RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1996-12-12
ASSET-BACKED SECURITIES
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           SECURITIES AND EXCHANGE COMMISSION

                 Washington, D.C. 20549


                        Form 8-K


                     CURRENT REPORT

         Pursuant to Section 13 or 15(d) of the
            Securities Exchange Act of 1934


    Date of Report (Date of earliest event reported)
                     November 25, 1996


    RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
              (Exact name of the registrant
               as specified in its charter)


             2-99554, 33-9518, 33-10349
            33-20826, 33-26683, 33-31592
            33-35340, 33-40243, 33-44591
            33-49296, 33-49689, 33-52603, 33-54227 
Delaware             333-4846             75-2006294

(State or other     (Commission       (I.R.S. Employee
jurisdiction of       File No.)     Identification No.)
Incorporation)


8400 Normandale Lake Boulevard                 55437
Minneapolis, Minnesota
(Address of Principal                        (Zip Code)
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000

- -------------------------------------------------------


Item 5.  Other Events

See the respective monthly reports, each reflecting the
required information for the November 1996 distribution
to holders of the following series of Conduit Mortgage
Pass-Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1986-1
Series 1986-4


Master Serviced by Residential Funding Corporation

1986-12     RFM1
1986-15     RFM1
1987-1      RFM1
1987-3      RFM1
1987-4      RFM1
1987-S2     RFM1
1987-S4     RFM1
1987-6      RFM1
1987-S5     RFM1
1987-S7     RFM1
1987-SA1    RFM1
1988-3A     RFM1
1988-3B     RFM1
1988-3C     RFM1
1988-4B     RFM1
1989-2      RFM1
1989-3A     RFM1
1989-3B     RFM1
1989-3C     RFM1
1989-SW1A   RFM1
1989-SW1B   RFM1
1989-S1     RFM1
1989-S2     RFM1
1989-SW2    RFM1
1989-4A     RFM1
1989-4B     RFM1
1989-S4     RFM1
1989-5A     RFM1
1989-5B     RFM1
1989-7      RFM1
1990-S1     RFM1
1990-2      RFM1
1990-3A     RFM1
1990-3B     RFM1
1990-3C     RFM1
1990-5      RFM1
1990-6      RFM1
1990-8      RFM1
1990-S14    RFM1
1990-R16    RFM1
1991-4      RFM1
1991-R9     RFM1
1991-S11    RFM1
1991-R13    RFM1
1991-R14    RFM1
1991-20     RFM1
1991-21A    RFM1
1991-21B    RFM1
1991-21C    RFM1
1991-25A    RFM1
1991-25B    RFM1
1991-S30    RFM1
1992-S1     RFM1
1992-S2     RFM1
1992-S3     RFM1
1992-S4     RFM1
1992-S5     RFM1
1992-S6     RFM1
1992-S7     RFM1
1992-S8     RFM1
1992-S9     RFM1
1992-S10    RFM1
1992-S11    RFM1
1992-S12    RFM1
1992-13     RFM1
1992-S14    RFM1
1992-S15    RFM1
1992-S16    RFM1
1992-17A    RFM1
1992-17B    RFM1
1992-17C    RFM1
1992-S18    RFM1
1992-S19    RFM1
1992-S20    RFM1
1992-S21    RFM1
1992-S23    RFM1
1992-S22    RFM1
1992-S25    RFM1
1992-S26    RFM1
1992-S27    RFM1
1992-S28    RFM1
1992-S29    RFM1
1992-S31    RFM1
1992-S32    RFM1
1992-S33    RFM1
1992-S34    RFM1
1992-S35    RFM1
1992-S36    RFM1
1992-S37    RFM1
1992-S38    RFM1
1992-S39    RFM1
1992-S40    RFM1
1992-S41    RFM1
1992-S42    RFM1
1992-S43    RFM1
1992-S44    RFM1
1993-S1     RFM1
1993-S2     RFM1
1993-S3     RFM1
1993-S4     RFM1
1993-S5     RFM1
1993-S6     RFM1
1993-S7     RFM1
1993-S8     RFM1
1993-S9     RFM1
1993-S10    RFM1
1993-S11    RFM1
1993-S12    RFM1
1993-S13    RFM1
1993-MZ1    RFM1
1987-S1     RFM1
1989-4C     RFM1
1989-4D     RFM1
1989-4E     RFM1
1993-S14    RFM1
1993-S15    RFM1
1993-19     RFM1
1993-S16    RFM1
1993-S17    RFM1
1993-S18    RFM1
1993-MZ2    RFM1
1993-S20    RFM1
1993-S21    RFM1
1993-S22    RFM1
1993-S23    RFM1
1993-S27    RFM1
1993-S24    RFM1
1993-S25    RFM1
1993-S26    RFM1
1993-S28    RFM1
1993-S29    RFM1
1993-S30    RFM1
1993-S33    RFM1
1993-MZ3    RFM1
1993-S31    RFM1
1993-S32    RFM1
1993-S34    RFM1
1993-S38    RFM1
1993-S41    RFM1
1993-S35    RFM1
1993-S36    RFM1
1993-S37    RFM1
1993-S39    RFM1
1993-S42    RFM1
1993-S40    RFM1
1993-S43    RFM1
1993-S44    RFM1
1993-S46    RFM1
1993-S45    RFM1
1993-S47    RFM1
1993-S48    RFM1
1993-S49    RFM1
1994-S1     RFM1
1994-S2     RFM1
1994-S3     RFM1
1994-S5     RFM1
1994-S6     RFM1
1994-RS4    RFM1
1994-S7     RFM1
1994-S8     RFM1
1994-S9     RFM1
1994-S10    RFM1
1994-S11    RFM1
1994-S12    RFM1
1994-S13    RFM1
1994-S14    RFM1
1994-S15    RFM1
1994-S16    RFM1
1994-MZ1    RFM1
1994-S17    RFM1
1994-S18    RFM1
1994-S19    RFM1
1994-S20    RFM1
1995-S1     RFM1
1995-S2     RFM1
1995-S3     RFM1
1995-S4     RFM1
1995-S6     RFM1
1995-S7     RFM1
1995-S8     RFM1
1995-R5     RFM1
1995-S9     RFM1
1995-S10    RFM1
1995-S11    RFM1
1995-S12    RFM1
1995-S13    RFM1
1995-S14    RFM1
1995-S15    RFM1
1995-S16    RFM1
1995-S17    RFM1
1995-S18    RFM1
1995-S19    RFM1
1995-S21    RFM1
1995-R20    RFM1
1996-S3     RFM1
1996-S1     RFM1
1996-S2     RFM1
1996-S4     RFM1
1996-S5     RFM1
1996-S6     RFM1
1996-S7     RFM1
1996-S8     RFM1
1996-S9     RFM1
1996-S11    RFM1
1996-S12    RFM1
1996-S10    RFM1
1996-S13    RFM1
1996-S14    RFM1
1996-S15    RFM1
1996-S16    RFM1
1996-S17    RFM1
1996-S18    RFM1
1996-S19    RFM1
1996-S20    RFM1
1996-S21    RFM1
1996-S22    RFM1
 








Item 7.  Financial Statements and Exhibits
(a)  Not applicable
(b)  Not applicable
(c)  See Item 5.




                       SIGNATURES

Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned thereunto
duly authorized.


RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.

   By:  /s/Davee Olson                                  
    Name:  Davee Olson
Title:  Executive Vice President
        and Chief Financial Officer
Dated: November 25, 1996

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE: 1,000,000.00
                                        BANKRUPTCY BOND:            344,787.59

SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  12.204283
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       11
REPORT DATE: 11/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                             17,475.83    17,475.83    17,475.83
    LESS SERVICE FEE                        3,156.40     3,156.40     3,156.40
NET INTEREST                               14,319.43    14,319.43    14,319.43
PAYOFF NET INTEREST                             0.00         0.00         0.00
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                       1,923.88     1,923.88     1,923.88
  ADDITIONAL PRINCIPAL                         13.22        13.22        13.22
  PAYOFF PRINCIPAL                              0.00         0.00         0.00
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                   16,256.53    16,256.53    16,256.53


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,718,331.09 1,718,331.09 1,718,331.09
    LESS PAYOFF PRINCIPAL BALANCE               0.00         0.00         0.00
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,718,331.09 1,718,331.09 1,718,331.09
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,923.88     1,923.88     1,923.88
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                       13.22        13.22        13.22
    PAYOFF PRINCIPAL                            0.00         0.00         0.00
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE              1,937.10     1,937.10     1,937.10
ENDING PRINCIPAL BALANCE                1,716,393.99 1,716,393.99 1,716,393.99


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
60-89 DAYS              1    150,103.92
  PRINCIPAL                                   532.39       532.39       532.39
  INTEREST                                  4,263.56     4,263.56     4,263.56
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1    193,864.80
  PRINCIPAL                                 9,305.32     9,305.32     9,305.32
  INTEREST                                108,898.68   108,898.68   108,898.68
REO                     0          0.00         0.00
  PRINICPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
        TOTAL           2    343,968.72   122,999.95   122,999.95   122,999.95


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     6,711,109.51
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   368,860.56
                                        BANKRUPTCY BOND:            342,969.66

SCHEDULED INSTALLMENTS OF:  11/01/96
        GROSS INTEREST RATE:  12.299090
          NET INTEREST RATE:  10.250000
        TOTAL NUMBER OF LOANS:       8
REPORT DATE: 11/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                              7,853.48     7,853.48     7,853.48
    LESS SERVICE FEE                        1,308.42     1,308.42     1,308.42
NET INTEREST                                6,545.06     6,545.06     6,545.06
PAYOFF NET INTEREST                             0.00         0.00         0.00
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                         882.42       882.42       882.42
  ADDITIONAL PRINCIPAL                          0.00         0.00         0.00
  PAYOFF PRINCIPAL                              0.00         0.00         0.00
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                    7,427.48     7,427.48     7,427.48


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           766,250.04   766,250.04   766,250.04
    LESS PAYOFF PRINCIPAL BALANCE               0.00         0.00         0.00
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        766,250.04   766,250.04   766,250.04
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                      882.42       882.42       882.42
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00         0.00         0.00
    PAYOFF PRINCIPAL                            0.00         0.00         0.00
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE                882.42       882.42       882.42
ENDING PRINCIPAL BALANCE                  765,367.62   765,367.62   765,367.62


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1     74,862.29
  PRINCIPAL                                 1,400.29     1,400.29     1,400.29
  INTEREST                                 21,896.51    21,896.51    21,896.51
REO                     0          0.00
  PRINICPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
        TOTAL           1     74,862.29    23,296.80    23,296.80    23,296.80


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15        412,161.52      8.0000           689.18  
STRIP                      0.00              0.00      1.4205             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15        412,161.52                       689.18  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            2,747.74          0.00         3,436.92        0.00       411,472.34
STRIP         487.89          0.00           487.89        0.00             0.00
                                                                                
            3,235.63          0.00         3,924.81        0.00       411,472.34
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
        8.052315   0.013464     0.053682      0.000000      0.067146    8.038850
STRIP   0.000000   0.000000     0.009532      0.000000      0.009532    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       85.87 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   154.56 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     411,472.34 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                           411,833.97 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   3      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION              589.18 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.1205% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.008038850 

 ................................................................................

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                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      1,372,889.77      8.0000         2,250.56  
STRIP                      0.00              0.00      1.5790             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      1,372,889.77                     2,250.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            9,152.60          0.00        11,403.16        0.00     1,370,639.21
STRIP       1,806.50          0.00         1,806.50        0.00             0.00
                                                                                
           10,959.10          0.00        13,209.66        0.00     1,370,639.21
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       27.320782   0.044787     0.182139      0.000000      0.226926   27.275995
STRIP   0.000000   0.000000     0.035950      0.000000      0.035950    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      394.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   497.67 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,588.47 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    332,424.82 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    130,076.45 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,370,639.21 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         1,373,935.91 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   9      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,150.56 
                                                                                
       MORTGAGE POOL INSURANCE                             2,916,016.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3586% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.027275995 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      5,205,669.83      8.5000       138,051.34  
STRIP                      0.00              0.00      0.9006             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      5,205,669.83                   138,051.34  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           36,191.37          0.00       174,242.71        0.00     5,067,618.49
STRIP       3,840.52          0.00         3,840.52        0.00             0.00
                                                                                
           40,031.89          0.00       178,083.23        0.00     5,067,618.49
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       53.984708   1.431643     0.375318      0.000000      1.806961   52.553065
STRIP   0.000000   0.000000     0.039828      0.000000      0.039828    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,298.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,681.83 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,496.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    191,823.45 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    277,363.64 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,067,618.49 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         5,083,406.06 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  36      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      130,668.32 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     458.65 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            6,924.37 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3374% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.052553065 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      2,679,484.53      6.5000         5,263.01  
STRIP                      0.00              0.00      2.9073             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      2,679,484.53                     5,263.01  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           14,513.87          0.00        19,776.88        0.00     2,674,221.52
STRIP       6,491.71          0.00         6,491.71        0.00             0.00
                                                                                
           21,005.58          0.00        26,268.59        0.00     2,674,221.52
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       26.922661   0.052881     0.145831      0.000000      0.198712   26.869780
STRIP   0.000000   0.000000     0.065227      0.000000      0.065227    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      982.11 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   926.66 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,225.24 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    178,076.67 
      (D)  LOANS IN FORECLOSURE                                 1    153,649.74 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,674,221.52 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         2,682,342.08 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  15      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     341.92 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,921.09 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.30         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2621% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.026869780 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60      7,094,109.76      7.0000        12,669.80  
STRIP                      0.00              0.00      1.9639             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60      7,094,109.76                    12,669.80  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           41,382.31          0.00        54,052.11        0.00     7,081,439.96
STRIP      11,610.27          0.00        11,610.27        0.00             0.00
                                                                                
           52,992.58          0.00        65,662.38        0.00     7,081,439.96
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       66.372214   0.118538     0.387171      0.000000      0.505709   66.253676
STRIP   0.000000   0.000000     0.108625      0.000000      0.108625    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,723.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,318.77 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,511.74 
    MASTER SERVICER ADVANCES THIS MONTH                                3,429.05 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    419,918.67 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    187,332.83 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,081,439.96 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         6,703,237.10 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             388,717.03 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,201.37 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,468.43 
                                                                                
       MORTGAGE POOL INSURANCE                             6,802,512.01         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8653% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.066253676 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/12/96       04:22 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr           76,941.14    5,169.49

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                66,046.11
Total Principal Prepayments                64,072.56
Principal Payoffs-In-Full                  64,049.35
Principal Curtailments                         23.21
Principal Liquidations                          0.00
Scheduled Principal Due                     1,973.55

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 10,895.03    5,169.49
Prepayment Interest Shortfall                 319.44      155.42
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       1,583,219.82
Current Period ENDING Prin Bal          1,517,173.71
Change in Principal Balance                66,046.11

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.559938
Interest Distributed                        0.092368
Total Distribution                          0.652306
Total Principal Prepayments                 0.543206
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                13.422517
ENDING Principal Balance                   12.862579

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   1.515924%
Subordinated Unpaid Amounts
Period Ending Class Percentages            38.689184%
Prepayment Percentages                     38.689184%
Trading Factors                             1.286258%
Certificate Denominations                      1,000
Sub-Servicer Fees                             521.70
Master Servicer Fees                          192.27
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr          130,090.94      478.85     212,680.42

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               104,663.39                 170,709.50
Total Principal Prepayments               101,535.91                 165,608.47
Principal Payoffs-In-Full                 101,499.12                 165,548.47
Principal Curtailments                         36.79                      60.00
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,127.48                   5,101.03

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 25,427.55      478.85      41,970.92
Prepayment Interest Shortfall                 499.07        7.15         981.08
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       2,508,931.14               4,092,150.96
Current Period ENDING Prin Bal          2,404,267.75               3,921,441.46
Change in Principal Balance               104,663.39                 170,709.50

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,947.219269
Interest Distributed                      716.015078
Total Distribution                      3,663.234346
Total Principal Prepayments             2,859.152474
Current Period Interest Shortfall
BEGINNING Principal Balance               282.596243
ENDING Principal Balance                  270.807366

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               520,075.32    3,487.15     523,562.47
Period Ending Class Percentages            61.310816%
Prepayment Percentages                     61.310816%
Trading Factors                            27.080737%                  3.091871%
Certificate Denominations                    250,000
Sub-Servicer Fees                             826.73                   1,348.43
Master Servicer Fees                          304.68                     496.95
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments             343,780.36           1
Loans Delinquent THREE + Payments         468,284.26           1
Tot Unpaid Principal on Delinq Loans      812,064.62           2
Loans in Foreclosure, INCL in Delinq      468,284.26           1
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           19.3976%
Loans in Pool                                     22
Current Period Sub-Servicer Fee             1,348.43
Current Period Master Servicer Fee            496.95
Aggregate REO Losses                     (458,833.34)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/12/96       04:39 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4001
SERIES:  1987-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AB4               NA
Total Principal and Interest Distr        266,855.38    2,451.08

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               248,310.71
Total Principal Prepayments               215,616.70
Principal Payoffs-In-Full                 215,009.00
Principal Curtailments                        607.70
Principal Liquidations                          0.00
Scheduled Principal Due                    32,694.01

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 18,544.67    2,451.08
Prepayment Interest Shortfall                 143.77       30.28
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        120,690,107.20
Current Period BEGINNING Princ Bal      2,638,368.29
Current Period ENDING Princ Bal         2,390,057.58
Change in Principal Balance               248,310.71


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.057424
Interest Distributed                        0.153655
Total Distribution                          2.211079
Total Principal Prepayments                 1.786532
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                21.860684

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.790928%
Subordinated Unpaid Amounts
Period Ending Class Percentages            70.946950%
Prepayment Percentages                     70.946950%
Trading Factors                             1.980326%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,057.12
Master Servicer Fees                          327.25
Percentage Interest
Curr Per Master Servicer Advance Amt            0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Principal and Interest Distr        122,362.61      496.24     392,165.31

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               101,684.20                 349,994.91
Total Principal Prepayments                88,295.88                 303,912.58
Principal Payoffs-In-Full                  88,047.02                 303,056.02
Principal Curtailments                        248.86                     856.56
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    13,388.32                  46,082.33

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 20,678.41      496.24      42,170.40
Prepayment Interest Shortfall                  57.28        1.59         232.92
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          6,352,110.91             127,042,218.11
Current Period BEGINNING Princ Bal      1,080,422.01               3,718,790.30
Current Period ENDING Princ Bal           978,737.81               3,368,795.39
Change in Principal Balance               101,684.20                 349,994.91

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   4,001.984594
Interest Distributed                      813.840088
Total Distribution                      4,815.824682
Total Principal Prepayments             3,475.060545
Current Period Interest Shortfall
BEGINNING Principal Balance               170.088656
ENDING Principal Balance                  154.080718

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.270000%   0.230000%
Subordinated Unpaid Amounts               143,558.38      679.85     144,238.23
Period Ending Class Percentages           143,558.38
Prepayment Percentages                     29.053050%
Trading Factors                            15.408072%                  2.651713%
Certificate Denominations                    250,000
Sub-Servicer Fees                             432.89                   1,490.01
Master Servicer Fees                          134.01                     461.26
Percentage Interest
Curr Per Master Servicer Advance Amt                                       0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,270,422.18
Current Special Hazard Amount             978,737.81
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance       Loans
Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments               0.00           0
Tot Unpaid Princ on Delinquent Loans            0.00           0
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.7153%

Loans in Pool                                     32
Current Period Sub-Servicer Fee             1,490.01
Current Period Master Servicer Fee            461.26

Aggregate REO Losses                     (157,946.84)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/14/96       02:24 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4003
SERIES:  1987-S4
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AF5               NA
Total Princ and Interest Distributed    3,287,712.88   47,544.84

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             3,262,901.24
Total Principal Prepayments                     0.00
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          0.00
Principal Liquidations                          0.00
Repurchased Principal                   3,262,901.24

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 24,811.64   47,544.84
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        110,068,019.34
Curr Period BEGINNING Princ Balance     3,262,901.24
Curr Period ENDING Princ Balance                0.00
Change in Principal Balance             3,262,901.24

PER CERTIFICATE DATA BY CLASS
Principal Distributed                      29.644408
Interest Distributed                        0.225421
Total Distribution                         29.869829
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                29.644408
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.125000%   0.498999%
Subordinated Unpaid Amounts
Period Ending Class Percentages             0.000000%
Prepayment Percentages                     59.929173%
Trading Factors                             0.000000%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,286.18
Master Servicer Fees                          407.86
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number
Total Princ and Interest Distributed    2,206,298.18      442.10   5,541,998.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             2,181,694.53               5,444,595.77
Total Principal Prepayments                     0.00                       0.00
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                       0.00
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                 2,181,694.53               5,444,595.77

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 24,603.65      442.10      97,402.23
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          7,967,390.14             118,035,409.48
Curr Period BEGINNING Princ Balance     2,181,694.53               5,444,595.77
Curr Period ENDING Princ Balance                0.00                       0.00
Change in Principal Balance             2,181,694.53               5,444,595.77


PER CERTIFICATE DATA BY CLASS
Principal Distributed                  68,457.000714
Interest Distributed                      772.010959
Total Distribution                     69,229.011673
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               273.828003
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.105000%   0.020000%
Subordinated Unpaid Amounts             1,226,715.74      781.26   1,227,497.00
Period Ending Class Percentages             0.000000%
Prepayment Percentages                     40.070827%
Trading Factors                             0.000000%                  0.000000%
Certificate Denominations                    250,000
Sub-Servicer Fees                             859.99                   2,146.17
Master Servicer Fees                          272.71                     680.57
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,571,751.49
Current Special Hazard Amount                   0.00

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments              (0.00)          0
Tot Unpaid Principal on Delinq Loans           (0.00)          0
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                  (0.00)          0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           8.6266%

Loans in Pool                                      0
Current Period Sub-Servicer Fee             2,146.17
Current Period Master Servicer Fee            680.57

Aggregate REO Losses                   (1,250,358.43)
 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44      8,220,168.70      8.5000        55,016.99  
STRIP                      0.00              0.00      0.3516             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44      8,220,168.70                    55,016.99  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,226.19          0.00       113,243.18        0.00     8,165,151.71
STRIP       2,408.74          0.00         2,408.74        0.00             0.00
                                                                                
           60,634.93          0.00       115,651.92        0.00     8,165,151.71
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       64.841266   0.433978     0.459292      0.000000      0.893270   64.407288
STRIP   0.000000   0.000000     0.019000      0.000000      0.019000    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,401.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,831.68 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,396.22 
    MASTER SERVICER ADVANCES THIS MONTH                                3,908.72 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    381,430.46 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    389,383.54 
      (D)  LOANS IN FORECLOSURE                                 2    239,976.94 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,165,151.71 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         7,779,218.00 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  40      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             450,908.98 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  42,475.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,541.20 
                                                                                
       MORTGAGE POOL INSURANCE                             7,927,816.44         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8167% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.064407288 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/12/96       04:53 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed       44,180.02    1,422.83

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                27,706.44
Total Principal Prepayments                   846.67
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        846.67
Principal Liquidations                          0.00
Scheduled Principal Due                    26,859.77

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 16,473.58    1,422.83
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  2,259,233.22
Current Period ENDING Princ Balance     2,231,526.78
Change in Principal Balance                27,706.44

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.384466
Interest Distributed                        0.228594
Total Distribution                          0.613061
Total Principal Prepayments                 0.011749
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                31.350083
ENDING Principal Balance                   30.965617

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.569122%
Subordinated Unpaid Amounts
Period Ending Class Percentages            75.306471%
Prepayment Percentages                     75.306471%
Trading Factors                             3.096562%
Certificate Denominations                      1,000
Sub-Servicer Fees                             588.86
Master Servicer Fees                          267.35
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       11,444.22       15.16      57,062.23

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 7,206.27                  34,912.71
Total Principal Prepayments                   277.63                   1,124.30
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        277.63                   1,124.30
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     6,946.66                  33,806.43

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  4,237.95       15.16      22,149.52
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance    740,818.69               3,000,051.91
Current Period ENDING Princ Balance       731,733.55               2,963,260.33
Change in Principal Balance                 9,085.14                  36,791.58

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     530.541090
Interest Distributed                      312.006990
Total Distribution                        842.548080
Total Principal Prepayments                20.439717
Current Period Interest Shortfall
BEGINNING Principal Balance               218.162659
ENDING Principal Balance                  215.487188

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               189,861.52      251.43     190,112.95
Period Ending Class Percentages            24.693529%
Prepayment Percentages                     24.693529%
Trading Factors                            21.548719%                  3.926909%
Certificate Denominations                    250,000
Sub-Servicer Fees                             193.09                     781.95
Master Servicer Fees                           87.67                     355.02
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount             731,733.55

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments             110,240.38           1
Loans Delinquent THREE + Payments         298,800.58           2
Tot Unpaid Princ on Delinquent Loans      409,040.96           3
Loans in Foreclosure, INCL in Delinq       46,589.88           1
REO/Pending Cash Liquidations             252,210.70           1
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts             11.8526%

Loans in Pool                                     37
Curr Period Sub-Servicer Fee                  781.95
Curr Period Master Servicer Fee               355.02

Aggregate REO Losses                            0.00
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/12/96       04:56 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed       28,094.23      804.83

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 4,979.75
Total Principal Prepayments                   324.11
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        324.11
Principal Liquidations                          0.00
Scheduled Principal Due                     4,655.64

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 23,114.48      804.83
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     3,081,930.73
Curr Period ENDING Princ Balance        3,076,950.98
Change in Principal Balance                 4,979.75

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.052315
Interest Distributed                        0.242831
Total Distribution                          0.295146
Total Principal Prepayments                 0.003405
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                32.377417
ENDING Principal Balance                   32.325102

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.206899%
Subordinated Unpaid Amounts
Period Ending Class Percentages            66.023163%
Prepayment Percentages                     66.023163%
Trading Factors                             3.232510%
Certificate Denominations                      1,000
Sub-Servicer Fees                             767.60
Master Servicer Fees                          321.04
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       14,450.10        7.75      43,356.91

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,562.68                   7,542.43
Total Principal Prepayments                   166.79                     490.90
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        166.79                     490.90
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,395.89                   7,051.53

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,887.42        7.75      35,814.48
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     1,586,023.06               4,667,953.79
Curr Period ENDING Princ Balance        1,583,460.38               4,660,411.36
Change in Principal Balance                 2,562.68                   7,542.43


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     110.323296
Interest Distributed                      511.753068
Total Distribution                        622.076364
Total Principal Prepayments                 7.180304
Current Period Interest Shortfall
BEGINNING Principal Balance               273.112977
ENDING Principal Balance                  272.671684

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               372,385.84      321.04     372,706.88
Period Ending Class Percentages            33.976837%
Prepayment Percentages                     33.976837%
Trading Factors                            27.267168%                  4.614503%
Certificate Denominations                    250,000
Sub-Servicer Fees                             395.02                   1,162.62
Master Servicer Fees                          165.21                     486.25
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment               45,885.48           1
Loans Delinquent TWO Payments             487,544.03           1
Loans Delinquent THREE + Payments               0.00           0
Total Unpaid Principal on Delinq Loans    533,429.51           2
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.1479%

Loans in Pool                                     32
Current Period Sub-Servicer Fee             1,162.62
Current Period Master Servicer Fee            486.25

Aggregate REO Losses                     (380,719.66)
 ................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Nov-96
1987-SA1, CLASS A, 7.87383203% PASS-THROUGH RATE (POOL 4009)         12:15 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $3,766,652.38
ENDING POOL BALANCE                                             $3,557,228.75
PRINCIPAL DISTRIBUTIONS                                           $209,423.63

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $101,097.36
     PARTIAL PRINCIPAL PREPAYMENTS                 $102,305.43
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 11/01                    $6,020.84
                                                   $209,423.63

INTEREST DUE ON BEG POOL BALANCE                    $24,322.63
PREPAYMENT INTEREST SHORTFALL                         ($349.09)
                                                                   $23,973.54

TOTAL DISTRIBUTION DUE THIS PERIOD                                $233,397.17

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $386.73

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               57.968929%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $4.770978193
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.546152488
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $4.633814606

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

TRADING FACTOR                                                    0.081038901

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Nov-96
1987-SA1, CLASS B, 7.84383203% PASS-THROUGH RATE (POOL 4009)         12:15 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,583,340.98
ENDING POOL BALANCE                                             $2,579,211.62
NET CHANGE TO PRINCIPAL BALANCE                                     $4,129.36

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 11/01                    $4,129.36
                                                                    $4,129.36

INTEREST DUE ON BEGINNING POOL BALANCE              $16,616.98
PREPAYMENT INTEREST SHORTFALL                         ($238.50)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $16,378.48

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $20,507.84

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $324.90
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,288.67

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $265.24

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               42.031071%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Nov-96
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               12:15 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 11/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $64.58
PREPAYMENT INTEREST SHORTFALL                           ($0.93)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $63.65

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00















CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Nov-96
1987-SA1, CLASS A, 7.74883203% PASS-THROUGH RATE (POOL 4009)         12:20 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $3,766,652.38
ENDING POOL BALANCE                                             $3,557,228.75
PRINCIPAL DISTRIBUTIONS                                           $209,423.63

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $101,097.36
     PARTIAL PRINCIPAL PREPAYMENTS                 $102,305.43
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 11/01                    $6,020.84
                                                   $209,423.63

INTEREST DUE ON BEG POOL BALANCE                    $24,322.63
PREPAYMENT INTEREST SHORTFALL                         ($349.09)
                                                                   $23,973.54

TOTAL DISTRIBUTION DUE THIS PERIOD                                $233,397.17

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $386.73

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               57.968929%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $4.770978193
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.546152488
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $4.633814606

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

TRADING FACTOR                                                    0.081038901

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Nov-96
1987-SA1, CLASS B, 7.71883203% PASS-THROUGH RATE (POOL 4009)         12:20 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,583,340.98
ENDING POOL BALANCE                                             $2,579,211.62
NET CHANGE TO PRINCIPAL BALANCE                                     $4,129.36

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 11/01                    $4,129.36
                                                                    $4,129.36

INTEREST DUE ON BEGINNING POOL BALANCE              $16,616.98
PREPAYMENT INTEREST SHORTFALL                         ($238.50)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $16,378.48

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $20,507.84

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $324.90
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,288.67

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $265.24

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               42.031071%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Nov-96
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               12:20 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: NOVEMBER 20, 1996
DISTRIBUTION  DATE: NOVEMBER 25, 1996
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 11/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $64.58
PREPAYMENT INTEREST SHORTFALL                           ($0.93)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $63.65

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,136,440.37

NUMBER OF LOANS DELINQUENT ONE MONTH                                        1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $297,874.93
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00















 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      4,012,720.20      7.5073         5,962.92  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      4,012,720.20                     5,962.92  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           25,103.91          0.00        31,066.83        0.00     4,006,757.28
                                                                                
           25,103.91          0.00        31,066.83        0.00     4,006,757.28
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      157.724487   0.234379     0.986737      0.000000      1.221116  157.490107
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,208.07 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,166.06 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,431.47 
    MASTER SERVICER ADVANCES THIS MONTH                                1,129.03 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    178,643.59 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,006,757.28 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         3,864,234.75 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  29      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             148,191.56 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     332.78 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,630.14 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2448% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5076% 
                                                                                
    POOL TRADING FACTOR                                             0.157490107 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      5,756,378.93      7.8192         8,161.41  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      5,756,378.93                     8,161.41  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           37,508.57          0.00        45,669.98        0.00     5,748,217.52
                                                                                
           37,508.57          0.00        45,669.98        0.00     5,748,217.52
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      150.305439   0.213103     0.979390      0.000000      1.192493  150.092335
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,884.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,199.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,181.06 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    127,497.54 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    535,317.92 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,748,217.52 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         5,761,647.88 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  50      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     496.98 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,664.43 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4676% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8220% 
                                                                                
    POOL TRADING FACTOR                                             0.150092335 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61      9,049,407.78      6.7184       323,981.64  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61      9,049,407.78                   323,981.64  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           49,328.92          0.00       373,310.56        0.00     8,725,426.14
                                                                                
           49,328.92          0.00       373,310.56        0.00     8,725,426.14
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      130.469745   4.671002     0.711199      0.000000      5.382201  125.798742
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,011.29 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,788.97 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,664.33 
    MASTER SERVICER ADVANCES THIS MONTH                                1,199.53 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                2    244,082.24 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    398,735.19 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,725,426.14 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         8,583,266.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  64      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             163,437.35 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      251,163.95 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     704.59 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION              58,728.09 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,385.01 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3856% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7120% 
                                                                                
    POOL TRADING FACTOR                                             0.125798742 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99      1,008,998.53      8.5000        11,253.52  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99      1,008,998.53                    11,253.52  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            7,147.07          0.00        18,400.59        0.00       997,745.01
STRIP         199.11          0.00           199.11        0.00             0.00
                                                                                
            7,346.18          0.00        18,599.70        0.00       997,745.01
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      109.558764   1.221926     0.776041      0.000000      1.997967  108.336838
STRIP   0.000000   0.000000     0.021620      0.000000      0.021620    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      210.21 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   184.98 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     997,745.01 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         1,007,472.11 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,253.52 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.108336838 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     25,735,482.37      6.7880       419,985.41  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     25,735,482.37                   419,985.41  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          145,035.74          0.00       565,021.15        0.00    25,315,496.96
                                                                                
          145,035.74          0.00       565,021.15        0.00    25,315,496.96
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      128.854097   2.102810     0.726174      0.000000      2.828984  126.751286
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,115.64 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,287.99 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   17,916.28 
    MASTER SERVICER ADVANCES THIS MONTH                                1,826.54 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7  1,142,887.71 
      (B)  TWO MONTHLY PAYMENTS:                                1    113,561.31 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    141,833.26 
      (D)  LOANS IN FORECLOSURE                                 8  1,219,649.97 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  25,315,496.96 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        25,112,997.28 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 182      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             249,963.43 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      166,617.72 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   7,712.23 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             206,837.32 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           38,818.14 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,801,018.52         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4212% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7331% 
                                                                                
    POOL TRADING FACTOR                                             0.126751286 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94      8,983,887.12      7.7475        14,173.49  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94      8,983,887.12                    14,173.49  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           57,987.88          0.00        72,161.37        0.00     8,969,713.63
                                                                                
           57,987.88          0.00        72,161.37        0.00     8,969,713.63
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.728792   0.234643     0.959993      0.000000      1.194636  148.494149
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,762.82 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,859.96 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,977.08 
    MASTER SERVICER ADVANCES THIS MONTH                                  958.05 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    150,256.44 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    100,293.39 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,969,713.63 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         8,859,240.52 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  70      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             124,764.62 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,221.75 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,951.74 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4760% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7993% 
                                                                                
    POOL TRADING FACTOR                                             0.148494149 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3B  (POOL  3096)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3096                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BG2   37,514,866.19      3,503,259.49      7.8049         4,542.40  
                                                                                
- --------------------------------------------------------------------------------
                  37,514,866.19      3,503,259.49                     4,542.40  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           22,785.49          0.00        27,327.89        0.00     3,498,717.09
                                                                                
           22,785.49          0.00        27,327.89        0.00     3,498,717.09
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       93.383233   0.121083     0.607372      0.000000      0.728455   93.262150
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3B (POOL 3096)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      940.31 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   729.85 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,784.01 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    725,797.37 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,498,717.09 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         3,504,204.57 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,542.40 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6280% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.9304% 
                                                                                
    POOL TRADING FACTOR                                             0.093262150 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     12,019,660.80      6.9310        19,150.00  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     12,019,660.80                    19,150.00  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           69,415.18          0.00        88,565.18        0.00    12,000,510.80
                                                                                
           69,415.18          0.00        88,565.18        0.00    12,000,510.80
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.485308   0.236570     0.857523      0.000000      1.094093  148.248738
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,579.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,509.56 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,180.92 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    533,512.27 
      (B)  TWO MONTHLY PAYMENTS:                                1    114,543.48 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    154,745.00 
      (D)  LOANS IN FORECLOSURE                                 1    170,293.54 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,000,510.80 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        12,018,694.94 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  93      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,450.47 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,699.53 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5273% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8755% 
                                                                                
    POOL TRADING FACTOR                                             0.148248738 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40     10,240,767.74      6.8176       153,879.85  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40     10,240,767.74                   153,879.85  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           57,556.02          0.00       211,435.87        0.00    10,086,887.89
                                                                                
           57,556.02          0.00       211,435.87        0.00    10,086,887.89
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      239.239322   3.594859     1.344593      0.000000      4.939452  235.644463
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,225.37 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,163.16 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,439.51 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7    912,317.64 
      (B)  TWO MONTHLY PAYMENTS:                                4    398,480.61 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    522,152.21 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,086,887.89 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        10,107,174.45 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  84      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      129,738.68 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   9,319.17 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,822.00 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,948,352.40         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5676% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8176% 
                                                                                
    POOL TRADING FACTOR                                             0.235644463 
 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     10,611,046.25      6.6965       304,397.33  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     10,611,046.25                   304,397.33  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,239.85          0.00       363,637.18        0.00    10,306,648.92
                                                                                
           59,239.85          0.00       363,637.18        0.00    10,306,648.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      191.310966   5.488106     1.068060      0.000000      6.556166  185.822860
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,253.52 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,173.66 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,948.33 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6    845,914.35 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 6    780,140.92 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,306,648.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        10,332,413.24 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  74      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       85,481.27 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,805.85 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             200,718.56 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           16,391.65 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,948,352.40         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4465% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6965% 
                                                                                
    POOL TRADING FACTOR                                             0.185822860 

 ................................................................................

DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/13/96       10:09 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920BN7
Total Princ and Interest Distributed      332,179.60

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               267,170.13
Total Principal Prepayments               250,561.82
Principal Payoffs-In-Full                 248,172.92
Principal Curtailments                      2,388.90
Principal Liquidations                          0.00
Scheduled Principal Due                    16,608.31

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 65,009.47
Prepayment Interest Shortfall                 525.72
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    11,374,453.02
Curr Period ENDING Princ Balance       11,107,282.89
Change in Principal Balance               267,170.13

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.768856
Interest Distributed                        0.430409
Total Distribution                          2.199265
Total Principal Prepayments                 1.658897
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                75.306970
ENDING Principal Balance                   73.538113

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               6.913935%
Subordinated Unpaid Amounts
Period Ending Class Percentages            53.378673%
Prepayment Percentages                    100.000000%
Trading Factors                             7.353811%
Certificate Denominations                      1,000
Sub-Servicer Fees                           4,137.48
Master Servicer Fees                        1,163.39
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       63,550.92       55.91     395,786.43

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                12,957.21                 280,127.34
Total Principal Prepayments                     0.00                 250,561.82
Principal Payoffs-In-Full                       0.00                 248,172.92
Principal Curtailments                          0.00                   2,388.90
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    14,185.81                  30,794.12

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 50,593.71       55.91     115,659.09
Prepayment Interest Shortfall                 448.38        0.65         974.75
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance     9,715,368.60              21,089,821.62
Curr Period ENDING Princ Balance        9,701,182.79              20,808,465.68
Change in Principal Balance                14,185.81                 281,355.94

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     268.370901
Interest Distributed                    1,047.901480
Total Distribution                      1,316.272380
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               804.902359
ENDING Principal Balance                  803.727088

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                         2,521.29
Passthru Rate                               6.903935%   0.010000%
Subordinated Unpaid Amounts             1,143,172.50      909.96     945,579.18
Period Ending Class Percentages            46.621327%
Prepayment Percentages                      0.000000%
Trading Factors                            80.372709%                 12.757210%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,613.70                   7,751.18
Master Servicer Fees                        1,016.12                   2,179.51
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,059,707.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment              982,116.48           5
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         851,681.37           5
Total Unpaid Princ on Delinquent Loans  1,833,797.85          10
Loans in Foreclosure, INCL in Delinq    1,016,457.33           6
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.1884%

Loans in Pool                                    138
Current Period Sub-Servicer Fee             7,751.18
Current Period Master Servicer Fee          2,179.51

Aggregate REO Losses                     (906,154.24)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/13/96       11:42 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed            0.00        0.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                     0.00
Total Principal Prepayments                     0.00
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          0.00
Principal Liquidations                          0.00
Scheduled Principal Due                         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                      0.00        0.00
Prepayment Interest Shortfall                   0.00        0.02
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance             0.00
Curr Period ENDING Princ Balance                0.00
Change in Principal Balance                     0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.000000
Interest Distributed                        0.000000
Total Distribution                          0.000000
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                 0.000000
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.476499%   0.000000%
Subordinated Unpaid Amounts
Period Ending Class Percentages             0.000000%
Prepayment Percentages                      0.000000%
Trading Factors                             0.000000%
Certificate Denominations                      1,000
Sub-Servicer Fees                               0.00
Master Servicer Fees                            0.00
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      321,227.91      220.49     321,448.40

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               286,625.36                 286,625.36
Total Principal Prepayments                    83.79                      83.79
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         83.79                      83.79
Principal Liquidations                    282,888.90                 282,888.90
Scheduled Principal Due                     3,849.26                   3,849.26

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 34,602.55      220.49      34,823.04
Prepayment Interest Shortfall                   0.73        0.00           0.75
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     5,217,801.97               5,217,801.97
Curr Period ENDING Princ Balance        4,624,127.65               4,624,127.65
Change in Principal Balance               593,674.32                 593,674.32

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   8,378.357084
Interest Distributed                    1,011.468489
Total Distribution                      9,389.825574
Total Principal Prepayments                 2.449269
Current Period Interest Shortfall
BEGINNING Principal Balance               610.087092
ENDING Principal Balance                  540.672223

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.456499%   0.020000%
Subordinated Unpaid Amounts             2,049,926.08    1,618.73   1,993,384.26
Period Ending Class Percentages           100.000000%
Prepayment Percentages                    100.000000%
Trading Factors                            54.067222%                  3.919874%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,111.18                   1,111.18
Master Servicer Fees                          439.61                     439.61
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,076,653.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              852,551.67           3
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         647,214.31           3
Total Unpaid Princ on Delinquent Loans  1,499,765.98           6
Loans in Foreclosure, INCL in Delinq      233,180.47           1
REO/Pending Cash Liquidations             414,033.84           2
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          27.2539%

Loans in Pool                                     21
Current Period Sub-Servicer Fee             1,111.18
Current Period Master Servicer Fee            439.61

Aggregate REO Losses                   (2,121,839.73)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           11/25/96
MONTHLY Cutoff:                Oct-96
DETERMINATION DATE:          11/20/96
RUN TIME/DATE:               11/12/96       03:11 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                850,682.22

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               712,555.57
Total Principal Prepayments               677,670.92
Principal Payoffs-In-Full                 662,528.75
Principal Curtailments                     15,142.17
Principal Liquidations                          0.00
Scheduled Principal Due                    34,884.65

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                138,126.65
Prepayment Interest Shortfall               1,371.37
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      21,553,252.16
Current Period ENDING Prin Bal         20,840,696.59
Change in Principal Balance               712,555.57

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       5.320888
Interest Distributed                        1.031437
Total Distribution                          6.352325
Total Principal Prepayments                 5.060393
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               160.945250
ENDING Principal Balance                  155.624362

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               7.766699%
Subordinated Unpaid Amounts
Period Ending Class Percentages            63.507847%
Prepayment Percentages                    100.000000%
Trading Factors                            15.562436%
Certificate Denominations                      1,000
Sub-Servicer Fees                           6,596.73
Master Servicer Fees                        2,198.91
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 93,623.76       93.41     944,399.39

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                18,976.36                 731,531.93
Total Principal Prepayments                     0.00                 677,670.92
Principal Payoffs-In-Full                       0.00                 662,528.75
Principal Curtailments                          0.00                  15,142.17
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    19,413.74                  54,298.39

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 74,647.40       93.41     212,867.46
Prepayment Interest Shortfall                 762.21        0.98       2,134.56
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      11,994,656.48              33,547,908.64
Current Period ENDING Prin Bal         11,975,242.74              32,815,939.33
Change in Principal Balance                19,413.74                 731,969.31

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     333.591879
Interest Distributed                    1,312.252005
Total Distribution                      1,645.843885
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               843.432565
ENDING Principal Balance                  842.067442

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               7.756699%   0.010000%
Subordinated Unpaid Amounts             1,874,022.56    1,602.92   1,875,625.48
Period Ending Class Percentages            36.492153%
Prepayment Percentages                      0.000000%
Trading Factors                            84.206744%                 22.152290%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,790.54                  10,387.27
Master Servicer Fees                        1,263.51                   3,462.42
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,091,196.00
Loans in Pool                                    158
Current Period Sub-Servicer Fee            10,387.27
Current Period Master Servicer Fee          3,462.42

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment              287,092.62           1
Loans Delinquent TWO Payments             198,003.22           1
Loans Delinquent THREE + Payments         681,475.64           3
Tot Unpaid Prin on Delinquent Loans     1,166,571.48           5
Loans in Foreclosure, INCL in Delinq      968,568.26           4
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.6076%
Aggregate REO Losses                   (1,729,398.01)
 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97      9,342,416.42      6.7738        15,045.47  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97      9,342,416.42                    15,045.47  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           52,728.81          0.00        67,774.28        0.00     9,327,370.95
                                                                                
           52,728.81          0.00        67,774.28        0.00     9,327,370.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      133.611125   0.215174     0.754104      0.000000      0.969278  133.395952
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,530.91 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,948.46 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,170.54 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    427,803.70 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    146,881.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,327,370.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         9,342,865.74 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  48      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,342.20 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,703.27 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4617% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7660% 
                                                                                
    POOL TRADING FACTOR                                             0.133395952 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48      8,490,749.35      6.9856       126,436.24  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48      8,490,749.35                   126,436.24  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           48,826.82          0.00       175,263.06        0.00     8,364,313.11
                                                                                
           48,826.82          0.00       175,263.06        0.00     8,364,313.11
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      113.218555   1.685944     0.651074      0.000000      2.337018  111.532610
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,121.31 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,730.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,486.04 
    MASTER SERVICER ADVANCES THIS MONTH                                  769.15 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     90,303.87 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     86,693.81 
      (D)  LOANS IN FORECLOSURE                                 1    157,895.75 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,364,313.11 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         8,271,180.81 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             105,661.05 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      113,573.13 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     833.27 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,029.84 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6665% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9646% 
                                                                                
    POOL TRADING FACTOR                                             0.111532610 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      5,880,417.06      7.5492         8,274.48  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      5,880,417.06                     8,274.48  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           36,991.12          0.00        45,265.60        0.00     5,872,142.58
                                                                                
           36,991.12          0.00        45,265.60        0.00     5,872,142.58
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      157.220718   0.221229     0.989006      0.000000      1.210235  156.999489
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,059.91 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,227.68 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,494.84 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    572,315.42 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,872,142.58 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         5,879,939.73 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  34      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     411.03 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,863.45 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2543% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5666% 
                                                                                
    POOL TRADING FACTOR                                             0.156999489 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      3,352,589.91      7.7806       147,358.96  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      3,352,589.91                   147,358.96  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           21,732.78          0.00       169,091.74        0.00     3,205,230.95
                                                                                
           21,732.78          0.00       169,091.74        0.00     3,205,230.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      152.108526   6.685743     0.986026      0.000000      7.671769  145.422783
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,185.71 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   714.94 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,205,230.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         3,209,313.46 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  21      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      140,284.86 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,728.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,346.10 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4788% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8020% 
                                                                                
    POOL TRADING FACTOR                                             0.145422783 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      2,218,737.68      7.6161         2,900.33  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      2,218,737.68                     2,900.33  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           14,081.77          0.00        16,982.10        0.00     2,215,837.35
                                                                                
           14,081.77          0.00        16,982.10        0.00     2,215,837.35
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      107.037882   0.139920     0.679343      0.000000      0.819263  106.897962
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      803.96 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   462.24 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,215,837.35 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         2,217,598.35 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   8      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,900.33 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3010% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6161% 
                                                                                
    POOL TRADING FACTOR                                             0.106897962 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          11/25/96
MONTHLY Cutoff:               Oct-96
DETERMINATION DATE:         11/20/96
RUN TIME/DATE:              11/13/96       11:50 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4015
SERIES:  1989-S4
SELLER:  Residential Funding Mortgage Securities I, Inc
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920BZ0      760920CA4
Tot Principal and Interest Distr         197,957.46     4,107.30

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              109,696.99        15.15
Total Principal Prepayments               99,640.46        13.76
Principal Payoffs-In-Full                 97,060.82        13.40
Principal Curtailments                     2,579.64         0.36
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                   10,056.53         1.39

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                88,260.47     4,092.15
Prepayment Interest Shortfall                433.72        20.09
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        77,408,317.05    10,000.00
Current Period BEGINNING Prin Bal     13,523,891.22     1,868.42
Current Period ENDING Prin Bal        13,414,194.23     1,853.27
Change in Principal Balance              109,696.99        15.15
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      1.417121     1.515000
Interest Distributed                       1.140194   409.215000
Total Distribution                         1.287206     1.376000
Total Principal Prepayments                0.000000     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance                0.000000     0.000000
ENDING Principal Balance                 173.291382   185.327000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                                7.8700%      0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages             68.3546%      0.0094%
Prepayment Percentages                     100.0000%    100.0000%
Trading Factors                             17.3291%     18.5327%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          6,157.22         0.85
Master Servicer Fees                       1,355.43         0.19
Current Period Master Servicer Advanc          0.00         0.00
Deferred Interest Added to Principal           0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                         NA             NA
Tot Principal and Interest Distr          24,635.38         7.67     226,707.81

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                    0.00         0.00     109,712.14
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                24,635.38         7.67     116,995.67
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         7,423,674.24         0.00  84,841,991.29
Current Period BEGINNING Prin Bal      6,212,822.29       157.96  19,738,739.89
Current Period ENDING Prin Bal         6,208,202.37       157.84  19,624,407.71
Change in Principal Balance                4,619.92         0.12     114,332.18
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.000000
Interest Distributed                     829.622206
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance                 836.270850

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                                7.8700%      7.8700%
Subordinated Unpaid Amounts            1,714,158.06       533.73
Period Ending Class Percentages             31.6352%      0.0008%      100.0000%
Prepayment Percentages                       0.0000%      0.0000%
Trading Factors                             83.6271%
Certificate Denominations                   250,000
Sub-Servicer fees                          2,828.60                    8,986.67
Master Servicer Fees                         622.68                    1,978.30
Cur Period Master Servicer Advance                                         0.00
Deferred Interest Added to Principal           0.00         0.00           0.00
                                              OTHER        OTHER
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          1,935,824.00
Current Special Hazard Amount            905,342.00
Suspense Net (charges)/Recoveries        (15,722.57)
                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             643,424.39            3
Loans Delinquent TWO Payments            278,229.04            1
Loans Delinquent THREE + Payments      2,520,341.58           12
Tot Unpaid Principal on Delinq Loans   3,441,995.01           16
Loans in Foreclosure (incl in delinq)  2,118,746.48            9
REO/Pending Cash Liquidations            657,505.95            4
6 Mo Avg Delinquencies 2+ Payments          11.6145%
Loans in Pool                                    97
Current Period Sub-Servicer Fee            8,986.74
Current Period Master Servicer Fee         1,978.31
Aggregate REO Losses                  (1,541,997.34)
 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     19,829,713.18      7.4581       145,213.68  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     19,829,713.18                   145,213.68  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          123,083.88          0.00       268,297.56        0.00    19,684,499.50
                                                                                
          123,083.88          0.00       268,297.56        0.00    19,684,499.50
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      227.045135   1.662659     1.409279      0.000000      3.071938  225.382475
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,911.17 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,170.67 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   18,563.97 
    MASTER SERVICER ADVANCES THIS MONTH                                2,975.75 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    664,206.95 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    257,169.52 
      (D)  LOANS IN FORECLOSURE                                 6  1,465,931.34 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  19,684,499.50 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        19,342,075.59 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  95      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             386,285.49 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      111,213.62 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   7,096.40 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           26,903.66 
                                                                                
       MORTGAGE POOL INSURANCE                             9,067,698.25         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,405.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2641% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.4590% 
                                                                                
    POOL TRADING FACTOR                                             0.225382475 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     12,936,322.76      8.2583       323,801.20  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     12,936,322.76                   323,801.20  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           87,104.30          0.00       410,905.50        0.00    12,612,521.56
                                                                                
           87,104.30          0.00       410,905.50        0.00    12,612,521.56
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      205.590500   5.146010     1.384305      0.000000      6.530315  200.444489
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,089.36 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,858.91 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,068.18 
    MASTER SERVICER ADVANCES THIS MONTH                                3,452.50 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6    912,765.69 
      (B)  TWO MONTHLY PAYMENTS:                                1    174,702.34 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    614,344.73 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,612,521.56 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        12,210,742.04 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  79      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             423,554.63 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      307,947.94 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,734.46 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,118.80 
                                                                                
       MORTGAGE POOL INSURANCE                             9,067,698.25         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,405.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.1273% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.200444489 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07      4,118,785.96     10.0000       123,514.85  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07      4,118,785.96                   123,514.85  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           34,301.43          0.00       157,816.28        0.00     3,995,271.11
                                                                                
           34,301.43          0.00       157,816.28        0.00     3,995,271.11
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       34.058904   1.021364     0.283644      0.000000      1.305008   33.037540
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,497.08 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,237.91 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,447.84 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    841,841.30 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,995,271.11 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         4,003,513.62 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      119,496.20 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     977.49 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,041.16 
                                                                                
       MORTGAGE POOL INSURANCE                             2,799,081.83         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6631% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.033037540 

 ................................................................................


Run:        11/21/96     09:43:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00     8,272,842.31     9.000000  %     12,439.06
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00         8,683.01  1237.750000  %         10.13
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           435.49     0.521251  %          0.51
B                  17,727,586.62     6,368,485.45    10.000000  %      5,863.73
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    17,038,446.26                     18,313.43
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        62,036.83     74,475.89             0.00         0.00   8,260,403.25
A-5        17,907.26     17,907.26             0.00         0.00   2,388,000.00
A-6         8,954.79      8,964.92             0.00         0.00       8,672.88
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        7,399.96      7,400.47             0.00         0.00         434.98
B          53,062.83     58,926.56             0.00         0.00   6,362,621.72
R-I             3.63          3.63             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          149,365.30    167,678.73             0.00         0.00  17,020,132.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    425.689118   0.640067     3.192180     3.832247   0.000000    425.049051
A-5   1000.000000   0.000000     7.498853     7.498853   0.000000   1000.000000
A-6     86.830100   0.101300    89.547900    89.649200   0.000000     86.729000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    43.549000   0.051000   739.996000   740.047000   0.000000     43.498000
B    89810.384040  82.692164   748.308711   831.000875   0.000000  89727.691880

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,098.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,712.19

SUBSERVICER ADVANCES THIS MONTH                                       55,318.99
MASTER SERVICER ADVANCES THIS MONTH                                    7,767.92


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,181,544.72

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,027,052.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                            13
  AGGREGATE PRINCIPAL BALANCE                                      3,594,636.33

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,020,132.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           65

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 820,005.37

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        2,625.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          62.62285100 %    37.37714900 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             62.61708540 %    37.38291460 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5213 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,166,569.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.02854880
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              268.27

POOL TRADING FACTOR:                                                 6.47799694

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35      5,503,056.87     10.5000       692,112.72  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35      5,503,056.87                   692,112.72  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           49,099.71          0.00       741,212.43        0.00     4,810,944.15
                                                                                
           49,099.71          0.00       741,212.43        0.00     4,810,944.15
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       28.370425   3.568114     0.253128      0.000000      3.821242   24.802312
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,574.77 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,267.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,721.64 
    MASTER SERVICER ADVANCES THIS MONTH                                1,599.80 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    298,520.38 
      (B)  TWO MONTHLY PAYMENTS:                                1    429,303.17 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    404,284.01 
      (D)  LOANS IN FORECLOSURE                                 4    922,407.22 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,810,944.15 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         4,658,591.66 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  17      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             167,990.66 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      248,316.33 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     106.14 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             439,474.39 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,215.86 
                                                                                
       MORTGAGE POOL INSURANCE                             1,550,531.83         
       SPECIAL HAZARD LOSS COVERAGE                        1,148,314.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.5005% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.024802312 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62      9,629,849.28      7.3687        99,808.76  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62      9,629,849.28                    99,808.76  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,877.22          0.00       158,685.98        0.00     9,530,040.52
                                                                                
           58,877.22          0.00       158,685.98        0.00     9,530,040.52
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      207.957978   2.155385     1.271462      0.000000      3.426847  205.802593
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,700.01 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,060.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,580.40 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    206,454.66 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,530,040.52 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         9,542,287.09 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       87,016.67 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     431.84 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,360.25 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2191% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3730% 
                                                                                
    POOL TRADING FACTOR                                             0.205802593 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,330,026.49      7.5996       304,753.57  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,330,026.49                   304,753.57  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,036.33          0.00       324,789.90        0.00     3,025,272.92
                                                                                
           20,036.33          0.00       324,789.90        0.00     3,025,272.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      173.330372  15.862651     1.042906      0.000000     16.905557  157.467720
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,061.28 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,237.39 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,025,272.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         3,029,334.62 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  17      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      263,172.65 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  37,542.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,038.25 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4179% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6435% 
                                                                                
    POOL TRADING FACTOR                                             0.157467720 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      2,565,149.07      8.2500         3,301.79  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      2,565,149.07                     3,301.79  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           17,631.96          0.00        20,933.75        0.00     2,561,847.28
                                                                                
           17,631.96          0.00        20,933.75        0.00     2,561,847.28
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      165.409904   0.212911     1.136971      0.000000      1.349882  165.196993
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,007.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   805.05 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,623.94 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    197,024.69 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,561,847.28 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         2,564,827.59 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     500.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,801.79 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0965% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.165196993 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     13,368,304.98      9.9071       494,514.08  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     13,368,304.98                   494,514.08  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          108,985.72          0.00       603,499.80        0.00    12,873,790.90
                                                                                
          108,985.72          0.00       603,499.80        0.00    12,873,790.90
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       66.851045   2.472923     0.545006      0.000000      3.017929   64.378123
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,809.27 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,662.92 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   24,626.51 
    MASTER SERVICER ADVANCES THIS MONTH                               20,556.07 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4  1,109,599.53 
      (B)  TWO MONTHLY PAYMENTS:                                2    444,438.08 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    816,233.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,873,790.90 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        10,684,163.10 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  43      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              7      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           2,204,103.02 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      483,446.24 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      54.68 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,013.16 
                                                                                
       LOC AMOUNT AVAILABLE                                3,431,727.64         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.7523% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.8274% 
                                                                                
    POOL TRADING FACTOR                                             0.064378123 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      4,601,966.25      9.5000         5,014.23  
S     760920DL9            0.00              0.00      0.8839             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      4,601,966.25                     5,014.23  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          36,423.81          0.00        41,438.04        0.00     4,596,952.02
S           3,388.95          0.00         3,388.95        0.00             0.00
                                                                                
           39,812.76          0.00        44,826.99        0.00     4,596,952.02
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      46.004112   0.050125     0.364115      0.000000      0.414240   45.953987
S       0.000000   0.000000     0.033878      0.000000      0.033878    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,219.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   488.57 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,374.86 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    500,085.51 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    287,704.27 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,596,952.02 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         4,602,089.81 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,053.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,960.28 
                                                                                
       LOC AMOUNT AVAILABLE                                5,513,467.33         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       722,237.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8270% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.045953987 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42      4,298,123.92     10.5000       488,702.99  
S     760920ED6            0.00              0.00      0.6122             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42      4,298,123.92                   488,702.99  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          37,608.43          0.00       526,311.42        0.00     3,809,420.93
S           2,192.75          0.00         2,192.75        0.00             0.00
                                                                                
           39,801.18          0.00       528,504.17        0.00     3,809,420.93
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      45.154213   5.134100     0.395098      0.000000      5.529198   40.020113
S       0.000000   0.000000     0.023036      0.000000      0.023036    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,514.06 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   397.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,696.84 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    679,051.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,809,420.93 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         3,493,215.06 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  15      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      16.45 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             486,075.17 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,611.37 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       1,386,027.00         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,396,176.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.7338% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.040020113 

 ................................................................................


Run:        11/21/96     09:43:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     2,694,044.39     9.500000  %    486,316.34
I     760920FV5        10,000.00           712.69     0.500000  %         44.58
B                  11,825,033.00     5,144,730.69     9.500000  %      4,032.55
S     760920FW3             0.00             0.00     0.117982  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00     7,839,487.77                    490,393.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          20,686.60    507,002.94             0.00         0.00   2,207,728.05
I           3,168.24      3,212.82             0.00         0.00         668.11
B          39,504.54     43,537.09             0.00         0.00   5,140,698.14
S             753.06        753.06             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           64,112.44    554,505.91             0.00         0.00   7,349,094.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       27.443965   4.954057     0.210732     5.164789   0.000000     22.489908
I       71.269000   4.458000   316.824000   321.282000   0.000000     66.811000
B      435.071149   0.341017     3.340755     3.681772   0.000000    434.730131

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,214.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       793.14

SUBSERVICER ADVANCES THIS MONTH                                        4,580.82
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     259,543.43

 (B)  TWO MONTHLY PAYMENTS:                                    1     237,465.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       7,349,094.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           27

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      484,248.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          34.37414740 %    65.62585260 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             30.04990910 %    69.95009090 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1258 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,793,146.50
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,129,615.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.59344494
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              285.26

POOL TRADING FACTOR:                                                 6.68097605


 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     24,095,470.88      7.3601       493,426.13  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     24,095,470.88                   493,426.13  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          146,405.93          0.00       639,832.06        0.00    23,602,044.75
                                                                                
          146,405.93          0.00       639,832.06        0.00    23,602,044.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      126.434478   2.589120     0.768226      0.000000      3.357346  123.845357
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,140.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,221.80 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,504.31 
    MASTER SERVICER ADVANCES THIS MONTH                                4,643.78 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    215,166.94 
      (B)  TWO MONTHLY PAYMENTS:                                1    181,587.40 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    199,589.82 
      (D)  LOANS IN FORECLOSURE                                 4    954,401.87 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  23,602,044.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        23,018,716.92 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  92      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             621,077.01 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      457,468.03 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,804.88 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           32,153.22 
                                                                                
       LOC AMOUNT AVAILABLE                                3,116,217.55         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,609,446.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.1000% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3600% 
                                                                                
    POOL TRADING FACTOR                                             0.123845357 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     32,252,037.90      6.6897     1,010,828.05  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     32,252,037.90                 1,010,828.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          176,549.53          0.00     1,187,377.58        0.00    31,241,209.85
                                                                                
          176,549.53          0.00     1,187,377.58        0.00    31,241,209.85
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      231.640440   7.259965     1.268013      0.000000      8.527978  224.380476
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,299.52 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,481.06 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,226.25 
    MASTER SERVICER ADVANCES THIS MONTH                                8,083.80 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    618,438.66 
      (B)  TWO MONTHLY PAYMENTS:                                2    512,928.57 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      4  1,271,037.53 
      (D)  LOANS IN FORECLOSURE                                 3    732,020.50 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  31,241,209.85 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        30,062,377.19 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 116      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,227,484.50 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      770,971.52 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,801.83 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             194,484.20 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           39,570.50 
                                                                                
       LOC AMOUNT AVAILABLE                                2,961,492.52         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                453,278.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,889,834.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4329% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6485% 
                                                                                
    POOL TRADING FACTOR                                             0.224380476 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     39,571,739.05      5.9400        74,350.12  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     39,571,739.05                    74,350.12  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         195,822.45          0.00       270,172.57        0.00    39,497,388.93
S          18,131.71          0.00        18,131.71        0.00             0.00
                                                                                
          213,954.16          0.00       288,304.28        0.00    39,497,388.93
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     218.849716   0.411190     1.082987      0.000000      1.494177  218.438526
S       0.000000   0.000000     0.100277      0.000000      0.100277    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   13,190.58 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                10,615.46 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,532.99 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    468,011.16 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  39,497,388.93 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        39,551,050.20 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 153      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  11,564.01 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           62,786.11 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,721,189.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.1630% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.8930% 
                                                                                
    POOL TRADING FACTOR                                             0.218438526 

 ................................................................................


Run:        11/21/96     09:43:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     1,012,262.09    10.000000  %        726.44
A-3   760920KA5    62,000,000.00     1,246,133.16    10.000000  %        894.29
A-4   760920KB3        10,000.00           190.18     0.697900  %          0.14
B                  10,439,807.67     1,868,623.10    10.000000  %      1,328.61
R                           0.00            10.81    10.000000  %          0.01

- -------------------------------------------------------------------------------
                  122,813,807.67     4,127,219.34                      2,949.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         8,435.49      9,161.93             0.00         0.00   1,011,535.65
A-3        10,384.40     11,278.69             0.00         0.00   1,245,238.87
A-4         2,400.31      2,400.45             0.00         0.00         190.04
B          15,571.69     16,900.30             0.00         0.00   1,867,294.49
R               1.67          1.68             0.00         0.00          10.80

- -------------------------------------------------------------------------------
           36,793.56     39,743.05             0.00         0.00   4,124,269.85
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    115.899026   0.083174     0.965822     1.048996   0.000000    115.815852
A-3     20.098922   0.014424     0.167490     0.181914   0.000000     20.084498
A-4     19.018000   0.014000   240.031000   240.045000   0.000000     19.004000
B      178.990184   0.127266     1.491567     1.618833   0.000000    178.862921

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,500.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       407.78

SUBSERVICER ADVANCES THIS MONTH                                        7,015.36
MASTER SERVICER ADVANCES THIS MONTH                                    2,031.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     725,270.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       4,124,269.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           17

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 213,525.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                           15.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          54.72440530 %    45.27559470 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             54.72424070 %    45.27575930 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6979 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,524,125.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.28599220
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                               14.91

POOL TRADING FACTOR:                                                 3.35814835


 ................................................................................


Run:        11/21/96     09:43:15                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     43707QAD0   145,575,900.00    12,127,381.63     7.053323  %     22,171.39
R     760920KT4           100.00             0.00     7.053323  %          0.00
B                  10,120,256.77     6,965,757.74     7.053323  %     10,370.06

- -------------------------------------------------------------------------------
                  155,696,256.77    19,093,139.37                     32,541.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          71,267.00     93,438.39             0.00         0.00  12,105,210.24
R               0.00          0.00             0.00         0.00           0.00
B          40,934.54     51,304.60             0.00         0.00   6,955,387.68

- -------------------------------------------------------------------------------
          112,201.54    144,742.99             0.00         0.00  19,060,597.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       83.306245   0.152301     0.489552     0.641853   0.000000     83.153944
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      688.298518   1.024683     4.044812     5.069495   0.000000    687.273835

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:16                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,442.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,013.16

SPREAD                                                                 3,579.23

SUBSERVICER ADVANCES THIS MONTH                                        4,797.44
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     179,164.88

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        494,314.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,060,597.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           75

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        4,117.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          63.51695970 %    36.48304040 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             63.50907930 %    36.49092070 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,372,788.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.80844491
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              267.04

POOL TRADING FACTOR:                                                12.24216838


 ................................................................................


Run:        11/21/96     09:43:16                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    21,510,044.45     6.221570  %     47,170.01
R     760920KR8           100.00             0.00     6.221570  %          0.00
B                   9,358,525.99     8,243,192.65     6.221570  %     15,316.33

- -------------------------------------------------------------------------------
                  120,755,165.99    29,753,237.10                     62,486.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         111,494.99    158,665.00             0.00         0.00  21,462,874.44
R               0.00          0.00             0.00         0.00           0.00
B          42,727.69     58,044.02             0.00         0.00   8,227,876.32

- -------------------------------------------------------------------------------
          154,222.68    216,709.02             0.00         0.00  29,690,750.76
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      193.094368   0.423442     1.000884     1.424326   0.000000    192.670925
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      880.821687   1.636618     4.565643     6.202261   0.000000    879.185069

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,948.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,109.80

SPREAD                                                                 5,577.38

SUBSERVICER ADVANCES THIS MONTH                                        1,360.38
MASTER SERVICER ADVANCES THIS MONTH                                    1,916.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     193,118.56

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,690,750.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          121

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 268,404.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        7,203.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          72.29480400 %    27.70519600 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             72.28808260 %    27.71191740 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,875,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.94541796
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              248.59

POOL TRADING FACTOR:                                                24.58756155


 ................................................................................


Run:        11/21/96     09:43:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90     7,747,396.55     9.000000  %    218,306.81
S     760920LY2        10,000.00         1,097.15     0.705855  %         30.91
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90     7,748,493.70                    218,337.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        58,104.76    276,411.57             0.00         0.00   7,529,089.74
S           4,557.70      4,588.61             0.00         0.00       1,066.24
R               8.23          8.23             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           62,670.69    281,008.41             0.00         0.00   7,530,155.98
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    182.854256   5.152483     1.371390     6.523873   0.000000    177.701773
S      109.715000   3.091000   455.770000   458.861000   0.000000    106.624000

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,884.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       785.79

SUBSERVICER ADVANCES THIS MONTH                                       10,927.72
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     501,250.08

 (B)  TWO MONTHLY PAYMENTS:                                    1     725,847.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       7,530,155.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           25

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                           89.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      212,218.43

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000030 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000030 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7117 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,811,809.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.13671568
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              293.59

POOL TRADING FACTOR:                                                10.66210645


 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     30,427,319.10      6.6756       519,422.70  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     30,427,319.10                   519,422.70  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         168,458.89          0.00       687,881.59        0.00    29,907,896.40
S           6,308.75          0.00         6,308.75        0.00             0.00
                                                                                
          174,767.64          0.00       694,190.34        0.00    29,907,896.40
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     265.257250   4.528189     1.468580      0.000000      5.996769  260.729061
S       0.000000   0.000000     0.054998      0.000000      0.054998    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,327.09 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,012.15 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,590.72 
    MASTER SERVICER ADVANCES THIS MONTH                                8,203.89 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    882,645.53 
      (B)  TWO MONTHLY PAYMENTS:                                1    195,379.60 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    723,930.44 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  29,907,896.40 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        28,790,099.79 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 101      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,159,262.80 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      212,507.56 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,124.65 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             269,697.35 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           36,093.14 
                                                                                
       LOC AMOUNT AVAILABLE                               14,414,706.43         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4014% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6384% 
                                                                                
    POOL TRADING FACTOR                                             0.260729061 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     15,244,890.95      7.5123        29,279.33  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     15,244,890.95                    29,279.33  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          95,364.89          0.00       124,644.22        0.00    15,215,611.62
S           3,173.63          0.00         3,173.63        0.00             0.00
                                                                                
           98,538.52          0.00       127,817.85        0.00    15,215,611.62
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     268.347621   0.515388     1.678657      0.000000      2.194045  267.832233
S       0.000000   0.000000     0.055864      0.000000      0.055864    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,305.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,051.31 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,989.66 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    609,830.82 
      (B)  TWO MONTHLY PAYMENTS:                                1    264,407.01 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    172,020.22 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,215,611.62 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        15,235,337.44 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  63      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  11,991.78 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,287.55 
                                                                                
       LOC AMOUNT AVAILABLE                               14,414,706.43         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2758% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5313% 
                                                                                
    POOL TRADING FACTOR                                             0.267832233 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      5,896,636.27      8.2500       396,566.33  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      5,896,636.27                   396,566.33  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          40,501.80          0.00       437,068.13        0.00     5,500,069.94
S           1,227.33          0.00         1,227.33        0.00             0.00
                                                                                
           41,729.13          0.00       438,295.46        0.00     5,500,069.94
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     253.016654  17.016123     1.737877      0.000000     18.754000  236.000531
S       0.000000   0.000000     0.052663      0.000000      0.052663    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,099.90 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   599.72 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,478.26 
    MASTER SERVICER ADVANCES THIS MONTH                                1,137.42 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     89,070.95 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    468,066.36 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,500,069.94 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         5,373,555.29 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  30      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             141,107.75 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      391,075.28 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     108.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,382.94 
                                                                                
       LOC AMOUNT AVAILABLE                               14,414,706.43         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0678% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.236000531 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     15,480,736.56      6.6314        18,548.11  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     15,480,736.56                    18,548.11  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          85,547.96          0.00       104,096.07        0.00    15,462,188.45
S           3,547.62          0.00         3,547.62        0.00             0.00
                                                                                
           89,095.58          0.00       107,643.69        0.00    15,462,188.45
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     272.549809   0.326553     1.506135      0.000000      1.832688  272.223256
S       0.000000   0.000000     0.062458      0.000000      0.062458    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,837.73 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,291.28 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,651.77 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    388,716.90 
      (B)  TWO MONTHLY PAYMENTS:                                1    335,210.41 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    368,718.02 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,462,188.45 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        15,481,073.74 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  57      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     211.85 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,336.26 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3734% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6234% 
                                                                                
    POOL TRADING FACTOR                                             0.272223256 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     22,418,324.35      7.5363        51,215.06  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     22,418,324.35                    51,215.06  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         140,633.99          0.00       191,849.05        0.00    22,367,109.29
S           5,131.74          0.00         5,131.74        0.00             0.00
                                                                                
          145,765.73          0.00       196,980.79        0.00    22,367,109.29
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     281.693384   0.643534     1.767111      0.000000      2.410645  281.049850
S       0.000000   0.000000     0.064482      0.000000      0.064482    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,857.87 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,393.43 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      906.87 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    119,431.12 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  22,367,109.29 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        22,390,449.06 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  87      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  26,385.53 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           24,829.53 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3051% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5437% 
                                                                                
    POOL TRADING FACTOR                                             0.281049850 

 ................................................................................


Run:        11/21/96     09:43:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00             0.00     8.750000  %          0.00
A-6   760920RZ3    25,602,000.00    15,259,767.30     6.637500  %    386,961.21
A-7   760920SA7     5,940,500.00     3,391,754.79    19.629070  %     86,009.01
A-8   760920SL3    45,032,000.00     2,606,182.42     9.000000  %     64,028.15
A-9   760920SB5             0.00             0.00     0.100338  %          0.00
R-I   760920SJ8           500.00            28.93     9.000000  %          0.71
R-II  760920SK5       300,629.00       460,277.67     9.000000  %          0.00
M     760920SH2    10,142,260.00     7,924,808.01     9.000000  %      7,495.06
B                  20,284,521.53    15,610,415.10     9.000000  %     14,763.89

- -------------------------------------------------------------------------------
                  405,690,410.53    45,253,234.22                    559,258.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        84,000.75    470,961.96             0.00         0.00  14,872,806.09
A-7        55,214.72    141,223.73             0.00         0.00   3,305,745.78
A-8        19,452.62     83,480.77             0.00         0.00   2,542,154.27
A-9         3,765.70      3,765.70             0.00         0.00           0.00
R-I             0.22          0.93             0.00         0.00          28.22
R-II            0.00          0.00         3,435.52         0.00     463,713.19
M          59,150.98     66,646.04             0.00         0.00   7,917,312.95
B         116,516.55    131,280.44             0.00         0.00  15,595,651.21

- -------------------------------------------------------------------------------
          338,101.54    897,359.57         3,435.52         0.00  44,697,411.71
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    596.038095  15.114491     3.281023    18.395514   0.000000    580.923603
A-7    570.954430  14.478413     9.294625    23.773038   0.000000    556.476017
A-8     57.874010   1.421837     0.431973     1.853810   0.000000     56.452173
R-I     57.860000   1.420000     0.440000     1.860000   0.000000     56.440000
R-II  1531.048801   0.000000     0.000000     0.000000  11.427773   1542.476574
M      781.365101   0.738993     5.832130     6.571123   0.000000    780.626108
B      769.572754   0.727840     5.744111     6.471951   0.000000    768.844914

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,675.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,742.25

SUBSERVICER ADVANCES THIS MONTH                                       50,545.17
MASTER SERVICER ADVANCES THIS MONTH                                    1,822.10


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,427,566.98

 (B)  TWO MONTHLY PAYMENTS:                                    2     447,010.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,921.52


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      3,871,368.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,697,411.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          174

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 216,735.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      513,023.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         47.99217450 %    17.51213600 %   34.49568940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            47.39524450 %    17.71313516 %   34.89162040 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.099789 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,055.00
      FRAUD AMOUNT AVAILABLE                              576,443.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,780,938.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.59170699
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              286.52

POOL TRADING FACTOR:                                                11.01761603



FIXED STRIP INTEREST ON CLASS A-7:                                          0.00
INVERSE LIBOR INTEREST ON CLASS A-7:                                   55,214.72
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              55,214.72


 ................................................................................


Run:        11/21/96     09:43:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00             0.00     8.500000  %          0.00
A-5   760920TX6    12,885,227.00     9,318,444.75     6.487500  %    555,636.01
A-6   760920TY4     3,789,773.00     2,740,719.31    15.341500  %    163,422.37
A-7   760920UA4        10,000.00           795.31  7590.550000  %         47.42
A-8   760920TZ1             0.00             0.00     0.052407  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,113,879.35     9.000000  %     41,282.21
B                   8,174,757.92     5,324,018.45     9.000000  %          0.00

- -------------------------------------------------------------------------------
                  163,495,140.92    20,497,857.17                    760,388.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        49,652.10    605,288.11             0.00         0.00   8,762,808.74
A-6        34,534.18    197,956.55             0.00         0.00   2,577,296.94
A-7         4,958.23      5,005.65             0.00         0.00         747.89
A-8           882.28        882.28             0.00         0.00           0.00
R-I             2.26          2.26             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          23,017.66     64,299.87             0.00         0.00   3,072,597.14
B               0.00          0.00             0.00   119,263.63   5,244,109.64

- -------------------------------------------------------------------------------
          113,046.71    873,434.72             0.00   119,263.63  19,657,560.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    723.188249  43.121942     3.853413    46.975355   0.000000    680.066307
A-6    723.188252  43.121942     9.112467    52.234409   0.000000    680.066310
A-7     79.531000   4.742000   495.823000   500.565000   0.000000     74.789000
R-I      0.000000   0.000000    22.600000    22.600000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      846.350766  11.220483     6.256188    17.476671   0.000000    835.130283
B      651.275365   0.000000     0.000000     0.000000   0.000000    641.500298

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,090.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,093.43

SUBSERVICER ADVANCES THIS MONTH                                       21,728.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     829,347.69

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     331,862.11


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,505,014.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,657,560.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           70

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                 39,354.91

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      545,892.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         58.83522000 %    15.19124300 %   25.97353670 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            57.69207050 %    15.63061278 %   26.67731680 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0506 %

      BANKRUPTCY AMOUNT AVAILABLE                         200,053.00
      FRAUD AMOUNT AVAILABLE                              317,339.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,872,978.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.48254106
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              293.07

POOL TRADING FACTOR:                                                12.02333001


 ................................................................................


Run:        11/21/96     09:43:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00             0.00     8.000000  %          0.00
A-8   760920TN8    18,168,000.00     3,830,180.36     8.000000  %    336,709.18
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     3,638,636.84     8.000000  %     39,904.50
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00           672.37     8.000000  %          7.37
A-18  760920UR7             0.00             0.00     0.167517  %          0.00
R-I   760920TR9        38,000.00         4,719.84     8.000000  %          0.00
R-II  760920TS7       702,000.00       971,551.63     8.000000  %          0.00
M     760920TQ1    12,177,000.00    11,011,469.86     8.000000  %     10,079.84
B                  27,060,001.70    23,480,391.59     8.000000  %     21,493.82

- -------------------------------------------------------------------------------
                  541,188,443.70    68,240,064.49                    408,194.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        25,503.07    362,212.25             0.00         0.00   3,493,471.18
A-9        41,222.46     41,222.46             0.00         0.00   6,191,000.00
A-10      127,252.57    127,252.57             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       24,227.69     64,132.19             0.00         0.00   3,598,732.34
A-16       28,399.33     28,399.33             0.00         0.00           0.00
A-17            4.47         11.84             0.00         0.00         665.00
A-18        9,514.74      9,514.74             0.00         0.00           0.00
R-I             0.00          0.00            31.47         0.00       4,751.31
R-II            0.00          0.00         6,477.01         0.00     978,028.64
M          73,321.93     83,401.77             0.00         0.00  11,001,390.02
B         156,348.56    177,842.38             0.00         0.00  23,458,897.77

- -------------------------------------------------------------------------------
          485,794.82    893,989.53         6,508.48         0.00  67,838,378.26
===============================================================================

































Run:        11/21/96     09:43:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    210.820143  18.533090     1.403736    19.936826   0.000000    192.287053
A-9   1000.000000   0.000000     6.658449     6.658449   0.000000   1000.000000
A-10  1000.000000   0.000000     6.658449     6.658449   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   206.752477   2.267430     1.376652     3.644082   0.000000    204.485047
A-17    67.237000   0.737000     0.447000     1.184000   0.000000     66.500000
R-I    124.206316   0.000000     0.000000     0.000000   0.828158    125.034474
R-II  1383.976681   0.000000     0.000000     0.000000   9.226510   1393.203191
M      904.284295   0.827777     6.021346     6.849123   0.000000    903.456518
B      867.715821   0.794302     5.777848     6.572150   0.000000    866.921519

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,050.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,147.56

SUBSERVICER ADVANCES THIS MONTH                                       21,958.57
MASTER SERVICER ADVANCES THIS MONTH                                    1,761.36


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     692,397.12

 (B)  TWO MONTHLY PAYMENTS:                                    3     783,425.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     221,264.20


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,091,355.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,838,378.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          255

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 214,118.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      339,219.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         49.45511600 %    16.13637100 %   34.40851320 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            49.20237090 %    16.21705928 %   34.58056980 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1680 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,221.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,053,382.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14687104
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              294.97

POOL TRADING FACTOR:                                                12.53507518


 ................................................................................


Run:        11/21/96     09:43:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4053 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UK2    10,820,000.00             0.00     7.500000  %          0.00
A-2   760920UL0    26,800,000.00             0.00     7.500000  %          0.00
A-3   760920UM8    25,330,000.00             0.00     7.500000  %          0.00
A-4   760920UN6    15,000,000.00     3,875,611.87     7.500000  %    113,095.30
A-5   760920UP1     8,110,000.00     4,670,313.86     7.500000  %    136,285.72
A-6   760920UQ9    74,560,000.00     2,165,274.98     7.500000  %     63,185.49
A-7   760920UE6     4,915,714.00             0.00     0.000000  %          0.00
A-8   760920UF3     1,966,286.00             0.00     0.000000  %          0.00
A-9   760920UH9             0.00             0.00     0.500000  %          0.00
A-10  760920UG1             0.00             0.00     0.386945  %          0.00
R     760920UJ5           100.00             0.00     7.500000  %          0.00
B                   8,816,068.76     6,800,326.17     7.500000  %     37,020.36

- -------------------------------------------------------------------------------
                  176,318,168.76    17,511,526.88                    349,586.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        24,202.00    137,297.30             0.00         0.00   3,762,516.57
A-5        29,164.67    165,450.39             0.00         0.00   4,534,028.14
A-6        13,521.48     76,706.97             0.00         0.00   2,102,089.49
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9         7,290.27      7,290.27             0.00         0.00           0.00
A-10        5,641.87      5,641.87             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          42,465.95     79,486.31             0.00         0.00   6,763,305.81

- -------------------------------------------------------------------------------
          122,286.24    471,873.11             0.00         0.00  17,161,940.01
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    258.374125   7.539687     1.613467     9.153154   0.000000    250.834438
A-5    575.871006  16.804651     3.596137    20.400788   0.000000    559.066355
A-6     29.040705   0.847445     0.181350     1.028795   0.000000     28.193260
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      771.355845   4.199190     4.816880     9.016070   0.000000    767.156654

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4053 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,445.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,855.56

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,161,940.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           84

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      254,255.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          61.16657210 %    38.83342800 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             60.59125130 %    39.40874870 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3901 %

      BANKRUPTCY AMOUNT AVAILABLE                         738,029.00
      FRAUD AMOUNT AVAILABLE                              266,182.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,373.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.88682606
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              117.32

POOL TRADING FACTOR:                                                 9.73350627


 ................................................................................


Run:        11/21/96     09:43:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00     8,261,148.31     8.080994  %    300,453.35
R                         100.00             0.00     8.080994  %          0.00
B                   5,302,117.23     4,206,492.09     8.080994  %     23,549.90

- -------------------------------------------------------------------------------
                  106,042,332.23    12,467,640.40                    324,003.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          55,075.04    355,528.39             0.00         0.00   7,960,694.96
R               0.00          0.00             0.00         0.00           0.00
B          28,043.66     51,593.56             0.00         0.00   4,182,942.19

- -------------------------------------------------------------------------------
           83,118.70    407,121.95             0.00         0.00  12,143,637.15
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       82.004555   2.982460     0.546704     3.529164   0.000000     79.022095
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      793.360823   4.441603     5.289143     9.730746   0.000000    788.919220

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,309.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,379.06

SUBSERVICER ADVANCES THIS MONTH                                       13,330.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      81,079.97

 (B)  TWO MONTHLY PAYMENTS:                                    1     196,905.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        879,769.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      12,143,637.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           65

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      254,203.61

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          66.26072010 %    33.73927990 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             65.55445340 %    34.44554660 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              139,210.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,430,713.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.62442209
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.06

POOL TRADING FACTOR:                                                11.45168811



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.0040


 ................................................................................


Run:        11/21/96     09:43:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00             0.00     7.500000  %          0.00
A-5   760920VE5     6,968,000.00     6,787,416.27     7.500000  %    226,448.71
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.424536  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,418,380.45     7.500000  %     22,896.30

- -------------------------------------------------------------------------------
                  116,500,312.92    11,205,796.72                    249,345.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        41,775.91    268,224.62             0.00         0.00   6,560,967.56
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        4,598.04      4,598.04             0.00         0.00           0.00
A-12        3,904.07      3,904.07             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          27,194.72     50,091.02             0.00         0.00   4,395,484.15

- -------------------------------------------------------------------------------
           77,472.74    326,817.75             0.00         0.00  10,956,451.71
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    974.083850  32.498380     5.995395    38.493775   0.000000    941.585471
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      758.479503   3.930484     4.668371     8.598855   0.000000    754.549019

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,197.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,251.50

SUBSERVICER ADVANCES THIS MONTH                                        6,182.94
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     155,762.10

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        317,994.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      10,956,451.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           57

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      191,275.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          60.57058180 %    39.42941820 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             59.88222950 %    40.11777050 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4274 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              131,188.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,363,143.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.89993893
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.73

POOL TRADING FACTOR:                                                 9.40465432


 ................................................................................


Run:        11/21/96     09:43:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00             0.00     7.500000  %          0.00
A-7   760920VQ8     5,327,000.00             0.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00     3,516,481.29     7.500000  %    817,783.98
A-9   760920VV7    30,371,000.00    30,371,000.00     5.689000  %          0.00
A-10  760920VS4    10,124,000.00    10,124,000.00    12.932821  %          0.00
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.150541  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     8,924,655.36     7.500000  %     23,348.55
B                  22,976,027.86    19,676,886.77     7.500000  %      5,167.33

- -------------------------------------------------------------------------------
                  459,500,240.86    72,613,023.42                    846,299.86
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        21,889.74    839,673.72             0.00         0.00   2,698,697.31
A-9       143,405.54    143,405.54             0.00         0.00  30,371,000.00
A-10      108,671.66    108,671.66             0.00         0.00  10,124,000.00
A-11       60,267.81     60,267.81             0.00         0.00           0.00
A-12        9,072.80      9,072.80             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          55,555.06     78,903.61             0.00         0.00   8,901,306.81
B         122,486.61    127,653.94             0.00         0.00  19,625,408.40

- -------------------------------------------------------------------------------
          521,349.22  1,367,649.08             0.00         0.00  71,720,412.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    107.590298  25.020927     0.669739    25.690666   0.000000     82.569371
A-9   1000.000000   0.000000     4.721792     4.721792   0.000000   1000.000000
A-10  1000.000000   0.000000    10.734064    10.734064   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      863.185173   2.258252     5.373238     7.631490   0.000000    860.926921
B      856.409423   0.224901     5.331060     5.555961   0.000000    854.168898

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,263.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,524.68

SUBSERVICER ADVANCES THIS MONTH                                       53,885.52
MASTER SERVICER ADVANCES THIS MONTH                                    4,236.60


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,028,256.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     242,010.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      3,515,302.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,720,412.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          272

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 509,012.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      702,641.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         60.61100230 %    12.29070900 %   27.09828880 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            60.22511000 %    12.41112048 %   27.36376950 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1514 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,275.00
      FRAUD AMOUNT AVAILABLE                              881,310.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,911,312.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16449886
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.80

POOL TRADING FACTOR:                                                15.60835145


 ................................................................................


Run:        11/21/96     09:43:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00       168,134.66     8.500000  %     45,619.21
A-4   760920WX2    31,674,000.00    31,674,000.00     8.500000  %          0.00
A-5   760920WY0    30,082,000.00     3,538,052.85     8.500000  %      5,068.85
A-6   760920WW4             0.00             0.00     0.125238  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,498,427.06     8.500000  %      6,173.39
B                  15,364,881.77    12,649,270.08     8.500000  %     12,016.57

- -------------------------------------------------------------------------------
                  323,459,981.77    54,527,884.65                     68,878.02
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         1,190.57     46,809.78             0.00         0.00     122,515.45
A-4       224,286.70    224,286.70             0.00         0.00  31,674,000.00
A-5        25,053.30     30,122.15             0.00         0.00   3,532,984.00
A-6         5,689.00      5,689.00             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          46,016.00     52,189.39             0.00         0.00   6,492,253.67
B          89,570.74    101,587.31             0.00         0.00  12,637,253.51

- -------------------------------------------------------------------------------
          391,806.31    460,684.33             0.00         0.00  54,459,006.63
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      2.960951   0.803381     0.020967     0.824348   0.000000      2.157570
A-4   1000.000000   0.000000     7.081098     7.081098   0.000000   1000.000000
A-5    117.613618   0.168501     0.832834     1.001335   0.000000    117.445117
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      892.886378   0.848226     6.322616     7.170842   0.000000    892.038152
B      823.258537   0.782081     5.829575     6.611656   0.000000    822.476456

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,543.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,803.68

SUBSERVICER ADVANCES THIS MONTH                                       30,672.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,360,547.44

 (B)  TWO MONTHLY PAYMENTS:                                    1     237,027.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     268,291.10


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,942,030.59

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,459,006.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          208

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       17,077.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         64.88457740 %    11.91762200 %   23.19780080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            64.87356570 %    11.92135897 %   23.20507530 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1252 %

      BANKRUPTCY AMOUNT AVAILABLE                         176,134.00
      FRAUD AMOUNT AVAILABLE                              618,645.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,947,069.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07038765
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.25

POOL TRADING FACTOR:                                                16.83639699



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        11/21/96     09:43:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    30,446,244.88     7.693367  %    829,741.54
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     7.693367  %          0.00
B                   7,295,556.68     5,218,799.90     7.693367  %          0.00

- -------------------------------------------------------------------------------
                  108,082,314.68    35,665,044.78                    829,741.54
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         194,203.93  1,023,945.47             0.00         0.00  29,616,503.34
S           4,435.49      4,435.49             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00    75,741.70   5,176,346.76

- -------------------------------------------------------------------------------
          198,639.42  1,028,380.96             0.00    75,741.70  34,792,850.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      302.086065   8.232653     1.926881    10.159534   0.000000    293.853412
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      715.339504   0.000000     0.000000     0.000000   0.000000    709.520464

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:35                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,925.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,885.81

SUBSERVICER ADVANCES THIS MONTH                                       10,899.82
MASTER SERVICER ADVANCES THIS MONTH                                    8,066.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     651,268.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     226,523.62


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        591,431.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      34,792,850.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          137

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,072,681.82

REMAINING SUBCLASS INTEREST SHORTFALL                                 33,288.55

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      646,408.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.36718530 %    14.63281470 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.12238360 %    14.87761640 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              408,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,908,520.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.33770849
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              299.15

POOL TRADING FACTOR:                                                32.19106678



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1622

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:43:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00             0.00     8.000000  %          0.00
A-5   760920WC8    24,873,900.00    21,068,653.67     8.000000  %     85,599.06
A-6   760920WG9     5,000,000.00     7,170,254.71     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     3,137,658.28     8.000000  %      4,200.78
A-8   760920WJ3             0.00             0.00     0.176589  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,616,569.77     8.000000  %      4,836.12
B                  10,363,398.83     9,748,034.67     8.000000  %     10,211.62

- -------------------------------------------------------------------------------
                  218,151,398.83    45,741,171.10                    104,847.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       140,429.47    226,028.53             0.00         0.00  20,983,054.61
A-6             0.00          0.00        47,792.10         0.00   7,218,046.81
A-7        20,913.52     25,114.30             0.00         0.00   3,133,457.50
A-8         6,729.82      6,729.82             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          30,770.95     35,607.07             0.00         0.00   4,611,733.65
B          64,973.84     75,185.46             0.00         0.00   9,737,823.05

- -------------------------------------------------------------------------------
          263,817.60    368,665.18        47,792.10         0.00  45,684,115.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    847.018508   3.441321     5.645655     9.086976   0.000000    843.577188
A-6   1434.050942   0.000000     0.000000     0.000000   9.558420   1443.609362
A-7    154.655869   0.207057     1.030832     1.237889   0.000000    154.448812
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      940.621388   0.985355     6.269550     7.254905   0.000000    939.636033
B      940.621396   0.985353     6.269550     7.254903   0.000000    939.636041

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,577.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,827.32

SUBSERVICER ADVANCES THIS MONTH                                       12,572.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     749,014.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        878,099.18

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,684,115.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          186

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,139.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         68.59589710 %    10.09281100 %   21.31129230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            68.58961480 %    10.09482965 %   21.31555560 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1766 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,104.00
      FRAUD AMOUNT AVAILABLE                              493,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,934,153.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68409783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              292.17

POOL TRADING FACTOR:                                                20.94147270



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        11/21/96     09:43:37                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00     3,733,319.51     8.000000  %    510,175.02
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.163671  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     5,733,262.88     8.000000  %     32,300.47

- -------------------------------------------------------------------------------
                  139,954,768.28    20,966,582.39                    542,475.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        24,856.69    535,031.71             0.00         0.00   3,223,144.49
A-3        76,567.74     76,567.74             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         2,856.00      2,856.00             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          38,172.43     70,472.90             0.00         0.00   5,700,962.41

- -------------------------------------------------------------------------------
          142,452.86    684,928.35             0.00         0.00  20,424,106.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2     87.642780  11.976783     0.583531    12.560314   0.000000     75.665997
A-3   1000.000000   0.000000     6.658064     6.658064   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      780.283304   4.396016     5.195176     9.591192   0.000000    775.887287

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,074.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,286.80

SUBSERVICER ADVANCES THIS MONTH                                        5,567.65
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     192,928.24

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     288,038.54


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,424,106.90

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           93

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      424,352.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          72.65523410 %    27.34476590 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             72.08709080 %    27.91290920 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1626 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              252,686.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,677,518.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63759154
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              117.39

POOL TRADING FACTOR:                                                14.59336266



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


 ................................................................................


Run:        11/21/96     09:43:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00             0.00     8.500000  %          0.00
A-9   760920XU7    38,830,000.00    25,524,068.36     8.500000  %    653,635.83
A-10  760920XQ6     6,395,000.00     4,203,616.20     8.500000  %    107,648.75
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.179704  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,393,841.61     8.500000  %      5,951.43
B                  15,395,727.87    13,023,652.31     8.500000  %     12,122.51

- -------------------------------------------------------------------------------
                  324,107,827.87    49,145,178.48                    779,358.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       179,421.12    833,056.95             0.00         0.00  24,870,432.53
A-10       29,549.26    137,198.01             0.00         0.00   4,095,967.45
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        7,303.70      7,303.70             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          44,945.43     50,896.86             0.00         0.00   6,387,890.18
B          91,549.62    103,672.13             0.00         0.00  13,011,529.80

- -------------------------------------------------------------------------------
          352,769.13  1,132,127.65             0.00         0.00  48,365,819.96
===============================================================================










































Run:        11/21/96     09:43:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    657.328570  16.833269     4.620683    21.453952   0.000000    640.495301
A-10   657.328569  16.833269     4.620682    21.453951   0.000000    640.495300
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      876.829623   0.816159     6.163663     6.979822   0.000000    876.013464
B      845.926378   0.787396     5.946429     6.733825   0.000000    845.138983

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,686.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,318.93

SUBSERVICER ADVANCES THIS MONTH                                       24,048.28
MASTER SERVICER ADVANCES THIS MONTH                                    6,239.59


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,240,211.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     338,365.93


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,444,801.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,365,819.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          186

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 760,662.95

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      733,613.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         60.48952410 %    13.01011000 %   26.50036630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.89022830 %    13.20744729 %   26.90232440 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1751 %

      BANKRUPTCY AMOUNT AVAILABLE                         330,694.00
      FRAUD AMOUNT AVAILABLE                              531,123.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,935,342.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14113454
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              293.47

POOL TRADING FACTOR:                                                14.92275589



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        11/21/96     09:43:40                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00     9,227,168.63     7.912533  %     53,108.88
R     760920XF0           100.00             0.00     7.912533  %          0.00
B                   5,010,927.54     4,062,992.48     7.912533  %     21,650.05

- -------------------------------------------------------------------------------
                  105,493,196.54    13,290,161.11                     74,758.93
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          60,823.46    113,932.34             0.00         0.00   9,174,059.75
R               0.00          0.00             0.00         0.00           0.00
B          26,782.35     48,432.40             0.00         0.00   4,041,342.43

- -------------------------------------------------------------------------------
           87,605.81    162,364.74             0.00         0.00  13,215,402.18
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       91.828916   0.528540     0.605316     1.133856   0.000000     91.300375
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      810.826428   4.320567     5.344789     9.665356   0.000000    806.505861

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:41                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,308.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,410.92

SUBSERVICER ADVANCES THIS MONTH                                       14,095.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     606,043.68

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        620,335.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,215,402.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           64

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        3,941.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          69.42856870 %    30.57143140 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             69.41945180 %    30.58054820 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              163,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,701,239.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.33640727
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              120.82

POOL TRADING FACTOR:                                                12.52725542


 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     28,937,566.29      8.3735       280,223.93  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     28,937,566.29                   280,223.93  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          201,908.86          0.00       482,132.79        0.00    28,657,342.36
                                                                                
          201,908.86          0.00       482,132.79        0.00    28,657,342.36
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      192.934706   1.868330     1.346182      0.000000      3.214512  191.066376
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,025.32 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,290.91 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,319.48 
    MASTER SERVICER ADVANCES THIS MONTH                                5,973.14 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    280,660.91 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    684,317.76 
      (D)  LOANS IN FORECLOSURE                                 1    123,809.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  28,657,342.36 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        27,937,622.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 116      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             747,108.72 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,232.99 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             250,676.85 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           27,314.09 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,420,419.25         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                374,041.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       843,438.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.9386% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.3641% 
                                                                                
    POOL TRADING FACTOR                                             0.191066376 

 ................................................................................


Run:        11/21/96     09:43:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    19,191,201.12     8.368858  %    955,707.84
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     8.368858  %          0.00
B                   6,546,994.01     3,857,996.39     8.368858  %          0.00

- -------------------------------------------------------------------------------
                   93,528,473.01    23,049,197.51                    955,707.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         133,023.40  1,088,731.24             0.00         0.00  18,235,493.28
S           2,863.56      2,863.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   482,026.02   3,402,711.98

- -------------------------------------------------------------------------------
          135,886.96  1,091,594.80             0.00   482,026.02  21,638,205.26
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      220.635742  10.987499     1.529332    12.516831   0.000000    209.648243
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      589.277519   0.000000     0.000000     0.000000   0.000000    519.736535

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,076.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,583.14

SUBSERVICER ADVANCES THIS MONTH                                       28,874.88
MASTER SERVICER ADVANCES THIS MONTH                                      781.36


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,033,210.74

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     295,085.09


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,221,023.51

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,638,205.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           98

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                  96,726.87

REMAINING SUBCLASS INTEREST SHORTFALL                                 26,741.62

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      182,047.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.26190580 %    16.73809420 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             84.27451840 %    15.72548160 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.08898606
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              273.80

POOL TRADING FACTOR:                                                23.13542022



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1300

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:43:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00             0.00     8.000000  %          0.00
A-5   760920ZE1    19,600,000.00     3,677,146.42     8.000000  %     25,549.35
A-6   760920ZF8     6,450,000.00     4,743,518.91     8.000000  %     32,958.66
A-7   760920ZG6    37,500,000.00             0.00     8.000000  %          0.00
A-8   760920ZH4    10,000,000.00     1,838,573.22     8.000000  %     12,774.68
A-9   760920ZJ0     9,350,000.00       220,628.79     8.000000  %      1,532.96
A-10  760920ZC5    60,000,000.00     5,018,532.81     8.000000  %     34,869.50
A-11  760920ZD3    15,000,000.00     1,254,633.18     8.000000  %      8,717.38
A-12  760920ZB7             0.00             0.00     0.234594  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     6,597,074.91     8.000000  %     37,113.64

- -------------------------------------------------------------------------------
                  208,639,599.90    23,350,108.24                    153,516.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        24,490.41     50,039.76             0.00         0.00   3,651,597.07
A-6        31,592.63     64,551.29             0.00         0.00   4,710,560.25
A-7             0.00          0.00             0.00         0.00           0.00
A-8        12,245.20     25,019.88             0.00         0.00   1,825,798.54
A-9         1,469.43      3,002.39             0.00         0.00     219,095.83
A-10       33,424.28     68,293.78             0.00         0.00   4,983,663.31
A-11        8,356.07     17,073.45             0.00         0.00   1,245,915.80
A-12        4,560.37      4,560.37             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          43,937.63     81,051.27             0.00         0.00   6,559,961.27

- -------------------------------------------------------------------------------
          160,076.02    313,592.19             0.00         0.00  23,196,592.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    187.609511   1.303538     1.249511     2.553049   0.000000    186.305973
A-6    735.429288   5.109870     4.898082    10.007952   0.000000    730.319419
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    183.857322   1.277468     1.224520     2.501988   0.000000    182.579854
A-9     23.596662   0.163953     0.157158     0.321111   0.000000     23.432709
A-10    83.642214   0.581158     0.557071     1.138229   0.000000     83.061055
A-11    83.642212   0.581159     0.557071     1.138230   0.000000     83.061053
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      790.485404   4.447091     5.264766     9.711857   0.000000    786.038313

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,992.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,588.48

SUBSERVICER ADVANCES THIS MONTH                                          952.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      81,744.73

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,196,592.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          113

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       22,153.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.74713350 %    28.25286650 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             71.72015070 %    28.27984930 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2343 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              259,535.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,652,817.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.66763394
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              117.00

POOL TRADING FACTOR:                                                11.11801982


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                            
   0.00ENDING A-8 COMPANION PRINCIPAL COMPONENT:                          0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


 ................................................................................


Run:        11/21/96     09:43:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00             0.00     8.250000  %          0.00
A-8   760920YK8    20,625,000.00    19,608,474.01     6.089000  %     19,125.25
A-9   760920YL6     4,375,000.00     4,159,373.27    18.437570  %      4,056.87
A-10  760920XZ6    23,595,000.00     2,076,551.99     7.270000  %      2,025.38
A-11  760920YA0     6,435,000.00       566,332.35    11.843331  %        552.38
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.224615  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,165,201.10     8.750000  %      5,061.29
B                  15,327,940.64    12,041,225.97     8.750000  %          0.00

- -------------------------------------------------------------------------------
                  322,682,743.64    44,617,158.69                     30,821.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        99,487.60    118,612.85             0.00         0.00  19,589,348.76
A-9        63,901.45     67,958.32             0.00         0.00   4,155,316.40
A-10       12,579.29     14,604.67             0.00         0.00   2,074,526.61
A-11        5,588.87      6,141.25             0.00         0.00     565,779.97
A-12       11,003.47     11,003.47             0.00         0.00           0.00
A-13        8,350.63      8,350.63             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          89,763.96     94,825.25             0.00         0.00   6,160,139.81
B          52,864.34     52,864.34             0.00         0.00  12,031,340.78

- -------------------------------------------------------------------------------
          343,539.61    374,360.78             0.00         0.00  44,576,452.33
===============================================================================







































Run:        11/21/96     09:43:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    950.713891   0.927285     4.823641     5.750926   0.000000    949.786607
A-9    950.713890   0.927285    14.606046    15.533331   0.000000    949.786606
A-10    88.008137   0.085839     0.533134     0.618973   0.000000     87.922298
A-11    88.008135   0.085840     0.868511     0.954351   0.000000     87.922295
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      849.130726   0.697089    12.363155    13.060244   0.000000    848.433637
B      785.573630   0.000000     3.448887     3.448887   0.000000    784.928717

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,898.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,655.87

SUBSERVICER ADVANCES THIS MONTH                                       51,063.17
MASTER SERVICER ADVANCES THIS MONTH                                    1,772.79


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,638,686.19

 (B)  TWO MONTHLY PAYMENTS:                                    3     901,062.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     368,858.38


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,296,883.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,576,452.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 213,126.44

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        4,078.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.19411360 %    13.81800500 %   26.98788160 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.19038050 %    13.81926889 %   26.99035060 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2246 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,092.00
      FRAUD AMOUNT AVAILABLE                              500,887.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,293,738.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.42144852
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.25

POOL TRADING FACTOR:                                                13.81432791


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      5,772,811.86      8.0000         5,081.20  
S     760920YS1            0.00              0.00      0.5541             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      5,772,811.86                     5,081.20  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          38,485.09          0.00        43,566.29        0.00     5,767,730.66
S           2,665.58          0.00         2,665.58        0.00             0.00
                                                                                
           41,150.67          0.00        46,231.87        0.00     5,767,730.66
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     179.276532   0.157798     1.195167      0.000000      1.352965  179.118733
S       0.000000   0.000000     0.082780      0.000000      0.082780    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,847.47 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   601.67 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,492.09 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    125,290.64 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    818,410.08 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,767,730.66 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         5,776,853.20 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  22      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      49.36 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,031.84 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0632% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.179118733 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07      7,229,925.28      7.5802       246,486.17  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07      7,229,925.28                   246,486.17  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          45,303.81          0.00       291,789.98        0.00     6,983,439.11
S           1,494.15          0.00         1,494.15        0.00             0.00
                                                                                
           46,797.96          0.00       293,284.13        0.00     6,983,439.11
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     113.052874   3.854254     0.708406      0.000000      4.562660  109.198620
S       0.000000   0.000000     0.023364      0.000000      0.023364    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,372.02 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   748.95 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,028.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    277,920.47 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    257,744.59 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,983,439.11 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                         6,989,703.76 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  26      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      239,146.29 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     322.68 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,017.20 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3587% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5830% 
                                                                                
    POOL TRADING FACTOR                                             0.109198620 

 ................................................................................

Run:        11/21/96     16:24:51                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     11,958,799.78      7.7273       596,497.14  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     11,958,799.78                   596,497.14  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          75,442.16          0.00       671,939.30        0.00    11,362,302.64
S           2,440.77          0.00         2,440.77        0.00             0.00
                                                                                
           77,882.93          0.00       674,380.07        0.00    11,362,302.64
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     158.171102   7.889471     0.997823      0.000000      8.887294  150.281630
S       0.000000   0.000000     0.032282      0.000000      0.032282    0.000000
                                                                                
                                                                                
Determination Date       20-November-96                                         
Distribution Date        25-November-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    11/21/96    16:24:51                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,062.67 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,198.03 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,194.35 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    278,926.58 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,362,302.64 
    ACTUAL UPAID PRINCIPAL BALANCE @ 10/31                        11,372,648.48 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  40      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      349,223.85 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     380.38 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             235,958.94 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,933.97 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4358% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7411% 
                                                                                
    POOL TRADING FACTOR                                             0.150281630 

 ................................................................................


Run:        11/21/96     09:43:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00             0.00     7.750000  %          0.00
A-4   760920B49     9,500,000.00     6,658,005.36     7.950000  %    537,102.29
A-5   760920B31        41,703.00           332.89  1008.000000  %         26.85
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.384575  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     5,836,442.97     8.000000  %     30,652.84

- -------------------------------------------------------------------------------
                  157,858,019.23    17,982,781.22                    567,781.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        44,002.14    581,104.43             0.00         0.00   6,120,903.07
A-5           278.95        305.80             0.00         0.00         306.04
A-6        36,497.80     36,497.80             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,749.10      5,749.10             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          38,815.11     69,467.95             0.00         0.00   5,805,790.13

- -------------------------------------------------------------------------------
          125,343.10    693,125.08             0.00         0.00  17,414,999.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    700.842669  56.537083     4.631804    61.168887   0.000000    644.305586
A-5      7.982399   0.643839     6.688967     7.332806   0.000000      7.338561
A-6   1000.000000   0.000000     6.650474     6.650474   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      821.588916   4.314963     5.463955     9.778918   0.000000    817.273954

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,821.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,913.25

SUBSERVICER ADVANCES THIS MONTH                                        8,352.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     716,050.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,414,999.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           96

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      473,336.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          67.54426970 %    32.45573030 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             66.66212810 %    33.33787190 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3830 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              196,467.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,148,099.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.82489125
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              121.52

POOL TRADING FACTOR:                                                11.03206497


 ................................................................................


Run:        11/21/96     09:43:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    15,840,939.52     8.500000  %    580,318.37
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.172436  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     5,766,719.65     8.500000  %    132,195.51
B                  12,805,385.16    11,173,334.64     8.500000  %    141,019.03

- -------------------------------------------------------------------------------
                  320,111,585.16    41,884,993.81                    853,532.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       112,184.00    692,502.37             0.00         0.00  15,260,621.15
A-7        64,473.65     64,473.65             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        6,017.54      6,017.54             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          40,839.36    173,034.87             0.00         0.00   5,634,524.14
B          79,128.47    220,147.50             0.00         0.00  10,917,198.60

- -------------------------------------------------------------------------------
          302,643.02  1,156,175.93             0.00         0.00  40,916,343.89
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    470.057553  17.220130     3.328902    20.549032   0.000000    452.837423
A-7   1000.000000   0.000000     7.081904     7.081904   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      900.768455  20.649096     6.379157    27.028253   0.000000    880.119360
B      872.549673  11.012479     6.179312    17.191791   0.000000    852.547461

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,101.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,300.59

SUBSERVICER ADVANCES THIS MONTH                                       28,859.88
MASTER SERVICER ADVANCES THIS MONTH                                    2,200.14


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     480,191.31

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,092,374.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     200,534.05


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,786,687.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,916,343.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          154

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 264,654.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        8,483.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.55579140 %    13.76798500 %   26.67622370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.54740530 %    13.77083973 %   26.68175490 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1720 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,340.00
      FRAUD AMOUNT AVAILABLE                              421,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,938,553.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09459248
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              294.99

POOL TRADING FACTOR:                                                12.78190037


 ................................................................................


Run:        11/21/96     09:43:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    12,219,368.77     8.100000  %    418,655.30
A-6   760920D70     2,829,000.00       928,976.49     8.100000  %     44,063.61
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     6,535,023.51     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     2,242,219.70     8.100000  %     33,158.07
A-12  760920F37    10,000,000.00       898,325.23     8.100000  %     13,284.48
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.248050  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     7,688,916.47     8.500000  %      7,308.11
B                  16,895,592.50    15,328,974.39     8.500000  %     14,569.77

- -------------------------------------------------------------------------------
                  375,449,692.50    54,468,804.56                    531,039.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        82,391.36    501,046.66             0.00         0.00  11,800,713.47
A-6         6,263.79     50,327.40             0.00         0.00     884,912.88
A-7        17,058.99     17,058.99             0.00         0.00   2,530,000.00
A-8        41,110.15     41,110.15             0.00         0.00   6,097,000.00
A-9             0.00          0.00        44,063.61         0.00   6,579,087.12
A-10            0.00          0.00             0.00         0.00           0.00
A-11       15,118.58     48,276.65             0.00         0.00   2,209,061.63
A-12        6,057.13     19,341.61             0.00         0.00     885,040.75
A-13       10,472.28     10,472.28             0.00         0.00           0.00
A-14       11,246.94     11,246.94             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          54,404.14     61,712.25             0.00         0.00   7,681,608.36
B         108,462.57    123,032.34             0.00         0.00  15,314,404.62

- -------------------------------------------------------------------------------
          352,585.93    883,625.27        44,063.61         0.00  53,981,828.83
===============================================================================











































Run:        11/21/96     09:43:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    318.171300  10.901062     2.145329    13.046391   0.000000    307.270238
A-6    328.376278  15.575684     2.214136    17.789820   0.000000    312.800594
A-7   1000.000000   0.000000     6.742684     6.742684   0.000000   1000.000000
A-8   1000.000000   0.000000     6.742685     6.742685   0.000000   1000.000000
A-9   1409.929560   0.000000     0.000000     0.000000   9.506712   1419.436272
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   275.795781   4.078483     1.859604     5.938087   0.000000    271.717298
A-12    89.832523   1.328448     0.605713     1.934161   0.000000     88.504075
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      910.146362   0.865070     6.439884     7.304954   0.000000    909.281293
B      907.276521   0.862341     6.419578     7.281919   0.000000    906.414180

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,309.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,687.53

SUBSERVICER ADVANCES THIS MONTH                                       22,778.32
MASTER SERVICER ADVANCES THIS MONTH                                    4,205.66


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     207,390.13

 (B)  TWO MONTHLY PAYMENTS:                                    2     463,263.89

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,138,639.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,981,828.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          203

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 511,253.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      435,204.61

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         57.74114920 %    14.11618400 %   28.14266720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            57.40045590 %    14.22998910 %   28.36955500 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2461 %

      BANKRUPTCY AMOUNT AVAILABLE                         363,201.00
      FRAUD AMOUNT AVAILABLE                              582,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,431,774.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.18831115
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.66

POOL TRADING FACTOR:                                                14.37791265


 ................................................................................


Run:        11/21/96     09:43:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    38,364,070.09     6.702077  %    196,544.40
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     6.702077  %          0.00
B                   7,968,810.12     1,981,977.21     6.702077  %      2,277.10

- -------------------------------------------------------------------------------
                  113,840,137.12    40,346,047.30                    198,821.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         213,479.43    410,023.83             0.00         0.00  38,167,525.69
S           5,024.75      5,024.75             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          11,028.84     13,305.94             0.00         0.00   1,979,700.11

- -------------------------------------------------------------------------------
          229,533.02    428,354.52             0.00         0.00  40,147,225.80
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      362.365405   1.856448     2.016406     3.872854   0.000000    360.508958
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      248.716832   0.285752     1.384001     1.669753   0.000000    248.431081

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,135.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,163.81

SUBSERVICER ADVANCES THIS MONTH                                       21,336.30
MASTER SERVICER ADVANCES THIS MONTH                                    6,347.62


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,520,667.71

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     220,334.12


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,405,498.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,147,225.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          138

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 979,496.84

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      152,467.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          95.08755540 %     4.91244460 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             95.06889940 %     4.93110060 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              418,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,836,592.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.36501976
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.49

POOL TRADING FACTOR:                                                35.26631891



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1333

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:47:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00        13,476.48     8.500000  %     13,476.48
A-6   760920G51    20,500,000.00    20,500,000.00     8.500000  %    456,621.86
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00       825,737.24     0.099792  %      1,004.58
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     3,960,973.35     8.500000  %     35,992.77
B                  10,804,782.23     9,818,918.60     8.500000  %      4,246.29

- -------------------------------------------------------------------------------
                  216,050,982.23    38,094,227.07                    511,341.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5            95.16     13,571.64             0.00         0.00           0.00
A-6       144,757.45    601,379.31             0.00         0.00  20,043,378.14
A-7        21,008.35     21,008.35             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        3,158.07      4,162.65             0.00         0.00     824,732.66
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          27,969.77     63,962.54             0.00         0.00   3,924,980.58
B          69,334.73     73,581.02             0.00    84,976.80   9,729,695.53


B RECOURSE OBLIGATION
                  84,976.78


- -------------------------------------------------------------------------------
          266,323.53    862,642.29             0.00    84,976.80  37,497,908.31
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.744804   0.744804     0.005259     0.750063   0.000000      0.000000
A-6   1000.000000  22.274237     7.061339    29.335576   0.000000    977.725763
A-7   1000.000000   0.000000     7.061342     7.061342   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   225.495501   0.274335     0.862418     1.136753   0.000000    225.221167
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      916.891979   8.331660     6.474484    14.806144   0.000000    908.560319
B      908.756733   0.393001     6.417039     6.810040   0.000000    900.498994
B RECOURSE OBLIGATION                          7.864738
_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,363.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,926.26

SUBSERVICER ADVANCES THIS MONTH                                       14,314.91
MASTER SERVICER ADVANCES THIS MONTH                                    3,485.25


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     583,111.39

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,231,157.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,497,908.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          151

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 429,711.91

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      250,162.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         63.82682360 %    10.39783100 %   25.77534540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            63.58549920 %    10.46719872 %   25.94730200 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0986 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              391,468.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,889,292.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                84,976.78
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.83933100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.73

POOL TRADING FACTOR:                                                17.35604621



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


 ................................................................................


Run:        11/21/96     09:43:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00             0.00     8.000000  %          0.00
A-6   760920J82    10,982,000.00     7,603,007.67     8.000000  %     42,644.44
A-7   760920J90     7,108,000.00             0.00     8.000000  %          0.00
A-8   760920K23    10,000,000.00     1,064,781.09     8.000000  %      5,972.24
A-9   760920K31    37,500,000.00     4,153,892.37     8.000000  %     23,298.73
A-10  760920J74    17,000,000.00     6,216,992.24     8.000000  %     34,870.43
A-11  760920J66             0.00             0.00     0.343726  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     6,831,193.69     8.000000  %     35,255.63

- -------------------------------------------------------------------------------
                  183,771,178.70    25,869,867.06                    142,041.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        50,669.99     93,314.43             0.00         0.00   7,560,363.23
A-7             0.00          0.00             0.00         0.00           0.00
A-8         7,096.20     13,068.44             0.00         0.00   1,058,808.85
A-9        27,683.48     50,982.21             0.00         0.00   4,130,593.64
A-10       41,432.93     76,303.36             0.00         0.00   6,182,121.81
A-11        7,407.66      7,407.66             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          45,526.26     80,781.89             0.00         0.00   6,795,938.06

- -------------------------------------------------------------------------------
          179,816.52    321,857.99             0.00         0.00  25,727,825.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    692.315395   3.883121     4.613913     8.497034   0.000000    688.432274
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    106.478109   0.597224     0.709620     1.306844   0.000000    105.880885
A-9    110.770463   0.621299     0.738226     1.359525   0.000000    110.149164
A-10   365.705426   2.051202     2.437231     4.488433   0.000000    363.654224
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      826.023130   4.263086     5.505003     9.768089   0.000000    821.760044

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,619.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,715.48

SUBSERVICER ADVANCES THIS MONTH                                        2,821.99
MASTER SERVICER ADVANCES THIS MONTH                                    4,307.73


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      46,105.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        201,048.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      25,727,825.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          115

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 369,205.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        8,527.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          73.59401320 %    26.40598680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             73.58526070 %    26.41473930 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3437 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              274,520.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,691,525.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78034858
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              122.03

POOL TRADING FACTOR:                                                13.99992413


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                        0.00           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,058,808.85           0.00
ENDING A-9 PRINCIPAL COMPONENT:                4,130,593.64           0.00
ENDING A-10 PRINCIPAL COMPONENT:               6,182,121.81           0.00


 ................................................................................


Run:        11/21/96     09:43:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    34,472,789.82     7.484042  %    366,260.35
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     7.484042  %          0.00
B                   8,084,552.09     6,504,051.29     7.484042  %      6,705.47

- -------------------------------------------------------------------------------
                  134,742,525.09    40,976,841.11                    372,965.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         213,694.47    579,954.82             0.00         0.00  34,106,529.47
S           5,091.09      5,091.09             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          40,318.16     47,023.63             0.00         0.00   6,497,345.82

- -------------------------------------------------------------------------------
          259,103.72    632,069.54             0.00         0.00  40,603,875.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      272.172499   2.891730     1.687179     4.578909   0.000000    269.280769
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      804.503604   0.829418     4.987062     5.816480   0.000000    803.674186

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,965.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,475.59

SUBSERVICER ADVANCES THIS MONTH                                       26,760.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   2,717,113.28

 (B)  TWO MONTHLY PAYMENTS:                                    1     191,900.38

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     195,029.92


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        483,157.23

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,603,875.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          137

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      330,719.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          84.12749470 %    15.87250530 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.99821260 %    16.00178740 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              432,604.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,913,238.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.12522154
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              299.60

POOL TRADING FACTOR:                                                30.13441767



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1577

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:43:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     1,415,000.65     8.500000  %     45,165.99
A-11  760920T24    20,000,000.00    12,863,642.01     8.500000  %    410,599.88
A-12  760920P44    39,837,000.00    25,622,445.37     8.500000  %    817,853.37
A-13  760920P77     4,598,000.00     6,511,684.90     8.500000  %          0.00
A-14  760920M62     2,400,000.00       486,315.10     8.500000  %     45,706.00
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.091719  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     7,846,645.93     8.500000  %     34,766.02
B                  17,878,726.36    15,425,087.23     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,384,926.36    82,172,821.19                  1,354,091.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        9,932.00     55,097.99             0.00         0.00   1,369,834.66
A-11       90,290.89    500,890.77             0.00         0.00  12,453,042.13
A-12      179,845.92    997,699.29             0.00         0.00  24,804,592.00
A-13            0.00          0.00        45,706.01         0.00   6,557,390.91
A-14        3,413.48     49,119.48             0.00         0.00     440,609.10
A-15       25,970.58     25,970.58             0.00         0.00   3,700,000.00
A-16       28,076.31     28,076.31             0.00         0.00   4,000,000.00
A-17       30,196.07     30,196.07             0.00         0.00   4,302,000.00
A-18        6,223.69      6,223.69             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          55,076.22     89,842.24             0.00         0.00   7,811,879.91
B         104,578.32    104,578.32             0.00         0.00  15,356,743.54

- -------------------------------------------------------------------------------
          533,603.48  1,887,694.74        45,706.01         0.00  80,796,092.25
===============================================================================




























Run:        11/21/96     09:43:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   643.182114  20.529995     4.514545    25.044540   0.000000    622.652118
A-11   643.182101  20.529994     4.514545    25.044539   0.000000    622.652107
A-12   643.182101  20.529994     4.514545    25.044539   0.000000    622.652107
A-13  1416.199413   0.000000     0.000000     0.000000   9.940411   1426.139824
A-14   202.631292  19.044167     1.422283    20.466450   0.000000    183.587125
A-15  1000.000000   0.000000     7.019076     7.019076   0.000000   1000.000000
A-16  1000.000000   0.000000     7.019078     7.019078   0.000000   1000.000000
A-17  1000.000000   0.000000     7.019077     7.019077   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      926.513866   4.105092     6.503273    10.608365   0.000000    922.408774
B      862.762085   0.000000     5.849315     5.849315   0.000000    858.939459

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,513.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,446.31

SUBSERVICER ADVANCES THIS MONTH                                       33,907.98
MASTER SERVICER ADVANCES THIS MONTH                                    4,392.58


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     755,273.63

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,154,398.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,291,370.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      80,796,092.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          295

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 555,465.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,012,647.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         71.67952520 %     9.54895500 %   18.77151960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.32457420 %     9.66863581 %   19.00678990 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0925 %

      BANKRUPTCY AMOUNT AVAILABLE                         323,353.00
      FRAUD AMOUNT AVAILABLE                              826,424.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,060,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.03862392
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.88

POOL TRADING FACTOR:                                                21.46634644


 ................................................................................


Run:        11/21/96     09:43:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00             0.00   952.000000  %          0.00
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00             0.00     7.500000  %          0.00
A-7   760920Q84    16,484,000.00     9,467,672.87     8.000000  %    150,045.02
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.183969  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,153,161.17     8.000000  %     31,773.38

- -------------------------------------------------------------------------------
                  157,499,405.19    28,641,834.04                    181,818.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        63,044.02    213,089.04             0.00         0.00   9,317,627.85
A-8        86,705.17     86,705.17             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        4,385.88      4,385.88             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          40,973.09     72,746.47             0.00         0.00   6,121,387.79

- -------------------------------------------------------------------------------
          195,108.16    376,926.56             0.00         0.00  28,460,015.64
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    574.355306   9.102464     3.824558    12.927022   0.000000    565.252842
A-8   1000.000000   0.000000     6.658872     6.658872   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      822.460623   4.246979     5.476658     9.723637   0.000000    818.213642

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,226.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,211.95

SUBSERVICER ADVANCES THIS MONTH                                        9,039.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     467,079.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        323,248.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,460,015.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          146

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       33,919.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          78.51687440 %    21.48312560 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             78.49127050 %    21.50872950 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1841 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              149,990.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,285,229.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65420097
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              123.64

POOL TRADING FACTOR:                                                18.06991944


 ................................................................................


Run:        11/21/96     09:44:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00             0.00     7.125000  %          0.00
A-4   760920S74    14,926,190.00             0.00    12.375000  %          0.00
A-5   760920S33    15,000,000.00             0.00     6.375000  %          0.00
A-6   760920S58    54,705,000.00             0.00     7.500000  %          0.00
A-7   760920S66     7,815,000.00             0.00    11.500000  %          0.00
A-8   760920S82     8,967,000.00       633,130.91     8.000000  %    416,189.09
A-9   760920S90       833,000.00        58,815.44     8.000000  %     38,662.38
A-10  760920S25    47,400,000.00    47,400,000.00     8.000000  %          0.00
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.267662  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     6,815,102.79     8.000000  %     29,018.86
B                  16,432,384.46    15,171,272.13     8.000000  %     44,709.99

- -------------------------------------------------------------------------------
                  365,162,840.46    75,681,321.27                    528,580.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8         4,215.95    420,405.04             0.00         0.00     216,941.82
A-9           391.64     39,054.02             0.00         0.00      20,153.06
A-10      315,631.31    315,631.31             0.00         0.00  47,400,000.00
A-11       37,309.75     37,309.75             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       16,861.14     16,861.14             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          45,381.01     74,399.87             0.00         0.00   6,786,083.93
B         101,023.82    145,733.81             0.00         0.00  15,106,672.51

- -------------------------------------------------------------------------------
          520,814.62  1,049,394.94             0.00         0.00  75,132,851.32
===============================================================================











































Run:        11/21/96     09:44:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8     70.606770  46.413415     0.470163    46.883578   0.000000     24.193356
A-9     70.606771  46.413421     0.470156    46.883577   0.000000     24.193349
A-10  1000.000000   0.000000     6.658888     6.658888   0.000000   1000.000000
A-11  1000.000000   0.000000     6.658888     6.658888   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      933.159510   3.973414     6.213805    10.187219   0.000000    929.186096
B      923.254453   2.720846     6.147848     8.868694   0.000000    919.323215

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,476.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,867.67

SUBSERVICER ADVANCES THIS MONTH                                       18,268.58
MASTER SERVICER ADVANCES THIS MONTH                                    4,693.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,220,169.29

 (B)  TWO MONTHLY PAYMENTS:                                    1     377,800.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        763,712.88

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,132,851.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          289

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 601,271.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      226,217.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         70.94874330 %     9.00500000 %   20.04625700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            70.86127300 %     9.03211287 %   20.10661410 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2663 %

      BANKRUPTCY AMOUNT AVAILABLE                         233,273.00
      FRAUD AMOUNT AVAILABLE                              777,254.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,399.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68932935
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.25

POOL TRADING FACTOR:                                                20.57516346


 ................................................................................


Run:        11/21/96     09:44:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    20,242,581.31     7.201384  %    804,802.27
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.201384  %          0.00
B                   6,095,852.88     4,256,844.27     7.201384  %      4,309.79

- -------------------------------------------------------------------------------
                  116,111,466.88    24,499,425.58                    809,112.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         120,874.88    925,677.15             0.00         0.00  19,437,779.04
S           5,078.67      5,078.67             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          25,418.97     29,728.76             0.00         0.00   4,252,534.48

- -------------------------------------------------------------------------------
          151,372.52    960,484.58             0.00         0.00  23,690,313.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      183.997516   7.315353     1.098708     8.414061   0.000000    176.682164
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      698.318079   0.707005     4.169878     4.876883   0.000000    697.611075

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,837.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,529.95

SPREAD                                                                 3,218.18

SUBSERVICER ADVANCES THIS MONTH                                       13,733.69
MASTER SERVICER ADVANCES THIS MONTH                                    1,627.23


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     882,606.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,001,142.31

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,690,313.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           75

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 208,186.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      784,307.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          82.62471810 %    17.37528200 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             82.04947990 %    17.95052010 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              244,969.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,920,609.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16122779
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.76

POOL TRADING FACTOR:                                                20.40307831


 ................................................................................


Run:        11/21/96     09:44:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00             0.00     7.000000  %          0.00
A-4   760920X52    24,469,000.00    24,010,892.78     7.500000  %    663,831.51
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00             0.00     7.500000  %          0.00
A-8   760920Y51    15,000,000.00     5,462,826.43     7.500000  %     79,950.61
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00             0.00  3123.270000  %          0.00
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.205293  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58     9,708,467.09     7.500000  %     49,222.97

- -------------------------------------------------------------------------------
                  261,801,192.58    60,118,186.30                    793,005.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       149,824.86    813,656.37             0.00         0.00  23,347,061.27
A-5       130,637.93    130,637.93             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        34,087.33    114,037.94             0.00         0.00   5,382,875.82
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       10,268.18     10,268.18             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          60,579.57    109,802.54             0.00         0.00   9,659,244.12

- -------------------------------------------------------------------------------
          385,397.87  1,178,402.96             0.00         0.00  59,325,181.21
===============================================================================















































Run:        11/21/96     09:44:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    981.278057  27.129491     6.123048    33.252539   0.000000    954.148566
A-5   1000.000000   0.000000     6.239871     6.239871   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    364.188429   5.330041     2.272489     7.602530   0.000000    358.858388
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      822.682247   4.171086     5.133431     9.304517   0.000000    818.511160

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,387.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,344.01

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                    2,260.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      59,325,181.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          251

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 202,796.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      488,199.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.85103130 %    16.14896870 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.71813800 %    16.28186200 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2037 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              302,240.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,468,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11796152
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              124.95

POOL TRADING FACTOR:                                                22.66039380


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:                   0.00            0.00           0.00
CLASS A-7 ENDING BAL:                  0.00            0.00           0.00
CLASS A-8 PRIN DIST:              79,950.61          N/A              0.00
CLASS A-8 ENDING BAL:          5,382,875.82          N/A              0.00


 ................................................................................


Run:        11/21/96     09:44:06                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00             0.00     7.750000  %          0.00
A-10  760920W20    65,701,000.00    63,850,743.51     7.750000  %  1,395,784.31
A-11  760920U55     2,522,000.00             0.00     7.750000  %          0.00
A-12  760920U63     2,475,000.00     2,450,209.42     7.750000  %     61,088.16
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     9,514,790.58     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00     9,641,446.96     7.750000  %    155,085.86
A-17  760920W38             0.00             0.00     0.328514  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     8,014,361.42     7.750000  %      7,740.04
B                  20,436,665.48    19,031,904.83     7.750000  %     18,380.47

- -------------------------------------------------------------------------------
                  430,245,573.48   123,461,456.72                  1,638,078.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      409,943.26  1,805,727.57             0.00         0.00  62,454,959.20
A-11            0.00          0.00             0.00         0.00           0.00
A-12       15,731.17     76,819.33             0.00         0.00   2,389,121.26
A-13       70,354.05     70,354.05             0.00         0.00  10,958,000.00
A-14            0.00          0.00        61,088.16         0.00   9,575,878.74
A-15            0.00          0.00             0.00         0.00           0.00
A-16       61,901.33    216,987.19             0.00         0.00   9,486,361.10
A-17       33,600.21     33,600.21             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          51,454.90     59,194.94             0.00         0.00   8,006,621.38
B         122,191.21    140,571.68             0.00         0.00  19,013,524.36

- -------------------------------------------------------------------------------
          765,176.13  2,403,254.97        61,088.16         0.00 121,884,466.04
===============================================================================




























Run:        11/21/96     09:44:06
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   971.838229  21.244491     6.239528    27.484019   0.000000    950.593738
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   989.983604  24.682085     6.356028    31.038113   0.000000    965.301519
A-13  1000.000000   0.000000     6.420337     6.420337   0.000000   1000.000000
A-14  1365.498074   0.000000     0.000000     0.000000   8.766958   1374.265032
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   590.340862   9.495828     3.790187    13.286015   0.000000    580.845034
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      931.262735   0.899387     5.979020     6.878407   0.000000    930.363348
B      931.262727   0.899385     5.979020     6.878405   0.000000    930.363340

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,151.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,220.99

SUBSERVICER ADVANCES THIS MONTH                                       32,600.25
MASTER SERVICER ADVANCES THIS MONTH                                    7,586.87


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,651,655.88

 (B)  TWO MONTHLY PAYMENTS:                                    1     318,879.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     742,755.48


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,517,488.77

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     121,884,466.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          447

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 981,835.94

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,457,755.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         78.09335240 %     6.49138700 %   15.41526020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            77.83134580 %     6.56902527 %   15.59962890 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3295 %

      BANKRUPTCY AMOUNT AVAILABLE                         129,247.00
      FRAUD AMOUNT AVAILABLE                            1,231,335.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,512,435.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57132254
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.16

POOL TRADING FACTOR:                                                28.32904591


 ................................................................................


Run:        11/21/96     09:44:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00             0.00     7.000000  %          0.00
A-4   7609203Q9    70,830,509.00             0.00     0.000000  %          0.00
A-5   7609203R7       355,932.00             0.00     0.000000  %          0.00
A-6   7609203S5    17,000,000.00             0.00     6.823529  %          0.00
A-7   7609203W6    11,800,000.00    10,504,020.87     8.000000  %    376,147.10
A-8   7609204H8    36,700,000.00    23,021,971.16     8.000000  %    196,792.19
A-9   7609204J4    15,000,000.00    14,570,867.84     8.000000  %    124,552.02
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.171568  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     6,831,178.25     8.000000  %          0.00
B                  15,322,642.27    13,345,131.25     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,581,934.27   101,773,169.37                    697,491.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        69,934.23    446,081.33             0.00         0.00  10,127,873.77
A-8       153,276.91    350,069.10             0.00         0.00  22,825,178.97
A-9        97,010.70    221,562.72             0.00         0.00  14,446,315.82
A-10      213,051.30    213,051.30             0.00         0.00  32,000,000.00
A-11        9,986.78      9,986.78             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       14,531.62     14,531.62             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          18,633.69     18,633.69             0.00         0.00   6,831,178.25
B               0.00          0.00             0.00         0.00  13,282,474.71

- -------------------------------------------------------------------------------
          576,425.23  1,273,916.54             0.00         0.00 101,013,021.52
===============================================================================













































Run:        11/21/96     09:44:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    890.171260  31.876873     5.926630    37.803503   0.000000    858.294387
A-8    627.301666   5.362185     4.176483     9.538668   0.000000    621.939482
A-9    971.391189   8.303468     6.467380    14.770848   0.000000    963.087721
A-10  1000.000000   0.000000     6.657853     6.657853   0.000000   1000.000000
A-11  1000.000000   0.000000     6.657853     6.657853   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.051339   0.000000     2.566945     2.566945   0.000000    941.051340
B      870.941905   0.000000     0.000000     0.000000   0.000000    866.852758

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,433.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,640.02

SUBSERVICER ADVANCES THIS MONTH                                       46,957.01
MASTER SERVICER ADVANCES THIS MONTH                                    4,098.83


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,416,601.96

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     645,287.84


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,991,027.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,013,021.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          389

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 539,618.32

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      444,096.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.17521750 %     6.71216000 %   13.11262230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.08805930 %     6.76267094 %   13.14926980 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1714 %

      BANKRUPTCY AMOUNT AVAILABLE                         180,157.00
      FRAUD AMOUNT AVAILABLE                            1,016,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,939.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61160704
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.10

POOL TRADING FACTOR:                                                31.31391153


 ................................................................................


Run:        11/21/96     09:44:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00             0.00     7.300000  %          0.00
A-4   7609203H9    72,404,250.00             0.00     0.000000  %          0.00
A-5   7609203J5        76,215.00             0.00     0.000000  %          0.00
A-6   7609203N6    44,428,000.00    35,658,300.72     7.500000  %    825,836.07
A-7   7609203P1    15,000,000.00    12,039,130.97     7.500000  %    278,822.84
A-8   7609204B1     7,005,400.00     7,125,222.59     7.500000  %     27,882.28
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    14,590,844.13     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.280127  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,169,668.73     7.500000  %     42,246.02
B                  16,042,796.83    15,046,189.35     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  427,807,906.83   166,167,356.49                  1,174,787.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       222,481.64  1,048,317.71             0.00         0.00  34,832,464.65
A-7        75,115.35    353,938.19             0.00         0.00  11,760,308.13
A-8        34,340.38     62,222.66        10,115.78         0.00   7,107,456.09
A-9       190,534.72    190,534.72             0.00         0.00  30,538,000.00
A-10      249,570.66    249,570.66             0.00         0.00  40,000,000.00
A-11            0.00          0.00        91,036.17         0.00  14,681,880.30
A-12       38,723.28     38,723.28             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          69,690.54    111,936.56             0.00         0.00  11,127,422.71
B          64,647.03     64,647.03             0.00    86,137.99  14,989,281.52

- -------------------------------------------------------------------------------
          945,103.60  2,119,890.81       101,151.95    86,137.99 165,036,813.40
===============================================================================















































Run:        11/21/96     09:44:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    802.608731  18.588189     5.007690    23.595879   0.000000    784.020542
A-7    802.608731  18.588189     5.007690    23.595879   0.000000    784.020542
A-8   1017.104318   3.980112     4.901987     8.882099   1.443997   1014.568203
A-9   1000.000000   0.000000     6.239266     6.239266   0.000000   1000.000000
A-10  1000.000000   0.000000     6.239267     6.239267   0.000000   1000.000000
A-11  1345.038591   0.000000     0.000000     0.000000   8.392055   1353.430646
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      949.386406   3.590778     5.923475     9.514253   0.000000    945.795629
B      937.878196   0.000000     4.029661     4.029661   0.000000    934.330945

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       46,586.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,468.24

SUBSERVICER ADVANCES THIS MONTH                                       27,448.16
MASTER SERVICER ADVANCES THIS MONTH                                    4,977.55


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     490,808.73

 (B)  TWO MONTHLY PAYMENTS:                                    2     570,760.91

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,658,775.78

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     165,036,813.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          623

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 671,065.71

REMAINING SUBCLASS INTEREST SHORTFALL                                 29,230.15

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      502,063.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.22322010 %     6.72193900 %    9.05484070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.17522510 %     6.74238825 %    9.08238670 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2787 %

      BANKRUPTCY AMOUNT AVAILABLE                         195,763.00
      FRAUD AMOUNT AVAILABLE                            1,651,979.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,016,825.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24281786
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.61

POOL TRADING FACTOR:                                                38.57731724


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00       27,882.28
CLASS A-8 ENDING BALANCE:                     1,631,425.28    5,476,030.81


 ................................................................................


Run:        11/21/96     09:44:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00             0.00     5.750000  %          0.00
A-4   7609202W7    10,000,000.00     2,095,549.18     6.500000  %    257,977.81
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.137500  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     9.012500  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         5,522.53  2775.250000  %         46.60
A-11  7609203B2             0.00             0.00     0.447444  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     4,840,392.72     7.000000  %     25,518.70

- -------------------------------------------------------------------------------
                  146,754,518.99    50,421,464.43                    283,543.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        11,346.89    269,324.70             0.00         0.00   1,837,571.37
A-5       112,626.97    112,626.97             0.00         0.00  20,800,000.00
A-6        18,260.22     18,260.22             0.00         0.00   3,680,000.00
A-7        14,315.78     14,315.78             0.00         0.00   2,800,000.00
A-8         9,009.32      9,009.32             0.00         0.00   1,200,000.00
A-9        87,469.17     87,469.17             0.00         0.00  15,000,000.00
A-10       12,767.50     12,814.10             0.00         0.00       5,475.93
A-11       18,794.03     18,794.03             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          28,225.67     53,744.37             0.00         0.00   4,814,874.07

- -------------------------------------------------------------------------------
          312,815.55    596,358.66             0.00         0.00  50,137,921.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    209.554918  25.797781     1.134689    26.932470   0.000000    183.757137
A-5   1000.000000   0.000000     5.414758     5.414758   0.000000   1000.000000
A-6   1000.000000   0.000000     4.962016     4.962016   0.000000   1000.000000
A-7    176.211454   0.000000     0.900930     0.900930   0.000000    176.211454
A-8    176.211454   0.000000     1.322954     1.322954   0.000000    176.211454
A-9    403.225806   0.000000     2.351322     2.351322   0.000000    403.225807
A-10   276.126500   2.330000   638.375000   640.705000   0.000000    273.796500
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      819.805422   4.322040     4.780512     9.102552   0.000000    815.483391

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,481.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,362.48

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      50,137,921.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          216

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       17,720.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          90.40013460 %     9.59986540 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             90.39674180 %     9.60325820 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4474 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              506,601.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,370,984.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.86959895
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.18

POOL TRADING FACTOR:                                                34.16448210

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


 ................................................................................


Run:        11/21/96     09:44:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    24,813,581.76     5.700000  %  1,132,408.31
A-3   7609204R6    19,990,000.00    13,603,529.17     6.400000  %    241,396.30
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.346570  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     8,456,867.85     7.000000  %     43,891.29

- -------------------------------------------------------------------------------
                  260,444,078.54   109,133,978.78                  1,417,695.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       117,349.54  1,249,757.85             0.00         0.00  23,681,173.45
A-3        72,235.17    313,631.47             0.00         0.00  13,362,132.87
A-4       215,750.71    215,750.71             0.00         0.00  38,524,000.00
A-5       103,524.87    103,524.87             0.00         0.00  17,825,000.00
A-6        34,330.18     34,330.18             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       41,526.75     41,526.75             0.00         0.00           0.00
A-12       31,381.11     31,381.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          49,116.19     93,007.48             0.00         0.00   8,412,976.56

- -------------------------------------------------------------------------------
          665,214.52  2,082,910.42             0.00         0.00 107,716,282.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    453.025793  20.674572     2.142471    22.817043   0.000000    432.351221
A-3    680.516717  12.075853     3.613565    15.689418   0.000000    668.440864
A-4   1000.000000   0.000000     5.600423     5.600423   0.000000   1000.000000
A-5   1000.000000   0.000000     5.807847     5.807847   0.000000   1000.000000
A-6   1000.000000   0.000000     5.807846     5.807846   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      811.749289   4.212993     4.714515     8.927508   0.000000    807.536296

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,312.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,674.90

SUBSERVICER ADVANCES THIS MONTH                                       15,682.99
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     684,149.36

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     541,142.10


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        211,098.74

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,716,282.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          461

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      851,288.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.25093050 %     7.74906950 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.18968910 %     7.81031090 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3469 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,295,621.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,852,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76260313
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.84

POOL TRADING FACTOR:                                                41.35869914


 ................................................................................


Run:        11/21/96     09:44:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00             0.00     7.650000  %          0.00
A-8   7609206T0    26,191,000.00    11,935,147.87     7.650000  %    604,636.48
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00     9,333,817.68     7.650000  %     66,511.65
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.104893  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     8,805,330.84     8.000000  %     30,788.12
B                  16,935,768.50    15,849,597.76     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  376,350,379.50   118,839,546.15                    701,936.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        76,048.98    680,685.46             0.00         0.00  11,330,511.39
A-9       326,818.57    326,818.57             0.00         0.00  51,291,000.00
A-10      137,789.05    137,789.05             0.00         0.00  21,624,652.00
A-11       59,473.69    125,985.34             0.00         0.00   9,267,306.03
A-12       27,456.94     27,456.94             0.00         0.00           0.00
A-13       10,382.73     10,382.73             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          58,673.21     89,461.33             0.00         0.00   8,774,542.72
B          53,804.50     53,804.50             0.00   107,225.84  15,794,179.14

- -------------------------------------------------------------------------------
          750,447.67  1,452,383.92             0.00   107,225.84 118,082,191.28
===============================================================================













































Run:        11/21/96     09:44:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    455.696532  23.085658     2.903630    25.989288   0.000000    432.610874
A-9   1000.000000   0.000000     6.371850     6.371850   0.000000   1000.000000
A-10  1000.000000   0.000000     6.371851     6.371851   0.000000   1000.000000
A-11   856.156456   6.100867     5.455301    11.556168   0.000000    850.055589
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      935.865276   3.272283     6.236020     9.508303   0.000000    932.592993
B      935.865282   0.000000     3.176976     3.176976   0.000000    932.592999

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,243.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,430.63

SUBSERVICER ADVANCES THIS MONTH                                       22,544.82
MASTER SERVICER ADVANCES THIS MONTH                                    5,245.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,453,297.60

 (B)  TWO MONTHLY PAYMENTS:                                    1     205,348.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     738,374.88


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        495,075.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     118,082,191.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          423

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 684,400.07

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      341,828.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.25359920 %     7.40942800 %   13.33697260 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.19354170 %     7.43087728 %   13.37558100 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1051 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,910.00
      FRAUD AMOUNT AVAILABLE                            1,394,623.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,126,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.52789126
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.82

POOL TRADING FACTOR:                                                31.37560043


 ................................................................................


Run:        11/21/96     09:44:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    24,903,566.54     7.500000  %  1,234,161.84
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,859,617.70     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    12,366,210.58     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.200104  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,206,511.09     7.500000  %      9,362.96
B                  18,182,304.74    17,390,080.16     7.500000  %     17,685.60

- -------------------------------------------------------------------------------
                  427,814,328.74   196,264,986.07                  1,261,210.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       155,198.61  1,389,360.45             0.00         0.00  23,669,404.70
A-6       287,805.44    287,805.44             0.00         0.00  46,182,000.00
A-7       475,855.53    475,855.53             0.00         0.00  76,357,000.00
A-8        52,878.38     52,878.38         8,566.59         0.00   9,868,184.29
A-9             0.00          0.00        77,066.02         0.00  12,443,276.60
A-10       32,633.54     32,633.54             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          57,374.82     66,737.78             0.00         0.00   9,197,148.13
B         108,374.68    126,060.28             0.00         0.00  17,372,394.56

- -------------------------------------------------------------------------------
        1,170,121.00  2,431,331.40        85,632.61         0.00 195,089,408.28
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    355.673777  17.626351     2.216553    19.842904   0.000000    338.047426
A-6   1000.000000   0.000000     6.231983     6.231983   0.000000   1000.000000
A-7   1000.000000   0.000000     6.231983     6.231983   0.000000   1000.000000
A-8   1036.436214   0.000000     5.558539     5.558539   0.900514   1037.336728
A-9   1337.176750   0.000000     0.000000     0.000000   8.333263   1345.510013
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      956.428816   0.972682     5.960448     6.933130   0.000000    955.456134
B      956.428814   0.972682     5.960448     6.933130   0.000000    955.456132

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,943.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,481.42

SUBSERVICER ADVANCES THIS MONTH                                       17,695.73
MASTER SERVICER ADVANCES THIS MONTH                                    4,770.43


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     486,920.41

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     241,665.17


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,682,702.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     195,089,408.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          733

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 654,102.17

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      975,977.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.44863160 %     4.69085800 %    8.86051070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.38083790 %     4.71432468 %    8.90483740 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2003 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,769.00
      FRAUD AMOUNT AVAILABLE                            1,061,342.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,131,747.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16298297
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.85

POOL TRADING FACTOR:                                                45.60141986


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,383,184.29    8,485,000.00


 ................................................................................


Run:        11/21/96     09:44:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00             0.00     7.500000  %          0.00
A-7   7609205M6    29,879,000.00    22,918,645.18     7.500000  %    239,107.00
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.155166  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     7,119,483.95     7.500000  %     35,929.97

- -------------------------------------------------------------------------------
                  183,802,829.51    49,603,129.13                    275,036.97
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       143,170.15    382,277.15             0.00         0.00  22,679,538.18
A-8       122,220.31    122,220.31             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        6,410.72      6,410.72             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          44,474.60     80,404.57             0.00         0.00   7,083,553.98

- -------------------------------------------------------------------------------
          316,275.78    591,312.75             0.00         0.00  49,328,092.16
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    767.048602   8.002510     4.791665    12.794175   0.000000    759.046092
A-8   1000.000000   0.000000     6.246885     6.246885   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      815.441871   4.115299     5.093972     9.209271   0.000000    811.326572

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,948.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,324.66

SUBSERVICER ADVANCES THIS MONTH                                       15,207.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     866,378.35

 (B)  TWO MONTHLY PAYMENTS:                                    1     273,102.62

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        239,048.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      49,328,092.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          205

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       24,704.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.64710720 %    14.35289280 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.63991900 %    14.36008100 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1552 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              583,269.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,771,361.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14197206
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.67

POOL TRADING FACTOR:                                                26.83750424


 ................................................................................


Run:        11/21/96     09:44:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    44,950,923.28     7.937207  %  1,260,224.11
R     7609206F0           100.00             0.00     7.937207  %          0.00
B                  11,237,146.51     9,036,388.21     7.937207  %          0.00

- -------------------------------------------------------------------------------
                  187,272,146.51    53,987,311.49                  1,260,224.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         295,867.14  1,556,091.25             0.00         0.00  43,690,699.17
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   230,375.93   8,865,489.83

- -------------------------------------------------------------------------------
          295,867.14  1,556,091.25             0.00   230,375.93  52,556,189.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      255.352338   7.158945     1.680730     8.839675   0.000000    248.193393
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      804.153279   0.000000     0.000000     0.000000   0.000000    788.944936

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,557.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,464.76

SUBSERVICER ADVANCES THIS MONTH                                       29,056.53
MASTER SERVICER ADVANCES THIS MONTH                                    9,280.04


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,889,160.96

 (B)  TWO MONTHLY PAYMENTS:                                    1     217,198.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     272,862.41


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,496,412.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,556,189.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          175

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,233,869.36

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      953,412.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.26201480 %    16.73798520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.13140660 %    16.86859340 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              711,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,930,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.46153896
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.36

POOL TRADING FACTOR:                                                28.06407145



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:44:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00             0.00     6.000000  %          0.00
A-5   7609207R3    14,917,608.00             0.00     0.000000  %          0.00
A-6   7609207S1        74,963.00             0.00     0.000000  %          0.00
A-7   7609208A9     6,200,000.00     2,068,307.97     7.000000  %    996,175.14
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.395852  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,211,699.14     7.000000  %     26,966.48

- -------------------------------------------------------------------------------
                  156,959,931.35    61,180,007.11                  1,023,141.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        12,008.83  1,008,183.97             0.00         0.00   1,072,132.83
A-8        81,285.61     81,285.61             0.00         0.00  14,000,000.00
A-9        81,866.22     81,866.22             0.00         0.00  14,100,000.00
A-10       56,319.31     56,319.31             0.00         0.00   9,700,000.00
A-11       93,478.45     93,478.45             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       20,087.69     20,087.69             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          30,259.74     57,226.22             0.00         0.00   5,184,732.66

- -------------------------------------------------------------------------------
          375,305.85  1,398,447.47             0.00         0.00  60,156,865.49
===============================================================================


































Run:        11/21/96     09:44:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    333.598060 160.673410     1.936908   162.610318   0.000000    172.924650
A-8   1000.000000   0.000000     5.806115     5.806115   0.000000   1000.000000
A-9   1000.000000   0.000000     5.806115     5.806115   0.000000   1000.000000
A-10  1000.000000   0.000000     5.806114     5.806114   0.000000   1000.000000
A-11  1000.000000   0.000000     5.806115     5.806115   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      830.029642   4.294758     4.819248     9.114006   0.000000    825.734886

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,570.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,531.79

SUBSERVICER ADVANCES THIS MONTH                                       15,713.27
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     951,971.14

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        479,072.05

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,156,865.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          269

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      706,582.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.48136890 %     8.51863110 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.38131180 %     8.61868820 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.396104 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              600,857.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,405,623.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84782582
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.02

POOL TRADING FACTOR:                                                38.32625624


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


 ................................................................................


Run:        11/21/96     09:44:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    35,376,077.24     7.859285  %    808,293.90
M     760944AB4     5,352,000.00     4,869,055.54     7.859285  %     99,964.93
R     760944AC2           100.00             0.00     7.859285  %          0.00
B                   8,362,385.57     7,082,641.59     7.859285  %     98,489.33

- -------------------------------------------------------------------------------
                  133,787,485.57    47,327,774.37                  1,006,748.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         229,746.89  1,038,040.79             0.00         0.00  34,567,783.34
M          31,621.66    131,586.59             0.00         0.00   4,769,090.61
R               0.00          0.00             0.00         0.00           0.00
B          45,997.60    144,486.93             0.00         0.00   6,909,526.96

- -------------------------------------------------------------------------------
          307,366.15  1,314,114.31             0.00         0.00  46,246,400.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      294.621416   6.731687     1.913393     8.645080   0.000000    287.889728
M      909.763741  18.678051     5.908382    24.586433   0.000000    891.085690
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      846.964246  11.777660     5.500536    17.278196   0.000000    826.262662

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,100.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,864.27

SUBSERVICER ADVANCES THIS MONTH                                        3,866.34
MASTER SERVICER ADVANCES THIS MONTH                                    3,752.70


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     262,355.08

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     261,215.73


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      46,246,400.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          162

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 503,570.57

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      833,232.61

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.74696990 %    10.28794500 %   14.96508490 %
PREPAYMENT PERCENT           74.74696990 %     0.00000000 %   25.25303010 %
NEXT DISTRIBUTION            74.74696980 %    10.31234975 %   14.94068040 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              702,812.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,924,177.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.48062488
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.75

POOL TRADING FACTOR:                                                34.56706037



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:44:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     2,351,654.66     7.000000  %    430,095.97
A-4   760944AZ1    11,666,667.00             0.00     8.000000  %          0.00
A-5   760944BA5     5,000,000.00     4,577,659.80     8.000000  %    258,057.58
A-6   760944BH0    45,000,000.00     4,703,309.36     8.500000  %    860,191.94
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.156678  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     8,848,720.98     8.000000  %      8,148.69
B                  16,938,486.28    15,842,006.58     8.000000  %     14,588.72

- -------------------------------------------------------------------------------
                  376,347,086.28   134,156,684.38                  1,571,082.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        13,638.10    443,734.07             0.00         0.00   1,921,558.69
A-4             0.00          0.00             0.00         0.00           0.00
A-5        30,340.00    288,397.58             0.00         0.00   4,319,602.22
A-6        33,121.09    893,313.03             0.00         0.00   3,843,117.42
A-7        99,417.63     99,417.63             0.00         0.00  15,000,000.00
A-8        30,570.92     30,570.92             0.00         0.00   4,612,500.00
A-9       257,795.42    257,795.42             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,417.63     99,417.63             0.00         0.00  15,000,000.00
A-12        8,119.11      8,119.11             0.00         0.00   1,225,000.00
A-13       17,414.15     17,414.15             0.00         0.00           0.00
R             219.41        219.41             0.00         0.00           0.00
M          58,647.92     66,796.61             0.00         0.00   8,840,572.29
B         104,998.30    119,587.02             0.00         0.00  15,827,417.86

- -------------------------------------------------------------------------------
          907,699.68  2,478,782.58             0.00         0.00 132,585,601.48
===============================================================================










































Run:        11/21/96     09:44:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    104.517985  19.115376     0.606138    19.721514   0.000000     85.402608
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    915.531960  51.611516     6.068000    57.679516   0.000000    863.920444
A-6    104.517986  19.115376     0.736024    19.851400   0.000000     85.402609
A-7   1000.000000   0.000000     6.627842     6.627842   0.000000   1000.000000
A-8   1000.000000   0.000000     6.627842     6.627842   0.000000   1000.000000
A-9   1000.000000   0.000000     6.627842     6.627842   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.627842     6.627842   0.000000   1000.000000
A-12  1000.000000   0.000000     6.627845     6.627845   0.000000   1000.000000
R        0.000000   0.000000  2194.100000  2194.100000   0.000000      0.000000
M      940.502841   0.866099     6.233504     7.099603   0.000000    939.636742
B      935.266961   0.861276     6.198801     7.060077   0.000000    934.405684

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,667.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,060.35

SUBSERVICER ADVANCES THIS MONTH                                       37,179.54
MASTER SERVICER ADVANCES THIS MONTH                                    2,911.39


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   1,981,151.09

 (B)  TWO MONTHLY PAYMENTS:                                    3     964,231.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     371,653.84


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,510,964.65

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     132,585,601.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          468

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 364,478.19

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,447,539.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.59560390 %     6.59581100 %   11.80858540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.39466890 %     6.66782229 %   11.93750880 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1569 %

      BANKRUPTCY AMOUNT AVAILABLE                         228,933.00
      FRAUD AMOUNT AVAILABLE                            1,468,268.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,953,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57672434
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.20

POOL TRADING FACTOR:                                                35.22960754


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                  896.86
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                   219.41
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           67,213.97


 ................................................................................


Run:        11/21/96     09:44:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00     6,715,186.07     7.500000  %    323,599.02
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     1,717,454.01     7.500000  %     35,955.45
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.146596  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,895,968.57     7.500000  %      2,971.21
B                   5,682,302.33     5,470,607.88     7.500000  %      5,612.75

- -------------------------------------------------------------------------------
                  133,690,335.33    67,291,116.53                    368,138.43
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        41,898.21    365,497.23             0.00         0.00   6,391,587.05
A-6        26,130.28     26,130.28             0.00         0.00   4,188,000.00
A-7        68,794.77     68,794.77             0.00         0.00  11,026,000.00
A-8       119,002.59    119,002.59             0.00         0.00  19,073,000.00
A-9        75,058.43     75,058.43             0.00         0.00  12,029,900.00
A-10       10,715.75     46,671.20             0.00         0.00   1,681,498.56
A-11       26,049.17     26,049.17             0.00         0.00   4,175,000.00
A-12        8,206.45      8,206.45             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          18,068.88     21,040.09             0.00         0.00   2,892,997.36
B          34,132.86     39,745.61             0.00         0.00   5,464,995.13

- -------------------------------------------------------------------------------
          428,057.39    796,195.82             0.00         0.00  66,922,978.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    450.411568  21.704945     2.810263    24.515208   0.000000    428.706624
A-6   1000.000000   0.000000     6.239322     6.239322   0.000000   1000.000000
A-7   1000.000000   0.000000     6.239323     6.239323   0.000000   1000.000000
A-8   1000.000000   0.000000     6.239322     6.239322   0.000000   1000.000000
A-9   1000.000000   0.000000     6.239323     6.239323   0.000000   1000.000000
A-10   206.300782   4.318973     1.287177     5.606150   0.000000    201.981809
A-11  1000.000000   0.000000     6.239322     6.239322   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      962.744947   0.987758     6.006876     6.994634   0.000000    961.757188
B      962.744951   0.987755     6.006877     6.994632   0.000000    961.757191

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,526.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,052.22

SUBSERVICER ADVANCES THIS MONTH                                        4,632.00
MASTER SERVICER ADVANCES THIS MONTH                                    2,137.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     268,971.32

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        374,740.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,922,978.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          249

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 288,640.39

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      299,098.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.56659590 %     4.30364200 %    8.12976240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.51102730 %     4.32287600 %    8.16609670 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1456 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,505.00
      FRAUD AMOUNT AVAILABLE                              355,941.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,945,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10224249
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.71

POOL TRADING FACTOR:                                                50.05820199


 ................................................................................


Run:        11/21/96     09:44:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    42,246,981.59     7.864244  %    585,310.26
R     760944CB2           100.00             0.00     7.864244  %          0.00
B                   3,851,896.47     3,259,924.74     7.864244  %     16,035.77

- -------------------------------------------------------------------------------
                  154,075,839.47    45,506,906.33                    601,346.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         276,400.89    861,711.15             0.00         0.00  41,661,671.33
R               0.00          0.00             0.00         0.00           0.00
B          21,328.06     37,363.83             0.00         0.00   3,243,888.97

- -------------------------------------------------------------------------------
          297,728.95    899,074.98             0.00         0.00  44,905,560.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      281.226873   3.896254     1.839927     5.736181   0.000000    277.330619
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      846.316812   4.163084     5.537028     9.700112   0.000000    842.153727

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,798.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,801.44

SUBSERVICER ADVANCES THIS MONTH                                       19,030.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     668,361.94

 (B)  TWO MONTHLY PAYMENTS:                                    2     526,880.98

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        550,465.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,905,560.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          227

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      377,494.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.83641760 %     7.16358240 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.77619750 %     7.22380250 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              289,790.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,663,313.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24846732
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.53

POOL TRADING FACTOR:                                                29.14510182


 ................................................................................


Run:        11/21/96     09:44:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00     1,648,253.81     8.000000  %    432,661.16
A-4   760944CF3    31,377,195.00    31,377,195.00     8.000000  %          0.00
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.236795  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,064,408.62     8.000000  %      5,979.87
M-2   760944CK2     4,813,170.00     4,619,595.99     8.000000  %      4,555.20
M-3   760944CL0     3,208,780.00     3,113,464.01     8.000000  %      3,070.06
B-1                 4,813,170.00     4,760,192.39     8.000000  %          0.00
B-2                 1,604,363.09       916,448.25     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09    93,673,438.07                    446,266.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        10,962.21    443,623.37             0.00         0.00   1,215,592.65
A-4       208,683.51    208,683.51             0.00         0.00  31,377,195.00
A-5       273,839.32    273,839.32             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        18,440.47     18,440.47             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        40,333.18     46,313.05             0.00         0.00   6,058,428.75
M-2        30,724.02     35,279.22             0.00         0.00   4,615,040.79
M-3        20,707.04     23,777.10             0.00         0.00   3,110,393.95
B-1        43,351.73     43,351.73             0.00         0.00   4,760,192.39
B-2             0.00          0.00             0.00         0.00     910,850.74

- -------------------------------------------------------------------------------
          647,041.48  1,093,307.77             0.00         0.00  93,221,574.27
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     37.217619   9.769501     0.247527    10.017028   0.000000     27.448117
A-4   1000.000000   0.000000     6.650802     6.650802   0.000000   1000.000000
A-5   1000.000000   0.000000     6.650802     6.650802   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    944.970935   0.931798     6.284814     7.216612   0.000000    944.039137
M-2    959.782428   0.946403     6.383323     7.329726   0.000000    958.836025
M-3    970.295256   0.956769     6.453244     7.410013   0.000000    969.338487
B-1    988.993198   0.000000     9.006898     9.006898   0.000000    988.993198
B-2    571.222472   0.000000     0.000000     0.000000   0.000000    567.733542

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,462.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,045.53

SUBSERVICER ADVANCES THIS MONTH                                       26,062.53
MASTER SERVICER ADVANCES THIS MONTH                                    1,837.97


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,473,787.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     216,359.55


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,634,600.59

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      93,221,574.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          383

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 240,218.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      359,496.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.21063890 %    14.72932900 %    6.06003230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.13046760 %    14.78613035 %    6.08340200 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2367 %

      BANKRUPTCY AMOUNT AVAILABLE                         152,909.00
      FRAUD AMOUNT AVAILABLE                            1,146,127.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,116,030.71 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69012773
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.52

POOL TRADING FACTOR:                                                29.05202782


 ................................................................................


Run:        11/21/96     09:44:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00     6,046,882.69     7.500000  %    399,219.40
A-4   760944BV9    37,600,000.00    19,416,624.25     7.500000  %    324,598.95
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.189649  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,579,572.67     7.500000  %      2,553.36
B-1                 3,744,527.00     3,612,295.99     7.500000  %      3,575.59
B-2                   534,817.23       515,931.15     7.500000  %        510.70

- -------------------------------------------------------------------------------
                  106,963,444.23    51,171,306.75                    730,458.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        37,546.81    436,766.21             0.00         0.00   5,647,663.29
A-4       120,563.32    445,162.27             0.00         0.00  19,092,025.30
A-5        62,092.83     62,092.83             0.00         0.00  10,000,000.00
A-6        55,883.55     55,883.55             0.00         0.00   9,000,000.00
A-7         8,034.45      8,034.45             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,017.30     18,570.66             0.00         0.00   2,577,019.31
B-1        22,429.77     26,005.36             0.00         0.00   3,608,720.40
B-2         3,203.55      3,714.25             0.00         0.00     515,420.45

- -------------------------------------------------------------------------------
          325,771.58  1,056,229.58             0.00         0.00  50,440,848.75
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    565.129223  37.310224     3.509048    40.819272   0.000000    527.818999
A-4    516.399581   8.632951     3.206471    11.839422   0.000000    507.766630
A-5   1000.000000   0.000000     6.209283     6.209283   0.000000   1000.000000
A-6   1000.000000   0.000000     6.209283     6.209283   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      964.686862   0.954884     5.990015     6.944899   0.000000    963.731978
B-1    964.686859   0.954884     5.990014     6.944898   0.000000    963.731975
B-2    964.686852   0.954868     5.990009     6.944877   0.000000    963.731946

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,697.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,358.01

SUBSERVICER ADVANCES THIS MONTH                                       12,567.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     844,121.31

 (B)  TWO MONTHLY PAYMENTS:                                    1     328,904.44

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        533,763.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      50,440,848.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          192

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      679,806.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.89148230 %     5.04105300 %    8.06746480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.71481480 %     5.10899276 %    8.17619240 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1797 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              589,779.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,789,829.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.15292365
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.33

POOL TRADING FACTOR:                                                47.15709102


 ................................................................................


Run:        11/21/96     09:44:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    39,096,869.79     7.846400  %  1,420,652.76
R     760944BR8           100.00             0.00     7.846400  %          0.00
B                   7,272,473.94     5,557,094.56     7.846400  %      5,063.24

- -------------------------------------------------------------------------------
                  121,207,887.94    44,653,964.35                  1,425,716.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         247,704.08  1,668,356.84             0.00         0.00  37,676,217.03
R               0.00          0.00             0.00         0.00           0.00
B          35,207.81     40,271.05             0.00         0.00   5,552,031.32

- -------------------------------------------------------------------------------
          282,911.89  1,708,627.89             0.00         0.00  43,228,248.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      343.149709  12.468941     2.174076    14.643017   0.000000    330.680767
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      764.127119   0.696220     4.841243     5.537463   0.000000    763.430899

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,902.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,525.89

SUBSERVICER ADVANCES THIS MONTH                                       18,649.71
MASTER SERVICER ADVANCES THIS MONTH                                    1,944.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,582,533.55

 (B)  TWO MONTHLY PAYMENTS:                                    2     640,681.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        282,941.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      43,228,248.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          160

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 260,186.33

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,385,030.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          87.55520450 %    12.44479550 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.15647400 %    12.84352600 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                              715,834.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,904,321.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.39436492
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.37

POOL TRADING FACTOR:                                                35.66455046



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        11/21/96     09:44:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    49,807,960.10     6.888648  %    978,798.10
R     760944BK3           100.00             0.00     6.888648  %          0.00
B                  11,897,842.91    10,111,599.46     6.888648  %     11,649.28

- -------------------------------------------------------------------------------
                  153,520,242.91    59,919,559.56                    990,447.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         283,069.57  1,261,867.67             0.00         0.00  48,829,162.00
R               0.00          0.00             0.00         0.00           0.00
B          57,466.44     69,115.72             0.00         0.00  10,099,950.18

- -------------------------------------------------------------------------------
          340,536.01  1,330,983.39             0.00         0.00  58,929,112.18
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      351.695744   6.911328     1.998764     8.910092   0.000000    344.784416
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      849.868294   0.979109     4.829988     5.809097   0.000000    848.889186

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,110.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,565.89

SPREAD                                                                11,954.03

SUBSERVICER ADVANCES THIS MONTH                                       18,247.07
MASTER SERVICER ADVANCES THIS MONTH                                    6,774.49


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     230,392.65

 (B)  TWO MONTHLY PAYMENTS:                                    1     735,105.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,565,037.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,929,112.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          201

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 994,712.75

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      921,415.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.12471000 %    16.87529000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             82.86084790 %    17.13915210 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              834,843.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,837,058.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60614362
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.16

POOL TRADING FACTOR:                                                38.38523902


 ................................................................................


Run:        11/21/96     09:44:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     2,887,189.11     8.000000  %    315,777.18
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00             0.00     8.000000  %          0.00
A-5   760944ET1    38,663,000.00    29,374,259.71     8.000000  %    702,858.88
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     7,111,721.24     8.000000  %          0.00
A-8   760944ER5    18,394,000.00       555,629.22     8.000000  %    113,182.27
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    12,557,408.08     8.000000  %    174,119.87
A-11  760944EF1     2,607,000.00       821,278.76     8.000000  %     47,025.57
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.224115  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,280,802.95     8.000000  %     26,260.02
M-2   760944EZ7     4,032,382.00     3,899,730.38     8.000000  %      9,501.06
M-3   760944FA1     2,419,429.00     2,355,597.86     8.000000  %          0.00
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66       899,990.45     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   115,551,730.31                  1,388,724.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        19,091.26    334,868.44             0.00         0.00   2,571,411.93
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       194,234.47    897,093.35             0.00         0.00  28,671,400.83
A-6       156,032.23    156,032.23             0.00         0.00  23,596,900.00
A-7             0.00          0.00        47,025.57         0.00   7,158,746.81
A-8         3,674.04    116,856.31             0.00         0.00     442,446.95
A-9        50,300.55     50,300.55             0.00         0.00   7,607,000.00
A-10       83,034.65    257,154.52             0.00         0.00  12,383,288.21
A-11        5,430.63     52,456.20             0.00         0.00     774,253.19
A-12       25,689.19     25,689.19             0.00         0.00   3,885,000.00
A-13       38,265.98     38,265.98             0.00         0.00   5,787,000.00
A-14       21,405.08     21,405.08             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,368.42     87,628.44             0.00         0.00   9,254,542.93
M-2        25,786.59     35,287.65             0.00         0.00   3,890,229.32
M-3             0.00          0.00             0.00         0.00   2,355,597.86
B-1             0.00          0.00             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00    78,841.74     875,289.83

- -------------------------------------------------------------------------------
          684,313.09  2,073,037.94        47,025.57    78,841.74 114,185,330.41
===============================================================================







































Run:        11/21/96     09:44:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     54.831151   5.996984     0.362566     6.359550   0.000000     48.834168
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    759.751176  18.179109     5.023782    23.202891   0.000000    741.572067
A-6   1000.000000   0.000000     6.612404     6.612404   0.000000   1000.000000
A-7   1335.283748   0.000000     0.000000     0.000000   8.829435   1344.113183
A-8     30.207090   6.153217     0.199741     6.352958   0.000000     24.053874
A-9   1000.000000   0.000000     6.612403     6.612403   0.000000   1000.000000
A-10   313.935202   4.352997     2.075866     6.428863   0.000000    309.582205
A-11   315.028293  18.038193     2.083096    20.121289   0.000000    296.990100
A-12  1000.000000   0.000000     6.612404     6.612404   0.000000   1000.000000
A-13  1000.000000   0.000000     6.612404     6.612404   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    958.967685   2.713398     6.341082     9.054480   0.000000    956.254287
M-2    967.103409   2.356190     6.394878     8.751068   0.000000    964.747219
M-3    973.617271   0.000000     0.000000     0.000000   0.000000    973.617271
B-1    986.414326   0.000000     0.000000     0.000000   0.000000    986.414326
B-2    619.974306   0.000000     0.000000     0.000000   0.000000    602.958848

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,707.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,280.98

SUBSERVICER ADVANCES THIS MONTH                                       37,931.68
MASTER SERVICER ADVANCES THIS MONTH                                    4,075.43


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,131,105.91

 (B)  TWO MONTHLY PAYMENTS:                                    2     559,425.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     356,002.81


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,787,236.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     114,185,330.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          432

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 526,085.76

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,039,446.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.50755150 %    13.44517400 %    5.04727450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.33921200 %    13.57474735 %    5.08604070 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2226 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,282.00
      FRAUD AMOUNT AVAILABLE                            1,289,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,959,268.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.71368562
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.40

POOL TRADING FACTOR:                                                35.39636759


 ................................................................................


Run:        11/21/96     09:44:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     4,165,902.05     6.087500  %     84,304.80
A-4   760944DE5             0.00             0.00     3.912500  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    29,756,445.02     7.150000  %    602,177.15
A-7   760944DY1     1,986,000.00     1,049,491.36     7.500000  %     21,238.41
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     4,049,491.37     7.500000  %     21,238.41
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.325128  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     2,865,296.32     7.500000  %     14,106.89
M-2   760944EB0     6,051,700.00     5,185,832.20     7.500000  %     25,531.72
B                   1,344,847.83     1,047,675.98     7.500000  %      5,158.09

- -------------------------------------------------------------------------------
                  268,959,047.83    79,202,134.30                    773,755.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        21,112.60    105,417.40             0.00         0.00   4,081,597.25
A-4        13,569.30     13,569.30             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       177,125.41    779,302.56             0.00         0.00  29,154,267.87
A-7         6,552.90     27,791.31             0.00         0.00   1,028,252.95
A-8       194,072.50    194,072.50             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       25,284.57     46,522.98             0.00         0.00   4,028,252.96
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       21,438.00     21,438.00             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        17,890.58     31,997.47             0.00         0.00   2,851,189.43
M-2        32,379.75     57,911.47             0.00         0.00   5,160,300.48
B           6,541.57     11,699.66             0.00         0.00   1,042,517.89

- -------------------------------------------------------------------------------
          515,967.18  1,289,722.65             0.00         0.00  78,428,378.83
===============================================================================









































Run:        11/21/96     09:44:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     98.815506   1.999716     0.500792     2.500508   0.000000     96.815790
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    528.444800  10.694066     3.145571    13.839637   0.000000    517.750734
A-7    528.444794  10.694063     3.299547    13.993610   0.000000    517.750730
A-8   1000.000000   0.000000     6.243887     6.243887   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   108.087318   0.566887     0.674885     1.241772   0.000000    107.520431
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    852.132735   4.195358     5.320619     9.515977   0.000000    847.937377
M-2    856.921559   4.218934     5.350521     9.569455   0.000000    852.702626
B      779.029387   3.835445     4.864171     8.699616   0.000000    775.193941

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:36                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,902.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,560.66

SUBSERVICER ADVANCES THIS MONTH                                       11,867.75
MASTER SERVICER ADVANCES THIS MONTH                                    7,379.56


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     851,303.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        196,597.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      78,428,378.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          336

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 662,716.94

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      383,814.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.51192010 %    10.16529200 %    1.32278760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.45569940 %    10.21503954 %    1.32926100 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3243 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              444,494.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,631,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22442969
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.09

POOL TRADING FACTOR:                                                29.15997044


 ................................................................................


Run:        11/21/96     09:44:37                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    32,635,223.19     7.811053  %    766,710.85
R     760944DC9           100.00             0.00     7.811053  %          0.00
B                   6,746,402.77     5,281,922.29     7.811053  %      4,911.66

- -------------------------------------------------------------------------------
                  112,439,802.77    37,917,145.48                    771,622.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         208,876.18    975,587.03             0.00         0.00  31,868,512.34
R               0.00          0.00             0.00         0.00           0.00
B          33,806.05     38,717.71             0.00         0.00   5,277,010.63

- -------------------------------------------------------------------------------
          242,682.23  1,014,304.74             0.00         0.00  37,145,522.97
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      308.772866   7.254110     1.976248     9.230358   0.000000    301.518756
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      782.924244   0.728043     5.010973     5.739016   0.000000    782.196203

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,877.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,882.00

SUBSERVICER ADVANCES THIS MONTH                                        7,411.14
MASTER SERVICER ADVANCES THIS MONTH                                    1,864.82


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     245,443.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        767,498.23

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,145,522.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          126

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 238,637.62

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      736,363.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.06983140 %    13.93016860 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.79368330 %    14.20631670 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              489,658.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,927,158.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29512900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.79

POOL TRADING FACTOR:                                                33.03591971


 ................................................................................


Run:        11/21/96     09:44:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00             0.00     5.500000  %          0.00
A-2   760944DM7     5,250,000.00             0.00     5.500000  %          0.00
A-3   760944DP0    17,850,000.00    12,247,671.52     6.000000  %  1,052,495.06
A-4   760944EL8        10,000.00         4,134.22  2969.500000  %        355.27
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     3,327,133.30     6.187500  %          0.00
A-8   760944EJ3    15,077,940.00     1,425,914.27     8.895832  %          0.00
A-9   760944EK0             0.00             0.00     0.214688  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     3,701,679.17     7.000000  %     18,703.48
B-2                   677,492.20       569,346.94     7.000000  %      2,876.74

- -------------------------------------------------------------------------------
                  135,502,292.20    75,725,879.42                  1,074,430.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        60,689.35  1,113,184.41             0.00         0.00  11,195,176.46
A-4        10,138.75     10,494.02             0.00         0.00       3,778.95
A-5       194,242.85    194,242.85             0.00         0.00  33,600,000.00
A-6       120,534.63    120,534.63             0.00         0.00  20,850,000.00
A-7        17,001.73     17,001.73             0.00         0.00   3,327,133.30
A-8        10,475.81     10,475.81             0.00         0.00   1,425,914.27
A-9        13,426.42     13,426.42             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        21,399.55     40,103.03             0.00         0.00   3,682,975.69
B-2         3,291.46      6,168.20             0.00         0.00     566,470.20

- -------------------------------------------------------------------------------
          451,200.55  1,525,631.10             0.00         0.00  74,651,448.87
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    686.144063  58.963309     3.399964    62.363273   0.000000    627.180754
A-4    413.422000  35.527000  1013.875000  1049.402000   0.000000    377.895000
A-5   1000.000000   0.000000     5.781037     5.781037   0.000000   1000.000000
A-6   1000.000000   0.000000     5.781037     5.781037   0.000000   1000.000000
A-7     94.569568   0.000000     0.483253     0.483253   0.000000     94.569568
A-8     94.569568   0.000000     0.694777     0.694777   0.000000     94.569568
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    840.373949   4.246159     4.858234     9.104393   0.000000    836.127790
B-2    840.374162   4.246160     4.858240     9.104400   0.000000    836.128003

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,030.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,974.49

SUBSERVICER ADVANCES THIS MONTH                                        7,520.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     493,152.87

 (B)  TWO MONTHLY PAYMENTS:                                    1     205,600.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      74,651,448.87

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          326

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      691,810.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.35988580 %     5.64011420 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.30761770 %     5.69238230 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2140 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              417,545.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,688,009.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62727357
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.79

POOL TRADING FACTOR:                                                55.09238822


 ................................................................................


Run:        11/21/96     09:44:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00             0.00     8.000000  %          0.00
A-5   760944CU0    20,606,000.00    20,283,694.78     8.150000  %    214,998.56
A-6   760944CQ9             0.00             0.00     0.350000  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     2,778,556.01     8.500000  %     21,499.86
A-10  760944FD5             0.00             0.00     0.148696  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,121,375.95     8.500000  %      2,595.82
M-2   760944CY2     2,016,155.00     1,886,484.74     8.500000  %      1,568.85
M-3   760944EE4     1,344,103.00     1,266,205.02     8.500000  %      1,053.01
B-1                 2,016,155.00     1,982,564.84     8.500000  %          0.00
B-2                   672,055.59       226,862.58     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  134,410,378.59    39,047,607.92                    241,716.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       137,714.88    352,713.44             0.00         0.00  20,068,696.22
A-6         5,914.14      5,914.14             0.00         0.00           0.00
A-7        51,176.60     51,176.60             0.00         0.00   7,500,864.00
A-8         1,944.17      1,944.17             0.00         0.00       1,000.00
A-9        19,674.98     41,174.84             0.00         0.00   2,757,056.15
A-10        4,836.91      4,836.91             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        22,102.49     24,698.31             0.00         0.00   3,118,780.13
M-2        13,358.21     14,927.06             0.00         0.00   1,884,915.89
M-3         8,966.01     10,019.02             0.00         0.00   1,265,152.01
B-1        17,482.40     17,482.40             0.00         0.00   1,982,564.84
B-2             0.00          0.00             0.00         0.00     225,025.15

- -------------------------------------------------------------------------------
          283,170.79    524,886.89             0.00         0.00  38,804,054.39
===============================================================================













































Run:        11/21/96     09:44:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    984.358671  10.433784     6.683242    17.117026   0.000000    973.924887
A-7   1000.000000   0.000000     6.822761     6.822761   0.000000   1000.000000
A-8   1000.000000   0.000000  1944.170000  1944.170000   0.000000   1000.000000
A-9    533.026960   4.124446     3.774369     7.898815   0.000000    528.902514
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    928.909334   0.772506     6.577615     7.350121   0.000000    928.136828
M-2    935.684379   0.778140     6.625587     7.403727   0.000000    934.906240
M-3    942.044635   0.783430     6.670627     7.454057   0.000000    941.261205
B-1    983.339495   0.000000     8.671159     8.671159   0.000000    983.339495
B-2    337.565201   0.000000     0.000000     0.000000   0.000000    334.831156

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,865.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,035.81

SUBSERVICER ADVANCES THIS MONTH                                        7,092.11
MASTER SERVICER ADVANCES THIS MONTH                                    4,031.27


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     674,784.13

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        208,903.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      38,804,054.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          156

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 506,038.81

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      211,080.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         78.27397480 %    16.06773400 %    5.65829140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.15579290 %    16.15513670 %    5.68907040 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1484 %

      BANKRUPTCY AMOUNT AVAILABLE                         118,613.00
      FRAUD AMOUNT AVAILABLE                              433,881.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,604,879.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07870263
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.43

POOL TRADING FACTOR:                                                28.86983490


 ................................................................................


Run:        11/25/96     09:32:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    29,529,483.06     7.470000  %    134,163.58
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    64,566,313.49                    134,163.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       183,244.18    317,407.76             0.00         0.00  29,395,319.48
A-2       217,419.85    217,419.85             0.00         0.00  35,036,830.43
S-1         2,592.99      2,592.99             0.00         0.00           0.00
S-2        12,526.58     12,526.58             0.00         0.00           0.00
S-3         1,664.42      1,664.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          417,448.02    551,611.60             0.00         0.00  64,432,149.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    892.452945   4.054750     5.538086     9.592836   0.000000    888.398195
A-2   1000.000000   0.000000     6.205466     6.205466   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-November-96 
DISTRIBUTION DATE        29-November-96 

Run:     11/25/96     09:32:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,614.16

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,432,149.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,552,387.75

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                94.57939921


 ................................................................................


Run:        11/21/96     09:44:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00     9,715,882.41    10.000000  %     59,310.00
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    35,795,059.57     7.250000  %    474,480.00
A-6   7609208K7    48,625,000.00     8,948,764.86     6.187500  %    118,620.00
A-7   7609208L5             0.00             0.00     3.812500  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.165274  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,236,016.95     8.000000  %     24,390.15
M-2   7609208S0     5,252,983.00     5,023,185.03     8.000000  %     14,875.66
M-3   7609208T8     3,501,988.00     3,379,624.34     8.000000  %     10,008.42
B-1                 5,252,983.00     5,134,940.89     8.000000  %          0.00
B-2                 1,750,995.34     1,089,759.03     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  350,198,858.34   129,738,233.08                    701,684.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        80,781.71    140,091.71             0.00         0.00   9,656,572.41
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       215,770.41    690,250.41             0.00         0.00  35,320,579.57
A-6        46,037.22    164,657.22             0.00         0.00   8,830,144.86
A-7        28,366.37     28,366.37             0.00         0.00           0.00
A-8        43,211.09     43,211.09             0.00         0.00   6,663,000.00
A-9       230,874.19    230,874.19             0.00         0.00  35,600,000.00
A-10       65,838.06     65,838.06             0.00         0.00  10,152,000.00
A-11       17,828.03     17,828.03             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        54,782.01     79,172.16             0.00         0.00   8,211,626.80
M-2        33,411.81     48,287.47             0.00         0.00   5,008,309.37
M-3        37,298.68     47,307.10             0.00         0.00   3,369,615.92
B-1        35,126.73     35,126.73             0.00         0.00   5,134,940.89
B-2             0.00          0.00             0.00         0.00   1,071,325.20

- -------------------------------------------------------------------------------
          889,326.31  1,591,010.54             0.00         0.00 129,018,115.02
===============================================================================











































Run:        11/21/96     09:44:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    328.750166   2.006835     2.733360     4.740195   0.000000    326.743331
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    604.156420   8.008372     3.641818    11.650190   0.000000    596.148048
A-6    184.036295   2.439486     0.946781     3.386267   0.000000    181.596810
A-8   1000.000000   0.000000     6.485230     6.485230   0.000000   1000.000000
A-9   1000.000000   0.000000     6.485230     6.485230   0.000000   1000.000000
A-10  1000.000000   0.000000     6.485230     6.485230   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    940.724641   2.785863     6.257246     9.043109   0.000000    937.938778
M-2    956.253814   2.831850     6.360540     9.192390   0.000000    953.421964
M-3    965.058801   2.857925    10.650716    13.508641   0.000000    962.200876
B-1    977.528557   0.000000     6.687006     6.687006   0.000000    977.528557
B-2    622.365466   0.000000     0.000000     0.000000   0.000000    611.837836

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,433.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,323.08

SUBSERVICER ADVANCES THIS MONTH                                       23,489.68
MASTER SERVICER ADVANCES THIS MONTH                                    1,614.58


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,474,474.95

 (B)  TWO MONTHLY PAYMENTS:                                    2     524,302.55

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,053,416.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     129,018,115.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          500

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 209,252.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      335,911.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.37718700 %    12.82492100 %    4.79789170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.33130430 %    12.85831225 %    4.81038350 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1642 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,406,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64659133
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.60

POOL TRADING FACTOR:                                                36.84138653


 ................................................................................


Run:        11/21/96     09:44:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00             0.00     7.500000  %          0.00
A-4   760944GE2    39,680,000.00             0.00     6.750000  %          0.00
A-5   760944GJ1    22,004,000.00    11,549,328.60     7.500000  %    634,234.38
A-6   760944GG7    20,505,000.00    10,762,542.39     7.000000  %    591,027.81
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     1,837,251.68     7.500000  %    149,923.43
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    23,987,748.32     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     2,152,508.51     6.137500  %    118,205.56
A-14  760944GU6             0.00             0.00     3.862500  %          0.00
A-15  760944GV4             0.00             0.00     0.162400  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,808,430.38     7.500000  %      7,689.92
M-2   760944GX0     3,698,106.00     3,553,598.30     7.500000  %      3,499.66
M-3   760944GY8     2,218,863.00     2,139,266.23     7.500000  %      2,106.80
B-1                 4,437,728.00     4,323,128.99     7.500000  %          0.00
B-2                 1,479,242.76     1,238,074.94     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   135,901,878.34                  1,506,687.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        71,793.22    706,027.60             0.00         0.00  10,915,094.22
A-6        62,442.23    653,470.04             0.00         0.00  10,171,514.58
A-7       143,918.04    143,918.04             0.00         0.00  23,152,000.00
A-8        62,162.25     62,162.25             0.00         0.00  10,000,000.00
A-9        11,420.77    161,344.20             0.00         0.00   1,687,328.25
A-10       21,153.81     21,153.81             0.00         0.00   3,403,000.00
A-11      186,455.67    186,455.67             0.00         0.00  29,995,000.00
A-12            0.00          0.00       149,923.43         0.00  24,137,671.75
A-13       10,949.69    129,155.25             0.00         0.00   2,034,302.95
A-14        6,890.95      6,890.95             0.00         0.00           0.00
A-15       18,313.11     18,313.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        48,593.10     56,283.02             0.00         0.00   7,800,740.46
M-2        22,114.61     25,614.27             0.00         0.00   3,550,098.64
M-3        13,312.99     15,419.79             0.00         0.00   2,137,159.43
B-1        40,085.05     40,085.05             0.00         0.00   4,323,128.99
B-2             0.00          0.00             0.00         0.00   1,232,598.13

- -------------------------------------------------------------------------------
          719,605.49  2,226,293.05       149,923.43         0.00 134,539,637.40
===============================================================================



































Run:        11/21/96     09:44:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    524.874050  28.823595     3.262735    32.086330   0.000000    496.050455
A-6    524.874050  28.823595     3.045220    31.868815   0.000000    496.050455
A-7   1000.000000   0.000000     6.216225     6.216225   0.000000   1000.000000
A-8   1000.000000   0.000000     6.216225     6.216225   0.000000   1000.000000
A-9    245.786178  20.056646     1.527862    21.584508   0.000000    225.729532
A-10  1000.000000   0.000000     6.216224     6.216224   0.000000   1000.000000
A-11  1000.000000   0.000000     6.216225     6.216225   0.000000   1000.000000
A-12  1307.234241   0.000000     0.000000     0.000000   8.170214   1315.404455
A-13    91.483213   5.023824     0.465370     5.489194   0.000000     86.459388
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    959.697080   0.945132     5.972347     6.917479   0.000000    958.751949
M-2    960.923862   0.946338     5.979983     6.926321   0.000000    959.977524
M-3    964.127226   0.949495     5.999915     6.949410   0.000000    963.177731
B-1    974.176198   0.000000     9.032787     9.032787   0.000000    974.176198
B-2    836.965354   0.000000     0.000000     0.000000   0.000000    833.262912

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,115.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,300.17

SUBSERVICER ADVANCES THIS MONTH                                       18,286.63
MASTER SERVICER ADVANCES THIS MONTH                                    1,819.84


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,583,636.70

 (B)  TWO MONTHLY PAYMENTS:                                    1     268,015.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      89,590.67


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        535,848.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,539,637.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          509

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 246,966.77

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,228,401.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.97333670 %     9.93459000 %    4.09207290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.84526760 %    10.02529722 %    4.12943520 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1620 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                              728,338.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,447,874.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23236241
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.47

POOL TRADING FACTOR:                                                45.47585758


 ................................................................................


Run:        11/21/96     09:44:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00             0.00     5.500000  %          0.00
A-4   760944FS2    15,000,000.00             0.00     7.228260  %          0.00
A-5   760944FJ2    18,249,728.00     5,064,569.45     6.187500  %    877,812.72
A-6   760944FK9             0.00             0.00     2.312500  %          0.00
A-7   760944FN3     6,666,667.00     4,051,655.95     6.250000  %    702,250.24
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     4,800,000.00    10.000000  %          0.00
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.278699  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     1,948,181.81     7.500000  %      9,651.59
M-2   760944FW3     4,582,565.00     3,913,642.77     7.500000  %     19,388.78
B-1                   458,256.00       391,489.28     7.500000  %      1,939.50
B-2                   917,329.35       685,624.74     7.500000  %      3,396.69

- -------------------------------------------------------------------------------
                  183,302,633.35    65,555,165.00                  1,614,439.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        25,912.52    903,725.24             0.00         0.00   4,186,756.73
A-6         9,684.48      9,684.48             0.00         0.00           0.00
A-7        20,939.40    723,189.64             0.00         0.00   3,349,405.71
A-8       201,556.33    201,556.33             0.00         0.00  32,500,001.00
A-9        64,660.66     64,660.66             0.00         0.00  12,000,000.00
A-10       39,691.09     39,691.09             0.00         0.00   4,800,000.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,077.68      1,077.68             0.00         0.00     200,000.00
A-15       15,107.54     15,107.54             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,082.11     21,733.70             0.00         0.00   1,938,530.22
M-2        24,271.37     43,660.15             0.00         0.00   3,894,253.99
B-1         2,427.91      4,367.41             0.00         0.00     389,549.78
B-2         4,252.07      7,648.76             0.00         0.00     682,228.05

- -------------------------------------------------------------------------------
          421,663.16  2,036,102.68             0.00         0.00  63,940,725.48
===============================================================================





































Run:        11/21/96     09:44:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    277.514791  48.100044     1.419885    49.519929   0.000000    229.414747
A-7    607.748362 105.337531     3.140910   108.478441   0.000000    502.410831
A-8   1000.000000   0.000000     6.201733     6.201733   0.000000   1000.000000
A-9   1000.000000   0.000000     5.388388     5.388388   0.000000   1000.000000
A-10   120.000000   0.000000     0.992277     0.992277   0.000000    120.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.388400     5.388400   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    850.258419   4.212310     5.273079     9.485389   0.000000    846.046109
M-2    854.028862   4.230989     5.296460     9.527449   0.000000    849.797873
B-1    854.302573   4.232350     5.298152     9.530502   0.000000    850.070223
B-2    747.413936   3.702803     4.635260     8.338063   0.000000    743.711133

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,523.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,152.78

SUBSERVICER ADVANCES THIS MONTH                                        6,079.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     204,808.35

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        356,062.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,940,725.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          290

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,289,669.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.41511540 %     8.94182000 %    1.64306510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.20162070 %     9.12217396 %    1.67620530 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2765 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              369,318.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,776,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22558183
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.20

POOL TRADING FACTOR:                                                34.88260060


 ................................................................................


Run:        11/21/96     09:44:48                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00             0.00     7.500000  %          0.00
A-5   760944HC5    33,306,000.00             0.00     6.200000  %          0.00
A-6   760944HQ4    32,628,000.00    24,355,994.28     7.500000  %    406,135.19
A-7   760944HD3    36,855,000.00    27,511,345.14     7.000000  %    458,750.54
A-8   760944HW1    29,999,000.00     5,501,850.87    10.000190  %     91,743.13
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00             0.00     7.500000  %          0.00
A-15  760944HL5    29,559,000.00    22,064,380.93     7.500000  %    367,934.18
A-16  760944HM3             0.00             0.00     0.298201  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    12,667,962.36     7.500000  %     12,769.07
M-2   760944HT8     6,032,300.00     5,774,685.85     7.500000  %      5,820.78
M-3   760944HU5     3,619,400.00     3,488,338.57     7.500000  %      3,516.18
B-1                 4,825,900.00     4,670,638.05     7.500000  %          0.00
B-2                 2,413,000.00     2,358,480.75     7.500000  %          0.00
B-3                 2,412,994.79     2,018,597.81     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  482,582,094.79   215,529,274.61                  1,346,669.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       151,569.16    557,704.35             0.00         0.00  23,949,859.09
A-7       159,791.47    618,542.01             0.00         0.00  27,052,594.60
A-8        45,652.11    137,395.24             0.00         0.00   5,410,107.74
A-9       593,469.71    593,469.71             0.00         0.00  95,366,000.00
A-10       52,062.24     52,062.24             0.00         0.00   8,366,000.00
A-11        8,618.96      8,618.96             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15      137,308.28    505,242.46             0.00         0.00  21,696,446.75
A-16       53,328.51     53,328.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        78,833.67     91,602.74             0.00         0.00  12,655,193.29
M-2        35,936.30     41,757.08             0.00         0.00   5,768,865.07
M-3        21,708.19     25,224.37             0.00         0.00   3,484,822.39
B-1        65,424.55     65,424.55             0.00         0.00   4,670,638.05
B-2             0.00          0.00             0.00         0.00   2,358,480.75
B-3             0.00          0.00             0.00         0.00   2,009,477.88

- -------------------------------------------------------------------------------
        1,403,703.15  2,750,372.22             0.00         0.00 214,173,485.61
===============================================================================

































Run:        11/21/96     09:44:48
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    746.475245  12.447444     4.645371    17.092815   0.000000    734.027801
A-7    746.475245  12.447444     4.335680    16.783124   0.000000    734.027801
A-8    183.401142   3.058206     1.521788     4.579994   0.000000    180.342936
A-9   1000.000000   0.000000     6.223074     6.223074   0.000000   1000.000000
A-10  1000.000000   0.000000     6.223074     6.223074   0.000000   1000.000000
A-11  1000.000000   0.000000     6.223076     6.223076   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   746.452212  12.447450     4.645228    17.092678   0.000000    734.004762
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    954.523781   0.962142     5.940072     6.902214   0.000000    953.561639
M-2    957.294208   0.964935     5.957313     6.922248   0.000000    956.329272
M-3    963.789183   0.971481     5.997732     6.969213   0.000000    962.817702
B-1    967.827359   0.000000    13.556963    13.556963   0.000000    967.827359
B-2    977.406030   0.000000     0.000000     0.000000   0.000000    977.406030
B-3    836.552909   0.000000     0.000000     0.000000   0.000000    832.773402

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:49                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       62,080.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,064.77

SUBSERVICER ADVANCES THIS MONTH                                       57,416.09
MASTER SERVICER ADVANCES THIS MONTH                                    4,655.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,793,817.73

 (B)  TWO MONTHLY PAYMENTS:                                    2     827,710.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     895,842.23


FORECLOSURES
  NUMBER OF LOANS                                                            12
  AGGREGATE PRINCIPAL BALANCE                                      3,199,883.79

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     214,173,485.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          772

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 626,654.21

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,138,539.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.62668420 %    10.17541000 %    4.19790610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.55027610 %    10.22950189 %    4.22022210 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2955 %

      BANKRUPTCY AMOUNT AVAILABLE                         245,792.00
      FRAUD AMOUNT AVAILABLE                            2,273,284.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,730,871.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26835247
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.31

POOL TRADING FACTOR:                                                44.38073603


 ................................................................................


Run:        11/21/96     09:44:50                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00             0.00     5.500000  %          0.00
A-3   760944HY7    23,719,181.00    13,059,394.66     5.600000  %    515,921.22
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    15,966,667.11     6.187500  %    390,948.34
A-11  760944JE9             0.00             0.00     2.312500  %          0.00
A-12  760944JN9     2,200,013.00       728,201.29     7.500000  %     11,452.22
A-13  760944JP4     9,999,984.00     3,309,960.42     9.500000  %     52,054.81
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     6.639000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     8.010800  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.315029  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     4,935,865.46     7.000000  %     24,449.86
M-2   760944JK5     5,050,288.00     4,411,064.76     7.000000  %     21,850.26
B-1                 1,442,939.00     1,305,191.21     7.000000  %      6,465.28
B-2                   721,471.33       280,184.26     7.000000  %      1,387.90

- -------------------------------------------------------------------------------
                  288,587,914.33   132,995,225.16                  1,024,529.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        60,899.43    576,820.65             0.00         0.00  12,543,473.44
A-4        51,455.95     51,455.95             0.00         0.00  10,298,695.00
A-5       223,170.57    223,170.57             0.00         0.00  40,000,000.00
A-6        67,445.09     67,445.09             0.00         0.00  11,700,000.00
A-7         7,410.93      7,410.93             0.00         0.00           0.00
A-8       103,479.86    103,479.86             0.00         0.00  18,141,079.00
A-9         2,324.27      2,324.27             0.00         0.00      10,000.00
A-10       82,268.13    473,216.47             0.00         0.00  15,575,718.77
A-11       30,746.68     30,746.68             0.00         0.00           0.00
A-12        4,547.94     16,000.16             0.00         0.00     716,749.07
A-13       26,184.75     78,239.56             0.00         0.00   3,257,905.61
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       36,047.04     36,047.04             0.00         0.00   6,520,258.32
A-17       15,534.05     15,534.05             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       34,889.02     34,889.02             0.00         0.00           0.00
R-I             0.08          0.08             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,771.57     53,221.43             0.00         0.00   4,911,415.60
M-2        25,712.46     47,562.72             0.00         0.00   4,389,214.50
B-1         7,608.07     14,073.35             0.00         0.00   1,298,725.93
B-2         1,633.22      3,021.12             0.00         0.00     278,796.36

- -------------------------------------------------------------------------------
          810,129.11  1,834,659.00             0.00         0.00 131,970,695.27
===============================================================================





























Run:        11/21/96     09:44:50
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    550.583709  21.751224     2.567518    24.318742   0.000000    528.832485
A-4   1000.000000   0.000000     4.996356     4.996356   0.000000   1000.000000
A-5   1000.000000   0.000000     5.579264     5.579264   0.000000   1000.000000
A-6   1000.000000   0.000000     5.764538     5.764538   0.000000   1000.000000
A-8   1000.000000   0.000000     5.704173     5.704173   0.000000   1000.000000
A-9   1000.000000   0.000000   232.427000   232.427000   0.000000   1000.000000
A-10   502.308099  12.299155     2.588139    14.887294   0.000000    490.008943
A-12   330.998630   5.205524     2.067233     7.272757   0.000000    325.793107
A-13   330.996572   5.205489     2.618479     7.823968   0.000000    325.791082
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.918024     0.918024   0.000000    166.053934
A-17   211.173371   0.000000     1.408695     1.408695   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.800000     0.800000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    855.137176   4.235931     4.984666     9.220597   0.000000    850.901245
M-2    873.428359   4.326537     5.091286     9.417823   0.000000    869.101822
B-1    904.536651   4.480633     5.272621     9.753254   0.000000    900.056018
B-2    388.351204   1.923708     2.263735     4.187443   0.000000    386.427497

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:51                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,119.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,269.97

SUBSERVICER ADVANCES THIS MONTH                                       17,266.65
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     965,373.03

 (B)  TWO MONTHLY PAYMENTS:                                    1     282,200.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        397,723.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     131,970,695.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          563

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      365,736.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.77992620 %     7.02801900 %    1.19205440 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.75714550 %     7.04749648 %    1.19535800 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3156 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              715,923.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,765,716.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76691275
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.00

POOL TRADING FACTOR:                                                45.72980666


 ................................................................................


Run:        11/25/96     09:32:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    28,847,415.41     7.470000  %    134,412.55
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    52,915,935.99                    134,412.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       178,569.15    312,981.70             0.00         0.00  28,713,002.86
A-2       148,987.19    148,987.19             0.00         0.00  24,068,520.58
S-1         3,870.54      3,870.54             0.00         0.00           0.00
S-2         6,502.24      6,502.24             0.00         0.00           0.00
S-3         3,412.45      3,412.45             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          341,341.57    475,754.12             0.00         0.00  52,781,523.44
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    904.222656   4.213163     5.597253     9.810416   0.000000    900.009493
A-2   1000.000000   0.000000     6.190127     6.190127   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-November-96 
DISTRIBUTION DATE        29-November-96 

Run:     11/25/96     09:32:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,322.90

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,781,523.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,179,324.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                94.30050960


 ................................................................................


Run:        11/21/96     09:44:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    18,198,793.17     7.000000  %    866,971.56
A-2   760944KV9    20,040,000.00    11,287,687.67     7.000000  %    237,368.44
A-3   760944KS6    30,024,000.00    16,911,254.25     6.000000  %    355,626.24
A-4   760944LF3    10,008,000.00     5,637,084.73    10.000000  %    118,542.08
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.241747  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,713,683.75     7.000000  %      6,061.04
M-2   760944LC0     2,689,999.61     2,597,128.65     7.000000  %      2,755.02
M-3   760944LD8     1,613,999.76     1,558,277.19     7.000000  %      1,653.01
B-1                 2,151,999.69     2,079,888.42     7.000000  %          0.00
B-2                 1,075,999.84     1,039,944.22     7.000000  %          0.00
B-3                 1,075,999.84       997,415.10     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  215,199,968.62   156,123,157.15                  1,588,977.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       105,442.02    972,413.58             0.00         0.00  17,331,821.61
A-2        65,399.75    302,768.19             0.00         0.00  11,050,319.23
A-3        83,984.69    439,610.93             0.00         0.00  16,555,628.01
A-4        46,658.17    165,200.25             0.00         0.00   5,518,542.65
A-5       129,383.62    129,383.62             0.00         0.00  22,331,000.00
A-6       105,889.34    105,889.34             0.00         0.00  18,276,000.00
A-7       196,384.29    196,384.29             0.00         0.00  33,895,000.00
A-8        81,346.38     81,346.38             0.00         0.00  14,040,000.00
A-9         9,038.49      9,038.49             0.00         0.00   1,560,000.00
A-10       31,239.34     31,239.34             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,104.52     39,165.56             0.00         0.00   5,707,622.71
M-2        15,047.51     17,802.53             0.00         0.00   2,594,373.63
M-3         9,028.50     10,681.51             0.00         0.00   1,556,624.18
B-1        28,222.47     28,222.47             0.00         0.00   2,079,888.42
B-2             0.00          0.00             0.00         0.00   1,039,944.22
B-3             0.00          0.00             0.00         0.00     993,047.56

- -------------------------------------------------------------------------------
          940,169.09  2,529,146.48             0.00         0.00 154,529,812.22
===============================================================================













































Run:        11/21/96     09:44:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    362.771462  17.282055     2.101862    19.383917   0.000000    345.489407
A-2    563.257868  11.844733     3.263461    15.108194   0.000000    551.413135
A-3    563.257869  11.844732     2.797252    14.641984   0.000000    551.413137
A-4    563.257867  11.844732     4.662087    16.506819   0.000000    551.413135
A-5   1000.000000   0.000000     5.793902     5.793902   0.000000   1000.000000
A-6   1000.000000   0.000000     5.793901     5.793901   0.000000   1000.000000
A-7   1000.000000   0.000000     5.793901     5.793901   0.000000   1000.000000
A-8   1000.000000   0.000000     5.793902     5.793902   0.000000   1000.000000
A-9   1000.000000   0.000000     5.793904     5.793904   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.475476   1.024170     5.593870     6.618040   0.000000    964.451306
M-2    965.475475   1.024171     5.593871     6.618042   0.000000    964.451303
M-3    965.475478   1.024170     5.593867     6.618037   0.000000    964.451308
B-1    966.491041   0.000000    13.114533    13.114533   0.000000    966.491041
B-2    966.491054   0.000000     0.000000     0.000000   0.000000    966.491055
B-3    926.965844   0.000000     0.000000     0.000000   0.000000    922.906792

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,988.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,323.49

SUBSERVICER ADVANCES THIS MONTH                                        8,454.13
MASTER SERVICER ADVANCES THIS MONTH                                    2,401.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     500,042.08

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        715,705.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     154,529,812.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          545

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 337,723.87

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,427,730.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.04147160 %     6.32134900 %    2.63717940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.95870210 %     6.37975312 %    2.66154480 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2425 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,722.00
      FRAUD AMOUNT AVAILABLE                              813,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,277,559.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63857023
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.06

POOL TRADING FACTOR:                                                71.80754403


 ................................................................................


Run:        11/21/96     09:44:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00             0.00     5.250000  %          0.00
A-3   760944JY5    21,283,000.00    13,993,791.83     5.650000  %  1,132,884.91
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    19,171,108.44     6.037500  %    611,714.20
A-8   760944KE7             0.00             0.00    13.850000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     7,237,439.63     7.000000  %     88,520.77
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.141809  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,517,946.61     7.000000  %     17,106.20
M-2   760944KM9     2,343,800.00     2,030,078.25     7.000000  %      9,871.36
M-3   760944MF2     1,171,900.00     1,016,605.07     7.000000  %          0.00
B-1                 1,406,270.00     1,219,917.40     7.000000  %          0.00
B-2                   351,564.90       182,027.78     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  234,376,334.90   114,362,915.01                  1,860,097.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        65,577.87  1,198,462.78             0.00         0.00  12,860,906.92
A-4        37,353.84     37,353.84             0.00         0.00   7,444,000.00
A-5       150,250.73    150,250.73             0.00         0.00  28,305,000.00
A-6        71,359.39     71,359.39             0.00         0.00  12,746,000.00
A-7        96,001.45    707,715.65             0.00         0.00  18,559,394.24
A-8        55,056.74     55,056.74             0.00         0.00           0.00
A-9        85,527.09     85,527.09             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       42,020.04    130,540.81             0.00         0.00   7,148,918.86
A-14       14,578.51     14,578.51             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       13,451.25     13,451.25             0.00         0.00           0.00
R-I             3.59          3.59             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,424.94     37,531.14             0.00         0.00   3,500,840.41
M-2        21,229.40     31,100.76             0.00         0.00   2,020,206.89
M-3        16,359.35     16,359.35             0.00         0.00   1,016,605.07
B-1             0.00          0.00             0.00         0.00   1,219,917.40
B-2             0.00          0.00             0.00         0.00     170,267.45

- -------------------------------------------------------------------------------
          689,194.19  2,549,291.63             0.00         0.00 112,491,057.24
===============================================================================

































Run:        11/21/96     09:44:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    657.510305  53.229569     3.081232    56.310801   0.000000    604.280737
A-4   1000.000000   0.000000     5.017980     5.017980   0.000000   1000.000000
A-5   1000.000000   0.000000     5.308275     5.308275   0.000000   1000.000000
A-6   1000.000000   0.000000     5.598571     5.598571   0.000000   1000.000000
A-7    408.992372  13.050181     2.048075    15.098256   0.000000    395.942191
A-9   1000.000000   0.000000     5.805926     5.805926   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   210.513078   2.574775     1.222223     3.796998   0.000000    207.938303
A-14   461.333333   0.000000     2.429752     2.429752   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    35.940000    35.940000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    857.701046   4.170616     4.979749     9.150365   0.000000    853.530430
M-2    866.148242   4.211690     9.057684    13.269374   0.000000    861.936552
M-3    867.484487   0.000000    13.959677    13.959677   0.000000    867.484487
B-1    867.484480   0.000000     0.000000     0.000000   0.000000    867.484480
B-2    517.764373   0.000000     0.000000     0.000000   0.000000    484.312996

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,594.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,270.39

SUBSERVICER ADVANCES THIS MONTH                                       12,497.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     659,416.16

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        503,889.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     112,491,057.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          464

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,315,762.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.03395240 %     5.74017400 %    1.22587400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.95247340 %     5.81170853 %    1.23581810 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1414 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              610,423.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,714,776.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60984223
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              132.26

POOL TRADING FACTOR:                                                47.99591106


 ................................................................................


Run:        11/21/96     09:44:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00     8,896,775.24     7.500000  %    639,269.36
A-3   760944LY2    81,356,000.00    21,977,451.62     6.250000  %  1,193,300.02
A-4   760944LN6    40,678,000.00    10,988,725.81    10.000000  %    596,650.01
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.137102  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,243,001.02     7.500000  %     13,515.18
M-2   760944LV8     6,257,900.00     6,039,151.82     7.500000  %      6,163.27
M-3   760944LW6     3,754,700.00     3,637,891.07     7.500000  %      3,712.66
B-1                 5,757,200.00     5,614,912.05     7.500000  %      5,730.31
B-2                 2,753,500.00     2,690,855.48     7.500000  %          0.00
B-3                 2,753,436.49     2,278,210.89     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  500,624,336.49   262,391,975.00                  2,458,340.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        55,331.46    694,600.82             0.00         0.00   8,257,505.88
A-3       113,903.10  1,307,203.12             0.00         0.00  20,784,151.60
A-4        91,122.49    687,772.50             0.00         0.00  10,392,075.80
A-5       414,153.68    414,153.68             0.00         0.00  66,592,000.00
A-6       326,928.40    326,928.40             0.00         0.00  52,567,000.00
A-7       332,357.83    332,357.83             0.00         0.00  53,440,000.00
A-8        89,719.20     89,719.20             0.00         0.00  14,426,000.00
A-9        29,831.23     29,831.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        82,361.81     95,876.99             0.00         0.00  13,229,485.84
M-2        37,559.12     43,722.39             0.00         0.00   6,032,988.55
M-3        22,625.03     26,337.69             0.00         0.00   3,634,178.41
B-1        34,920.66     40,650.97             0.00         0.00   5,609,181.74
B-2        35,975.17     35,975.17             0.00         0.00   2,690,855.48
B-3             0.00          0.00             0.00         0.00   2,273,139.69

- -------------------------------------------------------------------------------
        1,666,789.18  4,125,129.99             0.00         0.00 259,928,562.99
===============================================================================















































Run:        11/21/96     09:44:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    124.982794   8.980520     0.777302     9.757822   0.000000    116.002274
A-3    270.139284  14.667634     1.400058    16.067692   0.000000    255.471651
A-4    270.139284  14.667634     2.240093    16.907727   0.000000    255.471651
A-5   1000.000000   0.000000     6.219271     6.219271   0.000000   1000.000000
A-6   1000.000000   0.000000     6.219271     6.219271   0.000000   1000.000000
A-7   1000.000000   0.000000     6.219271     6.219271   0.000000   1000.000000
A-8   1000.000000   0.000000     6.219271     6.219271   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    961.896120   0.981666     5.982292     6.963958   0.000000    960.914454
M-2    965.044475   0.984878     6.001873     6.986751   0.000000    964.059597
M-3    968.889943   0.988803     6.025789     7.014592   0.000000    967.901140
B-1    975.285217   0.995329     6.065563     7.060892   0.000000    974.289887
B-2    977.249130   0.000000    13.065251    13.065251   0.000000    977.249130
B-3    827.406370   0.000000     0.000000     0.000000   0.000000    825.564598

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       68,588.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,629.33

SUBSERVICER ADVANCES THIS MONTH                                       45,135.33
MASTER SERVICER ADVANCES THIS MONTH                                    4,094.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,860,559.11

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,295,260.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     259,928,562.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          913

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 540,985.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,195,627.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.23130830 %     8.73504000 %    4.03365170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.12345060 %     8.80882522 %    4.06772410 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1367 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,285.00
      FRAUD AMOUNT AVAILABLE                            2,720,982.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,918,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07757547
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.07

POOL TRADING FACTOR:                                                51.92088040


 ................................................................................


Run:        11/21/96     09:43:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    30,374,000.20     6.915703  %    618,655.22
A-2   760944LJ5     5,265,582.31     1,938,674.88     6.915703  %     39,486.78
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    32,312,675.08                    658,142.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       172,998.33    791,653.55             0.00         0.00  29,755,344.98
A-2        11,041.93     50,528.71             0.00         0.00   1,899,188.10
S-1         2,395.07      2,395.07             0.00         0.00           0.00
S-2         3,821.47      3,821.47             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          190,256.80    848,398.80             0.00         0.00  31,654,533.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    368.178625   7.499033     2.097000     9.596033   0.000000    360.679592
A-2    368.178630   7.499034     2.097001     9.596035   0.000000    360.679596

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:43:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,980.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,478.66

SUBSERVICER ADVANCES THIS MONTH                                        7,265.49
MASTER SERVICER ADVANCES THIS MONTH                                    1,960.75


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,003,956.99

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      31,654,533.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          109

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 291,341.29

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      626,076.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,668,090.86
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92230301
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.49

POOL TRADING FACTOR:                                                36.06795922


 ................................................................................


Run:        11/21/96     09:44:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00             0.00     0.000000  %          0.00
A-2   760944NF1             0.00             0.00     0.000000  %          0.00
A-3   760944NG9    14,581,000.00             0.00     5.000030  %          0.00
A-4   760944NH7     7,938,000.00     5,347,427.42     5.249810  %    739,365.17
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    32,554,338.98     6.137500  %    862,685.84
A-10  760944NK0             0.00             0.00     2.362500  %          0.00
A-11  760944NL8    37,000,000.00    12,499,498.87     7.250000  %          0.00
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00     9,020,493.03     6.039000  %          0.00
A-14  760944NP9    13,505,000.00     3,526,465.71     8.852806  %          0.00
A-15  760944NQ7             0.00             0.00     0.095581  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,356,630.04     7.000000  %     16,328.45
M-2   760944NW4     1,958,800.00     1,678,315.03     7.000000  %      8,164.23
M-3   760944NX2     1,305,860.00     1,118,870.95     7.000000  %      5,442.79
B-1                 1,567,032.00     1,342,645.17     7.000000  %      6,531.35
B-2                   783,516.00       671,322.58     7.000000  %      3,265.67
B-3                   914,107.69       783,214.50     7.000000  %      3,809.99

- -------------------------------------------------------------------------------
                  261,172,115.69   150,589,222.28                  1,645,593.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        23,327.02    762,692.19             0.00         0.00   4,608,062.25
A-5       104,507.92    104,507.92             0.00         0.00  21,873,000.00
A-6        62,667.58     62,667.58             0.00         0.00  12,561,000.00
A-7       138,166.26    138,166.26             0.00         0.00  23,816,000.00
A-8       104,657.34    104,657.34             0.00         0.00  18,040,000.00
A-9       166,024.10  1,028,709.94             0.00         0.00  31,691,653.14
A-10       63,907.44     63,907.44             0.00         0.00           0.00
A-11       75,301.11     75,301.11             0.00         0.00  12,499,498.87
A-12       14,084.05     14,084.05             0.00         0.00   2,400,000.00
A-13       45,265.37     45,265.37             0.00         0.00   9,020,493.03
A-14       25,941.28     25,941.28             0.00         0.00   3,526,465.71
A-15       11,960.15     11,960.15             0.00         0.00           0.00
R-I             2.65          2.65             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,524.15     35,852.60             0.00         0.00   3,340,301.59
M-2         9,762.08     17,926.31             0.00         0.00   1,670,150.80
M-3         6,508.02     11,950.81             0.00         0.00   1,113,428.16
B-1         7,809.63     14,340.98             0.00         0.00   1,336,113.82
B-2         3,904.81      7,170.48             0.00         0.00     668,056.91
B-3         4,555.64      8,365.63             0.00         0.00     779,404.51

- -------------------------------------------------------------------------------
          887,876.60  2,533,470.09             0.00         0.00 148,943,628.79
===============================================================================

































Run:        11/21/96     09:44:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    673.649209  93.142501     2.938652    96.081153   0.000000    580.506708
A-5   1000.000000   0.000000     4.777942     4.777942   0.000000   1000.000000
A-6   1000.000000   0.000000     4.989060     4.989060   0.000000   1000.000000
A-7   1000.000000   0.000000     5.801405     5.801405   0.000000   1000.000000
A-8   1000.000000   0.000000     5.801405     5.801405   0.000000   1000.000000
A-9    915.038901  24.248414     4.666613    28.915027   0.000000    890.790487
A-11   337.824294   0.000000     2.035165     2.035165   0.000000    337.824294
A-12  1000.000000   0.000000     5.868354     5.868354   0.000000   1000.000000
A-13   261.122971   0.000000     1.310331     1.310331   0.000000    261.122971
A-14   261.122970   0.000000     1.920865     1.920865   0.000000    261.122970
R-I      0.000000   0.000000    26.500000    26.500000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    856.807750   4.167973     4.983702     9.151675   0.000000    852.639777
M-2    856.807755   4.167975     4.983704     9.151679   0.000000    852.639780
M-3    856.807736   4.167974     4.983704     9.151678   0.000000    852.639762
B-1    856.807755   4.167975     4.983708     9.151683   0.000000    852.639780
B-2    856.807749   4.167968     4.983702     9.151670   0.000000    852.639780
B-3    856.807692   4.167977     4.983702     9.151679   0.000000    852.639715

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:44:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,134.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,177.65

SUBSERVICER ADVANCES THIS MONTH                                       26,009.79
MASTER SERVICER ADVANCES THIS MONTH                                    2,495.38


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     901,251.12

 (B)  TWO MONTHLY PAYMENTS:                                    2     350,572.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     406,936.52


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        890,907.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,943,628.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          583

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 239,529.06

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      913,046.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.05601670 %     4.08649200 %    1.85749170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.01957920 %     4.11154247 %    1.86887840 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0961 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              786,800.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,769.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.55071249
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.02

POOL TRADING FACTOR:                                                57.02891689


 ................................................................................


Run:        11/21/96     09:45:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    12,223,131.57     6.500000  %    759,426.32
A-4   760944QX9    38,099,400.00     4,889,247.53    10.000000  %    303,770.21
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.076961  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,138,718.56     7.500000  %     17,588.88
M-2   760944QJ0     3,365,008.00     3,244,872.28     7.500000  %          0.00
M-3   760944QK7     2,692,006.00     2,607,353.24     7.500000  %          0.00
B-1                 2,422,806.00     2,352,099.03     7.500000  %          0.00
B-2                 1,480,605.00     1,444,643.76     7.500000  %          0.00
B-3                 1,480,603.82     1,383,599.13     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  269,200,605.82   152,291,225.10                  1,080,785.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        65,947.73    825,374.05             0.00         0.00  11,463,705.25
A-4        40,583.18    344,353.39             0.00         0.00   4,585,477.32
A-5       383,831.50    383,831.50             0.00         0.00  61,656,000.00
A-6        56,152.85     56,152.85             0.00         0.00   9,020,000.00
A-7       231,272.55    231,272.55             0.00         0.00  37,150,000.00
A-8        57,158.62     57,158.62             0.00         0.00   9,181,560.00
A-9         9,728.56      9,728.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,441.17     62,030.05             0.00         0.00   7,121,129.68
M-2             0.00          0.00             0.00         0.00   3,244,872.28
M-3             0.00          0.00             0.00         0.00   2,607,353.24
B-1             0.00          0.00             0.00         0.00   2,352,099.03
B-2             0.00          0.00             0.00         0.00   1,444,643.76
B-3             0.00          0.00             0.00         0.00   1,350,612.61

- -------------------------------------------------------------------------------
          889,116.16  1,969,901.57             0.00         0.00 151,177,453.17
===============================================================================















































Run:        11/21/96     09:45:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    305.268442  18.966407     1.647022    20.613429   0.000000    286.302035
A-4    128.328728   7.973097     1.065192     9.038289   0.000000    120.355631
A-5   1000.000000   0.000000     6.225371     6.225371   0.000000   1000.000000
A-6   1000.000000   0.000000     6.225371     6.225371   0.000000   1000.000000
A-7   1000.000000   0.000000     6.225371     6.225371   0.000000   1000.000000
A-8   1000.000000   0.000000     6.225371     6.225371   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.298550   2.375907     6.003116     8.379023   0.000000    961.922643
M-2    964.298534   0.000000     0.000000     0.000000   0.000000    964.298534
M-3    968.554023   0.000000     0.000000     0.000000   0.000000    968.554023
B-1    970.816083   0.000000     0.000000     0.000000   0.000000    970.816083
B-2    975.711793   0.000000     0.000000     0.000000   0.000000    975.711794
B-3    934.483021   0.000000     0.000000     0.000000   0.000000    912.203921

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,624.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,252.20

SUBSERVICER ADVANCES THIS MONTH                                       20,192.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     871,850.88

 (B)  TWO MONTHLY PAYMENTS:                                    1     543,810.72

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,313,470.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     151,177,453.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          531

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      689,905.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.06806760 %     8.53033000 %    3.40160240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.01361560 %     8.58154105 %    3.40484330 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0773 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,571,922.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,588,291.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02434981
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.46

POOL TRADING FACTOR:                                                56.15791714


 ................................................................................


Run:        11/21/96     09:45:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00     8,332,597.27     7.000000  %    263,552.36
A-2   760944PP7    20,000,000.00    14,017,703.47     7.000000  %     73,929.41
A-3   760944PQ5    20,000,000.00    14,633,738.52     7.000000  %     66,316.43
A-4   760944PR3    44,814,000.00    34,301,053.96     7.000000  %    129,919.32
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    12,486,595.61     7.000000  %     31,060.73
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     6.239000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63     8.775662  %          0.00
A-14  760944PN2             0.00             0.00     0.210155  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,347,225.34     7.000000  %      8,959.58
M-2   760944PY8     4,333,550.00     4,187,327.07     7.000000  %      4,494.51
M-3   760944PZ5     2,600,140.00     2,512,405.91     7.000000  %      2,696.72
B-1                 2,773,475.00     2,685,483.91     7.000000  %      2,882.49
B-2                 1,560,100.00     1,512,207.26     7.000000  %          0.00
B-3                 1,733,428.45     1,623,557.04     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  346,680,823.45   273,803,244.14                    583,811.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        48,555.80    312,108.16             0.00         0.00   8,069,044.91
A-2        81,684.11    155,613.52             0.00         0.00  13,943,774.06
A-3        85,273.87    151,590.30             0.00         0.00  14,567,422.09
A-4       199,879.46    329,798.78             0.00         0.00  34,171,134.64
A-5       152,964.27    152,964.27             0.00         0.00  26,250,000.00
A-6       174,425.89    174,425.89             0.00         0.00  29,933,000.00
A-7        72,762.02    103,822.75             0.00         0.00  12,455,534.88
A-8       218,520.39    218,520.39             0.00         0.00  37,500,000.00
A-9       250,902.19    250,902.19             0.00         0.00  43,057,000.00
A-10       15,733.47     15,733.47             0.00         0.00   2,700,000.00
A-11      137,522.17    137,522.17             0.00         0.00  23,600,000.00
A-12       22,262.03     22,262.03             0.00         0.00   4,286,344.15
A-13       13,420.01     13,420.01             0.00         0.00   1,837,004.63
A-14       47,900.51     47,900.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        48,641.04     57,600.62             0.00         0.00   8,338,265.76
M-2        24,400.43     28,894.94             0.00         0.00   4,182,832.56
M-3        14,640.32     17,337.04             0.00         0.00   2,509,709.19
B-1        15,648.88     18,531.37             0.00         0.00   2,682,601.42
B-2        21,638.56     21,638.56             0.00         0.00   1,512,207.26
B-3             0.00          0.00             0.00         0.00   1,620,191.25

- -------------------------------------------------------------------------------
        1,646,775.42  2,230,586.97             0.00         0.00 273,216,066.80
===============================================================================





































Run:        11/21/96     09:45:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    280.946669   8.886084     1.637135    10.523219   0.000000    272.060586
A-2    700.885174   3.696471     4.084206     7.780677   0.000000    697.188703
A-3    731.686926   3.315822     4.263694     7.579516   0.000000    728.371105
A-4    765.409335   2.899079     4.460201     7.359280   0.000000    762.510257
A-5   1000.000000   0.000000     5.827210     5.827210   0.000000   1000.000000
A-6   1000.000000   0.000000     5.827210     5.827210   0.000000   1000.000000
A-7    832.439707   2.070715     4.850801     6.921516   0.000000    830.368992
A-8   1000.000000   0.000000     5.827210     5.827210   0.000000   1000.000000
A-9   1000.000000   0.000000     5.827210     5.827210   0.000000   1000.000000
A-10  1000.000000   0.000000     5.827211     5.827211   0.000000   1000.000000
A-11  1000.000000   0.000000     5.827211     5.827211   0.000000   1000.000000
A-12   188.410732   0.000000     0.978551     0.978551   0.000000    188.410732
A-13   188.410731   0.000000     1.376411     1.376411   0.000000    188.410731
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    963.101009   1.033754     5.612192     6.645946   0.000000    962.067255
M-2    966.257934   1.037143     5.630587     6.667730   0.000000    965.220791
M-3    966.257936   1.037144     5.630589     6.667733   0.000000    965.220792
B-1    968.274064   1.039306     5.642337     6.681643   0.000000    967.234758
B-2    969.301493   0.000000    13.869983    13.869983   0.000000    969.301494
B-3    936.616126   0.000000     0.000000     0.000000   0.000000    934.674431

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,894.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,923.28

SUBSERVICER ADVANCES THIS MONTH                                       17,525.01
MASTER SERVICER ADVANCES THIS MONTH                                    1,890.19


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,278,087.54

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        229,764.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     273,216,066.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          946

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 268,083.09

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      293,287.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.37839330 %     5.49553700 %    2.12606990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.37021170 %     5.50143617 %    2.12835210 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2101 %

      BANKRUPTCY AMOUNT AVAILABLE                         109,526.00
      FRAUD AMOUNT AVAILABLE                            2,805,255.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,669,534.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64640666
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.02

POOL TRADING FACTOR:                                                78.80910864


 ................................................................................


Run:        11/21/96     09:45:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00             0.00     6.500000  %          0.00
A-2   760944MG0    25,150,000.00    10,989,406.63     5.500000  %    863,903.02
A-3   760944MH8    12,946,000.00     7,281,762.65     6.387500  %    345,561.21
A-4   760944MJ4             0.00             0.00     2.612500  %          0.00
A-5   760944MV7    22,700,000.00    14,399,542.32     6.500000  %    302,366.06
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     6.567500  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     6.374603  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     6.437500  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     6.635398  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     6.437500  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     6.635398  %          0.00
A-17  760944MU9             0.00             0.00     0.272830  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,335,084.65     6.500000  %     11,630.24
M-2   760944NA2     1,368,000.00     1,166,263.54     6.500000  %      5,808.75
M-3   760944NB0       912,000.00       777,509.02     6.500000  %      3,872.50
B-1                   729,800.00       622,177.72     6.500000  %      3,098.85
B-2                   547,100.00       466,420.17     6.500000  %      2,323.08
B-3                   547,219.77       466,522.20     6.500000  %      2,323.57

- -------------------------------------------------------------------------------
                  182,383,319.77   128,987,650.38                  1,540,887.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        50,277.49    914,180.51             0.00         0.00  10,125,503.61
A-3        38,690.48    384,251.69             0.00         0.00   6,936,201.44
A-4        15,824.48     15,824.48             0.00         0.00           0.00
A-5        77,857.18    380,223.24             0.00         0.00  14,097,176.26
A-6        54,015.14     54,015.14             0.00         0.00  11,100,000.00
A-7        88,078.74     88,078.74             0.00         0.00  16,290,000.00
A-8        68,867.95     68,867.95             0.00         0.00  12,737,000.00
A-9        39,470.53     39,470.53             0.00         0.00   7,300,000.00
A-10       82,185.19     82,185.19             0.00         0.00  15,200,000.00
A-11       20,182.90     20,182.90             0.00         0.00   3,694,424.61
A-12       10,548.52     10,548.52             0.00         0.00   1,989,305.77
A-13       61,453.45     61,453.45             0.00         0.00  11,476,048.76
A-14       29,235.06     29,235.06             0.00         0.00   5,296,638.91
A-15       19,783.39     19,783.39             0.00         0.00   3,694,424.61
A-16        9,411.49      9,411.49             0.00         0.00   1,705,118.82
A-17       29,273.68     29,273.68             0.00         0.00           0.00
R-I             0.17          0.17             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,625.62     24,255.86             0.00         0.00   2,323,454.41
M-2         6,305.89     12,114.64             0.00         0.00   1,160,454.79
M-3         4,203.93      8,076.43             0.00         0.00     773,636.52
B-1         3,364.07      6,462.92             0.00         0.00     619,078.87
B-2         2,521.89      4,844.97             0.00         0.00     464,097.09
B-3         2,522.46      4,846.03             0.00         0.00     464,198.63

- -------------------------------------------------------------------------------
          726,699.70  2,267,586.98             0.00         0.00 127,446,763.10
===============================================================================





























Run:        11/21/96     09:45:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    436.954538  34.350021     1.999105    36.349126   0.000000    402.604517
A-3    562.472011  26.692508     2.988605    29.681113   0.000000    535.779503
A-5    634.341071  13.320091     3.429832    16.749923   0.000000    621.020981
A-6   1000.000000   0.000000     4.866229     4.866229   0.000000   1000.000000
A-7   1000.000000   0.000000     5.406921     5.406921   0.000000   1000.000000
A-8   1000.000000   0.000000     5.406921     5.406921   0.000000   1000.000000
A-9   1000.000000   0.000000     5.406922     5.406922   0.000000   1000.000000
A-10  1000.000000   0.000000     5.406920     5.406920   0.000000   1000.000000
A-11   738.884922   0.000000     4.036580     4.036580   0.000000    738.884922
A-12   738.884916   0.000000     3.918021     3.918021   0.000000    738.884916
A-13   738.884919   0.000000     3.956678     3.956678   0.000000    738.884920
A-14   738.884919   0.000000     4.078312     4.078312   0.000000    738.884919
A-15   738.884922   0.000000     3.956678     3.956678   0.000000    738.884922
A-16   738.884921   0.000000     4.078313     4.078313   0.000000    738.884921
R-I      0.000000   0.000000     1.700000     1.700000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    852.531818   4.246163     4.609573     8.855736   0.000000    848.285655
M-2    852.531827   4.246162     4.609569     8.855731   0.000000    848.285665
M-3    852.531820   4.246162     4.609572     8.855734   0.000000    848.285658
B-1    852.531817   4.246163     4.609578     8.855741   0.000000    848.285654
B-2    852.531841   4.246171     4.609559     8.855730   0.000000    848.285670
B-3    852.531699   4.246155     4.609574     8.855729   0.000000    848.285544

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:05                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,602.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,097.60

SUBSERVICER ADVANCES THIS MONTH                                        2,938.19
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      83,279.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     199,925.62


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     127,446,763.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          480

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      898,445.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.47710400 %     3.31726100 %    1.20563490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.44521950 %     3.34064641 %    1.21413410 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2737 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              676,160.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,936,187.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13737939
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.16

POOL TRADING FACTOR:                                                69.87851919


 ................................................................................


Run:        11/21/96     09:45:06                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    13,589,724.05     6.500000  %    568,444.47
A-5   760944QB7    30,000,000.00    13,291,442.39     7.050000  %    122,591.36
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    27,044,920.24    10.000000  %    249,444.23
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.125577  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,586,884.03     7.500000  %      6,500.44
M-2   760944QU5     3,432,150.00     3,317,604.65     7.500000  %      3,274.07
M-3   760944QV3     2,059,280.00     1,998,597.79     7.500000  %      1,972.37
B-1                 2,196,565.00     2,147,995.40     7.500000  %          0.00
B-2                 1,235,568.00     1,208,247.63     7.500000  %          0.00
B-3                 1,372,850.89     1,002,228.64     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  274,570,013.89   135,319,073.82                    952,226.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        73,402.52    641,846.99             0.00         0.00  13,021,279.58
A-5        77,866.06    200,457.42             0.00         0.00  13,168,851.03
A-6       259,487.39    259,487.39             0.00         0.00  48,041,429.00
A-7       224,736.02    474,180.25             0.00         0.00  26,795,476.01
A-8        94,045.38     94,045.38             0.00         0.00  15,090,000.00
A-9        12,464.60     12,464.60             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       14,120.69     14,120.69             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,051.43     47,551.87             0.00         0.00   6,580,383.59
M-2        20,676.30     23,950.37             0.00         0.00   3,314,330.58
M-3        12,455.86     14,428.23             0.00         0.00   1,996,625.42
B-1        31,464.56     31,464.56             0.00         0.00   2,147,995.40
B-2             0.00          0.00             0.00         0.00   1,208,247.63
B-3             0.00          0.00             0.00         0.00     997,927.37

- -------------------------------------------------------------------------------
          861,770.81  1,813,997.75             0.00         0.00 134,362,545.61
===============================================================================









































Run:        11/21/96     09:45:06
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    508.217055  21.258208     2.745046    24.003254   0.000000    486.958847
A-5    443.048080   4.086379     2.595535     6.681914   0.000000    438.961701
A-6   1000.000000   0.000000     5.401325     5.401325   0.000000   1000.000000
A-7    491.327660   4.531677     4.082801     8.614478   0.000000    486.795982
A-8   1000.000000   0.000000     6.232298     6.232298   0.000000   1000.000000
A-9   1000.000000   0.000000     6.232300     6.232300   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    959.557729   0.946965     5.980251     6.927216   0.000000    958.610764
M-2    966.625774   0.953941     6.024300     6.978241   0.000000    965.671833
M-3    970.532317   0.957796     6.048648     7.006444   0.000000    969.574521
B-1    977.888385   0.000000    14.324438    14.324438   0.000000    977.888385
B-2    977.888412   0.000000     0.000000     0.000000   0.000000    977.888413
B-3    730.034592   0.000000     0.000000     0.000000   0.000000    726.901499

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,820.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,276.36

SUBSERVICER ADVANCES THIS MONTH                                       22,192.51
MASTER SERVICER ADVANCES THIS MONTH                                    2,693.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,372,667.31

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     276,897.07


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,398,756.13

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,362,545.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          474

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 362,380.41

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      822,985.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.98280410 %     8.79631100 %    3.22088490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.90919750 %     8.85018927 %    3.24061320 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1234 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              690,012.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,317,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10482399
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.82

POOL TRADING FACTOR:                                                48.93562254


 ................................................................................


Run:        11/21/96     09:45:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    21,292,813.43     7.000000  %    424,157.54
A-2   760944RC4    15,690,000.00             0.00     7.000000  %          0.00
A-3   760944RD2    16,985,000.00     8,968,903.36     7.000000  %    422,764.92
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    79,452,287.57     7.000000  %    635,191.84
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.190198  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     9,021,758.04     7.000000  %     17,675.62
M-2   760944RM2     4,674,600.00     4,530,477.09     7.000000  %          0.00
M-3   760944RN0     3,739,700.00     3,642,511.23     7.000000  %          0.00
B-1                 2,804,800.00     2,737,341.09     7.000000  %          0.00
B-2                   935,000.00       914,257.10     7.000000  %          0.00
B-3                 1,870,098.07     1,568,550.10     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  373,968,498.07   289,900,899.01                  1,499,789.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       123,829.68    547,987.22             0.00         0.00  20,868,655.89
A-2             0.00          0.00             0.00         0.00           0.00
A-3        52,159.21    474,924.13             0.00         0.00   8,546,138.44
A-4        71,263.90     71,263.90             0.00         0.00  12,254,000.00
A-5        42,604.81     42,604.81             0.00         0.00   7,326,000.00
A-6       427,717.16    427,717.16             0.00         0.00  73,547,000.00
A-7        49,723.06     49,723.06             0.00         0.00   8,550,000.00
A-8       462,059.72  1,097,251.56             0.00         0.00  78,817,095.73
A-9       192,239.23    192,239.23             0.00         0.00  33,056,000.00
A-10      133,984.74    133,984.74             0.00         0.00  23,039,000.00
A-11       45,808.76     45,808.76             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        52,466.59     70,142.21             0.00         0.00   9,004,082.42
M-2        24,934.07     24,934.07             0.00         0.00   4,530,477.09
M-3             0.00          0.00             0.00         0.00   3,642,511.23
B-1             0.00          0.00             0.00         0.00   2,737,341.09
B-2             0.00          0.00             0.00         0.00     914,257.10
B-3             0.00          0.00             0.00         0.00   1,542,309.99

- -------------------------------------------------------------------------------
        1,678,790.93  3,178,580.85             0.00         0.00 288,374,868.98
===============================================================================











































Run:        11/21/96     09:45:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    472.365362   9.409622     2.747070    12.156692   0.000000    462.955740
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    528.048476  24.890487     3.070898    27.961385   0.000000    503.157989
A-4   1000.000000   0.000000     5.815562     5.815562   0.000000   1000.000000
A-5   1000.000000   0.000000     5.815562     5.815562   0.000000   1000.000000
A-6   1000.000000   0.000000     5.815562     5.815562   0.000000   1000.000000
A-7   1000.000000   0.000000     5.815563     5.815563   0.000000   1000.000000
A-8    690.469172   5.520047     4.015466     9.535513   0.000000    684.949124
A-9   1000.000000   0.000000     5.815562     5.815562   0.000000   1000.000000
A-10  1000.000000   0.000000     5.815562     5.815562   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.966151   1.890582     5.611820     7.502402   0.000000    963.075569
M-2    969.168932   0.000000     5.333947     5.333947   0.000000    969.168932
M-3    974.011613   0.000000     0.000000     0.000000   0.000000    974.011613
B-1    975.948763   0.000000     0.000000     0.000000   0.000000    975.948763
B-2    977.815080   0.000000     0.000000     0.000000   0.000000    977.815080
B-3    838.752857   0.000000     0.000000     0.000000   0.000000    824.721449

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       65,294.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,470.38

SUBSERVICER ADVANCES THIS MONTH                                       28,893.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,535,744.94

 (B)  TWO MONTHLY PAYMENTS:                                    2     557,882.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     223,444.45


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        800,715.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     288,374,868.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          997

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      958,050.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.26808380 %     5.93125000 %    1.80066650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.24239650 %     5.95650751 %    1.80109600 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1898 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,942,536.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,169,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58621099
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.37

POOL TRADING FACTOR:                                                77.11207507


 ................................................................................


Run:        11/21/96     09:45:09                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    59,569,735.45     6.500000  %    516,374.69
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.337500  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     6.922500  %          0.00
A-6   760944RV2     5,000,000.00     4,413,686.53     6.500000  %      2,195.90
A-7   760944RW0             0.00             0.00     0.295663  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     2,007,801.13     6.500000  %      9,746.45
M-2   760944RY6       779,000.00       669,066.63     6.500000  %      3,247.84
M-3   760944RZ3       779,100.00       669,152.51     6.500000  %      3,248.26
B-1                   701,100.00       602,159.98     6.500000  %      2,923.06
B-2                   389,500.00       334,533.31     6.500000  %      1,623.92
B-3                   467,420.45       401,457.55     6.500000  %      1,948.79

- -------------------------------------------------------------------------------
                  155,801,920.45   103,421,338.89                    541,308.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       322,547.46    838,922.15             0.00         0.00  59,053,360.76
A-2        28,156.03     28,156.03             0.00         0.00   5,200,000.00
A-3        60,714.13     60,714.13             0.00         0.00  11,213,000.00
A-4        69,929.50     69,929.50             0.00         0.00  13,246,094.21
A-5        29,378.66     29,378.66             0.00         0.00   5,094,651.59
A-6        23,898.44     26,094.34             0.00         0.00   4,411,490.63
A-7        25,471.88     25,471.88             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,871.48     20,617.93             0.00         0.00   1,998,054.68
M-2         3,622.74      6,870.58             0.00         0.00     665,818.79
M-3         3,623.21      6,871.47             0.00         0.00     665,904.25
B-1         3,260.47      6,183.53             0.00         0.00     599,236.92
B-2         1,811.38      3,435.30             0.00         0.00     332,909.39
B-3         2,173.72      4,122.51             0.00         0.00     399,508.76

- -------------------------------------------------------------------------------
          585,459.10  1,126,768.01             0.00         0.00 102,880,029.98
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    600.289570   5.203554     3.250340     8.453894   0.000000    595.086016
A-2   1000.000000   0.000000     5.414621     5.414621   0.000000   1000.000000
A-3   1000.000000   0.000000     5.414620     5.414620   0.000000   1000.000000
A-4    617.533530   0.000000     3.260117     3.260117   0.000000    617.533530
A-5    617.533526   0.000000     3.561050     3.561050   0.000000    617.533526
A-6    882.737306   0.439180     4.779688     5.218868   0.000000    882.298126
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    858.878868   4.169248     4.650503     8.819751   0.000000    854.709621
M-2    858.878858   4.169243     4.650501     8.819744   0.000000    854.709615
M-3    858.878847   4.169247     4.650507     8.819754   0.000000    854.709601
B-1    858.878876   4.169248     4.650506     8.819754   0.000000    854.709628
B-2    858.878845   4.169243     4.650526     8.819769   0.000000    854.709602
B-3    858.878874   4.169244     4.650503     8.819747   0.000000    854.709630

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,666.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,994.42

SUBSERVICER ADVANCES THIS MONTH                                        5,998.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     196,038.95

 (B)  TWO MONTHLY PAYMENTS:                                    1     229,015.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        164,403.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     102,880,029.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          416

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       39,271.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.47078860 %     3.23532900 %    1.29388270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.46905970 %     3.23656371 %    1.29437660 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2957 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              540,104.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,992.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19539535
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              135.26

POOL TRADING FACTOR:                                                66.03258142


 ................................................................................


Run:        11/21/96     09:45:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    21,032,592.42     7.050000  %    955,782.31
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00     7,825,561.58     6.187500  %    215,051.02
A-6   760944SG4             0.00             0.00     3.312500  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.081222  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00     9,983,995.63     7.500000  %          0.00
M-2   760944SP4     5,640,445.00     5,458,797.63     7.500000  %          0.00
M-3   760944SQ2     3,760,297.00     3,651,376.07     7.500000  %          0.00
B-1                 2,820,222.00     2,753,712.73     7.500000  %          0.00
B-2                   940,074.00       922,016.00     7.500000  %          0.00
B-3                 1,880,150.99     1,325,880.93     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   222,562,286.99                  1,170,833.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       123,448.88  1,079,231.19             0.00         0.00  20,076,810.11
A-4       149,363.75    149,363.75             0.00         0.00  24,745,827.00
A-5        40,312.15    255,363.17             0.00         0.00   7,610,510.56
A-6        21,581.25     21,581.25             0.00         0.00           0.00
A-7       341,316.27    341,316.27             0.00         0.00  54,662,626.00
A-8       226,207.69    226,207.69             0.00         0.00  36,227,709.00
A-9       214,463.83    214,463.83             0.00         0.00  34,346,901.00
A-10      122,541.33    122,541.33             0.00         0.00  19,625,291.00
A-11       15,049.77     15,049.77             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1       123,020.47    123,020.47             0.00         0.00   9,983,995.63
M-2             0.00          0.00             0.00         0.00   5,458,797.63
M-3             0.00          0.00             0.00         0.00   3,651,376.07
B-1             0.00          0.00             0.00         0.00   2,753,712.73
B-2             0.00          0.00             0.00         0.00     922,016.00
B-3             0.00          0.00             0.00         0.00   1,277,437.53

- -------------------------------------------------------------------------------
        1,377,305.39  2,548,138.72             0.00         0.00 221,343,010.26
===============================================================================









































Run:        11/21/96     09:45:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    424.616475  19.295810     2.492248    21.788058   0.000000    405.320665
A-4   1000.000000   0.000000     6.035917     6.035917   0.000000   1000.000000
A-5    166.295659   4.569902     0.856646     5.426548   0.000000    161.725757
A-7   1000.000000   0.000000     6.244052     6.244052   0.000000   1000.000000
A-8   1000.000000   0.000000     6.244052     6.244052   0.000000   1000.000000
A-9   1000.000000   0.000000     6.244052     6.244052   0.000000   1000.000000
A-10  1000.000000   0.000000     6.244052     6.244052   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.493983   0.000000    11.896592    11.896592   0.000000    965.493983
M-2    967.795560   0.000000     0.000000     0.000000   0.000000    967.795561
M-3    971.033956   0.000000     0.000000     0.000000   0.000000    971.033956
B-1    976.417009   0.000000     0.000000     0.000000   0.000000    976.417009
B-2    980.790874   0.000000     0.000000     0.000000   0.000000    980.790874
B-3    705.199177   0.000000     0.000000     0.000000   0.000000    679.433480

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,660.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,459.12

SUBSERVICER ADVANCES THIS MONTH                                       19,511.92
MASTER SERVICER ADVANCES THIS MONTH                                    7,080.37


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     896,878.85

 (B)  TWO MONTHLY PAYMENTS:                                    2     769,870.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     254,778.01


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        755,723.43

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     221,343,010.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          753

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 983,460.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      771,825.96

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.17346720 %     8.57924700 %    2.24728540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.13571490 %     8.62650657 %    2.23777850 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0815 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,286,900.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,825,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99781577
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.47

POOL TRADING FACTOR:                                                58.86317153


 ................................................................................


Run:        11/25/96     09:32:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    37,400,147.73     6.970000  %    104,230.95
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    67,421,460.85                    104,230.95
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       249,209.80    353,440.75             0.00         0.00  37,295,916.78
A-2       200,042.14    200,042.14             0.00         0.00  30,021,313.12
S          15,429.56     15,429.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          464,681.50    568,912.45             0.00         0.00  67,317,229.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    920.798745   2.566186     6.135593     8.701779   0.000000    918.232559
A-2   1000.000000   0.000000     6.663337     6.663337   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-November-96 
DISTRIBUTION DATE        29-November-96 

Run:     11/25/96     09:32:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,685.54

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,317,229.90

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,036,225.95

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                95.29823725


 ................................................................................


Run:        11/21/96     09:45:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    14,066,068.84     9.860000  %    105,117.82
A-2   760944SZ2    24,926,000.00             0.00     6.350000  %          0.00
A-3   760944TA6    25,850,000.00    14,964,702.79     6.350000  %    462,518.43
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     6.339000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00     8.850790  %          0.00
A-10  760944TC2             0.00             0.00     0.105353  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,174,723.59     7.000000  %      5,398.57
M-2   760944TK4     3,210,000.00     3,104,834.15     7.000000  %      3,239.14
M-3   760944TL2     2,141,000.00     2,070,856.67     7.000000  %      2,160.44
B-1                 1,070,000.00     1,034,944.72     7.000000  %      1,079.71
B-2                   642,000.00       620,966.83     7.000000  %        647.83
B-3                   963,170.23       867,521.81     7.000000  %        905.06

- -------------------------------------------------------------------------------
                  214,013,270.23   169,560,619.40                    581,067.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       115,463.66    220,581.48             0.00         0.00  13,960,951.02
A-2             0.00          0.00             0.00         0.00           0.00
A-3        79,111.11    541,629.54             0.00         0.00  14,502,184.36
A-4       248,074.96    248,074.96             0.00         0.00  46,926,000.00
A-5       227,278.48    227,278.48             0.00         0.00  39,000,000.00
A-6        24,988.97     24,988.97             0.00         0.00   4,288,000.00
A-7       179,281.93    179,281.93             0.00         0.00  30,764,000.00
A-8        25,967.92     25,967.92             0.00         0.00   4,920,631.00
A-9        12,949.13     12,949.13             0.00         0.00   1,757,369.00
A-10       14,871.99     14,871.99             0.00         0.00           0.00
R               0.02          0.02             0.00         0.00           0.00
M-1        30,156.50     35,555.07             0.00         0.00   5,169,325.02
M-2        18,093.89     21,333.03             0.00         0.00   3,101,595.01
M-3        12,068.24     14,228.68             0.00         0.00   2,068,696.23
B-1         6,031.30      7,111.01             0.00         0.00   1,033,865.01
B-2         3,618.78      4,266.61             0.00         0.00     620,319.00
B-3         5,055.62      5,960.68             0.00         0.00     866,616.75

- -------------------------------------------------------------------------------
        1,003,012.50  1,584,079.50             0.00         0.00 168,979,552.40
===============================================================================













































Run:        11/21/96     09:45:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    633.464032   4.733971     5.199895     9.933866   0.000000    628.730062
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    578.905330  17.892396     3.060391    20.952787   0.000000    561.012935
A-4   1000.000000   0.000000     5.286514     5.286514   0.000000   1000.000000
A-5   1000.000000   0.000000     5.827653     5.827653   0.000000   1000.000000
A-6   1000.000000   0.000000     5.827652     5.827652   0.000000   1000.000000
A-7   1000.000000   0.000000     5.827653     5.827653   0.000000   1000.000000
A-8   1000.000000   0.000000     5.277356     5.277356   0.000000   1000.000000
A-9   1000.000000   0.000000     7.368475     7.368475   0.000000   1000.000000
R        0.000000   0.000000     0.200000     0.200000   0.000000      0.000000
M-1    967.238054   1.009079     5.636729     6.645808   0.000000    966.228976
M-2    967.238053   1.009078     5.636726     6.645804   0.000000    966.228975
M-3    967.238052   1.009080     5.636730     6.645810   0.000000    966.228972
B-1    967.238056   1.009075     5.636729     6.645804   0.000000    966.228981
B-2    967.238053   1.009081     5.636729     6.645810   0.000000    966.228972
B-3    900.694169   0.939657     5.248927     6.188584   0.000000    899.754501

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,863.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,876.23

SUBSERVICER ADVANCES THIS MONTH                                       10,142.20
MASTER SERVICER ADVANCES THIS MONTH                                    2,068.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     989,608.47

 (B)  TWO MONTHLY PAYMENTS:                                    1     485,303.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     168,979,552.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          591

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 291,138.07

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      404,171.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.40752490 %     6.10425600 %    1.48821900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.38936500 %     6.11885646 %    1.49177860 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1056 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,712,943.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,252,997.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58439711
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.27

POOL TRADING FACTOR:                                                78.95751148


 ................................................................................


Run:        11/21/96     09:45:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    31,399,891.19     6.038793  %    855,892.07
A-2   760944UF3    47,547,000.00    31,962,898.12     6.087500  %    411,344.74
A-3   760944UG1             0.00             0.00     2.912500  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    23,294,503.72     7.000000  %    241,027.23
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.123514  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,366,799.18     7.000000  %     16,343.61
M-2   760944UR7     1,948,393.00     1,683,396.95     7.000000  %      8,171.79
M-3   760944US5     1,298,929.00     1,122,264.95     7.000000  %      5,447.86
B-1                   909,250.00       785,585.18     7.000000  %      3,813.50
B-2                   389,679.00       336,679.74     7.000000  %      1,634.36
B-3                   649,465.07       561,133.05     7.000000  %      2,723.94

- -------------------------------------------------------------------------------
                  259,785,708.07   140,261,152.08                  1,546,399.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       157,419.46  1,013,311.53             0.00         0.00  30,543,999.12
A-2       161,534.48    572,879.22             0.00         0.00  31,551,553.38
A-3        77,284.47     77,284.47             0.00         0.00           0.00
A-4       105,402.39    105,402.39             0.00         0.00  22,048,000.00
A-5        44,062.60     44,062.60             0.00         0.00   8,492,000.00
A-6        88,379.24     88,379.24             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       135,372.87    376,400.10             0.00         0.00  23,053,476.49
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       14,382.52     14,382.52             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,565.70     35,909.31             0.00         0.00   3,350,455.57
M-2         9,782.84     17,954.63             0.00         0.00   1,675,225.16
M-3         6,521.90     11,969.76             0.00         0.00   1,116,817.09
B-1         4,565.32      8,378.82             0.00         0.00     781,771.68
B-2         1,956.57      3,590.93             0.00         0.00     335,045.38
B-3         3,260.92      5,984.86             0.00         0.00     558,409.11

- -------------------------------------------------------------------------------
          829,491.28  2,375,890.38             0.00         0.00 138,714,752.98
===============================================================================









































Run:        11/21/96     09:45:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    491.960818  13.409771     2.466385    15.876156   0.000000    478.551047
A-2    672.237957   8.651329     3.397364    12.048693   0.000000    663.586628
A-4   1000.000000   0.000000     4.780587     4.780587   0.000000   1000.000000
A-5   1000.000000   0.000000     5.188719     5.188719   0.000000   1000.000000
A-6   1000.000000   0.000000     5.811365     5.811365   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    358.785444   3.712338     2.085033     5.797371   0.000000    355.073106
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    863.992530   4.194119     5.020976     9.215095   0.000000    859.798411
M-2    863.992506   4.194118     5.020979     9.215097   0.000000    859.798388
M-3    863.992528   4.194117     5.020983     9.215100   0.000000    859.798411
B-1    863.992499   4.194116     5.020973     9.215089   0.000000    859.798383
B-2    863.992517   4.194119     5.020979     9.215098   0.000000    859.798398
B-3    863.992655   4.194098     5.020978     9.215076   0.000000    859.798526

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,819.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,502.49

SUBSERVICER ADVANCES THIS MONTH                                       16,682.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      53,996.54

 (B)  TWO MONTHLY PAYMENTS:                                    2     571,630.29

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        989,385.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     138,714,752.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          580

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      865,522.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.39911980 %     4.40069200 %    1.20018830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.36417260 %     4.42815035 %    1.20767700 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1225 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              723,500.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.52937645
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              134.27

POOL TRADING FACTOR:                                                53.39583690


 ................................................................................


Run:        11/21/96     09:45:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    16,541,098.28     7.500000  %    153,988.59
A-3   760944SW9    49,628,000.00    48,654,671.96     6.200000  %    452,948.42
A-4   760944SX7    41,944,779.00    41,285,827.83     6.087500  %    306,649.84
A-5   760944SY5       446,221.00       439,210.88   320.775000  %      3,262.23
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    14,924,825.57     7.500000  %    102,017.25
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.034051  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,569,726.12     7.500000  %      8,597.01
M-2   760944TY4     4,823,973.00     4,674,395.27     7.500000  %      4,689.28
M-3   760944TZ1     3,215,982.00     3,116,263.52     7.500000  %      3,126.18
B-1                 1,929,589.00     1,869,757.91     7.500000  %      1,875.71
B-2                   803,995.00       779,065.38     7.500000  %        781.55
B-3                 1,286,394.99     1,121,884.51     7.500000  %      1,125.46

- -------------------------------------------------------------------------------
                  321,598,232.99   203,144,727.23                  1,039,061.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       103,254.26    257,242.85             0.00         0.00  16,387,109.69
A-3       251,072.21    704,020.63             0.00         0.00  48,201,723.54
A-4       209,181.07    515,830.91             0.00         0.00  40,979,177.99
A-5       117,261.65    120,523.88             0.00         0.00     435,948.65
A-6       186,745.06    186,745.06             0.00         0.00  32,053,000.00
A-7        69,676.40     69,676.40             0.00         0.00  11,162,000.00
A-8        84,458.13     84,458.13             0.00         0.00  13,530,000.00
A-9         6,385.86      6,385.86             0.00         0.00   1,023,000.00
A-10       93,165.03    195,182.28             0.00         0.00  14,822,808.32
A-11       21,223.77     21,223.77             0.00         0.00   3,400,000.00
A-12        5,757.29      5,757.29             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        53,494.68     62,091.69             0.00         0.00   8,561,129.11
M-2        29,178.91     33,868.19             0.00         0.00   4,669,705.99
M-3        19,452.61     22,578.79             0.00         0.00   3,113,137.34
B-1        11,671.57     13,547.28             0.00         0.00   1,867,882.20
B-2         4,863.15      5,644.70             0.00         0.00     778,283.83
B-3         7,003.15      8,128.61             0.00         0.00   1,069,609.96

- -------------------------------------------------------------------------------
        1,273,844.80  2,312,906.32             0.00         0.00 202,054,516.62
===============================================================================







































Run:        11/21/96     09:45:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    322.753137   3.004655     2.014717     5.019372   0.000000    319.748482
A-3    980.387522   9.126872     5.059084    14.185956   0.000000    971.260650
A-4    984.290031   7.310799     4.987059    12.297858   0.000000    976.979232
A-5    984.290027   7.310794   262.788282   270.099076   0.000000    976.979232
A-6   1000.000000   0.000000     5.826134     5.826134   0.000000   1000.000000
A-7   1000.000000   0.000000     6.242286     6.242286   0.000000   1000.000000
A-8   1000.000000   0.000000     6.242286     6.242286   0.000000   1000.000000
A-9   1000.000000   0.000000     6.242287     6.242287   0.000000   1000.000000
A-10   559.611007   3.825169     3.493252     7.318421   0.000000    555.785839
A-11  1000.000000   0.000000     6.242285     6.242285   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.992835   0.972078     6.048730     7.020808   0.000000    968.020757
M-2    968.992834   0.972078     6.048730     7.020808   0.000000    968.020756
M-3    968.992836   0.972076     6.048731     7.020807   0.000000    968.020760
B-1    968.992832   0.972077     6.048734     7.020811   0.000000    968.020755
B-2    968.992817   0.972083     6.048732     7.020815   0.000000    968.020734
B-3    872.115111   0.874895     5.443997     6.318892   0.000000    831.478642

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       47,145.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    21,220.85

SUBSERVICER ADVANCES THIS MONTH                                       36,070.69
MASTER SERVICER ADVANCES THIS MONTH                                   12,863.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,312,426.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,657,194.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     202,054,516.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          709

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,793,440.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      460,790.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.09027060 %     8.05356100 %    1.85616820 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.07211090 %     8.08889240 %    1.83899670 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0342 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,057,146.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,647,160.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94081627
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.18

POOL TRADING FACTOR:                                                62.82824216


 ................................................................................


Run:        11/21/96     09:45:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00    56,731,677.05     7.738122  %  1,532,610.70
M     760944SU3     3,678,041.61     3,476,367.40     7.738122  %      3,043.95
R     760944SV1           100.00             0.00     7.738122  %          0.00
B-1                 4,494,871.91     4,248,409.27     7.738122  %      3,719.96
B-2                 1,225,874.16       204,208.66     7.738122  %        178.79

- -------------------------------------------------------------------------------
                  163,449,887.68    64,660,662.38                  1,539,553.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         361,371.18  1,893,981.88             0.00         0.00  55,199,066.35
M          22,143.87     25,187.82             0.00         0.00   3,473,323.45
R               0.00          0.00             0.00         0.00           0.00
B-1        27,061.65     30,781.61             0.00         0.00   4,244,689.31
B-2         1,300.77      1,479.56             0.00         0.00     128,533.45

- -------------------------------------------------------------------------------
          411,877.47  1,951,430.87             0.00         0.00  63,045,612.56
===============================================================================











Run:        11/21/96     09:45:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      368.265555   9.948723     2.345789    12.294512   0.000000    358.316832
M      945.168046   0.827601     6.020560     6.848161   0.000000    944.340445
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    945.168039   0.827601     6.020561     6.848162   0.000000    944.340438
B-2    166.582074   0.145847     1.061104     1.206951   0.000000    104.850444

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,878.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,642.98

SUBSERVICER ADVANCES THIS MONTH                                       44,903.68
MASTER SERVICER ADVANCES THIS MONTH                                    5,857.32


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,274,026.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     481,846.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     247,190.03


FORECLOSURES
  NUMBER OF LOANS                                                            12
  AGGREGATE PRINCIPAL BALANCE                                      4,199,506.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,045,612.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          217

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 779,795.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,254,766.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.73754390 %     5.37632500 %    6.88613100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.55417560 %     5.50922310 %    6.93660130 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,937,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.19520618
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.52

POOL TRADING FACTOR:                                                38.57182985


 ................................................................................


Run:        11/21/96     09:45:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00     9,455,195.15     7.000000  %  2,285,574.83
A-2   760944VV7    41,000,000.00    27,548,112.67     7.000000  %    366,968.64
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,283,320.34     0.000000  %      6,053.80
A-9   760944WC8             0.00             0.00     0.251921  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,293,769.35     7.000000  %      9,595.09
M-2   760944WE4     7,479,800.00     7,228,626.87     7.000000  %      7,462.99
M-3   760944WF1     4,274,200.00     4,130,671.55     7.000000  %      4,264.59
B-1                 2,564,500.00     2,478,383.62     7.000000  %      2,558.74
B-2                   854,800.00       826,095.67     7.000000  %        852.88
B-3                 1,923,420.54     1,135,633.22     7.000000  %      1,172.45

- -------------------------------------------------------------------------------
                  427,416,329.03   328,335,808.44                  2,684,504.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        55,083.71  2,340,658.54             0.00         0.00   7,169,620.32
A-2       160,488.72    527,457.36             0.00         0.00  27,181,144.03
A-3       845,114.04    845,114.04             0.00         0.00 145,065,000.00
A-4       210,455.63    210,455.63             0.00         0.00  36,125,000.00
A-5       281,110.45    281,110.45             0.00         0.00  48,253,000.00
A-6       161,251.24    161,251.24             0.00         0.00  27,679,000.00
A-7        45,639.01     45,639.01             0.00         0.00   7,834,000.00
A-8             0.00      6,053.80             0.00         0.00   1,277,266.54
A-9        68,839.37     68,839.37             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        54,143.28     63,738.37             0.00         0.00   9,284,174.26
M-2        42,112.25     49,575.24             0.00         0.00   7,221,163.88
M-3        24,064.30     28,328.89             0.00         0.00   4,126,406.96
B-1        14,438.47     16,997.21             0.00         0.00   2,475,824.88
B-2         4,812.63      5,665.51             0.00         0.00     825,242.79
B-3         6,615.95      7,788.40             0.00         0.00   1,134,460.77

- -------------------------------------------------------------------------------
        1,974,169.05  4,658,673.06             0.00         0.00 325,651,304.43
===============================================================================

















































Run:        11/21/96     09:45:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    101.410332  24.513603     0.590792    25.104395   0.000000     76.896729
A-2    671.905187   8.950455     3.914359    12.864814   0.000000    662.954732
A-3   1000.000000   0.000000     5.825761     5.825761   0.000000   1000.000000
A-4   1000.000000   0.000000     5.825761     5.825761   0.000000   1000.000000
A-5   1000.000000   0.000000     5.825761     5.825761   0.000000   1000.000000
A-6   1000.000000   0.000000     5.825761     5.825761   0.000000   1000.000000
A-7   1000.000000   0.000000     5.825761     5.825761   0.000000   1000.000000
A-8    849.988822   4.009648     0.000000     4.009648   0.000000    845.979175
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.419806   0.997753     5.630131     6.627884   0.000000    965.422053
M-2    966.419807   0.997753     5.630130     6.627883   0.000000    965.422054
M-3    966.419810   0.997752     5.630130     6.627882   0.000000    965.422058
B-1    966.419817   0.997754     5.630131     6.627885   0.000000    965.422063
B-2    966.419829   0.997754     5.630124     6.627878   0.000000    965.422075
B-3    590.423777   0.609565     3.439669     4.049234   0.000000    589.814212

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       78,301.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    34,681.09

SUBSERVICER ADVANCES THIS MONTH                                       34,251.65
MASTER SERVICER ADVANCES THIS MONTH                                    6,590.31


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,704,500.26

 (B)  TWO MONTHLY PAYMENTS:                                    3     861,516.66

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     542,088.01


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        845,111.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     325,651,304.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,126

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 961,440.85

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,345,523.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.35746460 %     6.29022700 %    1.35230830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.30241880 %     6.33553277 %    1.36204840 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,279,307.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,279,307.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63648892
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.17

POOL TRADING FACTOR:                                                76.19065588


 ................................................................................


Run:        11/21/96     09:45:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    33,501,308.82     6.500000  %  1,474,718.39
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    26,010,319.24     6.500000  %          0.00
A-6   760944VG0    64,049,000.00    54,704,059.67     6.500000  %          0.00
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.253287  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     8,776,292.59     6.500000  %     42,241.90
B                     781,392.32       675,205.79     6.500000  %      3,249.89

- -------------------------------------------------------------------------------
                  312,503,992.32   217,633,186.11                  1,520,210.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       181,247.03  1,655,965.42             0.00         0.00  32,026,590.43
A-2       201,798.52    201,798.52             0.00         0.00  37,300,000.00
A-3        94,580.21     94,580.21             0.00         0.00  17,482,000.00
A-4        27,699.95     27,699.95             0.00         0.00   5,120,000.00
A-5       140,719.68    140,719.68             0.00         0.00  26,010,319.24
A-6       295,957.06    295,957.06             0.00         0.00  54,704,059.67
A-7       184,291.28    184,291.28             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       45,881.01     45,881.01             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          47,481.04     89,722.94             0.00         0.00   8,734,050.69
B           3,652.96      6,902.85             0.00         0.00     671,955.90

- -------------------------------------------------------------------------------
        1,223,308.74  2,743,518.92             0.00         0.00 216,112,975.93
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    378.648547  16.668005     2.048545    18.716550   0.000000    361.980542
A-2   1000.000000   0.000000     5.410148     5.410148   0.000000   1000.000000
A-3   1000.000000   0.000000     5.410148     5.410148   0.000000   1000.000000
A-4   1000.000000   0.000000     5.410146     5.410146   0.000000   1000.000000
A-5    693.608513   0.000000     3.752525     3.752525   0.000000    693.608513
A-6    854.097014   0.000000     4.620791     4.620791   0.000000    854.097014
A-7   1000.000000   0.000000     5.410148     5.410148   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      864.106000   4.159100     4.674941     8.834041   0.000000    859.946900
B      864.105997   4.159102     4.674937     8.834039   0.000000    859.946896

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,890.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,748.85

SUBSERVICER ADVANCES THIS MONTH                                       19,211.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     309,194.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     262,049.81


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,333,986.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     216,112,975.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          856

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      472,701.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.65714290 %     4.03260800 %    0.31024950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.64764380 %     4.04142817 %    0.31092810 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2530 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,096,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,543,851.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15346697
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.59

POOL TRADING FACTOR:                                                69.15526881


 ................................................................................


Run:        11/21/96     09:45:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    35,617,673.78     5.400000  %    527,911.86
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,496,926.28     7.000000  %          0.00
A-5   760944WN4       491,000.00       448,220.39     7.000000  %          0.00
A-6   760944VS4    29,197,500.00    26,829,850.30     6.000000  %          0.00
A-7   760944WW4     9,732,500.00     8,943,283.44    10.000000  %          0.00
A-8   760944WX2    20,191,500.00    17,081,606.39     5.989000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44     9.359002  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     6.687500  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     7.875000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.152243  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,167,510.79     7.000000  %      5,469.29
M-2   760944WQ7     3,209,348.00     3,100,490.44     7.000000  %      3,281.56
M-3   760944WR5     2,139,566.00     2,066,994.26     7.000000  %      2,187.70
B-1                 1,390,718.00     1,343,546.37     7.000000  %      1,422.01
B-2                   320,935.00       310,049.26     7.000000  %        328.16
B-3                   962,805.06       668,936.91     7.000000  %        707.99

- -------------------------------------------------------------------------------
                  213,956,513.06   176,689,077.05                    541,308.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       160,053.50    687,965.36             0.00         0.00  35,089,761.92
A-2        97,531.39     97,531.39             0.00         0.00  18,171,000.00
A-3        25,100.38     25,100.38             0.00         0.00   4,309,000.00
A-4       195,123.18    195,123.18             0.00         0.00  33,496,926.28
A-5         2,610.93      2,610.93             0.00         0.00     448,220.39
A-6       133,960.07    133,960.07             0.00         0.00  26,829,850.30
A-7        74,422.26     74,422.26             0.00         0.00   8,943,283.44
A-8        85,131.22     85,131.22             0.00         0.00  17,081,606.39
A-9        57,014.76     57,014.76             0.00         0.00   7,320,688.44
A-10       48,441.24     48,441.24             0.00         0.00   8,704,536.00
A-11       20,372.49     20,372.49             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       55,739.89     55,739.89             0.00         0.00           0.00
A-14       22,384.81     22,384.81             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,101.30     35,570.59             0.00         0.00   5,162,041.50
M-2        18,060.68     21,342.24             0.00         0.00   3,097,208.88
M-3        12,040.47     14,228.17             0.00         0.00   2,064,806.56
B-1         7,826.30      9,248.31             0.00         0.00   1,342,124.36
B-2         1,806.07      2,134.23             0.00         0.00     309,721.10
B-3         3,896.62      4,604.61             0.00         0.00     668,228.92

- -------------------------------------------------------------------------------
        1,051,617.56  1,592,926.13             0.00         0.00 176,147,768.48
===============================================================================



































Run:        11/21/96     09:45:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    602.148295   8.924817     2.705846    11.630663   0.000000    593.223478
A-2   1000.000000   0.000000     5.367420     5.367420   0.000000   1000.000000
A-3   1000.000000   0.000000     5.825106     5.825106   0.000000   1000.000000
A-4    963.172558   0.000000     5.610583     5.610583   0.000000    963.172558
A-5    912.872485   0.000000     5.317576     5.317576   0.000000    912.872485
A-6    918.909163   0.000000     4.588066     4.588066   0.000000    918.909164
A-7    918.909164   0.000000     7.646777     7.646777   0.000000    918.909164
A-8    845.980060   0.000000     4.216191     4.216191   0.000000    845.980060
A-9    845.980059   0.000000     6.588636     6.588636   0.000000    845.980059
A-10  1000.000000   0.000000     5.565057     5.565057   0.000000   1000.000000
A-11  1000.000000   0.000000     6.553244     6.553244   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.081097   1.022500     5.627525     6.650025   0.000000    965.058598
M-2    966.081098   1.022501     5.627523     6.650024   0.000000    965.058598
M-3    966.081093   1.022497     5.627529     6.650026   0.000000    965.058596
B-1    966.081096   1.022501     5.627525     6.650026   0.000000    965.058596
B-2    966.081169   1.022512     5.627526     6.650038   0.000000    965.058657
B-3    694.779180   0.735331     4.047164     4.782495   0.000000    694.043839

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,079.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,603.52

SUBSERVICER ADVANCES THIS MONTH                                       18,466.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,978,418.13

 (B)  TWO MONTHLY PAYMENTS:                                    1     189,570.31

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     237,872.50


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        225,909.54

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     176,147,768.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          597

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      354,301.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.83627020 %     5.84925500 %    1.31447430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.82186120 %     5.86102057 %    1.31711820 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1523 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,772,076.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,047,327.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53628853
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.40

POOL TRADING FACTOR:                                                82.32877138


 ................................................................................


Run:        11/21/96     09:45:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    52,248,911.66     8.122365  %  1,679,059.04
M     760944VP0     3,025,700.00     2,820,299.07     8.122365  %      2,236.25
R     760944VQ8           100.00             0.00     8.122365  %          0.00
B-1                 3,429,100.00     2,858,968.41     8.122365  %      2,266.92
B-2                   941,300.03             0.00     8.122365  %          0.00

- -------------------------------------------------------------------------------
                  134,473,200.03    57,928,179.14                  1,683,562.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         350,497.76  2,029,556.80             0.00         0.00  50,569,852.62
M          18,919.21     21,155.46             0.00         0.00   2,818,062.82
R               0.00          0.00             0.00         0.00           0.00
B-1        19,178.62     21,445.54             0.00         0.00   2,675,209.78
B-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          388,595.59  2,072,157.80             0.00         0.00  56,063,125.22
===============================================================================











Run:        11/21/96     09:45:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      411.159468  13.212926     2.758153    15.971079   0.000000    397.946541
M      932.114575   0.739085     6.252837     6.991922   0.000000    931.375490
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    833.737252   0.661083     5.592902     6.253985   0.000000    780.149246
B-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,007.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,886.62

SUBSERVICER ADVANCES THIS MONTH                                       26,272.46
MASTER SERVICER ADVANCES THIS MONTH                                    6,595.78


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,314,620.67

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     638,088.38


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,619,339.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,063,125.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          187

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 910,229.33

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,341,932.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.19601930 %     4.86861300 %    4.93536730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.20162970 %     5.02658888 %    4.77178140 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              852,072.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56524795
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.23

POOL TRADING FACTOR:                                                41.69092816


 ................................................................................


Run:        11/21/96     09:45:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    15,085,216.66     6.847166  %    322,988.10
A-2   760944XA1    25,550,000.00    25,550,000.00     6.847166  %          0.00
A-3   760944XB9    15,000,000.00    12,557,935.50     6.847166  %     65,638.01
A-4                32,700,000.00    32,700,000.00     6.847166  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.847166  %          0.00
B-1                 2,684,092.00     2,587,384.26     6.847166  %      2,755.58
B-2                 1,609,940.00     1,551,933.93     6.847166  %      1,652.82
B-3                 1,341,617.00     1,293,278.58     6.847166  %      1,377.35
B-4                   536,646.00       517,310.69     6.847166  %        550.94
B-5                   375,652.00       362,117.28     6.847166  %        385.66
B-6                   429,317.20       413,848.91     6.847166  %        440.76

- -------------------------------------------------------------------------------
                  107,329,364.20    92,619,025.81                    395,789.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,918.05    408,906.15             0.00         0.00  14,762,228.56
A-2       145,520.38    145,520.38             0.00         0.00  25,550,000.00
A-3        71,523.89    137,161.90             0.00         0.00  12,492,297.49
A-4       186,243.29    186,243.29             0.00         0.00  32,700,000.00
A-5         3,913.68      3,913.68             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        14,736.48     17,492.06             0.00         0.00   2,584,628.68
B-2         8,839.06     10,491.88             0.00         0.00   1,550,281.11
B-3         7,365.89      8,743.24             0.00         0.00   1,291,901.23
B-4         2,946.35      3,497.29             0.00         0.00     516,759.75
B-5         2,062.44      2,448.10             0.00         0.00     361,731.62
B-6         2,357.10      2,797.86             0.00         0.00     413,408.15

- -------------------------------------------------------------------------------
          531,426.61    927,215.83             0.00         0.00  92,223,236.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    556.608983  11.917501     3.170174    15.087675   0.000000    544.691483
A-2   1000.000000   0.000000     5.695514     5.695514   0.000000   1000.000000
A-3    837.195700   4.375867     4.768259     9.144126   0.000000    832.819833
A-4   1000.000000   0.000000     5.695513     5.695513   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    963.970035   1.026634     5.490304     6.516938   0.000000    962.943401
B-2    963.970042   1.026635     5.490304     6.516939   0.000000    962.943408
B-3    963.970030   1.026634     5.490308     6.516942   0.000000    962.943396
B-4    963.970085   1.026636     5.490305     6.516941   0.000000    962.943449
B-5    963.970057   1.026642     5.490294     6.516936   0.000000    962.943416
B-6    963.970020   1.026630     5.490299     6.516929   0.000000    962.943390

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,835.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,706.13

SUBSERVICER ADVANCES THIS MONTH                                        9,312.42
MASTER SERVICER ADVANCES THIS MONTH                                    3,129.23


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,367,002.46

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,223,236.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 460,770.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      297,149.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.73812960 %     7.26187040 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.71473140 %     7.28526860 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                              923,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.26875670
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.11

POOL TRADING FACTOR:                                                85.92544760


 ................................................................................


Run:        11/21/96     09:45:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     3,328,540.56     7.085376  %     75,055.65
A-2   760944XF0    25,100,000.00     7,980,913.50     7.085376  %    725,325.17
A-3   760944XG8    29,000,000.00     9,220,975.73     5.995376  %    838,025.09
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.085376  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.085376  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.085376  %          0.00
R-I   760944XL7           100.00             0.00     7.085376  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.085376  %          0.00
M-1   760944XM5     5,029,000.00     4,870,848.85     7.085376  %      5,092.81
M-2   760944XN3     3,520,000.00     3,409,303.66     7.085376  %      3,564.66
M-3   760944XP8     2,012,000.00     1,948,726.95     7.085376  %      2,037.53
B-1   760944B80     1,207,000.00     1,169,042.48     7.085376  %      1,222.32
B-2   760944B98       402,000.00       389,357.96     7.085376  %        407.10
B-3                   905,558.27       663,721.54     7.085376  %        693.97

- -------------------------------------------------------------------------------
                  201,163,005.27   161,658,431.23                  1,651,424.30
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        19,516.91     94,572.56             0.00         0.00   3,253,484.91
A-2        46,796.13    772,121.30             0.00         0.00   7,255,588.33
A-3        45,749.65    883,774.74             0.00         0.00   8,382,950.64
A-4         8,317.60      8,317.60             0.00         0.00           0.00
A-5       305,658.68    305,658.68             0.00         0.00  52,129,000.00
A-6       206,782.39    206,782.39             0.00         0.00  35,266,000.00
A-7       242,057.23    242,057.23             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,560.25     33,653.06             0.00         0.00   4,865,756.04
M-2        19,990.47     23,555.13             0.00         0.00   3,405,739.00
M-3        11,426.37     13,463.90             0.00         0.00   1,946,689.42
B-1         6,854.69      8,077.01             0.00         0.00   1,167,820.16
B-2         2,283.01      2,690.11             0.00         0.00     388,950.86
B-3         3,891.72      4,585.69             0.00         0.00     663,027.57

- -------------------------------------------------------------------------------
          947,885.10  2,599,309.40             0.00         0.00 160,007,006.93
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    652.655012  14.716794     3.826845    18.543639   0.000000    637.938218
A-2    317.964681  28.897417     1.864388    30.761805   0.000000    289.067264
A-3    317.964680  28.897417     1.577574    30.474991   0.000000    289.067263
A-5   1000.000000   0.000000     5.863506     5.863506   0.000000   1000.000000
A-6   1000.000000   0.000000     5.863506     5.863506   0.000000   1000.000000
A-7   1000.000000   0.000000     5.863505     5.863505   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.552167   1.012688     5.679111     6.691799   0.000000    967.539479
M-2    968.552176   1.012688     5.679111     6.691799   0.000000    967.539489
M-3    968.552162   1.012689     5.679110     6.691799   0.000000    967.539473
B-1    968.552179   1.012693     5.679114     6.691807   0.000000    967.539486
B-2    968.552139   1.012687     5.679129     6.691816   0.000000    967.539453
B-3    732.941835   0.766334     4.297603     5.063937   0.000000    732.175490

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,439.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,058.91

SUBSERVICER ADVANCES THIS MONTH                                        9,273.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     695,804.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        654,450.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     160,007,006.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          565

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,482,399.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.29795730 %     6.32746400 %    1.37457850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.22660100 %     6.38608562 %    1.38731340 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,614,792.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46089190
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.96

POOL TRADING FACTOR:                                                79.54097062


 ................................................................................


Run:        11/21/96     09:45:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00             0.00     6.573370  %          0.00
A-2   760944XR4     6,046,000.00     3,575,900.78     4.450000  %    731,153.76
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    36,544,853.62     6.250000  %    584,942.84
A-5   760944YM4    24,343,000.00    21,639,738.28     5.837500  %    800,170.27
A-6   760944YN2             0.00             0.00     2.662500  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    30,136,089.14     7.000000  %     89,547.04
A-12  760944YX0    16,300,192.00    11,995,104.41     6.137500  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     5.525238  %          0.00
A-14  760944YZ5             0.00             0.00     0.210860  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,202,306.49     6.500000  %     34,323.19
B                     777,263.95       508,638.17     6.500000  %      2,423.96

- -------------------------------------------------------------------------------
                  259,085,063.95   184,573,057.92                  2,242,561.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        13,207.19    744,360.95             0.00         0.00   2,844,747.02
A-3        72,776.62     72,776.62             0.00         0.00  17,312,000.00
A-4       189,570.79    774,513.63             0.00         0.00  35,959,910.78
A-5       104,844.12    905,014.39             0.00         0.00  20,839,568.01
A-6        47,819.70     47,819.70             0.00         0.00           0.00
A-7        23,201.93     23,201.93             0.00         0.00   4,877,000.00
A-8        39,791.86     39,791.86             0.00         0.00   7,400,000.00
A-9       139,809.21    139,809.21             0.00         0.00  26,000,000.00
A-10       58,433.14     58,433.14             0.00         0.00  11,167,000.00
A-11      175,085.47    264,632.51             0.00         0.00  30,046,542.10
A-12       61,102.74     61,102.74             0.00         0.00  11,995,104.41
A-13       28,498.19     28,498.19             0.00         0.00   6,214,427.03
A-14       32,301.92     32,301.92             0.00         0.00           0.00
R-I             1.76          1.76             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          38,855.28     73,178.47             0.00         0.00   7,167,983.30
B           2,744.03      5,167.99             0.00         0.00     448,644.62

- -------------------------------------------------------------------------------
        1,028,043.95  3,270,605.01             0.00         0.00 182,272,927.27
===============================================================================













































Run:        11/21/96     09:45:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    591.449021 120.931816     2.184451   123.116267   0.000000    470.517205
A-3   1000.000000   0.000000     4.203825     4.203825   0.000000   1000.000000
A-4    689.252440  11.032286     3.575391    14.607677   0.000000    678.220154
A-5    888.951168  32.870652     4.306951    37.177603   0.000000    856.080516
A-7   1000.000000   0.000000     4.757418     4.757418   0.000000   1000.000000
A-8   1000.000000   0.000000     5.377278     5.377278   0.000000   1000.000000
A-9   1000.000000   0.000000     5.377277     5.377277   0.000000   1000.000000
A-10  1000.000000   0.000000     5.232662     5.232662   0.000000   1000.000000
A-11   753.308065   2.238396     4.376590     6.614986   0.000000    751.069669
A-12   735.887308   0.000000     3.748590     3.748590   0.000000    735.887308
A-13   735.887309   0.000000     3.374640     3.374640   0.000000    735.887309
R-I      0.000000   0.000000    17.630000    17.630000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      868.626862   4.139513     4.686102     8.825615   0.000000    864.487349
B      654.395679   3.118580     3.530358     6.648938   0.000000    577.210123

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,754.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,163.44

SUBSERVICER ADVANCES THIS MONTH                                       10,977.41
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,091,799.69

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     182,272,927.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          760

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,150,791.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.82228050 %     3.90214400 %    0.27557550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.82130600 %     3.93255510 %    0.24613890 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2106 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,853,424.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,911,712.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.12810488
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.41

POOL TRADING FACTOR:                                                70.35254155


 ................................................................................


Run:        11/21/96     09:45:32                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00    12,697,338.55     7.000000  %    999,340.15
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.087500  %          0.00
A-7   760944ZK7             0.00             0.00     3.412500  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.125185  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,451,215.71     7.000000  %      6,602.60
M-2   760944ZS0     4,012,200.00     3,870,613.67     7.000000  %      3,961.44
M-3   760944ZT8     2,674,800.00     2,580,409.13     7.000000  %      2,640.96
B-1                 1,604,900.00     1,548,264.76     7.000000  %      1,584.60
B-2                   534,900.00       516,023.94     7.000000  %        528.13
B-3                 1,203,791.32       951,923.17     7.000000  %        974.26

- -------------------------------------------------------------------------------
                  267,484,931.32   225,438,728.93                  1,015,632.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        73,931.83  1,073,271.98             0.00         0.00  11,697,998.40
A-2       149,749.07    149,749.07             0.00         0.00  29,037,000.00
A-3       195,022.63    195,022.63             0.00         0.00  36,634,000.00
A-4       103,322.75    103,322.75             0.00         0.00  18,679,000.00
A-5       249,416.93    249,416.93             0.00         0.00  43,144,000.00
A-6       109,181.11    109,181.11             0.00         0.00  21,561,940.00
A-7        61,204.20     61,204.20             0.00         0.00           0.00
A-8        98,984.61     98,984.61             0.00         0.00  17,000,000.00
A-9       122,275.11    122,275.11             0.00         0.00  21,000,000.00
A-10       56,869.57     56,869.57             0.00         0.00   9,767,000.00
A-11       23,474.74     23,474.74             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        37,563.00     44,165.60             0.00         0.00   6,444,613.11
M-2        22,537.13     26,498.57             0.00         0.00   3,866,652.23
M-3        15,024.76     17,665.72             0.00         0.00   2,577,768.17
B-1         9,014.96     10,599.56             0.00         0.00   1,546,680.16
B-2         3,004.61      3,532.74             0.00         0.00     515,495.81
B-3         5,542.70      6,516.96             0.00         0.00     950,948.91

- -------------------------------------------------------------------------------
        1,336,119.71  2,351,751.85             0.00         0.00 224,423,096.79
===============================================================================









































Run:        11/21/96     09:45:32
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    235.379997  18.525511     1.370529    19.896040   0.000000    216.854486
A-2   1000.000000   0.000000     5.157181     5.157181   0.000000   1000.000000
A-3   1000.000000   0.000000     5.323542     5.323542   0.000000   1000.000000
A-4   1000.000000   0.000000     5.531493     5.531493   0.000000   1000.000000
A-5   1000.000000   0.000000     5.781034     5.781034   0.000000   1000.000000
A-6   1000.000000   0.000000     5.063603     5.063603   0.000000   1000.000000
A-8   1000.000000   0.000000     5.822624     5.822624   0.000000   1000.000000
A-9   1000.000000   0.000000     5.822624     5.822624   0.000000   1000.000000
A-10  1000.000000   0.000000     5.822624     5.822624   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.711046   0.987349     5.617149     6.604498   0.000000    963.723698
M-2    964.711049   0.987349     5.617150     6.604499   0.000000    963.723700
M-3    964.711055   0.987349     5.617153     6.604502   0.000000    963.723706
B-1    964.711047   0.987351     5.617147     6.604498   0.000000    963.723696
B-2    964.711049   0.987343     5.617143     6.604486   0.000000    963.723705
B-3    790.770920   0.809326     4.604369     5.413695   0.000000    789.961594

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:33                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,453.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,738.02

SUBSERVICER ADVANCES THIS MONTH                                       28,252.52
MASTER SERVICER ADVANCES THIS MONTH                                    5,300.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,625,851.34

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,266,733.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     217,383.68


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        950,581.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     224,423,096.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          786

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 778,977.63

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      784,903.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.93890170 %     5.72316900 %    1.33792980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.91420600 %     5.74318495 %    1.34260910 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1252 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,074.00
      FRAUD AMOUNT AVAILABLE                            2,248,646.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54174102
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.42

POOL TRADING FACTOR:                                                83.90121106


 ................................................................................


Run:        11/21/96     09:45:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    64,162,851.51     5.937500  %    656,624.42
A-2   760944ZB7             0.00             0.00     3.062500  %          0.00
A-3   760944ZD3    59,980,000.00    39,761,165.82     5.500000  %    875,499.22
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     6.000000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00    10.499822  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,435,296.87     0.000000  %     18,918.44
A-16  760944A40             0.00             0.00     0.078668  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     6,956,977.95     7.000000  %      7,341.33
M-2   760944B49     4,801,400.00     4,637,663.34     7.000000  %      4,893.88
M-3   760944B56     3,200,900.00     3,091,743.37     7.000000  %      3,262.55
B-1                 1,920,600.00     1,855,103.96     7.000000  %      1,957.59
B-2                   640,200.00       618,368.00     7.000000  %        652.53
B-3                 1,440,484.07     1,177,861.92     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,088,061.92   265,000,054.75                  1,569,149.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       316,904.01    973,528.43             0.00         0.00  63,506,227.09
A-2       163,455.75    163,455.75             0.00         0.00           0.00
A-3       181,912.38  1,057,411.60             0.00         0.00  38,885,666.60
A-4       200,054.16    200,054.16             0.00         0.00  34,356,514.27
A-5        63,102.64     63,102.64             0.00         0.00  10,837,000.00
A-6        14,819.25     14,819.25             0.00         0.00   2,545,000.00
A-7        37,150.03     37,150.03             0.00         0.00   6,380,000.00
A-8        40,215.86     40,215.86             0.00         0.00   6,906,514.27
A-9       196,722.14    196,722.14             0.00         0.00  39,415,000.00
A-10       98,364.39     98,364.39             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,760.48     97,760.48             0.00         0.00  16,789,000.00
A-15            0.00     18,918.44             0.00         0.00   4,416,378.43
A-16       17,341.35     17,341.35             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        40,509.71     47,851.04             0.00         0.00   6,949,636.62
M-2        27,004.60     31,898.48             0.00         0.00   4,632,769.46
M-3        18,002.88     21,265.43             0.00         0.00   3,088,480.82
B-1        10,802.06     12,759.65             0.00         0.00   1,853,146.37
B-2         3,600.69      4,253.22             0.00         0.00     617,715.47
B-3         6,832.24      6,832.24             0.00         0.00   1,106,807.14

- -------------------------------------------------------------------------------
        1,534,554.62  3,103,704.58             0.00         0.00 263,359,850.01
===============================================================================































Run:        11/21/96     09:45:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    797.509776   8.161489     3.938947    12.100436   0.000000    789.348287
A-3    662.907066  14.596519     3.032884    17.629403   0.000000    648.310547
A-4    803.491996   0.000000     4.678644     4.678644   0.000000    803.491996
A-5   1000.000000   0.000000     5.822888     5.822888   0.000000   1000.000000
A-6   1000.000000   0.000000     5.822888     5.822888   0.000000   1000.000000
A-7   1000.000000   0.000000     5.822889     5.822889   0.000000   1000.000000
A-8    451.140785   0.000000     2.626942     2.626942   0.000000    451.140785
A-9   1000.000000   0.000000     4.991048     4.991048   0.000000   1000.000000
A-10  1000.000000   0.000000     8.734185     8.734185   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.822889     5.822889   0.000000   1000.000000
A-15   883.934163   3.770358     0.000000     3.770358   0.000000    880.163805
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.898141   1.019261     5.624318     6.643579   0.000000    964.878880
M-2    965.898142   1.019261     5.624318     6.643579   0.000000    964.878881
M-3    965.898144   1.019260     5.624318     6.643578   0.000000    964.878884
B-1    965.898136   1.019260     5.624315     6.643575   0.000000    964.878876
B-2    965.898157   1.019260     5.624321     6.643581   0.000000    964.878897
B-3    817.684794   0.000000     4.743017     4.743017   0.000000    768.357779

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       71,924.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,855.40

SUBSERVICER ADVANCES THIS MONTH                                       27,710.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,692,888.77

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     603,245.53


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,774,992.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     263,359,850.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          938

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,062,308.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.96231820 %     5.63636600 %    1.40131530 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.95268740 %     5.57066193 %    1.38164090 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,653,691.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,449,884.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41256443
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.41

POOL TRADING FACTOR:                                                82.27731095


 ................................................................................


Run:        11/21/96     09:45:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00    12,067,687.34     6.000000  %  1,206,981.00
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     5.889000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     5.288344  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     5.989000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     6.018857  %          0.00
A-13  760944XY9             0.00             0.00     0.376579  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,740,626.03     6.000000  %      8,337.63
M-2   760944YJ1     3,132,748.00     2,715,376.27     6.000000  %     13,006.69
B                     481,961.44       417,750.36     6.000000  %      2,001.03

- -------------------------------------------------------------------------------
                  160,653,750.44   125,128,155.76                  1,230,326.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        60,244.96  1,267,225.96             0.00         0.00  10,860,706.34
A-2       116,743.85    116,743.85             0.00         0.00  23,385,000.00
A-3       176,476.16    176,476.16             0.00         0.00  35,350,000.00
A-4        17,982.10     17,982.10             0.00         0.00   3,602,000.00
A-5        50,546.57     50,546.57             0.00         0.00  10,125,000.00
A-6        72,243.08     72,243.08             0.00         0.00  14,471,035.75
A-7        24,438.09     24,438.09             0.00         0.00   4,895,202.95
A-8        42,333.49     42,333.49             0.00         0.00   8,639,669.72
A-9        15,534.51     15,534.51             0.00         0.00   3,530,467.90
A-10       10,423.43     10,423.43             0.00         0.00   1,509,339.44
A-11        8,431.41      8,431.41             0.00         0.00   1,692,000.00
A-12        4,942.84      4,942.84             0.00         0.00     987,000.00
A-13       39,206.35     39,206.35             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,689.65     17,027.28             0.00         0.00   1,732,288.40
M-2        13,555.85     26,562.54             0.00         0.00   2,702,369.58
B           2,085.49      4,086.52             0.00         0.00     415,749.33

- -------------------------------------------------------------------------------
          663,877.83  1,894,204.18             0.00         0.00 123,897,829.41
===============================================================================















































Run:        11/21/96     09:45:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    346.503786  34.656473     1.729835    36.386308   0.000000    311.847312
A-2   1000.000000   0.000000     4.992254     4.992254   0.000000   1000.000000
A-3   1000.000000   0.000000     4.992253     4.992253   0.000000   1000.000000
A-4   1000.000000   0.000000     4.992254     4.992254   0.000000   1000.000000
A-5   1000.000000   0.000000     4.992254     4.992254   0.000000   1000.000000
A-6    578.841430   0.000000     2.889723     2.889723   0.000000    578.841430
A-7    916.361466   0.000000     4.574708     4.574708   0.000000    916.361466
A-8    936.245093   0.000000     4.587504     4.587504   0.000000    936.245093
A-9    936.245094   0.000000     4.119598     4.119598   0.000000    936.245094
A-10   936.245093   0.000000     6.465666     6.465666   0.000000    936.245093
A-11  1000.000000   0.000000     4.983103     4.983103   0.000000   1000.000000
A-12  1000.000000   0.000000     5.007943     5.007943   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    866.771387   4.151851     4.327144     8.478995   0.000000    862.619537
M-2    866.771368   4.151847     4.327143     8.478990   0.000000    862.619521
B      866.771333   4.151847     4.327130     8.478977   0.000000    862.619487

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,866.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,235.15

SUBSERVICER ADVANCES THIS MONTH                                        8,095.58
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     815,782.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     123,897,829.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          470

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      630,960.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.10499120 %     0.33385800 %    3.56115080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.08515550 %     0.33555820 %    3.57928630 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3768 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              628,280.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,927,451.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.74047769
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              138.67

POOL TRADING FACTOR:                                                77.12103145


 ................................................................................


Run:        11/21/96     09:45:38                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00    90,707,963.18     5.837500  %  1,883,419.27
A-2   760944C30             0.00             0.00     1.662500  %          0.00
A-3   760944C48    30,006,995.00    13,926,588.91     4.750000  %    706,286.71
A-4   760944C55             0.00             0.00     1.662500  %          0.00
A-5   760944C63    62,167,298.00    59,913,758.57     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,579,267.84     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,444,777.35     6.750000  %          0.00
A-10  760944D39    38,299,000.00    40,801,238.71     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,266,010.27     0.000000  %      8,098.75
A-12  760944D54             0.00             0.00     0.134476  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,462,590.99     6.750000  %     11,378.21
M-2   760944E20     6,487,300.00     6,277,361.08     6.750000  %      6,826.71
M-3   760944E38     4,325,000.00     4,185,036.42     6.750000  %      4,551.28
B-1                 2,811,100.00     2,720,128.51     6.750000  %      2,958.18
B-2                   865,000.00       837,007.29     6.750000  %        910.26
B-3                 1,730,037.55     1,410,217.85     6.750000  %      1,533.63

- -------------------------------------------------------------------------------
                  432,489,516.55   367,962,274.53                  2,625,963.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       439,667.97  2,323,087.24             0.00         0.00  88,824,543.91
A-2        51,265.46     51,265.46             0.00         0.00           0.00
A-3        54,927.63    761,214.34             0.00         0.00  13,220,302.20
A-4        73,950.56     73,950.56             0.00         0.00           0.00
A-5       308,440.05    308,440.05             0.00         0.00  59,913,758.57
A-6        33,870.51     33,870.51             0.00         0.00   6,579,267.84
A-7       131,797.86    131,797.86             0.00         0.00  24,049,823.12
A-8       315,998.66    315,998.66             0.00         0.00  56,380,504.44
A-9       254,706.64    254,706.64             0.00         0.00  45,444,777.35
A-10            0.00          0.00       228,680.77         0.00  41,029,919.48
A-11            0.00      8,098.75             0.00         0.00   4,257,911.52
A-12       41,086.66     41,086.66             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        58,640.21     70,018.42             0.00         0.00  10,451,212.78
M-2        35,183.05     42,009.76             0.00         0.00   6,270,534.37
M-3        23,456.09     28,007.37             0.00         0.00   4,180,485.14
B-1        15,245.64     18,203.82             0.00         0.00   2,717,170.33
B-2         4,691.22      5,601.48             0.00         0.00     836,097.03
B-3         7,903.92      9,437.55             0.00         0.00   1,365,022.22

- -------------------------------------------------------------------------------
        1,850,832.13  4,476,795.13       228,680.77         0.00 365,521,330.30
===============================================================================







































Run:        11/21/96     09:45:38
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    669.243482  13.895870     3.243871    17.139741   0.000000    655.347612
A-3    464.111415  23.537402     1.830494    25.367896   0.000000    440.574013
A-5    963.750404   0.000000     4.961452     4.961452   0.000000    963.750404
A-6    966.588862   0.000000     4.976064     4.976064   0.000000    966.588862
A-7    973.681464   0.000000     5.335970     5.335970   0.000000    973.681465
A-8    990.697237   0.000000     5.552611     5.552611   0.000000    990.697237
A-9    984.076044   0.000000     5.515501     5.515501   0.000000    984.076044
A-10  1065.334309   0.000000     0.000000     0.000000   5.970933   1071.305242
A-11   879.521017   1.669715     0.000000     1.669715   0.000000    877.851302
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.638473   1.052320     5.423372     6.475692   0.000000    966.586153
M-2    967.638475   1.052319     5.423373     6.475692   0.000000    966.586156
M-3    967.638479   1.052319     5.423373     6.475692   0.000000    966.586160
B-1    967.638472   1.052321     5.423372     6.475693   0.000000    966.586151
B-2    967.638486   1.052324     5.423376     6.475700   0.000000    966.586162
B-3    815.137134   0.886472     4.568641     5.455113   0.000000    789.013059

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:39                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      108,285.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    38,983.66

SUBSERVICER ADVANCES THIS MONTH                                       31,825.10
MASTER SERVICER ADVANCES THIS MONTH                                    4,584.20


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,250,873.07

 (B)  TWO MONTHLY PAYMENTS:                                    1     238,804.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,276,581.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     365,521,330.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,344

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 688,115.95

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,830,812.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.88077860 %     5.75342400 %    1.36579730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.85271620 %     5.71847128 %    1.36141370 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1338 %

      BANKRUPTCY AMOUNT AVAILABLE                         115,508.00
      FRAUD AMOUNT AVAILABLE                            3,883,320.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,600.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28552748
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.01

POOL TRADING FACTOR:                                                84.51565097


 ................................................................................


Run:        11/21/96     09:45:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    18,478,478.58     6.500000  %  2,567,946.88
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    25,853,184.56     6.500000  %     27,323.38
A-11  760944G28             0.00             0.00     0.337463  %          0.00
R     760944G36     5,463,000.00        33,816.51     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,463,586.62     6.500000  %      6,831.15
M-2   760944G51     4,005,100.00     3,878,074.49     6.500000  %      4,098.61
M-3   760944G69     2,670,100.00     2,585,415.26     6.500000  %      2,732.44
B-1                 1,735,600.00     1,680,553.82     6.500000  %      1,776.12
B-2                   534,100.00       517,160.52     6.500000  %        546.57
B-3                 1,068,099.02     1,017,619.15     6.500000  %      1,075.49

- -------------------------------------------------------------------------------
                  267,002,299.02   230,305,889.51                  2,612,330.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        99,502.83  2,667,449.71             0.00         0.00  15,910,531.70
A-2       132,896.74    132,896.74             0.00         0.00  16,042,000.00
A-3       171,505.15    171,505.15             0.00         0.00  34,794,000.00
A-4       180,525.51    180,525.51             0.00         0.00  36,624,000.00
A-5       151,197.02    151,197.02             0.00         0.00  30,674,000.00
A-6        68,343.82     68,343.82             0.00         0.00  12,692,000.00
A-7       174,564.29    174,564.29             0.00         0.00  32,418,000.00
A-8        15,702.06     15,702.06             0.00         0.00   2,916,000.00
A-9        19,589.88     19,589.88             0.00         0.00   3,638,000.00
A-10      139,214.10    166,537.48             0.00         0.00  25,825,861.18
A-11       64,385.25     64,385.25             0.00         0.00           0.00
R               3.00          3.00           182.09         0.00      33,998.60
M-1        34,805.09     41,636.24             0.00         0.00   6,456,755.47
M-2        20,882.64     24,981.25             0.00         0.00   3,873,975.88
M-3        13,921.93     16,654.37             0.00         0.00   2,582,682.82
B-1         9,049.44     10,825.56             0.00         0.00   1,678,777.70
B-2         2,784.81      3,331.38             0.00         0.00     516,613.95
B-3         5,479.67      6,555.16             0.00         0.00   1,016,543.66

- -------------------------------------------------------------------------------
        1,304,353.23  3,916,683.87           182.09         0.00 227,693,740.96
===============================================================================












































Run:        11/21/96     09:45:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    382.157851  53.108326     2.057842    55.166168   0.000000    329.049525
A-2   1000.000000   0.000000     8.284300     8.284300   0.000000   1000.000000
A-3   1000.000000   0.000000     4.929159     4.929159   0.000000   1000.000000
A-4   1000.000000   0.000000     4.929159     4.929159   0.000000   1000.000000
A-5   1000.000000   0.000000     4.929159     4.929159   0.000000   1000.000000
A-6   1000.000000   0.000000     5.384795     5.384795   0.000000   1000.000000
A-7   1000.000000   0.000000     5.384795     5.384795   0.000000   1000.000000
A-8   1000.000000   0.000000     5.384794     5.384794   0.000000   1000.000000
A-9   1000.000000   0.000000     5.384794     5.384794   0.000000   1000.000000
A-10   968.284066   1.023348     5.214011     6.237359   0.000000    967.260718
R        6.190099   0.000000     0.000549     0.000549   0.033332      6.223430
M-1    968.284065   1.023347     5.214011     6.237358   0.000000    967.260718
M-2    968.284060   1.023348     5.214012     6.237360   0.000000    967.260713
M-3    968.284057   1.023347     5.214011     6.237358   0.000000    967.260709
B-1    968.284063   1.023346     5.214012     6.237358   0.000000    967.260717
B-2    968.284067   1.023348     5.214024     6.237372   0.000000    967.260719
B-3    952.738586   1.006920     5.130301     6.137221   0.000000    951.731666

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,589.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,053.85

SUBSERVICER ADVANCES THIS MONTH                                       18,516.20
MASTER SERVICER ADVANCES THIS MONTH                                    3,929.11


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,509,952.33

 (B)  TWO MONTHLY PAYMENTS:                                    1     123,523.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,128,018.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     227,693,740.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          828

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 576,716.58

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,368,745.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.99088270 %     5.61300300 %    1.39611430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.91796540 %     5.67139620 %    1.41063840 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3372 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,450,803.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27552711
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.61

POOL TRADING FACTOR:                                                85.27782038


 ................................................................................


Run:        11/21/96     09:45:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     8,519,940.91     6.500000  %     31,785.90
A-2   760944G85    50,000,000.00    37,113,258.08     6.375000  %    276,757.00
A-3   760944G93    16,984,000.00    14,389,357.51     5.987500  %     55,722.81
A-4   760944H27             0.00             0.00     3.012500  %          0.00
A-5   760944H35    85,916,000.00    73,725,970.50     6.100000  %    261,794.33
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     5.989000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     7.448985  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     6.189000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     7.308600  %          0.00
A-13  760944J33             0.00             0.00     0.316388  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,812,913.97     6.500000  %      6,333.68
M-2   760944J74     3,601,003.00     3,486,298.87     6.500000  %      3,798.63
M-3   760944J82     2,400,669.00     2,324,199.55     6.500000  %      2,532.42
B-1   760944J90     1,560,435.00     1,510,729.84     6.500000  %      1,646.07
B-2   760944K23       480,134.00       464,840.10     6.500000  %        506.48
B-3   760944K31       960,268.90       860,428.36     6.500000  %        937.52

- -------------------------------------------------------------------------------
                  240,066,876.90   207,560,289.21                    641,814.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        46,061.99     77,847.89             0.00         0.00   8,488,155.01
A-2       196,789.56    473,546.56             0.00         0.00  36,836,501.08
A-3        71,660.48    127,383.29             0.00         0.00  14,333,634.70
A-4        36,054.64     36,054.64             0.00         0.00           0.00
A-5       374,061.59    635,855.92             0.00         0.00  73,464,176.17
A-6        78,274.12     78,274.12             0.00         0.00  14,762,000.00
A-7        99,682.74     99,682.74             0.00         0.00  18,438,000.00
A-8        30,600.08     30,600.08             0.00         0.00   5,660,000.00
A-9        46,636.79     46,636.79             0.00         0.00   9,362,278.19
A-10       31,233.89     31,233.89             0.00         0.00   5,041,226.65
A-11       22,637.02     22,637.02             0.00         0.00   4,397,500.33
A-12       10,281.57     10,281.57             0.00         0.00   1,691,346.35
A-13       54,620.72     54,620.72             0.00         0.00           0.00
R-I             1.24          1.24             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,426.79     37,760.47             0.00         0.00   5,806,580.29
M-2        18,848.24     22,646.87             0.00         0.00   3,482,500.24
M-3        12,565.49     15,097.91             0.00         0.00   2,321,667.13
B-1         8,167.57      9,813.64             0.00         0.00   1,509,083.77
B-2         2,513.10      3,019.58             0.00         0.00     464,333.62
B-3         4,651.79      5,589.31             0.00         0.00     859,490.84

- -------------------------------------------------------------------------------
        1,176,769.41  1,818,584.25             0.00         0.00 206,918,474.37
===============================================================================





































Run:        11/21/96     09:45:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    851.994091   3.178590     4.606199     7.784789   0.000000    848.815501
A-2    742.265162   5.535140     3.935791     9.470931   0.000000    736.730022
A-3    847.230188   3.280900     4.219293     7.500193   0.000000    843.949288
A-5    858.116887   3.047096     4.353806     7.400902   0.000000    855.069791
A-6   1000.000000   0.000000     5.302406     5.302406   0.000000   1000.000000
A-7   1000.000000   0.000000     5.406375     5.406375   0.000000   1000.000000
A-8   1000.000000   0.000000     5.406375     5.406375   0.000000   1000.000000
A-9    879.500065   0.000000     4.381098     4.381098   0.000000    879.500065
A-10   879.500065   0.000000     5.449112     5.449112   0.000000    879.500065
A-11   879.500066   0.000000     4.527404     4.527404   0.000000    879.500066
A-12   879.500067   0.000000     5.346416     5.346416   0.000000    879.500067
R-I      0.000000   0.000000    12.370000    12.370000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.146617   1.054881     5.234163     6.289044   0.000000    967.091737
M-2    968.146616   1.054881     5.234164     6.289045   0.000000    967.091735
M-3    968.146608   1.054881     5.234162     6.289043   0.000000    967.091727
B-1    968.146600   1.054879     5.234162     6.289041   0.000000    967.091721
B-2    968.146601   1.054872     5.234164     6.289036   0.000000    967.091729
B-3    896.028560   0.976299     4.844258     5.820557   0.000000    895.052250

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,453.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,322.95

SUBSERVICER ADVANCES THIS MONTH                                       16,045.10
MASTER SERVICER ADVANCES THIS MONTH                                    5,535.88


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,947,606.42

 (B)  TWO MONTHLY PAYMENTS:                                    1     439,346.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     206,918,474.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          768

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 797,089.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      415,659.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.03363340 %     5.60001700 %    1.36634920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.01963930 %     5.61126680 %    1.36909390 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3160 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,194,557.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25235936
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.85

POOL TRADING FACTOR:                                                86.19201326


 ................................................................................


Run:        11/21/96     09:45:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    53,922,805.47     8.134229  %    868,861.53
M-1   760944E61     2,987,500.00     2,832,547.87     8.134229  %      2,224.24
M-2   760944E79     1,991,700.00     1,888,396.86     8.134229  %      1,482.85
R     760944E53           100.00             0.00     8.134229  %          0.00
B-1                   863,100.00       818,333.74     8.134229  %        642.59
B-2                   332,000.00       314,780.19     8.134229  %        247.18
B-3                   796,572.42       270,089.65     8.134229  %        212.09

- -------------------------------------------------------------------------------
                  132,777,672.42    60,046,953.78                    873,670.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         362,221.82  1,231,083.35             0.00         0.00  53,053,943.94
M-1        19,027.39     21,251.63             0.00         0.00   2,830,323.63
M-2        12,685.14     14,167.99             0.00         0.00   1,886,914.01
R               0.00          0.00             0.00         0.00           0.00
B-1         5,497.08      6,139.67             0.00         0.00     817,691.15
B-2         2,114.51      2,361.69             0.00         0.00     314,533.01
B-3         1,814.31      2,026.40             0.00         0.00     269,877.56

- -------------------------------------------------------------------------------
          403,360.25  1,277,030.73             0.00         0.00  59,173,283.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      428.616325   6.906322     2.879193     9.785515   0.000000    421.710004
M-1    948.133178   0.744515     6.369001     7.113516   0.000000    947.388663
M-2    948.133183   0.744515     6.369001     7.113516   0.000000    947.388668
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    948.133171   0.744514     6.368995     7.113509   0.000000    947.388657
B-2    948.133102   0.744518     6.369006     7.113524   0.000000    947.388584
B-3    339.064777   0.266253     2.277633     2.543886   0.000000    338.798524

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,953.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,226.46

SUBSERVICER ADVANCES THIS MONTH                                       46,075.79
MASTER SERVICER ADVANCES THIS MONTH                                    2,296.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,521,605.04

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,426,367.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,139,685.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      59,173,283.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          213

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 299,584.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      826,518.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.80106750 %     7.86208900 %    2.33684390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.65861110 %     7.97190451 %    2.36948440 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,726.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,686,641.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59883264
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.21

POOL TRADING FACTOR:                                                44.56568806


 ................................................................................


Run:        11/21/96     09:45:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    20,202,706.20     6.500000  %    322,986.29
A-2   760944M39    10,308,226.00     5,853,181.02     5.200000  %    260,728.26
A-3   760944M47    53,602,774.00    30,436,540.62     6.750000  %  1,355,786.92
A-4   760944M54    19,600,000.00    15,364,601.90     6.500000  %    247,873.59
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    24,305,895.72     6.500000  %    375,283.78
A-8   760944M96   122,726,000.00   100,961,078.51     6.500000  %    553,572.64
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    62,704,149.49     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,201,190.32     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,438,558.21     0.000000  %      3,430.79
A-18  760944P36             0.00             0.00     0.378948  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    12,802,671.71     6.500000  %     13,659.84
M-2   760944P69     5,294,000.00     5,120,991.32     6.500000  %      5,463.85
M-3   760944P77     5,294,000.00     5,120,991.32     6.500000  %      5,463.85
B-1                 2,382,300.00     2,304,446.07     6.500000  %      2,458.73
B-2                   794,100.00       768,148.68     6.500000  %        819.58
B-3                 2,117,643.10     1,576,628.92     6.500000  %      1,682.18

- -------------------------------------------------------------------------------
                  529,391,833.88   454,209,680.01                  3,149,210.30
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       108,973.71    431,960.00             0.00         0.00  19,879,719.91
A-2        25,257.71    285,985.97             0.00         0.00   5,592,452.76
A-3       170,489.59  1,526,276.51             0.00         0.00  29,080,753.70
A-4        82,876.90    330,750.49             0.00         0.00  15,116,728.31
A-5        67,959.19     67,959.19             0.00         0.00  12,599,000.00
A-6       240,119.98    240,119.98             0.00         0.00  44,516,000.00
A-7       131,106.38    506,390.16             0.00         0.00  23,930,611.94
A-8       544,585.59  1,098,158.23             0.00         0.00 100,407,505.87
A-9       101,848.48    101,848.48             0.00         0.00  19,481,177.00
A-10       72,567.41     72,567.41             0.00         0.00  10,930,823.00
A-11      124,477.27    124,477.27             0.00         0.00  25,000,000.00
A-12       91,752.20     91,752.20             0.00         0.00  17,010,000.00
A-13       70,138.38     70,138.38             0.00         0.00  13,003,000.00
A-14      110,619.93    110,619.93             0.00         0.00  20,507,900.00
A-15            0.00          0.00       338,227.14         0.00  63,042,376.63
A-16            0.00          0.00         6,479.24         0.00   1,207,669.56
A-17            0.00      3,430.79             0.00         0.00   2,435,127.42
A-18      142,835.24    142,835.24             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        69,057.81     82,717.65             0.00         0.00  12,789,011.87
M-2        27,622.70     33,086.55             0.00         0.00   5,115,527.47
M-3        27,622.70     33,086.55             0.00         0.00   5,115,527.47
B-1        12,430.22     14,888.95             0.00         0.00   2,301,987.34
B-2         4,143.41      4,962.99             0.00         0.00     767,329.10
B-3         8,504.35     10,186.53             0.00         0.00   1,391,227.52

- -------------------------------------------------------------------------------
        2,234,989.15  5,384,199.45       344,706.38         0.00 451,221,456.87
===============================================================================































Run:        11/21/96     09:45:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    673.423540  10.766210     3.632457    14.398667   0.000000    662.657330
A-2    567.816521  25.293223     2.450248    27.743471   0.000000    542.523297
A-3    567.816520  25.293223     3.180611    28.473834   0.000000    542.523297
A-4    783.908260  12.646612     4.228413    16.875025   0.000000    771.261649
A-5   1000.000000   0.000000     5.394015     5.394015   0.000000   1000.000000
A-6   1000.000000   0.000000     5.394015     5.394015   0.000000   1000.000000
A-7    622.254825   9.607634     3.356452    12.964086   0.000000    612.647191
A-8    822.654356   4.510639     4.437410     8.948049   0.000000    818.143718
A-9   1000.000000   0.000000     5.228046     5.228046   0.000000   1000.000000
A-10  1000.000000   0.000000     6.638787     6.638787   0.000000   1000.000000
A-11  1000.000000   0.000000     4.979091     4.979091   0.000000   1000.000000
A-12  1000.000000   0.000000     5.394015     5.394015   0.000000   1000.000000
A-13  1000.000000   0.000000     5.394015     5.394015   0.000000   1000.000000
A-14  1000.000000   0.000000     5.394015     5.394015   0.000000   1000.000000
A-15  1078.558396   0.000000     0.000000     0.000000   5.817760   1084.376157
A-16  1201.190320   0.000000     0.000000     0.000000   6.479240   1207.669560
A-17   873.537134   1.228973     0.000000     1.228973   0.000000    872.308161
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.319852   1.032084     5.217738     6.249822   0.000000    966.287768
M-2    967.319856   1.032083     5.217737     6.249820   0.000000    966.287773
M-3    967.319856   1.032083     5.217737     6.249820   0.000000    966.287773
B-1    967.319846   1.032082     5.217739     6.249821   0.000000    966.287764
B-2    967.319834   1.032087     5.217743     6.249830   0.000000    966.287747
B-3    744.520604   0.794364     4.015955     4.810319   0.000000    656.969779

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      103,996.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    47,882.25

SUBSERVICER ADVANCES THIS MONTH                                       42,623.60
MASTER SERVICER ADVANCES THIS MONTH                                    2,842.66


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   3,814,168.38

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,481,003.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     220,918.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        717,000.48

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     451,221,456.87

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,600

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 411,444.48

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,263,692.91

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.86993180 %     5.10095800 %    1.02911040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.87668270 %     5.10172255 %    0.99391260 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3791 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,640,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.24534476
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.08

POOL TRADING FACTOR:                                                85.23392844


 ................................................................................


Run:        11/21/96     09:45:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     7,654,280.42     6.500000  %     66,507.17
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    77,663,529.35     5.650000  %    674,809.59
A-9   760944S58    43,941,000.00    33,006,549.30     6.037500  %    286,790.16
A-10  760944S66             0.00             0.00     2.462500  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     6.139000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     6.278768  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     6.437500  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     5.712891  %          0.00
A-17  760944T57    78,019,000.00    54,169,941.22     6.500000  %    611,748.14
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    35,818,332.62     6.500000  %    245,008.19
A-24  760944U48             0.00             0.00     0.232341  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,631,857.84     6.500000  %     16,949.16
M-2   760944U89     5,867,800.00     5,684,259.14     6.500000  %      6,163.27
M-3   760944U97     5,867,800.00     5,684,259.14     6.500000  %      6,163.27
B-1                 2,640,500.00     2,557,906.94     6.500000  %      2,773.46
B-2                   880,200.00       852,667.91     6.500000  %        924.52
B-3                 2,347,160.34     2,114,446.00     6.500000  %      2,292.63

- -------------------------------------------------------------------------------
                  586,778,060.34   511,891,205.31                  1,920,129.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        41,402.89    107,910.06             0.00         0.00   7,587,773.25
A-2        28,073.31     28,073.31             0.00         0.00   5,190,000.00
A-3        16,221.93     16,221.93             0.00         0.00   2,999,000.00
A-4       172,887.34    172,887.34             0.00         0.00  31,962,221.74
A-5       267,291.43    267,291.43             0.00         0.00  49,415,000.00
A-6        12,787.15     12,787.15             0.00         0.00   2,364,000.00
A-7        63,513.45     63,513.45             0.00         0.00  11,741,930.42
A-8       365,156.00  1,039,965.59             0.00         0.00  76,988,719.76
A-9       165,832.69    452,622.85             0.00         0.00  32,719,759.14
A-10       67,637.76     67,637.76             0.00         0.00           0.00
A-11       84,875.99     84,875.99             0.00         0.00  16,614,005.06
A-12       23,503.70     23,503.70             0.00         0.00   3,227,863.84
A-13       29,877.34     29,877.34             0.00         0.00   5,718,138.88
A-14       53,839.97     53,839.97             0.00         0.00  10,050,199.79
A-15        8,363.49      8,363.49             0.00         0.00   1,116,688.87
A-16       13,067.96     13,067.96             0.00         0.00   2,748,772.60
A-17      293,011.45    904,759.59             0.00         0.00  53,558,193.08
A-18      251,848.40    251,848.40             0.00         0.00  46,560,000.00
A-19      194,966.15    194,966.15             0.00         0.00  36,044,000.00
A-20       21,663.51     21,663.51             0.00         0.00   4,005,000.00
A-21       13,593.10     13,593.10             0.00         0.00   2,513,000.00
A-22      209,783.63    209,783.63             0.00         0.00  38,783,354.23
A-23      193,745.49    438,753.68             0.00         0.00  35,573,324.43
A-24       98,973.02     98,973.02             0.00         0.00           0.00
R-I             0.76          0.76             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        84,554.52    101,503.68             0.00         0.00  15,614,908.68
M-2        30,746.82     36,910.09             0.00         0.00   5,678,095.87
M-3        30,746.82     36,910.09             0.00         0.00   5,678,095.87
B-1        13,836.01     16,609.47             0.00         0.00   2,555,133.48
B-2         4,612.18      5,536.70             0.00         0.00     851,743.39
B-3        11,437.27     13,729.90             0.00         0.00   2,112,153.37

- -------------------------------------------------------------------------------
        2,867,851.53  4,787,981.09             0.00         0.00 509,971,075.75
===============================================================================
















Run:        11/21/96     09:45:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    751.156077   6.526710     4.063090    10.589800   0.000000    744.629367
A-2   1000.000000   0.000000     5.409116     5.409116   0.000000   1000.000000
A-3   1000.000000   0.000000     5.409113     5.409113   0.000000   1000.000000
A-4    976.571901   0.000000     5.282390     5.282390   0.000000    976.571901
A-5   1000.000000   0.000000     5.409115     5.409115   0.000000   1000.000000
A-6   1000.000000   0.000000     5.409116     5.409116   0.000000   1000.000000
A-7    995.753937   0.000000     5.386147     5.386147   0.000000    995.753937
A-8    751.156079   6.526710     3.531763    10.058473   0.000000    744.629369
A-9    751.156080   6.526710     3.773985    10.300695   0.000000    744.629370
A-11   995.753936   0.000000     5.087009     5.087009   0.000000    995.753936
A-12   995.753936   0.000000     7.250585     7.250585   0.000000    995.753936
A-13   995.753935   0.000000     5.202826     5.202826   0.000000    995.753935
A-14   995.753936   0.000000     5.334358     5.334358   0.000000    995.753936
A-15   995.753937   0.000000     7.457743     7.457743   0.000000    995.753937
A-16   995.753937   0.000000     4.733921     4.733921   0.000000    995.753937
A-17   694.317297   7.841015     3.755642    11.596657   0.000000    686.476282
A-18  1000.000000   0.000000     5.409115     5.409115   0.000000   1000.000000
A-19  1000.000000   0.000000     5.409115     5.409115   0.000000   1000.000000
A-20  1000.000000   0.000000     5.409116     5.409116   0.000000   1000.000000
A-21  1000.000000   0.000000     5.409113     5.409113   0.000000   1000.000000
A-22   997.770883   0.000000     5.397058     5.397058   0.000000    997.770883
A-23   789.471735   5.400225     4.270344     9.670569   0.000000    784.071511
R-I      0.000000   0.000000     1.520000     1.520000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.720662   1.050355     5.239922     6.290277   0.000000    967.670307
M-2    968.720669   1.050354     5.239923     6.290277   0.000000    967.670314
M-3    968.720669   1.050354     5.239923     6.290277   0.000000    967.670314
B-1    968.720674   1.050354     5.239920     6.290274   0.000000    967.670320
B-2    968.720643   1.050352     5.239923     6.290275   0.000000    967.670291
B-3    900.852815   0.976763     4.872816     5.849579   0.000000    899.876048

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:49                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      118,504.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    54,169.94

SUBSERVICER ADVANCES THIS MONTH                                       47,734.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   5,043,348.51

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,650,489.50

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     453,537.55


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     509,971,075.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,805

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,365,101.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.64603330 %     5.27463200 %    1.07933500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.62902480 %     5.28875101 %    1.08222420 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2322 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,736.00
      FRAUD AMOUNT AVAILABLE                            5,411,796.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,411,796.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13544394
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.55

POOL TRADING FACTOR:                                                86.91038575


 ................................................................................


Run:        11/21/96     09:45:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     3,893,099.25     6.500000  %    229,586.74
A-2   760944K56    85,878,000.00    51,075,358.84     6.500000  %  1,317,236.37
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    23,954,120.07     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,581,648.02     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.137500  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     7.285229  %          0.00
A-11  760944L63             0.00             0.00     0.159814  %          0.00
R     760944L71           100.00             0.00     6.500000  %          0.00
M-1   760944L89     3,099,138.00     2,714,109.62     6.500000  %     12,622.40
M-2   760944L97     3,305,815.00     2,895,109.63     6.500000  %     13,464.17
B                     826,454.53       723,778.13     6.500000  %      3,366.05

- -------------------------------------------------------------------------------
                  206,613,407.53   158,090,998.44                  1,576,275.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        21,028.24    250,614.98             0.00         0.00   3,663,512.51
A-2       275,879.18  1,593,115.55             0.00         0.00  49,758,122.47
A-3        70,002.33     70,002.33             0.00         0.00  12,960,000.00
A-4        14,907.90     14,907.90             0.00         0.00   2,760,000.00
A-5       121,423.91    121,423.91             0.00         0.00  23,954,120.07
A-6        59,716.67     59,716.67             0.00         0.00   9,581,648.02
A-7        28,497.86     28,497.86             0.00         0.00   5,276,000.00
A-8       118,461.53    118,461.53             0.00         0.00  21,931,576.52
A-9        70,930.26     70,930.26             0.00         0.00  13,907,398.73
A-10       38,858.96     38,858.96             0.00         0.00   6,418,799.63
A-11       20,995.02     20,995.02             0.00         0.00           0.00
R               1.00          1.00             0.00         0.00           0.00
M-1        14,660.03     27,282.43             0.00         0.00   2,701,487.22
M-2        15,637.68     29,101.85             0.00         0.00   2,881,645.46
B           3,909.44      7,275.49             0.00         0.00     586,452.38

- -------------------------------------------------------------------------------
          874,910.01  2,451,185.74             0.00         0.00 156,380,763.01
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    390.912667  23.053192     2.111481    25.164673   0.000000    367.859475
A-2    594.743227  15.338461     3.212455    18.550916   0.000000    579.404766
A-3   1000.000000   0.000000     5.401414     5.401414   0.000000   1000.000000
A-4   1000.000000   0.000000     5.401413     5.401413   0.000000   1000.000000
A-5    905.295543   0.000000     4.588961     4.588961   0.000000    905.295543
A-6    905.295542   0.000000     5.642165     5.642165   0.000000    905.295542
A-7   1000.000000   0.000000     5.401414     5.401414   0.000000   1000.000000
A-8    946.060587   0.000000     5.110065     5.110065   0.000000    946.060587
A-9    910.553663   0.000000     4.643989     4.643989   0.000000    910.553663
A-10   910.553663   0.000000     5.512428     5.512428   0.000000    910.553663
R        0.000000   0.000000    10.010000    10.010000   0.000000      0.000000
M-1    875.762751   4.072874     4.730357     8.803231   0.000000    871.689876
M-2    875.762748   4.072875     4.730355     8.803230   0.000000    871.689874
B      875.762796   4.072880     4.730351     8.803231   0.000000    709.600297

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,596.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,247.83

SUBSERVICER ADVANCES THIS MONTH                                       15,647.33
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,350,414.71

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     196,271.36


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     156,380,763.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          596

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      762,145.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.99408100 %     3.54809500 %    0.45782380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.05476730 %     3.57021706 %    0.37501570 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1596 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,740,407.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,397,357.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05602541
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.77

POOL TRADING FACTOR:                                                75.68761625


 ................................................................................


Run:        11/21/96     09:45:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00    10,070,707.70     6.000000  %    692,514.72
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    34,034,334.43     6.000000  %     37,268.97
A-5   760944Q43    10,500,000.00     4,152,807.42     6.000000  %    234,701.17
A-6   760944Q50    25,817,000.00    17,890,117.28     6.000000  %     41,517.55
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    15,786,350.65     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.236657  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,693,364.14     6.000000  %      8,128.10
M-2   760944R34       775,500.00       677,467.94     6.000000  %      3,251.83
M-3   760944R42       387,600.00       338,602.96     6.000000  %      1,625.29
B-1                   542,700.00       474,096.53     6.000000  %      2,275.65
B-2                   310,100.00       270,899.82     6.000000  %      1,300.31
B-3                   310,260.75       271,040.21     6.000000  %      1,300.99

- -------------------------------------------------------------------------------
                  155,046,660.75   121,586,789.08                  1,023,884.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        50,260.89    742,775.61             0.00         0.00   9,378,192.98
A-2       113,825.18    113,825.18             0.00         0.00  22,807,000.00
A-3         8,234.82      8,234.82             0.00         0.00   1,650,000.00
A-4       169,858.56    207,127.53             0.00         0.00  33,997,065.46
A-5        20,725.83    255,427.00             0.00         0.00   3,918,106.25
A-6        89,286.00    130,803.55             0.00         0.00  17,848,599.73
A-7        57,244.48     57,244.48             0.00         0.00  11,470,000.00
A-8             0.00          0.00        78,786.52         0.00  15,865,137.17
A-9        23,934.51     23,934.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,451.24     16,579.34             0.00         0.00   1,685,236.04
M-2         3,381.11      6,632.94             0.00         0.00     674,216.11
M-3         1,689.89      3,315.18             0.00         0.00     336,977.67
B-1         2,366.12      4,641.77             0.00         0.00     471,820.88
B-2         1,352.01      2,652.32             0.00         0.00     269,599.51
B-3         1,352.71      2,653.70             0.00         0.00     269,739.22

- -------------------------------------------------------------------------------
          551,963.35  1,575,847.93        78,786.52         0.00 120,641,691.02
===============================================================================















































Run:        11/21/96     09:45:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    362.620902  24.935717     1.809768    26.745485   0.000000    337.685186
A-2   1000.000000   0.000000     4.990800     4.990800   0.000000   1000.000000
A-3   1000.000000   0.000000     4.990800     4.990800   0.000000   1000.000000
A-4    909.085272   0.995485     4.537063     5.532548   0.000000    908.089787
A-5    395.505469  22.352492     1.973889    24.326381   0.000000    373.152976
A-6    692.958798   1.608148     3.458419     5.066567   0.000000    691.350650
A-7   1000.000000   0.000000     4.990800     4.990800   0.000000   1000.000000
A-8   1184.450079   0.000000     0.000000     0.000000   5.911354   1190.361432
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    873.588599   4.193201     4.359905     8.553106   0.000000    869.395398
M-2    873.588575   4.193204     4.359910     8.553114   0.000000    869.395371
M-3    873.588648   4.193215     4.359881     8.553096   0.000000    869.395433
B-1    873.588594   4.193201     4.359904     8.553105   0.000000    869.395393
B-2    873.588584   4.193196     4.359916     8.553112   0.000000    869.395389
B-3    873.588457   4.193215     4.359913     8.553128   0.000000    869.395243

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,131.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,133.79

SUBSERVICER ADVANCES THIS MONTH                                        7,899.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     244,520.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        579,242.60

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     120,641,691.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          507

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      361,484.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.93595690 %     2.22839600 %    0.83564720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.92677600 %     2.23507296 %    0.83815110 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2372 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,350,753.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,832,300.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.63050211
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.97

POOL TRADING FACTOR:                                                77.80992537


 ................................................................................


Run:        11/21/96     09:45:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00             0.00     4.750000  %          0.00
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    53,809,779.45     5.750000  %  1,671,748.45
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    20,857,631.08     5.000000  %          0.00
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     6.637500  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     7.026136  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     6.737500  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     6.787500  %          0.00
A-17  760944Z76    29,322,000.00    26,853,457.54     5.937500  %    742,999.31
A-18  760944Z84             0.00             0.00     3.062500  %          0.00
A-19  760944Z92    49,683,000.00    48,104,777.51     6.750000  %     50,862.12
A-20  7609442A5     5,593,279.30     4,785,052.14     0.000000  %     35,788.92
A-21  7609442B3             0.00             0.00     0.157229  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,193,828.58     6.750000  %     15,007.41
M-2   7609442F4     5,330,500.00     5,161,172.14     6.750000  %      5,457.01
M-3   7609442G2     5,330,500.00     5,161,172.14     6.750000  %      5,457.01
B-1                 2,665,200.00     2,580,537.66     6.750000  %      2,728.45
B-2                   799,500.00       774,103.22     6.750000  %        818.47
B-3                 1,865,759.44     1,652,265.28     6.750000  %      1,746.97

- -------------------------------------------------------------------------------
                  533,047,438.74   466,265,720.96                  2,532,614.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       257,028.98  1,928,777.43             0.00         0.00  52,138,031.00
A-4        63,290.04     63,290.04             0.00         0.00  11,287,000.00
A-5        86,633.93     86,633.93             0.00         0.00  20,857,631.08
A-6        30,321.88     30,321.88             0.00         0.00           0.00
A-7       204,464.08    204,464.08             0.00         0.00  37,443,000.00
A-8       114,944.84    114,944.84             0.00         0.00  20,499,000.00
A-9        13,289.39     13,289.39             0.00         0.00   2,370,000.00
A-10      269,259.53    269,259.53             0.00         0.00  48,019,128.22
A-11      116,256.96    116,256.96             0.00         0.00  20,733,000.00
A-12      270,402.21    270,402.21             0.00         0.00  48,222,911.15
A-13      287,994.19    287,994.19             0.00         0.00  52,230,738.70
A-14      124,201.24    124,201.24             0.00         0.00  21,279,253.46
A-15       84,994.73     84,994.73             0.00         0.00  15,185,886.80
A-16       28,542.18     28,542.18             0.00         0.00   5,062,025.89
A-17      132,451.49    875,450.80             0.00         0.00  26,110,458.23
A-18       68,317.08     68,317.08             0.00         0.00           0.00
A-19      269,739.78    320,601.90             0.00         0.00  48,053,915.39
A-20            0.00     35,788.92             0.00         0.00   4,749,263.22
A-21       60,900.44     60,900.44             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,589.61     94,597.02             0.00         0.00  14,178,821.17
M-2        28,940.44     34,397.45             0.00         0.00   5,155,715.13
M-3        28,940.44     34,397.45             0.00         0.00   5,155,715.13
B-1        14,469.94     17,198.39             0.00         0.00   2,577,809.21
B-2         4,340.66      5,159.13             0.00         0.00     773,284.75
B-3         9,264.84     11,011.81             0.00         0.00   1,650,518.31

- -------------------------------------------------------------------------------
        2,648,578.91  5,181,193.03             0.00         0.00 463,733,106.84
===============================================================================





















Run:        11/21/96     09:45:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    906.437899  28.160981     4.329711    32.490692   0.000000    878.276919
A-4   1000.000000   0.000000     5.607339     5.607339   0.000000   1000.000000
A-5    839.172443   0.000000     3.485574     3.485574   0.000000    839.172443
A-7   1000.000000   0.000000     5.460676     5.460676   0.000000   1000.000000
A-8   1000.000000   0.000000     5.607339     5.607339   0.000000   1000.000000
A-9   1000.000000   0.000000     5.607338     5.607338   0.000000   1000.000000
A-10   992.376792   0.000000     5.564593     5.564593   0.000000    992.376792
A-11  1000.000000   0.000000     5.607339     5.607339   0.000000   1000.000000
A-12   983.117799   0.000000     5.512675     5.512675   0.000000    983.117799
A-13   954.414928   0.000000     5.262532     5.262532   0.000000    954.414928
A-14   954.414928   0.000000     5.570661     5.570661   0.000000    954.414928
A-15   954.414928   0.000000     5.341818     5.341818   0.000000    954.414928
A-16   954.414927   0.000000     5.381459     5.381459   0.000000    954.414927
A-17   915.812616  25.339312     4.517137    29.856449   0.000000    890.473304
A-19   968.234155   1.023733     5.429217     6.452950   0.000000    967.210422
A-20   855.500304   6.398558     0.000000     6.398558   0.000000    849.101746
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.234154   1.023733     5.429217     6.452950   0.000000    967.210421
M-2    968.234151   1.023733     5.429217     6.452950   0.000000    967.210417
M-3    968.234151   1.023733     5.429217     6.452950   0.000000    967.210417
B-1    968.234151   1.023732     5.429214     6.452946   0.000000    967.210420
B-2    968.234171   1.023727     5.429218     6.452945   0.000000    967.210444
B-3    885.572515   0.936332     4.965704     5.902036   0.000000    884.636183

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      102,038.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    49,432.24

SUBSERVICER ADVANCES THIS MONTH                                       19,961.80
MASTER SERVICER ADVANCES THIS MONTH                                    4,800.63


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,278,023.71

 (B)  TWO MONTHLY PAYMENTS:                                    1     124,032.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     543,191.17


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     463,733,106.84

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,616

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 697,634.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,039,261.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.60253180 %     5.31250300 %    1.08496550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.57453120 %     5.28110913 %    1.08971420 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1575 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                            5,103,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,103,942.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22729343
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.34

POOL TRADING FACTOR:                                                86.99659226


 ................................................................................


Run:        11/21/96     09:45:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    16,725,141.05    10.500000  %    120,334.17
A-2   760944V96    67,648,000.00    33,545,316.17     6.625000  %  1,123,118.93
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.126048  %          0.00
R     760944X37       267,710.00        21,985.39     7.000000  %        132.43
M-1   760944X45     7,801,800.00     7,577,166.53     7.000000  %      7,848.70
M-2   760944X52     2,600,600.00     2,525,722.16     7.000000  %      2,616.23
M-3   760944X60     2,600,600.00     2,525,722.16     7.000000  %      2,616.23
B-1                 1,300,350.00     1,262,909.65     7.000000  %      1,308.17
B-2                   390,100.00       378,868.04     7.000000  %        392.45
B-3                   910,233.77       804,977.31     7.000000  %        833.82

- -------------------------------------------------------------------------------
                  260,061,393.77   221,530,808.46                  1,259,201.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       146,028.40    266,362.57             0.00         0.00  16,604,806.88
A-2       184,797.47  1,307,916.40             0.00         0.00  32,422,197.24
A-3       112,293.23    112,293.23             0.00         0.00  20,384,000.00
A-4       290,142.24    290,142.24             0.00         0.00  52,668,000.00
A-5       272,712.11    272,712.11             0.00         0.00  49,504,000.00
A-6        58,666.98     58,666.98             0.00         0.00  10,079,000.00
A-7       112,240.84    112,240.84             0.00         0.00  19,283,000.00
A-8         6,111.75      6,111.75             0.00         0.00   1,050,000.00
A-9        18,597.18     18,597.18             0.00         0.00   3,195,000.00
A-10       23,219.22     23,219.22             0.00         0.00           0.00
R             127.97        260.40             0.00         0.00      21,852.96
M-1        44,104.52     51,953.22             0.00         0.00   7,569,317.83
M-2        14,701.51     17,317.74             0.00         0.00   2,523,105.93
M-3        14,701.51     17,317.74             0.00         0.00   2,523,105.93
B-1         7,351.03      8,659.20             0.00         0.00   1,261,601.48
B-2         2,205.28      2,597.73             0.00         0.00     378,475.59
B-3         4,685.55      5,519.37             0.00         0.00     804,143.49

- -------------------------------------------------------------------------------
        1,312,686.79  2,571,887.92             0.00         0.00 220,271,607.33
===============================================================================














































Run:        11/21/96     09:45:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    820.704698   5.904812     7.165631    13.070443   0.000000    814.799886
A-2    495.880383  16.602397     2.731751    19.334148   0.000000    479.277987
A-3   1000.000000   0.000000     5.508891     5.508891   0.000000   1000.000000
A-4   1000.000000   0.000000     5.508890     5.508890   0.000000   1000.000000
A-5   1000.000000   0.000000     5.508890     5.508890   0.000000   1000.000000
A-6   1000.000000   0.000000     5.820714     5.820714   0.000000   1000.000000
A-7   1000.000000   0.000000     5.820715     5.820715   0.000000   1000.000000
A-8   1000.000000   0.000000     5.820714     5.820714   0.000000   1000.000000
A-9   1000.000000   0.000000     5.820714     5.820714   0.000000   1000.000000
R       82.123903   0.494677     0.478017     0.972694   0.000000     81.629226
M-1    971.207482   1.006011     5.653121     6.659132   0.000000    970.201470
M-2    971.207475   1.006010     5.653122     6.659132   0.000000    970.201465
M-3    971.207475   1.006010     5.653122     6.659132   0.000000    970.201465
B-1    971.207483   1.006014     5.653116     6.659130   0.000000    970.201469
B-2    971.207485   1.006024     5.653115     6.659139   0.000000    970.201461
B-3    884.363266   0.916050     5.147623     6.063673   0.000000    883.447216

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,292.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,282.04

SUBSERVICER ADVANCES THIS MONTH                                       21,157.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,078,444.19

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     532,339.80


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        454,952.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     220,271,607.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          846

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,029,731.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.19491230 %     5.70061200 %    1.10447620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.16309970 %     5.72726092 %    1.10963940 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1258 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,497,248.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,317,527.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49663838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.89

POOL TRADING FACTOR:                                                84.69984881


 ................................................................................


Run:        11/21/96     09:45:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   156,990,147.05     6.738075  %  1,851,759.91
A-2   7609442W7    76,450,085.00    91,445,284.32     6.738075  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.738075  %          0.00
M-1   7609442T4     8,228,000.00     7,994,788.50     6.738075  %      8,222.67
M-2   7609442U1     2,992,100.00     2,907,293.01     6.738075  %      2,990.16
M-3   7609442V9     1,496,000.00     1,453,597.91     6.738075  %      1,495.03
B-1                 2,244,050.00     2,180,445.48     6.738075  %      2,242.60
B-2                 1,047,225.00     1,017,542.84     6.738075  %      1,046.55
B-3                 1,196,851.02     1,162,927.88     6.738075  %      1,196.06

- -------------------------------------------------------------------------------
                  299,203,903.02   265,152,026.99                  1,868,952.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       881,351.02  2,733,110.93             0.00         0.00 155,138,387.14
A-2             0.00          0.00       513,114.09         0.00  91,958,398.41
A-3        41,069.99     41,069.99             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,860.04     53,082.71             0.00         0.00   7,986,565.83
M-2        16,313.28     19,303.44             0.00         0.00   2,904,302.85
M-3         8,156.37      9,651.40             0.00         0.00   1,452,102.88
B-1        12,234.83     14,477.43             0.00         0.00   2,178,202.88
B-2         5,709.60      6,756.15             0.00         0.00   1,016,496.29
B-3         6,525.37      7,721.43             0.00         0.00   1,161,731.82

- -------------------------------------------------------------------------------
        1,016,220.50  2,885,173.48       513,114.09         0.00 263,796,188.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    763.758380   9.008827     4.287780    13.296607   0.000000    754.749553
A-2   1196.143658   0.000000     0.000000     0.000000   6.711753   1202.855411
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    971.656356   0.999352     5.452120     6.451472   0.000000    970.657004
M-2    971.656365   0.999352     5.452117     6.451469   0.000000    970.657014
M-3    971.656357   0.999352     5.452119     6.451471   0.000000    970.657005
B-1    971.656371   0.999354     5.452120     6.451474   0.000000    970.657017
B-2    971.656368   0.999355     5.452123     6.451478   0.000000    970.657013
B-3    971.656339   0.999347     5.452116     6.451463   0.000000    970.657000

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:45:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,953.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,426.86

SUBSERVICER ADVANCES THIS MONTH                                       24,739.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,154,788.57

 (B)  TWO MONTHLY PAYMENTS:                                    1     321,096.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        113,785.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     263,796,188.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          969

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,083,129.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.69546750 %     4.65984700 %    1.64468520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.66958160 %     4.67898026 %    1.65143820 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,777,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,968,706.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.31182787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.18

POOL TRADING FACTOR:                                                88.16602505


 ................................................................................


Run:        11/25/96     09:32:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    27,044,920.24     6.037500  %    249,444.23
A-2   7609442N7             0.00             0.00     3.962500  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    27,044,920.24                    249,444.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       135,684.37    385,128.60             0.00         0.00  26,795,476.01
A-2        89,051.65     89,051.65             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          224,736.02    474,180.25             0.00         0.00  26,795,476.01
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    739.554510   6.821155     3.710345    10.531500   0.000000    732.733355
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-November-96 
DISTRIBUTION DATE        29-November-96 

Run:     11/25/96     09:32:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,795,476.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 362,380.41

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      207,686.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                73.27313512


 ................................................................................


Run:        11/21/96     09:45:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    84,271,249.74     6.500000  %    374,828.26
A-2   7609443C0    22,306,000.00    12,769,615.55     6.500000  %    184,616.91
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    24,788,579.26     6.500000  %     25,386.54
A-9   7609443K2             0.00             0.00     0.533497  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,449,891.14     6.500000  %      6,605.48
M-2   7609443N6     3,317,000.00     3,224,459.52     6.500000  %      3,302.24
M-3   7609443P1     1,990,200.00     1,934,675.72     6.500000  %      1,981.34
B-1                 1,326,800.00     1,289,783.81     6.500000  %      1,320.90
B-2                   398,000.00       386,896.27     6.500000  %        396.23
B-3                   928,851.36       803,211.04     6.500000  %        822.58

- -------------------------------------------------------------------------------
                  265,366,951.36   235,250,362.05                    599,260.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       456,312.76    831,141.02             0.00         0.00  83,896,421.48
A-2        69,145.03    253,761.94             0.00         0.00  12,584,998.64
A-3       173,495.91    173,495.91             0.00         0.00  32,041,000.00
A-4       243,579.78    243,579.78             0.00         0.00  44,984,000.00
A-5        56,855.50     56,855.50             0.00         0.00  10,500,000.00
A-6        58,301.25     58,301.25             0.00         0.00  10,767,000.00
A-7         5,631.40      5,631.40             0.00         0.00   1,040,000.00
A-8       134,225.43    159,611.97             0.00         0.00  24,763,192.72
A-9       104,551.90    104,551.90             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        34,924.93     41,530.41             0.00         0.00   6,443,285.66
M-2        17,459.83     20,762.07             0.00         0.00   3,221,157.28
M-3        10,475.90     12,457.24             0.00         0.00   1,932,694.38
B-1         6,983.93      8,304.83             0.00         0.00   1,288,462.91
B-2         2,094.97      2,491.20             0.00         0.00     386,500.04
B-3         4,349.26      5,171.84             0.00         0.00     802,388.46

- -------------------------------------------------------------------------------
        1,378,387.78  1,977,648.26             0.00         0.00 234,651,101.57
===============================================================================

















































Run:        11/21/96     09:45:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    813.170030   3.616881     4.403161     8.020042   0.000000    809.553149
A-2    572.474471   8.276558     3.099840    11.376398   0.000000    564.197913
A-3   1000.000000   0.000000     5.414809     5.414809   0.000000   1000.000000
A-4   1000.000000   0.000000     5.414809     5.414809   0.000000   1000.000000
A-5   1000.000000   0.000000     5.414810     5.414810   0.000000   1000.000000
A-6   1000.000000   0.000000     5.414809     5.414809   0.000000   1000.000000
A-7   1000.000000   0.000000     5.414808     5.414808   0.000000   1000.000000
A-8    972.101147   0.995551     5.263742     6.259293   0.000000    971.105597
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.101151   0.995551     5.263742     6.259293   0.000000    971.105601
M-2    972.101152   0.995550     5.263741     6.259291   0.000000    971.105601
M-3    972.101156   0.995548     5.263742     6.259290   0.000000    971.105608
B-1    972.101153   0.995553     5.263740     6.259293   0.000000    971.105600
B-2    972.101181   0.995553     5.263744     6.259297   0.000000    971.105628
B-3    864.735817   0.885599     4.682385     5.567984   0.000000    863.850229

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,509.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,695.74

SUBSERVICER ADVANCES THIS MONTH                                       30,340.75
MASTER SERVICER ADVANCES THIS MONTH                                    3,763.72


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   2,806,294.98

 (B)  TWO MONTHLY PAYMENTS:                                    3     857,936.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     332,373.57


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        446,062.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     234,651,101.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          833

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 533,357.05

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      358,335.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.01109640 %     4.93475400 %    1.05414980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.00195070 %     4.94228974 %    1.05575950 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5332 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,861.00
      FRAUD AMOUNT AVAILABLE                            2,448,515.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43699359
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.55

POOL TRADING FACTOR:                                                88.42514125


 ................................................................................


Run:        11/21/96     09:46:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00    65,305,457.93     7.945509  %  1,671,142.79
M-1   7609442K3     3,625,500.00     3,406,132.53     7.945509  %     42,735.42
M-2   7609442L1     2,416,900.00     2,270,661.07     7.945509  %     28,489.10
R     7609442J6           100.00             0.00     7.945509  %          0.00
B-1                   886,200.00       832,578.84     7.945509  %     10,446.04
B-2                   322,280.00       302,779.86     7.945509  %      3,798.86
B-3                   805,639.55       663,963.06     7.945509  %      8,330.48

- -------------------------------------------------------------------------------
                  161,126,619.55    72,781,573.29                  1,764,942.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         425,448.38  2,096,591.17             0.00         0.00  63,634,315.14
M-1        22,190.08     64,925.50             0.00         0.00   3,363,397.11
M-2        14,792.78     43,281.88             0.00         0.00   2,242,171.97
R               0.00          0.00             0.00         0.00           0.00
B-1         5,424.04     15,870.08             0.00         0.00     822,132.80
B-2         1,972.53      5,771.39             0.00         0.00     298,981.00
B-3         4,325.56     12,656.04             0.00         0.00     655,632.58

- -------------------------------------------------------------------------------
          474,153.37  2,239,096.06             0.00         0.00  71,016,630.60
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      426.637865  10.917507     2.779437    13.696944   0.000000    415.720358
M-1    939.493182  11.787456     6.120557    17.908013   0.000000    927.705726
M-2    939.493181  11.787455     6.120559    17.908014   0.000000    927.705726
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    939.493162  11.787452     6.120560    17.908012   0.000000    927.705710
B-2    939.493174  11.787452     6.120547    17.907999   0.000000    927.705722
B-3    824.144073  10.340220     5.369088    15.709308   0.000000    813.803866

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,918.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,158.24

SUBSERVICER ADVANCES THIS MONTH                                       12,905.19
MASTER SERVICER ADVANCES THIS MONTH                                    3,655.61


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     649,203.43

 (B)  TWO MONTHLY PAYMENTS:                                    1     267,722.15

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     473,726.70


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        335,251.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,016,630.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          249

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 487,938.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,703,561.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.72801080 %     7.79976800 %    2.47222160 %
PREPAYMENT PERCENT           94.86400540 %     0.00000000 %    5.13599460 %
NEXT DISTRIBUTION            89.60480750 %     7.89331884 %    2.50187370 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              983,715.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,142,050.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.40901936
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.07

POOL TRADING FACTOR:                                                44.07504533


 ................................................................................


Run:        11/25/96     09:32:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    45,181,986.44     6.470000  %    151,201.67
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     5,905,124.75     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   112,395,514.41                    151,201.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       242,912.74    394,114.41             0.00         0.00  45,030,784.77
A-2       329,613.47    329,613.47             0.00         0.00  61,308,403.22
A-3             0.00          0.00        31,747.83         0.00   5,936,872.58
S-1        14,727.39     14,727.39             0.00         0.00           0.00
S-2         5,122.13      5,122.13             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          592,375.73    743,577.40        31,747.83         0.00 112,276,060.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    912.767403   3.054579     4.907328     7.961907   0.000000    909.712824
A-2   1000.000000   0.000000     5.376318     5.376318   0.000000   1000.000000
A-3   1181.024950   0.000000     0.000000     0.000000   6.349566   1187.374516
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-November-96 
DISTRIBUTION DATE        29-November-96 

Run:     11/25/96     09:32:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,809.89

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     112,276,060.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,114,330.13

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.94975537


 ................................................................................


Run:        11/21/96     09:46:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00             0.00     4.500000  %          0.00
A-2   7609445P9    57,515,000.00    53,047,221.98     5.500000  %  1,165,963.64
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,072,637.34     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    30,560,888.77     5.937500  %    466,385.46
A-9   7609445W4             0.00             0.00     3.062500  %          0.00
A-10  7609445X2    43,420,000.00    36,673,983.09     6.500000  %    237,005.46
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    38,348,653.07     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     5,464,363.93     6.500000  %          0.00
A-14  7609446B9       478,414.72       393,966.56     0.000000  %        477.14
A-15  7609446C7             0.00             0.00     0.502239  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,376,021.24     6.500000  %     11,655.59
M-2   7609446G8     4,252,700.00     4,136,531.60     6.500000  %      4,238.19
M-3   7609446H6     4,252,700.00     4,136,531.60     6.500000  %      4,238.19
B-1                 2,126,300.00     2,068,217.13     6.500000  %      2,119.04
B-2                   638,000.00       620,572.15     6.500000  %        635.82
B-3                 1,488,500.71     1,447,840.30     6.500000  %      1,483.41

- -------------------------------------------------------------------------------
                  425,269,315.43   377,766,428.76                  1,894,201.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       242,810.34  1,408,773.98             0.00         0.00  51,881,258.34
A-3       208,048.44    208,048.44             0.00         0.00  41,665,000.00
A-4        52,482.32     52,482.32             0.00         0.00  10,090,000.00
A-5        39,727.19     39,727.19             0.00         0.00   7,344,000.00
A-6       243,819.35    243,819.35             0.00         0.00  45,072,637.34
A-7       103,072.16    103,072.16             0.00         0.00  19,054,000.00
A-8       151,011.99    617,397.45             0.00         0.00  30,094,503.31
A-9        77,890.39     77,890.39             0.00         0.00           0.00
A-10      198,387.03    435,392.49             0.00         0.00  36,436,977.63
A-11      358,464.33    358,464.33             0.00         0.00  66,266,000.00
A-12            0.00          0.00       207,446.12         0.00  38,556,099.19
A-13            0.00          0.00        29,559.35         0.00   5,493,923.28
A-14            0.00        477.14             0.00         0.00     393,489.42
A-15      157,897.64    157,897.64             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        61,538.32     73,193.91             0.00         0.00  11,364,365.65
M-2        22,376.47     26,614.66             0.00         0.00   4,132,293.41
M-3        22,376.47     26,614.66             0.00         0.00   4,132,293.41
B-1        11,187.97     13,307.01             0.00         0.00   2,066,098.09
B-2         3,356.97      3,992.79             0.00         0.00     619,936.33
B-3         7,832.06      9,315.47             0.00         0.00   1,446,356.89

- -------------------------------------------------------------------------------
        1,962,279.45  3,856,481.39       237,005.47         0.00 376,109,232.29
===============================================================================



































Run:        11/21/96     09:46:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    922.319777  20.272340     4.221687    24.494027   0.000000    902.047437
A-3   1000.000000   0.000000     4.993362     4.993362   0.000000   1000.000000
A-4   1000.000000   0.000000     5.201419     5.201419   0.000000   1000.000000
A-5   1000.000000   0.000000     5.409476     5.409476   0.000000   1000.000000
A-6    991.980926   0.000000     5.366097     5.366097   0.000000    991.980926
A-7   1000.000000   0.000000     5.409476     5.409476   0.000000   1000.000000
A-8    608.976741   9.293509     3.009166    12.302675   0.000000    599.683232
A-10   844.633420   5.458440     4.569024    10.027464   0.000000    839.174980
A-11  1000.000000   0.000000     5.409476     5.409476   0.000000   1000.000000
A-12  1181.995225   0.000000     0.000000     0.000000   6.393975   1188.389200
A-13  1181.995226   0.000000     0.000000     0.000000   6.393976   1188.389202
A-14   823.483358   0.997336     0.000000     0.997336   0.000000    822.486022
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.683617   0.996588     5.261709     6.258297   0.000000    971.687029
M-2    972.683613   0.996588     5.261709     6.258297   0.000000    971.687025
M-3    972.683613   0.996588     5.261709     6.258297   0.000000    971.687025
B-1    972.683596   0.996586     5.261708     6.258294   0.000000    971.687010
B-2    972.683621   0.996583     5.261708     6.258291   0.000000    971.687038
B-3    972.683648   0.996587     5.261711     6.258298   0.000000    971.687068

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       74,357.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    39,781.88

SUBSERVICER ADVANCES THIS MONTH                                       61,883.12
MASTER SERVICER ADVANCES THIS MONTH                                    5,473.15


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,817,186.92

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,295,523.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,001,840.35


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,851,932.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     376,109,232.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,317

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 780,584.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,270,109.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.69701920 %     5.20681500 %    1.09616630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.67571250 %     5.21894992 %    1.09987170 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5018 %

      BANKRUPTCY AMOUNT AVAILABLE                         142,572.00
      FRAUD AMOUNT AVAILABLE                            3,914,628.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,113,764.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35699108
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.89

POOL TRADING FACTOR:                                                88.44024684


 ................................................................................


Run:        11/21/96     09:46:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    17,088,000.00     6.000000  %    227,967.84
A-2   7609445A2    54,914,000.00    32,900,374.96     6.000000  %    690,137.94
A-3   7609445B0    15,096,000.00    10,480,604.83     6.000000  %    192,490.83
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     6.100000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     5.828591  %          0.00
A-9   7609445H7             0.00             0.00     0.323969  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       686,317.52     6.000000  %      3,138.17
M-2   7609445L8     2,868,200.00     2,537,375.48     6.000000  %     11,602.09
B                     620,201.82       548,666.38     6.000000  %      2,508.77

- -------------------------------------------------------------------------------
                  155,035,301.82   125,586,916.49                  1,127,845.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,370.21    313,338.05             0.00         0.00  16,860,032.16
A-2       164,367.50    854,505.44             0.00         0.00  32,210,237.02
A-3        52,360.22    244,851.05             0.00         0.00  10,288,114.00
A-4        31,089.58     31,089.58             0.00         0.00   6,223,000.00
A-5        46,219.34     46,219.34             0.00         0.00   9,251,423.55
A-6       186,366.00    186,366.00             0.00         0.00  37,303,669.38
A-7        27,482.44     27,482.44             0.00         0.00   5,410,802.13
A-8        15,319.99     15,319.99             0.00         0.00   3,156,682.26
A-9        33,877.49     33,877.49             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,428.79      6,566.96             0.00         0.00     683,179.35
M-2        12,676.52     24,278.61             0.00         0.00   2,525,773.39
B           2,741.08      5,249.85             0.00         0.00     546,157.61

- -------------------------------------------------------------------------------
          661,299.16  1,789,144.80             0.00         0.00 124,459,070.85
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000  13.340815     4.995916    18.336731   0.000000    986.659185
A-2    599.125450  12.567614     2.993180    15.560794   0.000000    586.557836
A-3    694.263701  12.751115     3.468483    16.219598   0.000000    681.512586
A-4   1000.000000   0.000000     4.995915     4.995915   0.000000   1000.000000
A-5    972.298849   0.000000     4.857524     4.857524   0.000000    972.298849
A-6    967.268303   0.000000     4.832391     4.832391   0.000000    967.268303
A-7    914.450250   0.000000     4.644658     4.644658   0.000000    914.450250
A-8    914.450249   0.000000     4.438004     4.438004   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    884.657798   4.045076     4.419683     8.464759   0.000000    880.612722
M-2    884.657792   4.045077     4.419678     8.464755   0.000000    880.612715
B      884.657804   4.045070     4.419674     8.464744   0.000000    880.612733

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,223.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,305.99

SUBSERVICER ADVANCES THIS MONTH                                        7,149.55
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     692,748.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     124,459,070.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          507

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      553,602.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.99621630 %     2.56690200 %    0.43688180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.98285520 %     2.57831970 %    0.43882510 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3232 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,100.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,661,458.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69900408
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.00

POOL TRADING FACTOR:                                                80.27789116


 ................................................................................


Run:        11/21/96     09:46:06                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    11,177,859.73     6.500000  %    480,340.63
A-2   7609443X4    70,702,000.00    42,289,182.21     6.500000  %  1,585,640.58
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    28,689,860.01     6.500000  %     29,696.44
A-9   7609444E5             0.00             0.00     0.446757  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,369,269.81     6.500000  %      8,662.90
M-2   7609444H8     3,129,000.00     3,043,070.25     6.500000  %      3,149.84
M-3   7609444J4     3,129,000.00     3,043,070.25     6.500000  %      3,149.84
B-1                 1,251,600.00     1,217,228.09     6.500000  %      1,259.93
B-2                   625,800.00       608,614.05     6.500000  %        629.97
B-3                 1,251,647.88     1,171,838.92     6.500000  %      1,212.94

- -------------------------------------------------------------------------------
                  312,906,747.88   274,536,993.32                  2,113,743.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        60,362.99    540,703.62             0.00         0.00  10,697,519.10
A-2       228,371.22  1,814,011.80             0.00         0.00  40,703,541.63
A-3        60,552.75     60,552.75             0.00         0.00  11,213,000.00
A-4       441,490.23    441,490.23             0.00         0.00  81,754,000.00
A-5       342,169.23    342,169.23             0.00         0.00  63,362,000.00
A-6        95,033.21     95,033.21             0.00         0.00  17,598,000.00
A-7         5,400.23      5,400.23             0.00         0.00   1,000,000.00
A-8       154,931.78    184,628.22             0.00         0.00  28,660,163.57
A-9       101,899.20    101,899.20             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,195.96     53,858.86             0.00         0.00   8,360,606.91
M-2        16,433.28     19,583.12             0.00         0.00   3,039,920.41
M-3        16,433.28     19,583.12             0.00         0.00   3,039,920.41
B-1         6,573.31      7,833.24             0.00         0.00   1,215,968.16
B-2         3,286.66      3,916.63             0.00         0.00     607,984.08
B-3         6,328.19      7,541.13             0.00         0.00   1,132,961.93

- -------------------------------------------------------------------------------
        1,584,461.52  3,698,204.59             0.00         0.00 272,385,586.20
===============================================================================















































Run:        11/21/96     09:46:06
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    564.966375  24.278020     3.050947    27.328967   0.000000    540.688355
A-2    598.132757  22.427097     3.230053    25.657150   0.000000    575.705661
A-3   1000.000000   0.000000     5.400227     5.400227   0.000000   1000.000000
A-4   1000.000000   0.000000     5.400228     5.400228   0.000000   1000.000000
A-5   1000.000000   0.000000     5.400228     5.400228   0.000000   1000.000000
A-6   1000.000000   0.000000     5.400228     5.400228   0.000000   1000.000000
A-7   1000.000000   0.000000     5.400230     5.400230   0.000000   1000.000000
A-8    972.537627   1.006659     5.251925     6.258584   0.000000    971.530969
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.537628   1.006658     5.251924     6.258582   0.000000    971.530969
M-2    972.537632   1.006660     5.251927     6.258587   0.000000    971.530972
M-3    972.537632   1.006660     5.251927     6.258587   0.000000    971.530972
B-1    972.537624   1.006655     5.251926     6.258581   0.000000    971.530968
B-2    972.537632   1.006663     5.251934     6.258597   0.000000    971.530968
B-3    936.236891   0.969074     5.055895     6.024969   0.000000    905.176247

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,274.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,753.89

SUBSERVICER ADVANCES THIS MONTH                                       22,142.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,406,805.99

 (B)  TWO MONTHLY PAYMENTS:                                    2     396,074.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     687,568.68


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        791,107.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     272,385,586.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          958

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,643,148.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.64271780 %     5.26537800 %    1.09190420 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.61296530 %     5.30147279 %    1.08556190 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4464 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,986.00
      FRAUD AMOUNT AVAILABLE                            2,846,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32299760
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.79

POOL TRADING FACTOR:                                                87.05008379


 ................................................................................


Run:        11/21/96     09:46:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00       199,201.45     6.500000  %    199,201.45
A-2   7609444L9    29,271,000.00    29,271,000.00     6.000000  %  1,041,224.16
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     6.089000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     7.390032  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.197074  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       696,982.94     6.500000  %      3,180.17
M-2   7609444Y1     2,903,500.00     2,577,948.98     6.500000  %     11,762.58
B                     627,984.63       557,572.65     6.500000  %      2,544.08

- -------------------------------------------------------------------------------
                  156,939,684.63   123,918,016.52                  1,257,912.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         1,077.36    200,278.81             0.00         0.00           0.00
A-2       146,130.58  1,187,354.74             0.00         0.00  28,229,775.84
A-3       151,410.76    151,410.76             0.00         0.00  28,657,000.00
A-4        25,581.54     25,581.54             0.00         0.00   4,730,000.00
A-5        15,754.19     15,754.19             0.00         0.00           0.00
A-6       134,858.05    134,858.05             0.00         0.00  24,935,106.59
A-7        53,197.22     53,197.22             0.00         0.00  10,500,033.66
A-8        29,798.70     29,798.70             0.00         0.00   4,846,170.25
A-9        91,655.49     91,655.49             0.00         0.00  16,947,000.00
A-10       20,319.62     20,319.62             0.00         0.00           0.00
R-I             1.89          1.89             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         3,769.53      6,949.70             0.00         0.00     693,802.77
M-2        13,942.48     25,705.06             0.00         0.00   2,566,186.40
B           3,015.55      5,559.63             0.00         0.00     555,028.57

- -------------------------------------------------------------------------------
          690,512.96  1,948,425.40             0.00         0.00 122,660,104.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      6.419227   6.419227     0.034718     6.453945   0.000000      0.000000
A-2   1000.000000  35.571868     4.992333    40.564201   0.000000    964.428132
A-3   1000.000000   0.000000     5.283552     5.283552   0.000000   1000.000000
A-4   1000.000000   0.000000     5.408359     5.408359   0.000000   1000.000000
A-6    974.560564   0.000000     5.270775     5.270775   0.000000    974.560564
A-7    935.744141   0.000000     4.740841     4.740841   0.000000    935.744141
A-8    935.744141   0.000000     5.753813     5.753813   0.000000    935.744142
A-9   1000.000000   0.000000     5.408361     5.408361   0.000000   1000.000000
R-I      0.000000   0.000000    18.910000    18.910000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    887.876357   4.051172     4.801949     8.853121   0.000000    883.825185
M-2    887.876349   4.051173     4.801956     8.853129   0.000000    883.825177
B      887.876269   4.051166     4.801965     8.853131   0.000000    883.825103

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,415.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,321.58

SUBSERVICER ADVANCES THIS MONTH                                       12,219.54
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     966,310.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        271,101.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     122,660,104.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          523

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      692,503.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.90722570 %     2.64282100 %    0.44995290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.88976480 %     2.65774205 %    0.45249320 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1953 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              663,513.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,827,686.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.09538071
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              141.91

POOL TRADING FACTOR:                                                78.15748093


 ................................................................................


Run:        11/21/96     09:46:10                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   128,642,187.63     6.989737  %  1,125,232.75
A-2   760947LS8    99,787,000.00    76,867,173.50     6.989737  %    672,356.89
A-3   7609446Y9   100,000,000.00   119,015,368.36     6.989737  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.989737  %          0.00
M-1   7609447B8    10,702,300.00    10,417,148.27     6.989737  %     10,591.05
M-2   7609447C6     3,891,700.00     3,788,009.65     6.989737  %      3,851.25
M-3   7609447D4     3,891,700.00     3,788,009.65     6.989737  %      3,851.25
B-1                 1,751,300.00     1,704,638.41     6.989737  %      1,733.10
B-2                   778,400.00       757,660.32     6.989737  %        770.31
B-3                 1,362,164.15     1,325,870.72     6.989737  %      1,347.99

- -------------------------------------------------------------------------------
                  389,164,664.15   346,306,066.51                  1,819,734.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       748,621.92  1,873,854.67             0.00         0.00 127,516,954.88
A-2       447,321.77  1,119,678.66             0.00         0.00  76,194,816.61
A-3             0.00          0.00       692,599.49         0.00 119,707,967.85
A-4        38,346.89     38,346.89             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        60,621.68     71,212.73             0.00         0.00  10,406,557.22
M-2        22,043.98     25,895.23             0.00         0.00   3,784,158.40
M-3        22,043.98     25,895.23             0.00         0.00   3,784,158.40
B-1         9,919.99     11,653.09             0.00         0.00   1,702,905.31
B-2         4,409.14      5,179.45             0.00         0.00     756,890.01
B-3         7,715.80      9,063.79             0.00         0.00   1,324,522.73

- -------------------------------------------------------------------------------
        1,361,045.15  3,180,779.74       692,599.49         0.00 345,178,931.41
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    770.312501   6.737921     4.482766    11.220687   0.000000    763.574580
A-2    770.312501   6.737921     4.482766    11.220687   0.000000    763.574580
A-3   1190.153684   0.000000     0.000000     0.000000   6.925995   1197.079679
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.356033   0.989605     5.664360     6.653965   0.000000    972.366428
M-2    973.356027   0.989606     5.664357     6.653963   0.000000    972.366421
M-3    973.356027   0.989606     5.664357     6.653963   0.000000    972.366421
B-1    973.356027   0.989608     5.664358     6.653966   0.000000    972.366419
B-2    973.356012   0.989607     5.664363     6.653970   0.000000    972.366405
B-3    973.356053   0.989602     5.664361     6.653963   0.000000    972.366451

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       65,897.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,576.39

SUBSERVICER ADVANCES THIS MONTH                                       31,379.57
MASTER SERVICER ADVANCES THIS MONTH                                    2,237.11


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   3,426,171.36

 (B)  TWO MONTHLY PAYMENTS:                                    3     507,960.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        635,992.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     345,178,931.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,350

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 293,111.05

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      775,047.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.71037960 %     5.19574100 %    1.09387900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.69625720 %     5.20740763 %    1.09633520 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,588,571.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43106801
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.07

POOL TRADING FACTOR:                                                88.69739810


 ................................................................................


Run:        11/21/96     09:46:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    21,412,154.63     6.500000  %    796,506.41
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    17,848,291.15     6.500000  %    366,344.59
A-4   760947AD3    73,800,000.00    70,457,463.89     6.500000  %     83,836.68
A-5   760947AE1    13,209,000.00    15,528,348.32     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,359,805.38     0.000000  %     11,173.51
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.215299  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       811,002.13     6.500000  %      3,637.10
M-2   760947AL5     2,907,400.00     2,593,387.09     6.500000  %     11,630.56
B                     726,864.56       648,359.70     6.500000  %      2,907.68

- -------------------------------------------------------------------------------
                  181,709,071.20   147,581,812.29                  1,276,036.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       115,603.01    912,109.42             0.00         0.00  20,615,648.22
A-2        91,366.32     91,366.32             0.00         0.00  16,923,000.00
A-3        96,361.92    462,706.51             0.00         0.00  17,481,946.56
A-4       380,395.89    464,232.57             0.00         0.00  70,373,627.21
A-5             0.00          0.00        83,836.68         0.00  15,612,185.00
A-6             0.00     11,173.51             0.00         0.00   1,348,631.87
A-7         5,516.21      5,516.21             0.00         0.00           0.00
A-8        26,391.87     26,391.87             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,378.56      8,015.66             0.00         0.00     807,365.03
M-2        14,001.55     25,632.11             0.00         0.00   2,581,756.53
B           3,500.43      6,408.11             0.00         0.00     645,452.02

- -------------------------------------------------------------------------------
          737,515.76  2,013,552.29        83,836.68         0.00 146,389,612.44
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    492.414558  18.317230     2.658518    20.975748   0.000000    474.097328
A-2   1000.000000   0.000000     5.398943     5.398943   0.000000   1000.000000
A-3    637.438970  13.083735     3.441497    16.525232   0.000000    624.355234
A-4    954.708183   1.135998     5.154416     6.290414   0.000000    953.572184
A-5   1175.588487   0.000000     0.000000     0.000000   6.346936   1181.935423
A-6    777.250768   6.386663     0.000000     6.386663   0.000000    770.864105
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    891.995304   4.000330     4.815838     8.816168   0.000000    887.994974
M-2    891.995284   4.000330     4.815832     8.816162   0.000000    887.994954
B      891.995202   4.000333     4.815835     8.816168   0.000000    887.994897

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,696.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,694.11

SUBSERVICER ADVANCES THIS MONTH                                       13,670.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,184,338.71

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     226,050.68


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     146,389,612.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          620

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      530,033.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.22835910 %     2.32823300 %    0.44340770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.21832160 %     2.31513801 %    0.44501360 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2151 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,569,156.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     896,783.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00609103
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.19

POOL TRADING FACTOR:                                                80.56263315


 ................................................................................


Run:        11/21/96     09:46:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   143,620,066.17     7.000000  %  2,335,440.91
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00     9,475,246.65     7.000000  %    114,682.14
A-4   760947BA8   100,000,000.00   118,368,886.04     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,172,011.94     0.000000  %      2,693.28
A-6   760947AV3             0.00             0.00     0.361870  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,511,592.51     7.000000  %     11,133.69
M-2   760947AY7     3,940,650.00     3,837,181.24     7.000000  %      3,711.21
M-3   760947AZ4     3,940,700.00     3,837,229.94     7.000000  %      3,711.26
B-1                 2,364,500.00     2,302,415.85     7.000000  %      2,226.83
B-2                   788,200.00       767,504.43     7.000000  %        742.31
B-3                 1,773,245.53     1,703,758.54     7.000000  %      1,647.83

- -------------------------------------------------------------------------------
                  394,067,185.32   346,934,193.31                  2,475,989.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       837,604.12  3,173,045.03             0.00         0.00 141,284,625.26
A-2       287,745.05    287,745.05             0.00         0.00  49,338,300.00
A-3        55,260.42    169,942.56             0.00         0.00   9,360,564.51
A-4             0.00          0.00       690,337.14         0.00 119,059,223.18
A-5             0.00      2,693.28             0.00         0.00   2,169,318.66
A-6       104,598.60    104,598.60             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        67,136.56     78,270.25             0.00         0.00  11,500,458.82
M-2        22,378.76     26,089.97             0.00         0.00   3,833,470.03
M-3        22,379.04     26,090.30             0.00         0.00   3,833,518.68
B-1        13,427.88     15,654.71             0.00         0.00   2,300,189.02
B-2         4,476.15      5,218.46             0.00         0.00     766,762.12
B-3         9,936.46     11,584.29             0.00         0.00   1,702,110.71

- -------------------------------------------------------------------------------
        1,424,943.04  3,900,932.50       690,337.14         0.00 345,148,540.99
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    699.842964  11.380317     4.081542    15.461859   0.000000    688.462647
A-2   1000.000000   0.000000     5.832083     5.832083   0.000000   1000.000000
A-3    758.019732   9.174571     4.420834    13.595405   0.000000    748.845161
A-4   1183.688860   0.000000     0.000000     0.000000   6.903371   1190.592232
A-5    911.871064   1.130714     0.000000     1.130714   0.000000    910.740350
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.743234   0.941777     5.678951     6.620728   0.000000    972.801457
M-2    973.743225   0.941776     5.678951     6.620727   0.000000    972.801449
M-3    973.743228   0.941777     5.678950     6.620727   0.000000    972.801452
B-1    973.743223   0.941776     5.678951     6.620727   0.000000    972.801446
B-2    973.743250   0.941779     5.678952     6.620731   0.000000    972.801472
B-3    960.813667   0.929273     5.603544     6.532817   0.000000    959.884393

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,813.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,754.06

SUBSERVICER ADVANCES THIS MONTH                                       54,777.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   4,383,976.90

 (B)  TWO MONTHLY PAYMENTS:                                    1     152,179.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      51,974.26


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,866,844.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     345,148,540.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,290

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,449,888.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.05037390 %     5.56499700 %    1.38462950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.02100310 %     5.55339086 %    1.39048130 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3618 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,235.00
      FRAUD AMOUNT AVAILABLE                            3,568,133.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,568,133.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60508528
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.91

POOL TRADING FACTOR:                                                87.58621724


 ................................................................................


Run:        11/21/96     09:46:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   121,079,843.24     6.500000  %  1,039,315.85
A-2   760947BC4     1,321,915.43     1,118,630.38     0.000000  %     14,627.68
A-3   760947BD2             0.00             0.00     0.305017  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,044,903.09     6.500000  %      4,761.53
M-2   760947BG5     2,491,000.00     2,228,470.51     6.500000  %     10,154.95
B                     622,704.85       557,077.21     6.500000  %      2,538.55

- -------------------------------------------------------------------------------
                  155,671,720.28   126,028,924.43                  1,071,398.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       655,301.92  1,694,617.77             0.00         0.00 120,040,527.39
A-2             0.00     14,627.68             0.00         0.00   1,104,002.70
A-3        32,007.41     32,007.41             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         5,655.17     10,416.70             0.00         0.00   1,040,141.56
M-2        12,060.81     22,215.76             0.00         0.00   2,218,315.56
B           3,014.98      5,553.53             0.00         0.00     554,538.66

- -------------------------------------------------------------------------------
          708,040.29  1,779,438.85             0.00         0.00 124,957,525.87
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    806.833191   6.925633     4.366700    11.292333   0.000000    799.907558
A-2    846.219323  11.065519     0.000000    11.065519   0.000000    835.153804
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    894.608810   4.076652     4.841755     8.918407   0.000000    890.532158
M-2    894.608796   4.076656     4.841754     8.918410   0.000000    890.532140
B      894.608754   4.076602     4.841748     8.918350   0.000000    890.532104

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:15                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,175.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,729.54

SUBSERVICER ADVANCES THIS MONTH                                        6,302.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     296,993.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        361,009.48

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     124,957,525.87

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          534

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      496,993.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.93343860 %     2.62058000 %    0.44598180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.92136670 %     2.60765176 %    0.44773750 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3056 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              658,767.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04460803
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.00

POOL TRADING FACTOR:                                                80.26989465


 ................................................................................


Run:        11/21/96     09:46:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    15,385,227.17     7.750000  %    900,812.38
A-2   760947BS9    40,324,000.00    29,428,369.33     7.750000  %          0.00
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     2,906,216.49     7.750000  %          0.00
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    13,611,038.31     7.750000  %          0.00
A-7   760947BX8    21,500,000.00    25,579,405.08     7.750000  %          0.00
A-8   760947BY6    15,537,000.00     9,374,337.26     7.750000  %    548,871.91
A-9   760947BZ3     2,074,847.12     1,937,182.57     0.000000  %      7,633.08
A-10  760947CE9             0.00             0.00     0.327596  %          0.00
R     760947CA7       355,000.00        39,378.89     7.750000  %        428.11
M-1   760947CB5     4,463,000.00     4,360,256.55     7.750000  %      3,807.38
M-2   760947CC3     2,028,600.00     1,981,899.28     7.750000  %      1,730.59
M-3   760947CD1     1,623,000.00     1,585,636.64     7.750000  %      1,384.58
B-1                   974,000.00       951,577.39     7.750000  %        830.92
B-2                   324,600.00       317,127.33     7.750000  %        276.92
B-3                   730,456.22       713,640.28     7.750000  %        623.14

- -------------------------------------------------------------------------------
                  162,292,503.34   130,042,292.57                  1,466,399.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        99,330.39  1,000,142.77             0.00         0.00  14,484,414.79
A-2       189,995.99    189,995.99             0.00         0.00  29,428,369.33
A-3        41,965.42     41,965.42             0.00         0.00   6,500,000.00
A-4        18,763.16     18,763.16             0.00         0.00   2,906,216.49
A-5        99,238.53     99,238.53             0.00         0.00  15,371,000.00
A-6        87,875.84     87,875.84             0.00         0.00  13,611,038.31
A-7             0.00          0.00       165,146.22         0.00  25,744,551.30
A-8        60,522.77    609,394.68             0.00         0.00   8,825,465.35
A-9             0.00      7,633.08             0.00         0.00   1,929,549.49
A-10       35,489.49     35,489.49             0.00         0.00           0.00
R             254.24        682.35             0.00         0.00      38,950.78
M-1        28,150.77     31,958.15             0.00         0.00   4,356,449.17
M-2        12,795.58     14,526.17             0.00         0.00   1,980,168.69
M-3        10,237.22     11,621.80             0.00         0.00   1,584,252.06
B-1         6,143.59      6,974.51             0.00         0.00     950,746.47
B-2         2,047.44      2,324.36             0.00         0.00     316,850.41
B-3         4,607.42      5,230.56             0.00         0.00     713,017.14

- -------------------------------------------------------------------------------
          697,417.85  2,163,816.86       165,146.22         0.00 128,741,039.78
===============================================================================














































Run:        11/21/96     09:46:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    591.739507  34.646630     3.820400    38.467030   0.000000    557.092877
A-2    729.797870   0.000000     4.711735     4.711735   0.000000    729.797871
A-3   1000.000000   0.000000     6.456218     6.456218   0.000000   1000.000000
A-4    581.243298   0.000000     3.752632     3.752632   0.000000    581.243298
A-5   1000.000000   0.000000     6.456218     6.456218   0.000000   1000.000000
A-6    698.467610   0.000000     4.509460     4.509460   0.000000    698.467610
A-7   1189.739771   0.000000     0.000000     0.000000   7.681220   1197.420991
A-8    603.355684  35.326763     3.895396    39.222159   0.000000    568.028921
A-9    933.650750   3.678864     0.000000     3.678864   0.000000    929.971886
R      110.926451   1.205944     0.716169     1.922113   0.000000    109.720507
M-1    976.978837   0.853099     6.307589     7.160688   0.000000    976.125738
M-2    976.978843   0.853096     6.307591     7.160687   0.000000    976.125747
M-3    976.978829   0.853099     6.307591     7.160690   0.000000    976.125730
B-1    976.978840   0.853101     6.307587     7.160688   0.000000    976.125739
B-2    976.978835   0.853112     6.307579     7.160691   0.000000    976.125724
B-3    976.978853   0.853097     6.307592     7.160689   0.000000    976.125770

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,167.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,344.95

SUBSERVICER ADVANCES THIS MONTH                                       31,277.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   3,102,632.84

 (B)  TWO MONTHLY PAYMENTS:                                    3     671,345.93

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        230,251.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,741,039.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          492

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,187,560.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.26405760 %     6.18850600 %    1.54743630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.19196630 %     6.15256016 %    1.56185690 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3243 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,348,433.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26099648
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.90

POOL TRADING FACTOR:                                                79.32654752


 ................................................................................


Run:        11/21/96     09:47:53                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    21,920,578.15     6.500000  %    107,306.39
A-II  760947BJ9    22,971,650.00    18,509,333.41     7.000000  %    108,210.62
A-II  760947BK6    31,478,830.00    22,778,653.90     7.500000  %    185,410.21
IO    760947BL4             0.00             0.00     0.335840  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00       944,252.11     7.037491  %      4,011.75
M-2   760947BQ3     1,539,985.00     1,397,493.68     7.037491  %      5,937.39
B                     332,976.87       302,167.27     7.037491  %      1,283.79

- -------------------------------------------------------------------------------
                   83,242,471.87    65,852,478.52                    412,160.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       118,484.18    225,790.57             0.00         0.00  21,813,271.76
A-II      107,741.70    215,952.32             0.00         0.00  18,401,122.79
A-III     142,064.11    327,474.32             0.00         0.00  22,593,243.69
IO         18,390.74     18,390.74             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,525.87      9,537.62             0.00         0.00     940,240.36
M-2         8,178.30     14,115.69             0.00         0.00   1,391,556.29
B           1,768.31      3,052.10             0.00         0.00     300,883.48

- -------------------------------------------------------------------------------
          402,153.21    814,313.36             0.00         0.00  65,440,318.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    847.064071   4.146578     4.578515     8.725093   0.000000    842.917493
A-II   805.746797   4.710616     4.690203     9.400819   0.000000    801.036181
A-II   723.618187   5.889997     4.513005    10.403002   0.000000    717.728191
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    907.472259   3.855484     5.310628     9.166112   0.000000    903.616775
M-2    907.472268   3.855484     5.310635     9.166119   0.000000    903.616784
B      907.472252   3.855484     5.310618     9.166102   0.000000    903.616768

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,823.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,296.24

SUBSERVICER ADVANCES THIS MONTH                                        5,345.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     511,281.44

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,440,318.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          313

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      131,467.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.98509710 %     3.55604800 %    0.45885480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.97697530 %     3.56324162 %    0.45978300 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3356 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              689,639.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62162700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              145.69

POOL TRADING FACTOR:                                                78.61409797


Run:     11/21/96     09:47:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,794.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,307.34

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,655,061.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          107

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,175.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.28582450 %     3.28969300 %    0.42448190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.29102561 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04667030
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.62

POOL TRADING FACTOR:                                                84.47991002


Run:     11/21/96     09:47:54                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4158      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,263.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,186.13

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,152,388.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           88

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       28,477.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.08325620 %     3.46910100 %    0.44764290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.47425921 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.45010744
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.85

POOL TRADING FACTOR:                                                80.45591886


Run:     11/21/96     09:47:54                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4159      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,766.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,802.77

SUBSERVICER ADVANCES THIS MONTH                                        5,345.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     511,281.44

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,632,868.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          118

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       93,814.96

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.61832900 %     3.88090100 %    0.50076990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.89630702 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.31179578
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.73

POOL TRADING FACTOR:                                                72.44779246


 ................................................................................


Run:        11/21/96     09:46:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00             0.00     8.000000  %          0.00
A-2   760947CG4    28,854,000.00    12,907,636.94     8.000000  %    260,043.33
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    35,119,249.22     8.000000  %    656,655.52
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,412,016.51     0.000000  %     12,308.45
A-12  760947CW9             0.00             0.00     0.335951  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,555,996.97     8.000000  %      4,609.21
M-2   760947CU3     2,572,900.00     2,525,399.61     8.000000  %      2,095.05
M-3   760947CV1     2,058,400.00     2,020,398.23     8.000000  %      1,676.10
B-1                 1,029,200.00     1,010,199.08     8.000000  %        838.05
B-2                   617,500.00       606,099.83     8.000000  %        502.81
B-3                   926,311.44       774,357.44     8.000000  %        642.40

- -------------------------------------------------------------------------------
                  205,832,763.60   155,334,353.83                    939,370.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        86,031.95    346,075.28             0.00         0.00  12,647,593.61
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,873.48      6,873.48             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       234,076.73    890,732.25             0.00         0.00  34,462,593.70
A-8        13,996.91     13,996.91             0.00         0.00   2,100,000.00
A-9        90,420.07     90,420.07             0.00         0.00  13,566,000.00
A-10      338,172.13    338,172.13             0.00         0.00  50,737,000.00
A-11            0.00     12,308.45             0.00         0.00   2,399,708.06
A-12       43,477.69     43,477.69             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        37,031.82     41,641.03             0.00         0.00   5,551,387.76
M-2        16,832.29     18,927.34             0.00         0.00   2,523,304.56
M-3        13,466.35     15,142.45             0.00         0.00   2,018,722.13
B-1         6,733.18      7,571.23             0.00         0.00   1,009,361.03
B-2         4,039.78      4,542.59             0.00         0.00     605,597.02
B-3         5,161.24      5,803.64             0.00         0.00     773,715.04

- -------------------------------------------------------------------------------
        1,062,771.95  2,002,142.87             0.00         0.00 154,394,982.91
===============================================================================










































Run:        11/21/96     09:46:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    447.343070   9.012384     2.981630    11.994014   0.000000    438.330686
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.873480     6.873480   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    704.540879  13.173421     4.695904    17.869325   0.000000    691.367458
A-8   1000.000000   0.000000     6.665195     6.665195   0.000000   1000.000000
A-9   1000.000000   0.000000     6.665198     6.665198   0.000000   1000.000000
A-10  1000.000000   0.000000     6.665198     6.665198   0.000000   1000.000000
A-11   868.302693   4.430923     0.000000     4.430923   0.000000    863.871769
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.538198   0.814276     6.542146     7.356422   0.000000    980.723922
M-2    981.538190   0.814276     6.542147     7.356423   0.000000    980.723915
M-3    981.538200   0.814273     6.542144     7.356417   0.000000    980.723926
B-1    981.538166   0.814273     6.542149     7.356422   0.000000    980.723892
B-2    981.538186   0.814267     6.542154     7.356421   0.000000    980.723919
B-3    835.957980   0.693503     5.571819     6.265322   0.000000    835.264476

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,087.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,565.14

SUBSERVICER ADVANCES THIS MONTH                                       38,694.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,098,375.37

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,450,233.37

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        506,694.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     154,394,982.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          632

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      810,119.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.83085260 %     6.60583300 %    1.56331400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.78784500 %     6.53739795 %    1.57154430 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3333 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,574,469.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,245,346.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.48341094
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.64

POOL TRADING FACTOR:                                                75.00991592


 ................................................................................


Run:        11/21/96     09:46:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00             0.00     8.000000  %          0.00
A-2   760947CY5    21,457,000.00    10,259,770.54     8.000000  %  1,041,838.02
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,309,665.90     0.000000  %      2,542.84
A-8   760947DD0             0.00             0.00     0.381958  %          0.00
R     760947DE8       160,000.00        18,561.02     8.000000  %        207.74
M-1   760947DF5     4,067,400.00     3,996,829.37     8.000000  %      3,281.89
M-2   760947DG3     1,355,800.00     1,332,276.44     8.000000  %      1,093.96
M-3   760947DH1     1,694,700.00     1,665,296.44     8.000000  %      1,367.41
B-1                   611,000.00       600,398.98     8.000000  %        493.00
B-2                   474,500.00       466,267.28     8.000000  %        382.86
B-3                   610,170.76       528,152.41     8.000000  %        433.69

- -------------------------------------------------------------------------------
                  135,580,848.50   103,003,218.38                  1,051,641.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        68,367.24  1,110,205.26             0.00         0.00   9,217,932.52
A-3        57,007.29     57,007.29             0.00         0.00   8,555,000.00
A-4       324,991.53    324,991.53             0.00         0.00  48,771,000.00
A-5       103,286.15    103,286.15             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      2,542.84             0.00         0.00   1,307,123.06
A-8        32,770.78     32,770.78             0.00         0.00           0.00
R             123.68        331.42             0.00         0.00      18,353.28
M-1        26,633.36     29,915.25             0.00         0.00   3,993,547.48
M-2         8,877.78      9,971.74             0.00         0.00   1,331,182.48
M-3        11,096.91     12,464.32             0.00         0.00   1,663,929.03
B-1         4,000.83      4,493.83             0.00         0.00     599,905.98
B-2         3,107.03      3,489.89             0.00         0.00     465,884.42
B-3         3,519.41      3,953.10             0.00         0.00     527,718.72

- -------------------------------------------------------------------------------
          710,448.66  1,762,090.07             0.00         0.00 101,951,576.97
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    478.154940  48.554692     3.186244    51.740936   0.000000    429.600248
A-3   1000.000000   0.000000     6.663622     6.663622   0.000000   1000.000000
A-4   1000.000000   0.000000     6.663622     6.663622   0.000000   1000.000000
A-5   1000.000000   0.000000     6.663623     6.663623   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    959.970145   1.863873     0.000000     1.863873   0.000000    958.106272
R      116.006375   1.298375     0.773000     2.071375   0.000000    114.708000
M-1    982.649695   0.806877     6.548006     7.354883   0.000000    981.842819
M-2    982.649683   0.806874     6.548001     7.354875   0.000000    981.842809
M-3    982.649696   0.806874     6.548008     7.354882   0.000000    981.842822
B-1    982.649722   0.806874     6.548003     7.354877   0.000000    981.842848
B-2    982.649694   0.806870     6.548008     7.354878   0.000000    981.842824
B-3    865.581317   0.710752     5.767910     6.478662   0.000000    864.870549

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,968.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,552.13

SUBSERVICER ADVANCES THIS MONTH                                       13,224.64
MASTER SERVICER ADVANCES THIS MONTH                                      543.53


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6     825,535.96

 (B)  TWO MONTHLY PAYMENTS:                                    3     583,288.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     224,235.13


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,951,576.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          399

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                  63,632.85

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      966,893.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.55381960 %     6.87792100 %    1.56825940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.47278590 %     6.85488072 %    1.58330540 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3816 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,033,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,662,750.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57360389
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.60

POOL TRADING FACTOR:                                                75.19614909


 ................................................................................


Run:        11/21/96     09:46:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    44,171,379.89     7.703320  %    500,747.64
R     760947DP3           100.00             0.00     7.703320  %          0.00
M-1   760947DL2    12,120,000.00     7,105,966.55     7.703320  %     80,556.59
M-2   760947DM0     3,327,400.00     3,258,674.25     7.703320  %      2,519.68
M-3   760947DN8     2,139,000.00     2,094,820.04     7.703320  %      1,619.76
B-1                   951,000.00       931,357.59     7.703320  %        720.15
B-2                   142,700.00       139,752.62     7.703320  %        108.06
B-3                    95,100.00        93,135.74     7.703320  %         72.01
B-4                   950,747.29       686,192.04     7.703320  %        530.60

- -------------------------------------------------------------------------------
                   95,065,047.29    58,481,278.72                    586,874.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         283,519.88    784,267.52             0.00         0.00  43,670,632.25
R               0.00          0.00             0.00         0.00           0.00
M-1        45,610.60    126,167.19             0.00         0.00   7,025,409.96
M-2        20,916.23     23,435.91             0.00         0.00   3,256,154.57
M-3        13,445.88     15,065.64             0.00         0.00   2,093,200.28
B-1         5,978.04      6,698.19             0.00         0.00     930,637.44
B-2           897.02      1,005.08             0.00         0.00     139,644.56
B-3           597.81        669.82             0.00         0.00      93,063.73
B-4         4,404.41      4,935.01             0.00         0.00     685,661.44

- -------------------------------------------------------------------------------
          375,369.87    962,244.36             0.00         0.00  57,894,404.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      586.301648   6.646593     3.763255    10.409848   0.000000    579.655056
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    586.300870   6.646583     3.763251    10.409834   0.000000    579.654287
M-2    979.345510   0.757252     6.286058     7.043310   0.000000    978.588258
M-3    979.345507   0.757251     6.286059     7.043310   0.000000    978.588256
B-1    979.345521   0.757256     6.286057     7.043313   0.000000    978.588265
B-2    979.345620   0.757253     6.286055     7.043308   0.000000    978.588367
B-3    979.345321   0.757203     6.286120     7.043323   0.000000    978.588118
B-4    721.739675   0.558066     4.632577     5.190643   0.000000    721.181588

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,826.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,396.09

SUBSERVICER ADVANCES THIS MONTH                                       44,094.25
MASTER SERVICER ADVANCES THIS MONTH                                    5,586.69


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   2,615,557.50

 (B)  TWO MONTHLY PAYMENTS:                                    6     966,667.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4     663,948.67


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      1,877,353.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,894,404.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          354

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 773,876.11

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      541,655.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.53080380 %    21.30504200 %    3.16415450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.43152540 %    21.37471656 %    3.19375800 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              579,317.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     856,555.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.21080894
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.99

POOL TRADING FACTOR:                                                60.89977955


 ................................................................................


Run:        11/21/96     09:46:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00    52,419,667.08     7.913982  %  1,534,302.87
M-1   760947DR9     2,949,000.00     2,827,824.25     7.913982  %      2,271.71
M-2   760947DS7     1,876,700.00     1,799,585.57     7.913982  %      1,445.68
R     760947DT5           100.00             0.00     7.913982  %          0.00
B-1                 1,072,500.00     1,028,430.51     7.913982  %        826.18
B-2                   375,400.00       359,974.63     7.913982  %        289.18
B-3                   965,295.81       836,997.45     7.913982  %        672.39

- -------------------------------------------------------------------------------
                  107,242,895.81    59,272,479.49                  1,539,808.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         345,355.61  1,879,658.48             0.00         0.00  50,885,364.21
M-1        18,630.51     20,902.22             0.00         0.00   2,825,552.54
M-2        11,856.18     13,301.86             0.00         0.00   1,798,139.89
R               0.00          0.00             0.00         0.00           0.00
B-1         6,775.59      7,601.77             0.00         0.00   1,027,604.33
B-2         2,371.62      2,660.80             0.00         0.00     359,685.45
B-3         5,514.38      6,186.77             0.00         0.00     836,325.06

- -------------------------------------------------------------------------------
          390,503.89  1,930,311.90             0.00         0.00  57,732,671.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      524.176228  15.342430     3.453421    18.795851   0.000000    508.833798
M-1    958.909546   0.770332     6.317569     7.087901   0.000000    958.139213
M-2    958.909559   0.770331     6.317568     7.087899   0.000000    958.139228
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    958.909566   0.770331     6.317566     7.087897   0.000000    958.139235
B-2    958.909510   0.770325     6.317581     7.087906   0.000000    958.139185
B-3    867.089074   0.696553     5.712632     6.409185   0.000000    866.392510

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,662.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                        7,832.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     909,921.70

 (B)  TWO MONTHLY PAYMENTS:                                    1     149,477.93

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,732,671.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          251

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,492,192.04

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.43845830 %     7.80701200 %    3.75452930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.13963200 %     8.00879695 %    3.85157100 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              826,260.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27929276
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.18

POOL TRADING FACTOR:                                                53.83356263


 ................................................................................


Run:        11/21/96     09:46:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EB3    38,811,257.00    27,055,016.79     7.850000  %    462,381.93
A-2   760947EC1     6,468,543.00     4,509,169.56     9.250000  %     77,063.66
A-3   760947ED9     8,732,000.00     8,732,000.00     8.250000  %          0.00
A-4   760947EE7     3,495,000.00             0.00     8.500000  %          0.00
A-5   760947EF4     2,910,095.00             0.00     8.500000  %          0.00
A-6   760947EG2     9,839,000.00             0.00     8.500000  %          0.00
A-7   760947EL1    45,746,137.00    15,727,457.13     0.000000  %        929.88
A-8   760947EH0             0.00             0.00     0.479823  %          0.00
R-I   760947EJ6           100.00             0.00     8.500000  %          0.00
R-II  760947EK3           100.00             0.00     8.500000  %          0.00
M-1   760947EM9     3,101,663.00     3,067,545.36     8.500000  %      2,016.04
M-2   760947EN7     1,860,998.00     1,840,527.41     8.500000  %      1,209.63
M-3   760947EP2     1,550,831.00     1,533,772.20     8.500000  %      1,008.02
B-1   760947EQ0       558,299.00       552,157.84     8.500000  %        362.89
B-2   760947ER8       248,133.00       245,403.58     8.500000  %        161.28
B-3                   124,066.00       122,701.31     8.500000  %         80.64
B-4                   620,337.16       613,513.61     8.500000  %        403.22

- -------------------------------------------------------------------------------
                  124,066,559.16    63,999,264.79                    545,617.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       176,993.40    639,375.33             0.00         0.00  26,592,634.86
A-2        34,759.85    111,823.51             0.00         0.00   4,432,105.90
A-3        60,035.38     60,035.38             0.00         0.00   8,732,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       125,445.17    126,375.05             0.00         0.00  15,726,527.25
A-8        19,193.63     19,193.63             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,729.49     23,745.53             0.00         0.00   3,065,529.32
M-2        13,037.70     14,247.33             0.00         0.00   1,839,317.78
M-3        10,864.74     11,872.76             0.00         0.00   1,532,764.18
B-1         3,911.31      4,274.20             0.00         0.00     551,794.95
B-2         1,738.36      1,899.64             0.00         0.00     245,242.30
B-3           869.17        949.81             0.00         0.00     122,620.67
B-4         4,345.93      4,749.15             0.00         0.00     613,110.39

- -------------------------------------------------------------------------------
          472,924.13  1,018,541.32             0.00         0.00  63,453,647.60
===============================================================================















































Run:        11/21/96     09:46:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    697.092001  11.913604     4.560362    16.473966   0.000000    685.178397
A-2    697.091997  11.913604     5.373675    17.287279   0.000000    685.178393
A-3   1000.000000   0.000000     6.875330     6.875330   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    343.798584   0.020327     2.742202     2.762529   0.000000    343.778257
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.000211   0.649987     7.005755     7.655742   0.000000    988.350224
M-2    989.000208   0.649990     7.005757     7.655747   0.000000    988.350219
M-3    989.000220   0.649987     7.005754     7.655741   0.000000    988.350233
B-1    989.000231   0.649992     7.005762     7.655754   0.000000    988.350239
B-2    989.000173   0.649974     7.005759     7.655733   0.000000    988.350199
B-3    989.000290   0.649977     7.005707     7.655684   0.000000    988.350314
B-4    989.000256   0.649985     7.005755     7.655740   0.000000    988.350255

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4164 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,165.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       979.84

SUBSERVICER ADVANCES THIS MONTH                                       32,185.65
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,515,449.49

 (B)  TWO MONTHLY PAYMENTS:                                    2     701,765.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        685,280.84

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,453,647.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          244

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      503,347.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.37031580 %    10.20089400 %    2.42879020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.26880560 %    10.14537623 %    2.44831140 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4793 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,795.00
      FRAUD AMOUNT AVAILABLE                              787,930.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,932,805.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.17595274
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.15

POOL TRADING FACTOR:                                                51.14484357


 ................................................................................


Run:        11/21/96     09:46:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DZ1   301,391,044.00   166,303,696.42     8.034639  %  5,311,239.77
R     760947EA5           100.00             0.00     8.034639  %          0.00
B-1                 4,660,688.00     4,565,276.83     8.034639  %      3,308.40
B-2                 2,330,345.00     2,282,639.41     8.034639  %      1,654.20
B-3                 2,330,343.10     2,247,649.69     8.034639  %      1,628.84

- -------------------------------------------------------------------------------
                  310,712,520.10   175,399,262.35                  5,317,831.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A       1,112,512.37  6,423,752.14             0.00         0.00 160,992,456.65
R               0.00          0.00             0.00         0.00           0.00
B-1        30,540.07     33,848.47             0.00         0.00   4,561,968.43
B-2        15,270.05     16,924.25             0.00         0.00   2,280,985.21
B-3        15,035.97     16,664.81             0.00         0.00   2,246,020.85

- -------------------------------------------------------------------------------
        1,173,358.46  6,491,189.67             0.00         0.00 170,081,431.14
===============================================================================












Run:        11/21/96     09:46:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      551.787121  17.622421     3.691259    21.313680   0.000000    534.164700
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    979.528522   0.709852     6.552696     7.262548   0.000000    978.818670
B-2    979.528529   0.709852     6.552699     7.262551   0.000000    978.818677
B-3    964.514491   0.698966     6.452256     7.151222   0.000000    963.815521

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4165 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,357.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                      100,462.60
MASTER SERVICER ADVANCES THIS MONTH                                    5,225.77


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    30   7,099,525.18

 (B)  TWO MONTHLY PAYMENTS:                                    7   1,875,441.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     744,643.22


FORECLOSURES
  NUMBER OF LOANS                                                            15
  AGGREGATE PRINCIPAL BALANCE                                      3,809,458.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     170,081,431.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          704

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 724,249.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,190,721.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.81436480 %     5.18563520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.65610420 %     5.34389580 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,700.00
      FRAUD AMOUNT AVAILABLE                            4,421,502.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,210,751.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61996705
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.93

POOL TRADING FACTOR:                                                54.73916245


 ................................................................................


Run:        11/21/96     09:46:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947FE6    34,803,800.00    23,380,154.86     7.650000  %    611,753.69
A-2   760947FF3    40,142,000.00    40,142,000.00     7.950000  %          0.00
A-3   760947FG1     9,521,000.00     9,521,000.00     8.100000  %          0.00
A-4   760947FH9     3,868,000.00             0.00     8.500000  %          0.00
A-5   760947FJ5     6,539,387.00             0.00     8.500000  %          0.00
A-6   760947FK2    16,968,000.00             0.00     8.500000  %          0.00
A-7   760947FR7    64,384,584.53    16,695,240.32     0.000000  %        470.68
A-8   760947FL0             0.00             0.00     8.500000  %          0.00
A-9   760947FM8             0.00             0.00     0.455296  %          0.00
R-I   760947FN6           100.00             0.00     8.500000  %          0.00
R-II  760947FQ9           100.00             0.00     8.500000  %          0.00
M-1   760947FS5     4,724,582.00     4,675,177.01     8.500000  %      3,148.94
M-2   760947FT3     2,834,750.00     2,805,106.99     8.500000  %      1,889.37
M-3   760947FU0     2,362,291.00     2,337,588.47     8.500000  %      1,574.47
B-1   760947FV8       944,916.00       935,035.01     8.500000  %        629.79
B-2   760947FW6       566,950.00       561,021.40     8.500000  %        377.87
B-3                   377,967.00       374,014.59     8.500000  %        251.92
B-4                   944,921.62       935,040.52     8.500000  %        629.79

- -------------------------------------------------------------------------------
                  188,983,349.15   102,361,379.17                    620,726.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       149,022.86    760,776.55             0.00         0.00  22,768,401.17
A-2       265,895.01    265,895.01             0.00         0.00  40,142,000.00
A-3        64,255.70     64,255.70             0.00         0.00   9,521,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       128,912.38    129,383.06             0.00         0.00  16,694,769.64
A-8        29,012.36     29,012.36             0.00         0.00           0.00
A-9        33,394.34     33,394.34             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        33,110.14     36,259.08             0.00         0.00   4,672,028.07
M-2        19,866.09     21,755.46             0.00         0.00   2,803,217.62
M-3        16,555.07     18,129.54             0.00         0.00   2,336,014.00
B-1         6,622.02      7,251.81             0.00         0.00     934,405.22
B-2         3,973.22      4,351.09             0.00         0.00     560,643.53
B-3         2,648.81      2,900.73             0.00         0.00     373,762.67
B-4         6,622.06      7,251.85             0.00         0.00     934,410.73

- -------------------------------------------------------------------------------
          759,890.06  1,380,616.58             0.00         0.00 101,740,652.65
===============================================================================













































Run:        11/21/96     09:46:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    671.770176  17.577210     4.281799    21.859009   0.000000    654.192967
A-2   1000.000000   0.000000     6.623861     6.623861   0.000000   1000.000000
A-3   1000.000000   0.000000     6.748839     6.748839   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    259.304932   0.007310     2.002224     2.009534   0.000000    259.297622
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.542992   0.666501     7.008057     7.674558   0.000000    988.876491
M-2    989.542990   0.666503     7.008057     7.674560   0.000000    988.876487
M-3    989.542978   0.666501     7.008057     7.674558   0.000000    988.876476
B-1    989.542996   0.666504     7.008052     7.674556   0.000000    988.876493
B-2    989.542993   0.666496     7.008061     7.674557   0.000000    988.876497
B-3    989.542976   0.666513     7.008046     7.674559   0.000000    988.876463
B-4    989.542942   0.666500     7.008052     7.674552   0.000000    988.876442

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:30                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4167 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,414.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,751.72

SUBSERVICER ADVANCES THIS MONTH                                       43,043.89
MASTER SERVICER ADVANCES THIS MONTH                                    2,988.82


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,991,954.04

 (B)  TWO MONTHLY PAYMENTS:                                    4     781,551.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     232,841.35


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        216,238.97

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,740,652.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          395

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 354,088.19

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      551,687.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.60193410 %     9.64293600 %    2.75512960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.53434350 %     9.64340157 %    2.77014980 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4552 %

      BANKRUPTCY AMOUNT AVAILABLE                         134,050.00
      FRAUD AMOUNT AVAILABLE                            1,168,540.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,932.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.21014920
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.77

POOL TRADING FACTOR:                                                53.83577607


 ................................................................................


Run:        11/21/96     09:46:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4168 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EU1    54,360,000.00    16,659,717.91     8.000000  %    542,467.39
A-2   760947EV9    18,250,000.00    18,250,000.00     8.000000  %          0.00
A-3   760947EW7     6,624,000.00     6,624,000.00     8.000000  %          0.00
A-4   760947EX5    20,796,315.00    20,796,315.00     8.000000  %          0.00
A-5   760947EY3     1,051,485.04       943,224.55     0.000000  %      5,042.72
A-6   760947EZ0             0.00             0.00     0.377393  %          0.00
R     760947FA4           100.00             0.00     8.000000  %          0.00
M-1   760947FB2     1,575,400.00     1,486,386.46     8.000000  %      5,480.85
M-2   760947FC0       525,100.00       495,430.71     8.000000  %      1,826.83
M-3   760947FD8       525,100.00       495,430.71     8.000000  %      1,826.83
B-1                   630,100.00       594,497.98     8.000000  %      2,192.13
B-2                   315,000.00       297,201.81     8.000000  %      1,095.89
B-3                   367,575.59       346,806.75     8.000000  %      1,278.81

- -------------------------------------------------------------------------------
                  105,020,175.63    66,989,011.88                    561,211.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       110,976.23    653,443.62             0.00         0.00  16,117,250.52
A-2       121,569.66    121,569.66             0.00         0.00  18,250,000.00
A-3        44,124.79     44,124.79             0.00         0.00   6,624,000.00
A-4       138,531.56    138,531.56             0.00         0.00  20,796,315.00
A-5             0.00      5,042.72             0.00         0.00     938,181.83
A-6        21,050.88     21,050.88             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         9,901.34     15,382.19             0.00         0.00   1,480,905.61
M-2         3,300.24      5,127.07             0.00         0.00     493,603.88
M-3         3,300.24      5,127.07             0.00         0.00     493,603.88
B-1         3,960.16      6,152.29             0.00         0.00     592,305.85
B-2         1,979.77      3,075.66             0.00         0.00     296,105.92
B-3         2,310.21      3,589.02             0.00         0.00     345,527.94

- -------------------------------------------------------------------------------
          461,005.08  1,022,216.53             0.00         0.00  66,427,800.43
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    306.470160   9.979165     2.041505    12.020670   0.000000    296.490996
A-2   1000.000000   0.000000     6.661351     6.661351   0.000000   1000.000000
A-3   1000.000000   0.000000     6.661351     6.661351   0.000000   1000.000000
A-4   1000.000000   0.000000     6.661351     6.661351   0.000000   1000.000000
A-5    897.040390   4.795808     0.000000     4.795808   0.000000    892.244582
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    943.497816   3.479021     6.284969     9.763990   0.000000    940.018795
M-2    943.497829   3.479014     6.284974     9.763988   0.000000    940.018816
M-3    943.497829   3.479014     6.284974     9.763988   0.000000    940.018816
B-1    943.497826   3.479019     6.284971     9.763990   0.000000    940.018807
B-2    943.497810   3.479016     6.284984     9.764000   0.000000    940.018794
B-3    943.497771   3.478958     6.284993     9.763951   0.000000    940.018732

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4168 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,318.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,742.63

SUBSERVICER ADVANCES THIS MONTH                                        8,708.05
MASTER SERVICER ADVANCES THIS MONTH                                    3,131.31


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     676,466.57

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        150,717.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,427,800.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          320

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 300,892.84

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      313,456.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.37397210 %     1.87522400 %    3.75080380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.34711460 %     1.85756521 %    3.76870930 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3788 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              759,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     525,100.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58981787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              151.45

POOL TRADING FACTOR:                                                63.25241796


 ................................................................................


Run:        11/21/96     09:46:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4169 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947FZ9    95,824,102.00    53,456,056.93     7.873126  %  1,066,339.88
R     760947GA3           100.00             0.00     7.873126  %          0.00
M-1   760947GB1    16,170,335.00     9,020,710.10     7.873126  %    179,944.86
M-2   760947GC9     3,892,859.00     3,795,472.70     7.873126  %      4,285.64
M-3   760947GD7     1,796,704.00     1,751,756.47     7.873126  %      1,977.99
B-1                 1,078,022.00     1,051,053.49     7.873126  %      1,186.79
B-2                   299,451.00       291,959.74     7.873126  %        329.66
B-3                   718,681.74       541,906.20     7.873126  %        611.89

- -------------------------------------------------------------------------------
                  119,780,254.74    69,908,915.63                  1,254,676.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         350,135.17  1,416,475.05             0.00         0.00  52,389,717.05
R               0.00          0.00             0.00         0.00           0.00
M-1        59,085.31    239,030.17             0.00         0.00   8,840,765.24
M-2        24,860.20     29,145.84             0.00         0.00   3,791,187.06
M-3        11,473.94     13,451.93             0.00         0.00   1,749,778.48
B-1         6,884.36      8,071.15             0.00         0.00   1,049,866.70
B-2         1,912.33      2,241.99             0.00         0.00     291,630.08
B-3         3,549.46      4,161.35             0.00         0.00     541,294.31

- -------------------------------------------------------------------------------
          457,900.77  1,712,577.48             0.00         0.00  68,654,238.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      557.856070  11.128097     3.653936    14.782033   0.000000    546.727973
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    557.855487  11.128085     3.653932    14.782017   0.000000    546.727402
M-2    974.983348   1.100898     6.386103     7.487001   0.000000    973.882450
M-3    974.983342   1.100899     6.386105     7.487004   0.000000    973.882443
B-1    974.983340   1.100896     6.386103     7.486999   0.000000    973.882444
B-2    974.983353   1.100881     6.386120     7.487001   0.000000    973.882472
B-3    754.028063   0.851406     4.938848     5.790254   0.000000    753.176656

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4169 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,616.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,407.66

SUBSERVICER ADVANCES THIS MONTH                                       18,576.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,025,424.57

 (B)  TWO MONTHLY PAYMENTS:                                    6     510,247.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     132,225.74


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        848,907.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,654,238.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          681

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,175,739.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         76.46529270 %    20.83845700 %    2.69625040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            76.30951540 %    20.94805944 %    2.74242510 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,728,442.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,261,843.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.34147704
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.97

POOL TRADING FACTOR:                                                57.31682494


 ................................................................................


Run:        11/21/96     09:47:57                                    REPT1B.FRG
Page:         1 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   10023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
I A   760947GE5    94,065,000.00    57,498,448.10     7.884699  %  1,150,061.07
II A  760947GF2   199,529,000.00   115,804,586.51     7.246260  %  2,974,888.00
III   760947GG0   151,831,000.00   110,920,405.05     7.102184  %  1,681,208.14
R     760947GL9         1,000.00           611.26     7.884699  %         12.23
I M   760947GH8    10,069,000.00     9,759,243.75     7.884699  %     17,632.81
II M  760947GJ4    21,982,000.00    21,265,493.92     7.246260  %     40,750.94
III   760947GK1    12,966,000.00    12,425,958.53     7.102184  %     33,942.72
I B                 1,855,785.84     1,798,695.64     7.884699  %      3,249.85
II B                3,946,359.39     3,817,727.31     7.246260  %      7,315.89
III                 2,509,923.08     2,405,383.32     7.102184  %      6,570.54

- -------------------------------------------------------------------------------
                  498,755,068.31   335,696,553.39                  5,915,632.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
I A       377,634.25  1,527,695.32             0.00         0.00  56,348,387.03
II A      698,988.07  3,673,876.07             0.00         0.00 112,829,698.51
III A     656,195.81  2,337,403.95             0.00         0.00 109,239,196.91
R               4.02         16.25             0.00         0.00         599.03
I M        64,096.07     81,728.88             0.00         0.00   9,741,610.94
II M      128,356.97    169,107.91             0.00         0.00  21,224,742.98
III M      73,510.93    107,453.65             0.00         0.00  12,392,015.81
I B        11,813.35     15,063.20             0.00         0.00   1,795,445.79
II B       23,043.53     30,359.42             0.00         0.00   3,810,411.42
III B      14,230.05     20,800.59             0.00         0.00   2,398,812.78

- -------------------------------------------------------------------------------
        2,047,873.05  7,963,505.24             0.00         0.00 329,780,921.20
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
I A    611.262936  12.226238     4.014610    16.240848   0.000000    599.036698
II A   580.389750  14.909552     3.503190    18.412742   0.000000    565.480198
III    730.551765  11.072891     4.321883    15.394774   0.000000    719.478874
R      611.260000  12.230000     4.020000    16.250000   0.000000    599.030000
I M    969.236642   1.751198     6.365684     8.116882   0.000000    967.485444
II M   967.404873   1.853832     5.839185     7.693017   0.000000    965.551041
III    958.349416   2.617825     5.669515     8.287340   0.000000    955.731591
I B    969.236644   1.751198     6.365686     8.116884   0.000000    967.485446
II B   967.404874   1.853832     5.839187     7.693019   0.000000    965.551042
III    958.349417   2.617825     5.669516     8.287341   0.000000    955.731592

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:57                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,483.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,935.09

SUBSERVICER ADVANCES THIS MONTH                                       43,567.62
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    62   4,116,414.74

 (B)  TWO MONTHLY PAYMENTS:                                    8     789,010.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      84,940.43


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                        435,589.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     329,780,921.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        3,692

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,177,375.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.66695530 %    12.94344400 %    2.38960040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.42510270 %    13.14762830 %    2.42726900 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.71321800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              266.35

POOL TRADING FACTOR:                                                66.12081603


Run:     11/21/96     09:47:58                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP I)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,289.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,973.63

SUBSERVICER ADVANCES THIS MONTH                                       11,479.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   1,093,248.13

 (B)  TWO MONTHLY PAYMENTS:                                    2      82,224.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      84,940.43


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        146,867.88

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,886,042.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          970

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,046,185.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.26318900 %    14.13215700 %    2.60465370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    14.34994668 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          80,000.00
      FRAUD AMOUNT AVAILABLE                            5,019,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,041,276.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27639589
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              272.41

POOL TRADING FACTOR:                                                64.04900411


Run:     11/21/96     09:47:58                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10024 GROUP II)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10024
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,155.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,376.69

SUBSERVICER ADVANCES THIS MONTH                                       15,171.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   1,335,762.69

 (B)  TWO MONTHLY PAYMENTS:                                    3     448,415.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        138,163.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     137,864,852.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,405

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,752,972.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.19631520 %    15.09392100 %    2.70976420 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    15.39532559 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          90,000.00
      FRAUD AMOUNT AVAILABLE                            6,763,721.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,362,105.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63370209
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              279.58

POOL TRADING FACTOR:                                                61.14896994


Run:     11/21/96     09:47:58                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10025 GROUP III)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10025
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,037.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,584.77

SUBSERVICER ADVANCES THIS MONTH                                       16,917.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   1,687,403.92

 (B)  TWO MONTHLY PAYMENTS:                                    3     258,371.11

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        150,558.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     124,030,025.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,317

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,378,218.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.20585620 %     9.88134100 %    1.91280310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     9.99114187 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                            3,179,724.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,368,591.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49335571
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              248.32

POOL TRADING FACTOR:                                                74.13322964

 ................................................................................


Run:        11/21/96     09:46:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HB0    10,285,000.00       678,508.38     8.250000  %     83,557.26
A-2   760947HC8    10,286,000.00       678,574.35     7.750000  %     83,565.38
A-3   760947HD6    25,078,000.00     1,654,412.55     8.000000  %    203,738.34
A-4   760947HE4     1,719,000.00     1,719,000.00     8.000000  %          0.00
A-5   760947HF1    22,300,000.00    22,300,000.00     8.000000  %          0.00
A-6   760947HG9    17,800,000.00    17,800,000.00     7.100000  %          0.00
A-7   760947HH7     5,280,000.00     5,280,000.00     7.750000  %          0.00
A-8   760947HJ3     7,200,000.00     7,200,000.00     7.750000  %          0.00
A-9   760947HK0             0.00             0.00     8.000000  %          0.00
A-10  760947HL8       569,607.66       507,363.14     0.000000  %      2,863.52
R-I   760947HM6         1,000.00         1,000.00     8.000000  %          0.00
R-II  760947HN4         1,000.00         1,000.00     8.000000  %          0.00
M-1   760947HP9     1,574,800.00     1,495,636.65     8.000000  %      5,227.62
M-2   760947HQ7     1,049,900.00       997,122.76     8.000000  %      3,485.19
M-3   760947HR5       892,400.00       847,540.08     8.000000  %      2,962.36
B-1                   209,800.00       199,253.61     8.000000  %        696.44
B-2                   367,400.00       348,931.22     8.000000  %      1,219.60
B-3                   367,731.33       349,245.91     8.000000  %      1,220.71

- -------------------------------------------------------------------------------
                  104,981,638.99    62,057,588.65                    388,536.42
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         4,657.21     88,214.47             0.00         0.00     594,951.12
A-2         4,375.38     87,940.76             0.00         0.00     595,008.97
A-3        11,011.60    214,749.94             0.00         0.00   1,450,674.21
A-4        11,441.49     11,441.49             0.00         0.00   1,719,000.00
A-5       148,426.48    148,426.48             0.00         0.00  22,300,000.00
A-6       105,146.52    105,146.52             0.00         0.00  17,800,000.00
A-7        34,044.91     34,044.91             0.00         0.00   5,280,000.00
A-8        46,424.87     46,424.87             0.00         0.00   7,200,000.00
A-9        15,924.23     15,924.23             0.00         0.00           0.00
A-10            0.00      2,863.52             0.00         0.00     504,499.62
R-I             6.66          6.66             0.00         0.00       1,000.00
R-II            6.67          6.67             0.00         0.00       1,000.00
M-1         9,954.80     15,182.42             0.00         0.00   1,490,409.03
M-2         6,636.75     10,121.94             0.00         0.00     993,637.57
M-3         5,641.14      8,603.50             0.00         0.00     844,577.72
B-1         1,326.21      2,022.65             0.00         0.00     198,557.17
B-2         2,322.45      3,542.05             0.00         0.00     347,711.62
B-3         2,324.55      3,545.26             0.00         0.00     348,025.20

- -------------------------------------------------------------------------------
          409,671.92    798,208.34             0.00         0.00  61,669,052.23
===============================================================================













































Run:        11/21/96     09:46:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     65.970674   8.124187     0.452816     8.577003   0.000000     57.846487
A-2     65.970674   8.124186     0.425372     8.549558   0.000000     57.846488
A-3     65.970673   8.124186     0.439094     8.563280   0.000000     57.846487
A-4   1000.000000   0.000000     6.655899     6.655899   0.000000   1000.000000
A-5   1000.000000   0.000000     6.655896     6.655896   0.000000   1000.000000
A-6   1000.000000   0.000000     5.907108     5.907108   0.000000   1000.000000
A-7   1000.000000   0.000000     6.447900     6.447900   0.000000   1000.000000
A-8   1000.000000   0.000000     6.447899     6.447899   0.000000   1000.000000
A-10   890.723871   5.027180     0.000000     5.027180   0.000000    885.696692
R-I   1000.000000   0.000000     6.660000     6.660000   0.000000   1000.000000
R-II  1000.000000   0.000000     6.670000     6.670000   0.000000   1000.000000
M-1    949.731172   3.319545     6.321311     9.640856   0.000000    946.411627
M-2    949.731174   3.319545     6.321316     9.640861   0.000000    946.411630
M-3    949.731152   3.319543     6.321313     9.640856   0.000000    946.411609
B-1    949.731220   3.319542     6.321306     9.640848   0.000000    946.411678
B-2    949.731138   3.319543     6.321312     9.640855   0.000000    946.411595
B-3    949.731180   3.319516     6.321327     9.640843   0.000000    946.411610

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4170 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,897.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,415.01

SPREAD                                                                21,349.62

SUBSERVICER ADVANCES THIS MONTH                                       11,357.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,128,203.34

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      61,669,052.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          240

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      171,309.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.11500450 %     5.42694900 %    1.45804620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.09580770 %     5.39756036 %    1.46211160 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              677,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     524,908.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65748278
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              155.49

POOL TRADING FACTOR:                                                58.74270284


 ................................................................................


Run:        11/21/96     09:46:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4171 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947GN5    42,847,629.00     6,013,574.68     7.650000  %    318,365.11
A-2   760947GP0    20,646,342.00    20,646,342.00     8.000000  %          0.00
A-3   760947GQ8    10,027,461.00     5,322,144.04     8.000000  %     40,669.12
A-4   760947GR6    21,739,268.00    21,739,268.00     8.000000  %          0.00
A-5   760947GS4             0.00             0.00     0.350000  %          0.00
A-6   760947HA2             0.00             0.00     0.848609  %          0.00
R-I   760947GV7           100.00             0.00     8.000000  %          0.00
R-II  760947GW5           100.00             0.00     8.000000  %          0.00
M-1   760947GX3     2,809,400.00     2,780,704.26     8.000000  %     15,680.87
M-2   760947GY1     1,277,000.00     1,263,956.49     8.000000  %      7,127.67
M-3   760947GZ8     1,277,000.00     1,263,956.49     8.000000  %      7,127.67
B-1                   613,000.00       606,738.69     8.000000  %      3,421.50
B-2                   408,600.00       404,426.49     8.000000  %      2,280.63
B-3                   510,571.55       505,356.47     8.000000  %      2,849.80

- -------------------------------------------------------------------------------
                  102,156,471.55    60,546,467.61                    397,522.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        38,302.15    356,667.26             0.00         0.00   5,695,209.57
A-2       137,518.80    137,518.80             0.00         0.00  20,646,342.00
A-3        35,449.13     76,118.25             0.00         0.00   5,281,474.92
A-4       144,798.44    144,798.44             0.00         0.00  21,739,268.00
A-5         1,752.39      1,752.39             0.00         0.00           0.00
A-6        42,778.50     42,778.50             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,521.40     34,202.27             0.00         0.00   2,765,023.39
M-2         8,418.82     15,546.49             0.00         0.00   1,256,828.82
M-3         8,418.82     15,546.49             0.00         0.00   1,256,828.82
B-1         4,041.29      7,462.79             0.00         0.00     603,317.19
B-2         2,693.76      4,974.39             0.00         0.00     402,145.86
B-3         3,366.02      6,215.82             0.00         0.00     502,506.67

- -------------------------------------------------------------------------------
          446,059.52    843,581.89             0.00         0.00  60,148,945.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    140.347898   7.430169     0.893915     8.324084   0.000000    132.917730
A-2   1000.000000   0.000000     6.660686     6.660686   0.000000   1000.000000
A-3    530.756892   4.055774     3.535205     7.590979   0.000000    526.701118
A-4   1000.000000   0.000000     6.660686     6.660686   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.785812   5.581573     6.592653    12.174226   0.000000    984.204239
M-2    989.785818   5.581574     6.592655    12.174229   0.000000    984.204244
M-3    989.785818   5.581574     6.592655    12.174229   0.000000    984.204244
B-1    989.785791   5.581566     6.592643    12.174209   0.000000    984.204225
B-2    989.785830   5.581571     6.592658    12.174229   0.000000    984.204258
B-3    989.785800   5.581568     6.592651    12.174219   0.000000    984.204212

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4171 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,328.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,207.12

SUBSERVICER ADVANCES THIS MONTH                                       24,871.60
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,940,599.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,061,914.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,148,945.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          245

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       56,090.39

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      297,257.07

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.72743670 %     8.76784000 %    2.50472360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.71692480 %     8.77601595 %    2.50705930 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8477 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              660,280.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,837.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16917554
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.43

POOL TRADING FACTOR:                                                58.87923137


 ................................................................................


Run:        11/21/96     09:46:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HS3    23,188,000.00    19,072,801.86     6.600000  %    424,436.66
A-2   760947HT1    23,921,333.00    21,177,867.57     7.000000  %    282,957.77
A-3   760947HU8    12,694,000.00    12,694,000.00     6.700000  %          0.00
A-4   760947HV6    12,686,000.00    12,686,000.00     6.950000  %          0.00
A-5   760947HW4     9,469,000.00     9,469,000.00     7.100000  %          0.00
A-6   760947HX2     6,661,000.00     6,661,000.00     7.250000  %          0.00
A-7   760947HY0     7,808,000.00             0.00     8.000000  %          0.00
A-8   760947HZ7    18,690,000.00     7,160,631.92     8.000000  %    188,897.41
A-9   760947JF9    63,512,857.35    33,743,413.33     0.000000  %      1,037.24
A-10  760947JA0     8,356,981.00             0.00     8.000000  %          0.00
A-11  760947JB8             0.00             0.00     8.000000  %          0.00
A-12  760947JC6             0.00             0.00     0.494698  %          0.00
R-I   760947JD4           100.00             0.00     8.000000  %          0.00
R-II  760947JE2           100.00             0.00     8.000000  %          0.00
M-1   760947JG7     5,499,628.00     5,435,337.43     8.000000  %      3,761.31
M-2   760947JH5     2,499,831.00     2,470,608.01     8.000000  %      1,709.69
M-3   760947JJ1     2,499,831.00     2,470,608.01     8.000000  %      1,709.69
B-1   760947JK8       799,945.00       790,593.65     8.000000  %        547.10
B-2   760947JL6       699,952.00       691,769.57     8.000000  %        478.71
B-3                   999,934.64       988,245.43     8.000000  %        683.87

- -------------------------------------------------------------------------------
                  199,986,492.99   135,511,876.78                    906,219.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       104,876.42    529,313.08             0.00         0.00  18,648,365.20
A-2       123,509.31    406,467.08             0.00         0.00  20,894,909.80
A-3        70,858.62     70,858.62             0.00         0.00  12,694,000.00
A-4        73,456.28     73,456.28             0.00         0.00  12,686,000.00
A-5        56,012.11     56,012.11             0.00         0.00   9,469,000.00
A-6        40,234.34     40,234.34             0.00         0.00   6,661,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        47,726.63    236,624.04             0.00         0.00   6,971,734.51
A-9       236,976.92    238,014.16             0.00         0.00  33,742,376.09
A-10            0.00          0.00             0.00         0.00           0.00
A-11       62,585.51     62,585.51             0.00         0.00           0.00
A-12       55,851.74     55,851.74             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        36,227.29     39,988.60             0.00         0.00   5,431,576.12
M-2        16,466.95     18,176.64             0.00         0.00   2,468,898.32
M-3        16,466.95     18,176.64             0.00         0.00   2,468,898.32
B-1         5,269.41      5,816.51             0.00         0.00     790,046.55
B-2         4,610.75      5,089.46             0.00         0.00     691,290.86
B-3         6,586.79      7,270.66             0.00         0.00     987,561.56

- -------------------------------------------------------------------------------
          957,716.02  1,863,935.47             0.00         0.00 134,605,657.33
===============================================================================







































Run:        11/21/96     09:46:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    822.528974  18.304151     4.522875    22.827026   0.000000    804.224823
A-2    885.313020  11.828679     5.163145    16.991824   0.000000    873.484341
A-3   1000.000000   0.000000     5.582056     5.582056   0.000000   1000.000000
A-4   1000.000000   0.000000     5.790342     5.790342   0.000000   1000.000000
A-5   1000.000000   0.000000     5.915314     5.915314   0.000000   1000.000000
A-6   1000.000000   0.000000     6.040285     6.040285   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    383.126373  10.106871     2.553592    12.660463   0.000000    373.019503
A-9    531.284762   0.016331     3.731165     3.747496   0.000000    531.268431
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.310015   0.683921     6.587226     7.271147   0.000000    987.626094
M-2    988.310014   0.683922     6.587225     7.271147   0.000000    987.626092
M-3    988.310014   0.683922     6.587225     7.271147   0.000000    987.626092
B-1    988.310009   0.683922     6.587215     7.271137   0.000000    987.626087
B-2    988.310013   0.683918     6.587237     7.271155   0.000000    987.626094
B-3    988.310026   0.683925     6.587221     7.271146   0.000000    987.626111

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4172 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,980.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,707.44

SUBSERVICER ADVANCES THIS MONTH                                       29,117.50
MASTER SERVICER ADVANCES THIS MONTH                                    5,519.67


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,499,491.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     548,748.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        650,671.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,605,657.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          457

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 668,603.98

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      812,429.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.50542730 %     7.66869300 %    1.82587980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.44809860 %     7.70351928 %    1.83690450 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4939 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,531.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78437537
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.88

POOL TRADING FACTOR:                                                67.30737427


 ................................................................................


Run:        11/21/96     09:46:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947JM4    55,601,800.00    46,729,190.34     6.600000  %    869,584.81
A-2   760947JN2     8,936,000.00     8,936,000.00     5.700000  %          0.00
A-3   760947JP7    20,970,000.00    12,520,000.00     7.500000  %          0.00
A-4   760947JQ5    38,235,000.00    35,332,566.85     7.200000  %          0.00
A-5   760947JR3     6,989,000.00             0.00     7.500000  %          0.00
A-6   760947KB6    72,376,561.40    62,474,897.61     7.500000  %          0.00
A-7   760947JS1     5,000,000.00     4,315,962.00     7.500000  %          0.00
A-8   760947JT9     8,040,000.00             0.00     7.500000  %          0.00
A-9   760947JU6       142,330.60       137,844.47     0.000000  %        192.57
A-10  760947JV4             0.00             0.00     0.615938  %          0.00
R-I   760947JW2           100.00             0.00     7.500000  %          0.00
R-II  760947JX0           100.00             0.00     7.500000  %          0.00
M-1   760947JY8     5,767,800.00     5,709,534.58     7.500000  %      4,308.98
M-2   760947JZ5     2,883,900.00     2,854,767.26     7.500000  %      2,154.49
M-3   760947KA8     2,883,900.00     2,854,767.26     7.500000  %      2,154.49
B-1                   922,800.00       913,478.01     7.500000  %        689.40
B-2                   807,500.00       799,342.77     7.500000  %        603.26
B-3                 1,153,493.52     1,141,841.13     7.500000  %        861.75

- -------------------------------------------------------------------------------
                  230,710,285.52   184,720,192.28                    880,549.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       256,974.20  1,126,559.01             0.00         0.00  45,859,605.53
A-2        42,440.00     42,440.00             0.00         0.00   8,936,000.00
A-3        78,238.93     78,238.93             0.00         0.00  12,520,000.00
A-4       211,965.42    211,965.42             0.00         0.00  35,332,566.85
A-5             0.00          0.00             0.00         0.00           0.00
A-6       443,987.67    443,987.67             0.00         0.00  62,474,897.61
A-7        30,672.09     30,672.09             0.00         0.00   4,315,962.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00        192.57             0.00         0.00     137,651.90
A-10       94,800.01     94,800.01             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        35,679.54     39,988.52             0.00         0.00   5,705,225.60
M-2        17,839.78     19,994.27             0.00         0.00   2,852,612.77
M-3        17,839.78     19,994.27             0.00         0.00   2,852,612.77
B-1         5,708.43      6,397.83             0.00         0.00     912,788.61
B-2         4,995.18      5,598.44             0.00         0.00     798,739.51
B-3         7,135.50      7,997.25             0.00         0.00   1,140,979.38

- -------------------------------------------------------------------------------
        1,248,276.53  2,128,826.28             0.00         0.00 183,839,642.53
===============================================================================













































Run:        11/21/96     09:46:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    840.425856  15.639508     4.621689    20.261197   0.000000    824.786347
A-2   1000.000000   0.000000     4.749329     4.749329   0.000000   1000.000000
A-3    597.043395   0.000000     3.730993     3.730993   0.000000    597.043395
A-4    924.089626   0.000000     5.543754     5.543754   0.000000    924.089626
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    863.192398   0.000000     6.134412     6.134412   0.000000    863.192398
A-7    863.192400   0.000000     6.134418     6.134418   0.000000    863.192400
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    968.480917   1.352977     0.000000     1.352977   0.000000    967.127940
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.898155   0.747075     6.185988     6.933063   0.000000    989.151080
M-2    989.898145   0.747075     6.185991     6.933066   0.000000    989.151070
M-3    989.898145   0.747075     6.185991     6.933066   0.000000    989.151070
B-1    989.898147   0.747074     6.185988     6.933062   0.000000    989.151073
B-2    989.898167   0.747071     6.185981     6.933052   0.000000    989.151096
B-3    989.898175   0.747070     6.185991     6.933061   0.000000    989.151096

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4174 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,204.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,952.59

SUBSERVICER ADVANCES THIS MONTH                                       38,481.31
MASTER SERVICER ADVANCES THIS MONTH                                    4,067.33


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,647,722.35

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,517,594.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     270,470.39


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        561,058.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     183,839,642.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          620

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 498,401.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      741,119.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.26701190 %     6.18643600 %    1.54655200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.23581700 %     6.20674137 %    1.55279070 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6149 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,249.00
      FRAUD AMOUNT AVAILABLE                            1,872,430.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,505,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.41262709
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.82

POOL TRADING FACTOR:                                                79.68419878


 ................................................................................


Run:        11/21/96     09:46:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KP5    11,300,000.00     1,074,471.27     7.650000  %    652,620.69
A-2   760947KQ3   105,000,000.00    76,102,664.07     7.500000  %  1,844,305.54
A-3   760947KR1    47,939,000.00    34,745,577.27     7.250000  %    842,039.65
A-4   760947KS9    27,875,000.00    20,203,445.34     7.650000  %    489,619.21
A-5   760947KT7    30,655,000.00    30,655,000.00     7.650000  %          0.00
A-6   760947KU4    20,568,000.00    16,476,137.25     7.650000  %    261,153.66
A-7   760947KV2     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947KW0     2,100,000.00     2,100,000.00     7.650000  %          0.00
A-9   760947KX8    12,900,000.00    12,900,000.00     7.400000  %          0.00
A-10  760947KY6     6,000,000.00     6,000,000.00     7.750000  %          0.00
A-11  760947KZ3     2,581,000.00     2,581,000.00     6.000000  %          0.00
A-12  760947LA7     2,456,000.00     2,456,000.00     7.400000  %          0.00
A-13  760947LB5     3,544,000.00     3,544,000.00     7.400000  %          0.00
A-14  760947LC3     4,741,000.00     4,741,000.00     8.000000  %          0.00
A-15  760947LD1   100,000,000.00   100,000,000.00     7.500000  %          0.00
A-16  760947LE9    32,887,000.00    32,537,878.96     7.500000  %     24,068.17
A-17  760947LF6     1,348,796.17     1,272,074.38     0.000000  %     10,462.38
A-18  760947LG4             0.00             0.00     0.483670  %          0.00
A-19  760947LR0     9,500,000.00     9,500,000.00     7.500000  %          0.00
R-I   760947LH2           100.00             0.00     7.500000  %          0.00
R-II  760947LJ8           100.00             0.00     7.500000  %          0.00
M-1   760947LK5    11,340,300.00    11,219,913.89     7.500000  %      8,299.34
M-2   760947LL3     5,670,200.00     5,610,006.44     7.500000  %      4,149.70
M-3   760947LM1     4,536,100.00     4,487,945.78     7.500000  %      3,319.72
B-1                 2,041,300.00     2,019,630.01     7.500000  %      1,493.91
B-2                 1,587,600.00     1,570,746.42     7.500000  %      1,161.88
B-3                 2,041,838.57     2,020,162.83     7.500000  %      1,494.30

- -------------------------------------------------------------------------------
                  453,612,334.74   388,817,653.91                  4,144,188.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         6,845.38    659,466.07             0.00         0.00     421,850.58
A-2       475,338.20  2,319,643.74             0.00         0.00  74,258,358.53
A-3       209,787.28  1,051,826.93             0.00         0.00  33,903,537.62
A-4       128,714.79    618,334.00             0.00         0.00  19,713,826.13
A-5       195,300.95    195,300.95             0.00         0.00  30,655,000.00
A-6       104,968.36    366,122.02             0.00         0.00  16,214,983.59
A-7        31,250.00     31,250.00             0.00         0.00   5,000,000.00
A-8        13,378.96     13,378.96             0.00         0.00   2,100,000.00
A-9        79,499.25     79,499.25             0.00         0.00  12,900,000.00
A-10       38,750.00     38,750.00             0.00         0.00   6,000,000.00
A-11       12,905.00     12,905.00             0.00         0.00   2,581,000.00
A-12       15,145.33     15,145.33             0.00         0.00   2,456,000.00
A-13       21,854.67     21,854.67             0.00         0.00   3,544,000.00
A-14       31,606.67     31,606.67             0.00         0.00   4,741,000.00
A-15      624,601.27    624,601.27             0.00         0.00 100,000,000.00
A-16      203,232.00    227,300.17             0.00         0.00  32,513,810.79
A-17            0.00     10,462.38             0.00         0.00   1,261,612.00
A-18      156,616.36    156,616.36             0.00         0.00           0.00
A-19       59,337.12     59,337.12             0.00         0.00   9,500,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        70,079.72     78,379.06             0.00         0.00  11,211,614.55
M-2        35,040.17     39,189.87             0.00         0.00   5,605,856.74
M-3        28,031.77     31,351.49             0.00         0.00   4,484,626.06
B-1        12,614.64     14,108.55             0.00         0.00   2,018,136.10
B-2         9,810.91     10,972.79             0.00         0.00   1,569,584.54
B-3        12,617.96     14,112.26             0.00         0.00   2,018,668.53

- -------------------------------------------------------------------------------
        2,577,326.76  6,721,514.91             0.00         0.00 384,673,465.76
===============================================================================


























Run:        11/21/96     09:46:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     95.085953  57.754043     0.605786    58.359829   0.000000     37.331910
A-2    724.787277  17.564815     4.527030    22.091845   0.000000    707.222462
A-3    724.787277  17.564815     4.376130    21.940945   0.000000    707.222462
A-4    724.787277  17.564815     4.617571    22.182386   0.000000    707.222462
A-5   1000.000000   0.000000     6.370933     6.370933   0.000000   1000.000000
A-6    801.056848  12.697086     5.103479    17.800565   0.000000    788.359762
A-7   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-8   1000.000000   0.000000     6.370933     6.370933   0.000000   1000.000000
A-9   1000.000000   0.000000     6.162733     6.162733   0.000000   1000.000000
A-10  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-11  1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-12  1000.000000   0.000000     6.166665     6.166665   0.000000   1000.000000
A-13  1000.000000   0.000000     6.166668     6.166668   0.000000   1000.000000
A-14  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-15  1000.000000   0.000000     6.246013     6.246013   0.000000   1000.000000
A-16   989.384224   0.731844     6.179706     6.911550   0.000000    988.652379
A-17   943.118322   7.756828     0.000000     7.756828   0.000000    935.361494
A-19  1000.000000   0.000000     6.246013     6.246013   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.384222   0.731845     6.179706     6.911551   0.000000    988.652377
M-2    989.384226   0.731844     6.179706     6.911550   0.000000    988.652383
M-3    989.384224   0.731845     6.179707     6.911552   0.000000    988.652380
B-1    989.384221   0.731842     6.179709     6.911551   0.000000    988.652378
B-2    989.384240   0.731847     6.179712     6.911559   0.000000    988.652394
B-3    989.384205   0.731845     6.179705     6.911550   0.000000    988.652364

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4175 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       81,310.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,339.13

SUBSERVICER ADVANCES THIS MONTH                                       40,796.63
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,588,585.30

 (B)  TWO MONTHLY PAYMENTS:                                    1     236,071.28

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,495,137.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     384,673,465.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,368

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,856,366.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.05155140 %     5.50073800 %    1.44771080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.98183240 %     5.53770906 %    1.46223680 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4844 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,000.00
      FRAUD AMOUNT AVAILABLE                            3,959,720.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,959,720.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27115093
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              339.54

POOL TRADING FACTOR:                                                84.80224992


 ................................................................................


Run:        11/21/96     09:46:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4176 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KG5    35,048,000.00    21,505,785.33     7.250000  %    273,696.81
A-2   760947KH3    23,594,900.00    23,594,900.00     7.250000  %          0.00
A-3   760947KJ9    56,568,460.00    43,505,289.03     7.250000  %    264,015.03
A-4   760947KE0       434,639.46       393,305.73     0.000000  %      1,781.64
A-5   760947KF7             0.00             0.00     0.542411  %          0.00
R     760947KK6           100.00             0.00     7.250000  %          0.00
M-1   760947KL4     1,803,000.00     1,725,301.46     7.250000  %      5,991.98
M-2   760947KM2       901,000.00       862,172.28     7.250000  %      2,994.33
M-3   760947KN0       721,000.00       689,929.19     7.250000  %      2,396.13
B-1                   360,000.00       344,486.15     7.250000  %      1,196.40
B-2                   361,000.00       345,443.05     7.250000  %      1,199.73
B-3                   360,674.91       345,131.96     7.250000  %      1,198.65

- -------------------------------------------------------------------------------
                  120,152,774.37    93,311,744.18                    554,470.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       129,872.19    403,569.00             0.00         0.00  21,232,088.52
A-2       142,488.22    142,488.22             0.00         0.00  23,594,900.00
A-3       262,725.90    526,740.93             0.00         0.00  43,241,274.00
A-4             0.00      1,781.64             0.00         0.00     391,524.09
A-5        42,158.77     42,158.77             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,419.00     16,410.98             0.00         0.00   1,719,309.48
M-2         5,206.61      8,200.94             0.00         0.00     859,177.95
M-3         4,166.44      6,562.57             0.00         0.00     687,533.06
B-1         2,080.33      3,276.73             0.00         0.00     343,289.75
B-2         2,086.11      3,285.84             0.00         0.00     344,243.32
B-3         2,084.23      3,282.88             0.00         0.00     343,933.31

- -------------------------------------------------------------------------------
          603,287.80  1,157,758.50             0.00         0.00  92,757,273.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    613.609488   7.809199     3.705552    11.514751   0.000000    605.800289
A-2   1000.000000   0.000000     6.038941     6.038941   0.000000   1000.000000
A-3    769.073244   4.667177     4.644388     9.311565   0.000000    764.406067
A-4    904.901110   4.099122     0.000000     4.099122   0.000000    900.801989
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    956.905968   3.323339     5.778702     9.102041   0.000000    953.582629
M-2    956.905971   3.323341     5.778701     9.102042   0.000000    953.582630
M-3    956.905950   3.323343     5.778696     9.102039   0.000000    953.582608
B-1    956.905972   3.323333     5.778694     9.102027   0.000000    953.582639
B-2    956.905956   3.323352     5.778698     9.102050   0.000000    953.582604
B-3    956.905929   3.323325     5.778694     9.102019   0.000000    953.582577

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4176 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,932.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,601.24

SUBSERVICER ADVANCES THIS MONTH                                        2,313.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     186,418.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,757,273.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          360

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      230,279.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.35887150 %     3.52718300 %    1.11394590 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.34731550 %     3.52103977 %    0.00000000 %
CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5414 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              972,353.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.06475713
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.36

POOL TRADING FACTOR:                                                77.19944376


 ................................................................................


Run:        11/21/96     09:46:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947KD2    97,561,000.00    62,296,960.04     5.957500  %  1,064,264.00
R                           0.00             0.00     0.000000  %          0.00
B-1                 1,156,700.00     1,105,118.57     6.937500  %      2,335.68
B-2                 1,257,300.00     1,201,232.46     6.937500  %      2,538.82
B-3                   604,098.39       577,159.49     6.937500  %      1,219.83

- -------------------------------------------------------------------------------
                  100,579,098.39    65,180,470.56                  1,070,358.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         319,518.59  1,383,782.59             0.00         0.00  61,232,696.04
R         103,281.52    103,281.52             0.00         0.00           0.00
B-1         6,600.50      8,936.18             0.00         0.00   1,102,782.89
B-2         7,174.56      9,713.38             0.00         0.00   1,198,693.64
B-3         3,447.18      4,667.01             0.00         0.00     575,939.67

- -------------------------------------------------------------------------------
          440,022.35  1,510,380.68             0.00         0.00  64,110,112.24
===============================================================================












Run:        11/21/96     09:46:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      638.543681  10.908703     3.275065    14.183768   0.000000    627.634978
B-1    955.406389   2.019262     5.706320     7.725582   0.000000    953.387127
B-2    955.406395   2.019264     5.706323     7.725587   0.000000    953.387131
B-3    955.406436   2.019257     5.706322     7.725579   0.000000    953.387196

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4177 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,886.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,661.16

SUBSERVICER ADVANCES THIS MONTH                                       19,709.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,726,875.44

 (B)  TWO MONTHLY PAYMENTS:                                    1      70,122.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        829,874.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,110,112.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          353

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      932,598.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                       82,562.90

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          95.57611280 %     4.42388720 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             95.51175920 %     4.48824080 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              684,585.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,118,504.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.66815961
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.55

POOL TRADING FACTOR:                                                63.74098920


 ................................................................................


Run:        11/21/96     09:46:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947LV1    68,252,000.00    35,424,264.80     7.500000  %  1,383,963.99
A-2   760947LW9    56,875,000.00    56,875,000.00     7.500000  %          0.00
A-3   760947LX7    23,500,000.00    23,500,000.00     7.500000  %          0.00
A-4   760947LY5    19,651,199.00             0.00     7.500000  %          0.00
A-5   760947LZ2    75,000,000.00    72,994,270.53     7.500000  %    913,020.92
A-6   760947MA6    97,212,000.00    97,212,000.00     7.500000  %          0.00
A-7   760947MB4    12,427,000.00    12,427,000.00     7.500000  %          0.00
A-8   760947MC2    53,182,701.00    53,182,701.00     7.500000  %          0.00
A-9   760947MD0    41,080,426.00    41,080,426.00     7.500000  %          0.00
A-10  760947ME8     3,101,574.00     3,101,574.00     7.500000  %          0.00
A-11  760947MF5     1,175,484.46     1,157,681.69     0.000000  %      1,084.33
R     760947MG3           100.00             0.00     7.500000  %          0.00
M-1   760947MH1    10,777,500.00    10,671,571.72     7.500000  %     15,898.07
M-2   760947MJ7     5,987,500.00     5,928,650.94     7.500000  %      8,832.26
M-3   760947MK4     4,790,000.00     4,742,920.75     7.500000  %      7,065.81
B-1                 2,395,000.00     2,371,460.39     7.500000  %      3,532.91
B-2                 1,437,000.00     1,422,876.22     7.500000  %      2,119.74
B-3                 2,155,426.27     2,131,822.65     7.500000  %      3,175.90

- -------------------------------------------------------------------------------
                  478,999,910.73   424,224,220.69                  2,338,693.93
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       221,293.08  1,605,257.07             0.00         0.00  34,040,300.81
A-2       355,294.42    355,294.42             0.00         0.00  56,875,000.00
A-3       146,802.97    146,802.97             0.00         0.00  23,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       455,990.45  1,369,011.37             0.00         0.00  72,081,249.61
A-6       607,277.03    607,277.03             0.00         0.00  97,212,000.00
A-7        77,630.66     77,630.66             0.00         0.00  12,427,000.00
A-8       332,228.87    332,228.87             0.00         0.00  53,182,701.00
A-9       256,626.74    256,626.74             0.00         0.00  41,080,426.00
A-10       19,375.33     19,375.33             0.00         0.00   3,101,574.00
A-11            0.00      1,084.33             0.00         0.00   1,156,597.36
R               0.00          0.00             0.00         0.00           0.00
M-1        66,664.61     82,562.68             0.00         0.00  10,655,673.65
M-2        37,035.90     45,868.16             0.00         0.00   5,919,818.68
M-3        29,628.71     36,694.52             0.00         0.00   4,735,854.94
B-1        14,814.36     18,347.27             0.00         0.00   2,367,927.48
B-2         8,888.62     11,008.36             0.00         0.00   1,420,756.48
B-3        13,317.36     16,493.26             0.00         0.00   2,128,646.75

- -------------------------------------------------------------------------------
        2,642,869.11  4,981,563.04             0.00         0.00 421,885,526.76
===============================================================================













































Run:        11/21/96     09:46:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    519.021637  20.277266     3.242294    23.519560   0.000000    498.744371
A-2   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-3   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    973.256940  12.173612     6.079873    18.253485   0.000000    961.083328
A-6   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-7   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-8   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-9   1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-10  1000.000000   0.000000     6.246935     6.246935   0.000000   1000.000000
A-11   984.854951   0.922454     0.000000     0.922454   0.000000    983.932497
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.171350   1.475117     6.185536     7.660653   0.000000    988.696233
M-2    990.171347   1.475116     6.185537     7.660653   0.000000    988.696231
M-3    990.171347   1.475117     6.185534     7.660651   0.000000    988.696230
B-1    990.171353   1.475119     6.185537     7.660656   0.000000    988.696234
B-2    990.171343   1.475115     6.185539     7.660654   0.000000    988.696228
B-3    989.049210   1.473444     6.178527     7.651971   0.000000    987.575766

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:48                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4178 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       86,764.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,016.16

SPREAD                                                               153,724.01

SUBSERVICER ADVANCES THIS MONTH                                       64,422.84
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   6,118,161.86

 (B)  TWO MONTHLY PAYMENTS:                                    1     303,794.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,040,717.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     421,885,526.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,455

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,707,458.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      312,345.35

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.55437030 %     1.40076300 %    5.04486680 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.52821350 %     1.40259154 %    5.06533920 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,433.00
      FRAUD AMOUNT AVAILABLE                            4,248,782.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,248,782.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.21219318
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.23

POOL TRADING FACTOR:                                                88.07632680


 ................................................................................


Run:        11/21/96     09:46:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4183 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ML2   101,500,000.00    74,623,811.41     7.000000  %  1,206,486.56
A-2   760947MM0    34,000,000.00    34,000,000.00     7.000000  %          0.00
A-3   760947MN8    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-4   760947MP3    25,515,000.00    25,515,000.00     7.000000  %          0.00
A-5   760947MQ1     1,221,111.75     1,155,897.58     0.000000  %      5,002.40
R     760947MU2           100.00             0.00     7.000000  %          0.00
M-1   760947MR9     2,277,000.00     2,188,299.19     7.000000  %      7,828.55
M-2   760947MS7       911,000.00       875,511.89     7.000000  %      3,132.11
M-3   760947MT5     1,367,000.00     1,313,748.35     7.000000  %      4,699.88
B-1                   455,000.00       437,275.42     7.000000  %      1,564.34
B-2                   455,000.00       437,275.42     7.000000  %      1,564.34
B-3                   455,670.95       437,920.27     7.000000  %      1,566.65
SPRE                        0.00             0.00     0.513056  %          0.00

- -------------------------------------------------------------------------------
                  182,156,882.70   154,984,739.53                  1,231,844.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       433,949.82  1,640,436.38             0.00         0.00  73,417,324.85
A-2       197,715.63    197,715.63             0.00         0.00  34,000,000.00
A-3        81,412.32     81,412.32             0.00         0.00  14,000,000.00
A-4       148,373.95    148,373.95             0.00         0.00  25,515,000.00
A-5             0.00      5,002.40             0.00         0.00   1,150,895.18
R               0.00          0.00             0.00         0.00           0.00
M-1        12,725.32     20,553.87             0.00         0.00   2,180,470.64
M-2         5,091.24      8,223.35             0.00         0.00     872,379.78
M-3         7,639.66     12,339.54             0.00         0.00   1,309,048.47
B-1         2,542.83      4,107.17             0.00         0.00     435,711.08
B-2         2,542.83      4,107.17             0.00         0.00     435,711.08
B-3         2,546.57      4,113.22             0.00         0.00     436,353.62
SPRED      66,056.78     66,056.78             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          960,596.95  2,192,441.78             0.00         0.00 153,752,894.70
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    735.209965  11.886567     4.275368    16.161935   0.000000    723.323398
A-2   1000.000000   0.000000     5.815166     5.815166   0.000000   1000.000000
A-3   1000.000000   0.000000     5.815166     5.815166   0.000000   1000.000000
A-4   1000.000000   0.000000     5.815166     5.815166   0.000000   1000.000000
A-5    946.594429   4.096595     0.000000     4.096595   0.000000    942.497835
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    961.044879   3.438098     5.588634     9.026732   0.000000    957.606781
M-2    961.044885   3.438101     5.588628     9.026729   0.000000    957.606784
M-3    961.044879   3.438098     5.588632     9.026730   0.000000    957.606781
B-1    961.044879   3.438110     5.588637     9.026747   0.000000    957.606769
B-2    961.044879   3.438110     5.588637     9.026747   0.000000    957.606769
B-3    961.044960   3.438051     5.588616     9.026667   0.000000    957.606843

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4183 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,082.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,237.48

SUBSERVICER ADVANCES THIS MONTH                                       16,436.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,339,233.29

 (B)  TWO MONTHLY PAYMENTS:                                    1      71,224.95

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        278,983.34

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     153,752,894.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          582

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      676,812.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.30106390 %     2.84573400 %    0.85320220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.28466550 %     2.83695400 %    0.85698470 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,554,399.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     910,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.75198008
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.80

POOL TRADING FACTOR:                                                84.40685437


 ................................................................................


Run:        11/21/96     09:46:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947MV0    15,150,000.00    11,436,005.80     7.500000  %    109,561.41
A-2   760947MW8   152,100,000.00   118,378,807.15     7.500000  %    994,762.32
A-3   760947MX6     9,582,241.00     9,582,241.00     7.500000  %          0.00
A-4   760947MY4    34,448,155.00    34,448,155.00     7.500000  %          0.00
A-5   760947MZ1    49,922,745.00    49,922,745.00     7.500000  %          0.00
A-6   760947NA5    44,355,201.00    44,355,201.00     7.500000  %          0.00
A-7   760947NB3    42,424,530.00    42,026,852.62     7.500000  %     30,798.44
A-8   760947NC1    22,189,665.00    18,260,983.30     8.500000  %    115,894.61
A-9   760947ND9    24,993,667.00    20,588,707.11     7.000000  %    129,944.64
A-10  760947NE7     9,694,332.00     7,968,130.48     7.250000  %     50,922.29
A-11  760947NF4    19,384,664.00    15,932,260.75     7.125000  %    101,844.58
A-12  760947NG2       917,418.09       897,837.62     0.000000  %      9,495.84
R     760947NH0           100.00             0.00     7.500000  %          0.00
M-1   760947NK3    10,149,774.00    10,054,632.44     7.500000  %      7,368.31
M-2   760947NL1     5,638,762.00     5,585,905.60     7.500000  %      4,093.51
M-3   760947NM9     4,511,009.00     4,468,723.88     7.500000  %      3,274.80
B-1   760947NN7     2,255,508.00     2,234,365.41     7.500000  %      1,637.40
B-2   760947NP2     1,353,299.00     1,340,613.49     7.500000  %        982.44
B-3   760947NQ0     2,029,958.72     2,007,939.44     7.500000  %      1,471.47
SPRE                        0.00             0.00     0.528282  %          0.00

- -------------------------------------------------------------------------------
                  451,101,028.81   399,490,107.09                  1,562,052.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        71,438.09    180,999.50             0.00         0.00  11,326,444.39
A-2       739,485.02  1,734,247.34             0.00         0.00 117,384,044.83
A-3        59,858.05     59,858.05             0.00         0.00   9,582,241.00
A-4       215,189.66    215,189.66             0.00         0.00  34,448,155.00
A-5       311,855.84    311,855.84             0.00         0.00  49,922,745.00
A-6       277,076.68    277,076.68             0.00         0.00  44,355,201.00
A-7       262,532.03    293,330.47             0.00         0.00  41,996,054.18
A-8       129,281.75    245,176.36             0.00         0.00  18,145,088.69
A-9       120,038.70    249,983.34             0.00         0.00  20,458,762.47
A-10       48,115.90     99,038.19             0.00         0.00   7,917,208.19
A-11       94,548.89    196,393.47             0.00         0.00  15,830,416.17
A-12            0.00      9,495.84             0.00         0.00     888,341.78
R               0.00          0.00             0.00         0.00           0.00
M-1        62,808.96     70,177.27             0.00         0.00  10,047,264.13
M-2        34,893.86     38,987.37             0.00         0.00   5,581,812.09
M-3        27,915.08     31,189.88             0.00         0.00   4,465,449.08
B-1        13,957.56     15,594.96             0.00         0.00   2,232,728.01
B-2         8,374.50      9,356.94             0.00         0.00   1,339,631.05
B-3        12,543.13     14,014.60             0.00         0.00   2,006,467.97
SPRED     175,778.70    175,778.70             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,665,692.40  4,227,744.46             0.00         0.00 397,928,055.03
===============================================================================









































Run:        11/21/96     09:46:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    754.851868   7.231776     4.715385    11.947161   0.000000    747.620092
A-2    778.295905   6.540186     4.861834    11.402020   0.000000    771.755719
A-3   1000.000000   0.000000     6.246769     6.246769   0.000000   1000.000000
A-4   1000.000000   0.000000     6.246769     6.246769   0.000000   1000.000000
A-5   1000.000000   0.000000     6.246769     6.246769   0.000000   1000.000000
A-6   1000.000000   0.000000     6.246769     6.246769   0.000000   1000.000000
A-7    990.626240   0.725958     6.188213     6.914171   0.000000    989.900281
A-8    822.949932   5.222909     5.826215    11.049124   0.000000    817.727022
A-9    823.756959   5.199103     4.802765    10.001868   0.000000    818.557856
A-10   821.937033   5.252790     4.963302    10.216092   0.000000    816.684243
A-11   821.900279   5.253874     4.877510    10.131384   0.000000    816.646405
A-12   978.656983  10.350613     0.000000    10.350613   0.000000    968.306370
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.626239   0.725958     6.188213     6.914171   0.000000    989.900281
M-2    990.626240   0.725959     6.188213     6.914172   0.000000    989.900281
M-3    990.626239   0.725957     6.188212     6.914169   0.000000    989.900282
B-1    990.626240   0.725956     6.188211     6.914167   0.000000    989.900284
B-2    990.626233   0.725959     6.188211     6.914170   0.000000    989.900273
B-3    989.152843   0.724877     6.179007     6.903884   0.000000    988.427967

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       80,017.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,048.26

SUBSERVICER ADVANCES THIS MONTH                                       51,347.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   5,400,105.68

 (B)  TWO MONTHLY PAYMENTS:                                    1     227,567.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,173,268.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     397,928,055.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,428

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,269,182.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.55427030 %     5.04507100 %    1.40065900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.53380750 %     5.04978853 %    1.40510550 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,410.00
      FRAUD AMOUNT AVAILABLE                            3,997,454.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,474,154.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.30032809
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.96

POOL TRADING FACTOR:                                                88.21262414


 ................................................................................


Run:        11/21/96     09:46:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PC9   161,500,000.00   130,191,216.55     7.500000  %  1,259,985.64
A-2   760947PD7     7,348,151.00     7,348,151.00     7.500000  %          0.00
A-3   760947PE5    24,828,814.00    20,985,005.76     8.500000  %    154,689.60
A-4   760947PF2    15,917,318.00    15,917,318.00     7.500000  %          0.00
A-5   760947PG0    43,800,000.00    43,800,000.00     7.500000  %          0.00
A-6   760947PH8    52,000,000.00    52,000,000.00     7.500000  %          0.00
A-7   760947PJ4    24,828,814.00    20,985,005.76     7.000000  %    154,689.60
A-8   760947PK1    42,208,985.00    41,894,495.91     7.500000  %     30,694.56
A-9   760947PL9    49,657,668.00    41,970,039.90     7.250000  %    309,379.67
A-10  760947PM7       479,655.47       452,091.19     0.000000  %        803.42
R     760947PN5           100.00             0.00     7.500000  %          0.00
M-1   760947PP0    10,087,900.00    10,012,737.46     7.500000  %      7,335.97
M-2   760947PQ8     5,604,400.00     5,562,642.95     7.500000  %      4,075.54
M-3   760947PR6     4,483,500.00     4,450,094.50     7.500000  %      3,260.42
B-1                 2,241,700.00     2,224,997.64     7.500000  %      1,630.17
B-2                 1,345,000.00     1,334,978.72     7.500000  %        978.09
B-3                 2,017,603.30     2,002,570.67     7.500000  %      1,467.22
SPRE                        0.00             0.00     0.475059  %          0.00

- -------------------------------------------------------------------------------
                  448,349,608.77   401,131,346.01                  1,928,989.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       813,434.73  2,073,420.37             0.00         0.00 128,931,230.91
A-2        45,911.24     45,911.24             0.00         0.00   7,348,151.00
A-3       148,596.23    303,285.83             0.00         0.00  20,830,316.16
A-4        99,451.41     99,451.41             0.00         0.00  15,917,318.00
A-5       273,662.41    273,662.41             0.00         0.00  43,800,000.00
A-6       324,896.01    324,896.01             0.00         0.00  52,000,000.00
A-7       122,373.36    277,062.96             0.00         0.00  20,830,316.16
A-8       261,756.82    292,451.38             0.00         0.00  41,863,801.35
A-9       253,487.85    562,867.52             0.00         0.00  41,660,660.23
A-10            0.00        803.42             0.00         0.00     451,287.77
R               0.00          0.00             0.00         0.00           0.00
M-1        62,559.59     69,895.56             0.00         0.00  10,005,401.49
M-2        34,755.40     38,830.94             0.00         0.00   5,558,567.41
M-3        27,804.19     31,064.61             0.00         0.00   4,446,834.08
B-1        13,901.79     15,531.96             0.00         0.00   2,223,367.47
B-2         8,340.95      9,319.04             0.00         0.00   1,334,000.63
B-3        12,512.07     13,979.29             0.00         0.00   2,001,103.45
SPRED     158,749.95    158,749.95             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,662,194.00  4,591,183.90             0.00         0.00 399,202,356.11
===============================================================================













































Run:        11/21/96     09:46:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    806.137564   7.801769     5.036748    12.838517   0.000000    798.335795
A-2   1000.000000   0.000000     6.247999     6.247999   0.000000   1000.000000
A-3    845.187602   6.230245     5.984830    12.215075   0.000000    838.957357
A-4   1000.000000   0.000000     6.248000     6.248000   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248000     6.248000   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248000     6.248000   0.000000   1000.000000
A-7    845.187602   6.230245     4.928683    11.158928   0.000000    838.957357
A-8    992.549238   0.727204     6.201448     6.928652   0.000000    991.822034
A-9    845.187492   6.230250     5.104707    11.334957   0.000000    838.957243
A-10   942.533169   1.674994     0.000000     1.674994   0.000000    940.858175
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.549238   0.727205     6.201448     6.928653   0.000000    991.822033
M-2    992.549238   0.727204     6.201449     6.928653   0.000000    991.822035
M-3    992.549236   0.727204     6.201448     6.928652   0.000000    991.822032
B-1    992.549244   0.727203     6.201450     6.928653   0.000000    991.822041
B-2    992.549234   0.727204     6.201450     6.928654   0.000000    991.822030
B-3    992.549264   0.727204     6.201452     6.928656   0.000000    991.822054

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4185 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       82,407.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,736.27

SUBSERVICER ADVANCES THIS MONTH                                       28,341.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,221,841.61

 (B)  TWO MONTHLY PAYMENTS:                                    3     452,618.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,052,717.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     399,202,356.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,472

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,634,989.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.61383910 %     4.99788200 %    1.38827930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.58765990 %     5.01269661 %    1.39397030 %

      BANKRUPTCY AMOUNT AVAILABLE                         158,983.00
      FRAUD AMOUNT AVAILABLE                            8,966,992.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,483,496.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26591447
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.28

POOL TRADING FACTOR:                                                89.03818545


 ................................................................................


Run:        11/21/96     09:46:57                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4186 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947NR8    26,815,000.00    13,370,650.07     7.000000  %    886,946.12
A-2   760947NS6    45,874,000.00    45,874,000.00     7.000000  %          0.00
A-3   760947NT4    14,000,000.00    12,097,284.82     7.000000  %    125,525.29
A-4   760947NU1    10,808,000.00    10,808,000.00     7.000000  %          0.00
A-5   760947NV9    23,801,500.00    23,801,500.00     7.000000  %          0.00
A-6   760947NW7    13,965,000.00    13,965,000.00     7.000000  %          0.00
A-7   760947PB1       416,148.36       387,052.07     0.000000  %      1,453.41
R     760947NX5           100.00             0.00     7.000000  %          0.00
M-1   760947NY3     2,110,000.00     2,035,285.97     7.000000  %      7,206.06
M-2   760947NZ0     1,054,500.00     1,017,160.69     7.000000  %      3,601.32
M-3   760947PA3       773,500.00       746,110.76     7.000000  %      2,641.65
B-1                   351,000.00       338,571.27     7.000000  %      1,198.73
B-2                   281,200.00       271,242.85     7.000000  %        960.35
B-3                   350,917.39       338,491.59     7.000000  %      1,198.45
SPRE                        0.00             0.00     0.515073  %          0.00

- -------------------------------------------------------------------------------
                  140,600,865.75   125,050,350.09                  1,030,731.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        77,952.27    964,898.39             0.00         0.00  12,483,703.95
A-2       267,450.16    267,450.16             0.00         0.00  45,874,000.00
A-3        70,528.42    196,053.71             0.00         0.00  11,971,759.53
A-4        63,011.76     63,011.76             0.00         0.00  10,808,000.00
A-5       138,765.20    138,765.20             0.00         0.00  23,801,500.00
A-6        81,417.39     81,417.39             0.00         0.00  13,965,000.00
A-7             0.00      1,453.41             0.00         0.00     385,598.66
R               0.00          0.00             0.00         0.00           0.00
M-1        11,865.93     19,071.99             0.00         0.00   2,028,079.91
M-2         5,930.15      9,531.47             0.00         0.00   1,013,559.37
M-3         4,349.90      6,991.55             0.00         0.00     743,469.11
B-1         1,973.91      3,172.64             0.00         0.00     337,372.54
B-2         1,581.37      2,541.72             0.00         0.00     270,282.50
B-3         1,973.44      3,171.89             0.00         0.00     337,293.14
SPRED      53,645.31     53,645.31             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          780,445.21  1,811,176.59             0.00         0.00 124,019,618.71
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    498.625772  33.076492     2.907040    35.983532   0.000000    465.549280
A-2   1000.000000   0.000000     5.830103     5.830103   0.000000   1000.000000
A-3    864.091773   8.966092     5.037744    14.003836   0.000000    855.125681
A-4   1000.000000   0.000000     5.830104     5.830104   0.000000   1000.000000
A-5   1000.000000   0.000000     5.830103     5.830103   0.000000   1000.000000
A-6   1000.000000   0.000000     5.800000     5.800000   0.000000   1000.000000
A-7    930.081930   3.492528     0.000000     3.492528   0.000000    926.589402
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.590507   3.415194     5.623664     9.038858   0.000000    961.175313
M-2    964.590507   3.415192     5.623661     9.038853   0.000000    961.175315
M-3    964.590511   3.415191     5.623659     9.038850   0.000000    961.175320
B-1    964.590513   3.415185     5.623675     9.038860   0.000000    961.175328
B-2    964.590505   3.415185     5.623649     9.038834   0.000000    961.175320
B-3    964.590527   3.415191     5.623660     9.038851   0.000000    961.175335

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4186 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,489.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,309.25

SUBSERVICER ADVANCES THIS MONTH                                        4,268.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     440,888.31

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     124,019,618.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          465

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      587,917.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.19225290 %     3.04705400 %    0.76069360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.17414640 %     3.05202389 %    0.76431080 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     829,634.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.79705906
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              161.56

POOL TRADING FACTOR:                                                88.20686704


 ................................................................................


Run:        11/21/96     09:46:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4188 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947QK0   114,954,300.00   103,062,463.80     7.000000  %  2,310,203.35
R     760947QL8           100.00             0.00     7.000000  %          0.00
M-1   760947QM6     1,786,900.00     1,731,148.78     7.000000  %      5,834.87
M-2   760947QN4       893,400.00       865,525.96     7.000000  %      2,917.27
M-3   760947QP9       595,600.00       577,017.30     7.000000  %      1,944.85
B-1                   297,800.00       288,508.65     7.000000  %        972.42
B-2                   238,200.00       230,768.16     7.000000  %        777.81
B-3                   357,408.38       346,257.25     7.000000  %      1,167.07
SPRE                        0.00             0.00     0.554166  %          0.00

- -------------------------------------------------------------------------------
                  119,123,708.38   107,101,689.90                  2,323,817.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         600,591.56  2,910,794.91             0.00         0.00 100,752,260.45
R               0.00          0.00             0.00         0.00           0.00
M-1        10,088.19     15,923.06             0.00         0.00   1,725,313.91
M-2         5,043.81      7,961.08             0.00         0.00     862,608.69
M-3         3,362.54      5,307.39             0.00         0.00     575,072.45
B-1         1,681.27      2,653.69             0.00         0.00     287,536.23
B-2         1,344.79      2,122.60             0.00         0.00     229,990.35
B-3         2,017.79      3,184.86             0.00         0.00     345,090.18
SPRED      49,410.20     49,410.20             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          673,540.15  2,997,357.79             0.00         0.00 104,777,872.26
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      896.551619  20.096711     5.224612    25.321323   0.000000    876.454908
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.800034   3.265359     5.645638     8.910997   0.000000    965.534675
M-2    968.800045   3.265357     5.645635     8.910992   0.000000    965.534688
M-3    968.800034   3.265363     5.645635     8.910998   0.000000    965.534671
B-1    968.800034   3.265346     5.645635     8.910981   0.000000    965.534688
B-2    968.800000   3.265365     5.645634     8.910999   0.000000    965.534635
B-3    968.800032   3.265340     5.645615     8.910955   0.000000    965.534664

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:46:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S19 (POOL # 4188)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4188 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,891.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       12,021.20
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     814,642.66

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        452,419.92

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,777,872.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          416

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,962,829.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.22860660 %     2.96325100 %    0.80814230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.15795610 %     3.01876244 %    0.82328140 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,191,237.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     609,536.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.86669054
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.84

POOL TRADING FACTOR:                                                87.95719482


 ................................................................................


Run:        11/21/96     09:47:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947QQ7    37,500,000.00    32,607,856.00     6.200000  %    763,656.15
A-2   760947QR5    35,848,000.00    35,848,000.00     6.500000  %          0.00
A-3   760947QS3     8,450,000.00     8,450,000.00     6.200000  %          0.00
A-4   760947QT1    67,350,000.00    50,420,482.40     7.050000  %  1,381,601.65
A-5   760947QU8   104,043,000.00    98,034,416.25     0.000000  %    825,103.91
A-6   760947QV6    26,848,000.00    26,667,577.75     7.500000  %     19,040.76
A-7   760947QW4       366,090.95       362,882.89     0.000000  %      5,181.12
R-I   760947QX2           100.00             0.00     7.500000  %          0.00
R-II  760947QY0           100.00             0.00     7.500000  %          0.00
M-1   760947QZ7     6,711,800.00     6,666,695.79     7.500000  %      4,760.05
M-2   760947RA1     4,474,600.00     4,444,530.07     7.500000  %      3,173.41
M-3   760947RB9     2,983,000.00     2,962,953.82     7.500000  %      2,115.56
B-1                 1,789,800.00     1,777,772.29     7.500000  %      1,269.34
B-2                   745,700.00       740,688.79     7.500000  %        528.85
B-3                 1,193,929.65     1,185,906.28     7.500000  %        846.74
SPRE                        0.00             0.00     0.442003  %          0.00

- -------------------------------------------------------------------------------
                  298,304,120.60   270,169,762.33                  3,007,277.54
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       168,439.11    932,095.26             0.00         0.00  31,844,199.85
A-2       194,136.56    194,136.56             0.00         0.00  35,848,000.00
A-3        43,649.31     43,649.31             0.00         0.00   8,450,000.00
A-4       296,159.13  1,677,760.78             0.00         0.00  49,038,880.75
A-5       281,399.26  1,106,503.17       424,430.35         0.00  97,633,742.69
A-6       166,637.93    185,678.69             0.00         0.00  26,648,536.99
A-7             0.00      5,181.12             0.00         0.00     357,701.77
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        41,658.24     46,418.29             0.00         0.00   6,661,935.74
M-2        27,772.57     30,945.98             0.00         0.00   4,441,356.66
M-3        18,514.63     20,630.19             0.00         0.00   2,960,838.26
B-1        11,108.78     12,378.12             0.00         0.00   1,776,502.95
B-2         4,628.34      5,157.19             0.00         0.00     740,159.94
B-3         7,410.38      8,257.12             0.00         0.00   1,185,059.54
SPRED      99,492.61     99,492.61             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,361,006.85  4,368,284.39       424,430.35         0.00 267,586,915.14
===============================================================================

















































Run:        11/21/96     09:47:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    869.542827  20.364164     4.491710    24.855874   0.000000    849.178663
A-2   1000.000000   0.000000     5.415548     5.415548   0.000000   1000.000000
A-3   1000.000000   0.000000     5.165599     5.165599   0.000000   1000.000000
A-4    748.633740  20.513759     4.397314    24.911073   0.000000    728.119981
A-5    942.249034   7.930413     2.704644    10.635057   4.079374    938.397996
A-6    993.279863   0.709206     6.206717     6.915923   0.000000    992.570657
A-7    991.236986  14.152549     0.000000    14.152549   0.000000    977.084438
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.279864   0.709206     6.206717     6.915923   0.000000    992.570658
M-2    993.279862   0.709205     6.206716     6.915921   0.000000    992.570657
M-3    993.279859   0.709205     6.206715     6.915920   0.000000    992.570654
B-1    993.279858   0.709208     6.206716     6.915924   0.000000    992.570650
B-2    993.279858   0.709199     6.206705     6.915904   0.000000    992.570658
B-3    993.279864   0.709204     6.206714     6.915918   0.000000    992.570659

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S21 (POOL # 4189)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4189 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,362.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,406.84

SUBSERVICER ADVANCES THIS MONTH                                       28,888.92
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,504,819.25

 (B)  TWO MONTHLY PAYMENTS:                                    2     469,476.86

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        885,698.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     267,586,915.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,004

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,389,915.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.41063980 %     5.21639000 %    1.37296990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.35182970 %     5.25591121 %    1.38522370 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,142.00
      FRAUD AMOUNT AVAILABLE                            5,966,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,300,925.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22646989
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.71

POOL TRADING FACTOR:                                                89.70272171


 ................................................................................


Run:        11/21/96     09:48:10                                    REPT1B.FRG
Page:         1 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PS4    17,500,000.00    14,602,512.30     7.500000  %    271,245.05
A-2   760947PT2    73,285,445.00    64,361,147.62     7.500000  %    835,438.06
A-3   760947PU9     7,765,738.00     7,765,738.00     7.500000  %          0.00
A-4   760947PV7    33,673,000.00    33,673,000.00     7.500000  %          0.00
A-5   760947PW5    30,185,181.00    29,952,490.36     7.500000  %     54,684.02
A-6   760947PX3    19,608,650.00    16,855,407.85     7.500000  %    257,741.67
A-7   760947PY1     2,775,000.00     2,775,000.00     7.500000  %          0.00
A-8   760947PZ8     1,030,000.00     1,030,000.00     7.500000  %          0.00
A-9   760947QA2     1,986,000.00     1,986,000.00     7.500000  %          0.00
A-10  760947QB0   114,042,695.00   100,134,193.42     7.500000  %  1,302,028.72
A-11  760947QC8     3,268,319.71     3,077,079.91     0.000000  %     19,223.32
R     760947QD6           100.00             0.00     7.500000  %          0.00
M-1   760947QE4     7,342,463.00     7,285,861.62     7.500000  %     13,301.74
M-2   760947QF1     5,710,804.00     5,666,780.73     7.500000  %     10,345.80
M-3   760947QG9     3,263,317.00     3,238,160.84     7.500000  %      5,911.88
B-1   760947QH7     1,794,824.00     1,780,988.12     7.500000  %      3,251.54
B-2   760947QJ3     1,142,161.00     1,133,356.35     7.500000  %      2,069.16
B-3                 1,957,990.76     1,942,897.04     7.500000  %      3,547.13

- -------------------------------------------------------------------------------
                  326,331,688.47   297,260,614.16                  2,778,788.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        91,208.27    362,453.32             0.00         0.00  14,331,267.25
A-2       402,004.05  1,237,442.11             0.00         0.00  63,525,709.56
A-3        48,505.32     48,505.32             0.00         0.00   7,765,738.00
A-4       210,323.82    210,323.82             0.00         0.00  33,673,000.00
A-5       187,085.26    241,769.28             0.00         0.00  29,897,806.34
A-6       105,280.01    363,021.68             0.00         0.00  16,597,666.18
A-7        17,332.84     17,332.84             0.00         0.00   2,775,000.00
A-8         6,433.45      6,433.45             0.00         0.00   1,030,000.00
A-9        12,404.69     12,404.69             0.00         0.00   1,986,000.00
A-10      625,444.91  1,927,473.63             0.00         0.00  98,832,164.70
A-11            0.00     19,223.32             0.00         0.00   3,057,856.59
R               0.00          0.00             0.00         0.00           0.00
M-1        45,507.99     58,809.73             0.00         0.00   7,272,559.88
M-2        35,395.09     45,740.89             0.00         0.00   5,656,434.93
M-3        20,225.78     26,137.66             0.00         0.00   3,232,248.96
B-1        11,124.18     14,375.72             0.00         0.00   1,777,736.58
B-2         7,079.02      9,148.18             0.00         0.00   1,131,287.19
B-3        12,135.47     15,682.60             0.00         0.00   1,931,838.38

- -------------------------------------------------------------------------------
        1,837,490.15  4,616,278.24             0.00         0.00 294,474,314.54
===============================================================================













































Run:        11/21/96     09:48:10
Page:         2 of 3



                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    834.429274  15.499717     5.211901    20.711618   0.000000    818.929557
A-2    878.225514  11.399781     5.485456    16.885237   0.000000    866.825733
A-3   1000.000000   0.000000     6.246067     6.246067   0.000000   1000.000000
A-4   1000.000000   0.000000     6.246067     6.246067   0.000000   1000.000000
A-5    992.291229   1.811618     6.197917     8.009535   0.000000    990.479611
A-6    859.590428  13.144284     5.369060    18.513344   0.000000    846.446144
A-7   1000.000000   0.000000     6.246068     6.246068   0.000000   1000.000000
A-8   1000.000000   0.000000     6.246068     6.246068   0.000000   1000.000000
A-9   1000.000000   0.000000     6.246067     6.246067   0.000000   1000.000000
A-10   878.041276  11.417029     5.484305    16.901334   0.000000    866.624247
A-11   941.486814   5.881713     0.000000     5.881713   0.000000    935.605100
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.291227   1.811618     6.197919     8.009537   0.000000    990.479609
M-2    992.291231   1.811619     6.197917     8.009536   0.000000    990.479612
M-3    992.291230   1.811617     6.197921     8.009538   0.000000    990.479613
B-1    992.291233   1.811621     6.197922     8.009543   0.000000    990.479613
B-2    992.291236   1.811619     6.197918     8.009537   0.000000    990.479617
B-3    992.291220   1.811617     6.197920     8.009537   0.000000    986.643257

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:48:11                                        rept2.frg
Page:      3 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-R20 (POOL # 10044)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10044
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,350.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                93,621.74

SUBSERVICER ADVANCES THIS MONTH                                       12,446.80
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     481,185.74

 (B)  TWO MONTHLY PAYMENTS:                                    1     246,213.65

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        875,748.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     294,474,314.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,030

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,202,734.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.84526760 %     5.50364000 %    1.65109220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.79309550 %     5.48816755 %    1.66114920 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,853.00
      FRAUD AMOUNT AVAILABLE                            6,526,634.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,263,316.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07056700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.39

POOL TRADING FACTOR:                                                90.23773202

 ................................................................................


Run:        11/21/96     09:47:04                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RC7   173,876,000.00   151,862,501.80     6.850000  %  1,815,035.95
A-2   760947RD5    25,000,000.00    22,639,772.05     7.250000  %    194,603.26
A-3   760947RE3    22,600,422.00    22,600,422.00     7.000000  %          0.00
A-4   760947RF0    15,842,000.00    14,937,168.94     6.750000  %    103,604.71
A-5   760947RG8    11,649,000.00    11,295,332.82     6.900000  %     40,495.50
A-6   760947RU7    73,856,000.00    74,760,831.06     0.000000  %          0.00
A-7   760947RH6    93,000,000.00    86,089,407.42     7.250000  %    569,785.59
A-8   760947RJ2     6,350,000.00     6,703,667.18     7.250000  %          0.00
A-9   760947RK9    20,348,738.00    17,772,494.55     7.250000  %    212,413.97
A-10  760947RL7     2,511,158.00     2,511,158.00     9.500000  %          0.00
A-11  760947RM5    40,000,000.00    40,000,000.00     7.100000  %          0.00
A-12  760947RN3    15,000,000.00    15,000,000.00     7.250000  %          0.00
A-13  760947RP8       178,301.34       170,453.84     0.000000  %        177.73
R-I   760947RQ6           100.00             0.00     7.250000  %          0.00
R-II  760947RY9           100.00             0.00     7.250000  %          0.00
M-1   760947RR4    11,941,396.00    11,868,352.13     7.250000  %      8,522.93
M-2   760947RS2     6,634,109.00     6,593,529.08     7.250000  %      4,734.96
M-3   760947RT0     5,307,287.00     5,274,823.06     7.250000  %      3,787.97
B-1   760947RV5     3,184,372.00     3,164,893.63     7.250000  %      2,272.78
B-2   760947RW3     1,326,822.00     1,318,706.00     7.250000  %        946.99
B-3   760947RX1     2,122,914.66     2,109,929.12     7.250000  %      1,515.19
SPRE                        0.00             0.00     0.639716  %          0.00

- -------------------------------------------------------------------------------
                  530,728,720.00   496,673,442.68                  2,957,897.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       866,757.24  2,681,793.19             0.00         0.00 150,047,465.85
A-2       136,762.31    331,365.57             0.00         0.00  22,445,168.79
A-3       131,816.86    131,816.86             0.00         0.00  22,600,422.00
A-4        84,009.51    187,614.22             0.00         0.00  14,833,564.23
A-5        64,938.83    105,434.33             0.00         0.00  11,254,837.32
A-6       413,140.18    413,140.18       103,604.71         0.00  74,864,435.77
A-7       520,048.78  1,089,834.37             0.00         0.00  85,519,621.83
A-8             0.00          0.00        40,495.50         0.00   6,744,162.68
A-9       107,360.06    319,774.03             0.00         0.00  17,560,080.58
A-10       19,877.14     19,877.14             0.00         0.00   2,511,158.00
A-11      236,632.67    236,632.67             0.00         0.00  40,000,000.00
A-12       90,611.98     90,611.98             0.00         0.00  15,000,000.00
A-13            0.00        177.73             0.00         0.00     170,276.11
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        71,694.33     80,217.26             0.00         0.00  11,859,829.20
M-2        39,830.18     44,565.14             0.00         0.00   6,588,794.12
M-3        31,864.14     35,652.11             0.00         0.00   5,271,035.09
B-1        19,118.48     21,391.26             0.00         0.00   3,162,620.85
B-2         7,966.04      8,913.03             0.00         0.00   1,317,759.01
B-3        12,745.66     14,260.85             0.00         0.00   2,108,413.93
SPRED     264,737.00    264,737.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,119,911.39  6,077,808.92       144,100.21         0.00 493,859,645.36
===============================================================================





































Run:        11/21/96     09:47:04
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    873.395419  10.438680     4.984916    15.423596   0.000000    862.956738
A-2    905.590882   7.784130     5.470492    13.254622   0.000000    897.806752
A-3   1000.000000   0.000000     5.832496     5.832496   0.000000   1000.000000
A-4    942.884039   6.539876     5.302961    11.842837   0.000000    936.344163
A-5    969.639696   3.476307     5.574627     9.050934   0.000000    966.163389
A-6   1012.251287   0.000000     5.593861     5.593861   1.402793   1013.654081
A-7    925.692553   6.126727     5.591922    11.718649   0.000000    919.565826
A-8   1055.695619   0.000000     0.000000     0.000000   6.377244   1062.072863
A-9    873.395419  10.438680     5.276006    15.714686   0.000000    862.956739
A-10  1000.000000   0.000000     7.915527     7.915527   0.000000   1000.000000
A-11  1000.000000   0.000000     5.915817     5.915817   0.000000   1000.000000
A-12  1000.000000   0.000000     6.040799     6.040799   0.000000   1000.000000
A-13   955.987431   0.996796     0.000000     0.996796   0.000000    954.990636
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.883138   0.713730     6.003848     6.717578   0.000000    993.169408
M-2    993.883139   0.713730     6.003848     6.717578   0.000000    993.169410
M-3    993.883138   0.713730     6.003847     6.717577   0.000000    993.169408
B-1    993.883136   0.713729     6.003846     6.717575   0.000000    993.169407
B-2    993.883128   0.713728     6.003850     6.717578   0.000000    993.169400
B-3    993.883155   0.713731     6.003849     6.717580   0.000000    993.169424

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S1 (POOL # 4192)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4192 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      101,986.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,268.91

SUBSERVICER ADVANCES THIS MONTH                                       39,969.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,529,106.63

 (B)  TWO MONTHLY PAYMENTS:                                    2     475,117.18

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     430,775.06


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,002,890.67

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     493,859,645.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,805

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,457,102.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.89122850 %     4.78077800 %    1.32799380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.86082540 %     4.80291488 %    1.33460310 %

      BANKRUPTCY AMOUNT AVAILABLE                         183,614.00
      FRAUD AMOUNT AVAILABLE                           10,614,574.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,307,287.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17959970
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.45

POOL TRADING FACTOR:                                                93.05312239


 ................................................................................


Run:        11/21/96     09:47:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S2 (POOL # 4193)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4193 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RZ6    55,358,000.00    48,546,796.90     6.750000  %    496,155.93
A-2   760947SA0    20,391,493.00    20,391,493.00     6.750000  %          0.00
A-3   760947SB8    29,250,000.00    26,619,913.86     6.750000  %    191,586.25
A-4   760947SC6       313,006.32       295,767.24     0.000000  %      1,374.86
R     760947SD4           100.00             0.00     6.750000  %          0.00
M-1   760947SE2     1,364,000.00     1,323,803.20     6.750000  %      4,695.29
M-2   760947SF9       818,000.00       793,893.71     6.750000  %      2,815.79
M-3   760947SG7       546,000.00       529,909.50     6.750000  %      1,879.49
B-1                   491,000.00       476,530.33     6.750000  %      1,690.17
B-2                   273,000.00       264,954.74     6.750000  %        939.75
B-3                   327,627.84       317,972.84     6.750000  %      1,127.79
SPRE                        0.00             0.00     0.560647  %          0.00

- -------------------------------------------------------------------------------
                  109,132,227.16    99,561,035.32                    702,265.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       272,746.50    768,902.43             0.00         0.00  48,050,640.97
A-2       114,563.86    114,563.86             0.00         0.00  20,391,493.00
A-3       149,556.49    341,142.74             0.00         0.00  26,428,327.61
A-4             0.00      1,374.86             0.00         0.00     294,392.38
R               0.00          0.00             0.00         0.00           0.00
M-1         7,437.41     12,132.70             0.00         0.00   1,319,107.91
M-2         4,460.27      7,276.06             0.00         0.00     791,077.92
M-3         2,977.15      4,856.64             0.00         0.00     528,030.01
B-1         2,677.25      4,367.42             0.00         0.00     474,840.16
B-2         1,488.57      2,428.32             0.00         0.00     264,014.99
B-3         1,786.44      2,914.23             0.00         0.00     316,845.05
SPRED      46,459.44     46,459.44             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          604,153.38  1,306,418.70             0.00         0.00  98,858,770.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    876.960817   8.962678     4.926957    13.889635   0.000000    867.998139
A-2   1000.000000   0.000000     5.618218     5.618218   0.000000   1000.000000
A-3    910.082525   6.549957     5.113042    11.662999   0.000000    903.532568
A-4    944.924179   4.392435     0.000000     4.392435   0.000000    940.531744
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.530205   3.442295     5.452647     8.894942   0.000000    967.087911
M-2    970.530208   3.442286     5.452653     8.894939   0.000000    967.087922
M-3    970.530220   3.442289     5.452656     8.894945   0.000000    967.087930
B-1    970.530204   3.442301     5.452648     8.894949   0.000000    967.087902
B-2    970.530183   3.442308     5.452637     8.894945   0.000000    967.087876
B-3    970.530587   3.442290     5.452650     8.894940   0.000000    967.088283

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S2 (POOL # 4193)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4193 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,535.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,070.65

SUBSERVICER ADVANCES THIS MONTH                                       11,872.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     932,446.37

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,858,770.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          355

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      349,027.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.26549710 %     2.66720300 %    1.06729970 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.25228090 %     2.66867152 %    1.07107680 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,091,322.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     661,887.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.59034006
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.78

POOL TRADING FACTOR:                                                90.58622973


 ................................................................................


Run:        11/21/96     09:47:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SH5    25,823,654.00    23,814,561.76     7.000000  %    204,021.37
A-2   760947SJ1    50,172,797.00    46,824,310.01     7.400000  %    340,035.60
A-3   760947SK8    24,945,526.00    24,945,526.00     7.250000  %          0.00
A-4   760947SL6    33,000,000.00    33,000,000.00     7.250000  %          0.00
A-5   760947SM4    33,510,029.00    33,304,086.79     7.250000  %     23,971.14
A-6   760947SN2    45,513,473.00    41,971,109.65     7.250000  %    359,723.56
A-7   760947SP7     8,560,000.00     8,560,000.00     7.125000  %          0.00
A-8   760947SQ5    77,000,000.00    71,982,392.89     7.250000  %    509,533.13
A-9   760947SR3    36,574,716.00    32,541,363.14     7.250000  %    409,583.07
R     760947SS1           100.00             0.00     7.250000  %          0.00
M-1   760947ST9     8,000,000.00     7,950,834.51     7.250000  %      5,722.74
M-2   760947SU6     5,333,000.00     5,300,225.04     7.250000  %      3,814.92
M-3   760947SV4     3,555,400.00     3,533,549.61     7.250000  %      2,543.33
B-1                 1,244,400.00     1,236,752.30     7.250000  %        890.17
B-2                   888,900.00       883,437.10     7.250000  %        635.87
B-3                 1,422,085.30     1,413,345.63     7.250000  %      1,017.29
SPRE                        0.00             0.00     0.639253  %          0.00

- -------------------------------------------------------------------------------
                  355,544,080.30   337,261,494.43                  1,861,492.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       138,896.23    342,917.60             0.00         0.00  23,610,540.39
A-2       288,704.08    628,739.68             0.00         0.00  46,484,274.41
A-3       150,688.63    150,688.63             0.00         0.00  24,945,526.00
A-4       199,343.36    199,343.36             0.00         0.00  33,000,000.00
A-5       201,180.26    225,151.40             0.00         0.00  33,280,115.65
A-6       253,535.21    613,258.77             0.00         0.00  41,611,386.09
A-7        50,816.93     50,816.93             0.00         0.00   8,560,000.00
A-8       434,824.60    944,357.73             0.00         0.00  71,472,859.76
A-9       196,572.87    606,155.94             0.00         0.00  32,131,780.07
R               0.00          0.00             0.00         0.00           0.00
M-1        48,028.67     53,751.41             0.00         0.00   7,945,111.77
M-2        32,017.11     35,832.03             0.00         0.00   5,296,410.12
M-3        21,345.14     23,888.47             0.00         0.00   3,531,006.28
B-1         7,470.86      8,361.03             0.00         0.00   1,235,862.13
B-2         5,336.58      5,972.45             0.00         0.00     882,801.23
B-3         8,537.60      9,554.89             0.00         0.00   1,412,328.34
SPRED     179,634.30    179,634.30             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,216,932.43  4,078,424.62             0.00         0.00 335,400,002.24
===============================================================================















































Run:        11/21/96     09:47:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    922.199537   7.900562     5.378644    13.279206   0.000000    914.298975
A-2    933.260907   6.777290     5.754195    12.531485   0.000000    926.483616
A-3   1000.000000   0.000000     6.040708     6.040708   0.000000   1000.000000
A-4   1000.000000   0.000000     6.040708     6.040708   0.000000   1000.000000
A-5    993.854311   0.715342     6.003584     6.718926   0.000000    993.138969
A-6    922.168907   7.903672     5.570553    13.474225   0.000000    914.265235
A-7   1000.000000   0.000000     5.936557     5.936557   0.000000   1000.000000
A-8    934.836271   6.617313     5.647073    12.264386   0.000000    928.218958
A-9    889.722921  11.198530     5.374556    16.573086   0.000000    878.524390
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.854314   0.715343     6.003584     6.718927   0.000000    993.138971
M-2    993.854311   0.715342     6.003583     6.718925   0.000000    993.138969
M-3    993.854309   0.715343     6.003583     6.718926   0.000000    993.138966
B-1    993.854307   0.715341     6.003584     6.718925   0.000000    993.138967
B-2    993.854314   0.715345     6.003577     6.718922   0.000000    993.138970
B-3    993.854328   0.715344     6.003578     6.718922   0.000000    993.138977

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S3 (POOL # 4191)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4191 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,149.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,225.62

SUBSERVICER ADVANCES THIS MONTH                                       23,928.53
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,200,390.31

 (B)  TWO MONTHLY PAYMENTS:                                    1     497,778.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     596,343.07


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     335,400,002.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,152

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,618,742.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.97555180 %     4.97673500 %    1.04771370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.94647590 %     5.00075374 %    1.05277030 %

      BANKRUPTCY AMOUNT AVAILABLE                         173,940.00
      FRAUD AMOUNT AVAILABLE                            7,110,882.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,949,167.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.18298416
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.56

POOL TRADING FACTOR:                                                94.33429519


 ................................................................................


Run:        11/21/96     09:47:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947TE1    52,772,000.00    48,050,242.76     7.125000  %    305,430.72
A-2   760947TF8    59,147,000.00    53,854,841.74     7.250000  %    342,327.58
A-3   760947TG6    50,000,000.00    46,621,047.28     7.250000  %    218,570.31
A-4   760947TH4     2,000,000.00     1,867,545.00     6.812500  %      8,567.96
A-5   760947TJ0    18,900,000.00    17,648,300.73     7.000000  %     80,967.19
A-6   760947TK7    25,500,000.00    23,811,199.43     7.250000  %    109,241.44
A-7   760947TL5    30,750,000.00    28,713,505.17     7.500000  %    131,732.33
A-8   760947TM3    87,500,000.00    82,980,396.01     7.350000  %    292,354.27
A-9   760947TN1    21,400,000.00    21,400,000.00     6.875000  %          0.00
A-10  760947TP6    30,271,000.00    30,271,000.00     7.375000  %          0.00
A-11  760947TQ4    54,090,000.00    54,090,000.00     7.250000  %          0.00
A-12  760947TR2    42,824,000.00    42,824,000.00     7.250000  %          0.00
A-13  760947TS0    61,263,000.00    60,920,870.19     7.250000  %     44,814.03
A-14  760947TT8       709,256.16       701,680.51     0.000000  %        771.72
R     760947TU5           100.00             0.00     7.250000  %          0.00
M-1   760947TV3    12,822,700.00    12,751,090.25     7.250000  %      9,379.84
M-2   760947TW1     7,123,700.00     7,083,916.94     7.250000  %      5,211.00
M-3   760947TX9     6,268,900.00     6,233,890.65     7.250000  %      4,585.72
B-1                 2,849,500.00     2,833,586.66     7.250000  %      2,084.42
B-2                 1,424,700.00     1,416,743.60     7.250000  %      1,042.17
B-3                 2,280,382.97     2,267,648.03     7.250000  %      1,668.08
SPRE                        0.00             0.00     0.512076  %          0.00

- -------------------------------------------------------------------------------
                  569,896,239.13   546,341,504.95                  1,558,748.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       285,246.85    590,677.57             0.00         0.00  47,744,812.04
A-2       325,314.30    667,641.88             0.00         0.00  53,512,514.16
A-3       281,618.02    500,188.33             0.00         0.00  46,402,476.97
A-4        10,600.30     19,168.26             0.00         0.00   1,858,977.04
A-5       102,929.85    183,897.04             0.00         0.00  17,567,333.54
A-6       143,833.38    253,074.82             0.00         0.00  23,701,957.99
A-7       179,427.04    311,159.37             0.00         0.00  28,581,772.84
A-8       508,163.24    800,517.51             0.00         0.00  82,688,041.74
A-9       122,582.05    122,582.05             0.00         0.00  21,400,000.00
A-10      186,006.96    186,006.96             0.00         0.00  30,271,000.00
A-11      326,734.80    326,734.80             0.00         0.00  54,090,000.00
A-12      258,681.66    258,681.66             0.00         0.00  42,824,000.00
A-13      367,997.19    412,811.22             0.00         0.00  60,876,056.16
A-14            0.00        771.72             0.00         0.00     700,908.79
R               0.00          0.00             0.00         0.00           0.00
M-1        77,023.94     86,403.78             0.00         0.00  12,741,710.41
M-2        42,790.94     48,001.94             0.00         0.00   7,078,705.94
M-3        37,656.30     42,242.02             0.00         0.00   6,229,304.93
B-1        17,116.50     19,200.92             0.00         0.00   2,831,502.24
B-2         8,557.95      9,600.12             0.00         0.00   1,415,701.43
B-3        13,697.90     15,365.98             0.00         0.00   2,265,979.95
SPRED     233,098.35    233,098.35             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,529,077.52  5,087,826.30             0.00         0.00 544,782,756.17
===============================================================================





































Run:        11/21/96     09:47:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    910.525331   5.787742     5.405269    11.193011   0.000000    904.737589
A-2    910.525331   5.787742     5.500098    11.287840   0.000000    904.737589
A-3    932.420946   4.371406     5.632360    10.003766   0.000000    928.049539
A-4    933.772500   4.283980     5.300150     9.584130   0.000000    929.488520
A-5    933.772525   4.283978     5.446024     9.730002   0.000000    929.488547
A-6    933.772527   4.283978     5.640525     9.924503   0.000000    929.488549
A-7    933.772526   4.283978     5.835026    10.119004   0.000000    929.488548
A-8    948.347383   3.341192     5.807580     9.148772   0.000000    945.006191
A-9   1000.000000   0.000000     5.728133     5.728133   0.000000   1000.000000
A-10  1000.000000   0.000000     6.144725     6.144725   0.000000   1000.000000
A-11  1000.000000   0.000000     6.040577     6.040577   0.000000   1000.000000
A-12  1000.000000   0.000000     6.040577     6.040577   0.000000   1000.000000
A-13   994.415392   0.731502     6.006842     6.738344   0.000000    993.683890
A-14   989.318880   1.088070     0.000000     1.088070   0.000000    988.230811
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.415392   0.731503     6.006843     6.738346   0.000000    993.683890
M-2    994.415394   0.731502     6.006842     6.738344   0.000000    993.683892
M-3    994.415392   0.731503     6.006843     6.738346   0.000000    993.683889
B-1    994.415392   0.731504     6.006843     6.738347   0.000000    993.683888
B-2    994.415386   0.731501     6.006844     6.738345   0.000000    993.683884
B-3    994.415438   0.731504     6.006842     6.738346   0.000000    993.683947

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S4 (POOL # 4196)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4196 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      115,838.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,834.95

SUBSERVICER ADVANCES THIS MONTH                                       74,488.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   6,815,588.70

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,141,121.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     345,251.54


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,886,430.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     544,782,756.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,858

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,156,766.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.02776800 %     4.77767500 %    1.19455690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.01507240 %     4.78167141 %    1.19709630 %

      BANKRUPTCY AMOUNT AVAILABLE                         189,818.00
      FRAUD AMOUNT AVAILABLE                           11,397,925.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,791,107.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.05116565
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.58

POOL TRADING FACTOR:                                                95.59332362


 ................................................................................


Run:        11/21/96     09:47:10                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S5 (POOL # 4197)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4197 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SW2    55,184,352.00    48,780,050.88     6.750000  %    543,936.35
A-2   760947SX0    21,274,070.00    21,274,070.00     6.750000  %          0.00
A-3   760947SY8    38,926,942.00    35,666,348.17     6.750000  %    276,931.93
A-4   760947SZ5       177,268.15       170,033.42     0.000000  %        691.51
R     760947TA9           100.00             0.00     6.750000  %          0.00
M-1   760947TB7     1,493,000.00     1,454,844.99     6.750000  %      4,993.37
M-2   760947TC5       597,000.00       581,743.09     6.750000  %      1,996.68
M-3   760947TD3       597,000.00       581,743.09     6.750000  %      1,996.68
B-1                   597,000.00       581,743.09     6.750000  %      1,996.68
B-2                   299,000.00       291,358.78     6.750000  %      1,000.01
B-3                   298,952.57       291,312.59     6.750000  %        999.86
SPRE                        0.00             0.00     0.523608  %          0.00

- -------------------------------------------------------------------------------
                  119,444,684.72   109,673,248.10                    834,543.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       274,167.15    818,103.50             0.00         0.00  48,236,114.53
A-2       119,570.41    119,570.41             0.00         0.00  21,274,070.00
A-3       200,461.88    477,393.81             0.00         0.00  35,389,416.24
A-4             0.00        691.51             0.00         0.00     169,341.91
R               0.00          0.00             0.00         0.00           0.00
M-1         8,176.92     13,170.29             0.00         0.00   1,449,851.62
M-2         3,269.67      5,266.35             0.00         0.00     579,746.41
M-3         3,269.67      5,266.35             0.00         0.00     579,746.41
B-1         3,269.67      5,266.35             0.00         0.00     579,746.41
B-2         1,637.57      2,637.58             0.00         0.00     290,358.77
B-3         1,637.31      2,637.17             0.00         0.00     290,312.73
SPRED      47,816.35     47,816.35             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          663,276.60  1,497,819.67             0.00         0.00 108,838,705.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    883.947154   9.856714     4.968205    14.824919   0.000000    874.090440
A-2   1000.000000   0.000000     5.620476     5.620476   0.000000   1000.000000
A-3    916.238120   7.114146     5.149695    12.263841   0.000000    909.123975
A-4    959.187649   3.900926     0.000000     3.900926   0.000000    955.286722
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.444066   3.344521     5.476839     8.821360   0.000000    971.099545
M-2    974.444037   3.344523     5.476834     8.821357   0.000000    971.099514
M-3    974.444037   3.344523     5.476834     8.821357   0.000000    971.099514
B-1    974.444037   3.344523     5.476834     8.821357   0.000000    971.099514
B-2    974.444080   3.344515     5.476823     8.821338   0.000000    971.099565
B-3    974.444174   3.344510     5.476822     8.821332   0.000000    971.099630

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:11                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S5 (POOL # 4197)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4197 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,092.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,987.42

SUBSERVICER ADVANCES THIS MONTH                                          468.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      50,715.78

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     108,838,705.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          369

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      458,051.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.54553920 %     2.39110000 %    1.06336100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.53097960 %     2.39744164 %    1.06784270 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,194,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,222,232.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58325114
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              165.72

POOL TRADING FACTOR:                                                91.12059301


 ................................................................................


Run:        11/21/96     09:47:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UK5    68,000,000.00    64,821,050.38     6.625000  %    770,026.93
A-2   760947UL3    50,000,000.00    47,101,545.94     6.625000  %    702,083.38
A-3   760947UM1    12,000,000.00    12,000,000.00     6.625000  %          0.00
A-4   760947UN9    10,424,000.00     9,800,826.88     6.000000  %     91,107.33
A-5   760947UP4    40,000,000.00    38,773,953.25     6.625000  %    434,362.20
A-6   760947UQ2     9,032,000.00     9,032,000.00     7.000000  %          0.00
A-7   760947UR0     9,317,000.00     7,316,296.07     8.000000  %     57,407.37
A-8   760947US8     1,331,000.00     1,045,185.16     0.000000  %      8,201.05
A-9   760947UT6    67,509,000.00    67,191,061.32     0.000000  %    269,722.86
A-10  760947UU3    27,446,000.00    27,284,451.60     7.000000  %     20,341.48
A-11  760947UV1    15,000,000.00    14,911,709.31     7.000000  %     11,117.18
A-12  760947UW9    72,100,000.00    69,341,394.78     6.625000  %    977,314.96
A-13  760947UX7    17,900,000.00    17,900,000.00     6.625000  %          0.00
R-I   760947UY5           100.00             0.00     7.000000  %          0.00
R-II  760947UZ2           100.00             0.00     7.000000  %          0.00
M-1   760947VA6     9,550,000.00     9,493,788.26     7.000000  %      7,077.94
M-2   760947VB4     5,306,000.00     5,274,768.64     7.000000  %      3,932.52
M-3   760947VC2     4,669,000.00     4,641,518.05     7.000000  %      3,460.41
B-1                 2,335,000.00     2,321,256.09     7.000000  %      1,730.57
B-2                   849,000.00       844,002.74     7.000000  %        629.23
B-3                 1,698,373.98     1,688,377.29     7.000000  %      1,258.76
SPRE                        0.00             0.00     0.647586  %          0.00

- -------------------------------------------------------------------------------
                  424,466,573.98   410,783,185.76                  3,359,774.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       357,756.86  1,127,783.79             0.00         0.00  64,051,023.45
A-2       259,960.31    962,043.69             0.00         0.00  46,399,462.56
A-3        66,229.75     66,229.75             0.00         0.00  12,000,000.00
A-4        48,989.15    140,096.48             0.00         0.00   9,709,719.55
A-5       213,999.11    648,361.31             0.00         0.00  38,339,591.05
A-6        52,670.57     52,670.57             0.00         0.00   9,032,000.00
A-7        48,760.40    106,167.77             0.00         0.00   7,258,888.70
A-8             0.00      8,201.05             0.00         0.00   1,036,984.11
A-9       386,967.36    656,690.22        91,107.33         0.00  67,012,445.79
A-10      159,110.66    179,452.14             0.00         0.00  27,264,110.12
A-11       86,958.39     98,075.57             0.00         0.00  14,900,592.13
A-12      382,705.29  1,360,020.25             0.00         0.00  68,364,079.82
A-13       98,792.72     98,792.72             0.00         0.00  17,900,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        55,363.51     62,441.45             0.00         0.00   9,486,710.32
M-2        30,760.08     34,692.60             0.00         0.00   5,270,836.12
M-3        27,067.25     30,527.66             0.00         0.00   4,638,057.64
B-1        13,536.52     15,267.09             0.00         0.00   2,319,525.52
B-2         4,921.85      5,551.08             0.00         0.00     843,373.51
B-3         9,845.86     11,104.62             0.00         0.00   1,687,118.53
SPRED     221,613.57    221,613.57             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,526,009.21  5,885,783.38        91,107.33         0.00 407,514,518.92
===============================================================================





































Run:        11/21/96     09:47:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.250741  11.323925     5.261130    16.585055   0.000000    941.926815
A-2    942.030919  14.041668     5.199206    19.240874   0.000000    927.989251
A-3   1000.000000   0.000000     5.519146     5.519146   0.000000   1000.000000
A-4    940.217467   8.740151     4.699650    13.439801   0.000000    931.477317
A-5    969.348831  10.859055     5.349978    16.209033   0.000000    958.489776
A-6   1000.000000   0.000000     5.831551     5.831551   0.000000   1000.000000
A-7    785.263075   6.161572     5.233487    11.395059   0.000000    779.101503
A-8    785.263080   6.161570     0.000000     6.161570   0.000000    779.101510
A-9    995.290425   3.995362     5.732085     9.727447   1.349558    992.644622
A-10   994.113955   0.741146     5.797226     6.538372   0.000000    993.372809
A-11   994.113954   0.741145     5.797226     6.538371   0.000000    993.372809
A-12   961.739179  13.554993     5.307979    18.862972   0.000000    948.184186
A-13  1000.000000   0.000000     5.519146     5.519146   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.113954   0.741146     5.797226     6.538372   0.000000    993.372808
M-2    994.113954   0.741146     5.797226     6.538372   0.000000    993.372808
M-3    994.113954   0.741146     5.797226     6.538372   0.000000    993.372808
B-1    994.113957   0.741143     5.797225     6.538368   0.000000    993.372814
B-2    994.113946   0.741143     5.797232     6.538375   0.000000    993.372803
B-3    994.113964   0.741144     5.797227     6.538371   0.000000    993.372808

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:13                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S6 (POOL # 4198)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4198 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       91,361.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,314.74

SUBSERVICER ADVANCES THIS MONTH                                       52,999.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,846,760.41

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,565,293.04

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     485,033.64


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,420,080.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     407,514,518.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,395

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,962,414.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.09330470 %     4.72513900 %    1.18155670 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.05036620 %     4.75948787 %    1.19014600 %

      BANKRUPTCY AMOUNT AVAILABLE                         170,019.00
      FRAUD AMOUNT AVAILABLE                            8,489,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,244,666.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.96740530
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.04

POOL TRADING FACTOR:                                                96.00626855


 ................................................................................


Run:        11/21/96     09:47:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VD0    29,630,000.00    24,512,488.34     5.000000  %  1,035,822.39
A-2   760947VE8    28,800,000.00    28,800,000.00     5.125000  %          0.00
A-3   760947VF5    26,330,000.00    26,330,000.00     5.750000  %          0.00
A-4   760947VG3    34,157,000.00    34,157,000.00     5.875000  %          0.00
A-5   760947VH1   136,575,000.00   126,855,023.88     6.375000  %  1,219,757.14
A-6   760947VW8   123,614,000.00   125,179,581.92     0.000000  %    184,104.51
A-7   760947VJ7    66,675,000.00    63,612,252.50     7.000000  %    460,686.17
A-8   760947VK4    10,436,000.00    10,436,000.00     7.000000  %          0.00
A-9   760947VL2     6,550,000.00     6,550,000.00     7.000000  %          0.00
A-10  760947VM0     3,825,000.00     3,825,000.00     7.000000  %          0.00
A-11  760947VN8    20,000,000.00    19,898,821.02     7.000000  %     26,625.65
A-12  760947VP3    38,585,000.00    38,389,800.44     7.000000  %     51,367.53
A-13  760947VQ1       698,595.74       678,033.40     0.000000  %        664.50
R-I   760947VR9           100.00             0.00     7.000000  %          0.00
R-II  760947VS7           100.00             0.00     7.000000  %          0.00
M-1   760947VT5    12,554,000.00    12,490,489.95     7.000000  %     16,712.92
M-2   760947VU2     6,974,500.00     6,939,216.37     7.000000  %      9,285.03
M-3   760947VV0     6,137,500.00     6,106,450.70     7.000000  %      8,170.75
B-1   760947VX6     3,069,000.00     3,053,474.09     7.000000  %      4,085.71
B-2   760947VY4     1,116,000.00     1,110,354.22     7.000000  %      1,485.71
B-3                 2,231,665.53     2,220,375.65     7.000000  %      2,970.97
SPRE                        0.00             0.00     0.602205  %          0.00

- -------------------------------------------------------------------------------
                  557,958,461.27   541,144,362.48                  3,021,738.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       102,101.61  1,137,924.00             0.00         0.00  23,476,665.95
A-2       122,959.35    122,959.35             0.00         0.00  28,800,000.00
A-3       126,122.88    126,122.88             0.00         0.00  26,330,000.00
A-4       167,171.71    167,171.71             0.00         0.00  34,157,000.00
A-5       673,694.56  1,893,451.70             0.00         0.00 125,635,266.74
A-6       497,899.45    682,003.96       443,377.31         0.00 125,438,854.72
A-7       370,948.82    831,634.99             0.00         0.00  63,151,566.33
A-8        60,856.55     60,856.55             0.00         0.00  10,436,000.00
A-9        38,195.70     38,195.70             0.00         0.00   6,550,000.00
A-10       22,305.13     22,305.13             0.00         0.00   3,825,000.00
A-11      116,038.09    142,663.74             0.00         0.00  19,872,195.37
A-12      223,866.48    275,234.01             0.00         0.00  38,338,432.91
A-13            0.00        664.50             0.00         0.00     677,368.90
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        72,837.11     89,550.03             0.00         0.00  12,473,777.03
M-2        40,465.38     49,750.41             0.00         0.00   6,929,931.34
M-3        35,609.19     43,779.94             0.00         0.00   6,098,279.95
B-1        17,806.04     21,891.75             0.00         0.00   3,049,388.38
B-2         6,474.93      7,960.64             0.00         0.00   1,108,868.51
B-3        12,947.91     15,918.88             0.00         0.00   2,217,404.68
SPRED     271,476.63    271,476.63             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,979,777.52  6,001,516.50       443,377.31         0.00 538,566,000.81
===============================================================================





































Run:        11/21/96     09:47:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    827.286140  34.958569     3.445886    38.404455   0.000000    792.327572
A-2   1000.000000   0.000000     4.269422     4.269422   0.000000   1000.000000
A-3   1000.000000   0.000000     4.790083     4.790083   0.000000   1000.000000
A-4   1000.000000   0.000000     4.894215     4.894215   0.000000   1000.000000
A-5    928.830488   8.931043     4.932781    13.863824   0.000000    919.899445
A-6   1012.665086   1.489350     4.027856     5.517206   3.586789   1014.762525
A-7    954.064529   6.909429     5.563537    12.472966   0.000000    947.155101
A-8   1000.000000   0.000000     5.831406     5.831406   0.000000   1000.000000
A-9   1000.000000   0.000000     5.831405     5.831405   0.000000   1000.000000
A-10  1000.000000   0.000000     5.831407     5.831407   0.000000   1000.000000
A-11   994.941051   1.331283     5.801905     7.133188   0.000000    993.609769
A-12   994.941051   1.331282     5.801904     7.133186   0.000000    993.609768
A-13   970.566182   0.951194     0.000000     0.951194   0.000000    969.614988
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.941051   1.331282     5.801905     7.133187   0.000000    993.609768
M-2    994.941052   1.331283     5.801904     7.133187   0.000000    993.609770
M-3    994.941051   1.331283     5.801905     7.133188   0.000000    993.609768
B-1    994.941052   1.331284     5.801903     7.133187   0.000000    993.609769
B-2    994.941057   1.331281     5.801909     7.133190   0.000000    993.609776
B-3    994.941052   1.331284     5.801904     7.133188   0.000000    993.609773

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:15                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S7 (POOL # 4199)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4199 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      112,494.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,182.27

SUBSERVICER ADVANCES THIS MONTH                                       51,216.90
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   5,338,837.43

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,433,143.02

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        276,733.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     538,566,000.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,821

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,854,574.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      315,968.26

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.09392240 %     4.72483800 %    1.18123990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.07355950 %     4.73516492 %    1.18531260 %

      BANKRUPTCY AMOUNT AVAILABLE                         209,026.00
      FRAUD AMOUNT AVAILABLE                           11,159,169.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,579,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.90055359
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.76

POOL TRADING FACTOR:                                                96.52438993


 ................................................................................


Run:        11/21/96     09:47:16                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S8 (POOL # 4200)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4200 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UA7    60,000,000.00    56,446,990.13     6.750000  %    293,982.68
A-2   760947UB5    39,034,000.00    36,179,151.80     6.750000  %    228,997.92
A-3   760947UC3     6,047,000.00     6,047,000.00     6.750000  %          0.00
A-4   760947UD1     5,000,000.00     4,889,210.07     6.750000  %     16,384.52
A-5   760947UE9       229,143.79       223,523.55     0.000000  %        812.90
R     760947UF6           100.00             0.00     6.750000  %          0.00
M-1   760947UG4     1,425,200.00     1,393,620.23     6.750000  %      4,670.24
M-2   760947UH2       570,100.00       557,467.65     6.750000  %      1,868.16
M-3   760947UJ8       570,100.00       557,467.65     6.750000  %      1,868.16
B-1                   570,100.00       557,467.65     6.750000  %      1,868.16
B-2                   285,000.00       278,684.93     6.750000  %        933.92
B-3                   285,969.55       279,632.98     6.750000  %        937.12
SPRE                        0.00             0.00     0.515182  %          0.00

- -------------------------------------------------------------------------------
                  114,016,713.34   107,410,216.64                    552,323.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       317,390.73    611,373.41             0.00         0.00  56,153,007.45
A-2       203,428.51    432,426.43             0.00         0.00  35,950,153.88
A-3        34,001.14     34,001.14             0.00         0.00   6,047,000.00
A-4        27,491.10     43,875.62             0.00         0.00   4,872,825.55
A-5             0.00        812.90             0.00         0.00     222,710.65
R               0.00          0.00             0.00         0.00           0.00
M-1         7,836.06     12,506.30             0.00         0.00   1,388,949.99
M-2         3,134.54      5,002.70             0.00         0.00     555,599.49
M-3         3,134.54      5,002.70             0.00         0.00     555,599.49
B-1         3,134.54      5,002.70             0.00         0.00     555,599.49
B-2         1,566.99      2,500.91             0.00         0.00     277,751.01
B-3         1,572.33      2,509.45             0.00         0.00     278,695.86
SPRED      46,095.21     46,095.21             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          648,785.69  1,201,109.47             0.00         0.00 106,857,892.86
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    940.783169   4.899711     5.289846    10.189557   0.000000    935.883458
A-2    926.862525   5.866627     5.211572    11.078199   0.000000    920.995898
A-3   1000.000000   0.000000     5.622811     5.622811   0.000000   1000.000000
A-4    977.842014   3.276904     5.498220     8.775124   0.000000    974.565110
A-5    975.472868   3.547554     0.000000     3.547554   0.000000    971.925314
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    977.841868   3.276901     5.498218     8.775119   0.000000    974.564966
M-2    977.841870   3.276899     5.498228     8.775127   0.000000    974.564971
M-3    977.841870   3.276899     5.498228     8.775127   0.000000    974.564971
B-1    977.841870   3.276899     5.498228     8.775127   0.000000    974.564971
B-2    977.841860   3.276912     5.498211     8.775123   0.000000    974.564947
B-3    977.841802   3.276887     5.498243     8.775130   0.000000    974.564809

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S8 (POOL # 4200)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4200 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,892.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,807.17

SUBSERVICER ADVANCES THIS MONTH                                       10,576.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     424,442.64

 (B)  TWO MONTHLY PAYMENTS:                                    1     636,729.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     106,857,892.86

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          377

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      192,346.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.61866510 %     2.34036100 %    1.04097400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.61256700 %     2.33969518 %    1.04285130 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,140,167.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     644,114.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56817293
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              167.83

POOL TRADING FACTOR:                                                93.72125343


 ................................................................................


Run:        11/21/96     09:47:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XB2   126,846,538.00   127,687,973.75     0.000000  %    139,880.40
A-2   760947WF4    20,813,863.00    20,242,720.32     7.250000  %    126,161.76
A-3   760947WG2     6,939,616.00     6,808,923.21     7.250000  %     44,155.54
A-4   760947WH0     3,076,344.00     2,952,247.24     6.100000  %     29,334.80
A-5   760947WJ6    74,488,122.00    74,488,122.00     6.300000  %          0.00
A-6   760947WK3    22,340,000.00    18,301,157.12     7.250000  %    100,558.19
A-7   760947WL1    30,014,887.00    29,885,787.51     7.250000  %     22,329.29
A-8   760947WM9    49,964,458.00    48,706,087.77     7.250000  %    425,149.77
A-9   760947WN7    16,853,351.00    16,853,351.00     7.250000  %          0.00
A-10  760947WP2    18,008,933.00    17,901,350.08     7.250000  %     18,607.75
A-11  760947WQ0     7,003,473.00     7,003,473.00     7.250000  %          0.00
A-12  760947WR8    95,117,613.00    92,267,754.92     7.250000  %    582,831.61
A-13  760947WS6    11,709,319.00    12,140,047.33     7.250000  %          0.00
A-14  760947WT4    67,096,213.00    64,389,616.40     6.730000  %    639,803.02
A-15  760947WU1     1,955,837.23     1,927,486.73     0.000000  %      6,827.47
R-I   760947WV9           100.00             0.00     7.250000  %          0.00
R-II  760947WW7           100.00             0.00     7.250000  %          0.00
M-1   760947WX5    13,183,200.00    13,126,496.66     7.250000  %      9,807.52
M-2   760947WY3     7,909,900.00     7,875,878.09     7.250000  %      5,884.50
M-3   760947WZ0     5,859,200.00     5,833,998.51     7.250000  %      4,358.90
B-1                 3,222,600.00     3,208,739.00     7.250000  %      2,397.42
B-2                 1,171,800.00     1,166,759.87     7.250000  %        871.75
B-3                 2,343,649.31     2,333,568.76     7.250000  %      1,743.52
SPRE                        0.00             0.00     0.373602  %          0.00

- -------------------------------------------------------------------------------
                  585,919,116.54   575,101,539.27                  2,160,703.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       560,853.20    700,733.60       299,537.31         0.00 127,847,630.66
A-2       122,192.01    248,353.77             0.00         0.00  20,116,558.56
A-3        41,101.00     85,256.54             0.00         0.00   6,764,767.67
A-4        14,994.04     44,328.84             0.00         0.00   2,922,912.44
A-5       390,718.04    390,718.04             0.00         0.00  74,488,122.00
A-6       110,472.06    211,030.25             0.00         0.00  18,200,598.93
A-7       180,400.86    202,730.15             0.00         0.00  29,863,458.22
A-8       294,006.65    719,156.42             0.00         0.00  48,280,938.00
A-9       101,732.61    101,732.61             0.00         0.00  16,853,351.00
A-10      108,058.69    126,666.44             0.00         0.00  17,882,742.33
A-11       42,275.36     42,275.36             0.00         0.00   7,003,473.00
A-12      556,959.81  1,139,791.42             0.00         0.00  91,684,923.31
A-13            0.00          0.00        73,281.49         0.00  12,213,328.82
A-14      360,800.22  1,000,603.24             0.00         0.00  63,749,813.38
A-15            0.00      6,827.47             0.00         0.00   1,920,659.26
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,236.04     89,043.56             0.00         0.00  13,116,689.14
M-2        47,541.50     53,426.00             0.00         0.00   7,869,993.59
M-3        35,216.01     39,574.91             0.00         0.00   5,829,639.61
B-1        19,369.05     21,766.47             0.00         0.00   3,206,341.58
B-2         7,042.96      7,914.71             0.00         0.00   1,165,888.12
B-3        14,086.22     15,829.74             0.00         0.00   2,331,825.24
SPRED     178,891.43    178,891.43             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,265,947.76  5,426,650.97       372,818.80         0.00 573,313,654.86
===============================================================================

































Run:        11/21/96     09:47:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1006.633494   1.102753     4.421510     5.524263   2.361415   1007.892156
A-2    972.559506   6.061429     5.870703    11.932132   0.000000    966.498077
A-3    981.167144   6.362822     5.922662    12.285484   0.000000    974.804322
A-4    959.660961   9.535605     4.873980    14.409585   0.000000    950.125357
A-5   1000.000000   0.000000     5.245374     5.245374   0.000000   1000.000000
A-6    819.210256   4.501262     4.945034     9.446296   0.000000    814.708994
A-7    995.698818   0.743940     6.010379     6.754319   0.000000    994.954878
A-8    974.814693   8.509044     5.884316    14.393360   0.000000    966.305649
A-9   1000.000000   0.000000     6.036343     6.036343   0.000000   1000.000000
A-10   994.026136   1.033251     6.000283     7.033534   0.000000    992.992885
A-11  1000.000000   0.000000     6.036342     6.036342   0.000000   1000.000000
A-12   970.038587   6.127484     5.855486    11.982970   0.000000    963.911104
A-13  1036.785088   0.000000     0.000000     0.000000   6.258390   1043.043478
A-14   959.660963   9.535606     5.377356    14.912962   0.000000    950.125358
A-15   985.504673   3.490817     0.000000     3.490817   0.000000    982.013856
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.698818   0.743941     6.010380     6.754321   0.000000    994.954877
M-2    995.698819   0.743941     6.010379     6.754320   0.000000    994.954878
M-3    995.698817   0.743941     6.010379     6.754320   0.000000    994.954876
B-1    995.698815   0.743940     6.010380     6.754320   0.000000    994.954875
B-2    995.698814   0.743941     6.010377     6.754318   0.000000    994.954873
B-3    995.698781   0.743942     6.010379     6.754321   0.000000    994.954847

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1996-S9 (POOL # 4203)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4203 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      119,840.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,821.76

SUBSERVICER ADVANCES THIS MONTH                                       42,436.52
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,484,116.26

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,221,866.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     199,534.63


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        976,792.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     573,313,654.86

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,986

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,358,018.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.14742510 %     4.68206400 %    1.17051140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.13356870 %     4.67742607 %    1.17328270 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,281.00
      FRAUD AMOUNT AVAILABLE                           11,718,382.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,859,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.89302054
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              348.90

POOL TRADING FACTOR:                                                97.84860037


 ................................................................................


Run:        11/21/96     09:47:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S11 (POOL # 4204)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4204 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VZ1   110,123,000.00   106,425,070.05     7.000000  %  1,102,431.31
A-2   760947WA5     1,458,253.68     1,426,999.57     0.000000  %      5,272.26
R     760947WB3           100.00             0.00     7.000000  %          0.00
M-1   760947WC1     1,442,000.00     1,414,301.68     7.000000  %      4,720.52
M-2   760947WD9       865,000.00       848,384.86     7.000000  %      2,831.66
M-3   760947WE7       288,000.00       282,468.01     7.000000  %        942.79
B-1                   576,700.00       565,622.59     7.000000  %      1,887.88
B-2                   288,500.00       282,958.41     7.000000  %        944.43
B-3                   288,451.95       282,911.43     7.000000  %        944.21
SPRE                        0.00             0.00     0.242883  %          0.00

- -------------------------------------------------------------------------------
                  115,330,005.63   111,528,716.60                  1,119,975.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       620,446.81  1,722,878.12             0.00         0.00 105,322,638.74
A-2             0.00      5,272.26             0.00         0.00   1,421,727.31
R               0.00          0.00             0.00         0.00           0.00
M-1         8,245.22     12,965.74             0.00         0.00   1,409,581.16
M-2         4,945.99      7,777.65             0.00         0.00     845,553.20
M-3         1,646.76      2,589.55             0.00         0.00     281,525.22
B-1         3,297.52      5,185.40             0.00         0.00     563,734.71
B-2         1,649.62      2,594.05             0.00         0.00     282,013.98
B-3         1,649.35      2,593.56             0.00         0.00     281,967.16
SPRED      22,560.42     22,560.42             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          664,441.69  1,784,416.75             0.00         0.00 110,408,741.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    966.420004  10.010909     5.634126    15.645035   0.000000    956.409095
A-2    978.567440   3.615461     0.000000     3.615461   0.000000    974.951978
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    980.791734   3.273592     5.717906     8.991498   0.000000    977.518142
M-2    980.791746   3.273595     5.717908     8.991503   0.000000    977.518150
M-3    980.791701   3.273576     5.717917     8.991493   0.000000    977.518125
B-1    980.791729   3.273591     5.717912     8.991503   0.000000    977.518138
B-2    980.791716   3.273588     5.717920     8.991508   0.000000    977.518128
B-3    980.792226   3.273370     5.717937     8.991307   0.000000    977.518647

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S11 (POOL # 4204)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4204 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,097.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,325.03

SUBSERVICER ADVANCES THIS MONTH                                        2,800.76
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     299,001.39

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     110,408,741.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          401

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      747,486.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.66068150 %     2.31163900 %    1.02767920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.63778710 %     2.29751698 %    1.03472500 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,153,300.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     643,800.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.45152022
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              168.79

POOL TRADING FACTOR:                                                95.73288484


 ................................................................................


Run:        11/21/96     09:47:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S12 (POOL # 4205)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4205 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947XA4    91,183,371.00    72,442,455.47     5.837500  %  3,129,304.91
R                           0.00       501,890.77     0.000000  %          0.00

- -------------------------------------------------------------------------------
                   91,183,371.00    72,944,346.24                  3,129,304.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         362,118.49  3,491,423.40             0.00         0.00  69,313,150.56
R               0.00          0.00       101,310.33         0.00     603,201.10

- -------------------------------------------------------------------------------
          362,118.49  3,491,423.40       101,310.33         0.00  69,916,351.66
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      794.470030  34.318811     3.971322    38.290133   0.000000    760.151218

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S12 (POOL # 4205)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4205 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,317.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       14,616.20
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,790,789.16

 (B)  TWO MONTHLY PAYMENTS:                                    1     235,677.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,916,351.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          261

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,968,631.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          99.31195380 %     0.68804620 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             99.13725320 %     0.86274680 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.18603172
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.52

POOL TRADING FACTOR:                                                76.67664717


 ................................................................................


Run:        11/21/96     09:47:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XC0   186,575,068.00   181,911,681.51     7.500000  %  1,627,417.92
A-2   760947XD8    75,497,074.00    72,776,176.75     7.500000  %    949,532.48
A-3   760947XE6    33,361,926.00    33,361,926.00     7.500000  %          0.00
A-4   760947XF3    69,336,000.00    69,336,000.00     7.500000  %          0.00
A-5   760947XG1    84,305,000.00    84,305,000.00     7.500000  %          0.00
A-6   760947XH9    37,904,105.00    37,904,105.00     7.500000  %          0.00
A-7   760947XJ5    14,595,895.00    14,595,895.00     7.500000  %          0.00
A-8   760947XK2     6,332,420.11     6,264,567.93     0.000000  %     61,694.42
R     760947XL0           100.00             0.00     7.500000  %          0.00
M-1   760947XM8     9,380,900.00     9,347,655.90     7.500000  %      6,843.74
M-2   760947XN6     6,700,600.00     6,676,854.35     7.500000  %      4,888.36
M-3   760947XP1     5,896,500.00     5,875,603.95     7.500000  %      4,301.73
B-1                 2,948,300.00     2,937,851.79     7.500000  %      2,150.90
B-2                 1,072,100.00     1,068,300.68     7.500000  %        782.14
B-3                 2,144,237.43     2,136,638.66     7.500000  %      1,564.25
SPRE                        0.00             0.00     0.218402  %          0.00

- -------------------------------------------------------------------------------
                  536,050,225.54   528,498,257.52                  2,659,175.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,136,691.46  2,764,109.38             0.00         0.00 180,284,263.59
A-2       454,748.46  1,404,280.94             0.00         0.00  71,826,644.27
A-3       208,464.99    208,464.99             0.00         0.00  33,361,926.00
A-4       433,252.21    433,252.21             0.00         0.00  69,336,000.00
A-5       526,787.35    526,787.35             0.00         0.00  84,305,000.00
A-6       236,847.20    236,847.20             0.00         0.00  37,904,105.00
A-7        91,203.76     91,203.76             0.00         0.00  14,595,895.00
A-8             0.00     61,694.42             0.00         0.00   6,202,873.51
R               0.00          0.00             0.00         0.00           0.00
M-1        58,409.67     65,253.41             0.00         0.00   9,340,812.16
M-2        41,720.92     46,609.28             0.00         0.00   6,671,965.99
M-3        36,714.23     41,015.96             0.00         0.00   5,871,302.22
B-1        18,357.43     20,508.33             0.00         0.00   2,935,700.89
B-2         6,675.37      7,457.51             0.00         0.00   1,067,518.54
B-3        13,350.98     14,915.23             0.00         0.00   2,135,074.35
SPRED      96,165.65     96,165.65             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,359,389.68  6,018,565.62             0.00         0.00 525,839,081.52
===============================================================================

















































Run:        11/21/96     09:47:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    975.005307   8.722591     6.092408    14.814999   0.000000    966.282717
A-2    963.960229  12.577077     6.023392    18.600469   0.000000    951.383153
A-3   1000.000000   0.000000     6.248590     6.248590   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248590     6.248590   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248590     6.248590   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248590     6.248590   0.000000   1000.000000
A-7   1000.000000   0.000000     6.248590     6.248590   0.000000   1000.000000
A-8    989.284953   9.742629     0.000000     9.742629   0.000000    979.542324
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.456193   0.729540     6.226446     6.955986   0.000000    995.726653
M-2    996.456190   0.729541     6.226445     6.955986   0.000000    995.726650
M-3    996.456194   0.729540     6.226445     6.955985   0.000000    995.726655
B-1    996.456192   0.729539     6.226446     6.955985   0.000000    995.726653
B-2    996.456189   0.729540     6.226443     6.955983   0.000000    995.726649
B-3    996.456190   0.729513     6.226447     6.955960   0.000000    995.726649

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S10 (POOL # 4206)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4206 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      110,663.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,373.97

SUBSERVICER ADVANCES THIS MONTH                                       31,657.62
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,118,772.05

 (B)  TWO MONTHLY PAYMENTS:                                    2     538,734.65

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     689,100.62


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                         34,954.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     525,839,081.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,825

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,271,831.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.63019990 %     4.19354700 %    1.17625330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.60730920 %     4.16174475 %    1.18126750 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,508.00
      FRAUD AMOUNT AVAILABLE                           10,721,005.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,665,909.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92421273
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.38

POOL TRADING FACTOR:                                                98.09511431


 ................................................................................


Run:        11/21/96     09:47:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S13 (POOL # 4207)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4207 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XQ9    79,750,000.00    74,182,115.34     7.000000  %    860,193.12
A-2   760947XR7    13,800,000.00    13,800,000.00     7.000000  %          0.00
A-3   760947XS5    18,350,000.00    18,350,000.00     7.000000  %          0.00
A-4   760947XT3    18,245,000.00    18,245,000.00     7.000000  %          0.00
A-5   760947XU0    20,000,000.00    19,658,341.39     7.000000  %     70,122.03
A-6   760947XV8     2,531,159.46     2,475,945.38     0.000000  %     13,247.61
R     760947XW6           100.00             0.00     7.000000  %          0.00
M-1   760947XX4     2,368,100.00     2,327,644.48     7.000000  %      8,302.79
M-2   760947XY2       789,000.00       775,521.08     7.000000  %      2,766.31
M-3   760947XZ9       394,500.00       387,760.55     7.000000  %      1,383.16
B-1                   789,000.00       775,521.08     7.000000  %      2,766.31
B-2                   394,500.00       387,760.55     7.000000  %      1,383.16
B-3                   394,216.33       387,481.74     7.000000  %      1,382.15
SPRE                        0.00             0.00     0.366101  %          0.00

- -------------------------------------------------------------------------------
                  157,805,575.79   151,753,091.59                    961,546.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       432,487.05  1,292,680.17             0.00         0.00  73,321,922.22
A-2        80,454.99     80,454.99             0.00         0.00  13,800,000.00
A-3       106,981.82    106,981.82             0.00         0.00  18,350,000.00
A-4       106,369.66    106,369.66             0.00         0.00  18,245,000.00
A-5       114,609.54    184,731.57             0.00         0.00  19,588,219.36
A-6             0.00     13,247.61             0.00         0.00   2,462,697.77
R               0.00          0.00             0.00         0.00           0.00
M-1        13,570.34     21,873.13             0.00         0.00   2,319,341.69
M-2         4,521.34      7,287.65             0.00         0.00     772,754.77
M-3         2,260.68      3,643.84             0.00         0.00     386,377.39
B-1         4,521.34      7,287.65             0.00         0.00     772,754.77
B-2         2,260.68      3,643.84             0.00         0.00     386,377.39
B-3         2,259.05      3,641.20             0.00         0.00     386,099.59
SPRED      46,271.61     46,271.61             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          916,568.10  1,878,114.74             0.00         0.00 150,791,544.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    930.183264  10.786121     5.423035    16.209156   0.000000    919.397144
A-2   1000.000000   0.000000     5.830072     5.830072   0.000000   1000.000000
A-3   1000.000000   0.000000     5.830072     5.830072   0.000000   1000.000000
A-4   1000.000000   0.000000     5.830072     5.830072   0.000000   1000.000000
A-5    982.917070   3.506102     5.730477     9.236579   0.000000    979.410968
A-6    978.186250   5.233811     0.000000     5.233811   0.000000    972.952439
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.916465   3.506098     5.730476     9.236574   0.000000    979.410367
M-2    982.916451   3.506096     5.730469     9.236565   0.000000    979.410355
M-3    982.916477   3.506109     5.730494     9.236603   0.000000    979.410368
B-1    982.916451   3.506096     5.730469     9.236565   0.000000    979.410355
B-2    982.916477   3.506109     5.730494     9.236603   0.000000    979.410368
B-3    982.916512   3.506045     5.730483     9.236528   0.000000    979.410450

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S13 (POOL # 4207)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4207 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,629.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,060.34

SUBSERVICER ADVANCES THIS MONTH                                       21,972.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,072,003.49

 (B)  TWO MONTHLY PAYMENTS:                                    1     202,766.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     150,791,544.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          620

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      418,939.50

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.62259790 %     2.33855400 %    1.03884850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.61312970 %     2.30680961 %    1.04176080 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,578,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     789,028.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56541749
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.22

POOL TRADING FACTOR:                                                95.55527059


 ................................................................................


Run:        11/21/96     09:47:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947YA3    31,680,861.00    30,765,960.82     7.500000  %    165,088.63
A-2   760947YB1   105,040,087.00   102,519,198.98     7.500000  %    454,880.17
A-3   760947YC9     2,560,000.00     2,560,000.00     7.500000  %          0.00
A-4   760947YD7    33,579,740.00    33,443,176.19     7.500000  %     28,081.14
A-5   760947YE5     6,864,000.00     6,864,000.00     7.750000  %          0.00
A-6   760947YF2     1,536,000.00     1,536,000.00     6.000000  %          0.00
A-7   760947YG0    27,457,512.00    27,457,512.00     7.425000  %          0.00
A-8   760947YH8    13,002,000.00    13,002,000.00     7.500000  %          0.00
A-9   760947YJ4     3,150,000.00     3,150,000.00     7.500000  %          0.00
A-10  760947YK1     5,225,000.00     5,225,000.00     7.500000  %          0.00
A-11  760947YL9    10,498,532.00    10,246,574.64     8.000000  %     45,464.30
A-12  760947YM7    59,143,468.00    57,724,066.47     7.000000  %    256,123.08
A-13  760947YN5    16,215,000.00    15,825,851.44     6.037500  %     70,219.69
A-14  760947YP0             0.00             0.00     2.962500  %          0.00
A-15  760947YQ8     5,800,000.00     5,800,000.00     7.500000  %          0.00
A-16  760947YR6    11,615,000.00    11,615,000.00     7.500000  %          0.00
A-17  760947YS4     2,430,000.00     2,430,000.00     7.500000  %          0.00
A-18  760947YT2     9,649,848.10     9,545,504.03     0.000000  %     13,707.03
A-19  760947H53             0.00             0.00     0.208116  %          0.00
R-I   760947YU9           100.00             0.00     7.500000  %          0.00
R-II  760947YV7           100.00             0.00     7.500000  %          0.00
M-1   760947YW5    11,024,900.00    10,980,063.36     7.500000  %      9,219.60
M-2   760947YX3     3,675,000.00     3,660,054.32     7.500000  %      3,073.23
M-3   760947YY1     1,837,500.00     1,830,027.17     7.500000  %      1,536.61
B-1                 2,756,200.00     2,744,990.94     7.500000  %      2,304.88
B-2                 1,286,200.00     1,280,969.21     7.500000  %      1,075.59
B-3                 1,470,031.75     1,464,053.37     7.500000  %      1,229.34

- -------------------------------------------------------------------------------
                  367,497,079.85   361,670,002.94                  1,052,003.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       192,235.55    357,324.18             0.00         0.00  30,600,872.19
A-2       640,572.69  1,095,452.86             0.00         0.00 102,064,318.81
A-3        16,000.00     16,000.00             0.00         0.00   2,560,000.00
A-4       208,963.64    237,044.78             0.00         0.00  33,415,095.05
A-5        44,330.00     44,330.00             0.00         0.00   6,864,000.00
A-6         7,680.00      7,680.00             0.00         0.00   1,536,000.00
A-7       169,847.68    169,847.68             0.00         0.00  27,457,512.00
A-8        81,240.65     81,240.65             0.00         0.00  13,002,000.00
A-9        19,687.50     19,687.50             0.00         0.00   3,150,000.00
A-10       32,656.25     32,656.25             0.00         0.00   5,225,000.00
A-11       68,292.13    113,756.43             0.00         0.00  10,201,110.34
A-12      336,633.18    592,756.26             0.00         0.00  57,467,943.39
A-13       79,602.41    149,822.10             0.00         0.00  15,755,631.75
A-14       39,059.56     39,059.56             0.00         0.00           0.00
A-15       36,250.00     36,250.00             0.00         0.00   5,800,000.00
A-16       72,593.75     72,593.75             0.00         0.00  11,615,000.00
A-17       15,183.42     15,183.42             0.00         0.00   2,430,000.00
A-18            0.00     13,707.03             0.00         0.00   9,531,797.00
A-19       62,707.46     62,707.46             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        68,606.95     77,826.55             0.00         0.00  10,970,843.76
M-2        22,869.19     25,942.42             0.00         0.00   3,656,981.09
M-3        11,434.59     12,971.20             0.00         0.00   1,828,490.56
B-1        17,151.58     19,456.46             0.00         0.00   2,742,686.06
B-2         8,003.91      9,079.50             0.00         0.00   1,279,893.62
B-3         9,147.87     10,377.21             0.00         0.00   1,462,824.03

- -------------------------------------------------------------------------------
        2,260,749.96  3,312,753.25             0.00         0.00 360,617,999.65
===============================================================================



























Run:        11/21/96     09:47:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    971.121360   5.210989     6.067876    11.278865   0.000000    965.910371
A-2    976.000705   4.330539     6.098364    10.428903   0.000000    971.670166
A-3   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-4    995.933149   0.836252     6.222908     7.059160   0.000000    995.096896
A-5   1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-6   1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-7   1000.000000   0.000000     6.185837     6.185837   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248319     6.248319   0.000000   1000.000000
A-9   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-10  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-11   976.000706   4.330539     6.504922    10.835461   0.000000    971.670167
A-12   976.000705   4.330539     5.691807    10.022346   0.000000    971.670166
A-13   976.000706   4.330539     4.909183     9.239722   0.000000    971.670167
A-15  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-16  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-17  1000.000000   0.000000     6.248321     6.248321   0.000000   1000.000000
A-18   989.186973   1.420440     0.000000     1.420440   0.000000    987.766533
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.933148   0.836252     6.222909     7.059161   0.000000    995.096895
M-2    995.933148   0.836253     6.222909     7.059162   0.000000    995.096895
M-3    995.933154   0.836250     6.222906     7.059156   0.000000    995.096903
B-1    995.933147   0.836253     6.222908     7.059161   0.000000    995.096894
B-2    995.933144   0.836254     6.222912     7.059166   0.000000    995.096890
B-3    995.933163   0.836254     6.222906     7.059160   0.000000    995.096895

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:30                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S14 (POOL # 4208)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4208 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,223.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,849.97

SUBSERVICER ADVANCES THIS MONTH                                       29,415.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   3,584,224.01

 (B)  TWO MONTHLY PAYMENTS:                                    2     279,900.59

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     241,361.10


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     360,617,999.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,410

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      747,352.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.76352440 %     4.67736400 %    1.55911150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.75033280 %     4.56336495 %    1.56240940 %

      BANKRUPTCY AMOUNT AVAILABLE                         111,281.00
      FRAUD AMOUNT AVAILABLE                            7,349,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,674,971.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.83783055
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              337.77

POOL TRADING FACTOR:                                                98.12812657


 ................................................................................


Run:        11/21/96     09:47:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ZT1    37,528,000.00    33,606,888.75     7.750000  %    529,842.04
A-2   760947ZU8   108,005,000.00   104,990,767.83     7.500000  %    407,299.57
A-3   760947ZV6    22,739,000.00    22,136,153.57     6.037500  %     81,459.91
A-4   760947ZW4             0.00             0.00     2.962500  %          0.00
A-5   760947ZX2    25,743,000.00    25,743,000.00     8.500000  %          0.00
A-6   760947ZY0    77,229,000.00    77,229,000.00     7.500000  %          0.00
A-7   760947ZZ7     2,005,000.00     1,959,090.90     7.750000  %      6,203.49
A-8   760947A27     4,558,000.00     4,467,326.04     7.750000  %     12,252.36
A-9   760947A35     5,200,000.00     5,200,000.00     8.000000  %          0.00
A-10  760947A43     5,004,000.00     5,004,000.00     7.625000  %          0.00
A-11  760947A50    11,334,000.00    11,334,000.00     7.750000  %          0.00
A-12  760947A68     5,667,000.00     5,667,000.00     7.000000  %          0.00
A-13  760947A76    15,379,000.00    15,379,000.00     7.500000  %          0.00
A-14  760947A84     9,617,000.00     9,617,000.00     8.000000  %          0.00
A-15  760947A92    14,375,000.00    14,375,000.00     8.000000  %          0.00
A-16  760947B26    45,450,000.00    45,450,000.00     7.750000  %          0.00
A-17  760947B34    10,301,000.00    10,086,358.20     7.750000  %     54,526.18
A-18  760947B42    12,069,000.00    12,069,000.00     7.750000  %          0.00
A-19  760947B59     8,230,000.00     8,444,641.80     7.750000  %          0.00
A-20  760947B67    41,182,000.00    41,073,463.58     7.750000  %     28,813.45
A-21  760947B75    10,625,000.00    10,596,997.49     7.750000  %      7,433.90
A-22  760947B83     5,391,778.36     5,323,100.23     0.000000  %     13,847.93
R-I   760947B91           100.00             0.00     7.750000  %          0.00
R-II  760947C25           100.00             0.00     7.750000  %          0.00
M-1   760947C33    10,108,600.00    10,081,958.48     7.750000  %      7,072.59
M-2   760947C41     6,317,900.00     6,301,248.99     7.750000  %      4,420.39
M-3   760947C58     5,559,700.00     5,545,047.24     7.750000  %      3,889.91
B-1                 2,527,200.00     2,520,539.48     7.750000  %      1,768.18
B-2                 1,263,600.00     1,260,269.74     7.750000  %        884.09
B-3                 2,022,128.94     2,016,799.56     7.750000  %      1,414.82
SPRE                        0.00             0.00     0.338726  %          0.00

- -------------------------------------------------------------------------------
                  505,431,107.30   497,477,651.88                  1,161,128.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       216,996.20    746,838.24             0.00         0.00  33,077,046.71
A-2       656,046.31  1,063,345.88             0.00         0.00 104,583,468.26
A-3       111,347.74    192,807.65             0.00         0.00  22,054,693.66
A-4        54,636.47     54,636.47             0.00         0.00           0.00
A-5       182,305.68    182,305.68             0.00         0.00  25,743,000.00
A-6       482,573.86    482,573.86             0.00         0.00  77,229,000.00
A-7        12,649.65     18,853.14             0.00         0.00   1,952,887.41
A-8        28,845.06     41,097.42             0.00         0.00   4,455,073.68
A-9        34,658.96     34,658.96             0.00         0.00   5,200,000.00
A-10       31,796.25     31,796.25             0.00         0.00   5,004,000.00
A-11       73,198.75     73,198.75             0.00         0.00  11,334,000.00
A-12       33,050.15     33,050.15             0.00         0.00   5,667,000.00
A-13       96,097.37     96,097.37             0.00         0.00  15,379,000.00
A-14       64,099.07     64,099.07             0.00         0.00   9,617,000.00
A-15       95,812.01     95,812.01             0.00         0.00  14,375,000.00
A-16      293,465.95    293,465.95             0.00         0.00  45,450,000.00
A-17       65,126.57    119,652.75             0.00         0.00  10,031,832.02
A-18       77,928.29     77,928.29             0.00         0.00  12,069,000.00
A-19            0.00          0.00        54,526.18         0.00   8,499,167.98
A-20      265,207.10    294,020.55             0.00         0.00  41,044,650.13
A-21       68,423.71     75,857.61             0.00         0.00  10,589,563.59
A-22            0.00     13,847.93             0.00         0.00   5,309,252.30
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        65,098.16     72,170.75             0.00         0.00  10,074,885.89
M-2        40,686.52     45,106.91             0.00         0.00   6,296,828.60
M-3        35,803.79     39,693.70             0.00         0.00   5,541,157.33
B-1        16,274.86     18,043.04             0.00         0.00   2,518,771.30
B-2         8,137.43      9,021.52             0.00         0.00   1,259,385.65
B-3        13,022.26     14,437.08             0.00         0.00   2,015,384.74
SPRED     140,392.64    140,392.64             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,263,680.81  4,424,809.62        54,526.18         0.00 496,371,049.25
===============================================================================



















Run:        11/21/96     09:47:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    895.515049  14.118579     5.782248    19.900827   0.000000    881.396470
A-2    972.091735   3.771118     6.074222     9.845340   0.000000    968.320617
A-3    973.488437   3.582388     4.896774     8.479162   0.000000    969.906050
A-5   1000.000000   0.000000     7.081757     7.081757   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248609     6.248609   0.000000   1000.000000
A-7    977.102693   3.094010     6.309052     9.403062   0.000000    974.008683
A-8    980.106634   2.688100     6.328447     9.016547   0.000000    977.418534
A-9   1000.000000   0.000000     6.665185     6.665185   0.000000   1000.000000
A-10  1000.000000   0.000000     6.354167     6.354167   0.000000   1000.000000
A-11  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-12  1000.000000   0.000000     5.832036     5.832036   0.000000   1000.000000
A-13  1000.000000   0.000000     6.248610     6.248610   0.000000   1000.000000
A-14  1000.000000   0.000000     6.665184     6.665184   0.000000   1000.000000
A-15  1000.000000   0.000000     6.665183     6.665183   0.000000   1000.000000
A-16  1000.000000   0.000000     6.456897     6.456897   0.000000   1000.000000
A-17   979.163013   5.293290     6.322354    11.615644   0.000000    973.869723
A-18  1000.000000   0.000000     6.456897     6.456897   0.000000   1000.000000
A-19  1026.080413   0.000000     0.000000     0.000000   6.625295   1032.705708
A-20   997.364469   0.699661     6.439879     7.139540   0.000000    996.664808
A-21   997.364470   0.699661     6.439879     7.139540   0.000000    996.664809
A-22   987.262435   2.568342     0.000000     2.568342   0.000000    984.694093
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.364470   0.699661     6.439879     7.139540   0.000000    996.664809
M-2    997.364471   0.699661     6.439880     7.139541   0.000000    996.664810
M-3    997.364469   0.699662     6.439878     7.139540   0.000000    996.664808
B-1    997.364467   0.699660     6.439878     7.139538   0.000000    996.664807
B-2    997.364467   0.699660     6.439878     7.139538   0.000000    996.664807
B-3    997.364471   0.699664     6.439876     7.139540   0.000000    996.664802

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S15 (POOL # 4213)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4213 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      103,683.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,354.45

SUBSERVICER ADVANCES THIS MONTH                                       45,344.46
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   5,289,697.74

 (B)  TWO MONTHLY PAYMENTS:                                    3     834,382.41

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     496,371,049.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,807

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      748,679.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.36643160 %     4.45556300 %    1.17800570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.35785600 %     4.41461521 %    1.17979890 %

      BANKRUPTCY AMOUNT AVAILABLE                         180,309.00
      FRAUD AMOUNT AVAILABLE                           10,108,622.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,547,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29338937
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.53

POOL TRADING FACTOR:                                                98.20745935


 ................................................................................


Run:        11/21/96     09:47:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947D99    19,601,888.00    19,106,970.63     7.750000  %    277,940.00
A-2   760947E23    57,937,351.00    55,853,370.82     7.750000  %  1,170,339.69
A-3   760947E31    32,313,578.00    32,313,578.00     7.750000  %          0.00
A-4   760947E49    49,946,015.00    48,744,693.84     7.750000  %    674,648.37
A-5   760947E56    17,641,789.00    17,609,458.46     7.750000  %     11,157.13
A-6   760947E64    16,661,690.00    16,631,155.60     7.750000  %     10,537.29
A-7   760947E72    20,493,335.00    19,927,999.98     8.000000  %    317,485.75
A-8   760947E80    19,268,210.00    19,268,210.00     7.500000  %          0.00
A-9   760947E98     5,000,000.00     5,000,000.00     7.750000  %          0.00
A-10  760947F22     7,000,000.00     7,000,000.00     8.000000  %          0.00
A-11  760947F30     4,900,496.00     4,711,978.32     7.750000  %    105,869.40
A-12  760947F48     5,000,000.00     5,000,000.00     7.600000  %          0.00
A-13  760947F55       291,667.00       291,667.00     0.000000  %          0.00
A-14  760947F63     1,883,298.00     1,883,298.00     7.750000  %          0.00
A-15  760947F71     1,300,000.00     1,300,000.00     7.750000  %          0.00
A-16  760947F89    18,886,422.00    18,886,422.00     7.750000  %          0.00
A-17  760947G54     1,225,125.00       659,789.98     7.500000  %    317,485.75
A-18  760947G62     7,082,000.00     7,082,000.00     7.575000  %          0.00
A-19  760947G70     8,382,000.00     8,382,000.00     7.750000  %          0.00
A-20  760947G88     5,534,742.00     4,728,929.43     7.750000  %    452,535.22
A-21  760947G96    19,601,988.00    19,601,988.00     7.750000  %          0.00
A-22  760947H20    14,717,439.00    14,717,439.00     7.750000  %          0.00
A-23  760947H38     8,365,657.00     8,365,657.00     7.750000  %          0.00
A-24  760947H46     1,118,434.45     1,115,329.18     0.000000  %      7,266.31
R     760947F97           100.00             0.00     7.750000  %          0.00
M-1   760947G21     7,283,700.00     7,270,351.81     7.750000  %      4,606.40
M-2   760947G39     4,552,300.00     4,543,957.41     7.750000  %      2,879.00
M-3   760947G47     4,006,000.00     3,998,658.57     7.750000  %      2,533.50
B-1                 1,820,900.00     1,817,563.00     7.750000  %      1,151.59
B-2                   910,500.00       908,831.41     7.750000  %        575.82
B-3                 1,456,687.10     1,454,018.08     7.750000  %        921.26
SPRE                        0.00             0.00     0.580569  %          0.00

- -------------------------------------------------------------------------------
                  364,183,311.55   358,175,315.52                  3,357,932.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       123,299.89    401,239.89             0.00         0.00  18,829,030.63
A-2       360,429.42  1,530,769.11             0.00         0.00  54,683,031.13
A-3       208,523.93    208,523.93             0.00         0.00  32,313,578.00
A-4       314,556.15    989,204.52             0.00         0.00  48,070,045.47
A-5       113,636.23    124,793.36             0.00         0.00  17,598,301.33
A-6       107,323.12    117,860.41             0.00         0.00  16,620,618.31
A-7       132,746.42    450,232.17             0.00         0.00  19,610,514.23
A-8       120,329.40    120,329.40             0.00         0.00  19,268,210.00
A-9        32,291.67     32,291.67             0.00         0.00   5,000,000.00
A-10       46,666.67     46,666.67             0.00         0.00   7,000,000.00
A-11       30,407.04    136,276.44             0.00         0.00   4,606,108.92
A-12       31,666.67     31,666.67             0.00         0.00   5,000,000.00
A-13            0.00          0.00             0.00         0.00     291,667.00
A-14       12,153.18     12,153.18             0.00         0.00   1,883,298.00
A-15        8,395.83      8,395.83             0.00         0.00   1,300,000.00
A-16      121,876.66    121,876.66             0.00         0.00  18,886,422.00
A-17        4,120.37    321,606.12             0.00         0.00     342,304.23
A-18       44,705.13     44,705.13             0.00         0.00   7,082,000.00
A-19       54,133.75     54,133.75             0.00         0.00   8,382,000.00
A-20       30,516.42    483,051.64             0.00         0.00   4,276,394.21
A-21      126,494.30    126,494.30             0.00         0.00  19,601,988.00
A-22       94,973.64     94,973.64             0.00         0.00  14,717,439.00
A-23       53,984.72     53,984.72             0.00         0.00   8,365,657.00
A-24            0.00      7,266.31             0.00         0.00   1,108,062.87
R               0.00          0.00             0.00         0.00           0.00
M-1        46,916.58     51,522.98             0.00         0.00   7,265,745.41
M-2        29,322.77     32,201.77             0.00         0.00   4,541,078.41
M-3        25,803.89     28,337.39             0.00         0.00   3,996,125.07
B-1        11,728.98     12,880.57             0.00         0.00   1,816,411.41
B-2         5,864.82      6,440.64             0.00         0.00     908,255.59
B-3         9,382.97     10,304.23             0.00         0.00   1,453,096.82
SPRED     173,148.41    173,148.41             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,475,399.03  5,833,331.51             0.00         0.00 354,817,383.04
===============================================================================

















Run:        11/21/96     09:47:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    974.751546  14.179246     6.290205    20.469451   0.000000    960.572300
A-2    964.030455  20.200090     6.221020    26.421110   0.000000    943.830365
A-3   1000.000000   0.000000     6.453137     6.453137   0.000000   1000.000000
A-4    975.947607  13.507552     6.297923    19.805475   0.000000    962.440056
A-5    998.167389   0.632426     6.441310     7.073736   0.000000    997.534963
A-6    998.167389   0.632426     6.441311     7.073737   0.000000    997.534963
A-7    972.413713  15.492147     6.477541    21.969688   0.000000    956.921566
A-8   1000.000000   0.000000     6.244970     6.244970   0.000000   1000.000000
A-9   1000.000000   0.000000     6.458334     6.458334   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11   961.530898  21.603813     6.204890    27.808703   0.000000    939.927085
A-12  1000.000000   0.000000     6.333334     6.333334   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     6.453137     6.453137   0.000000   1000.000000
A-15  1000.000000   0.000000     6.458331     6.458331   0.000000   1000.000000
A-16  1000.000000   0.000000     6.453137     6.453137   0.000000   1000.000000
A-17   538.549111 259.145600     3.363224   262.508824   0.000000    279.403511
A-18  1000.000000   0.000000     6.312501     6.312501   0.000000   1000.000000
A-19  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-20   854.408287  81.762658     5.513612    87.276270   0.000000    772.645628
A-21  1000.000000   0.000000     6.453136     6.453136   0.000000   1000.000000
A-22  1000.000000   0.000000     6.453136     6.453136   0.000000   1000.000000
A-23  1000.000000   0.000000     6.453136     6.453136   0.000000   1000.000000
A-24   997.223557   6.496858     0.000000     6.496858   0.000000    990.726698
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.167389   0.632426     6.441311     7.073737   0.000000    997.534963
M-2    998.167390   0.632428     6.441309     7.073737   0.000000    997.534963
M-3    998.167391   0.632426     6.441311     7.073737   0.000000    997.534965
B-1    998.167390   0.632429     6.441309     7.073738   0.000000    997.534961
B-2    998.167392   0.632422     6.441318     7.073740   0.000000    997.534970
B-3    998.167747   0.632428     6.441308     7.073736   0.000000    997.535311

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S16 (POOL # 4214)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4214 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       74,453.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       42,520.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    21   5,002,871.40

 (B)  TWO MONTHLY PAYMENTS:                                    2     576,827.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     354,817,383.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,316

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,130,800.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.40055420 %     4.42865900 %    1.17078720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.35109240 %     4.45382601 %    1.18112910 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,078.00
      FRAUD AMOUNT AVAILABLE                            7,283,666.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,643,213.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59094679
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              352.01

POOL TRADING FACTOR:                                                97.42823786


 ................................................................................


Run:        11/21/96     09:47:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S17 (POOL # 4215)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4215 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947C66    25,652,000.00    24,781,236.75     7.250000  %    320,537.38
A-2   760947C74    26,006,000.00    24,131,612.96     7.250000  %    326,797.81
A-3   760947C82    22,997,000.00    22,997,000.00     7.250000  %          0.00
A-4   760947C90     7,216,000.00     7,216,000.00     7.250000  %          0.00
A-5   760947D24    16,378,000.00    16,378,000.00     7.250000  %          0.00
A-6   760947D32    17,250,000.00    17,090,380.47     7.250000  %     54,555.02
A-7   760947D40     1,820,614.04     1,789,162.42     0.000000  %      7,386.51
R     760947D57           100.00             0.00     7.250000  %          0.00
M-1   760947D65     1,515,800.00     1,501,773.09     7.250000  %      4,793.88
M-2   760947D73       606,400.00       600,788.50     7.250000  %      1,917.81
M-3   760947D81       606,400.00       600,788.50     7.250000  %      1,917.81
B-1                   606,400.00       600,788.50     7.250000  %      1,917.81
B-2                   303,200.00       300,394.25     7.250000  %        958.90
B-3                   303,243.02       300,436.85     7.250000  %        959.03
SPRE                        0.00             0.00     0.408843  %          0.00

- -------------------------------------------------------------------------------
                  121,261,157.06   118,288,362.29                    721,741.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       149,618.48    470,155.86             0.00         0.00  24,460,699.37
A-2       145,696.34    472,494.15             0.00         0.00  23,804,815.15
A-3       138,846.02    138,846.02             0.00         0.00  22,997,000.00
A-4        43,567.12     43,567.12             0.00         0.00   7,216,000.00
A-5        98,883.34     98,883.34             0.00         0.00  16,378,000.00
A-6       103,184.39    157,739.41             0.00         0.00  17,035,825.45
A-7             0.00      7,386.51             0.00         0.00   1,781,775.91
R               0.00          0.00             0.00         0.00           0.00
M-1         9,067.06     13,860.94             0.00         0.00   1,496,979.21
M-2         3,627.30      5,545.11             0.00         0.00     598,870.69
M-3         3,627.30      5,545.11             0.00         0.00     598,870.69
B-1         3,627.30      5,545.11             0.00         0.00     598,870.69
B-2         1,813.65      2,772.55             0.00         0.00     299,435.35
B-3         1,813.91      2,772.94             0.00         0.00     299,477.82
SPRED      40,273.84     40,273.84             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          743,646.05  1,465,388.01             0.00         0.00 117,566,620.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    966.054762  12.495610     5.832624    18.328234   0.000000    953.559152
A-2    927.924824  12.566247     5.602413    18.168660   0.000000    915.358577
A-3   1000.000000   0.000000     6.037571     6.037571   0.000000   1000.000000
A-4   1000.000000   0.000000     6.037572     6.037572   0.000000   1000.000000
A-5   1000.000000   0.000000     6.037571     6.037571   0.000000   1000.000000
A-6    990.746694   3.162610     5.981704     9.144314   0.000000    987.584084
A-7    982.724719   4.057153     0.000000     4.057153   0.000000    978.667565
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.746200   3.162607     5.981699     9.144306   0.000000    987.583593
M-2    990.746207   3.162615     5.981695     9.144310   0.000000    987.583592
M-3    990.746207   3.162615     5.981695     9.144310   0.000000    987.583592
B-1    990.746207   3.162615     5.981695     9.144310   0.000000    987.583592
B-2    990.746207   3.162599     5.981695     9.144294   0.000000    987.583608
B-3    990.746135   3.162612     5.981704     9.144316   0.000000    987.583571

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S17 (POOL # 4215)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4215 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,579.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,978.04

SUBSERVICER ADVANCES THIS MONTH                                       12,330.09
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,321,499.46

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     117,566,620.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          432

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      343,441.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.64807170 %     2.32048800 %    1.03144020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.63815720 %     2.29207966 %    1.03449110 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,212,612.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     606,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84177612
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              171.25

POOL TRADING FACTOR:                                                96.95323975


 ................................................................................


Run:        11/21/96     09:47:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947H61    60,600,000.00    60,378,135.23     5.975000  %    428,219.30
A-2   760947H79             0.00             0.00     3.025000  %          0.00
A-3   760947H87    33,761,149.00    33,761,149.00     7.750000  %          0.00
A-4   760947H95     4,982,438.00     4,982,438.00     8.000000  %          0.00
A-5   760947J28    20,015,977.00    19,991,272.66     8.000000  %     12,641.92
A-6   760947J36    48,165,041.00    47,869,221.30     7.250000  %    570,959.07
A-7   760947J44    10,255,000.00    10,255,000.00     7.250000  %          0.00
A-8   760947J51     7,125,000.00     7,125,000.00     7.250000  %          0.00
A-9   760947J69     7,733,000.00     7,733,000.00     7.250000  %          0.00
A-10  760947J77     3,100,000.00     3,100,000.00     7.250000  %          0.00
A-11  760947J85             0.00             0.00     8.000000  %          0.00
A-12  760947J93     4,421,960.00     4,421,960.00     7.250000  %          0.00
A-13  760947K26     2,238,855.16     2,234,718.61     0.000000  %      2,102.53
R-I   760947K34           100.00             0.00     8.000000  %          0.00
R-II  760947K42           100.00             0.00     8.000000  %          0.00
M-1   760947K59     4,283,600.00     4,278,313.05     8.000000  %      2,705.49
M-2   760947K67     2,677,200.00     2,673,895.72     8.000000  %      1,690.90
M-3   760947K75     2,463,100.00     2,460,059.97     8.000000  %      1,555.67
B-1                 1,070,900.00     1,069,578.26     8.000000  %        676.37
B-2                   428,400.00       427,871.25     8.000000  %        270.57
B-3                   856,615.33       855,558.08     8.000000  %        541.03
SPRE                        0.00             0.00     0.304448  %          0.00

- -------------------------------------------------------------------------------
                  214,178,435.49   213,617,171.13                  1,021,362.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       300,334.67    728,553.97             0.00         0.00  59,949,915.93
A-2       152,052.28    152,052.28             0.00         0.00           0.00
A-3       217,824.52    217,824.52             0.00         0.00  33,761,149.00
A-4        33,183.31     33,183.31             0.00         0.00   4,982,438.00
A-5       133,142.98    145,784.90             0.00         0.00  19,978,630.74
A-6       288,923.08    859,882.15             0.00         0.00  47,298,262.23
A-7        61,957.29     61,957.29             0.00         0.00  10,255,000.00
A-8        43,004.19     43,004.19             0.00         0.00   7,125,000.00
A-9        46,720.21     46,720.21             0.00         0.00   7,733,000.00
A-10       18,729.17     18,729.17             0.00         0.00   3,100,000.00
A-11        6,183.40      6,183.40             0.00         0.00           0.00
A-12       26,689.52     26,689.52             0.00         0.00   4,421,960.00
A-13            0.00      2,102.53             0.00         0.00   2,232,616.08
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,493.81     31,199.30             0.00         0.00   4,275,607.56
M-2        17,808.29     19,499.19             0.00         0.00   2,672,204.82
M-3        16,384.14     17,939.81             0.00         0.00   2,458,504.30
B-1         7,123.45      7,799.82             0.00         0.00   1,068,901.89
B-2         2,849.65      3,120.22             0.00         0.00     427,600.68
B-3         5,698.06      6,239.09             0.00         0.00     855,017.05
SPRED      54,142.32     54,142.32             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,461,244.34  2,482,607.19             0.00         0.00 212,595,808.28
===============================================================================





































Run:        11/21/96     09:47:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    996.338865   7.066325     4.956018    12.022343   0.000000    989.272540
A-3   1000.000000   0.000000     6.451929     6.451929   0.000000   1000.000000
A-4   1000.000000   0.000000     6.660055     6.660055   0.000000   1000.000000
A-5    998.765769   0.631591     6.651835     7.283426   0.000000    998.134178
A-6    993.858207  11.854222     5.998606    17.852828   0.000000    982.003986
A-7   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-8   1000.000000   0.000000     6.035676     6.035676   0.000000   1000.000000
A-9   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-10  1000.000000   0.000000     6.041668     6.041668   0.000000   1000.000000
A-12  1000.000000   0.000000     6.035676     6.035676   0.000000   1000.000000
A-13   998.152382   0.939109     0.000000     0.939109   0.000000    997.213272
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.765769   0.631593     6.651837     7.283430   0.000000    998.134177
M-2    998.765770   0.631593     6.651834     7.283427   0.000000    998.134178
M-3    998.765771   0.631590     6.651837     7.283427   0.000000    998.134181
B-1    998.765767   0.631590     6.651835     7.283425   0.000000    998.134177
B-2    998.765756   0.631583     6.651844     7.283427   0.000000    998.134174
B-3    998.765782   0.631590     6.651831     7.283421   0.000000    998.134192

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S18 (POOL # 4218)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4218 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,557.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,965.72

SUBSERVICER ADVANCES THIS MONTH                                       28,248.44
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,582,122.11

 (B)  TWO MONTHLY PAYMENTS:                                    1     148,626.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     212,595,808.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          808

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      886,036.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.43412820 %     4.45272000 %    1.11315180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.41069700 %     4.42450712 %    1.11783800 %

      BANKRUPTCY AMOUNT AVAILABLE                         112,611.00
      FRAUD AMOUNT AVAILABLE                            4,283,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,141,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.52614187
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.64

POOL TRADING FACTOR:                                                99.26107070


 ................................................................................


Run:        11/21/96     09:47:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S19 (POOL # 4219)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4219 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947K83    69,926,000.00    69,624,937.21     7.500000  %    327,068.54
A-2   760947K91    19,855,000.00    19,855,000.00     7.500000  %          0.00
A-3   760947L25    10,475,000.00    10,443,958.85     7.500000  %     31,317.11
A-4   760947L33     1,157,046.74     1,153,057.71     0.000000  %      4,081.52
R     760947L41           100.00             0.00     7.500000  %          0.00
M-1   760947L58     1,310,400.00     1,306,515.68     7.500000  %      3,917.70
M-2   760947L66       786,200.00       783,869.53     7.500000  %      2,350.50
M-3   760947L74       524,200.00       522,646.15     7.500000  %      1,567.20
B-1                   314,500.00       313,567.75     7.500000  %        940.26
B-2                   209,800.00       209,178.11     7.500000  %        627.24
B-3                   262,361.78       261,584.08     7.500000  %        784.38
SPRE                        0.00             0.00     0.345217  %          0.00

- -------------------------------------------------------------------------------
                  104,820,608.52   104,474,315.07                    372,654.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       434,908.67    761,977.21             0.00         0.00  69,297,868.67
A-2       124,023.26    124,023.26             0.00         0.00  19,855,000.00
A-3        65,237.66     96,554.77             0.00         0.00  10,412,641.74
A-4             0.00      4,081.52             0.00         0.00   1,148,976.19
R               0.00          0.00             0.00         0.00           0.00
M-1         8,161.08     12,078.78             0.00         0.00   1,302,597.98
M-2         4,896.40      7,246.90             0.00         0.00     781,519.03
M-3         3,264.68      4,831.88             0.00         0.00     521,078.95
B-1         1,958.69      2,898.95             0.00         0.00     312,627.49
B-2         1,306.62      1,933.86             0.00         0.00     208,550.87
B-3         1,633.97      2,418.35             0.00         0.00     260,799.70
SPRED      30,038.20     30,038.20             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          675,429.23  1,048,083.68             0.00         0.00 104,101,660.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    995.694552   4.677352     6.219556    10.896908   0.000000    991.017199
A-2   1000.000000   0.000000     6.246450     6.246450   0.000000   1000.000000
A-3    997.036644   2.989700     6.227939     9.217639   0.000000    994.046944
A-4    996.552404   3.527533     0.000000     3.527533   0.000000    993.024871
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.035775   2.989698     6.227930     9.217628   0.000000    994.046078
M-2    997.035780   2.989697     6.227932     9.217629   0.000000    994.046082
M-3    997.035769   2.989699     6.227928     9.217627   0.000000    994.046070
B-1    997.035771   2.989698     6.227949     9.217647   0.000000    994.046073
B-2    997.035796   2.989704     6.227931     9.217635   0.000000    994.046092
B-3    997.035773   2.989689     6.227927     9.217616   0.000000    994.046078

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S19 (POOL # 4219)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4219 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,753.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,648.40

SUBSERVICER ADVANCES THIS MONTH                                       23,979.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   2,553,196.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,101,660.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          389

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       59,088.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.71184670 %     2.52903600 %    0.75911770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.70997020 %     2.50254986 %    0.75955090 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,048,206.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     602,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07295669
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              174.66

POOL TRADING FACTOR:                                                99.31411589


 ................................................................................


Run:        11/21/96     09:47:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947L82    52,409,000.00    52,409,000.00     7.100000  %          0.00
A-2   760947L90    70,579,000.00    70,579,000.00     7.350000  %          0.00
A-3   760947M24    68,773,000.00    68,087,770.92     7.500000  %    795,930.95
A-4               105,985,000.00   106,026,141.08     0.000000  %    330,933.49
A-5   760947M32    26,381,000.00    25,708,660.20     6.775000  %    373,698.19
A-6   760947M40     4,255,000.00     4,146,558.10    13.795000  %     60,273.90
A-7   760947M57    20,022,000.00    20,022,000.00     7.750000  %          0.00
A-8   760947M65    12,014,000.00    12,014,000.00     7.750000  %          0.00
A-9   760947M73    20,835,000.00    20,529,878.97     7.750000  %    264,054.44
A-10  760947M81    29,566,000.00    29,566,000.00     7.750000  %          0.00
A-11  760947M99     9,918,000.00     9,918,000.00     7.750000  %          0.00
A-12  760947N23     4,755,000.00     4,755,000.00     7.750000  %          0.00
A-13  760947N56     1,318,180.24     1,317,099.30     0.000000  %      1,226.32
R-I   760947N31           100.00             0.00     7.750000  %          0.00
R-II  760947N49           100.00             0.00     7.750000  %          0.00
M-1   760947N64     9,033,100.00     9,027,564.47     7.750000  %      5,591.83
M-2   760947N72     5,645,600.00     5,642,140.35     7.750000  %      3,494.84
M-3   760947N80     5,194,000.00     5,190,817.09     7.750000  %      3,215.28
B-1                 2,258,300.00     2,256,916.10     7.750000  %      1,397.97
B-2                   903,300.00       902,746.45     7.750000  %        559.18
B-3                 1,807,395.50     1,806,287.94     7.750000  %      1,118.84
SPRE                        0.00             0.00     0.580375  %          0.00

- -------------------------------------------------------------------------------
                  451,652,075.74   449,905,580.97                  1,841,495.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       310,018.20    310,018.20             0.00         0.00  52,409,000.00
A-2       432,201.04    432,201.04             0.00         0.00  70,579,000.00
A-3       425,454.72  1,221,385.67             0.00         0.00  67,291,839.97
A-4       422,136.63    753,070.12       328,549.44         0.00 106,023,757.03
A-5       145,114.80    518,812.99             0.00         0.00  25,334,962.01
A-6        47,657.63    107,931.53             0.00         0.00   4,086,284.20
A-7       129,280.24    129,280.24             0.00         0.00  20,022,000.00
A-8        77,573.31     77,573.31             0.00         0.00  12,014,000.00
A-9       132,559.56    396,614.00             0.00         0.00  20,265,824.53
A-10      190,904.97    190,904.97             0.00         0.00  29,566,000.00
A-11       64,039.62     64,039.62             0.00         0.00   9,918,000.00
A-12       30,702.61     30,702.61             0.00         0.00   4,755,000.00
A-13            0.00      1,226.32             0.00         0.00   1,315,872.98
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        58,290.16     63,881.99             0.00         0.00   9,021,972.64
M-2        36,430.78     39,925.62             0.00         0.00   5,638,645.51
M-3        33,516.64     36,731.92             0.00         0.00   5,187,601.81
B-1        14,572.71     15,970.68             0.00         0.00   2,255,518.13
B-2         5,828.95      6,388.13             0.00         0.00     902,187.27
B-3        11,663.04     12,781.88             0.00         0.00   1,805,169.10
SPRED     217,547.00    217,547.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,785,492.61  4,626,987.84       328,549.44         0.00 448,392,635.18
===============================================================================





































Run:        11/21/96     09:47:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     5.915362     5.915362   0.000000   1000.000000
A-2   1000.000000   0.000000     6.123649     6.123649   0.000000   1000.000000
A-3    990.036365  11.573306     6.186363    17.759669   0.000000    978.463059
A-4   1000.388178   3.122456     3.982985     7.105441   3.099962   1000.365684
A-5    974.514241  14.165429     5.500732    19.666161   0.000000    960.348812
A-6    974.514242  14.165429    11.200383    25.365812   0.000000    960.348813
A-7   1000.000000   0.000000     6.456909     6.456909   0.000000   1000.000000
A-8   1000.000000   0.000000     6.456909     6.456909   0.000000   1000.000000
A-9    985.355362  12.673599     6.362350    19.035949   0.000000    972.681763
A-10  1000.000000   0.000000     6.456909     6.456909   0.000000   1000.000000
A-11  1000.000000   0.000000     6.456909     6.456909   0.000000   1000.000000
A-12  1000.000000   0.000000     6.456911     6.456911   0.000000   1000.000000
A-13   999.179976   0.930313     0.000000     0.930313   0.000000    998.249663
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    999.387195   0.619038     6.452952     7.071990   0.000000    998.768157
M-2    999.387195   0.619038     6.452951     7.071989   0.000000    998.768158
M-3    999.387195   0.619037     6.452953     7.071990   0.000000    998.768158
B-1    999.387194   0.619036     6.452956     7.071992   0.000000    998.768158
B-2    999.387191   0.619041     6.452950     7.071991   0.000000    998.768150
B-3    999.387207   0.619040     6.452954     7.071994   0.000000    998.768172

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S20 (POOL # 4225)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4225 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       93,555.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,663.72

SUBSERVICER ADVANCES THIS MONTH                                       29,968.62
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,886,605.79

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     448,392,635.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,601

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,234,008.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.46564650 %     4.42733700 %    1.10701690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.45037260 %     4.42652675 %    1.11007210 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,264.00
      FRAUD AMOUNT AVAILABLE                            9,033,042.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,408,398.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.60355708
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              354.41

POOL TRADING FACTOR:                                                99.27832933


 ................................................................................


Run:        11/21/96     09:47:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4226 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947Q95    62,361,000.00    62,361,000.00     7.500000  %    304,558.65
A-2   760947R29     5,000,000.00     5,000,000.00     7.500000  %     33,839.85
A-3   760947R37     5,848,000.00     5,848,000.00     7.500000  %          0.00
A-4   760947R45     7,000,000.00     7,000,000.00     7.500000  %          0.00
A-5   760947R52     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-6   760947R60     4,417,000.00     4,417,000.00     7.500000  %          0.00
A-7   760947R78    10,450,000.00    10,450,000.00     7.500000  %     31,072.42
A-8   760947R86       929,248.96       929,248.96     0.000000  %      3,053.03
R     760947R94           100.00           100.00     7.500000  %        100.00
M-1   760947S28     1,570,700.00     1,570,700.00     7.500000  %      4,671.61
M-2   760947S36       784,900.00       784,900.00     7.500000  %      2,334.46
M-3   760947S44       418,500.00       418,500.00     7.500000  %      1,244.71
B-1                   313,800.00       313,800.00     7.500000  %        933.31
B-2                   261,500.00       261,500.00     7.500000  %        777.76
B-3                   314,089.78       314,089.78     7.500000  %        934.19
SPRE                        0.00             0.00     0.361111  %          0.00

- -------------------------------------------------------------------------------
                  104,668,838.74   104,668,838.74                    383,519.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       389,486.28    694,044.93             0.00         0.00  62,056,441.35
A-2        31,228.35     65,068.20             0.00         0.00   4,966,160.15
A-3        36,524.68     36,524.68             0.00         0.00   5,848,000.00
A-4        43,719.70     43,719.70             0.00         0.00   7,000,000.00
A-5        31,228.35     31,228.35             0.00         0.00   5,000,000.00
A-6        27,587.13     27,587.13             0.00         0.00   4,417,000.00
A-7        65,267.26     96,339.68             0.00         0.00  10,418,927.58
A-8             0.00      3,053.03             0.00         0.00     926,195.93
R               0.63        100.63             0.00         0.00           0.00
M-1         9,810.08     14,481.69             0.00         0.00   1,566,028.39
M-2         4,902.23      7,236.69             0.00         0.00     782,565.54
M-3         2,613.82      3,858.53             0.00         0.00     417,255.29
B-1         1,959.89      2,893.20             0.00         0.00     312,866.69
B-2         1,633.25      2,411.01             0.00         0.00     260,722.24
B-3         1,961.70      2,895.89             0.00         0.00     313,155.59
SPRED      31,475.73     31,475.73             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          679,399.08  1,062,919.07             0.00         0.00 104,285,318.75
===============================================================================

















































Run:        11/21/96     09:47:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4226 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   4.883800     6.245671    11.129471   0.000000    995.116200
A-2   1000.000000   6.767970     6.245670    13.013640   0.000000    993.232030
A-3   1000.000000   0.000000     6.245670     6.245670   0.000000   1000.000000
A-4   1000.000000   0.000000     6.245671     6.245671   0.000000   1000.000000
A-5   1000.000000   0.000000     6.245670     6.245670   0.000000   1000.000000
A-6   1000.000000   0.000000     6.245671     6.245671   0.000000   1000.000000
A-7   1000.000000   2.973437     6.245671     9.219108   0.000000    997.026563
A-8   1000.000000   3.285481     0.000000     3.285481   0.000000    996.714519
R     1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   2.974222     6.245674     9.219896   0.000000    997.025778
M-2   1000.000000   2.974213     6.245675     9.219888   0.000000    997.025787
M-3   1000.000000   2.974217     6.245687     9.219904   0.000000    997.025783
B-1   1000.000000   2.974219     6.245666     9.219885   0.000000    997.025781
B-2   1000.000000   2.974226     6.245698     9.219924   0.000000    997.025774
B-3   1000.000000   2.974213     6.245666     9.219879   0.000000    997.025710

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:48                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S21 (POOL # 4226)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4226 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,831.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,651.09

SUBSERVICER ADVANCES THIS MONTH                                        3,570.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     375,934.42

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,285,318.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          357

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       71,937.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.46857120 %     2.67410000 %    0.85732920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.46611380 %     2.65219424 %    0.85792570 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,046,688.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     642,842.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.09384542
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              175.64

POOL TRADING FACTOR:                                                99.63358723

 ................................................................................


Run:        11/21/96     09:47:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4227 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947P21    21,520,000.00    21,520,000.00     7.500000  %    213,743.58
A-2   760947P39    24,275,000.00    24,275,000.00     8.000000  %    241,107.13
A-3   760947P47    13,325,000.00    13,325,000.00     8.000000  %     92,618.91
A-4   760947P54     3,200,000.00     3,200,000.00     7.250000  %          0.00
A-5   760947P62    36,000,000.00    36,000,000.00     6.137500  %    333,726.04
A-6   760947P70             0.00             0.00     2.862500  %          0.00
A-7   760947P88    34,877,000.00    34,877,000.00     8.000000  %          0.00
A-8   760947P96    25,540,000.00    25,540,000.00     7.500000  %    367,671.60
A-9   760947Q20    20,140,000.00    20,140,000.00     7.500000  %     86,036.90
A-10  760947Q38    16,200,000.00    16,200,000.00     8.000000  %      9,758.84
A-11  760947S51     5,000,000.00     5,000,000.00     8.000000  %      3,011.99
A-12  760947S69       575,632.40       575,632.40     0.000000  %        450.90
R-I   760947Q46           100.00           100.00     8.000000  %        100.00
R-II  760947Q53           100.00           100.00     8.000000  %        100.00
M-1   760947Q61     4,235,400.00     4,235,400.00     8.000000  %      2,551.77
M-2   760947Q79     2,117,700.00     2,117,700.00     8.000000  %      1,275.89
M-3   760947Q87     2,435,400.00     2,435,400.00     8.000000  %      1,467.30
B-1                 1,058,900.00     1,058,900.00     8.000000  %        637.97
B-2                   423,500.00       423,500.00     8.000000  %        255.15
B-3                   847,661.00       847,661.00     8.000000  %        510.70
SPRE                        0.00             0.00     0.358923  %          0.00

- -------------------------------------------------------------------------------
                  211,771,393.40   211,771,393.40                  1,355,024.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       134,492.20    348,235.78             0.00         0.00  21,306,256.42
A-2       161,823.95    402,931.08             0.00         0.00  24,033,892.87
A-3        88,828.18    181,447.09             0.00         0.00  13,232,381.09
A-4        19,333.33     19,333.33             0.00         0.00   3,200,000.00
A-5       184,114.33    517,840.37             0.00         0.00  35,666,273.96
A-6        85,870.02     85,870.02             0.00         0.00           0.00
A-7       232,499.85    232,499.85             0.00         0.00  34,877,000.00
A-8       159,615.75    527,287.35             0.00         0.00  25,172,328.40
A-9       125,867.70    211,904.60             0.00         0.00  20,053,963.10
A-10      107,993.74    117,752.58             0.00         0.00  16,190,241.16
A-11       33,331.40     36,343.39             0.00         0.00   4,996,988.01
A-12            0.00        450.90             0.00         0.00     575,181.50
R-I             0.67        100.67             0.00         0.00           0.00
R-II            0.67        100.67             0.00         0.00           0.00
M-1        28,234.36     30,786.13             0.00         0.00   4,232,848.23
M-2        14,117.18     15,393.07             0.00         0.00   2,116,424.11
M-3        16,235.06     17,702.36             0.00         0.00   2,433,932.70
B-1         7,058.92      7,696.89             0.00         0.00   1,058,262.03
B-2         2,823.17      3,078.32             0.00         0.00     423,244.85
B-3         5,650.74      6,161.44             0.00         0.00     847,150.30
SPRED      63,337.72     63,337.72             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,471,228.94  2,826,253.61             0.00         0.00 210,416,368.73
===============================================================================







































Run:        11/21/96     09:47:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4227 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   9.932323     6.249638    16.181961   0.000000    990.067677
A-2   1000.000000   9.932323     6.666280    16.598603   0.000000    990.067677
A-3   1000.000000   6.950762     6.666280    13.617042   0.000000    993.049238
A-4   1000.000000   0.000000     6.041666     6.041666   0.000000   1000.000000
A-5   1000.000000   9.270168     5.114287    14.384455   0.000000    990.729832
A-7   1000.000000   0.000000     6.666280     6.666280   0.000000   1000.000000
A-8   1000.000000  14.395912     6.249638    20.645550   0.000000    985.604088
A-9   1000.000000   4.271941     6.249638    10.521579   0.000000    995.728059
A-10  1000.000000   0.602397     6.666280     7.268677   0.000000    999.397603
A-11  1000.000000   0.602397     6.666280     7.268677   0.000000    999.397603
A-12  1000.000000   0.783312     0.000000     0.783312   0.000000    999.216688
R-I   1000.000000 1000.00000     6.700000  1006.700000   0.000000      0.000000
R-II  1000.000000 1000.00000     6.700000  1006.700000   0.000000      0.000000
M-1   1000.000000   0.602486     6.666279     7.268765   0.000000    999.397514
M-2   1000.000000   0.602489     6.666279     7.268768   0.000000    999.397512
M-3   1000.000000   0.602488     6.666281     7.268769   0.000000    999.397512
B-1   1000.000000   0.602484     6.666276     7.268760   0.000000    999.397516
B-2   1000.000000   0.602479     6.666281     7.268760   0.000000    999.397521
B-3   1000.000000   0.602481     6.666273     7.268754   0.000000    999.397518

_______________________________________________________________________________


DETERMINATION DATE       20-November-96 
DISTRIBUTION DATE        25-November-96 

Run:     11/21/96     09:47:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S22 (POOL # 4227)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4227 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,178.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,866.58

SUBSERVICER ADVANCES THIS MONTH                                       13,370.20
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,773,803.63

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     210,416,368.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          829

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,227,393.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.73542420 %     4.16130500 %    1.10327070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.70463240 %     4.17420236 %    1.10972360 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            4,235,428.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,122,400.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.62724332
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              356.56

POOL TRADING FACTOR:                                                99.36014745

 ................................................................................




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