RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1996-02-09
ASSET-BACKED SECURITIES
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             SECURITIES AND EXCHANGE COMMISSION

                   Washington, D.C. 20549


                          Form 8-K


                       CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the
               Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported)
                     January 25, 1996


       RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
       (Exact name of the registrant as specified in    
       its charter)


           2-99554, 33-9518, 33-10349
          33-20826, 33-26683, 33-31592
          33-35340, 33-40243, 33-44591
          33-49296, 33-49689, 33-52603, 
          33-54227                       75-2006294

Delaware    (Commission File Number)   (I.R.S. Employee
(State or other                         Identification No.)
jurisdiction of
incorporation)

8400 Normandale Lake Boulevard                 55437
Minneapolis, Minnesota                       (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000


- -------------------------------------------------------
- --------------------


Item 5.  Other Events

See the respective monthly reports, each reflecting the
required information for the January 1996 distribution
to holders of the following series of Conduit Mortgage
Pass-Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1985-1
Series 1986-1
Series 1986-2
Series 1986-3
Series 1986-4
Series 1986-8
Series 1986-9
Series 1986-11

Master Serviced by Residential Funding Corporation

1986-12     
1986-15     
1987-1      
1987-2      
1987-3      
1987-4      
1987-S2     
1987-S4     
1987-6      
1987-S5     
1987-S7     
1987-S8     
1987-S9     
1987-SA1    
1988-S1     
1988-3A     
1988-3B     
1988-3C     
1988-4B     
1988-4C     
1988-4D     
1989-2      
1989-3A     
1989-3B     
1989-3C     
1989-SW1A   
1989-SW1B   
1989-S1     
1989-S2     
1989-SW2    
1989-4A     
1989-4B     
1989-S4     
1989-5A     
1989-5B     
1989-S5     
1989-7      
1989-S6     
1990-S1     
1990-2      
1990-3A     
1990-3B     
1990-3C     
1990-5      
1990-6      
1990-8      
1990-S14    
1990-R16    
1991-3      
1991-4      
1991-S8     
1991-R9     
1991-S11    
1991-R13    
1991-R14    
1991-20     
1991-21A    
1991-21B    
1991-21C    
1991-25A    
1991-25B    
1991-23     
1991-S24    
1991-S29    
1991-S30    
1991-S31    
1992-S1     
1992-S2     
1992-S3     
1992-S4     
1992-S5     
1992-S6     
1992-S7     
1992-S8     
1992-S9     
1992-S10    
1992-S11    
1992-S12    
1992-13     
1992-S14    
1992-S15    
1992-S16    
1992-17A    
1992-17B    
1992-17C    
1992-S18    
1992-S19    
1992-S20    
1992-S21    
1992-S23    
1992-S22    
1992-S24    
1992-S25    
1992-S26    
1992-S27    
1992-S28    
1992-S29    
1992-S30    
1992-S31    
1992-S32    
1992-S33    
1992-S34    
1992-S35    
1992-S36    
1992-S37    
1992-S38    
1992-S39    
1992-S40    
1992-S41    
1992-S42    
1992-S43    
1992-S44    
1993-S1     
1993-S2     
1993-S3     
1993-S4     
1993-S5     
1993-S6     
1993-S7     
1993-S8     
1993-S9     
1993-S10    
1993-S11    
1993-S12    
1993-S13    
1993-MZ1    
1987-S1     
1989-S3     
1989-4C     
1989-4D     
1989-4E     
1993-S14    
1993-S15    
1993-19     
1993-S16    
1993-S17    
1993-S18    
1993-MZ2    
1993-S20    
1993-S21    
1993-S22    
1993-S23    
1993-S27    
1993-S24    
1993-S25    
1993-S26    
1993-S28    
1993-S29    
1993-S30    
1993-S33    
1993-MZ3    
1993-S31    
1993-S32    
1993-S34    
1993-S38    
1993-S41    
1993-S35    
1993-S36    
1993-S37    
1993-S39    
1993-S42    
1993-S40    
1993-S43    
1993-S44    
1993-S46    
1993-S45    
1993-S47    
1993-S48    
1993-S49    
1994-S1     
1994-S2     
1994-S3     
1994-S5     
1994-S6     
1994-RS4    
1994-S7     
1994-S8     
1994-S9     
1994-S10    
1994-S11    
1994-S12    
1994-S13    
1994-S14    
1994-S15    
1994-S16    
1994-MZ1    
1994-S17    
1994-S18    
1994-S19    
1994-S20    
1995-S1     
1995-S2     
1995-S3     
1995-S4     
1995-S6     
1995-S7     
1995-S8     
1995-R5     
1995-S9     
1995-S10    
1995-S11    
1995-S12    
1995-S13    
1995-S14    
1995-S15    
1995-S16    
1995-S17    
1995-S18    
1995-S19    
1995-S21    
1995-R20    

Item 7.  Financial Statements and Exhibits
(a)  Not applicable
(b)  Not applicable
(c)  See Item 5.


                         SIGNATURES

Pursuant to the requirements of the Securities Exchange
Act of 1934, the 
registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly
authorized.

RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.

   By:  /s/Scott Young                                     
                 
 Name:  Scott Young
Title:  Vice President
        and Controller
Dated:  January 25, 1996













                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1985-1 3U
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3507                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    CALIFORNIA LOANS              825,229.01
CERTIFICATE NUMBER OF UNITS:  0001      NON CALIFORNIA LOANS:       9,793,477.88
                                        SPECIAL HAZARD INSURANCE    1,663,538.68
                                        NON CALIFORNIA LOANS:         438,591.06
SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  12.244105
          NET INTEREST RATE:  10.500000
        TOTAL NUMBER OF LOANS:       15
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              9,508.96      9,508.96      9,508.96
    LESS SERVICE FEE                        1,354.49      1,354.49      1,354.49
NET INTEREST                                8,154.47      8,154.47      8,154.47
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                      13,542.39     13,542.39     13,542.39
  ADDITIONAL PRINCIPAL                      1,000.00      1,000.00      1,000.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   22,696.86     22,696.86     22,696.86


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           932,968.35    932,968.35    932,968.35
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        932,968.35    932,968.35    932,968.35
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                   13,542.39     13,542.39     13,542.39
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    1,000.00      1,000.00      1,000.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE             14,542.39     14,542.39     14,542.39
ENDING PRINCIPAL BALANCE                  918,425.96    918,425.96    918,425.96


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              3    202,501.42
  PRINCIPAL                                 5,378.04      5,378.04      5,378.04
  INTEREST                                  4,177.56      4,177.56      4,177.56
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           3    202,501.42     9,555.60      9,555.60      9,555.60


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- ------------------------------------------------------------------------
<PAGE>
                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   1,000,000.00
                                        BANKRUPTCY BOND:              344,787.59

SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  12.141850
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       14
REPORT DATE: 1/25/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             23,003.58     23,003.58     23,003.58
    LESS SERVICE FEE                        4,057.88      4,057.88      4,057.88
NET INTEREST                               18,945.70     18,945.70     18,945.70
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       2,289.33      2,289.33      2,289.33
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   21,235.03     21,235.03     21,235.03


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         2,273,483.15  2,273,483.15  2,273,483.15
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      2,273,483.15  2,273,483.15  2,273,483.15
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    2,289.33      2,289.33      2,289.33
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              2,289.33      2,289.33      2,289.33
ENDING PRINCIPAL BALANCE                2,271,193.82  2,271,193.82  2,271,193.82


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1    125,631.85
  PRINCIPAL                                   269.04        269.04        269.04
  INTEREST                                  2,511.30      2,511.30      2,511.30
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             2    346,263.31
  PRINCIPAL                                 8,409.21      8,409.21      8,409.21
  INTEREST                                100,605.34    100,605.34    100,605.34
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           3    471,895.16   111,794.89    111,794.89    111,794.89


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- ------------------------------------------------------------------------
<PAGE>
                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-2 HG
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3505                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       4,781,297.08
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   1,000,000.00
                                        BANKRUPTCY BOND:              312,027.16

SCHEDULED INSTALLMENTS OF: 1/01/96
        GROSS INTEREST RATE:  11.033470
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,021.94      3,021.94      3,021.94
    LESS SERVICE FEE                          312.14        312.14        312.14
NET INTEREST                                2,709.80      2,709.80      2,709.80
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       4,067.18      4,067.18      4,067.18
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                    6,776.98      6,776.98      6,776.98


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           325,107.94    325,107.94    325,107.94
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        325,107.94    325,107.94    325,107.94
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    4,067.18      4,067.18      4,067.18
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              4,067.18      4,067.18      4,067.18
ENDING PRINCIPAL BALANCE                  321,040.76    321,040.76    321,040.76


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------
<PAGE>

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-3 GP
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  WISCONSIN INVESTMENT BOARD
ADDRESS:        ATTN GERALD T MAHAFFEY
                PO BOX 7842
                MADISON, WI 53707

CONTROL NUMBER:    3502                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       2,117,945.94
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     340,321.48
                                        BANKRUPTCY BOND:              100,000.00

SCHEDULED INSTALLMENTS OF: 1/01/96
        GROSS INTEREST RATE: 10.837323
          NET INTEREST RATE:   8.400000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,125.08      3,125.08      3,125.08
    LESS SERVICE FEE                          704.57        704.57        704.57
NET INTEREST                                2,420.51      2,420.51      2,420.51
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       7,732.89      7,732.89      7,732.89
  ADDITIONAL PRINCIPAL                        378.22        378.22        378.22
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   10,531.62     10,531.62     10,531.62


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           346,035.26    346,035.26    346,035.26
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        346,035.26    346,035.26    346,035.26
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    7,732.89      7,732.89      7,732.89
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                      378.22        378.22        378.22
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              8,111.11      8,111.11      8,111.11
ENDING PRINCIPAL BALANCE                  337,924.15    337,924.15    337,924.15


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -----------------------------------------------------------------------
<PAGE>

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       6,711,109.51
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     368,860.56
                                        BANKRUPTCY BOND:              342,969.66

SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  12.152403
          NET INTEREST RATE:  10.250000
        TOTAL NUMBER OF LOANS:       12
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             11,591.62     11,591.62     11,591.62
    LESS SERVICE FEE                        1,814.61      1,814.61      1,814.61
NET INTEREST                                9,777.01      9,777.01      9,777.01
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                   1,219.46      1,219.46      1,219.46
PRINCIPAL INSTALLMENT                       1,097.54      1,097.54      1,097.54
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   12,094.01     12,094.01     12,094.01


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,145,722.89  1,145,722.89  1,145,722.89
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,145,722.89  1,145,722.89  1,145,722.89
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,219.46      1,097.54      1,097.54
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    1,097.54          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              2,317.00      1,097.54      1,097.54
ENDING PRINCIPAL BALANCE                1,143,405.89  1,144,625.35  1,144,625.35


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             1     74,862.29
  PRINCIPAL                                   766.62        766.62        766.62
  INTEREST                                 12,823.18     12,823.18     12,823.18
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           1     74,862.29    13,589.80     13,589.80     13,589.80


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- ------------------------------------------------------------------------
<PAGE>
                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-8 GH
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3501                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       7,604,023.83
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     455,448.80
                                        BANKRUPTCY BOND:              279,814.75

SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  12.028514
          NET INTEREST RATE:   9.960000
        TOTAL NUMBER OF LOANS:       27
REPORT DATE: 1/25/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             10,325.25     10,325.25     10,325.25
    LESS SERVICE FEE                        1,778.71      1,778.71      1,778.71
NET INTEREST                                8,546.54      8,546.54      8,546.54
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                      13,729.12     13,729.12     13,729.12
  ADDITIONAL PRINCIPAL                      1,526.71      1,526.71      1,526.71
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   23,802.37     23,802.37     23,802.37


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,033,305.96  1,033,305.96  1,033,305.96
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,033,305.96  1,033,305.96  1,033,305.96
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                   13,729.12     13,729.12     13,729.12
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    1,526.71      1,526.71      1,526.71
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE             15,255.83     15,255.83     15,255.83
ENDING PRINCIPAL BALANCE                1,018,050.13  1,018,050.13  1,018,050.13


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1    113,225.00
  PRINCIPAL                                 2,830.96      2,830.96      2,830.96
  INTEREST                                  2,297.30      2,297.30      2,297.30
60-89 DAYS              0     21,745.50
  PRINCIPAL                                   781.56        781.56        781.56
  INTEREST                                    664.74        664.74        664.74
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           1    134,970.50     6,574.56      6,574.56      6,574.56


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)

- -----------------------------------------------------------------------
<PAGE>
                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-9 HC
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3503                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       4,321,303.44
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     557,517.94
                                        BANKRUPTCY BOND:              397,835.15

SCHEDULED INSTALLMENTS OF:  1/01/96
        GROSS INTEREST RATE:  10.793364
          NET INTEREST RATE:   9.000000
        TOTAL NUMBER OF LOANS:       4
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,079.86      3,079.86      3,079.86
    LESS SERVICE FEE                          511.73        511.73        511.73
NET INTEREST                                2,568.13      2,568.13      2,568.13
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       4,106.16      4,106.16      4,106.16
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                    6,674.29      6,674.29      6,674.29


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           342,416.79    342,416.79    342,416.79
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        342,416.79    342,416.79    342,416.79
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    4,106.16      4,106.16      4,106.16
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              4,106.16      4,106.16      4,106.16
ENDING PRINCIPAL BALANCE                  338,310.63    338,310.63    338,310.63


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- -----------------------------------------------------------------------
<PAGE>

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-11 DQ
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3500                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       3,539,063.13
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     376,984.52
                                        BANKRUPTCY BOND:              488,435.46

SCHEDULED INSTALLMENTS OF:  01/01/96
        GROSS INTEREST RATE:  11.486786
          NET INTEREST RATE:   9.200000
        TOTAL NUMBER OF LOANS:       16
REPORT DATE: 1/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL   PER UNIT     CERT TOTAL

GROSS INTEREST                             13,395.97     13,395.97     13,395.97
    LESS SERVICE FEE                        2,664.62      2,664.62      2,664.62
NET INTEREST                               10,731.35     10,731.35     10,731.35
PAYOFF NET INTEREST                           746.99        746.99        746.99
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       1,470.57      1,470.57      1,470.57
  ADDITIONAL PRINCIPAL                          0.35          0.35          0.35
  PAYOFF PRINCIPAL                        141,117.09    141,117.09    141,117.09
  REO PRINCIPAL                           121,102.34    121,102.34    121,102.34
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                  275,168.69    275,168.69    275,168.69


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,692,537.66  1,692,537.66  1,692,537.66
    LESS PAYOFF PRINCIPAL BALANCE         141,117.09    141,117.09    141,117.09
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED      151,972.21    151,972.21    151,972.21
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,399,448.36  1,399,448.36  1,399,448.36
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,470.57      1,470.57      1,470.57
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.35          0.35          0.35
    PAYOFF PRINCIPAL                      141,117.09    141,117.09    141,117.09
    REO PRINCIPAL                         121,102.34    121,102.34    121,102.34
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE            263,690.35    263,690.35    263,690.35
ENDING PRINCIPAL BALANCE                1,428,847.31  1,428,847.31  1,428,847.31


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             1    132,073.00
  PRINCIPAL                                   357.37        357.37        357.37
  INTEREST                                  4,494.71      4,494.71      4,494.71
REO                     1     30,869.87
  PRINICPAL                                12,402.93     12,402.93     12,402.93
  INTEREST                                  2,140.97      2,140.97      2,140.97
        TOTAL           2    162,942.87    19,395.98     19,395.98     19,395.98


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                2,140.97      2,140.97      2,140.97
SERVICE FEE                                   195.62        195.62        195.62
PRINCIPAL                                  12,402.93     12,402.93     12,402.93
TOTAL NOT ADVANCED                         14,543.90     14,543.90     14,543.90

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -----------------------------------------------------------------------
<PAGE>
Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15        546,050.53      8.0000           796.05  
STRIP                      0.00              0.00      1.3635             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15        546,050.53                       796.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            3,640.34          0.00         4,436.39        0.00       545,254.48
STRIP         620.46          0.00           620.46        0.00             0.00
                                                                                
            4,260.80          0.00         5,056.85        0.00       545,254.48
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       10.668077   0.015552     0.071121      0.000000      0.086673   10.652524
STRIP   0.000000   0.000000     0.012122      0.000000      0.012122    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      113.76 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   204.77 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,183.62 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    127,786.70 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     545,254.48 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                           546,430.14 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   4      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION              696.05 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0635% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.010652524 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      1,881,936.35      8.0000       174,141.07  
STRIP                      0.00              0.00      1.5673             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      1,881,936.35                   174,141.07  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           12,799.56          0.00       186,940.63      525.60     1,707,269.68
STRIP       2,232.33          0.00         2,232.33        0.00             0.00
                                                                                
           15,031.89          0.00       189,172.96      525.60     1,707,269.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       37.450911   3.465442     0.254714      0.000000      3.720156   33.975009
STRIP   0.000000   0.000000     0.044424      0.000000      0.044424    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      500.90 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   619.58 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,802.52 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    168,942.28 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    131,195.61 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,707,269.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,709,974.81 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             172,228.85 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            1,812.22 
                                                                                
       MORTGAGE POOL INSURANCE                             3,018,615.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3540% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.033975009 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      6,250,527.59      8.5000       181,447.63  
STRIP                      0.00              0.00      0.8920             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      6,250,527.59                   181,447.63  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           44,136.41          0.00       225,584.04        0.00     6,069,079.96
STRIP       4,562.84          0.00         4,562.84        0.00             0.00
                                                                                
           48,699.25          0.00       230,146.88        0.00     6,069,079.96
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       64.820267   1.881679     0.457711      0.000000      2.339390   62.938588
STRIP   0.000000   0.000000     0.047318      0.000000      0.047318    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,590.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,051.05 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,094.32 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    140,834.05 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    137,215.52 
      (D)  LOANS IN FORECLOSURE                                 3    475,033.60 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,069,079.96 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         6,083,765.10 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  43      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      173,639.44 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     403.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,405.08 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2923% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.062938588 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-2  (POOL  3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3030                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AZ9  138,082,868.43      4,675,987.25      8.0000       162,941.54  
STRIP                      0.00              0.00      1.0762             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 138,082,868.43      4,675,987.25                   162,941.54  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           31,046.59          0.00       193,988.13        0.00     4,513,045.71
STRIP       4,151.91          0.00         4,151.91        0.00             0.00
                                                                                
           35,198.50          0.00       198,140.04        0.00     4,513,045.71
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       33.863631   1.180027     0.224840      0.000000      1.404867   32.683603
STRIP   0.000000   0.000000     0.030068      0.000000      0.030068    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-2 (POOL 3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,293.89 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,591.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,731.94 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    155,190.53 
      (B)  TWO MONTHLY PAYMENTS:                                1    134,660.59 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,513,045.71 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,562,646.89 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  49      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      106,688.72 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,973.31 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           53,279.51 
                                                                                
       MORTGAGE POOL INSURANCE                             9,653,158.63         
       SPECIAL HAZARD LOSS COVERAGE                          500,000.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0838% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.032683603 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      3,343,641.90      6.5000       163,125.32  
STRIP                      0.00              0.00      2.8867             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      3,343,641.90                   163,125.32  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           17,565.28          0.00       180,690.60        0.00     3,180,516.58
STRIP       7,798.47          0.00         7,798.47        0.00             0.00
                                                                                
           25,363.75          0.00       188,489.07        0.00     3,180,516.58
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       33.595916   1.639035     0.176491      0.000000      1.815526   31.956882
STRIP   0.000000   0.000000     0.078357      0.000000      0.078357    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,273.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,121.47 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,902.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    345,327.29 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    158,941.76 
      (D)  LOANS IN FORECLOSURE                                 2    333,968.23 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,180,516.58 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,188,155.59 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      157,937.58 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     232.96 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,954.78 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.30         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2679% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.031956882 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60      8,812,450.39      7.0000        12,958.94  
STRIP                      0.00              0.00      1.9529             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60      8,812,450.39                    12,958.94  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           51,405.96          0.00        64,364.90        0.00     8,799,491.45
STRIP      14,341.31          0.00        14,341.31        0.00             0.00
                                                                                
           65,747.27          0.00        78,706.21        0.00     8,799,491.45
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       82.448942   0.121243     0.480952      0.000000      0.602195   82.327698
STRIP   0.000000   0.000000     0.134177      0.000000      0.134177    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,717.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,047.64 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,696.08 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    445,494.55 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    189,502.16 
      (D)  LOANS IN FORECLOSURE                                 2    680,959.26 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,799,491.45 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,819,102.15 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     425.14 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,533.80 
                                                                                
       MORTGAGE POOL INSURANCE                             6,809,811.38         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8741% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.082327698 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/11/96       05:40 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr           15,898.25    6,432.86

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,587.27
Total Principal Prepayments                    31.91
Principal Payoffs-In-Full                       0.00
Principal Curtailments                         31.91
Principal Liquidations                          0.00
Scheduled Principal Due                     2,555.36

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 13,310.98    6,432.86
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       1,879,196.68
Current Period ENDING Prin Bal          1,876,609.41
Change in Principal Balance                 2,587.27

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.021935
Interest Distributed                        0.112850
Total Distribution                          0.134785
Total Principal Prepayments                 0.000271
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                15.931805
ENDING Principal Balance                   15.909870

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   1.589301%
Subordinated Unpaid Amounts
Period Ending Class Percentages            38.689336%
Prepayment Percentages                     50.951595%
Trading Factors                             1.590987%
Certificate Denominations                      1,000
Sub-Servicer Fees                             628.74
Master Servicer Fees                          234.90
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr           13,057.12       72.03      35,460.26

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,455.35                   5,042.62
Total Principal Prepayments                    30.72                      62.63
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         30.72                      62.63
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     4,049.44                   6,604.80

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 10,601.77       72.03      30,417.64
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       2,977,927.21               4,857,123.89
Current Period ENDING Prin Bal          2,973,847.05               4,850,456.46
Change in Principal Balance                 4,080.16                   6,667.43

PER CERTIFICATE DATA BY CLASS
Principal Distributed                      69.140268
Interest Distributed                      298.535532
Total Distribution                        367.675800
Total Principal Prepayments                 0.865045
Current Period Interest Shortfall
BEGINNING Principal Balance               335.422136
ENDING Principal Balance                  334.962562

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               465,547.19    4,005.16     469,552.35
Period Ending Class Percentages            61.310664%
Prepayment Percentages                     49.048405%
Trading Factors                            33.496256%                  3.824356%
Certificate Denominations                    250,000
Sub-Servicer Fees                             996.37                   1,625.11
Master Servicer Fees                          372.24                     607.14
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              815,821.78           4
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         658,804.88           2
Tot Unpaid Principal on Delinq Loans    1,474,626.66           6
Loans in Foreclosure, INCL in Delinq      658,804.88           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           12.8319%
Loans in Pool                                     27
Current Period Sub-Servicer Fee             1,625.11
Current Period Master Servicer Fee            607.14
Aggregate REO Losses                     (432,582.04)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       11:16 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4001
SERIES:  1987-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AB4               NA
Total Principal and Interest Distr        137,625.52    3,399.82

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               113,246.99
Total Principal Prepayments                74,583.85
Principal Payoffs-In-Full                  73,817.83
Principal Curtailments                        766.02
Principal Liquidations                          0.00
Scheduled Principal Due                    38,663.14

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 24,378.53    3,399.82
Prepayment Interest Shortfall                  54.25       13.07
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        120,690,107.20
Current Period BEGINNING Princ Bal      3,449,333.23
Current Period ENDING Princ Bal         3,336,086.24
Change in Principal Balance               113,246.99


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.938329
Interest Distributed                        0.201993
Total Distribution                          1.140321
Total Principal Prepayments                 0.617978
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                28.580083

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.836844%
Subordinated Unpaid Amounts
Period Ending Class Percentages            70.632048%
Prepayment Percentages                     76.602105%
Trading Factors                             2.764175%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,379.75
Master Servicer Fees                          421.26
Percentage Interest
Curr Per Master Servicer Advance Amt            0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Principal and Interest Distr         43,570.34      279.34     184,875.02

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                35,711.37                 148,958.36
Total Principal Prepayments                22,781.42                  97,365.27
Principal Payoffs-In-Full                  22,547.44                  96,365.27
Principal Curtailments                        233.98                   1,000.00
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    14,886.04                  53,549.18

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  7,858.97      279.34      35,916.66
Prepayment Interest Shortfall                  21.82        0.61          89.75
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          6,352,110.91             127,042,218.11
Current Period BEGINNING Princ Bal      1,425,868.10               4,875,201.33
Current Period ENDING Princ Bal         1,387,104.31               4,723,190.55
Change in Principal Balance                38,763.79                 152,010.78

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,405.492226
Interest Distributed                      309.305446
Total Distribution                      1,714.797672
Total Principal Prepayments               896.608243
Current Period Interest Shortfall
BEGINNING Principal Balance               224.471537
ENDING Principal Balance                  218.369032

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.270000%   0.230000%
Subordinated Unpaid Amounts                92,218.16      741.67      92,959.83
Period Ending Class Percentages            92,218.16
Prepayment Percentages                     23.397895%
Trading Factors                            21.836903%                  3.717812%
Certificate Denominations                    250,000
Sub-Servicer Fees                             573.68                   1,953.43
Master Servicer Fees                          175.15                     596.41
Percentage Interest
Curr Per Master Servicer Advance Amt                                       0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,270,422.18
Current Special Hazard Amount           1,270,422.18
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance       Loans
Loans Delinquent ONE Payment              141,144.94           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         317,363.33           2
Tot Unpaid Princ on Delinquent Loans      458,508.27           3
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations             132,794.93           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           4.6295%

Loans in Pool                                     41
Current Period Sub-Servicer Fee             1,953.43
Current Period Master Servicer Fee            596.41

Aggregate REO Losses                      (16,785.18)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/11/96       05:49 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4003
SERIES:  1987-S4
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AF5               NA
Total Princ and Interest Distributed       37,432.49    2,751.75

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 5,770.08
Total Principal Prepayments                   398.86
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        398.86
Principal Liquidations                          0.00
Scheduled Principal Due                     5,371.22

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 31,662.41    2,751.75
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        110,068,019.34
Curr Period BEGINNING Princ Balance     4,163,823.40
Curr Period ENDING Princ Balance        4,158,053.32
Change in Principal Balance                 5,770.08

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.052423
Interest Distributed                        0.287662
Total Distribution                          0.340085
Total Principal Prepayments                 0.003624
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                37.829548
ENDING Principal Balance                   37.777125

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.125000%   0.480475%
Subordinated Unpaid Amounts
Period Ending Class Percentages            60.585474%
Prepayment Percentages                     68.468914%
Trading Factors                             3.777712%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,531.41
Master Servicer Fees                          489.96
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number
Total Princ and Interest Distributed       20,770.78       11.19      60,966.21

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 3,247.64                   9,017.72
Total Principal Prepayments                   183.68                     582.54
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        183.68                     582.54
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,063.96                   8,435.18

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 17,523.14       11.19      51,948.49
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          7,967,390.14             118,035,409.48
Curr Period BEGINNING Princ Balance     2,708,743.79               6,872,567.19
Curr Period ENDING Princ Balance        2,705,065.90               6,863,119.22
Change in Principal Balance                 3,677.89                   9,447.97


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     101.904135
Interest Distributed                      549.839398
Total Distribution                        651.743533
Total Principal Prepayments                 5.763493
Current Period Interest Shortfall
BEGINNING Principal Balance               339.978806
ENDING Principal Balance                  339.517188

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.105000%   0.020000%
Subordinated Unpaid Amounts             1,108,367.16    1,120.89   1,109,488.05
Period Ending Class Percentages            39.414526%
Prepayment Percentages                     31.531086%
Trading Factors                            33.951719%                  5.814458%
Certificate Denominations                    250,000
Sub-Servicer Fees                             996.27                   2,527.68
Master Servicer Fees                          318.75                     808.71
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,571,751.49
Current Special Hazard Amount           2,705,065.90

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments             153,416.39           1
Loans Delinquent THREE + Payments         414,024.65           2
Tot Unpaid Principal on Delinq Loans      567,441.04           3
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations             414,024.65           2
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          16.3916%

Loans in Pool                                     34
Current Period Sub-Servicer Fee             2,527.68
Current Period Master Servicer Fee            808.71

Aggregate REO Losses                   (1,032,260.23)
 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44      9,380,671.13      8.5000       154,002.50  
STRIP                      0.00              0.00      0.3468             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44      9,380,671.13                   154,002.50  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           66,071.64          0.00       220,074.14        0.00     9,226,668.63
STRIP       2,680.34          0.00         2,680.34        0.00             0.00
                                                                                
           68,751.98          0.00       222,754.48        0.00     9,226,668.63
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       73.995391   1.214783     0.521178      0.000000      1.735961   72.780608
STRIP   0.000000   0.000000     0.021143      0.000000      0.021143    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,790.84 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,233.33 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,037.72 
    MASTER SERVICER ADVANCES THIS MONTH                                3,904.27 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    772,138.40 
      (B)  TWO MONTHLY PAYMENTS:                                2    529,704.22 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     66,815.35 
      (D)  LOANS IN FORECLOSURE                                 1    154,428.14 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,226,668.63 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         8,796,199.22 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             456,628.06 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      140,962.91 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     910.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,128.80 
                                                                                
       MORTGAGE POOL INSURANCE                             8,195,537.67         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7997% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.072780608 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       09:41 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed       61,348.36    1,855.03

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                35,892.73
Total Principal Prepayments                 1,346.10
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      1,346.10
Principal Liquidations                          0.00
Scheduled Principal Due                    34,546.63

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 25,455.63    1,855.03
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  3,491,057.50
Current Period ENDING Princ Balance     3,455,164.77
Change in Principal Balance                35,892.73

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.498063
Interest Distributed                        0.353233
Total Distribution                          0.851296
Total Principal Prepayments                 0.018679
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                48.443402
ENDING Principal Balance                   47.945339

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.485599%
Subordinated Unpaid Amounts
Period Ending Class Percentages            76.154021%
Prepayment Percentages                     80.924616%
Trading Factors                             4.794534%
Certificate Denominations                      1,000
Sub-Servicer Fees                             927.08
Master Servicer Fees                          436.37
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       15,246.60       38.43      78,488.42

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 8,976.34                  44,869.07
Total Principal Prepayments                   317.30                   1,663.40
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        317.30                   1,663.40
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    10,816.49                  45,363.12

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  6,270.26       38.43      33,619.35
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance  1,093,043.64               4,584,101.14
Current Period ENDING Princ Balance     1,081,909.85               4,537,074.62
Change in Principal Balance                11,133.79                  47,026.52

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     660.857449
Interest Distributed                      461.630022
Total Distribution                      1,122.487471
Total Principal Prepayments                23.360308
Current Period Interest Shortfall
BEGINNING Principal Balance               321.888891
ENDING Principal Balance                  318.610117

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               154,068.73      388.33     154,457.06
Period Ending Class Percentages            23.845979%
Prepayment Percentages                     19.075384%
Trading Factors                            31.861012%                  6.012525%
Certificate Denominations                    250,000
Sub-Servicer Fees                             290.30                   1,217.38
Master Servicer Fees                          136.64                     573.01
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount           1,081,909.85

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              120,194.21           1
Loans Delinquent TWO Payments             121,856.88           1
Loans Delinquent THREE + Payments         301,945.85           2
Tot Unpaid Princ on Delinquent Loans      543,996.94           4
Loans in Foreclosure, INCL in Delinq      301,945.85           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts              7.8787%

Loans in Pool                                     45
Curr Period Sub-Servicer Fee                1,217.38
Curr Period Master Servicer Fee               573.01

Aggregate REO Losses                            0.00
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       10:04 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed       39,526.20    1,084.69

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 6,319.78
Total Principal Prepayments                   472.87
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        472.87
Principal Liquidations                          0.00
Scheduled Principal Due                     5,846.91

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 33,206.42    1,084.69
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     4,427,522.50
Curr Period ENDING Princ Balance        4,421,202.72
Change in Principal Balance                 6,319.78

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.066393
Interest Distributed                        0.348852
Total Distribution                          0.415245
Total Principal Prepayments                 0.004968
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                46.513616
ENDING Principal Balance                   46.447223

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.197300%
Subordinated Unpaid Amounts
Period Ending Class Percentages            67.111470%
Prepayment Percentages                     73.689688%
Trading Factors                             4.644722%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,051.91
Master Servicer Fees                          461.20
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       14,481.53       10.41      55,102.83

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,366.07                   8,685.85
Total Principal Prepayments                   168.83                     641.70
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        168.83                     641.70
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,865.25                   8,712.16

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 12,115.46       10.41      46,416.98
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     2,169,681.01               6,597,203.51
Curr Period ENDING Princ Balance        2,166,646.93               6,587,849.65
Change in Principal Balance                 3,034.08                   9,353.86


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     101.859241
Interest Distributed                      521.570183
Total Distribution                        623.429424
Total Principal Prepayments                 7.268126
Current Period Interest Shortfall
BEGINNING Principal Balance               373.618805
ENDING Principal Balance                  373.096337

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               333,160.57      361.16     333,521.73
Period Ending Class Percentages            32.888530%
Prepayment Percentages                     26.310312%
Trading Factors                            37.309634%                  6.522955%
Certificate Denominations                    250,000
Sub-Servicer Fees                             515.50                   1,567.41
Master Servicer Fees                          226.01                     687.21
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              774,233.77           4
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         555,518.47           1
Total Unpaid Principal on Delinq Loans  1,329,752.24           5
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.0462%

Loans in Pool                                     41
Current Period Sub-Servicer Fee             1,567.41
Current Period Master Servicer Fee            687.21

Aggregate REO Losses                     (322,745.02)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       10:11 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4007
SERIES:  1987-S8
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AN8               NA
Total Princ and Interest Distributed       64,235.80    1,270.62

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                41,831.48
Total Principal Prepayments                37,864.59
Principal Payoffs-In-Full                  37,778.24
Principal Curtailments                         86.35
Principal Liquidations                          0.00
Scheduled Principal Due                     3,966.89

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 22,404.32    1,270.62
Prepayment Interest Shortfall                 239.36       13.35
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         67,567,852.48
Curr Period BEGINNING Princ Balance     2,650,967.46
Curr Period ENDING Principal Balance    2,609,135.98
Change in Principal Balance                41,831.48


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.619103
Interest Distributed                        0.331583
Total Distribution                          0.950686
Total Principal Prepayments                 0.560394
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                39.234153
ENDING Principal Balance                   38.615050

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.250000%   0.352298%
Subordinated Unpaid Amounts
Period Ending Class Percentages            61.151926%
Prepayment Percentages                     69.001278%
Trading Factors                             3.861505%
Certificate Denominations                      1,000
Sub-Servicer Fees                             875.09
Master Servicer Fees                          327.34
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       30,994.95       28.72      96,530.09

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                19,266.81                  61,098.29
Total Principal Prepayments                17,010.61                  54,875.20
Principal Payoffs-In-Full                  16,971.82                  54,750.06
Principal Curtailments                         38.79                     125.14
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,509.49                   6,476.38

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,728.14       28.72      35,431.80
Prepayment Interest Shortfall                 150.98        0.44         404.13
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,819,207.72              71,387,060.20
Curr Period BEGINNING Princ Balance     1,677,029.75               4,327,997.21
Curr Period ENDING Principal Balance    1,657,509.65               4,266,645.63
Change in Principal Balance                19,520.10                  61,351.58


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,261.178457
Interest Distributed                      767.707654
Total Distribution                      2,028.886111
Total Principal Prepayments             1,113.490758
Current Period Interest Shortfall
BEGINNING Principal Balance               439.104095
ENDING Principal Balance                  433.993061

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.220000%   0.030000%
Subordinated Unpaid Amounts               317,624.81      330.26     317,955.07
Period Ending Class Percentages            38.848074%
Prepayment Percentages                     30.998722%
Trading Factors                            43.399306%                  5.976777%
Certificate Denominations                    250,000
Sub-Servicer Fees                             555.92                   1,431.01
Master Servicer Fees                          207.95                     535.29
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,199,302.61
Current Special Hazard Amount           1,199,302.61
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              365,905.85           3
Loans Delinquent TWO Payments             129,571.91           1
Loans Delinquent THREE + Payments         289,576.53           2
Total Unpaid Princ on Delinquent Loans    785,054.29           6
Loans in Foreclosure, INCL in Delinq      289,576.53           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          11.3745%

Loans in Pool                                     36
Current Period Sub-Servicer Fee             1,431.01
Current Period Master Servicer Fee            535.29

Aggregate REO Losses                     (239,909.07)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       10:17 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4008
SERIES:  1987-S9
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AP3               NA
Total Princ and Interest Distributed       44,029.90      886.10

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 4,360.75
Total Principal Prepayments                     3.73
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          3.73
Principal Liquidations                          0.00
Scheduled Principal Due                     4,357.02

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 39,669.15      886.10
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00        0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         61,838,309.47
Curr Period BEGINNING Princ Balance     4,533,617.10
Curr Period ENDING Princ Balance        4,529,256.35
Change in Principal Balance                 4,360.75

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.070519
Interest Distributed                        0.641498
Total Distribution                          0.712017
Total Principal Prepayments                 0.000060
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                73.314053
ENDING Principal Balance                   73.243534

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.500000%   0.160901%
Subordinated Unpaid Amounts
Period Ending Class Percentages            68.602378%
Prepayment Percentages                     74.881906%
Trading Factors                             7.324353%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,470.79
Master Servicer Fees                          472.25
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       13,113.86       17.93      58,047.79

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 1,289.44                   5,650.19
Total Principal Prepayments                     1.25                       4.98
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          1.25                       4.98
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     1,994.10                   6,351.12

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,824.42       17.93      52,397.60
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,772,628.96              65,610,938.43
Curr Period BEGINNING Princ Balance     2,074,924.64               6,608,541.74
Curr Period ENDING Princ Balance        2,072,929.29               6,602,185.64
Change in Principal Balance                 1,995.35                   6,356.10


PER CERTIFICATE DATA BY CLASS
Principal Distributed                      85.447046
Interest Distributed                      783.566322
Total Distribution                        869.013368
Total Principal Prepayments                 0.082833
Current Period Interest Shortfall
BEGINNING Principal Balance               549.994357
ENDING Principal Balance                  549.465456

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.470000%   0.030000%
Subordinated Unpaid Amounts               653,737.03    1,127.26     654,864.29
Period Ending Class Percentages            31.397622%
Prepayment Percentages                     25.118094%
Trading Factors                            54.946546%                 10.062629%
Certificate Denominations                    250,000
Sub-Servicer Fees                             673.15                   2,143.94
Master Servicer Fees                          216.14                     688.39
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,200,024.06
Current Special Hazard Amount           1,200,024.06
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              141,565.14           1
Loans Delinquent TWO Payments             113,534.46           1
Loans Delinquent THREE + Payments       1,160,139.93           7
Total Unpaid Princ on Delinquent Loans  1,415,239.53           9
Loans in Foreclosure, INCL in Delinq    1,188,339.69           7
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          19.0152%

Loans in Pool                                     48
Current Period Sub-Servicer Fee             2,143.94
Current Period Master Servicer Fee            688.39

Aggregate REO Losses                     (582,574.64)
 ................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   12-Jan-96
1987-SA1, CLASS A, 7.99399648% PASS-THROUGH RATE (POOL 4009)         03:30 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $6,372,572.00
ENDING POOL BALANCE                                             $6,064,459.04
PRINCIPAL DISTRIBUTIONS                                           $308,112.96

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $296,932.02
     PARTIAL PRINCIPAL PREPAYMENTS                   $2,845.12
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 01/01                    $8,335.82
                                                   $308,112.96

INTEREST DUE ON BEG POOL BALANCE                    $42,451.67
PREPAYMENT INTEREST SHORTFALL                         ($611.43)
                                                                   $41,840.24

TOTAL DISTRIBUTION DUE THIS PERIOD                                $349,953.20

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $609.29

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               67.945858%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $7.019266227
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.953182182
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $6.829363992

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

TRADING FACTOR                                                    0.138157293

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-96
1987-SA1, CLASS B, 7.96399648% PASS-THROUGH RATE (POOL 4009)         03:30 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,872,181.07
ENDING POOL BALANCE                                             $2,860,969.59
NET CHANGE TO PRINCIPAL BALANCE                                    $11,211.48

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 01/01                    $3,747.27
                                                                    $3,747.27

INTEREST DUE ON BEGINNING POOL BALANCE              $19,012.04
PREPAYMENT INTEREST SHORTFALL                         ($273.83)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,738.21

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $22,485.48

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $294.84
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,474.33

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $273.90

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               32.054142%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-96
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               03:30 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 01/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $71.62
PREPAYMENT INTEREST SHORTFALL                           ($1.03)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $70.59

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15















CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   12-Jan-96
1987-SA1, CLASS A, 7.99399648% PASS-THROUGH RATE (POOL 4009)         03:52 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $6,372,572.00
ENDING POOL BALANCE                                             $6,064,459.04
PRINCIPAL DISTRIBUTIONS                                           $308,112.96

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $296,932.02
     PARTIAL PRINCIPAL PREPAYMENTS                   $2,845.12
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 01/01                    $8,335.82
                                                   $308,112.96

INTEREST DUE ON BEG POOL BALANCE                    $42,451.93
PREPAYMENT INTEREST SHORTFALL                         ($611.43)
                                                                   $41,840.50

TOTAL DISTRIBUTION DUE THIS PERIOD                                $349,953.46

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $609.29

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               67.945858%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $7.019266227
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.953188105
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $6.829363992

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

TRADING FACTOR                                                    0.138157293

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-96
1987-SA1, CLASS B, 7.96399648% PASS-THROUGH RATE (POOL 4009)         03:52 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,864,716.86
ENDING POOL BALANCE                                             $2,860,969.59
NET CHANGE TO PRINCIPAL BALANCE                                     $3,747.27

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 01/01                    $3,747.27
                                                                    $3,747.27

INTEREST DUE ON BEGINNING POOL BALANCE              $19,012.16
PREPAYMENT INTEREST SHORTFALL                         ($273.83)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,738.33

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $22,485.60

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $294.84
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,474.34

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $273.90

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               32.054142%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             12-Jan-96
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               03:52 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: JANUARY 22, 1996
DISTRIBUTION  DATE: JANUARY 25, 1996
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 01/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $71.62
PREPAYMENT INTEREST SHORTFALL                           ($1.03)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $70.59

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $8,925,428.63

NUMBER OF LOANS DELINQUENT ONE MONTH                                        4
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $556,468.09
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15















 ................................................................................

DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       10:30 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4010/11
SERIES:  1988-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920AS7
Total Princ and Interest Distributed      355,615.62

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               285,005.03
Total Principal Prepayments               267,834.59
Principal Payoffs-In-Full                 266,895.61
Principal Curtailments                        938.98
Principal Liquidations                          0.00
Scheduled Principal Due                    17,170.44

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 70,610.59
Prepayment Interest Shortfall                 170.17
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        173,064,503.72
Curr Period BEGINNING Princ Balance     8,275,436.22
Curr Period ENDING Princ Balance        7,990,431.19
Change in Principal Balance               285,005.03

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.646814
Interest Distributed                        0.408002
Total Distribution                          2.054815
Total Principal Prepayments                 1.547600
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                47.817063
ENDING Principal Balance                   46.170249

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.263738%
Subordinated Unpaid Amounts
Period Ending Class Percentages            63.974685%
Prepayment Percentages                     71.351944%
Trading Factors                             4.617025%
Certificate Denominations                      1,000
Sub-Servicer Fees                           2,406.91
Master Servicer Fees                          846.95
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      155,654.94      107.80     511,378.36

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               117,115.53                 402,120.56
Total Principal Prepayments               107,536.54                 375,371.13
Principal Payoffs-In-Full                 107,159.53                 374,055.14
Principal Curtailments                        377.01                   1,315.99
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     9,435.98                  26,606.42

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 38,539.41      107.80     109,257.80
Prepayment Interest Shortfall                  94.75        0.19         265.11
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          9,589,326.06             182,653,829.78
Curr Period BEGINNING Princ Balance     4,616,673.43              12,892,109.65
Curr Period ENDING Princ Balance        4,499,557.90              12,489,989.09
Change in Principal Balance               117,115.53                 402,120.56

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   3,053.278439
Interest Distributed                    1,004.747616
Total Distribution                      4,058.026055
Total Principal Prepayments             2,803.547906
Current Period Interest Shortfall
BEGINNING Principal Balance               481.438779
ENDING Principal Balance                  469.225665

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.243738%   0.020000%
Subordinated Unpaid Amounts             1,133,609.73    1,118.28   1,092,128.61
Period Ending Class Percentages            36.025315%
Prepayment Percentages                     28.648056%
Trading Factors                            46.922567%                  6.838066%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,355.37                   3,762.28
Master Servicer Fees                          476.93                   1,323.88
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,826,538.30
Current Special Hazard Amount           1,826,538.30

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              730,409.92           7
Loans Delinquent TWO Payments             823,906.26           5
Loans Delinquent THREE + Payments         452,633.94           2
Total Unpaid Principal on Delinq Loans  2,006,950.12          14
Loans in Foreclosure, INCL in Delinq      381,995.88           2
REO/Pending Cash Liquidations             159,880.02           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.3474%

Loans in Pool                                     96
Current Period Sub-Servicer Fee             3,762.28
Current Period Master Servicer Fee          1,323.88

Aggregate REO Losses                     (885,300.12)
 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      4,750,078.87      7.8770       109,061.66  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      4,750,078.87                   109,061.66  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           30,870.83          0.00       139,932.49        0.00     4,641,017.21
                                                                                
           30,870.83          0.00       139,932.49        0.00     4,641,017.21
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      186.707200   4.286791     1.213413      0.000000      5.500204  182.420408
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,458.86 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,422.41 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,793.92 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    351,627.30 
      (B)  TWO MONTHLY PAYMENTS:                                1     98,640.72 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    152,876.09 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,641,017.21 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,649,604.10 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  35      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      100,774.52 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,549.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,738.14 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6116% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8770% 
                                                                                
    POOL TRADING FACTOR                                             0.182420408 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      7,283,827.31      7.8911         9,448.58  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      7,283,827.31                     9,448.58  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           47,897.84          0.00        57,346.42        0.00     7,274,378.73
                                                                                
           47,897.84          0.00        57,346.42        0.00     7,274,378.73
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      190.188810   0.246713     1.250666      0.000000      1.497379  189.942097
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,345.00 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,517.46 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,611.54 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    338,360.05 
      (B)  TWO MONTHLY PAYMENTS:                                2    344,931.02 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    139,928.89 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,274,378.73 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,283,958.72 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  61      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     580.16 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,868.42 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5275% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8911% 
                                                                                
    POOL TRADING FACTOR                                             0.189942097 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61     10,801,658.95      6.9928       172,378.66  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61     10,801,658.95                   172,378.66  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           62,390.80          0.00       234,769.46        0.00    10,629,280.29
                                                                                
           62,390.80          0.00       234,769.46        0.00    10,629,280.29
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      155.732808   2.485268     0.899519      0.000000      3.384787  153.247540
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,844.47 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,204.76 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,138.09 
    MASTER SERVICER ADVANCES THIS MONTH                                  850.85 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    342,716.24 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    207,065.04 
      (D)  LOANS IN FORECLOSURE                                 3    419,100.39 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,629,280.29 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,523,918.85 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  78      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             123,529.07 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      157,136.17 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     747.34 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,495.15 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6849% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9986% 
                                                                                
    POOL TRADING FACTOR                                             0.153247540 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99      1,117,201.27      8.5000        10,493.57  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99      1,117,201.27                    10,493.57  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            7,913.51          0.00        18,407.08        0.00     1,106,707.70
STRIP         220.49          0.00           220.49        0.00             0.00
                                                                                
            8,134.00          0.00        18,627.57        0.00     1,106,707.70
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      121.307601   1.139410     0.859262      0.000000      1.998672  120.168191
STRIP   0.000000   0.000000     0.023941      0.000000      0.023941    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      232.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   204.82 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,106,707.70 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,117,131.58 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      69.69 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,423.88 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.120168191 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4C  (POOL  3089)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3089                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BB3   33,550,911.70      2,671,370.20      9.2500        40,224.05  
STRIP                      0.00              0.00      0.0350             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  33,550,911.70      2,671,370.20                    40,224.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,591.81          0.00        60,815.86        0.00     2,631,146.15
STRIP          77.86          0.00            77.86        0.00             0.00
                                                                                
           20,669.67          0.00        60,893.72        0.00     2,631,146.15
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       79.621389   1.198896     0.613748      0.000000      1.812644   78.422493
STRIP   0.000000   0.000000     0.002321      0.000000      0.002321    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4C (POOL 3089)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      556.54 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   489.75 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,631,146.15 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         2,661,952.76 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  23      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,000.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           34,224.05 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7550% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.078422493 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4D  (POOL  3090)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3090                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BC1   14,309,759.83      1,035,397.95      9.7500        13,013.88  
STRIP                      0.00              0.00      0.1240             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  14,309,759.83      1,035,397.95                    13,013.88  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            8,412.61          0.00        21,426.49        0.00     1,022,384.07
STRIP         106.98          0.00           106.98        0.00             0.00
                                                                                
            8,519.59          0.00        21,533.47        0.00     1,022,384.07
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       72.356068   0.909441     0.587893      0.000000      1.497334   71.446627
STRIP   0.000000   0.000000     0.007476      0.000000      0.007476    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4D (POOL 3090)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      215.71 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   189.82 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,022,384.07 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         1,034,409.47 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     988.48 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,025.40 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3440% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.7500% 
                                                                                
    POOL TRADING FACTOR                                             0.071446627 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     30,335,413.92      6.9905       210,461.70  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     30,335,413.92                   210,461.70  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          176,488.94          0.00       386,950.64        0.00    30,124,952.22
                                                                                
          176,488.94          0.00       386,950.64        0.00    30,124,952.22
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      151.885335   1.053753     0.883656      0.000000      1.937409  150.831581
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,825.04 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,276.49 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   26,244.02 
    MASTER SERVICER ADVANCES THIS MONTH                                3,104.60 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                10  1,367,949.27 
      (B)  TWO MONTHLY PAYMENTS:                                6    835,345.41 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    456,802.42 
      (D)  LOANS IN FORECLOSURE                                 6    908,925.06 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,124,952.22 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        29,723,302.70 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 211      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             452,988.07 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  14,308.74 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             155,046.03 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           41,106.93 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       6,001,806.87         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6844% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9951% 
                                                                                
    POOL TRADING FACTOR                                             0.150831581 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94     10,689,267.12      7.8135       525,141.20  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94     10,689,267.12                   525,141.20  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           67,971.83          0.00       593,113.03        0.00    10,164,125.92
                                                                                
           67,971.83          0.00       593,113.03        0.00    10,164,125.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      176.961461   8.693744     1.125278      0.000000      9.819022  168.267716
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,741.26 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,115.86 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,620.82 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     82,501.11 
      (B)  TWO MONTHLY PAYMENTS:                                1    152,334.97 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    127,113.72 
      (D)  LOANS IN FORECLOSURE                                 1    101,749.59 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,164,125.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,181,248.35 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  80      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      371,630.67 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                 140,032.54 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,477.99 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4860% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8135% 
                                                                                
    POOL TRADING FACTOR                                             0.168267716 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3B  (POOL  3096)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3096                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BG2   37,514,866.19      4,170,599.24      7.7687         6,024.66  
                                                                                
- --------------------------------------------------------------------------------
                  37,514,866.19      4,170,599.24                     6,024.66  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           26,993.83          0.00        33,018.49        0.00     4,164,574.58
                                                                                
           26,993.83          0.00        33,018.49        0.00     4,164,574.58
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      111.171908   0.160594     0.719550      0.000000      0.880144  111.011314
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3B (POOL 3096)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,519.57 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   875.15 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,644.45 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    797,331.66 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    176,343.63 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,164,574.58 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,171,057.07 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  23      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     970.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,053.99 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4559% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7687% 
                                                                                
    POOL TRADING FACTOR                                             0.111011314 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     14,616,243.30      6.8339       263,531.90  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     14,616,243.30                   263,531.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           82,727.59          0.00       346,259.49        0.00    14,352,711.40
                                                                                
           82,727.59          0.00       346,259.49        0.00    14,352,711.40
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      180.562282   3.255551     1.021978      0.000000      4.277529  177.306732
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,747.78 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,005.08 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,193.67 
    MASTER SERVICER ADVANCES THIS MONTH                                1,167.86 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    424,824.09 
      (B)  TWO MONTHLY PAYMENTS:                                1    234,484.28 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    109,023.37 
      (D)  LOANS IN FORECLOSURE                                 1    647,930.03 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,352,711.40 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        14,191,202.47 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 105      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             184,396.02 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      240,564.97 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,034.19 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           19,932.74 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4971% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8496% 
                                                                                
    POOL TRADING FACTOR                                             0.177306732 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40     10,726,471.94      6.9982        18,893.98  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40     10,726,471.94                    18,893.98  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           62,527.44          0.00        81,421.42        0.00    10,707,577.96
                                                                                
           62,527.44          0.00        81,421.42        0.00    10,707,577.96
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      250.586083   0.441391     1.460733      0.000000      1.902124  250.144692
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,469.36 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,262.23 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,733.82 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 8    964,244.66 
      (B)  TWO MONTHLY PAYMENTS:                                3    369,366.39 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     74,520.81 
      (D)  LOANS IN FORECLOSURE                                 1    189,365.47 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,707,577.96 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,722,675.13 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  88      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,724.70 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,169.28 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,162,050.60         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,002,097.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.7482% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9982% 
                                                                                
    POOL TRADING FACTOR                                             0.250144692 
 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     11,842,014.58      6.9461        11,370.89  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     11,842,014.58                    11,370.89  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           68,537.47          0.00        79,908.36        0.00    11,830,643.69
                                                                                
           68,537.47          0.00        79,908.36        0.00    11,830,643.69
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      213.504606   0.205011     1.235691      0.000000      1.440702  213.299596
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,866.99 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,442.53 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   18,316.23 
    MASTER SERVICER ADVANCES THIS MONTH                                1,081.18 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                11  1,704,715.93 
      (B)  TWO MONTHLY PAYMENTS:                                2    257,729.70 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 5    741,468.62 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,830,643.69 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        11,688,119.84 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  83      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             161,084.68 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,561.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            9,808.99 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,162,050.60         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,002,097.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6971% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9471% 
                                                                                
    POOL TRADING FACTOR                                             0.213299596 

 ................................................................................

DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/24/96       05:06 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920BN7
Total Princ and Interest Distributed      619,989.38

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               533,999.64
Total Principal Prepayments               514,731.01
Principal Payoffs-In-Full                 512,305.60
Principal Curtailments                      2,425.41
Principal Liquidations                          0.00
Scheduled Principal Due                    19,268.63

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 85,989.74
Prepayment Interest Shortfall                 647.79
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    14,711,859.65
Curr Period ENDING Princ Balance       14,177,860.01
Change in Principal Balance               533,999.64

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       3.535457
Interest Distributed                        0.569313
Total Distribution                          4.104771
Total Principal Prepayments                 3.407885
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                97.402975
ENDING Principal Balance                   93.867518

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               7.066750%
Subordinated Unpaid Amounts
Period Ending Class Percentages            58.282885%
Prepayment Percentages                    100.000000%
Trading Factors                             9.386752%
Certificate Denominations                      1,000
Sub-Servicer Fees                           5,181.20
Master Servicer Fees                        1,466.13
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       64,260.77       61.69     684,311.84

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                11,632.66                 545,632.30
Total Principal Prepayments                     0.00                 514,731.01
Principal Payoffs-In-Full                       0.00                 512,305.60
Principal Curtailments                          0.00                   2,425.41
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    12,520.41                  31,789.04

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 52,628.11       61.69     138,679.54
Prepayment Interest Shortfall                 446.79        0.63       1,095.21
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance    10,161,389.19              24,873,248.84
Curr Period ENDING Princ Balance       10,148,080.47              24,325,940.48
Change in Principal Balance                13,308.72                 547,308.36

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     240.936702
Interest Distributed                    1,090.038156
Total Distribution                      1,330.974858
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               841.854433
ENDING Principal Balance                  840.751828

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               7.056750%   0.010000%
Subordinated Unpaid Amounts             1,016,600.92      887.24     818,984.88
Period Ending Class Percentages            41.717115%
Prepayment Percentages                      0.000000%
Trading Factors                            84.075183%                 14.913696%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,708.54                   8,889.74
Master Servicer Fees                        1,049.41                   2,515.54
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,435,959.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment            1,295,651.82           8
Loans Delinquent TWO Payments             297,288.27           2
Loans Delinquent THREE + Payments       1,096,331.52           6
Total Unpaid Princ on Delinquent Loans  2,689,271.61          16
Loans in Foreclosure, INCL in Delinq      542,585.33           3
REO/Pending Cash Liquidations             553,746.19           3
Principal Balance New REO                 119,110.47
Six Month Avg Delinquencies 2+ Pmts           4.3265%

Loans in Pool                                    153
Current Period Sub-Servicer Fee             8,889.74
Current Period Master Servicer Fee          2,515.54

Aggregate REO Losses                     (747,348.41)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       11:54 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed       11,461.75      786.66

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 8,888.23
Total Principal Prepayments                   166.04
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        166.04
Principal Liquidations                      8,439.89
Scheduled Principal Due                       282.30

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  2,573.52      786.66
Prepayment Interest Shortfall                   0.07        0.04
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance       295,317.31
Curr Period ENDING Princ Balance          286,429.08
Change in Principal Balance                 8,888.23

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.081235
Interest Distributed                        0.023521
Total Distribution                          0.104756
Total Principal Prepayments                 0.078655
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                 2.699089
ENDING Principal Balance                    2.617854

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.457576%   0.144374%
Subordinated Unpaid Amounts
Period Ending Class Percentages             4.514092%
Prepayment Percentages                    100.000000%
Trading Factors                             0.261785%
Certificate Denominations                      1,000
Sub-Servicer Fees                              67.60
Master Servicer Fees                           25.48
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      187,338.58      188.65     199,775.64

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               146,445.67                 155,333.90
Total Principal Prepayments                     0.00                     166.04
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                     166.04
Principal Liquidations                    141,650.39                 150,090.28
Scheduled Principal Due                     5,131.24                   5,413.54

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 40,892.91      188.65      44,441.74
Prepayment Interest Shortfall                   1.38        0.00           1.49
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     6,243,183.08               6,538,500.39
Curr Period ENDING Princ Balance        6,058,790.88               6,345,219.96
Change in Principal Balance               184,392.20                 193,280.43

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   4,280.759095
Interest Distributed                    1,195.342248
Total Distribution                      5,476.101343
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               729.978913
ENDING Principal Balance                  708.419011

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.437576%   0.020000%
Subordinated Unpaid Amounts             1,718,033.90    1,928.21   1,661,801.56
Period Ending Class Percentages            95.485908%
Prepayment Percentages                      0.000000%
Trading Factors                            70.841901%                  5.378844%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,430.00                   1,497.60
Master Servicer Fees                          538.95                     564.43
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,271,432.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              128,565.02           1
Loans Delinquent TWO Payments             305,794.69           2
Loans Delinquent THREE + Payments       1,368,024.82           5
Total Unpaid Princ on Delinquent Loans  1,802,384.53           8
Loans in Foreclosure, INCL in Delinq      414,033.84           2
REO/Pending Cash Liquidations             953,990.98           3
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          29.8126%

Loans in Pool                                     28
Current Period Sub-Servicer Fee             1,497.60
Current Period Master Servicer Fee            564.43

Aggregate REO Losses                   (1,342,382.18)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/11/96       05:37 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                830,638.63

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               628,609.09
Total Principal Prepayments               584,044.10
Principal Payoffs-In-Full                 452,292.71
Principal Curtailments                    131,751.39
Principal Liquidations                          0.00
Scheduled Principal Due                    44,564.99

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                202,029.54
Prepayment Interest Shortfall               2,167.19
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      30,289,595.18
Current Period ENDING Prin Bal         29,660,986.09
Change in Principal Balance               628,609.09

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       4.694032
Interest Distributed                        1.508621
Total Distribution                          6.202653
Total Principal Prepayments                 4.361250
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               226.182407
ENDING Principal Balance                  221.488376

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.089777%
Subordinated Unpaid Amounts
Period Ending Class Percentages            70.920014%
Prepayment Percentages                    100.000000%
Trading Factors                            22.148838%
Certificate Denominations                      1,000
Sub-Servicer Fees                           9,345.07
Master Servicer Fees                        3,115.03
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 95,066.70       92.90     925,798.23

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                17,281.13                 645,890.22
Total Principal Prepayments                     0.00                 584,044.10
Principal Payoffs-In-Full                       0.00                 452,292.71
Principal Curtailments                          0.00                 131,751.39
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    17,920.53                  62,485.52

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 77,785.57       92.90     279,908.01
Prepayment Interest Shortfall                 870.39        1.08       3,038.66
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      12,180,087.53              42,469,682.71
Current Period ENDING Prin Bal         12,162,167.00              41,823,153.09
Change in Principal Balance                17,920.53                 646,529.62

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     303.790855
Interest Distributed                    1,367.418962
Total Distribution                      1,671.209817
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               856.471587
ENDING Principal Balance                  855.211463

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.079777%   0.010000%
Subordinated Unpaid Amounts             1,839,844.69    1,531.91   1,841,376.60
Period Ending Class Percentages            29.079986%
Prepayment Percentages                      0.000000%
Trading Factors                            85.521146%                 28.232579%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,831.84                  13,176.91
Master Servicer Fees                        1,277.28                   4,392.31
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,108,839.00
Loans in Pool                                    195
Current Period Sub-Servicer Fee            13,176.91
Current Period Master Servicer Fee          4,392.31

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment            1,015,361.77           4
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         684,889.27           3
Tot Unpaid Prin on Delinquent Loans     1,700,251.04           7
Loans in Foreclosure, INCL in Delinq    1,171,975.01           5
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.6482%
Aggregate REO Losses                   (1,729,398.01)
 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97     10,353,200.12      6.9705        14,659.24  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97     10,353,200.12                    14,659.24  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           60,133.68          0.00        74,792.92        0.00    10,338,540.88
                                                                                
           60,133.68          0.00        74,792.92        0.00    10,338,540.88
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.066909   0.209650     0.860005      0.000000      1.069655  147.857259
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,806.82 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,162.39 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,910.58 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    932,327.30 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    146,881.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,338,540.88 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,353,149.93 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  52      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     941.36 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,717.88 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6618% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9705% 
                                                                                
    POOL TRADING FACTOR                                             0.147857259 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48      9,054,768.50      6.2046        14,270.92  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48      9,054,768.50                    14,270.92  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           46,813.48          0.00        61,084.40        0.00     9,040,497.58
                                                                                
           46,813.48          0.00        61,084.40        0.00     9,040,497.58
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      120.739379   0.190293     0.624227      0.000000      0.814520  120.549085
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,494.64 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,890.61 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,989.97 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     91,595.80 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    159,494.77 
      (D)  LOANS IN FORECLOSURE                                 2    197,061.30 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,040,497.58 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         9,055,696.02 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  61      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     811.92 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,459.00 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.9178% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.2046% 
                                                                                
    POOL TRADING FACTOR                                             0.120549085 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      6,764,681.50      7.8163         8,383.01  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      6,764,681.50                     8,383.01  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           44,060.46          0.00        52,443.47        0.00     6,756,298.49
                                                                                
           44,060.46          0.00        52,443.47        0.00     6,756,298.49
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      180.862696   0.224131     1.178015      0.000000      1.402146  180.638565
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,376.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,360.47 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,551.56 
    MASTER SERVICER ADVANCES THIS MONTH                                1,841.17 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    334,040.05 
      (B)  TWO MONTHLY PAYMENTS:                                1    118,895.27 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,756,298.49 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         6,520,258.42 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             243,041.03 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     285.43 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,097.58 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5107% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8234% 
                                                                                
    POOL TRADING FACTOR                                             0.180638565 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      3,736,658.29      7.7848       158,967.59  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      3,736,658.29                   158,967.59  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           23,722.49          0.00       182,690.08        0.00     3,577,690.70
                                                                                
           23,722.49          0.00       182,690.08        0.00     3,577,690.70
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      169.533883   7.212432     1.076300      0.000000      8.288732  162.321451
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,293.26 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   797.37 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,283.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    163,874.47 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,577,690.70 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,581,799.50 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  24      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      149,157.25 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,334.55 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,475.79 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4575% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7848% 
                                                                                
    POOL TRADING FACTOR                                             0.162321451 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      2,583,878.41      8.5616         2,686.06  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      2,583,878.41                     2,686.06  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           18,435.11          0.00        21,121.17        0.00     2,581,192.35
                                                                                
           18,435.11          0.00        21,121.17        0.00     2,581,192.35
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      124.653254   0.129583     0.889359      0.000000      1.018942  124.523671
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,041.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   538.31 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,115.59 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    236,584.73 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,581,192.35 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         2,582,667.79 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,686.06 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2954% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5616% 
                                                                                
    POOL TRADING FACTOR                                             0.124523671 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          01/25/96
MONTHLY Cutoff:               Dec-95
DETERMINATION DATE:         01/22/96
RUN TIME/DATE:              01/12/96      12:17 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4014
SERIES:  1989-S3
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                       CLASS A-1     CLASS A-2      CLASS A-3
CUSIP Number                         760920BW7     760920BX5     760920BY3
Total Princ and Interest Distributed          0.00    265,698.27       4,416.65

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                   0.00    252,963.51           0.00
Total Principal Prepayments                   0.00    251,773.03           0.00
Principal Payoffs-In-Full                     0.00    200,426.83           0.00
Principal Curtailments                        0.00        116.68           0.00
Principal Liquidations                        0.00     51,229.52           0.00
Scheduled Principal Due                       0.00      1,190.48           0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                    0.00     12,734.76       4,416.65
Prepayment Interest Shortfall                 0.00        347.35          57.86
Unpaid Int Shortfall Distr (Paid)             0.00          0.00           0.00
Remaining Unpaid Interest Shortfall           0.00          0.00           0.00
Current Period Interest Shortfall             0.00          0.00           0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance       40,158,085.00 41,198,000.00      10,000.00
Curr Period BEGINNING Princ Balance           0.00  1,589,724.47      10,000.00
Curr Period ENDING Princ Balance              0.00  1,336,760.96      10,000.00
Change in Principal Balance                   0.00    252,963.51           0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     0.000000      6.140189       0.000000
Interest Distributed                      0.000000      0.309111     441.665000
Total Distribution                        0.000000      6.449300     441.665000
Total Principal Prepayments               0.000000      6.111293       0.000000
Current Period Interest Shortfall         0.000000      0.000000       0.000000
BEGINNING Principal Balance               0.000000     38.587419   1,000.000000
ENDING Principal Balance                  0.000000     32.447229   1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             9.875000%     9.875000%      0.911298%
Subordinated Unpaid Amounts
Period Ending Class Percentages          24.826268%    24.826268%     24.826268%
Prepayment Percentages                  100.000000%   100.000000%    100.000000%
Trading Factors                           0.000000%     3.244723%    100.000000%
Certificate Denominations                    1,000         1,000          1,000
Sub-Servicer Fees                             0.00        459.77           2.89
Master Servicer Fees                          0.00        142.27           0.89
Percentage Interest
Curr Period Master Servicer Adv Amt           0.00          0.00           0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
                                           CLASS B       CLASS C         TOTALS
CUSIP Number                                    NA            NA
Total Princ and Interest Distributed     85,717.24        163.38     355,995.54

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              60,361.62                   313,325.13
Total Principal Prepayments              58,069.34                   309,842.37
Principal Payoffs-In-Full                     0.00                   200,426.83
Principal Curtailments                        0.00                       116.68
Principal Liquidations                   58,069.34                   109,298.86
Scheduled Principal Due                   2,664.86                     3,855.34

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed               25,355.62        163.38      42,670.41
Prepayment Interest Shortfall               919.33          1.87       1,326.41
Unpaid Int Shortfall Distr (Paid)                                          0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance        6,124,328.95                87,490,413.95
Curr Period BEGINNING Princ Balance   4,216,135.98                 5,815,860.45
Curr Period ENDING Princ Balance      4,077,981.05                 5,424,742.01
Change in Principal Balance             138,154.93                   391,118.44

PER CERTIFICATE DATA BY CLASS
Principal Distributed                 2,464.009547
Interest Distributed                  1,035.036663
Total Distribution                    3,499.046210
Total Principal Prepayments               0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance             688.424155
ENDING Principal Balance                665.865776

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                             9.855000%     0.020000%
Subordinated Unpaid Amounts           1,381,117.06      2,336.75
Period Ending Class Percentages          75.173732%
Prepayment Percentages                    0.000000%
Trading Factors                          66.586578%                    6.200384%
Certificate Denominations                  250,000
Sub-Servicer Fees                         1,219.35                     1,682.01
Master Servicer Fees                        377.32                       520.48
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount         1,749,808.00
Current Special Hazard Amount         1,057,622.00

POOL DELINQUENCY DATA
                                      Unpaid Princ     Number of
                                        Balance            Loans
Loans Delinquent ONE Payment            195,028.52             1
Loans Delinquent TWO Payments           201,337.30             1
Loans Delinquent THREE + Payments     1,401,033.02             4
Total Unpaid Princ on Delinq Loans    1,797,398.84             6
Lns in Foreclosure, INCL in Delinq      916,780.50             2
REO/Pending Cash Liquidations           484,252.52             2
Principal Balance New REO                     0.00
Six Month Avg Delinquencies 2+ Pmts        30.9841%

Loans in Pool                                   21
Current Period Sub-Servicer Fee           1,682.01
Current Period Master Servicer Fee          520.48

Aggregate REO Losses                 (1,197,612.85)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          01/25/96
MONTHLY Cutoff:               Dec-95
DETERMINATION DATE:         01/22/96
RUN TIME/DATE:              01/12/96       01:06 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4015
SERIES:  1989-S4
SELLER:  Residential Funding Mortgage Securities I, Inc
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920BZ0      760920CA4
Tot Principal and Interest Distr         593,790.49     5,081.21

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              474,948.14        65.55
Total Principal Prepayments              472,079.59        65.15
Principal Payoffs-In-Full                464,819.02        64.15
Principal Curtailments                     7,260.57         1.00
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                    2,868.55         0.40

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed               118,842.35     5,015.66
Prepayment Interest Shortfall              1,005.77        40.81
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        77,408,317.05    10,000.00
Current Period BEGINNING Prin Bal     17,859,582.11     2,470.85
Current Period ENDING Prin Bal        17,389,374.29     2,405.30
Change in Principal Balance              470,207.82        65.55
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      6.135622     6.555000
Interest Distributed                       1.535266   501.566000
Total Distribution                         6.098564     6.515000
Total Principal Prepayments                0.000000     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance                0.000000     0.000000
ENDING Principal Balance                 224.644779   240.530000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                                8.3712%      0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages             73.0603%      0.0101%
Prepayment Percentages                     100.0000%    100.0000%
Trading Factors                             22.4645%     24.0530%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          8,091.50         1.12
Master Servicer Fees                       1,803.48         0.25
Current Period Master Servicer Advanc          0.00         0.00
Deferred Interest Added to Principal       4,740.32


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                         NA             NA
Tot Principal and Interest Distr          26,230.68         8.98     625,111.36

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                    0.00         0.00     475,013.69
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                26,230.68         8.98     150,097.67
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         7,423,674.24         0.00  84,841,991.29
Current Period BEGINNING Prin Bal      6,408,794.23       158.65  24,271,005.84
Current Period ENDING Prin Bal         6,409,465.85       159.38  23,801,404.82
Change in Principal Balance                 (671.62)       (0.73)    469,601.02
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.000000
Interest Distributed                     883.345603
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance                 863.381884

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                                8.3712%      8.3712%
Subordinated Unpaid Amounts            1,475,742.97       505.45
Period Ending Class Percentages             26.9289%      0.0007%      100.0000%
Prepayment Percentages                       0.0000%      0.0000%
Trading Factors                             86.3382%
Certificate Denominations                   250,000
Sub-Servicer fees                          2,903.58                   10,996.20
Master Servicer Fees                         647.17                    2,450.90
Cur Period Master Servicer Advance                                         0.00
Deferred Interest Added to Principal       1,701.03         0.70       6,442.05
                                              OTHER        OTHER
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          1,935,824.00
Current Special Hazard Amount          1,144,894.00
Suspense Net (charges)/Recoveries        (13,825.31)
                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             481,892.76            2
Loans Delinquent TWO Payments            221,895.61            1
Loans Delinquent THREE + Payments      2,687,383.87           13
Tot Unpaid Principal on Delinq Loans   3,391,172.24           16
Loans in Foreclosure (incl in delinq)    966,165.09            5
REO/Pending Cash Liquidations            556,705.71            3
6 Mo Avg Delinquencies 2+ Payments           9.5733%
Loans in Pool                                   115
Current Period Sub-Servicer Fee           10,996.27
Current Period Master Servicer Fee         2,450.91
Aggregate REO Losses                  (1,302,243.70)
 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     24,205,582.98      7.7974       777,156.17  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     24,205,582.98                   777,156.17  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          156,464.06          0.00       933,620.23        0.00    23,428,426.81
                                                                                
          156,464.06          0.00       933,620.23        0.00    23,428,426.81
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      277.147722   8.898239     1.791473      0.000000     10.689712  268.249483
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,231.39 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,400.65 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   23,363.03 
    MASTER SERVICER ADVANCES THIS MONTH                                  712.35 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    244,865.39 
      (B)  TWO MONTHLY PAYMENTS:                                2    580,406.87 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      5  1,093,540.73 
      (D)  LOANS IN FORECLOSURE                                 5  1,056,122.35 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  23,428,426.81 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        23,364,063.60 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 110      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             108,259.33 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      426,537.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,602.27 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             320,241.42 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           26,775.48 
                                                                                
       MORTGAGE POOL INSURANCE                             9,354,156.04         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6107% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8046% 
                                                                                
    POOL TRADING FACTOR                                             0.268249483 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     14,278,051.31      8.8600        15,547.40  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     14,278,051.31                    15,547.40  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          105,404.19          0.00       120,951.59        0.00    14,262,503.91
                                                                                
          105,404.19          0.00       120,951.59        0.00    14,262,503.91
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      226.913920   0.247087     1.675136      0.000000      1.922223  226.666833
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,756.56 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,455.21 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,424.24 
    MASTER SERVICER ADVANCES THIS MONTH                                1,413.47 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    555,897.94 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    176,662.17 
      (D)  LOANS IN FORECLOSURE                                 4    680,775.65 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,262,503.91 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        14,097,442.18 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  91      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             183,348.08 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,088.83 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,458.57 
                                                                                
       MORTGAGE POOL INSURANCE                             9,354,156.04         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7394% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.8712% 
                                                                                
    POOL TRADING FACTOR                                             0.226666833 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          01/25/96
MONTHLY Cutoff:               Dec-95
DETERMINATION DATE:         01/22/96
RUN TIME/DATE:              01/12/96       12:31 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4018
SERIES:  1989-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920CF3      760920CD8
Tot Principal and Interest Distr         310,530.00     5,487.44

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              258,920.93         0.00
Total Principal Prepayments              254,184.24         0.00
Principal Payoffs-In-Full                      0.00         0.00
Principal Curtailments                        52.34         0.00
Principal Liquidations                   254,131.90         0.00
Scheduled Principal Due                    4,736.69         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                51,609.07     5,487.44
Prepayment Interest Shortfall                  0.24         0.02
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance       115,329,169.51    10,000.00
Current Period BEGINNING Prin Bal      6,193,117.60    10,000.00
Current Period ENDING Prin Bal         5,934,196.67    10,000.00
Change in Principal Balance              258,920.93         0.00
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      2.245060     0.000000
Interest Distributed                       0.447494   548.744000
Total Distribution                         2.692554   548.744000
Total Principal Prepayments                2.203989     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance               53.699490 1,000.000000
ENDING Principal Balance                  51.454430 1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%    0.585302%
Subordinated Unpaid Amounts
Period Ending Class Percentages           55.136261%
Prepayment Percentages                   100.000000%  100.000000%
Trading Factors                            5.145443%  100.000000%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          1,186.10         1.92
Master Servicer Fees                         469.97         0.76
Per Certificate Percentage Interest in Pool
Current Period Master Servicer Advanc          0.00         0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                                     NA           NA
Tot Principal and Interest Distr         125,877.57        77.30     441,972.31

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              113,013.39                  371,934.32
Total Principal Prepayments              111,565.74                  365,749.98
Principal Payoffs-In-Full                      0.00                        0.00
Principal Curtailments                         0.00                       52.34
Principal Liquidations                   111,565.74                  365,697.64
Scheduled Principal Due                    1,630.52                    6,367.21

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                12,864.18        77.30      70,037.99
Prepayment Interest Shortfall                  0.20         0.00           0.46
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         8,681,442.87              124,020,612.38
Current Period BEGINNING Prin Bal      5,047,360.78               11,250,478.38
Current Period ENDING Prin Bal         4,836,724.25               10,780,920.92
Change in Principal Balance              210,636.53                  469,557.46
PER CERTIFICATE DATA BY CLASS
Principal Distributed                  3,254.452966
Interest Distributed                     370.450517
Total Distribution                     3,624.903483
Total Principal Prepayments                0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance              581.396532
ENDING Principal Balance                 557.133684

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%   10.000000%
Subordinated Unpaid Amounts            4,373,970.58     2,650.00
Period Ending Class Percentages           44.863739%
Prepayment Percentages                     0.000000%
Trading Factors                           55.713368%                   8.692846%
Certificate Denominations                250,000.00
Sub-Servicer fees                            966.67                    2,154.69
Master Servicer Fees                         383.02                      853.75
Per Certificate % Interest in Pool
Cur Period Master Servicer Advance                                         0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          2,232,371.00
Current Special Hazard Amount          1,159,561.00

                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             692,751.25            3
Loans Delinquent TWO Payments            776,042.89            3
Loans Delinquent THREE + Payments      3,508,205.65           12
Tot Unpaid Principal on Delinq Loans   4,976,999.79           18
Loans in Foreclosure (incl in delinq)    876,168.22            4
REO/Pending Cash Liquidations          2,632,037.43            8
6 Mo Avg Delinquencies 2+ Payments          49.3361%
Loans in Pool                                    35
Current Period Sub-Servicer Fee            2,154.69
Current Period Master Servicer Fee           853.75
Aggregate REO Losses                  (3,679,280.02)
 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07      6,834,812.68     10.0000         4,698.90  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07      6,834,812.68                     4,698.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           56,956.08          0.00        61,654.98        0.00     6,830,113.78
                                                                                
           56,956.08          0.00        61,654.98        0.00     6,830,113.78
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       56.518166   0.038856     0.470979      0.000000      0.509835   56.479310
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,525.84 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,945.43 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,708.02 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    373,739.94 
      (B)  TWO MONTHLY PAYMENTS:                                2    470,888.94 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2  1,223,738.47 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,830,113.78 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         6,836,391.83 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  27      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      82.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,616.11 
                                                                                
       MORTGAGE POOL INSURANCE                             3,414,530.12         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6627% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.056479310 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           01/25/96
MONTHLY Cutoff:                Dec-95
DETERMINATION DATE:          01/22/96
RUN TIME/DATE:               01/12/96       12:49 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4019
SERIES:  1989-S6
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          760920CHP               NA
Tot Principal and Interest Distr          388,778.41    7,898.73

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               340,805.87
Total Principal Prepayments               217,864.48
Principal Payoffs-In-Full                 217,483.27
Principal Curtailments                        381.21
Principal Liquidations                    118,848.35
Scheduled Principal Due                     4,093.04

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 47,972.54    7,898.73
Prepayment Interest Shortfall                 582.33      144.10
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        149,970,189.47
Current Period BEGINNING Prin Bal       6,051,636.20
Current Period ENDING Prin Bal          5,710,830.33
Change in Principal Balance               340,805.87

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.272491
Interest Distributed                        0.319881
Total Distribution                          2.592371
Total Principal Prepayments                 2.245198
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                40.352261
ENDING Principal Balance                   38.079770

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.628114%   0.861903%
Subordinated Unpaid Amounts
Period Ending Class Percentages            54.100950%
Prepayment Percentages                    100.000000%
Trading Factors                             3.807977%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,521.92
Master Servicer Fees                          502.32
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr          108,110.78        0.00     504,787.92
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                99,065.37                 439,871.24
Total Principal Prepayments                     0.00                 217,864.48
Principal Payoffs-In-Full                       0.00                 217,483.27
Principal Curtailments                          0.00                     381.21
Principal Liquidations                     98,819.78                 217,668.13
Scheduled Principal Due                     2,077.64                   6,170.68

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  9,045.41        0.00      64,916.68
Prepayment Interest Shortfall                 475.90        0.00       1,202.33
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,599,121.61             162,569,311.08
Current Period BEGINNING Prin Bal       4,945,517.93              10,997,154.13
Current Period ENDING Prin Bal          4,845,047.77              10,555,878.10
Change in Principal Balance               100,470.16                 441,276.03

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,965.719775
Interest Distributed                      179.484933
Total Distribution                      2,145.204708
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               392.528788
ENDING Principal Balance                  384.554409

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.628114%   0.000000%
Subordinated Unpaid Amounts             8,840,172.71        0.00   8,840,172.71
Period Ending Class Percentages            45.899050%
Prepayment Percentages                      0.000000%
Trading Factors                            38.455441%                  6.493155%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,291.20                   2,813.12
Master Servicer Fees                          426.16                     928.48
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,965,252.00
Current Special Hazard Amount           1,392,701.00

                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              152,475.43           1
Loans Delinquent TWO Payments             324,182.16           1
Loans Delinquent THREE + Payments       4,148,064.37          14
Tot Unpaid Principal on Delinq Loans    4,624,721.96          16
Loans in Foreclosure, INCL in Delinq    2,387,651.51           7
REO/Pending Cash Liquidations           1,760,412.86           7
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           45.7280%
Loans in Pool                                     31
Current Period Sub-Servicer Fee             2,813.12
Current Period Master Servicer Fee            928.48
Aggregate REO Losses                   (7,826,705.23)
 ................................................................................


Run:        01/26/96     15:29:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00    11,340,036.40     9.000000  %    342,843.77
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00        11,181.18  1237.750000  %        279.24
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           560.78     0.519355  %         14.01
B                  17,727,586.62     7,408,322.52    10.000000  %     26,466.97
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    21,148,100.88                    369,603.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        84,936.11    427,779.88             0.00         0.00  10,997,192.63
A-5        17,885.96     17,885.96             0.00         0.00   2,388,000.00
A-6        11,517.44     11,796.68             0.00         0.00      10,901.94
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        9,140.51      9,154.52             0.00         0.00         546.77
B          61,653.47     88,120.44             0.00    57,640.34   7,324,219.89
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          185,133.49    554,737.48             0.00    57,640.34  20,720,861.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    583.515303  17.641441     4.370490    22.011931   0.000000    565.873862
A-5   1000.000000   0.000000     7.489933     7.489933   0.000000   1000.000000
A-6    111.811800   2.792400   115.174400   117.966800   0.000000    109.019000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    56.078000   1.401000   914.051000   915.452000   0.000000     54.677000
B     104474.4733 373.245532   869.456618  1242.702150   0.000000   103288.4516

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,966.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,992.88

SUBSERVICER ADVANCES THIS MONTH                                       61,584.56
MASTER SERVICER ADVANCES THIS MONTH                                   18,304.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,491,314.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   1,278,797.01


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,714,810.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,720,861.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           79

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,920,704.80

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      187,156.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          64.96932490 %    35.03067520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             64.65291760 %    35.34708240 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5192 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,166,569.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.04263962
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              279.83

POOL TRADING FACTOR:                                                 7.88652339

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35      9,743,102.56     10.5000     1,169,314.47  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35      9,743,102.56                 1,169,314.47  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           87,575.90          0.00     1,256,890.37    9,056.88     8,564,731.21
                                                                                
           87,575.90          0.00     1,256,890.37    9,056.88     8,564,731.21
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       50.229530   6.028277     0.451488      0.000000      6.479765   44.154562
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,660.95 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,827.23 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   24,174.16 
    MASTER SERVICER ADVANCES THIS MONTH                                7,799.81 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    408,130.37 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    443,697.14 
      (D)  LOANS IN FORECLOSURE                                 5  1,550,553.62 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,564,731.21 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,763,190.28 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  27      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              6      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             819,183.82 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       97,701.33 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      80.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION           1,074,260.88 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           -2,727.74 
                                                                                
       MORTGAGE POOL INSURANCE                             2,744,161.97         
       SPECIAL HAZARD LOSS COVERAGE                        2,121,808.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.5567% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.044154562 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62     11,634,854.40      7.7674       572,662.45  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62     11,634,854.40                   572,662.45  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           73,284.09          0.00       645,946.54        0.00    11,062,191.95
                                                                                
           73,284.09          0.00       645,946.54        0.00    11,062,191.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      251.256351  12.366728     1.582580      0.000000     13.949308  238.889624
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,350.97 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,604.24 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,849.62 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,268,420.35 
      (B)  TWO MONTHLY PAYMENTS:                                1    228,985.99 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,062,191.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        11,075,471.69 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  52      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      559,803.96 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     465.57 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,392.92 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6072% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7674% 
                                                                                
    POOL TRADING FACTOR                                             0.238889624 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,662,761.64      7.7478         5,155.99  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,662,761.64                     5,155.99  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           23,642.10          0.00        28,798.09        0.00     3,657,605.65
                                                                                
           23,642.10          0.00        28,798.09        0.00     3,657,605.65
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      190.649486   0.268373     1.230589      0.000000      1.498962  190.381113
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,221.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,151.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,182.04 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    281,044.29 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,657,605.65 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         3,661,494.71 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,010.01 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,145.98 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5231% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7478% 
                                                                                
    POOL TRADING FACTOR                                             0.190381113 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      2,841,616.68      8.8428         3,269.00  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      2,841,616.68                     3,269.00  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,935.14          0.00        24,204.14        0.00     2,838,347.68
                                                                                
           20,935.14          0.00        24,204.14        0.00     2,838,347.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      183.237516   0.210797     1.349972      0.000000      1.560769  183.026719
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,096.22 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   892.74 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,838,347.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         2,840,539.33 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  12      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     642.29 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,626.71 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.6807% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.8428% 
                                                                                
    POOL TRADING FACTOR                                             0.183026719 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     18,789,627.08     10.0181       331,976.30  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     18,789,627.08                   331,976.30  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          155,148.08          0.00       487,124.38        0.00    18,457,650.78
                                                                                
          155,148.08          0.00       487,124.38        0.00    18,457,650.78
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       93.961516   1.660118     0.775851      0.000000      2.435969   92.301399
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,787.79 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,222.34 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   55,919.62 
    MASTER SERVICER ADVANCES THIS MONTH                                6,412.99 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 9  2,513,185.93 
      (B)  TWO MONTHLY PAYMENTS:                                2    387,489.84 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 9  2,836,459.20 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  18,457,650.78 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        17,825,618.85 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  66      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             664,805.50 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      318,025.23 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     285.61 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,665.46 
                                                                                
       LOC AMOUNT AVAILABLE                                3,863,884.13         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.9183% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.9874% 
                                                                                
    POOL TRADING FACTOR                                             0.092301399 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      6,632,909.64      9.5000       449,256.83  
S     760920DL9            0.00              0.00      0.8314             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      6,632,909.64                   449,256.83  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          51,595.75          0.00       500,852.58        0.00     6,183,652.81
S           4,516.06          0.00         4,516.06        0.00             0.00
                                                                                
           56,111.81          0.00       505,368.64        0.00     6,183,652.81
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      66.306684   4.491050     0.515783      0.000000      5.006833   61.815633
S       0.000000   0.000000     0.045145      0.000000      0.045145    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,683.69 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   657.15 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,167.11 
    MASTER SERVICER ADVANCES THIS MONTH                                2,524.31 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    210,481.89 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    975,832.60 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,183,652.81 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         5,928,128.88 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  23      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             264,412.08 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      443,937.42 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     700.19 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,619.22 
                                                                                
       LOC AMOUNT AVAILABLE                                5,944,613.60         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       972,163.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8006% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.061815633 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42      6,235,808.88     10.5000         3,953.16  
S     760920ED6            0.00              0.00      0.5821             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42      6,235,808.88                     3,953.16  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          54,563.18          0.00        58,516.34        0.00     6,231,855.72
S           3,024.88          0.00         3,024.88        0.00             0.00
                                                                                
           57,588.06          0.00        61,541.22        0.00     6,231,855.72
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      65.510685   0.041530     0.573217      0.000000      0.614747   65.469155
S       0.000000   0.000000     0.031778      0.000000      0.031778    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,775.84 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   503.19 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,438.55 
    MASTER SERVICER ADVANCES THIS MONTH                               13,825.03 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    599,983.18 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    376,235.07 
      (D)  LOANS IN FORECLOSURE                                 1    375,345.80 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,231,855.72 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         4,830,972.30 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,405,853.09 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      16.45 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,936.71 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       2,619,056.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,396,176.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6571% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.065469155 

 ................................................................................


Run:        01/26/96     15:29:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     4,187,682.31     9.500000  %      4,404.67
I     760920FV5        10,000.00           893.63     0.500000  %          0.79
B                  11,825,033.00     5,641,279.13     9.500000  %      4,283.73
S     760920FW3             0.00             0.00     0.120859  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00     9,829,855.07                      8,689.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          33,148.40     37,553.07             0.00         0.00   4,183,277.64
I           4,095.27      4,096.06             0.00         0.00         892.84
B          44,654.63     48,938.36             0.00         0.00   5,636,995.40
S             996.98        996.98             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           82,895.28     91,584.47             0.00         0.00   9,821,165.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       42.659507   0.044870     0.337679     0.382549   0.000000     42.614637
I       89.363000   0.079000   409.527000   409.606000   0.000000     89.284000
B      477.062443   0.362259     3.776280     4.138539   0.000000    476.700183

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,783.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,034.13

SUBSERVICER ADVANCES THIS MONTH                                        9,802.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     261,421.07

 (B)  TWO MONTHLY PAYMENTS:                                    3     806,722.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       9,821,165.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           35

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        1,224.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          42.61075990 %    57.38924010 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             42.60360260 %    57.39639740 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1209 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,793,146.50
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,129,615.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.58570433
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.19

POOL TRADING FACTOR:                                                 8.92830754


 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     28,344,737.99      7.3731       773,542.02  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     28,344,737.99                   773,542.02  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          173,602.63          0.00       947,144.65        0.00    27,571,195.97
                                                                                
          173,602.63          0.00       947,144.65        0.00    27,571,195.97
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.731360   4.058953     0.910933      0.000000      4.969886  144.672407
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,745.70 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,453.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   19,180.72 
    MASTER SERVICER ADVANCES THIS MONTH                                3,094.40 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    715,440.27 
      (B)  TWO MONTHLY PAYMENTS:                                1    183,777.20 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    609,226.82 
      (D)  LOANS IN FORECLOSURE                                 4    983,623.08 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  27,571,195.97 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        27,193,705.44 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 107      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             417,732.20 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      734,497.95 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,524.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           34,519.40 
                                                                                
       LOC AMOUNT AVAILABLE                                3,444,951.93         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,609,446.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.1120% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3720% 
                                                                                
    POOL TRADING FACTOR                                             0.144672407 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-3  (POOL  3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3142                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HL5  149,985,269.74     12,715,856.87     10.0810        11,523.39  
                                                                                
- --------------------------------------------------------------------------------
                 149,985,269.74     12,715,856.87                    11,523.39  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          106,815.04          0.00       118,338.43        0.00    12,704,333.48
                                                                                
          106,815.04          0.00       118,338.43        0.00    12,704,333.48
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       84.780705   0.076830     0.712170      0.000000      0.789000   84.703875
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-3 (POOL 3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,855.63 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,580.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,563.04 
    MASTER SERVICER ADVANCES THIS MONTH                                9,144.75 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    703,615.97 
      (B)  TWO MONTHLY PAYMENTS:                                1    218,735.31 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    244,410.22 
      (D)  LOANS IN FORECLOSURE                                 4  1,040,990.04 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,704,333.48 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        11,729,942.42 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             987,071.85 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,056.38 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,467.01 
                                                                                
       LOC AMOUNT AVAILABLE                                4,456,192.70         
       BANKRUPTCY AMOUNT AVAILABLE                           957,262.00         
       FRAUD AMOUNT AVAILABLE                                159,729.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,083,931.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.6161% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0608% 
                                                                                
    POOL TRADING FACTOR                                             0.084703875 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     39,442,646.50      6.8417       658,097.76  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     39,442,646.50                   658,097.76  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          223,374.89          0.00       881,472.65        0.00    38,784,548.74
                                                                                
          223,374.89          0.00       881,472.65        0.00    38,784,548.74
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      283.284797   4.726587     1.604322      0.000000      6.330909  278.558210
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   13,013.36 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                11,660.52 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   33,557.35 
    MASTER SERVICER ADVANCES THIS MONTH                               12,629.20 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7  1,659,807.16 
      (B)  TWO MONTHLY PAYMENTS:                                3    626,946.75 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    191,487.63 
      (D)  LOANS IN FORECLOSURE                                 9  2,229,795.59 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  38,784,548.74 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        36,863,587.40 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 139      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              6      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,980,161.86 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      608,603.45 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,117.34 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           43,376.97 
                                                                                
       LOC AMOUNT AVAILABLE                                3,806,843.05         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                453,278.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,938,146.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6539% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8587% 
                                                                                
    POOL TRADING FACTOR                                             0.278558210 

 ................................................................................


Run:        01/26/96     15:29:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S8 (POOL # 4035)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4035 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JB5    86,677,000.00             0.00     8.800000  %          0.00
A-2   760920JC3    15,400,000.00             0.00     9.500000  %          0.00
A-3   760920JD1    36,600,000.00             0.00     9.500000  %          0.00
A-4   760920JE9    17,500,000.00     4,498,077.71     9.500000  %  4,498,077.71
A-5   760920HY7        10,000.00             0.00  4530.940000  %          0.00
A-6   760920JF6     8,834,000.00             0.00    11.250000  %          0.00
A-7   760920HZ4        10,000.00           272.58     0.429873  %        272.58
B                  16,822,037.00    12,356,120.28     9.500000  % 12,356,120.28
R-1                         0.00             0.00     9.500000  %          0.00
R-2                         0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  181,853,037.00    16,854,470.57                 16,854,470.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        35,609.78  4,533,687.49             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7         6,037.73      6,310.31             0.00         0.00           0.00
B          97,819.29 12,453,939.57             0.00     2,505.83           0.00
R-1             2.16          2.16             0.00         0.00           0.00
R-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          139,468.96 16,993,939.53             0.00     2,505.83           0.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    257.033012 257.033012     2.034845   259.067857   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     27.258000  27.258000   603.773000   631.031000   0.000000      0.000000
B      734.519861 734.519861     5.814949   740.334810   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S8 (POOL # 4035)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4035 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,594.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,600.02

SUBSERVICER ADVANCES THIS MONTH                                       32,819.05
MASTER SERVICER ADVANCES THIS MONTH                                   12,875.70


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   2,050,259.53

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,553,324.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,479,306.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           46

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,460,839.66

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      360,819.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          26.68935980 %    73.31064020 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION              0.00000000 %     0.00000000 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4311 %

      BANKRUPTCY AMOUNT AVAILABLE                         918,960.00
      FRAUD AMOUNT AVAILABLE                              209,415.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,774,887.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.61230562
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              287.40

POOL TRADING FACTOR:                                                 9.06188124


 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     45,663,067.37      6.1491       638,556.84  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     45,663,067.37                   638,556.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         232,986.01          0.00       871,542.85        0.00    45,024,510.53
S          20,839.20          0.00        20,839.20        0.00             0.00
                                                                                
          253,825.21          0.00       892,382.05        0.00    45,024,510.53
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     252.537533   3.531510     1.288519      0.000000      4.820029  249.006023
S       0.000000   0.000000     0.115250      0.000000      0.115250    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   15,159.41 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                12,195.17 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,250.79 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    599,381.41 
      (B)  TWO MONTHLY PAYMENTS:                                3    817,592.97 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  45,024,510.53 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        45,077,665.18 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 171      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      561,494.63 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  12,134.52 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           64,927.69 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,754,801.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4196% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.1496% 
                                                                                
    POOL TRADING FACTOR                                             0.249006023 

 ................................................................................


Run:        01/26/96     15:29:09                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     2,278,201.37    10.000000  %    179,150.60
A-3   760920KA5    62,000,000.00     2,804,552.55    10.000000  %    220,541.21
A-4   760920KB3        10,000.00           428.06     0.791200  %         33.66
B                  10,439,807.67     3,672,412.97    10.000000  %          0.00
R                           0.00            24.28    10.000000  %          1.91

- -------------------------------------------------------------------------------
                  122,813,807.67     8,755,619.23                    399,727.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        18,852.13    198,002.73            68.75         0.00   2,099,119.52
A-3        23,207.70    243,748.91            84.63         0.00   2,584,095.97
A-4         5,753.30      5,786.96             0.00         0.00         394.40
B           1,245.56      1,245.56           110.82   127,290.95   3,574,376.65
R               3.75          5.66             0.01         0.00          22.38


B RECOURSE OBLIGATION
                 127,290.96


- -------------------------------------------------------------------------------
           49,062.44    576,080.78           264.21   127,290.95   8,258,008.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    260.842841  20.511862     2.158476    22.670338   0.007872    240.338851
A-3     45.234719   3.557116     0.374318     3.931434   0.001365     41.678967
A-4     42.806000   3.366000   575.330000   578.696000   0.000000     39.440000
B      351.770175   0.000000     0.119310     0.119310   0.010615    342.379550
B RECOURSE OBLIGATION                         12.192845
_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,583.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       715.87

SUBSERVICER ADVANCES THIS MONTH                                       20,519.96
MASTER SERVICER ADVANCES THIS MONTH                                   14,568.14


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,113,169.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,019,171.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       8,258,008.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           29

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,628,162.76

REMAINING SUBCLASS INTEREST SHORTFALL                                 29,143.82

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      263,876.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          58.05650210 %    41.94349790 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             56.71624140 %    43.28375860 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7971 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                              121,390.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,374,125.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                               127,290.96
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.35021251
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              112.36

POOL TRADING FACTOR:                                                 6.72400691


 ................................................................................


Run:        01/26/96     15:28:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KS6   145,575,900.00    14,479,290.34     7.154488  %    550,954.92
R     760920KT4           100.00             0.00     7.154488  %          0.00
B                  10,120,256.77     7,779,243.34     7.154488  %      9,737.66

- -------------------------------------------------------------------------------
                  155,696,256.77    22,258,533.68                    560,692.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          85,229.43    636,184.35             0.00         0.00  13,928,335.42
R               0.00          0.00             0.00         0.00           0.00
B          45,790.95     55,528.61             0.00         0.00   7,769,505.68

- -------------------------------------------------------------------------------
          131,020.38    691,712.96             0.00         0.00  21,697,841.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       99.462139   3.784657     0.585464     4.370121   0.000000     95.677481
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      768.680431   0.962195     4.524683     5.486878   0.000000    767.718236

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:28:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,230.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,264.24

SPREAD                                                                 4,120.36

SUBSERVICER ADVANCES THIS MONTH                                       12,814.62
MASTER SERVICER ADVANCES THIS MONTH                                    4,202.96


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     281,493.74

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,450,332.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,697,841.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           84

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 550,071.81

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      532,830.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          65.05051300 %    34.94948700 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             64.19226390 %    35.80773610 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,399,728.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.88621071
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              277.11

POOL TRADING FACTOR:                                                13.93600691


 ................................................................................


Run:        01/26/96     15:29:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    24,975,247.40     6.397340  %    396,361.57
R     760920KR8           100.00             0.00     6.397340  %          0.00
B                   9,358,525.99     8,378,328.98     6.397340  %     12,813.59

- -------------------------------------------------------------------------------
                  120,755,165.99    33,353,576.38                    409,175.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         132,171.29    528,532.86             0.00         0.00  24,578,885.83
R               0.00          0.00             0.00         0.00           0.00
B          44,338.89     57,152.48             0.00         0.00   8,365,515.39

- -------------------------------------------------------------------------------
          176,510.18    585,685.34             0.00         0.00  32,944,401.22
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      224.201285   3.558114     1.186494     4.744608   0.000000    220.643171
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      895.261603   1.369189     4.737807     6.106996   0.000000    893.892414

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,174.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,557.87

SPREAD                                                                 6,207.82

SUBSERVICER ADVANCES THIS MONTH                                        6,997.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     491,516.62

 (B)  TWO MONTHLY PAYMENTS:                                    1     272,806.36

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        228,490.48

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      32,944,401.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          131

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      358,165.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          74.88026810 %    25.11973190 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             74.60717120 %    25.39282880 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,901,930.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.18782543
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              257.70

POOL TRADING FACTOR:                                                27.28198082


 ................................................................................


Run:        01/26/96     15:29:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90     9,367,682.31     9.000000  %    331,602.24
S     760920LY2        10,000.00         1,326.59     0.672625  %         46.96
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90     9,369,008.90                    331,649.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        70,047.29    401,649.53             0.00         0.00   9,036,080.07
S           5,235.80      5,282.76             0.00         0.00       1,279.63
R               9.92          9.92             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           75,293.01    406,942.21             0.00         0.00   9,037,359.70
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    221.096282   7.826485     1.653258     9.479743   0.000000    213.269798
S      132.659000   4.696000   523.580000   528.276000   0.000000    127.963000

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:11                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,897.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,008.07

SUBSERVICER ADVANCES THIS MONTH                                       15,728.99
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,278,914.39

 (B)  TWO MONTHLY PAYMENTS:                                    1     505,121.61

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       9,037,359.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           29

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      325,160.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000010 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6963 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                               96,910.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,835,948.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.20169561
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.35

POOL TRADING FACTOR:                                                12.79618798


 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     36,823,594.72      6.8161       597,283.39  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     36,823,594.72                   597,283.39  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         207,026.11          0.00       804,309.50        0.00    36,226,311.33
S           7,593.27          0.00         7,593.27        0.00             0.00
                                                                                
          214,619.38          0.00       811,902.77        0.00    36,226,311.33
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     321.018274   5.206957     1.804798      0.000000      7.011755  315.811317
S       0.000000   0.000000     0.066196      0.000000      0.066196    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   11,131.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,636.68 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   31,488.35 
    MASTER SERVICER ADVANCES THIS MONTH                               12,725.68 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    571,250.87 
      (B)  TWO MONTHLY PAYMENTS:                                2    314,190.89 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                12  3,556,636.33 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  36,226,311.33 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        34,372,755.10 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 119      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              8      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,923,381.07 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      550,699.32 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,746.20 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           39,837.87 
                                                                                
       LOC AMOUNT AVAILABLE                               15,890,047.04         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6136% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8516% 
                                                                                
    POOL TRADING FACTOR                                             0.315811317 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     19,324,126.97      7.7009       469,821.38  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     19,324,126.97                   469,821.38  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         122,755.90          0.00       592,577.28        0.00    18,854,305.59
S           3,985.26          0.00         3,985.26        0.00             0.00
                                                                                
          126,741.16          0.00       596,562.54        0.00    18,854,305.59
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     340.152220   8.270013     2.160806      0.000000     10.430819  331.882207
S       0.000000   0.000000     0.070150      0.000000      0.070150    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,265.01 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,653.84 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,393.62 
    MASTER SERVICER ADVANCES THIS MONTH                                1,625.28 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3  1,074,590.12 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    267,097.11 
      (D)  LOANS IN FORECLOSURE                                 2    531,101.20 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  18,854,305.59 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        18,659,208.08 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  75      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             215,374.12 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      434,352.13 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  16,452.31 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           19,016.94 
                                                                                
       LOC AMOUNT AVAILABLE                               15,890,047.04         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4512% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7064% 
                                                                                
    POOL TRADING FACTOR                                             0.331882207 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      8,424,617.23      8.7039       758,450.25  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      8,424,617.23                   758,450.25  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          61,105.46          0.00       819,555.71        0.00     7,666,166.98
S           1,755.12          0.00         1,755.12        0.00             0.00
                                                                                
           62,860.58          0.00       821,310.83        0.00     7,666,166.98
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     361.488884  32.544070     2.621952      0.000000     35.166022  328.944813
S       0.000000   0.000000     0.075310      0.000000      0.075310    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,841.68 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   814.33 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   15,500.24 
    MASTER SERVICER ADVANCES THIS MONTH                                2,819.04 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     89,995.48 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    613,112.29 
      (D)  LOANS IN FORECLOSURE                                 5  1,124,484.36 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,666,166.98 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,332,846.08 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             355,448.12 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      496,981.18 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      50.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             255,154.43 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            6,263.97 
                                                                                
       LOC AMOUNT AVAILABLE                               15,890,047.04         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.6353% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.8197% 
                                                                                
    POOL TRADING FACTOR                                             0.328944813 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     17,615,238.54      6.8438       232,509.86  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     17,615,238.54                   232,509.86  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          99,495.80          0.00       332,005.66        0.00    17,382,728.68
S           3,997.98          0.00         3,997.98        0.00             0.00
                                                                                
          103,493.78          0.00       336,003.64        0.00    17,382,728.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     310.129294   4.093508     1.751697      0.000000      5.845205  306.035786
S       0.000000   0.000000     0.070387      0.000000      0.070387    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,451.10 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,454.02 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,136.59 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,573,293.63 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  17,382,728.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        17,401,615.70 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  65      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      213,922.39 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      65.27 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,522.20 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,906,581.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5949% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8449% 
                                                                                
    POOL TRADING FACTOR                                             0.306035786 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     32,340,850.42      7.7260     1,777,892.71  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     32,340,850.42                 1,777,892.71  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         202,488.69          0.00     1,980,381.40        0.00    30,562,957.71
S           7,207.40          0.00         7,207.40        0.00             0.00
                                                                                
          209,696.09          0.00     1,987,588.80        0.00    30,562,957.71
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     406.373083  22.339788     2.544335      0.000000     24.884123  384.033295
S       0.000000   0.000000     0.090563      0.000000      0.090563    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,121.41 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,360.91 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,210.63 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 8  2,065,413.69 
      (B)  TWO MONTHLY PAYMENTS:                                2    544,215.45 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,562,957.71 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        30,591,897.60 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 115      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                    1,325,677.14 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                 162,550.54 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                  258,900.67 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           30,764.36 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,906,581.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4372% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7308% 
                                                                                
    POOL TRADING FACTOR                                             0.384033295 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-23  (POOL  3161)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3161                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920PH5  149,999,535.00     11,539,566.81      9.2949    11,539,566.81  
                                                                                
- --------------------------------------------------------------------------------
                 149,999,535.00     11,539,566.81                11,539,566.81  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           88,283.54          0.00    11,627,850.35        0.00             0.00
                                                                                
           88,283.54          0.00    11,627,850.35        0.00             0.00
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       76.930684  76.930684     0.588559      0.000000     77.519243    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-23 (POOL 3161)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,830.90 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,243.77 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                           0.00 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        10,981,735.38 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   0      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      329,419.75 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  21,953.78 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                  205,725.88 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION       10,982,467.40 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,199,364.54         
       BANKRUPTCY AMOUNT AVAILABLE                         1,017,841.00         
       FRAUD AMOUNT AVAILABLE                                115,850.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       779,713.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0172% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2954% 
                                                                                
    POOL TRADING FACTOR                                             0.000000000 

 ................................................................................


Run:        01/26/96     15:29:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920PS1    47,190,000.00             0.00     8.500000  %          0.00
A-2   760920PU6    16,345,000.00             0.00     9.000000  %          0.00
A-3   760920PT9    16,345,000.00             0.00     8.000000  %          0.00
A-4   760920PW2    43,244,000.00             0.00     8.500000  %          0.00
A-5   760920PX0    38,942,000.00             0.00     8.500000  %          0.00
A-6   760920PV4    29,168,000.00             0.00     7.900000  %          0.00
A-7   760920PY8    34,990,000.00             0.00     9.000000  %          0.00
A-8   760920PZ5    20,816,000.00             0.00     8.500000  %          0.00
A-9   760920QB7    65,000,000.00             0.00     8.500000  %          0.00
A-10  760920QC5     7,500,000.00             0.00     9.000000  %          0.00
A-11  760920QA9     7,500,000.00             0.00     8.000000  %          0.00
A-12  760920QD3    10,000,000.00     1,763,649.63     7.750000  %     84,014.04
A-13  760920QJ0    15,000,000.00     2,645,474.45     9.000000  %    126,021.07
A-14  760920QE1        10,000.00           125.23 17602.505000  %          5.97
A-15  760920QF8             0.00             0.00     0.188498  %          0.00
R-I   760920QG6             0.00             0.00     8.500000  %          0.00
R-II  760920QH4           100.00             0.00     8.500000  %          0.00
M     760920QK7    10,495,302.07     9,582,698.24     9.000000  %      7,592.55
B                  19,082,367.41    16,919,595.94     9.000000  %     12,931.39

- -------------------------------------------------------------------------------
                  381,627,769.48    30,911,543.49                    230,565.02
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       11,376.17     95,390.21             0.00         0.00   1,679,635.59
A-13       19,816.55    145,837.62             0.00         0.00   2,519,453.38
A-14        1,834.70      1,840.67             0.00         0.00         119.26
A-15        4,849.64      4,849.64             0.00         0.00           0.00
R-I             0.89          0.89             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          71,781.47     79,374.02             0.00         0.00   9,575,105.69
B         126,740.45    139,671.84             0.00       474.31  16,906,190.24


B RECOURSE OBLIGATION
                     474.31


- -------------------------------------------------------------------------------
          236,399.87    467,439.20             0.00       474.31  30,680,504.16
===============================================================================



































Run:        01/26/96     15:29:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   176.364963   8.401404     1.137617     9.539021   0.000000    167.963559
A-13   176.364963   8.401405     1.321103     9.722508   0.000000    167.963559
A-14    12.523000   0.597000   183.470000   184.067000   0.000000     11.926000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      913.046445   0.723424     6.839390     7.562814   0.000000    912.323021
B      886.661260   0.677662     6.641757     7.319419   0.000000    885.958743
B RECOURSE OBLIGATION                          0.024856
_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S24 (POOL # 4046)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4046 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,723.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,177.12

SUBSERVICER ADVANCES THIS MONTH                                       27,506.59
MASTER SERVICER ADVANCES THIS MONTH                                    3,876.39


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,093,305.21

 (B)  TWO MONTHLY PAYMENTS:                                    2     775,203.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     222,228.36


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,167,436.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      30,680,504.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          110

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 454,522.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      206,547.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         14.26408650 %    31.00038700 %   54.73552610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            13.68689450 %    31.20908848 %   55.10401700 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1877 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              319,067.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,946,780.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                   474.31
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.73489821
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.22

POOL TRADING FACTOR:                                                 8.03937937


 ................................................................................


Run:        01/26/96     15:29:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920QT8    15,369,000.00             0.00     7.756630  %          0.00
A-2   760920RB6    21,476,335.00             0.00     0.000000  %          0.00
A-3   760920RC4        40,985.00             0.00     0.000000  %          0.00
A-4   760920QY7     9,629,000.00             0.00     7.756630  %          0.00
A-5   760920RD2   118,166,000.00             0.00     7.756630  %          0.00
A-6   760920RE0    51,231,000.00             0.00     7.756630  %          0.00
A-7   760920RF7    10,246,000.00             0.00     7.756630  %          0.00
A-8   760920RG5    14,628,000.00             0.00     7.756630  %          0.00
A-9   760920RH3    21,521,000.00             0.00     8.000000  %          0.00
A-10  760920RK6    76,488,000.00    15,916,390.27     8.000000  %    358,464.57
A-11  760920RN0    14,158,586.00             0.00     0.000000  %          0.00
A-12  760920RP5     5,309,472.00             0.00     0.000000  %          0.00
A-13  760920RQ3       358,622.00        15,932.19  1008.000000  %        358.82
A-14  760920RR1             0.00             0.00     0.170097  %          0.00
R-I   760920RV2           100.00             0.00     9.000000  %          0.00
R-II  760920RW0           100.00             0.00     8.000000  %          0.00
M     760920RU4     9,692,000.00     8,205,844.11     9.000000  %      6,533.65
B                  19,385,706.25    16,393,721.07     9.000000  %          0.00

- -------------------------------------------------------------------------------
                  387,699,906.25    40,531,887.64                    365,357.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      105,724.47    464,189.04             0.00         0.00  15,557,925.70
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       13,334.51     13,693.33             0.00         0.00      15,573.37
A-14        5,724.47      5,724.47             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M         101,949.58    108,483.23             0.00         0.00   8,199,310.46
B          94,931.19     94,931.19             0.00         0.00  16,380,668.07

- -------------------------------------------------------------------------------
          321,664.22    687,021.26             0.00         0.00  40,153,477.60
===============================================================================










































Run:        01/26/96     15:29:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   208.090031   4.686547     1.382236     6.068783   0.000000    203.403484
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13    44.426137   1.000552    37.182631    38.183183   0.000000     43.425585
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      846.661588   0.674128    10.518941    11.193069   0.000000    845.987460
B      845.660244   0.000000     4.896969     4.896969   0.000000    844.986912

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S29 (POOL # 4048)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4048 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,528.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,162.74

SUBSERVICER ADVANCES THIS MONTH                                       45,740.78
MASTER SERVICER ADVANCES THIS MONTH                                    6,235.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,676,768.50

 (B)  TWO MONTHLY PAYMENTS:                                    3     821,669.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,974,963.92

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,153,477.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          153

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 749,064.18

REMAINING SUBCLASS INTEREST SHORTFALL                                 27,575.94

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      346,137.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         39.30811860 %    20.24540300 %   40.44647810 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            38.78493220 %    20.41992612 %   40.79514170 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.168358 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              401,459.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,723,846.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.67458856
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.22

POOL TRADING FACTOR:                                                10.35684481


 ................................................................................


Run:        01/26/96     15:29:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00             0.00     8.750000  %          0.00
A-6   760920RZ3    25,602,000.00    23,883,688.44     7.075000  %    859,432.95
A-7   760920SA7     5,940,500.00     5,308,574.69    17.660724  %    191,024.26
A-8   760920SL3    45,032,000.00     4,039,099.14     9.000000  %    142,812.51
A-9   760920SB5             0.00             0.00     0.106594  %          0.00
R-I   760920SJ8           500.00            44.84     9.000000  %          1.59
R-II  760920SK5       300,629.00       427,479.86     9.000000  %          0.00
M     760920SH2    10,142,260.00     8,602,971.38     9.000000  %     38,159.84
B                  20,284,521.53    17,001,009.76     9.000000  %          0.00

- -------------------------------------------------------------------------------
                  405,690,410.53    59,262,868.11                  1,231,431.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       139,524.15    998,957.10             0.00         0.00  23,024,255.49
A-7        77,411.94    268,436.20             0.00         0.00   5,117,550.43
A-8        30,015.70    172,828.21             0.00         0.00   3,896,286.63
A-9         5,215.98      5,215.98             0.00         0.00           0.00
R-I             0.34          1.93             0.00         0.00          43.25
R-II            0.00          0.00         3,176.73         0.00     430,656.59
M          63,931.15    102,090.99             0.00         0.00   8,564,811.54
B          86,999.37     86,999.37             0.00         0.00  16,925,599.08

- -------------------------------------------------------------------------------
          403,098.63  1,634,529.78         3,176.73         0.00  57,959,203.01
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    932.883698  33.568977     5.449736    39.018713   0.000000    899.314721
A-7    893.624222  32.156260    13.031216    45.187476   0.000000    861.467962
A-8     89.693976   3.171356     0.666542     3.837898   0.000000     86.522620
R-I     89.680000   3.180000     0.680000     3.860000   0.000000     86.500000
R-II  1421.951508   0.000000     0.000000     0.000000  10.566945   1432.518453
M      848.230215   3.762459     6.303442    10.065901   0.000000    844.467756
B      838.127226   0.000000     4.288954     4.288954   0.000000    834.409579

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,532.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,982.18

SUBSERVICER ADVANCES THIS MONTH                                       66,624.68
MASTER SERVICER ADVANCES THIS MONTH                                   14,625.27


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,728,506.77

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,140,824.94

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,139,827.96


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,924,300.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,959,203.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          217

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,756,215.49

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,040,795.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         56.79591290 %    14.51663000 %   28.68745690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            56.02008090 %    14.77731076 %   29.20260840 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.108099 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,055.00
      FRAUD AMOUNT AVAILABLE                              576,443.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,780,938.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.60120456
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              298.81

POOL TRADING FACTOR:                                                14.28655978



FIXED STRIP INTEREST ON CLASS A-7:                                          0.00
INVERSE LIBOR INTEREST ON CLASS A-7:                                   77,411.94
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              77,411.94


 ................................................................................


Run:        01/26/96     15:29:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S31 (POOL # 4050)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4050 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SP4    20,431,000.00             0.00     6.800000  %          0.00
A-2   760920SQ2    50,820,000.00             0.00     7.200000  %          0.00
A-3   760920SR0    11,494,000.00             0.00     7.800000  %          0.00
A-4   760920SS8    31,027,000.00     3,335,595.20     8.300000  %  3,335,595.20
A-5   760920SM1       100,000.00           579.83  1158.999000  %        579.83
A-6   760920ST6     1,768,000.00     1,768,000.00     8.500000  %  1,768,000.00
A-7   760920SU3    60,112,800.00             0.00     8.500000  %          0.00
A-8   760920SN9             0.00             0.00     0.243850  %          0.00
R-I   760920SV1           100.00             0.00     8.500000  %          0.00
R-II  760920SW9           100.00             0.00     8.500000  %          0.00
B-1                 4,162,653.00     3,486,790.51     8.500000  %  3,486,790.51
B-2                 1,850,068.00     1,587,192.70     8.500000  %  1,587,192.70
B-3                 2,312,585.00     2,042,366.13     8.500000  %  2,042,366.13
B-4                   925,034.21       418,362.01     8.500000  %    418,362.01

- -------------------------------------------------------------------------------
                  185,003,340.21    12,638,886.38                 12,638,886.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        23,071.20  3,358,666.40             0.00         0.00           0.00
A-5           560.02      1,139.85             0.00         0.00           0.00
A-6        12,523.33  1,780,523.33             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8         2,568.33      2,568.33             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        24,698.10  3,511,488.61             0.00         0.00           0.00
B-2        11,242.61  1,598,435.31             0.00         0.00           0.00
B-3        14,466.76  2,056,832.89             0.00         0.00           0.00
B-4         2,963.40    421,325.41             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           92,093.75 12,730,980.13             0.00         0.00           0.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    107.506211 107.506211     0.743585   108.249796   0.000000      0.000000
A-5      5.798300   5.798300     5.600200    11.398500   0.000000      0.000000
A-6   1000.000000 1000.00000     7.083331  1007.083331   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    837.636601 837.636601     5.933259   843.569860   0.000000      0.000000
B-2    857.910466 857.910466     6.076863   863.987329   0.000000      0.000000
B-3    883.152892 883.152892     6.255666   889.408558   0.000000      0.000000
B-4    452.266528 452.266528     3.203557   455.470085   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S31 (POOL # 4050)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4050 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,698.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,257.16

SUBSERVICER ADVANCES THIS MONTH                                        4,955.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     425,776.23

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      11,710,830.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           57

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      869,577.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          40.38468960 %    59.61531040 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION              0.00000000 %     0.00000000 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2377 %

      BANKRUPTCY AMOUNT AVAILABLE                         416,954.00
      FRAUD AMOUNT AVAILABLE                               85,617.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,298,636.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.23106792
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.04

POOL TRADING FACTOR:                                                 6.33006435

 ................................................................................


Run:        01/26/96     15:29:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00       690,668.97     8.500000  %     20,836.58
A-5   760920TX6    12,885,227.00    12,885,227.00     6.925000  %          0.00
A-6   760920TY4     3,789,773.00     3,789,773.00    13.854000  %          0.00
A-7   760920UA4        10,000.00         1,145.25  7590.550000  %          1.37
A-8   760920TZ1             0.00             0.00     0.069314  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,192,888.90     9.000000  %      2,793.51
B                   8,174,757.92     5,554,118.38     9.000000  %      4,859.33

- -------------------------------------------------------------------------------
                  163,495,140.92    26,113,821.50                     28,490.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4         4,891.19     25,727.77             0.00         0.00     669,832.39
A-5        74,342.55     74,342.55             0.00         0.00  12,885,227.00
A-6        43,743.55     43,743.55             0.00         0.00   3,789,773.00
A-7         7,242.78      7,244.15             0.00         0.00       1,143.88
A-8         1,508.06      1,508.06             0.00         0.00           0.00
R-I             3.15          3.15             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          23,941.53     26,735.04             0.00         0.00   3,190,095.39
B          41,646.96     46,506.29             0.00         0.00   5,549,258.99

- -------------------------------------------------------------------------------
          197,319.77    225,810.56             0.00         0.00  26,085,330.65
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     45.543618   1.373991     0.322531     1.696522   0.000000     44.169627
A-5   1000.000000   0.000000     5.769596     5.769596   0.000000   1000.000000
A-6   1000.000000   0.000000    11.542525    11.542525   0.000000   1000.000000
A-7    114.525000   0.137000   724.278000   724.415000   0.000000    114.388000
R-I      0.000000   0.000000    31.500000    31.500000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      867.825520   0.759275     6.507295     7.266570   0.000000    867.066245
B      679.422979   0.594431     5.094580     5.689011   0.000000    678.828541

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,551.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,715.97

SUBSERVICER ADVANCES THIS MONTH                                       13,636.43
MASTER SERVICER ADVANCES THIS MONTH                                    3,715.12


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     277,243.24

 (B)  TWO MONTHLY PAYMENTS:                                    2     522,047.51

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     630,238.68


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        209,079.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,085,330.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           91

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 447,150.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,643.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         66.50430010 %    12.22681600 %   21.26888390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            66.49705350 %    12.22946120 %   21.27348530 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0693 %

      BANKRUPTCY AMOUNT AVAILABLE                         200,053.00
      FRAUD AMOUNT AVAILABLE                              317,339.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,872,978.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.49970364
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.93

POOL TRADING FACTOR:                                                15.95480484


 ................................................................................


Run:        01/26/96     15:29:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00             0.00     8.000000  %          0.00
A-8   760920TN8    18,168,000.00    14,235,409.50     8.000000  %  1,593,428.81
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     4,888,516.27     8.000000  %    191,828.68
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00           903.32     8.000000  %         35.45
A-18  760920UR7             0.00             0.00     0.167367  %          0.00
R-I   760920TR9        38,000.00         4,416.41     8.000000  %          0.00
R-II  760920TS7       702,000.00       909,094.44     8.000000  %          0.00
M     760920TQ1    12,177,000.00    11,240,306.64     8.000000  %     54,043.61
B                  27,060,001.70    23,968,353.38     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  541,188,443.70    80,549,441.96                  1,839,336.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        93,443.68  1,686,872.49             0.00         0.00  12,641,980.69
A-9        40,638.80     40,638.80             0.00         0.00   6,191,000.00
A-10      125,450.81    125,450.81             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       32,089.07    223,917.75             0.00         0.00   4,696,687.59
A-16       33,056.68     33,056.68             0.00         0.00           0.00
A-17            5.93         41.38             0.00         0.00         867.87
A-18       11,065.20     11,065.20             0.00         0.00           0.00
R-I             0.00          0.00            29.44         0.00       4,445.85
R-II            0.00          0.00         6,060.63         0.00     915,155.07
M          73,806.53    127,850.14             0.00         0.00  11,186,263.03
B         137,199.99    137,199.99             0.00         0.00  23,853,113.09

- -------------------------------------------------------------------------------
          546,756.69  2,386,093.24         6,090.07         0.00  78,600,955.19
===============================================================================

































Run:        01/26/96     15:29:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    783.543015  87.705241     5.143311    92.848552   0.000000    695.837775
A-9   1000.000000   0.000000     6.564174     6.564174   0.000000   1000.000000
A-10  1000.000000   0.000000     6.564173     6.564173   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   277.772389  10.899976     1.823346    12.723322   0.000000    266.872413
A-17    90.332000   3.545000     0.593000     4.138000   0.000000     86.787000
R-I    116.221316   0.000000     0.000000     0.000000   0.774737    116.996053
R-II  1295.006325   0.000000     0.000000     0.000000   8.633376   1303.639701
M      923.076837   4.438171     6.061142    10.499313   0.000000    918.638666
B      885.748406   0.000000     5.070214     5.070214   0.000000    881.489711

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,535.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,316.46

SUBSERVICER ADVANCES THIS MONTH                                       30,019.82
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   1,981,871.47

 (B)  TWO MONTHLY PAYMENTS:                                    3     626,518.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     202,366.29


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        916,214.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      78,600,955.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          295

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,561,203.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         56.28938060 %    13.95454300 %   29.75607630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            55.42118280 %    14.23171386 %   30.34710330 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1682 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,221.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,053,382.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15108696
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.17

POOL TRADING FACTOR:                                                14.52376822


 ................................................................................


Run:        01/26/96     15:29:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4053 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UK2    10,820,000.00             0.00     7.500000  %          0.00
A-2   760920UL0    26,800,000.00             0.00     7.500000  %          0.00
A-3   760920UM8    25,330,000.00             0.00     7.500000  %          0.00
A-4   760920UN6    15,000,000.00     5,575,217.11     7.500000  %    290,742.37
A-5   760920UP1     8,110,000.00     6,718,426.57     7.500000  %    350,359.67
A-6   760920UQ9    74,560,000.00     3,114,831.54     7.500000  %    162,435.56
A-7   760920UE6     4,915,714.00             0.00     0.000000  %          0.00
A-8   760920UF3     1,966,286.00             0.00     0.000000  %          0.00
A-9   760920UH9             0.00             0.00     0.500000  %          0.00
A-10  760920UG1             0.00             0.00     0.387603  %          0.00
R     760920UJ5           100.00             0.00     7.500000  %          0.00
B                   8,816,068.76     7,153,944.68     7.500000  %     33,646.81

- -------------------------------------------------------------------------------
                  176,318,168.76    22,562,419.90                    837,184.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        34,577.68    325,320.05             0.00         0.00   5,284,474.74
A-5        41,667.90    392,027.57             0.00         0.00   6,368,066.90
A-6        19,318.29    181,753.85             0.00         0.00   2,952,395.98
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9         9,328.86      9,328.86             0.00         0.00           0.00
A-10        7,231.79      7,231.79             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          44,368.99     78,015.80             0.00         0.00   7,120,297.87

- -------------------------------------------------------------------------------
          156,493.51    993,677.92             0.00         0.00  21,725,235.49
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    371.681141  19.382825     2.305178    21.688003   0.000000    352.298316
A-5    828.412647  43.200946     5.137842    48.338788   0.000000    785.211701
A-6     41.776174   2.178588     0.259097     2.437685   0.000000     39.597586
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      811.466525   3.816533     5.032741     8.849274   0.000000    807.649993

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:28                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4053 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,889.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,361.11

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,725,235.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           96

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      731,067.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          68.29265340 %    31.70734660 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             67.22568150 %    32.77431850 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3905 %

      BANKRUPTCY AMOUNT AVAILABLE                         738,029.00
      FRAUD AMOUNT AVAILABLE                              266,182.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,373.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.88677194
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              127.37

POOL TRADING FACTOR:                                                12.32160908


 ................................................................................


Run:        01/26/96     15:29:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00     9,814,904.57     8.079286  %    264,206.97
R                         100.00             0.00     8.079286  %          0.00
B                   5,302,117.23     4,432,264.77     8.079286  %     21,483.13

- -------------------------------------------------------------------------------
                  106,042,332.23    14,247,169.34                    285,690.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          65,936.79    330,143.76             0.00         0.00   9,550,697.60
R               0.00          0.00             0.00         0.00           0.00
B          29,776.08     51,259.21             0.00         0.00   4,410,781.64

- -------------------------------------------------------------------------------
           95,712.87    381,402.97             0.00         0.00  13,961,479.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       97.427967   2.622659     0.654524     3.277183   0.000000     94.805308
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      835.942432   4.051802     5.615885     9.667687   0.000000    831.890629

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,999.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,537.56

SUBSERVICER ADVANCES THIS MONTH                                        2,587.31
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      41,567.32

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     190,591.34


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,961,479.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           70

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      216,634.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          68.89020780 %    31.10979220 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             68.40749060 %    31.59250940 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              164,480.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,497,998.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63159082
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.48

POOL TRADING FACTOR:                                                13.16594887



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.0029


 ................................................................................


Run:        01/26/96     15:29:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00     1,841,458.15     7.500000  %     43,997.73
A-5   760920VE5     6,968,000.00     6,968,000.00     7.500000  %          0.00
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.442528  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,637,021.87     7.500000  %     21,305.43

- -------------------------------------------------------------------------------
                  116,500,312.92    13,446,480.02                     65,303.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        11,506.09     55,503.82             0.00         0.00   1,797,460.42
A-5        43,538.58     43,538.58             0.00         0.00   6,968,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,601.23      5,601.23             0.00         0.00           0.00
A-12        4,957.41      4,957.41             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          28,973.80     50,279.23             0.00         0.00   4,615,716.44

- -------------------------------------------------------------------------------
           94,577.11    159,880.27             0.00         0.00  13,381,176.86
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    163.163047   3.898434     1.019501     4.917935   0.000000    159.264613
A-5   1000.000000   0.000000     6.248361     6.248361   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      796.012495   3.657390     4.973774     8.631164   0.000000    792.355107

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,758.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,425.49

SUBSERVICER ADVANCES THIS MONTH                                        5,903.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     286,292.39

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        234,909.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,381,176.86

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           65

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        3,521.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          65.51497590 %    34.48502410 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             65.50590070 %    34.49409930 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4425 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              162,398.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,432,084.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.90303656
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.62

POOL TRADING FACTOR:                                                11.48595787


 ................................................................................


Run:        01/26/96     15:29:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00             0.00     7.500000  %          0.00
A-7   760920VQ8     5,327,000.00             0.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00    23,204,893.75     7.500000  %  1,168,886.00
A-9   760920VV7    30,371,000.00    30,371,000.00     5.966000  %          0.00
A-10  760920VS4    10,124,000.00    10,124,000.00    12.101849  %          0.00
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.147116  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     9,427,161.77     7.500000  %     74,948.38
B                  22,976,027.86    20,949,247.51     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  459,500,240.86    94,076,303.03                  1,243,834.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       144,544.25  1,313,430.25             0.00         0.00  22,036,007.75
A-9       150,488.15    150,488.15             0.00         0.00  30,371,000.00
A-10      101,756.88    101,756.88             0.00         0.00  10,124,000.00
A-11       78,134.03     78,134.03             0.00         0.00           0.00
A-12       11,494.75     11,494.75             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,722.18    133,670.56             0.00         0.00   9,352,213.39
B          78,530.30     78,530.30             0.00   218,515.41  20,782,695.55

- -------------------------------------------------------------------------------
          623,670.54  1,867,504.92             0.00   218,515.41  92,665,916.69
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    709.977168  35.763248     4.422477    40.185725   0.000000    674.213920
A-9   1000.000000   0.000000     4.954995     4.954995   0.000000   1000.000000
A-10  1000.000000   0.000000    10.051055    10.051055   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      911.787171   7.248944     5.679560    12.928504   0.000000    904.538227
B      911.787174   0.000000     3.417923     3.417923   0.000000    904.538229

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,700.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,592.15

SUBSERVICER ADVANCES THIS MONTH                                       63,773.36
MASTER SERVICER ADVANCES THIS MONTH                                   16,239.70


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   4,414,821.88

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,112,236.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     417,848.96


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,008,783.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,665,916.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          331

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,023,626.76

REMAINING SUBCLASS INTEREST SHORTFALL                                 51,963.44

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      662,455.30

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         67.71088120 %    10.02076100 %   22.26835750 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            67.48005090 %    10.09239829 %   22.42755080 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1468 %

      BANKRUPTCY AMOUNT AVAILABLE                         308,198.00
      FRAUD AMOUNT AVAILABLE                            1,088,360.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,766,156.34 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16329988
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.58

POOL TRADING FACTOR:                                                20.16667424


 ................................................................................


Run:        01/26/96     15:29:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00    10,124,761.87     8.500000  %    583,414.38
A-4   760920WX2    31,674,000.00    31,674,000.00     8.500000  %          0.00
A-5   760920WY0    30,082,000.00     4,644,356.62     8.500000  %     64,824.51
A-6   760920WW4             0.00             0.00     0.138309  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,735,032.87     8.500000  %      5,906.88
B                  15,364,881.77    13,413,482.84     8.500000  %     11,764.13

- -------------------------------------------------------------------------------
                  323,459,981.77    66,591,634.20                    665,909.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        71,135.77    654,550.15             0.00         0.00   9,541,347.49
A-4       222,539.01    222,539.01             0.00         0.00  31,674,000.00
A-5        32,630.88     97,455.39             0.00         0.00   4,579,532.11
A-6         7,613.00      7,613.00             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          47,319.80     53,226.68             0.00         0.00   6,729,125.99
B          94,242.07    106,006.20             0.00         0.00  13,401,718.71

- -------------------------------------------------------------------------------
          475,480.53  1,141,390.43             0.00         0.00  65,925,724.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    178.303076  10.274274     1.252743    11.527017   0.000000    168.028802
A-4   1000.000000   0.000000     7.025921     7.025921   0.000000   1000.000000
A-5    154.389888   2.154927     1.084731     3.239658   0.000000    152.234961
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      925.396107   0.811608     6.501759     7.313367   0.000000    924.584500
B      872.996164   0.765651     6.133601     6.899252   0.000000    872.230513

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,519.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,229.26

SUBSERVICER ADVANCES THIS MONTH                                       44,093.14
MASTER SERVICER ADVANCES THIS MONTH                                   13,965.11


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,075,922.35

 (B)  TWO MONTHLY PAYMENTS:                                    1     228,588.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,011,717.70


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,182,569.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,925,724.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          244

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,745,785.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      607,506.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.74317280 %    10.11393200 %   20.14289480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            69.46435570 %    10.20713244 %   20.32851190 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1382 %

      BANKRUPTCY AMOUNT AVAILABLE                         273,616.00
      FRAUD AMOUNT AVAILABLE                              752,492.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,960,505.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09000906
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.76

POOL TRADING FACTOR:                                                20.38141594



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        01/26/96     15:29:37                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    40,090,088.17     7.802663  %  2,251,021.62
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     7.802663  %          0.00
B                   7,295,556.68     5,711,137.73     7.802663  %     16,920.04

- -------------------------------------------------------------------------------
                  108,082,314.68    45,801,225.90                  2,267,941.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         257,377.43  2,508,399.05             0.00         0.00  37,839,066.55
S           5,652.74      5,652.74             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          36,665.38     53,585.42             0.00         0.00   5,694,217.69

- -------------------------------------------------------------------------------
          299,695.55  2,567,637.21             0.00         0.00  43,533,284.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      397.771778  22.334520     2.553686    24.888206   0.000000    375.437258
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      782.824119   2.319227     5.025712     7.344939   0.000000    780.504894

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,000.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,411.81

SUBSERVICER ADVANCES THIS MONTH                                       38,320.96
MASTER SERVICER ADVANCES THIS MONTH                                    7,268.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,098,000.90

 (B)  TWO MONTHLY PAYMENTS:                                    2     433,179.55

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     364,753.49


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,209,513.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      43,533,284.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          167

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 995,147.65

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,132,249.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                       92,556.71

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          87.53060070 %    12.46939930 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.91985270 %    13.08014730 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              556,871.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,950,855.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.43192236
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.09

POOL TRADING FACTOR:                                                40.27789779



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1442

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                            92,556.71


 ................................................................................


Run:        01/26/96     15:29:39                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00     1,713,886.45     8.000000  %    817,028.09
A-5   760920WC8    24,873,900.00    24,873,900.00     8.000000  %          0.00
A-6   760920WG9     5,000,000.00     6,712,398.77     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     3,700,022.71     8.000000  %     85,848.58
A-8   760920WJ3             0.00             0.00     0.178926  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,662,370.14     8.000000  %      4,477.17
B                  10,363,398.83     9,844,743.68     8.000000  %      9,276.14

- -------------------------------------------------------------------------------
                  218,151,398.83    51,507,321.75                    916,629.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        11,334.50    828,362.59             0.00         0.00     896,858.36
A-5       164,499.40    164,499.40             0.00         0.00  24,873,900.00
A-6             0.00          0.00        44,391.34         0.00   6,756,790.11
A-7        24,469.49    110,318.07             0.00         0.00   3,614,174.13
A-8         7,618.57      7,618.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          30,833.81     35,310.98             0.00         0.00   4,657,892.97
B          65,106.55     74,382.69             0.00       177.55   9,835,289.97

- -------------------------------------------------------------------------------
          303,862.32  1,220,492.30        44,391.34       177.55  50,634,905.54
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     54.900585  26.171699     0.363076    26.534775   0.000000     28.728886
A-5   1000.000000   0.000000     6.613334     6.613334   0.000000   1000.000000
A-6   1342.479754   0.000000     0.000000     0.000000   8.878268   1351.358022
A-7    182.374936   4.231495     1.206107     5.437602   0.000000    178.143441
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      949.953166   0.912219     6.282357     7.194576   0.000000    949.040947
B      949.953181   0.895087     6.282357     7.177444   0.000000    949.040960

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,338.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,362.84

SUBSERVICER ADVANCES THIS MONTH                                       15,246.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,228,460.85

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        520,994.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      50,634,905.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          200

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      822,954.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         71.83485120 %     9.05185900 %   19.11328980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.37709100 %     9.19897632 %   19.42393270 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1784 %

      BANKRUPTCY AMOUNT AVAILABLE                         253,682.00
      FRAUD AMOUNT AVAILABLE                              573,582.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,826.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68507177
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.19

POOL TRADING FACTOR:                                                23.21090115



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        01/26/96     15:29:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00    10,731,111.14     8.000000  %    315,337.16
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.216256  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     6,032,165.62     8.000000  %     29,231.62

- -------------------------------------------------------------------------------
                  139,954,768.28    28,263,276.76                    344,568.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        71,199.91    386,537.07             0.00         0.00  10,415,773.98
A-3        76,301.42     76,301.42             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         5,069.15      5,069.15             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          40,022.85     69,254.47             0.00         0.00   6,002,934.00

- -------------------------------------------------------------------------------
          192,593.33    537,162.11             0.00         0.00  27,918,707.98
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    251.921758   7.402802     1.671477     9.074279   0.000000    244.518956
A-3   1000.000000   0.000000     6.634906     6.634906   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      820.963248   3.978353     5.447014     9.425367   0.000000    816.984895

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,411.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,018.50

SUBSERVICER ADVANCES THIS MONTH                                       24,409.98
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     428,856.54

 (B)  TWO MONTHLY PAYMENTS:                                    1     202,170.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     788,677.36


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        787,125.60

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      27,918,707.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          115

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      207,606.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          78.65723190 %    21.34276810 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             78.49852510 %    21.50147490 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2144 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              317,679.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,774,216.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69850660
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.04

POOL TRADING FACTOR:                                                19.94837927



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


 ................................................................................


Run:        01/26/96     15:29:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00             0.00     8.500000  %          0.00
A-9   760920XU7    38,830,000.00    32,432,189.08     8.500000  %    770,530.54
A-10  760920XQ6     6,395,000.00     5,341,330.13     8.500000  %    126,900.41
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.187284  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,630,373.01     8.500000  %      5,491.39
B                  15,395,727.87    13,632,159.40     8.500000  %     11,269.70

- -------------------------------------------------------------------------------
                  324,107,827.87    58,036,051.62                    914,192.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       226,728.73    997,259.27             0.00         0.00  31,661,658.54
A-10       37,340.46    164,240.87             0.00         0.00   5,214,429.72
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        8,939.42      8,939.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          46,351.97     51,843.36             0.00         0.00   6,624,881.62
B          95,300.45    106,570.15             0.00        20.70  13,620,869.00

- -------------------------------------------------------------------------------
          414,661.03  1,328,853.07             0.00        20.70  57,121,838.88
===============================================================================










































Run:        01/26/96     15:29:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    835.235361  19.843692     5.839009    25.682701   0.000000    815.391670
A-10   835.235360  19.843692     5.839009    25.682701   0.000000    815.391669
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      909.266732   0.753070     6.356551     7.109621   0.000000    908.513662
B      885.450790   0.732002     6.190058     6.922060   0.000000    884.717443

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,870.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,948.68

SUBSERVICER ADVANCES THIS MONTH                                       36,854.40
MASTER SERVICER ADVANCES THIS MONTH                                   11,071.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,856,547.59

 (B)  TWO MONTHLY PAYMENTS:                                    1     239,544.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,491,698.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,121,838.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          219

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,362,799.35

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      866,146.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         65.08630090 %    11.42457600 %   23.48912270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            64.55689970 %    11.59780874 %   23.84529150 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1857 %

      BANKRUPTCY AMOUNT AVAILABLE                         350,508.00
      FRAUD AMOUNT AVAILABLE                              651,966.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,944,290.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15117295
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.55

POOL TRADING FACTOR:                                                17.62433177



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        01/26/96     15:29:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00    12,922,620.33     7.932311  %    202,445.57
R     760920XF0           100.00             0.00     7.932311  %          0.00
B                   5,010,927.54     4,288,168.04     7.932311  %     19,854.28

- -------------------------------------------------------------------------------
                  105,493,196.54    17,210,788.37                    222,299.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          84,830.87    287,276.44             0.00         0.00  12,720,174.76
R               0.00          0.00             0.00         0.00           0.00
B          28,149.79     48,004.07             0.00         0.00   4,268,313.76

- -------------------------------------------------------------------------------
          112,980.66    335,280.51             0.00         0.00  16,988,488.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      128.606105   2.014741     0.844238     2.858979   0.000000    126.591363
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      855.763330   3.962199     5.617679     9.579878   0.000000    851.801134

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,315.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,806.52

SUBSERVICER ADVANCES THIS MONTH                                       10,909.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     254,987.45

 (B)  TWO MONTHLY PAYMENTS:                                    1     163,902.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     296,581.96


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        271,385.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,988,488.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           76

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      142,613.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          75.08441830 %    24.91558170 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             74.87525890 %    25.12474110 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              187,818.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,786,547.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36305201
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.44

POOL TRADING FACTOR:                                                16.10387122


 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     34,063,321.23      8.4228       845,970.39  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     34,063,321.23                   845,970.39  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          237,800.92          0.00     1,083,771.31        0.00    33,217,350.84
                                                                                
          237,800.92          0.00     1,083,771.31        0.00    33,217,350.84
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      227.109522   5.640317     1.585484      0.000000      7.225801  221.469205
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,286.07 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,283.34 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   23,930.72 
    MASTER SERVICER ADVANCES THIS MONTH                                7,404.33 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,434,624.18 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 6  1,496,280.57 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  33,217,350.84 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        32,325,712.21 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 135      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             922,932.62 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      809,147.44 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   8,180.23 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           28,642.72 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,815,095.93         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                374,041.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       843,438.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.9572% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.3914% 
                                                                                
    POOL TRADING FACTOR                                             0.221469205 

 ................................................................................


Run:        01/26/96     15:29:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    27,233,423.26     8.870848  %    631,914.48
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     8.870848  %          0.00
B                   6,546,994.01     4,366,105.17     8.870848  %      3,862.89

- -------------------------------------------------------------------------------
                   93,528,473.01    31,599,528.43                    635,777.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         198,836.87    830,751.35             0.00         0.00  26,601,508.78
S           3,901.23      3,901.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          31,877.84     35,740.73             0.00        97.93   4,362,144.35

- -------------------------------------------------------------------------------
          234,615.94    870,393.31             0.00        97.93  30,963,653.13
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      313.094867   7.264940     2.285971     9.550911   0.000000    305.829927
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      666.886996   0.590025     4.869080     5.459105   0.000000    666.282013

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,430.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,844.53

SUBSERVICER ADVANCES THIS MONTH                                       31,618.59
MASTER SERVICER ADVANCES THIS MONTH                                    6,127.15


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     581,556.15

 (B)  TWO MONTHLY PAYMENTS:                                    1     259,837.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     137,411.98


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      2,785,082.77

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      30,963,653.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          131

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 806,392.44

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      607,208.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.18300530 %    13.81699470 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.91204880 %    14.08795120 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              392,351.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.59009976
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              284.46

POOL TRADING FACTOR:                                                33.10612494



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1185

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        01/26/96     15:29:49                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00             0.00     8.000000  %          0.00
A-5   760920ZE1    19,600,000.00     4,897,835.04     8.000000  %     85,472.94
A-6   760920ZF8     6,450,000.00     6,318,207.22     8.000000  %    110,260.09
A-7   760920ZG6    37,500,000.00             0.00     8.000000  %          0.00
A-8   760920ZH4    10,000,000.00     2,448,917.53     8.000000  %     42,736.47
A-9   760920ZJ0     9,350,000.00       293,870.10     8.000000  %      5,128.38
A-10  760920ZC5    60,000,000.00     6,684,516.44     8.000000  %    116,652.61
A-11  760920ZD3    15,000,000.00     1,671,129.09     8.000000  %     29,163.15
A-12  760920ZB7             0.00             0.00     0.242382  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     6,939,120.41     8.000000  %     32,561.39

- -------------------------------------------------------------------------------
                  208,639,599.90    29,253,595.83                    421,975.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        32,565.65    118,038.59             0.00         0.00   4,812,362.10
A-6        42,009.69    152,269.78             0.00         0.00   6,207,947.13
A-7             0.00          0.00             0.00         0.00           0.00
A-8        16,282.83     59,019.30             0.00         0.00   2,406,181.06
A-9         1,953.94      7,082.32             0.00         0.00     288,741.72
A-10       44,445.27    161,097.88             0.00         0.00   6,567,863.83
A-11       11,111.32     40,274.47             0.00         0.00   1,641,965.94
A-12        5,893.12      5,893.12             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          46,138.14     78,699.53             0.00         0.00   6,906,559.02

- -------------------------------------------------------------------------------
          200,399.96    622,374.99             0.00         0.00  28,831,620.80
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    249.889543   4.360864     1.661513     6.022377   0.000000    245.528679
A-6    979.567011  17.094588     6.513130    23.607718   0.000000    962.472423
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    244.891753   4.273647     1.628283     5.901930   0.000000    240.618106
A-9     31.429957   0.548490     0.208978     0.757468   0.000000     30.881467
A-10   111.408607   1.944210     0.740755     2.684965   0.000000    109.464397
A-11   111.408606   1.944210     0.740755     2.684965   0.000000    109.464396
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      831.470535   3.901626     5.528438     9.430064   0.000000    827.568911

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,399.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,403.50

SUBSERVICER ADVANCES THIS MONTH                                        9,407.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     422,705.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        413,189.91

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,831,620.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          131

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      284,704.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          76.27942750 %    23.72057250 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             76.04519330 %    23.95480670 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2444 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              334,903.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,699.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.67237103
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.30

POOL TRADING FACTOR:                                                13.81886316


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-8 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


 ................................................................................


Run:        01/26/96     15:29:51                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00     8,068,736.87     8.250000  %    880,211.84
A-8   760920YK8    20,625,000.00    20,625,000.00     6.366000  %          0.00
A-9   760920YL6     4,375,000.00     4,375,000.00    17.131713  %          0.00
A-10  760920XZ6    23,595,000.00     2,889,153.19     7.920000  %     76,902.45
A-11  760920YA0     6,435,000.00       787,950.87     9.459998  %     20,973.40
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.221191  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,621,583.45     8.750000  %      3,507.72
B                  15,327,940.64    13,573,912.59     8.750000  %          0.00

- -------------------------------------------------------------------------------
                  322,682,743.64    56,941,336.97                    981,595.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        55,285.09    935,496.93             0.00         0.00   7,188,525.03
A-8       109,045.84    109,045.84             0.00         0.00  20,625,000.00
A-9        62,248.28     62,248.28             0.00         0.00   4,375,000.00
A-10       19,003.96     95,906.41             0.00         0.00   2,812,250.74
A-11        6,190.69     27,164.09             0.00         0.00     766,977.47
A-12       15,259.02     15,259.02             0.00         0.00           0.00
A-13       10,460.29     10,460.29             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          48,119.20     51,626.92             0.00         0.00   6,618,075.73
B               0.00          0.00             0.00         0.00  13,453,209.18

- -------------------------------------------------------------------------------
          325,612.37  1,307,207.78             0.00         0.00  55,839,038.15
===============================================================================







































Run:        01/26/96     15:29:51
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    268.957896  29.340395     1.842836    31.183231   0.000000    239.617501
A-8   1000.000000   0.000000     5.287071     5.287071   0.000000   1000.000000
A-9   1000.000000   0.000000    14.228178    14.228178   0.000000   1000.000000
A-10   122.447688   3.259269     0.805423     4.064692   0.000000    119.188419
A-11   122.447688   3.259270     0.962034     4.221304   0.000000    119.188418
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      911.988088   0.483117     6.627439     7.110556   0.000000    911.504971
B      885.566620   0.000000     0.000000     0.000000   0.000000    877.691889

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:52                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,262.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,892.55

SUBSERVICER ADVANCES THIS MONTH                                       65,274.24
MASTER SERVICER ADVANCES THIS MONTH                                    1,648.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,308,159.99

 (B)  TWO MONTHLY PAYMENTS:                                    3     705,614.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     255,131.31


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      5,691,241.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      55,839,038.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          213

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 200,222.41

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      752,084.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         64.53280320 %    11.62878100 %   23.83841570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            64.05510270 %    11.85205897 %   24.09283830 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2196 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,092.00
      FRAUD AMOUNT AVAILABLE                              710,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,293,738.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.42117206
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.55

POOL TRADING FACTOR:                                                17.30462482


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      7,235,007.56      8.0000        84,186.52  
S     760920YS1            0.00              0.00      0.5849             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      7,235,007.56                    84,186.52  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          48,141.13          0.00       132,327.65        0.00     7,150,821.04
S           3,519.72          0.00         3,519.72        0.00             0.00
                                                                                
           51,660.85          0.00       135,847.37        0.00     7,150,821.04
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     224.685490   2.614439     1.495038      0.000000      4.109477  222.071051
S       0.000000   0.000000     0.109306      0.000000      0.109306    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,203.56 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   752.21 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,996.14 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    126,339.54 
      (B)  TWO MONTHLY PAYMENTS:                                1    237,981.93 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,150,821.04 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,156,792.70 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  28      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       78,459.05 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       2.22 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,725.25 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0781% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.222071051 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07      8,614,380.40      7.5584       737,809.32  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07      8,614,380.40                   737,809.32  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          53,258.78          0.00       791,068.10        0.00     7,876,571.08
S           1,761.57          0.00         1,761.57        0.00             0.00
                                                                                
           55,020.35          0.00       792,829.67        0.00     7,876,571.08
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     134.701317  11.536975     0.832797      0.000000     12.369772  123.164343
S       0.000000   0.000000     0.027545      0.000000      0.027545    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,587.11 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   803.85 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                1,987.01 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,876,571.08 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                         7,607,000.43 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  28      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             275,395.89 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      254,347.60 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     266.63 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             476,042.15 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,152.94 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3443% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5749% 
                                                                                
    POOL TRADING FACTOR                                             0.123164343 

 ................................................................................

Run:        02/05/96     08:31:04                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     15,961,283.83      7.7053       227,014.23  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     15,961,283.83                   227,014.23  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         102,488.42          0.00       329,502.65        0.00    15,734,269.60
S           3,325.26          0.00         3,325.26        0.00             0.00
                                                                                
          105,813.68          0.00       332,827.91        0.00    15,734,269.60
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     211.109300   3.002566     1.355546      0.000000      4.358112  208.106733
S       0.000000   0.000000     0.043981      0.000000      0.043981    0.000000
                                                                                
                                                                                
Determination Date       22-JANUNARY-96                                         
Distribution Date        25-JANUNARY-96                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/05/96    08:31:04                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,932.19 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,640.76 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,223.87 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    712,123.98 
      (B)  TWO MONTHLY PAYMENTS:                                1    338,660.21 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    609,175.63 
      (D)  LOANS IN FORECLOSURE                                 1    209,271.63 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,734,269.60 
    ACTUAL UPAID PRINCIPAL BALANCE @ 12/31                        15,751,077.09 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  52      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      49.06 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             213,086.07 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,879.10 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4505% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6996% 
                                                                                
    POOL TRADING FACTOR                                             0.208106733 

 ................................................................................


Run:        01/26/96     15:29:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00     2,434,702.71     7.750000  %    430,426.59
A-4   760920B49     9,500,000.00     9,500,000.00     7.950000  %          0.00
A-5   760920B31        41,703.00         1,083.68  1008.000000  %        107.61
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.377592  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     6,129,271.72     8.000000  %     28,709.77

- -------------------------------------------------------------------------------
                  157,858,019.23    23,553,058.11                    459,243.97
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        15,682.43    446,109.02             0.00         0.00   2,004,276.12
A-4        62,770.65     62,770.65             0.00         0.00   9,500,000.00
A-5           907.88      1,015.49             0.00         0.00         976.07
A-6        36,489.68     36,489.68             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        7,391.55      7,391.55             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          40,753.47     69,463.24             0.00         0.00   6,100,561.95

- -------------------------------------------------------------------------------
          163,995.66    623,239.63             0.00         0.00  23,093,814.14
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    104.862723  18.538487     0.675443    19.213930   0.000000     86.324236
A-4   1000.000000   0.000000     6.607437     6.607437   0.000000   1000.000000
A-5     25.985661   2.580390    21.770136    24.350526   0.000000     23.405271
A-6   1000.000000   0.000000     6.648994     6.648994   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      862.810060   4.041438     5.736817     9.778255   0.000000    858.768621

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,934.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,718.94

SUBSERVICER ADVANCES THIS MONTH                                        7,984.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     428,904.43

 (B)  TWO MONTHLY PAYMENTS:                                    1     268,660.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,093,814.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          114

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      348,920.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          73.97674780 %    26.02325220 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             73.58356700 %    26.41643300 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3805 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              261,243.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,563,841.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.85937033
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.63

POOL TRADING FACTOR:                                                14.62948430


 ................................................................................


Run:        01/26/96     15:29:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    21,284,684.66     8.500000  %    414,430.46
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.174670  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     6,073,384.10     8.500000  %     32,309.89
B                  12,805,385.16    12,148,082.31     8.500000  %      4,089.33

- -------------------------------------------------------------------------------
                  320,111,585.16    48,610,151.07                    450,829.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       150,506.86    564,937.32             0.00         0.00  20,870,254.20
A-7        64,375.61     64,375.61             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        7,063.42      7,063.42             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          42,945.71     75,255.60             0.00         0.00   6,041,074.21
B          85,900.73     89,990.06             0.00    60,537.46  12,083,455.53

- -------------------------------------------------------------------------------
          350,792.33    801,622.01             0.00    60,537.46  48,098,783.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    631.593017  12.297640     4.466079    16.763719   0.000000    619.295377
A-7   1000.000000   0.000000     7.071135     7.071135   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      948.669806   5.046843     6.708171    11.755014   0.000000    943.622963
B      948.669810   0.319345     6.708172     7.027517   0.000000    943.622966

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,524.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,968.21

SUBSERVICER ADVANCES THIS MONTH                                       34,431.25
MASTER SERVICER ADVANCES THIS MONTH                                   10,508.61


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,043,218.72

 (B)  TWO MONTHLY PAYMENTS:                                    3     917,093.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     314,454.82


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,976,255.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,098,783.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,325,666.70

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      252,765.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         62.51510020 %    12.49406500 %   24.99083430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            62.31811230 %    12.55972338 %   25.12216430 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1764 %

      BANKRUPTCY AMOUNT AVAILABLE                         239,571.00
      FRAUD AMOUNT AVAILABLE                              531,131.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,955,803.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.10080907
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.88

POOL TRADING FACTOR:                                                15.02563049


 ................................................................................


Run:        01/26/96     15:29:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    21,114,214.93     8.100000  %  1,016,386.34
A-6   760920D70     2,829,000.00     1,350,740.54     8.100000  %     40,955.35
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     6,113,259.46     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     2,946,703.62     8.100000  %     80,499.18
A-12  760920F37    10,000,000.00     1,180,570.39     8.100000  %     32,251.27
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.267995  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     8,020,820.06     8.500000  %      6,607.65
B                  16,895,592.50    15,990,672.53     8.500000  %     13,052.27

- -------------------------------------------------------------------------------
                  375,449,692.50    65,343,981.53                  1,189,752.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       141,453.21  1,157,839.55             0.00         0.00  20,097,828.59
A-6         9,049.19     50,004.54             0.00         0.00   1,309,785.19
A-7        16,949.56     16,949.56             0.00         0.00   2,530,000.00
A-8        40,846.43     40,846.43             0.00         0.00   6,097,000.00
A-9             0.00          0.00        40,955.35         0.00   6,154,214.81
A-10            0.00          0.00             0.00         0.00           0.00
A-11       19,741.24    100,240.42             0.00         0.00   2,866,204.44
A-12        7,909.15     40,160.42             0.00         0.00   1,148,319.12
A-13       13,674.28     13,674.28             0.00         0.00           0.00
A-14       14,483.90     14,483.90             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          56,388.50     62,996.15             0.00         0.00   8,014,212.41
B         112,418.68    125,470.95             0.00       121.04  15,977,499.22

- -------------------------------------------------------------------------------
          432,914.14  1,622,666.20        40,955.35       121.04  64,195,063.78
===============================================================================











































Run:        01/26/96     15:29:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    549.777761  26.464948     3.683198    30.148146   0.000000    523.312813
A-6    477.462192  14.476971     3.198724    17.675695   0.000000    462.985221
A-7   1000.000000   0.000000     6.699431     6.699431   0.000000   1000.000000
A-8   1000.000000   0.000000     6.699431     6.699431   0.000000   1000.000000
A-9   1318.934080   0.000000     0.000000     0.000000   8.836106   1327.770186
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   362.448170   9.901498     2.428197    12.329695   0.000000    352.546672
A-12   118.057039   3.225127     0.790915     4.016042   0.000000    114.831912
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      949.434193   0.782156     6.674775     7.456931   0.000000    948.652037
B      946.440471   0.772525     6.653728     7.426253   0.000000    945.660782

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,492.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,777.70

SUBSERVICER ADVANCES THIS MONTH                                       40,460.60
MASTER SERVICER ADVANCES THIS MONTH                                    6,577.12


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,147,505.36

 (B)  TWO MONTHLY PAYMENTS:                                    2     419,476.65

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,013,819.01


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,365,691.18

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,195,063.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          232

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 807,673.37

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,095,086.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         63.25370440 %    12.27476500 %   24.47153070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            62.62685910 %    12.48415678 %   24.88898410 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2604 %

      BANKRUPTCY AMOUNT AVAILABLE                         377,683.00
      FRAUD AMOUNT AVAILABLE                              736,504.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,431,774.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.21305281
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.01

POOL TRADING FACTOR:                                                17.09817988


 ................................................................................


Run:        01/26/96     15:30:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    46,065,401.27     6.911155  %    978,199.38
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     6.911155  %          0.00
B                   7,968,810.12     3,379,665.64     6.911155  %          0.00

- -------------------------------------------------------------------------------
                  113,840,137.12    49,445,066.91                    978,199.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         263,630.58  1,241,829.96             0.00         0.00  45,087,201.89
S           6,141.64      6,141.64             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   377,470.89   3,021,536.46

- -------------------------------------------------------------------------------
          269,772.22  1,247,971.60             0.00   377,470.89  48,108,738.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      435.107844   9.239521     2.490106    11.729627   0.000000    425.868323
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      424.111704   0.000000     0.000000     0.000000   0.000000    379.170342

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,177.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,439.84

SUBSERVICER ADVANCES THIS MONTH                                       33,648.67
MASTER SERVICER ADVANCES THIS MONTH                                   16,336.66


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,749,333.78

 (B)  TWO MONTHLY PAYMENTS:                                    2     579,303.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,863,493.32


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        668,553.67

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,108,738.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          162

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,533,773.45

REMAINING SUBCLASS INTEREST SHORTFALL                                 19,341.70

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      340,259.30

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.16480720 %     6.83519280 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.71936040 %     6.28063960 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              515,470.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,330,517.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61081902
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.73

POOL TRADING FACTOR:                                                42.25990900



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1741

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        01/26/96     15:35:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00     7,680,428.37     8.500000  %    729,105.74
A-6   760920G51    20,500,000.00    20,500,000.00     8.500000  %          0.00
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00       991,229.59     0.109110  %      4,544.20
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     4,086,903.28     8.500000  %      3,596.91
B                  10,804,782.23    10,131,071.51     8.500000  %      8,916.42

- -------------------------------------------------------------------------------
                  216,050,982.23    46,364,754.15                    746,163.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        53,857.01    782,962.75             0.00         0.00   6,951,322.63
A-6       143,750.95    143,750.95             0.00         0.00  20,500,000.00
A-7        20,862.27     20,862.27             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        4,173.41      8,717.61             0.00         0.00     986,685.39
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          28,658.35     32,255.26             0.00         0.00   4,083,306.37
B          71,041.52     79,957.94             0.00         0.00  10,122,155.09

- -------------------------------------------------------------------------------
          322,343.51  1,068,506.78             0.00         0.00  45,618,590.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    424.473769  40.295443     2.976512    43.271955   0.000000    384.178326
A-6   1000.000000   0.000000     7.012241     7.012241   0.000000   1000.000000
A-7   1000.000000   0.000000     7.012242     7.012242   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   270.688788   1.240948     1.139691     2.380639   0.000000    269.447841
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      946.042426   0.832618     6.633877     7.466495   0.000000    945.209808
B      937.646988   0.825229     6.575007     7.400236   0.000000    936.821759

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:35:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,348.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,824.83

SUBSERVICER ADVANCES THIS MONTH                                       25,489.08
MASTER SERVICER ADVANCES THIS MONTH                                    1,522.33


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     465,746.78

 (B)  TWO MONTHLY PAYMENTS:                                    1     404,080.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     631,956.84


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,771,274.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,618,590.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          179

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 199,510.07

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      705,357.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.33451920 %     8.81467700 %   21.85080390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            68.86036770 %     8.95096997 %   22.18866230 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1096 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,542.00
      FRAUD AMOUNT AVAILABLE                              505,177.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,908,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.84631400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.81

POOL TRADING FACTOR:                                                21.11473431



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


 ................................................................................


Run:        01/26/96     15:30:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00             0.00     8.000000  %          0.00
A-6   760920J82    10,982,000.00     9,628,298.17     8.000000  %    318,463.71
A-7   760920J90     7,108,000.00             0.00     8.000000  %          0.00
A-8   760920K23    10,000,000.00     1,348,417.65     8.000000  %     44,600.00
A-9   760920K31    37,500,000.00     5,260,406.93     8.000000  %    173,992.19
A-10  760920J74    17,000,000.00     7,873,075.73     8.000000  %    260,408.32
A-11  760920J66             0.00             0.00     0.328666  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     7,164,537.52     8.000000  %     31,770.43

- -------------------------------------------------------------------------------
                  183,771,178.70    31,274,736.00                    829,234.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        63,663.38    382,127.09             0.00         0.00   9,309,834.46
A-7             0.00          0.00             0.00         0.00           0.00
A-8         8,915.89     53,515.89             0.00         0.00   1,303,817.65
A-9        34,782.40    208,774.59             0.00         0.00   5,086,414.74
A-10       52,057.65    312,465.97             0.00         0.00   7,612,667.41
A-11        8,495.69      8,495.69             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          47,372.72     79,143.15             0.00         0.00   7,132,767.09

- -------------------------------------------------------------------------------
          215,287.73  1,044,522.38             0.00         0.00  30,445,501.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    876.734490  28.998699     5.797066    34.795765   0.000000    847.735791
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    134.841765   4.460000     0.891589     5.351589   0.000000    130.381765
A-9    140.277518   4.639792     0.927531     5.567323   0.000000    135.637726
A-10   463.122102  15.318136     3.062215    18.380351   0.000000    447.803965
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      866.330831   3.841659     5.728276     9.569935   0.000000    862.489173

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,040.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,336.70

SUBSERVICER ADVANCES THIS MONTH                                       18,577.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,264,710.45

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        403,287.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      30,445,501.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          130

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      690,549.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          77.09161310 %    22.90838690 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             76.57201630 %    23.42798370 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3352 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              332,819.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,307.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.77200459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              132.32

POOL TRADING FACTOR:                                                16.56707084


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                        0.00           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,303,817.65           0.00
ENDING A-9 PRINCIPAL COMPONENT:                5,086,414.74           0.00
ENDING A-10 PRINCIPAL COMPONENT:               7,612,667.41           0.00


 ................................................................................


Run:        01/26/96     15:30:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920K80    41,803,000.00             0.00     8.125000  %          0.00
A-2   760920K98    63,713,000.00             0.00     8.125000  %          0.00
A-3   760920L22    62,468,000.00             0.00     8.125000  %          0.00
A-4   760920L30    16,820,000.00             0.00     8.125000  %          0.00
A-5   760920L55    39,009,000.00             0.00     8.125000  %          0.00
A-6   760920L63    56,332,000.00             0.00     8.125000  %          0.00
A-7   760920L71    23,000,000.00             0.00     8.125000  %          0.00
A-8   760920L89    27,721,000.00    18,122,883.52     8.125000  %    656,050.83
A-9   760920M47    29,187,000.00    29,187,000.00     8.125000  %          0.00
A-10  760920L48    10,749,000.00             0.00     8.125000  %          0.00
A-11  760920M39    29,251,000.00    13,028,629.04     8.125000  %    180,669.29
A-12  760920L97             0.00             0.00     0.375000  %          0.00
A-13  760920M21             0.00             0.00     0.207241  %          0.00
R-I   760920K64           100.00             0.00     8.500000  %          0.00
R-II  760920K72       168,000.00             0.00     8.500000  %          0.00
M     760920M54     9,708,890.00     9,117,199.70     8.500000  %      7,130.91
B                  21,576,273.86    19,919,888.19     8.500000  %     15,580.11

- -------------------------------------------------------------------------------
                  431,506,263.86    89,375,600.45                    859,431.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       122,312.29    778,363.12             0.00         0.00  17,466,832.69
A-9       196,984.60    196,984.60             0.00         0.00  29,187,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       87,930.91    268,600.20             0.00         0.00  12,847,959.75
A-12       18,795.13     18,795.13             0.00         0.00           0.00
A-13       15,385.61     15,385.61             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          64,372.42     71,503.33             0.00         0.00   9,110,068.79
B         140,645.31    156,225.42             0.00         0.00  19,904,308.08

- -------------------------------------------------------------------------------
          646,426.27  1,505,857.41             0.00         0.00  88,516,169.31
===============================================================================






































Run:        01/26/96     15:30:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    653.760092  23.666204     4.412261    28.078465   0.000000    630.093889
A-9   1000.000000   0.000000     6.749053     6.749053   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   445.407987   6.176517     3.006082     9.182599   0.000000    439.231471
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      939.056854   0.734472     6.630255     7.364727   0.000000    938.322382
B      923.231153   0.722094     6.518518     7.240612   0.000000    922.509058

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S24 (POOL # 4073)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4073 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,727.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,070.26

SUBSERVICER ADVANCES THIS MONTH                                       41,103.50
MASTER SERVICER ADVANCES THIS MONTH                                   19,538.03


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,821,303.24

 (B)  TWO MONTHLY PAYMENTS:                                    2     469,843.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,463.88


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,597,192.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      88,516,169.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          324

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,396,830.95

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      789,527.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         67.51116890 %    10.20099400 %   22.28783710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            67.22138220 %    10.29198265 %   22.48663520 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2085 %

      BANKRUPTCY AMOUNT AVAILABLE                         257,117.00
      FRAUD AMOUNT AVAILABLE                              952,558.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,269,255.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14782348
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.79

POOL TRADING FACTOR:                                                20.51329881


 ................................................................................


Run:        01/26/96     15:30:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    46,615,578.43     7.947854  %    622,236.17
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     7.947854  %          0.00
B                   8,084,552.09     7,033,861.15     7.947854  %      6,335.53

- -------------------------------------------------------------------------------
                  134,742,525.09    53,649,439.58                    628,571.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         306,787.16    929,023.33             0.00         0.00  45,993,342.26
S           6,663.66      6,663.66             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          46,291.35     52,626.88             0.00         0.00   7,027,525.62

- -------------------------------------------------------------------------------
          359,742.17    988,313.87             0.00         0.00  53,020,867.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      368.043275   4.912732     2.422172     7.334904   0.000000    363.130544
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      870.037211   0.783659     5.725902     6.509561   0.000000    869.253552

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,462.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,961.40

SUBSERVICER ADVANCES THIS MONTH                                       32,303.23
MASTER SERVICER ADVANCES THIS MONTH                                    7,262.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,477,508.98

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,768,709.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,020,867.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          174

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 979,189.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      580,248.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.88921790 %    13.11078220 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.74573630 %    13.25426370 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              638,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,931,788.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58546598
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.82

POOL TRADING FACTOR:                                                39.34976567



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1524

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        01/26/96     15:30:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     1,825,565.31     8.500000  %     22,359.44
A-11  760920T24    20,000,000.00    16,596,048.14     8.500000  %    203,267.67
A-12  760920P44    39,837,000.00    33,056,838.51     8.500000  %    404,878.70
A-13  760920P77     4,598,000.00     6,070,089.07     8.500000  %          0.00
A-14  760920M62     2,400,000.00       927,910.94     8.500000  %     42,870.47
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.100998  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     7,997,892.90     8.500000  %      6,518.04
B                  17,878,726.36    16,884,182.06     8.500000  %     13,760.09

- -------------------------------------------------------------------------------
                  376,384,926.36    95,360,526.93                    693,654.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10       12,893.20     35,252.64             0.00         0.00   1,803,205.87
A-11      117,210.87    320,478.54             0.00         0.00  16,392,780.47
A-12      233,466.48    638,345.18             0.00         0.00  32,651,959.81
A-13            0.00          0.00        42,870.47         0.00   6,112,959.54
A-14        6,553.44     49,423.91             0.00         0.00     885,040.47
A-15       26,131.53     26,131.53             0.00         0.00   3,700,000.00
A-16       28,250.31     28,250.31             0.00         0.00   4,000,000.00
A-17       30,383.21     30,383.21             0.00         0.00   4,302,000.00
A-18        8,002.48      8,002.48             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          56,485.74     63,003.78             0.00         0.00   7,991,374.86
B         119,245.85    133,005.94             0.00         0.00  16,870,421.97

- -------------------------------------------------------------------------------
          638,623.11  1,332,277.52        42,870.47         0.00  94,709,742.99
===============================================================================




























Run:        01/26/96     15:30:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   829.802414  10.163382     5.860545    16.023927   0.000000    819.639032
A-11   829.802407  10.163384     5.860544    16.023928   0.000000    819.639024
A-12   829.802408  10.163383     5.860544    16.023927   0.000000    819.639024
A-13  1320.158562   0.000000     0.000000     0.000000   9.323721   1329.482284
A-14   386.629558  17.862696     2.730600    20.593296   0.000000    368.766863
A-15  1000.000000   0.000000     7.062576     7.062576   0.000000   1000.000000
A-16  1000.000000   0.000000     7.062578     7.062578   0.000000   1000.000000
A-17  1000.000000   0.000000     7.062578     7.062578   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      944.372759   0.769635     6.669706     7.439341   0.000000    943.603124
B      944.372755   0.769635     6.669706     7.439341   0.000000    943.603120

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,427.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,705.14

SUBSERVICER ADVANCES THIS MONTH                                       42,386.74
MASTER SERVICER ADVANCES THIS MONTH                                   22,069.44


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,163,851.12

 (B)  TWO MONTHLY PAYMENTS:                                    1      48,722.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     219,649.92


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,911,940.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      94,709,742.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          339

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       7

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,740,144.41

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      573,068.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         73.90736420 %     8.38700600 %   17.70563000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            73.74948340 %     8.43775372 %   17.81276290 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1004 %

      BANKRUPTCY AMOUNT AVAILABLE                         337,805.00
      FRAUD AMOUNT AVAILABLE                              978,669.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,085,106.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.04516952
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.06

POOL TRADING FACTOR:                                                25.16300105


 ................................................................................


Run:        01/26/96     15:30:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00             0.00   952.000000  %          0.00
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00             0.00     7.500000  %          0.00
A-7   760920Q84    16,484,000.00    14,987,350.41     8.000000  %  1,018,352.90
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.188023  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,454,473.43     8.000000  %     28,535.98

- -------------------------------------------------------------------------------
                  157,499,405.19    34,462,823.84                  1,046,888.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        98,649.45  1,117,002.35             0.00         0.00  13,968,997.51
A-8        85,706.58     85,706.58             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        5,331.40      5,331.40             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          42,484.50     71,020.48             0.00         0.00   6,425,937.45

- -------------------------------------------------------------------------------
          232,171.93  1,279,060.81             0.00         0.00  33,415,934.96
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    909.205921  61.778264     5.984558    67.762822   0.000000    847.427658
A-8   1000.000000   0.000000     6.582181     6.582181   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      862.735444   3.814253     5.678681     9.492934   0.000000    858.921190

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,605.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,656.76

SUBSERVICER ADVANCES THIS MONTH                                        2,394.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     213,445.87

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      33,415,934.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          159

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      894,524.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          81.27119980 %    18.72880020 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             80.76984090 %    19.23015910 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1913 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              186,949.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,378,488.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65487530
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.38

POOL TRADING FACTOR:                                                21.21654677


 ................................................................................


Run:        01/26/96     15:30:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00       275,204.41     7.125000  %    221,287.93
A-4   760920S74    14,926,190.00        87,821.65    12.375000  %     70,616.13
A-5   760920S33    15,000,000.00        88,255.93     6.375000  %     70,965.33
A-6   760920S58    54,705,000.00       953,180.77     7.500000  %    766,439.02
A-7   760920S66     7,815,000.00       136,168.68    11.500000  %    109,491.29
A-8   760920S82     8,967,000.00     8,967,000.00     8.000000  %          0.00
A-9   760920S90       833,000.00       833,000.00     8.000000  %          0.00
A-10  760920S25    47,400,000.00    47,400,000.00     8.000000  %          0.00
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.275736  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     6,965,592.72     8.000000  %      6,145.48
B                  16,432,384.46    15,506,281.61     8.000000  %     13,680.61

- -------------------------------------------------------------------------------
                  365,162,840.46    86,815,505.77                  1,258,625.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         1,620.31    222,908.24             0.00         0.00      53,916.48
A-4           898.05     71,514.18             0.00         0.00      17,205.52
A-5           464.92     71,430.25             0.00         0.00      17,290.60
A-6         5,907.35    772,346.37             0.00         0.00     186,741.75
A-7         1,293.99    110,785.28             0.00         0.00      26,677.39
A-8        59,277.93     59,277.93             0.00         0.00   8,967,000.00
A-9         5,506.69      5,506.69             0.00         0.00     833,000.00
A-10      313,346.03    313,346.03             0.00         0.00  47,400,000.00
A-11       37,039.61     37,039.61             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       19,780.90     19,780.90             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          46,047.27     52,192.75             0.00         0.00   6,959,447.24
B         102,507.01    116,187.62             0.00         0.00  15,492,601.00

- -------------------------------------------------------------------------------
          593,690.06  1,852,315.85             0.00         0.00  85,556,879.98
===============================================================================











































Run:        01/26/96     15:30:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      5.883729   4.731022     0.034641     4.765663   0.000000      1.152707
A-4      5.883729   4.731022     0.060166     4.791188   0.000000      1.152707
A-5      5.883729   4.731022     0.030995     4.762017   0.000000      1.152707
A-6     17.424016  14.010402     0.107986    14.118388   0.000000      3.413614
A-7     17.424015  14.010402     0.165578    14.175980   0.000000      3.413614
A-8   1000.000000   0.000000     6.610676     6.610676   0.000000   1000.000000
A-9   1000.000000   0.000000     6.610672     6.610672   0.000000   1000.000000
A-10  1000.000000   0.000000     6.610676     6.610676   0.000000   1000.000000
A-11  1000.000000   0.000000     6.610675     6.610675   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      953.765378   0.841471     6.305033     7.146504   0.000000    952.923907
B      943.641603   0.832540     6.238109     7.070649   0.000000    942.809063

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,301.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,371.93

SUBSERVICER ADVANCES THIS MONTH                                       21,426.25
MASTER SERVICER ADVANCES THIS MONTH                                    1,667.60


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     870,090.65

 (B)  TWO MONTHLY PAYMENTS:                                    1     496,154.84

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     119,351.78


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,266,068.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      85,556,879.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 214,463.21

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,182,031.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.11536780 %     8.02344300 %   17.86118910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            73.75775250 %     8.13429293 %   18.10795460 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2769 %

      BANKRUPTCY AMOUNT AVAILABLE                         243,529.00
      FRAUD AMOUNT AVAILABLE                              906,185.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,592.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69981320
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.93

POOL TRADING FACTOR:                                                23.42978817


 ................................................................................


Run:        01/26/96     15:30:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    24,612,559.48     7.239458  %    240,475.13
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.239458  %          0.00
B                   6,095,852.88     4,873,201.63     7.239458  %      3,130.05

- -------------------------------------------------------------------------------
                  116,111,466.88    29,485,761.11                    243,605.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         147,583.63    388,058.76             0.00         0.00  24,372,084.35
S           6,105.59      6,105.59             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          29,221.05     32,351.10             0.00     1,481.78   4,868,589.80

- -------------------------------------------------------------------------------
          182,910.27    426,515.45             0.00     1,481.78  29,240,674.15
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      223.718988   2.185829     1.341480     3.527309   0.000000    221.533159
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      799.429010   0.513472     4.793595     5.307067   0.000000    798.672457

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,351.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,950.84

SPREAD                                                                 3,866.29

SUBSERVICER ADVANCES THIS MONTH                                       12,049.85
MASTER SERVICER ADVANCES THIS MONTH                                    7,139.55


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     449,040.42

 (B)  TWO MONTHLY PAYMENTS:                                    1     232,036.01

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        926,080.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,240,674.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           92

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 943,052.67

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      217,182.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.47269510 %    16.52730490 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.34994000 %    16.65006000 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              308,543.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,870.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.21387112
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.58

POOL TRADING FACTOR:                                                25.18327856


 ................................................................................


Run:        01/26/96     15:30:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Z27    25,905,000.00             0.00     6.000000  %          0.00
A-2   760920Z35    44,599,000.00             0.00     6.500000  %          0.00
A-3   760920Z43    25,000,000.00     1,140,506.98     6.500000  %    184,193.09
A-4   760920Z50    26,677,000.00     3,555,188.71     7.000000  %    574,166.75
A-5   760920Y85    11,517,000.00     3,723,094.87     7.000000  %    224,016.94
A-6   760920Y93     5,775,000.00     5,775,000.00     7.000000  %          0.00
A-7   760920Z68    25,900,000.00    32,494,862.39     7.000000  %          0.00
A-8   760920Z84     4,709,000.00     5,908,042.74     7.000000  %          0.00
A-9   760920Z76        50,000.00        11,518.64  4623.730000  %        184.25
A-10  7609202B3    20,035,000.00    20,035,000.00     8.000000  %          0.00
A-11  7609202L1    15,811,000.00    15,811,000.00     8.000000  %          0.00
A-12  7609202A5    24,277,000.00             0.00     7.000000  %          0.00
A-13  7609202G2     9,443,000.00             0.00     7.700000  %          0.00
A-14  7609202F4        10,000.00             0.00  2718.990000  %          0.00
A-15  7609202J6     5,128,000.00             0.00     8.000000  %          0.00
A-16  7609202M9     4,587,000.00             0.00     8.000000  %          0.00
A-17  7609202C1    12,800,000.00             0.00     0.000000  %          0.00
A-18  7609202D9     4,000,000.00             0.00     0.000000  %          0.00
A-19  760920Z92    10,298,000.00             0.00     8.000000  %          0.00
A-20  7609202E7     8,762,000.00             0.00     8.000000  %          0.00
A-21  7609202H0     6,304,000.00             0.00     8.000000  %          0.00
A-22  7609202N7     9,012,000.00             0.00     8.000000  %          0.00
A-23  7609202K3             0.00             0.00     0.132411  %          0.00
R-I   7609202Q0           100.00             0.00     8.000000  %          0.00
R-II  7609202R8           100.00             0.00     8.000000  %          0.00
M     7609202P2     6,430,878.00     6,156,656.72     8.000000  %      5,762.07
B                  14,467,386.02    13,770,543.79     8.000000  %     12,887.97

- -------------------------------------------------------------------------------
                  321,497,464.02   108,381,414.84                  1,001,211.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         6,153.69    190,346.78             0.00         0.00     956,313.89
A-4        20,657.83    594,824.58             0.00         0.00   2,981,021.96
A-5        21,633.47    245,650.41             0.00         0.00   3,499,077.93
A-6        33,556.30     33,556.30             0.00         0.00   5,775,000.00
A-7             0.00          0.00       189,553.36         0.00  32,684,415.75
A-8             0.00          0.00        34,463.58         0.00   5,942,506.32
A-9        44,209.71     44,393.96             0.00         0.00      11,334.39
A-10      133,046.47    133,046.47             0.00         0.00  20,035,000.00
A-11      104,996.15    104,996.15             0.00         0.00  15,811,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17            0.00          0.00             0.00         0.00           0.00
A-18            0.00          0.00             0.00         0.00           0.00
A-19            0.00          0.00             0.00         0.00           0.00
A-20            0.00          0.00             0.00         0.00           0.00
A-21            0.00          0.00             0.00         0.00           0.00
A-22            0.00          0.00             0.00         0.00           0.00
A-23       11,930.15     11,930.15             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          40,945.25     46,707.32             0.00         0.00   6,150,894.65
B          91,581.90    104,469.87             0.00         0.00  13,757,655.82

- -------------------------------------------------------------------------------
          508,710.92  1,509,921.99       224,016.94         0.00 107,604,220.71
===============================================================================

























Run:        01/26/96     15:30:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     45.620279   7.367724     0.246148     7.613872   0.000000     38.252556
A-4    133.267935  21.522913     0.774369    22.297282   0.000000    111.745022
A-5    323.269503  19.450980     1.878395    21.329375   0.000000    303.818523
A-6   1000.000000   0.000000     5.810615     5.810615   0.000000   1000.000000
A-7   1254.627892   0.000000     0.000000     0.000000   7.318663   1261.946554
A-8   1254.627891   0.000000     0.000000     0.000000   7.318662   1261.946553
A-9    230.372800   3.685000   884.194200   887.879200   0.000000    226.687800
A-10  1000.000000   0.000000     6.640702     6.640702   0.000000   1000.000000
A-11  1000.000000   0.000000     6.640703     6.640703   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-17     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-19     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-20     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-21     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-22     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      957.358656   0.896001     6.366977     7.262978   0.000000    956.462656
B      951.833577   0.890829     6.330232     7.221061   0.000000    950.942748

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S30 (POOL # 4079)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4079 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,954.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,336.94

SUBSERVICER ADVANCES THIS MONTH                                       33,676.89
MASTER SERVICER ADVANCES THIS MONTH                                    6,497.47


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,288,107.92

 (B)  TWO MONTHLY PAYMENTS:                                    3     875,577.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,294,349.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,604,220.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          405

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 842,266.49

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      675,759.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.61382140 %     5.68054700 %   12.70563210 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.49835540 %     5.71622062 %   12.78542400 %

CLASS A-23 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1306 %

      BANKRUPTCY AMOUNT AVAILABLE                         289,753.00
      FRAUD AMOUNT AVAILABLE                              557,054.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,918,963.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56854338
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.26

POOL TRADING FACTOR:                                                33.46969502


 ................................................................................


Run:        01/26/96     15:30:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00     7,370,383.18     7.000000  %    835,160.99
A-4   760920X52    24,469,000.00    24,469,000.00     7.500000  %          0.00
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00     2,400,477.48     7.500000  %    272,005.55
A-8   760920Y51    15,000,000.00     6,993,552.20     7.500000  %    167,199.40
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00         1,182.75  3123.270000  %        134.02
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.213008  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58    10,179,570.24     7.500000  %     45,475.14

- -------------------------------------------------------------------------------
                  261,801,192.58    72,350,165.85                  1,319,975.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        42,722.61    877,883.60             0.00         0.00   6,535,222.19
A-4       151,966.24    151,966.24             0.00         0.00  24,469,000.00
A-5       130,024.33    130,024.33             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        14,908.31    286,913.86             0.00         0.00   2,128,471.93
A-8        43,433.89    210,633.29             0.00         0.00   6,826,352.80
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        3,058.95      3,192.97             0.00         0.00       1,048.73
A-12            0.00          0.00             0.00         0.00           0.00
A-13       12,761.58     12,761.58             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          63,220.87    108,696.01             0.00         0.00  10,134,095.10

- -------------------------------------------------------------------------------
          462,096.78  1,782,071.88             0.00         0.00  71,030,190.75
===============================================================================















































Run:        01/26/96     15:30:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    245.925365  27.866566     1.425513    29.292079   0.000000    218.058799
A-4   1000.000000   0.000000     6.210562     6.210562   0.000000   1000.000000
A-5   1000.000000   0.000000     6.210562     6.210562   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     65.053590   7.371424     0.404019     7.775443   0.000000     57.682166
A-8    466.236813  11.146627     2.895593    14.042220   0.000000    455.090187
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11    23.655000   2.680400    61.179000    63.859400   0.000000     20.974600
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      862.602885   3.853503     5.357249     9.210752   0.000000    858.749383

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,191.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,632.13

SUBSERVICER ADVANCES THIS MONTH                                        7,625.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     284,534.91

 (B)  TWO MONTHLY PAYMENTS:                                    1     218,620.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     217,829.96


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,030,190.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          289

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      996,765.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.93013560 %    14.06986440 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.73269340 %    14.26730660 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2126 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              376,308.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,552,948.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.12408098
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              135.65

POOL TRADING FACTOR:                                                27.13134728


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:             272,005.55            0.00           0.00
CLASS A-7 ENDING BAL:          2,128,471.93            0.00           0.00
CLASS A-8 PRIN DIST:             167,199.40          N/A              0.00
CLASS A-8 ENDING BAL:          6,826,352.80          N/A              0.00


 ................................................................................


Run:        01/26/96     15:30:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00    10,834,685.20     7.750000  %  2,012,267.06
A-10  760920W20    65,701,000.00    65,701,000.00     7.750000  %          0.00
A-11  760920U55     2,522,000.00       565,154.16     7.750000  %     57,285.45
A-12  760920U63     2,475,000.00     2,475,000.00     7.750000  %          0.00
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     8,924,845.84     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00    11,050,873.21     7.750000  %    223,583.37
A-17  760920W38             0.00             0.00     0.333735  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     8,188,271.95     7.750000  %     49,439.80
B                  20,436,665.48    19,444,894.59     7.750000  %          0.00

- -------------------------------------------------------------------------------
                  430,245,573.48   138,142,724.95                  2,342,575.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        69,544.04  2,081,811.10             0.00         0.00   8,822,418.14
A-10      421,711.63    421,711.63             0.00         0.00  65,701,000.00
A-11        3,627.52     60,912.97             0.00         0.00     507,868.71
A-12       15,886.16     15,886.16             0.00         0.00   2,475,000.00
A-13       70,335.55     70,335.55             0.00         0.00  10,958,000.00
A-14            0.00          0.00        57,285.45         0.00   8,982,131.29
A-15            0.00          0.00             0.00         0.00           0.00
A-16       70,931.67    294,515.04             0.00         0.00  10,827,289.84
A-17       38,183.12     38,183.12             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          52,557.64    101,997.44             0.00         0.00   8,138,832.15
B          96,032.19     96,032.19             0.00   146,183.74  19,327,488.62

- -------------------------------------------------------------------------------
          838,809.52  3,181,385.20        57,285.45   146,183.74 135,740,028.75
===============================================================================




























Run:        01/26/96     15:30:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    414.756544  77.030474     2.662177    79.692651   0.000000    337.726071
A-10  1000.000000   0.000000     6.418649     6.418649   0.000000   1000.000000
A-11   224.089675  22.714294     1.438351    24.152645   0.000000    201.375381
A-12  1000.000000   0.000000     6.418651     6.418651   0.000000   1000.000000
A-13  1000.000000   0.000000     6.418648     6.418648   0.000000   1000.000000
A-14  1280.833215   0.000000     0.000000     0.000000   8.221218   1289.054433
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   676.639310  13.689895     4.343110    18.033005   0.000000    662.949415
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      951.471007   5.744867     6.107158    11.852025   0.000000    945.726140
B      951.471002   0.000000     4.699014     4.699014   0.000000    945.726133

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,112.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,396.42

SUBSERVICER ADVANCES THIS MONTH                                       44,220.80
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,376,016.11

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,241,083.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     747,306.56


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,400,311.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,740,028.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          494

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,568,606.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.99665450 %     5.92740000 %   14.07594540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.76549660 %     5.99589688 %   14.23860650 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3330 %

      BANKRUPTCY AMOUNT AVAILABLE                         182,348.00
      FRAUD AMOUNT AVAILABLE                            1,402,344.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,547,265.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57587402
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.87

POOL TRADING FACTOR:                                                31.54943063


 ................................................................................


Run:        01/26/96     15:30:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00     4,075,459.25     7.000000  %    439,030.09
A-4   7609203Q9    70,830,509.00     4,076,434.77     6.725000  %    439,135.18
A-5   7609203R7       355,932.00        20,484.59   651.725000  %      2,206.71
A-6   7609203S5    17,000,000.00     3,326,503.36     6.823529  %    358,348.59
A-7   7609203W6    11,800,000.00    11,800,000.00     8.000000  %          0.00
A-8   7609204H8    36,700,000.00    24,287,029.98     8.000000  %     63,237.99
A-9   7609204J4    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.196024  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     6,945,289.97     8.000000  %     48,026.91
B                  15,322,642.27    14,521,836.84     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,581,934.27   117,553,038.76                  1,349,985.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        23,691.77    462,721.86             0.00         0.00   3,636,429.16
A-4        22,766.48    461,901.66             0.00         0.00   3,637,299.59
A-5        11,087.02     13,293.73             0.00         0.00      18,277.88
A-6        18,850.38    377,198.97             0.00         0.00   2,968,154.77
A-7        78,396.21     78,396.21             0.00         0.00  11,800,000.00
A-8       161,356.86    224,594.85             0.00         0.00  24,223,791.99
A-9        99,656.19     99,656.19             0.00         0.00  15,000,000.00
A-10      212,599.87    212,599.87             0.00         0.00  32,000,000.00
A-11        9,965.62      9,965.62             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       19,136.63     19,136.63             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          46,142.74     94,169.65             0.00         0.00   6,897,263.06
B          22,797.28     22,797.28             0.00         0.00  14,421,417.83

- -------------------------------------------------------------------------------
          726,447.05  2,076,432.52             0.00         0.00 116,102,634.28
===============================================================================













































Run:        01/26/96     15:30:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     57.551962   6.199803     0.334565     6.534368   0.000000     51.352159
A-4     57.551962   6.199803     0.321422     6.521225   0.000000     51.352159
A-5     57.551976   6.199808    31.149264    37.349072   0.000000     51.352168
A-6    195.676668  21.079329     1.108846    22.188175   0.000000    174.597339
A-7   1000.000000   0.000000     6.643747     6.643747   0.000000   1000.000000
A-8    661.771934   1.723106     4.396645     6.119751   0.000000    660.048828
A-9   1000.000000   0.000000     6.643746     6.643746   0.000000   1000.000000
A-10  1000.000000   0.000000     6.643746     6.643746   0.000000   1000.000000
A-11  1000.000000   0.000000     6.643747     6.643747   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      956.771173   6.616104     6.356544    12.972648   0.000000    950.155069
B      947.737119   0.000000     1.487816     1.487816   0.000000    941.183484

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,947.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,428.54

SUBSERVICER ADVANCES THIS MONTH                                       42,697.09
MASTER SERVICER ADVANCES THIS MONTH                                   16,857.87


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   2,437,858.60

 (B)  TWO MONTHLY PAYMENTS:                                    1      83,856.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     366,042.83


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,500,837.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     116,102,634.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          433

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,195,908.27

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      637,521.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.73834800 %     5.90821800 %   12.35343380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.63807310 %     5.94066026 %   12.42126670 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1974 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,065.00
      FRAUD AMOUNT AVAILABLE                            1,171,078.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,553,075.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63698796
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.50

POOL TRADING FACTOR:                                                35.99167280


 ................................................................................


Run:        01/26/96     15:30:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00     3,782,526.64     7.300000  %  1,693,798.79
A-4   7609203H9    72,404,250.00       377,844.34     6.475000  %    169,197.03
A-5   7609203J5        76,215.00           397.72  2883.250000  %        178.10
A-6   7609203N6    44,428,000.00    44,428,000.00     7.500000  %          0.00
A-7   7609203P1    15,000,000.00    15,000,000.00     7.500000  %          0.00
A-8   7609204B1     7,005,400.00     7,323,681.62     7.500000  %          0.00
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    13,712,249.98     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.278243  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,367,034.98     7.500000  %     10,440.34
B                  16,042,796.83    15,427,555.27     7.500000  %     14,169.81

- -------------------------------------------------------------------------------
                  427,807,906.83   181,957,290.55                  1,887,784.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        22,905.75  1,716,704.54             0.00         0.00   2,088,727.85
A-4         2,029.52    171,226.55             0.00         0.00     208,647.31
A-5           951.27      1,129.37             0.00         0.00         219.62
A-6       276,412.49    276,412.49             0.00         0.00  44,428,000.00
A-7        93,323.75     93,323.75             0.00         0.00  15,000,000.00
A-8        36,085.18     36,085.18         9,479.71         0.00   7,333,161.33
A-9       189,994.70    189,994.70             0.00         0.00  30,538,000.00
A-10      248,863.32    248,863.32             0.00         0.00  40,000,000.00
A-11            0.00          0.00        85,311.90         0.00  13,797,561.88
A-12       41,998.49     41,998.49             0.00         0.00           0.00
R-I             0.03          0.03             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          70,720.95     81,161.29             0.00         0.00  11,356,594.64
B          95,983.82    110,153.63             0.00         0.00  15,413,385.46

- -------------------------------------------------------------------------------
        1,079,269.27  2,967,053.34        94,791.61         0.00 180,164,298.09
===============================================================================















































Run:        01/26/96     15:30:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     76.495038  34.254142     0.463229    34.717371   0.000000     42.240897
A-4      5.218538   2.336838     0.028030     2.364868   0.000000      2.881700
A-5      5.218395   2.336810    12.481401    14.818211   0.000000      2.881585
A-6   1000.000000   0.000000     6.221583     6.221583   0.000000   1000.000000
A-7   1000.000000   0.000000     6.221583     6.221583   0.000000   1000.000000
A-8   1045.433754   0.000000     5.151052     5.151052   1.353200   1046.786955
A-9   1000.000000   0.000000     6.221583     6.221583   0.000000   1000.000000
A-10  1000.000000   0.000000     6.221583     6.221583   0.000000   1000.000000
A-11  1264.046496   0.000000     0.000000     0.000000   7.864370   1271.910866
R-I      0.000000   0.000000     0.300000     0.300000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      966.161911   0.887396     6.011056     6.898452   0.000000    965.274516
B      961.649981   0.883252     5.982985     6.866237   0.000000    960.766730

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,988.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,080.26

SUBSERVICER ADVANCES THIS MONTH                                       34,082.15
MASTER SERVICER ADVANCES THIS MONTH                                    6,338.32


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,911,352.42

 (B)  TWO MONTHLY PAYMENTS:                                    3     712,918.38

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      1,990,770.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     180,164,298.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          673

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 850,913.20

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,625,869.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.27424200 %     6.24709000 %    8.47866840 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.14135130 %     6.30346565 %    8.55518300 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2776 %

      BANKRUPTCY AMOUNT AVAILABLE                         208,302.00
      FRAUD AMOUNT AVAILABLE                            1,838,485.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,263,013.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24181626
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.36

POOL TRADING FACTOR:                                                42.11336331


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,533,161.33    5,800,000.00


 ................................................................................


Run:        01/26/96     15:30:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00             0.00     5.750000  %          0.00
A-4   7609202W7    10,000,000.00     9,468,826.74     6.500000  %    534,040.56
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.575000  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     7.991666  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         6,854.30  2775.250000  %         96.46
A-11  7609203B2             0.00             0.00     0.447035  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     5,142,376.07     7.000000  %     23,430.10

- -------------------------------------------------------------------------------
                  146,754,518.99    58,098,057.11                    557,567.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        51,151.43    585,191.99             0.00         0.00   8,934,786.18
A-5       112,363.41    112,363.41             0.00         0.00  20,800,000.00
A-6        18,217.49     18,217.49             0.00         0.00   3,680,000.00
A-7        15,300.38     15,300.38             0.00         0.00   2,800,000.00
A-8         7,970.16      7,970.16             0.00         0.00   1,200,000.00
A-9        87,264.48     87,264.48             0.00         0.00  15,000,000.00
A-10       15,809.33     15,905.79             0.00         0.00       6,757.84
A-11       21,584.97     21,584.97             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          29,916.46     53,346.56             0.00         0.00   5,118,945.97

- -------------------------------------------------------------------------------
          359,578.11    917,145.23             0.00         0.00  57,540,489.99
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    946.882674  53.404056     5.115143    58.519199   0.000000    893.478618
A-5   1000.000000   0.000000     5.402087     5.402087   0.000000   1000.000000
A-6   1000.000000   0.000000     4.950405     4.950405   0.000000   1000.000000
A-7    176.211454   0.000000     0.962894     0.962894   0.000000    176.211454
A-8    176.211454   0.000000     1.170361     1.170361   0.000000    176.211454
A-9    403.225806   0.000000     2.345819     2.345819   0.000000    403.225807
A-10   342.715000   4.823000   790.466500   795.289500   0.000000    337.892000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      870.951600   3.968300     5.066876     9.035176   0.000000    866.983301

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,621.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,167.54

SUBSERVICER ADVANCES THIS MONTH                                        3,265.19
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        319,330.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,540,489.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          233

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      292,856.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.14879860 %     8.85120140 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.10374980 %     8.89625020 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4464 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              594,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,446,888.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.87282821
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.40

POOL TRADING FACTOR:                                                39.20866654

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


 ................................................................................


Run:        01/26/96     15:30:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    40,001,411.00     5.700000  %    677,138.49
A-3   7609204R6    19,990,000.00    16,841,129.70     6.400000  %    144,346.10
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.349344  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     8,895,014.55     7.000000  %     41,248.61

- -------------------------------------------------------------------------------
                  260,444,078.54   127,997,555.25                    862,733.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       189,724.44    866,862.93             0.00         0.00  39,324,272.51
A-3        89,685.93    234,032.03             0.00         0.00  16,696,783.60
A-4       216,375.59    216,375.59             0.00         0.00  38,524,000.00
A-5       103,824.71    103,824.71             0.00         0.00  17,825,000.00
A-6        34,429.61     34,429.61             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       59,692.45     59,692.45             0.00         0.00           0.00
A-12       37,207.27     37,207.27             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          51,810.50     93,059.11             0.00         0.00   8,853,765.94

- -------------------------------------------------------------------------------
          782,750.50  1,645,483.70             0.00         0.00 127,134,822.05
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    730.312581  12.362633     3.463831    15.826464   0.000000    717.949948
A-3    842.477724   7.220915     4.486540    11.707455   0.000000    835.256808
A-4   1000.000000   0.000000     5.616644     5.616644   0.000000   1000.000000
A-5   1000.000000   0.000000     5.824668     5.824668   0.000000   1000.000000
A-6   1000.000000   0.000000     5.824668     5.824668   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      853.805672   3.959330     4.973134     8.932464   0.000000    849.846342

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,781.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,579.42

SUBSERVICER ADVANCES THIS MONTH                                       17,761.53
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     636,636.01

 (B)  TWO MONTHLY PAYMENTS:                                    1     211,954.72

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     399,731.33


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        467,230.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     127,134,822.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          517

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      269,173.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.05063720 %     6.94936290 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.03592380 %     6.96407620 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3491 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,295,621.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,852,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76313479
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.19

POOL TRADING FACTOR:                                                48.81463336


 ................................................................................


Run:        01/26/96     15:30:38                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00     2,019,602.30     7.650000  %  1,111,885.47
A-8   7609206T0    26,191,000.00    26,191,000.00     7.650000  %          0.00
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00    10,902,000.00     7.650000  %          0.00
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.104920  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     8,994,236.79     8.000000  %      7,696.72
B                  16,935,768.50    16,189,628.50     8.000000  %     13,854.10

- -------------------------------------------------------------------------------
                  376,350,379.50   137,212,119.59                  1,133,436.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        12,819.07  1,124,704.54             0.00         0.00     907,716.83
A-8       166,242.77    166,242.77             0.00         0.00  26,191,000.00
A-9       325,560.60    325,560.60             0.00         0.00  51,291,000.00
A-10      137,258.67    137,258.67             0.00         0.00  21,624,652.00
A-11       69,198.53     69,198.53             0.00         0.00  10,902,000.00
A-12       32,533.06     32,533.06             0.00         0.00           0.00
A-13       11,944.80     11,944.80             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          59,701.27     67,397.99             0.00         0.00   8,986,540.07
B         107,462.25    121,316.35             0.00         0.00  16,175,774.40

- -------------------------------------------------------------------------------
          922,721.02  2,056,157.31             0.00         0.00 136,078,683.30
===============================================================================













































Run:        01/26/96     15:30:38
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     41.883952  23.059074     0.265851    23.324925   0.000000     18.824879
A-8   1000.000000   0.000000     6.347324     6.347324   0.000000   1000.000000
A-9   1000.000000   0.000000     6.347324     6.347324   0.000000   1000.000000
A-10  1000.000000   0.000000     6.347324     6.347324   0.000000   1000.000000
A-11  1000.000000   0.000000     6.347324     6.347324   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      955.942945   0.818038     6.345286     7.163324   0.000000    955.124908
B      955.942950   0.818036     6.345286     7.163322   0.000000    955.124912

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,824.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,614.19

SUBSERVICER ADVANCES THIS MONTH                                       45,096.22
MASTER SERVICER ADVANCES THIS MONTH                                    3,023.89


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,514,107.55

 (B)  TWO MONTHLY PAYMENTS:                                    2     708,195.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     951,828.11


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,740,014.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     136,078,683.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          482

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 395,573.43

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,016,018.49

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.64603440 %     6.55498700 %   11.79897850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.50899620 %     6.60392932 %   11.88707450 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1054 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,910.00
      FRAUD AMOUNT AVAILABLE                            1,394,623.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,126,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.53713498
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.89

POOL TRADING FACTOR:                                                36.15744548


 ................................................................................


Run:        01/26/96     15:30:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    39,988,030.13     7.500000  %  2,402,134.92
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,776,819.72     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    11,621,351.10     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.199640  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,337,033.78     7.500000  %      8,591.96
B                  18,182,304.74    17,636,623.08     7.500000  %     16,229.26

- -------------------------------------------------------------------------------
                  427,814,328.74   210,898,857.81                  2,426,956.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       248,787.47  2,650,922.39             0.00         0.00  37,585,895.21
A-6       287,323.56    287,323.56             0.00         0.00  46,182,000.00
A-7       475,058.78    475,058.78             0.00         0.00  76,357,000.00
A-8        52,789.84     52,789.84         8,037.12         0.00   9,784,856.84
A-9             0.00          0.00        72,302.80         0.00  11,693,653.90
A-10       34,926.87     34,926.87             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,090.81     66,682.77             0.00         0.00   9,328,441.82
B         109,727.10    125,956.36             0.00         0.00  17,620,393.82

- -------------------------------------------------------------------------------
        1,266,704.43  3,693,660.57        80,339.92         0.00 208,552,241.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    571.110716  34.307391     3.553193    37.860584   0.000000    536.803325
A-6   1000.000000   0.000000     6.221549     6.221549   0.000000   1000.000000
A-7   1000.000000   0.000000     6.221549     6.221549   0.000000   1000.000000
A-8   1027.732547   0.000000     5.549232     5.549232   0.844857   1028.577404
A-9   1256.633986   0.000000     0.000000     0.000000   7.818209   1264.452195
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      969.988313   0.892585     6.034829     6.927414   0.000000    969.095727
B      969.988312   0.892585     6.034829     6.927414   0.000000    969.095726

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,252.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,250.35

SUBSERVICER ADVANCES THIS MONTH                                       25,442.90
MASTER SERVICER ADVANCES THIS MONTH                                      821.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,899,373.53

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,596,593.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     208,552,241.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          778

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 110,761.34

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,152,546.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.21014560 %     4.42725700 %    8.36259770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.07813670 %     4.47295208 %    8.44891130 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1999 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,769.00
      FRAUD AMOUNT AVAILABLE                            1,061,342.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,131,747.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16451199
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.08

POOL TRADING FACTOR:                                                48.74830682


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,299,856.84    8,485,000.00


 ................................................................................


Run:        01/26/96     15:30:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00       477,778.23     7.500000  %    477,778.23
A-7   7609205M6    29,879,000.00    29,879,000.00     7.500000  %    799,957.20
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.152087  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     7,610,722.65     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  183,802,829.51    57,532,500.88                  1,277,735.43
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6         2,965.90    480,744.13             0.00         0.00           0.00
A-7       185,479.74    985,436.94             0.00         0.00  29,079,042.80
A-8       121,453.57    121,453.57             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        7,242.26      7,242.26             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00         0.00   7,427,907.42

- -------------------------------------------------------------------------------
          317,141.47  1,594,876.90             0.00         0.00  56,071,950.22
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6     36.250245  36.250245     0.225030    36.475275   0.000000      0.000000
A-7   1000.000000  26.773225     6.207696    32.980921   0.000000    973.226775
A-8   1000.000000   0.000000     6.207696     6.207696   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      871.706708   0.000000     0.000000     0.000000   0.000000    850.767663

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,050.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,024.92

SUBSERVICER ADVANCES THIS MONTH                                       13,264.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,253,388.75

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,071,950.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          222

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      962,258.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.77143780 %    13.22856220 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.75289980 %    13.24710020 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1535 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              583,269.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,771,361.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.13841592
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.07

POOL TRADING FACTOR:                                                30.50657619


 ................................................................................


Run:        01/26/96     15:30:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    60,222,745.86     7.982828  %  1,740,042.41
R     7609206F0           100.00             0.00     7.982828  %          0.00
B                  11,237,146.51     9,345,388.76     7.982828  %          0.00

- -------------------------------------------------------------------------------
                  187,272,146.51    69,568,134.62                  1,740,042.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         397,524.52  2,137,566.93             0.00         0.00  58,482,703.45
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   146,387.42   9,260,689.34

- -------------------------------------------------------------------------------
          397,524.52  2,137,566.93             0.00   146,387.42  67,743,392.79
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      342.106854   9.884645     2.258214    12.142859   0.000000    332.222210
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      831.651412   0.000000     0.000000     0.000000   0.000000    824.113963

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,491.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,094.12

SUBSERVICER ADVANCES THIS MONTH                                       40,985.52
MASTER SERVICER ADVANCES THIS MONTH                                    5,319.27


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,192,569.74

 (B)  TWO MONTHLY PAYMENTS:                                    2     432,686.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     887,880.61


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,986,884.54

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,743,392.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          221

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 697,436.63

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,205,689.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.56656700 %    13.43343300 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.32975270 %    13.67024730 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              711,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,930,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.48709234
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.59

POOL TRADING FACTOR:                                                36.17376852



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        01/26/96     15:30:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00     3,323,691.79     6.000000  %    400,657.25
A-5   7609207R3    14,917,608.00     1,121,041.73     6.525000  %    135,136.93
A-6   7609207S1        74,963.00         5,633.38   691.518900  %        679.08
A-7   7609208A9     6,200,000.00     6,200,000.00     7.000000  %          0.00
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.400761  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,469,701.16     7.000000  %     24,975.44

- -------------------------------------------------------------------------------
                  156,959,931.35    70,020,068.06                    561,448.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        16,594.31    417,251.56             0.00         0.00   2,923,034.54
A-5         6,086.80    141,223.73             0.00         0.00     985,904.80
A-6         3,241.60      3,920.68             0.00         0.00       4,954.30
A-7        36,114.11     36,114.11             0.00         0.00   6,200,000.00
A-8        81,547.98     81,547.98             0.00         0.00  14,000,000.00
A-9        82,130.47     82,130.47             0.00         0.00  14,100,000.00
A-10       56,501.10     56,501.10             0.00         0.00   9,700,000.00
A-11       93,780.18     93,780.18             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       23,350.43     23,350.43             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.03          0.03             0.00         0.00           0.00
B          31,860.21     56,835.65             0.00         0.00   5,444,725.72

- -------------------------------------------------------------------------------
          431,207.22    992,655.92             0.00         0.00  69,458,619.36
===============================================================================


































Run:        01/26/96     15:30:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    196.918893  23.737755     0.983164    24.720919   0.000000    173.181138
A-5     75.148893   9.058887     0.408028     9.466915   0.000000     66.090006
A-6     75.148807   9.058869    43.242666    52.301535   0.000000     66.089938
A-7   1000.000000   0.000000     5.824856     5.824856   0.000000   1000.000000
A-8   1000.000000   0.000000     5.824856     5.824856   0.000000   1000.000000
A-9   1000.000000   0.000000     5.824856     5.824856   0.000000   1000.000000
A-10  1000.000000   0.000000     5.824856     5.824856   0.000000   1000.000000
A-11  1000.000000   0.000000     5.824856     5.824856   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.300000     0.300000   0.000000      0.000000
B      871.119758   3.977656     5.074147     9.051803   0.000000    867.142101

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:49                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,759.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,519.99

SUBSERVICER ADVANCES THIS MONTH                                       15,768.42
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     778,599.21

 (B)  TWO MONTHLY PAYMENTS:                                    1     234,313.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     177,569.45


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        302,576.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,458,619.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          294

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      241,726.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.18838070 %     7.81161930 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.16119500 %     7.83880500 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.400491 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              600,857.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,405,623.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84733659
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.77

POOL TRADING FACTOR:                                                44.25245269


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


 ................................................................................


Run:        01/26/96     15:30:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    48,134,191.44     7.868135  %  2,179,139.51
M     760944AB4     5,352,000.00     5,038,826.22     7.868135  %     32,967.56
R     760944AC2           100.00             0.00     7.868135  %          0.00
B                   8,362,385.57     7,557,504.45     7.868135  %          0.00

- -------------------------------------------------------------------------------
                  133,787,485.57    60,730,522.11                  2,212,107.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         314,127.85  2,493,267.36             0.00         0.00  45,955,051.93
M          32,883.81     65,851.37             0.00         0.00   5,005,858.66
R               0.00          0.00             0.00         0.00           0.00
B          39,700.36     39,700.36             0.00    59,067.07   7,508,057.94

- -------------------------------------------------------------------------------
          386,712.02  2,598,819.09             0.00    59,067.07  58,468,968.53
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      400.874397  18.148456     2.616141    20.764597   0.000000    382.725941
M      941.484720   6.159858     6.144210    12.304068   0.000000    935.324862
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      903.749820   0.000000     4.747492     4.747492   0.000000    897.836853

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,439.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,267.67

SUBSERVICER ADVANCES THIS MONTH                                       20,833.26
MASTER SERVICER ADVANCES THIS MONTH                                    3,338.26


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,516,783.20

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     262,089.28


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,052,531.63

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,468,968.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          205

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 462,545.43

REMAINING SUBCLASS INTEREST SHORTFALL                                  9,620.56

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,864,211.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      117,139.61

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.25864910 %     8.29702400 %   12.44432650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.59733650 %     8.56156485 %   12.84109870 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              702,812.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,924,177.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.38777209
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.75

POOL TRADING FACTOR:                                                43.70286823



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                           117,139.61


 ................................................................................


Run:        01/26/96     15:30:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     5,922,527.02     7.000000  %    366,854.18
A-4   760944AZ1    11,666,667.00     1,720,183.22     8.000000  %    220,112.51
A-5   760944BA5     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-6   760944BH0    45,000,000.00    11,845,054.08     8.500000  %    733,708.37
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.154019  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     9,008,898.47     8.000000  %      7,536.27
B                  16,938,486.28    16,128,774.89     8.000000  %     13,092.33

- -------------------------------------------------------------------------------
                  376,347,086.28   147,458,770.68                  1,341,303.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        34,474.69    401,328.87             0.00         0.00   5,555,672.84
A-4        11,443.53    231,556.04             0.00         0.00   1,500,070.71
A-5        33,262.53     33,262.53             0.00         0.00   5,000,000.00
A-6        83,724.27    817,432.64             0.00         0.00  11,111,345.71
A-7        99,787.61     99,787.61             0.00         0.00  15,000,000.00
A-8        30,684.69     30,684.69             0.00         0.00   4,612,500.00
A-9       258,754.82    258,754.82             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,787.61     99,787.61             0.00         0.00  15,000,000.00
A-12        8,149.33      8,149.33             0.00         0.00   1,225,000.00
A-13       18,885.96     18,885.96             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          59,931.76     67,468.03             0.00         0.00   9,001,362.20
B         107,296.83    120,389.16             0.00         0.00  16,115,282.59

- -------------------------------------------------------------------------------
        1,000,183.63  2,341,487.29             0.00         0.00 146,117,067.05
===============================================================================










































Run:        01/26/96     15:30:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    263.223423  16.304630     1.532208    17.836838   0.000000    246.918793
A-4    147.444272  18.866786     0.980874    19.847660   0.000000    128.577486
A-5   1000.000000   0.000000     6.652506     6.652506   0.000000   1000.000000
A-6    263.223424  16.304630     1.860539    18.165169   0.000000    246.918794
A-7   1000.000000   0.000000     6.652507     6.652507   0.000000   1000.000000
A-8   1000.000000   0.000000     6.652507     6.652507   0.000000   1000.000000
A-9   1000.000000   0.000000     6.652507     6.652507   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.652507     6.652507   0.000000   1000.000000
A-12  1000.000000   0.000000     6.652514     6.652514   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      957.527605   0.801007     6.369959     7.170966   0.000000    956.726598
B      952.196945   0.772934     6.334498     7.107432   0.000000    951.400398

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,139.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,379.74

SUBSERVICER ADVANCES THIS MONTH                                       22,899.97
MASTER SERVICER ADVANCES THIS MONTH                                    7,283.62


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,625,763.13

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,342,647.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     146,117,067.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          508

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 966,465.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,218,349.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.95274450 %     6.10943500 %   10.93782000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.81060160 %     6.16037701 %   11.02902140 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1536 %

      BANKRUPTCY AMOUNT AVAILABLE                         228,933.00
      FRAUD AMOUNT AVAILABLE                            1,468,268.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,953,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57535445
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.35

POOL TRADING FACTOR:                                                38.82508258


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                  327.07
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                     0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           71,594.92


 ................................................................................


Run:        01/26/96     15:30:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00    10,105,896.76     7.500000  %    431,963.70
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     2,094,199.64     7.500000  %     47,995.97
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.151763  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,924,319.25     7.500000  %      2,735.42
B                   5,682,302.33     5,524,163.50     7.500000  %      5,167.32

- -------------------------------------------------------------------------------
                  133,690,335.33    71,140,479.15                    487,862.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        62,984.22    494,947.92             0.00         0.00   9,673,933.06
A-6        26,101.39     26,101.39             0.00         0.00   4,188,000.00
A-7        68,718.70     68,718.70             0.00         0.00  11,026,000.00
A-8       118,871.00    118,871.00             0.00         0.00  19,073,000.00
A-9        74,975.43     74,975.43             0.00         0.00  12,029,900.00
A-10       13,051.94     61,047.91             0.00         0.00   2,046,203.67
A-11       26,020.37     26,020.37             0.00         0.00   4,175,000.00
A-12        8,971.78      8,971.78             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          18,225.60     20,961.02             0.00         0.00   2,921,583.83
B          34,428.91     39,596.23             0.00         0.00   5,518,996.18

- -------------------------------------------------------------------------------
          452,349.34    940,211.75             0.00         0.00  70,652,616.74
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    677.838672  28.973352     4.224577    33.197929   0.000000    648.865320
A-6   1000.000000   0.000000     6.232424     6.232424   0.000000   1000.000000
A-7   1000.000000   0.000000     6.232423     6.232423   0.000000   1000.000000
A-8   1000.000000   0.000000     6.232423     6.232423   0.000000   1000.000000
A-9   1000.000000   0.000000     6.232423     6.232423   0.000000   1000.000000
A-10   251.555512   5.765282     1.567801     7.333083   0.000000    245.790231
A-11  1000.000000   0.000000     6.232424     6.232424   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      972.169936   0.909372     6.058976     6.968348   0.000000    971.260565
B      972.169937   0.909369     6.058974     6.968343   0.000000    971.260566

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:56                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,506.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,596.39

SUBSERVICER ADVANCES THIS MONTH                                        2,136.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        293,012.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      70,652,616.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          261

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      421,317.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.12422570 %     4.11062600 %    7.76514800 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.05340780 %     4.13513889 %    7.81145330 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1527 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,505.00
      FRAUD AMOUNT AVAILABLE                              355,941.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,945,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10711837
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.93

POOL TRADING FACTOR:                                                52.84796135


 ................................................................................


Run:        01/26/96     15:30:57                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    48,147,009.92     7.862927  %    224,659.26
R     760944CB2           100.00             0.00     7.862927  %          0.00
B                   3,851,896.47     3,413,062.64     7.862927  %     14,831.27

- -------------------------------------------------------------------------------
                  154,075,839.47    51,560,072.56                    239,490.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         315,385.80    540,045.06             0.00         0.00  47,922,350.66
R               0.00          0.00             0.00         0.00           0.00
B          22,357.19     37,188.46             0.00         0.00   3,398,231.37

- -------------------------------------------------------------------------------
          337,742.99    577,233.52             0.00         0.00  51,320,582.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      320.501786   1.495497     2.099439     3.594936   0.000000    319.006289
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      886.073306   3.850384     5.804201     9.654585   0.000000    882.222925

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:30:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,080.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,472.10

SUBSERVICER ADVANCES THIS MONTH                                       10,318.37
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     785,993.92

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        194,206.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,320,582.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          248

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       15,439.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.38041540 %     6.61958460 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.37842390 %     6.62157610 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              289,790.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,663,313.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24589127
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.08

POOL TRADING FACTOR:                                                33.30864995


 ................................................................................


Run:        01/26/96     15:30:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00    15,208,726.69     8.000000  %    959,228.43
A-4   760944CF3    31,377,195.00    31,377,195.00     8.000000  %          0.00
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.246231  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,200,861.86     8.000000  %      5,318.06
M-2   760944CK2     4,813,170.00     4,669,411.12     8.000000  %      4,004.64
M-3   760944CL0     3,208,780.00     3,130,314.01     8.000000  %      2,684.66
B-1                 4,813,170.00     4,760,192.39     8.000000  %          0.00
B-2                 1,604,363.09     1,209,158.49     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09   107,729,739.56                    971,235.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       100,958.59  1,060,187.02             0.00         0.00  14,249,498.26
A-4       208,288.14    208,288.14             0.00         0.00  31,377,195.00
A-5       273,320.51    273,320.51             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        22,010.91     22,010.91             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,162.57     46,480.63             0.00         0.00   6,195,543.80
M-2        30,996.49     35,001.13             0.00         0.00   4,665,406.48
M-3        20,779.66     23,464.32             0.00         0.00   3,127,629.35
B-1        44,745.26     44,745.26             0.00         0.00   4,760,192.39
B-2             0.00          0.00             0.00         0.00   1,204,038.99

- -------------------------------------------------------------------------------
          742,262.13  1,713,497.92             0.00         0.00 106,753,384.27
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    343.413488  21.659406     2.279648    23.939054   0.000000    321.754082
A-4   1000.000000   0.000000     6.638201     6.638201   0.000000   1000.000000
A-5   1000.000000   0.000000     6.638201     6.638201   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.233412   0.828673     6.414052     7.242725   0.000000    965.404739
M-2    970.132183   0.832017     6.439933     7.271950   0.000000    969.300166
M-3    975.546472   0.836661     6.475876     7.312537   0.000000    974.709812
B-1    988.993198   0.000000     9.296422     9.296422   0.000000    988.993198
B-2    753.668853   0.000000     0.000000     0.000000   0.000000    750.477867

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,980.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,507.52

SUBSERVICER ADVANCES THIS MONTH                                       27,767.36
MASTER SERVICER ADVANCES THIS MONTH                                    2,248.79


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,713,681.13

 (B)  TWO MONTHLY PAYMENTS:                                    2     281,151.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        549,666.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     106,753,384.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          430

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 293,256.30

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      883,962.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.46292940 %    12.99602800 %    5.54104270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.30943470 %    13.10364044 %    5.58692490 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2466 %

      BANKRUPTCY AMOUNT AVAILABLE                         152,909.00
      FRAUD AMOUNT AVAILABLE                            1,146,127.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,116,030.71 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69673719
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.42

POOL TRADING FACTOR:                                                33.26914734


 ................................................................................


Run:        01/26/96     15:31:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00     8,752,716.09     7.500000  %    355,054.83
A-4   760944BV9    37,600,000.00    21,616,694.39     7.500000  %    288,689.44
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.199472  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,603,965.52     7.500000  %      2,335.05
B-1                 3,744,527.00     3,646,454.43     7.500000  %      3,269.89
B-2                   534,817.23       520,809.90     7.500000  %        467.04

- -------------------------------------------------------------------------------
                  106,963,444.23    56,140,640.33                    649,816.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        54,519.87    409,574.70             0.00         0.00   8,397,661.26
A-4       134,648.41    423,337.85             0.00         0.00  21,328,004.95
A-5        62,289.09     62,289.09             0.00         0.00  10,000,000.00
A-6        56,060.18     56,060.18             0.00         0.00   9,000,000.00
A-7         9,300.57      9,300.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,219.86     18,554.91             0.00         0.00   2,601,630.47
B-1        22,713.43     25,983.32             0.00         0.00   3,643,184.54
B-2         3,244.07      3,711.11             0.00         0.00     520,342.86

- -------------------------------------------------------------------------------
          358,995.48  1,008,811.73             0.00         0.00  55,490,824.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    818.010850  33.182694     5.095315    38.278009   0.000000    784.828155
A-4    574.912085   7.677911     3.581075    11.258986   0.000000    567.234174
A-5   1000.000000   0.000000     6.228909     6.228909   0.000000   1000.000000
A-6   1000.000000   0.000000     6.228909     6.228909   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      973.809095   0.873242     6.065767     6.939009   0.000000    972.935853
B-1    973.809090   0.873244     6.065767     6.939011   0.000000    972.935846
B-2    973.809127   0.873244     6.065773     6.939017   0.000000    972.935849

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,023.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,901.03

SUBSERVICER ADVANCES THIS MONTH                                        5,935.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     818,554.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      55,490,824.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          210

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      599,473.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.93880900 %     4.63829000 %    7.42290130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.80851070 %     4.68839761 %    7.50309170 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1923 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              589,779.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,789,829.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16255267
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.21

POOL TRADING FACTOR:                                                51.87830710


 ................................................................................


Run:        01/26/96     15:31:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    47,841,557.45     7.857875  %  1,548,088.79
R     760944BR8           100.00             0.00     7.857875  %          0.00
B                   7,272,473.94     6,451,764.12     7.857875  %      5,354.04

- -------------------------------------------------------------------------------
                  121,207,887.94    54,293,321.57                  1,553,442.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         306,952.46  1,855,041.25             0.00         0.00  46,293,468.66
R               0.00          0.00             0.00         0.00           0.00
B          41,394.66     46,748.70             0.00         0.00   6,446,410.08

- -------------------------------------------------------------------------------
          348,347.12  1,901,789.95             0.00         0.00  52,739,878.74
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      419.901045  13.587436     2.694094    16.281530   0.000000    406.313609
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      887.148469   0.736206     5.691964     6.428170   0.000000    886.412263

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,001.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,862.36

SUBSERVICER ADVANCES THIS MONTH                                       18,402.24
MASTER SERVICER ADVANCES THIS MONTH                                    1,520.77


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,342,016.30

 (B)  TWO MONTHLY PAYMENTS:                                    1     119,893.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     339,702.45


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        697,879.97

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,739,878.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          192

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 208,259.31

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,508,387.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          88.11683660 %    11.88316340 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.77697210 %    12.22302790 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                              715,834.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,904,321.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36753461
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.66

POOL TRADING FACTOR:                                                43.51191959



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        01/26/96     15:31:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    62,584,507.99     6.884683  %  1,355,451.10
R     760944BK3           100.00             0.00     6.884683  %          0.00
B                  11,897,842.91    10,467,105.48     6.884683  %     10,463.41

- -------------------------------------------------------------------------------
                  153,520,242.91    73,051,613.47                  1,365,914.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         354,208.86  1,709,659.96             0.00         0.00  61,229,056.89
R               0.00          0.00             0.00         0.00           0.00
B          59,240.56     69,703.97             0.00         0.00  10,456,642.07

- -------------------------------------------------------------------------------
          413,449.42  1,779,363.93             0.00         0.00  71,685,698.96
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      441.911394   9.570887     2.501081    12.071968   0.000000    432.340506
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      879.748166   0.879438     4.979101     5.858539   0.000000    878.868728

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,512.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,606.56

SPREAD                                                                14,523.18

SUBSERVICER ADVANCES THIS MONTH                                       32,218.10
MASTER SERVICER ADVANCES THIS MONTH                                    5,016.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,626,291.40

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     985,834.25


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,068,016.80

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,685,698.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          239

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 734,465.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,292,888.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.67163000 %    14.32837000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.41321040 %    14.58678960 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              834,843.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,837,058.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61397222
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.11

POOL TRADING FACTOR:                                                46.69462320


 ................................................................................


Run:        01/26/96     15:31:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     6,547,942.03     8.000000  %     48,679.78
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00             0.00     8.000000  %          0.00
A-5   760944ET1    38,663,000.00    37,522,387.18     8.000000  %    108,351.77
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     6,656,573.13     8.000000  %          0.00
A-8   760944ER5    18,394,000.00     1,867,732.65     8.000000  %     17,448.02
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    14,575,951.10     8.000000  %     26,842.08
A-11  760944EF1     2,607,000.00     1,276,426.87     8.000000  %     44,355.21
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.220134  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,357,669.81     8.000000  %      8,023.65
M-2   760944EZ7     4,032,382.00     3,920,521.92     8.000000  %      3,361.61
M-3   760944FA1     2,419,429.00     2,363,891.37     8.000000  %      2,026.90
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66     1,235,234.12     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   131,132,452.73                    259,089.02
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        43,631.36     92,311.14             0.00         0.00   6,499,262.25
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       250,025.56    358,377.33             0.00         0.00  37,414,035.41
A-6       157,234.88    157,234.88             0.00         0.00  23,596,900.00
A-7             0.00          0.00        44,355.21         0.00   6,700,928.34
A-8        12,445.39     29,893.41             0.00         0.00   1,850,284.63
A-9        50,688.25     50,688.25             0.00         0.00   7,607,000.00
A-10       97,124.96    123,967.04             0.00         0.00  14,549,109.02
A-11        8,505.30     52,860.51             0.00         0.00   1,232,071.66
A-12       25,887.19     25,887.19             0.00         0.00   3,885,000.00
A-13       38,560.92     38,560.92             0.00         0.00   5,787,000.00
A-14       24,043.69     24,043.69             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        62,353.62     70,377.27             0.00         0.00   9,349,646.16
M-2        26,123.89     29,485.50             0.00         0.00   3,917,160.31
M-3        15,751.49     17,778.39             0.00         0.00   2,361,864.47
B-1        46,384.28     46,384.28             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00         0.00   1,229,945.90

- -------------------------------------------------------------------------------
          858,760.78  1,117,849.80        44,355.21         0.00 130,912,430.70
===============================================================================







































Run:        01/26/96     15:31:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    124.353199   0.924487     0.828611     1.753098   0.000000    123.428712
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    970.498595   2.802467     6.466792     9.269259   0.000000    967.696128
A-6   1000.000000   0.000000     6.663370     6.663370   0.000000   1000.000000
A-7   1249.825973   0.000000     0.000000     0.000000   8.328053   1258.154026
A-8    101.540320   0.948571     0.676601     1.625172   0.000000    100.591749
A-9   1000.000000   0.000000     6.663369     6.663369   0.000000   1000.000000
A-10   364.398778   0.671052     2.428124     3.099176   0.000000    363.727726
A-11   489.615217  17.013890     3.262486    20.276376   0.000000    472.601327
A-12  1000.000000   0.000000     6.663369     6.663369   0.000000   1000.000000
A-13  1000.000000   0.000000     6.663370     6.663370   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.910191   0.829068     6.442881     7.271949   0.000000    966.081123
M-2    972.259553   0.833654     6.478526     7.312180   0.000000    971.425899
M-3    977.045150   0.837760     6.510416     7.348176   0.000000    976.207390
B-1    986.414326   0.000000     9.276572     9.276572   0.000000    986.414326
B-2    850.912825   0.000000     0.000000     0.000000   0.000000    847.269941

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,838.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,907.79

SUBSERVICER ADVANCES THIS MONTH                                       66,032.29
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,536,060.48

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,091,075.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     578,327.10


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      3,404,729.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     130,912,430.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          486

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      107,583.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.36831250 %    11.92846100 %    4.70322680 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.35464460 %    11.93826351 %    4.70709190 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2203 %

      BANKRUPTCY AMOUNT AVAILABLE                         231,073.00
      FRAUD AMOUNT AVAILABLE                            1,400,297.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,083.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.71920772
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.44

POOL TRADING FACTOR:                                                40.58160977


 ................................................................................


Run:        01/26/96     15:31:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     5,642,920.75     6.525000  %    262,504.26
A-4   760944DE5             0.00             0.00     3.475000  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    40,306,579.44     7.150000  %  1,875,030.53
A-7   760944DY1     1,986,000.00     1,421,588.06     7.500000  %     66,131.16
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     4,421,588.07     7.500000  %     66,131.16
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.330448  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     2,999,682.46     7.500000  %     12,803.63
M-2   760944EB0     6,051,700.00     5,429,054.49     7.500000  %     23,172.98
B                   1,344,847.83     1,096,813.33     7.500000  %      4,681.55

- -------------------------------------------------------------------------------
                  268,959,047.83    92,400,226.60                  2,310,455.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        30,379.36    292,883.62             0.00         0.00   5,380,416.49
A-4        16,179.05     16,179.05             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       237,780.46  2,112,810.99             0.00         0.00  38,431,548.91
A-7         8,796.90     74,928.06             0.00         0.00   1,355,456.90
A-8       192,337.69    192,337.69             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       27,361.11     93,492.27             0.00         0.00   4,355,456.91
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       25,192.45     25,192.45             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,562.26     31,365.89             0.00         0.00   2,986,878.83
M-2        33,595.39     56,768.37             0.00         0.00   5,405,881.51
B           6,787.14     11,468.69             0.00         0.00   1,092,131.78

- -------------------------------------------------------------------------------
          596,971.81  2,907,427.08             0.00         0.00  90,089,771.33
===============================================================================









































Run:        01/26/96     15:31:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    133.850499   6.226621     0.720601     6.947222   0.000000    127.623879
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    715.804670  33.298673     4.222744    37.521417   0.000000    682.505997
A-7    715.804663  33.298671     4.429456    37.728127   0.000000    682.505992
A-8   1000.000000   0.000000     6.188073     6.188073   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   118.019166   1.765145     0.730311     2.495456   0.000000    116.254021
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    892.098873   3.807771     5.520375     9.328146   0.000000    888.291102
M-2    897.112297   3.829169     5.551397     9.380566   0.000000    893.283129
B      815.566866   3.481093     5.046787     8.527880   0.000000    812.085766

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,808.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,884.52

SUBSERVICER ADVANCES THIS MONTH                                       14,939.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     478,115.31

 (B)  TWO MONTHLY PAYMENTS:                                    1     224,412.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     449,925.10


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        254,126.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      90,089,771.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          373

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,916,060.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.69098820 %     9.12198700 %    1.18702450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.47173250 %     9.31599694 %    1.21227060 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3289 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              506,665.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,705,302.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22700463
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.39

POOL TRADING FACTOR:                                                33.49572065


 ................................................................................


Run:        01/26/96     15:31:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    47,895,150.86     7.892247  %  2,054,167.70
R     760944DC9           100.00             0.00     7.892247  %          0.00
B                   6,746,402.77     5,939,248.05     7.892247  %          0.00

- -------------------------------------------------------------------------------
                  112,439,802.77    53,834,398.91                  2,054,167.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         306,539.60  2,360,707.30             0.00         0.00  45,840,983.16
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00    89,230.49   5,888,030.07

- -------------------------------------------------------------------------------
          306,539.60  2,360,707.30             0.00    89,230.49  51,729,013.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      453.152195  19.435174     2.900275    22.335449   0.000000    433.717021
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      880.357763   0.000000     0.000000     0.000000   0.000000    872.765868

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,837.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,371.99

SUBSERVICER ADVANCES THIS MONTH                                       21,099.09
MASTER SERVICER ADVANCES THIS MONTH                                    7,953.70


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,016,934.76

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        803,842.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,729,013.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          172

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,090,179.77

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,669,218.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          88.96755950 %    11.03244050 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.61754810 %    11.38245190 %

      BANKRUPTCY AMOUNT AVAILABLE                         198,491.00
      FRAUD AMOUNT AVAILABLE                              655,586.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,943,999.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36630981
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.09

POOL TRADING FACTOR:                                                46.00596226


 ................................................................................


Run:        01/26/96     15:31:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00             0.00     5.500000  %          0.00
A-2   760944DM7     5,250,000.00     3,279,033.77     5.500000  %    782,120.50
A-3   760944DP0    17,850,000.00    17,850,000.00     6.000000  %          0.00
A-4   760944EL8        10,000.00         7,685.57  2969.500000  %        396.01
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     3,327,133.30     6.625000  %          0.00
A-8   760944EJ3    15,077,940.00     1,425,914.27     7.874999  %          0.00
A-9   760944EK0             0.00             0.00     0.218445  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     3,882,396.63     7.000000  %     17,491.18
B-2                   677,492.20       597,142.69     7.000000  %      2,690.28

- -------------------------------------------------------------------------------
                  135,502,292.20    84,819,306.23                    802,697.97
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        15,011.29    797,131.79             0.00         0.00   2,496,913.27
A-3        89,145.42     89,145.42             0.00         0.00  17,850,000.00
A-4        18,996.29     19,392.30             0.00         0.00       7,289.56
A-5       195,770.33    195,770.33             0.00         0.00  33,600,000.00
A-6       121,482.48    121,482.48             0.00         0.00  20,850,000.00
A-7        18,347.03     18,347.03             0.00         0.00   3,327,133.30
A-8         9,346.60      9,346.60             0.00         0.00   1,425,914.27
A-9        15,422.23     15,422.23             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        22,620.77     40,111.95             0.00         0.00   3,864,905.45
B-2         3,479.30      6,169.58             0.00         0.00     594,452.41

- -------------------------------------------------------------------------------
          509,621.74  1,312,319.71             0.00         0.00  84,016,608.26
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    624.577861 148.975333     2.859293   151.834626   0.000000    475.602528
A-3   1000.000000   0.000000     4.994141     4.994141   0.000000   1000.000000
A-4    768.557000  39.601000  1899.629000  1939.230000   0.000000    728.956000
A-5   1000.000000   0.000000     5.826498     5.826498   0.000000   1000.000000
A-6   1000.000000   0.000000     5.826498     5.826498   0.000000   1000.000000
A-7     94.569568   0.000000     0.521491     0.521491   0.000000     94.569568
A-8     94.569568   0.000000     0.619886     0.619886   0.000000     94.569568
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    881.401342   3.970936     5.135482     9.106418   0.000000    877.430406
B-2    881.401572   3.970939     5.135483     9.106422   0.000000    877.430633

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:15                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,244.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,091.25

SUBSERVICER ADVANCES THIS MONTH                                        2,501.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     239,347.07

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      84,016,608.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          350

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      420,565.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.71872680 %     5.28127320 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.69229010 %     5.30770990 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2178 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              463,877.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,780,858.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62967335
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.06

POOL TRADING FACTOR:                                                62.00382805


 ................................................................................


Run:        01/26/96     15:31:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00             0.00     8.000000  %          0.00
A-5   760944CU0    20,606,000.00    25,807,535.67     8.150000  %    885,642.53
A-6   760944CQ9             0.00             0.00     0.350000  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     3,330,940.13     8.500000  %     88,564.26
A-10  760944FD5             0.00             0.00     0.151867  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,234,035.89     8.500000  %     18,491.60
M-2   760944CY2     2,016,155.00     1,954,573.71     8.500000  %     11,175.88
M-3   760944EE4     1,344,103.00     1,304,012.68     8.500000  %      7,456.10
B-1                 2,016,155.00     1,982,564.84     8.500000  %          0.00
B-2                   672,055.59       548,439.28     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  134,410,378.59    45,663,966.20                  1,011,330.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       174,149.16  1,059,791.69             0.00         0.00  24,921,893.14
A-6         7,478.80      7,478.80             0.00         0.00           0.00
A-7        50,864.23     50,864.23             0.00         0.00   7,500,864.00
A-8         1,932.30      1,932.30             0.00         0.00       1,000.00
A-9        23,442.45    112,006.71             0.00         0.00   3,242,375.87
A-10        5,741.89      5,741.89             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        22,760.45     41,252.05             0.00         0.00   3,215,544.29
M-2        13,755.88     24,931.76             0.00         0.00   1,943,397.83
M-3         9,177.37     16,633.47             0.00         0.00   1,296,556.58
B-1        18,270.54     18,270.54             0.00         0.00   1,982,564.84
B-2             0.00          0.00             0.00         0.00     533,967.48

- -------------------------------------------------------------------------------
          327,573.07  1,338,903.44             0.00         0.00  44,638,164.03
===============================================================================













































Run:        01/26/96     15:31:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5   1252.428209  42.979837     8.451381    51.431218   0.000000   1209.448371
A-7   1000.000000   0.000000     6.781116     6.781116   0.000000   1000.000000
A-8   1000.000000   0.000000  1932.300000  1932.300000   0.000000   1000.000000
A-9    638.994099  16.989810     4.497105    21.486915   0.000000    622.004289
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.436494   5.503028     6.773421    12.276449   0.000000    956.933466
M-2    969.456074   5.543165     6.822829    12.365994   0.000000    963.912909
M-3    970.173179   5.547268     6.827877    12.375145   0.000000    964.625910
B-1    983.339495   0.000000     9.062071     9.062071   0.000000    983.339495
B-2    816.062374   0.000000     0.000000     0.000000   0.000000    794.528738

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:18                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,239.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,627.44

SUBSERVICER ADVANCES THIS MONTH                                       18,228.43
MASTER SERVICER ADVANCES THIS MONTH                                    8,290.97


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,350,419.36

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        969,193.49

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,638,164.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,028,724.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      764,704.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.23906560 %    14.21826200 %    5.54267260 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.90053750 %    14.46183740 %    5.63762510 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1538 %

      BANKRUPTCY AMOUNT AVAILABLE                         121,328.00
      FRAUD AMOUNT AVAILABLE                              506,211.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,617,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.08377125
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.04

POOL TRADING FACTOR:                                                33.21035511


 ................................................................................


Run:        01/26/96     15:34:57                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    30,723,290.60     7.470000  %    116,499.62
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    65,760,121.03                    116,499.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       190,499.64    306,999.26             0.00         0.00  30,606,790.98
A-2       217,245.71    217,245.71             0.00         0.00  35,036,830.43
S-1         2,684.42      2,684.42             0.00         0.00           0.00
S-2        12,745.22     12,745.22             0.00         0.00           0.00
S-3         1,699.17      1,699.17             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          424,874.16    541,373.78             0.00         0.00  65,643,621.41
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    928.532719   3.520902     5.757363     9.278265   0.000000    925.011816
A-2   1000.000000   0.000000     6.200496     6.200496   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-96  
DISTRIBUTION DATE        30-January-96  

Run:     01/26/96     15:34:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,644.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,643,621.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,521,494.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.35770781


 ................................................................................


Run:        01/26/96     15:31:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00    11,036,090.95    10.000000  %     13,442.32
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    46,356,727.82     7.250000  %    107,538.55
A-6   7609208K7    48,625,000.00    11,589,181.93     6.625000  %     26,884.64
A-7   7609208L5             0.00             0.00     3.375000  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.169781  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,410,135.38     8.000000  %      7,222.94
M-2   7609208S0     5,252,983.00     5,073,390.07     8.000000  %      4,357.22
M-3   7609208T8     3,501,988.00     3,388,398.65     8.000000  %      2,910.08
B-1                 5,252,983.00     5,134,940.89     8.000000  %          0.00
B-2                 1,750,995.34     1,541,515.58     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  350,198,858.34   144,945,381.27                    162,355.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        91,940.03    105,382.35             0.00         0.00  11,022,648.63
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       279,988.48    387,527.03             0.00         0.00  46,249,189.27
A-6        63,962.88     90,847.52             0.00         0.00  11,562,297.29
A-7        32,584.86     32,584.86             0.00         0.00           0.00
A-8        43,296.60     43,296.60             0.00         0.00   6,663,000.00
A-9       231,331.08    231,331.08             0.00         0.00  35,600,000.00
A-10       65,968.35     65,968.35             0.00         0.00  10,152,000.00
A-11       20,501.38     20,501.38             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        56,050.87     63,273.81             0.00         0.00   8,402,912.44
M-2        33,812.53     38,169.75             0.00         0.00   5,069,032.85
M-3        22,582.59     25,492.67             0.00         0.00   3,385,488.57
B-1        50,230.45     50,230.45             0.00         0.00   5,134,940.89
B-2             0.00          0.00             0.00         0.00   1,535,781.60

- -------------------------------------------------------------------------------
          992,250.10  1,154,605.85             0.00         0.00 144,777,291.54
===============================================================================











































Run:        01/26/96     15:31:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    373.421227   0.454839     3.110917     3.565756   0.000000    372.966388
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    782.418441   1.815058     4.725703     6.540761   0.000000    780.603384
A-6    238.337932   0.552897     1.315432     1.868329   0.000000    237.785034
A-8   1000.000000   0.000000     6.498064     6.498064   0.000000   1000.000000
A-9   1000.000000   0.000000     6.498064     6.498064   0.000000   1000.000000
A-10  1000.000000   0.000000     6.498064     6.498064   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.612591   0.825010     6.402177     7.227187   0.000000    959.787581
M-2    965.811249   0.829475     6.436825     7.266300   0.000000    964.981773
M-3    967.564323   0.830979     6.448506     7.279485   0.000000    966.733344
B-1    977.528557   0.000000     9.562272     9.562272   0.000000    977.528557
B-2    880.365324   0.000000     0.000000     0.000000   0.000000    877.090627

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,361.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,262.91

SUBSERVICER ADVANCES THIS MONTH                                       41,221.62
MASTER SERVICER ADVANCES THIS MONTH                                    9,333.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,500,681.82

 (B)  TWO MONTHLY PAYMENTS:                                    1     362,721.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     513,100.10


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,024,112.80

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     144,777,291.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          554

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,241,018.44

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       43,605.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.75361780 %    11.64019400 %    4.60618780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.74872460 %    11.64370025 %    4.60757510 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1698 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,536,649.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65664149
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.24

POOL TRADING FACTOR:                                                41.34145160


 ................................................................................


Run:        01/26/96     15:31:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00             0.00     7.500000  %          0.00
A-4   760944GE2    39,680,000.00             0.00     6.750000  %          0.00
A-5   760944GJ1    22,004,000.00    17,378,883.65     7.500000  %    455,790.32
A-6   760944GG7    20,505,000.00    16,194,964.97     7.000000  %    424,740.07
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     3,286,212.46     7.500000  %    140,867.42
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    22,538,787.54     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     3,238,993.02     6.575000  %     84,948.01
A-14  760944GU6             0.00             0.00     3.425000  %          0.00
A-15  760944GV4             0.00             0.00     0.166322  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,894,920.46     7.500000  %          0.00
M-2   760944GX0     3,698,106.00     3,588,372.71     7.500000  %          0.00
M-3   760944GY8     2,218,863.00     2,153,511.27     7.500000  %          0.00
B-1                 4,437,728.00     4,323,128.99     7.500000  %          0.00
B-2                 1,479,242.76     1,357,321.09     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   148,505,096.16                  1,106,345.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       108,209.63    563,999.95             0.00         0.00  16,923,093.33
A-6        94,115.43    518,855.50             0.00         0.00  15,770,224.90
A-7       144,155.94    144,155.94             0.00         0.00  23,152,000.00
A-8        62,265.01     62,265.01             0.00         0.00  10,000,000.00
A-9        20,461.61    161,329.03             0.00         0.00   3,145,345.04
A-10       21,188.78     21,188.78             0.00         0.00   3,403,000.00
A-11      186,763.89    186,763.89             0.00         0.00  29,995,000.00
A-12            0.00          0.00       140,867.42         0.00  22,679,654.96
A-13       17,680.25    102,628.26             0.00         0.00   3,154,045.01
A-14        9,209.88      9,209.88             0.00         0.00           0.00
A-15       20,519.11     20,519.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        46,134.12     46,134.12             0.00         0.00   7,894,920.46
M-2             0.00          0.00             0.00         0.00   3,588,372.71
M-3             0.00          0.00             0.00         0.00   2,153,511.27
B-1             0.00          0.00             0.00         0.00   4,323,128.99
B-2             0.00          0.00             0.00         0.00   1,313,711.17

- -------------------------------------------------------------------------------
          730,703.65  1,837,049.47       140,867.42         0.00 147,496,007.84
===============================================================================



































Run:        01/26/96     15:31:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    789.805656  20.713976     4.917725    25.631701   0.000000    769.091680
A-6    789.805656  20.713976     4.589877    25.303853   0.000000    769.091680
A-7   1000.000000   0.000000     6.226501     6.226501   0.000000   1000.000000
A-8   1000.000000   0.000000     6.226501     6.226501   0.000000   1000.000000
A-9    439.627085  18.845140     2.737339    21.582479   0.000000    420.781945
A-10  1000.000000   0.000000     6.226500     6.226500   0.000000   1000.000000
A-11  1000.000000   0.000000     6.226501     6.226501   0.000000   1000.000000
A-12  1228.271801   0.000000     0.000000     0.000000   7.676699   1235.948499
A-13   137.659612   3.610354     0.751424     4.361778   0.000000    134.049259
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.327165   0.000000     5.670126     5.670126   0.000000    970.327165
M-2    970.327165   0.000000     0.000000     0.000000   0.000000    970.327165
M-3    970.547199   0.000000     0.000000     0.000000   0.000000    970.547199
B-1    974.176198   0.000000     0.000000     0.000000   0.000000    974.176198
B-2    917.578322   0.000000     0.000000     0.000000   0.000000    888.097076

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,490.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,678.14

SUBSERVICER ADVANCES THIS MONTH                                       14,880.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   1,932,786.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        122,451.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     147,496,007.84

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          550

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      673,828.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.99219420 %     9.18271800 %    3.82508760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.93276860 %     9.24554138 %    3.82169000 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1659 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                            1,570,250.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,480,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23343560
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.66

POOL TRADING FACTOR:                                                49.85525140


 ................................................................................


Run:        01/26/96     15:31:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00       616,681.82     5.500000  %     98,916.98
A-4   760944FS2    15,000,000.00     2,727,629.01     7.228260  %    437,517.07
A-5   760944FJ2    18,249,728.00     9,171,386.62     6.625000  %    134,425.46
A-6   760944FK9             0.00             0.00     1.875000  %          0.00
A-7   760944FN3     6,666,667.00     6,666,667.00     6.250000  %          0.00
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     5,254,604.83    10.000000  %     72,919.51
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.279776  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     2,032,213.73     7.500000  %      9,083.02
M-2   760944FW3     4,582,565.00     4,064,428.36     7.500000  %     18,166.04
B-1                   458,256.00       406,442.35     7.500000  %      1,816.60
B-2                   917,329.35       813,609.83     7.500000  %      3,636.47

- -------------------------------------------------------------------------------
                  183,302,633.35    76,453,664.55                    776,481.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         2,817.52    101,734.50             0.00         0.00     517,764.84
A-4        16,378.04    453,895.11             0.00         0.00   2,290,111.94
A-5        50,473.53    184,898.99             0.00         0.00   9,036,961.16
A-6        14,284.96     14,284.96             0.00         0.00           0.00
A-7        34,612.38     34,612.38             0.00         0.00   6,666,667.00
A-8       202,482.47    202,482.47             0.00         0.00  32,500,001.00
A-9        64,957.77     64,957.77             0.00         0.00  12,000,000.00
A-10       43,649.86    116,569.37             0.00         0.00   5,181,685.32
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,082.63      1,082.63             0.00         0.00     200,000.00
A-15       17,768.55     17,768.55             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,661.16     21,744.18             0.00         0.00   2,023,130.71
M-2        25,322.32     43,488.36             0.00         0.00   4,046,262.32
B-1         2,532.22      4,348.82             0.00         0.00     404,625.75
B-2         5,068.97      8,705.44             0.00         0.00     809,973.36

- -------------------------------------------------------------------------------
          494,092.38  1,270,573.53             0.00         0.00  75,677,183.40
===============================================================================





































Run:        01/26/96     15:31:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    181.841933  29.167805     0.830807    29.998612   0.000000    152.674128
A-4    181.841934  29.167805     1.091869    30.259674   0.000000    152.674129
A-5    502.549223   7.365888     2.765714    10.131602   0.000000    495.183334
A-7   1000.000000   0.000000     5.191857     5.191857   0.000000   1000.000000
A-8   1000.000000   0.000000     6.230230     6.230230   0.000000   1000.000000
A-9   1000.000000   0.000000     5.413148     5.413148   0.000000   1000.000000
A-10   131.365121   1.822988     1.091247     2.914235   0.000000    129.542133
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.413150     5.413150   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    886.933049   3.964165     5.525797     9.489962   0.000000    882.968884
M-2    886.933052   3.964164     5.525796     9.489960   0.000000    882.968888
B-1    886.932959   3.964160     5.525776     9.489936   0.000000    882.968799
B-2    886.933172   3.964160     5.525791     9.489951   0.000000    882.968979

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,174.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,814.67

SUBSERVICER ADVANCES THIS MONTH                                       15,248.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     800,185.76

 (B)  TWO MONTHLY PAYMENTS:                                    1     214,545.66

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        463,261.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,677,183.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      434,770.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.42989720 %     7.97429700 %    1.59580600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.37491640 %     8.02010957 %    1.60497400 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2801 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              838,729.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,117,662.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22296063
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.38

POOL TRADING FACTOR:                                                41.28537709


 ................................................................................


Run:        01/26/96     15:31:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00             0.00     7.500000  %          0.00
A-5   760944HC5    33,306,000.00             0.00     6.200000  %          0.00
A-6   760944HQ4    32,628,000.00    31,463,300.77     7.500000  %    553,424.76
A-7   760944HD3    36,855,000.00    35,539,412.46     7.000000  %    625,121.66
A-8   760944HW1    29,999,000.00     7,107,342.31    10.000190  %    125,014.83
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00             0.00     7.500000  %          0.00
A-15  760944HL5    29,559,000.00    28,503,175.24     7.500000  %    501,369.71
A-16  760944HM3             0.00             0.00     0.297315  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    12,864,691.02     7.500000  %     32,071.07
M-2   760944HT8     6,032,300.00     5,864,364.54     7.500000  %     14,619.59
M-3   760944HU5     3,619,400.00     3,518,638.17     7.500000  %          0.00
B-1                 4,825,900.00     4,699,027.03     7.500000  %          0.00
B-2                 2,413,000.00     2,358,480.75     7.500000  %          0.00
B-3                 2,412,994.79     2,271,374.66     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  482,582,094.79   239,306,806.95                  1,851,621.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       195,927.85    749,352.61             0.00         0.00  30,909,876.01
A-7       206,556.52    831,678.18             0.00         0.00  34,914,290.80
A-8        59,012.79    184,027.62             0.00         0.00   6,982,327.48
A-9       593,861.90    593,861.90             0.00         0.00  95,366,000.00
A-10       52,096.64     52,096.64             0.00         0.00   8,366,000.00
A-11        8,624.65      8,624.65             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15      177,494.60    678,864.31             0.00         0.00  28,001,805.53
A-16       59,074.73     59,074.73             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        80,110.84    112,181.91             0.00         0.00  12,832,619.95
M-2        36,518.50     51,138.09             0.00         0.00   5,849,744.95
M-3        14,666.14     14,666.14             0.00         0.00   3,518,638.17
B-1             0.00          0.00             0.00         0.00   4,699,027.03
B-2             0.00          0.00             0.00         0.00   2,358,480.75
B-3             0.00          0.00             0.00         0.00   2,239,346.39

- -------------------------------------------------------------------------------
        1,483,945.16  3,335,566.78             0.00         0.00 237,423,157.06
===============================================================================

































Run:        01/26/96     15:31:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    964.303689  16.961651     6.004899    22.966550   0.000000    947.342038
A-7    964.303689  16.961651     5.604573    22.566224   0.000000    947.342038
A-8    236.919308   4.167300     1.967159     6.134459   0.000000    232.752008
A-9   1000.000000   0.000000     6.227187     6.227187   0.000000   1000.000000
A-10  1000.000000   0.000000     6.227186     6.227186   0.000000   1000.000000
A-11  1000.000000   0.000000     6.227184     6.227184   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   964.280769  16.961660     6.004757    22.966417   0.000000    947.319109
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.347174   2.416537     6.036306     8.452843   0.000000    966.930637
M-2    972.160625   2.423552     6.053827     8.477379   0.000000    969.737074
M-3    972.160626   0.000000     4.052092     4.052092   0.000000    972.160626
B-1    973.709988   0.000000     0.000000     0.000000   0.000000    973.709988
B-2    977.406030   0.000000     0.000000     0.000000   0.000000    977.406030
B-3    941.309393   0.000000     0.000000     0.000000   0.000000    928.036148

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,279.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,314.47

SUBSERVICER ADVANCES THIS MONTH                                       79,123.66
MASTER SERVICER ADVANCES THIS MONTH                                    2,896.97


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   5,562,735.67

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,834,309.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4     864,489.33


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,550,735.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     237,423,157.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          835

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 405,058.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,287,069.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.80498200 %     9.29672400 %    3.89829380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.73345190 %     9.35081622 %    3.91573180 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2958 %

      BANKRUPTCY AMOUNT AVAILABLE                         260,890.00
      FRAUD AMOUNT AVAILABLE                            2,541,463.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,757,392.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27070314
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.18

POOL TRADING FACTOR:                                                49.19850107


 ................................................................................


Run:        01/26/96     15:31:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00             0.00     5.500000  %          0.00
A-3   760944HY7    23,719,181.00    22,321,015.91     5.600000  %    581,887.50
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    22,984,822.91     6.625000  %    440,935.45
A-11  760944JE9             0.00             0.00     1.875000  %          0.00
A-12  760944JN9     2,200,013.00       933,787.10     7.500000  %     12,916.51
A-13  760944JP4     9,999,984.00     4,244,428.60     9.500000  %     58,710.60
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     6.916000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     7.235200  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.319929  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     5,176,791.95     7.000000  %     22,717.56
M-2   760944JK5     5,050,288.00     4,593,178.60     7.000000  %     10,766.57
B-1                 1,442,939.00     1,330,196.99     7.000000  %          0.00
B-2                   721,471.33       365,759.24     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  288,587,914.33   150,948,677.29                  1,127,934.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       103,950.13    685,837.63             0.00         0.00  21,739,128.41
A-4        51,387.39     51,387.39             0.00         0.00  10,298,695.00
A-5       222,873.19    222,873.19             0.00         0.00  40,000,000.00
A-6        67,355.22     67,355.22             0.00         0.00  11,700,000.00
A-7         7,401.05      7,401.05             0.00         0.00           0.00
A-8       103,341.97    103,341.97             0.00         0.00  18,141,079.00
A-9         2,321.18      2,321.18             0.00         0.00      10,000.00
A-10      126,633.93    567,569.38             0.00         0.00  22,543,887.46
A-11       35,839.80     35,839.80             0.00         0.00           0.00
A-12        5,824.15     18,740.66             0.00         0.00     920,870.59
A-13       33,532.50     92,243.10             0.00         0.00   4,185,718.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       37,501.00     37,501.00             0.00         0.00   6,520,258.32
A-17       14,011.36     14,011.36             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       40,161.18     40,161.18             0.00         0.00           0.00
R-I             0.14          0.14             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,135.73     52,853.29             0.00         0.00   5,154,074.39
M-2        53,443.38     64,209.95             0.00         0.00   4,582,412.03
B-1             0.00          0.00             0.00         0.00   1,330,196.99
B-2             0.00          0.00             0.00         0.00     348,926.90

- -------------------------------------------------------------------------------
          935,713.30  2,063,647.49             0.00         0.00 149,803,910.76
===============================================================================





























Run:        01/26/96     15:31:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    941.053399  24.532361     4.382535    28.914896   0.000000    916.521039
A-4   1000.000000   0.000000     4.989699     4.989699   0.000000   1000.000000
A-5   1000.000000   0.000000     5.571830     5.571830   0.000000   1000.000000
A-6   1000.000000   0.000000     5.756856     5.756856   0.000000   1000.000000
A-8   1000.000000   0.000000     5.696572     5.696572   0.000000   1000.000000
A-9   1000.000000   0.000000   232.118000   232.118000   0.000000   1000.000000
A-10   723.097852  13.871740     3.983878    17.855618   0.000000    709.226113
A-12   424.446174   5.871106     2.647325     8.518431   0.000000    418.575068
A-13   424.443539   5.871069     3.353255     9.224324   0.000000    418.572470
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.955052     0.955052   0.000000    166.053934
A-17   211.173371   0.000000     1.270611     1.270611   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     1.400000     1.400000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    896.877616   3.935810     5.221006     9.156816   0.000000    892.941806
M-2    909.488449   2.131872    10.582244    12.714116   0.000000    907.356577
B-1    921.866406   0.000000     0.000000     0.000000   0.000000    921.866406
B-2    506.962959   0.000000     0.000000     0.000000   0.000000    483.632385

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:33                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,609.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,396.90

SUBSERVICER ADVANCES THIS MONTH                                        9,381.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     729,463.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        200,466.74

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     149,803,910.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          605

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      482,351.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.40408930 %     6.47237900 %    1.12353170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.37963130 %     6.49948748 %    1.12088120 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3193 %

      BANKRUPTCY AMOUNT AVAILABLE                         254,437.00
      FRAUD AMOUNT AVAILABLE                            1,624,691.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,850,114.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.77570933
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              141.46

POOL TRADING FACTOR:                                                51.90928078


 ................................................................................


Run:        01/26/96     15:34:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    29,690,416.19     7.470000  %     60,897.82
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    53,758,936.77                     60,897.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       214,301.92    275,199.74             0.00         0.00  29,629,518.37
A-2       173,701.01    173,701.01             0.00         0.00  24,068,520.58
S-1         4,627.63      4,627.63             0.00         0.00           0.00
S-2         7,727.82      7,727.82             0.00         0.00           0.00
S-3         4,063.10      4,063.10             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          404,421.48    465,319.30             0.00         0.00  53,698,038.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    930.646528   1.908843     6.717297     8.626140   0.000000    928.737685
A-2   1000.000000   0.000000     7.216938     7.216938   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-96  
DISTRIBUTION DATE        30-January-96  

Run:     01/26/96     15:35:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,343.97

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,698,038.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               5,183,496.70

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00774830 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 


ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                95.93797427


 ................................................................................


Run:        01/26/96     15:31:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    26,263,713.05     7.000000  %  1,086,269.71
A-2   760944KV9    20,040,000.00    13,495,784.80     7.000000  %    297,410.15
A-3   760944KS6    30,024,000.00    20,219,433.31     6.000000  %    445,580.96
A-4   760944LF3    10,008,000.00     6,739,811.09    10.000000  %    148,526.99
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.241133  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,765,678.28     7.000000  %      5,564.54
M-2   760944LC0     2,689,999.61     2,620,762.53     7.000000  %      2,529.34
M-3   760944LD8     1,613,999.76     1,572,457.51     7.000000  %      1,517.60
B-1                 2,151,999.69     2,096,610.04     7.000000  %      2,023.47
B-2                 1,075,999.84     1,048,305.01     7.000000  %      1,011.73
B-3                 1,075,999.84     1,048,305.00     7.000000  %      1,011.73

- -------------------------------------------------------------------------------
                  215,199,968.62   170,972,860.62                  1,991,446.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       152,563.49  1,238,833.20             0.00         0.00  25,177,443.34
A-2        78,395.77    375,805.92             0.00         0.00  13,198,374.65
A-3       100,673.85    546,254.81             0.00         0.00  19,773,852.35
A-4        55,929.91    204,456.90             0.00         0.00   6,591,284.10
A-5       129,718.73    129,718.73             0.00         0.00  22,331,000.00
A-6       106,163.60    106,163.60             0.00         0.00  18,276,000.00
A-7       196,892.93    196,892.93             0.00         0.00  33,895,000.00
A-8        81,557.07     81,557.07             0.00         0.00  14,040,000.00
A-9         9,061.90      9,061.90             0.00         0.00   1,560,000.00
A-10       34,212.12     34,212.12             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,492.29     39,056.83             0.00         0.00   5,760,113.74
M-2        15,223.77     17,753.11             0.00         0.00   2,618,233.19
M-3         9,134.26     10,651.86             0.00         0.00   1,570,939.91
B-1        12,179.02     14,202.49             0.00         0.00   2,094,586.57
B-2         6,089.50      7,101.23             0.00         0.00   1,047,293.28
B-3         6,089.51      7,101.24             0.00         0.00   1,047,293.27

- -------------------------------------------------------------------------------
        1,027,377.72  3,018,823.94             0.00         0.00 168,981,414.40
===============================================================================













































Run:        01/26/96     15:31:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    523.536121  21.653505     3.041173    24.694678   0.000000    501.882617
A-2    673.442355  14.840826     3.911965    18.752791   0.000000    658.601529
A-3    673.442356  14.840826     3.353113    18.193939   0.000000    658.601530
A-4    673.442355  14.840826     5.588520    20.429346   0.000000    658.601529
A-5   1000.000000   0.000000     5.808908     5.808908   0.000000   1000.000000
A-6   1000.000000   0.000000     5.808908     5.808908   0.000000   1000.000000
A-7   1000.000000   0.000000     5.808908     5.808908   0.000000   1000.000000
A-8   1000.000000   0.000000     5.808908     5.808908   0.000000   1000.000000
A-9   1000.000000   0.000000     5.808910     5.808910   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.261304   0.940274     5.659393     6.599667   0.000000    973.321030
M-2    974.261305   0.940275     5.659395     6.599670   0.000000    973.321030
M-3    974.261303   0.940273     5.659394     6.599667   0.000000    973.321031
B-1    974.261311   0.940274     5.659397     6.599671   0.000000    973.321037
B-2    974.261307   0.940270     5.659387     6.599657   0.000000    973.321037
B-3    974.261297   0.940270     5.659387     6.599657   0.000000    973.321028

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,603.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,959.49

SUBSERVICER ADVANCES THIS MONTH                                       18,771.42
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,990,137.37

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     215,405.93


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        492,621.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     168,981,414.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          585

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,826,437.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.72259370 %     5.82484200 %    2.45256470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.63312720 %     5.88779948 %    2.47907330 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2418 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,262.00
      FRAUD AMOUNT AVAILABLE                            1,772,420.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,302,252.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63811250
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.14

POOL TRADING FACTOR:                                                78.52297353


 ................................................................................


Run:        01/26/96     15:31:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00     1,790,691.98     5.250000  %    887,464.98
A-3   760944JY5    21,283,000.00    21,283,000.00     5.650000  %          0.00
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    24,360,340.78     6.475000  %    621,154.30
A-8   760944KE7             0.00             0.00    12.100000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     7,982,227.12     7.000000  %     86,842.37
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.143017  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,671,102.12     7.000000  %     15,759.59
M-2   760944KM9     2,343,800.00     2,097,798.21     7.000000  %      9,005.59
M-3   760944MF2     1,171,900.00     1,048,899.11     7.000000  %      4,502.80
B-1                 1,406,270.00     1,258,669.97     7.000000  %      5,403.32
B-2                   351,564.90       314,665.25     7.000000  %      1,350.83

- -------------------------------------------------------------------------------
                  234,376,334.90   129,801,394.54                  1,631,483.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         7,791.14    895,256.12             0.00         0.00     903,227.00
A-3        99,655.65     99,655.65             0.00         0.00  21,283,000.00
A-4        37,323.50     37,323.50             0.00         0.00   7,444,000.00
A-5       150,128.71    150,128.71             0.00         0.00  28,305,000.00
A-6        71,301.44     71,301.44             0.00         0.00  12,746,000.00
A-7       130,720.52    751,874.82             0.00         0.00  23,739,186.48
A-8        61,070.20     61,070.20             0.00         0.00           0.00
A-9        85,457.64     85,457.64             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       46,306.58    133,148.95             0.00         0.00   7,895,384.75
A-14       14,566.67     14,566.67             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       15,384.67     15,384.67             0.00         0.00           0.00
R-I             4.48          4.48             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,296.84     37,056.43             0.00         0.00   3,655,342.53
M-2        12,169.77     21,175.36             0.00         0.00   2,088,792.62
M-3         6,084.89     10,587.69             0.00         0.00   1,044,396.31
B-1         7,301.81     12,705.13             0.00         0.00   1,253,266.65
B-2         1,825.45      3,176.28             0.00         0.00     313,314.42

- -------------------------------------------------------------------------------
          768,389.96  2,399,873.74             0.00         0.00 128,169,910.76
===============================================================================

































Run:        01/26/96     15:31:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    179.535992  88.977840     0.781145    89.758985   0.000000     90.558151
A-3   1000.000000   0.000000     4.682406     4.682406   0.000000   1000.000000
A-4   1000.000000   0.000000     5.013904     5.013904   0.000000   1000.000000
A-5   1000.000000   0.000000     5.303964     5.303964   0.000000   1000.000000
A-6   1000.000000   0.000000     5.594025     5.594025   0.000000   1000.000000
A-7    519.698357  13.251574     2.788764    16.040338   0.000000    506.446782
A-9   1000.000000   0.000000     5.801211     5.801211   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   232.176472   2.525956     1.346905     3.872861   0.000000    229.650516
A-14   461.333333   0.000000     2.427778     2.427778   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    44.810000    44.810000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    895.041477   3.842303     5.192325     9.034628   0.000000    891.199174
M-2    895.041475   3.842303     5.192324     9.034627   0.000000    891.199172
M-3    895.041480   3.842307     5.192329     9.034636   0.000000    891.199172
B-1    895.041471   3.842306     5.192324     9.034630   0.000000    891.199165
B-2    895.041712   3.842306     5.192327     9.034633   0.000000    891.199406

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,413.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,118.16

SUBSERVICER ADVANCES THIS MONTH                                       16,596.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,129,101.76

 (B)  TWO MONTHLY PAYMENTS:                                    1     302,710.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        237,754.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,169,910.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          507

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,074,262.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.53540490 %     5.25248600 %    1.21210960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.48122150 %     5.29650947 %    1.22226900 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1433 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,377,096.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,847,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61616155
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.11

POOL TRADING FACTOR:                                                54.68551713


 ................................................................................


Run:        01/26/96     15:31:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00    14,331,139.74     7.500000  %    228,550.68
A-3   760944LY2    81,356,000.00    32,121,575.03     6.250000  %    426,626.94
A-4   760944LN6    40,678,000.00    16,060,787.50    10.000000  %    213,313.47
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.142245  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,398,408.11     7.500000  %     12,292.26
M-2   760944LV8     6,257,900.00     6,110,021.47     7.500000  %      5,605.59
M-3   760944LW6     3,754,700.00     3,669,277.30     7.500000  %          0.00
B-1                 5,757,200.00     5,626,218.67     7.500000  %          0.00
B-2                 2,753,500.00     2,690,855.48     7.500000  %          0.00
B-3                 2,753,436.49     2,402,412.23     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  500,624,336.49   283,435,695.53                    886,388.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        89,456.69    318,007.37             0.00         0.00  14,102,589.06
A-3       167,088.95    593,715.89             0.00         0.00  31,694,948.09
A-4       133,671.16    346,984.63             0.00         0.00  15,847,474.03
A-5       415,675.27    415,675.27             0.00         0.00  66,592,000.00
A-6       328,129.54    328,129.54             0.00         0.00  52,567,000.00
A-7       333,578.91    333,578.91             0.00         0.00  53,440,000.00
A-8        90,048.83     90,048.83             0.00         0.00  14,426,000.00
A-9        33,555.50     33,555.50             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1       143,042.35    155,334.61             0.00         0.00  13,386,115.85
M-2        76,255.71     81,861.30             0.00         0.00   6,104,415.88
M-3         3,767.32      3,767.32             0.00         0.00   3,669,277.30
B-1             0.00          0.00             0.00         0.00   5,626,218.67
B-2             0.00          0.00             0.00         0.00   2,690,855.48
B-3             0.00          0.00             0.00         0.00   2,389,211.39

- -------------------------------------------------------------------------------
        1,814,270.23  2,700,659.17             0.00         0.00 282,536,105.75
===============================================================================















































Run:        01/26/96     15:31:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    201.325294   3.210703     1.256697     4.467400   0.000000    198.114591
A-3    394.827364   5.243952     2.053800     7.297752   0.000000    389.583412
A-4    394.827364   5.243952     3.286080     8.530032   0.000000    389.583412
A-5   1000.000000   0.000000     6.242120     6.242120   0.000000   1000.000000
A-6   1000.000000   0.000000     6.242120     6.242120   0.000000   1000.000000
A-7   1000.000000   0.000000     6.242120     6.242120   0.000000   1000.000000
A-8   1000.000000   0.000000     6.242120     6.242120   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.184005   0.892840    10.389781    11.282621   0.000000    972.291166
M-2    976.369304   0.895762    12.185511    13.081273   0.000000    975.473542
M-3    977.249128   0.000000     1.003361     1.003361   0.000000    977.249128
B-1    977.249126   0.000000     0.000000     0.000000   0.000000    977.249126
B-2    977.249130   0.000000     0.000000     0.000000   0.000000    977.249130
B-3    872.514125   0.000000     0.000000     0.000000   0.000000    867.719811

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,777.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,050.34

SUBSERVICER ADVANCES THIS MONTH                                       27,943.88
MASTER SERVICER ADVANCES THIS MONTH                                    2,494.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,319,753.15

 (B)  TWO MONTHLY PAYMENTS:                                    3     650,126.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        875,229.54

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     282,536,105.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          981

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 350,124.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      639,554.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.04060540 %     8.17741300 %    3.78198180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.01353390 %     8.19711483 %    3.78935130 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1419 %

      BANKRUPTCY AMOUNT AVAILABLE                         238,887.00
      FRAUD AMOUNT AVAILABLE                            2,950,417.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,960,520.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.08851626
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.67

POOL TRADING FACTOR:                                                56.43675011


 ................................................................................


Run:        01/26/96     15:29:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    38,661,356.89     6.914824  %    253,974.47
A-2   760944LJ5     5,265,582.31     2,467,630.23     6.914824  %     16,210.37
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    41,128,987.12                    270,184.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       222,004.17    475,978.64             0.00         0.00  38,407,382.42
A-2        14,169.82     30,380.19             0.00         0.00   2,451,419.86
S-1         3,073.92      3,073.92             0.00         0.00           0.00
S-2         4,904.62      4,904.62             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          244,152.53    514,337.37             0.00         0.00  40,858,802.28
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    468.633869   3.078553     2.691025     5.769578   0.000000    465.555316
A-2    468.633873   3.078552     2.691026     5.769578   0.000000    465.555321

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:29:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,465.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,669.51

SUBSERVICER ADVANCES THIS MONTH                                        9,744.50
MASTER SERVICER ADVANCES THIS MONTH                                    3,681.48


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,207,960.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        225,210.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,858,802.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          137

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 507,304.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      232,397.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             99.99999990 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,675,604.30
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92737369
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.62

POOL TRADING FACTOR:                                                46.55553163


 ................................................................................


Run:        01/26/96     15:31:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00     5,262,890.83     6.375000  %    525,047.03
A-2   760944NF1             0.00             0.00     1.625000  %          0.00
A-3   760944NG9    14,581,000.00     2,656,312.49     5.000030  %    265,004.35
A-4   760944NH7     7,938,000.00     7,938,000.00     5.249810  %          0.00
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    35,577,000.00     6.575000  %          0.00
A-10  760944NK0             0.00             0.00     1.925000  %          0.00
A-11  760944NL8    37,000,000.00    13,069,710.65     7.250000  %     56,886.61
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00     9,413,413.73     6.316000  %     39,199.34
A-14  760944NP9    13,505,000.00     3,680,073.87     8.144226  %     15,324.56
A-15  760944NQ7             0.00             0.00     0.095117  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,513,201.59     7.000000  %     15,201.83
M-2   760944NW4     1,958,800.00     1,756,600.79     7.000000  %      7,600.91
M-3   760944NX2     1,305,860.00     1,171,061.21     7.000000  %      5,067.25
B-1                 1,567,032.00     1,405,273.45     7.000000  %      6,080.70
B-2                   783,516.00       702,636.74     7.000000  %      3,040.35
B-3                   914,107.69       819,747.93     7.000000  %      3,547.11

- -------------------------------------------------------------------------------
                  261,172,115.69   165,655,923.28                    942,000.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        27,935.67    552,982.70             0.00         0.00   4,737,843.80
A-2         7,120.86      7,120.86             0.00         0.00           0.00
A-3        11,058.76    276,063.11             0.00         0.00   2,391,308.14
A-4        34,698.38     34,698.38             0.00         0.00   7,938,000.00
A-5       104,720.81    104,720.81             0.00         0.00  21,873,000.00
A-6        62,795.23     62,795.23             0.00         0.00  12,561,000.00
A-7       138,447.71    138,447.71             0.00         0.00  23,816,000.00
A-8       104,870.53    104,870.53             0.00         0.00  18,040,000.00
A-9       194,768.89    194,768.89             0.00         0.00  35,577,000.00
A-10       57,023.60     57,023.60             0.00         0.00           0.00
A-11       78,896.64    135,783.25             0.00         0.00  13,012,824.04
A-12       14,112.74     14,112.74             0.00         0.00   2,400,000.00
A-13       49,504.39     88,703.73             0.00         0.00   9,374,214.39
A-14       24,955.19     40,279.75             0.00         0.00   3,664,749.31
A-15       13,119.52     13,119.52             0.00         0.00           0.00
R-I             2.83          2.83             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,476.50     35,678.33             0.00         0.00   3,497,999.76
M-2        10,238.25     17,839.16             0.00         0.00   1,748,999.88
M-3         6,825.46     11,892.71             0.00         0.00   1,165,993.96
B-1         8,190.56     14,271.26             0.00         0.00   1,399,192.75
B-2         4,095.27      7,135.62             0.00         0.00     699,596.39
B-3         4,777.86      8,324.97             0.00         0.00     816,200.82

- -------------------------------------------------------------------------------
          978,635.65  1,920,635.69             0.00         0.00 164,713,923.24
===============================================================================

































Run:        01/26/96     15:31:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    182.176290  18.174635     0.967000    19.141635   0.000000    164.001655
A-3    182.176290  18.174635     0.758436    18.933071   0.000000    164.001656
A-4   1000.000000   0.000000     4.371174     4.371174   0.000000   1000.000000
A-5   1000.000000   0.000000     4.787675     4.787675   0.000000   1000.000000
A-6   1000.000000   0.000000     4.999222     4.999222   0.000000   1000.000000
A-7   1000.000000   0.000000     5.813223     5.813223   0.000000   1000.000000
A-8   1000.000000   0.000000     5.813222     5.813222   0.000000   1000.000000
A-9   1000.000000   0.000000     5.474573     5.474573   0.000000   1000.000000
A-11   353.235423   1.537476     2.132342     3.669818   0.000000    351.697947
A-12  1000.000000   0.000000     5.880308     5.880308   0.000000   1000.000000
A-13   272.497141   1.134733     1.433041     2.567774   0.000000    271.362408
A-14   272.497140   1.134732     1.847848     2.982580   0.000000    271.362407
R-I      0.000000   0.000000    28.290000    28.290000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    896.773941   3.880394     5.226797     9.107191   0.000000    892.893547
M-2    896.773938   3.880391     5.226797     9.107188   0.000000    892.893547
M-3    896.773934   3.880393     5.226793     9.107186   0.000000    892.893541
B-1    896.773933   3.880393     5.226798     9.107191   0.000000    892.893540
B-2    896.773952   3.880393     5.226785     9.107178   0.000000    892.893559
B-3    896.773913   3.880396     5.226791     9.107187   0.000000    892.893517

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,338.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,804.06

SUBSERVICER ADVANCES THIS MONTH                                       13,136.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     652,395.59

 (B)  TWO MONTHLY PAYMENTS:                                    1     251,928.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     416,495.57


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     164,713,923.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          613

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      225,197.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.34459000 %     3.88809700 %    1.76731270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.33685790 %     3.89341318 %    1.76972890 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0951 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              867,168.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,828,668.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54883505
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.76

POOL TRADING FACTOR:                                                63.06719337


 ................................................................................


Run:        01/26/96     15:31:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    20,368,931.80     6.500000  %    456,315.61
A-4   760944QX9    38,099,400.00     8,147,564.19    10.000000  %    182,526.05
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.077618  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,215,320.94     7.500000  %      6,469.36
M-2   760944QJ0     3,365,008.00     3,279,691.56     7.500000  %      2,940.62
M-3   760944QK7     2,692,006.00     2,635,331.58     7.500000  %      2,362.88
B-1                 2,422,806.00     2,375,728.86     7.500000  %      2,130.11
B-2                 1,480,605.00     1,456,713.33     7.500000  %      1,306.11
B-3                 1,480,603.82     1,403,487.65     7.500000  %        782.68

- -------------------------------------------------------------------------------
                  269,200,605.82   163,890,329.91                    654,833.42
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       110,196.94    566,512.55             0.00         0.00  19,912,616.19
A-4        67,813.43    250,339.48             0.00         0.00   7,965,038.14
A-5       384,879.29    384,879.29             0.00         0.00  61,656,000.00
A-6        56,306.14     56,306.14             0.00         0.00   9,020,000.00
A-7       231,903.88    231,903.88             0.00         0.00  37,150,000.00
A-8        57,314.65     57,314.65             0.00         0.00   9,181,560.00
A-9        10,587.68     10,587.68             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,040.68     51,510.04             0.00         0.00   7,208,851.58
M-2        20,473.03     23,413.65             0.00         0.00   3,276,750.94
M-3        16,450.70     18,813.58             0.00         0.00   2,632,968.70
B-1        14,830.17     16,960.28             0.00         0.00   2,373,598.75
B-2         9,569.07     10,875.18             0.00         0.00   1,455,407.22
B-3         8,761.11      9,543.79             0.00         0.00   1,402,229.26

- -------------------------------------------------------------------------------
        1,034,126.77  1,688,960.19             0.00         0.00 163,235,020.78
===============================================================================















































Run:        01/26/96     15:31:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    508.706957  11.396323     2.752130    14.148453   0.000000    497.310635
A-4    213.850197   4.790785     1.779908     6.570693   0.000000    209.059411
A-5   1000.000000   0.000000     6.242366     6.242366   0.000000   1000.000000
A-6   1000.000000   0.000000     6.242366     6.242366   0.000000   1000.000000
A-7   1000.000000   0.000000     6.242366     6.242366   0.000000   1000.000000
A-8   1000.000000   0.000000     6.242365     6.242365   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.646004   0.873882     6.084098     6.957980   0.000000    973.772123
M-2    974.645992   0.873882     6.084095     6.957977   0.000000    973.772110
M-3    978.947142   0.877739     6.110945     6.988684   0.000000    978.069403
B-1    980.569166   0.879191     6.121072     7.000263   0.000000    979.689975
B-2    983.863576   0.882146     6.462946     7.345092   0.000000    982.981430
B-3    947.915729   0.528622     5.917241     6.445863   0.000000    947.065813

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,111.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,398.93

SUBSERVICER ADVANCES THIS MONTH                                       11,341.33
MASTER SERVICER ADVANCES THIS MONTH                                    1,656.33


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     864,998.91

 (B)  TWO MONTHLY PAYMENTS:                                    2     447,528.95

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        281,861.63

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     163,235,020.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          568

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 233,497.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      508,362.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.79355850 %     8.01166500 %    3.19477660 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.75865830 %     8.03661565 %    3.20472600 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0777 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,701,380.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,572,812.82 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02631158
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.25

POOL TRADING FACTOR:                                                60.63694407


 ................................................................................


Run:        01/26/96     15:31:48                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00    15,519,520.57     7.000000  %  1,123,320.00
A-2   760944PP7    20,000,000.00    16,033,716.51     7.000000  %    315,103.93
A-3   760944PQ5    20,000,000.00    16,442,149.92     7.000000  %    282,655.68
A-4   760944PR3    44,814,000.00    37,843,880.08     7.000000  %    553,745.64
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    13,333,604.13     7.000000  %    132,387.89
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     6.516000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63     8.129328  %          0.00
A-14  760944PN2             0.00             0.00     0.209964  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,451,185.25     7.000000  %      8,135.79
M-2   760944PY8     4,333,550.00     4,225,626.73     7.000000  %      4,067.93
M-3   760944PZ5     2,600,140.00     2,535,385.79     7.000000  %      2,440.77
B-1                 2,773,475.00     2,704,404.02     7.000000  %      2,603.48
B-2                 1,560,100.00     1,521,247.09     7.000000  %      1,464.47
B-3                 1,733,428.45     1,690,259.11     7.000000  %      1,627.17

- -------------------------------------------------------------------------------
                  346,680,823.45   289,464,327.98                  2,427,552.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        90,189.71  1,213,509.71             0.00         0.00  14,396,200.57
A-2        93,177.89    408,281.82             0.00         0.00  15,718,612.58
A-3        95,551.45    378,207.13             0.00         0.00  16,159,494.24
A-4       219,924.87    773,670.51             0.00         0.00  37,290,134.44
A-5       152,548.52    152,548.52             0.00         0.00  26,250,000.00
A-6       173,951.80    173,951.80             0.00         0.00  29,933,000.00
A-7        77,486.54    209,874.43             0.00         0.00  13,201,216.24
A-8       217,926.45    217,926.45             0.00         0.00  37,500,000.00
A-9       250,220.25    250,220.25             0.00         0.00  43,057,000.00
A-10       15,690.70     15,690.70             0.00         0.00   2,700,000.00
A-11      137,148.38    137,148.38             0.00         0.00  23,600,000.00
A-12       23,187.23     23,187.23             0.00         0.00   4,286,344.15
A-13       12,397.83     12,397.83             0.00         0.00   1,837,004.63
A-14       50,456.89     50,456.89             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        49,112.98     57,248.77             0.00         0.00   8,443,049.46
M-2        24,556.69     28,624.62             0.00         0.00   4,221,558.80
M-3        14,734.07     17,174.84             0.00         0.00   2,532,945.02
B-1        15,716.30     18,319.78             0.00         0.00   2,701,800.54
B-2         8,840.53     10,305.00             0.00         0.00   1,519,782.62
B-3         9,822.73     11,449.90             0.00         0.00   1,688,631.94

- -------------------------------------------------------------------------------
        1,732,641.81  4,160,194.56             0.00         0.00 287,036,775.23
===============================================================================





































Run:        01/26/96     15:31:48
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    523.265133  37.874507     3.040888    40.915395   0.000000    485.390626
A-2    801.685826  15.755197     4.658895    20.414092   0.000000    785.930629
A-3    822.107496  14.132784     4.777573    18.910357   0.000000    807.974712
A-4    844.465571  12.356532     4.907504    17.264036   0.000000    832.109038
A-5   1000.000000   0.000000     5.811372     5.811372   0.000000   1000.000000
A-6   1000.000000   0.000000     5.811372     5.811372   0.000000   1000.000000
A-7    888.906942   8.825859     5.165769    13.991628   0.000000    880.081083
A-8   1000.000000   0.000000     5.811372     5.811372   0.000000   1000.000000
A-9   1000.000000   0.000000     5.811372     5.811372   0.000000   1000.000000
A-10  1000.000000   0.000000     5.811370     5.811370   0.000000   1000.000000
A-11  1000.000000   0.000000     5.811372     5.811372   0.000000   1000.000000
A-12   188.410732   0.000000     1.019219     1.019219   0.000000    188.410732
A-13   188.410731   0.000000     1.271572     1.271572   0.000000    188.410731
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.095881   0.938706     5.666645     6.605351   0.000000    974.157175
M-2    975.095875   0.938706     5.666645     6.605351   0.000000    974.157169
M-3    975.095876   0.938707     5.666645     6.605352   0.000000    974.157169
B-1    975.095871   0.938707     5.666646     6.605353   0.000000    974.157164
B-2    975.095885   0.938703     5.666643     6.605346   0.000000    974.157182
B-3    975.095978   0.938706     5.666643     6.605349   0.000000    974.157272

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       74,920.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,667.49

SUBSERVICER ADVANCES THIS MONTH                                       16,142.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,171,238.39

 (B)  TWO MONTHLY PAYMENTS:                                    1     285,450.01

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        886,239.66

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     287,036,775.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          981

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,148,891.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.70096310 %     5.25529300 %    2.04374410 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.64631910 %     5.29463629 %    2.05904460 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2094 %

      BANKRUPTCY AMOUNT AVAILABLE                         125,183.00
      FRAUD AMOUNT AVAILABLE                            2,950,536.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,734,895.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64625861
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.99

POOL TRADING FACTOR:                                                82.79568866


 ................................................................................


Run:        01/26/96     15:31:51                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00             0.00     6.500000  %          0.00
A-2   760944MG0    25,150,000.00    18,348,857.82     5.500000  %    555,988.68
A-3   760944MH8    12,946,000.00    10,225,543.13     6.825000  %    222,395.47
A-4   760944MJ4             0.00             0.00     2.175000  %          0.00
A-5   760944MV7    22,700,000.00    16,938,914.74     6.500000  %    187,326.65
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     7.005000  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     5.562100  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     6.875000  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     5.687480  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     7.062500  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     5.281229  %          0.00
A-17  760944MU9             0.00             0.00     0.272787  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,447,145.50     6.500000  %     10,881.00
M-2   760944NA2     1,368,000.00     1,222,232.59     6.500000  %      5,434.54
M-3   760944NB0       912,000.00       814,821.73     6.500000  %      3,623.03
B-1                   729,800.00       652,036.06     6.500000  %      2,899.22
B-2                   547,100.00       488,803.70     6.500000  %      2,173.42
B-3                   547,219.77       488,910.66     6.500000  %      2,173.88

- -------------------------------------------------------------------------------
                  182,383,319.77   142,110,227.41                    992,895.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        83,935.10    639,923.78             0.00         0.00  17,792,869.14
A-3        58,044.48    280,439.95             0.00         0.00  10,003,147.66
A-4        18,497.69     18,497.69             0.00         0.00           0.00
A-5        91,573.71    278,900.36             0.00         0.00  16,751,588.09
A-6        54,007.08     54,007.08             0.00         0.00  11,100,000.00
A-7        88,065.61     88,065.61             0.00         0.00  16,290,000.00
A-8        68,857.68     68,857.68             0.00         0.00  12,737,000.00
A-9        39,464.64     39,464.64             0.00         0.00   7,300,000.00
A-10       82,172.94     82,172.94             0.00         0.00  15,200,000.00
A-11       21,524.19     21,524.19             0.00         0.00   3,694,424.61
A-12        9,202.64      9,202.64             0.00         0.00   1,989,305.77
A-13       65,620.12     65,620.12             0.00         0.00  11,476,048.76
A-14       25,054.87     25,054.87             0.00         0.00   5,296,638.91
A-15       21,700.87     21,700.87             0.00         0.00   3,694,424.61
A-16        7,489.65      7,489.65             0.00         0.00   1,705,118.82
A-17       32,241.89     32,241.89             0.00         0.00           0.00
R-I             0.18          0.18             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        13,229.55     24,110.55             0.00         0.00   2,436,264.50
M-2         6,607.53     12,042.07             0.00         0.00   1,216,798.05
M-3         4,405.02      8,028.05             0.00         0.00     811,198.70
B-1         3,524.98      6,424.20             0.00         0.00     649,136.84
B-2         2,642.53      4,815.95             0.00         0.00     486,630.28
B-3         2,643.12      4,817.00             0.00         0.00     486,736.78

- -------------------------------------------------------------------------------
          800,506.07  1,793,401.96             0.00         0.00 141,117,331.52
===============================================================================





























Run:        01/26/96     15:31:51
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    729.576852  22.106906     3.337380    25.444286   0.000000    707.469946
A-3    789.861203  17.178702     4.483584    21.662286   0.000000    772.682501
A-5    746.207698   8.252275     4.034084    12.286359   0.000000    737.955423
A-6   1000.000000   0.000000     4.865503     4.865503   0.000000   1000.000000
A-7   1000.000000   0.000000     5.406115     5.406115   0.000000   1000.000000
A-8   1000.000000   0.000000     5.406114     5.406114   0.000000   1000.000000
A-9   1000.000000   0.000000     5.406115     5.406115   0.000000   1000.000000
A-10  1000.000000   0.000000     5.406114     5.406114   0.000000   1000.000000
A-11   738.884922   0.000000     4.304838     4.304838   0.000000    738.884922
A-12   738.884916   0.000000     3.418123     3.418123   0.000000    738.884916
A-13   738.884919   0.000000     4.224949     4.224949   0.000000    738.884920
A-14   738.884919   0.000000     3.495172     3.495172   0.000000    738.884919
A-15   738.884922   0.000000     4.340174     4.340174   0.000000    738.884922
A-16   738.884921   0.000000     3.245515     3.245515   0.000000    738.884921
R-I      0.000000   0.000000     1.800000     1.800000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    893.444870   3.972618     4.830066     8.802684   0.000000    889.472253
M-2    893.444876   3.972617     4.830066     8.802683   0.000000    889.472259
M-3    893.444879   3.972621     4.830066     8.802687   0.000000    889.472259
B-1    893.444862   3.972623     4.830063     8.802686   0.000000    889.472239
B-2    893.444891   3.972619     4.830068     8.802687   0.000000    889.472272
B-3    893.444804   3.972627     4.830070     8.802697   0.000000    889.472177

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,250.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,702.61

SUBSERVICER ADVANCES THIS MONTH                                       11,019.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     929,186.55

 (B)  TWO MONTHLY PAYMENTS:                                    1     206,838.04

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     141,117,331.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          503

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      361,016.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.69774090 %     3.15543800 %    1.14682130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.68673450 %     3.16351025 %    1.14975520 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2727 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              745,973.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,032,966.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13671822
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.97

POOL TRADING FACTOR:                                                77.37403382


 ................................................................................


Run:        01/26/96     15:31:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    19,747,439.87     6.500000  %    505,407.71
A-5   760944QB7    30,000,000.00    14,619,422.18     7.050000  %    108,996.78
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    29,747,042.95    10.000000  %    221,782.51
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.129260  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,689,312.44     7.500000  %      5,980.17
M-2   760944QU5     3,432,150.00     3,350,399.09     7.500000  %      2,995.22
M-3   760944QV3     2,059,280.00     2,011,972.02     7.500000  %      1,798.68
B-1                 2,196,565.00     2,147,995.40     7.500000  %          0.00
B-2                 1,235,568.00     1,208,247.63     7.500000  %          0.00
B-3                 1,372,850.89     1,246,119.70     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  274,570,013.89   145,899,380.28                    846,961.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       106,699.95    612,107.66             0.00         0.00  19,242,032.16
A-5        85,676.04    194,672.82             0.00         0.00  14,510,425.40
A-6       259,578.86    259,578.86             0.00         0.00  48,041,429.00
A-7       247,277.06    469,059.57             0.00         0.00  29,525,260.44
A-8        94,078.54     94,078.54             0.00         0.00  15,090,000.00
A-9        12,468.99     12,468.99             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       15,676.80     15,676.80             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,704.48     47,684.65             0.00         0.00   6,683,332.27
M-2        24,133.53     27,128.75             0.00         0.00   3,347,403.87
M-3        25,113.28     26,911.96             0.00         0.00   2,010,173.34
B-1        16,490.17     16,490.17             0.00         0.00   2,147,995.40
B-2             0.00          0.00             0.00         0.00   1,208,247.63
B-3             0.00          0.00             0.00         0.00   1,242,005.24

- -------------------------------------------------------------------------------
          928,897.70  1,775,858.77             0.00         0.00 145,048,304.75
===============================================================================









































Run:        01/26/96     15:31:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    738.498125  18.900812     3.990275    22.891087   0.000000    719.597313
A-5    487.314073   3.633226     2.855868     6.489094   0.000000    483.680847
A-6   1000.000000   0.000000     5.403229     5.403229   0.000000   1000.000000
A-7    540.417382   4.029144     4.492306     8.521450   0.000000    536.388238
A-8   1000.000000   0.000000     6.234496     6.234496   0.000000   1000.000000
A-9   1000.000000   0.000000     6.234495     6.234495   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.479196   0.871173     6.075385     6.946558   0.000000    973.608022
M-2    976.180846   0.872695     7.031607     7.904302   0.000000    975.308151
M-3    977.026932   0.873451    12.195175    13.068626   0.000000    976.153481
B-1    977.888385   0.000000     7.507253     7.507253   0.000000    977.888385
B-2    977.888412   0.000000     0.000000     0.000000   0.000000    977.888413
B-3    907.687579   0.000000     0.000000     0.000000   0.000000    904.690560

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,303.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,334.06

SUBSERVICER ADVANCES THIS MONTH                                       32,289.72
MASTER SERVICER ADVANCES THIS MONTH                                    2,691.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,395,619.38

 (B)  TWO MONTHLY PAYMENTS:                                    2     466,061.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     379,990.31


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,208,650.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,048,304.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          503

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 365,413.85

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      720,643.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.58525220 %     8.26027100 %    3.15447720 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.52854040 %     8.30131004 %    3.17014960 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1287 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,507,931.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,337,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11288212
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.19

POOL TRADING FACTOR:                                                52.82743833


 ................................................................................


Run:        01/26/96     15:31:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    26,701,099.19     7.000000  %    522,244.79
A-2   760944RC4    15,690,000.00             0.00     7.000000  %          0.00
A-3   760944RD2    16,985,000.00    14,359,432.25     7.000000  %    520,530.12
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    87,551,398.57     7.000000  %    782,081.19
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.192204  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     9,110,282.98     7.000000  %      8,728.92
M-2   760944RM2     4,674,600.00     4,562,415.49     7.000000  %      4,371.43
M-3   760944RN0     3,739,700.00     3,653,361.77     7.000000  %      3,500.43
B-1                 2,804,800.00     2,742,620.23     7.000000  %      2,627.81
B-2                   935,000.00       915,142.63     7.000000  %          0.00
B-3                 1,870,098.07     1,792,126.07     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  373,968,498.07   309,159,879.18                  1,844,084.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       155,293.62    677,538.41             0.00         0.00  26,178,854.40
A-2             0.00          0.00             0.00         0.00           0.00
A-3        83,514.47    604,044.59             0.00         0.00  13,838,902.13
A-4        71,269.28     71,269.28             0.00         0.00  12,254,000.00
A-5        42,608.03     42,608.03             0.00         0.00   7,326,000.00
A-6       427,749.45    427,749.45             0.00         0.00  73,547,000.00
A-7        49,726.81     49,726.81             0.00         0.00   8,550,000.00
A-8       509,199.04  1,291,280.23             0.00         0.00  86,769,317.38
A-9       192,253.74    192,253.74             0.00         0.00  33,056,000.00
A-10      133,994.86    133,994.86             0.00         0.00  23,039,000.00
A-11       49,370.98     49,370.98             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        52,985.42     61,714.34             0.00         0.00   9,101,554.06
M-2        26,535.01     30,906.44             0.00         0.00   4,558,044.06
M-3        21,247.96     24,748.39             0.00         0.00   3,649,861.34
B-1        15,951.08     18,578.89             0.00         0.00   2,739,992.42
B-2        18,339.40     18,339.40             0.00         0.00     915,142.63
B-3             0.00          0.00             0.00         0.00   1,789,532.13

- -------------------------------------------------------------------------------
        1,850,039.15  3,694,123.84             0.00         0.00 307,313,200.55
===============================================================================











































Run:        01/26/96     15:31:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    592.344193  11.585616     3.445074    15.030690   0.000000    580.758578
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    845.418443  30.646460     4.916954    35.563414   0.000000    814.771983
A-4   1000.000000   0.000000     5.816001     5.816001   0.000000   1000.000000
A-5   1000.000000   0.000000     5.816002     5.816002   0.000000   1000.000000
A-6   1000.000000   0.000000     5.816001     5.816001   0.000000   1000.000000
A-7   1000.000000   0.000000     5.816001     5.816001   0.000000   1000.000000
A-8    760.853381   6.796569     4.425124    11.221693   0.000000    754.056812
A-9   1000.000000   0.000000     5.816001     5.816001   0.000000   1000.000000
A-10  1000.000000   0.000000     5.816002     5.816002   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.434768   0.933644     5.667314     6.600958   0.000000    973.501124
M-2    976.001260   0.935145     5.676424     6.611569   0.000000    975.066115
M-3    976.913060   0.936019     5.681728     6.617747   0.000000    975.977041
B-1    977.830943   0.936897     5.687065     6.623962   0.000000    976.894046
B-2    978.762171   0.000000    19.614332    19.614332   0.000000    978.762171
B-3    958.305930   0.000000     0.000000     0.000000   0.000000    956.918869

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:31:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,440.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    32,581.38

SUBSERVICER ADVANCES THIS MONTH                                       30,995.83
MASTER SERVICER ADVANCES THIS MONTH                                    6,343.06


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,909,084.78

 (B)  TWO MONTHLY PAYMENTS:                                    1     228,147.75

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     514,270.02


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        818,565.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     307,313,200.55

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,045

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 928,628.83

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,550,460.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.63295440 %     5.60424000 %    1.76280600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.59578610 %     5.63251414 %    1.77169970 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1922 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,202,111.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,218,975.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58872551
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.37

POOL TRADING FACTOR:                                                82.17622664


 ................................................................................


Run:        01/26/96     15:32:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    73,555,940.19     6.500000  %  1,846,533.90
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.775000  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     5.785000  %          0.00
A-6   760944RV2     5,000,000.00     4,473,163.31     6.500000  %      7,852.44
A-7   760944RW0             0.00             0.00     0.298839  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     2,100,706.45     6.500000  %      8,985.49
M-2   760944RY6       779,000.00       700,025.80     6.500000  %      2,994.27
M-3   760944RZ3       779,100.00       700,115.67     6.500000  %      2,994.65
B-1                   701,100.00       630,023.23     6.500000  %      2,694.84
B-2                   389,500.00       350,012.90     6.500000  %      1,497.13
B-3                   467,420.45       420,033.84     6.500000  %      1,796.64

- -------------------------------------------------------------------------------
                  155,801,920.45   117,683,767.19                  1,875,349.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       396,124.62  2,242,658.52             0.00         0.00  71,709,406.29
A-2        28,003.83     28,003.83             0.00         0.00   5,200,000.00
A-3        60,385.95     60,385.95             0.00         0.00  11,213,000.00
A-4        74,352.89     74,352.89             0.00         0.00  13,246,094.21
A-5        24,418.48     24,418.48             0.00         0.00   5,094,651.59
A-6        24,089.55     31,941.99             0.00         0.00   4,465,310.87
A-7        29,137.64     29,137.64             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        11,313.05     20,298.54             0.00         0.00   2,091,720.96
M-2         3,769.89      6,764.16             0.00         0.00     697,031.53
M-3         3,770.37      6,765.02             0.00         0.00     697,121.02
B-1         3,392.90      6,087.74             0.00         0.00     627,328.39
B-2         1,884.94      3,382.07             0.00         0.00     348,515.77
B-3         2,262.02      4,058.66             0.00         0.00     418,237.20

- -------------------------------------------------------------------------------
          662,906.13  2,538,255.49             0.00         0.00 115,808,417.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    741.229810  18.607688     3.991783    22.599471   0.000000    722.622122
A-2   1000.000000   0.000000     5.385352     5.385352   0.000000   1000.000000
A-3   1000.000000   0.000000     5.385352     5.385352   0.000000   1000.000000
A-4    617.533530   0.000000     3.466335     3.466335   0.000000    617.533530
A-5    617.533526   0.000000     2.959816     2.959816   0.000000    617.533526
A-6    894.632662   1.570488     4.817910     6.388398   0.000000    893.062174
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    898.621059   3.843731     4.839393     8.683124   0.000000    894.777328
M-2    898.621053   3.843736     4.839397     8.683133   0.000000    894.777317
M-3    898.621063   3.843730     4.839392     8.683122   0.000000    894.777333
B-1    898.621067   3.843731     4.839395     8.683126   0.000000    894.777336
B-2    898.621053   3.843723     4.839384     8.683107   0.000000    894.777330
B-3    898.621017   3.843734     4.839390     8.683124   0.000000    894.777282

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,767.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,301.27

SUBSERVICER ADVANCES THIS MONTH                                        7,210.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     738,839.61

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     115,808,417.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          441

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,371,972.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.83551920 %     2.97479300 %    1.18968830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.78618290 %     3.01003465 %    1.20378240 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2980 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,251,586.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,698,573.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19768793
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.20

POOL TRADING FACTOR:                                                74.33054580


 ................................................................................


Run:        01/26/96     15:32:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    34,523,508.88     7.050000  %    920,819.73
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00    10,861,017.78     6.625000  %    207,184.44
A-6   760944SG4             0.00             0.00     2.875000  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.081252  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00    10,082,382.37     7.500000  %      9,201.08
M-2   760944SP4     5,640,445.00     5,506,208.03     7.500000  %      5,024.91
M-3   760944SQ2     3,760,297.00     3,679,498.47     7.500000  %      3,357.87
B-1                 2,820,222.00     2,764,111.72     7.500000  %          0.00
B-2                   940,074.00       922,903.54     7.500000  %          0.00
B-3                 1,880,150.99     1,792,563.74     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   239,740,548.53                  1,145,588.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       202,419.00  1,123,238.73             0.00         0.00  33,602,689.15
A-4       149,206.32    149,206.32             0.00         0.00  24,745,827.00
A-5        59,841.66    267,026.10             0.00         0.00  10,653,833.34
A-6        25,969.02     25,969.02             0.00         0.00           0.00
A-7       340,956.51    340,956.51             0.00         0.00  54,662,626.00
A-8       225,969.26    225,969.26             0.00         0.00  36,227,709.00
A-9       214,237.78    214,237.78             0.00         0.00  34,346,901.00
A-10      122,412.17    122,412.17             0.00         0.00  19,625,291.00
A-11       16,200.36     16,200.36             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        62,888.56     72,089.64             0.00         0.00  10,073,181.29
M-2        34,344.81     39,369.72             0.00         0.00   5,501,183.12
M-3        45,867.68     49,225.55             0.00         0.00   3,676,140.60
B-1        16,262.40     16,262.40             0.00         0.00   2,764,111.72
B-2             0.00          0.00             0.00         0.00     922,903.54
B-3             0.00          0.00             0.00         0.00   1,787,563.13

- -------------------------------------------------------------------------------
        1,516,575.53  2,662,163.56             0.00         0.00 238,589,959.89
===============================================================================









































Run:        01/26/96     15:32:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    696.977832  18.589968     4.086536    22.676504   0.000000    678.387863
A-4   1000.000000   0.000000     6.029555     6.029555   0.000000   1000.000000
A-5    230.800064   4.402735     1.271654     5.674389   0.000000    226.397329
A-7   1000.000000   0.000000     6.237470     6.237470   0.000000   1000.000000
A-8   1000.000000   0.000000     6.237470     6.237470   0.000000   1000.000000
A-9   1000.000000   0.000000     6.237470     6.237470   0.000000   1000.000000
A-10  1000.000000   0.000000     6.237470     6.237470   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.008391   0.889783     6.081586     6.971369   0.000000    974.118608
M-2    976.200997   0.890871     6.089025     6.979896   0.000000    975.310125
M-3    978.512727   0.892980    12.197888    13.090868   0.000000    977.619747
B-1    980.104304   0.000000     5.766355     5.766355   0.000000    980.104304
B-2    981.734991   0.000000     0.000000     0.000000   0.000000    981.734991
B-3    953.414779   0.000000     0.000000     0.000000   0.000000    950.755093

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,346.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,904.68

SUBSERVICER ADVANCES THIS MONTH                                       37,105.61
MASTER SERVICER ADVANCES THIS MONTH                                    1,750.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,331,208.74

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,684,367.82

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     286,987.20


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,876,487.33

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     238,589,959.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          798

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 246,059.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      931,803.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.67731240 %     8.03705900 %    2.28562880 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.63699750 %     8.06844723 %    2.29455520 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0812 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,480,462.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,482,113.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99891061
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.84

POOL TRADING FACTOR:                                                63.44976387


 ................................................................................


Run:        01/26/96     15:35:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    38,364,514.23     6.970000  %     87,781.28
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    68,385,827.35                     87,781.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       222,249.00    310,030.28             0.00         0.00  38,276,732.95
A-2       173,916.10    173,916.10             0.00         0.00  30,021,313.12
S          13,563.72     13,563.72             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          409,728.82    497,510.10             0.00         0.00  68,298,046.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    944.541632   2.161192     5.471813     7.633005   0.000000    942.380440
A-2   1000.000000   0.000000     5.793088     5.793088   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-96  
DISTRIBUTION DATE        30-January-96  

Run:     01/26/96     15:35:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,709.65

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,298,046.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,773,599.83

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.68673841


 ................................................................................


Run:        01/26/96     15:32:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    15,574,775.31     9.860000  %    235,563.84
A-2   760944SZ2    24,926,000.00             0.00     6.350000  %          0.00
A-3   760944TA6    25,850,000.00    21,603,011.28     6.350000  %  1,036,480.90
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     6.616000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00     8.075190  %          0.00
A-10  760944TC2             0.00             0.00     0.107621  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,226,279.88     7.000000  %      4,956.26
M-2   760944TK4     3,210,000.00     3,135,767.93     7.000000  %      2,973.76
M-3   760944TL2     2,141,000.00     2,091,488.81     7.000000  %      1,983.43
B-1                 1,070,000.00     1,045,255.98     7.000000  %        991.25
B-2                   642,000.00       627,153.58     7.000000  %        594.75
B-3                   963,170.23       940,896.60     7.000000  %        892.28

- -------------------------------------------------------------------------------
                  214,013,270.23   177,900,629.37                  1,284,436.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       127,859.50    363,423.34             0.00         0.00  15,339,211.47
A-2             0.00          0.00             0.00         0.00           0.00
A-3       114,214.77  1,150,695.67             0.00         0.00  20,566,530.38
A-4       248,097.02    248,097.02             0.00         0.00  46,926,000.00
A-5       227,298.69    227,298.69             0.00         0.00  39,000,000.00
A-6        24,991.20     24,991.20             0.00         0.00   4,288,000.00
A-7       179,297.87    179,297.87             0.00         0.00  30,764,000.00
A-8        27,105.07     27,105.07             0.00         0.00   4,920,631.00
A-9        11,815.45     11,815.45             0.00         0.00   1,757,369.00
A-10       15,940.81     15,940.81             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        30,459.65     35,415.91             0.00         0.00   5,221,323.62
M-2        18,275.79     21,249.55             0.00         0.00   3,132,794.17
M-3        12,189.55     14,172.98             0.00         0.00   2,089,505.38
B-1         6,091.93      7,083.18             0.00         0.00   1,044,264.73
B-2         3,655.16      4,249.91             0.00         0.00     626,558.83
B-3         5,483.73      6,376.01             0.00         0.00     940,004.32

- -------------------------------------------------------------------------------
        1,052,776.20  2,337,212.67             0.00         0.00 176,616,192.90
===============================================================================













































Run:        01/26/96     15:32:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    701.408481  10.608594     5.758140    16.366734   0.000000    690.799886
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    835.706432  40.095973     4.418366    44.514339   0.000000    795.610460
A-4   1000.000000   0.000000     5.286984     5.286984   0.000000   1000.000000
A-5   1000.000000   0.000000     5.828172     5.828172   0.000000   1000.000000
A-6   1000.000000   0.000000     5.828172     5.828172   0.000000   1000.000000
A-7   1000.000000   0.000000     5.828172     5.828172   0.000000   1000.000000
A-8   1000.000000   0.000000     5.508454     5.508454   0.000000   1000.000000
A-9   1000.000000   0.000000     6.723375     6.723375   0.000000   1000.000000
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    976.874744   0.926404     5.693393     6.619797   0.000000    975.948340
M-2    976.874745   0.926405     5.693393     6.619798   0.000000    975.948340
M-3    976.874736   0.926404     5.693391     6.619795   0.000000    975.948333
B-1    976.874748   0.926402     5.693393     6.619795   0.000000    975.948346
B-2    976.874735   0.926402     5.693396     6.619798   0.000000    975.948333
B-3    976.874669   0.926399     5.693386     6.619785   0.000000    975.948270

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       52,279.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,789.36

SUBSERVICER ADVANCES THIS MONTH                                        9,974.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,453,620.86

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     176,616,192.90

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          610

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,115,727.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.65497660 %     5.87605400 %    1.46896960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.60857640 %     5.91317421 %    1.47824940 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1067 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,805,337.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,279,342.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58492531
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.18

POOL TRADING FACTOR:                                                82.52581380


 ................................................................................


Run:        01/26/96     15:32:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    40,069,967.53     6.038793  %    572,669.42
A-2   760944UF3    47,547,000.00    36,129,767.29     6.525000  %    275,226.94
A-3   760944UG1             0.00             0.00     2.475000  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    25,736,078.52     7.000000  %    161,269.08
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.123740  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,522,690.04     7.000000  %     15,143.48
M-2   760944UR7     1,948,393.00     1,761,342.27     7.000000  %      7,571.73
M-3   760944US5     1,298,929.00     1,174,228.50     7.000000  %      5,047.82
B-1                   909,250.00       821,959.64     7.000000  %      3,533.47
B-2                   389,679.00       352,268.82     7.000000  %      1,514.35
B-3                   649,465.07       587,114.83     7.000000  %      2,523.92

- -------------------------------------------------------------------------------
                  259,785,708.07   155,903,417.44                  1,044,500.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       201,310.97    773,980.39             0.00         0.00  39,497,298.11
A-2       196,129.98    471,356.92             0.00         0.00  35,854,540.35
A-3        74,394.14     74,394.14             0.00         0.00           0.00
A-4       105,625.47    105,625.47             0.00         0.00  22,048,000.00
A-5        44,155.86     44,155.86             0.00         0.00   8,492,000.00
A-6        88,566.29     88,566.29             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       149,878.28    311,147.36             0.00         0.00  25,574,809.44
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       16,049.62     16,049.62             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,514.97     35,658.45             0.00         0.00   3,507,546.56
M-2        10,257.47     17,829.20             0.00         0.00   1,753,770.54
M-3         6,838.32     11,886.14             0.00         0.00   1,169,180.68
B-1         4,786.81      8,320.28             0.00         0.00     818,426.17
B-2         2,051.49      3,565.84             0.00         0.00     350,754.47
B-3         3,419.15      5,943.07             0.00         0.00     584,590.91

- -------------------------------------------------------------------------------
          923,978.82  1,968,479.03             0.00         0.00 154,858,917.23
===============================================================================









































Run:        01/26/96     15:32:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    627.800074   8.972353     3.154059    12.126412   0.000000    618.827721
A-2    759.874804   5.788524     4.124971     9.913495   0.000000    754.086280
A-4   1000.000000   0.000000     4.790705     4.790705   0.000000   1000.000000
A-5   1000.000000   0.000000     5.199701     5.199701   0.000000   1000.000000
A-6   1000.000000   0.000000     5.823665     5.823665   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    396.390945   2.483891     2.308448     4.792339   0.000000    393.907055
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    903.997452   3.886140     5.264579     9.150719   0.000000    900.111312
M-2    903.997433   3.886141     5.264580     9.150721   0.000000    900.111292
M-3    903.997447   3.886140     5.264583     9.150723   0.000000    900.111307
B-1    903.997404   3.886137     5.264570     9.150707   0.000000    900.111268
B-2    903.997444   3.886147     5.264564     9.150711   0.000000    900.111297
B-3    903.997547   3.886137     5.264579     9.150716   0.000000    900.111410

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,753.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,914.74

SUBSERVICER ADVANCES THIS MONTH                                        9,005.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     680,445.08

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     230,596.10


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     154,858,917.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          610

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      374,296.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.72775890 %     4.14247500 %    1.12976570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.71501580 %     4.15248789 %    1.13249630 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1235 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,616,267.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53187615
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              145.01

POOL TRADING FACTOR:                                                59.61025277


 ................................................................................


Run:        01/26/96     15:32:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    25,589,561.38     7.500000  %    982,414.97
A-3   760944SW9    49,628,000.00    49,628,000.00     6.200000  %          0.00
A-4   760944SX7    41,944,779.00    41,944,779.00     6.525000  %          0.00
A-5   760944SY5       446,221.00       446,221.00   279.650000  %          0.00
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    16,114,045.42     7.500000  %    109,312.73
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.034759  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,651,593.05     7.500000  %      7,842.09
M-2   760944TY4     4,823,973.00     4,719,049.94     7.500000  %      4,277.50
M-3   760944TZ1     3,215,982.00     3,146,033.32     7.500000  %      2,851.67
B-1                 1,929,589.00     1,887,619.78     7.500000  %      1,711.00
B-2                   803,995.00       786,507.82     7.500000  %        712.92
B-3                 1,286,394.99     1,132,601.95     7.500000  %      1,026.62

- -------------------------------------------------------------------------------
                  321,598,232.99   215,214,012.66                  1,110,149.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       159,550.66  1,141,965.63             0.00         0.00  24,607,146.41
A-3       255,795.54    255,795.54             0.00         0.00  49,628,000.00
A-4       227,527.00    227,527.00             0.00         0.00  41,944,779.00
A-5       103,738.35    103,738.35             0.00         0.00     446,221.00
A-6       186,526.79    186,526.79             0.00         0.00  32,053,000.00
A-7        69,594.96     69,594.96             0.00         0.00  11,162,000.00
A-8        84,359.42     84,359.42             0.00         0.00  13,530,000.00
A-9         6,378.39      6,378.39             0.00         0.00   1,023,000.00
A-10      100,470.91    209,783.64             0.00         0.00  16,004,732.69
A-11       21,198.97     21,198.97             0.00         0.00   3,400,000.00
A-12        6,218.82      6,218.82             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        53,942.60     61,784.69             0.00         0.00   8,643,750.96
M-2        29,423.23     33,700.73             0.00         0.00   4,714,772.44
M-3        19,615.49     22,467.16             0.00         0.00   3,143,181.65
B-1        11,769.29     13,480.29             0.00         0.00   1,885,908.78
B-2         4,903.86      5,616.78             0.00         0.00     785,794.90
B-3         7,061.78      8,088.40             0.00         0.00   1,131,575.33

- -------------------------------------------------------------------------------
        1,348,076.06  2,458,225.56             0.00         0.00 214,103,863.16
===============================================================================







































Run:        01/26/96     15:32:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    499.308515  19.169073     3.113184    22.282257   0.000000    480.139442
A-3   1000.000000   0.000000     5.154258     5.154258   0.000000   1000.000000
A-4   1000.000000   0.000000     5.424442     5.424442   0.000000   1000.000000
A-5   1000.000000   0.000000   232.481999   232.481999   0.000000   1000.000000
A-6   1000.000000   0.000000     5.819324     5.819324   0.000000   1000.000000
A-7   1000.000000   0.000000     6.234990     6.234990   0.000000   1000.000000
A-8   1000.000000   0.000000     6.234990     6.234990   0.000000   1000.000000
A-9   1000.000000   0.000000     6.234985     6.234985   0.000000   1000.000000
A-10   604.201178   4.098715     3.767188     7.865903   0.000000    600.102463
A-11  1000.000000   0.000000     6.234991     6.234991   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.249661   0.886718     6.099377     6.986095   0.000000    977.362944
M-2    978.249659   0.886717     6.099377     6.986094   0.000000    977.362941
M-3    978.249667   0.886718     6.099378     6.986096   0.000000    977.362949
B-1    978.249658   0.886717     6.099377     6.986094   0.000000    977.362941
B-2    978.249641   0.886722     6.099366     6.986088   0.000000    977.362919
B-3    880.446487   0.798067     5.489574     6.287641   0.000000    879.648427

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:13                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,559.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,757.99

SUBSERVICER ADVANCES THIS MONTH                                       55,229.29
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   5,070,137.44

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,435,006.38

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,155,855.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     214,103,863.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          740

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      915,072.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.55665310 %     7.67453600 %    1.76881120 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.51629250 %     7.70733643 %    1.77637100 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0344 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,192,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,673,723.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94202995
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.17

POOL TRADING FACTOR:                                                66.57495011


 ................................................................................


Run:        01/26/96     15:32:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00    77,397,895.70     8.400228  %  4,318,885.26
M     760944SU3     3,678,041.61     3,556,705.39     8.400228  %     12,029.63
R     760944SV1           100.00             0.00     8.400228  %          0.00
B-1                 4,494,871.91     4,346,588.97     8.400228  %     14,701.20
B-2                 1,225,874.16       660,074.80     8.400228  %      2,232.53

- -------------------------------------------------------------------------------
                  163,449,887.68    85,961,264.86                  4,347,848.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         524,726.79  4,843,612.05             0.00         0.00  73,079,010.44
M          24,113.04     36,142.67             0.00         0.00   3,544,675.76
R               0.00          0.00             0.00         0.00           0.00
B-1        29,468.14     44,169.34             0.00         0.00   4,331,887.77
B-2         4,475.04      6,707.57             0.00         0.00     657,842.27

- -------------------------------------------------------------------------------
          582,783.01  4,930,631.63             0.00         0.00  81,613,416.24
===============================================================================











Run:        01/26/96     15:32:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      502.417353  28.035425     3.406189    31.441614   0.000000    474.381928
M      967.010645   3.270662     6.555945     9.826607   0.000000    963.739983
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    967.010642   3.270660     6.555947     9.826607   0.000000    963.739981
B-2    538.452332   1.821174     3.650489     5.471663   0.000000    536.631158

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,986.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,566.36

SUBSERVICER ADVANCES THIS MONTH                                       41,370.08
MASTER SERVICER ADVANCES THIS MONTH                                   10,739.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,159,167.71

 (B)  TWO MONTHLY PAYMENTS:                                    2     523,216.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,190,642.32


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,534,214.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      81,613,416.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          270

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,473,277.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,057,107.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      230,633.16

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.03810710 %     4.13756800 %    5.82432540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.54288870 %     4.34325130 %    6.11386000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              997,985.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,978,157.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.85113930
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.45

POOL TRADING FACTOR:                                                49.93176649


 ................................................................................


Run:        01/26/96     15:32:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00    27,019,697.96     7.000000  %  1,221,893.89
A-2   760944VV7    41,000,000.00    30,368,244.23     7.000000  %    196,185.54
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,388,611.60     0.000000  %      6,259.55
A-9   760944WC8             0.00             0.00     0.251667  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,389,892.27     7.000000  %     13,171.88
M-2   760944WE4     7,479,800.00     7,303,390.59     7.000000  %     10,244.99
M-3   760944WF1     4,274,200.00     4,173,393.96     7.000000  %      5,854.32
B-1                 2,564,500.00     2,504,016.85     7.000000  %      3,512.56
B-2                   854,800.00       834,639.75     7.000000  %      1,170.81
B-3                 1,923,420.54     1,258,076.04     7.000000  %      1,764.79

- -------------------------------------------------------------------------------
                  427,416,329.03   349,195,963.25                  1,460,058.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       157,432.93  1,379,326.82             0.00         0.00  25,797,804.07
A-2       176,943.57    373,129.11             0.00         0.00  30,172,058.69
A-3       845,235.53    845,235.53             0.00         0.00 145,065,000.00
A-4       210,485.88    210,485.88             0.00         0.00  36,125,000.00
A-5       281,150.86    281,150.86             0.00         0.00  48,253,000.00
A-6       161,274.42    161,274.42             0.00         0.00  27,679,000.00
A-7        45,645.57     45,645.57             0.00         0.00   7,834,000.00
A-8             0.00      6,259.55             0.00         0.00   1,382,352.05
A-9        73,149.70     73,149.70             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        54,711.13     67,883.01             0.00         0.00   9,376,720.39
M-2        42,553.92     52,798.91             0.00         0.00   7,293,145.60
M-3        24,316.69     30,171.01             0.00         0.00   4,167,539.64
B-1        14,589.90     18,102.46             0.00         0.00   2,500,504.29
B-2         4,863.11      6,033.92             0.00         0.00     833,468.94
B-3         7,330.31      9,095.10             0.00         0.00   1,254,294.52

- -------------------------------------------------------------------------------
        2,099,683.52  3,559,741.85             0.00         0.00 347,733,888.19
===============================================================================

















































Run:        01/26/96     15:32:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    289.795875  13.105247     1.688524    14.793771   0.000000    276.690628
A-2    740.688884   4.785013     4.315697     9.100710   0.000000    735.903871
A-3   1000.000000   0.000000     5.826599     5.826599   0.000000   1000.000000
A-4   1000.000000   0.000000     5.826599     5.826599   0.000000   1000.000000
A-5   1000.000000   0.000000     5.826599     5.826599   0.000000   1000.000000
A-6   1000.000000   0.000000     5.826599     5.826599   0.000000   1000.000000
A-7   1000.000000   0.000000     5.826598     5.826598   0.000000   1000.000000
A-8    919.726978   4.145923     0.000000     4.145923   0.000000    915.581055
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.415222   1.369688     5.689179     7.058867   0.000000    975.045534
M-2    976.415224   1.369688     5.689179     7.058867   0.000000    975.045536
M-3    976.415226   1.369688     5.689179     7.058867   0.000000    975.045538
B-1    976.415227   1.369686     5.689179     7.058865   0.000000    975.045541
B-2    976.415243   1.369689     5.689179     7.058868   0.000000    975.045555
B-3    654.082669   0.917527     3.811080     4.728607   0.000000    652.116630

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       83,537.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    36,961.07

SUBSERVICER ADVANCES THIS MONTH                                       35,683.06
MASTER SERVICER ADVANCES THIS MONTH                                    2,256.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,148,964.66

 (B)  TWO MONTHLY PAYMENTS:                                    3     815,353.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,256,247.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     347,733,888.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,182

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 326,790.31

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      883,103.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.70798860 %     5.97563500 %    1.31637620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.68818070 %     5.99234252 %    1.31947670 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,553,523.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,553,523.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63680234
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.20

POOL TRADING FACTOR:                                                81.35718375


 ................................................................................


Run:        01/26/96     15:32:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    51,107,668.98     6.500000  %  1,572,448.80
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    29,046,649.43     6.500000  %          0.00
A-6   760944VG0    64,049,000.00    57,173,608.24     6.500000  %          0.00
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.256051  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     9,187,702.08     6.500000  %     39,251.70
B                     781,392.32       706,857.65     6.500000  %      3,019.83

- -------------------------------------------------------------------------------
                  312,503,992.32   241,188,486.38                  1,614,720.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       276,279.10  1,848,727.90             0.00         0.00  49,535,220.18
A-2       201,637.26    201,637.26             0.00         0.00  37,300,000.00
A-3        94,504.63     94,504.63             0.00         0.00  17,482,000.00
A-4        27,677.82     27,677.82             0.00         0.00   5,120,000.00
A-5       157,021.10    157,021.10             0.00         0.00  29,046,649.43
A-6       309,070.50    309,070.50             0.00         0.00  57,173,608.24
A-7       184,144.01    184,144.01             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       51,360.73     51,360.73             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          49,667.11     88,918.81             0.00         0.00   9,148,450.38
B           3,821.15      6,840.98             0.00         0.00     703,837.82

- -------------------------------------------------------------------------------
        1,355,183.41  2,969,903.74             0.00         0.00 239,573,766.05
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    577.644434  17.772603     3.122645    20.895248   0.000000    559.871832
A-2   1000.000000   0.000000     5.405825     5.405825   0.000000   1000.000000
A-3   1000.000000   0.000000     5.405825     5.405825   0.000000   1000.000000
A-4   1000.000000   0.000000     5.405824     5.405824   0.000000   1000.000000
A-5    774.577318   0.000000     4.187229     4.187229   0.000000    774.577318
A-6    892.654190   0.000000     4.825532     4.825532   0.000000    892.654190
A-7   1000.000000   0.000000     5.405825     5.405825   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      904.613014   3.864688     4.890180     8.754868   0.000000    900.748327
B      904.612999   3.864691     4.890181     8.754872   0.000000    900.748308

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       55,544.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,912.89

SUBSERVICER ADVANCES THIS MONTH                                       10,940.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     858,551.24

 (B)  TWO MONTHLY PAYMENTS:                                    1     269,945.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     239,573,766.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          901

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      584,315.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.89758210 %     3.80934500 %    0.29307270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.88757640 %     3.81863613 %    0.29378750 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2564 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,487,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,696,234.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15831558
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              147.24

POOL TRADING FACTOR:                                                76.66262574


 ................................................................................


Run:        01/26/96     15:32:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    44,850,401.44     5.400000  %    226,980.26
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,496,926.28     7.000000  %          0.00
A-5   760944WN4       491,000.00       448,220.39     7.000000  %          0.00
A-6   760944VS4    29,197,500.00    26,829,850.30     6.000000  %          0.00
A-7   760944WW4     9,732,500.00     8,943,283.44    10.000000  %          0.00
A-8   760944WX2    20,191,500.00    17,081,606.39     6.266000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44     8.712668  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     7.125000  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     6.650000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.155636  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,219,209.60     7.000000  %      4,992.22
M-2   760944WQ7     3,209,348.00     3,131,509.58     7.000000  %      2,995.32
M-3   760944WR5     2,139,566.00     2,087,673.70     7.000000  %      1,996.88
B-1                 1,390,718.00     1,356,987.99     7.000000  %      1,297.97
B-2                   320,935.00       313,151.17     7.000000  %        299.53
B-3                   962,805.06       939,453.49     7.000000  %        898.60

- -------------------------------------------------------------------------------
                  213,956,513.06   186,312,262.21                    239,460.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       201,760.02    428,740.28             0.00         0.00  44,623,421.18
A-2        97,636.81     97,636.81             0.00         0.00  18,171,000.00
A-3        25,127.51     25,127.51             0.00         0.00   4,309,000.00
A-4       195,334.07    195,334.07             0.00         0.00  33,496,926.28
A-5         2,613.75      2,613.75             0.00         0.00     448,220.39
A-6       134,104.85    134,104.85             0.00         0.00  26,829,850.30
A-7        74,502.70     74,502.70             0.00         0.00   8,943,283.44
A-8        89,164.93     89,164.93             0.00         0.00  17,081,606.39
A-9        53,134.69     53,134.69             0.00         0.00   7,320,688.44
A-10       51,666.08     51,666.08             0.00         0.00   8,704,536.00
A-11       17,222.03     17,222.03             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       68,106.36     68,106.36             0.00         0.00           0.00
A-14       24,156.11     24,156.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,435.31     35,427.53             0.00         0.00   5,214,217.38
M-2        18,261.09     21,256.41             0.00         0.00   3,128,514.26
M-3        12,174.07     14,170.95             0.00         0.00   2,085,676.82
B-1         7,913.14      9,211.11             0.00         0.00   1,355,690.02
B-2         1,826.12      2,125.65             0.00         0.00     312,851.64
B-3         5,478.32      6,376.92             0.00         0.00     938,554.89

- -------------------------------------------------------------------------------
        1,110,617.96  1,350,078.74             0.00         0.00 186,072,801.43
===============================================================================



































Run:        01/26/96     15:32:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    758.235726   3.837302     3.410932     7.248234   0.000000    754.398424
A-2   1000.000000   0.000000     5.373222     5.373222   0.000000   1000.000000
A-3   1000.000000   0.000000     5.831402     5.831402   0.000000   1000.000000
A-4    963.172558   0.000000     5.616647     5.616647   0.000000    963.172558
A-5    912.872485   0.000000     5.323320     5.323320   0.000000    912.872485
A-6    918.909163   0.000000     4.593025     4.593025   0.000000    918.909164
A-7    918.909164   0.000000     7.655042     7.655042   0.000000    918.909164
A-8    845.980060   0.000000     4.415964     4.415964   0.000000    845.980060
A-9    845.980059   0.000000     6.140254     6.140254   0.000000    845.980059
A-10  1000.000000   0.000000     5.935535     5.935535   0.000000   1000.000000
A-11  1000.000000   0.000000     5.539832     5.539832   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.746339   0.933310     5.689969     6.623279   0.000000    974.813029
M-2    975.746345   0.933311     5.689969     6.623280   0.000000    974.813034
M-3    975.746343   0.933311     5.689972     6.623283   0.000000    974.813032
B-1    975.746334   0.933309     5.689967     6.623276   0.000000    974.813025
B-2    975.746397   0.933304     5.690000     6.623304   0.000000    974.813093
B-3    975.746316   0.933315     5.689978     6.623293   0.000000    974.813001

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,083.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,733.28

SUBSERVICER ADVANCES THIS MONTH                                        8,432.95
MASTER SERVICER ADVANCES THIS MONTH                                    2,713.06


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     994,675.33

 (B)  TWO MONTHLY PAYMENTS:                                    1     216,033.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     186,072,801.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          623

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 402,141.95

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       61,251.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.99671130 %     5.60263300 %    1.40065530 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.99440600 %     5.60447759 %    1.40111640 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1556 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,886,656.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,529,668.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53968930
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.55

POOL TRADING FACTOR:                                                86.96757989


 ................................................................................


Run:        01/26/96     15:32:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    69,404,369.19     8.122458  %    906,383.75
M     760944VP0     3,025,700.00     2,923,962.78     8.122458  %      2,275.79
R     760944VQ8           100.00             0.00     8.122458  %          0.00
B-1                 3,429,100.00     3,313,798.69     8.122458  %      2,579.21
B-2                   941,300.03       760,721.29     8.122458  %        592.08

- -------------------------------------------------------------------------------
                  134,473,200.03    76,402,851.95                    911,830.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         466,486.94  1,372,870.69             0.00         0.00  68,497,985.44
M          19,652.80     21,928.59             0.00         0.00   2,921,686.99
R               0.00          0.00             0.00         0.00           0.00
B-1        22,273.01     24,852.22             0.00         0.00   3,311,219.48
B-2         5,113.01      5,705.09             0.00         0.00     565,618.21

- -------------------------------------------------------------------------------
          513,525.76  1,425,356.59             0.00         0.00  75,296,510.12
===============================================================================











Run:        01/26/96     15:32:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      546.159960   7.132555     3.670900    10.803455   0.000000    539.027404
M      966.375642   0.752153     6.495290     7.247443   0.000000    965.623489
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    966.375635   0.752154     6.495293     7.247447   0.000000    965.623481
B-2    808.160274   0.629002     5.431881     6.060883   0.000000    600.890462

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,155.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,225.01

SUBSERVICER ADVANCES THIS MONTH                                       52,080.28
MASTER SERVICER ADVANCES THIS MONTH                                   10,067.85


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,095,890.34

 (B)  TWO MONTHLY PAYMENTS:                                    6   2,935,707.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,269,295.06


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,586,690.24

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,296,510.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          246

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,404,948.30

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      755,760.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.84002420 %     3.82703400 %    5.33294230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.97099630 %     3.88024224 %    5.14876150 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              852,072.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57574194
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.25

POOL TRADING FACTOR:                                                55.99369250


 ................................................................................


Run:        01/26/96     15:32:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    19,765,883.63     6.849014  %    102,021.35
A-2   760944XA1    25,550,000.00    25,550,000.00     6.849014  %          0.00
A-3   760944XB9    15,000,000.00    13,509,146.02     6.849014  %     20,732.90
A-4                32,700,000.00    32,700,000.00     6.849014  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.849014  %          0.00
B-1                 2,684,092.00     2,613,818.85     6.849014  %      2,582.85
B-2                 1,609,940.00     1,567,789.60     6.849014  %      1,549.21
B-3                 1,341,617.00     1,306,491.64     6.849014  %      1,291.01
B-4                   536,646.00       522,595.90     6.849014  %        516.40
B-5                   375,652.00       365,816.94     6.849014  %        361.48
B-6                   429,317.20       418,077.07     6.849014  %        413.13

- -------------------------------------------------------------------------------
                  107,329,364.20    98,319,619.65                    129,468.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       112,777.32    214,798.67             0.00         0.00  19,663,862.28
A-2       145,779.50    145,779.50             0.00         0.00  25,550,000.00
A-3        77,078.54     97,811.44             0.00         0.00  13,488,413.12
A-4       186,574.94    186,574.94             0.00         0.00  32,700,000.00
A-5         4,160.85      4,160.85             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        14,913.55     17,496.40             0.00         0.00   2,611,236.00
B-2         8,945.27     10,494.48             0.00         0.00   1,566,240.39
B-3         7,454.40      8,745.41             0.00         0.00   1,305,200.63
B-4         2,981.75      3,498.15             0.00         0.00     522,079.50
B-5         2,087.22      2,448.70             0.00         0.00     365,455.46
B-6         2,385.38      2,798.51             0.00         0.00     417,663.94

- -------------------------------------------------------------------------------
          565,138.72    694,607.05             0.00         0.00  98,190,151.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    729.314576   3.764348     4.161218     7.925566   0.000000    725.550228
A-2   1000.000000   0.000000     5.705656     5.705656   0.000000   1000.000000
A-3    900.609735   1.382193     5.138569     6.520762   0.000000    899.227541
A-4   1000.000000   0.000000     5.705656     5.705656   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    973.818651   0.962281     5.556274     6.518555   0.000000    972.856370
B-2    973.818652   0.962278     5.556275     6.518553   0.000000    972.856374
B-3    973.818638   0.962279     5.556280     6.518559   0.000000    972.856359
B-4    973.818681   0.962273     5.556270     6.518543   0.000000    972.856408
B-5    973.818694   0.962274     5.556260     6.518534   0.000000    972.856420
B-6    973.818589   0.962272     5.556265     6.518537   0.000000    972.856317

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,149.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,425.35

SUBSERVICER ADVANCES THIS MONTH                                        6,177.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     158,391.34

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     293,802.73


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        469,081.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,190,151.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          338

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       32,313.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.08928370 %     6.91071630 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.08700940 %     6.91299060 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                            1,003,804.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27084301
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.44

POOL TRADING FACTOR:                                                91.48489051


 ................................................................................


Run:        01/26/96     15:32:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     3,728,511.56     7.088720  %     28,429.98
A-2   760944XF0    25,100,000.00    11,846,165.94     7.088720  %    274,742.57
A-3   760944XG8    29,000,000.00    13,686,805.26     5.998720  %    317,431.66
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.088720  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.088720  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.088720  %          0.00
R-I   760944XL7           100.00             0.00     7.088720  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.088720  %          0.00
M-1   760944XM5     5,029,000.00     4,919,678.59     7.088720  %      4,699.71
M-2   760944XN3     3,520,000.00     3,443,481.54     7.088720  %      3,289.51
M-3   760944XP8     2,012,000.00     1,968,262.73     7.088720  %      1,880.26
B-1   760944B80     1,207,000.00     1,180,762.00     7.088720  %      1,127.97
B-2   760944B98       402,000.00       393,261.23     7.088720  %        375.68
B-3                   905,558.27       885,873.07     7.088720  %        846.26

- -------------------------------------------------------------------------------
                  201,163,005.27   170,729,801.92                    632,823.60
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        21,968.09     50,398.07             0.00         0.00   3,700,081.58
A-2        69,796.66    344,539.23             0.00         0.00  11,571,423.37
A-3        68,241.67    385,673.33             0.00         0.00  13,369,373.60
A-4        12,399.88     12,399.88             0.00         0.00           0.00
A-5       307,139.86    307,139.86             0.00         0.00  52,129,000.00
A-6       207,784.42    207,784.42             0.00         0.00  35,266,000.00
A-7       243,230.21    243,230.21             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,986.35     33,686.06             0.00         0.00   4,914,978.88
M-2        20,288.71     23,578.22             0.00         0.00   3,440,192.03
M-3        11,596.84     13,477.10             0.00         0.00   1,966,382.47
B-1         6,956.96      8,084.93             0.00         0.00   1,179,634.03
B-2         2,317.06      2,692.74             0.00         0.00     392,885.55
B-3         5,219.50      6,065.76             0.00         0.00     885,026.81

- -------------------------------------------------------------------------------
        1,005,926.21  1,638,749.81             0.00         0.00 170,096,978.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    731.080698   5.574506     4.307469     9.881975   0.000000    725.506192
A-2    471.958802  10.945919     2.780743    13.726662   0.000000    461.012883
A-3    471.958802  10.945919     2.353161    13.299080   0.000000    461.012883
A-5   1000.000000   0.000000     5.891919     5.891919   0.000000   1000.000000
A-6   1000.000000   0.000000     5.891919     5.891919   0.000000   1000.000000
A-7   1000.000000   0.000000     5.891919     5.891919   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.261800   0.934522     5.763840     6.698362   0.000000    977.327278
M-2    978.261801   0.934520     5.763838     6.698358   0.000000    977.327281
M-3    978.261794   0.934523     5.763837     6.698360   0.000000    977.327271
B-1    978.261806   0.934524     5.763844     6.698368   0.000000    977.327283
B-2    978.261766   0.934527     5.763831     6.698358   0.000000    977.327239
B-3    978.261807   0.934517     5.763837     6.698354   0.000000    977.327290

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,382.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,310.55

SUBSERVICER ADVANCES THIS MONTH                                       12,025.51
MASTER SERVICER ADVANCES THIS MONTH                                    2,986.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     937,812.06

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        832,502.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     170,096,978.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          592

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 397,420.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      469,727.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.50785800 %     6.05132900 %    1.44081250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.48716830 %     6.06804041 %    1.44479130 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,718,262.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46335995
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.80

POOL TRADING FACTOR:                                                84.55678920


 ................................................................................


Run:        01/26/96     15:32:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00     8,156,258.06     6.573370  %  1,104,778.57
A-2   760944XR4     6,046,000.00     6,046,000.00     4.450000  %          0.00
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    41,890,394.36     6.250000  %    456,390.01
A-5   760944YM4    24,343,000.00    24,343,000.00     6.275000  %          0.00
A-6   760944YN2             0.00             0.00     2.225000  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    30,926,303.80     7.000000  %     66,058.79
A-12  760944YX0    16,300,192.00    11,995,104.41     6.762500  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     4.318863  %          0.00
A-14  760944YZ5             0.00             0.00     0.211999  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,539,023.91     6.500000  %     32,238.05
B                     777,263.95       534,769.14     6.500000  %      2,286.75

- -------------------------------------------------------------------------------
                  259,085,063.95   204,401,280.71                  1,661,752.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        44,546.77  1,149,325.34             0.00         0.00   7,051,479.49
A-2        22,354.51     22,354.51             0.00         0.00   6,046,000.00
A-3        72,855.75     72,855.75             0.00         0.00  17,312,000.00
A-4       217,536.23    673,926.24             0.00         0.00  41,434,004.35
A-5       126,918.50    126,918.50             0.00         0.00  24,343,000.00
A-6        45,002.98     45,002.98             0.00         0.00           0.00
A-7        23,227.15     23,227.15             0.00         0.00   4,877,000.00
A-8        39,835.12     39,835.12             0.00         0.00   7,400,000.00
A-9       139,961.23    139,961.23             0.00         0.00  26,000,000.00
A-10       58,496.68     58,496.68             0.00         0.00  11,167,000.00
A-11      179,871.85    245,930.64             0.00         0.00  30,860,245.01
A-12       67,398.22     67,398.22             0.00         0.00  11,995,104.41
A-13       22,300.14     22,300.14             0.00         0.00   6,214,427.03
A-14       36,004.35     36,004.35             0.00         0.00           0.00
R-I             1.78          1.78             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          40,716.05     72,954.10             0.00         0.00   7,506,785.86
B           2,888.15      5,174.90             0.00         0.00     532,482.39

- -------------------------------------------------------------------------------
        1,139,915.46  2,801,667.63             0.00         0.00 202,739,528.54
===============================================================================













































Run:        01/26/96     15:32:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    232.372025  31.475173     1.269139    32.744312   0.000000    200.896852
A-2   1000.000000   0.000000     3.697405     3.697405   0.000000   1000.000000
A-3   1000.000000   0.000000     4.208396     4.208396   0.000000   1000.000000
A-4    790.071752   8.607722     4.102832    12.710554   0.000000    781.464030
A-5   1000.000000   0.000000     5.213758     5.213758   0.000000   1000.000000
A-7   1000.000000   0.000000     4.762590     4.762590   0.000000   1000.000000
A-8   1000.000000   0.000000     5.383124     5.383124   0.000000   1000.000000
A-9   1000.000000   0.000000     5.383124     5.383124   0.000000   1000.000000
A-10  1000.000000   0.000000     5.238352     5.238352   0.000000   1000.000000
A-11   773.060962   1.651263     4.496234     6.147497   0.000000    771.409699
A-12   735.887308   0.000000     4.134811     4.134811   0.000000    735.887308
A-13   735.887309   0.000000     2.640692     2.640692   0.000000    735.887309
R-I      0.000000   0.000000    17.780000    17.780000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      909.236325   3.888037     4.910518     8.798555   0.000000    905.348287
B      688.014850   2.942064     3.715765     6.657829   0.000000    685.072799

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,864.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,298.06

SUBSERVICER ADVANCES THIS MONTH                                       12,969.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     856,338.97

 (B)  TWO MONTHLY PAYMENTS:                                    1     206,135.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        292,862.67

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     202,739,528.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          807

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      787,700.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.05002820 %     3.68834500 %    0.26162710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.03468140 %     3.70267501 %    0.26264360 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2122 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,086,802.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,086,802.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13081397
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.06

POOL TRADING FACTOR:                                                78.25210973


 ................................................................................


Run:        01/26/96     15:32:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00    23,625,269.71     7.000000  %    745,196.61
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.525000  %          0.00
A-7   760944ZK7             0.00             0.00     2.975000  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.124839  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,514,357.23     7.000000  %      6,096.19
M-2   760944ZS0     4,012,200.00     3,908,497.45     7.000000  %      3,657.61
M-3   760944ZT8     2,674,800.00     2,605,664.97     7.000000  %      2,438.40
B-1                 1,604,900.00     1,563,418.47     7.000000  %      1,463.06
B-2                   534,900.00       521,074.55     7.000000  %        487.63
B-3                 1,203,791.32     1,139,319.10     7.000000  %      1,066.18

- -------------------------------------------------------------------------------
                  267,484,931.32   236,700,541.48                    760,405.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       137,693.84    882,890.45             0.00         0.00  22,880,073.10
A-2       149,893.62    149,893.62             0.00         0.00  29,037,000.00
A-3       195,210.88    195,210.88             0.00         0.00  36,634,000.00
A-4       103,422.49    103,422.49             0.00         0.00  18,679,000.00
A-5       249,657.68    249,657.68             0.00         0.00  43,144,000.00
A-6       117,140.77    117,140.77             0.00         0.00  21,561,940.00
A-7        53,409.01     53,409.01             0.00         0.00           0.00
A-8        99,080.16     99,080.16             0.00         0.00  17,000,000.00
A-9       122,393.13    122,393.13             0.00         0.00  21,000,000.00
A-10       56,924.47     56,924.47             0.00         0.00   9,767,000.00
A-11       24,602.98     24,602.98             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        37,967.27     44,063.46             0.00         0.00   6,508,261.04
M-2        22,779.68     26,437.29             0.00         0.00   3,904,839.84
M-3        15,186.45     17,624.85             0.00         0.00   2,603,226.57
B-1         9,111.98     10,575.04             0.00         0.00   1,561,955.41
B-2         3,036.95      3,524.58             0.00         0.00     520,586.92
B-3         6,640.22      7,706.40             0.00         0.00   1,138,252.92

- -------------------------------------------------------------------------------
        1,404,151.58  2,164,557.26             0.00         0.00 235,940,135.80
===============================================================================









































Run:        01/26/96     15:32:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    437.959175  13.814263     2.552533    16.366796   0.000000    424.144911
A-2   1000.000000   0.000000     5.162159     5.162159   0.000000   1000.000000
A-3   1000.000000   0.000000     5.328680     5.328680   0.000000   1000.000000
A-4   1000.000000   0.000000     5.536832     5.536832   0.000000   1000.000000
A-5   1000.000000   0.000000     5.786614     5.786614   0.000000   1000.000000
A-6   1000.000000   0.000000     5.432757     5.432757   0.000000   1000.000000
A-8   1000.000000   0.000000     5.828245     5.828245   0.000000   1000.000000
A-9   1000.000000   0.000000     5.828244     5.828244   0.000000   1000.000000
A-10  1000.000000   0.000000     5.828245     5.828245   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.153193   0.911621     5.677603     6.589224   0.000000    973.241572
M-2    974.153195   0.911622     5.677603     6.589225   0.000000    973.241573
M-3    974.153197   0.911620     5.677602     6.589222   0.000000    973.241577
B-1    974.153200   0.911621     5.677600     6.589221   0.000000    973.241579
B-2    974.153206   0.911628     5.677603     6.589231   0.000000    973.241578
B-3    946.442362   0.885677     5.516097     6.401774   0.000000    945.556677

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,471.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,003.79

SUBSERVICER ADVANCES THIS MONTH                                       25,362.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,395,417.15

 (B)  TWO MONTHLY PAYMENTS:                                    1     396,594.50

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        917,497.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     235,940,135.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          815

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      538,899.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.13380030 %     5.50422000 %    1.36197920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.11811760 %     5.51679239 %    1.36509000 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1246 %

      BANKRUPTCY AMOUNT AVAILABLE                         123,629.00
      FRAUD AMOUNT AVAILABLE                            2,389,313.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54087412
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.25

POOL TRADING FACTOR:                                                88.20688875


 ................................................................................


Run:        01/26/96     15:32:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    70,425,955.55     6.375000  %    333,643.47
A-2   760944ZB7             0.00             0.00     2.625000  %          0.00
A-3   760944ZD3    59,980,000.00    48,111,971.17     5.500000  %    444,857.96
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     5.180000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00    13.369677  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,730,609.27     0.000000  %     40,676.23
A-16  760944A40             0.00             0.00     0.076966  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     7,027,123.89     7.000000  %      6,773.77
M-2   760944B49     4,801,400.00     4,684,424.04     7.000000  %      4,515.53
M-3   760944B56     3,200,900.00     3,122,916.87     7.000000  %      3,010.32
B-1                 1,920,600.00     1,873,808.64     7.000000  %      1,806.25
B-2                   640,200.00       624,602.89     7.000000  %        602.08
B-3                 1,440,484.07     1,405,389.62     7.000000  %      1,354.72

- -------------------------------------------------------------------------------
                  320,088,061.92   280,309,823.95                    837,240.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       373,763.71    707,407.18             0.00         0.00  70,092,312.08
A-2       153,902.71    153,902.71             0.00         0.00           0.00
A-3       220,292.66    665,150.62             0.00         0.00  47,667,113.21
A-4       200,212.57    200,212.57             0.00         0.00  34,356,514.27
A-5        63,152.61     63,152.61             0.00         0.00  10,837,000.00
A-6        14,830.98     14,830.98             0.00         0.00   2,545,000.00
A-7        37,179.45     37,179.45             0.00         0.00   6,380,000.00
A-8        40,247.71     40,247.71             0.00         0.00   6,906,514.27
A-9       169,971.26    169,971.26             0.00         0.00  39,415,000.00
A-10      125,348.93    125,348.93             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,837.88     97,837.88             0.00         0.00  16,789,000.00
A-15            0.00     40,676.23             0.00         0.00   4,689,933.04
A-16       17,960.56     17,960.56             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        40,950.56     47,724.33             0.00         0.00   7,020,350.12
M-2        27,298.48     31,814.01             0.00         0.00   4,679,908.51
M-3        18,198.80     21,209.12             0.00         0.00   3,119,906.55
B-1        10,919.62     12,725.87             0.00         0.00   1,872,002.39
B-2         3,639.88      4,241.96             0.00         0.00     624,000.81
B-3         8,189.91      9,544.63             0.00         0.00   1,404,034.90

- -------------------------------------------------------------------------------
        1,623,898.28  2,461,138.61             0.00         0.00 279,472,583.62
===============================================================================































Run:        01/26/96     15:32:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    875.356795   4.147009     4.645682     8.792691   0.000000    871.209786
A-3    802.133564   7.416772     3.672769    11.089541   0.000000    794.716792
A-4    803.491996   0.000000     4.682349     4.682349   0.000000    803.491996
A-5   1000.000000   0.000000     5.827499     5.827499   0.000000   1000.000000
A-6   1000.000000   0.000000     5.827497     5.827497   0.000000   1000.000000
A-7   1000.000000   0.000000     5.827500     5.827500   0.000000   1000.000000
A-8    451.140785   0.000000     2.629023     2.629023   0.000000    451.140785
A-9   1000.000000   0.000000     4.312350     4.312350   0.000000   1000.000000
A-10  1000.000000   0.000000    11.130255    11.130255   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.827499     5.827499   0.000000   1000.000000
A-15   942.788559   8.106585     0.000000     8.106585   0.000000    934.681975
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.637116   0.940462     5.685525     6.625987   0.000000    974.696654
M-2    975.637114   0.940461     5.685525     6.625986   0.000000    974.696653
M-3    975.637124   0.940460     5.685526     6.625986   0.000000    974.696663
B-1    975.637113   0.940461     5.685525     6.625986   0.000000    974.696652
B-2    975.637129   0.940456     5.685536     6.625992   0.000000    974.696673
B-3    975.637044   0.940462     5.685526     6.625988   0.000000    974.696582

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       76,301.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    29,635.63

SUBSERVICER ADVANCES THIS MONTH                                       37,046.31
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,433,025.05

 (B)  TWO MONTHLY PAYMENTS:                                    1     237,874.78

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     254,293.96


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,584,848.74

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     279,472,583.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          983

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      566,844.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.20040670 %     5.38301300 %    1.41658040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.18726880 %     5.30290485 %    1.41931740 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,825,577.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,494,485.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41169157
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.39

POOL TRADING FACTOR:                                                87.31115492


 ................................................................................


Run:        01/26/96     15:32:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00    21,961,661.34     6.000000  %    615,912.74
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     6.166000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     4.610477  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     6.266000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     5.544000  %          0.00
A-13  760944XY9             0.00             0.00     0.373057  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,821,315.64     6.000000  %      7,840.74
M-2   760944YJ1     3,132,748.00     2,841,252.05     6.000000  %     12,231.55
B                     481,961.44       437,115.87     6.000000  %      1,881.78

- -------------------------------------------------------------------------------
                  160,653,750.44   135,248,060.66                    637,866.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       109,762.70    725,675.44             0.00         0.00  21,345,748.60
A-2       116,876.43    116,876.43             0.00         0.00  23,385,000.00
A-3       176,676.58    176,676.58             0.00         0.00  35,350,000.00
A-4        18,002.52     18,002.52             0.00         0.00   3,602,000.00
A-5        50,603.97     50,603.97             0.00         0.00  10,125,000.00
A-6        72,325.12     72,325.12             0.00         0.00  14,471,035.75
A-7        24,465.84     24,465.84             0.00         0.00   4,895,202.95
A-8        44,375.06     44,375.06             0.00         0.00   8,639,669.72
A-9        13,558.65     13,558.65             0.00         0.00   3,530,467.90
A-10       10,435.26     10,435.26             0.00         0.00   1,509,339.44
A-11        8,831.39      8,831.39             0.00         0.00   1,692,000.00
A-12        4,558.05      4,558.05             0.00         0.00     987,000.00
A-13       42,028.51     42,028.51             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1         9,102.80     16,943.54             0.00         0.00   1,813,474.90
M-2        14,200.36     26,431.91             0.00         0.00   2,829,020.50
B           2,184.66      4,066.44             0.00         0.00     435,234.09

- -------------------------------------------------------------------------------
          717,987.91  1,355,854.72             0.00         0.00 134,610,193.85
===============================================================================















































Run:        01/26/96     15:32:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    630.592969  17.684921     3.151655    20.836576   0.000000    612.908048
A-2   1000.000000   0.000000     4.997923     4.997923   0.000000   1000.000000
A-3   1000.000000   0.000000     4.997923     4.997923   0.000000   1000.000000
A-4   1000.000000   0.000000     4.997923     4.997923   0.000000   1000.000000
A-5   1000.000000   0.000000     4.997923     4.997923   0.000000   1000.000000
A-6    578.841430   0.000000     2.893005     2.893005   0.000000    578.841430
A-7    916.361466   0.000000     4.579903     4.579903   0.000000    916.361466
A-8    936.245093   0.000000     4.808741     4.808741   0.000000    936.245093
A-9    936.245094   0.000000     3.595620     3.595620   0.000000    936.245094
A-10   936.245093   0.000000     6.473004     6.473004   0.000000    936.245093
A-11  1000.000000   0.000000     5.219498     5.219498   0.000000   1000.000000
A-12  1000.000000   0.000000     4.618085     4.618085   0.000000   1000.000000
R        0.000000   0.000000     0.000091     0.000091   0.000000      0.000000
M-1    906.952014   3.904417     4.532879     8.437296   0.000000    903.047598
M-2    906.951996   3.904416     4.532877     8.437293   0.000000    903.047580
B      906.951954   3.904420     4.532873     8.437293   0.000000    903.047534

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,793.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,386.69

SUBSERVICER ADVANCES THIS MONTH                                        1,036.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     107,775.70

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,610,193.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          488

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       55,625.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.22938510 %     0.32319600 %    3.44741930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.22782690 %     0.32332922 %    3.44884390 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3730 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            1,377,748.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,027,027.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.73585420
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.94

POOL TRADING FACTOR:                                                83.78901425


 ................................................................................


Run:        01/26/96     15:32:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00   106,311,252.40     6.275000  %  1,499,918.63
A-2   760944C30             0.00             0.00     1.225000  %          0.00
A-3   760944C48    30,006,995.00    19,777,867.82     4.750000  %    562,474.05
A-4   760944C55             0.00             0.00     1.225000  %          0.00
A-5   760944C63    62,167,298.00    59,913,758.57     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,579,267.84     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,444,777.35     6.750000  %          0.00
A-10  760944D39    38,299,000.00    38,581,148.10     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,462,413.03     0.000000  %     44,121.38
A-12  760944D54             0.00             0.00     0.136359  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,571,613.71     6.750000  %     10,494.79
M-2   760944E20     6,487,300.00     6,342,772.69     6.750000  %      6,296.68
M-3   760944E38     4,325,000.00     4,228,645.50     6.750000  %      4,197.91
B-1                 2,811,100.00     2,748,472.90     6.750000  %      2,728.50
B-2                   865,000.00       845,729.10     6.750000  %        839.58
B-3                 1,730,037.55     1,547,519.91     6.750000  %      1,536.27

- -------------------------------------------------------------------------------
                  432,489,516.55   387,785,566.48                  2,132,607.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       554,637.49  2,054,556.12             0.00         0.00 104,811,333.77
A-2        53,715.17     53,715.17             0.00         0.00           0.00
A-3        78,106.88    640,580.93             0.00         0.00  19,215,393.77
A-4        54,560.67     54,560.67             0.00         0.00           0.00
A-5       308,840.68    308,840.68             0.00         0.00  59,913,758.57
A-6        33,914.50     33,914.50             0.00         0.00   6,579,267.84
A-7       131,969.05    131,969.05             0.00         0.00  24,049,823.12
A-8       316,409.11    316,409.11             0.00         0.00  56,380,504.44
A-9       255,037.47    255,037.47             0.00         0.00  45,444,777.35
A-10            0.00          0.00       216,518.58         0.00  38,797,666.68
A-11            0.00     44,121.38             0.00         0.00   4,418,291.65
A-12       43,963.54     43,963.54             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        59,328.22     69,823.01             0.00         0.00  10,561,118.92
M-2        35,595.84     41,892.52             0.00         0.00   6,336,476.01
M-3        23,731.29     27,929.20             0.00         0.00   4,224,447.59
B-1        15,424.51     18,153.01             0.00         0.00   2,745,744.40
B-2         4,746.26      5,585.84             0.00         0.00     844,889.52
B-3         8,684.73     10,221.00             0.00         0.00   1,514,524.10

- -------------------------------------------------------------------------------
        1,978,665.41  4,111,273.20       216,518.58         0.00 385,838,017.73
===============================================================================







































Run:        01/26/96     15:32:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    784.364572  11.066402     4.092116    15.158518   0.000000    773.298170
A-3    659.108579  18.744764     2.602956    21.347720   0.000000    640.363814
A-5    963.750404   0.000000     4.967896     4.967896   0.000000    963.750404
A-6    966.588862   0.000000     4.982527     4.982527   0.000000    966.588862
A-7    973.681464   0.000000     5.342901     5.342901   0.000000    973.681465
A-8    990.697237   0.000000     5.559823     5.559823   0.000000    990.697237
A-9    984.076044   0.000000     5.522665     5.522665   0.000000    984.076044
A-10  1007.366983   0.000000     0.000000     0.000000   5.653374   1013.020358
A-11   920.013267   9.096481     0.000000     9.096481   0.000000    910.916786
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    977.721499   0.970616     5.487003     6.457619   0.000000    976.750883
M-2    977.721500   0.970616     5.487004     6.457620   0.000000    976.750884
M-3    977.721503   0.970615     5.487003     6.457618   0.000000    976.750888
B-1    977.721497   0.970616     5.487002     6.457618   0.000000    976.750880
B-2    977.721503   0.970613     5.487006     6.457619   0.000000    976.750890
B-3    894.500764   0.887998     5.019966     5.907964   0.000000    875.428455

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      114,198.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    40,915.37

SUBSERVICER ADVANCES THIS MONTH                                       32,435.79
MASTER SERVICER ADVANCES THIS MONTH                                      939.63


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,253,567.36

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     229,646.73


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,350,177.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     385,838,017.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,397

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 135,682.91

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,346,818.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.14292560 %     5.51572000 %    1.34135440 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.12379550 %     5.47432901 %    1.33846200 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1362 %

      BANKRUPTCY AMOUNT AVAILABLE                         115,508.00
      FRAUD AMOUNT AVAILABLE                            3,883,320.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,600.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28851112
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.86

POOL TRADING FACTOR:                                                89.21326482


 ................................................................................


Run:        01/26/96     15:32:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    32,326,156.93     6.500000  %    501,832.46
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    26,115,439.39     6.500000  %     25,352.71
A-11  760944G28             0.00             0.00     0.340234  %          0.00
R     760944G36     5,463,000.00        32,042.24     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,529,153.28     6.500000  %      6,338.46
M-2   760944G51     4,005,100.00     3,917,413.71     6.500000  %      3,803.00
M-3   760944G69     2,670,100.00     2,611,641.74     6.500000  %      2,535.37
B-1                 1,735,600.00     1,697,601.38     6.500000  %      1,648.02
B-2                   534,100.00       522,406.59     6.500000  %        507.15
B-3                 1,068,099.02     1,044,714.44     6.500000  %      1,014.20

- -------------------------------------------------------------------------------
                  267,002,299.02   244,594,569.70                    543,031.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       174,976.27    676,808.73             0.00         0.00  31,824,324.47
A-2       133,588.85    133,588.85             0.00         0.00  16,042,000.00
A-3       172,398.32    172,398.32             0.00         0.00  34,794,000.00
A-4       181,465.66    181,465.66             0.00         0.00  36,624,000.00
A-5       151,984.43    151,984.43             0.00         0.00  30,674,000.00
A-6        68,699.74     68,699.74             0.00         0.00  12,692,000.00
A-7       175,473.39    175,473.39             0.00         0.00  32,418,000.00
A-8        15,783.84     15,783.84             0.00         0.00   2,916,000.00
A-9        19,691.90     19,691.90             0.00         0.00   3,638,000.00
A-10      141,358.65    166,711.36             0.00         0.00  26,090,086.68
A-11       69,300.46     69,300.46             0.00         0.00           0.00
R               3.00          3.00           173.44         0.00      32,215.68
M-1        35,341.25     41,679.71             0.00         0.00   6,522,814.82
M-2        21,204.32     25,007.32             0.00         0.00   3,913,610.71
M-3        14,136.39     16,671.76             0.00         0.00   2,609,106.37
B-1         9,188.84     10,836.86             0.00         0.00   1,695,953.36
B-2         2,827.70      3,334.85             0.00         0.00     521,899.44
B-3         5,654.87      6,669.07             0.00         0.00   1,043,700.24

- -------------------------------------------------------------------------------
        1,393,077.88  1,936,109.25           173.44         0.00 244,051,711.77
===============================================================================












































Run:        01/26/96     15:32:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    668.545011  10.378518     3.618726    13.997244   0.000000    658.166494
A-2   1000.000000   0.000000     8.327444     8.327444   0.000000   1000.000000
A-3   1000.000000   0.000000     4.954829     4.954829   0.000000   1000.000000
A-4   1000.000000   0.000000     4.954829     4.954829   0.000000   1000.000000
A-5   1000.000000   0.000000     4.954829     4.954829   0.000000   1000.000000
A-6   1000.000000   0.000000     5.412838     5.412838   0.000000   1000.000000
A-7   1000.000000   0.000000     5.412838     5.412838   0.000000   1000.000000
A-8   1000.000000   0.000000     5.412840     5.412840   0.000000   1000.000000
A-9   1000.000000   0.000000     5.412837     5.412837   0.000000   1000.000000
A-10   978.106344   0.949540     5.294331     6.243871   0.000000    977.156805
R        5.865319   0.000000     0.000549     0.000549   0.031748      5.897068
M-1    978.106344   0.949539     5.294331     6.243870   0.000000    977.156805
M-2    978.106342   0.949539     5.294330     6.243869   0.000000    977.156803
M-3    978.106341   0.949541     5.294330     6.243871   0.000000    977.156799
B-1    978.106349   0.949539     5.294330     6.243869   0.000000    977.156810
B-2    978.106328   0.949541     5.294327     6.243868   0.000000    977.156787
B-3    978.106356   0.949537     5.294331     6.243868   0.000000    977.156816

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,568.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,947.15

SUBSERVICER ADVANCES THIS MONTH                                       10,775.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     209,070.62

 (B)  TWO MONTHLY PAYMENTS:                                    2     448,999.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        972,968.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     244,051,711.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          875

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      305,407.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.32653580 %     5.33871600 %    1.33474850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.31818460 %     5.34539660 %    1.33641880 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3403 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,450,803.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27739926
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.76

POOL TRADING FACTOR:                                                91.40434845


 ................................................................................


Run:        01/26/96     15:32:48                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     9,020,053.22     6.500000  %     13,395.04
A-2   760944G85    50,000,000.00    41,467,691.22     6.375000  %    116,629.39
A-3   760944G93    16,984,000.00    15,266,087.82     6.425000  %     23,482.40
A-4   760944H27             0.00             0.00     2.575000  %          0.00
A-5   760944H35    85,916,000.00    77,844,984.34     6.100000  %    110,323.91
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     6.266000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     6.934556  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     6.466000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     6.588400  %          0.00
A-13  760944J33             0.00             0.00     0.316515  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,873,128.32     6.500000  %      5,818.84
M-2   760944J74     3,601,003.00     3,522,412.48     6.500000  %      3,489.86
M-3   760944J82     2,400,669.00     2,348,275.30     6.500000  %      2,326.57
B-1   760944J90     1,560,435.00     1,526,379.08     6.500000  %      1,512.27
B-2   760944K23       480,134.00       469,655.25     6.500000  %        465.31
B-3   760944K31       960,268.90       939,311.46     6.500000  %        930.63

- -------------------------------------------------------------------------------
                  240,066,876.90   217,630,330.01                    278,374.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        48,844.59     62,239.63             0.00         0.00   9,006,658.18
A-2       220,233.85    336,863.24             0.00         0.00  41,351,061.83
A-3        81,713.71    105,196.11             0.00         0.00  15,242,605.42
A-4        32,749.07     32,749.07             0.00         0.00           0.00
A-5       395,598.37    505,922.28             0.00         0.00  77,734,660.43
A-6        78,400.61     78,400.61             0.00         0.00  14,762,000.00
A-7        99,843.82     99,843.82             0.00         0.00  18,438,000.00
A-8        30,649.53     30,649.53             0.00         0.00   5,660,000.00
A-9        48,872.66     48,872.66             0.00         0.00   9,362,278.19
A-10       29,123.86     29,123.86             0.00         0.00   5,041,226.65
A-11       23,688.40     23,688.40             0.00         0.00   4,397,500.33
A-12        9,283.39      9,283.39             0.00         0.00   1,691,346.35
A-13       57,386.24     57,386.24             0.00         0.00           0.00
R-I             1.28          1.28             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,803.65     37,622.49             0.00         0.00   5,867,309.48
M-2        19,074.25     22,564.11             0.00         0.00   3,518,922.62
M-3        12,716.17     15,042.74             0.00         0.00   2,345,948.73
B-1         8,265.52      9,777.79             0.00         0.00   1,524,866.81
B-2         2,543.24      3,008.55             0.00         0.00     469,189.94
B-3         5,086.49      6,017.12             0.00         0.00     938,380.83

- -------------------------------------------------------------------------------
        1,235,878.70  1,514,252.92             0.00         0.00 217,351,955.79
===============================================================================





































Run:        01/26/96     15:32:48
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    902.005322   1.339504     4.884459     6.223963   0.000000    900.665818
A-2    829.353824   2.332588     4.404677     6.737265   0.000000    827.021237
A-3    898.851143   1.382619     4.811217     6.193836   0.000000    897.468525
A-5    906.059225   1.284090     4.604478     5.888568   0.000000    904.775134
A-6   1000.000000   0.000000     5.310975     5.310975   0.000000   1000.000000
A-7   1000.000000   0.000000     5.415111     5.415111   0.000000   1000.000000
A-8   1000.000000   0.000000     5.415111     5.415111   0.000000   1000.000000
A-9    879.500065   0.000000     4.591138     4.591138   0.000000    879.500065
A-10   879.500065   0.000000     5.080993     5.080993   0.000000    879.500065
A-11   879.500066   0.000000     4.737680     4.737680   0.000000    879.500066
A-12   879.500067   0.000000     4.827363     4.827363   0.000000    879.500067
R-I      0.000000   0.000000    12.840000    12.840000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.175377   0.969134     5.296930     6.266064   0.000000    977.206244
M-2    978.175381   0.969136     5.296927     6.266063   0.000000    977.206245
M-3    978.175375   0.969134     5.296928     6.266062   0.000000    977.206241
B-1    978.175368   0.969134     5.296933     6.266067   0.000000    977.206234
B-2    978.175364   0.969125     5.296938     6.266063   0.000000    977.206238
B-3    978.175446   0.969135     5.296933     6.266068   0.000000    977.206312

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,383.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,024.82

SUBSERVICER ADVANCES THIS MONTH                                       13,441.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,193,114.57

 (B)  TWO MONTHLY PAYMENTS:                                    1     310,461.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     238,436.14


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        295,020.47

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     217,351,955.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          800

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       62,755.38

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.25500180 %     5.39622200 %    1.34877610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.25305430 %     5.39778020 %    1.34916550 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3165 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,194,557.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25252023
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.19

POOL TRADING FACTOR:                                                90.53808614


 ................................................................................


Run:        01/26/96     15:32:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    77,126,599.25     8.022591  %  4,473,945.20
M-1   760944E61     2,987,500.00     2,869,758.79     8.022591  %      2,059.99
M-2   760944E79     1,991,700.00     1,913,204.55     8.022591  %      1,373.35
R     760944E53           100.00             0.00     8.022591  %          0.00
B-1                   863,100.00       829,084.13     8.022591  %        595.14
B-2                   332,000.00       318,915.44     8.022591  %        228.93
B-3                   796,572.42       765,178.52     8.022591  %        549.27

- -------------------------------------------------------------------------------
                  132,777,672.42    83,822,740.68                  4,478,751.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         499,346.10  4,973,291.30             0.00         0.00  72,652,654.05
M-1        18,579.88     20,639.87             0.00         0.00   2,867,698.80
M-2        12,386.79     13,760.14             0.00         0.00   1,911,831.20
R               0.00          0.00             0.00         0.00           0.00
B-1         5,367.80      5,962.94             0.00         0.00     828,488.99
B-2         2,064.78      2,293.71             0.00         0.00     318,686.51
B-3         4,954.04      5,503.31             0.00         0.00     764,629.25

- -------------------------------------------------------------------------------
          542,699.39  5,021,451.27             0.00         0.00  79,343,988.80
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      613.056373  35.562058     3.969153    39.531211   0.000000    577.494315
M-1    960.588716   0.689536     6.219207     6.908743   0.000000    959.899180
M-2    960.588718   0.689537     6.219205     6.908742   0.000000    959.899182
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    960.588727   0.689538     6.219210     6.908748   0.000000    959.899189
B-2    960.588675   0.689548     6.219217     6.908765   0.000000    959.899127
B-3    960.588769   0.689542     6.219209     6.908751   0.000000    959.899227

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,917.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,431.29

SUBSERVICER ADVANCES THIS MONTH                                       38,784.82
MASTER SERVICER ADVANCES THIS MONTH                                    3,305.25


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,405,991.20

 (B)  TWO MONTHLY PAYMENTS:                                    3     826,019.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,976,401.24

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      79,343,988.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          281

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 513,223.31

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,418,581.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.01154560 %     5.70604500 %    2.28240940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.56667710 %     6.02380857 %    2.40951430 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,726.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,729,841.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.46988316
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.23

POOL TRADING FACTOR:                                                59.75702643


 ................................................................................


Run:        01/26/96     15:32:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    23,325,646.55     6.500000  %    278,439.72
A-2   760944M39    10,308,226.00     7,738,755.01     5.200000  %    193,606.13
A-3   760944M47    53,602,774.00    40,241,525.14     6.750000  %  1,006,751.85
A-4   760944M54    19,600,000.00    17,157,211.52     6.500000  %    184,060.78
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    29,675,147.03     6.500000  %    238,096.64
A-8   760944M96   122,726,000.00   108,881,140.00     6.500000  %    351,210.98
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    59,415,541.56     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,138,192.18     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,606,608.55     0.000000  %      7,147.55
A-18  760944P36             0.00             0.00     0.378261  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    12,933,679.78     6.500000  %     12,660.42
M-2   760944P69     5,294,000.00     5,173,393.74     6.500000  %      5,064.09
M-3   760944P77     5,294,000.00     5,173,393.74     6.500000  %      5,064.09
B-1                 2,382,300.00     2,328,027.17     6.500000  %      2,278.84
B-2                   794,100.00       776,009.05     6.500000  %        759.61
B-3                 2,117,643.10     1,658,695.22     6.500000  %      1,623.67

- -------------------------------------------------------------------------------
                  529,391,833.88   481,270,866.24                  2,286,764.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       126,093.76    404,533.48             0.00         0.00  23,047,206.83
A-2        33,467.33    227,073.46             0.00         0.00   7,545,148.88
A-3       225,904.44  1,232,656.29             0.00         0.00  39,234,773.29
A-4        92,748.45    276,809.23             0.00         0.00  16,973,150.74
A-5        68,107.66     68,107.66             0.00         0.00  12,599,000.00
A-6       240,644.56    240,644.56             0.00         0.00  44,516,000.00
A-7       160,417.89    398,514.53             0.00         0.00  29,437,050.39
A-8       588,589.59    939,800.57             0.00         0.00 108,529,929.02
A-9       102,070.98    102,070.98             0.00         0.00  19,481,177.00
A-10       72,725.95     72,725.95             0.00         0.00  10,930,823.00
A-11      124,749.21    124,749.21             0.00         0.00  25,000,000.00
A-12       91,952.65     91,952.65             0.00         0.00  17,010,000.00
A-13       70,291.61     70,291.61             0.00         0.00  13,003,000.00
A-14      110,861.59    110,861.59             0.00         0.00  20,507,900.00
A-15            0.00          0.00       321,188.49         0.00  59,736,730.05
A-16            0.00          0.00         6,152.84         0.00   1,144,345.02
A-17            0.00      7,147.55             0.00         0.00   2,599,461.00
A-18      151,400.77    151,400.77             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        69,916.87     82,577.29             0.00         0.00  12,921,019.36
M-2        27,966.33     33,030.42             0.00         0.00   5,168,329.65
M-3        27,966.33     33,030.42             0.00         0.00   5,168,329.65
B-1        12,584.85     14,863.69             0.00         0.00   2,325,748.33
B-2         4,194.95      4,954.56             0.00         0.00     775,249.44
B-3         8,966.56     10,590.23             0.00         0.00   1,657,071.55

- -------------------------------------------------------------------------------
        2,411,622.33  4,698,386.70       327,341.33         0.00 479,311,443.20
===============================================================================































Run:        01/26/96     15:32:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    777.521552   9.281324     4.203125    13.484449   0.000000    768.240228
A-2    750.735870  18.781712     3.246662    22.028374   0.000000    731.954158
A-3    750.735869  18.781712     4.214417    22.996129   0.000000    731.954158
A-4    875.367935   9.390856     4.732064    14.122920   0.000000    865.977079
A-5   1000.000000   0.000000     5.405799     5.405799   0.000000   1000.000000
A-6   1000.000000   0.000000     5.405799     5.405799   0.000000   1000.000000
A-7    759.712937   6.095508     4.106856    10.202364   0.000000    753.617429
A-8    887.188860   2.861749     4.795965     7.657714   0.000000    884.327111
A-9   1000.000000   0.000000     5.239467     5.239467   0.000000   1000.000000
A-10  1000.000000   0.000000     6.653291     6.653291   0.000000   1000.000000
A-11  1000.000000   0.000000     4.989968     4.989968   0.000000   1000.000000
A-12  1000.000000   0.000000     5.405800     5.405800   0.000000   1000.000000
A-13  1000.000000   0.000000     5.405799     5.405799   0.000000   1000.000000
A-14  1000.000000   0.000000     5.405799     5.405799   0.000000   1000.000000
A-15  1021.991874   0.000000     0.000000     0.000000   5.524683   1027.516557
A-16  1138.192180   0.000000     0.000000     0.000000   6.152840   1144.345020
A-17   933.735907   2.560386     0.000000     2.560386   0.000000    931.175521
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    977.218310   0.956572     5.282646     6.239218   0.000000    976.261738
M-2    977.218311   0.956572     5.282646     6.239218   0.000000    976.261740
M-3    977.218311   0.956572     5.282646     6.239218   0.000000    976.261740
B-1    977.218306   0.956571     5.282647     6.239218   0.000000    976.261735
B-2    977.218297   0.956567     5.282647     6.239214   0.000000    976.261730
B-3    783.274207   0.766725     4.234222     5.000947   0.000000    782.507473

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:32:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      111,764.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    50,616.58

SUBSERVICER ADVANCES THIS MONTH                                       47,739.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   4,006,461.09

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,672,210.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     217,011.84


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,265,134.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     479,311,443.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,680

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,488,019.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.14136350 %     4.86363200 %    0.99500460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.12312910 %     4.85231033 %    0.99810150 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3781 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,640,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.24705007
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.97

POOL TRADING FACTOR:                                                90.54001451


 ................................................................................


Run:        01/26/96     15:32:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     8,654,042.83     6.500000  %     82,304.65
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    87,807,536.64     5.650000  %    835,097.42
A-9   760944S58    43,941,000.00    37,317,693.52     6.475000  %    354,911.56
A-10  760944S66             0.00             0.00     2.025000  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     6.416000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     5.473946  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     7.062500  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     3.427734  %          0.00
A-17  760944T57    78,019,000.00    63,365,983.66     6.500000  %    757,056.96
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    39,501,393.63     6.500000  %    303,205.10
A-24  760944U48             0.00             0.00     0.235221  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,793,761.87     6.500000  %     15,659.52
M-2   760944U89     5,867,800.00     5,743,132.78     6.500000  %      5,694.32
M-3   760944U97     5,867,800.00     5,743,132.78     6.500000  %      5,694.32
B-1                 2,640,500.00     2,584,399.97     6.500000  %      2,562.43
B-2                   880,200.00       861,499.26     6.500000  %        854.18
B-3                 2,347,160.34     2,297,292.68     6.500000  %      2,277.77

- -------------------------------------------------------------------------------
                  586,778,060.34   540,723,045.05                  2,365,318.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        46,774.77    129,079.42             0.00         0.00   8,571,738.18
A-2        28,051.75     28,051.75             0.00         0.00   5,190,000.00
A-3        16,209.47     16,209.47             0.00         0.00   2,999,000.00
A-4       172,754.56    172,754.56             0.00         0.00  31,962,221.74
A-5       267,086.14    267,086.14             0.00         0.00  49,415,000.00
A-6        12,777.33     12,777.33             0.00         0.00   2,364,000.00
A-7        63,464.67     63,464.67             0.00         0.00  11,741,930.42
A-8       412,533.70  1,247,631.12             0.00         0.00  86,972,439.22
A-9       200,924.90    555,836.46             0.00         0.00  36,962,781.96
A-10       62,837.52     62,837.52             0.00         0.00           0.00
A-11       88,637.58     88,637.58             0.00         0.00  16,614,005.06
A-12       23,485.65     23,485.65             0.00         0.00   3,227,863.84
A-13       26,027.62     26,027.62             0.00         0.00   5,718,138.88
A-14       59,021.78     59,021.78             0.00         0.00  10,050,199.79
A-15        8,357.07      8,357.07             0.00         0.00   1,116,688.87
A-16        7,834.75      7,834.75             0.00         0.00   2,748,772.60
A-17      342,490.66  1,099,547.62             0.00         0.00  62,608,926.70
A-18      251,654.98    251,654.98             0.00         0.00  46,560,000.00
A-19      194,816.41    194,816.41             0.00         0.00  36,044,000.00
A-20       21,646.87     21,646.87             0.00         0.00   4,005,000.00
A-21       13,582.66     13,582.66             0.00         0.00   2,513,000.00
A-22      209,622.51    209,622.51             0.00         0.00  38,783,354.23
A-23      213,503.48    516,708.58             0.00         0.00  39,198,188.53
A-24      105,762.31    105,762.31             0.00         0.00           0.00
R-I             0.84          0.84             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        85,364.66    101,024.18             0.00         0.00  15,778,102.35
M-2        31,041.41     36,735.73             0.00         0.00   5,737,438.46
M-3        31,041.41     36,735.73             0.00         0.00   5,737,438.46
B-1        13,968.58     16,531.01             0.00         0.00   2,581,837.54
B-2         4,656.37      5,510.55             0.00         0.00     860,645.08
B-3        12,416.80     14,694.57             0.00         0.00   2,295,014.91

- -------------------------------------------------------------------------------
        3,028,349.21  5,393,667.44             0.00         0.00 538,357,726.82
===============================================================================
















Run:        01/26/96     15:32:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_____________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    849.268187   8.077002     4.590262    12.667264   0.000000    841.191186
A-2   1000.000000   0.000000     5.404961     5.404961   0.000000   1000.000000
A-3   1000.000000   0.000000     5.404958     5.404958   0.000000   1000.000000
A-4    976.571901   0.000000     5.278333     5.278333   0.000000    976.571901
A-5   1000.000000   0.000000     5.404961     5.404961   0.000000   1000.000000
A-6   1000.000000   0.000000     5.404962     5.404962   0.000000   1000.000000
A-7    995.753937   0.000000     5.382011     5.382011   0.000000    995.753937
A-8    849.268189   8.077002     3.989996    12.066998   0.000000    841.191187
A-9    849.268190   8.077002     4.572606    12.649608   0.000000    841.191187
A-11   995.753936   0.000000     5.312459     5.312459   0.000000    995.753936
A-12   995.753936   0.000000     7.245017     7.245017   0.000000    995.753936
A-13   995.753935   0.000000     4.532437     4.532437   0.000000    995.753935
A-14   995.753936   0.000000     5.847761     5.847761   0.000000    995.753936
A-15   995.753937   0.000000     7.452018     7.452018   0.000000    995.753937
A-16   995.753937   0.000000     2.838170     2.838170   0.000000    995.753937
A-17   812.186566   9.703495     4.389837    14.093332   0.000000    802.483071
A-18  1000.000000   0.000000     5.404961     5.404961   0.000000   1000.000000
A-19  1000.000000   0.000000     5.404961     5.404961   0.000000   1000.000000
A-20  1000.000000   0.000000     5.404961     5.404961   0.000000   1000.000000
A-21  1000.000000   0.000000     5.404958     5.404958   0.000000   1000.000000
A-22   997.770883   0.000000     5.392913     5.392913   0.000000    997.770883
A-23   870.650069   6.682942     4.705829    11.388771   0.000000    863.967127
R-I      0.000000   0.000000     1.680000     1.680000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.754005   0.970435     5.290127     6.260562   0.000000    977.783570
M-2    978.754010   0.970435     5.290127     6.260562   0.000000    977.783575
M-3    978.754010   0.970435     5.290127     6.260562   0.000000    977.783575
B-1    978.754012   0.970434     5.290127     6.260561   0.000000    977.783579
B-2    978.753988   0.970439     5.290127     6.260566   0.000000    977.783549
B-3    978.754046   0.970436     5.290129     6.260565   0.000000    977.783610

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      125,595.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    56,878.30

SUBSERVICER ADVANCES THIS MONTH                                       41,943.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   4,431,639.78

 (B)  TWO MONTHLY PAYMENTS:                                    2     594,504.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,300,435.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     538,357,726.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,879

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,829,191.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.89276640 %     5.04510200 %    1.06213190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.87201570 %     5.06224354 %    1.06574070 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2346 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,736.00
      FRAUD AMOUNT AVAILABLE                            5,411,796.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,411,796.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13899623
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.36

POOL TRADING FACTOR:                                                91.74810089


 ................................................................................


Run:        01/26/96     15:33:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     6,114,663.16     6.500000  %    195,646.26
A-2   760944K56    85,878,000.00    63,821,411.68     6.500000  %  1,122,505.44
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    24,031,624.90     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,612,649.95     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.575000  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     6.337298  %          0.00
A-11  760944L63             0.00             0.00     0.163878  %          0.00
R     760944L71           100.00             0.00     6.500000  %          0.00
M-1   760944L89     3,099,138.00     2,835,551.65     6.500000  %     11,781.44
M-2   760944L97     3,305,815.00     3,024,650.45     6.500000  %     12,567.13
B                     826,454.53       756,163.33     6.500000  %      3,141.78

- -------------------------------------------------------------------------------
                  206,613,407.53   173,450,490.00                  1,345,642.05
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        33,020.48    228,666.74             0.00         0.00   5,919,016.90
A-2       344,649.20  1,467,154.64             0.00         0.00  62,698,906.24
A-3        69,986.76     69,986.76             0.00         0.00  12,960,000.00
A-4        14,904.59     14,904.59             0.00         0.00   2,760,000.00
A-5       121,789.68    121,789.68             0.00         0.00  24,031,624.90
A-6        59,896.56     59,896.56             0.00         0.00   9,612,649.95
A-7        28,491.52     28,491.52             0.00         0.00   5,276,000.00
A-8       118,435.18    118,435.18             0.00         0.00  21,931,576.52
A-9        75,969.49     75,969.49             0.00         0.00  13,907,398.73
A-10       33,795.23     33,795.23             0.00         0.00   6,418,799.63
A-11       23,615.25     23,615.25             0.00         0.00           0.00
R               1.08          1.08             0.00         0.00           0.00
M-1        15,312.58     27,094.02             0.00         0.00   2,823,770.21
M-2        16,333.75     28,900.88             0.00         0.00   3,012,083.32
B           4,083.44      7,225.22             0.00         0.00     753,021.55

- -------------------------------------------------------------------------------
          960,284.79  2,305,926.84             0.00         0.00 172,104,847.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    613.983649  19.645171     3.315642    22.960813   0.000000    594.338478
A-2    743.163694  13.070931     4.013242    17.084173   0.000000    730.092762
A-3   1000.000000   0.000000     5.400213     5.400213   0.000000   1000.000000
A-4   1000.000000   0.000000     5.400214     5.400214   0.000000   1000.000000
A-5    908.224675   0.000000     4.602785     4.602785   0.000000    908.224675
A-6    908.224674   0.000000     5.659161     5.659161   0.000000    908.224674
A-7   1000.000000   0.000000     5.400212     5.400212   0.000000   1000.000000
A-8    946.060587   0.000000     5.108928     5.108928   0.000000    946.060587
A-9    910.553663   0.000000     4.973921     4.973921   0.000000    910.553663
A-10   910.553663   0.000000     4.794100     4.794100   0.000000    910.553663
R        0.000000   0.000000    10.810000    10.810000   0.000000      0.000000
M-1    914.948495   3.801522     4.940916     8.742438   0.000000    911.146974
M-2    914.948492   3.801522     4.940915     8.742437   0.000000    911.146970
B      914.948497   3.801516     4.940913     8.742429   0.000000    911.146981

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,982.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,347.65

SUBSERVICER ADVANCES THIS MONTH                                        8,034.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     501,614.78

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        258,469.36

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     172,104,847.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          627

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      624,972.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.18544440 %     3.37860200 %    0.43595340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.17159240 %     3.39087109 %    0.43753650 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1642 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,740,407.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,397,357.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05972804
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              150.37

POOL TRADING FACTOR:                                                83.29800568


 ................................................................................


Run:        01/26/96     15:33:04                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00    18,019,904.99     6.000000  %    960,321.10
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    35,450,220.97     6.000000  %     78,915.39
A-5   760944Q43    10,500,000.00     6,846,881.43     6.000000  %    325,463.82
A-6   760944Q50    25,817,000.00    19,467,411.66     6.000000  %     87,911.57
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    15,020,269.86     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.237774  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,771,136.81     6.000000  %      7,535.61
M-2   760944R34       775,500.00       708,582.64     6.000000  %      3,014.79
M-3   760944R42       387,600.00       354,154.28     6.000000  %      1,506.81
B-1                   542,700.00       495,870.79     6.000000  %      2,109.77
B-2                   310,100.00       283,341.70     6.000000  %      1,205.53
B-3                   310,260.75       283,488.51     6.000000  %      1,206.16

- -------------------------------------------------------------------------------
                  155,046,660.75   134,628,263.64                  1,469,190.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        89,965.54  1,050,286.64             0.00         0.00  17,059,583.89
A-2       113,865.42    113,865.42             0.00         0.00  22,807,000.00
A-3         8,237.73      8,237.73             0.00         0.00   1,650,000.00
A-4       176,987.51    255,902.90             0.00         0.00  35,371,305.58
A-5        34,183.50    359,647.32             0.00         0.00   6,521,417.61
A-6        97,192.31    185,103.88             0.00         0.00  19,379,500.09
A-7        57,264.72     57,264.72             0.00         0.00  11,470,000.00
A-8             0.00          0.00        74,989.67         0.00  15,095,259.53
A-9        26,636.26     26,636.26             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,842.51     16,378.12             0.00         0.00   1,763,601.20
M-2         3,537.64      6,552.43             0.00         0.00     705,567.85
M-3         1,768.14      3,274.95             0.00         0.00     352,647.47
B-1         2,475.66      4,585.43             0.00         0.00     493,761.02
B-2         1,414.60      2,620.13             0.00         0.00     282,136.17
B-3         1,415.36      2,621.52             0.00         0.00     282,282.35

- -------------------------------------------------------------------------------
          623,786.90  2,092,977.45        74,989.67         0.00 133,234,062.76
===============================================================================















































Run:        01/26/96     15:33:04
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    648.851541  34.578752     3.239433    37.818185   0.000000    614.272789
A-2   1000.000000   0.000000     4.992565     4.992565   0.000000   1000.000000
A-3   1000.000000   0.000000     4.992564     4.992564   0.000000   1000.000000
A-4    946.904775   2.107895     4.727483     6.835378   0.000000    944.796880
A-5    652.083946  30.996554     3.255571    34.252125   0.000000    621.087391
A-6    754.053982   3.405181     3.764663     7.169844   0.000000    750.648801
A-7   1000.000000   0.000000     4.992565     4.992565   0.000000   1000.000000
A-8   1126.971028   0.000000     0.000000     0.000000   5.626476   1132.597504
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    913.710694   3.887541     4.561757     8.449298   0.000000    909.823153
M-2    913.710690   3.887544     4.561754     8.449298   0.000000    909.823146
M-3    913.710733   3.887539     4.561765     8.449304   0.000000    909.823194
B-1    913.710687   3.887544     4.561747     8.449291   0.000000    909.823144
B-2    913.710738   3.887552     4.561754     8.449306   0.000000    909.823186
B-3    913.710516   3.887537     4.561744     8.449281   0.000000    909.822980

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:05                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,019.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,384.46

SUBSERVICER ADVANCES THIS MONTH                                        2,388.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     187,740.36

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      72,764.63


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     133,234,062.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          531

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      821,401.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.10567850 %     2.10496200 %    0.78935950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.08783480 %     2.11793926 %    0.79422600 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2374 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,350,753.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,832,300.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.63046559
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              150.78

POOL TRADING FACTOR:                                                85.93159125


 ................................................................................


Run:        01/26/96     15:33:06                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00    16,199,388.36     4.750000  %  1,905,393.04
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    59,364,000.00     5.750000  %          0.00
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    20,857,631.08     5.000000  %          0.00
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     7.075000  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     5.952275  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     7.175000  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     5.475016  %          0.00
A-17  760944Z76    29,322,000.00    29,322,000.00     5.000000  %          0.00
A-18  760944Z84             0.00             0.00     4.000000  %          0.00
A-19  760944Z92    49,683,000.00    48,641,142.08     6.750000  %     47,255.97
A-20  7609442A5     5,593,279.30     5,177,383.07     0.000000  %     22,417.74
A-21  7609442B3             0.00             0.00     0.166480  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,352,088.68     6.750000  %     13,943.38
M-2   7609442F4     5,330,500.00     5,218,718.82     6.750000  %      5,070.10
M-3   7609442G2     5,330,500.00     5,218,718.82     6.750000  %      5,070.10
B-1                 2,665,200.00     2,609,310.45     6.750000  %      2,535.00
B-2                   799,500.00       782,734.41     6.750000  %        760.44
B-3                 1,865,759.44     1,826,634.32     6.750000  %      1,774.63

- -------------------------------------------------------------------------------
                  533,047,438.74   491,901,694.31                  2,004,220.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        63,965.10  1,969,358.14             0.00         0.00  14,293,995.32
A-2        26,932.67     26,932.67             0.00         0.00           0.00
A-3       283,753.91    283,753.91             0.00         0.00  59,364,000.00
A-4        63,333.45     63,333.45             0.00         0.00  11,287,000.00
A-5        86,693.36     86,693.36             0.00         0.00  20,857,631.08
A-6        30,342.68     30,342.68             0.00         0.00           0.00
A-7       204,604.34    204,604.34             0.00         0.00  37,443,000.00
A-8       115,023.69    115,023.69             0.00         0.00  20,499,000.00
A-9        13,298.51     13,298.51             0.00         0.00   2,370,000.00
A-10      269,444.24    269,444.24             0.00         0.00  48,019,128.22
A-11      116,336.71    116,336.71             0.00         0.00  20,733,000.00
A-12      270,587.70    270,587.70             0.00         0.00  48,222,911.15
A-13      307,187.44    307,187.44             0.00         0.00  52,230,738.70
A-14      105,290.76    105,290.76             0.00         0.00  21,279,253.46
A-15       90,575.95     90,575.95             0.00         0.00  15,185,886.80
A-16       23,038.84     23,038.84             0.00         0.00   5,062,025.89
A-17      121,874.95    121,874.95             0.00         0.00  29,322,000.00
A-18       97,499.96     97,499.96             0.00         0.00           0.00
A-19      272,934.46    320,190.43             0.00         0.00  48,593,886.11
A-20            0.00     22,417.74             0.00         0.00   5,154,965.33
A-21       68,075.56     68,075.56             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        80,532.23     94,475.61             0.00         0.00  14,338,145.30
M-2        29,283.20     34,353.30             0.00         0.00   5,213,648.72
M-3        29,283.20     34,353.30             0.00         0.00   5,213,648.72
B-1        14,641.32     17,176.32             0.00         0.00   2,606,775.45
B-2         4,392.07      5,152.51             0.00         0.00     781,973.97
B-3        10,249.59     12,024.22             0.00         0.00   1,824,859.69

- -------------------------------------------------------------------------------
        2,799,175.89  4,803,396.29             0.00         0.00 489,897,473.91
===============================================================================





















Run:        01/26/96     15:33:06
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    355.468015  41.810608     1.403605    43.214213   0.000000    313.657406
A-3   1000.000000   0.000000     4.779899     4.779899   0.000000   1000.000000
A-4   1000.000000   0.000000     5.611185     5.611185   0.000000   1000.000000
A-5    839.172443   0.000000     3.487965     3.487965   0.000000    839.172443
A-7   1000.000000   0.000000     5.464422     5.464422   0.000000   1000.000000
A-8   1000.000000   0.000000     5.611185     5.611185   0.000000   1000.000000
A-9   1000.000000   0.000000     5.611186     5.611186   0.000000   1000.000000
A-10   992.376792   0.000000     5.568410     5.568410   0.000000    992.376792
A-11  1000.000000   0.000000     5.611186     5.611186   0.000000   1000.000000
A-12   983.117799   0.000000     5.516456     5.516456   0.000000    983.117799
A-13   954.414928   0.000000     5.613252     5.613252   0.000000    954.414928
A-14   954.414928   0.000000     4.722491     4.722491   0.000000    954.414928
A-15   954.414928   0.000000     5.692591     5.692591   0.000000    954.414928
A-16   954.414927   0.000000     4.343836     4.343836   0.000000    954.414927
A-17  1000.000000   0.000000     4.156434     4.156434   0.000000   1000.000000
A-19   979.029891   0.951150     5.493518     6.444668   0.000000    978.078741
A-20   925.643579   4.007978     0.000000     4.007978   0.000000    921.635601
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.029891   0.951150     5.493518     6.444668   0.000000    978.078741
M-2    979.029888   0.951149     5.493518     6.444667   0.000000    978.078739
M-3    979.029888   0.951149     5.493518     6.444667   0.000000    978.078739
B-1    979.029885   0.951148     5.493516     6.444664   0.000000    978.078737
B-2    979.029906   0.951144     5.493521     6.444665   0.000000    978.078762
B-3    979.029923   0.951152     5.493522     6.444674   0.000000    978.078771

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      107,974.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    52,053.84

SUBSERVICER ADVANCES THIS MONTH                                       36,066.91
MASTER SERVICER ADVANCES THIS MONTH                                    2,939.81


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   4,491,675.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     265,117.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        709,319.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     489,897,473.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,683

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 440,747.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,526,054.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.83466060 %     5.09313500 %    1.07220430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.81546880 %     5.05522973 %    1.07554200 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1669 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                            5,103,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,103,942.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22395895
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.92

POOL TRADING FACTOR:                                                91.90504227


 ................................................................................


Run:        01/26/96     15:33:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    18,065,457.47    10.500000  %     98,524.90
A-2   760944V96    67,648,000.00    46,054,936.10     6.625000  %    919,565.70
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.126107  %          0.00
R     760944X37       267,710.00        23,460.42     7.000000  %        108.43
M-1   760944X45     7,801,800.00     7,651,474.65     7.000000  %      7,146.05
M-2   760944X52     2,600,600.00     2,550,491.55     7.000000  %      2,382.02
M-3   760944X60     2,600,600.00     2,550,491.55     7.000000  %      2,382.02
B-1                 1,300,350.00     1,275,294.81     7.000000  %      1,191.05
B-2                   390,100.00       382,583.54     7.000000  %        357.31
B-3                   910,233.77       812,871.55     7.000000  %        759.17

- -------------------------------------------------------------------------------
                  260,061,393.77   235,530,061.64                  1,032,416.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       157,799.44    256,324.34             0.00         0.00  17,966,932.57
A-2       253,822.00  1,173,387.70             0.00         0.00  45,135,370.40
A-3       112,342.09    112,342.09             0.00         0.00  20,384,000.00
A-4       290,268.49    290,268.49             0.00         0.00  52,668,000.00
A-5       272,830.78    272,830.78             0.00         0.00  49,504,000.00
A-6        58,692.51     58,692.51             0.00         0.00  10,079,000.00
A-7       112,289.68    112,289.68             0.00         0.00  19,283,000.00
A-8         6,114.41      6,114.41             0.00         0.00   1,050,000.00
A-9        18,605.27     18,605.27             0.00         0.00   3,195,000.00
A-10       24,708.83     24,708.83             0.00         0.00           0.00
R             136.61        245.04             0.00         0.00      23,351.99
M-1        44,556.43     51,702.48             0.00         0.00   7,644,328.60
M-2        14,852.15     17,234.17             0.00         0.00   2,548,109.53
M-3        14,852.15     17,234.17             0.00         0.00   2,548,109.53
B-1         7,426.36      8,617.41             0.00         0.00   1,274,103.76
B-2         2,227.88      2,585.19             0.00         0.00     382,226.23
B-3         4,733.54      5,492.71             0.00         0.00     812,112.38

- -------------------------------------------------------------------------------
        1,396,258.62  2,428,675.27             0.00         0.00 234,497,644.99
===============================================================================














































Run:        01/26/96     15:33:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    886.474188   4.834629     7.743238    12.577867   0.000000    881.639559
A-2    680.802627  13.593391     3.752099    17.345490   0.000000    667.209236
A-3   1000.000000   0.000000     5.511288     5.511288   0.000000   1000.000000
A-4   1000.000000   0.000000     5.511287     5.511287   0.000000   1000.000000
A-5   1000.000000   0.000000     5.511288     5.511288   0.000000   1000.000000
A-6   1000.000000   0.000000     5.823247     5.823247   0.000000   1000.000000
A-7   1000.000000   0.000000     5.823247     5.823247   0.000000   1000.000000
A-8   1000.000000   0.000000     5.823248     5.823248   0.000000   1000.000000
A-9   1000.000000   0.000000     5.823246     5.823246   0.000000   1000.000000
R       87.633708   0.405028     0.510291     0.915319   0.000000     87.228680
M-1    980.731966   0.915949     5.711045     6.626994   0.000000    979.816017
M-2    980.731966   0.915950     5.711047     6.626997   0.000000    979.816016
M-3    980.731966   0.915950     5.711047     6.626997   0.000000    979.816016
B-1    980.731964   0.915946     5.711047     6.626993   0.000000    979.816019
B-2    980.731966   0.915945     5.711048     6.626993   0.000000    979.816022
B-3    893.036027   0.834028     5.200367     6.034395   0.000000    892.201989

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       48,167.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,771.82

SUBSERVICER ADVANCES THIS MONTH                                       24,121.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,908,013.24

 (B)  TWO MONTHLY PAYMENTS:                                    1     383,621.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     236,016.42


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     234,497,644.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          890

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      812,444.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.53661800 %     5.41436500 %    1.04901680 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.51422480 %     5.43312393 %    1.05265120 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1261 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,497,248.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,317,527.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49706996
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.78

POOL TRADING FACTOR:                                                90.17011006


 ................................................................................


Run:        01/26/96     15:33:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   179,109,221.11     6.747795  %  4,013,285.94
A-2   7609442W7    76,450,085.00    86,478,693.50     6.747795  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.747795  %          0.00
M-1   7609442T4     8,228,000.00     8,073,811.90     6.747795  %      7,563.79
M-2   7609442U1     2,992,100.00     2,936,029.75     6.747795  %      2,750.56
M-3   7609442V9     1,496,000.00     1,467,965.81     6.747795  %      1,375.23
B-1                 2,244,050.00     2,201,997.79     6.747795  %      2,062.90
B-2                 1,047,225.00     1,027,600.61     6.747795  %        962.69
B-3                 1,196,851.02     1,174,422.66     6.747795  %      1,100.23

- -------------------------------------------------------------------------------
                  299,203,903.02   282,469,743.13                  4,029,101.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,006,752.65  5,020,038.59             0.00         0.00 175,095,935.17
A-2             0.00          0.00       484,013.62         0.00  86,962,707.12
A-3        43,578.42     43,578.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,188.42     52,752.21             0.00         0.00   8,066,248.11
M-2        16,432.70     19,183.26             0.00         0.00   2,933,279.19
M-3         8,216.07      9,591.30             0.00         0.00   1,466,590.58
B-1        12,324.39     14,387.29             0.00         0.00   2,199,934.89
B-2         5,751.39      6,714.08             0.00         0.00   1,026,637.92
B-3         6,573.14      7,673.37             0.00         0.00   1,173,322.43

- -------------------------------------------------------------------------------
        1,144,817.18  5,173,918.52       484,013.62         0.00 278,924,655.41
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    871.367861  19.524670     4.897860    24.422530   0.000000    851.843191
A-2   1131.178513   0.000000     0.000000     0.000000   6.331106   1137.509620
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.260561   0.919274     5.492030     6.411304   0.000000    980.341287
M-2    981.260569   0.919274     5.492029     6.411303   0.000000    980.341295
M-3    981.260568   0.919271     5.492025     6.411296   0.000000    980.341297
B-1    981.260574   0.919275     5.492030     6.411305   0.000000    980.341298
B-2    981.260579   0.919277     5.492029     6.411306   0.000000    980.341302
B-3    981.260525   0.919271     5.492029     6.411300   0.000000    980.341254

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,480.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,671.31

SUBSERVICER ADVANCES THIS MONTH                                       18,696.46
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,406,364.26

 (B)  TWO MONTHLY PAYMENTS:                                    2     761,328.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     139,964.76


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        425,506.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     278,924,655.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,010

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,280,461.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.02349140 %     4.41739600 %    1.55911250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.95320110 %     4.46934957 %    1.57744940 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,910,120.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,968,706.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.31568002
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.62

POOL TRADING FACTOR:                                                93.22226502


 ................................................................................


Run:        01/26/96     15:35:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    29,747,042.95     6.475000  %    221,782.51
A-2   7609442N7             0.00             0.00     3.525000  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    29,747,042.95                    221,782.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       160,111.89    381,894.40             0.00         0.00  29,525,260.44
A-2        87,165.17     87,165.17             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          247,277.06    469,059.57             0.00         0.00  29,525,260.44
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    813.445172   6.064734     4.378326    10.443060   0.000000    807.380437
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-96  
DISTRIBUTION DATE        30-January-96  

Run:     01/26/96     15:35:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,525,260.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 365,413.85

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      182,413.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                80.73782294


 ................................................................................


Run:        01/26/96     15:33:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    92,321,287.42     6.500000  %    807,034.96
A-2   7609443C0    22,306,000.00    16,734,559.48     6.500000  %    397,494.83
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    25,031,321.33     6.500000  %     23,408.30
A-9   7609443K2             0.00             0.00     0.532067  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,513,051.67     6.500000  %      6,090.75
M-2   7609443N6     3,317,000.00     3,256,035.03     6.500000  %      3,044.91
M-3   7609443P1     1,990,200.00     1,953,621.02     6.500000  %      1,826.95
B-1                 1,326,800.00     1,302,414.02     6.500000  %      1,217.97
B-2                   398,000.00       390,684.95     6.500000  %        365.35
B-3                   928,851.36       911,779.43     6.500000  %        852.66

- -------------------------------------------------------------------------------
                  265,366,951.36   247,746,754.35                  1,241,336.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       498,844.07  1,305,879.03             0.00         0.00  91,514,252.46
A-2        90,422.65    487,917.48             0.00         0.00  16,337,064.65
A-3       173,128.68    173,128.68             0.00         0.00  32,041,000.00
A-4       243,064.21    243,064.21             0.00         0.00  44,984,000.00
A-5        56,735.16     56,735.16             0.00         0.00  10,500,000.00
A-6        58,177.85     58,177.85             0.00         0.00  10,767,000.00
A-7         5,619.48      5,619.48             0.00         0.00   1,040,000.00
A-8       135,252.94    158,661.24             0.00         0.00  25,007,913.03
A-9       109,578.19    109,578.19             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        35,192.29     41,283.04             0.00         0.00   6,506,960.92
M-2        17,593.49     20,638.40             0.00         0.00   3,252,990.12
M-3        10,556.09     12,383.04             0.00         0.00   1,951,794.07
B-1         7,037.39      8,255.36             0.00         0.00   1,301,196.05
B-2         2,111.01      2,476.36             0.00         0.00     390,319.60
B-3         4,926.68      5,779.34             0.00         0.00     910,926.77

- -------------------------------------------------------------------------------
        1,448,240.18  2,689,576.86             0.00         0.00 246,505,417.67
===============================================================================

















































Run:        01/26/96     15:33:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    890.848354   7.787432     4.813564    12.600996   0.000000    883.060921
A-2    750.226821  17.820086     4.053737    21.873823   0.000000    732.406736
A-3   1000.000000   0.000000     5.403348     5.403348   0.000000   1000.000000
A-4   1000.000000   0.000000     5.403348     5.403348   0.000000   1000.000000
A-5   1000.000000   0.000000     5.403349     5.403349   0.000000   1000.000000
A-6   1000.000000   0.000000     5.403348     5.403348   0.000000   1000.000000
A-7   1000.000000   0.000000     5.403346     5.403346   0.000000   1000.000000
A-8    981.620444   0.917973     5.304037     6.222010   0.000000    980.702472
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.620448   0.917973     5.304038     6.222011   0.000000    980.702475
M-2    981.620449   0.917971     5.304037     6.222008   0.000000    980.702478
M-3    981.620450   0.917973     5.304035     6.222008   0.000000    980.702477
B-1    981.620455   0.917976     5.304032     6.222008   0.000000    980.702480
B-2    981.620477   0.917965     5.304045     6.222010   0.000000    980.702513
B-3    981.620385   0.917972     5.304046     6.222018   0.000000    980.702413

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,273.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,131.25

SUBSERVICER ADVANCES THIS MONTH                                       26,183.41
MASTER SERVICER ADVANCES THIS MONTH                                    2,110.75


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,302,387.11

 (B)  TWO MONTHLY PAYMENTS:                                    1     275,296.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        266,641.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     246,505,417.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          869

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 298,824.32

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,009,653.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.21684210 %     4.73173000 %    1.05142790 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.19315500 %     4.75111063 %    1.05573440 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5316 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,145.00
      FRAUD AMOUNT AVAILABLE                            2,567,000.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43505944
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.15

POOL TRADING FACTOR:                                                92.89228233


 ................................................................................


Run:        01/26/96     15:33:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00   104,807,012.65     7.211390  %  7,181,078.26
M-1   7609442K3     3,625,500.00     3,520,920.51     7.211390  %      2,919.33
M-2   7609442L1     2,416,900.00     2,347,183.24     7.211390  %      1,946.14
R     7609442J6           100.00             0.00     7.211390  %          0.00
B-1                   886,200.00       860,637.08     7.211390  %        713.59
B-2                   322,280.00       312,983.66     7.211390  %        259.51
B-3                   805,639.55       782,400.45     7.211390  %        648.70

- -------------------------------------------------------------------------------
                  161,126,619.55   112,631,137.59                  7,187,565.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         608,324.77  7,789,403.03             0.00         0.00  97,625,934.39
M-1        20,436.26     23,355.59             0.00         0.00   3,518,001.18
M-2        13,623.61     15,569.75             0.00         0.00   2,345,237.10
R               0.00          0.00             0.00         0.00           0.00
B-1         4,995.34      5,708.93             0.00         0.00     859,923.49
B-2         1,816.63      2,076.14             0.00         0.00     312,724.15
B-3         4,541.24      5,189.94             0.00         0.00     781,751.75

- -------------------------------------------------------------------------------
          653,737.85  7,841,303.38             0.00         0.00 105,443,572.06
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      684.699893  46.913688     3.974161    50.887849   0.000000    637.786205
M-1    971.154464   0.805221     5.636811     6.442032   0.000000    970.349243
M-2    971.154471   0.805222     5.636812     6.442034   0.000000    970.349249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    971.154457   0.805225     5.636809     6.442034   0.000000    970.349233
B-2    971.154462   0.805231     5.636807     6.442038   0.000000    970.349231
B-3    971.154470   0.805224     5.636814     6.442038   0.000000    970.349246

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,284.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,812.34

SUBSERVICER ADVANCES THIS MONTH                                       25,629.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2   1,095,459.86

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,467,634.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,161,241.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     105,443,572.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          354

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    7,094,178.88

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.05331980 %     5.21001900 %    1.73666110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.58595140 %     5.56054595 %    1.85350260 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,403,480.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,223,488.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.20831431
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              335.27

POOL TRADING FACTOR:                                                65.44143504


 ................................................................................


Run:        01/26/96     15:35:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    46,676,627.64     6.470000  %    144,764.88
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     5,596,747.22     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   113,581,778.08                    144,764.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       251,267.64    396,032.52             0.00         0.00  46,531,862.76
A-2       330,032.79    330,032.79             0.00         0.00  61,308,403.22
A-3             0.00          0.00        30,128.18         0.00   5,626,875.40
S-1        14,893.98     14,893.98             0.00         0.00           0.00
S-2         5,184.25      5,184.25             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          601,378.66    746,143.54        30,128.18         0.00 113,467,141.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    942.962175   2.924543     5.076114     8.000657   0.000000    940.037632
A-2   1000.000000   0.000000     5.383157     5.383157   0.000000   1000.000000
A-3   1119.349444   0.000000     0.000000     0.000000   6.025636   1125.375080
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-January-96  
DISTRIBUTION DATE        30-January-96  

Run:     01/26/96     15:35:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,839.54

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     113,467,141.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,305,362.43

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                97.97824704


 ................................................................................


Run:        01/26/96     15:33:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00     6,758,683.03     4.500000  %    704,682.29
A-2   7609445P9    57,515,000.00    57,515,000.00     5.500000  %          0.00
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,072,637.34     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    37,754,946.42     6.375000  %    563,745.83
A-9   7609445W4             0.00             0.00     2.625000  %          0.00
A-10  7609445X2    43,420,000.00    38,973,999.99     6.500000  %    224,504.20
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    36,335,494.49     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     5,177,505.58     6.500000  %          0.00
A-14  7609446B9       478,414.72       424,810.27     0.000000  %        481.00
A-15  7609446C7             0.00             0.00     0.502267  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,487,685.84     6.500000  %     10,804.10
M-2   7609446G8     4,252,700.00     4,177,134.92     6.500000  %      3,928.57
M-3   7609446H6     4,252,700.00     4,177,134.92     6.500000  %      3,928.57
B-1                 2,126,300.00     2,088,518.32     6.500000  %      1,964.24
B-2                   638,000.00       626,663.55     6.500000  %        589.37
B-3                 1,488,500.71     1,462,051.99     6.500000  %      1,375.05

- -------------------------------------------------------------------------------
                  425,269,315.43   396,451,266.66                  1,516,003.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        25,304.72    729,987.01             0.00         0.00   6,054,000.74
A-2       263,190.87    263,190.87             0.00         0.00  57,515,000.00
A-3       207,993.44    207,993.44             0.00         0.00  41,665,000.00
A-4        52,468.44     52,468.44             0.00         0.00  10,090,000.00
A-5        39,716.69     39,716.69             0.00         0.00   7,344,000.00
A-6       243,754.88    243,754.88             0.00         0.00  45,072,637.34
A-7       103,044.91    103,044.91             0.00         0.00  19,054,000.00
A-8       200,253.92    763,999.75             0.00         0.00  37,191,200.59
A-9        82,457.50     82,457.50             0.00         0.00           0.00
A-10      210,773.17    435,277.37             0.00         0.00  38,749,495.79
A-11      358,369.55    358,369.55             0.00         0.00  66,266,000.00
A-12            0.00          0.00       196,504.01         0.00  36,531,998.50
A-13            0.00          0.00        28,000.18         0.00   5,205,505.76
A-14            0.00        481.00             0.00         0.00     424,329.27
A-15      165,672.89    165,672.89             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        62,125.92     72,930.02             0.00         0.00  11,476,881.74
M-2        22,590.14     26,518.71             0.00         0.00   4,173,206.35
M-3        22,590.14     26,518.71             0.00         0.00   4,173,206.35
B-1        11,294.80     13,259.04             0.00         0.00   2,086,554.08
B-2         3,389.03      3,978.40             0.00         0.00     626,074.18
B-3         7,906.85      9,281.90             0.00         0.00   1,460,676.94

- -------------------------------------------------------------------------------
        2,082,897.86  3,598,901.08       224,504.19         0.00 395,159,767.63
===============================================================================



































Run:        01/26/96     15:33:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    303.147927  31.607190     1.134995    32.742185   0.000000    271.540737
A-2   1000.000000   0.000000     4.576039     4.576039   0.000000   1000.000000
A-3   1000.000000   0.000000     4.992042     4.992042   0.000000   1000.000000
A-4   1000.000000   0.000000     5.200044     5.200044   0.000000   1000.000000
A-5   1000.000000   0.000000     5.408046     5.408046   0.000000   1000.000000
A-6    991.980926   0.000000     5.364678     5.364678   0.000000    991.980926
A-7   1000.000000   0.000000     5.408046     5.408046   0.000000   1000.000000
A-8    752.330353  11.233577     3.990394    15.223971   0.000000    741.096776
A-10   897.604790   5.170525     4.854288    10.024813   0.000000    892.434265
A-11  1000.000000   0.000000     5.408046     5.408046   0.000000   1000.000000
A-12  1119.944966   0.000000     0.000000     0.000000   6.056713   1126.001680
A-13  1119.944966   0.000000     0.000000     0.000000   6.056712   1126.001679
A-14   887.954012   1.005404     0.000000     1.005404   0.000000    886.948608
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.231272   0.923783     5.311951     6.235734   0.000000    981.307489
M-2    982.231270   0.923783     5.311952     6.235735   0.000000    981.307487
M-3    982.231270   0.923783     5.311952     6.235735   0.000000    981.307487
B-1    982.231256   0.923783     5.311950     6.235733   0.000000    981.307473
B-2    982.231270   0.923777     5.311959     6.235736   0.000000    981.307492
B-3    982.231302   0.923782     5.311956     6.235738   0.000000    981.307520

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       78,236.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    41,683.41

SUBSERVICER ADVANCES THIS MONTH                                       54,852.74
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   5,372,651.69

 (B)  TWO MONTHLY PAYMENTS:                                    4     817,177.38

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     935,654.21


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        864,302.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     395,159,767.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,373

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      918,597.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.93495330 %     5.01026000 %    1.05478660 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.92083980 %     5.01652649 %    1.05724110 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5018 %

      BANKRUPTCY AMOUNT AVAILABLE                         142,572.00
      FRAUD AMOUNT AVAILABLE                            4,146,765.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,430,721.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35704529
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.23

POOL TRADING FACTOR:                                                92.91988707


 ................................................................................


Run:        01/26/96     15:33:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    17,088,000.00     6.000000  %          0.00
A-2   7609445A2    54,914,000.00    40,874,515.29     6.000000  %    820,429.80
A-3   7609445B0    15,096,000.00    12,152,469.82     6.000000  %    172,012.00
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     5.350000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     7.114151  %          0.00
A-9   7609445H7             0.00             0.00     0.321292  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       716,719.84     6.000000  %      2,954.72
M-2   7609445L8     2,868,200.00     2,649,775.47     6.000000  %     10,923.85
B                     620,201.82       572,971.03     6.000000  %      2,362.11

- -------------------------------------------------------------------------------
                  155,035,301.82   135,400,028.77                  1,008,682.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,168.01     85,168.01             0.00         0.00  17,088,000.00
A-2       203,721.99  1,024,151.79             0.00         0.00  40,054,085.49
A-3        60,568.92    232,580.92             0.00         0.00  11,980,457.82
A-4        31,015.95     31,015.95             0.00         0.00   6,223,000.00
A-5        46,109.87     46,109.87             0.00         0.00   9,251,423.55
A-6       185,924.59    185,924.59             0.00         0.00  37,303,669.38
A-7        24,046.37     24,046.37             0.00         0.00   5,410,802.13
A-8        18,654.69     18,654.69             0.00         0.00   3,156,682.26
A-9        36,137.06     36,137.06             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,572.19      6,526.91             0.00         0.00     713,765.12
M-2        13,206.70     24,130.55             0.00         0.00   2,638,851.62
B           2,855.72      5,217.83             0.00         0.00     570,608.92

- -------------------------------------------------------------------------------
          710,982.06  1,719,664.54             0.00         0.00 134,391,346.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     4.984083     4.984083   0.000000   1000.000000
A-2    744.336877  14.940267     3.709837    18.650104   0.000000    729.396611
A-3    805.012574  11.394542     4.012250    15.406792   0.000000    793.618033
A-4   1000.000000   0.000000     4.984083     4.984083   0.000000   1000.000000
A-5    972.298849   0.000000     4.846019     4.846019   0.000000    972.298849
A-6    967.268303   0.000000     4.820946     4.820946   0.000000    967.268303
A-7    914.450250   0.000000     4.063946     4.063946   0.000000    914.450250
A-8    914.450249   0.000000     5.404024     5.404024   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    923.846146   3.808610     4.604524     8.413134   0.000000    920.037535
M-2    923.846130   3.808608     4.604525     8.413133   0.000000    920.037522
B      923.846096   3.808615     4.604533     8.413148   0.000000    920.037481

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,205.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,331.70

SUBSERVICER ADVANCES THIS MONTH                                        2,601.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     247,328.31

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,391,346.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          521

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      450,488.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.09049820 %     2.48633300 %    0.42316910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.08074530 %     2.49466713 %    0.42458750 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3222 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,449,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,746,619.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69801983
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              153.36

POOL TRADING FACTOR:                                                86.68435170


 ................................................................................


Run:        01/26/96     15:33:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    14,540,517.52     6.500000  %    517,838.40
A-2   7609443X4    70,702,000.00    53,389,568.69     6.500000  %  1,709,423.52
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    28,972,903.12     6.500000  %     27,080.05
A-9   7609444E5             0.00             0.00     0.446902  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,451,837.80     6.500000  %      7,899.66
M-2   7609444H8     3,129,000.00     3,073,092.01     6.500000  %      2,872.32
M-3   7609444J4     3,129,000.00     3,073,092.01     6.500000  %      2,872.32
B-1                 1,251,600.00     1,229,236.80     6.500000  %      1,148.93
B-2                   625,800.00       614,618.39     6.500000  %        574.46
B-3                 1,251,647.88     1,183,399.84     6.500000  %      1,106.09

- -------------------------------------------------------------------------------
                  312,906,747.88   289,455,266.18                  2,270,815.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        78,422.68    596,261.08             0.00         0.00  14,022,679.12
A-2       287,950.76  1,997,374.28             0.00         0.00  51,680,145.17
A-3        60,476.08     60,476.08             0.00         0.00  11,213,000.00
A-4       440,931.19    440,931.19             0.00         0.00  81,754,000.00
A-5       341,735.96    341,735.96             0.00         0.00  63,362,000.00
A-6        94,912.87     94,912.87             0.00         0.00  17,598,000.00
A-7         5,393.39      5,393.39             0.00         0.00   1,000,000.00
A-8       156,262.16    183,342.21             0.00         0.00  28,945,823.07
A-9       107,335.25    107,335.25             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,584.06     53,483.72             0.00         0.00   8,443,938.14
M-2        16,574.39     19,446.71             0.00         0.00   3,070,219.69
M-3        16,574.39     19,446.71             0.00         0.00   3,070,219.69
B-1         6,629.76      7,778.69             0.00         0.00   1,228,087.87
B-2         3,314.87      3,889.33             0.00         0.00     614,043.93
B-3         6,382.52      7,488.61             0.00         0.00   1,182,293.75

- -------------------------------------------------------------------------------
        1,668,480.33  3,939,296.08             0.00         0.00 287,184,450.43
===============================================================================















































Run:        01/26/96     15:33:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    734.926334  26.173283     3.963744    30.137027   0.000000    708.753051
A-2    755.135197  24.177867     4.072739    28.250606   0.000000    730.957330
A-3   1000.000000   0.000000     5.393390     5.393390   0.000000   1000.000000
A-4   1000.000000   0.000000     5.393390     5.393390   0.000000   1000.000000
A-5   1000.000000   0.000000     5.393390     5.393390   0.000000   1000.000000
A-6   1000.000000   0.000000     5.393390     5.393390   0.000000   1000.000000
A-7   1000.000000   0.000000     5.393390     5.393390   0.000000   1000.000000
A-8    982.132309   0.917968     5.297022     6.214990   0.000000    981.214341
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.132309   0.917967     5.297023     6.214990   0.000000    981.214342
M-2    982.132314   0.917967     5.297025     6.214992   0.000000    981.214346
M-3    982.132314   0.917967     5.297025     6.214992   0.000000    981.214346
B-1    982.132311   0.917969     5.297028     6.214997   0.000000    981.214342
B-2    982.132295   0.917961     5.297012     6.214973   0.000000    981.214334
B-3    945.473451   0.883699     5.099302     5.983001   0.000000    944.589744

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,110.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,406.83

SUBSERVICER ADVANCES THIS MONTH                                       34,631.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   4,401,278.04

 (B)  TWO MONTHLY PAYMENTS:                                    2     502,786.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     299,432.06


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     287,184,450.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          999

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,000,271.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.91088060 %     5.04327400 %    1.04584560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.86846920 %     5.07840083 %    1.05313000 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4476 %

      BANKRUPTCY AMOUNT AVAILABLE                         130,539.00
      FRAUD AMOUNT AVAILABLE                            3,023,194.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32718051
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.72

POOL TRADING FACTOR:                                                91.77956448


 ................................................................................


Run:        01/26/96     15:33:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00    12,974,030.32     6.500000  %    956,999.65
A-2   7609444L9    29,271,000.00    29,271,000.00     6.000000  %          0.00
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     6.366000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     6.789867  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.205785  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       727,625.45     6.500000  %      2,976.01
M-2   7609444Y1     2,903,500.00     2,691,287.29     6.500000  %     11,007.44
B                     627,984.63       582,086.12     6.500000  %      2,380.75

- -------------------------------------------------------------------------------
                  156,939,684.63   136,861,339.68                    973,363.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        70,063.25  1,027,062.90             0.00         0.00  12,017,030.67
A-2       145,911.93    145,911.93             0.00         0.00  29,271,000.00
A-3       151,184.21    151,184.21             0.00         0.00  28,657,000.00
A-4        25,543.27     25,543.27             0.00         0.00   4,730,000.00
A-5        15,730.60     15,730.60             0.00         0.00           0.00
A-6       134,656.26    134,656.26             0.00         0.00  24,935,106.59
A-7        55,534.05     55,534.05             0.00         0.00  10,500,033.66
A-8        27,337.70     27,337.70             0.00         0.00   4,846,170.25
A-9        91,518.35     91,518.35             0.00         0.00  16,947,000.00
A-10       23,398.99     23,398.99             0.00         0.00           0.00
R-I             1.87          1.87             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         3,929.37      6,905.38             0.00         0.00     724,649.44
M-2        14,533.68     25,541.12             0.00         0.00   2,680,279.85
B           3,143.41      5,524.16             0.00         0.00     579,705.37

- -------------------------------------------------------------------------------
          762,486.94  1,735,850.79             0.00         0.00 135,887,975.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    418.085535  30.839123     2.257774    33.096897   0.000000    387.246412
A-2   1000.000000   0.000000     4.984863     4.984863   0.000000   1000.000000
A-3   1000.000000   0.000000     5.275647     5.275647   0.000000   1000.000000
A-4   1000.000000   0.000000     5.400268     5.400268   0.000000   1000.000000
A-6    974.560564   0.000000     5.262888     5.262888   0.000000    974.560564
A-7    935.744141   0.000000     4.949095     4.949095   0.000000    935.744141
A-8    935.744141   0.000000     5.278620     5.278620   0.000000    935.744142
A-9   1000.000000   0.000000     5.400268     5.400268   0.000000   1000.000000
R-I      0.000000   0.000000    18.710000    18.710000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    926.911401   3.791096     5.005567     8.796663   0.000000    923.120306
M-2    926.911414   3.791094     5.005573     8.796667   0.000000    923.120320
B      926.911412   3.791096     5.005568     8.796664   0.000000    923.120316

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,332.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,571.88

SUBSERVICER ADVANCES THIS MONTH                                       14,280.63
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,208,600.58

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        271,101.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,887,975.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          552

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      413,597.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.07660410 %     2.49808500 %    0.42531080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.06770620 %     2.50568843 %    0.42660530 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2058 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,466,768.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,001,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.10630164
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              152.24

POOL TRADING FACTOR:                                                86.58611501


 ................................................................................


Run:        01/26/96     15:33:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   145,994,237.21     6.995215  %  2,139,148.99
A-2   760947LS8    99,787,000.00    87,235,490.70     6.995215  %  1,278,199.17
A-3   7609446Y9   100,000,000.00   112,314,786.48     6.995215  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.995215  %          0.00
M-1   7609447B8    10,702,300.00    10,517,870.22     6.995215  %      9,666.83
M-2   7609447C6     3,891,700.00     3,824,635.38     6.995215  %      3,515.17
M-3   7609447D4     3,891,700.00     3,824,635.38     6.995215  %      3,515.17
B-1                 1,751,300.00     1,721,120.32     6.995215  %      1,581.86
B-2                   778,400.00       764,986.05     6.995215  %        703.09
B-3                 1,362,164.15     1,338,690.39     6.995215  %      1,230.37

- -------------------------------------------------------------------------------
                  389,164,664.15   367,536,452.13                  3,437,560.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       847,779.02  2,986,928.01             0.00         0.00 143,855,088.22
A-2       506,570.81  1,784,769.98             0.00         0.00  85,957,291.53
A-3             0.00          0.00       652,204.64         0.00 112,966,991.12
A-4        40,578.68     40,578.68             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,076.58     70,743.41             0.00         0.00  10,508,203.39
M-2        22,209.41     25,724.58             0.00         0.00   3,821,120.21
M-3        22,209.41     25,724.58             0.00         0.00   3,821,120.21
B-1         9,994.44     11,576.30             0.00         0.00   1,719,538.46
B-2         4,442.23      5,145.32             0.00         0.00     764,282.96
B-3         7,773.68      9,004.05             0.00         0.00   1,337,460.02

- -------------------------------------------------------------------------------
        1,522,634.26  4,960,194.91       652,204.64         0.00 364,751,096.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    874.216989  12.809275     5.076521    17.885796   0.000000    861.407714
A-2    874.216989  12.809275     5.076521    17.885796   0.000000    861.407714
A-3   1123.147865   0.000000     0.000000     0.000000   6.522046   1129.669911
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.767276   0.903248     5.706865     6.610113   0.000000    981.864028
M-2    982.767269   0.903248     5.706866     6.610114   0.000000    981.864021
M-3    982.767269   0.903248     5.706866     6.610114   0.000000    981.864021
B-1    982.767270   0.903249     5.706869     6.610118   0.000000    981.864021
B-2    982.767279   0.903250     5.706873     6.610123   0.000000    981.864029
B-3    982.767305   0.903246     5.706867     6.610113   0.000000    981.864058

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,579.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,872.22

SUBSERVICER ADVANCES THIS MONTH                                       31,964.09
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,979,784.36

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,332,955.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        297,217.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     364,751,096.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,411

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,447,558.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.01639280 %     4.94294900 %    1.04065780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.97624150 %     4.97611769 %    1.04764080 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,333.00
      FRAUD AMOUNT AVAILABLE                            3,785,369.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43623475
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.79

POOL TRADING FACTOR:                                                93.72667401


 ................................................................................


Run:        01/26/96     15:33:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    31,007,926.38     6.500000  %  1,180,043.72
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    22,261,763.57     6.500000  %    542,748.47
A-4   760947AD3    73,800,000.00    71,417,045.45     6.500000  %     79,390.62
A-5   760947AE1    13,209,000.00    14,714,138.66     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,573,958.96     0.000000  %     51,209.21
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.218000  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       846,035.46     6.500000  %      3,387.15
M-2   760947AL5     2,907,400.00     2,705,415.18     6.500000  %     10,831.29
B                     726,864.56       676,367.28     6.500000  %      2,707.87

- -------------------------------------------------------------------------------
                  181,709,071.20   162,125,650.94                  1,870,318.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       167,304.30  1,347,348.02             0.00         0.00  29,827,882.66
A-2        91,308.61     91,308.61             0.00         0.00  16,923,000.00
A-3       120,114.09    662,862.56             0.00         0.00  21,719,015.10
A-4       385,333.06    464,723.68             0.00         0.00  71,337,654.83
A-5             0.00          0.00        79,390.62         0.00  14,793,529.28
A-6             0.00     51,209.21             0.00         0.00   1,522,749.75
A-7         6,055.99      6,055.99             0.00         0.00           0.00
A-8        29,337.92     29,337.92             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,564.81      7,951.96             0.00         0.00     842,648.31
M-2        14,597.16     25,428.45             0.00         0.00   2,694,583.89
B           3,649.36      6,357.23             0.00         0.00     673,659.41

- -------------------------------------------------------------------------------
          822,265.30  2,692,583.63        79,390.62         0.00 160,334,723.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    713.088179  27.137423     3.847491    30.984914   0.000000    685.950756
A-2   1000.000000   0.000000     5.395533     5.395533   0.000000   1000.000000
A-3    795.062985  19.383874     4.289789    23.673663   0.000000    775.679111
A-4    967.710643   1.075754     5.221315     6.297069   0.000000    966.634889
A-5   1113.947964   0.000000     0.000000     0.000000   6.010343   1119.958307
A-6    899.658752  29.270658     0.000000    29.270658   0.000000    870.388094
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    930.527343   3.725418     5.020689     8.746107   0.000000    926.801925
M-2    930.527337   3.725421     5.020692     8.746113   0.000000    926.801916
B      930.527250   3.725426     5.020702     8.746128   0.000000    926.801838

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,208.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,324.87

SUBSERVICER ADVANCES THIS MONTH                                        8,632.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     933,242.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     160,334,723.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          650

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,141,700.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.36669360 %     2.21202900 %    0.42127700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.34850500 %     2.20615480 %    0.42418680 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2181 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,721,793.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     896,783.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00594567
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              153.78

POOL TRADING FACTOR:                                                88.23704957


 ................................................................................


Run:        01/26/96     15:33:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   170,171,842.22     7.000000  %  3,737,626.38
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00    10,779,075.21     7.000000  %    183,536.65
A-4   760947BA8   100,000,000.00   111,682,033.61     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,213,334.33     0.000000  %      5,293.76
A-6   760947AV3             0.00             0.00     0.373353  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,627,202.92     7.000000  %     10,303.48
M-2   760947AY7     3,940,650.00     3,875,717.90     7.000000  %      3,434.48
M-3   760947AZ4     3,940,700.00     3,875,767.07     7.000000  %      3,434.52
B-1                 2,364,500.00     2,325,538.91     7.000000  %      2,060.78
B-2                   788,200.00       775,212.44     7.000000  %        686.96
B-3                 1,773,245.53     1,720,869.34     7.000000  %      1,524.95

- -------------------------------------------------------------------------------
                  394,067,185.32   368,384,893.95                  3,947,901.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       992,476.43  4,730,102.81             0.00         0.00 166,434,215.84
A-2       287,750.89    287,750.89             0.00         0.00  49,338,300.00
A-3        62,865.74    246,402.39             0.00         0.00  10,595,538.56
A-4             0.00          0.00       651,352.10         0.00 112,333,385.71
A-5             0.00      5,293.76             0.00         0.00   2,208,040.57
A-6       114,592.48    114,592.48             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        67,812.19     78,115.67             0.00         0.00  11,616,899.44
M-2        22,603.96     26,038.44             0.00         0.00   3,872,283.42
M-3        22,604.25     26,038.77             0.00         0.00   3,872,332.55
B-1        13,563.01     15,623.79             0.00         0.00   2,323,478.13
B-2         4,521.19      5,208.15             0.00         0.00     774,525.48
B-3        10,036.45     11,561.40             0.00         0.00   1,719,344.39

- -------------------------------------------------------------------------------
        1,598,826.59  5,546,728.55       651,352.10         0.00 365,088,344.09
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    829.226512  18.212995     4.836216    23.049211   0.000000    811.013517
A-2   1000.000000   0.000000     5.832201     5.832201   0.000000   1000.000000
A-3    862.326017  14.682932     5.029259    19.712191   0.000000    847.643085
A-4   1116.820336   0.000000     0.000000     0.000000   6.513521   1123.333857
A-5    929.219353   2.222468     0.000000     2.222468   0.000000    926.996886
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    983.522494   0.871551     5.736101     6.607652   0.000000    982.650942
M-2    983.522490   0.871552     5.736099     6.607651   0.000000    982.650938
M-3    983.522488   0.871551     5.736100     6.607651   0.000000    982.650938
B-1    983.522483   0.871550     5.736101     6.607651   0.000000    982.650933
B-2    983.522507   0.871555     5.736095     6.607650   0.000000    982.650952
B-3    970.463092   0.859977     5.659932     6.519909   0.000000    969.603115

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,294.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,814.20

SUBSERVICER ADVANCES THIS MONTH                                       42,758.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   4,030,027.49

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,033,836.87

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     311,800.84


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        561,138.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     365,088,344.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,356

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,969,912.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.39099180 %     5.29224300 %    1.31676550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.33695900 %     5.30324118 %    1.32753090 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3694 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,481.00
      FRAUD AMOUNT AVAILABLE                            3,812,680.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,812,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61398689
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.62

POOL TRADING FACTOR:                                                92.64621813


 ................................................................................


Run:        01/26/96     15:33:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   134,541,060.71     6.500000  %  1,219,899.68
A-2   760947BC4     1,321,915.43     1,211,379.77     0.000000  %      8,299.59
A-3   760947BD2             0.00             0.00     0.317206  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,090,311.95     6.500000  %      4,384.17
M-2   760947BG5     2,491,000.00     2,325,314.23     6.500000  %      9,350.14
B                     622,704.85       581,286.38     6.500000  %      2,337.36

- -------------------------------------------------------------------------------
                  155,671,720.28   139,749,353.04                  1,244,270.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       728,502.81  1,948,402.49             0.00         0.00 133,321,161.03
A-2             0.00      8,299.59             0.00         0.00   1,203,080.18
A-3        36,927.87     36,927.87             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         5,903.74     10,287.91             0.00         0.00   1,085,927.78
M-2        12,590.93     21,941.07             0.00         0.00   2,315,964.09
B           3,147.50      5,484.86             0.00         0.00     578,949.02

- -------------------------------------------------------------------------------
          787,072.85  2,031,343.79             0.00         0.00 138,505,082.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    896.533976   8.128979     4.854485    12.983464   0.000000    888.404997
A-2    916.382200   6.278458     0.000000     6.278458   0.000000    910.103742
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    933.486259   3.753570     5.054572     8.808142   0.000000    929.732688
M-2    933.486242   3.753569     5.054568     8.808137   0.000000    929.732674
B      933.486193   3.753480     5.054562     8.808042   0.000000    929.732633

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,705.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,895.43

SUBSERVICER ADVANCES THIS MONTH                                        9,708.31
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     929,831.44

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     138,505,082.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          561

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      682,134.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.11493360 %     2.46548000 %    0.41958630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.10066800 %     2.45614949 %    0.42166100 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3177 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,463,743.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05659043
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              153.84

POOL TRADING FACTOR:                                                88.97253904


 ................................................................................


Run:        01/26/96     15:33:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    20,387,278.94     7.750000  %    473,713.61
A-2   760947BS9    40,324,000.00    34,843,298.41     7.750000  %     72,575.72
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     3,946,788.59     7.750000  %     13,946.68
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    16,341,789.08     7.750000  %          0.00
A-7   760947BX8    21,500,000.00    23,985,068.57     7.750000  %          0.00
A-8   760947BY6    15,537,000.00    12,422,125.89     7.750000  %    288,637.35
A-9   760947BZ3     2,074,847.12     2,024,056.85     0.000000  %      2,099.30
A-10  760947CE9             0.00             0.00     0.355489  %          0.00
R     760947CA7       355,000.00        44,591.97     7.750000  %        231.30
M-1   760947CB5     4,463,000.00     4,396,305.63     7.750000  %      3,509.69
M-2   760947CC3     2,028,600.00     1,998,284.93     7.750000  %      1,595.28
M-3   760947CD1     1,623,000.00     1,598,746.13     7.750000  %      1,276.32
B-1                   974,000.00       959,444.69     7.750000  %        765.95
B-2                   324,600.00       319,749.23     7.750000  %        255.26
B-3                   730,456.22       719,540.46     7.750000  %        574.44

- -------------------------------------------------------------------------------
                  162,292,503.34   145,858,069.37                    859,180.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       131,644.06    605,357.67             0.00         0.00  19,913,565.33
A-2       224,989.00    297,564.72             0.00         0.00  34,770,722.69
A-3        41,971.59     41,971.59             0.00         0.00   6,500,000.00
A-4        25,485.08     39,431.76             0.00         0.00   3,932,841.91
A-5        99,253.11     99,253.11             0.00         0.00  15,371,000.00
A-6       105,521.66    105,521.66             0.00         0.00  16,341,789.08
A-7             0.00          0.00       154,875.60         0.00  24,139,944.17
A-8        80,211.74    368,849.09             0.00         0.00  12,133,488.54
A-9             0.00      2,099.30             0.00         0.00   2,021,957.55
A-10       43,201.32     43,201.32             0.00         0.00           0.00
R             287.94        519.24             0.00         0.00      44,360.67
M-1        28,387.68     31,897.37             0.00         0.00   4,392,795.94
M-2        12,903.26     14,498.54             0.00         0.00   1,996,689.65
M-3        10,323.38     11,599.70             0.00         0.00   1,597,469.81
B-1         6,195.29      6,961.24             0.00         0.00     958,678.74
B-2         2,064.68      2,319.94             0.00         0.00     319,493.97
B-3         4,646.19      5,220.63             0.00         0.00     718,966.02

- -------------------------------------------------------------------------------
          817,085.98  1,676,266.88       154,875.60         0.00 145,153,764.07
===============================================================================














































Run:        01/26/96     15:33:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    784.126113  18.219754     5.063233    23.282987   0.000000    765.906359
A-2    864.083385   1.799815     5.579531     7.379346   0.000000    862.283570
A-3   1000.000000   0.000000     6.457168     6.457168   0.000000   1000.000000
A-4    789.357718   2.789336     5.097016     7.886352   0.000000    786.568382
A-5   1000.000000   0.000000     6.457167     6.457167   0.000000   1000.000000
A-6    838.599532   0.000000     5.414977     5.414977   0.000000    838.599532
A-7   1115.584585   0.000000     0.000000     0.000000   7.203516   1122.788101
A-8    799.518948  18.577418     5.162627    23.740045   0.000000    780.941529
A-9    975.520958   1.011785     0.000000     1.011785   0.000000    974.509173
R      125.611183   0.651549     0.811099     1.462648   0.000000    124.959634
M-1    985.056157   0.786397     6.360672     7.147069   0.000000    984.269760
M-2    985.056162   0.786395     6.360672     7.147067   0.000000    984.269767
M-3    985.056149   0.786396     6.360678     7.147074   0.000000    984.269754
B-1    985.056150   0.786396     6.360667     7.147063   0.000000    984.269754
B-2    985.056161   0.786383     6.360690     7.147073   0.000000    984.269778
B-3    985.056243   0.786399     6.360669     7.147068   0.000000    984.269831

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,466.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,511.83

SUBSERVICER ADVANCES THIS MONTH                                       20,114.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,251,104.66

 (B)  TWO MONTHLY PAYMENTS:                                    1     356,592.62

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,153,764.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          542

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      587,716.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.05305410 %     5.55733400 %    1.38961180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.02454540 %     5.50241012 %    1.39531440 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3555 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,534,989.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.30169954
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.64

POOL TRADING FACTOR:                                                89.43959892


 ................................................................................


Run:        01/26/96     15:35:10                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    23,580,677.25     6.500000  %    104,402.58
A-II  760947BJ9    22,971,650.00    20,505,689.07     7.000000  %    134,338.02
A-II  760947BK6    31,478,830.00    28,246,878.58     7.500000  %    466,074.02
IO    760947BL4             0.00             0.00     0.349286  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00       982,133.98     7.036490  %      3,670.15
M-2   760947BQ3     1,539,985.00     1,453,558.87     7.036490  %      5,431.82
B                     332,976.87       314,289.73     7.036490  %      1,174.47

- -------------------------------------------------------------------------------
                   83,242,471.87    75,083,227.48                    715,091.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       127,554.03    231,956.61             0.00         0.00  23,476,274.67
A-II      119,452.97    253,790.99             0.00         0.00  20,371,351.05
A-III     176,301.60    642,375.62             0.00         0.00  27,780,804.56
IO         21,824.69     21,824.69             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,751.11      9,421.26             0.00         0.00     978,463.83
M-2         8,511.64     13,943.46             0.00         0.00   1,448,127.05
B           1,840.39      3,014.86             0.00         0.00     313,115.26

- -------------------------------------------------------------------------------
          461,236.43  1,176,327.49             0.00         0.00  74,368,136.42
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    911.214309   4.034368     4.928996     8.963364   0.000000    907.179941
A-II   892.651989   5.847992     5.200017    11.048009   0.000000    886.803998
A-II   897.329366  14.805951     5.600640    20.406591   0.000000    882.523415
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    943.878581   3.527193     5.527096     9.054289   0.000000    940.351388
M-2    943.878590   3.527193     5.527095     9.054288   0.000000    940.351397
B      943.878564   3.527193     5.527092     9.054285   0.000000    940.351371

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:35:11                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,424.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,359.80

SUBSERVICER ADVANCES THIS MONTH                                        3,790.31
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     390,471.63

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      74,368,136.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          341

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      434,352.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.33742090 %     3.24399100 %    0.41858850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.31602150 %     3.26294432 %    0.42103420 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3484 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              791,711.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.65593200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.38

POOL TRADING FACTOR:                                                89.33917355


Run:     01/26/96     15:35:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,167.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,412.05

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      24,354,711.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          111

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,767.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.39459980 %     3.19335000 %    0.41205030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.19463031 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04588629
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              154.25

POOL TRADING FACTOR:                                                90.81784507


Run:     01/26/96     15:35:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4158      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,582.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,459.41

SUBSERVICER ADVANCES THIS MONTH                                        2,916.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     301,648.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,153,691.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           93

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       56,064.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.31141350 %     3.26702000 %    0.42156690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.27567833 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44777618
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.38

POOL TRADING FACTOR:                                                88.86305197


Run:     01/26/96     15:35:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4159      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,674.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,665.41

SUBSERVICER ADVANCES THIS MONTH                                          873.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      88,823.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,859,733.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          137

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      368,521.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.30860960 %     3.26951100 %    0.42187960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.31126054 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32332494
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              158.19

POOL TRADING FACTOR:                                                88.47101864


 ................................................................................


Run:        01/26/96     15:33:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00     6,036,038.03     8.000000  %  3,422,985.28
A-2   760947CG4    28,854,000.00    21,938,600.46     8.000000  %  1,813,898.83
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    49,847,000.00     8.000000  %          0.00
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,621,673.17     0.000000  %      3,251.95
A-12  760947CW9             0.00             0.00     0.350430  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,599,409.36     8.000000  %      4,179.58
M-2   760947CU3     2,572,900.00     2,545,132.10     8.000000  %      1,899.77
M-3   760947CV1     2,058,400.00     2,036,184.81     8.000000  %      1,519.87
B-1                 1,029,200.00     1,018,092.40     8.000000  %        759.94
B-2                   617,500.00       610,835.67     8.000000  %        455.95
B-3                   926,311.44       916,314.32     8.000000  %        683.96

- -------------------------------------------------------------------------------
                  205,832,763.60   185,572,280.32                  5,249,635.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        40,150.02  3,463,135.30             0.00         0.00   2,613,052.75
A-2       145,929.39  1,959,828.22             0.00         0.00  20,124,701.63
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,859.58      6,859.58             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       331,568.18    331,568.18             0.00         0.00  49,847,000.00
A-8        13,968.61     13,968.61             0.00         0.00   2,100,000.00
A-9        90,237.21     90,237.21             0.00         0.00  13,566,000.00
A-10      337,488.22    337,488.22             0.00         0.00  50,737,000.00
A-11            0.00      3,251.95             0.00         0.00   2,618,421.22
A-12       54,070.28     54,070.28             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        37,245.70     41,425.28             0.00         0.00   5,595,229.78
M-2        16,929.50     18,829.27             0.00         0.00   2,543,232.33
M-3        13,544.13     15,064.00             0.00         0.00   2,034,664.94
B-1         6,772.06      7,532.00             0.00         0.00   1,017,332.46
B-2         4,063.11      4,519.06             0.00         0.00     610,379.72
B-3         6,095.06      6,779.02             0.00         0.00     915,630.36

- -------------------------------------------------------------------------------
        1,271,379.38  6,521,014.51             0.00         0.00 180,322,645.19
===============================================================================










































Run:        01/26/96     15:33:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    316.254743 179.345346     2.103637   181.448983   0.000000    136.909397
A-2    760.331339  62.864727     5.057510    67.922237   0.000000    697.466612
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.859580     6.859580   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7   1000.000000   0.000000     6.651718     6.651718   0.000000   1000.000000
A-8   1000.000000   0.000000     6.651719     6.651719   0.000000   1000.000000
A-9   1000.000000   0.000000     6.651718     6.651718   0.000000   1000.000000
A-10  1000.000000   0.000000     6.651718     6.651718   0.000000   1000.000000
A-11   943.777069   1.170671     0.000000     1.170671   0.000000    942.606399
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.207554   0.738376     6.579931     7.318307   0.000000    988.469178
M-2    989.207548   0.738377     6.579929     7.318306   0.000000    988.469171
M-3    989.207545   0.738374     6.579931     7.318305   0.000000    988.469170
B-1    989.207540   0.738379     6.579926     7.318305   0.000000    988.469161
B-2    989.207563   0.738381     6.579935     7.318316   0.000000    988.469182
B-3    989.207604   0.738380     6.579925     7.318305   0.000000    988.469234

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,112.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       25,695.57
MASTER SERVICER ADVANCES THIS MONTH                                    2,286.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,692,684.31

 (B)  TWO MONTHLY PAYMENTS:                                    3     672,514.01

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     180,322,645.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          722

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 295,600.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,110,694.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.04404130 %     5.56474000 %    1.39121830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.84402510 %     5.64162479 %    1.43122230 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3450 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,955,725.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,347,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.50989398
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.95

POOL TRADING FACTOR:                                                87.60638590


 ................................................................................


Run:        01/26/96     15:33:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00     9,963,449.75     8.000000  %  1,061,979.03
A-2   760947CY5    21,457,000.00    20,860,393.26     8.000000  %  1,062,079.60
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,342,580.29     0.000000  %      3,459.58
A-8   760947DD0             0.00             0.00     0.403190  %          0.00
R     760947DE8       160,000.00        22,661.44     8.000000  %        423.53
M-1   760947DF5     4,067,400.00     4,027,802.41     8.000000  %      2,890.61
M-2   760947DG3     1,355,800.00     1,342,600.80     8.000000  %        963.54
M-3   760947DH1     1,694,700.00     1,678,201.50     8.000000  %      1,204.38
B-1                   611,000.00       605,051.71     8.000000  %        434.22
B-2                   474,500.00       469,880.58     8.000000  %        337.22
B-3                   610,170.76       604,230.94     8.000000  %        433.63

- -------------------------------------------------------------------------------
                  135,580,848.50   123,742,852.68                  2,134,205.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        66,391.56  1,128,370.59             0.00         0.00   8,901,470.72
A-2       139,003.46  1,201,083.06             0.00         0.00  19,798,313.66
A-3        57,006.33     57,006.33             0.00         0.00   8,555,000.00
A-4       324,986.10    324,986.10             0.00         0.00  48,771,000.00
A-5       103,284.42    103,284.42             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      3,459.58             0.00         0.00   1,339,120.71
A-8        41,556.89     41,556.89             0.00         0.00           0.00
R             151.01        574.54             0.00         0.00      22,237.91
M-1        26,839.31     29,729.92             0.00         0.00   4,024,911.80
M-2         8,946.43      9,909.97             0.00         0.00   1,341,637.26
M-3        11,182.71     12,387.09             0.00         0.00   1,676,997.12
B-1         4,031.77      4,465.99             0.00         0.00     604,617.49
B-2         3,131.06      3,468.28             0.00         0.00     469,543.36
B-3         4,026.30      4,459.93             0.00         0.00     603,797.31

- -------------------------------------------------------------------------------
          857,204.02  2,991,409.36             0.00         0.00 121,608,647.34
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    475.355427  50.666938     3.167536    53.834474   0.000000    424.688489
A-2    972.195240  49.498047     6.478234    55.976281   0.000000    922.697193
A-3   1000.000000   0.000000     6.663510     6.663510   0.000000   1000.000000
A-4   1000.000000   0.000000     6.663511     6.663511   0.000000   1000.000000
A-5   1000.000000   0.000000     6.663511     6.663511   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    984.096017   2.535833     0.000000     2.535833   0.000000    981.560184
R      141.634000   2.647063     0.943813     3.590876   0.000000    138.986938
M-1    990.264643   0.710678     6.598640     7.309318   0.000000    989.553966
M-2    990.264641   0.710680     6.598635     7.309315   0.000000    989.553961
M-3    990.264649   0.710674     6.598637     7.309311   0.000000    989.553974
B-1    990.264664   0.710671     6.598642     7.309313   0.000000    989.553994
B-2    990.264658   0.710685     6.598651     7.309336   0.000000    989.553973
B-3    990.265315   0.710670     6.598645     7.309315   0.000000    989.554645

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,781.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       22,308.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,016,926.91

 (B)  TWO MONTHLY PAYMENTS:                                    2     344,494.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     331,464.27


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,180,267.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     121,608,647.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          468

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,045,209.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.86948650 %     5.75865100 %    1.37186230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.74836730 %     5.79197807 %    1.39516480 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3988 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,289,653.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,982,674.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61470033
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.29

POOL TRADING FACTOR:                                                89.69456135


 ................................................................................


Run:        01/26/96     15:33:49                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    59,218,345.34     8.064624  %  2,098,959.65
R     760947DP3           100.00             0.00     8.064624  %          0.00
M-1   760947DL2    12,120,000.00     9,526,611.63     8.064624  %    337,665.18
M-2   760947DM0     3,327,400.00     3,290,153.41     8.064624  %      2,219.33
M-3   760947DN8     2,139,000.00     2,115,056.24     8.064624  %      1,426.69
B-1                   951,000.00       940,354.61     8.064624  %        634.31
B-2                   142,700.00       141,102.64     8.064624  %         95.18
B-3                    95,100.00        94,035.46     8.064624  %         63.43
B-4                   950,747.29       940,104.70     8.064624  %        634.14

- -------------------------------------------------------------------------------
                   95,065,047.29    76,265,764.03                  2,441,697.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         397,914.26  2,496,873.91             0.00         0.00  57,119,385.69
R               0.00          0.00             0.00         0.00           0.00
M-1        64,013.52    401,678.70             0.00         0.00   9,188,946.45
M-2        22,108.00     24,327.33             0.00         0.00   3,287,934.08
M-3        14,212.00     15,638.69             0.00         0.00   2,113,629.55
B-1         6,318.66      6,952.97             0.00         0.00     939,720.30
B-2           948.13      1,043.31             0.00         0.00     141,007.46
B-3           631.87        695.30             0.00         0.00      93,972.03
B-4         6,316.98      6,951.12             0.00         0.00     939,470.56

- -------------------------------------------------------------------------------
          512,463.42  2,954,161.33             0.00         0.00  73,824,066.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      786.025104  27.860201     5.281650    33.141851   0.000000    758.164904
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    786.024062  27.860163     5.281644    33.141807   0.000000    758.163899
M-2    988.806098   0.666986     6.644227     7.311213   0.000000    988.139112
M-3    988.806096   0.666989     6.644226     7.311215   0.000000    988.139107
B-1    988.806109   0.666993     6.644227     7.311220   0.000000    988.139117
B-2    988.806167   0.666994     6.644219     7.311213   0.000000    988.139173
B-3    988.806099   0.666982     6.644269     7.311251   0.000000    988.139117
B-4    988.806079   0.666991     6.644226     7.311217   0.000000    988.139088

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,374.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       62,333.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    24   4,419,087.17

 (B)  TWO MONTHLY PAYMENTS:                                    4     650,549.42

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          8   1,399,886.58


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      1,906,950.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      73,824,066.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          440

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,390,253.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         77.64735080 %    19.57866900 %    2.77398050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            77.37231050 %    19.76389387 %    2.86379560 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,610,225.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,011,486.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.55945478
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.99

POOL TRADING FACTOR:                                                77.65637132


 ................................................................................


Run:        01/26/96     15:33:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00    75,451,263.92     7.290612  %  1,636,903.00
M-1   760947DR9     2,949,000.00     2,899,092.73     7.290612  %      2,469.74
M-2   760947DS7     1,876,700.00     1,844,939.75     7.290612  %      1,571.70
R     760947DT5           100.00             0.00     7.290612  %          0.00
B-1                 1,072,500.00     1,054,349.61     7.290612  %        898.20
B-2                   375,400.00       369,046.92     7.290612  %        314.39
B-3                   965,295.81       948,959.64     7.290612  %        808.42

- -------------------------------------------------------------------------------
                  107,242,895.81    82,567,652.57                  1,642,965.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         458,313.32  2,095,216.32             0.00         0.00  73,814,360.92
M-1        17,609.95     20,079.69             0.00         0.00   2,896,622.99
M-2        11,206.71     12,778.41             0.00         0.00   1,843,368.05
R               0.00          0.00             0.00         0.00           0.00
B-1         6,404.43      7,302.63             0.00         0.00   1,053,451.41
B-2         2,241.70      2,556.09             0.00         0.00     368,732.53
B-3         5,764.26      6,572.68             0.00         0.00     948,151.22

- -------------------------------------------------------------------------------
          501,540.37  2,144,505.82             0.00         0.00  80,924,687.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      754.483214  16.368392     4.582954    20.951346   0.000000    738.114823
M-1    983.076545   0.837484     5.971499     6.808983   0.000000    982.239061
M-2    983.076544   0.837481     5.971498     6.808979   0.000000    982.239063
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    983.076559   0.837483     5.971497     6.808980   0.000000    982.239077
B-2    983.076505   0.837480     5.971497     6.808977   0.000000    982.239025
B-3    983.076514   0.837484     5.971496     6.808980   0.000000    982.239030

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,329.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       14,012.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     535,758.24

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     617,645.99


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        810,458.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      80,924,687.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          332

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,572,626.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.38114210 %     5.74563100 %    2.87322710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.21365010 %     5.85728683 %    2.92906310 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              826,260.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.68644725
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.48

POOL TRADING FACTOR:                                                75.45925211


 ................................................................................


Run:        01/26/96     15:33:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EB3    38,811,257.00    36,987,729.03     7.850000  %    312,820.09
A-2   760947EC1     6,468,543.00     6,164,621.66     9.250000  %     52,136.68
A-3   760947ED9     8,732,000.00     8,732,000.00     8.250000  %          0.00
A-4   760947EE7     3,495,000.00     2,991,588.90     8.500000  %     96,099.88
A-5   760947EF4     2,910,095.00             0.00     8.500000  %          0.00
A-6   760947EG2     9,839,000.00             0.00     8.500000  %          0.00
A-7   760947EL1    45,746,137.00    25,302,601.30     0.000000  %    744,385.55
A-8   760947EH0             0.00             0.00     0.499142  %          0.00
R-I   760947EJ6           100.00             0.00     8.500000  %          0.00
R-II  760947EK3           100.00             0.00     8.500000  %          0.00
M-1   760947EM9     3,101,663.00     3,086,166.72     8.500000  %      1,815.57
M-2   760947EN7     1,860,998.00     1,851,700.22     8.500000  %      1,089.34
M-3   760947EP2     1,550,831.00     1,543,082.86     8.500000  %        907.79
B-1   760947EQ0       558,299.00       555,509.68     8.500000  %        326.80
B-2   760947ER8       248,133.00       246,893.29     8.500000  %        145.25
B-3                   124,066.00       123,446.15     8.500000  %         72.62
B-4                   620,337.16       617,237.91     8.500000  %        363.13

- -------------------------------------------------------------------------------
                  124,066,559.16    88,202,577.72                  1,210,162.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       241,887.37    554,707.46             0.00         0.00  36,674,908.94
A-2        47,504.42     99,641.10             0.00         0.00   6,112,484.98
A-3        60,014.14     60,014.14             0.00         0.00   8,732,000.00
A-4        21,183.94    117,283.82             0.00         0.00   2,895,489.02
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       199,930.36    944,315.91             0.00         0.00  24,558,215.75
A-8        27,507.61     27,507.61             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,853.66     23,669.23             0.00         0.00   3,084,351.15
M-2        13,112.20     14,201.54             0.00         0.00   1,850,610.88
M-3        10,926.83     11,834.62             0.00         0.00   1,542,175.07
B-1         3,933.66      4,260.46             0.00         0.00     555,182.88
B-2         1,748.30      1,893.55             0.00         0.00     246,748.04
B-3           874.14        946.76             0.00         0.00     123,373.53
B-4         4,370.76      4,733.89             0.00         0.00     616,874.78

- -------------------------------------------------------------------------------
          654,847.39  1,865,010.09             0.00         0.00  86,992,415.02
===============================================================================















































Run:        01/26/96     15:33:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.015488   8.060035     6.232402    14.292437   0.000000    944.955453
A-2    953.015487   8.060035     7.343913    15.403948   0.000000    944.955453
A-3   1000.000000   0.000000     6.872897     6.872897   0.000000   1000.000000
A-4    855.962489  27.496389     6.061213    33.557602   0.000000    828.466100
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    553.109026  16.272096     4.370432    20.642528   0.000000    536.836930
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.003880   0.585354     7.045788     7.631142   0.000000    994.418526
M-2    995.003874   0.585353     7.045789     7.631142   0.000000    994.418522
M-3    995.003879   0.585357     7.045790     7.631147   0.000000    994.418521
B-1    995.003896   0.585349     7.045794     7.631143   0.000000    994.418546
B-2    995.003849   0.585372     7.045818     7.631190   0.000000    994.418477
B-3    995.003869   0.585334     7.045766     7.631100   0.000000    994.418535
B-4    995.003927   0.585359     7.045781     7.631140   0.000000    994.418551

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4164 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,162.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,399.28

SUBSERVICER ADVANCES THIS MONTH                                       15,246.10
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,171,335.51

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     311,783.66


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        350,260.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      86,992,415.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,158,073.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.80843660 %     7.42395200 %    1.76761180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.68480930 %     7.44563431 %    1.79138630 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4977 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,648.00
      FRAUD AMOUNT AVAILABLE                            2,481,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,932,805.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.22024140
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              343.98

POOL TRADING FACTOR:                                                70.11753659


 ................................................................................


Run:        01/26/96     15:33:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DZ1   301,391,044.00   247,573,945.05     7.580890  % 12,140,710.55
R     760947EA5           100.00             0.00     7.580890  %          0.00
B-1                 4,660,688.00     4,618,792.85     7.580890  %      9,564.28
B-2                 2,330,345.00     2,309,397.42     7.580890  %      4,782.14
B-3                 2,330,343.10     2,309,395.53     7.580890  %      4,782.13

- -------------------------------------------------------------------------------
                  310,712,520.10   256,811,530.85                 12,159,839.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A       1,557,443.89 13,698,154.44             0.00         0.00 235,433,234.50
R               0.00          0.00             0.00         0.00           0.00
B-1        29,056.01     38,620.29             0.00         0.00   4,609,228.57
B-2        14,528.01     19,310.15             0.00         0.00   2,304,615.28
B-3        14,527.99     19,310.12             0.00         0.00   2,304,613.40

- -------------------------------------------------------------------------------
        1,615,555.90 13,775,395.00             0.00         0.00 244,651,691.75
===============================================================================












Run:        01/26/96     15:33:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      821.437631  40.282254     5.167519    45.449773   0.000000    781.155377
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    991.010952   2.052118     6.234275     8.286393   0.000000    988.958834
B-2    991.010953   2.052117     6.234274     8.286391   0.000000    988.958837
B-3    991.010950   2.052118     6.234271     8.286389   0.000000    988.958832

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:33:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4165 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,264.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       80,890.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    27   6,773,718.22

 (B)  TWO MONTHLY PAYMENTS:                                    9   2,245,195.78

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     137,003.70


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      1,808,068.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     244,651,691.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          974

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                   11,628,051.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      347,401.60

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          96.40297080 %     3.59702920 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             96.23200760 %     3.76799240 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,700.00
      FRAUD AMOUNT AVAILABLE                            9,321,376.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,174,876.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17599543
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              343.02

POOL TRADING FACTOR:                                                78.73892293


 ................................................................................


Run:        01/26/96     15:34:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947FE6    34,803,800.00    31,583,112.98     7.650000  %    579,385.08
A-2   760947FF3    40,142,000.00    40,142,000.00     7.950000  %          0.00
A-3   760947FG1     9,521,000.00     9,521,000.00     8.100000  %          0.00
A-4   760947FH9     3,868,000.00     3,079,066.00     8.500000  %    153,786.07
A-5   760947FJ5     6,539,387.00             0.00     8.500000  %          0.00
A-6   760947FK2    16,968,000.00       112,614.20     8.500000  %    112,614.20
A-7   760947FR7    64,384,584.53    42,735,054.70     0.000000  %  5,750,703.71
A-8   760947FL0             0.00             0.00     8.500000  %          0.00
A-9   760947FM8             0.00             0.00     0.480138  %          0.00
R-I   760947FN6           100.00             0.00     8.500000  %          0.00
R-II  760947FQ9           100.00             0.00     8.500000  %          0.00
M-1   760947FS5     4,724,582.00     4,703,900.03     8.500000  %      2,668.43
M-2   760947FT3     2,834,750.00     2,822,340.81     8.500000  %      1,601.06
M-3   760947FU0     2,362,291.00     2,351,950.00     8.500000  %      1,334.22
B-1   760947FV8       944,916.00       940,779.62     8.500000  %        533.69
B-2   760947FW6       566,950.00       564,468.16     8.500000  %        320.21
B-3                   377,967.00       376,312.44     8.500000  %        213.48
B-4                   944,921.62       940,785.19     8.500000  %        533.69

- -------------------------------------------------------------------------------
                  188,983,349.15   139,873,384.13                  6,603,693.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       199,403.20    778,788.28             0.00         0.00  31,003,727.90
A-2       263,379.45    263,379.45             0.00         0.00  40,142,000.00
A-3        63,647.79     63,647.79             0.00         0.00   9,521,000.00
A-4        21,600.00    175,386.07             0.00         0.00   2,925,279.93
A-5             0.00          0.00             0.00         0.00           0.00
A-6           790.00    113,404.20             0.00         0.00           0.00
A-7       210,636.85  5,961,340.56       103,181.98         0.00  37,087,532.97
A-8        33,116.75     33,116.75             0.00         0.00           0.00
A-9        47,666.76     47,666.76             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        32,998.39     35,666.82             0.00         0.00   4,701,231.60
M-2        19,799.04     21,400.10             0.00         0.00   2,820,739.75
M-3        16,499.20     17,833.42             0.00         0.00   2,350,615.78
B-1         6,599.68      7,133.37             0.00         0.00     940,245.93
B-2         3,959.81      4,280.02             0.00         0.00     564,147.95
B-3         2,639.88      2,853.36             0.00         0.00     376,098.96
B-4         6,599.72      7,133.41             0.00         0.00     940,251.50

- -------------------------------------------------------------------------------
          929,336.52  7,533,030.36       103,181.98         0.00 133,372,872.27
===============================================================================













































Run:        01/26/96     15:34:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    907.461627  16.647179     5.729351    22.376530   0.000000    890.814448
A-2   1000.000000   0.000000     6.561194     6.561194   0.000000   1000.000000
A-3   1000.000000   0.000000     6.684990     6.684990   0.000000   1000.000000
A-4    796.035677  39.758550     5.584281    45.342831   0.000000    756.277128
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      6.636858   6.636858     0.046558     6.683416   0.000000      0.000000
A-7    663.746687  89.318022     3.271542    92.589564   1.602588    576.031254
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.622476   0.564797     6.984404     7.549201   0.000000    995.057679
M-2    995.622475   0.564798     6.984404     7.549202   0.000000    995.057677
M-3    995.622470   0.564799     6.984406     7.549205   0.000000    995.057671
B-1    995.622489   0.564802     6.984409     7.549211   0.000000    995.057688
B-2    995.622471   0.564794     6.984408     7.549202   0.000000    995.057677
B-3    995.622475   0.564811     6.984419     7.549230   0.000000    995.057664
B-4    995.622462   0.564766     6.984410     7.549176   0.000000    995.057664

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4167 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,717.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       22,473.10
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,153,884.67

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     234,240.19


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        357,333.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     133,372,872.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          510

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    6,421,041.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.88154470 %     7.09212900 %    2.02632630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.44060650 %     7.40224527 %    2.12431270 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4692 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,184.00
      FRAUD AMOUNT AVAILABLE                            3,779,667.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,932.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.23272609
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.06

POOL TRADING FACTOR:                                                70.57387483


 ................................................................................


Run:        01/26/96     15:34:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4168 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EU1    54,360,000.00    38,872,751.87     8.000000  %  4,584,942.07
A-2   760947EV9    18,250,000.00    18,250,000.00     8.000000  %          0.00
A-3   760947EW7     6,624,000.00     6,624,000.00     8.000000  %          0.00
A-4   760947EX5    20,796,315.00    20,796,315.00     8.000000  %          0.00
A-5   760947EY3     1,051,485.04     1,018,681.54     0.000000  %     14,446.79
A-6   760947EZ0             0.00             0.00     0.422601  %          0.00
R     760947FA4           100.00             0.00     8.000000  %          0.00
M-1   760947FB2     1,575,400.00     1,537,699.43     8.000000  %      4,800.62
M-2   760947FC0       525,100.00       512,533.95     8.000000  %      1,600.10
M-3   760947FD8       525,100.00       512,533.95     8.000000  %      1,600.10
B-1                   630,100.00       615,021.21     8.000000  %      1,920.06
B-2                   315,000.00       307,461.79     8.000000  %        959.88
B-3                   367,575.59       358,779.20     8.000000  %      1,120.10

- -------------------------------------------------------------------------------
                  105,020,175.63    89,405,777.94                  4,611,389.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       256,833.30  4,841,775.37             0.00         0.00  34,287,809.80
A-2       120,578.23    120,578.23             0.00         0.00  18,250,000.00
A-3        43,764.94     43,764.94             0.00         0.00   6,624,000.00
A-4       137,401.80    137,401.80             0.00         0.00  20,796,315.00
A-5             0.00     14,446.79             0.00         0.00   1,004,234.75
A-6        31,204.11     31,204.11             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,159.62     14,960.24             0.00         0.00   1,532,898.81
M-2         3,386.32      4,986.42             0.00         0.00     510,933.85
M-3         3,386.32      4,986.42             0.00         0.00     510,933.85
B-1         4,063.46      5,983.52             0.00         0.00     613,101.15
B-2         2,031.41      2,991.29             0.00         0.00     306,501.91
B-3         2,370.46      3,490.56             0.00         0.00     357,659.10

- -------------------------------------------------------------------------------
          615,179.97  5,226,569.69             0.00         0.00  84,794,388.22
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    715.098452  84.344041     4.724674    89.068715   0.000000    630.754411
A-2   1000.000000   0.000000     6.607026     6.607026   0.000000   1000.000000
A-3   1000.000000   0.000000     6.607026     6.607026   0.000000   1000.000000
A-4   1000.000000   0.000000     6.607026     6.607026   0.000000   1000.000000
A-5    968.802695  13.739416     0.000000    13.739416   0.000000    955.063279
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.069208   3.047239     6.448915     9.496154   0.000000    973.021969
M-2    976.069225   3.047229     6.448905     9.496134   0.000000    973.021996
M-3    976.069225   3.047229     6.448905     9.496134   0.000000    973.021996
B-1    976.069211   3.047231     6.448913     9.496144   0.000000    973.021981
B-2    976.069175   3.047238     6.448921     9.496159   0.000000    973.021937
B-3    976.069167   3.047237     6.448905     9.496142   0.000000    973.021903

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4168 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,158.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       10,821.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,077,145.11

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      84,794,388.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          378

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,331,429.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.65091550 %     1.44960300 %    2.89948130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.42663610 %     1.50630506 %    3.04900560 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4102 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,050,202.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     525,100.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64417132
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              162.78

POOL TRADING FACTOR:                                                80.74104591


 ................................................................................


Run:        01/26/96     15:34:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4169 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947FZ9    95,824,102.00    80,826,065.25     7.144755  %  3,104,375.21
R     760947GA3           100.00             0.00     7.144755  %          0.00
M-1   760947GB1    16,170,335.00    13,639,399.28     7.144755  %    523,863.35
M-2   760947GC9     3,892,859.00     3,859,038.24     7.144755  %     10,065.92
M-3   760947GD7     1,796,704.00     1,781,094.42     7.144755  %      4,645.81
B-1                 1,078,022.00     1,068,656.24     7.144755  %      2,787.48
B-2                   299,451.00       296,849.40     7.144755  %        774.30
B-3                   718,681.74       712,437.92     7.144755  %      1,858.32

- -------------------------------------------------------------------------------
                  119,780,254.74   102,183,540.75                  3,648,370.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         480,385.56  3,584,760.77             0.00         0.00  77,721,690.04
R               0.00          0.00             0.00         0.00           0.00
M-1        81,065.06    604,928.41             0.00         0.00  13,115,535.93
M-2        22,936.00     33,001.92             0.00         0.00   3,848,972.32
M-3        10,585.84     15,231.65             0.00         0.00   1,776,448.61
B-1         6,351.50      9,138.98             0.00         0.00   1,065,868.76
B-2         1,764.31      2,538.61             0.00         0.00     296,075.10
B-3         4,234.34      6,092.66             0.00         0.00     710,579.60

- -------------------------------------------------------------------------------
          607,322.61  4,255,693.00             0.00         0.00  98,535,170.36
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      843.483670  32.396601     5.013202    37.409803   0.000000    811.087069
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    843.482790  32.396568     5.013196    37.409764   0.000000    811.086222
M-2    991.312102   2.585740     5.891814     8.477554   0.000000    988.726363
M-3    991.312103   2.585740     5.891811     8.477551   0.000000    988.726362
B-1    991.312088   2.585736     5.891809     8.477545   0.000000    988.726353
B-2    991.312101   2.585732     5.891815     8.477547   0.000000    988.726369
B-3    991.312121   2.585734     5.891815     8.477549   0.000000    988.726387

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4169 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,383.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       14,845.19
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   1,573,915.17

 (B)  TWO MONTHLY PAYMENTS:                                    1      42,857.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        451,714.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,535,170.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          873

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,381,834.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      155,264.64

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.09890840 %    18.86755100 %    2.03354040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.87710530 %    19.01956103 %    2.10333370 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,593,408.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,316,337.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.00935554
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.54

POOL TRADING FACTOR:                                                82.26328335


 ................................................................................


Run:        01/26/96     15:35:17                                    REPT1B.FRG
Page:         1 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   10023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
I A   760947GE5    94,065,000.00    77,646,470.62     7.581025  %  1,609,402.88
II A  760947GF2   199,529,000.00   169,338,402.40     6.531634  %  3,783,738.15
III   760947GG0   151,831,000.00   135,586,807.48     7.059182  %  2,932,637.21
R     760947GL9         1,000.00           825.45     7.581025  %         17.11
I M   760947GH8    10,069,000.00     9,930,106.64     7.581025  %     16,896.18
II M  760947GJ4    21,982,000.00    21,683,232.15     6.531634  %     42,974.49
III   760947GK1    12,966,000.00    12,751,292.38     7.059182  %     31,236.58
I B                 1,855,785.84     1,830,186.85     7.581025  %      3,114.08
II B                3,946,359.39     3,892,722.54     6.531634  %      7,715.08
III                 2,509,923.08     2,468,360.56     7.059182  %      6,046.69

- -------------------------------------------------------------------------------
                  498,755,068.31   435,128,407.07                  8,433,778.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
I A       489,867.23  2,099,270.11             0.00         0.00  76,037,067.74
II A      920,462.37  4,704,200.52             0.00         0.00 165,554,664.25
III A     796,527.01  3,729,164.22             0.00         0.00 132,654,170.27
R               5.20         22.31             0.00         0.00         808.34
I M        62,648.49     79,544.67             0.00         0.00   9,913,210.46
II M      117,862.21    160,836.70             0.00         0.00  21,640,257.66
III M      74,909.57    106,146.15             0.00         0.00  12,720,055.80
I B        11,546.54     14,660.62             0.00         0.00   1,827,072.77
II B       21,159.43     28,874.51             0.00         0.00   3,885,007.46
III B      14,500.79     20,547.48             0.00         0.00   2,462,313.87

- -------------------------------------------------------------------------------
        2,509,488.84 10,943,267.29             0.00         0.00 426,694,628.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
I A    825.455490  17.109476     5.207752    22.317228   0.000000    808.346013
II A   848.690679  18.963349     4.613176    23.576525   0.000000    829.727329
III    893.011358  19.315141     5.246142    24.561283   0.000000    873.696217
R      825.450000  17.110000     5.200000    22.310000   0.000000    808.340000
I M    986.205844   1.678039     6.221918     7.899957   0.000000    984.527804
II M   986.408523   1.954985     5.361760     7.316745   0.000000    984.453537
III    983.440720   2.409114     5.777385     8.186499   0.000000    981.031606
I B    986.205849   1.678039     6.221914     7.899953   0.000000    984.527810
II B   986.408524   1.954986     5.361760     7.316746   0.000000    984.453538
III    983.440720   2.409114     5.777384     8.186498   0.000000    981.031605

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:35:18                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       89,693.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,310.50

SUBSERVICER ADVANCES THIS MONTH                                       54,850.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    83   5,828,237.80

 (B)  TWO MONTHLY PAYMENTS:                                    9     458,040.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5     351,623.98


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                         91,114.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     426,694,628.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        4,467

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    7,525,917.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.92174900 %    10.19575600 %    1.88249490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.70832480 %    10.37592717 %    1.91574810 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.31813000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              274.28

POOL TRADING FACTOR:                                                85.55193836


Run:     01/26/96     15:35:19                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (GROUP I)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,423.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,727.34

SUBSERVICER ADVANCES THIS MONTH                                       13,856.30
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    27   1,562,823.83

 (B)  TWO MONTHLY PAYMENTS:                                    3     191,386.75

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2      61,455.32


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      87,778,159.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,179

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,477,302.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.84642600 %    11.10655900 %    2.04701510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    11.29348182 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          80,000.00
      FRAUD AMOUNT AVAILABLE                            5,019,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,041,276.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.96669656
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              282.59

POOL TRADING FACTOR:                                                82.81678319


Run:     01/26/96     15:35:19                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (GROUP II)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10024
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,186.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,407.07

SUBSERVICER ADVANCES THIS MONTH                                       20,600.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    29   2,372,521.90

 (B)  TWO MONTHLY PAYMENTS:                                    1     101,637.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     110,695.65


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                         91,114.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     191,079,929.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,775

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,448,122.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.87836290 %    11.12449200 %    1.99714510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    11.32523847 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          90,000.00
      FRAUD AMOUNT AVAILABLE                            6,763,721.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,362,105.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.91709255
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              284.26

POOL TRADING FACTOR:                                                84.75213667


Run:     01/26/96     15:35:20                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (GROUP III)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10025
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,083.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,176.10

SUBSERVICER ADVANCES THIS MONTH                                       20,394.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    27   1,892,892.07

 (B)  TWO MONTHLY PAYMENTS:                                    5     165,015.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     179,473.01


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     147,836,539.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,513

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,600,493.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.90782430 %     8.45540200 %    1.63677380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     8.60413522 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                            3,179,724.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,368,591.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.45138569
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              256.46

POOL TRADING FACTOR:                                                88.36247611

 ................................................................................


Run:        01/26/96     15:34:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HB0    10,285,000.00     5,903,704.14     8.250000  %    397,069.55
A-2   760947HC8    10,286,000.00     5,904,278.14     7.750000  %    397,108.15
A-3   760947HD6    25,078,000.00    14,395,050.28     8.000000  %    968,177.95
A-4   760947HE4     1,719,000.00     1,719,000.00     8.000000  %          0.00
A-5   760947HF1    22,300,000.00    22,300,000.00     8.000000  %          0.00
A-6   760947HG9    17,800,000.00    17,800,000.00     7.100000  %          0.00
A-7   760947HH7     5,280,000.00     5,280,000.00     7.750000  %          0.00
A-8   760947HJ3     7,200,000.00     7,200,000.00     7.750000  %          0.00
A-9   760947HK0             0.00             0.00     8.000000  %          0.00
A-10  760947HL8       569,607.66       553,965.50     0.000000  %      2,359.24
R-I   760947HM6         1,000.00         1,000.00     8.000000  %          0.00
R-II  760947HN4         1,000.00         1,000.00     8.000000  %          0.00
M-1   760947HP9     1,574,800.00     1,543,741.30     8.000000  %      4,636.75
M-2   760947HQ7     1,049,900.00     1,029,193.53     8.000000  %      3,091.26
M-3   760947HR5       892,400.00       874,799.80     8.000000  %      2,627.53
B-1                   209,800.00       205,662.26     8.000000  %        617.72
B-2                   367,400.00       360,154.01     8.000000  %      1,081.75
B-3                   367,731.33       360,478.80     8.000000  %      1,082.73

- -------------------------------------------------------------------------------
                  104,981,638.99    85,432,027.76                  1,777,852.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        40,567.85    437,637.40             0.00         0.00   5,506,634.59
A-2        38,112.90    435,221.05             0.00         0.00   5,507,169.99
A-3        95,919.42  1,064,097.37             0.00         0.00  13,426,872.33
A-4        11,454.32     11,454.32             0.00         0.00   1,719,000.00
A-5       148,592.97    148,592.97             0.00         0.00  22,300,000.00
A-6       105,264.46    105,264.46             0.00         0.00  17,800,000.00
A-7        34,083.09     34,083.09             0.00         0.00   5,280,000.00
A-8        46,476.95     46,476.95             0.00         0.00   7,200,000.00
A-9        15,942.09     15,942.09             0.00         0.00           0.00
A-10            0.00      2,359.24             0.00         0.00     551,606.26
R-I             6.67          6.67             0.00         0.00       1,000.00
R-II            6.79          6.79             0.00         0.00       1,000.00
M-1        10,286.51     14,923.26             0.00         0.00   1,539,104.55
M-2         6,857.89      9,949.15             0.00         0.00   1,026,102.27
M-3         5,829.11      8,456.64             0.00         0.00     872,172.27
B-1         1,370.40      1,988.12             0.00         0.00     205,044.54
B-2         2,399.84      3,481.59             0.00         0.00     359,072.26
B-3         2,402.00      3,484.73             0.00         0.00     359,396.07

- -------------------------------------------------------------------------------
          565,573.26  2,343,425.89             0.00         0.00  83,654,175.13
===============================================================================













































Run:        01/26/96     15:34:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    574.011098  38.606665     3.944370    42.551035   0.000000    535.404433
A-2    574.011097  38.606664     3.705318    42.311982   0.000000    535.404432
A-3    574.011097  38.606665     3.824843    42.431508   0.000000    535.404431
A-4   1000.000000   0.000000     6.663362     6.663362   0.000000   1000.000000
A-5   1000.000000   0.000000     6.663362     6.663362   0.000000   1000.000000
A-6   1000.000000   0.000000     5.913734     5.913734   0.000000   1000.000000
A-7   1000.000000   0.000000     6.455131     6.455131   0.000000   1000.000000
A-8   1000.000000   0.000000     6.455132     6.455132   0.000000   1000.000000
A-10   972.538712   4.141868     0.000000     4.141868   0.000000    968.396844
R-I   1000.000000   0.000000     6.670000     6.670000   0.000000   1000.000000
R-II  1000.000000   0.000000     6.790000     6.790000   0.000000   1000.000000
M-1    980.277686   2.944342     6.531947     9.476289   0.000000    977.333344
M-2    980.277674   2.944338     6.531946     9.476284   0.000000    977.333337
M-3    980.277678   2.944341     6.531948     9.476289   0.000000    977.333337
B-1    980.277693   2.944328     6.531935     9.476263   0.000000    977.333365
B-2    980.277654   2.944339     6.531954     9.476293   0.000000    977.333315
B-3    980.277639   2.944242     6.531943     9.476185   0.000000    977.333288

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4170 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,614.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                31,155.39

SUBSERVICER ADVANCES THIS MONTH                                        7,094.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     720,105.59

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      83,654,175.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          302

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,520,912.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.84669000 %     4.06198600 %    1.09132450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.75239810 %     4.10903471 %    1.11129280 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,049,816.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     524,908.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.70050582
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              167.33

POOL TRADING FACTOR:                                                79.68457716


 ................................................................................


Run:        01/26/96     15:34:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4171 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947GN5    42,847,629.00    25,259,606.81     7.650000  %  2,287,228.03
A-2   760947GP0    20,646,342.00    20,646,342.00     8.000000  %          0.00
A-3   760947GQ8    10,027,461.00     7,780,702.66     8.000000  %    292,178.88
A-4   760947GR6    21,739,268.00    21,739,268.00     8.000000  %          0.00
A-5   760947GS4             0.00             0.00     0.350000  %          0.00
A-6   760947HA2             0.00             0.00     0.870973  %          0.00
R-I   760947GV7           100.00             0.00     8.000000  %          0.00
R-II  760947GW5           100.00             0.00     8.000000  %          0.00
M-1   760947GX3     2,809,400.00     2,798,447.52     8.000000  %      1,639.85
M-2   760947GY1     1,277,000.00     1,272,021.61     8.000000  %        745.39
M-3   760947GZ8     1,277,000.00     1,272,021.61     8.000000  %        745.39
B-1                   613,000.00       610,610.20     8.000000  %        357.81
B-2                   408,600.00       407,007.07     8.000000  %        238.50
B-3                   510,571.55       508,581.07     8.000000  %        298.02

- -------------------------------------------------------------------------------
                  102,156,471.55    82,294,608.55                  2,583,431.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       160,940.70  2,448,168.73             0.00         0.00  22,972,378.78
A-2       137,565.96    137,565.96             0.00         0.00  20,646,342.00
A-3        51,842.59    344,021.47             0.00         0.00   7,488,523.78
A-4       144,848.09    144,848.09             0.00         0.00  21,739,268.00
A-5         7,363.30      7,363.30             0.00         0.00           0.00
A-6        59,697.20     59,697.20             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,645.98     20,285.83             0.00         0.00   2,796,807.67
M-2         8,475.44      9,220.83             0.00         0.00   1,271,276.22
M-3         8,475.44      9,220.83             0.00         0.00   1,271,276.22
B-1         4,068.47      4,426.28             0.00         0.00     610,252.39
B-2         2,711.88      2,950.38             0.00         0.00     406,768.57
B-3         3,388.66      3,686.68             0.00         0.00     508,283.05

- -------------------------------------------------------------------------------
          608,023.71  3,191,455.58             0.00         0.00  79,711,176.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    589.521693  53.380504     3.756117    57.136621   0.000000    536.141190
A-2   1000.000000   0.000000     6.662970     6.662970   0.000000   1000.000000
A-3    775.939459  29.137872     5.170061    34.307933   0.000000    746.801586
A-4   1000.000000   0.000000     6.662970     6.662970   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.101488   0.583701     6.636997     7.220698   0.000000    995.517787
M-2    996.101496   0.583704     6.636993     7.220697   0.000000    995.517792
M-3    996.101496   0.583704     6.636993     7.220697   0.000000    995.517792
B-1    996.101468   0.583703     6.636982     7.220685   0.000000    995.517765
B-2    996.101493   0.583700     6.637004     7.220704   0.000000    995.517793
B-3    996.101467   0.583699     6.636993     7.220692   0.000000    995.517768

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4171 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,536.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       21,732.10
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   2,100,565.84

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     281,569.41


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        229,929.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      79,711,176.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          309

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,535,208.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.65353700 %     6.49190900 %    1.85455450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.38807830 %     6.69838325 %    1.91353840 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8724 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,043,129.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,000,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.20429283
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.98

POOL TRADING FACTOR:                                                78.02851398


 ................................................................................


Run:        01/26/96     15:34:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HS3    23,188,000.00    22,247,062.98     6.600000  %    227,968.62
A-2   760947HT1    23,921,333.00    23,294,041.64     7.000000  %    151,979.08
A-3   760947HU8    12,694,000.00    12,694,000.00     6.700000  %          0.00
A-4   760947HV6    12,686,000.00    12,686,000.00     6.950000  %          0.00
A-5   760947HW4     9,469,000.00     9,469,000.00     7.100000  %          0.00
A-6   760947HX2     6,661,000.00     6,661,000.00     7.250000  %          0.00
A-7   760947HY0     7,808,000.00             0.00     8.000000  %          0.00
A-8   760947HZ7    18,690,000.00     8,810,510.42     8.000000  %    107,714.56
A-9   760947JF9    63,512,857.35    58,848,925.90     0.000000  %  4,114,927.29
A-10  760947JA0     8,356,981.00             0.00     8.000000  %          0.00
A-11  760947JB8             0.00             0.00     8.000000  %          0.00
A-12  760947JC6             0.00             0.00     0.521527  %          0.00
R-I   760947JD4           100.00             0.00     8.000000  %          0.00
R-II  760947JE2           100.00             0.00     8.000000  %          0.00
M-1   760947JG7     5,499,628.00     5,480,471.49     8.000000  %      3,331.23
M-2   760947JH5     2,499,831.00     2,491,123.50     8.000000  %      1,514.19
M-3   760947JJ1     2,499,831.00     2,491,123.50     8.000000  %      1,514.19
B-1   760947JK8       799,945.00       797,158.60     8.000000  %        484.54
B-2   760947JL6       699,952.00       697,513.90     8.000000  %        423.97
B-3                   999,934.64       996,451.64     8.000000  %        605.69

- -------------------------------------------------------------------------------
                  199,986,492.99   167,664,383.57                  4,610,463.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       122,328.00    350,296.62             0.00         0.00  22,019,094.36
A-2       135,847.65    287,826.73             0.00         0.00  23,142,062.56
A-3        70,856.96     70,856.96             0.00         0.00  12,694,000.00
A-4        73,454.56     73,454.56             0.00         0.00  12,686,000.00
A-5        56,010.80     56,010.80             0.00         0.00   9,469,000.00
A-6        40,233.39     40,233.39             0.00         0.00   6,661,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        58,721.93    166,436.49             0.00         0.00   8,702,795.86
A-9       405,061.87  4,519,989.16             0.00         0.00  54,733,998.61
A-10            0.00          0.00             0.00         0.00           0.00
A-11       67,084.80     67,084.80             0.00         0.00           0.00
A-12       72,849.58     72,849.58             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        36,527.27     39,858.50             0.00         0.00   5,477,140.26
M-2        16,603.30     18,117.49             0.00         0.00   2,489,609.31
M-3        16,603.30     18,117.49             0.00         0.00   2,489,609.31
B-1         5,313.05      5,797.59             0.00         0.00     796,674.06
B-2         4,648.92      5,072.89             0.00         0.00     697,089.93
B-3         6,641.34      7,247.03             0.00         0.00     995,845.95

- -------------------------------------------------------------------------------
        1,188,786.72  5,799,250.08             0.00         0.00 163,053,920.21
===============================================================================







































Run:        01/26/96     15:34:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    959.421381   9.831319     5.275487    15.106806   0.000000    949.590062
A-2    973.776906   6.353286     5.678933    12.032219   0.000000    967.423620
A-3   1000.000000   0.000000     5.581925     5.581925   0.000000   1000.000000
A-4   1000.000000   0.000000     5.790207     5.790207   0.000000   1000.000000
A-5   1000.000000   0.000000     5.915176     5.915176   0.000000   1000.000000
A-6   1000.000000   0.000000     6.040143     6.040143   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    471.402377   5.763219     3.141890     8.905109   0.000000    465.639158
A-9    926.567129  64.788886     6.377636    71.166522   0.000000    861.778243
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.516763   0.605719     6.641771     7.247490   0.000000    995.911043
M-2    996.516765   0.605717     6.641769     7.247486   0.000000    995.911048
M-3    996.516765   0.605717     6.641769     7.247486   0.000000    995.911048
B-1    996.516761   0.605717     6.641769     7.247486   0.000000    995.911044
B-2    996.516761   0.605713     6.641770     7.247483   0.000000    995.911048
B-3    996.516772   0.605720     6.641774     7.247494   0.000000    995.911043

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:15                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4172 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,288.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       28,984.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,861,964.51

 (B)  TWO MONTHLY PAYMENTS:                                    3     798,762.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     163,053,920.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          552

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,508,525.50

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.26325790 %     6.24890700 %    1.48783540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.04903270 %     6.41282274 %    1.52903250 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5151 %

      BANKRUPTCY AMOUNT AVAILABLE                         130,643.00
      FRAUD AMOUNT AVAILABLE                            3,999,730.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,011,402.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.80746111
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              348.77

POOL TRADING FACTOR:                                                81.53246640


 ................................................................................


Run:        01/26/96     15:34:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947JM4    55,601,800.00    53,737,998.84     6.600000  %    518,885.21
A-2   760947JN2     8,936,000.00     8,936,000.00     5.700000  %          0.00
A-3   760947JP7    20,970,000.00    15,814,881.53     7.500000  %  1,392,729.40
A-4   760947JQ5    38,235,000.00    37,520,941.84     7.200000  %    229,250.14
A-5   760947JR3     6,989,000.00     2,725,198.46     7.500000  %  1,151,927.31
A-6   760947KB6    72,376,561.40    72,376,561.40     7.500000  %          0.00
A-7   760947JS1     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947JT9     8,040,000.00             0.14     7.500000  %          0.14
A-9   760947JU6       142,330.60       141,612.82     0.000000  %        197.51
A-10  760947JV4             0.00             0.00     0.646255  %          0.00
R-I   760947JW2           100.00             0.00     7.500000  %          0.00
R-II  760947JX0           100.00             0.00     7.500000  %          0.00
M-1   760947JY8     5,767,800.00     5,749,571.91     7.500000  %      3,754.14
M-2   760947JZ5     2,883,900.00     2,874,785.94     7.500000  %      1,877.07
M-3   760947KA8     2,883,900.00     2,874,785.94     7.500000  %      1,877.07
B-1                   922,800.00       919,883.65     7.500000  %        600.63
B-2                   807,500.00       804,948.05     7.500000  %        525.58
B-3                 1,153,493.52     1,149,848.12     7.500000  %        750.78

- -------------------------------------------------------------------------------
                  230,710,285.52   210,627,018.64                  3,302,374.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       295,330.64    814,215.85             0.00         0.00  53,219,113.63
A-2        42,413.21     42,413.21             0.00         0.00   8,936,000.00
A-3        98,766.64  1,491,496.04             0.00         0.00  14,422,152.13
A-4       224,951.72    454,201.86             0.00         0.00  37,291,691.70
A-5        17,019.33  1,168,946.64             0.00         0.00   1,573,271.15
A-6       510,969.47    510,969.47             0.00         0.00  72,376,561.40
A-7        35,299.41     35,299.41             0.00         0.00   5,000,000.00
A-8             0.00          0.14             0.00         0.00           0.00
A-9             0.00        197.51             0.00         0.00     141,415.31
A-10      113,344.59    113,344.59             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        35,907.06     39,661.20             0.00         0.00   5,745,817.77
M-2        17,953.53     19,830.60             0.00         0.00   2,872,908.87
M-3        17,953.53     19,830.60             0.00         0.00   2,872,908.87
B-1         5,744.83      6,345.46             0.00         0.00     919,283.02
B-2         5,027.04      5,552.62             0.00         0.00     804,422.47
B-3         7,181.00      7,931.78             0.00         0.00   1,149,097.34

- -------------------------------------------------------------------------------
        1,427,862.00  4,730,236.98             0.00         0.00 207,324,643.66
===============================================================================













































Run:        01/26/96     15:34:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    966.479482   9.332166     5.311530    14.643696   0.000000    957.147316
A-2   1000.000000   0.000000     4.746331     4.746331   0.000000   1000.000000
A-3    754.166978  66.415327     4.709902    71.125229   0.000000    687.751651
A-4    981.324489   5.995819     5.883398    11.879217   0.000000    975.328670
A-5    389.926808 164.820047     2.435160   167.255207   0.000000    225.106761
A-6   1000.000000   0.000000     7.059875     7.059875   0.000000   1000.000000
A-7   1000.000000   0.000000     7.059882     7.059882   0.000000   1000.000000
A-8      0.000017   0.000017     0.000000     0.000017   0.000000      0.000000
A-9    994.956952   1.387685     0.000000     1.387685   0.000000    993.569268
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.839681   0.650879     6.225434     6.876313   0.000000    996.188802
M-2    996.839675   0.650879     6.225434     6.876313   0.000000    996.188796
M-3    996.839675   0.650879     6.225434     6.876313   0.000000    996.188796
B-1    996.839673   0.650878     6.225433     6.876311   0.000000    996.188795
B-2    996.839690   0.650873     6.225437     6.876310   0.000000    996.188817
B-3    996.839687   0.650875     6.225436     6.876311   0.000000    996.188813

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4174 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,438.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,940.16

SUBSERVICER ADVANCES THIS MONTH                                       20,653.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,144,064.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        502,231.99

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     207,324,643.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          676

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,164,830.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.17110680 %     5.46315500 %    1.36573830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.06679480 %     5.54282178 %    1.38660010 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6397 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,249.00
      FRAUD AMOUNT AVAILABLE                            4,614,206.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,113,349.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.43890755
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              349.80

POOL TRADING FACTOR:                                                89.86363273


 ................................................................................


Run:        01/26/96     15:34:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KP5    11,300,000.00     8,322,394.87     7.650000  %    812,383.64
A-2   760947KQ3   105,000,000.00    96,585,290.31     7.500000  %  2,295,795.51
A-3   760947KR1    47,939,000.00    44,097,164.12     7.250000  %  1,048,172.77
A-4   760947KS9    27,875,000.00    25,641,094.92     7.650000  %    609,479.05
A-5   760947KT7    30,655,000.00    30,655,000.00     7.650000  %          0.00
A-6   760947KU4    20,568,000.00    19,376,477.11     7.650000  %    325,084.64
A-7   760947KV2     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947KW0     2,100,000.00     2,100,000.00     7.650000  %          0.00
A-9   760947KX8    12,900,000.00    12,900,000.00     7.400000  %          0.00
A-10  760947KY6     6,000,000.00     6,000,000.00     7.750000  %          0.00
A-11  760947KZ3     2,581,000.00     2,581,000.00     6.000000  %          0.00
A-12  760947LA7     2,456,000.00     2,456,000.00     7.400000  %          0.00
A-13  760947LB5     3,544,000.00     3,544,000.00     7.400000  %          0.00
A-14  760947LC3     4,741,000.00     4,741,000.00     8.000000  %          0.00
A-15  760947LD1   100,000,000.00   100,000,000.00     7.500000  %          0.00
A-16  760947LE9    32,887,000.00    32,801,597.05     7.500000  %     21,878.96
A-17  760947LF6     1,348,796.17     1,343,684.43     0.000000  %      1,332.40
A-18  760947LG4             0.00             0.00     0.506151  %          0.00
A-19  760947LR0     9,500,000.00     9,500,000.00     7.500000  %          0.00
R-I   760947LH2           100.00             0.00     7.500000  %          0.00
R-II  760947LJ8           100.00             0.00     7.500000  %          0.00
M-1   760947LK5    11,340,300.00    11,310,850.82     7.500000  %      7,544.44
M-2   760947LL3     5,670,200.00     5,655,475.28     7.500000  %      3,772.25
M-3   760947LM1     4,536,100.00     4,524,320.38     7.500000  %      3,017.76
B-1                 2,041,300.00     2,035,999.02     7.500000  %      1,358.03
B-2                 1,587,600.00     1,583,477.23     7.500000  %      1,056.19
B-3                 2,041,838.57     2,036,536.23     7.500000  %      1,358.40

- -------------------------------------------------------------------------------
                  453,612,334.74   434,791,361.77                  5,132,234.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        53,041.59    865,425.23             0.00         0.00   7,510,011.23
A-2       603,502.45  2,899,297.96             0.00         0.00  94,289,494.80
A-3       266,351.69  1,314,524.46             0.00         0.00  43,048,991.35
A-4       163,419.84    772,898.89             0.00         0.00  25,031,615.87
A-5       195,375.25    195,375.25             0.00         0.00  30,655,000.00
A-6       123,493.20    448,577.84             0.00         0.00  19,051,392.47
A-7        31,250.00     31,250.00             0.00         0.00   5,000,000.00
A-8        13,384.05     13,384.05             0.00         0.00   2,100,000.00
A-9        79,529.49     79,529.49             0.00         0.00  12,900,000.00
A-10       38,750.00     38,750.00             0.00         0.00   6,000,000.00
A-11       12,905.00     12,905.00             0.00         0.00   2,581,000.00
A-12       15,145.33     15,145.33             0.00         0.00   2,456,000.00
A-13       21,854.67     21,854.67             0.00         0.00   3,544,000.00
A-14       31,606.67     31,606.67             0.00         0.00   4,741,000.00
A-15      624,838.88    624,838.88             0.00         0.00 100,000,000.00
A-16      204,957.13    226,836.09             0.00         0.00  32,779,718.09
A-17            0.00      1,332.40             0.00         0.00   1,342,352.03
A-18      183,344.54    183,344.54             0.00         0.00           0.00
A-19       59,359.69     59,359.69             0.00         0.00   9,500,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        70,674.60     78,219.04             0.00         0.00  11,303,306.38
M-2        35,337.61     39,109.86             0.00         0.00   5,651,703.03
M-3        28,269.71     31,287.47             0.00         0.00   4,521,302.62
B-1        12,721.71     14,079.74             0.00         0.00   2,034,640.99
B-2         9,894.18     10,950.37             0.00         0.00   1,582,421.04
B-3        12,725.07     14,083.47             0.00         0.00   2,035,177.83

- -------------------------------------------------------------------------------
        2,891,732.35  8,023,966.39             0.00         0.00 429,659,127.73
===============================================================================


























Run:        01/26/96     15:34:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    736.495121  71.892358     4.693946    76.586304   0.000000    664.602764
A-2    919.859908  21.864719     5.747642    27.612361   0.000000    897.995189
A-3    919.859908  21.864719     5.556054    27.420773   0.000000    897.995189
A-4    919.859907  21.864719     5.862595    27.727314   0.000000    897.995188
A-5   1000.000000   0.000000     6.373357     6.373357   0.000000   1000.000000
A-6    942.069093  15.805360     6.004142    21.809502   0.000000    926.263734
A-7   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-8   1000.000000   0.000000     6.373357     6.373357   0.000000   1000.000000
A-9   1000.000000   0.000000     6.165077     6.165077   0.000000   1000.000000
A-10  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-11  1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-12  1000.000000   0.000000     6.166665     6.166665   0.000000   1000.000000
A-13  1000.000000   0.000000     6.166668     6.166668   0.000000   1000.000000
A-14  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-15  1000.000000   0.000000     6.248389     6.248389   0.000000   1000.000000
A-16   997.403140   0.665277     6.232163     6.897440   0.000000    996.737863
A-17   996.210146   0.987844     0.000000     0.987844   0.000000    995.222303
A-19  1000.000000   0.000000     6.248388     6.248388   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.403139   0.665277     6.232163     6.897440   0.000000    996.737862
M-2    997.403139   0.665276     6.232163     6.897439   0.000000    996.737863
M-3    997.403139   0.665276     6.232162     6.897438   0.000000    996.737863
B-1    997.403135   0.665277     6.232161     6.897438   0.000000    996.737858
B-2    997.403143   0.665275     6.232162     6.897437   0.000000    996.737869
B-3    997.403154   0.665278     6.232163     6.897441   0.000000    996.737871

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4175 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       91,545.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,864.89

SUBSERVICER ADVANCES THIS MONTH                                       20,001.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,383,369.76

 (B)  TWO MONTHLY PAYMENTS:                                    2     302,387.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     429,659,127.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,500

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,842,054.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.73703900 %     4.95807200 %    1.30488930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.66624110 %     4.99845357 %    1.31964010 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5014 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,000.00
      FRAUD AMOUNT AVAILABLE                            9,072,247.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,536,123.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.28985938
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              351.63

POOL TRADING FACTOR:                                                94.71945422


 ................................................................................


Run:        01/26/96     15:34:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4176 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KG5    35,048,000.00    32,116,084.53     7.250000  %  1,725,980.34
A-2   760947KH3    23,594,900.00    23,594,900.00     7.250000  %          0.00
A-3   760947KJ9    56,568,460.00    53,740,258.40     7.250000  %  1,664,925.33
A-4   760947KE0       434,639.46       421,080.81     0.000000  %      2,355.16
A-5   760947KF7             0.00             0.00     0.595469  %          0.00
R     760947KK6           100.00             0.00     7.250000  %          0.00
M-1   760947KL4     1,803,000.00     1,781,646.84     7.250000  %      5,357.73
M-2   760947KM2       901,000.00       890,329.35     7.250000  %      2,677.38
M-3   760947KN0       721,000.00       712,461.10     7.250000  %      2,142.50
B-1                   360,000.00       355,736.47     7.250000  %      1,069.76
B-2                   361,000.00       356,724.63     7.250000  %      1,072.74
B-3                   360,674.91       356,403.38     7.250000  %      1,071.77

- -------------------------------------------------------------------------------
                  120,152,774.37   114,325,625.51                  3,406,652.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       193,897.44  1,919,877.78             0.00         0.00  30,390,104.19
A-2       142,451.70    142,451.70             0.00         0.00  23,594,900.00
A-3       324,451.09  1,989,376.42             0.00         0.00  52,075,333.07
A-4             0.00      2,355.16             0.00         0.00     418,725.65
A-5        56,690.99     56,690.99             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,756.51     16,114.24             0.00         0.00   1,776,289.11
M-2         5,375.27      8,052.65             0.00         0.00     887,651.97
M-3         4,301.41      6,443.91             0.00         0.00     710,318.60
B-1         2,147.72      3,217.48             0.00         0.00     354,666.71
B-2         2,153.69      3,226.43             0.00         0.00     355,651.89
B-3         2,151.75      3,223.52             0.00         0.00     355,331.61

- -------------------------------------------------------------------------------
          744,377.57  4,151,030.28             0.00         0.00 110,918,972.80
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    916.345712  49.246186     5.532340    54.778526   0.000000    867.099526
A-2   1000.000000   0.000000     6.037394     6.037394   0.000000   1000.000000
A-3    950.003914  29.432043     5.735548    35.167591   0.000000    920.571871
A-4    968.804834   5.418652     0.000000     5.418652   0.000000    963.386182
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.156872   2.971564     5.965896     8.937460   0.000000    985.185308
M-2    988.156881   2.971565     5.965893     8.937458   0.000000    985.185316
M-3    988.156865   2.971567     5.965895     8.937462   0.000000    985.185298
B-1    988.156861   2.971556     5.965889     8.937445   0.000000    985.185306
B-2    988.156870   2.971579     5.965900     8.937479   0.000000    985.185291
B-3    988.156842   2.971540     5.965899     8.937439   0.000000    985.185274

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4176 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,165.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,891.71

SUBSERVICER ADVANCES THIS MONTH                                        3,790.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     393,038.76

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     110,918,972.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          406

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,062,723.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.09032130 %     2.97129300 %    0.93838620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.98199100 %     3.04209424 %    0.96438720 %
CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5843 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,201,528.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     716,776.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11145580
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              171.38

POOL TRADING FACTOR:                                                92.31494935


 ................................................................................


Run:        01/26/96     15:34:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947KD2    97,561,000.00    83,648,561.44     6.395000  %  3,861,602.78
R                           0.00             0.00     0.000000  %          0.00
B-1                 1,156,700.00     1,132,270.09     7.375000  %        877.57
B-2                 1,257,300.00     1,230,745.38     7.375000  %        953.89
B-3                   604,098.39       591,339.63     7.375000  %        458.32

- -------------------------------------------------------------------------------
                  100,579,098.39    86,602,916.54                  3,863,892.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         455,285.92  4,316,888.70             0.00         0.00  79,786,958.66
R         102,372.96    102,372.96             0.00         0.00           0.00
B-1         7,107.18      7,984.75             0.00         0.00   1,131,392.52
B-2         7,725.30      8,679.19             0.00         0.00   1,229,791.49
B-3         3,711.80      4,170.12             0.00         0.00     590,881.32

- -------------------------------------------------------------------------------
          576,203.16  4,440,095.72             0.00         0.00  82,739,023.99
===============================================================================












Run:        01/26/96     15:34:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      857.397540  39.581419     4.666680    44.248099   0.000000    817.816122
B-1    978.879649   0.758684     6.144359     6.903043   0.000000    978.120965
B-2    978.879647   0.758681     6.144357     6.903038   0.000000    978.120966
B-3    978.879666   0.758684     6.144363     6.903047   0.000000    978.120998

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4177 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,436.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       12,186.72
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,547,170.07

 (B)  TWO MONTHLY PAYMENTS:                                    1      57,634.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      70,784.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      82,739,023.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          440

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,796,771.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          96.58861940 %     3.41138060 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             96.43207620 %     3.56792380 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,017,373.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,135,141.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61170921
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.67

POOL TRADING FACTOR:                                                82.26264235


 ................................................................................


Run:        01/26/96     15:34:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947LV1    68,252,000.00    62,709,412.20     7.500000  %  1,449,488.83
A-2   760947LW9    56,875,000.00    56,875,000.00     7.500000  %          0.00
A-3   760947LX7    23,500,000.00    23,500,000.00     7.500000  %          0.00
A-4   760947LY5    19,651,199.00    15,994,674.22     7.500000  %    956,248.61
A-5   760947LZ2    75,000,000.00    75,000,000.00     7.500000  %          0.00
A-6   760947MA6    97,212,000.00    97,212,000.00     7.500000  %          0.00
A-7   760947MB4    12,427,000.00    12,427,000.00     7.500000  %          0.00
A-8   760947MC2    53,182,701.00    53,182,701.00     7.500000  %          0.00
A-9   760947MD0    41,080,426.00    41,080,426.00     7.500000  %          0.00
A-10  760947ME8     3,101,574.00     3,101,574.00     7.500000  %          0.00
A-11  760947MF5     1,175,484.46     1,172,680.13     0.000000  %        984.19
R     760947MG3           100.00             0.00     7.500000  %          0.00
M-1   760947MH1    10,777,500.00    10,751,621.64     7.500000  %      7,220.69
M-2   760947MJ7     5,987,500.00     5,973,123.13     7.500000  %      4,011.49
M-3   760947MK4     4,790,000.00     4,778,498.51     7.500000  %      3,209.20
B-1                 2,395,000.00     2,389,249.25     7.500000  %      1,604.60
B-2                 1,437,000.00     1,433,549.55     7.500000  %        962.76
B-3                 2,155,426.27     2,150,250.79     7.500000  %      1,444.05

- -------------------------------------------------------------------------------
                  478,999,910.73   469,731,760.42                  2,425,174.42
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       391,861.37  1,841,350.20             0.00         0.00  61,259,923.37
A-2       355,403.03    355,403.03             0.00         0.00  56,875,000.00
A-3       146,847.84    146,847.84             0.00         0.00  23,500,000.00
A-4        99,948.23  1,056,196.84             0.00         0.00  15,038,425.61
A-5       468,663.33    468,663.33             0.00         0.00  75,000,000.00
A-6       607,462.67    607,462.67             0.00         0.00  97,212,000.00
A-7        77,654.39     77,654.39             0.00         0.00  12,427,000.00
A-8       332,330.42    332,330.42             0.00         0.00  53,182,701.00
A-9       256,705.19    256,705.19             0.00         0.00  41,080,426.00
A-10       19,381.26     19,381.26             0.00         0.00   3,101,574.00
A-11            0.00        984.19             0.00         0.00   1,171,695.94
R               0.00          0.00             0.00         0.00           0.00
M-1        67,185.22     74,405.91             0.00         0.00  10,744,400.95
M-2        37,325.12     41,336.61             0.00         0.00   5,969,111.64
M-3        29,860.10     33,069.30             0.00         0.00   4,775,289.31
B-1        14,930.05     16,534.65             0.00         0.00   2,387,644.65
B-2         8,958.02      9,920.78             0.00         0.00   1,432,586.79
B-3        13,436.59     14,880.64             0.00         0.00   2,148,806.71

- -------------------------------------------------------------------------------
        2,927,952.83  5,353,127.25             0.00         0.00 467,306,585.97
===============================================================================













































Run:        01/26/96     15:34:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    918.792302  21.237309     5.741390    26.978699   0.000000    897.554993
A-2   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-3   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-4    813.928668  48.661082     5.086114    53.747196   0.000000    765.267586
A-5   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-7   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-9   1000.000000   0.000000     6.248844     6.248844   0.000000   1000.000000
A-10  1000.000000   0.000000     6.248847     6.248847   0.000000   1000.000000
A-11   997.614320   0.837263     0.000000     0.837263   0.000000    996.777057
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.598853   0.669978     6.233841     6.903819   0.000000    996.928875
M-2    997.598853   0.669977     6.233841     6.903818   0.000000    996.928875
M-3    997.598854   0.669979     6.233841     6.903820   0.000000    996.928875
B-1    997.598852   0.669979     6.233841     6.903820   0.000000    996.928873
B-2    997.598852   0.669979     6.233834     6.903813   0.000000    996.928873
B-3    997.598860   0.669960     6.233843     6.903803   0.000000    996.928886

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4178 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       96,332.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,917.40

SPREAD                                                               178,856.33

SUBSERVICER ADVANCES THIS MONTH                                       61,010.09
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    22   7,379,954.68

 (B)  TWO MONTHLY PAYMENTS:                                    3     738,480.86

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     142,339.63


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     467,306,585.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,588

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,109,596.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.13600250 %     1.27477000 %    4.58922770 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.10946470 %     1.27732806 %    4.60999650 %

      BANKRUPTCY AMOUNT AVAILABLE                         172,895.00
      FRAUD AMOUNT AVAILABLE                            9,579,998.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,789,999.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23641444
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.15

POOL TRADING FACTOR:                                                97.55880440


 ................................................................................


Run:        01/26/96     15:34:37                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4183 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ML2   101,500,000.00    96,068,336.59     7.000000  %  2,559,720.49
A-2   760947MM0    34,000,000.00    34,000,000.00     7.000000  %          0.00
A-3   760947MN8    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-4   760947MP3    25,515,000.00    25,515,000.00     7.000000  %          0.00
A-5   760947MQ1     1,221,111.75     1,205,488.93     0.000000  %      4,534.00
R     760947MU2           100.00             0.00     7.000000  %          0.00
M-1   760947MR9     2,277,000.00     2,262,964.06     7.000000  %      7,137.38
M-2   760947MS7       911,000.00       905,384.39     7.000000  %      2,855.58
M-3   760947MT5     1,367,000.00     1,358,573.50     7.000000  %      4,284.93
B-1                   455,000.00       452,195.28     7.000000  %      1,426.22
B-2                   455,000.00       452,195.28     7.000000  %      1,426.22
B-3                   455,670.95       452,862.10     7.000000  %      1,428.33
SPRE                        0.00             0.00     0.551267  %          0.00

- -------------------------------------------------------------------------------
                  182,156,882.70   176,673,000.13                  2,582,813.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       559,820.25  3,119,540.74             0.00         0.00  93,508,616.10
A-2       198,128.63    198,128.63             0.00         0.00  34,000,000.00
A-3        81,582.38     81,582.38             0.00         0.00  14,000,000.00
A-4       148,683.89    148,683.89             0.00         0.00  25,515,000.00
A-5             0.00      4,534.00             0.00         0.00   1,200,954.93
R               0.00          0.00             0.00         0.00           0.00
M-1        13,187.00     20,324.38             0.00         0.00   2,255,826.68
M-2         5,275.96      8,131.54             0.00         0.00     902,528.81
M-3         7,916.83     12,201.76             0.00         0.00   1,354,288.57
B-1         2,635.09      4,061.31             0.00         0.00     450,769.06
B-2         2,635.09      4,061.31             0.00         0.00     450,769.06
B-3         2,638.97      4,067.30             0.00         0.00     451,433.77
SPRED      81,077.86     81,077.86             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,103,581.95  3,686,395.10             0.00         0.00 174,090,186.98
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    946.486075  25.218921     5.515470    30.734391   0.000000    921.267154
A-2   1000.000000   0.000000     5.827313     5.827313   0.000000   1000.000000
A-3   1000.000000   0.000000     5.827313     5.827313   0.000000   1000.000000
A-4   1000.000000   0.000000     5.827313     5.827313   0.000000   1000.000000
A-5    987.206069   3.713010     0.000000     3.713010   0.000000    983.493059
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.835775   3.134554     5.791392     8.925946   0.000000    990.701221
M-2    993.835774   3.134555     5.791394     8.925949   0.000000    990.701218
M-3    993.835772   3.134550     5.791390     8.925940   0.000000    990.701222
B-1    993.835780   3.134549     5.791407     8.925956   0.000000    990.701231
B-2    993.835780   3.134549     5.791407     8.925956   0.000000    990.701231
B-3    993.835793   3.134543     5.791394     8.925937   0.000000    990.701229

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4183 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,266.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       639.15

SUBSERVICER ADVANCES THIS MONTH                                       45,048.25
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   4,459,521.55

 (B)  TWO MONTHLY PAYMENTS:                                    1      98,688.13

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     174,090,186.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          624

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,024,933.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.64657320 %     2.57992000 %    0.77350650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.60729830 %     2.59213006 %    0.78256570 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,821,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     910,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.78495725
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              171.95

POOL TRADING FACTOR:                                                95.57156688


 ................................................................................


Run:        01/26/96     15:34:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947MV0    15,150,000.00    14,623,058.23     7.500000  %    346,172.70
A-2   760947MW8   152,100,000.00   147,315,634.69     7.500000  %  3,143,073.39
A-3   760947MX6     9,582,241.00     9,582,241.00     7.500000  %          0.00
A-4   760947MY4    34,448,155.00    34,448,155.00     7.500000  %          0.00
A-5   760947MZ1    49,922,745.00    49,922,745.00     7.500000  %          0.00
A-6   760947NA5    44,355,201.00    44,355,201.00     7.500000  %          0.00
A-7   760947NB3    42,424,530.00    42,370,034.35     7.500000  %     27,445.89
A-8   760947NC1    22,189,665.00    21,632,263.36     8.500000  %    366,183.22
A-9   760947ND9    24,993,667.00    24,368,690.96     7.000000  %    410,575.99
A-10  760947NE7     9,694,332.00     9,449,418.40     7.250000  %    160,895.20
A-11  760947NF4    19,384,664.00    18,894,836.77     7.125000  %    321,790.42
A-12  760947NG2       917,418.09       915,852.24     0.000000  %        829.37
R     760947NH0           100.00             0.00     7.500000  %          0.00
M-1   760947NK3    10,149,774.00    10,136,736.29     7.500000  %      6,566.24
M-2   760947NL1     5,638,762.00     5,631,518.83     7.500000  %      3,647.91
M-3   760947NM9     4,511,009.00     4,505,214.47     7.500000  %      2,918.33
B-1   760947NN7     2,255,508.00     2,252,610.73     7.500000  %      1,459.17
B-2   760947NP2     1,353,299.00     1,351,560.64     7.500000  %        875.50
B-3   760947NQ0     2,029,958.72     2,027,351.24     7.500000  %      1,313.26
SPRE                        0.00             0.00     0.547396  %          0.00

- -------------------------------------------------------------------------------
                  451,101,028.81   443,783,123.20                  4,793,746.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        91,384.69    437,557.39             0.00         0.00  14,276,885.53
A-2       920,627.83  4,063,701.22             0.00         0.00 144,172,561.30
A-3        59,882.84     59,882.84             0.00         0.00   9,582,241.00
A-4       215,278.78    215,278.78             0.00         0.00  34,448,155.00
A-5       311,985.01    311,985.01             0.00         0.00  49,922,745.00
A-6       277,191.44    277,191.44             0.00         0.00  44,355,201.00
A-7       264,785.42    292,231.31             0.00         0.00  42,342,588.46
A-8       153,212.74    519,395.96             0.00         0.00  21,266,080.14
A-9       142,136.05    552,712.04             0.00         0.00  23,958,114.97
A-10       57,084.36    217,979.56             0.00         0.00   9,288,523.20
A-11      112,176.53    433,966.95             0.00         0.00  18,573,046.35
A-12            0.00        829.37             0.00         0.00     915,022.87
R               0.00          0.00             0.00         0.00           0.00
M-1        63,348.07     69,914.31             0.00         0.00  10,130,170.05
M-2        35,193.36     38,841.27             0.00         0.00   5,627,870.92
M-3        28,154.69     31,073.02             0.00         0.00   4,502,296.14
B-1        14,077.37     15,536.54             0.00         0.00   2,251,151.56
B-2         8,446.38      9,321.88             0.00         0.00   1,350,685.14
B-3        12,669.64     13,982.90             0.00         0.00   2,026,037.98
SPRED     202,416.53    202,416.53             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,970,051.73  7,763,798.32             0.00         0.00 438,989,376.61
===============================================================================









































Run:        01/26/96     15:34:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    965.218365  22.849683     6.031993    28.881676   0.000000    942.368682
A-2    968.544607  20.664519     6.052780    26.717299   0.000000    947.880087
A-3   1000.000000   0.000000     6.249356     6.249356   0.000000   1000.000000
A-4   1000.000000   0.000000     6.249356     6.249356   0.000000   1000.000000
A-5   1000.000000   0.000000     6.249356     6.249356   0.000000   1000.000000
A-6   1000.000000   0.000000     6.249356     6.249356   0.000000   1000.000000
A-7    998.715468   0.646934     6.241328     6.888262   0.000000    998.068534
A-8    974.880124  16.502422     6.904689    23.407111   0.000000    958.377702
A-9    974.994624  16.427201     5.686883    22.114084   0.000000    958.567423
A-10   974.736413  16.596832     5.888426    22.485258   0.000000    958.139581
A-11   974.731198  16.600258     5.786870    22.387128   0.000000    958.130941
A-12   998.293199   0.904026     0.000000     0.904026   0.000000    997.389173
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.715468   0.646935     6.241328     6.888263   0.000000    998.068533
M-2    998.715468   0.646935     6.241327     6.888262   0.000000    998.068534
M-3    998.715469   0.646935     6.241329     6.888264   0.000000    998.068534
B-1    998.715469   0.646936     6.241330     6.888266   0.000000    998.068533
B-2    998.715465   0.646938     6.241326     6.888264   0.000000    998.068527
B-3    998.715501   0.646934     6.241329     6.888263   0.000000    998.068562

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       88,927.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,862.49

SUBSERVICER ADVANCES THIS MONTH                                       92,337.47
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    30  10,175,079.00

 (B)  TWO MONTHLY PAYMENTS:                                    5   2,294,325.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     438,989,376.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,556

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,506,139.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.15061940 %     4.57777600 %    1.27160510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.09045260 %     4.61522264 %    1.28468480 %

      BANKRUPTCY AMOUNT AVAILABLE                         159,752.00
      FRAUD AMOUNT AVAILABLE                            9,022,021.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.31855482
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.82

POOL TRADING FACTOR:                                                97.31509098


 ................................................................................


Run:        01/26/96     15:34:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PC9   161,500,000.00   158,690,636.65     7.500000  %  4,127,809.99
A-2   760947PD7     7,348,151.00     7,348,151.00     7.500000  %          0.00
A-3   760947PE5    24,828,814.00    24,483,905.87     8.500000  %    506,775.04
A-4   760947PF2    15,917,318.00    15,917,318.00     7.500000  %          0.00
A-5   760947PG0    43,800,000.00    43,800,000.00     7.500000  %          0.00
A-6   760947PH8    52,000,000.00    52,000,000.00     7.500000  %          0.00
A-7   760947PJ4    24,828,814.00    24,483,905.87     7.000000  %    506,775.04
A-8   760947PK1    42,208,985.00    42,181,995.48     7.500000  %     27,179.53
A-9   760947PL9    49,657,668.00    48,967,850.70     7.250000  %  1,013,551.62
A-10  760947PM7       479,655.47       479,257.57     0.000000  %        389.85
R     760947PN5           100.00             0.00     7.500000  %          0.00
M-1   760947PP0    10,087,900.00    10,081,449.53     7.500000  %      6,495.88
M-2   760947PQ8     5,604,400.00     5,600,816.40     7.500000  %      3,608.83
M-3   760947PR6     4,483,500.00     4,480,633.13     7.500000  %      2,887.05
B-1                 2,241,700.00     2,240,266.60     7.500000  %      1,443.49
B-2                 1,345,000.00     1,344,139.97     7.500000  %        866.08
B-3                 2,017,603.30     2,016,313.21     7.500000  %      1,299.19
SPRE                        0.00             0.00     0.494007  %          0.00

- -------------------------------------------------------------------------------
                  448,349,608.77   444,116,639.98                  6,199,081.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       991,599.33  5,119,409.32             0.00         0.00 154,562,826.66
A-2        45,915.88     45,915.88             0.00         0.00   7,348,151.00
A-3       173,389.70    680,164.74             0.00         0.00  23,977,130.83
A-4        99,461.46     99,461.46             0.00         0.00  15,917,318.00
A-5       273,690.07    273,690.07             0.00         0.00  43,800,000.00
A-6       324,928.84    324,928.84             0.00         0.00  52,000,000.00
A-7       142,791.51    649,566.55             0.00         0.00  23,977,130.83
A-8       263,579.75    290,759.28             0.00         0.00  42,154,815.95
A-9       295,782.66  1,309,334.28             0.00         0.00  47,954,299.08
A-10            0.00        389.85             0.00         0.00     478,867.72
R               0.00          0.00             0.00         0.00           0.00
M-1        62,995.26     69,491.14             0.00         0.00  10,074,953.65
M-2        34,997.44     38,606.27             0.00         0.00   5,597,207.57
M-3        27,997.83     30,884.88             0.00         0.00   4,477,746.08
B-1        13,998.60     15,442.09             0.00         0.00   2,238,823.11
B-2         8,399.03      9,265.11             0.00         0.00   1,343,273.89
B-3        12,599.20     13,898.39             0.00         0.00   2,015,014.02
SPRED     182,790.58    182,790.58             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,954,917.14  9,153,998.73             0.00         0.00 437,917,558.39
===============================================================================













































Run:        01/26/96     15:34:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    982.604561  25.559195     6.139934    31.699129   0.000000    957.045366
A-2   1000.000000   0.000000     6.248630     6.248630   0.000000   1000.000000
A-3    986.108554  20.410763     6.983406    27.394169   0.000000    965.697791
A-4   1000.000000   0.000000     6.248632     6.248632   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248632     6.248632   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248632     6.248632   0.000000   1000.000000
A-7    986.108554  20.410763     5.751040    26.161803   0.000000    965.697791
A-8    999.360574   0.643928     6.244636     6.888564   0.000000    998.716647
A-9    986.108544  20.410778     5.956435    26.367213   0.000000    965.697767
A-10   999.170446   0.812771     0.000000     0.812771   0.000000    998.357675
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    999.360574   0.643928     6.244636     6.888564   0.000000    998.716646
M-2    999.360574   0.643928     6.244636     6.888564   0.000000    998.716646
M-3    999.360573   0.643928     6.244637     6.888565   0.000000    998.716646
B-1    999.360575   0.643926     6.244636     6.888562   0.000000    998.716648
B-2    999.360572   0.643926     6.244632     6.888558   0.000000    998.716647
B-3    999.360583   0.643927     6.244637     6.888564   0.000000    998.716656

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4185 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       91,774.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,303.06

SUBSERVICER ADVANCES THIS MONTH                                       69,962.35
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    24   8,726,624.60

 (B)  TWO MONTHLY PAYMENTS:                                    2     678,052.36

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     437,917,558.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,584

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,912,865.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.19264020 %     4.54490500 %    1.26245440 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.11414240 %     4.60130153 %    1.27951900 %

      BANKRUPTCY AMOUNT AVAILABLE                         158,983.00
      FRAUD AMOUNT AVAILABLE                            8,966,992.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,483,496.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.28299024
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              355.58

POOL TRADING FACTOR:                                                97.67323308


 ................................................................................


Run:        01/26/96     15:34:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4186 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947NR8    26,815,000.00    25,928,039.54     7.000000  %    592,211.73
A-2   760947NS6    45,874,000.00    45,874,000.00     7.000000  %          0.00
A-3   760947NT4    14,000,000.00    13,874,472.69     7.000000  %     83,812.92
A-4   760947NU1    10,808,000.00    10,808,000.00     7.000000  %          0.00
A-5   760947NV9    23,801,500.00    23,801,500.00     7.000000  %          0.00
A-6   760947NW7    13,965,000.00    13,965,000.00     7.000000  %          0.00
A-7   760947PB1       416,148.36       414,738.74     0.000000  %      1,419.81
R     760947NX5           100.00             0.00     7.000000  %          0.00
M-1   760947NY3     2,110,000.00     2,103,570.70     7.000000  %      6,617.13
M-2   760947NZ0     1,054,500.00     1,051,286.88     7.000000  %      3,307.00
M-3   760947PA3       773,500.00       771,143.10     7.000000  %      2,425.76
B-1                   351,000.00       349,930.48     7.000000  %      1,100.76
B-2                   281,200.00       280,343.17     7.000000  %        881.87
B-3                   350,917.39       349,848.12     7.000000  %      1,100.43
SPRE                        0.00             0.00     0.530041  %          0.00

- -------------------------------------------------------------------------------
                  140,600,865.75   139,571,873.42                    692,877.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       150,957.08    743,168.81             0.00         0.00  25,335,827.81
A-2       267,085.56    267,085.56             0.00         0.00  45,874,000.00
A-3        80,779.33    164,592.25             0.00         0.00  13,790,659.77
A-4        62,925.86     62,925.86             0.00         0.00  10,808,000.00
A-5       138,576.03    138,576.03             0.00         0.00  23,801,500.00
A-6        81,306.40     81,306.40             0.00         0.00  13,965,000.00
A-7             0.00      1,419.81             0.00         0.00     413,318.93
R               0.00          0.00             0.00         0.00           0.00
M-1        12,247.32     18,864.45             0.00         0.00   2,096,953.57
M-2         6,120.76      9,427.76             0.00         0.00   1,047,979.88
M-3         4,489.71      6,915.47             0.00         0.00     768,717.34
B-1         2,037.35      3,138.11             0.00         0.00     348,829.72
B-2         1,632.21      2,514.08             0.00         0.00     279,461.30
B-3         2,036.87      3,137.30             0.00         0.00     348,747.62
SPRED      61,530.93     61,530.93             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          871,725.41  1,564,602.82             0.00         0.00 138,878,995.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    966.922974  22.085092     5.629576    27.714668   0.000000    944.837882
A-2   1000.000000   0.000000     5.822155     5.822155   0.000000   1000.000000
A-3    991.033764   5.986637     5.769952    11.756589   0.000000    985.047126
A-4   1000.000000   0.000000     5.822156     5.822156   0.000000   1000.000000
A-5   1000.000000   0.000000     5.822155     5.822155   0.000000   1000.000000
A-6   1000.000000   0.000000     5.800000     5.800000   0.000000   1000.000000
A-7    996.612698   3.411788     0.000000     3.411788   0.000000    993.200910
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.952938   3.136081     5.804417     8.940498   0.000000    993.816858
M-2    996.952945   3.136083     5.804419     8.940502   0.000000    993.816861
M-3    996.952941   3.136083     5.804409     8.940492   0.000000    993.816858
B-1    996.952934   3.136068     5.804416     8.940484   0.000000    993.816866
B-2    996.952952   3.136095     5.804445     8.940540   0.000000    993.816856
B-3    996.952930   3.135866     5.804415     8.940281   0.000000    993.816864

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4186 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,495.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,511.80

SUBSERVICER ADVANCES THIS MONTH                                       17,705.37
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,864,219.05

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     138,878,995.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          493

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      253,756.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.47440110 %     2.82127200 %    0.70432740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.46794100 %     2.81802929 %    0.70561790 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     829,634.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.81274403
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              173.46

POOL TRADING FACTOR:                                                98.77534907


 ................................................................................


Run:        01/26/96     15:34:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4188 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947QK0   114,954,300.00   114,954,300.00     7.000000  %  1,872,614.69
R     760947QL8           100.00           100.00     7.000000  %        100.00
M-1   760947QM6     1,786,900.00     1,786,900.00     7.000000  %      5,350.03
M-2   760947QN4       893,400.00       893,400.00     7.000000  %      2,674.86
M-3   760947QP9       595,600.00       595,600.00     7.000000  %      1,783.24
B-1                   297,800.00       297,800.00     7.000000  %        891.62
B-2                   238,200.00       238,200.00     7.000000  %        713.18
B-3                   357,408.38       357,408.38     7.000000  %      1,070.09
SPRE                        0.00             0.00     0.568400  %          0.00

- -------------------------------------------------------------------------------
                  119,123,708.38   119,123,708.38                  1,885,197.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         669,621.21  2,542,235.90             0.00         0.00 113,081,685.31
R               0.58        100.58             0.00         0.00           0.00
M-1        10,408.88     15,758.91             0.00         0.00   1,781,549.97
M-2         5,204.15      7,879.01             0.00         0.00     890,725.14
M-3         3,469.43      5,252.67             0.00         0.00     593,816.76
B-1         1,734.72      2,626.34             0.00         0.00     296,908.38
B-2         1,387.54      2,100.72             0.00         0.00     237,486.82
B-3         2,081.94      3,152.03             0.00         0.00     356,338.29
SPRED      56,345.37     56,345.37             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          750,253.82  2,635,451.53             0.00         0.00 117,238,510.67
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A     1000.000000  16.290080     5.825108    22.115188   0.000000    983.709921
R     1000.000000 1000.00000     5.800000  1005.800000   0.000000      0.000000
M-1   1000.000000   2.994029     5.825105     8.819134   0.000000    997.005971
M-2   1000.000000   2.994023     5.825106     8.819129   0.000000    997.005977
M-3   1000.000000   2.994023     5.825101     8.819124   0.000000    997.005977
B-1   1000.000000   2.994023     5.825118     8.819141   0.000000    997.005977
B-2   1000.000000   2.994039     5.825105     8.819144   0.000000    997.005961
B-3   1000.000000   2.994026     5.825101     8.819127   0.000000    997.005974

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S19 (POOL # 4188)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4188 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,558.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,985.13

SUBSERVICER ADVANCES THIS MONTH                                       10,751.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     952,097.36

 (B)  TWO MONTHLY PAYMENTS:                                    1     225,000.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     117,238,510.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          442

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,528,538.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.50001800 %     2.74999800 %    0.74998370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.45438570 %     2.78585241 %    0.75976190 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,191,237.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     609,536.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.87702992
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              175.49

POOL TRADING FACTOR:                                                98.41744541

 ................................................................................


Run:        01/26/96     15:34:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947QQ7    37,500,000.00    37,500,000.00     6.200000  %    261,952.14
A-2   760947QR5    35,848,000.00    35,848,000.00     6.500000  %          0.00
A-3   760947QS3     8,450,000.00     8,450,000.00     6.200000  %          0.00
A-4   760947QT1    67,350,000.00    67,350,000.00     7.050000  %  2,080,877.65
A-5   760947QU8   104,043,000.00   104,043,000.00     0.000000  %  1,242,717.31
A-6   760947QV6    26,848,000.00    26,848,000.00     7.500000  %     17,236.71
A-7   760947QW4       366,090.95       366,090.95     0.000000  %        274.81
R-I   760947QX2           100.00           100.00     7.500000  %        100.00
R-II  760947QY0           100.00           100.00     7.500000  %        100.00
M-1   760947QZ7     6,711,800.00     6,711,800.00     7.500000  %      4,309.05
M-2   760947RA1     4,474,600.00     4,474,600.00     7.500000  %      2,872.74
M-3   760947RB9     2,983,000.00     2,983,000.00     7.500000  %      1,915.12
B-1                 1,789,800.00     1,789,800.00     7.500000  %      1,149.07
B-2                   745,700.00       745,700.00     7.500000  %        478.75
B-3                 1,193,929.65     1,193,929.65     7.500000  %        766.52
SPRE                        0.00             0.00     0.460691  %          0.00

- -------------------------------------------------------------------------------
                  298,304,120.60   298,304,120.60                  3,614,749.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       193,715.59    455,667.73             0.00         0.00  37,238,047.86
A-2       194,142.19    194,142.19             0.00         0.00  35,848,000.00
A-3        43,650.58     43,650.58             0.00         0.00   8,450,000.00
A-4       395,610.98  2,476,488.63             0.00         0.00  65,269,122.35
A-5       356,232.82  1,598,950.13       398,810.56         0.00 103,199,093.25
A-6       167,770.20    185,006.91             0.00         0.00  26,830,763.29
A-7             0.00        274.81             0.00         0.00     365,816.14
R-I             0.63        100.63             0.00         0.00           0.00
R-II            0.63        100.63             0.00         0.00           0.00
M-1        41,941.30     46,250.35             0.00         0.00   6,707,490.95
M-2        27,961.28     30,834.02             0.00         0.00   4,471,727.26
M-3        18,640.44     20,555.56             0.00         0.00   2,981,084.88
B-1        11,184.26     12,333.33             0.00         0.00   1,788,650.93
B-2         4,659.80      5,138.55             0.00         0.00     745,221.25
B-3         7,460.73      8,227.25             0.00         0.00   1,193,163.13
SPRED     114,501.34    114,501.34             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,577,472.77  5,192,222.64       398,810.56         0.00 295,088,181.29
===============================================================================

















































Run:        01/26/96     15:34:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   6.985390     5.165749    12.151139   0.000000    993.014610
A-2   1000.000000   0.000000     5.415705     5.415705   0.000000   1000.000000
A-3   1000.000000   0.000000     5.165749     5.165749   0.000000   1000.000000
A-4   1000.000000  30.896476     5.873957    36.770433   0.000000    969.103524
A-5   1000.000000  11.944266     3.423900    15.368166   3.833132    991.888866
A-6   1000.000000   0.642011     6.248890     6.890901   0.000000    999.357989
A-7   1000.000000   0.750660     0.000000     0.750660   0.000000    999.249340
R-I   1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
R-II  1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   0.642011     6.248890     6.890901   0.000000    999.357989
M-2   1000.000000   0.642010     6.248889     6.890899   0.000000    999.357990
M-3   1000.000000   0.642011     6.248890     6.890901   0.000000    999.357989
B-1   1000.000000   0.642010     6.248888     6.890898   0.000000    999.357990
B-2   1000.000000   0.642014     6.248894     6.890908   0.000000    999.357986
B-3   1000.000000   0.642014     6.248886     6.890900   0.000000    999.357986

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/26/96     15:34:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S21 (POOL # 4189)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4189 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       62,564.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,122.66

SUBSERVICER ADVANCES THIS MONTH                                       25,115.41
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,312,837.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     295,088,181.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,087

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,024,387.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.99243200 %     4.75582100 %    1.25174680 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.93078350 %     4.79866833 %    1.26459200 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,142.00
      FRAUD AMOUNT AVAILABLE                            5,966,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,300,925.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24631477
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              357.09

POOL TRADING FACTOR:                                                98.92192595

 ................................................................................


Run:        01/29/96     11:22:51                                    REPT1B.FRG
Page:         1 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PS4    17,500,000.00    17,500,000.00     7.500000  %    331,634.46
A-2   760947PT2    73,285,445.00    73,285,445.00     7.500000  %  1,021,438.17
A-3   760947PU9     7,765,738.00     7,765,738.00     7.500000  %          0.00
A-4   760947PV7    33,673,000.00    33,673,000.00     7.500000  %          0.00
A-5   760947PW5    30,185,181.00    30,185,181.00     7.500000  %     22,162.61
A-6   760947PX3    19,608,650.00    19,608,650.00     7.500000  %    315,124.71
A-7   760947PY1     2,775,000.00     2,775,000.00     7.500000  %          0.00
A-8   760947PZ8     1,030,000.00     1,030,000.00     7.500000  %          0.00
A-9   760947QA2     1,986,000.00     1,986,000.00     7.500000  %          0.00
A-10  760947QB0   114,042,695.00   114,042,695.00     7.500000  %  1,591,909.57
A-11  760947QC8     3,268,319.71     3,268,319.71     0.000000  %     15,487.05
R     760947QD6           100.00           100.00     7.500000  %        100.00
M-1   760947QE4     7,342,463.00     7,342,463.00     7.500000  %      5,390.99
M-2   760947QF1     5,710,804.00     5,710,804.00     7.500000  %      4,193.00
M-3   760947QG9     3,263,317.00     3,263,317.00     7.500000  %      2,396.00
B-1   760947QH7     1,794,824.00     1,794,824.00     7.500000  %      1,317.80
B-2   760947QJ3     1,142,161.00     1,142,161.00     7.500000  %        838.60
B-3                 1,957,990.76     1,957,990.76     7.500000  %      1,437.58

- -------------------------------------------------------------------------------
                  326,331,688.47   326,331,688.47                  3,313,430.54
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       109,352.32    440,986.78             0.00         0.00  17,168,365.54
A-2       457,939.03  1,479,377.20             0.00         0.00  72,264,006.83
A-3        48,525.79     48,525.79             0.00         0.00   7,765,738.00
A-4       210,412.60    210,412.60             0.00         0.00  33,673,000.00
A-5       188,618.25    210,780.86             0.00         0.00  30,163,018.39
A-6       122,528.64    437,653.35             0.00         0.00  19,293,525.29
A-7        17,340.15     17,340.15             0.00         0.00   2,775,000.00
A-8         6,436.16      6,436.16             0.00         0.00   1,030,000.00
A-9        12,409.93     12,409.93             0.00         0.00   1,986,000.00
A-10      712,619.01  2,304,528.58             0.00         0.00 112,450,785.43
A-11            0.00     15,487.05             0.00         0.00   3,252,832.66
R               0.63        100.63             0.00         0.00           0.00
M-1        45,880.87     51,271.86             0.00         0.00   7,337,072.01
M-2        35,685.13     39,878.13             0.00         0.00   5,706,611.00
M-3        20,391.50     22,787.50             0.00         0.00   3,260,921.00
B-1        11,215.32     12,533.12             0.00         0.00   1,793,506.20
B-2         7,137.03      7,975.63             0.00         0.00   1,141,322.40
B-3        12,234.91     13,672.49             0.00         0.00   1,956,553.18

- -------------------------------------------------------------------------------
        2,018,727.27  5,332,157.81             0.00         0.00 323,018,257.93
===============================================================================






















































Run:        01/29/96     11:22:51
Page:         2 of 3



                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000  18.950541     6.248704    25.199245   0.000000    981.049459
A-2   1000.000000  13.937804     6.248704    20.186508   0.000000    986.062196
A-3   1000.000000   0.000000     6.248703     6.248703   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248704     6.248704   0.000000   1000.000000
A-5   1000.000000   0.734222     6.248704     6.982926   0.000000    999.265779
A-6   1000.000000  16.070699     6.248704    22.319403   0.000000    983.929301
A-7   1000.000000   0.000000     6.248703     6.248703   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248699     6.248699   0.000000   1000.000000
A-9   1000.000000   0.000000     6.248706     6.248706   0.000000   1000.000000
A-10  1000.000000  13.958891     6.248704    20.207595   0.000000    986.041109
A-11  1000.000000   4.738536     0.000000     4.738536   0.000000    995.261464
R     1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   0.734221     6.248703     6.982924   0.000000    999.265779
M-2   1000.000000   0.734222     6.248705     6.982927   0.000000    999.265778
M-3   1000.000000   0.734222     6.248703     6.982925   0.000000    999.265778
B-1   1000.000000   0.734222     6.248702     6.982924   0.000000    999.265778
B-2   1000.000000   0.734222     6.248707     6.982929   0.000000    999.265778
B-3   1000.000000   0.734212     6.248702     6.982914   0.000000    999.265788

_______________________________________________________________________________


DETERMINATION DATE       22-January-96  
DISTRIBUTION DATE        25-January-96  

Run:     01/29/96     11:22:52                                        rept2.frg
Page:      3 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-R20 (POOL # 10044)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10044
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       67,591.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       724.72

SPREAD                                                               112,775.66

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     323,018,257.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,116

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,073,182.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.43424180 %     5.05058300 %    1.51517510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.37139540 %     5.04757970 %    1.52967810 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,853.00
      FRAUD AMOUNT AVAILABLE                            6,526,634.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,263,316.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11432256
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.29

POOL TRADING FACTOR:                                                98.98464334

 ................................................................................




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