------------------------------
                  182,383,319.77   156,132,518.50                  1,304,617.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         8,265.78  1,039,805.47             0.00         0.00     498,788.78
A-2       114,944.06    114,944.06             0.00         0.00  25,150,000.00
A-3        48,947.77     48,947.77             0.00         0.00  12,946,000.00
A-4        47,871.99     47,871.99             0.00         0.00           0.00
A-5       105,858.59    354,109.88             0.00         0.00  19,350,430.49
A-6        53,959.10     53,959.10             0.00         0.00  11,100,000.00
A-7        87,987.36     87,987.36             0.00         0.00  16,290,000.00
A-8        68,796.50     68,796.50             0.00         0.00  12,737,000.00
A-9        39,429.58     39,429.58             0.00         0.00   7,300,000.00
A-10       82,099.93     82,099.93             0.00         0.00  15,200,000.00
A-11       21,888.81     21,888.81             0.00         0.00   3,694,424.61
A-12        8,810.71      8,810.71             0.00         0.00   1,989,305.77
A-13       66,753.85     66,753.85             0.00         0.00  11,476,048.76
A-14       23,840.57     23,840.57             0.00         0.00   5,296,638.91
A-15       21,681.59     21,681.59             0.00         0.00   3,694,424.61
A-16        7,483.00      7,483.00             0.00         0.00   1,705,118.82
A-17       35,442.49     35,442.49             0.00         0.00           0.00
R-I             0.19          0.19             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        13,889.27     23,826.10             0.00         0.00   2,561,526.78
M-2         6,937.03     11,900.00             0.00         0.00   1,279,360.61
M-3         4,624.69      7,933.34             0.00         0.00     852,907.07
B-1         3,700.77      6,348.41             0.00         0.00     682,512.68
B-2         2,774.30      4,759.13             0.00         0.00     511,650.72
B-3         2,774.91      4,760.17             0.00         0.00     511,762.73

- -------------------------------------------------------------------------------
          878,762.84  2,183,380.00             0.00         0.00 154,827,901.34
===============================================================================




















































Run:        01/26/95     15:24:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    106.147497  71.550232     0.573336    72.123568   0.000000     34.597266
A-2   1000.000000   0.000000     4.570340     4.570340   0.000000   1000.000000
A-3   1000.000000   0.000000     3.780918     3.780918   0.000000   1000.000000
A-5    863.378052  10.936180     4.663374    15.599554   0.000000    852.441872
A-6   1000.000000   0.000000     4.861180     4.861180   0.000000   1000.000000
A-7   1000.000000   0.000000     5.401311     5.401311   0.000000   1000.000000
A-8   1000.000000   0.000000     5.401311     5.401311   0.000000   1000.000000
A-9   1000.000000   0.000000     5.401312     5.401312   0.000000   1000.000000
A-10  1000.000000   0.000000     5.401311     5.401311   0.000000   1000.000000
A-11   738.884922   0.000000     4.377762     4.377762   0.000000    738.884922
A-12   738.884916   0.000000     3.272549     3.272549   0.000000    738.884916
A-13   738.884919   0.000000     4.297944     4.297944   0.000000    738.884920
A-14   738.884919   0.000000     3.325777     3.325777   0.000000    738.884919
A-15   738.884922   0.000000     4.336318     4.336318   0.000000    738.884922
A-16   738.884921   0.000000     3.242634     3.242634   0.000000    738.884921
R-I      0.000000   0.000000     1.900000     1.900000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    938.833008   3.627904     5.070927     8.698831   0.000000    935.205104
M-2    938.833026   3.627902     5.070928     8.698830   0.000000    935.205124
M-3    938.833026   3.627906     5.070932     8.698838   0.000000    935.205121
B-1    938.832995   3.627898     5.070937     8.698835   0.000000    935.205097
B-2    938.833029   3.627911     5.070919     8.698830   0.000000    935.205118
B-3    938.833021   3.627903     5.070924     8.698827   0.000000    935.205119

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,915.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,780.39

SUBSERVICER ADVANCES THIS MONTH                                        2,920.96
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     308,553.76

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     154,827,901.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          525

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      701,279.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.88519620 %     3.01795100 %    1.09685280 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.86655860 %     3.03162054 %    1.10182090 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2728 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,623,787.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,115,741.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13610491
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              157.00

POOL TRADING FACTOR:                                                84.89148105


................................................................................


Run:        01/26/95     15:24:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    24,482,448.75     6.500000  %    866,682.00
A-5   760944QB7    30,000,000.00    15,640,579.44     7.050000  %    186,909.60
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    31,824,854.80    10.000000  %    380,316.53
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.129325  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,768,509.09     7.500000  %      5,336.97
M-2   760944QU5     3,432,150.00     3,384,155.94     7.500000  %      2,668.41
M-3   760944QV3     2,059,280.00     2,030,483.71     7.500000  %      1,601.04
B-1                 2,196,565.00     2,165,848.95     7.500000  %      1,707.77
B-2                 1,235,568.00     1,218,290.24     7.500000  %        960.62
B-3                 1,372,850.89     1,353,653.47     7.500000  %      1,067.34

- -------------------------------------------------------------------------------
                  274,570,013.89   154,000,253.39                  1,447,250.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       132,369.49    999,051.49             0.00         0.00  23,615,766.75
A-5        91,719.49    278,629.09             0.00         0.00  15,453,669.84
A-6       259,746.07    259,746.07             0.00         0.00  48,041,429.00
A-7       264,719.62    645,036.15             0.00         0.00  31,444,538.27
A-8        94,139.14     94,139.14             0.00         0.00  15,090,000.00
A-9        12,477.02     12,477.02             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       16,566.23     16,566.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        42,225.42     47,562.39             0.00         0.00   6,763,172.12
M-2        21,112.09     23,780.50             0.00         0.00   3,381,487.53
M-3        12,667.19     14,268.23             0.00         0.00   2,028,882.67
B-1        13,511.68     15,219.45             0.00         0.00   2,164,141.18
B-2         7,600.31      8,560.93             0.00         0.00   1,217,329.62
B-3         8,444.81      9,512.15             0.00         0.00   1,352,586.13

- -------------------------------------------------------------------------------
          977,298.56  2,424,548.84             0.00         0.00 152,553,003.11
===============================================================================
































































Run:        01/26/95     15:24:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    915.574000  32.411444     4.950243    37.361687   0.000000    883.162556
A-5    521.352648   6.230320     3.057316     9.287636   0.000000    515.122328
A-6   1000.000000   0.000000     5.406710     5.406710   0.000000   1000.000000
A-7    578.165189   6.909247     4.809187    11.718434   0.000000    571.255942
A-8   1000.000000   0.000000     6.238512     6.238512   0.000000   1000.000000
A-9   1000.000000   0.000000     6.238510     6.238510   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.016329   0.777474     6.151274     6.928748   0.000000    985.238855
M-2    986.016328   0.777475     6.151273     6.928748   0.000000    985.238853
M-3    986.016331   0.777476     6.151271     6.928747   0.000000    985.238855
B-1    986.016325   0.777473     6.151277     6.928750   0.000000    985.238853
B-2    986.016342   0.777472     6.151268     6.928740   0.000000    985.238870
B-3    986.016384   0.777477     6.151273     6.928750   0.000000    985.238907

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:30                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,730.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,152.36

SUBSERVICER ADVANCES THIS MONTH                                       16,094.82
MASTER SERVICER ADVANCES THIS MONTH                                    2,654.43


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,064,600.14

 (B)  TWO MONTHLY PAYMENTS:                                    2     590,155.41

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        618,470.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     152,553,003.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          522

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 358,901.96

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,325,820.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.01239380 %     7.91112300 %    3.07648370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.91690170 %     7.97987720 %    3.10322110 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1295 %

      BANKRUPTCY AMOUNT AVAILABLE                         101,062.00
      FRAUD AMOUNT AVAILABLE                            1,574,624.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,377,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11273589
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              334.71

POOL TRADING FACTOR:                                                55.56069323


................................................................................


Run:        01/26/95     15:24:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    31,664,174.11     7.000000  %    200,133.97
A-2   760944RC4    15,690,000.00     2,321,212.06     7.000000  %    199,476.88
A-3   760944RD2    16,985,000.00    16,985,000.00     7.000000  %          0.00
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    94,983,789.63     7.000000  %    299,708.15
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.192103  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     9,216,214.74     7.000000  %      7,956.69
M-2   760944RM2     4,674,600.00     4,608,058.09     7.000000  %      3,978.30
M-3   760944RN0     3,739,700.00     3,686,466.19     7.000000  %      3,182.66
B-1                 2,804,800.00     2,764,874.27     7.000000  %      2,387.01
B-2                   935,000.00       921,690.47     7.000000  %        795.73
B-3                 1,870,098.07     1,843,477.65     7.000000  %      1,591.54

- -------------------------------------------------------------------------------
                  373,968,498.07   326,766,957.21                    719,210.93
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       184,470.36    384,604.33             0.00         0.00  31,464,040.14
A-2        13,523.00    212,999.88             0.00         0.00   2,121,735.18
A-3        98,951.87     98,951.87             0.00         0.00  16,985,000.00
A-4        71,389.83     71,389.83             0.00         0.00  12,254,000.00
A-5        42,680.09     42,680.09             0.00         0.00   7,326,000.00
A-6       428,472.95    428,472.95             0.00         0.00  73,547,000.00
A-7        49,810.92     49,810.92             0.00         0.00   8,550,000.00
A-8       553,360.23    853,068.38             0.00         0.00  94,684,081.48
A-9       192,578.92    192,578.92             0.00         0.00  33,056,000.00
A-10      134,221.50    134,221.50             0.00         0.00  23,039,000.00
A-11       52,243.51     52,243.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        53,692.18     61,648.87             0.00         0.00   9,208,258.05
M-2        26,845.80     30,824.10             0.00         0.00   4,604,079.79
M-3        21,476.76     24,659.42             0.00         0.00   3,683,283.53
B-1        16,107.71     18,494.72             0.00         0.00   2,762,487.26
B-2         5,369.62      6,165.35             0.00         0.00     920,894.74
B-3        10,739.79     12,331.33             0.00         0.00   1,841,886.11

- -------------------------------------------------------------------------------
        1,955,935.04  2,675,145.97             0.00         0.00 326,047,746.28
===============================================================================


































































Run:        01/26/95     15:24:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    702.446350   4.439825     4.092339     8.532164   0.000000    698.006525
A-2    147.942133  12.713632     0.861887    13.575519   0.000000    135.228501
A-3   1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
A-4   1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
A-5   1000.000000   0.000000     5.825838     5.825838   0.000000   1000.000000
A-6   1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
A-7   1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
A-8    825.443553   2.604572     4.808901     7.413473   0.000000    822.838980
A-9   1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
A-10  1000.000000   0.000000     5.825839     5.825839   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    985.765217   0.851047     5.742909     6.593956   0.000000    984.914170
M-2    985.765218   0.851046     5.742908     6.593954   0.000000    984.914172
M-3    985.765219   0.851047     5.742910     6.593957   0.000000    984.914172
B-1    985.765213   0.851045     5.742909     6.593954   0.000000    984.914169
B-2    985.765209   0.851048     5.742909     6.593957   0.000000    984.914160
B-3    985.765228   0.851046     5.742907     6.593953   0.000000    984.914182

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       73,523.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    34,676.51

SUBSERVICER ADVANCES THIS MONTH                                       16,343.51
MASTER SERVICER ADVANCES THIS MONTH                                    4,214.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,532,835.24

 (B)  TWO MONTHLY PAYMENTS:                                    3     615,847.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        257,292.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     326,047,746.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,093

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 620,136.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      437,101.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.94886440 %     5.35878500 %    1.69235060 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.93941160 %     5.36596912 %    1.69461930 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1923 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,338,021.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,338,021.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58836848
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.25

POOL TRADING FACTOR:                                                87.18588543


................................................................................


Run:        01/26/95     15:24:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    86,712,003.86     6.500000  %  1,301,917.79
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.900000  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     5.460000  %          0.00
A-6   760944RV2     5,000,000.00     4,529,109.90     6.500000  %      5,536.45
A-7   760944RW0             0.00             0.00     0.297038  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     2,204,901.88     6.500000  %      8,337.69
M-2   760944RY6       779,000.00       734,747.21     6.500000  %      2,778.40
M-3   760944RZ3       779,100.00       734,841.55     6.500000  %      2,778.76
B-1                   701,100.00       661,272.51     6.500000  %      2,500.56
B-2                   389,500.00       367,373.61     6.500000  %      1,389.20
B-3                   467,420.45       440,867.60     6.500000  %      1,667.11

- -------------------------------------------------------------------------------
                  155,801,920.45   131,138,863.92                  1,326,905.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       467,287.93  1,769,205.72             0.00         0.00  85,410,086.07
A-2        28,022.62     28,022.62             0.00         0.00   5,200,000.00
A-3        60,426.46     60,426.46             0.00         0.00  11,213,000.00
A-4        75,775.52     75,775.52             0.00         0.00  13,246,094.21
A-5        23,062.11     23,062.11             0.00         0.00   5,094,651.59
A-6        24,407.21     29,943.66             0.00         0.00   4,523,573.45
A-7        32,294.99     32,294.99             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        11,882.14     20,219.83             0.00         0.00   2,196,564.19
M-2         3,959.53      6,737.93             0.00         0.00     731,968.81
M-3         3,960.03      6,738.79             0.00         0.00     732,062.79
B-1         3,563.57      6,064.13             0.00         0.00     658,771.95
B-2         1,979.76      3,368.96             0.00         0.00     365,984.41
B-3         2,375.82      4,042.93             0.00         0.00     439,200.49

- -------------------------------------------------------------------------------
          738,997.70  2,065,903.66             0.00         0.00 129,811,957.96
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    873.804644  13.119542     4.708902    17.828444   0.000000    860.685102
A-2   1000.000000   0.000000     5.388965     5.388965   0.000000   1000.000000
A-3   1000.000000   0.000000     5.388965     5.388965   0.000000   1000.000000
A-4    617.533530   0.000000     3.532658     3.532658   0.000000    617.533530
A-5    617.533526   0.000000     2.795407     2.795407   0.000000    617.533526
A-6    905.821980   1.107290     4.881442     5.988732   0.000000    904.714690
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    943.192831   3.566621     5.082834     8.649455   0.000000    939.626210
M-2    943.192824   3.566624     5.082837     8.649461   0.000000    939.626200
M-3    943.192851   3.566628     5.082826     8.649454   0.000000    939.626223
B-1    943.192854   3.566624     5.082827     8.649451   0.000000    939.626230
B-2    943.192837   3.566624     5.082824     8.649448   0.000000    939.626213
B-3    943.192794   3.566618     5.082833     8.649451   0.000000    939.626176

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,650.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,025.90

SUBSERVICER ADVANCES THIS MONTH                                       11,406.03
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,217,639.10

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     129,811,957.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          466

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      831,012.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.07743720 %     2.80198400 %    1.12057840 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.05232620 %     2.81992187 %    1.12775190 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2978 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,352,446.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,820,412.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19561249
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              158.79

POOL TRADING FACTOR:                                                83.31858656


................................................................................


Run:        01/26/95     15:24:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    46,188,738.17     7.050000  %    796,526.64
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00    13,485,694.37     6.750000  %    179,218.49
A-6   760944SG4             0.00             0.00     2.750000  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.082208  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00    10,204,848.62     7.500000  %      8,256.76
M-2   760944SP4     5,640,445.00     5,566,280.95     7.500000  %      4,503.69
M-3   760944SQ2     3,760,297.00     3,710,854.31     7.500000  %      3,002.46
B-1                 2,820,222.00     2,787,666.83     7.500000  %      2,255.51
B-2                   940,074.00       929,971.98     7.500000  %        752.44
B-3                 1,880,150.99     1,848,644.16     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   254,331,053.39                    994,515.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       271,064.23  1,067,590.87             0.00         0.00  45,392,211.53
A-4       149,343.73    149,343.73             0.00         0.00  24,745,827.00
A-5        75,774.67    254,993.16             0.00         0.00  13,306,475.88
A-6        30,871.17     30,871.17             0.00         0.00           0.00
A-7       341,270.50    341,270.50             0.00         0.00  54,662,626.00
A-8       226,177.36    226,177.36             0.00         0.00  36,227,709.00
A-9       214,435.07    214,435.07             0.00         0.00  34,346,901.00
A-10      122,524.90    122,524.90             0.00         0.00  19,625,291.00
A-11       17,404.45     17,404.45             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        63,711.06     71,967.82             0.00         0.00  10,196,591.86
M-2        34,751.49     39,255.18             0.00         0.00   5,561,777.26
M-3        23,167.66     26,170.12             0.00         0.00   3,707,851.85
B-1        17,404.00     19,659.51             0.00         0.00   2,785,411.32
B-2         8,992.49      9,744.93             0.00         0.00     929,219.54
B-3         9,850.74      9,850.74             0.00         0.00   1,847,148.43

- -------------------------------------------------------------------------------
        1,606,743.52  2,601,259.51             0.00         0.00 253,335,041.67
===============================================================================
































































Run:        01/26/95     15:24:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    932.481304  16.080677     5.472380    21.553057   0.000000    916.400627
A-4   1000.000000   0.000000     6.035108     6.035108   0.000000   1000.000000
A-5    286.575271   3.808450     1.610236     5.418686   0.000000    282.766822
A-7   1000.000000   0.000000     6.243215     6.243215   0.000000   1000.000000
A-8   1000.000000   0.000000     6.243215     6.243215   0.000000   1000.000000
A-9   1000.000000   0.000000     6.243214     6.243214   0.000000   1000.000000
A-10  1000.000000   0.000000     6.243214     6.243214   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.851388   0.798463     6.161125     6.959588   0.000000    986.052925
M-2    986.851383   0.798464     6.161126     6.959590   0.000000    986.052920
M-3    986.851387   0.798464     6.161125     6.959589   0.000000    986.052924
B-1    988.456522   0.799763     6.171145     6.970908   0.000000    987.656759
B-2    989.254016   0.800405     9.565726    10.366131   0.000000    988.453611
B-3    983.242394   0.000000     5.239335     5.239335   0.000000    982.446857

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,652.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,728.06

SUBSERVICER ADVANCES THIS MONTH                                       26,669.51
MASTER SERVICER ADVANCES THIS MONTH                                    1,764.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,696,331.55

 (B)  TWO MONTHLY PAYMENTS:                                    1     748,261.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        341,627.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     253,335,041.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          841

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 229,641.67

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      790,232.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.15131400 %     7.66008900 %    2.18859750 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.12059280 %     7.68398278 %    2.19542440 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0817 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,611,290.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,950,457.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99805148
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              335.86

POOL TRADING FACTOR:                                                67.37101838


................................................................................


Run:        01/26/95     15:25:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATE SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    39,410,444.03     6.970000  %     79,568.76
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    69,431,757.15                     79,568.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       228,650.82    308,219.58             0.00         0.00  39,330,875.27
A-2       174,177.13    174,177.13             0.00         0.00  30,021,313.12
S          13,739.62     13,739.62             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          416,567.57    496,136.33             0.00         0.00  69,352,188.39
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    970.292622   1.958998     5.629427     7.588425   0.000000    968.333624
A-2   1000.000000   0.000000     5.801783     5.801783   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-95  
DISTRIBUTION DATE        30-January-95  

Run:     01/26/95     15:25:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                   MORTGAGE PASS-THROUGH CERTIFICATE 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,735.79

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,352,188.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,208,680.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000010 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                98.17904440


................................................................................


Run:        01/26/95     15:24:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    16,722,865.18     9.860000  %    105,476.75
A-2   760944SZ2    24,926,000.00       804,606.76     6.350000  %    464,097.70
A-3   760944TA6    25,850,000.00    25,850,000.00     6.350000  %          0.00
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     5.687000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00    10.676390  %          0.00
A-10  760944TC2             0.00             0.00     0.106461  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,282,915.28     7.000000  %      4,520.48
M-2   760944TK4     3,210,000.00     3,169,749.17     7.000000  %      2,712.29
M-3   760944TL2     2,141,000.00     2,114,153.56     7.000000  %      1,809.03
B-1                 1,070,000.00     1,056,583.06     7.000000  %        904.10
B-2                   642,000.00       633,949.83     7.000000  %        542.46
B-3                   963,170.23       951,092.83     7.000000  %        813.82

- -------------------------------------------------------------------------------
                  214,013,270.23   184,241,915.67                    580,876.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       137,270.27    242,747.02             0.00         0.00  16,617,388.43
A-2         4,253.50    468,351.20             0.00         0.00     340,509.06
A-3       136,654.25    136,654.25             0.00         0.00  25,850,000.00
A-4       248,071.09    248,071.09             0.00         0.00  46,926,000.00
A-5       227,274.93    227,274.93             0.00         0.00  39,000,000.00
A-6        24,988.58     24,988.58             0.00         0.00   4,288,000.00
A-7       179,279.13    179,279.13             0.00         0.00  30,764,000.00
A-8        23,296.62     23,296.62             0.00         0.00   4,920,631.00
A-9        15,619.83     15,619.83             0.00         0.00   1,757,369.00
A-10       16,329.38     16,329.38             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        30,786.52     35,307.00             0.00         0.00   5,278,394.80
M-2        18,471.91     21,184.20             0.00         0.00   3,167,036.88
M-3        12,320.36     14,129.39             0.00         0.00   2,112,344.53
B-1         6,157.30      7,061.40             0.00         0.00   1,055,678.96
B-2         3,694.38      4,236.84             0.00         0.00     633,407.37
B-3         5,542.57      6,356.39             0.00         0.00     950,279.01

- -------------------------------------------------------------------------------
        1,090,010.63  1,670,887.26             0.00         0.00 183,661,039.04
===============================================================================


Run:        01/26/95     15:24:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    753.112595   4.750135     6.181953    10.932088   0.000000    748.362460
A-2     32.279819  18.619020     0.170645    18.789665   0.000000     13.660798
A-3   1000.000000   0.000000     5.286431     5.286431   0.000000   1000.000000
A-4   1000.000000   0.000000     5.286432     5.286432   0.000000   1000.000000
A-5   1000.000000   0.000000     5.827562     5.827562   0.000000   1000.000000
A-6   1000.000000   0.000000     5.827561     5.827561   0.000000   1000.000000
A-7   1000.000000   0.000000     5.827562     5.827562   0.000000   1000.000000
A-8   1000.000000   0.000000     4.734478     4.734478   0.000000   1000.000000
A-9   1000.000000   0.000000     8.888190     8.888190   0.000000   1000.000000
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    987.460800   0.844950     5.754490     6.599440   0.000000    986.615851
M-2    987.460801   0.844950     5.754489     6.599439   0.000000    986.615851
M-3    987.460794   0.844946     5.754489     6.599435   0.000000    986.615848
B-1    987.460804   0.844953     5.754486     6.599439   0.000000    986.615851
B-2    987.460794   0.844953     5.754486     6.599439   0.000000    986.615841
B-3    987.460784   0.844949     5.754486     6.599435   0.000000    986.615834

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:36                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,113.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,635.92

SUBSERVICER ADVANCES THIS MONTH                                       13,632.47
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     747,005.72

 (B)  TWO MONTHLY PAYMENTS:                                    1     989,402.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     292,796.39


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     183,661,039.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          625

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      423,224.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.83092360 %     5.73529500 %    1.43378110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.81440330 %     5.74851164 %    1.43708510 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1067 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,888,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,305,658.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58397899
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              337.43

POOL TRADING FACTOR:                                                85.81759385


................................................................................


Run:        01/26/95     15:24:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    48,243,702.28     6.038793  %    392,204.75
A-2   760944UF3    47,547,000.00    40,058,092.94     6.650000  %    188,494.98
A-3   760944UG1             0.00             0.00     2.350000  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    28,037,878.85     7.000000  %    110,448.54
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.123342  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,694,881.55     7.000000  %     13,744.82
M-2   760944UR7     1,948,393.00     1,847,437.90     7.000000  %      6,872.40
M-3   760944US5     1,298,929.00     1,231,625.60     7.000000  %      4,581.60
B-1                   909,250.00       862,137.61     7.000000  %      3,207.12
B-2                   389,679.00       369,487.96     7.000000  %      1,374.48
B-3                   649,465.07       615,813.36     7.000000  %      2,290.80

- -------------------------------------------------------------------------------
                  259,785,708.07   170,709,058.05                    723,219.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       242,652.70    634,857.45             0.00         0.00  47,851,497.53
A-2       221,873.93    410,368.91             0.00         0.00  39,869,597.96
A-3        78,406.58     78,406.58             0.00         0.00           0.00
A-4       105,746.19    105,746.19             0.00         0.00  22,048,000.00
A-5        44,206.32     44,206.32             0.00         0.00   8,492,000.00
A-6        88,667.50     88,667.50             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       163,469.81    273,918.35             0.00         0.00  27,927,430.31
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       17,537.30     17,537.30             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,542.35     35,287.17             0.00         0.00   3,681,136.73
M-2        10,771.15     17,643.55             0.00         0.00   1,840,565.50
M-3         7,180.77     11,762.37             0.00         0.00   1,227,044.00
B-1         5,026.54      8,233.66             0.00         0.00     858,930.49
B-2         2,154.24      3,528.72             0.00         0.00     368,113.48
B-3         3,590.37      5,881.17             0.00         0.00     613,522.56

- -------------------------------------------------------------------------------
        1,012,825.75  1,736,045.24             0.00         0.00 169,985,838.56
===============================================================================
































































Run:        01/26/95     15:24:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    755.862850   6.144906     3.801785     9.946691   0.000000    749.717945
A-2    842.494646   3.964393     4.666413     8.630806   0.000000    838.530253
A-4   1000.000000   0.000000     4.796181     4.796181   0.000000   1000.000000
A-5   1000.000000   0.000000     5.205643     5.205643   0.000000   1000.000000
A-6   1000.000000   0.000000     5.830320     5.830320   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    431.843620   1.701145     2.517787     4.218932   0.000000    430.142475
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    948.185469   3.527214     5.528227     9.055441   0.000000    944.658255
M-2    948.185453   3.527214     5.528222     9.055436   0.000000    944.658239
M-3    948.185467   3.527214     5.528224     9.055438   0.000000    944.658253
B-1    948.185439   3.527215     5.528227     9.055442   0.000000    944.658224
B-2    948.185455   3.527211     5.528242     9.055453   0.000000    944.658244
B-3    948.185497   3.527210     5.528211     9.055421   0.000000    944.658286

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,228.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,305.69

SUBSERVICER ADVANCES THIS MONTH                                       12,890.25
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,028,742.91

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     320,743.17


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     169,985,838.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          635

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       88,188.30

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.94966230 %     3.96812300 %    1.08221490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.94704220 %     3.97018145 %    1.08277640 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1233 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,759,259.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53127293
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              158.30

POOL TRADING FACTOR:                                                65.43309862


................................................................................


Run:        01/26/95     15:24:38                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    36,128,795.60     7.500000  %    611,304.54
A-3   760944SW9    49,628,000.00    49,628,000.00     6.200000  %          0.00
A-4   760944SX7    41,944,779.00    41,944,779.00     6.650000  %          0.00
A-5   760944SY5       446,221.00       446,221.00   267.900000  %          0.00
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    17,286,739.71     7.500000  %     68,019.49
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.036540  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,740,606.13     7.500000  %      7,058.02
M-2   760944TY4     4,823,973.00     4,767,602.54     7.500000  %      3,849.83
M-3   760944TZ1     3,215,982.00     3,178,401.70     7.500000  %      2,566.55
B-1                 1,929,589.00     1,907,040.82     7.500000  %      1,539.93
B-2                   803,995.00       794,599.91     7.500000  %        641.64
B-3                 1,286,394.99     1,271,362.82     7.500000  %      1,026.62

- -------------------------------------------------------------------------------
                  321,598,232.99   227,262,149.23                    696,006.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       225,403.37    836,707.91             0.00         0.00  35,517,491.06
A-3       255,955.30    255,955.30             0.00         0.00  49,628,000.00
A-4       232,030.58    232,030.58             0.00         0.00  41,944,779.00
A-5        99,441.67     99,441.67             0.00         0.00     446,221.00
A-6       186,643.29    186,643.29             0.00         0.00  32,053,000.00
A-7        69,638.43     69,638.43             0.00         0.00  11,162,000.00
A-8        84,412.10     84,412.10             0.00         0.00  13,530,000.00
A-9         6,382.38      6,382.38             0.00         0.00   1,023,000.00
A-10      107,849.97    175,869.46             0.00         0.00  17,218,720.22
A-11       21,212.21     21,212.21             0.00         0.00   3,400,000.00
A-12        6,907.87      6,907.87             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        54,531.63     61,589.65             0.00         0.00   8,733,548.11
M-2        29,744.52     33,594.35             0.00         0.00   4,763,752.71
M-3        19,829.68     22,396.23             0.00         0.00   3,175,835.15
B-1        11,897.81     13,437.74             0.00         0.00   1,905,500.89
B-2         4,957.42      5,599.06             0.00         0.00     793,958.27
B-3         7,931.90      8,958.52             0.00         0.00   1,270,336.20

- -------------------------------------------------------------------------------
        1,424,770.13  2,120,776.75             0.00         0.00 226,566,142.61
===============================================================================






























































Run:        01/26/95     15:24:38
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    704.952109  11.927893     4.398115    16.326008   0.000000    693.024216
A-3   1000.000000   0.000000     5.157478     5.157478   0.000000   1000.000000
A-4   1000.000000   0.000000     5.531811     5.531811   0.000000   1000.000000
A-5   1000.000000   0.000000   222.852959   222.852959   0.000000   1000.000000
A-6   1000.000000   0.000000     5.822959     5.822959   0.000000   1000.000000
A-7   1000.000000   0.000000     6.238885     6.238885   0.000000   1000.000000
A-8   1000.000000   0.000000     6.238884     6.238884   0.000000   1000.000000
A-9   1000.000000   0.000000     6.238886     6.238886   0.000000   1000.000000
A-10   648.171718   2.550412     4.043868     6.594280   0.000000    645.621306
A-11  1000.000000   0.000000     6.238885     6.238885   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.314515   0.798062     6.165980     6.964042   0.000000    987.516453
M-2    988.314516   0.798062     6.165980     6.964042   0.000000    987.516454
M-3    988.314518   0.798061     6.165980     6.964041   0.000000    987.516457
B-1    988.314517   0.798061     6.165981     6.964042   0.000000    987.516456
B-2    988.314492   0.798065     6.165984     6.964049   0.000000    987.516427
B-3    988.314499   0.798060     6.165983     6.964043   0.000000    987.516439

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:39                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,447.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,949.83

SUBSERVICER ADVANCES THIS MONTH                                       38,652.86
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   3,464,250.67

 (B)  TWO MONTHLY PAYMENTS:                                    2     528,551.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     606,337.83


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        884,192.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     226,566,142.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          774

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      512,492.96

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.90934680 %     7.34245000 %    1.74820290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.88878370 %     7.35905894 %    1.75215740 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0366 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,325,968.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,049,254.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94429627
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.41

POOL TRADING FACTOR:                                                70.45005829


................................................................................


Run:        01/26/95     15:24:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00   110,221,336.77     6.713291  %  2,541,966.21
M     760944SU3     3,678,041.61     3,596,868.36     6.713291  %      3,270.58
R     760944SV1           100.00             0.00     6.713291  %          0.00
B-1                 4,494,871.91     4,395,671.46     6.713291  %      3,996.92
B-2                 1,225,874.16     1,072,964.48     6.713291  %        975.63

- -------------------------------------------------------------------------------
                  163,449,887.68   119,286,841.07                  2,550,209.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         607,144.99  3,149,111.20             0.00         0.00 107,679,370.56
M          19,813.04     23,083.62             0.00         0.00   3,593,597.78
R               0.00          0.00             0.00         0.00           0.00
B-1        24,213.18     28,210.10             0.00         0.00   4,391,674.54
B-2         5,910.35      6,885.98             0.00         0.00   1,071,988.85

- -------------------------------------------------------------------------------
          657,081.56  3,207,290.90             0.00         0.00 116,736,631.73
===============================================================================


























Run:        01/26/95     15:24:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123
________________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      715.486019  16.500810     3.941195    20.442005   0.000000    698.985210
M      977.930307   0.889218     5.386845     6.276063   0.000000    977.041089
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    977.930305   0.889218     5.386845     6.276063   0.000000    977.041088
B-2    875.264782   0.795865     4.821319     5.617184   0.000000    874.468918

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,562.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,267.41

SUBSERVICER ADVANCES THIS MONTH                                       40,799.45
MASTER SERVICER ADVANCES THIS MONTH                                    4,961.30


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,459,362.46

 (B)  TWO MONTHLY PAYMENTS:                                    1     330,207.31

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      3,455,949.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     116,736,631.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          381

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 800,213.61

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,441,743.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.40024780 %     3.01531000 %    4.58444190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.24128620 %     3.07838056 %    4.68033330 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,304,408.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,998,564.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.18044165
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              339.73

POOL TRADING FACTOR:                                                71.42044169


................................................................................


Run:        01/26/95     15:24:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00    42,982,056.61     7.000000  %  1,396,022.56
A-2   760944VV7    41,000,000.00    32,931,137.82     7.000000  %    224,143.40
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,460,889.22     0.000000  %      5,865.75
A-9   760944WC8             0.00             0.00     0.252299  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,497,829.65     7.000000  %      7,970.05
M-2   760944WE4     7,479,800.00     7,387,343.52     7.000000  %      6,199.04
M-3   760944WF1     4,274,200.00     4,221,367.37     7.000000  %      3,542.33
B-1                 2,564,500.00     2,532,800.68     7.000000  %      2,125.38
B-2                   854,800.00       844,233.98     7.000000  %        708.43
B-3                 1,923,420.54     1,899,645.42     7.000000  %      1,594.09

- -------------------------------------------------------------------------------
                  427,416,329.03   368,713,304.27                  1,648,171.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       250,246.23  1,646,268.79             0.00         0.00  41,586,034.05
A-2       191,728.68    415,872.08             0.00         0.00  32,706,994.42
A-3       844,584.28    844,584.28             0.00         0.00 145,065,000.00
A-4       210,323.70    210,323.70             0.00         0.00  36,125,000.00
A-5       280,934.24    280,934.24             0.00         0.00  48,253,000.00
A-6       161,150.16    161,150.16             0.00         0.00  27,679,000.00
A-7        45,610.40     45,610.40             0.00         0.00   7,834,000.00
A-8             0.00      5,865.75             0.00         0.00   1,455,023.47
A-9        77,372.50     77,372.50             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        55,297.41     63,267.46             0.00         0.00   9,489,859.60
M-2        43,009.92     49,208.96             0.00         0.00   7,381,144.48
M-3        24,577.26     28,119.59             0.00         0.00   4,217,825.04
B-1        14,746.24     16,871.62             0.00         0.00   2,530,675.30
B-2         4,915.22      5,623.65             0.00         0.00     843,525.55
B-3        11,059.94     12,654.03             0.00         0.00   1,898,051.33

- -------------------------------------------------------------------------------
        2,215,556.18  3,863,727.21             0.00         0.00 367,065,133.24
===============================================================================






Run:        01/26/95     15:24:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    460.997851  14.972839     2.683980    17.656819   0.000000    446.025012
A-2    803.198483   5.466912     4.676309    10.143221   0.000000    797.731571
A-3   1000.000000   0.000000     5.822109     5.822109   0.000000   1000.000000
A-4   1000.000000   0.000000     5.822109     5.822109   0.000000   1000.000000
A-5   1000.000000   0.000000     5.822109     5.822109   0.000000   1000.000000
A-6   1000.000000   0.000000     5.822109     5.822109   0.000000   1000.000000
A-7   1000.000000   0.000000     5.822109     5.822109   0.000000   1000.000000
A-8    967.599023   3.885095     0.000000     3.885095   0.000000    963.713928
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.639175   0.828772     5.750144     6.578916   0.000000    986.810403
M-2    987.639178   0.828771     5.750143     6.578914   0.000000    986.810407
M-3    987.639177   0.828770     5.750143     6.578913   0.000000    986.810407
B-1    987.639181   0.828770     5.750142     6.578912   0.000000    986.810411
B-2    987.639190   0.828767     5.750140     6.578907   0.000000    986.810424
B-3    987.639146   0.828774     5.750141     6.578915   0.000000    986.810373

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       88,454.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    38,865.76

SUBSERVICER ADVANCES THIS MONTH                                       64,669.49
MASTER SERVICER ADVANCES THIS MONTH                                    5,766.28


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   6,073,387.64

 (B)  TWO MONTHLY PAYMENTS:                                    6   2,244,191.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,264,944.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     367,065,133.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,232

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 843,874.43

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,338,767.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.84451620 %     5.72437700 %    1.43110650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.81841860 %     5.74525533 %    1.43632610 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,714,787.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,714,787.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63860259
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.64

POOL TRADING FACTOR:                                                85.87999763


................................................................................


Run:        01/26/95     15:24:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    70,208,634.61     6.500000  %  1,449,001.02
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    32,672,516.56     6.500000  %    196,936.87
A-6   760944VG0    64,049,000.00    60,122,646.82     6.500000  %    160,175.32
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.257900  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     9,636,084.94     6.500000  %     35,953.95
B                     781,392.32       741,354.07     6.500000  %      2,766.12

- -------------------------------------------------------------------------------
                  312,503,992.32   267,347,237.00                  1,844,833.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       379,604.94  1,828,605.96             0.00         0.00  68,759,633.59
A-2       201,674.12    201,674.12             0.00         0.00  37,300,000.00
A-3        94,521.90     94,521.90             0.00         0.00  17,482,000.00
A-4        27,682.88     27,682.88             0.00         0.00   5,120,000.00
A-5       176,654.18    373,591.05             0.00         0.00  32,475,579.69
A-6       325,071.89    485,247.21             0.00         0.00  59,962,471.50
A-7       184,177.67    184,177.67             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       57,340.75     57,340.75             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          52,100.51     88,054.46             0.00         0.00   9,600,130.99
B           4,008.34      6,774.46             0.00         0.00     738,587.95

- -------------------------------------------------------------------------------
        1,502,837.18  3,347,670.46             0.00         0.00 265,502,403.72
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    793.533101  16.377334     4.290485    20.667819   0.000000    777.155766
A-2   1000.000000   0.000000     5.406813     5.406813   0.000000   1000.000000
A-3   1000.000000   0.000000     5.406813     5.406813   0.000000   1000.000000
A-4   1000.000000   0.000000     5.406813     5.406813   0.000000   1000.000000
A-5    871.267108   5.251650     4.710778     9.962428   0.000000    866.015458
A-6    938.697666   2.500825     5.075362     7.576187   0.000000    936.196842
A-7   1000.000000   0.000000     5.406813     5.406813   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      948.760394   3.539994     5.129770     8.669764   0.000000    945.220400
B      948.760374   3.539989     5.129766     8.669755   0.000000    945.220386

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,306.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,298.53

SUBSERVICER ADVANCES THIS MONTH                                        9,068.16
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     977,653.75

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     265,502,403.72

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          944

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      847,313.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.11836680 %     0.27730000 %    3.60433310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.10597920 %     0.27818503 %    3.61583580 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2580 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,727,888.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,831,290.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15872390
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.24

POOL TRADING FACTOR:                                                84.95968379


................................................................................


Run:        01/26/95     15:24:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    53,249,503.19     5.400000  %    615,515.40
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,943,986.56     7.000000  %    319,389.87
A-5   760944WN4       491,000.00       463,152.82     7.000000  %     10,668.06
A-6   760944VS4    29,197,500.00    27,809,299.58     6.000000  %    161,026.66
A-7   760944WW4     9,732,500.00     9,269,766.53    10.000000  %     53,675.55
A-8   760944WX2    20,191,500.00    17,081,606.39     5.337000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44    10.880335  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     7.250000  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     6.300000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.157070  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,275,979.65     7.000000  %      4,544.35
M-2   760944WQ7     3,209,348.00     3,165,571.42     7.000000  %      2,726.60
M-3   760944WR5     2,139,566.00     2,110,381.61     7.000000  %      1,817.73
B-1                 1,390,718.00     1,371,748.13     7.000000  %      1,181.53
B-2                   320,935.00       316,557.35     7.000000  %        272.66
B-3                   962,805.06       949,672.03     7.000000  %        817.98

- -------------------------------------------------------------------------------
                  213,956,513.06   196,621,213.70                  1,171,636.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       239,271.87    854,787.27             0.00         0.00  52,633,987.79
A-2        97,526.11     97,526.11             0.00         0.00  18,171,000.00
A-3        25,099.02     25,099.02             0.00         0.00   4,309,000.00
A-4       197,716.64    517,106.51             0.00         0.00  33,624,596.69
A-5         2,697.76     13,365.82             0.00         0.00     452,484.76
A-6       138,842.89    299,869.55             0.00         0.00  27,648,272.92
A-7        77,134.93    130,810.48             0.00         0.00   9,216,090.98
A-8        75,859.19     75,859.19             0.00         0.00  17,081,606.39
A-9        66,279.08     66,279.08             0.00         0.00   7,320,688.44
A-10       52,512.90     52,512.90             0.00         0.00   8,704,536.00
A-11       16,297.11     16,297.11             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       79,211.55     79,211.55             0.00         0.00           0.00
A-14       25,698.33     25,698.33             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,731.48     35,275.83             0.00         0.00   5,271,435.30
M-2        18,438.79     21,165.39             0.00         0.00   3,162,844.82
M-3        12,292.53     14,110.26             0.00         0.00   2,108,563.88
B-1         7,990.14      9,171.67             0.00         0.00   1,370,566.60
B-2         1,843.88      2,116.54             0.00         0.00     316,284.69
B-3         5,531.66      6,349.64             0.00         0.00     948,854.05

- -------------------------------------------------------------------------------
        1,170,975.86  2,342,612.25             0.00         0.00 195,449,577.31
===============================================================================


























































Run:        01/26/95     15:24:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    900.229974  10.405833     4.045103    14.450936   0.000000    889.824141
A-2   1000.000000   0.000000     5.367129     5.367129   0.000000   1000.000000
A-3   1000.000000   0.000000     5.824790     5.824790   0.000000   1000.000000
A-4    976.027355   9.183755     5.685156    14.868911   0.000000    966.843601
A-5    943.284766  21.727210     5.494420    27.221630   0.000000    921.557556
A-6    952.454819   5.515084     4.755301    10.270385   0.000000    946.939735
A-7    952.454819   5.515083     7.925500    13.440583   0.000000    946.939736
A-8    845.980060   0.000000     3.756986     3.756986   0.000000    845.980060
A-9    845.980059   0.000000     7.659222     7.659222   0.000000    845.980059
A-10  1000.000000   0.000000     6.032820     6.032820   0.000000   1000.000000
A-11  1000.000000   0.000000     5.242312     5.242312   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.359664   0.849579     5.745339     6.594918   0.000000    985.510085
M-2    986.359666   0.849581     5.745338     6.594919   0.000000    985.510085
M-3    986.359668   0.849579     5.745338     6.594917   0.000000    985.510089
B-1    986.359657   0.849583     5.745334     6.594917   0.000000    985.510075
B-2    986.359699   0.849580     5.745338     6.594918   0.000000    985.510119
B-3    986.359617   0.849580     5.745337     6.594917   0.000000    985.510037

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,522.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,653.24

SUBSERVICER ADVANCES THIS MONTH                                       22,947.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,792,767.94

 (B)  TWO MONTHLY PAYMENTS:                                    1     195,856.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        409,351.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     195,449,577.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          643

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,002,280.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.29171560 %     5.36663000 %    1.34165460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.25731500 %     5.39415032 %    1.34853470 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1570 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,985,897.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,573,696.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54190166
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.56

POOL TRADING FACTOR:                                                91.35014144


................................................................................


Run:        01/26/95     15:24:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    95,771,250.71     6.690773  %  1,899,086.23
M     760944VP0     3,025,700.00     2,960,540.83     6.690773  %      2,719.06
R     760944VQ8           100.00             0.00     6.690773  %          0.00
B-1                 3,429,100.00     3,355,253.50     6.690773  %      3,081.58
B-2                   941,300.03       894,511.05     6.690773  %        821.55

- -------------------------------------------------------------------------------
                  134,473,200.03   102,981,556.09                  1,905,708.42
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         526,976.99  2,426,063.22             0.00         0.00  93,872,164.48
M          16,290.24     19,009.30             0.00         0.00   2,957,821.77
R               0.00          0.00             0.00         0.00           0.00
B-1        18,462.13     21,543.71             0.00         0.00   3,352,171.92
B-2         4,921.99      5,743.54             0.00         0.00     893,689.50

- -------------------------------------------------------------------------------
          566,651.35  2,472,359.77             0.00         0.00 101,075,847.67
===============================================================================


























Run:        01/26/95     15:24:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128
________________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      753.647400  14.944374     4.146911    19.091285   0.000000    738.703026
M      978.464762   0.898655     5.383957     6.282612   0.000000    977.566107
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    978.464758   0.898656     5.383958     6.282614   0.000000    977.566102
B-2    950.293234   0.872772     5.228949     6.101721   0.000000    949.420452

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,838.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,960.91

SUBSERVICER ADVANCES THIS MONTH                                       30,351.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,589,116.84

 (B)  TWO MONTHLY PAYMENTS:                                    3     967,142.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     885,238.85


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,198,906.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,075,847.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          318

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,811,126.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.99844980 %     2.87482600 %    4.12672400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.87299260 %     2.92633882 %    4.20066860 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            1,114,636.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,334,132.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.16147453
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.28

POOL TRADING FACTOR:                                                75.16430608


................................................................................


Run:        01/26/95     15:24:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    23,282,760.35     6.849569  %     86,264.37
A-2   760944XA1    25,550,000.00    25,550,000.00     6.849569  %          0.00
A-3   760944XB9    15,000,000.00    14,223,849.73     6.849569  %     17,530.74
A-4                32,700,000.00    32,700,000.00     6.849569  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.849569  %          0.00
B-1                 2,684,092.00     2,643,292.12     6.849569  %      2,362.28
B-2                 1,609,940.00     1,585,467.90     6.849569  %      1,416.91
B-3                 1,341,617.00     1,321,223.57     6.849569  %      1,180.76
B-4                   536,646.00       528,488.66     6.849569  %        472.30
B-5                   375,652.00       369,941.86     6.849569  %        330.61
B-6                   429,317.20       422,791.30     6.849569  %        377.85

- -------------------------------------------------------------------------------
                  107,329,364.20   102,627,815.49                    109,935.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       132,873.75    219,138.12             0.00         0.00  23,196,495.98
A-2       145,812.80    145,812.80             0.00         0.00  25,550,000.00
A-3        81,174.92     98,705.66             0.00         0.00  14,206,318.99
A-4       186,617.54    186,617.54             0.00         0.00  32,700,000.00
A-5         4,343.81      4,343.81             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        15,085.16     17,447.44             0.00         0.00   2,640,929.84
B-2         9,048.20     10,465.11             0.00         0.00   1,584,050.99
B-3         7,540.17      8,720.93             0.00         0.00   1,320,042.81
B-4         3,016.06      3,488.36             0.00         0.00     528,016.36
B-5         2,111.24      2,441.85             0.00         0.00     369,611.25
B-6         2,412.85      2,790.70             0.00         0.00     422,413.45

- -------------------------------------------------------------------------------
          590,036.50    699,972.32             0.00         0.00 102,517,879.67
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    859.079048   3.182952     4.902729     8.085681   0.000000    855.896096
A-2   1000.000000   0.000000     5.706959     5.706959   0.000000   1000.000000
A-3    948.256649   1.168716     5.411661     6.580377   0.000000    947.087933
A-4   1000.000000   0.000000     5.706958     5.706958   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    984.799373   0.880104     5.620210     6.500314   0.000000    983.919270
B-2    984.799371   0.880101     5.620209     6.500310   0.000000    983.919270
B-3    984.799365   0.880102     5.620211     6.500313   0.000000    983.919263
B-4    984.799402   0.880096     5.620204     6.500300   0.000000    983.919306
B-5    984.799389   0.880096     5.620202     6.500298   0.000000    983.919292
B-6    984.799351   0.880095     5.620203     6.500298   0.000000    983.919256

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,044.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,795.35

SUBSERVICER ADVANCES THIS MONTH                                        5,907.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     885,672.04

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     102,517,879.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          346

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       18,218.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.30473380 %     6.69526620 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.30354400 %     6.69645600 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                            1,029,830.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27148215
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              339.99

POOL TRADING FACTOR:                                                95.51708466


................................................................................


Run:        01/26/95     15:24:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     4,034,983.36     7.092363  %     12,063.78
A-2   760944XF0    25,100,000.00    14,807,858.02     7.092363  %    116,582.35
A-3   760944XG8    29,000,000.00    17,108,680.55     6.002363  %    134,696.73
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.092363  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.092363  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.092363  %          0.00
R-I   760944XL7           100.00             0.00     7.092363  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.092363  %          0.00
M-1   760944XM5     5,029,000.00     4,973,013.89     7.092363  %      4,254.59
M-2   760944XN3     3,520,000.00     3,480,813.08     7.092363  %      2,977.96
M-3   760944XP8     2,012,000.00     1,989,601.10     7.092363  %      1,702.18
B-1   760944B80     1,207,000.00     1,193,562.89     7.092363  %      1,021.14
B-2   760944B98       402,000.00       397,524.67     7.092363  %        340.10
B-3                   905,558.27       895,477.04     7.092363  %        766.11

- -------------------------------------------------------------------------------
                  201,163,005.27   177,558,514.60                    274,404.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        23,834.04     35,897.82             0.00         0.00   4,022,919.58
A-2        87,467.81    204,050.16             0.00         0.00  14,691,275.67
A-3        85,527.12    220,223.85             0.00         0.00  16,973,983.82
A-4        15,531.31     15,531.31             0.00         0.00           0.00
A-5       307,918.24    307,918.24             0.00         0.00  52,129,000.00
A-6       208,311.01    208,311.01             0.00         0.00  35,266,000.00
A-7       243,846.63    243,846.63             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        29,374.86     33,629.45             0.00         0.00   4,968,759.30
M-2        20,560.65     23,538.61             0.00         0.00   3,477,835.12
M-3        11,752.27     13,454.45             0.00         0.00   1,987,898.92
B-1         7,050.20      8,071.34             0.00         0.00   1,192,541.75
B-2         2,348.12      2,688.22             0.00         0.00     397,184.57
B-3         5,289.45      6,055.56             0.00         0.00     894,710.93

- -------------------------------------------------------------------------------
        1,048,811.71  1,323,216.65             0.00         0.00 177,284,109.66
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    791.173208   2.365447     4.673341     7.038788   0.000000    788.807761
A-2    589.954503   4.644715     3.484773     8.129488   0.000000    585.309788
A-3    589.954502   4.644715     2.949211     7.593926   0.000000    585.309787
A-5   1000.000000   0.000000     5.906851     5.906851   0.000000   1000.000000
A-6   1000.000000   0.000000     5.906851     5.906851   0.000000   1000.000000
A-7   1000.000000   0.000000     5.906851     5.906851   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.867347   0.846011     5.841094     6.687105   0.000000    988.021336
M-2    988.867352   0.846011     5.841094     6.687105   0.000000    988.021341
M-3    988.867346   0.846014     5.841088     6.687102   0.000000    988.021332
B-1    988.867349   0.846015     5.841094     6.687109   0.000000    988.021334
B-2    988.867338   0.846020     5.841095     6.687115   0.000000    988.021318
B-3    988.867387   0.846009     5.841093     6.687102   0.000000    988.021378

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,883.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,638.38

SUBSERVICER ADVANCES THIS MONTH                                       12,538.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,213,306.30

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        623,058.59

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     177,284,109.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          610

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      122,497.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.71789770 %     5.88168200 %    1.40041980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.71286600 %     5.88574653 %    1.40138740 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,787,494.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46673232
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.31

POOL TRADING FACTOR:                                                88.12957901


................................................................................


Run:        01/26/95     15:24:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00    21,902,448.90     6.573370  %  1,249,714.88
A-2   760944XR4     6,046,000.00     6,046,000.00     4.450000  %          0.00
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    47,569,020.21     6.250000  %    516,263.98
A-5   760944YM4    24,343,000.00    24,343,000.00     6.400000  %          0.00
A-6   760944YN2             0.00             0.00     2.100000  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    31,748,239.23     7.000000  %     74,725.07
A-12  760944YX0    16,300,192.00    11,995,104.41     6.762500  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     4.318863  %          0.00
A-14  760944YZ5             0.00             0.00     0.212125  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,905,595.83     6.500000  %     29,249.19
B                     777,263.95       560,771.36     6.500000  %      2,074.75

- -------------------------------------------------------------------------------
                  259,085,063.95   225,040,606.97                  1,872,027.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       119,690.66  1,369,405.54             0.00         0.00  20,652,734.02
A-2        22,366.99     22,366.99             0.00         0.00   6,046,000.00
A-3        72,896.42     72,896.42             0.00         0.00  17,312,000.00
A-4       247,163.15    763,427.13             0.00         0.00  47,052,756.23
A-5       129,519.02    129,519.02             0.00         0.00  24,343,000.00
A-6        42,498.43     42,498.43             0.00         0.00           0.00
A-7        23,240.12     23,240.12             0.00         0.00   4,877,000.00
A-8        39,857.36     39,857.36             0.00         0.00   7,400,000.00
A-9       140,039.36    140,039.36             0.00         0.00  26,000,000.00
A-10       58,529.33     58,529.33             0.00         0.00  11,167,000.00
A-11      184,755.42    259,480.49             0.00         0.00  31,673,514.16
A-12       67,435.84     67,435.84             0.00         0.00  11,995,104.41
A-13       22,312.59     22,312.59             0.00         0.00   6,214,427.03
A-14       39,685.59     39,685.59             0.00         0.00           0.00
R-I             1.91          1.91             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          42,719.63     71,968.82             0.00         0.00   7,876,346.64
B           3,030.26      5,105.01             0.00         0.00     558,696.61

- -------------------------------------------------------------------------------
        1,255,742.08  3,127,769.95             0.00         0.00 223,168,579.10
===============================================================================


Run:        01/26/95     15:24:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    624.001393  35.604413     3.409990    39.014403   0.000000    588.396981
A-2   1000.000000   0.000000     3.699469     3.699469   0.000000   1000.000000
A-3   1000.000000   0.000000     4.210745     4.210745   0.000000   1000.000000
A-4    897.173199   9.736972     4.661609    14.398581   0.000000    887.436228
A-5   1000.000000   0.000000     5.320586     5.320586   0.000000   1000.000000
A-7   1000.000000   0.000000     4.765249     4.765249   0.000000   1000.000000
A-8   1000.000000   0.000000     5.386130     5.386130   0.000000   1000.000000
A-9   1000.000000   0.000000     5.386129     5.386129   0.000000   1000.000000
A-10  1000.000000   0.000000     5.241276     5.241276   0.000000   1000.000000
A-11   793.606780   1.867893     4.618308     6.486201   0.000000    791.738887
A-12   735.887308   0.000000     4.137119     4.137119   0.000000    735.887308
A-13   735.887309   0.000000     2.642167     2.642167   0.000000    735.887309
R-I      0.000000   0.000000    19.050000    19.050000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      953.446359   3.527569     5.152158     8.679727   0.000000    949.918790
B      721.468376   2.669299     3.898611     6.567910   0.000000    718.799077

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,869.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,616.79

SUBSERVICER ADVANCES THIS MONTH                                       12,136.27
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     512,535.53

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     504,473.41


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        312,437.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     223,168,579.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          838

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,039,420.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.23784910 %     3.51296400 %    0.24918670 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.22032670 %     3.52932598 %    0.25034730 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2122 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,289,405.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,335,851.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13054087
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              161.20

POOL TRADING FACTOR:                                                86.13718433


................................................................................


Run:        01/26/95     15:24:51                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00    33,110,576.56     7.000000  %    569,006.08
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.650000  %          0.00
A-7   760944ZK7             0.00             0.00     2.850000  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.125974  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,583,901.31     7.000000  %      5,562.90
M-2   760944ZS0     4,012,200.00     3,950,222.63     7.000000  %      3,337.64
M-3   760944ZT8     2,674,800.00     2,633,481.77     7.000000  %      2,225.09
B-1                 1,604,900.00     1,580,108.75     7.000000  %      1,335.07
B-2                   534,900.00       526,637.29     7.000000  %        444.97
B-3                 1,203,791.32     1,185,196.05     7.000000  %      1,001.40

- -------------------------------------------------------------------------------
                  267,484,931.32   246,393,064.36                    582,913.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       193,082.76    762,088.84             0.00         0.00  32,541,570.48
A-2       149,976.14    149,976.14             0.00         0.00  29,037,000.00
A-3       195,318.34    195,318.34             0.00         0.00  36,634,000.00
A-4       103,479.42    103,479.42             0.00         0.00  18,679,000.00
A-5       249,795.12    249,795.12             0.00         0.00  43,144,000.00
A-6       119,450.56    119,450.56             0.00         0.00  21,561,940.00
A-7        51,193.10     51,193.10             0.00         0.00           0.00
A-8        99,134.70     99,134.70             0.00         0.00  17,000,000.00
A-9       122,460.51    122,460.51             0.00         0.00  21,000,000.00
A-10       56,955.80     56,955.80             0.00         0.00   9,767,000.00
A-11       25,857.66     25,857.66             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        38,393.71     43,956.61             0.00         0.00   6,578,338.41
M-2        23,035.54     26,373.18             0.00         0.00   3,946,884.99
M-3        15,357.03     17,582.12             0.00         0.00   2,631,256.68
B-1         9,214.33     10,549.40             0.00         0.00   1,578,773.68
B-2         3,071.06      3,516.03             0.00         0.00     526,192.32
B-3         6,911.40      7,912.80             0.00         0.00   1,184,194.65

- -------------------------------------------------------------------------------
        1,462,687.18  2,045,600.33             0.00         0.00 245,810,151.21
===============================================================================
































































Run:        01/26/95     15:24:51
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    613.795354  10.548088     3.579319    14.127407   0.000000    603.247265
A-2   1000.000000   0.000000     5.165001     5.165001   0.000000   1000.000000
A-3   1000.000000   0.000000     5.331614     5.331614   0.000000   1000.000000
A-4   1000.000000   0.000000     5.539880     5.539880   0.000000   1000.000000
A-5   1000.000000   0.000000     5.789800     5.789800   0.000000   1000.000000
A-6   1000.000000   0.000000     5.539880     5.539880   0.000000   1000.000000
A-8   1000.000000   0.000000     5.831453     5.831453   0.000000   1000.000000
A-9   1000.000000   0.000000     5.831453     5.831453   0.000000   1000.000000
A-10  1000.000000   0.000000     5.831453     5.831453   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    984.552774   0.831873     5.741373     6.573246   0.000000    983.720901
M-2    984.552772   0.831873     5.741374     6.573247   0.000000    983.720899
M-3    984.552778   0.831872     5.741375     6.573247   0.000000    983.720906
B-1    984.552776   0.831871     5.741373     6.573244   0.000000    983.720905
B-2    984.552795   0.831875     5.741372     6.573247   0.000000    983.720920
B-3    984.552746   0.831872     5.741369     6.573241   0.000000    983.720875

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:52                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,871.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,010.70

SUBSERVICER ADVANCES THIS MONTH                                       14,653.23
MASTER SERVICER ADVANCES THIS MONTH                                    2,742.04


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,504,872.17

 (B)  TWO MONTHLY PAYMENTS:                                    2     401,265.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        236,119.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     245,810,151.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          841

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 395,257.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      374,729.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.31980070 %     5.34414600 %    1.33605310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.30961690 %     5.35229323 %    1.33808980 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1261 %

      BANKRUPTCY AMOUNT AVAILABLE                         131,228.00
      FRAUD AMOUNT AVAILABLE                            2,477,600.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54326497
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.02

POOL TRADING FACTOR:                                                91.89682200


................................................................................


Run:        01/26/95     15:24:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    75,603,482.10     6.500000  %    118,105.17
A-2   760944ZB7             0.00             0.00     2.500000  %          0.00
A-3   760944ZD3    59,980,000.00    55,015,339.90     5.500000  %    157,473.57
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     7.270000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00     6.055048  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,908,825.37     0.000000  %      5,317.46
A-16  760944A40             0.00             0.00     0.077364  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     7,104,311.24     7.000000  %      6,213.43
M-2   760944B49     4,801,400.00     4,735,878.71     7.000000  %      4,142.00
M-3   760944B56     3,200,900.00     3,157,219.61     7.000000  %      2,761.30
B-1                 1,920,600.00     1,894,390.92     7.000000  %      1,656.83
B-2                   640,200.00       631,463.66     7.000000  %        552.28
B-3                 1,440,484.07     1,420,826.77     7.000000  %      1,242.66

- -------------------------------------------------------------------------------
                  320,088,061.92   292,774,760.29                    297,464.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       409,461.81    527,566.98             0.00         0.00  75,485,376.93
A-2       157,485.31    157,485.31             0.00         0.00           0.00
A-3       252,118.51    409,592.08             0.00         0.00  54,857,866.33
A-4       200,385.08    200,385.08             0.00         0.00  34,356,514.27
A-5        63,207.02     63,207.02             0.00         0.00  10,837,000.00
A-6        14,843.76     14,843.76             0.00         0.00   2,545,000.00
A-7        37,211.49     37,211.49             0.00         0.00   6,380,000.00
A-8        40,282.39     40,282.39             0.00         0.00   6,906,514.27
A-9       238,755.94    238,755.94             0.00         0.00  39,415,000.00
A-10       56,818.70     56,818.70             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,922.19     97,922.19             0.00         0.00  16,789,000.00
A-15            0.00      5,317.46             0.00         0.00   4,903,507.91
A-16       18,872.49     18,872.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        41,436.05     47,649.48             0.00         0.00   7,098,097.81
M-2        27,622.11     31,764.11             0.00         0.00   4,731,736.71
M-3        18,414.54     21,175.84             0.00         0.00   3,154,458.31
B-1        11,049.07     12,705.90             0.00         0.00   1,892,734.09
B-2         3,683.03      4,235.31             0.00         0.00     630,911.38
B-3         8,287.01      9,529.67             0.00         0.00   1,419,584.11

- -------------------------------------------------------------------------------
        1,697,856.50  1,995,321.20             0.00         0.00 292,477,295.59
===============================================================================






















































Run:        01/26/95     15:24:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    939.710668   1.467984     5.089390     6.557374   0.000000    938.242684
A-3    917.228074   2.625435     4.203376     6.828811   0.000000    914.602640
A-4    803.491996   0.000000     4.686384     4.686384   0.000000    803.491996
A-5   1000.000000   0.000000     5.832520     5.832520   0.000000   1000.000000
A-6   1000.000000   0.000000     5.832519     5.832519   0.000000   1000.000000
A-7   1000.000000   0.000000     5.832522     5.832522   0.000000   1000.000000
A-8    451.140785   0.000000     2.631288     2.631288   0.000000    451.140785
A-9   1000.000000   0.000000     6.057489     6.057489   0.000000   1000.000000
A-10  1000.000000   0.000000     5.045170     5.045170   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.832521     5.832521   0.000000   1000.000000
A-15   978.306204   1.059745     0.000000     1.059745   0.000000    977.246459
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.353711   0.862665     5.752929     6.615594   0.000000    985.491046
M-2    986.353711   0.862665     5.752928     6.615593   0.000000    985.491046
M-3    986.353716   0.862664     5.752926     6.615590   0.000000    985.491053
B-1    986.353702   0.862663     5.752926     6.615589   0.000000    985.491039
B-2    986.353733   0.862668     5.752937     6.615605   0.000000    985.491065
B-3    986.353685   0.862668     5.752934     6.615602   0.000000    985.491016

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       79,919.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,734.05

SUBSERVICER ADVANCES THIS MONTH                                       19,458.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,367,619.24

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        581,967.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     292,477,295.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,017

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       41,181.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.41912720 %     5.20985900 %    1.37101370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.41820320 %     5.12323283 %    1.37120620 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,944,643.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,535,254.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41262729
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.05

POOL TRADING FACTOR:                                                91.37400934


................................................................................


Run:        01/26/95     15:24:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00    33,190,334.30     6.000000  %  1,202,776.84
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     5.237000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     6.883902  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     5.337000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     7.136571  %          0.00
A-13  760944XY9             0.00             0.00     0.374442  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,911,689.12     6.000000  %      7,242.70
M-2   760944YJ1     3,132,748.00     2,982,234.70     6.000000  %     11,298.61
B                     481,961.44       458,805.54     6.000000  %      1,738.25

- -------------------------------------------------------------------------------
                  160,653,750.44   146,729,779.42                  1,223,056.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       165,700.09  1,368,476.93             0.00         0.00  31,987,557.46
A-2       116,747.75    116,747.75             0.00         0.00  23,385,000.00
A-3       176,482.05    176,482.05             0.00         0.00  35,350,000.00
A-4        17,982.70     17,982.70             0.00         0.00   3,602,000.00
A-5        50,548.25     50,548.25             0.00         0.00  10,125,000.00
A-6        72,245.49     72,245.49             0.00         0.00  14,471,035.75
A-7        24,438.91     24,438.91             0.00         0.00   4,895,202.95
A-8        37,647.80     37,647.80             0.00         0.00   8,639,669.72
A-9        20,222.13     20,222.13             0.00         0.00   3,530,467.90
A-10       10,423.77     10,423.77             0.00         0.00   1,509,339.44
A-11        7,513.76      7,513.76             0.00         0.00   1,692,000.00
A-12        5,860.93      5,860.93             0.00         0.00     987,000.00
A-13       45,715.41     45,715.41             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         9,543.96     16,786.66             0.00         0.00   1,904,446.42
M-2        14,888.57     26,187.18             0.00         0.00   2,970,936.09
B           2,290.55      4,028.80             0.00         0.00     457,067.29

- -------------------------------------------------------------------------------
          778,252.12  2,001,308.52             0.00         0.00 145,506,723.02
===============================================================================




Run:        01/26/95     15:24:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.005837  34.535758     4.757805    39.293563   0.000000    918.470080
A-2   1000.000000   0.000000     4.992420     4.992420   0.000000   1000.000000
A-3   1000.000000   0.000000     4.992420     4.992420   0.000000   1000.000000
A-4   1000.000000   0.000000     4.992421     4.992421   0.000000   1000.000000
A-5   1000.000000   0.000000     4.992420     4.992420   0.000000   1000.000000
A-6    578.841430   0.000000     2.889820     2.889820   0.000000    578.841430
A-7    916.361466   0.000000     4.574861     4.574861   0.000000    916.361466
A-8    936.245093   0.000000     4.079736     4.079736   0.000000    936.245093
A-9    936.245094   0.000000     5.362708     5.362708   0.000000    936.245094
A-10   936.245093   0.000000     6.465877     6.465877   0.000000    936.245093
A-11  1000.000000   0.000000     4.440757     4.440757   0.000000   1000.000000
A-12  1000.000000   0.000000     5.938126     5.938126   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    951.954872   3.606613     4.752561     8.359174   0.000000    948.348259
M-2    951.954865   3.606613     4.752559     8.359172   0.000000    948.348252
B      951.954870   3.606616     4.752559     8.359175   0.000000    948.348254

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,078.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,660.75

SUBSERVICER ADVANCES THIS MONTH                                        8,517.37
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     948,967.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,506,723.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          498

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      667,150.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.35198160 %     0.31268700 %    3.33533100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.33525540 %     0.31412108 %    3.35062350 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3739 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            1,488,798.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,120,075.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.73726630
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              161.67

POOL TRADING FACTOR:                                                90.57163161


................................................................................


Run:        01/26/95     15:24:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00   122,912,295.04     6.400000  %    650,986.16
A-2   760944C30             0.00             0.00     1.100000  %          0.00
A-3   760944C48    30,006,995.00    25,993,828.54     4.750000  %    244,121.79
A-4   760944C55             0.00             0.00     1.100000  %          0.00
A-5   760944C63    62,167,298.00    59,945,733.43     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,581,768.14     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,450,613.55     6.750000  %          0.00
A-10  760944D39    38,299,000.00    36,073,742.47     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,668,186.97     0.000000  %      5,848.04
A-12  760944D54             0.00             0.00     0.136422  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,691,293.93     6.750000  %      9,533.85
M-2   760944E20     6,487,300.00     6,414,578.61     6.750000  %      5,720.13
M-3   760944E38     4,325,000.00     4,276,517.59     6.750000  %      3,813.54
B-1                 2,811,100.00     2,779,588.11     6.750000  %      2,478.67
B-2                   865,000.00       855,303.52     6.750000  %        762.71
B-3                 1,730,037.55     1,706,795.49     6.750000  %      1,522.02

- -------------------------------------------------------------------------------
                  432,489,516.55   408,780,572.95                    924,786.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       655,227.86  1,306,214.02             0.00         0.00 122,261,308.88
A-2        63,510.45     63,510.45             0.00         0.00           0.00
A-3       102,844.46    346,966.25             0.00         0.00  25,749,706.75
A-4        49,106.84     49,106.84             0.00         0.00           0.00
A-5       309,575.81    309,575.81             0.00         0.00  59,945,733.43
A-6        33,990.01     33,990.01             0.00         0.00   6,581,768.14
A-7       132,212.61    132,212.61             0.00         0.00  24,049,823.12
A-8       316,993.08    316,993.08             0.00         0.00  56,380,504.44
A-9       255,540.99    255,540.99             0.00         0.00  45,450,613.55
A-10            0.00          0.00       202,820.58         0.00  36,276,563.05
A-11            0.00      5,848.04             0.00         0.00   4,662,338.93
A-12       46,450.64     46,450.64             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        60,110.61     69,644.46             0.00         0.00  10,681,760.08
M-2        36,065.25     41,785.38             0.00         0.00   6,408,858.48
M-3        24,044.24     27,857.78             0.00         0.00   4,272,704.05
B-1        15,627.92     18,106.59             0.00         0.00   2,777,109.44
B-2         4,808.85      5,571.56             0.00         0.00     854,540.81
B-3         9,596.26     11,118.28             0.00         0.00   1,705,273.47

- -------------------------------------------------------------------------------
        2,115,705.88  3,040,492.79       202,820.58         0.00 408,058,606.62
===============================================================================






























































Run:        01/26/95     15:24:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    906.847088   4.802977     4.834272     9.637249   0.000000    902.044111
A-3    866.258969   8.135496     3.427350    11.562846   0.000000    858.123473
A-5    964.264740   0.000000     4.979721     4.979721   0.000000    964.264740
A-6    966.956192   0.000000     4.993620     4.993620   0.000000    966.956192
A-7    973.681464   0.000000     5.352762     5.352762   0.000000    973.681465
A-8    990.697237   0.000000     5.570084     5.570084   0.000000    990.697237
A-9    984.202423   0.000000     5.533568     5.533568   0.000000    984.202423
A-10   941.897764   0.000000     0.000000     0.000000   5.295715    947.193479
A-11   962.437568   1.205687     0.000000     1.205687   0.000000    961.231881
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.790190   0.881743     5.559363     6.441106   0.000000    987.908447
M-2    988.790192   0.881743     5.559362     6.441105   0.000000    987.908449
M-3    988.790194   0.881743     5.559362     6.441105   0.000000    987.908451
B-1    988.790192   0.881744     5.559361     6.441105   0.000000    987.908449
B-2    988.790197   0.881746     5.559364     6.441110   0.000000    987.908451
B-3    986.565575   0.879761     5.546851     6.426612   0.000000    985.685814

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      121,313.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    43,129.37

SUBSERVICER ADVANCES THIS MONTH                                       34,087.67
MASTER SERVICER ADVANCES THIS MONTH                                    2,106.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,570,170.11

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,387,665.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     376,667.67


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        861,965.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     408,058,606.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,455

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 326,756.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      357,188.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.38696900 %     5.29119900 %    1.32183210 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.38113700 %     5.23535646 %    1.32299780 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1365 %

      BANKRUPTCY AMOUNT AVAILABLE                         115,508.00
      FRAUD AMOUNT AVAILABLE                            4,102,126.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,637,271.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.29053144
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.26

POOL TRADING FACTOR:                                                94.35109777


................................................................................


Run:        01/26/95     15:24:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    44,064,753.15     6.500000  %    896,087.80
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    26,404,389.01     6.500000  %     23,056.61
A-11  760944G28             0.00             0.00     0.339223  %          0.00
R     760944G36     5,463,000.00        30,034.38     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,601,393.94     6.500000  %      5,764.41
M-2   760944G51     4,005,100.00     3,960,757.23     6.500000  %      3,458.58
M-3   760944G69     2,670,100.00     2,640,537.80     6.500000  %      2,305.75
B-1                 1,735,600.00     1,716,384.19     6.500000  %      1,498.77
B-2                   534,100.00       528,186.67     6.500000  %        461.22
B-3                 1,068,099.02     1,056,273.46     6.500000  %        922.34

- -------------------------------------------------------------------------------
                  267,002,299.02   256,800,709.83                    933,555.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       238,124.15  1,134,211.95             0.00         0.00  43,168,665.35
A-2       133,369.72    133,369.72             0.00         0.00  16,042,000.00
A-3       172,115.53    172,115.53             0.00         0.00  34,794,000.00
A-4       181,167.99    181,167.99             0.00         0.00  36,624,000.00
A-5       151,735.12    151,735.12             0.00         0.00  30,674,000.00
A-6        68,587.05     68,587.05             0.00         0.00  12,692,000.00
A-7       175,185.56    175,185.56             0.00         0.00  32,418,000.00
A-8        15,757.95     15,757.95             0.00         0.00   2,916,000.00
A-9        19,659.60     19,659.60             0.00         0.00   3,638,000.00
A-10      142,688.25    165,744.86             0.00         0.00  26,381,332.40
A-11       72,423.65     72,423.65             0.00         0.00           0.00
R               3.01          3.01           162.30         0.00      30,196.68
M-1        35,673.67     41,438.08             0.00         0.00   6,595,629.53
M-2        21,403.77     24,862.35             0.00         0.00   3,957,298.65
M-3        14,269.36     16,575.11             0.00         0.00   2,638,232.05
B-1         9,275.27     10,774.04             0.00         0.00   1,714,885.42
B-2         2,854.30      3,315.52             0.00         0.00     527,725.45
B-3         5,708.06      6,630.40             0.00         0.00   1,055,351.12

- -------------------------------------------------------------------------------
        1,460,002.01  2,393,557.49           162.30         0.00 255,867,316.65
===============================================================================



































































Run:        01/26/95     15:24:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    911.313738  18.532207     4.924703    23.456910   0.000000    892.781531
A-2   1000.000000   0.000000     8.313784     8.313784   0.000000   1000.000000
A-3   1000.000000   0.000000     4.946701     4.946701   0.000000   1000.000000
A-4   1000.000000   0.000000     4.946701     4.946701   0.000000   1000.000000
A-5   1000.000000   0.000000     4.946701     4.946701   0.000000   1000.000000
A-6   1000.000000   0.000000     5.403959     5.403959   0.000000   1000.000000
A-7   1000.000000   0.000000     5.403960     5.403960   0.000000   1000.000000
A-8   1000.000000   0.000000     5.403961     5.403961   0.000000   1000.000000
A-9   1000.000000   0.000000     5.403958     5.403958   0.000000   1000.000000
A-10   988.928427   0.863544     5.344129     6.207673   0.000000    988.064884
R        5.497781   0.000000     0.000551     0.000551   0.029709      5.527490
M-1    988.928429   0.863543     5.344130     6.207673   0.000000    988.064886
M-2    988.928424   0.863544     5.344129     6.207673   0.000000    988.064880
M-3    988.928430   0.863544     5.344129     6.207673   0.000000    988.064885
B-1    988.928434   0.863546     5.344129     6.207675   0.000000    988.064888
B-2    988.928422   0.863546     5.344130     6.207676   0.000000    988.064876
B-3    988.928405   0.863544     5.344130     6.207674   0.000000    988.064873

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:24:58                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       66,942.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,835.03

SUBSERVICER ADVANCES THIS MONTH                                        6,660.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     452,712.35

 (B)  TWO MONTHLY PAYMENTS:                                    1     324,631.18

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        247,224.51

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     255,867,316.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          913

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      709,151.88

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.57340820 %     5.14122000 %    1.28537200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.55559650 %     5.15546902 %    1.28893440 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3395 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,580,704.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27805235
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.96

POOL TRADING FACTOR:                                                95.82963053


................................................................................


Run:        01/26/95     15:24:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     9,534,268.03     6.500000  %     29,002.34
A-2   760944G85    50,000,000.00    45,944,913.50     6.375000  %    252,520.82
A-3   760944G93    16,984,000.00    16,167,540.74     4.500000  %     50,843.05
A-4   760944H27             0.00             0.00     4.500000  %          0.00
A-5   760944H35    85,916,000.00    82,080,148.82     6.100000  %    238,868.46
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     5.337000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     8.659842  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     5.537000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     9.003800  %          0.00
A-13  760944J33             0.00             0.00     0.313751  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,939,293.88     6.500000  %      5,278.40
M-2   760944J74     3,601,003.00     3,562,095.30     6.500000  %      3,165.72
M-3   760944J82     2,400,669.00     2,374,730.53     6.500000  %      2,110.48
B-1   760944J90     1,560,435.00     1,543,574.99     6.500000  %      1,371.81
B-2   760944K23       480,134.00       474,946.29     6.500000  %        422.10
B-3   760944K31       960,268.90       949,893.56     6.500000  %        844.21

- -------------------------------------------------------------------------------
                  240,066,876.90   227,923,757.16                    584,427.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        51,610.09     80,612.43             0.00         0.00   9,505,265.69
A-2       243,922.34    496,443.16             0.00         0.00  45,692,392.68
A-3        60,588.54    111,431.59             0.00         0.00  16,116,697.69
A-4        60,588.54     60,588.54             0.00         0.00           0.00
A-5       416,967.24    655,835.70             0.00         0.00  81,841,280.36
A-6        78,371.72     78,371.72             0.00         0.00  14,762,000.00
A-7        99,807.03     99,807.03             0.00         0.00  18,438,000.00
A-8        30,638.23     30,638.23             0.00         0.00   5,660,000.00
A-9        41,611.43     41,611.43             0.00         0.00   9,362,278.19
A-10       36,356.34     36,356.34             0.00         0.00   5,041,226.65
A-11       20,277.50     20,277.50             0.00         0.00   4,397,500.33
A-12       12,682.13     12,682.13             0.00         0.00   1,691,346.35
A-13       59,553.62     59,553.62             0.00         0.00           0.00
R-I             1.37          1.37             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        32,150.09     37,428.49             0.00         0.00   5,934,015.48
M-2        19,282.03     22,447.75             0.00         0.00   3,558,929.58
M-3        12,854.69     14,965.17             0.00         0.00   2,372,620.05
B-1         8,355.55      9,727.36             0.00         0.00   1,542,203.18
B-2         2,570.94      2,993.04             0.00         0.00     474,524.19
B-3         5,141.89      5,986.10             0.00         0.00     949,049.35

- -------------------------------------------------------------------------------
        1,293,331.31  1,877,758.70             0.00         0.00 227,339,329.77
===============================================================================




























































Run:        01/26/95     15:24:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.426803   2.900234     5.161009     8.061243   0.000000    950.526569
A-2    918.898270   5.050416     4.878447     9.928863   0.000000    913.847854
A-3    951.927740   2.993585     3.567389     6.560974   0.000000    948.934155
A-5    955.353471   2.780256     4.853197     7.633453   0.000000    952.573215
A-6   1000.000000   0.000000     5.309018     5.309018   0.000000   1000.000000
A-7   1000.000000   0.000000     5.413116     5.413116   0.000000   1000.000000
A-8   1000.000000   0.000000     5.413115     5.413115   0.000000   1000.000000
A-9    879.500065   0.000000     3.909012     3.909012   0.000000    879.500065
A-10   879.500065   0.000000     6.342782     6.342782   0.000000    879.500065
A-11   879.500066   0.000000     4.055500     4.055500   0.000000    879.500066
A-12   879.500067   0.000000     6.594707     6.594707   0.000000    879.500067
R-I      0.000000   0.000000    13.730000    13.730000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.195317   0.879123     5.354630     6.233753   0.000000    988.316194
M-2    989.195316   0.879122     5.354628     6.233750   0.000000    988.316194
M-3    989.195316   0.879122     5.354628     6.233750   0.000000    988.316194
B-1    989.195314   0.879120     5.354629     6.233749   0.000000    988.316194
B-2    989.195287   0.879130     5.354630     6.233760   0.000000    988.316158
B-3    989.195381   0.879118     5.354636     6.233754   0.000000    988.316262

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,073.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,958.08

SUBSERVICER ADVANCES THIS MONTH                                       10,171.70
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,571,027.16

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     227,339,329.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          826

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      381,865.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.48706130 %     5.21056700 %    1.30237180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.47612140 %     5.21931912 %    1.30455950 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3138 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,285,998.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25006568
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.90

POOL TRADING FACTOR:                                                94.69833269


................................................................................


Run:        01/26/95     15:25:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    99,955,139.08     6.514227  %  2,590,450.57
M-1   760944E61     2,987,500.00     2,935,164.15     6.514227  %      2,626.99
M-2   760944E79     1,991,700.00     1,956,808.85     6.514227  %      1,751.35
R     760944E53           100.00             0.00     6.514227  %          0.00
B-1                   863,100.00       847,979.97     6.514227  %        758.95
B-2                   332,000.00       326,183.93     6.514227  %        291.94
B-3                   796,572.42       782,617.85     6.514227  %        700.44

- -------------------------------------------------------------------------------
                  132,777,672.42   106,803,893.83                  2,596,580.24
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         534,383.11  3,124,833.68             0.00         0.00  97,364,688.51
M-1        15,692.07     18,319.06             0.00         0.00   2,932,537.16
M-2        10,461.55     12,212.90             0.00         0.00   1,955,057.50
R               0.00          0.00             0.00         0.00           0.00
B-1         4,533.50      5,292.45             0.00         0.00     847,221.02
B-2         1,743.86      2,035.80             0.00         0.00     325,891.99
B-3         4,184.03      4,884.47             0.00         0.00     781,917.41

- -------------------------------------------------------------------------------
          570,998.12  3,167,578.36             0.00         0.00 104,207,313.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      794.513639  20.590720     4.247652    24.838372   0.000000    773.922919
M-1    982.481724   0.879327     5.252576     6.131903   0.000000    981.602397
M-2    982.481724   0.879324     5.252573     6.131897   0.000000    981.602400
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    982.481717   0.879330     5.252578     6.131908   0.000000    981.602387
B-2    982.481717   0.879337     5.252590     6.131927   0.000000    981.602380
B-3    982.481731   0.879330     5.252580     6.131910   0.000000    981.602401

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,357.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,009.39

SUBSERVICER ADVANCES THIS MONTH                                       38,388.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   4,389,739.71

 (B)  TWO MONTHLY PAYMENTS:                                    1     374,762.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,207,031.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,207,313.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          356

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,500,990.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.58754210 %     4.58033200 %    1.83212590 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.43364220 %     4.69026068 %    1.87609710 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,105,684.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,971,886.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.95437826
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.24

POOL TRADING FACTOR:                                                78.48255787


................................................................................


Run:        01/26/95     15:25:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    26,669,244.91     6.500000  %    258,646.32
A-2   760944M39    10,308,226.00     9,430,096.32     5.200000  %    111,116.50
A-3   760944M47    53,602,774.00    49,036,499.76     6.750000  %    577,805.79
A-4   760944M54    19,600,000.00    18,765,164.70     6.500000  %    105,638.13
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    34,419,076.97     6.500000  %    345,424.48
A-8   760944M96   122,726,000.00   115,878,804.05     6.500000  %    509,527.86
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    55,692,178.38     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,066,865.68     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,731,431.25     0.000000  %      2,986.25
A-18  760944P36             0.00             0.00     0.383877  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    13,083,416.84     6.500000  %     11,544.53
M-2   760944P69     5,294,000.00     5,233,287.65     6.500000  %      4,617.74
M-3   760944P77     5,294,000.00     5,233,287.65     6.500000  %      4,617.74
B-1                 2,382,300.00     2,354,979.44     6.500000  %      2,077.98
B-2                   794,100.00       784,993.14     6.500000  %        692.66
B-3                 2,117,643.10     1,766,102.68     6.500000  %      1,558.28

- -------------------------------------------------------------------------------
                  529,391,833.88   505,193,329.42                  1,936,254.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       144,254.85    402,901.17             0.00         0.00  26,410,598.59
A-2        40,806.17    151,922.67             0.00         0.00   9,318,979.82
A-3       275,441.64    853,247.43             0.00         0.00  48,458,693.97
A-4       101,501.41    207,139.54             0.00         0.00  18,659,526.57
A-5        68,148.42     68,148.42             0.00         0.00  12,599,000.00
A-6       240,788.56    240,788.56             0.00         0.00  44,516,000.00
A-7       186,173.96    531,598.44             0.00         0.00  34,073,652.49
A-8       626,792.40  1,136,320.26             0.00         0.00 115,369,276.19
A-9       102,132.06    102,132.06             0.00         0.00  19,481,177.00
A-10       72,769.47     72,769.47             0.00         0.00  10,930,823.00
A-11      124,823.86    124,823.86             0.00         0.00  25,000,000.00
A-12       92,007.67     92,007.67             0.00         0.00  17,010,000.00
A-13       70,333.67     70,333.67             0.00         0.00  13,003,000.00
A-14      110,927.93    110,927.93             0.00         0.00  20,507,900.00
A-15            0.00          0.00       301,240.89         0.00  55,993,419.27
A-16            0.00          0.00         5,770.72         0.00   1,072,636.40
A-17            0.00      2,986.25             0.00         0.00   2,728,445.00
A-18      161,382.36    161,382.36             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        70,768.65     82,313.18             0.00         0.00  13,071,872.31
M-2        28,307.03     32,924.77             0.00         0.00   5,228,669.91
M-3        28,307.03     32,924.77             0.00         0.00   5,228,669.91
B-1        12,738.17     14,816.15             0.00         0.00   2,352,901.46
B-2         4,246.06      4,938.72             0.00         0.00     784,300.48
B-3         9,552.91     11,111.19             0.00         0.00   1,764,544.28

- -------------------------------------------------------------------------------
        2,572,204.28  4,508,458.54       307,011.61         0.00 503,564,086.65
===============================================================================






















































Run:        01/26/95     15:25:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    888.974830   8.621544     4.808495    13.430039   0.000000    880.353286
A-2    914.812725  10.779401     3.958603    14.738004   0.000000    904.033325
A-3    914.812725  10.779401     5.138571    15.917972   0.000000    904.033324
A-4    957.406362   5.389701     5.178643    10.568344   0.000000    952.016662
A-5   1000.000000   0.000000     5.409034     5.409034   0.000000   1000.000000
A-6   1000.000000   0.000000     5.409034     5.409034   0.000000   1000.000000
A-7    881.162207   8.843206     4.766236    13.609442   0.000000    872.319001
A-8    944.207454   4.151752     5.107250     9.259002   0.000000    940.055703
A-9   1000.000000   0.000000     5.242602     5.242602   0.000000   1000.000000
A-10  1000.000000   0.000000     6.657273     6.657273   0.000000   1000.000000
A-11  1000.000000   0.000000     4.992954     4.992954   0.000000   1000.000000
A-12  1000.000000   0.000000     5.409034     5.409034   0.000000   1000.000000
A-13  1000.000000   0.000000     5.409034     5.409034   0.000000   1000.000000
A-14  1000.000000   0.000000     5.409034     5.409034   0.000000   1000.000000
A-15   957.947235   0.000000     0.000000     0.000000   5.181569    963.128804
A-16  1066.865680   0.000000     0.000000     0.000000   5.770720   1072.636400
A-17   978.449732   1.069731     0.000000     1.069731   0.000000    977.380001
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.531857   0.872260     5.347003     6.219263   0.000000    987.659598
M-2    988.531857   0.872259     5.347002     6.219261   0.000000    987.659598
M-3    988.531857   0.872259     5.347002     6.219261   0.000000    987.659598
B-1    988.531856   0.872258     5.347005     6.219263   0.000000    987.659598
B-2    988.531847   0.872258     5.347009     6.219267   0.000000    987.659590
B-3    833.994491   0.735856     4.511105     5.246961   0.000000    833.258579

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      117,332.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    53,129.59

SUBSERVICER ADVANCES THIS MONTH                                       28,056.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,520,898.29

 (B)  TWO MONTHLY PAYMENTS:                                    1     157,900.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     517,171.38


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     503,564,086.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,743

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,183,129.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.33667160 %     4.68692100 %    0.97640740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.32329570 %     4.67253578 %    0.97871350 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3839 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,640,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25280999
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.99

POOL TRADING FACTOR:                                                95.12124185


................................................................................


Run:        01/26/95     15:25:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     9,549,256.22     6.500000  %     69,837.34
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    96,890,745.76     5.650000  %    708,598.81
A-9   760944S58    43,941,000.00    41,178,004.68     6.600000  %    301,150.38
A-10  760944S66             0.00             0.00     1.900000  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     5.487000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     8.173148  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     7.062500  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     3.427734  %          0.00
A-17  760944T57    78,019,000.00    71,600,360.31     6.500000  %    642,379.74
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    42,799,302.70     6.500000  %    257,276.30
A-24  760944U48             0.00             0.00     0.237739  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,972,833.83     6.500000  %     14,312.58
M-2   760944U89     5,867,800.00     5,808,249.23     6.500000  %      5,204.52
M-3   760944U97     5,867,800.00     5,808,249.23     6.500000  %      5,204.52
B-1                 2,640,500.00     2,613,702.25     6.500000  %      2,342.03
B-2                   880,200.00       871,267.07     6.500000  %        780.71
B-3                 2,347,160.34     2,323,339.68     6.500000  %      2,081.83

- -------------------------------------------------------------------------------
                  586,778,060.34   566,468,486.39                  2,009,168.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        51,616.55    121,453.89             0.00         0.00   9,479,418.88
A-2        28,053.48     28,053.48             0.00         0.00   5,190,000.00
A-3        16,210.48     16,210.48             0.00         0.00   2,999,000.00
A-4       172,765.24    172,765.24             0.00         0.00  31,962,221.74
A-5       267,102.66    267,102.66             0.00         0.00  49,415,000.00
A-6        12,778.12     12,778.12             0.00         0.00   2,364,000.00
A-7        63,468.60     63,468.60             0.00         0.00  11,741,930.42
A-8       455,236.22  1,163,835.03             0.00         0.00  96,182,146.95
A-9       226,003.57    527,153.95             0.00         0.00  40,876,854.30
A-10       65,061.64     65,061.64             0.00         0.00           0.00
A-11       75,808.06     75,808.06             0.00         0.00  16,614,005.06
A-12       23,487.10     23,487.10             0.00         0.00   3,227,863.84
A-13       38,864.24     38,864.24             0.00         0.00   5,718,138.88
A-14       59,025.43     59,025.43             0.00         0.00  10,050,199.79
A-15        8,357.59      8,357.59             0.00         0.00   1,116,688.87
A-16        7,835.24      7,835.24             0.00         0.00   2,748,772.60
A-17      387,021.09  1,029,400.83             0.00         0.00  70,957,980.57
A-18      251,670.55    251,670.55             0.00         0.00  46,560,000.00
A-19      194,828.46    194,828.46             0.00         0.00  36,044,000.00
A-20       21,648.21     21,648.21             0.00         0.00   4,005,000.00
A-21       13,583.50     13,583.50             0.00         0.00   2,513,000.00
A-22      209,635.48    209,635.48             0.00         0.00  38,783,354.23
A-23      231,342.87    488,619.17             0.00         0.00  42,542,026.40
A-24      111,990.58    111,990.58             0.00         0.00           0.00
R-I             0.92          0.92             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        86,337.89    100,650.47             0.00         0.00  15,958,521.25
M-2        31,395.30     36,599.82             0.00         0.00   5,803,044.71
M-3        31,395.30     36,599.82             0.00         0.00   5,803,044.71
B-1        14,127.83     16,469.86             0.00         0.00   2,611,360.22
B-2         4,709.45      5,490.16             0.00         0.00     870,486.36
B-3        12,558.35     14,640.18             0.00         0.00   2,321,257.85

- -------------------------------------------------------------------------------
        3,173,920.00  5,183,088.76             0.00         0.00 564,459,317.63
===============================================================================







































Run:        01/26/95     15:25:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    937.120336   6.853517     5.065412    11.918929   0.000000    930.266818
A-2   1000.000000   0.000000     5.405295     5.405295   0.000000   1000.000000
A-3   1000.000000   0.000000     5.405295     5.405295   0.000000   1000.000000
A-4    976.571901   0.000000     5.278659     5.278659   0.000000    976.571901
A-5   1000.000000   0.000000     5.405295     5.405295   0.000000   1000.000000
A-6   1000.000000   0.000000     5.405296     5.405296   0.000000   1000.000000
A-7    995.753937   0.000000     5.382344     5.382344   0.000000    995.753937
A-8    937.120336   6.853517     4.403012    11.256529   0.000000    930.266819
A-9    937.120336   6.853517     5.143342    11.996859   0.000000    930.266819
A-11   995.753936   0.000000     4.543527     4.543527   0.000000    995.753936
A-12   995.753936   0.000000     7.245464     7.245464   0.000000    995.753936
A-13   995.753935   0.000000     6.767800     6.767800   0.000000    995.753935
A-14   995.753936   0.000000     5.848123     5.848123   0.000000    995.753936
A-15   995.753937   0.000000     7.452482     7.452482   0.000000    995.753937
A-16   995.753937   0.000000     2.838347     2.838347   0.000000    995.753937
A-17   917.729788   8.233632     4.960600    13.194232   0.000000    909.496156
A-18  1000.000000   0.000000     5.405295     5.405295   0.000000   1000.000000
A-19  1000.000000   0.000000     5.405295     5.405295   0.000000   1000.000000
A-20  1000.000000   0.000000     5.405296     5.405296   0.000000   1000.000000
A-21  1000.000000   0.000000     5.405292     5.405292   0.000000   1000.000000
A-22   997.770883   0.000000     5.393246     5.393246   0.000000    997.770883
A-23   943.339270   5.670626     5.099027    10.769653   0.000000    937.668645
R-I      0.000000   0.000000     1.840000     1.840000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.851259   0.886964     5.350439     6.237403   0.000000    988.964296
M-2    989.851261   0.886963     5.350438     6.237401   0.000000    988.964298
M-3    989.851261   0.886963     5.350438     6.237401   0.000000    988.964298
B-1    989.851259   0.886965     5.350437     6.237402   0.000000    988.964295
B-2    989.851250   0.886969     5.350432     6.237401   0.000000    988.964281
B-3    989.851286   0.886965     5.350440     6.237405   0.000000    988.964320

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:05                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      131,488.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    59,509.03

SUBSERVICER ADVANCES THIS MONTH                                       52,351.70
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   5,933,828.09

 (B)  TWO MONTHLY PAYMENTS:                                    1     457,813.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,639,169.75


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     564,459,317.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,946

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,501,580.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.10423670 %     4.87040900 %    1.02535430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.08855270 %     4.88336534 %    1.02808200 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2377 %

      BANKRUPTCY AMOUNT AVAILABLE                         138,899.00
      FRAUD AMOUNT AVAILABLE                            5,055,864.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,669,206.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.14183610
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.41

POOL TRADING FACTOR:                                                96.19639107


................................................................................


Run:        01/26/95     15:25:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     8,342,299.39     6.500000  %    110,291.28
A-2   760944K56    85,878,000.00    76,602,304.05     6.500000  %    632,787.79
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    24,682,947.16     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,873,178.87     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.700000  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     6.066460  %          0.00
A-11  760944L63             0.00             0.00     0.160756  %          0.00
R     760944L71           100.00           100.00     6.500000  %        100.00
M-1   760944L89     3,099,138.00     2,972,856.80     6.500000  %     10,905.92
M-2   760944L97     3,305,815.00     3,171,112.29     6.500000  %     11,633.22
B                     826,454.53       792,778.81     6.500000  %      2,908.31

- -------------------------------------------------------------------------------
                  206,613,407.53   189,691,352.25                    768,626.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        45,170.09    155,461.37             0.00         0.00   8,232,008.11
A-2       414,769.64  1,047,557.43             0.00         0.00  75,969,516.26
A-3        70,173.01     70,173.01             0.00         0.00  12,960,000.00
A-4        14,944.25     14,944.25             0.00         0.00   2,760,000.00
A-5       125,423.41    125,423.41             0.00         0.00  24,682,947.16
A-6        61,683.65     61,683.65             0.00         0.00   9,873,178.87
A-7        28,567.34     28,567.34             0.00         0.00   5,276,000.00
A-8       118,750.37    118,750.37             0.00         0.00  21,931,576.52
A-9        77,619.79     77,619.79             0.00         0.00  13,907,398.73
A-10       32,437.02     32,437.02             0.00         0.00   6,418,799.63
A-11       25,401.89     25,401.89             0.00         0.00           0.00
R               1.65        101.65             0.00         0.00           0.00
M-1        16,096.78     27,002.70             0.00         0.00   2,961,950.88
M-2        17,170.26     28,803.48             0.00         0.00   3,159,479.07
B           4,292.56      7,200.87             0.00         0.00     789,870.50

- -------------------------------------------------------------------------------
        1,052,501.71  1,821,128.23             0.00         0.00 188,922,725.73
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    837.664363  11.074534     4.535605    15.610139   0.000000    826.589829
A-2    891.989847   7.368450     4.829754    12.198204   0.000000    884.621396
A-3   1000.000000   0.000000     5.414584     5.414584   0.000000   1000.000000
A-4   1000.000000   0.000000     5.414583     5.414583   0.000000   1000.000000
A-5    932.840029   0.000000     4.740114     4.740114   0.000000    932.840029
A-6    932.840029   0.000000     5.828009     5.828009   0.000000    932.840029
A-7   1000.000000   0.000000     5.414583     5.414583   0.000000   1000.000000
A-8    946.060587   0.000000     5.122525     5.122525   0.000000    946.060587
A-9    910.553663   0.000000     5.081970     5.081970   0.000000    910.553663
A-10   910.553663   0.000000     4.601428     4.601428   0.000000    910.553663
R     1000.0000001000.000000    16.510000  1016.510000   0.000000      0.000000
M-1    959.252799   3.519017     5.193954     8.712971   0.000000    955.733782
M-2    959.252798   3.519017     5.193957     8.712974   0.000000    955.733781
B      959.252786   3.519020     5.193958     8.712978   0.000000    955.733766

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,760.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,164.25

SUBSERVICER ADVANCES THIS MONTH                                        5,860.35
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     205,235.00

 (B)  TWO MONTHLY PAYMENTS:                                    1      83,287.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     258,469.36


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     188,922,725.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          653

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       72,743.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.34313960 %     3.23892900 %    0.41793090 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.34173160 %     3.24017660 %    0.41809180 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1608 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,902,979.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,510,874.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05636620
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.12

POOL TRADING FACTOR:                                                91.43778615

................................................................................


Run:        01/26/95     15:25:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00    23,618,269.16     6.000000  %    315,255.85
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    35,879,782.28     6.000000  %     33,449.81
A-5   760944Q43    10,500,000.00     8,744,093.35     6.000000  %    106,835.39
A-6   760944Q50    25,817,000.00    22,796,934.04     6.000000  %    211,675.00
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    14,148,890.90     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.237212  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,858,185.24     6.000000  %      7,003.79
M-2   760944R34       775,500.00       743,408.30     6.000000  %      2,802.02
M-3   760944R42       387,600.00       371,560.37     6.000000  %      1,400.47
B-1                   542,700.00       520,242.01     6.000000  %      1,960.87
B-2                   310,100.00       297,267.47     6.000000  %      1,120.45
B-3                   310,260.75       297,421.53     6.000000  %      1,121.04

- -------------------------------------------------------------------------------
                  155,046,660.75   145,203,054.65                    682,624.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       118,038.53    433,294.38             0.00         0.00  23,303,013.31
A-2       113,984.00    113,984.00             0.00         0.00  22,807,000.00
A-3         8,246.31      8,246.31             0.00         0.00   1,650,000.00
A-4       179,318.67    212,768.48             0.00         0.00  35,846,332.47
A-5        43,700.92    150,536.31             0.00         0.00   8,637,257.96
A-6       113,933.69    325,608.69             0.00         0.00  22,585,259.04
A-7        57,324.35     57,324.35             0.00         0.00  11,470,000.00
A-8             0.00          0.00        70,712.81         0.00  14,219,603.71
A-9        28,690.44     28,690.44             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         9,286.77     16,290.56             0.00         0.00   1,851,181.45
M-2         3,715.38      6,517.40             0.00         0.00     740,606.28
M-3         1,856.97      3,257.44             0.00         0.00     370,159.90
B-1         2,600.05      4,560.92             0.00         0.00     518,281.14
B-2         1,485.68      2,606.13             0.00         0.00     296,147.02
B-3         1,486.43      2,607.47             0.00         0.00     296,300.49

- -------------------------------------------------------------------------------
          683,668.19  1,366,292.88        70,712.81         0.00 144,591,142.77
===============================================================================




Run:        01/26/95     15:25:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    850.434580  11.351572     4.250271    15.601843   0.000000    839.083008
A-2   1000.000000   0.000000     4.997764     4.997764   0.000000   1000.000000
A-3   1000.000000   0.000000     4.997764     4.997764   0.000000   1000.000000
A-4    958.378714   0.893472     4.789750     5.683222   0.000000    957.485242
A-5    832.770795  10.174799     4.161992    14.336791   0.000000    822.595996
A-6    883.020260   8.199055     4.413127    12.612182   0.000000    874.821205
A-7   1000.000000   0.000000     4.997764     4.997764   0.000000   1000.000000
A-8   1061.591454   0.000000     0.000000     0.000000   5.305583   1066.897037
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    958.618056   3.613181     4.790946     8.404127   0.000000    955.004875
M-2    958.618053   3.613179     4.790948     8.404127   0.000000    955.004874
M-3    958.618086   3.613184     4.790944     8.404128   0.000000    955.004902
B-1    958.618039   3.613175     4.790953     8.404128   0.000000    955.004865
B-2    958.618091   3.613189     4.790971     8.404160   0.000000    955.004902
B-3    958.617969   3.613187     4.790938     8.404125   0.000000    955.004782

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,450.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,462.80

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     144,591,142.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          547

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       64,618.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.18457380 %     2.04758400 %    0.76784270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.18331550 %     2.04849867 %    0.76818580 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2372 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,456,678.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,918,440.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.63050459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.62

POOL TRADING FACTOR:                                                93.25653456


................................................................................


Run:        01/26/95     15:25:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00    34,825,596.55     4.750000  %  1,504,040.43
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    59,364,000.00     5.750000  %          0.00
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    21,766,170.36     5.000000  %    908,539.28
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     7.200000  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     5.645458  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     7.300000  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     5.100021  %          0.00
A-17  760944Z76    29,322,000.00    29,322,000.00     5.000000  %          0.00
A-18  760944Z84             0.00             0.00     4.000000  %          0.00
A-19  760944Z92    49,683,000.00    49,178,944.11     6.750000  %     42,830.24
A-20  7609442A5     5,593,279.30     5,431,153.20     0.000000  %     42,713.02
A-21  7609442B3             0.00             0.00     0.155624  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,510,772.91     6.750000  %     12,637.52
M-2   7609442F4     5,330,500.00     5,276,419.73     6.750000  %      4,595.27
M-3   7609442G2     5,330,500.00     5,276,419.73     6.750000  %      4,595.27
B-1                 2,665,200.00     2,638,160.37     6.750000  %      2,297.59
B-2                   799,500.00       791,388.74     6.750000  %        689.23
B-3                 1,865,759.44     1,846,830.52     6.750000  %      1,608.41

- -------------------------------------------------------------------------------
                  533,047,438.74   512,559,800.44                  2,524,546.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       137,504.53  1,641,544.96             0.00         0.00  33,321,556.12
A-2        57,896.64     57,896.64             0.00         0.00           0.00
A-3       283,736.92    283,736.92             0.00         0.00  59,364,000.00
A-4        63,329.66     63,329.66             0.00         0.00  11,287,000.00
A-5        90,464.23    999,003.51             0.00         0.00  20,857,631.08
A-6        31,662.48     31,662.48             0.00         0.00           0.00
A-7       204,592.09    204,592.09             0.00         0.00  37,443,000.00
A-8       115,016.81    115,016.81             0.00         0.00  20,499,000.00
A-9        13,297.71     13,297.71             0.00         0.00   2,370,000.00
A-10      269,428.10    269,428.10             0.00         0.00  48,019,128.22
A-11      116,329.75    116,329.75             0.00         0.00  20,733,000.00
A-12      270,571.50    270,571.50             0.00         0.00  48,222,911.15
A-13      312,596.06    312,596.06             0.00         0.00  52,230,738.70
A-14       99,857.43     99,857.43             0.00         0.00  21,279,253.46
A-15       92,148.41     92,148.41             0.00         0.00  15,185,886.80
A-16       21,459.58     21,459.58             0.00         0.00   5,062,025.89
A-17      121,867.65    121,867.65             0.00         0.00  29,322,000.00
A-18       97,494.12     97,494.12             0.00         0.00           0.00
A-19      275,935.65    318,765.89             0.00         0.00  49,136,113.87
A-20            0.00     42,713.02             0.00         0.00   5,388,440.18
A-21       66,304.95     66,304.95             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        81,417.76     94,055.28             0.00         0.00  14,498,135.39
M-2        29,605.20     34,200.47             0.00         0.00   5,271,824.46
M-3        29,605.20     34,200.47             0.00         0.00   5,271,824.46
B-1        14,802.32     17,099.91             0.00         0.00   2,635,862.78
B-2         4,440.36      5,129.59             0.00         0.00     790,699.51
B-3        10,362.29     11,970.70             0.00         0.00   1,845,222.11

- -------------------------------------------------------------------------------
        2,911,727.40  5,436,273.66             0.00         0.00 510,035,254.18
===============================================================================












































Run:        01/26/95     15:25:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143
________________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    764.188461  33.003608     3.017303    36.020911   0.000000    731.184853
A-3   1000.000000   0.000000     4.779613     4.779613   0.000000   1000.000000
A-4   1000.000000   0.000000     5.610850     5.610850   0.000000   1000.000000
A-5    875.726025  36.553582     3.639679    40.193261   0.000000    839.172443
A-7   1000.000000   0.000000     5.464094     5.464094   0.000000   1000.000000
A-8   1000.000000   0.000000     5.610850     5.610850   0.000000   1000.000000
A-9   1000.000000   0.000000     5.610848     5.610848   0.000000   1000.000000
A-10   992.376792   0.000000     5.568077     5.568077   0.000000    992.376792
A-11  1000.000000   0.000000     5.610850     5.610850   0.000000   1000.000000
A-12   983.117799   0.000000     5.516126     5.516126   0.000000    983.117799
A-13   954.414928   0.000000     5.712084     5.712084   0.000000    954.414928
A-14   954.414928   0.000000     4.478795     4.478795   0.000000    954.414928
A-15   954.414928   0.000000     5.791418     5.791418   0.000000    954.414928
A-16   954.414927   0.000000     4.046076     4.046076   0.000000    954.414927
A-17  1000.000000   0.000000     4.156185     4.156185   0.000000   1000.000000
A-19   989.854560   0.862070     5.553925     6.415995   0.000000    988.992490
A-20   971.014124   7.636490     0.000000     7.636490   0.000000    963.377634
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.854559   0.862070     5.553925     6.415995   0.000000    988.992489
M-2    989.854560   0.862071     5.553926     6.415997   0.000000    988.992489
M-3    989.854560   0.862071     5.553926     6.415997   0.000000    988.992489
B-1    989.854559   0.862070     5.553925     6.415995   0.000000    988.992488
B-2    989.854584   0.862076     5.553921     6.415997   0.000000    988.992508
B-3    989.854576   0.862073     5.553926     6.415999   0.000000    988.992504

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      112,269.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    53,992.35

SUBSERVICER ADVANCES THIS MONTH                                        7,415.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     548,734.84

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     126,695.15


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        447,435.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     510,035,254.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,729

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,077,909.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.01729870 %     4.94225900 %    1.04044200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.99311200 %     4.90981439 %    1.04464830 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1558 %

      BANKRUPTCY AMOUNT AVAILABLE                         176,219.00
      FRAUD AMOUNT AVAILABLE                           10,660,949.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,330,474.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22310128
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.10

POOL TRADING FACTOR:                                                95.68290120


................................................................................


Run:        01/26/95     15:25:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    19,546,616.58    10.500000  %    143,973.49
A-2   760944V96    67,648,000.00    59,879,088.02     6.625000  %  1,343,752.59
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.127008  %          0.00
R     760944X37       267,710.00        45,232.44     7.000000  %     20,300.43
M-1   760944X45     7,801,800.00     7,733,846.55     7.000000  %      7,639.34
M-2   760944X52     2,600,600.00     2,577,948.87     7.000000  %      2,546.45
M-3   760944X60     2,600,600.00     2,577,948.87     7.000000  %      2,546.45
B-1                 1,300,350.00     1,289,023.99     7.000000  %      1,273.27
B-2                   390,100.00       386,702.24     7.000000  %        381.98
B-3                   910,233.77       902,305.61     7.000000  %        891.25

- -------------------------------------------------------------------------------
                  260,061,393.77   251,101,713.17                  1,523,305.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       170,763.15    314,736.64             0.00         0.00  19,402,643.09
A-2       330,061.07  1,673,813.66             0.00         0.00  58,535,335.43
A-3       112,359.18    112,359.18             0.00         0.00  20,384,000.00
A-4       290,312.64    290,312.64             0.00         0.00  52,668,000.00
A-5       272,872.28    272,872.28             0.00         0.00  49,504,000.00
A-6        58,701.44     58,701.44             0.00         0.00  10,079,000.00
A-7       112,306.76    112,306.76             0.00         0.00  19,283,000.00
A-8         6,115.34      6,115.34             0.00         0.00   1,050,000.00
A-9        18,608.10     18,608.10             0.00         0.00   3,195,000.00
A-10       26,534.73     26,534.73             0.00         0.00           0.00
R             263.44     20,563.87             0.00         0.00      24,932.01
M-1        45,042.95     52,682.29             0.00         0.00   7,726,207.21
M-2        15,014.32     17,560.77             0.00         0.00   2,575,402.42
M-3        15,014.32     17,560.77             0.00         0.00   2,575,402.42
B-1         7,507.45      8,780.72             0.00         0.00   1,287,750.72
B-2         2,252.20      2,634.18             0.00         0.00     386,320.26
B-3         5,255.13      6,146.38             0.00         0.00     866,132.06

- -------------------------------------------------------------------------------
        1,488,984.50  3,012,289.75             0.00         0.00 249,543,125.62
===============================================================================



Run:        01/26/95     15:25:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    959.154845   7.064797     8.379368    15.444165   0.000000    952.090048
A-2    885.156812  19.863892     4.879096    24.742988   0.000000    865.292920
A-3   1000.000000   0.000000     5.512126     5.512126   0.000000   1000.000000
A-4   1000.000000   0.000000     5.512126     5.512126   0.000000   1000.000000
A-5   1000.000000   0.000000     5.512126     5.512126   0.000000   1000.000000
A-6   1000.000000   0.000000     5.824133     5.824133   0.000000   1000.000000
A-7   1000.000000   0.000000     5.824133     5.824133   0.000000   1000.000000
A-8   1000.000000   0.000000     5.824133     5.824133   0.000000   1000.000000
A-9   1000.000000   0.000000     5.824131     5.824131   0.000000   1000.000000
R      168.960592  75.829928     0.984050    76.813978   0.000000     93.130664
M-1    991.290029   0.979177     5.773405     6.752582   0.000000    990.310853
M-2    991.290037   0.979178     5.773406     6.752584   0.000000    990.310859
M-3    991.290037   0.979178     5.773406     6.752584   0.000000    990.310859
B-1    991.290030   0.979175     5.773407     6.752582   0.000000    990.310855
B-2    991.290028   0.979185     5.773391     6.752576   0.000000    990.310843
B-3    991.289974   0.979144     5.773407     6.752551   0.000000    951.549029

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       51,176.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,261.65

SUBSERVICER ADVANCES THIS MONTH                                       20,464.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,227,594.81

 (B)  TWO MONTHLY PAYMENTS:                                    2     778,402.58

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     249,543,125.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          937

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      737,786.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.84003560 %     5.13327600 %    1.02668830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.82182340 %     5.16023514 %    1.01794150 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1274 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            5,201,228.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,317,527.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49789906
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.95

POOL TRADING FACTOR:                                                95.95546729


................................................................................


Run:        01/26/95     15:25:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   194,127,668.14     6.748613  %  1,438,371.82
A-2   7609442W7    76,450,085.00    80,856,451.36     6.748613  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.748613  %          0.00
M-1   7609442T4     8,228,000.00     8,160,990.21     6.748613  %      6,979.39
M-2   7609442U1     2,992,100.00     2,967,731.99     6.748613  %      2,538.04
M-3   7609442V9     1,496,000.00     1,483,816.41     6.748613  %      1,268.98
B-1                 2,244,050.00     2,225,774.22     6.748613  %      1,903.51
B-2                 1,047,225.00     1,038,696.28     6.748613  %        888.31
B-3                 1,196,851.02     1,187,103.73     6.748613  %      1,015.23

- -------------------------------------------------------------------------------
                  299,203,903.02   292,048,232.34                  1,452,965.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,091,343.42  2,529,715.24             0.00         0.00 192,689,296.32
A-2             0.00          0.00       453,504.76         0.00  81,309,956.12
A-3        45,146.10     45,146.10             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,773.07     52,752.46             0.00         0.00   8,154,010.82
M-2        16,645.31     19,183.35             0.00         0.00   2,965,193.95
M-3         8,322.37      9,591.35             0.00         0.00   1,482,547.43
B-1        12,483.84     14,387.35             0.00         0.00   2,223,870.71
B-2         5,825.81      6,714.12             0.00         0.00   1,037,807.97
B-3         6,658.19      7,673.42             0.00         0.00   1,186,088.50

- -------------------------------------------------------------------------------
        1,232,198.11  2,685,163.39       453,504.76         0.00 291,048,771.82
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    944.432731   6.997691     5.309395    12.307086   0.000000    937.435040
A-2   1057.637168   0.000000     0.000000     0.000000   5.932037   1063.569205
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.855884   0.848249     5.563086     6.411335   0.000000    991.007635
M-2    991.855884   0.848247     5.563086     6.411333   0.000000    991.007637
M-3    991.855889   0.848249     5.563082     6.411331   0.000000    991.007640
B-1    991.855894   0.848248     5.563085     6.411333   0.000000    991.007647
B-2    991.855886   0.848251     5.563093     6.411344   0.000000    991.007635
B-3    991.855887   0.848251     5.563090     6.411341   0.000000    991.007636

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,680.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,447.90

SUBSERVICER ADVANCES THIS MONTH                                       17,960.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,482,249.28

 (B)  TWO MONTHLY PAYMENTS:                                    1     256,229.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     291,048,771.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,036

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      749,696.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.15709090 %     4.31864900 %    1.52426000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.14204040 %     4.32977336 %    1.52818620 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            5,984,078.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,000,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32078816
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.33

POOL TRADING FACTOR:                                                97.27439010


................................................................................


Run:        01/26/95     15:25:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATE SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    31,824,854.80     6.600000  %    380,316.47
A-2   7609442N7             0.00             0.00     3.400000  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    31,824,854.80                    380,316.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       174,714.95    555,031.42             0.00         0.00  31,444,538.33
A-2        90,004.67     90,004.67             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          264,719.62    645,036.09             0.00         0.00  31,444,538.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    870.263794  10.399911     4.777652    15.177563   0.000000    859.863884
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-95  
DISTRIBUTION DATE        30-January-95  

Run:     01/26/95     15:25:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                   MORTGAGE PASS-THROUGH CERTIFICATE 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      31,444,538.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 358,901.96

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      344,335.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000020 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                85.98615306


................................................................................


Run:        01/26/95     15:25:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    98,304,396.96     6.500000  %    147,922.45
A-2   7609443C0    22,306,000.00    19,681,464.16     6.500000  %     72,857.33
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    25,297,366.54     6.500000  %     21,161.63
A-9   7609443K2             0.00             0.00     0.532607  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,582,275.58     6.500000  %      5,506.17
M-2   7609443N6     3,317,000.00     3,290,641.76     6.500000  %      2,752.67
M-3   7609443P1     1,990,200.00     1,974,385.05     6.500000  %      1,651.60
B-1                 1,326,800.00     1,316,256.72     6.500000  %      1,101.07
B-2                   398,000.00       394,837.34     6.500000  %        330.29
B-3                   928,851.36       921,470.30     6.500000  %        770.83

- -------------------------------------------------------------------------------
                  265,366,951.36   257,095,094.41                    254,054.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       532,402.12    680,324.57             0.00         0.00  98,156,474.51
A-2       106,591.91    179,449.24             0.00         0.00  19,608,606.83
A-3       173,529.34    173,529.34             0.00         0.00  32,041,000.00
A-4       243,626.71    243,626.71             0.00         0.00  44,984,000.00
A-5        56,866.45     56,866.45             0.00         0.00  10,500,000.00
A-6        58,312.49     58,312.49             0.00         0.00  10,767,000.00
A-7         5,632.48      5,632.48             0.00         0.00   1,040,000.00
A-8       137,006.81    158,168.44             0.00         0.00  25,276,204.91
A-9       114,091.76    114,091.76             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        35,648.63     41,154.80             0.00         0.00   6,576,769.41
M-2        17,821.63     20,574.30             0.00         0.00   3,287,889.09
M-3        10,692.98     12,344.58             0.00         0.00   1,972,733.45
B-1         7,128.65      8,229.72             0.00         0.00   1,315,155.65
B-2         2,138.38      2,468.67             0.00         0.00     394,507.05
B-3         4,990.56      5,761.39             0.00         0.00     920,699.47

- -------------------------------------------------------------------------------
        1,506,480.90  1,760,534.94             0.00         0.00 256,841,040.37
===============================================================================






Run:        01/26/95     15:25:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    948.581986   1.427368     5.137380     6.564748   0.000000    947.154618
A-2    882.339467   3.266266     4.778621     8.044887   0.000000    879.073201
A-3   1000.000000   0.000000     5.415853     5.415853   0.000000   1000.000000
A-4   1000.000000   0.000000     5.415853     5.415853   0.000000   1000.000000
A-5   1000.000000   0.000000     5.415852     5.415852   0.000000   1000.000000
A-6   1000.000000   0.000000     5.415853     5.415853   0.000000   1000.000000
A-7   1000.000000   0.000000     5.415846     5.415846   0.000000   1000.000000
A-8    992.053590   0.829868     5.372816     6.202684   0.000000    991.223722
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.053592   0.829867     5.372815     6.202682   0.000000    991.223724
M-2    992.053591   0.829867     5.372816     6.202683   0.000000    991.223723
M-3    992.053588   0.829866     5.372817     6.202683   0.000000    991.223721
B-1    992.053603   0.829869     5.372814     6.202683   0.000000    991.223734
B-2    992.053618   0.829874     5.372814     6.202688   0.000000    991.223744
B-3    992.053562   0.829864     5.372819     6.202683   0.000000    991.223683

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,773.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,007.18

SUBSERVICER ADVANCES THIS MONTH                                       18,396.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,140,514.43

 (B)  TWO MONTHLY PAYMENTS:                                    1     266,641.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     302,506.38


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     256,841,040.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          894

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       38,990.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.36789460 %     4.60814000 %    1.02396520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.36703960 %     4.60883974 %    1.02412070 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5326 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,145.00
      FRAUD AMOUNT AVAILABLE                            5,307,339.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43666805
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.54

POOL TRADING FACTOR:                                                96.78712404


................................................................................


Run:        01/26/95     15:25:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00   137,618,216.60     5.399970  %  2,733,310.59
M-1   7609442K3     3,625,500.00     3,580,683.71     5.399970  %      4,041.76
M-2   7609442L1     2,416,900.00     2,387,023.71     5.399970  %      2,694.39
R     7609442J6           100.00             0.00     5.399970  %          0.00
B-1                   886,200.00       875,245.32     5.399970  %        987.95
B-2                   322,280.00       318,296.17     5.399970  %        359.28
B-3                   805,639.55       795,680.72     5.399970  %        898.14

- -------------------------------------------------------------------------------
                  161,126,619.55   145,575,146.23                  2,742,292.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         611,450.22  3,344,760.81             0.00         0.00 134,884,906.01
M-1        15,909.31     19,951.07             0.00         0.00   3,576,641.95
M-2        10,605.77     13,300.16             0.00         0.00   2,384,329.32
R               0.00          0.00             0.00         0.00           0.00
B-1         3,888.79      4,876.74             0.00         0.00     874,257.37
B-2         1,414.21      1,773.49             0.00         0.00     317,936.89
B-3         3,535.29      4,433.43             0.00         0.00     794,782.58

- -------------------------------------------------------------------------------
          646,803.59  3,389,095.70             0.00         0.00 142,832,854.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      899.054136  17.856605     3.994579    21.851184   0.000000    881.197531
M-1    987.638591   1.114815     4.388170     5.502985   0.000000    986.523776
M-2    987.638591   1.114812     4.388171     5.502983   0.000000    986.523778
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    987.638592   1.114816     4.388163     5.502979   0.000000    986.523776
B-2    987.638606   1.114807     4.388141     5.502948   0.000000    986.523799
B-3    987.638603   1.114816     4.388166     5.502982   0.000000    986.523787

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:15                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,274.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,137.13

SUBSERVICER ADVANCES THIS MONTH                                       15,720.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,911,130.85

 (B)  TWO MONTHLY PAYMENTS:                                    1     215,867.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        619,359.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     142,832,854.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          452

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,577,971.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.53414280 %     4.09940000 %    1.36645730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.43549020 %     4.17338945 %    1.39112030 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,222,532.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,223,488.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.65109898
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              347.23

POOL TRADING FACTOR:                                                88.64634194


................................................................................


Run:        01/26/95     15:25:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATE SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    48,313,068.69     6.470000  %    136,942.78
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     5,247,586.66     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   114,869,058.57                    136,942.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       260,071.19    397,013.97             0.00         0.00  48,176,125.91
A-2       330,025.60    330,025.60             0.00         0.00  61,308,403.22
A-3             0.00          0.00        28,247.97         0.00   5,275,834.63
S-1        15,057.48     15,057.48             0.00         0.00           0.00
S-2         5,242.03      5,242.03             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          610,396.30    747,339.08        28,247.97         0.00 114,760,363.76
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    976.021590   2.766521     5.253963     8.020484   0.000000    973.255069
A-2   1000.000000   0.000000     5.383040     5.383040   0.000000   1000.000000
A-3   1049.517332   0.000000     0.000000     0.000000   5.649594   1055.166926
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-95  
DISTRIBUTION DATE        30-January-95  

Run:     01/26/95     15:25:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                   MORTGAGE PASS-THROUGH CERTIFICATE 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,871.73

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     114,760,363.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,565,887.84

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                99.09493739


................................................................................


Run:        01/26/95     15:25:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00    18,582,000.74     4.500000  %    620,820.36
A-2   7609445P9    57,515,000.00    57,515,000.00     5.500000  %          0.00
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,437,000.00     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    47,213,600.59     4.250000  %    496,656.29
A-9   7609445W4             0.00             0.00     4.750000  %          0.00
A-10  7609445X2    43,420,000.00    41,574,396.41     6.500000  %    210,505.02
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    34,059,419.75     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     4,853,183.88     6.500000  %          0.00
A-14  7609446B9       478,414.72       473,890.75     0.000000  %        483.58
A-15  7609446C7             0.00             0.00     0.499414  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,610,469.85     6.500000  %      9,814.07
M-2   7609446G8     4,252,700.00     4,221,781.46     6.500000  %      3,568.58
M-3   7609446H6     4,252,700.00     4,221,781.46     6.500000  %      3,568.58
B-1                 2,126,300.00     2,110,841.08     6.500000  %      1,784.25
B-2                   638,000.00       633,361.52     6.500000  %        535.37
B-3                 1,488,500.71     1,477,678.87     6.500000  %      1,249.04

- -------------------------------------------------------------------------------
                  425,269,315.43   418,403,406.36                  1,348,985.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        69,592.72    690,413.08             0.00         0.00  17,961,180.38
A-2       263,270.76    263,270.76             0.00         0.00  57,515,000.00
A-3       208,056.58    208,056.58             0.00         0.00  41,665,000.00
A-4        52,484.37     52,484.37             0.00         0.00  10,090,000.00
A-5        39,728.74     39,728.74             0.00         0.00   7,344,000.00
A-6       245,799.96    245,799.96             0.00         0.00  45,437,000.00
A-7       103,076.19    103,076.19             0.00         0.00  19,054,000.00
A-8       166,999.39    663,655.68             0.00         0.00  46,716,944.30
A-9       186,646.37    186,646.37             0.00         0.00           0.00
A-10      224,904.49    435,409.51             0.00         0.00  41,363,891.39
A-11      358,478.34    358,478.34             0.00         0.00  66,266,000.00
A-12            0.00          0.00       184,250.81         0.00  34,243,670.56
A-13            0.00          0.00        26,254.21         0.00   4,879,438.09
A-14            0.00        483.58             0.00         0.00     473,407.17
A-15      173,906.07    173,906.07             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        62,809.02     72,623.09             0.00         0.00  11,600,655.78
M-2        22,838.52     26,407.10             0.00         0.00   4,218,212.88
M-3        22,838.52     26,407.10             0.00         0.00   4,218,212.88
B-1        11,418.99     13,203.24             0.00         0.00   2,109,056.83
B-2         3,426.29      3,961.66             0.00         0.00     632,826.15
B-3         7,993.78      9,242.82             0.00         0.00   1,476,429.83

- -------------------------------------------------------------------------------
        2,224,269.10  3,573,254.24       210,505.02         0.00 417,264,926.24
===============================================================================


























































Run:        01/26/95     15:25:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    833.460450  27.845721     3.121450    30.967171   0.000000    805.614729
A-2   1000.000000   0.000000     4.577428     4.577428   0.000000   1000.000000
A-3   1000.000000   0.000000     4.993558     4.993558   0.000000   1000.000000
A-4   1000.000000   0.000000     5.201622     5.201622   0.000000   1000.000000
A-5   1000.000000   0.000000     5.409687     5.409687   0.000000   1000.000000
A-6   1000.000000   0.000000     5.409687     5.409687   0.000000   1000.000000
A-7   1000.000000   0.000000     5.409688     5.409688   0.000000   1000.000000
A-8    940.809832   9.896706     3.327742    13.224448   0.000000    930.913126
A-10   957.494160   4.848112     5.179744    10.027856   0.000000    952.646048
A-11  1000.000000   0.000000     5.409687     5.409687   0.000000   1000.000000
A-12  1049.791017   0.000000     0.000000     0.000000   5.679041   1055.470058
A-13  1049.791019   0.000000     0.000000     0.000000   5.679042   1055.470061
A-14   990.543832   1.010797     0.000000     1.010797   0.000000    989.533035
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.729670   0.839132     5.370358     6.209490   0.000000    991.890537
M-2    992.729668   0.839133     5.370358     6.209491   0.000000    991.890535
M-3    992.729668   0.839133     5.370358     6.209491   0.000000    991.890535
B-1    992.729662   0.839134     5.370357     6.209491   0.000000    991.890528
B-2    992.729655   0.839138     5.370361     6.209499   0.000000    991.890517
B-3    992.729705   0.839133     5.370357     6.209490   0.000000    991.890578

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       83,458.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    44,216.64

SUBSERVICER ADVANCES THIS MONTH                                       32,689.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,835,915.92

 (B)  TWO MONTHLY PAYMENTS:                                    1     469,205.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     587,629.94


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     417,264,926.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,433

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      784,764.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.19138550 %     4.79842500 %    1.01018980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.18044920 %     4.80200474 %    1.01209180 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4991 %

      BANKRUPTCY AMOUNT AVAILABLE                         149,543.00
      FRAUD AMOUNT AVAILABLE                            8,505,386.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,470,080.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35640512
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.20

POOL TRADING FACTOR:                                                98.11780702


................................................................................


Run:        01/26/95     15:25:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    17,088,000.00     6.000000  %          0.00
A-2   7609445A2    54,914,000.00    49,722,105.77     6.000000  %    520,922.76
A-3   7609445B0    15,096,000.00    14,007,463.09     6.000000  %    109,217.10
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     7.580000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     3.291754  %          0.00
A-9   7609445H7             0.00             0.00     0.320307  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       750,663.32     6.000000  %      2,727.88
M-2   7609445L8     2,868,200.00     2,775,267.50     6.000000  %     10,085.22
B                     620,201.82       600,106.65     6.000000  %      2,180.78

- -------------------------------------------------------------------------------
                  155,035,301.82   146,289,183.65                    645,133.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,372.56     85,372.56             0.00         0.00  17,088,000.00
A-2       248,414.29    769,337.05             0.00         0.00  49,201,183.01
A-3        69,982.04    179,199.14             0.00         0.00  13,898,245.99
A-4        31,090.44     31,090.44             0.00         0.00   6,223,000.00
A-5        46,220.61     46,220.61             0.00         0.00   9,251,423.55
A-6       186,371.12    186,371.12             0.00         0.00  37,303,669.38
A-7        34,151.25     34,151.25             0.00         0.00   5,410,802.13
A-8         8,652.35      8,652.35             0.00         0.00   3,156,682.26
A-9        39,017.04     39,017.04             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,750.36      6,478.24             0.00         0.00     747,935.44
M-2        13,865.39     23,950.61             0.00         0.00   2,765,182.28
B           2,998.12      5,178.90             0.00         0.00     597,925.87

- -------------------------------------------------------------------------------
          769,885.57  1,415,019.31             0.00         0.00 145,644,049.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     4.996053     4.996053   0.000000   1000.000000
A-2    905.454088   9.486156     4.523697    14.009853   0.000000    895.967932
A-3    927.892362   7.234837     4.635800    11.870637   0.000000    920.657525
A-4   1000.000000   0.000000     4.996053     4.996053   0.000000   1000.000000
A-5    972.298849   0.000000     4.857657     4.857657   0.000000    972.298849
A-6    967.268303   0.000000     4.832524     4.832524   0.000000    967.268303
A-7    914.450250   0.000000     5.771717     5.771717   0.000000    914.450250
A-8    914.450249   0.000000     2.506475     2.506475   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.599020   3.516216     4.834184     8.350400   0.000000    964.082805
M-2    967.599017   3.516219     4.834178     8.350397   0.000000    964.082798
B      967.598983   3.516226     4.834168     8.350394   0.000000    964.082756

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,691.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,846.65

SUBSERVICER ADVANCES THIS MONTH                                        8,147.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     371,136.54

 (B)  TWO MONTHLY PAYMENTS:                                    1     531,240.84

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,644,049.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          537

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      113,524.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.17953350 %     2.41024700 %    0.41021940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.17733500 %     2.41212581 %    0.41053920 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3202 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,550,353.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,814,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69718797
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              166.49

POOL TRADING FACTOR:                                                93.94250742


................................................................................


Run:        01/26/95     15:25:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    17,821,154.88     6.500000  %    126,254.67
A-2   7609443X4    70,702,000.00    64,219,199.52     6.500000  %    416,776.15
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    29,284,762.43     6.500000  %     24,897.75
A-9   7609444E5             0.00             0.00     0.450580  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,542,811.92     6.500000  %      7,263.05
M-2   7609444H8     3,129,000.00     3,106,170.24     6.500000  %      2,640.85
M-3   7609444J4     3,129,000.00     3,106,170.24     6.500000  %      2,640.85
B-1                 1,251,600.00     1,242,468.09     6.500000  %      1,056.34
B-2                   625,800.00       621,234.04     6.500000  %        528.17
B-3                 1,251,647.88     1,242,515.59     6.500000  %      1,056.38

- -------------------------------------------------------------------------------
                  312,906,747.88   304,113,486.95                    583,114.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        96,488.23    222,742.90             0.00         0.00  17,694,900.21
A-2       347,698.93    764,475.08             0.00         0.00  63,802,423.37
A-3        60,710.00     60,710.00             0.00         0.00  11,213,000.00
A-4       442,636.76    442,636.76             0.00         0.00  81,754,000.00
A-5       343,057.83    343,057.83             0.00         0.00  63,362,000.00
A-6        95,280.01     95,280.01             0.00         0.00  17,598,000.00
A-7         5,414.26      5,414.26             0.00         0.00   1,000,000.00
A-8       158,555.09    183,452.84             0.00         0.00  29,259,864.68
A-9       114,138.56    114,138.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        46,252.93     53,515.98             0.00         0.00   8,535,548.87
M-2        16,817.59     19,458.44             0.00         0.00   3,103,529.39
M-3        16,817.59     19,458.44             0.00         0.00   3,103,529.39
B-1         6,727.04      7,783.38             0.00         0.00   1,241,411.75
B-2         3,363.52      3,891.69             0.00         0.00     620,705.87
B-3         6,727.26      7,783.64             0.00         0.00   1,241,459.21

- -------------------------------------------------------------------------------
        1,760,685.60  2,343,799.81             0.00         0.00 303,530,372.74
===============================================================================




Run:        01/26/95     15:25:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    900.740707   6.381333     4.876838    11.258171   0.000000    894.359374
A-2    908.308103   5.894828     4.917809    10.812637   0.000000    902.413275
A-3   1000.000000   0.000000     5.414251     5.414251   0.000000   1000.000000
A-4   1000.000000   0.000000     5.414252     5.414252   0.000000   1000.000000
A-5   1000.000000   0.000000     5.414252     5.414252   0.000000   1000.000000
A-6   1000.000000   0.000000     5.414252     5.414252   0.000000   1000.000000
A-7   1000.000000   0.000000     5.414260     5.414260   0.000000   1000.000000
A-8    992.703811   0.843992     5.374749     6.218741   0.000000    991.859820
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.703811   0.843991     5.374748     6.218739   0.000000    991.859820
M-2    992.703816   0.843992     5.374749     6.218741   0.000000    991.859824
M-3    992.703816   0.843992     5.374749     6.218741   0.000000    991.859824
B-1    992.703811   0.843992     5.374752     6.218744   0.000000    991.859819
B-2    992.703803   0.843992     5.374752     6.218744   0.000000    991.859811
B-3    992.703787   0.843991     5.374746     6.218737   0.000000    991.859797

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       64,533.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    31,989.54

SUBSERVICER ADVANCES THIS MONTH                                       16,503.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,788,429.61

 (B)  TWO MONTHLY PAYMENTS:                                    2     685,650.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     303,530,372.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,036

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      324,558.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.12674190 %     4.85185700 %    1.02140080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.12046170 %     4.85704528 %    1.02249300 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4501 %

      BANKRUPTCY AMOUNT AVAILABLE                         136,658.04
      FRAUD AMOUNT AVAILABLE                            6,258,135.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32993215
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.52

POOL TRADING FACTOR:                                                97.00346023


................................................................................


Run:        01/26/95     15:25:19                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00    24,974,629.08     6.500000  %    654,267.80
A-2   7609444L9    29,271,000.00    29,271,000.00     6.000000  %          0.00
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     5.437000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     8.802695  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.205251  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       761,453.92     6.500000  %      2,721.85
M-2   7609444Y1     2,903,500.00     2,816,409.52     6.500000  %     10,067.37
B                     627,984.63       609,148.22     6.500000  %      2,177.43

- -------------------------------------------------------------------------------
                  156,939,684.63   149,047,951.24                    669,234.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       135,154.86    789,422.66             0.00         0.00  24,320,361.28
A-2       146,220.43    146,220.43             0.00         0.00  29,271,000.00
A-3       151,503.86    151,503.86             0.00         0.00  28,657,000.00
A-4        25,597.27     25,597.27             0.00         0.00   4,730,000.00
A-5        15,763.86     15,763.86             0.00         0.00           0.00
A-6       134,940.97    134,940.97             0.00         0.00  24,935,106.59
A-7        47,530.16     47,530.16             0.00         0.00  10,500,033.66
A-8        35,516.77     35,516.77             0.00         0.00   4,846,170.25
A-9        91,711.85     91,711.85             0.00         0.00  16,947,000.00
A-10       25,470.12     25,470.12             0.00         0.00           0.00
R-I             1.91          1.91             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         4,120.75      6,842.60             0.00         0.00     758,732.07
M-2        15,241.52     25,308.89             0.00         0.00   2,806,342.15
B           3,296.55      5,473.98             0.00         0.00     606,970.79

- -------------------------------------------------------------------------------
          832,070.88  1,501,305.33             0.00         0.00 148,378,716.79
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    804.802432  21.083649     4.355338    25.438987   0.000000    783.718783
A-2   1000.000000   0.000000     4.995403     4.995403   0.000000   1000.000000
A-3   1000.000000   0.000000     5.286801     5.286801   0.000000   1000.000000
A-4   1000.000000   0.000000     5.411685     5.411685   0.000000   1000.000000
A-6    974.560564   0.000000     5.274016     5.274016   0.000000    974.560564
A-7    935.744141   0.000000     4.235802     4.235802   0.000000    935.744141
A-8    935.744141   0.000000     6.857912     6.857912   0.000000    935.744142
A-9   1000.000000   0.000000     5.411686     5.411686   0.000000   1000.000000
R-I      0.000000   0.000000    19.110000    19.110000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.004994   3.467325     5.249363     8.716688   0.000000    966.537669
M-2    970.005001   3.467322     5.249361     8.716683   0.000000    966.537679
B      970.004982   3.467330     5.249364     8.716694   0.000000    966.537652

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,182.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,291.57

SUBSERVICER ADVANCES THIS MONTH                                       10,529.04
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     604,929.77

 (B)  TWO MONTHLY PAYMENTS:                                    1     273,009.98

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,378,716.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          572

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      136,456.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.19082910 %     2.40047800 %    0.40869280 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.18824570 %     2.40268571 %    0.40906860 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2052 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,569,397.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,204,594.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.10568229
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              165.75

POOL TRADING FACTOR:                                                94.54505859


................................................................................


Run:        01/26/95     15:25:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   159,218,475.00     6.995598  %    775,161.70
A-2                99,787,000.00    95,137,329.14     6.995598  %    463,180.00
A-3   7609446Y9   100,000,000.00   104,756,213.47     6.995598  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.995598  %          0.00
M-1   7609447B8    10,702,300.00    10,628,562.21     6.995598  %      8,850.83
M-2   7609447C6     3,891,700.00     3,864,886.55     6.995598  %      3,218.44
M-3   7609447D4     3,891,700.00     3,864,886.55     6.995598  %      3,218.44
B-1                 1,751,300.00     1,739,233.72     6.995598  %      1,448.33
B-2                   778,400.00       773,036.90     6.995598  %        643.74
B-3                 1,362,164.15     1,352,779.01     6.995598  %      1,126.52

- -------------------------------------------------------------------------------
                  389,164,664.15   381,335,402.55                  1,256,848.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       927,925.13  1,703,086.83             0.00         0.00 158,443,313.30
A-2       554,460.27  1,017,640.27             0.00         0.00  94,674,149.14
A-3             0.00          0.00       610,519.12         0.00 105,366,732.59
A-4        42,252.60     42,252.60             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,943.25     70,794.08             0.00         0.00  10,619,711.38
M-2        22,524.55     25,742.99             0.00         0.00   3,861,668.11
M-3        22,524.55     25,742.99             0.00         0.00   3,861,668.11
B-1        10,136.25     11,584.58             0.00         0.00   1,737,785.39
B-2         4,505.26      5,149.00             0.00         0.00     772,393.16
B-3         7,884.01      9,010.53             0.00         0.00   1,351,652.49

- -------------------------------------------------------------------------------
        1,654,155.87  2,911,003.87       610,519.12         0.00 380,689,073.67
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.404042   4.641687     5.556438    10.198125   0.000000    948.762355
A-2    953.404042   4.641687     5.556438    10.198125   0.000000    948.762355
A-3   1047.562135   0.000000     0.000000     0.000000   6.105191   1053.667326
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.110099   0.827003     5.787845     6.614848   0.000000    992.283096
M-2    993.110093   0.827001     5.787843     6.614844   0.000000    992.283092
M-3    993.110093   0.827001     5.787843     6.614844   0.000000    992.283092
B-1    993.110101   0.827003     5.787843     6.614846   0.000000    992.283098
B-2    993.110098   0.827004     5.787847     6.614851   0.000000    992.283094
B-3    993.110126   0.827000     5.787849     6.614849   0.000000    992.283125

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       72,609.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,003.59

SUBSERVICER ADVANCES THIS MONTH                                        8,241.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     830,598.32

 (B)  TWO MONTHLY PAYMENTS:                                    1     258,498.28

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     123,072.08


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     380,689,073.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,453

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      328,775.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.17222090 %     4.81422300 %    1.01355650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.16718780 %     4.81838037 %    1.01443180 %

      BANKRUPTCY AMOUNT AVAILABLE                         103,469.00
      FRAUD AMOUNT AVAILABLE                            3,891,647.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43706417
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.73

POOL TRADING FACTOR:                                                97.82210687


................................................................................


Run:        01/26/95     15:25:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    39,336,182.48     6.500000  %    572,488.05
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    26,092,255.77     6.500000  %    263,309.75
A-4   760947AD3    73,800,000.00    72,339,323.61     6.500000  %     74,640.58
A-5   760947AE1    13,209,000.00    13,791,860.51     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,696,002.56     0.000000  %      6,855.49
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.215389  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       885,003.25     6.500000  %      3,127.29
M-2   760947AL5     2,907,400.00     2,830,024.70     6.500000  %     10,000.30
B                     726,864.56       707,520.30     6.500000  %      2,500.12

- -------------------------------------------------------------------------------
                  181,709,071.20   174,601,173.18                    932,921.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       212,884.65    785,372.70             0.00         0.00  38,763,694.43
A-2        91,586.08     91,586.08             0.00         0.00  16,923,000.00
A-3       141,209.45    404,519.20             0.00         0.00  25,828,946.02
A-4       391,495.31    466,135.89             0.00         0.00  72,264,683.03
A-5             0.00          0.00        74,640.58         0.00  13,866,501.09
A-6             0.00      6,855.49             0.00         0.00   1,689,147.07
A-7         6,541.81      6,541.81             0.00         0.00           0.00
A-8        31,311.90     31,311.90             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,789.58      7,916.87             0.00         0.00     881,875.96
M-2        15,315.89     25,316.19             0.00         0.00   2,820,024.40
B           3,829.10      6,329.22             0.00         0.00     705,020.18

- -------------------------------------------------------------------------------
          898,963.77  1,831,885.35        74,640.58         0.00 173,742,892.18
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    904.612788  13.165487     4.895701    18.061188   0.000000    891.447301
A-2   1000.000000   0.000000     5.411929     5.411929   0.000000   1000.000000
A-3    931.866278   9.403920     5.043195    14.447115   0.000000    922.462358
A-4    980.207637   1.011390     5.304814     6.316204   0.000000    979.196247
A-5   1044.126013   0.000000     0.000000     0.000000   5.650737   1049.776750
A-6    969.417618   3.918528     0.000000     3.918528   0.000000    965.499091
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.386769   3.439606     5.267906     8.707512   0.000000    969.947162
M-2    973.386772   3.439602     5.267899     8.707501   0.000000    969.947169
B      973.386706   3.439609     5.267900     8.707509   0.000000    969.947111

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,591.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,264.09

SUBSERVICER ADVANCES THIS MONTH                                       18,759.52
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,802,418.87

 (B)  TWO MONTHLY PAYMENTS:                                    1     263,877.13

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     173,742,892.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          669

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      240,987.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.44221170 %     2.14859300 %    0.40919560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.43863720 %     2.13067730 %    0.40976740 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2154 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,817,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     946,418.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00138339
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              166.82

POOL TRADING FACTOR:                                                95.61597065


................................................................................


Run:        01/26/95     15:25:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   194,665,155.64     7.000000  %  1,373,696.88
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00    11,981,822.69     7.000000  %     67,455.57
A-4   760947BA8   100,000,000.00   104,154,805.40     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,307,752.04     0.000000  %      2,370.26
A-6   760947AV3             0.00             0.00     0.377042  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,744,205.50     7.000000  %      9,333.77
M-2   760947AY7     3,940,650.00     3,914,718.61     7.000000  %      3,111.24
M-3   760947AZ4     3,940,700.00     3,914,768.28     7.000000  %      3,111.28
B-1                 2,364,500.00     2,348,940.43     7.000000  %      1,866.83
B-2                   788,200.00       783,013.27     7.000000  %        622.30
B-3                 1,773,245.53     1,761,576.70     7.000000  %      1,400.04

- -------------------------------------------------------------------------------
                  394,067,185.32   386,915,058.56                  1,462,968.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,135,115.29  2,508,812.17             0.00         0.00 193,291,458.76
A-2       287,697.40    287,697.40             0.00         0.00  49,338,300.00
A-3        69,867.41    137,322.98             0.00         0.00  11,914,367.12
A-4             0.00          0.00       607,338.85         0.00 104,762,144.25
A-5             0.00      2,370.26             0.00         0.00   2,305,381.78
A-6       121,523.17    121,523.17             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        68,481.84     77,815.61             0.00         0.00  11,734,871.73
M-2        22,827.18     25,938.42             0.00         0.00   3,911,607.37
M-3        22,827.47     25,938.75             0.00         0.00   3,911,657.00
B-1        13,696.94     15,563.77             0.00         0.00   2,347,073.60
B-2         4,565.84      5,188.14             0.00         0.00     782,390.97
B-3        10,271.96     11,672.00             0.00         0.00   1,760,176.66

- -------------------------------------------------------------------------------
        1,756,874.50  3,219,842.67       607,338.85         0.00 386,059,429.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    948.579423   6.693856     5.531278    12.225134   0.000000    941.885567
A-2   1000.000000   0.000000     5.831117     5.831117   0.000000   1000.000000
A-3    958.545815   5.396446     5.589393    10.985839   0.000000    953.149370
A-4   1041.548054   0.000000     0.000000     0.000000   6.073389   1047.621443
A-5    968.858536   0.995101     0.000000     0.995101   0.000000    967.863435
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.419514   0.789525     5.792746     6.582271   0.000000    992.629989
M-2    993.419515   0.789525     5.792745     6.582270   0.000000    992.629990
M-3    993.419514   0.789525     5.792745     6.582270   0.000000    992.629990
B-1    993.419509   0.789524     5.792743     6.582267   0.000000    992.629985
B-2    993.419526   0.789520     5.792743     6.582263   0.000000    992.630005
B-3    993.419507   0.789524     5.792745     6.582269   0.000000    992.629972

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       66,754.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,506.51

SUBSERVICER ADVANCES THIS MONTH                                       22,231.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,938,567.18

 (B)  TWO MONTHLY PAYMENTS:                                    1     268,451.11

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     386,059,429.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,410

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      547,910.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.63838850 %     5.08926700 %    1.27234460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.62931090 %     5.06609465 %    1.27416020 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3771 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,289.00
      FRAUD AMOUNT AVAILABLE                            7,881,344.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,940,672.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62252193
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.83

POOL TRADING FACTOR:                                                97.96792111


................................................................................


Run:        01/26/95     15:25:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   146,014,609.90     6.500000  %  1,112,812.55
A-2   760947BC4     1,321,915.43     1,290,608.59     0.000000  %      5,352.46
A-3   760947BD2             0.00             0.00     0.326400  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,144,366.43     6.500000  %      4,029.93
M-2   760947BG5     2,491,000.00     2,440,596.54     6.500000  %      8,594.66
B                     622,704.85       610,104.89     6.500000  %      2,148.52

- -------------------------------------------------------------------------------
                  155,671,720.28   151,500,286.35                  1,132,938.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       790,508.77  1,903,321.32             0.00         0.00 144,901,797.35
A-2             0.00      5,352.46             0.00         0.00   1,285,256.13
A-3        41,187.05     41,187.05             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         6,195.49     10,225.42             0.00         0.00   1,140,336.50
M-2        13,213.15     21,807.81             0.00         0.00   2,432,001.88
B           3,303.04      5,451.56             0.00         0.00     607,956.37

- -------------------------------------------------------------------------------
          854,407.50  1,987,345.62             0.00         0.00 150,367,348.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    972.989644   7.415389     5.267670    12.683059   0.000000    965.574255
A-2    976.317063   4.049018     0.000000     4.049018   0.000000    972.268044
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.765779   3.450283     5.304358     8.754641   0.000000    976.315497
M-2    979.765773   3.450285     5.304356     8.754641   0.000000    976.315488
B      979.765759   3.450286     5.304343     8.754629   0.000000    976.315457

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,126.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,707.39

SUBSERVICER ADVANCES THIS MONTH                                       11,566.52
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     723,327.81

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        505,161.49

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     150,367,348.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          579

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      599,182.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.20719200 %     2.38663900 %    0.40616880 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.19597790 %     2.37574076 %    0.40779970 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3269 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,556,717.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.06795508
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              167.13

POOL TRADING FACTOR:                                                96.59259110


................................................................................


Run:        01/26/95     15:25:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    24,839,896.88     7.750000  %    226,548.16
A-2   760947BS9    40,324,000.00    39,546,550.67     7.750000  %          0.00
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     4,850,599.69     7.750000  %          0.00
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    17,630,059.11     7.750000  %          0.00
A-7   760947BX8    21,500,000.00    22,202,930.08     7.750000  %          0.00
A-8   760947BY6    15,537,000.00    15,009,800.44     7.750000  %    102,952.99
A-9   760947BZ3     2,074,847.12     2,053,912.60     0.000000  %      1,899.43
A-10  760947CE9             0.00             0.00     0.381259  %          0.00
R     760947CA7       355,000.00       174,024.08     7.750000  %     35,158.28
M-1   760947CB5     4,463,000.00     4,448,036.56     7.750000  %      3,109.16
M-2   760947CC3     2,028,600.00     2,021,798.56     7.750000  %      1,413.23
M-3   760947CD1     1,623,000.00     1,617,558.44     7.750000  %      1,130.67
B-1                   974,000.00       970,734.39     7.750000  %        678.54
B-2                   324,600.00       323,511.68     7.750000  %        226.13
B-3                   730,456.22       728,007.21     7.750000  %        508.85

- -------------------------------------------------------------------------------
                  162,292,503.34   158,288,420.39                    373,625.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       160,367.90    386,916.06             0.00         0.00  24,613,348.72
A-2       255,314.96    255,314.96             0.00         0.00  39,546,550.67
A-3        41,964.40     41,964.40             0.00         0.00   6,500,000.00
A-4        31,315.77     31,315.77             0.00         0.00   4,850,599.69
A-5        99,236.12     99,236.12             0.00         0.00  15,371,000.00
A-6       113,820.75    113,820.75             0.00         0.00  17,630,059.11
A-7             0.00          0.00       143,343.48         0.00  22,346,273.56
A-8        96,904.19    199,857.18             0.00         0.00  14,906,847.45
A-9             0.00      1,899.43             0.00         0.00   2,052,013.17
A-10       50,273.05     50,273.05             0.00         0.00           0.00
R           1,123.51     36,281.79             0.00         0.00     138,865.80
M-1        28,716.79     31,825.95             0.00         0.00   4,444,927.40
M-2        13,052.86     14,466.09             0.00         0.00   2,020,385.33
M-3        10,443.06     11,573.73             0.00         0.00   1,616,427.77
B-1         6,267.12      6,945.66             0.00         0.00     970,055.85
B-2         2,088.62      2,314.75             0.00         0.00     323,285.55
B-3         4,700.06      5,208.91             0.00         0.00     727,498.36

- -------------------------------------------------------------------------------
          915,589.16  1,289,214.60       143,343.48         0.00 158,058,138.43
===============================================================================



Run:        01/26/95     15:25:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    955.380649   8.713391     6.167996    14.881387   0.000000    946.667259
A-2    980.719935   0.000000     6.331588     6.331588   0.000000    980.719935
A-3   1000.000000   0.000000     6.456062     6.456062   0.000000   1000.000000
A-4    970.119938   0.000000     6.263154     6.263154   0.000000    970.119938
A-5   1000.000000   0.000000     6.456061     6.456061   0.000000   1000.000000
A-6    904.708735   0.000000     5.840855     5.840855   0.000000    904.708735
A-7   1032.694422   0.000000     0.000000     0.000000   6.667139   1039.361561
A-8    966.068124   6.626311     6.236995    12.863306   0.000000    959.441813
A-9    989.910331   0.915455     0.000000     0.915455   0.000000    988.994876
R      490.208676  99.037408     3.164817   102.202225   0.000000    391.171268
M-1    996.647224   0.696652     6.434414     7.131066   0.000000    995.950571
M-2    996.647225   0.696653     6.434418     7.131071   0.000000    995.950572
M-3    996.647221   0.696654     6.434418     7.131072   0.000000    995.950567
B-1    996.647218   0.696653     6.434415     7.131068   0.000000    995.950565
B-2    996.647197   0.696642     6.434442     7.131084   0.000000    995.950555
B-3    996.647287   0.696647     6.434417     7.131064   0.000000    995.950668

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,000.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,963.18

SUBSERVICER ADVANCES THIS MONTH                                        8,908.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,182,764.30

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     158,058,138.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          585

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      119,453.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.52918440 %     5.17644500 %    1.29437040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.52424130 %     5.11314418 %    1.29535920 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3812 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,245,850.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.33431280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              348.13

POOL TRADING FACTOR:                                                97.39090542


................................................................................


Run:        01/26/95     15:25:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    25,402,121.35     6.500000  %     97,812.06
A-II  760947BJ9    22,971,650.00    22,580,230.58     7.000000  %    121,675.45
A-II  760947BK6    31,478,830.00    30,977,273.85     7.500000  %    128,317.96
IO    760947BL4             0.00             0.00     0.348984  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00     1,024,098.89     7.035337  %      3,358.32
M-2   760947BQ3     1,539,985.00     1,515,666.96     7.035337  %      4,970.32
B                     332,976.87       327,718.81     7.035337  %      1,074.69

- -------------------------------------------------------------------------------
                   83,242,471.87    81,827,110.44                    357,208.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       137,441.04    235,253.10             0.00         0.00  25,304,309.29
A-II      131,570.80    253,246.25             0.00         0.00  22,458,555.13
A-III     193,391.58    321,709.54             0.00         0.00  30,848,955.89
IO         23,770.38     23,770.38             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,997.36      9,355.68             0.00         0.00   1,020,740.57
M-2         8,876.09     13,846.41             0.00         0.00   1,510,696.64
B           1,919.19      2,993.88             0.00         0.00     326,644.12

- -------------------------------------------------------------------------------
          502,966.44    860,175.24             0.00         0.00  81,469,901.64
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    981.599307   3.779694     5.311054     9.090748   0.000000    977.819613
A-II   982.960762   5.296766     5.727529    11.024295   0.000000    977.663996
A-II   984.066874   4.076326     6.143544    10.219870   0.000000    979.990549
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    984.208903   3.227513     5.763752     8.991265   0.000000    980.981390
M-2    984.208911   3.227513     5.763753     8.991266   0.000000    980.981398
B      984.208933   3.227513     5.763744     8.991257   0.000000    980.981420

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,641.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,824.78

SUBSERVICER ADVANCES THIS MONTH                                        5,003.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     525,753.62

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      81,469,901.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          353

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       88,871.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.49567890 %     3.10382000 %    0.40050150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.49185620 %     3.10720542 %    0.40093840 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3490 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              832,425.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.66164200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              169.56

POOL TRADING FACTOR:                                                97.87059395



Run:     02/02/95     16:36:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
  CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157 GROUP I)     
                    STATEMENT TO CERTIFICATEHOLDERS
                     ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,558.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,512.25

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,223,614.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          114

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        7,818.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.49540480 %     3.10406500 %    0.40052960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.10499092 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04358286
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              167.08

POOL TRADING FACTOR:                                                97.78691795



Run:     02/02/95     16:36:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158 GROUP II)  
                    STATEMENT TO CERTIFICATEHOLDERS
                     ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,925.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,503.53

SUBSERVICER ADVANCES THIS MONTH                                        2,165.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     233,256.47

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,275,482.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           97

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       45,831.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.49707920 %     3.10257400 %    0.40034720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.10868283 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44785155
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              168.92

POOL TRADING FACTOR:                                                97.77633459



Run:     02/02/95     16:37:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159 GROUP III)   
                    STATEMENT TO CERTIFICATEHOLDERS
                     ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,157.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,809.00

SUBSERVICER ADVANCES THIS MONTH                                        2,838.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     292,497.15

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      31,970,804.55

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          142

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       35,221.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.49488300 %     3.10452600 %    0.40059080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.10794628 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32424198
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              172.05

POOL TRADING FACTOR:                                                98.00816904

................................................................................


Run:        01/26/95     15:25:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00    17,494,917.58     8.000000  %    574,217.29
A-2   760947CG4    28,854,000.00    28,010,858.03     8.000000  %    304,287.63
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    49,847,000.00     8.000000  %          0.00
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,763,438.92     0.000000  %      2,998.47
A-12  760947CW9             0.00             0.00     0.370900  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,646,095.01     8.000000  %      3,701.17
M-2   760947CU3     2,572,900.00     2,566,352.41     8.000000  %      1,682.32
M-3   760947CV1     2,058,400.00     2,053,161.72     8.000000  %      1,345.91
B-1                 1,029,200.00     1,026,580.86     8.000000  %        672.95
B-2                   617,500.00       615,928.56     8.000000  %        403.76
B-3                   926,311.44       923,954.16     8.000000  %        605.68

- -------------------------------------------------------------------------------
                  205,832,763.60   203,351,287.25                    889,915.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       116,606.77    690,824.06             0.00         0.00  16,920,700.29
A-2       186,697.41    490,985.04             0.00         0.00  27,706,570.40
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,873.47      6,873.47             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       332,239.23    332,239.23             0.00         0.00  49,847,000.00
A-8        13,996.88     13,996.88             0.00         0.00   2,100,000.00
A-9        90,419.83     90,419.83             0.00         0.00  13,566,000.00
A-10      338,171.25    338,171.25             0.00         0.00  50,737,000.00
A-11            0.00      2,998.47             0.00         0.00   2,760,440.45
A-12       62,877.01     62,877.01             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        37,632.24     41,333.41             0.00         0.00   5,642,393.84
M-2        17,105.20     18,787.52             0.00         0.00   2,564,670.09
M-3        13,684.69     15,030.60             0.00         0.00   2,051,815.81
B-1         6,842.34      7,515.29             0.00         0.00   1,025,907.91
B-2         4,105.27      4,509.03             0.00         0.00     615,524.80
B-3         6,158.32      6,764.00             0.00         0.00     923,348.48

- -------------------------------------------------------------------------------
        1,399,868.24  2,289,783.42             0.00         0.00 202,461,372.07
===============================================================================

Run:        01/26/95     15:25:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    916.636151  30.085785     6.109545    36.195330   0.000000    886.550366
A-2    970.779026  10.545769     6.470417    17.016186   0.000000    960.233257
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.873470     6.873470   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7   1000.000000   0.000000     6.665180     6.665180   0.000000   1000.000000
A-8   1000.000000   0.000000     6.665181     6.665181   0.000000   1000.000000
A-9   1000.000000   0.000000     6.665180     6.665180   0.000000   1000.000000
A-10  1000.000000   0.000000     6.665180     6.665180   0.000000   1000.000000
A-11   994.811373   1.079420     0.000000     1.079420   0.000000    993.731952
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.455174   0.653859     6.648218     7.302077   0.000000    996.801314
M-2    997.455171   0.653861     6.648218     7.302079   0.000000    996.801310
M-3    997.455169   0.653862     6.648217     7.302079   0.000000    996.801307
B-1    997.455169   0.653857     6.648212     7.302069   0.000000    996.801312
B-2    997.455158   0.653862     6.648211     7.302073   0.000000    996.801296
B-3    997.455197   0.653862     6.648218     7.302080   0.000000    996.801335

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,222.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,474.43

SUBSERVICER ADVANCES THIS MONTH                                        6,290.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     580,547.36

 (B)  TWO MONTHLY PAYMENTS:                                    1     226,444.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     202,461,372.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          787

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      756,129.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.60276670 %     5.11776200 %    1.27947110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.57856730 %     5.06708002 %    1.28431110 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3700 %

      BANKRUPTCY AMOUNT AVAILABLE                         102,629.00
      FRAUD AMOUNT AVAILABLE                            4,116,655.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,347,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.54290492
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              348.81

POOL TRADING FACTOR:                                                98.36207246

................................................................................


Run:        01/26/95     15:25:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00    20,442,490.65     8.000000  %    535,461.97
A-2   760947CY5    21,457,000.00    21,457,000.00     8.000000  %          0.00
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,360,723.45     0.000000  %      1,172.79
A-8   760947DD0             0.00             0.00     0.423739  %          0.00
R     760947DE8       160,000.00       139,344.55     8.000000  %     21,372.00
M-1   760947DF5     4,067,400.00     4,059,935.18     8.000000  %      2,536.60
M-2   760947DG3     1,355,800.00     1,353,311.73     8.000000  %        845.53
M-3   760947DH1     1,694,700.00     1,691,589.74     8.000000  %      1,056.88
B-1                   611,000.00       609,878.64     8.000000  %        381.04
B-2                   474,500.00       473,629.16     8.000000  %        295.92
B-3                   610,170.76       609,051.02     8.000000  %        380.53

- -------------------------------------------------------------------------------
                  135,580,848.50   135,022,954.12                    563,503.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       136,255.10    671,717.07             0.00         0.00  19,907,028.68
A-2       143,017.11    143,017.11             0.00         0.00  21,457,000.00
A-3        57,021.54     57,021.54             0.00         0.00   8,555,000.00
A-4       325,072.80    325,072.80             0.00         0.00  48,771,000.00
A-5       103,311.97    103,311.97             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      1,172.79             0.00         0.00   1,359,550.66
A-8        47,668.89     47,668.89             0.00         0.00           0.00
R             928.77     22,300.77             0.00         0.00     117,972.55
M-1        27,060.64     29,597.24             0.00         0.00   4,057,398.58
M-2         9,020.22      9,865.75             0.00         0.00   1,352,466.20
M-3        11,274.93     12,331.81             0.00         0.00   1,690,532.86
B-1         4,065.02      4,446.06             0.00         0.00     609,497.60
B-2         3,156.88      3,452.80             0.00         0.00     473,333.24
B-3         4,059.50      4,440.03             0.00         0.00     608,670.59

- -------------------------------------------------------------------------------
          938,580.04  1,502,083.30             0.00         0.00 134,459,450.96
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    975.309668  25.546850     6.500720    32.047570   0.000000    949.762819
A-2   1000.000000   0.000000     6.665289     6.665289   0.000000   1000.000000
A-3   1000.000000   0.000000     6.665288     6.665288   0.000000   1000.000000
A-4   1000.000000   0.000000     6.665289     6.665289   0.000000   1000.000000
A-5   1000.000000   0.000000     6.665288     6.665288   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    997.394746   0.859642     0.000000     0.859642   0.000000    996.535104
R      870.903438 133.575000     5.804813   139.379813   0.000000    737.328438
M-1    998.164719   0.623642     6.653056     7.276698   0.000000    997.541078
M-2    998.164722   0.623639     6.653061     7.276700   0.000000    997.541083
M-3    998.164714   0.623638     6.653054     7.276692   0.000000    997.541075
B-1    998.164714   0.623633     6.653061     7.276694   0.000000    997.541080
B-2    998.164721   0.623646     6.653066     7.276712   0.000000    997.541075
B-3    998.164874   0.623645     6.653056     7.276701   0.000000    997.541393

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,467.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,744.43

SUBSERVICER ADVANCES THIS MONTH                                        8,497.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     651,422.08

 (B)  TWO MONTHLY PAYMENTS:                                    2     503,180.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,459,450.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          505

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      478,935.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.41818890 %     5.31551600 %    1.26629550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.39451120 %     5.28069808 %    1.27085100 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4221 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,711,617.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,680,362.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64643890
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              351.62

POOL TRADING FACTOR:                                                99.17289385


................................................................................


Run:        01/26/95     15:25:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    73,556,373.52     6.244523  %    491,224.44
R     760947DP3           100.00             0.00     6.244523  %          0.00
M-1   760947DL2    12,120,000.00    11,833,208.08     6.244523  %     79,024.57
M-2   760947DM0     3,327,400.00     3,321,119.64     6.244523  %      2,986.18
M-3   760947DN8     2,139,000.00     2,134,962.71     6.244523  %      1,919.65
B-1                   951,000.00       949,205.02     6.244523  %        853.48
B-2                   142,700.00       142,430.66     6.244523  %        128.07
B-3                    95,100.00        94,920.51     6.244523  %         85.35
B-4                   950,747.29       948,952.79     6.244523  %        853.26

- -------------------------------------------------------------------------------
                   95,065,047.29    92,981,172.93                    577,075.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         382,737.45    873,961.89             0.00         0.00  73,065,149.08
R               0.00          0.00             0.00         0.00           0.00
M-1        61,571.99    140,596.56             0.00         0.00  11,754,183.51
M-2        17,280.85     20,267.03             0.00         0.00   3,318,133.46
M-3        11,108.89     13,028.54             0.00         0.00   2,133,043.06
B-1         4,939.01      5,792.49             0.00         0.00     948,351.54
B-2           741.12        869.19             0.00         0.00     142,302.59
B-3           493.90        579.25             0.00         0.00      94,835.16
B-4         4,937.70      5,790.96             0.00         0.00     948,099.53

- -------------------------------------------------------------------------------
          483,810.91  1,060,885.91             0.00         0.00  92,404,097.93
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      976.338596   6.520188     5.080203    11.600391   0.000000    969.818409
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.337300   6.520179     5.080197    11.600376   0.000000    969.817121
M-2    998.112532   0.897451     5.193499     6.090950   0.000000    997.215081
M-3    998.112534   0.897452     5.193497     6.090949   0.000000    997.215082
B-1    998.112534   0.897455     5.193491     6.090946   0.000000    997.215079
B-2    998.112544   0.897477     5.193553     6.091030   0.000000    997.215067
B-3    998.112618   0.897476     5.193481     6.090957   0.000000    997.215142
B-4    998.112537   0.897452     5.193494     6.090946   0.000000    997.215085

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,638.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,666.21

SUBSERVICER ADVANCES THIS MONTH                                        3,545.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     574,299.01

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,404,097.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          539

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      493,470.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.10888970 %    18.59439900 %    2.29671120 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.07132990 %    18.61969373 %    2.30897640 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,851,951.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,019,793.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.94223215
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.97

POOL TRADING FACTOR:                                                97.20091723


................................................................................


Run:        01/26/95     15:25:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00   100,003,900.00     5.400469  %    300,630.61
M-1   760947DR9     2,949,000.00     2,949,000.00     5.400469  %      3,330.75
M-2   760947DS7     1,876,700.00     1,876,700.00     5.400469  %      2,119.64
R     760947DT5           100.00           100.00     5.400469  %        100.00
B-1                 1,072,500.00     1,072,500.00     5.400469  %      1,211.33
B-2                   375,400.00       375,400.00     5.400469  %        424.00
B-3                   965,295.81       965,295.81     5.400469  %      1,090.25

- -------------------------------------------------------------------------------
                  107,242,895.81   107,242,895.81                    308,906.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         449,641.03    750,271.64             0.00         0.00  99,703,269.39
M-1        13,259.39     16,590.14             0.00         0.00   2,945,669.25
M-2         8,438.08     10,557.72             0.00         0.00   1,874,580.36
R               0.45        100.45             0.00         0.00           0.00
B-1         4,822.21      6,033.54             0.00         0.00   1,071,288.67
B-2         1,687.89      2,111.89             0.00         0.00     374,976.00
B-3         4,340.20      5,430.45             0.00         0.00     964,205.56

- -------------------------------------------------------------------------------
          482,189.25    791,095.83             0.00         0.00 106,933,989.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A     1000.000000   3.006189     4.496235     7.502424   0.000000    996.993811
M-1   1000.000000   1.129451     4.496233     5.625684   0.000000    998.870549
M-2   1000.000000   1.129451     4.496233     5.625684   0.000000    998.870549
R     1000.000000 1000.00000     4.500000  1004.500000   0.000000      0.000000
B-1   1000.000000   1.129445     4.496233     5.625678   0.000000    998.870555
B-2   1000.000000   1.129462     4.496244     5.625706   0.000000    998.870538
B-3   1000.000000   1.129447     4.496238     5.625685   0.000000    998.870554

_______________________________________________________________________________


DETERMINATION DATE       20-January-95  
DISTRIBUTION DATE        25-January-95  

Run:     01/26/95     15:25:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,351.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,312.54

SUBSERVICER ADVANCES THIS MONTH                                        3,559.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     641,391.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     106,933,989.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          413

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      187,781.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.24999970 %     2.25021500 %    4.49978520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.23814640 %     4.50768707 %    2.25416660 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,144,858.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,989,773.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          5.81092281
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.49

POOL TRADING FACTOR:                                                99.71195614

................................................................................




© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission