RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1996-11-07
ASSET-BACKED SECURITIES
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             SECURITIES AND EXCHANGE COMMISSION

                   Washington, D.C. 20549


                          Form 8-K


                       CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the
               Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported)
                    October 25, 1996


       RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
 (Exact name of the registrant as specified in its      
  charter)

           2-99554, 33-9518, 33-10349
          33-20826, 33-26683, 33-31592
          33-35340, 33-40243, 33-44591
          33-49296, 33-49689, 33-52603, 
          33-54227
           (Commission File Number)

  Delaware           333-4846            75-2006294
(State or other                       (I.R.S Employee
jurisdiction of                       Identification No.)
incorporation)

8400 Normandale Lake Boulevard                 55437
Minneapolis, Minnesota                       (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000




Item 5.  Other Events

See the respective monthly reports, each reflecting the
required information for the October 1996 distribution to
holders of the following series of Conduit Mortgage
Pass-Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1986-1
Series 1986-4

Master Serviced by Residential Funding Corporation

1986-12     RFM1
1986-15     RFM1
1987-1      RFM1
1987-3      RFM1
1987-4      RFM1
1987-S2     RFM1
1987-S4     RFM1
1987-6      RFM1
1987-S5     RFM1
1987-S7     RFM1
1987-SA1    RFM1
1988-S1     RFM1
1988-3A     RFM1
1988-3B     RFM1
1988-3C     RFM1
1988-4B     RFM1
1989-2      RFM1
1989-3A     RFM1
1989-3B     RFM1
1989-3C     RFM1
1989-SW1A   RFM1
1989-SW1B   RFM1
1989-S1     RFM1
1989-S2     RFM1
1989-SW2    RFM1
1989-4A     RFM1
1989-4B     RFM1
1989-S4     RFM1
1989-5A     RFM1
1989-5B     RFM1
1989-7      RFM1
1990-S1     RFM1
1990-2      RFM1
1990-3A     RFM1
1990-3B     RFM1
1990-3C     RFM1
1990-5      RFM1
1990-6      RFM1
1990-8      RFM1
1990-S14    RFM1
1990-R16    RFM1
1991-4      RFM1
1991-R9     RFM1
1991-S11    RFM1
1991-R13    RFM1
1991-R14    RFM1
1991-20     RFM1
1991-21A    RFM1
1991-21B    RFM1
1991-21C    RFM1
1991-25A    RFM1
1991-25B    RFM1
1991-S30    RFM1
1992-S1     RFM1
1992-S2     RFM1
1992-S3     RFM1
1992-S4     RFM1
1992-S5     RFM1
1992-S6     RFM1
1992-S7     RFM1
1992-S8     RFM1
1992-S9     RFM1
1992-S10    RFM1
1992-S11    RFM1
1992-S12    RFM1
1992-13     RFM1
1992-S14    RFM1
1992-S15    RFM1
1992-S16    RFM1
1992-17A    RFM1
1992-17B    RFM1
1992-17C    RFM1
1992-S18    RFM1
1992-S19    RFM1
1992-S20    RFM1
1992-S21    RFM1
1992-S23    RFM1
1992-S22    RFM1
1992-S25    RFM1
1992-S26    RFM1
1992-S27    RFM1
1992-S28    RFM1
1992-S29    RFM1
1992-S31    RFM1
1992-S32    RFM1
1992-S33    RFM1
1992-S34    RFM1
1992-S35    RFM1
1992-S36    RFM1
1992-S37    RFM1
1992-S38    RFM1
1992-S39    RFM1
1992-S40    RFM1
1992-S41    RFM1
1992-S42    RFM1
1992-S43    RFM1
1992-S44    RFM1
1993-S1     RFM1
1993-S2     RFM1
1993-S3     RFM1
1993-S4     RFM1
1993-S5     RFM1
1993-S6     RFM1
1993-S7     RFM1
1993-S8     RFM1
1993-S9     RFM1
1993-S10    RFM1
1993-S11    RFM1
1993-S12    RFM1
1993-S13    RFM1
1993-MZ1    RFM1
1987-S1     RFM1
1989-4C     RFM1
1989-4D     RFM1
1989-4E     RFM1
1993-S14    RFM1
1993-S15    RFM1
1993-19     RFM1
1993-S16    RFM1
1993-S17    RFM1
1993-S18    RFM1
1993-MZ2    RFM1
1993-S20    RFM1
1993-S21    RFM1
1993-S22    RFM1
1993-S23    RFM1
1993-S27    RFM1
1993-S24    RFM1
1993-S25    RFM1
1993-S26    RFM1
1993-S28    RFM1
1993-S29    RFM1
1993-S30    RFM1
1993-S33    RFM1
1993-MZ3    RFM1
1993-S31    RFM1
1993-S32    RFM1
1993-S34    RFM1
1993-S38    RFM1
1993-S41    RFM1
1993-S35    RFM1
1993-S36    RFM1
1993-S37    RFM1
1993-S39    RFM1
1993-S42    RFM1
1993-S40    RFM1
1993-S43    RFM1
1993-S44    RFM1
1993-S46    RFM1
1993-S45    RFM1
1993-S47    RFM1
1993-S48    RFM1
1993-S49    RFM1
1994-S1     RFM1
1994-S2     RFM1
1994-S3     RFM1
1994-S5     RFM1
1994-S6     RFM1
1994-RS4    RFM1
1994-S7     RFM1
1994-S8     RFM1
1994-S9     RFM1
1994-S10    RFM1
1994-S11    RFM1
1994-S12    RFM1
1994-S13    RFM1
1994-S14    RFM1
1994-S15    RFM1
1994-S16    RFM1
1994-MZ1    RFM1
1994-S17    RFM1
1994-S18    RFM1
1994-S19    RFM1
1994-S20    RFM1
1995-S1     RFM1
1995-S2     RFM1
1995-S3     RFM1
1995-S4     RFM1
1995-S6     RFM1
1995-S7     RFM1
1995-S8     RFM1
1995-R5     RFM1
1995-S9     RFM1
1995-S10    RFM1
1995-S11    RFM1
1995-S12    RFM1
1995-S13    RFM1
1995-S14    RFM1
1995-S15    RFM1
1995-S16    RFM1
1995-S17    RFM1
1995-S18    RFM1
1995-S19    RFM1
1995-S21    RFM1
1995-R20    RFM1
1996-S3     RFM1
1996-S1     RFM1
1996-S2     RFM1
1996-S4     RFM1
1996-S5     RFM1
1996-S6     RFM1
1996-S7     RFM1
1996-S8     RFM1
1996-S9     RFM1
1996-S11    RFM1
1996-S12    RFM1
1996-S10    RFM1
1996-S13    RFM1
1996-S14    RFM1
1996-S15    RFM1
1996-S16    RFM1
1996-S17    RFM1
1996-S18    RFM1
1996-S19    RFM1
1996-S20    RFM1
 
Item 7.  Financial Statements and Exhibits
(a)  See attached monthly reports




                         SIGNATURES

Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this
report to be signed onits behalf by the undersigned
thereunto duly authorized.

RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.

   By:  /s/Davee Olson                                  
  
                 
 Name:  Davee Olson
Title:  Executive Vice President and
        Chief Financial Officer
Dated: October 25, 1996

                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE: 1,000,000.00
                                        BANKRUPTCY BOND:            344,787.59

SCHEDULED INSTALLMENTS OF:  10/01/96
        GROSS INTEREST RATE:  12.204881
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       11
REPORT DATE: 10/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                             17,496.05    17,496.05    17,496.05
    LESS SERVICE FEE                        3,159.88     3,159.88     3,159.88
NET INTEREST                               14,336.17    14,336.17    14,336.17
PAYOFF NET INTEREST                             0.00         0.00         0.00
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                       1,903.66     1,903.66     1,903.66
  ADDITIONAL PRINCIPAL                          0.00         0.00         0.00
  PAYOFF PRINCIPAL                              0.00         0.00         0.00
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                   16,239.83    16,239.83    16,239.83


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,720,234.00 1,720,234.00 1,720,234.00
    LESS PAYOFF PRINCIPAL BALANCE               0.00         0.00         0.00
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,720,234.00 1,720,234.00 1,720,234.00
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,903.66     1,903.66     1,903.66
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00         0.00         0.00
    PAYOFF PRINCIPAL                            0.00         0.00         0.00
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE              1,903.66     1,903.66     1,903.66
ENDING PRINCIPAL BALANCE                1,718,330.34 1,718,330.34 1,718,330.34


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              1    150,103.92
  PRINCIPAL                                   353.25       353.25       353.25
  INTEREST                                  2,844.05     2,844.05     2,844.05
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1    193,864.80
  PRINCIPAL                                 9,095.76     9,095.76     9,095.76
  INTEREST                                107,070.24   107,070.24   107,070.24
REO                     0          0.00         0.00
  PRINICPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
        TOTAL           2    343,968.72   119,363.30   119,363.30   119,363.30


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -------------------------------------------------------------------------------
<PAGE>
                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     6,711,109.51
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   368,860.56
                                        BANKRUPTCY BOND:            342,969.66

SCHEDULED INSTALLMENTS OF:  10/01/96
        GROSS INTEREST RATE:  12.298925
          NET INTEREST RATE:  10.250000
        TOTAL NUMBER OF LOANS:       8
REPORT DATE: 10/25/96


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                              7,862.33     7,862.33     7,862.33
    LESS SERVICE FEE                        1,309.81     1,309.81     1,309.81
NET INTEREST                                6,552.52     6,552.52     6,552.52
PAYOFF NET INTEREST                            39.48        39.48        39.48
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                         873.57       873.57       873.57
  ADDITIONAL PRINCIPAL                          0.00         0.00         0.00
  PAYOFF PRINCIPAL                         70,289.78    70,289.78    70,289.78
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                   77,755.35    77,755.35    77,755.35


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           837,413.39   837,413.39   837,413.39
    LESS PAYOFF PRINCIPAL BALANCE          70,289.78    70,289.78    70,289.78
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        767,123.61   767,123.61   767,123.61
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                      873.57       873.57       873.57
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00         0.00         0.00
    PAYOFF PRINCIPAL                       70,289.78    70,289.78    70,289.78
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE             71,163.35    71,163.35    71,163.35
ENDING PRINCIPAL BALANCE                  766,250.04   766,250.04   766,250.04


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1     74,862.29
  PRINCIPAL                                 1,333.38     1,333.38     1,333.38
  INTEREST                                 20,992.72    20,992.72    20,992.72
REO                     0          0.00
  PRINICPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
        TOTAL           1     74,862.29    22,326.10    22,326.10    22,326.10


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15        412,844.92      8.0000           683.40  
STRIP                      0.00              0.00      1.4205             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15        412,844.92                       683.40  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            2,752.30          0.00         3,435.70        0.00       412,161.52
STRIP         488.72          0.00           488.72        0.00             0.00
                                                                                
            3,241.02          0.00         3,924.42        0.00       412,161.52
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
        8.065666   0.013351     0.053771      0.000000      0.067122    8.052315
STRIP   0.000000   0.000000     0.009548      0.000000      0.009548    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       86.01 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   154.82 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     412,161.52 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                           412,678.59 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   3      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION              583.40 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.1205% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.008052315 

 ................................................................................

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                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      1,375,121.07      8.0000         2,231.30  
STRIP                      0.00              0.00      1.5790             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      1,375,121.07                     2,231.30  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            9,167.47          0.00        11,398.77        0.00     1,372,889.77
STRIP       1,809.45          0.00         1,809.45        0.00             0.00
                                                                                
           10,976.92          0.00        13,208.22        0.00     1,372,889.77
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       27.365185   0.044403     0.182434      0.000000      0.226837   27.320782
STRIP   0.000000   0.000000     0.036008      0.000000      0.036008    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      394.83 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   498.48 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,803.24 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    166,971.68 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    129,911.13 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,372,889.77 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         1,375,753.50 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   9      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,131.30 
                                                                                
       MORTGAGE POOL INSURANCE                             2,916,016.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3586% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.027320782 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      5,213,060.40      8.5000         7,390.57  
STRIP                      0.00              0.00      0.9058             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      5,213,060.40                     7,390.57  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           36,925.84          0.00        44,316.41        0.00     5,205,669.83
STRIP       3,934.83          0.00         3,934.83        0.00             0.00
                                                                                
           40,860.67          0.00        48,251.24        0.00     5,205,669.83
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       54.061351   0.076643     0.382935      0.000000      0.459578   53.984708
STRIP   0.000000   0.000000     0.040806      0.000000      0.040806    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,321.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,715.97 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,152.82 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    163,200.06 
      (D)  LOANS IN FORECLOSURE                                 2    277,363.64 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,205,669.83 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,221,737.44 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     354.38 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,036.19 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3352% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.053984708 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      2,685,594.23      6.5000         6,109.70  
STRIP                      0.00              0.00      2.9074             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      2,685,594.23                     6,109.70  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           14,546.97          0.00        20,656.67        0.00     2,679,484.53
STRIP       6,506.71          0.00         6,506.71        0.00             0.00
                                                                                
           21,053.68          0.00        27,163.38        0.00     2,679,484.53
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       26.984050   0.061388     0.146164      0.000000      0.207552   26.922661
STRIP   0.000000   0.000000     0.065377      0.000000      0.065377    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      984.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   928.77 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,701.91 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    156,820.87 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    178,309.63 
      (D)  LOANS IN FORECLOSURE                                 1    153,649.74 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,679,484.53 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         2,687,526.57 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  15      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,241.92 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,867.78 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.30         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2621% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.026922661 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60      7,261,932.30      7.0000       167,822.54  
STRIP                      0.00              0.00      1.9640             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60      7,261,932.30                   167,822.54  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           41,515.98          0.00       209,338.52        0.00     7,094,109.76
STRIP      11,646.86          0.00        11,646.86        0.00             0.00
                                                                                
           53,162.84          0.00       220,985.38        0.00     7,094,109.76
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       67.942355   1.570141     0.388422      0.000000      1.958563   66.372214
STRIP   0.000000   0.000000     0.108968      0.000000      0.108968    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,730.59 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,326.52 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,679.62 
    MASTER SERVICER ADVANCES THIS MONTH                                3,428.73 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    187,332.83 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,094,109.76 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         6,713,989.37 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             389,231.71 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      155,105.05 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,352.86 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,364.63 
                                                                                
       MORTGAGE POOL INSURANCE                             6,802,512.01         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8652% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.066372214 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/10/96       04:50 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr           13,314.63    5,331.93

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,085.38
Total Principal Prepayments                    46.36
Principal Payoffs-In-Full                       0.00
Principal Curtailments                         46.36
Principal Liquidations                          0.00
Scheduled Principal Due                     2,039.02

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,229.25    5,331.93
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       1,585,305.20
Current Period ENDING Prin Bal          1,583,219.82
Change in Principal Balance                 2,085.38

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.017680
Interest Distributed                        0.095201
Total Distribution                          0.112881
Total Principal Prepayments                 0.000393
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                13.440196
ENDING Principal Balance                   13.422517

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   1.561501%
Subordinated Unpaid Amounts
Period Ending Class Percentages            38.689184%
Prepayment Percentages                     38.689184%
Trading Factors                             1.342252%
Certificate Denominations                      1,000
Sub-Servicer Fees                             531.78
Master Servicer Fees                          198.16
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr           11,634.34       48.05      30,328.95

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 1,961.14                   4,046.52
Total Principal Prepayments                    73.46                     119.82
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         73.46                     119.82
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,231.23                   5,270.25

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  9,673.20       48.05      26,282.43
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       2,512,235.83               4,097,541.03
Current Period ENDING Prin Bal          2,508,931.14               4,092,150.96
Change in Principal Balance                 3,304.69                   5,390.07

PER CERTIFICATE DATA BY CLASS
Principal Distributed                      55.223795
Interest Distributed                      272.387904
Total Distribution                        327.611699
Total Principal Prepayments                 2.068562
Current Period Interest Shortfall
BEGINNING Principal Balance               282.968470
ENDING Principal Balance                  282.596243

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               528,481.25    3,722.26     532,203.51
Period Ending Class Percentages            61.310816%
Prepayment Percentages                     61.310816%
Trading Factors                            28.259624%                  3.226468%
Certificate Denominations                    250,000
Sub-Servicer Fees                             842.70                   1,374.48
Master Servicer Fees                          314.03                     512.19
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              512,535.95           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         636,091.52           2
Tot Unpaid Principal on Delinq Loans    1,148,627.47           4
Loans in Foreclosure, INCL in Delinq      636,091.52           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           19.6551%
Loans in Pool                                     23
Current Period Sub-Servicer Fee             1,374.48
Current Period Master Servicer Fee            512.19
Aggregate REO Losses                     (458,833.34)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:23 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4001
SERIES:  1987-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AB4               NA
Total Principal and Interest Distr        188,338.06    2,659.82

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               168,788.81
Total Principal Prepayments               133,605.46
Principal Payoffs-In-Full                 133,041.22
Principal Curtailments                        564.24
Principal Liquidations                          0.00
Scheduled Principal Due                    35,183.35

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 19,549.25    2,659.82
Prepayment Interest Shortfall                 334.78       90.42
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        120,690,107.20
Current Period BEGINNING Princ Bal      2,807,157.10
Current Period ENDING Princ Bal         2,638,368.29
Change in Principal Balance               168,788.81


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.398531
Interest Distributed                        0.161979
Total Distribution                          1.560510
Total Principal Prepayments                 1.107013
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                23.259215

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.806679%
Subordinated Unpaid Amounts
Period Ending Class Percentages            70.946950%
Prepayment Percentages                     70.946950%
Trading Factors                             2.186068%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,148.87
Master Servicer Fees                          345.00
Percentage Interest
Curr Per Master Servicer Advance Amt            0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Principal and Interest Distr         72,417.67      389.37     263,804.92

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                66,402.68                 235,191.49
Total Principal Prepayments                54,711.96                 188,317.42
Principal Payoffs-In-Full                  54,480.90                 187,522.12
Principal Curtailments                        231.06                     795.30
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    14,407.72                  49,591.07

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  6,014.99      389.37      28,613.43
Prepayment Interest Shortfall                 133.39        3.71         562.30
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          6,352,110.91             127,042,218.11
Current Period BEGINNING Princ Bal      1,149,541.69               3,956,698.79
Current Period ENDING Princ Bal         1,080,422.01               3,718,790.30
Change in Principal Balance                69,119.68                 237,908.49

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,613.409973
Interest Distributed                      236.731934
Total Distribution                      2,850.141907
Total Principal Prepayments             2,153.298359
Current Period Interest Shortfall
BEGINNING Principal Balance               180.970028
ENDING Principal Balance                  170.088656

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.270000%   0.230000%
Subordinated Unpaid Amounts               156,848.17      970.60     157,818.77
Period Ending Class Percentages           156,848.17
Prepayment Percentages                     29.053050%
Trading Factors                            17.008866%                  2.927208%
Certificate Denominations                    250,000
Sub-Servicer Fees                             470.46                   1,619.33
Master Servicer Fees                          141.28                     486.28
Percentage Interest
Curr Per Master Servicer Advance Amt                                       0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,270,422.18
Current Special Hazard Amount           1,080,422.01
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance       Loans
Loans Delinquent ONE Payment              245,116.03           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         236,979.47           2
Tot Unpaid Princ on Delinquent Loans      482,095.50           3
Loans in Foreclosure, INCL in Delinq      106,225.55           1
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.1680%

Loans in Pool                                     35
Current Period Sub-Servicer Fee             1,619.33
Current Period Master Servicer Fee            486.28

Aggregate REO Losses                     (157,946.84)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:26 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4003
SERIES:  1987-S4
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AF5               NA
Total Princ and Interest Distributed      269,115.88    1,319.26

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               243,516.17
Total Principal Prepayments               238,729.17
Principal Payoffs-In-Full                 238,353.26
Principal Curtailments                        375.91
Principal Liquidations                          0.00
Scheduled Principal Due                     4,787.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 25,599.71    1,319.26
Prepayment Interest Shortfall               1,063.67       99.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        110,068,019.34
Curr Period BEGINNING Princ Balance     3,506,417.41
Curr Period ENDING Princ Balance        3,262,901.24
Change in Principal Balance               243,516.17

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.212415
Interest Distributed                        0.232581
Total Distribution                          2.444996
Total Principal Prepayments                 2.168924
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                31.856823
ENDING Principal Balance                   29.644408

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.125000%   0.270574%
Subordinated Unpaid Amounts
Period Ending Class Percentages            59.929173%
Prepayment Percentages                     59.929173%
Trading Factors                             2.964441%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,312.44
Master Servicer Fees                          420.82
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number
Total Princ and Interest Distributed      178,435.34       95.83     448,966.31

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               162,620.28                 406,136.45
Total Principal Prepayments               159,623.01                 398,352.18
Principal Payoffs-In-Full                 159,371.67                 397,724.93
Principal Curtailments                        251.34                     627.25
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,200.77                   7,987.77

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 15,815.06       95.83      42,829.86
Prepayment Interest Shortfall                 709.65        1.56       1,873.88
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          7,967,390.14             118,035,409.48
Curr Period BEGINNING Princ Balance     2,344,518.31               5,850,935.72
Curr Period ENDING Princ Balance        2,181,694.53               5,444,595.77
Change in Principal Balance               162,823.78                 406,339.95


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   5,102.683474
Interest Distributed                      496.243429
Total Distribution                      5,598.926903
Total Principal Prepayments             5,008.635425
Current Period Interest Shortfall
BEGINNING Principal Balance               294.264278
ENDING Principal Balance                  273.828003

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.105000%   0.020000%
Subordinated Unpaid Amounts             1,234,765.76    1,187.00   1,235,952.76
Period Ending Class Percentages            40.070827%
Prepayment Percentages                     40.070827%
Trading Factors                            27.382800%                  4.612680%
Certificate Denominations                    250,000
Sub-Servicer Fees                             877.54                   2,189.98
Master Servicer Fees                          281.37                     702.19
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,571,751.49
Current Special Hazard Amount           2,181,694.53

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         159,977.88           1
Tot Unpaid Principal on Delinq Loans      159,977.88           1
Loans in Foreclosure, INCL in Delinq      159,977.88           1
REO/Pending Cash Liquidations                  (0.00)          0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           9.2296%

Loans in Pool                                     29
Current Period Sub-Servicer Fee             2,189.98
Current Period Master Servicer Fee            702.19

Aggregate REO Losses                   (1,250,358.43)
 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44      8,233,185.67      8.5000        13,016.97  
STRIP                      0.00              0.00      0.3511             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44      8,233,185.67                    13,016.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,318.40          0.00        71,335.37        0.00     8,220,168.70
STRIP       2,408.99          0.00         2,408.99        0.00             0.00
                                                                                
           60,727.39          0.00        73,744.36        0.00     8,220,168.70
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       64.943945   0.102679     0.460020      0.000000      0.562699   64.841266
STRIP   0.000000   0.000000     0.019002      0.000000      0.019002    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,399.44 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,836.21 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,944.22 
    MASTER SERVICER ADVANCES THIS MONTH                                3,908.26 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                2    493,665.18 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    135,695.30 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,220,168.70 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         7,831,633.49 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  40      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             451,501.94 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     910.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,106.18 
                                                                                
       MORTGAGE POOL INSURANCE                             7,971,795.21         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8149% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.064841266 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:30 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed       44,523.55    1,439.94

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                27,846.92
Total Principal Prepayments                 1,207.96
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      1,207.96
Principal Liquidations                          0.00
Scheduled Principal Due                    26,638.96

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 16,676.63    1,439.94
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  2,287,080.14
Current Period ENDING Princ Balance     2,259,233.22
Change in Principal Balance                27,846.92

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.386416
Interest Distributed                        0.231412
Total Distribution                          0.617828
Total Principal Prepayments                 0.016762
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                31.736499
ENDING Principal Balance                   31.350083

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.568953%
Subordinated Unpaid Amounts
Period Ending Class Percentages            75.306471%
Prepayment Percentages                     75.306471%
Trading Factors                             3.135008%
Certificate Denominations                      1,000
Sub-Servicer Fees                             596.03
Master Servicer Fees                          270.66
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       10,756.97       13.22      56,733.68

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 6,803.81                  34,650.73
Total Principal Prepayments                   396.10                   1,604.06
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        396.10                   1,604.06
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     6,888.68                  33,527.64

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  3,953.16       13.22      22,082.95
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance    749,949.90               3,037,030.04
Current Period ENDING Princ Balance       740,818.69               3,000,051.91
Change in Principal Balance                 9,131.21                  36,978.13

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     500.911120
Interest Distributed                      291.040138
Total Distribution                        791.951258
Total Principal Prepayments                29.161734
Current Period Interest Shortfall
BEGINNING Principal Balance               220.851696
ENDING Principal Balance                  218.162659

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               186,855.84      229.55     187,085.39
Period Ending Class Percentages            24.693529%
Prepayment Percentages                     24.693529%
Trading Factors                            21.816266%                  3.975665%
Certificate Denominations                    250,000
Sub-Servicer Fees                             195.44                     791.47
Master Servicer Fees                           88.75                     359.41
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount             740,818.69

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              110,240.38           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         299,260.18           2
Tot Unpaid Princ on Delinquent Loans      409,500.56           3
Loans in Foreclosure, INCL in Delinq       47,049.48           1
REO/Pending Cash Liquidations             252,210.70           1
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts             11.8310%

Loans in Pool                                     37
Curr Period Sub-Servicer Fee                  791.47
Curr Period Master Servicer Fee               359.41

Aggregate REO Losses                            0.00
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:33 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed       28,307.22      806.18

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 5,154.08
Total Principal Prepayments                   538.15
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        538.15
Principal Liquidations                          0.00
Scheduled Principal Due                     4,615.93

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 23,153.14      806.18
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     3,087,084.81
Curr Period ENDING Princ Balance        3,081,930.73
Change in Principal Balance                 5,154.08

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.054147
Interest Distributed                        0.243237
Total Distribution                          0.297383
Total Principal Prepayments                 0.005654
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                32.431563
ENDING Principal Balance                   32.377417

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.206900%
Subordinated Unpaid Amounts
Period Ending Class Percentages            66.023163%
Prepayment Percentages                     66.023163%
Trading Factors                             3.237742%
Certificate Denominations                      1,000
Sub-Servicer Fees                             768.89
Master Servicer Fees                          321.57
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       14,560.38        7.08      43,680.86

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,652.40                   7,806.48
Total Principal Prepayments                   276.95                     815.10
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        276.95                     815.10
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,375.45                   6,991.38

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,907.98        7.08      35,874.38
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     1,588,675.46               4,675,760.27
Curr Period ENDING Princ Balance        1,586,023.06               4,667,953.79
Change in Principal Balance                 2,652.40                   7,806.48


PER CERTIFICATE DATA BY CLASS
Principal Distributed                     114.185739
Interest Distributed                      512.638175
Total Distribution                        626.823914
Total Principal Prepayments                11.922689
Current Period Interest Shortfall
BEGINNING Principal Balance               273.569720
ENDING Principal Balance                  273.112977

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               372,404.52      302.36     372,706.88
Period Ending Class Percentages            33.976837%
Prepayment Percentages                     33.976837%
Trading Factors                            27.311298%                  4.621971%
Certificate Denominations                    250,000
Sub-Servicer Fees                             395.68                   1,164.57
Master Servicer Fees                          165.49                     487.06
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              551,456.60           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments               0.00           0
Total Unpaid Principal on Delinq Loans    551,456.60           2
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           8.6063%

Loans in Pool                                     32
Current Period Sub-Servicer Fee             1,164.57
Current Period Master Servicer Fee            487.06

Aggregate REO Losses                     (380,719.66)
 ................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   11-Oct-96
1987-SA1, CLASS A, 7.80970285% PASS-THROUGH RATE (POOL 4009)         12:16 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: OCTOBER 21, 1996
DISTRIBUTION  DATE: OCTOBER 25, 1996
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $3,850,133.94
ENDING POOL BALANCE                                             $3,766,652.38
PRINCIPAL DISTRIBUTIONS                                            $83,481.56

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                  $55,873.92
     PARTIAL PRINCIPAL PREPAYMENTS                  $21,749.07
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 10/01                    $5,858.57
                                                    $83,481.56

INTEREST DUE ON BEG POOL BALANCE                    $25,057.00
PREPAYMENT INTEREST SHORTFALL                         ($215.82)
                                                                   $24,841.18

TOTAL DISTRIBUTION DUE THIS PERIOD                                $108,322.74

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $397.57

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               59.317422%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $1.901832674
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.565918603
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $1.768365836

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,349,993.36

TRADING FACTOR                                                    0.085809879

NUMBER OF LOANS DELINQUENT ONE MONTH                                        2
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $235,719.20
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             11-Oct-96
1987-SA1, CLASS B, 7.77970285% PASS-THROUGH RATE (POOL 4009)         12:16 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: OCTOBER 21, 1996
DISTRIBUTION  DATE: OCTOBER 25, 1996
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,587,277.92
ENDING POOL BALANCE                                             $2,583,340.98
NET CHANGE TO PRINCIPAL BALANCE                                     $3,936.94

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 10/01                    $3,936.94
                                                                    $3,936.94

INTEREST DUE ON BEGINNING POOL BALANCE              $16,773.54
PREPAYMENT INTEREST SHORTFALL                         ($144.47)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $16,629.07

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $20,566.01

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $309.76
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,308.38

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $267.17

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               40.682578%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,349,993.36

NUMBER OF LOANS DELINQUENT ONE MONTH                                        2
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $235,719.20
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             11-Oct-96
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               12:16 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: OCTOBER 21, 1996
DISTRIBUTION  DATE: OCTOBER 25, 1996
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 10/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $64.68
PREPAYMENT INTEREST SHORTFALL                           ($0.56)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $64.12

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $6,349,993.36

NUMBER OF LOANS DELINQUENT ONE MONTH                                        2
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $235,719.20
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00















 ................................................................................

DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       12:45 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4010/11
SERIES:  1988-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920AS7
Total Princ and Interest Distributed    6,607,900.76

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             6,552,010.01
Total Principal Prepayments                     0.00
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          0.00
Principal Liquidations                          0.00
Principal Repurchased                   6,552,010.05

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 55,890.75
Prepayment Interest Shortfall                   0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        173,064,503.72
Curr Period BEGINNING Princ Balance     6,552,010.01
Curr Period ENDING Princ Balance                0.00
Change in Principal Balance             6,552,010.01

PER CERTIFICATE DATA BY CLASS
Principal Distributed                      37.858774
Interest Distributed                        0.322948
Total Distribution                         38.181722
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                37.858774
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.236386%
Subordinated Unpaid Amounts
Period Ending Class Percentages             0.000000%
Prepayment Percentages                     70.288434%
Trading Factors                             0.000000%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,909.16
Master Servicer Fees                          682.50
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed    3,892,338.47      618.73  10,500,857.96

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed             3,871,078.52              10,423,088.53
Total Principal Prepayments                     0.00                       0.00
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                       0.00
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                 3,871,078.48              10,423,088.53

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 21,259.95      618.73      77,769.43
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          9,589,326.06             182,653,829.78
Curr Period BEGINNING Princ Balance     3,871,078.52              10,423,088.53
Curr Period ENDING Princ Balance                0.00                       0.00
Change in Principal Balance             3,871,078.52              10,423,088.53

PER CERTIFICATE DATA BY CLASS
Principal Distributed                  100,921.54797
Interest Distributed                      554.260797
Total Distribution                    101,475.808770
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               403.686192
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.216386%   0.020000%
Subordinated Unpaid Amounts             1,217,159.10      559.69   1,175,119.39
Period Ending Class Percentages             0.000000%
Prepayment Percentages                     29.711566%
Trading Factors                             0.000000%                  0.000000%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,127.97                   3,037.13
Master Servicer Fees                          403.24                   1,085.74
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,826,538.30
Current Special Hazard Amount                   0.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment            1,074,324.90           6
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       1,021,509.55           5
Total Unpaid Principal on Delinq Loans  2,095,834.45          11
Loans in Foreclosure, INCL in Delinq      857,217.06           4
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.4136%

Loans in Pool                                      0
Current Period Sub-Servicer Fee             3,037.13
Current Period Master Servicer Fee          1,085.74

Aggregate REO Losses                   (1,012,143.24)
 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      4,018,918.68      7.5332         6,198.48  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      4,018,918.68                     6,198.48  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           25,229.43          0.00        31,427.91        0.00     4,012,720.20
                                                                                
           25,229.43          0.00        31,427.91        0.00     4,012,720.20
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      157.968125   0.243638     0.991671      0.000000      1.235309  157.724487
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,296.71 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,167.87 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      784.45 
    MASTER SERVICER ADVANCES THIS MONTH                                1,128.90 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     97,441.44 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,012,720.20 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         3,869,391.39 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  29      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             148,393.13 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     600.28 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,598.20 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2448% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5075% 
                                                                                
    POOL TRADING FACTOR                                             0.157724487 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      5,943,568.02      7.8766       187,189.09  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      5,943,568.02                   187,189.09  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           37,930.93          0.00       225,120.02        0.00     5,756,378.93
                                                                                
           37,930.93          0.00       225,120.02        0.00     5,756,378.93
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      155.193154   4.887715     0.990419      0.000000      5.878134  150.305439
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,905.09 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,203.94 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,929.10 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     96,372.87 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    173,132.27 
      (D)  LOANS IN FORECLOSURE                                 2    362,185.65 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,756,378.93 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,768,942.17 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  50      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      179,124.65 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     507.34 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,557.10 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4648% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8192% 
                                                                                
    POOL TRADING FACTOR                                             0.150305439 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61      9,233,916.23      6.7979       184,508.45  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61      9,233,916.23                   184,508.45  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           51,407.38          0.00       235,915.83        0.00     9,049,407.78
                                                                                
           51,407.38          0.00       235,915.83        0.00     9,049,407.78
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      133.129893   2.660149     0.741165      0.000000      3.401314  130.469744
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,195.11 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,878.33 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,441.55 
    MASTER SERVICER ADVANCES THIS MONTH                                  429.05 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    304,711.94 
      (B)  TWO MONTHLY PAYMENTS:                                1    196,985.87 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    659,145.56 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,049,407.78 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         9,017,074.13 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  67      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS              58,728.09 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      170,343.81 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     555.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,609.53 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3919% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7170% 
                                                                                
    POOL TRADING FACTOR                                             0.130469744 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99      1,020,166.37      8.5000        11,167.84  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99      1,020,166.37                    11,167.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            7,226.18          0.00        18,394.02        0.00     1,008,998.53
STRIP         201.32          0.00           201.32        0.00             0.00
                                                                                
            7,427.50          0.00        18,595.34        0.00     1,008,998.53
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      110.771387   1.212623     0.784631      0.000000      1.997254  109.558764
STRIP   0.000000   0.000000     0.021860      0.000000      0.021860    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      212.53 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   187.03 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,008,998.53 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         1,018,651.63 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,167.84 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.109558764 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     26,057,138.59      6.8580       321,656.22  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     26,057,138.59                   321,656.22  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          148,225.86          0.00       469,882.08        0.00    25,735,482.37
                                                                                
          148,225.86          0.00       469,882.08        0.00    25,735,482.37
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      130.464586   1.610489     0.742147      0.000000      2.352636  128.854097
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,771.68 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,017.71 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   26,376.64 
    MASTER SERVICER ADVANCES THIS MONTH                                1,826.35 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                11  1,556,136.05 
      (B)  TWO MONTHLY PAYMENTS:                                6  1,136,991.32 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    208,045.84 
      (D)  LOANS IN FORECLOSURE                                 6    857,431.88 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  25,735,482.37 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        25,534,687.36 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 185      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             250,337.29 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                 118,266.18 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             164,350.56 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           39,039.48 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,813,231.64         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4747% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7876% 
                                                                                
    POOL TRADING FACTOR                                             0.128854097 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94      8,999,815.31      7.7975        15,928.19  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94      8,999,815.31                    15,928.19  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,461.54          0.00        74,389.73        0.00     8,983,887.12
                                                                                
           58,461.54          0.00        74,389.73        0.00     8,983,887.12
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.992484   0.263692     0.967834      0.000000      1.231526  148.728792
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,570.06 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,893.47 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,776.81 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    250,160.76 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    100,443.20 
      (D)  LOANS IN FORECLOSURE                                 1    127,113.72 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,983,887.12 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         9,001,074.82 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  71      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,848.07 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,080.12 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4235% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7475% 
                                                                                
    POOL TRADING FACTOR                                             0.148728792 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3B  (POOL  3096)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3096                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BG2   37,514,866.19      3,670,236.48      7.8307       166,976.99  
                                                                                
- --------------------------------------------------------------------------------
                  37,514,866.19      3,670,236.48                   166,976.99  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           23,816.07          0.00       190,793.06        0.00     3,503,259.49
                                                                                
           23,816.07          0.00       190,793.06        0.00     3,503,259.49
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       97.834188   4.450955     0.634844      0.000000      5.085799   93.383233
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3B (POOL 3096)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,351.74 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   759.71 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,503,259.49 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         3,507,755.85 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      162,480.63 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,496.36 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5025% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8049% 
                                                                                
    POOL TRADING FACTOR                                             0.093383233 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     12,388,746.23      6.9835       369,085.43  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     12,388,746.23                   369,085.43  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           71,713.70          0.00       440,799.13        0.00    12,019,660.80
                                                                                
           71,713.70          0.00       440,799.13        0.00    12,019,660.80
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      153.044818   4.559510     0.885918      0.000000      5.445428  148.485308
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,107.23 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,578.82 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,698.26 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    189,088.03 
      (B)  TWO MONTHLY PAYMENTS:                                2    162,004.23 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    108,040.71 
      (D)  LOANS IN FORECLOSURE                                 1    170,293.54 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,019,660.80 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        12,037,503.73 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  93      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      349,468.24 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,152.82 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,464.37 
                                                                                
       LOC AMOUNT AVAILABLE                               11,805,442.74         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5828% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9310% 
                                                                                
    POOL TRADING FACTOR                                             0.148485308 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40     10,330,858.18      6.8740        90,090.44  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40     10,330,858.18                    90,090.44  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,182.70          0.00       149,273.14        0.00    10,240,767.74
                                                                                
           59,182.70          0.00       149,273.14        0.00    10,240,767.74
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      241.343966   2.104645     1.382594      0.000000      3.487239  239.239322
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,743.28 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,146.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,874.46 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 8    975,815.85 
      (B)  TWO MONTHLY PAYMENTS:                                3    348,859.24 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    178,769.18 
      (D)  LOANS IN FORECLOSURE                                 4    522,501.53 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,240,767.74 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        10,261,465.08 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  85      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,962.99 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION              73,362.32 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,765.13 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,965,423.19         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5651% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8151% 
                                                                                
    POOL TRADING FACTOR                                             0.239239322 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     10,630,085.07      6.5786        19,038.82  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     10,630,085.07                    19,038.82  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,268.17          0.00        77,306.99        0.00    10,611,046.25
                                                                                
           58,268.17          0.00        77,306.99        0.00    10,611,046.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      191.654225   0.343259     1.050541      0.000000      1.393800  191.310966
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,259.08 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,177.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,368.64 
    MASTER SERVICER ADVANCES THIS MONTH                                1,292.23 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    906,704.70 
      (B)  TWO MONTHLY PAYMENTS:                                2    237,417.71 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    126,702.65 
      (D)  LOANS IN FORECLOSURE                                 4    558,856.77 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,611,046.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        10,437,416.32 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  75      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             200,718.56 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,409.32 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,629.50 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,965,423.19         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4480% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6980% 
                                                                                
    POOL TRADING FACTOR                                             0.191310966 

 ................................................................................

DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:45 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920BN7
Total Princ and Interest Distributed      395,164.10

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               327,919.96
Total Principal Prepayments               311,053.31
Principal Payoffs-In-Full                 308,893.37
Principal Curtailments                      2,159.94
Principal Liquidations                          0.00
Scheduled Principal Due                    16,866.65

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 67,244.14
Prepayment Interest Shortfall                 311.86
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    11,702,372.98
Curr Period ENDING Princ Balance       11,374,453.02
Change in Principal Balance               327,919.96

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.171063
Interest Distributed                        0.445204
Total Distribution                          2.616267
Total Principal Prepayments                 2.059394
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                77.478033
ENDING Principal Balance                   75.306970

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               6.927415%
Subordinated Unpaid Amounts
Period Ending Class Percentages            53.933377%
Prepayment Percentages                    100.000000%
Trading Factors                             7.530697%
Certificate Denominations                      1,000
Sub-Servicer Fees                           4,266.04
Master Servicer Fees                        1,198.67
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       65,758.88       56.83     460,979.81

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                13,203.46                 341,123.42
Total Principal Prepayments                     0.00                 311,053.31
Principal Payoffs-In-Full                       0.00                 308,893.37
Principal Curtailments                          0.00                   2,159.94
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    14,022.98                  30,889.63

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 52,555.42       56.83     119,856.39
Prepayment Interest Shortfall                 258.92        0.37         571.15
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance     9,729,391.58              21,431,764.56
Curr Period ENDING Princ Balance        9,715,368.60              21,089,821.62
Change in Principal Balance                14,022.98                 341,942.94

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     273.471253
Interest Distributed                    1,088.532594
Total Distribution                      1,362.003847
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               806.064140
ENDING Principal Balance                  804.902359

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                         2,521.29
Passthru Rate                               6.917415%   0.010000%
Subordinated Unpaid Amounts             1,137,090.76      885.56     939,473.04
Period Ending Class Percentages            46.066623%
Prepayment Percentages                      0.000000%
Trading Factors                            80.490236%                 12.929703%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,643.79                   7,909.83
Master Servicer Fees                        1,023.84                   2,222.51
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,059,707.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment              583,021.44           4
Loans Delinquent TWO Payments             443,362.37           3
Loans Delinquent THREE + Payments         573,801.18           3
Total Unpaid Princ on Delinquent Loans  1,600,184.99          10
Loans in Foreclosure, INCL in Delinq      573,801.18           3
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.3776%

Loans in Pool                                    140
Current Period Sub-Servicer Fee             7,909.83
Current Period Master Servicer Fee          2,222.51

Aggregate REO Losses                     (906,154.24)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/11/96       09:52 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed            0.00    1,230.32

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                     0.00
Total Principal Prepayments                     0.00
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          0.00
Principal Liquidations                          0.00
Scheduled Principal Due                         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                      0.00    1,230.32
Prepayment Interest Shortfall                   0.00        0.02
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance             0.00
Curr Period ENDING Princ Balance                0.00
Change in Principal Balance                     0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.000000
Interest Distributed                        0.000000
Total Distribution                          0.000000
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                 0.000000
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.476478%   0.282695%
Subordinated Unpaid Amounts
Period Ending Class Percentages             0.000000%
Prepayment Percentages                      0.000000%
Trading Factors                             0.000000%
Certificate Denominations                      1,000
Sub-Servicer Fees                               0.00
Master Servicer Fees                            0.00
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       38,522.77       34.48      39,787.57

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 3,701.95                   3,701.95
Total Principal Prepayments                    83.79                      83.79
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         83.79                      83.79
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     3,812.94                   3,812.94

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 34,820.82       34.48      36,085.62
Prepayment Interest Shortfall                   0.73        0.00           0.75
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     5,222,524.86               5,222,524.86
Curr Period ENDING Princ Balance        5,217,801.97               5,217,801.97
Change in Principal Balance                 4,722.89                   4,722.89

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     108.211845
Interest Distributed                    1,017.848748
Total Distribution                      1,126.060593
Total Principal Prepayments                 2.449269
Current Period Interest Shortfall
BEGINNING Principal Balance               610.639312
ENDING Principal Balance                  610.087092

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.456478%   0.020000%
Subordinated Unpaid Amounts             1,731,089.38    1,752.26   1,674,681.09
Period Ending Class Percentages           100.000000%
Prepayment Percentages                    100.000000%
Trading Factors                            61.008709%                  4.423131%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,112.22                   1,112.22
Master Servicer Fees                          440.02                     440.02
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,076,653.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment               79,858.79           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       1,256,962.82           4
Total Unpaid Princ on Delinquent Loans  1,336,821.61           5
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations           1,023,782.35           3
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          26.9350%

Loans in Pool                                     21
Current Period Sub-Servicer Fee             1,112.22
Current Period Master Servicer Fee            440.02

Aggregate REO Losses                   (1,480,709.51)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           10/25/96
MONTHLY Cutoff:                Sep-96
DETERMINATION DATE:          10/21/96
RUN TIME/DATE:               10/10/96       04:43 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                860,941.28

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               717,967.40
Total Principal Prepayments               682,225.27
Principal Payoffs-In-Full                 642,939.21
Principal Curtailments                     39,286.06
Principal Liquidations                          0.00
Scheduled Principal Due                    35,742.13

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                142,973.88
Prepayment Interest Shortfall               1,302.50
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      22,271,219.56
Current Period ENDING Prin Bal         21,553,252.16
Change in Principal Balance               717,967.40

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       5.361300
Interest Distributed                        1.067633
Total Distribution                          6.428933
Total Principal Prepayments                 5.094401
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               166.306549
ENDING Principal Balance                  160.945250

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               7.773784%
Subordinated Unpaid Amounts
Period Ending Class Percentages            64.246187%
Prepayment Percentages                    100.000000%
Trading Factors                            16.094525%
Certificate Denominations                      1,000
Sub-Servicer Fees                           6,828.12
Master Servicer Fees                        2,276.04
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 93,747.17       93.38     954,781.83

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                18,846.73                 736,814.13
Total Principal Prepayments                     0.00                 682,225.27
Principal Payoffs-In-Full                       0.00                 642,939.21
Principal Curtailments                          0.00                  39,286.06
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    19,280.65                  55,022.78

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 74,900.44       93.38     217,967.70
Prepayment Interest Shortfall                 701.72        0.90       2,005.12
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      12,013,937.13              34,285,156.69
Current Period ENDING Prin Bal         11,994,656.48              33,547,908.64
Change in Principal Balance                19,280.65                 737,248.05

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     331.313070
Interest Distributed                    1,316.700281
Total Distribution                      1,648.013351
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               844.788330
ENDING Principal Balance                  843.432565

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               7.763784%   0.010000%
Subordinated Unpaid Amounts             1,871,462.34    1,597.35   1,873,059.69
Period Ending Class Percentages            35.753813%
Prepayment Percentages                      0.000000%
Trading Factors                            84.343257%                 22.646403%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,799.93                  10,628.05
Master Servicer Fees                        1,266.64                   3,542.68
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,091,196.00
Loans in Pool                                    161
Current Period Sub-Servicer Fee            10,628.05
Current Period Master Servicer Fee          3,542.68

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment              956,738.73           5
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         681,984.70           3
Tot Unpaid Prin on Delinquent Loans     1,638,723.43           8
Loans in Foreclosure, INCL in Delinq      969,461.46           4
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.7265%
Aggregate REO Losses                   (1,729,398.01)
 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97      9,610,299.98      6.7779       267,883.56  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97      9,610,299.98                   267,883.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           53,608.13          0.00       321,491.69        0.00     9,342,416.42
                                                                                
           53,608.13          0.00       321,491.69        0.00     9,342,416.42
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      137.442278   3.831153     0.766680      0.000000      4.597833  133.611125
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,517.40 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,979.06 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,547.52 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    382,607.56 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     96,561.08 
      (D)  LOANS IN FORECLOSURE                                 1    146,881.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,342,416.42 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         9,357,572.83 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  48      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      253,175.58 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,104.56 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,603.42 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4695% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7738% 
                                                                                
    POOL TRADING FACTOR                                             0.133611125 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48      8,503,558.88      6.9858        12,809.53  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48      8,503,558.88                    12,809.53  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           49,499.35          0.00        62,308.88        0.00     8,490,749.35
                                                                                
           49,499.35          0.00        62,308.88        0.00     8,490,749.35
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      113.389361   0.170807     0.660041      0.000000      0.830848  113.218554
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,189.95 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,753.62 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,072.10 
    MASTER SERVICER ADVANCES THIS MONTH                                  769.07 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    977,074.84 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     86,814.15 
      (D)  LOANS IN FORECLOSURE                                 1    157,895.75 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,490,749.35 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         8,398,548.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  57      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             105,812.96 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     707.56 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,101.97 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6914% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9856% 
                                                                                
    POOL TRADING FACTOR                                             0.113218554 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      6,184,725.11      7.5593       304,308.05  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      6,184,725.11                   304,308.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           37,658.19          0.00       341,966.24        0.00     5,880,417.06
                                                                                
           37,658.19          0.00       341,966.24        0.00     5,880,417.06
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      165.356796   8.136078     1.006841      0.000000      9.142919  157.220718
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,175.44 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,247.49 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,416.11 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    117,462.89 
      (B)  TWO MONTHLY PAYMENTS:                                1    445,475.01 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,880,417.06 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,888,871.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  34      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      296,124.56 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     387.39 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,796.10 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2370% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5492% 
                                                                                
    POOL TRADING FACTOR                                             0.157220718 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      3,360,072.04      7.8435         7,482.13  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      3,360,072.04                     7,482.13  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           21,944.44          0.00        29,426.57        0.00     3,352,589.91
                                                                                
           21,944.44          0.00        29,426.57        0.00     3,352,589.91
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      152.447994   0.339468     0.995629      0.000000      1.335097  152.108526
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,339.53 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   717.01 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,352,589.91 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         3,357,083.20 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  22      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,728.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,754.13 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4644% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7897% 
                                                                                
    POOL TRADING FACTOR                                             0.152108526 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      2,221,618.11      7.6161         2,880.43  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      2,221,618.11                     2,880.43  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           14,100.05          0.00        16,980.48        0.00     2,218,737.68
                                                                                
           14,100.05          0.00        16,980.48        0.00     2,218,737.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      107.176841   0.138960     0.680224      0.000000      0.819184  107.037881
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      805.00 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   462.84 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,218,737.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         2,221,618.11 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   8      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,880.43 
                                                                                
       LOC AMOUNT AVAILABLE                               10,093,057.01         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3010% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6161% 
                                                                                
    POOL TRADING FACTOR                                             0.107037881 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          10/25/96
MONTHLY Cutoff:               Sep-96
DETERMINATION DATE:         10/21/96
RUN TIME/DATE:              10/11/96       10:37 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4015
SERIES:  1989-S4
SELLER:  Residential Funding Mortgage Securities I, Inc
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920BZ0      760920CA4
Tot Principal and Interest Distr         101,168.65     4,117.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               12,403.83         1.72
Total Principal Prepayments                2,385.82         0.33
Principal Payoffs-In-Full                      0.00         0.00
Principal Curtailments                     2,385.82         0.33
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                   10,018.01         1.39

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                88,764.82     4,115.28
Prepayment Interest Shortfall                 10.72         0.50
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        77,408,317.05    10,000.00
Current Period BEGINNING Prin Bal     13,536,295.05     1,870.14
Current Period ENDING Prin Bal        13,523,891.22     1,868.42
Change in Principal Balance               12,403.83         1.72
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.160239     0.172000
Interest Distributed                       1.146709   411.528000
Total Distribution                         0.030821     0.033000
Total Principal Prepayments                0.000000     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance                0.000000     0.000000
ENDING Principal Balance                 174.708503   186.842000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                                7.8700%      0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages             68.5145%      0.0095%
Prepayment Percentages                     100.0000%    100.0000%
Trading Factors                             17.4709%     18.6842%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          6,183.10         0.85
Master Servicer Fees                       1,379.09         0.19
Current Period Master Servicer Advanc          0.00         0.00
Deferred Interest Added to Principal           0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                         NA             NA
Tot Principal and Interest Distr          26,586.39         8.29     131,880.33

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                    0.00         0.00      12,405.55
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                26,586.39         8.29     119,474.78
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         7,423,674.24         0.00  84,841,991.29
Current Period BEGINNING Prin Bal      6,217,423.70       158.08  19,755,746.97
Current Period ENDING Prin Bal         6,212,822.29       157.96  19,738,739.89
Change in Principal Balance                4,601.41         0.12      17,007.08
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.000000
Interest Distributed                     895.324510
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance                 836.893173

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                                7.8700%      7.8700%
Subordinated Unpaid Amounts            1,695,578.02       528.67
Period Ending Class Percentages             31.4752%      0.0008%      100.0000%
Prepayment Percentages                       0.0000%      0.0000%
Trading Factors                             83.6893%
Certificate Denominations                   250,000
Sub-Servicer fees                          2,839.99                    9,023.94
Master Servicer Fees                         633.44                    2,012.72
Cur Period Master Servicer Advance                                         0.00
Deferred Interest Added to Principal           0.00         0.00           0.00
                                              OTHER        OTHER
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          1,935,824.00
Current Special Hazard Amount            905,342.00
Suspense Net (charges)/Recoveries        (15,721.59)
                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             477,932.50            2
Loans Delinquent TWO Payments            394,660.53            2
Loans Delinquent THREE + Payments      2,520,341.58           12
Tot Unpaid Principal on Delinq Loans   3,392,934.61           16
Loans in Foreclosure (incl in delinq)  1,734,080.93            8
REO/Pending Cash Liquidations            435,610.34            3
6 Mo Avg Delinquencies 2+ Payments          11.2729%
Loans in Pool                                    98
Current Period Sub-Servicer Fee            9,024.02
Current Period Master Servicer Fee         2,012.74
Aggregate REO Losses                  (1,541,997.34)
 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     19,861,426.74      7.4610        31,713.56  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     19,861,426.74                    31,713.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          123,450.26          0.00       155,163.82        0.00    19,829,713.18
                                                                                
          123,450.26          0.00       155,163.82        0.00    19,829,713.18
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      227.408247   0.363112     1.413474      0.000000      1.776586  227.045135
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,946.19 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,186.11 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   24,696.69 
    MASTER SERVICER ADVANCES THIS MONTH                                2,975.35 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7  1,313,841.34 
      (B)  TWO MONTHLY PAYMENTS:                                2    479,762.99 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    236,816.08 
      (D)  LOANS IN FORECLOSURE                                 4  1,135,439.41 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  19,829,713.18 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        19,488,044.90 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  96      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             386,869.84 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,136.99 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           25,576.57 
                                                                                
       MORTGAGE POOL INSURANCE                             9,067,698.25         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2674% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.4612% 
                                                                                
    POOL TRADING FACTOR                                             0.227045135 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     12,954,118.32      8.2580        17,795.56  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     12,954,118.32                    17,795.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           89,123.32          0.00       106,918.88        0.00    12,936,322.76
                                                                                
           89,123.32          0.00       106,918.88        0.00    12,936,322.76
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      205.873316   0.282816     1.416392      0.000000      1.699208  205.590500
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,272.23 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,030.11 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   15,369.29 
    MASTER SERVICER ADVANCES THIS MONTH                                1,740.48 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,032,355.26 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    830,910.47 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,936,322.76 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        12,750,605.61 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  81      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             209,621.97 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,441.84 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,353.72 
                                                                                
       MORTGAGE POOL INSURANCE                             9,067,698.25         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.1242% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.205590500 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07      4,440,896.35     10.0000       322,110.39  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07      4,440,896.35                   322,110.39  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           35,833.09          0.00       357,943.48        0.00     4,118,785.96
                                                                                
           35,833.09          0.00       357,943.48        0.00     4,118,785.96
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       36.722487   2.663583     0.296310      0.000000      2.959893   34.058904
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,562.29 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,453.16 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,590.36 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    116,186.80 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    841,841.30 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,118,785.96 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         4,126,185.98 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      318,660.78 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     365.33 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,084.28 
                                                                                
       MORTGAGE POOL INSURANCE                             2,799,081.83         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6693% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.034058904 

 ................................................................................


Run:        10/26/96     10:09:04                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00     8,285,137.80     9.000000  %     12,295.49
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00         8,693.02  1237.750000  %         10.01
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           435.99     0.521212  %          0.50
B                  17,727,586.62     6,374,289.72    10.000000  %      1,591.63
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    17,056,556.53                     13,897.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        62,129.04     74,424.53             0.00         0.00   8,272,842.31
A-5        17,907.26     17,907.26             0.00         0.00   2,388,000.00
A-6         8,965.12      8,975.13             0.00         0.00       8,683.01
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        7,407.26      7,407.76             0.00         0.00         435.49
B          53,111.21     54,702.84             0.00     4,216.29   6,368,485.45
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          149,519.89    163,417.52             0.00     4,216.29  17,038,446.26
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    426.321797   0.632679     3.196925     3.829604   0.000000    425.689118
A-5   1000.000000   0.000000     7.498853     7.498853   0.000000   1000.000000
A-6     86.930200   0.100100    89.651200    89.751300   0.000000     86.830000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    43.599000   0.050000   740.726000   740.776000   0.000000     43.549000
B    89892.237680  22.445667   748.990981   771.436648   0.000000  89810.384040

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,104.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,714.06

SUBSERVICER ADVANCES THIS MONTH                                       44,011.27
MASTER SERVICER ADVANCES THIS MONTH                                    7,767.60


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,030,824.39

 (B)  TWO MONTHLY PAYMENTS:                                    1     359,669.83

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     208,240.83


FORECLOSURES
  NUMBER OF LOANS                                                            12
  AGGREGATE PRINCIPAL BALANCE                                      3,020,287.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,038,446.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           65

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 820,663.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        2,579.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          62.62850760 %    37.37149240 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             62.62285100 %    37.37714900 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5213 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,166,569.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.02845655
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              269.39

POOL TRADING FACTOR:                                                 6.48496718

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35      5,507,674.32     10.5000         4,617.45  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35      5,507,674.32                     4,617.45  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           48,192.41          0.00        52,809.86        0.00     5,503,056.87
                                                                                
           48,192.41          0.00        52,809.86        0.00     5,503,056.87
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       28.394230   0.023805     0.248451      0.000000      0.272256   28.370425
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,054.67 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,582.50 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   27,678.94 
    MASTER SERVICER ADVANCES THIS MONTH                                1,599.69 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    977,307.95 
      (B)  TWO MONTHLY PAYMENTS:                                1    211,928.33 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    404,284.01 
      (D)  LOANS IN FORECLOSURE                                 4  1,154,176.03 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,503,056.87 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,353,608.69 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             168,119.42 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     -30.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,647.45 
                                                                                
       MORTGAGE POOL INSURANCE                             1,552,741.27         
       SPECIAL HAZARD LOSS COVERAGE                        1,148,314.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.5429% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.028370425 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62      9,647,936.33      7.3430        18,087.05  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62      9,647,936.33                    18,087.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,002.48          0.00        77,089.53        0.00     9,629,849.28
                                                                                
           59,002.48          0.00        77,089.53        0.00     9,629,849.28
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      208.348570   0.390592     1.274167      0.000000      1.664759  207.957978
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,512.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,080.34 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,629,849.28 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         9,641,062.86 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  47      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,695.93 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,391.12 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2140% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3687% 
                                                                                
    POOL TRADING FACTOR                                             0.207957978 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,533,230.04      7.6344       203,203.55  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,533,230.04                   203,203.55  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           21,955.14          0.00       225,158.69        0.00     3,330,026.49
                                                                                
           21,955.14          0.00       225,158.69        0.00     3,330,026.49
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      183.907269  10.576897     1.142781      0.000000     11.719678  173.330372
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,140.58 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,087.84 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,330,026.49 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         3,334,142.71 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      197,693.88 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,401.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,107.77 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3935% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6213% 
                                                                                
    POOL TRADING FACTOR                                             0.173330372 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      2,568,289.35      8.2500         3,140.28  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      2,568,289.35                     3,140.28  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           17,654.50          0.00        20,794.78        0.00     2,565,149.07
                                                                                
           17,654.50          0.00        20,794.78        0.00     2,565,149.07
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      165.612401   0.202496     1.138425      0.000000      1.340921  165.409904
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,008.95 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   805.08 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,623.85 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    197,024.69 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,565,149.07 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         2,568,134.28 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     362.72 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,777.56 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0964% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.165409904 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     13,652,154.47      9.8881       283,849.49  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     13,652,154.47                   283,849.49  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          111,112.40          0.00       394,961.89        0.00    13,368,304.98
                                                                                
          111,112.40          0.00       394,961.89        0.00    13,368,304.98
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       68.270495   1.419450     0.555641      0.000000      1.975091   66.851045
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,071.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,179.76 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   28,507.56 
    MASTER SERVICER ADVANCES THIS MONTH                               13,694.32 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    610,628.56 
      (B)  TWO MONTHLY PAYMENTS:                                2    425,789.09 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    288,267.33 
      (D)  LOANS IN FORECLOSURE                                 6  1,562,437.87 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  13,368,304.98 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        11,928,454.64 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,467,605.08 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      272,466.92 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      30.52 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,352.05 
                                                                                
       LOC AMOUNT AVAILABLE                                3,431,727.64         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.7606% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.8364% 
                                                                                
    POOL TRADING FACTOR                                             0.066851045 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      4,606,935.66      9.5000         4,969.41  
S     760920DL9            0.00              0.00      0.8839             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      4,606,935.66                     4,969.41  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          36,463.15          0.00        41,432.56        0.00     4,601,966.25
S           3,392.61          0.00         3,392.61        0.00             0.00
                                                                                
           39,855.76          0.00        44,825.17        0.00     4,601,966.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      46.053790   0.049677     0.364508      0.000000      0.414185   46.004112
S       0.000000   0.000000     0.033915      0.000000      0.033915    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,221.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   489.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,598.44 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    474,365.80 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    648,313.17 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,601,966.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         4,608,978.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,053.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,915.46 
                                                                                
       LOC AMOUNT AVAILABLE                                5,513,467.33         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       722,237.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8270% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.046004112 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42      4,301,078.58     10.5000         2,954.66  
S     760920ED6            0.00              0.00      0.6122             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42      4,301,078.58                     2,954.66  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          37,634.30          0.00        40,588.96        0.00     4,298,123.92
S           2,194.26          0.00         2,194.26        0.00             0.00
                                                                                
           39,828.56          0.00        42,783.22        0.00     4,298,123.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      45.185254   0.031040     0.395370      0.000000      0.426410   45.154213
S       0.000000   0.000000     0.023052      0.000000      0.023052    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,521.39 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   397.51 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,950.95 
    MASTER SERVICER ADVANCES THIS MONTH                                4,829.57 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    692,108.70 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3  1,005,233.23 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,298,123.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         3,821,779.86 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  15      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             486,075.17 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      15.67 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,938.99 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       1,386,027.00         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,396,176.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.7245% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.045154213 

 ................................................................................


Run:        10/26/96     10:09:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     2,696,597.83     9.500000  %      2,553.44
I     760920FV5        10,000.00           713.32     0.500000  %          0.63
B                  11,825,033.00     5,149,091.90     9.500000  %      4,361.21
S     760920FW3             0.00             0.00     0.117968  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00     7,846,403.05                      6,915.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          21,347.34     23,900.78             0.00         0.00   2,694,044.39
I           3,269.22      3,269.85             0.00         0.00         712.69
B          40,762.26     45,123.47             0.00         0.00   5,144,730.69
S             776.97        776.97             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           66,155.79     73,071.07             0.00         0.00   7,839,487.77
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       27.469977   0.026012     0.217463     0.243475   0.000000     27.443965
I       71.332000   0.063000   326.922000   326.985000   0.000000     71.269000
B      435.439960   0.368813     3.447115     3.815928   0.000000    435.071149

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,294.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       819.60

SUBSERVICER ADVANCES THIS MONTH                                        6,886.74
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     519,044.75

 (B)  TWO MONTHLY PAYMENTS:                                    1     237,651.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       7,839,487.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           29

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          269.49

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          34.37640320 %    65.62359680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             34.37414740 %    65.62585260 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1180 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,793,146.50
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,129,615.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.59389830
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              286.24

POOL TRADING FACTOR:                                                 7.12678704


 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     24,130,862.15      7.3565        35,391.27  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     24,130,862.15                    35,391.27  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          147,914.89          0.00       183,306.16        0.00    24,095,470.88
                                                                                
          147,914.89          0.00       183,306.16        0.00    24,095,470.88
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      126.620184   0.185706     0.776143      0.000000      0.961849  126.434478
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,226.92 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,284.35 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,845.56 
    MASTER SERVICER ADVANCES THIS MONTH                                4,643.28 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    181,813.19 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    199,589.82 
      (D)  LOANS IN FORECLOSURE                                 4    954,609.37 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  24,095,470.88 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        23,510,454.35 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  94      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             621,903.75 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,830.81 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           32,560.46 
                                                                                
       LOC AMOUNT AVAILABLE                                3,116,217.55         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,609,446.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0963% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3563% 
                                                                                
    POOL TRADING FACTOR                                             0.126434478 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     32,498,570.52      6.7224       246,532.62  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     32,498,570.52                   246,532.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          182,026.34          0.00       428,558.96        0.00    32,252,037.90
                                                                                
          182,026.34          0.00       428,558.96        0.00    32,252,037.90
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      233.411086   1.770645     1.307349      0.000000      3.077994  231.640440
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   11,535.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,738.15 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   22,009.13 
    MASTER SERVICER ADVANCES THIS MONTH                                8,107.77 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4  1,190,428.41 
      (B)  TWO MONTHLY PAYMENTS:                                4  1,256,852.66 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    187,999.81 
      (D)  LOANS IN FORECLOSURE                                 4    924,787.78 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  32,252,037.90 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        31,069,483.32 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 118      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,232,679.56 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,480.13 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             200,767.60 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           40,284.89 
                                                                                
       LOC AMOUNT AVAILABLE                                3,000,072.47         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                453,278.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,889,834.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4782% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6855% 
                                                                                
    POOL TRADING FACTOR                                             0.231640440 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     40,135,576.93      6.0533       563,837.88  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     40,135,576.93                   563,837.88  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         201,102.87          0.00       764,940.75        0.00    39,571,739.05
S          18,272.11          0.00        18,272.11        0.00             0.00
                                                                                
          219,374.98          0.00       783,212.86        0.00    39,571,739.05
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     221.967996   3.118280     1.112190      0.000000      4.230470  218.849716
S       0.000000   0.000000     0.101053      0.000000      0.101053    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   13,291.40 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                10,703.89 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    5,620.78 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    764,633.42 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  39,571,739.05 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        39,625,935.60 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 153      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      489,476.28 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  12,879.35 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           61,482.25 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,721,189.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.2100% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.9400% 
                                                                                
    POOL TRADING FACTOR                                             0.218849716 

 ................................................................................


Run:        10/26/96     10:09:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     1,042,289.88    10.000000  %     30,027.79
A-3   760920KA5    62,000,000.00     1,283,098.52    10.000000  %     36,965.36
A-4   760920KB3        10,000.00           195.82     0.778500  %          5.64
B                  10,439,807.67     2,823,323.87    10.000000  %          0.00
R                           0.00            11.13    10.000000  %          0.32

- -------------------------------------------------------------------------------
                  122,813,807.67     5,148,919.22                     66,999.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         8,685.73     38,713.52             0.00         0.00   1,012,262.09
A-3        10,692.46     47,657.82             0.00         0.00   1,246,133.16
A-4         3,340.35      3,345.99             0.00         0.00         190.18
B               0.00          0.00             0.00   978,228.26   1,868,623.10
R               1.72          2.04             0.00         0.00          10.81


B RECOURSE OBLIGATION
                 978,228.26


- -------------------------------------------------------------------------------
           22,720.26  1,067,947.63             0.00   978,228.26   4,127,219.34
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    119.337060   3.438034     0.994473     4.432507   0.000000    115.899026
A-3     20.695137   0.596215     0.172459     0.768674   0.000000     20.098922
A-4     19.582000   0.564000   334.035000   334.599000   0.000000     19.018000
B      270.438303   0.000000     0.000000     0.000000   0.000000    178.990184
B RECOURSE OBLIGATION                         93.701751
_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,593.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       430.35

SUBSERVICER ADVANCES THIS MONTH                                        6,557.29
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     240,254.51

 (B)  TWO MONTHLY PAYMENTS:                                    1     232,744.13

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        214,901.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       4,127,219.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           17

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                 23,527.49

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                           15.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          45.16667000 %    54.83333010 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             54.72440530 %    45.27559470 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6979 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,524,125.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                               978,228.26
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.28598099
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                 3.36054994


 ................................................................................


Run:        10/26/96     10:09:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A                 145,575,900.00    12,498,763.63     7.063137  %    371,382.00
R     760920KT4           100.00             0.00     7.063137  %          0.00
B                  10,120,256.77     7,172,966.41     7.063137  %    126,727.71

- -------------------------------------------------------------------------------
                  155,696,256.77    19,671,730.04                    498,109.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          73,529.21    444,911.21             0.00         0.00  12,127,381.63
R               0.00          0.00             0.00         0.00           0.00
B          42,197.98    168,925.69             0.00    80,480.96   6,965,757.74

- -------------------------------------------------------------------------------
          115,727.19    613,836.90             0.00    80,480.96  19,093,139.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       85.857368   2.551123     0.505092     3.056215   0.000000     83.306245
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      708.773164  12.522183     4.169655    16.691838   0.000000    688.298518

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,453.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,054.44

SPREAD                                                                 3,585.36

SUBSERVICER ADVANCES THIS MONTH                                        4,887.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     190,811.96

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        494,314.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,093,139.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           75

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       10,324.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          63.53667730 %    36.46332270 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             63.51695970 %    36.48304030 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,372,788.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.80832309
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              268.04

POOL TRADING FACTOR:                                                12.26306898


 ................................................................................


Run:        10/26/96     10:09:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    21,558,176.12     6.268062  %     48,131.67
R     760920KR8           100.00             0.00     6.268062  %          0.00
B                   9,358,525.99     8,258,033.85     6.268062  %     14,841.20

- -------------------------------------------------------------------------------
                  120,755,165.99    29,816,209.97                     62,972.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         112,571.61    160,703.28             0.00         0.00  21,510,044.45
R               0.00          0.00             0.00         0.00           0.00
B          43,121.46     57,962.66             0.00         0.00   8,243,192.65

- -------------------------------------------------------------------------------
          155,693.07    218,665.94             0.00         0.00  29,753,237.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      193.526443   0.432075     1.010549     1.442624   0.000000    193.094368
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      882.407535   1.585848     4.607719     6.193567   0.000000    880.821687

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,968.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,128.10

SPREAD                                                                 5,588.72

SUBSERVICER ADVANCES THIS MONTH                                        2,059.65
MASTER SERVICER ADVANCES THIS MONTH                                    1,916.79


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     287,035.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,753,237.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          121

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 268,760.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,387.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          72.30354270 %    27.69645730 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             72.29480400 %    27.70519600 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,875,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.97657042
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              249.58

POOL TRADING FACTOR:                                                24.63930786


 ................................................................................


Run:        10/26/96     10:09:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90     7,945,884.48     9.000000  %    198,487.93
S     760920LY2        10,000.00         1,125.26     0.700885  %         28.11
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90     7,947,009.74                    198,516.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        59,016.00    257,503.93             0.00         0.00   7,747,396.55
S           4,596.58      4,624.69             0.00         0.00       1,097.15
R               8.36          8.36             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           63,620.94    262,136.98             0.00         0.00   7,748,493.70
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    187.538973   4.684717     1.392897     6.077614   0.000000    182.854256
S      112.526000   2.811000   459.658000   462.469000   0.000000    109.715000

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,953.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       822.14

SUBSERVICER ADVANCES THIS MONTH                                        8,300.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     725,847.81

 (B)  TWO MONTHLY PAYMENTS:                                    1     212,715.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       7,748,493.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           26

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      192,371.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000030 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000030 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7059 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,811,809.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.12953625
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              294.66

POOL TRADING FACTOR:                                                10.97125543


 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     31,359,052.62      6.6984       931,733.52  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     31,359,052.62                   931,733.52  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         173,746.12          0.00     1,105,479.64        0.00    30,427,319.10
S           6,484.62          0.00         6,484.62        0.00             0.00
                                                                                
          180,230.74          0.00     1,111,964.26        0.00    30,427,319.10
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     273.379854   8.122604     1.514672      0.000000      9.637276  265.257250
S       0.000000   0.000000     0.056531      0.000000      0.056531    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,502.86 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,071.99 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,689.76 
    MASTER SERVICER ADVANCES THIS MONTH                                8,203.30 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4  1,187,815.97 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    195,853.80 
      (D)  LOANS IN FORECLOSURE                                 5    996,680.22 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,427,319.10 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        29,309,614.01 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 103      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,160,603.41 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      342,425.40 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,355.40 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             551,664.87 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           36,287.85 
                                                                                
       LOC AMOUNT AVAILABLE                               14,646,217.53         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4316% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6688% 
                                                                                
    POOL TRADING FACTOR                                             0.265257250 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     15,262,682.68      7.5180        17,791.73  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     15,262,682.68                    17,791.73  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          95,616.19          0.00       113,407.92        0.00    15,244,890.95
S           3,179.58          0.00         3,179.58        0.00             0.00
                                                                                
           98,795.77          0.00       116,587.50        0.00    15,244,890.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     268.660799   0.313178     1.683080      0.000000      1.996258  268.347621
S       0.000000   0.000000     0.055968      0.000000      0.055968    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,309.71 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,983.62 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,639.48 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    447,317.65 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    172,020.22 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,244,890.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        15,263,354.46 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  63      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     714.77 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,076.96 
                                                                                
       LOC AMOUNT AVAILABLE                               14,646,217.53         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2567% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5123% 
                                                                                
    POOL TRADING FACTOR                                             0.268347621 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      5,903,432.53      8.2500         6,796.26  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      5,903,432.53                     6,796.26  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          40,578.67          0.00        47,374.93        0.00     5,896,636.27
S           1,229.65          0.00         1,229.65        0.00             0.00
                                                                                
           41,808.32          0.00        48,604.58        0.00     5,896,636.27
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     253.308272   0.291618     1.741176      0.000000      2.032794  253.016654
S       0.000000   0.000000     0.052763      0.000000      0.052763    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,104.00 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   607.87 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,737.16 
    MASTER SERVICER ADVANCES THIS MONTH                                1,137.36 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    468,066.36 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,896,636.27 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,769,720.22 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  31      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             141,244.68 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,081.10 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,715.16 
                                                                                
       LOC AMOUNT AVAILABLE                               14,646,217.53         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0632% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.253016654 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     15,499,163.56      6.6347        18,427.00  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     15,499,163.56                    18,427.00  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          85,692.41          0.00       104,119.41        0.00    15,480,736.56
S           3,551.84          0.00         3,551.84        0.00             0.00
                                                                                
           89,244.25          0.00       107,671.25        0.00    15,480,736.56
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     272.874230   0.324421     1.508678      0.000000      1.833099  272.549809
S       0.000000   0.000000     0.062533      0.000000      0.062533    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,843.49 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,292.82 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,925.15 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    335,210.41 
      (B)  TWO MONTHLY PAYMENTS:                                1    368,718.02 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,480,736.56 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        15,500,180.82 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  57      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     212.65 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,214.35 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3814% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6314% 
                                                                                
    POOL TRADING FACTOR                                             0.272549809 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     22,930,465.96      7.5434       512,141.61  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     22,930,465.96                   512,141.61  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         142,895.11          0.00       655,036.72        0.00    22,418,324.35
S           5,209.34          0.00         5,209.34        0.00             0.00
                                                                                
          148,104.45          0.00       660,246.06        0.00    22,418,324.35
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     288.128606   6.435222     1.795523      0.000000      8.230745  281.693384
S       0.000000   0.000000     0.065457      0.000000      0.065457    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,942.60 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,280.53 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,171.91 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    427,678.64 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  22,418,324.35 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        22,440,094.99 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  87      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      486,757.46 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,034.70 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           24,349.45 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2976% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5363% 
                                                                                
    POOL TRADING FACTOR                                             0.281693384 

 ................................................................................


Run:        10/26/96     10:09:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00             0.00     8.750000  %          0.00
A-6   760920RZ3    25,602,000.00    15,646,486.37     6.762500  %    386,719.07
A-7   760920SA7     5,940,500.00     3,477,709.99    19.066686  %     85,955.20
A-8   760920SL3    45,032,000.00     2,670,175.24     9.000000  %     63,992.82
A-9   760920SB5             0.00             0.00     0.103496  %          0.00
R-I   760920SJ8           500.00            29.64     9.000000  %          0.71
R-II  760920SK5       300,629.00       456,879.02     9.000000  %          0.00
M     760920SH2    10,142,260.00     7,978,366.57     9.000000  %     53,558.56
B                  20,284,521.53    15,715,915.62     9.000000  %     43,649.16

- -------------------------------------------------------------------------------
                  405,690,410.53    45,945,562.45                    633,875.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        87,455.54    474,174.61             0.00         0.00  15,259,767.30
A-7        54,806.46    140,761.66             0.00         0.00   3,391,754.79
A-8        19,863.03     83,855.85             0.00         0.00   2,606,182.42
A-9         3,930.34      3,930.34             0.00         0.00           0.00
R-I             0.22          0.93             0.00         0.00          28.93
R-II            0.00          0.00         3,398.65         0.00     460,277.67
M          59,349.86    112,908.42             0.00         0.00   7,924,808.01
B         116,908.34    160,557.50             0.00         0.00  15,610,415.10

- -------------------------------------------------------------------------------
          342,313.79    976,189.31         3,398.65         0.00  45,253,234.22
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    611.143128  15.105034     3.415965    18.520999   0.000000    596.038095
A-7    585.423784  14.469354     9.225900    23.695254   0.000000    570.954430
A-8     59.295062   1.421052     0.441087     1.862139   0.000000     57.874010
R-I     59.280000   1.420000     0.440000     1.860000   0.000000     57.860000
R-II  1519.743671   0.000000     0.000000     0.000000  11.305130   1531.048801
M      786.645833   5.280732     5.851739    11.132471   0.000000    781.365101
B      774.773790   2.151846     5.763425     7.915271   0.000000    769.572754

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,848.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,787.50

SUBSERVICER ADVANCES THIS MONTH                                       48,510.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,045,969.96

 (B)  TWO MONTHLY PAYMENTS:                                    2     298,822.89

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,921.52


FORECLOSURES
  NUMBER OF LOANS                                                            12
  AGGREGATE PRINCIPAL BALANCE                                      4,146,118.56

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,253,234.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          176

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      383,896.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         48.42966130 %    17.36482500 %   34.20551360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            47.99217440 %    17.51213620 %   34.49568940 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.100338 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,055.00
      FRAUD AMOUNT AVAILABLE                              576,443.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,780,938.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.59208658
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              287.45

POOL TRADING FACTOR:                                                11.15462260



FIXED STRIP INTEREST ON CLASS A-7:                                          0.00
INVERSE LIBOR INTEREST ON CLASS A-7:                                   54,806.46
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              54,806.46


 ................................................................................


Run:        10/26/96     10:09:10                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00             0.00     8.500000  %          0.00
A-5   760920TX6    12,885,227.00     9,505,727.94     6.612500  %    187,283.19
A-6   760920TY4     3,789,773.00     2,795,802.60    14.916500  %     55,083.29
A-7   760920UA4        10,000.00           811.29  7590.550000  %         15.98
A-8   760920TZ1             0.00             0.00     0.065986  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,116,872.41     9.000000  %      2,993.06
B                   8,174,757.92     5,329,135.89     9.000000  %      5,117.44

- -------------------------------------------------------------------------------
                  163,495,140.92    20,748,350.13                    250,492.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        52,041.79    239,324.98             0.00         0.00   9,318,444.75
A-6        34,528.25     89,611.54             0.00         0.00   2,740,719.31
A-7         5,098.59      5,114.57             0.00         0.00         795.31
A-8         1,133.53      1,133.53             0.00         0.00           0.00
R-I             2.31          2.31             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          23,225.37     26,218.43             0.00         0.00   3,113,879.35
B          39,710.00     44,827.44             0.00         0.00   5,324,018.45

- -------------------------------------------------------------------------------
          155,739.84    406,232.80             0.00         0.00  20,497,857.17
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    737.722971  14.534722     4.038873    18.573595   0.000000    723.188249
A-6    737.722972  14.534720     9.110902    23.645622   0.000000    723.188252
A-7     81.129000   1.598000   509.859000   511.457000   0.000000     79.531000
R-I      0.000000   0.000000    23.100000    23.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      847.164278   0.813512     6.312643     7.126155   0.000000    846.350766
B      651.901370   0.625999     4.857642     5.483641   0.000000    651.275365

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,249.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,147.06

SUBSERVICER ADVANCES THIS MONTH                                       23,776.20
MASTER SERVICER ADVANCES THIS MONTH                                    2,307.81


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     729,408.54

 (B)  TWO MONTHLY PAYMENTS:                                    1     326,368.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     527,530.81


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,309,345.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,497,857.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           73

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 274,967.18

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      230,568.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.29310890 %    15.02226600 %   25.68462480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            58.83522000 %    15.19124328 %   25.97353670 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0524 %

      BANKRUPTCY AMOUNT AVAILABLE                         200,053.00
      FRAUD AMOUNT AVAILABLE                              317,339.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,872,978.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.48691119
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              294.37

POOL TRADING FACTOR:                                                12.53728830


 ................................................................................


Run:        10/26/96     10:09:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00             0.00     8.000000  %          0.00
A-8   760920TN8    18,168,000.00     4,335,209.97     8.000000  %    505,029.61
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     3,698,887.95     8.000000  %     60,251.11
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00           683.50     8.000000  %         11.13
A-18  760920UR7             0.00             0.00     0.166677  %          0.00
R-I   760920TR9        38,000.00         4,688.58     8.000000  %          0.00
R-II  760920TS7       702,000.00       965,117.51     8.000000  %          0.00
M     760920TQ1    12,177,000.00    11,021,429.60     8.000000  %      9,959.74
B                  27,060,001.70    23,501,629.31     8.000000  %     21,237.72

- -------------------------------------------------------------------------------
                  541,188,443.70    68,830,088.42                    596,489.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        28,763.83    533,793.44             0.00         0.00   3,830,180.36
A-9        41,076.87     41,076.87             0.00         0.00   6,191,000.00
A-10      126,803.15    126,803.15             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       24,541.87     84,792.98             0.00         0.00   3,638,636.84
A-16       28,546.55     28,546.55             0.00         0.00           0.00
A-17            4.54         15.67             0.00         0.00         672.37
A-18        9,516.08      9,516.08             0.00         0.00           0.00
R-I             0.00          0.00            31.26         0.00       4,719.84
R-II            0.00          0.00         6,434.12         0.00     971,551.63
M          73,136.34     83,096.08             0.00         0.00  11,011,469.86
B         155,952.82    177,190.54             0.00         0.00  23,480,391.59

- -------------------------------------------------------------------------------
          488,342.05  1,084,831.36         6,465.38         0.00  68,240,064.49
===============================================================================

































Run:        10/26/96     10:09:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    238.617898  27.797755     1.583214    29.380969   0.000000    210.820143
A-9   1000.000000   0.000000     6.634933     6.634933   0.000000   1000.000000
A-10  1000.000000   0.000000     6.634934     6.634934   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   210.176030   3.423553     1.394504     4.818057   0.000000    206.752477
A-17    68.350000   1.113000     0.454000     1.567000   0.000000     67.237000
R-I    123.383684   0.000000     0.000000     0.000000   0.822632    124.206316
R-II  1374.811268   0.000000     0.000000     0.000000   9.165413   1383.976681
M      905.102209   0.817914     6.006105     6.824019   0.000000    904.284295
B      868.500659   0.784838     5.763223     6.548061   0.000000    867.715821

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,197.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,930.24

SUBSERVICER ADVANCES THIS MONTH                                       19,648.91
MASTER SERVICER ADVANCES THIS MONTH                                    1,761.28


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,205,852.44

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     660,591.46


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        652,559.46

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,240,064.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          257

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 214,295.11

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      527,824.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         49.84307050 %    16.01251700 %   34.14441250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            49.45511600 %    16.13637083 %   34.40851320 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1675 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,221.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,053,382.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14691142
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.11

POOL TRADING FACTOR:                                                12.60929816


 ................................................................................


Run:        10/26/96     10:09:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4053 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UK2    10,820,000.00             0.00     7.500000  %          0.00
A-2   760920UL0    26,800,000.00             0.00     7.500000  %          0.00
A-3   760920UM8    25,330,000.00             0.00     7.500000  %          0.00
A-4   760920UN6    15,000,000.00     4,255,765.11     7.500000  %    380,153.24
A-5   760920UP1     8,110,000.00     5,128,418.28     7.500000  %    458,104.42
A-6   760920UQ9    74,560,000.00     2,377,663.71     7.500000  %    212,388.73
A-7   760920UE6     4,915,714.00             0.00     0.000000  %          0.00
A-8   760920UF3     1,966,286.00             0.00     0.000000  %          0.00
A-9   760920UH9             0.00             0.00     0.500000  %          0.00
A-10  760920UG1             0.00             0.00     0.392811  %          0.00
R     760920UJ5           100.00             0.00     7.500000  %          0.00
B                   8,816,068.76     6,835,937.38     7.500000  %     35,611.21

- -------------------------------------------------------------------------------
                  176,318,168.76    18,597,784.48                  1,086,257.60
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        25,719.86    405,873.10             0.00         0.00   3,875,611.87
A-5        30,993.77    489,098.19             0.00         0.00   4,670,313.86
A-6        14,369.50    226,758.23             0.00         0.00   2,165,274.98
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9         7,493.09      7,493.09             0.00         0.00           0.00
A-10        5,886.74      5,886.74             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          41,313.23     76,924.44             0.00         0.00   6,800,326.17

- -------------------------------------------------------------------------------
          125,776.19  1,212,033.79             0.00         0.00  17,511,526.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    283.717674  25.343549     1.714657    27.058206   0.000000    258.374125
A-5    632.357371  56.486366     3.821674    60.308040   0.000000    575.871006
A-6     31.889266   2.848561     0.192724     3.041285   0.000000     29.040705
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      775.395198   4.039352     4.686128     8.725480   0.000000    771.355845

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4053 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,559.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,890.21

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,511,526.87

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           86

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      989,374.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          63.24327020 %    36.75672980 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             61.16657210 %    38.83342790 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3869 %

      BANKRUPTCY AMOUNT AVAILABLE                         738,029.00
      FRAUD AMOUNT AVAILABLE                              266,182.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,373.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.88555512
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.20

POOL TRADING FACTOR:                                                 9.93177674


 ................................................................................


Run:        10/26/96     10:09:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00     8,701,504.62     8.081345  %    440,356.31
R                         100.00             0.00     8.081345  %          0.00
B                   5,302,117.23     4,229,522.00     8.081345  %     23,029.91

- -------------------------------------------------------------------------------
                  106,042,332.23    12,931,026.62                    463,386.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          57,741.00    498,097.31             0.00         0.00   8,261,148.31
R               0.00          0.00             0.00         0.00           0.00
B          28,066.06     51,095.97             0.00         0.00   4,206,492.09

- -------------------------------------------------------------------------------
           85,807.06    549,193.28             0.00         0.00  12,467,640.40
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       86.375766   4.371211     0.573168     4.944379   0.000000     82.004555
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      797.704354   4.343532     5.293367     9.636899   0.000000    793.360823

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,513.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,369.12

SUBSERVICER ADVANCES THIS MONTH                                       12,845.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      39,723.47

 (B)  TWO MONTHLY PAYMENTS:                                    2     890,390.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        187,243.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      12,467,640.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           66

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      392,976.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          67.29167660 %    32.70832340 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             66.26072010 %    33.73927990 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              139,210.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,430,713.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.62917209
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              119.14

POOL TRADING FACTOR:                                                11.75722953



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                 -0.0004


 ................................................................................


Run:        10/26/96     10:09:15                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00             0.00     7.500000  %          0.00
A-5   760920VE5     6,968,000.00     6,874,640.33     7.500000  %     87,224.06
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.425374  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,441,315.26     7.500000  %     22,934.81

- -------------------------------------------------------------------------------
                  116,500,312.92    11,315,955.59                    110,158.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        42,797.30    130,021.36             0.00         0.00   6,787,416.27
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        4,696.41      4,696.41             0.00         0.00           0.00
A-12        3,995.46      3,995.46             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          27,648.91     50,583.72             0.00         0.00   4,418,380.45

- -------------------------------------------------------------------------------
           79,138.08    189,296.95             0.00         0.00  11,205,796.72
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    986.601655  12.517804     6.141978    18.659782   0.000000    974.083851
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      762.416598   3.937095     4.746339     8.683434   0.000000    758.479503

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:16                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,289.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,191.76

SUBSERVICER ADVANCES THIS MONTH                                        6,181.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     157,117.20

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        317,994.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      11,205,796.72

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           58

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       51,723.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          60.75174360 %    39.24825640 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             60.57058180 %    39.42941820 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4245 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              131,188.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,363,143.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.89937762
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              120.00

POOL TRADING FACTOR:                                                 9.61868380


 ................................................................................


Run:        10/26/96     10:09:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00             0.00     7.500000  %          0.00
A-7   760920VQ8     5,327,000.00             0.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00     4,756,218.81     7.500000  %  1,239,737.52
A-9   760920VV7    30,371,000.00    30,371,000.00     5.669000  %          0.00
A-10  760920VS4    10,124,000.00    10,124,000.00    12.992819  %          0.00
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.148106  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     8,932,577.20     7.500000  %      7,921.84
B                  22,976,027.86    19,694,352.66     7.500000  %     17,465.89

- -------------------------------------------------------------------------------
                  459,500,240.86    73,878,148.67                  1,265,125.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        29,456.64  1,269,194.16             0.00         0.00   3,516,481.29
A-9       142,175.80    142,175.80             0.00         0.00  30,371,000.00
A-10      108,621.46    108,621.46             0.00         0.00  10,124,000.00
A-11       61,006.50     61,006.50             0.00         0.00           0.00
A-12        9,035.44      9,035.44             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          55,322.04     63,243.88             0.00         0.00   8,924,655.36
B         121,972.85    139,438.74             0.00         0.00  19,676,886.77

- -------------------------------------------------------------------------------
          527,590.73  1,792,715.98             0.00         0.00  72,613,023.42
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    145.521320  37.931022     0.901256    38.832278   0.000000    107.590298
A-9   1000.000000   0.000000     4.681301     4.681301   0.000000   1000.000000
A-10  1000.000000   0.000000    10.729106    10.729106   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      863.951367   0.766194     5.350701     6.116895   0.000000    863.185173
B      857.169602   0.760179     5.308700     6.068879   0.000000    856.409423

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,622.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,748.64

SUBSERVICER ADVANCES THIS MONTH                                       47,990.47
MASTER SERVICER ADVANCES THIS MONTH                                    5,270.51


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,288,073.17

 (B)  TWO MONTHLY PAYMENTS:                                    1     261,560.13

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      3,515,302.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      72,613,023.42

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          276

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 633,872.22

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,199,606.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         61.25115430 %    12.09096000 %   26.65788600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            60.61100230 %    12.29070894 %   27.09828880 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1505 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,275.00
      FRAUD AMOUNT AVAILABLE                              881,310.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,911,312.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16418719
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.96

POOL TRADING FACTOR:                                                15.80260835


 ................................................................................


Run:        10/26/96     10:09:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00       658,112.44     8.500000  %    489,977.78
A-4   760920WX2    31,674,000.00    31,674,000.00     8.500000  %          0.00
A-5   760920WY0    30,082,000.00     3,592,495.41     8.500000  %     54,442.56
A-6   760920WW4             0.00             0.00     0.126312  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,553,024.46     8.500000  %     54,597.40
B                  15,364,881.77    12,755,544.62     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  323,459,981.77    55,233,176.93                    599,017.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         4,645.65    494,623.43             0.00         0.00     168,134.66
A-4       223,588.62    223,588.62             0.00         0.00  31,674,000.00
A-5        25,359.63     79,802.19             0.00         0.00   3,538,052.85
A-6         5,793.91      5,793.91             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          46,258.19    100,855.59             0.00         0.00   6,498,427.06
B          43,063.30     43,063.30             0.00         0.00  12,649,270.08

- -------------------------------------------------------------------------------
          348,709.30    947,727.04             0.00         0.00  54,527,884.65
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     11.589751   8.628800     0.081813     8.710613   0.000000      2.960951
A-4   1000.000000   0.000000     7.059059     7.059059   0.000000   1000.000000
A-5    119.423423   1.809805     0.843017     2.652822   0.000000    117.613618
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      900.388082   7.501704     6.355893    13.857597   0.000000    892.886378
B      830.175254   0.000000     2.802708     2.802708   0.000000    823.258537

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,573.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,790.88

SUBSERVICER ADVANCES THIS MONTH                                       36,593.41
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,054,739.05

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,033,298.72

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     584,840.31


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,853,408.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,527,884.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          208

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      245,109.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         65.04171920 %    11.86429000 %   23.09399050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            64.88457740 %    11.91762179 %   23.19780080 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1252 %

      BANKRUPTCY AMOUNT AVAILABLE                         176,134.00
      FRAUD AMOUNT AVAILABLE                              618,645.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,947,069.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07038649
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.33

POOL TRADING FACTOR:                                                16.85769113



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        10/26/96     10:09:19                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    30,605,724.40     7.704790  %    159,479.52
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     7.704790  %          0.00
B                   7,295,556.68     5,223,996.48     7.704790  %      5,196.58

- -------------------------------------------------------------------------------
                  108,082,314.68    35,829,720.88                    164,676.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         196,065.82    355,545.34             0.00         0.00  30,446,244.88
S           4,468.62      4,468.62             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          33,465.86     38,662.44             0.00         0.00   5,218,799.90

- -------------------------------------------------------------------------------
          234,000.30    398,676.40             0.00         0.00  35,665,044.78
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      303.668412   1.582348     1.945355     3.527703   0.000000    302.086065
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      716.051798   0.712292     4.587158     5.299450   0.000000    715.339504

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,005.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,888.77

SUBSERVICER ADVANCES THIS MONTH                                       18,819.28
MASTER SERVICER ADVANCES THIS MONTH                                    9,468.19


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,684,731.35

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     226,523.62


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        591,431.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      35,665,044.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          141

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,264,369.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      129,034.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.41993530 %    14.58006470 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.36718530 %    14.63281470 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              408,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,908,520.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32495419
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.21

POOL TRADING FACTOR:                                                32.99803940



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1386

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:09:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00             0.00     8.000000  %          0.00
A-5   760920WC8    24,873,900.00    21,708,448.64     8.000000  %    639,794.97
A-6   760920WG9     5,000,000.00     7,123,038.65     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     3,203,500.42     8.000000  %     65,842.14
A-8   760920WJ3             0.00             0.00     0.175647  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,621,299.88     8.000000  %      4,730.11
B                  10,363,398.83     9,758,022.45     8.000000  %      9,987.78

- -------------------------------------------------------------------------------
                  218,151,398.83    46,414,310.04                    720,355.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       143,897.51    783,692.48             0.00         0.00  21,068,653.67
A-6             0.00          0.00        47,216.06         0.00   7,170,254.71
A-7        21,234.85     87,076.99             0.00         0.00   3,137,658.28
A-8         6,755.04      6,755.04             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          30,632.94     35,363.05             0.00         0.00   4,616,569.77
B          64,682.43     74,670.21             0.00         0.00   9,748,034.67

- -------------------------------------------------------------------------------
          267,202.77    987,557.77        47,216.06         0.00  45,741,171.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    872.740046  25.721538     5.785080    31.506618   0.000000    847.018508
A-6   1424.607730   0.000000     0.000000     0.000000   9.443212   1434.050942
A-7    157.901243   3.245374     1.046670     4.292044   0.000000    154.655870
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.585143   0.963755     6.241430     7.205185   0.000000    940.621388
B      941.585151   0.963756     6.241429     7.205185   0.000000    940.621396

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,747.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,859.88

SUBSERVICER ADVANCES THIS MONTH                                       11,683.70
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     423,697.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     305,760.79


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        805,175.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,741,171.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          186

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      625,631.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.01963570 %     9.95662700 %   21.02373700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            68.59589710 %    10.09281061 %   21.31129230 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1766 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,104.00
      FRAUD AMOUNT AVAILABLE                              493,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,934,153.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68408128
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              293.30

POOL TRADING FACTOR:                                                20.96762677



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        10/26/96     10:09:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00     3,920,129.89     8.000000  %    186,810.38
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.164521  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     5,765,628.16     8.000000  %     32,365.28

- -------------------------------------------------------------------------------
                  139,954,768.28    21,185,758.05                    219,175.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        26,025.31    212,835.69             0.00         0.00   3,733,319.51
A-3        76,347.22     76,347.22             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         2,892.48      2,892.48             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          38,277.35     70,642.63             0.00         0.00   5,733,262.88

- -------------------------------------------------------------------------------
          143,542.36    362,718.02             0.00         0.00  20,966,582.39
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2     92.028309   4.385529     0.610966     4.996495   0.000000     87.642780
A-3   1000.000000   0.000000     6.638889     6.638889   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      784.688141   4.404835     5.209457     9.614292   0.000000    780.283304

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,122.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,607.70

SUBSERVICER ADVANCES THIS MONTH                                        7,458.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     192,928.24

 (B)  TWO MONTHLY PAYMENTS:                                    1     288,038.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        161,121.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,966,582.39

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           95

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      100,249.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          72.78535820 %    27.21464180 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             72.65523410 %    27.34476590 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1637 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              252,686.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,677,518.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63686483
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.54

POOL TRADING FACTOR:                                                14.98097039



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


 ................................................................................


Run:        10/26/96     10:09:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00             0.00     8.500000  %          0.00
A-9   760920XU7    38,830,000.00    25,789,457.05     8.500000  %    265,388.69
A-10  760920XQ6     6,395,000.00     4,247,323.66     8.500000  %     43,707.46
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.179415  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,399,772.99     8.500000  %      5,931.38
B                  15,395,727.87    13,035,733.98     8.500000  %     12,081.67

- -------------------------------------------------------------------------------
                  324,107,827.87    49,472,287.68                    327,109.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       181,819.67    447,208.36             0.00         0.00  25,524,068.36
A-10       29,944.29     73,651.75             0.00         0.00   4,203,616.20
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        7,362.09      7,362.09             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          45,119.40     51,050.78             0.00         0.00   6,393,841.61
B          91,903.95    103,985.62             0.00         0.00  13,023,652.31

- -------------------------------------------------------------------------------
          356,149.40    683,258.60             0.00         0.00  49,145,178.48
===============================================================================










































Run:        10/26/96     10:09:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    664.163200   6.834630     4.682454    11.517084   0.000000    657.328570
A-10   664.163199   6.834630     4.682453    11.517083   0.000000    657.328569
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      877.643032   0.813409     6.187521     7.000930   0.000000    876.829623
B      846.711119   0.784742     5.969445     6.754187   0.000000    845.926378

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,868.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,212.15

SUBSERVICER ADVANCES THIS MONTH                                       27,080.34
MASTER SERVICER ADVANCES THIS MONTH                                    4,348.43


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     650,534.28

 (B)  TWO MONTHLY PAYMENTS:                                    3     973,194.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     101,538.05


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,685,397.98

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      49,145,178.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          190

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 523,765.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      281,257.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         60.71435570 %    12.93607700 %   26.34956780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            60.48952410 %    13.01010965 %   26.50036630 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1797 %

      BANKRUPTCY AMOUNT AVAILABLE                         330,694.00
      FRAUD AMOUNT AVAILABLE                              531,123.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,935,342.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14542991
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              294.58

POOL TRADING FACTOR:                                                15.16321861



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        10/26/96     10:09:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00    10,089,352.41     7.896541  %    862,183.78
R     760920XF0           100.00             0.00     7.896541  %          0.00
B                   5,010,927.54     4,083,247.52     7.896541  %     20,255.04

- -------------------------------------------------------------------------------
                  105,493,196.54    14,172,599.93                    882,438.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          65,101.94    927,285.72             0.00         0.00   9,227,168.63
R               0.00          0.00             0.00         0.00           0.00
B          26,347.32     46,602.36             0.00         0.00   4,062,992.48

- -------------------------------------------------------------------------------
           91,449.26    973,888.08             0.00         0.00  13,290,161.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      100.409381   8.580465     0.647895     9.228360   0.000000     91.828916
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      814.868602   4.042174     5.257973     9.300147   0.000000    810.826428

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,436.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,469.41

SUBSERVICER ADVANCES THIS MONTH                                        9,262.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     185,884.42

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     168,324.33


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        452,010.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,290,161.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           64

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      812,135.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.18914290 %    28.81085720 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             69.42856870 %    30.57143130 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              163,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,701,239.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.33635112
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              121.85

POOL TRADING FACTOR:                                                12.59812153


 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     28,968,235.08      8.3734        30,668.79  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     28,968,235.08                    30,668.79  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          202,112.86          0.00       232,781.65        0.00    28,937,566.29
                                                                                
          202,112.86          0.00       232,781.65        0.00    28,937,566.29
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      193.139183   0.204477     1.347542      0.000000      1.552019  192.934706
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,106.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,304.14 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,991.69 
    MASTER SERVICER ADVANCES THIS MONTH                                8,012.15 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    510,320.91 
      (B)  TWO MONTHLY PAYMENTS:                                1    684,317.76 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    123,809.81 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  28,937,566.29 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        27,965,541.38 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 116      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             998,405.12 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,367.03 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           27,301.76 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,420,419.25         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                374,041.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       843,438.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.9385% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.3641% 
                                                                                
    POOL TRADING FACTOR                                             0.192934706 

 ................................................................................


Run:        10/26/96     10:09:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    19,218,217.72     8.368868  %     27,016.60
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     8.368868  %          0.00
B                   6,546,994.01     3,862,200.24     8.368868  %      3,452.18

- -------------------------------------------------------------------------------
                   93,528,473.01    23,080,417.96                     30,468.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         133,993.61    161,010.21             0.00         0.00  19,191,201.12
S           2,884.29      2,884.29             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          26,928.10     30,380.28             0.00       751.67   3,857,996.39

- -------------------------------------------------------------------------------
          163,806.00    194,274.78             0.00       751.67  23,049,197.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      220.946344   0.310602     1.540486     1.851088   0.000000    220.635742
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      589.919623   0.527292     4.113048     4.640340   0.000000    589.277519

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,220.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,642.89

SUBSERVICER ADVANCES THIS MONTH                                       32,381.48
MASTER SERVICER ADVANCES THIS MONTH                                    8,763.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     648,915.21

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,543,613.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     204,171.86


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,593,928.41

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,049,197.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          103

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,061,574.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        6,098.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.26633320 %    16.73366680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.26190580 %    16.73809420 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.10872615
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              275.88

POOL TRADING FACTOR:                                                24.64404343



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1500

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:09:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00             0.00     8.000000  %          0.00
A-5   760920ZE1    19,600,000.00     3,740,883.30     8.000000  %     63,736.88
A-6   760920ZF8     6,450,000.00     4,825,739.48     8.000000  %     82,220.57
A-7   760920ZG6    37,500,000.00             0.00     8.000000  %          0.00
A-8   760920ZH4    10,000,000.00     1,870,441.66     8.000000  %     31,868.44
A-9   760920ZJ0     9,350,000.00       224,453.00     8.000000  %      3,824.21
A-10  760920ZC5    60,000,000.00     5,105,520.26     8.000000  %     86,987.45
A-11  760920ZD3    15,000,000.00     1,276,380.04     8.000000  %     21,746.86
A-12  760920ZB7             0.00             0.00     0.236857  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     6,633,572.54     8.000000  %     36,497.63

- -------------------------------------------------------------------------------
                  208,639,599.90    23,676,990.28                    326,882.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        24,887.70     88,624.58             0.00         0.00   3,677,146.42
A-6        32,105.14    114,325.71             0.00         0.00   4,743,518.91
A-7             0.00          0.00             0.00         0.00           0.00
A-8        12,443.85     44,312.29             0.00         0.00   1,838,573.22
A-9         1,493.26      5,317.47             0.00         0.00     220,628.79
A-10       33,966.49    120,953.94             0.00         0.00   5,018,532.81
A-11        8,491.62     30,238.48             0.00         0.00   1,254,633.18
A-12        4,663.74      4,663.74             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          44,132.47     80,630.10             0.00         0.00   6,597,074.91

- -------------------------------------------------------------------------------
          162,184.27    489,066.31             0.00         0.00  23,350,108.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    190.861393   3.251882     1.269781     4.521663   0.000000    187.609511
A-6    748.176664  12.747375     4.977541    17.724916   0.000000    735.429288
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    187.044166   3.186844     1.244385     4.431229   0.000000    183.857322
A-9     24.005668   0.409006     0.159707     0.568713   0.000000     23.596662
A-10    85.092004   1.449791     0.566108     2.015899   0.000000     83.642214
A-11    85.092003   1.449791     0.566108     2.015899   0.000000     83.642212
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      794.858682   4.373278     5.288112     9.661390   0.000000    790.485404

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,061.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,569.72

SUBSERVICER ADVANCES THIS MONTH                                        3,384.70
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     280,596.67

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,350,108.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          113

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      196,612.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.98304150 %    28.01695850 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             71.74713350 %    28.25286650 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2346 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              259,535.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,652,817.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.66780261
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.07

POOL TRADING FACTOR:                                                11.19159941


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                              
0.00ENDING A-8 COMPANION PRINCIPAL COMPONENT:                             0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


 ................................................................................


Run:        10/26/96     10:09:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00             0.00     8.250000  %          0.00
A-8   760920YK8    20,625,000.00    20,238,053.00     6.069000  %    629,578.99
A-9   760920YL6     4,375,000.00     4,292,920.33    18.531856  %    133,547.06
A-10  760920XZ6    23,595,000.00     2,143,224.87     7.270000  %     66,672.88
A-11  760920YA0     6,435,000.00       584,515.86    11.843331  %     18,183.51
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.226484  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,165,201.10     8.750000  %          0.00
B                  15,327,940.64    12,532,606.69     8.750000  %          0.00

- -------------------------------------------------------------------------------
                  322,682,743.64    45,956,521.85                    847,982.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       102,032.64    731,611.63             0.00         0.00  19,608,474.01
A-9        66,088.36    199,635.42             0.00         0.00   4,159,373.27
A-10       12,943.61     79,616.49             0.00         0.00   2,076,551.99
A-11        5,750.74     23,934.25             0.00         0.00     566,332.35
A-12       11,322.15     11,322.15             0.00         0.00           0.00
A-13        8,646.46      8,646.46             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M               0.00          0.00             0.00         0.00   6,165,201.10
B               0.00          0.00             0.00         0.00  12,041,225.97

- -------------------------------------------------------------------------------
          206,783.97  1,054,766.41             0.00         0.00  44,617,158.69
===============================================================================







































Run:        10/26/96     10:09:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    981.238933  30.525042     4.947037    35.472079   0.000000    950.713891
A-9    981.238933  30.525042    15.105911    45.630953   0.000000    950.713890
A-10    90.833858   2.825721     0.548574     3.374295   0.000000     88.008137
A-11    90.833855   2.825720     0.893666     3.719386   0.000000     88.008135
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      849.130726   0.000000     0.000000     0.000000   0.000000    849.130727
B      817.631473   0.000000     0.000000     0.000000   0.000000    785.573630

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,949.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,680.76

SUBSERVICER ADVANCES THIS MONTH                                       38,050.77
MASTER SERVICER ADVANCES THIS MONTH                                    1,772.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,154,138.25

 (B)  TWO MONTHLY PAYMENTS:                                    2     450,583.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     951,676.18


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,055,293.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,617,158.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 213,299.48

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      334,530.38

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.31413640 %    13.41529100 %   27.27057270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.19411360 %    13.81800473 %   26.98788160 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2246 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,092.00
      FRAUD AMOUNT AVAILABLE                              500,887.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,293,738.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.42143533
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.33

POOL TRADING FACTOR:                                                13.82694289


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      5,777,935.13      8.0000         5,123.27  
S     760920YS1            0.00              0.00      0.5541             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      5,777,935.13                     5,123.27  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          38,518.66          0.00        43,641.93        0.00     5,772,811.86
S           2,667.90          0.00         2,667.90        0.00             0.00
                                                                                
           41,186.56          0.00        46,309.83        0.00     5,772,811.86
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     179.435636   0.159105     1.196209      0.000000      1.355314  179.276532
S       0.000000   0.000000     0.082852      0.000000      0.082852    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,849.08 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   602.84 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,495.08 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    818,410.08 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,772,811.86 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         5,781,244.42 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  22      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     129.41 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,993.86 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0631% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.179276532 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07      7,237,328.29      7.5802         7,403.01  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07      7,237,328.29                     7,403.01  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          45,715.87          0.00        53,118.88        0.00     7,229,925.28
S           1,507.74          0.00         1,507.74        0.00             0.00
                                                                                
           47,223.61          0.00        54,626.62        0.00     7,229,925.28
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     113.168633   0.115759     0.714850      0.000000      0.830609  113.052874
S       0.000000   0.000000     0.023576      0.000000      0.023576    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,386.49 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   755.06 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,028.71 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    278,186.61 
      (B)  TWO MONTHLY PAYMENTS:                                1    257,744.59 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,229,925.28 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                         7,236,665.95 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  27      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     200.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,203.01 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3509% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5802% 
                                                                                
    POOL TRADING FACTOR                                             0.113052874 

 ................................................................................

Run:        10/21/19     15:23:33                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     11,970,714.00      7.7315        11,914.22  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     11,970,714.00                    11,914.22  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          77,123.03          0.00        89,037.25        0.00    11,958,799.78
S           2,493.79          0.00         2,493.79        0.00             0.00
                                                                                
           79,616.82          0.00        91,531.04        0.00    11,958,799.78
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     158.328683   0.157581     1.020055      0.000000      1.177636  158.171102
S       0.000000   0.000000     0.032984      0.000000      0.032984    0.000000
                                                                                
                                                                                
Determination Date       21-October-1996                                        
Distribution Date        25-October-1996                                        
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    10/21/19    15:23:33                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,216.44 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,250.34 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,958.14 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    279,172.38 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    238,495.22 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,958,799.78 
    ACTUAL UPAID PRINCIPAL BALANCE @ 09/30                        11,972,241.72 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  42      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     517.21 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,397.01 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,564,827.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4247% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7273% 
                                                                                
    POOL TRADING FACTOR                                             0.158171102 

 ................................................................................


Run:        10/26/96     10:09:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00             0.00     7.750000  %          0.00
A-4   760920B49     9,500,000.00     7,158,978.68     7.950000  %    500,973.32
A-5   760920B31        41,703.00           357.94  1008.000000  %         25.05
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.383159  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     5,866,833.26     8.000000  %     30,390.29

- -------------------------------------------------------------------------------
                  157,858,019.23    18,514,169.88                    531,388.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        47,174.00    548,147.32             0.00         0.00   6,658,005.36
A-5           299.06        324.11             0.00         0.00         332.89
A-6        36,390.55     36,390.55             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,879.86      5,879.86             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          38,902.57     69,292.86             0.00         0.00   5,836,442.97

- -------------------------------------------------------------------------------
          128,646.04    660,034.70             0.00         0.00  17,982,781.22
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    753.576703  52.734034     4.965684    57.699718   0.000000    700.842670
A-5      8.583076   0.600676     7.171187     7.771863   0.000000      7.982399
A-6   1000.000000   0.000000     6.630931     6.630931   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      825.866920   4.278004     5.476266     9.754270   0.000000    821.588916

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,971.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,932.05

SUBSERVICER ADVANCES THIS MONTH                                        9,902.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     850,281.01

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,982,781.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           97

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      435,484.97

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          68.31165910 %    31.68834090 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             67.54426970 %    32.45573030 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3846 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              196,467.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,148,099.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.83256833
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              122.65

POOL TRADING FACTOR:                                                11.39174386


 ................................................................................


Run:        10/26/96     10:09:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    15,999,843.52     8.500000  %    158,904.00
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.171924  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     5,802,127.40     8.500000  %     35,407.75
B                  12,805,385.16    11,241,939.11     8.500000  %     27,671.76

- -------------------------------------------------------------------------------
                  320,111,585.16    42,147,910.03                    221,983.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       113,316.87    272,220.87             0.00         0.00  15,840,939.52
A-7        64,477.94     64,477.94             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        6,037.71      6,037.71             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          41,092.83     76,500.58             0.00         0.00   5,766,719.65
B          79,619.63    107,291.39             0.00         0.00  11,173,334.64

- -------------------------------------------------------------------------------
          304,544.98    526,528.49             0.00         0.00  41,884,993.81
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    474.772805   4.715252     3.362518     8.077770   0.000000    470.057553
A-7   1000.000000   0.000000     7.082375     7.082375   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      906.299188   5.530733     6.418749    11.949482   0.000000    900.768455
B      877.907144   2.160947     6.217667     8.378614   0.000000    872.549673

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,213.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,335.95

SUBSERVICER ADVANCES THIS MONTH                                       40,212.98
MASTER SERVICER ADVANCES THIS MONTH                                    5,615.20


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,826,599.63

 (B)  TWO MONTHLY PAYMENTS:                                    2     564,589.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,568,870.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      41,884,993.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          157

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 700,087.12

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,706.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.56130090 %    13.76610900 %   26.67258970 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.55579130 %    13.76798496 %   26.67622370 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1724 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,340.00
      FRAUD AMOUNT AVAILABLE                              421,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,938,553.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09396743
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.36

POOL TRADING FACTOR:                                                13.08449795


 ................................................................................


Run:        10/26/96     10:09:32                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    12,752,904.14     8.100000  %    533,535.37
A-6   760920D70     2,829,000.00       972,759.74     8.100000  %     43,783.25
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     6,491,240.26     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     2,284,476.42     8.100000  %     42,256.72
A-12  760920F37    10,000,000.00       915,255.01     8.100000  %     16,929.78
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.251647  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     7,769,164.79     8.500000  %     80,248.32
B                  16,895,592.50    15,488,961.10     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  375,449,692.50    55,301,761.46                    716,753.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        86,018.01    619,553.38             0.00         0.00  12,219,368.77
A-6         6,561.24     50,344.49             0.00         0.00     928,976.49
A-7        17,064.79     17,064.79             0.00         0.00   2,530,000.00
A-8        41,124.11     41,124.11             0.00         0.00   6,097,000.00
A-9             0.00          0.00        43,783.25         0.00   6,535,023.51
A-10            0.00          0.00             0.00         0.00           0.00
A-11       15,408.74     57,665.46             0.00         0.00   2,242,219.70
A-12        6,173.37     23,103.15             0.00         0.00     898,325.23
A-13       10,673.26     10,673.26             0.00         0.00           0.00
A-14       11,588.48     11,588.48             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          54,990.61    135,238.93             0.00         0.00   7,688,916.47
B          70,354.21     70,354.21             0.00   199,264.27  15,328,974.39

- -------------------------------------------------------------------------------
          319,956.82  1,036,710.26        43,783.25   199,264.27  54,468,804.56
===============================================================================











































Run:        10/26/96     10:09:32
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    332.063641  13.892341     2.239761    16.132102   0.000000    318.171300
A-6    343.852860  15.476582     2.319279    17.795861   0.000000    328.376278
A-7   1000.000000   0.000000     6.744976     6.744976   0.000000   1000.000000
A-8   1000.000000   0.000000     6.744975     6.744975   0.000000   1000.000000
A-9   1400.483335   0.000000     0.000000     0.000000   9.446224   1409.929560
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   280.993410   5.197629     1.895294     7.092923   0.000000    275.795781
A-12    91.525501   1.692978     0.617337     2.310315   0.000000     89.832523
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      919.645453   9.499091     6.509305    16.008396   0.000000    910.146363
B      916.745660   0.000000     4.164058     4.164058   0.000000    907.276521

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:33                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,380.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,876.26

SUBSERVICER ADVANCES THIS MONTH                                       36,858.50
MASTER SERVICER ADVANCES THIS MONTH                                    4,205.57


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,458,116.43

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,228,030.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,878,696.24

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,468,804.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          204

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 511,675.18

REMAINING SUBCLASS INTEREST SHORTFALL                                 39,277.57

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      261,740.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         57.94324580 %    14.04867500 %   28.00807910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            57.74114920 %    14.11618362 %   28.14266720 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2480 %

      BANKRUPTCY AMOUNT AVAILABLE                         363,201.00
      FRAUD AMOUNT AVAILABLE                              582,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,431,774.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.18974004
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.64

POOL TRADING FACTOR:                                                14.50761730


 ................................................................................


Run:        10/26/96     10:09:34                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    39,106,755.76     6.774483  %    742,685.67
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     6.774483  %          0.00
B                   7,968,810.12     2,227,773.46     6.774483  %          0.00

- -------------------------------------------------------------------------------
                  113,840,137.12    41,334,529.22                    742,685.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         219,265.68    961,951.35             0.00         0.00  38,364,070.09
S           5,131.53      5,131.53             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   258,287.05   1,981,977.21

- -------------------------------------------------------------------------------
          224,397.21    967,082.88             0.00   258,287.05  40,346,047.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      369.380396   7.014991     2.071060     9.086051   0.000000    362.365405
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      279.561619   0.000000     0.000000     0.000000   0.000000    248.716832

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,355.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,253.83

SUBSERVICER ADVANCES THIS MONTH                                       20,180.26
MASTER SERVICER ADVANCES THIS MONTH                                    4,073.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     817,218.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     220,334.12


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,937,776.72

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,346,047.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          139

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 652,329.35

REMAINING SUBCLASS INTEREST SHORTFALL                                 12,490.79

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      465,102.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.61038140 %     5.38961860 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             95.08755540 %     4.91244460 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              418,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,836,592.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.37957110
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.51

POOL TRADING FACTOR:                                                35.44096864



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.0756

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:13:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00       527,954.22     8.500000  %    514,477.74
A-6   760920G51    20,500,000.00    20,500,000.00     8.500000  %          0.00
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00       826,709.93     0.106379  %        972.69
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     3,964,800.35     8.500000  %      3,827.00
B                  10,804,782.23     9,828,405.42     8.500000  %      9,486.82

- -------------------------------------------------------------------------------
                  216,050,982.23    38,622,991.32                    528,764.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         3,706.56    518,184.30             0.00         0.00      13,476.48
A-6       143,922.32    143,922.32             0.00         0.00  20,500,000.00
A-7        20,887.14     20,887.14             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        3,393.56      4,366.25             0.00         0.00     825,737.24
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          27,835.28     31,662.28             0.00         0.00   3,960,973.35
B          69,001.31     78,488.13             0.00         0.00   9,818,918.60

- -------------------------------------------------------------------------------
          268,746.17    797,510.42             0.00         0.00  38,094,227.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5     29.178414  28.433610     0.204850    28.638460   0.000000      0.744804
A-6   1000.000000   0.000000     7.020601     7.020601   0.000000   1000.000000
A-7   1000.000000   0.000000     7.020601     7.020601   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   225.761127   0.265626     0.926726     1.192352   0.000000    225.495501
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      917.777859   0.885880     6.443352     7.329232   0.000000    916.891979
B      909.634753   0.878020     6.386182     7.264202   0.000000    908.756733

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,433.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,964.62

SUBSERVICER ADVANCES THIS MONTH                                       14,314.19
MASTER SERVICER ADVANCES THIS MONTH                                    5,976.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     583,606.11

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     401,430.33


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        830,236.26

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      38,094,227.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          153

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 739,497.04

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      491,483.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         64.28757770 %    10.26538900 %   25.44703320 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            63.82682360 %    10.39783100 %   25.77534540 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0998 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              391,468.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,889,292.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.84244900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.18

POOL TRADING FACTOR:                                                17.63205456



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


 ................................................................................


Run:        10/26/96     10:09:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00             0.00     8.000000  %          0.00
A-6   760920J82    10,982,000.00     7,644,509.06     8.000000  %     41,501.39
A-7   760920J90     7,108,000.00             0.00     8.000000  %          0.00
A-8   760920K23    10,000,000.00     1,070,593.25     8.000000  %      5,812.16
A-9   760920K31    37,500,000.00     4,176,566.60     8.000000  %     22,674.23
A-10  760920J74    17,000,000.00     6,250,928.00     8.000000  %     33,935.76
A-11  760920J66             0.00             0.00     0.343735  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     6,866,172.86     8.000000  %     34,979.17

- -------------------------------------------------------------------------------
                  183,771,178.70    26,008,769.77                    138,902.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        50,950.77     92,452.16             0.00         0.00   7,603,007.67
A-7             0.00          0.00             0.00         0.00           0.00
A-8         7,135.52     12,947.68             0.00         0.00   1,064,781.09
A-9        27,836.89     50,511.12             0.00         0.00   4,153,892.37
A-10       41,662.53     75,598.29             0.00         0.00   6,216,992.24
A-11        7,448.26      7,448.26             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          45,763.16     80,742.33             0.00         0.00   6,831,193.69

- -------------------------------------------------------------------------------
          180,797.13    319,699.84             0.00         0.00  25,869,867.06
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    696.094433   3.779038     4.639480     8.418518   0.000000    692.315395
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    107.059325   0.581216     0.713552     1.294768   0.000000    106.478109
A-9    111.375109   0.604646     0.742317     1.346963   0.000000    110.770463
A-10   367.701647   1.996221     2.450737     4.446958   0.000000    365.705426
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      830.252787   4.229659     5.533649     9.763308   0.000000    826.023130

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,712.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,734.11

SUBSERVICER ADVANCES THIS MONTH                                        4,906.43
MASTER SERVICER ADVANCES THIS MONTH                                    2,222.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      46,315.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        396,844.65

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      25,869,867.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          115

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 189,698.47

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        6,403.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          73.60054740 %    26.39945270 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             73.59401320 %    26.40598680 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3437 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              274,520.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,691,525.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78033849
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              123.07

POOL TRADING FACTOR:                                                14.07721670


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                        0.00           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,064,781.09           0.00
ENDING A-9 PRINCIPAL COMPONENT:                4,153,892.37           0.00
ENDING A-10 PRINCIPAL COMPONENT:               6,216,992.24           0.00


 ................................................................................


Run:        10/26/96     10:09:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    34,823,432.87     7.491600  %    350,643.05
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     7.491600  %          0.00
B                   8,084,552.09     6,540,274.15     7.491600  %     36,222.86

- -------------------------------------------------------------------------------
                  134,742,525.09    41,363,707.02                    386,865.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         217,253.73    567,896.78             0.00         0.00  34,472,789.82
S           5,166.92      5,166.92             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          40,802.96     77,025.82             0.00         0.00   6,504,051.29

- -------------------------------------------------------------------------------
          263,223.61    650,089.52             0.00         0.00  40,976,841.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      274.940926   2.768427     1.715280     4.483707   0.000000    272.172499
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      808.984107   4.480504     5.047027     9.527531   0.000000    804.503604

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,093.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,551.24

SUBSERVICER ADVANCES THIS MONTH                                       21,675.76
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2   1,433,085.53

 (B)  TWO MONTHLY PAYMENTS:                                    2     387,112.44

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,094,898.87

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,976,841.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          139

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      157,775.83

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      186,834.89

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          84.18837520 %    15.81162480 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             84.12749470 %    15.87250530 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              432,604.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,913,238.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11768500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.40

POOL TRADING FACTOR:                                                30.41121656



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1424

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                           186,834.89


 ................................................................................


Run:        10/26/96     10:09:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     1,417,201.92     8.500000  %      2,201.27
A-11  760920T24    20,000,000.00    12,883,653.60     8.500000  %     20,011.59
A-12  760920P44    39,837,000.00    25,662,305.46     8.500000  %     39,860.09
A-13  760920P77     4,598,000.00     6,465,889.83     8.500000  %          0.00
A-14  760920M62     2,400,000.00       532,110.17     8.500000  %     45,795.07
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.091712  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     7,853,719.64     8.500000  %      7,073.71
B                  17,878,726.36    15,438,992.88     8.500000  %     13,499.40

- -------------------------------------------------------------------------------
                  376,384,926.36    82,255,873.50                    128,441.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10       10,037.42     12,238.69             0.00         0.00   1,415,000.65
A-11       91,249.29    111,260.88             0.00         0.00  12,863,642.01
A-12      181,754.90    221,614.99             0.00         0.00  25,622,445.37
A-13            0.00          0.00        45,795.07         0.00   6,511,684.90
A-14        3,768.70     49,563.77             0.00         0.00     486,315.10
A-15       26,205.48     26,205.48             0.00         0.00   3,700,000.00
A-16       28,330.25     28,330.25             0.00         0.00   4,000,000.00
A-17       30,469.19     30,469.19             0.00         0.00   4,302,000.00
A-18        6,285.89      6,285.89             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          55,624.46     62,698.17             0.00         0.00   7,846,645.93
B         109,347.66    122,847.06             0.00         0.00  15,425,087.23

- -------------------------------------------------------------------------------
          543,073.24    671,514.37        45,795.07         0.00  82,172,821.19
===============================================================================




























Run:        10/26/96     10:09:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   644.182691   1.000577     4.562464     5.563041   0.000000    643.182114
A-11   644.182680   1.000580     4.562465     5.563045   0.000000    643.182101
A-12   644.182681   1.000580     4.562465     5.563045   0.000000    643.182101
A-13  1406.239632   0.000000     0.000000     0.000000   9.959780   1416.199413
A-14   221.712571  19.081279     1.570292    20.651571   0.000000    202.631292
A-15  1000.000000   0.000000     7.082562     7.082562   0.000000   1000.000000
A-16  1000.000000   0.000000     7.082563     7.082563   0.000000   1000.000000
A-17  1000.000000   0.000000     7.082564     7.082564   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      927.349113   0.835247     6.568008     7.403255   0.000000    926.513866
B      863.539861   0.755054     6.116075     6.871129   0.000000    862.762085

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,744.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,544.15

SUBSERVICER ADVANCES THIS MONTH                                       41,836.69
MASTER SERVICER ADVANCES THIS MONTH                                    6,689.61


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,634,084.57

 (B)  TWO MONTHLY PAYMENTS:                                    1     314,788.36

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,253.91


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      2,034,116.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      82,172,821.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          298

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 846,338.41

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        8,965.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         71.68261480 %     9.54791300 %   18.76947170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.67952510 %     9.54895526 %   18.77151960 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0917 %

      BANKRUPTCY AMOUNT AVAILABLE                         323,353.00
      FRAUD AMOUNT AVAILABLE                              826,424.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,060,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.03905702
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.05

POOL TRADING FACTOR:                                                21.83212330


 ................................................................................


Run:        10/26/96     10:09:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00             0.00   952.000000  %          0.00
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00             0.00     7.500000  %          0.00
A-7   760920Q84    16,484,000.00    10,153,269.68     8.000000  %    685,596.81
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.189900  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,184,042.23     8.000000  %     30,881.06

- -------------------------------------------------------------------------------
                  157,499,405.19    29,358,311.91                    716,477.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        66,804.30    752,401.11             0.00         0.00   9,467,672.87
A-8        85,672.79     85,672.79             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        4,585.27      4,585.27             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          40,688.44     71,569.50             0.00         0.00   6,153,161.17

- -------------------------------------------------------------------------------
          197,750.80    914,228.67             0.00         0.00  28,641,834.04
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    615.946959  41.591653     4.052675    45.644328   0.000000    574.355306
A-8   1000.000000   0.000000     6.579586     6.579586   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      826.588331   4.127709     5.438609     9.566318   0.000000    822.460623

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,317.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,141.69

SUBSERVICER ADVANCES THIS MONTH                                        4,625.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1      84,515.29

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        323,248.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,641,834.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          146

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      569,872.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          78.93597480 %    21.06402520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             78.51687440 %    21.48312560 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1840 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              149,990.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,285,229.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65396583
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              124.72

POOL TRADING FACTOR:                                                18.18536013


 ................................................................................


Run:        10/26/96     10:09:42                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00             0.00     7.125000  %          0.00
A-4   760920S74    14,926,190.00             0.00    12.375000  %          0.00
A-5   760920S33    15,000,000.00             0.00     6.375000  %          0.00
A-6   760920S58    54,705,000.00             0.00     7.500000  %          0.00
A-7   760920S66     7,815,000.00             0.00    11.500000  %          0.00
A-8   760920S82     8,967,000.00     2,036,373.58     8.000000  %  1,403,242.67
A-9   760920S90       833,000.00       189,171.32     8.000000  %    130,355.88
A-10  760920S25    47,400,000.00    47,400,000.00     8.000000  %          0.00
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.269842  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     6,821,798.08     8.000000  %      6,695.29
B                  16,432,384.46    15,186,176.70     8.000000  %     14,904.57

- -------------------------------------------------------------------------------
                  365,162,840.46    77,236,519.68                  1,555,198.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        13,420.90  1,416,663.57             0.00         0.00     633,130.91
A-9         1,246.75    131,602.63             0.00         0.00      58,815.44
A-10      312,394.00    312,394.00             0.00         0.00  47,400,000.00
A-11       36,927.08     36,927.08             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       17,169.87     17,169.87             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          44,959.67     51,654.96             0.00         0.00   6,815,102.79
B         100,085.88    114,990.45             0.00         0.00  15,171,272.13

- -------------------------------------------------------------------------------
          526,204.15  2,081,402.56             0.00         0.00  75,681,321.27
===============================================================================











































Run:        10/26/96     10:09:42
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    227.096418 156.489648     1.496699   157.986347   0.000000     70.606770
A-9    227.096423 156.489652     1.496699   157.986351   0.000000     70.606771
A-10  1000.000000   0.000000     6.590591     6.590591   0.000000   1000.000000
A-11  1000.000000   0.000000     6.590591     6.590591   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      934.076264   0.916754     6.156113     7.072867   0.000000    933.159510
B      924.161477   0.907024     6.090770     6.997794   0.000000    923.254453

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,723.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,034.43

SUBSERVICER ADVANCES THIS MONTH                                       21,553.96
MASTER SERVICER ADVANCES THIS MONTH                                    4,693.36


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,774,819.57

 (B)  TWO MONTHLY PAYMENTS:                                    2     475,715.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        534,808.41

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,681,321.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          291

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 601,893.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,479,394.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         71.50573990 %     8.83234800 %   19.66191220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            70.94874330 %     9.00499975 %   20.04625700 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2677 %

      BANKRUPTCY AMOUNT AVAILABLE                         233,273.00
      FRAUD AMOUNT AVAILABLE                              777,254.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,399.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69146160
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.39

POOL TRADING FACTOR:                                                20.72536219


 ................................................................................


Run:        10/26/96     10:09:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    21,012,660.93     7.191214  %    770,079.62
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.191214  %          0.00
B                   6,095,852.88     4,261,112.98     7.191214  %      4,268.71

- -------------------------------------------------------------------------------
                  116,111,466.88    25,273,773.91                    774,348.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         124,053.08    894,132.70             0.00         0.00  20,242,581.31
S           5,187.22      5,187.22             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          25,156.46     29,425.17             0.00         0.00   4,256,844.27

- -------------------------------------------------------------------------------
          154,396.76    928,745.09             0.00         0.00  24,499,425.58
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      190.997253   6.999737     1.127596     8.127333   0.000000    183.997516
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      699.018343   0.700265     4.126815     4.827080   0.000000    698.318079

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,983.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,571.51

SPREAD                                                                 3,285.50

SUBSERVICER ADVANCES THIS MONTH                                       14,057.04
MASTER SERVICER ADVANCES THIS MONTH                                    1,627.12


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     921,117.34

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,001,142.31

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      24,499,425.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           77

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 208,359.74

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      749,029.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.14017920 %    16.85982080 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             82.62471810 %    17.37528190 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              244,969.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,920,609.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17579852
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.72

POOL TRADING FACTOR:                                                21.09991910


 ................................................................................


Run:        10/26/96     10:09:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00       134,261.74     7.000000  %    134,261.74
A-4   760920X52    24,469,000.00    24,469,000.00     7.500000  %    458,107.22
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00        43,728.01     7.500000  %     43,728.01
A-8   760920Y51    15,000,000.00     5,544,879.23     7.500000  %     82,052.80
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00            21.54  3123.270000  %         21.54
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.204606  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58     9,757,425.41     7.500000  %     48,958.32

- -------------------------------------------------------------------------------
                  261,801,192.58    60,885,315.93                    767,129.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3           777.79    135,039.53             0.00         0.00           0.00
A-4       151,877.10    609,984.32             0.00         0.00  24,010,892.78
A-5       129,948.05    129,948.05             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7           271.42     43,999.43             0.00         0.00           0.00
A-8        34,416.62    116,469.42             0.00         0.00   5,462,826.43
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11           55.67         77.21             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       10,309.71     10,309.71             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          60,563.56    109,521.88             0.00         0.00   9,708,467.09

- -------------------------------------------------------------------------------
          388,219.92  1,155,349.55             0.00         0.00  60,118,186.30
===============================================================================















































Run:        10/26/96     10:09:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      4.479871   4.479871     0.025952     4.505823   0.000000      0.000000
A-4   1000.000000  18.721943     6.206919    24.928862   0.000000    981.278057
A-5   1000.000000   0.000000     6.206919     6.206919   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      1.185041   1.185041     0.007356     1.192397   0.000000      0.000000
A-8    369.658615   5.470187     2.294441     7.764628   0.000000    364.188429
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.430800   0.430800     1.113400     1.544200   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      826.830908   4.148662     5.132073     9.280735   0.000000    822.682247

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:48                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,485.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,437.51

SUBSERVICER ADVANCES THIS MONTH                                        6,032.16
MASTER SERVICER ADVANCES THIS MONTH                                    2,259.71


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     263,108.34

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        284,534.91

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,118,186.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          254

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 203,783.06

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      461,634.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.97409090 %    16.02590910 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.85103130 %    16.14896870 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2053 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              302,240.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,468,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11870047
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.01

POOL TRADING FACTOR:                                                22.96329734


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:              43,728.01            0.00           0.00
CLASS A-7 ENDING BAL:                  0.00            0.00           0.00
CLASS A-8 PRIN DIST:              82,052.80          N/A              0.00
CLASS A-8 ENDING BAL:          5,462,826.43          N/A              0.00


 ................................................................................


Run:        10/26/96     10:09:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00             0.00     7.750000  %          0.00
A-10  760920W20    65,701,000.00    64,384,932.23     7.750000  %    534,188.72
A-11  760920U55     2,522,000.00        36,245.83     7.750000  %     36,245.83
A-12  760920U63     2,475,000.00     2,475,000.00     7.750000  %     24,790.58
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     9,453,754.17     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00     9,700,800.77     7.750000  %     59,353.81
A-17  760920W38             0.00             0.00     0.328203  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     8,022,061.22     7.750000  %      7,699.80
B                  20,436,665.48    19,050,189.72     7.750000  %     18,284.89

- -------------------------------------------------------------------------------
                  430,245,573.48   124,080,983.94                    680,563.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      415,689.35    949,878.07             0.00         0.00  63,850,743.51
A-11          234.02     36,479.85             0.00         0.00           0.00
A-12       15,979.38     40,769.96             0.00         0.00   2,450,209.42
A-13       70,748.29     70,748.29             0.00         0.00  10,958,000.00
A-14            0.00          0.00        61,036.41         0.00   9,514,790.58
A-15            0.00          0.00             0.00         0.00           0.00
A-16       62,631.41    121,985.22             0.00         0.00   9,641,446.96
A-17       33,925.87     33,925.87             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          51,792.95     59,492.75             0.00         0.00   8,014,361.42
B         122,994.01    141,278.90             0.00         0.00  19,031,904.83

- -------------------------------------------------------------------------------
          773,995.28  1,454,558.91        61,036.41         0.00 123,461,456.72
===============================================================================




























Run:        10/26/96     10:09:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   979.968832   8.130603     6.326987    14.457590   0.000000    971.838229
A-11    14.371860  14.371860     0.092791    14.464651   0.000000      0.000000
A-12  1000.000000  10.016396     6.456315    16.472711   0.000000    989.983604
A-13  1000.000000   0.000000     6.456314     6.456314   0.000000   1000.000000
A-14  1356.738543   0.000000     0.000000     0.000000   8.759531   1365.498074
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   593.975066   3.634203     3.834889     7.469092   0.000000    590.340862
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      932.157446   0.894711     6.018302     6.913013   0.000000    931.262735
B      932.157437   0.894710     6.018302     6.913012   0.000000    931.262727

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,730.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,931.13

SUBSERVICER ADVANCES THIS MONTH                                       47,195.01
MASTER SERVICER ADVANCES THIS MONTH                                    7,586.42


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,028,261.87

 (B)  TWO MONTHLY PAYMENTS:                                    3     526,427.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     988,542.98


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,517,876.72

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     123,461,456.72

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          453

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 982,654.14

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      500,430.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         78.18178900 %     6.46518200 %   15.35302920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.09335240 %     6.49138738 %   15.41526020 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3285 %

      BANKRUPTCY AMOUNT AVAILABLE                         129,247.00
      FRAUD AMOUNT AVAILABLE                            1,231,335.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,512,435.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57130124
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.59

POOL TRADING FACTOR:                                                28.69557860


 ................................................................................


Run:        10/26/96     10:09:50                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00             0.00     7.000000  %          0.00
A-4   7609203Q9    70,830,509.00             0.00     0.000000  %          0.00
A-5   7609203R7       355,932.00             0.00     0.000000  %          0.00
A-6   7609203S5    17,000,000.00             0.00     6.823529  %          0.00
A-7   7609203W6    11,800,000.00    10,977,444.08     8.000000  %    473,423.21
A-8   7609204H8    36,700,000.00    23,269,656.15     8.000000  %    247,684.99
A-9   7609204J4    15,000,000.00    14,727,630.49     8.000000  %    156,762.65
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.171183  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     6,837,579.40     8.000000  %      6,401.15
B                  15,322,642.27    13,357,636.31     8.000000  %     12,505.06

- -------------------------------------------------------------------------------
                  322,581,934.27   102,669,946.43                    896,777.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        72,922.38    546,345.59             0.00         0.00  10,504,020.87
A-8       154,578.67    402,263.66             0.00         0.00  23,021,971.16
A-9        97,834.60    254,597.25             0.00         0.00  14,570,867.84
A-10      212,573.73    212,573.73             0.00         0.00  32,000,000.00
A-11        9,964.39      9,964.39             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       14,593.99     14,593.99             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          45,421.55     51,822.70             0.00         0.00   6,831,178.25
B          88,733.85    101,238.91             0.00         0.00  13,345,131.25

- -------------------------------------------------------------------------------
          696,623.16  1,593,400.22             0.00         0.00 101,773,169.37
===============================================================================













































Run:        10/26/96     10:09:50
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    930.291871  40.120611     6.179863    46.300474   0.000000    890.171260
A-8    634.050576   6.748910     4.211953    10.960863   0.000000    627.301667
A-9    981.842033  10.450843     6.522307    16.973150   0.000000    971.391189
A-10  1000.000000   0.000000     6.642929     6.642929   0.000000   1000.000000
A-11  1000.000000   0.000000     6.642927     6.642927   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.933151   0.881811     6.257194     7.139005   0.000000    941.051340
B      871.758022   0.816117     5.791027     6.607144   0.000000    870.941905

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:51                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,746.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,817.66

SUBSERVICER ADVANCES THIS MONTH                                       50,710.96
MASTER SERVICER ADVANCES THIS MONTH                                    1,792.06


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,398,679.68

 (B)  TWO MONTHLY PAYMENTS:                                    2     300,851.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     645,287.84


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      3,221,775.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     101,773,169.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          392

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 235,519.61

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      800,660.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.32996370 %     6.65976700 %   13.01026910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.17521750 %     6.71216028 %   13.11262220 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1716 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,065.00
      FRAUD AMOUNT AVAILABLE                            1,171,078.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,553,075.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61199465
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.27

POOL TRADING FACTOR:                                                31.54955643


 ................................................................................


Run:        10/26/96     10:09:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00             0.00     7.300000  %          0.00
A-4   7609203H9    72,404,250.00             0.00     0.000000  %          0.00
A-5   7609203J5        76,215.00             0.00     0.000000  %          0.00
A-6   7609203N6    44,428,000.00    36,982,018.26     7.500000  %  1,323,717.54
A-7   7609203P1    15,000,000.00    12,486,051.00     7.500000  %    446,920.03
A-8   7609204B1     7,005,400.00     7,159,863.81     7.500000  %     44,692.00
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    14,500,392.98     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.278615  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,197,044.20     7.500000  %     27,375.47
B                  16,042,796.83    15,083,065.67     7.500000  %     10,290.25

- -------------------------------------------------------------------------------
                  427,807,906.83   167,946,435.92                  1,852,995.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       230,687.94  1,554,405.48             0.00         0.00  35,658,300.72
A-7        77,886.00    524,806.03             0.00         0.00  12,039,130.97
A-8        34,611.31     79,303.31        10,050.78         0.00   7,125,222.59
A-9       190,491.18    190,491.18             0.00         0.00  30,538,000.00
A-10      249,513.63    249,513.63             0.00         0.00  40,000,000.00
A-11            0.00          0.00        90,451.15         0.00  14,590,844.13
A-12       38,917.80     38,917.80             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          69,845.38     97,220.85             0.00         0.00  11,169,668.73
B          94,085.76    104,376.01             0.00    26,586.06  15,046,189.35

- -------------------------------------------------------------------------------
          986,039.00  2,839,034.29       100,501.93    26,586.06 166,167,356.49
===============================================================================















































Run:        10/26/96     10:09:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    832.403400  29.794669     5.192400    34.987069   0.000000    802.608731
A-7    832.403400  29.794669     5.192400    34.987069   0.000000    802.608731
A-8   1022.049249   6.379650     4.940662    11.320312   1.434719   1017.104317
A-9   1000.000000   0.000000     6.237841     6.237841   0.000000   1000.000000
A-10  1000.000000   0.000000     6.237841     6.237841   0.000000   1000.000000
A-11  1336.700466   0.000000     0.000000     0.000000   8.338125   1345.038591
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      951.713234   2.326828     5.936636     8.263464   0.000000    949.386406
B      940.176818   0.641425     5.864673     6.506098   0.000000    937.878196

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       47,046.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,030.11

SUBSERVICER ADVANCES THIS MONTH                                       31,816.18
MASTER SERVICER ADVANCES THIS MONTH                                    8,559.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,450,596.71

 (B)  TWO MONTHLY PAYMENTS:                                    3     740,965.93

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     495,568.60


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,627,744.62

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     166,167,356.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          627

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,129,850.10

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,368,470.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.35208840 %     6.66703300 %    8.98087870 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.22322010 %     6.72193923 %    9.05484070 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2801 %

      BANKRUPTCY AMOUNT AVAILABLE                         208,302.00
      FRAUD AMOUNT AVAILABLE                            1,838,485.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,263,013.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24457965
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.76

POOL TRADING FACTOR:                                                38.84158143


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00       44,692.00
CLASS A-8 ENDING BALANCE:                     1,621,309.50    5,503,913.09


 ................................................................................


Run:        10/26/96     10:09:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00             0.00     5.750000  %          0.00
A-4   7609202W7    10,000,000.00     3,191,196.87     6.500000  %  1,095,647.69
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.262500  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     8.720833  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         5,720.43  2775.250000  %        197.90
A-11  7609203B2             0.00             0.00     0.445555  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     4,865,292.68     7.000000  %     24,899.99

- -------------------------------------------------------------------------------
                  146,754,518.99    51,542,209.98                  1,120,745.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        17,192.54  1,112,840.23             0.00         0.00   2,095,549.18
A-5       112,059.81    112,059.81             0.00         0.00  20,800,000.00
A-6        18,168.27     18,168.27             0.00         0.00   3,680,000.00
A-7        14,533.79     14,533.79             0.00         0.00   2,800,000.00
A-8         8,673.86      8,673.86             0.00         0.00   1,200,000.00
A-9        87,028.70     87,028.70             0.00         0.00  15,000,000.00
A-10       13,158.43     13,356.33             0.00         0.00       5,522.53
A-11       19,034.33     19,034.33             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          28,228.00     53,127.99             0.00         0.00   4,840,392.72

- -------------------------------------------------------------------------------
          318,077.73  1,438,823.31             0.00         0.00  50,421,464.43
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    319.119687 109.564769     1.719254   111.284023   0.000000    209.554918
A-5   1000.000000   0.000000     5.387491     5.387491   0.000000   1000.000000
A-6   1000.000000   0.000000     4.937030     4.937030   0.000000   1000.000000
A-7    176.211454   0.000000     0.914650     0.914650   0.000000    176.211454
A-8    176.211454   0.000000     1.273695     1.273695   0.000000    176.211454
A-9    403.225806   0.000000     2.339481     2.339481   0.000000    403.225807
A-10   286.021500   9.895000   657.921500   667.816500   0.000000    276.126500
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      824.022667   4.217250     4.780907     8.998157   0.000000    819.805422

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:54                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,725.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,723.76

SUBSERVICER ADVANCES THIS MONTH                                        4,294.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     394,764.77

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      50,421,464.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          216

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      856,958.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          90.56056640 %     9.43943360 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             90.40013460 %     9.59986540 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4474 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              594,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,446,888.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.86960434
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.21

POOL TRADING FACTOR:                                                34.35769118

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


 ................................................................................


Run:        10/26/96     10:09:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    26,405,563.78     5.700000  %  1,591,982.02
A-3   7609204R6    19,990,000.00    13,942,893.13     6.400000  %    339,363.96
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.344768  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     8,500,190.99     7.000000  %     42,687.46

- -------------------------------------------------------------------------------
                  260,444,078.54   111,108,647.90                  1,974,033.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       124,463.18  1,716,445.20             0.00         0.00  24,813,581.76
A-3        73,791.02    413,154.98             0.00         0.00  13,603,529.17
A-4       215,033.31    215,033.31             0.00         0.00  38,524,000.00
A-5       103,180.63    103,180.63             0.00         0.00  17,825,000.00
A-6        34,216.02     34,216.02             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       43,268.45     43,268.45             0.00         0.00           0.00
A-12       31,677.11     31,677.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          49,203.65     91,891.11             0.00       635.68   8,456,867.85

- -------------------------------------------------------------------------------
          674,833.37  2,648,866.81             0.00       635.68 109,133,978.78
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    482.090880  29.065087     2.272345    31.337432   0.000000    453.025793
A-3    697.493403  16.976686     3.691397    20.668083   0.000000    680.516717
A-4   1000.000000   0.000000     5.581801     5.581801   0.000000   1000.000000
A-5   1000.000000   0.000000     5.788535     5.788535   0.000000   1000.000000
A-6   1000.000000   0.000000     5.788533     5.788533   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      815.907747   4.097441     4.722910     8.820351   0.000000    811.749289

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:56                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,664.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,722.84

SUBSERVICER ADVANCES THIS MONTH                                       18,375.09
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     645,682.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     222,058.30


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        752,240.84

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     109,133,978.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          466

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,408,378.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.34965850 %     7.65034150 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.25093050 %     7.74906950 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3466 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,295,621.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,852,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76212486
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.92

POOL TRADING FACTOR:                                                41.90303707


 ................................................................................


Run:        10/26/96     10:09:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00             0.00     7.650000  %          0.00
A-8   7609206T0    26,191,000.00    13,246,651.65     7.650000  %  1,311,503.78
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00     9,478,086.65     7.650000  %    144,268.97
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.104522  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     8,813,488.14     8.000000  %      8,157.30
B                  16,935,768.50    15,864,280.89     8.000000  %     14,683.13

- -------------------------------------------------------------------------------
                  376,350,379.50   120,318,159.33                  1,478,613.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        83,609.86  1,395,113.64             0.00         0.00  11,935,147.87
A-9       323,737.18    323,737.18             0.00         0.00  51,291,000.00
A-10      136,489.91    136,489.91             0.00         0.00  21,624,652.00
A-11       59,823.53    204,092.50             0.00         0.00   9,333,817.68
A-12       27,618.45     27,618.45             0.00         0.00           0.00
A-13       10,375.93     10,375.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          58,173.85     66,331.15             0.00         0.00   8,805,330.84
B         104,712.95    119,396.08             0.00         0.00  15,849,597.76

- -------------------------------------------------------------------------------
          804,541.66  2,283,154.84             0.00         0.00 118,839,546.15
===============================================================================













































Run:        10/26/96     10:09:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    505.771129  50.074597     3.192313    53.266910   0.000000    455.696532
A-9   1000.000000   0.000000     6.311774     6.311774   0.000000   1000.000000
A-10  1000.000000   0.000000     6.311774     6.311774   0.000000   1000.000000
A-11   869.389713  13.233257     5.487390    18.720647   0.000000    856.156456
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      936.732266   0.866990     6.182946     7.049936   0.000000    935.865276
B      936.732271   0.866990     6.182946     7.049936   0.000000    935.865282

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:58                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,355.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,463.61

SUBSERVICER ADVANCES THIS MONTH                                       33,816.44
MASTER SERVICER ADVANCES THIS MONTH                                    7,571.33


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,797,499.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,083,751.18


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        495,075.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     118,839,546.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          425

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 988,778.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,367,253.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.48957230 %     7.32515200 %   13.18527560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.25359920 %     7.40942820 %   13.33697260 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1049 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,910.00
      FRAUD AMOUNT AVAILABLE                            1,394,623.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,126,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.52738689
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.01

POOL TRADING FACTOR:                                                31.57683707


 ................................................................................


Run:        10/26/96     10:09:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    25,966,061.97     7.500000  %  1,062,495.43
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,851,103.69     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    12,289,617.68     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.199513  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,215,806.77     7.500000  %      9,295.68
B                  18,182,304.74    17,407,638.67     7.500000  %     17,558.51

- -------------------------------------------------------------------------------
                  427,814,328.74   197,269,228.78                  1,089,349.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       161,828.96  1,224,324.39             0.00         0.00  24,903,566.54
A-6       287,821.26    287,821.26             0.00         0.00  46,182,000.00
A-7       475,881.69    475,881.69             0.00         0.00  76,357,000.00
A-8        52,881.28     52,881.28         8,514.01         0.00   9,859,617.70
A-9             0.00          0.00        76,592.90         0.00  12,366,210.58
A-10       32,705.35     32,705.35             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          57,435.91     66,731.59             0.00         0.00   9,206,511.09
B         108,490.07    126,048.58             0.00         0.00  17,390,080.16

- -------------------------------------------------------------------------------
        1,177,044.52  2,266,394.14        85,106.91         0.00 196,264,986.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    370.848381  15.174604     2.311248    17.485852   0.000000    355.673777
A-6   1000.000000   0.000000     6.232326     6.232326   0.000000   1000.000000
A-7   1000.000000   0.000000     6.232326     6.232326   0.000000   1000.000000
A-8   1035.541227   0.000000     5.558844     5.558844   0.894987   1036.436214
A-9   1328.894645   0.000000     0.000000     0.000000   8.282104   1337.176750
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      957.394508   0.965692     5.966794     6.932486   0.000000    956.428816
B      957.394506   0.965692     5.966794     6.932486   0.000000    956.428814

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       55,233.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,613.65

SUBSERVICER ADVANCES THIS MONTH                                       18,527.25
MASTER SERVICER ADVANCES THIS MONTH                                    4,770.13


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     598,006.23

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     241,665.17


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,683,122.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     196,264,986.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          737

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 654,702.19

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      805,263.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.50400490 %     4.67169000 %    8.82430510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.44863160 %     4.69085764 %    8.86051070 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2001 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,769.00
      FRAUD AMOUNT AVAILABLE                            1,061,342.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,131,747.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16375252
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.92

POOL TRADING FACTOR:                                                45.87620678


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,374,617.70    8,485,000.00


 ................................................................................


Run:        10/26/96     10:10:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00             0.00     7.500000  %          0.00
A-7   7609205M6    29,879,000.00    23,143,703.98     7.500000  %    225,058.80
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.155162  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     7,155,139.14     7.500000  %     35,655.19

- -------------------------------------------------------------------------------
                  183,802,829.51    49,863,843.12                    260,713.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       144,612.83    369,671.63             0.00         0.00  22,918,645.18
A-8       122,251.39    122,251.39             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        6,445.92      6,445.92             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          44,708.69     80,363.88             0.00         0.00   7,119,483.95

- -------------------------------------------------------------------------------
          318,018.83    578,732.82             0.00         0.00  49,603,129.13
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    774.580942   7.532340     4.839949    12.372289   0.000000    767.048602
A-8   1000.000000   0.000000     6.248474     6.248474   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      819.525697   4.083825     5.120785     9.204610   0.000000    815.441871

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,029.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,271.93

SUBSERVICER ADVANCES THIS MONTH                                        7,104.86
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     413,698.69

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        239,048.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      49,603,129.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          205

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       12,234.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.65064650 %    14.34935350 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.64710720 %    14.35289280 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1552 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              583,269.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,771,361.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14194431
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              127.72

POOL TRADING FACTOR:                                                26.98714120


 ................................................................................


Run:        10/26/96     10:10:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    44,996,399.25     7.984115  %     45,475.97
R     7609206F0           100.00             0.00     7.984115  %          0.00
B                  11,237,146.51     9,044,483.47     7.984115  %      8,095.26

- -------------------------------------------------------------------------------
                  187,272,146.51    54,040,882.72                     53,571.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         299,351.46    344,827.43             0.00         0.00  44,950,923.28
R               0.00          0.00             0.00         0.00           0.00
B          60,171.01     68,266.27             0.00         0.00   9,036,388.21

- -------------------------------------------------------------------------------
          359,522.47    413,093.70             0.00         0.00  53,987,311.49
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      255.610673   0.258335     1.700523     1.958858   0.000000    255.352338
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      804.873681   0.720401     5.354653     6.075054   0.000000    804.153279

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,653.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,490.42

SUBSERVICER ADVANCES THIS MONTH                                       26,942.68
MASTER SERVICER ADVANCES THIS MONTH                                   12,525.32


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,503,256.03

 (B)  TWO MONTHLY PAYMENTS:                                    1     319,714.78

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     272,862.41


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,496,577.41

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,987,311.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          180

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,665,046.13

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,201.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.26362740 %    16.73637260 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.26201480 %    16.73798520 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              711,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,930,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.44431900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.39

POOL TRADING FACTOR:                                                28.82826544



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:10:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00             0.00     6.000000  %          0.00
A-5   7609207R3    14,917,608.00             0.00     0.000000  %          0.00
A-6   7609207S1        74,963.00             0.00     0.000000  %          0.00
A-7   7609208A9     6,200,000.00     3,369,919.02     7.000000  %  1,301,611.05
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.401126  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,238,312.31     7.000000  %     26,613.17

- -------------------------------------------------------------------------------
                  156,959,931.35    62,508,231.33                  1,328,224.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        19,465.16  1,321,076.21             0.00         0.00   2,068,307.97
A-8        80,866.10     80,866.10             0.00         0.00  14,000,000.00
A-9        81,443.71     81,443.71             0.00         0.00  14,100,000.00
A-10       56,028.65     56,028.65             0.00         0.00   9,700,000.00
A-11       92,996.02     92,996.02             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       20,689.92     20,689.92             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          30,257.27     56,870.44             0.00         0.00   5,211,699.14

- -------------------------------------------------------------------------------
          381,746.83  1,709,971.05             0.00         0.00  61,180,007.11
===============================================================================


































Run:        10/26/96     10:10:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    543.535326 209.937266     3.139542   213.076808   0.000000    333.598060
A-8   1000.000000   0.000000     5.776150     5.776150   0.000000   1000.000000
A-9   1000.000000   0.000000     5.776150     5.776150   0.000000   1000.000000
A-10  1000.000000   0.000000     5.776149     5.776149   0.000000   1000.000000
A-11  1000.000000   0.000000     5.776150     5.776150   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      834.268129   4.238487     4.818857     9.057344   0.000000    830.029642

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,780.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,690.22

SUBSERVICER ADVANCES THIS MONTH                                        7,453.41
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     214,611.30

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        481,015.60

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      61,180,007.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          271

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,010,652.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.61980400 %     8.38019600 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.48136890 %     8.51863110 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.395852 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              600,857.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,405,623.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84686873
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              127.08

POOL TRADING FACTOR:                                                38.97810517


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


 ................................................................................


Run:        10/26/96     10:10:04                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    36,188,723.61     7.886006  %    812,646.37
M     760944AB4     5,352,000.00     4,976,383.62     7.886006  %    107,328.08
R     760944AC2           100.00             0.00     7.886006  %          0.00
B                   8,362,385.57     7,249,863.54     7.886006  %    167,221.95

- -------------------------------------------------------------------------------
                  133,787,485.57    48,414,970.77                  1,087,196.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         235,650.98  1,048,297.35             0.00         0.00  35,376,077.24
M          32,404.84    139,732.92             0.00         0.00   4,869,055.54
R               0.00          0.00             0.00         0.00           0.00
B          47,209.10    214,431.05             0.00         0.00   7,082,641.59

- -------------------------------------------------------------------------------
          315,264.92  1,402,461.32             0.00         0.00  47,327,774.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      301.389352   6.767936     1.962564     8.730500   0.000000    294.621416
M      929.817567  20.053827     6.054716    26.108543   0.000000    909.763741
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      866.961165  19.996918     5.645412    25.642330   0.000000    846.964246

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,484.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,293.37

SUBSERVICER ADVANCES THIS MONTH                                        4,973.09
MASTER SERVICER ADVANCES THIS MONTH                                    5,290.10


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     413,830.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     261,508.40


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      47,327,774.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          168

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 710,274.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,043,162.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.74696990 %    10.27860500 %   14.97442510 %
PREPAYMENT PERCENT           74.74696990 %     0.00000000 %   25.25303010 %
NEXT DISTRIBUTION            74.74696990 %    10.28794530 %   14.96508480 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              702,812.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,924,177.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.37660874
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.76

POOL TRADING FACTOR:                                                35.37533736



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:10:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     2,411,697.16     7.000000  %     60,042.50
A-4   760944AZ1    11,666,667.00             0.00     8.000000  %          0.00
A-5   760944BA5     5,000,000.00     4,613,685.30     8.000000  %     36,025.50
A-6   760944BH0    45,000,000.00     4,823,394.36     8.500000  %    120,085.00
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.157114  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     8,856,888.13     8.000000  %      8,167.15
B                  16,938,486.28    15,856,628.35     8.000000  %     14,621.77

- -------------------------------------------------------------------------------
                  376,347,086.28   134,395,626.30                    238,941.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        14,063.31     74,105.81             0.00         0.00   2,351,654.66
A-4             0.00          0.00             0.00         0.00           0.00
A-5        30,747.15     66,772.65             0.00         0.00   4,577,659.80
A-6        34,153.77    154,238.77             0.00         0.00   4,703,309.36
A-7        99,965.06     99,965.06             0.00         0.00  15,000,000.00
A-8        30,739.25     30,739.25             0.00         0.00   4,612,500.00
A-9       259,214.94    259,214.94             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,965.06     99,965.06             0.00         0.00  15,000,000.00
A-12        8,163.82      8,163.82             0.00         0.00   1,225,000.00
A-13       17,590.03     17,590.03             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          59,025.29     67,192.44             0.00         0.00   8,848,720.98
B         105,673.92    120,295.69             0.00         0.00  15,842,006.58

- -------------------------------------------------------------------------------
          913,301.60  1,152,243.52             0.00         0.00 134,156,684.38
===============================================================================










































Run:        10/26/96     10:10:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    107.186540   2.668556     0.625036     3.293592   0.000000    104.517985
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    922.737060   7.205100     6.149430    13.354530   0.000000    915.531960
A-6    107.186541   2.668556     0.758973     3.427529   0.000000    104.517986
A-7   1000.000000   0.000000     6.664337     6.664337   0.000000   1000.000000
A-8   1000.000000   0.000000     6.664336     6.664336   0.000000   1000.000000
A-9   1000.000000   0.000000     6.664337     6.664337   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.664337     6.664337   0.000000   1000.000000
A-12  1000.000000   0.000000     6.664343     6.664343   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.370902   0.868061     6.273613     7.141674   0.000000    940.502841
B      936.130188   0.863228     6.238687     7.101915   0.000000    935.266961

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,853.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,082.08

SUBSERVICER ADVANCES THIS MONTH                                       31,989.66
MASTER SERVICER ADVANCES THIS MONTH                                    2,911.30


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,710,480.74

 (B)  TWO MONTHLY PAYMENTS:                                    3     975,095.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     699,977.09


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        741,015.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,156,684.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          473

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 364,767.81

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      115,012.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.61136850 %     6.59016100 %   11.79847050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.59560390 %     6.59581073 %   11.80858540 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1567 %

      BANKRUPTCY AMOUNT AVAILABLE                         228,933.00
      FRAUD AMOUNT AVAILABLE                            1,468,268.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,953,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57582250
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.21

POOL TRADING FACTOR:                                                35.64706338


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                   53.81
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                     0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           68,057.02


 ................................................................................


Run:        10/26/96     10:10:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00     6,777,700.37     7.500000  %     62,514.30
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     1,724,400.04     7.500000  %      6,946.03
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.146580  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,898,928.02     7.500000  %      2,959.45
B                   5,682,302.33     5,476,198.41     7.500000  %      5,590.53

- -------------------------------------------------------------------------------
                  133,690,335.33    67,369,126.84                     78,010.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        42,354.86    104,869.16             0.00         0.00   6,715,186.07
A-6        26,171.44     26,171.44             0.00         0.00   4,188,000.00
A-7        68,903.12     68,903.12             0.00         0.00  11,026,000.00
A-8       119,190.02    119,190.02             0.00         0.00  19,073,000.00
A-9        75,176.65     75,176.65             0.00         0.00  12,029,900.00
A-10       10,776.03     17,722.06             0.00         0.00   1,717,454.01
A-11       26,090.20     26,090.20             0.00         0.00   4,175,000.00
A-12        8,227.99      8,227.99             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          18,115.83     21,075.28             0.00         0.00   2,895,968.57
B          34,221.58     39,812.11             0.00         0.00   5,470,607.88

- -------------------------------------------------------------------------------
          429,227.72    507,238.03             0.00         0.00  67,291,116.53
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    454.604626   4.193058     2.840892     7.033950   0.000000    450.411568
A-6   1000.000000   0.000000     6.249150     6.249150   0.000000   1000.000000
A-7   1000.000000   0.000000     6.249149     6.249149   0.000000   1000.000000
A-8   1000.000000   0.000000     6.249149     6.249149   0.000000   1000.000000
A-9   1000.000000   0.000000     6.249150     6.249150   0.000000   1000.000000
A-10   207.135140   0.834358     1.294418     2.128776   0.000000    206.300782
A-11  1000.000000   0.000000     6.249150     6.249150   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      963.728796   0.983849     6.022484     7.006333   0.000000    962.744947
B      963.728801   0.983849     6.022485     7.006334   0.000000    962.744951

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,576.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,045.89

SUBSERVICER ADVANCES THIS MONTH                                        5,283.04
MASTER SERVICER ADVANCES THIS MONTH                                    2,137.13


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     350,694.73

 (B)  TWO MONTHLY PAYMENTS:                                    1     374,740.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,291,116.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          251

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 288,911.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,234.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.56830200 %     4.30305100 %    8.12864690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.56659590 %     4.30364173 %    8.12976240 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1466 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,505.00
      FRAUD AMOUNT AVAILABLE                              355,941.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,945,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10360728
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.84

POOL TRADING FACTOR:                                                50.33356851


 ................................................................................


Run:        10/26/96     10:10:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    42,469,978.30     7.864280  %    222,996.71
R     760944CB2           100.00             0.00     7.864280  %          0.00
B                   3,851,896.47     3,275,968.08     7.864280  %     16,043.34

- -------------------------------------------------------------------------------
                  154,075,839.47    45,745,946.38                    239,040.05
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         278,237.69    501,234.40             0.00         0.00  42,246,981.59
R               0.00          0.00             0.00         0.00           0.00
B          21,462.17     37,505.51             0.00         0.00   3,259,924.74

- -------------------------------------------------------------------------------
          299,699.86    538,739.91             0.00         0.00  45,506,906.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      282.711302   1.484430     1.852154     3.336584   0.000000    281.226873
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      850.481861   4.165050     5.571845     9.736895   0.000000    846.316812

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,863.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,864.45

SUBSERVICER ADVANCES THIS MONTH                                       27,005.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,590,078.73

 (B)  TWO MONTHLY PAYMENTS:                                    1     295,759.59

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        550,465.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,506,906.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          230

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       15,009.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.83877950 %     7.16122050 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.83641760 %     7.16358240 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              289,790.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,663,313.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24806479
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.54

POOL TRADING FACTOR:                                                29.53539405


 ................................................................................


Run:        10/26/96     10:10:09                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00     2,455,786.03     8.000000  %    807,532.22
A-4   760944CF3    31,377,195.00    31,377,195.00     8.000000  %          0.00
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.235578  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,070,305.96     8.000000  %      5,897.34
M-2   760944CK2     4,813,170.00     4,624,088.32     8.000000  %      4,492.33
M-3   760944CL0     3,208,780.00     3,116,491.70     8.000000  %      3,027.69
B-1                 4,813,170.00     4,760,192.39     8.000000  %          0.00
B-2                 1,604,363.09       921,968.50     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09    94,499,907.90                    820,949.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        16,303.78    823,836.00             0.00         0.00   1,648,253.81
A-4       208,310.81    208,310.81             0.00         0.00  31,377,195.00
A-5       273,350.25    273,350.25             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        18,474.55     18,474.55             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        40,300.30     46,197.64             0.00         0.00   6,064,408.62
M-2        30,698.98     35,191.31             0.00         0.00   4,619,595.99
M-3        46,718.16     49,745.85             0.00         0.00   3,113,464.01
B-1        17,215.67     17,215.67             0.00         0.00   4,760,192.39
B-2             0.00          0.00             0.00         0.00     916,448.25

- -------------------------------------------------------------------------------
          651,372.50  1,472,322.08             0.00         0.00  93,673,438.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     55.451719  18.234101     0.368140    18.602241   0.000000     37.217619
A-4   1000.000000   0.000000     6.638924     6.638924   0.000000   1000.000000
A-5   1000.000000   0.000000     6.638924     6.638924   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    945.889873   0.918938     6.279691     7.198629   0.000000    944.970935
M-2    960.715769   0.933341     6.378121     7.311462   0.000000    959.782428
M-3    971.238820   0.943564    14.559477    15.503041   0.000000    970.295256
B-1    988.993198   0.000000     3.576784     3.576784   0.000000    988.993198
B-2    574.663245   0.000000     0.000000     0.000000   0.000000    571.222472

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,610.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,457.35

SUBSERVICER ADVANCES THIS MONTH                                       29,956.31
MASTER SERVICER ADVANCES THIS MONTH                                    1,837.86


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   1,662,934.78

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,034,231.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,144,900.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      93,673,438.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          385

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 240,414.04

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      734,662.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.37241710 %    14.61470800 %    6.01287450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.21063890 %    14.72932872 %    6.06003230 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2368 %

      BANKRUPTCY AMOUNT AVAILABLE                         152,909.00
      FRAUD AMOUNT AVAILABLE                            1,146,127.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,116,030.71 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69008527
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.68

POOL TRADING FACTOR:                                                29.19284886


 ................................................................................


Run:        10/26/96     10:10:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00     6,077,152.87     7.500000  %     30,270.18
A-4   760944BV9    37,600,000.00    19,441,236.45     7.500000  %     24,612.20
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.189672  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,582,133.82     7.500000  %      2,561.15
B-1                 3,744,527.00     3,615,882.48     7.500000  %      3,586.49
B-2                   534,817.23       516,443.40     7.500000  %        512.25

- -------------------------------------------------------------------------------
                  106,963,444.23    51,232,849.02                     61,542.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        37,974.12     68,244.30             0.00         0.00   6,046,882.69
A-4       121,481.86    146,094.06             0.00         0.00  19,416,624.25
A-5        62,486.69     62,486.69             0.00         0.00  10,000,000.00
A-6        56,238.02     56,238.02             0.00         0.00   9,000,000.00
A-7         8,096.16      8,096.16             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,134.90     18,696.05             0.00         0.00   2,579,572.67
B-1        22,594.46     26,180.95             0.00         0.00   3,612,295.99
B-2         3,227.07      3,739.32             0.00         0.00     515,931.15

- -------------------------------------------------------------------------------
          328,233.28    389,775.55             0.00         0.00  51,171,306.75
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    567.958212   2.828989     3.548983     6.377972   0.000000    565.129223
A-4    517.054161   0.654580     3.230901     3.885481   0.000000    516.399581
A-5   1000.000000   0.000000     6.248669     6.248669   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248669     6.248669   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      965.644660   0.957797     6.033994     6.991791   0.000000    964.686862
B-1    965.644654   0.957795     6.033996     6.991791   0.000000    964.686859
B-2    965.644656   0.957766     6.033987     6.991753   0.000000    964.686852

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:11                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,773.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,406.66

SUBSERVICER ADVANCES THIS MONTH                                       16,509.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,715,204.73

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        533,763.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,171,306.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          194

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       10,725.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.89422930 %     5.03999700 %    8.06577410 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.89148230 %     5.04105295 %    8.06746480 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1896 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              589,779.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,789,829.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16074664
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.55

POOL TRADING FACTOR:                                                47.83999535


 ................................................................................


Run:        10/26/96     10:10:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    39,845,817.11     7.851677  %    748,947.32
R     760944BR8           100.00             0.00     7.851677  %          0.00
B                   7,272,473.94     5,590,523.88     7.851677  %          0.00

- -------------------------------------------------------------------------------
                  121,207,887.94    45,436,340.99                    748,947.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         258,153.20  1,007,100.52             0.00         0.00  39,096,869.79
R               0.00          0.00             0.00         0.00           0.00
B          15,310.43     15,310.43             0.00    54,338.79   5,557,094.56

- -------------------------------------------------------------------------------
          273,463.63  1,022,410.95             0.00    54,338.79  44,653,964.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      349.723152   6.573443     2.265787     8.839230   0.000000    343.149709
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      768.723811   0.000000     2.105257     2.105257   0.000000    764.127119

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,369.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,706.59

SUBSERVICER ADVANCES THIS MONTH                                       10,455.28
MASTER SERVICER ADVANCES THIS MONTH                                    1,944.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,125,054.94

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        282,941.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,653,964.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          163

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 260,422.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      510,683.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          87.69591970 %    12.30408030 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.55520450 %    12.44479550 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                              715,834.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,904,321.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.35810467
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.43

POOL TRADING FACTOR:                                                36.84080724



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        10/26/96     10:10:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    51,209,953.81     6.887347  %  1,401,993.71
R     760944BK3           100.00             0.00     6.887347  %          0.00
B                  11,897,842.91    10,122,998.91     6.887347  %     11,399.45

- -------------------------------------------------------------------------------
                  153,520,242.91    61,332,952.72                  1,413,393.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         291,344.99  1,693,338.70             0.00         0.00  49,807,960.10
R               0.00          0.00             0.00         0.00           0.00
B          57,592.02     68,991.47             0.00         0.00  10,111,599.46

- -------------------------------------------------------------------------------
          348,937.01  1,762,330.17             0.00         0.00  59,919,559.56
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      361.595270   9.899526     2.057197    11.956723   0.000000    351.695744
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      850.826405   0.958111     4.840543     5.798654   0.000000    849.868294

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,445.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,440.39

SPREAD                                                                12,249.48

SUBSERVICER ADVANCES THIS MONTH                                       22,012.85
MASTER SERVICER ADVANCES THIS MONTH                                    6,774.09


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,514,762.22

 (B)  TWO MONTHLY PAYMENTS:                                    1     144,563.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,420,474.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      59,919,559.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          204

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 995,773.70

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,344,326.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.49500810 %    16.50499200 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.12471000 %    16.87529000 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              834,843.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,837,058.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60813602
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.17

POOL TRADING FACTOR:                                                39.03039653


 ................................................................................


Run:        10/26/96     10:10:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     3,007,282.81     8.000000  %    120,093.70
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00             0.00     8.000000  %          0.00
A-5   760944ET1    38,663,000.00    29,641,565.04     8.000000  %    267,305.33
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     7,064,660.69     8.000000  %          0.00
A-8   760944ER5    18,394,000.00       598,673.74     8.000000  %     43,044.52
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    12,623,627.87     8.000000  %     66,219.79
A-11  760944EF1     2,607,000.00       868,339.31     8.000000  %     47,060.55
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.223375  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,289,402.39     8.000000  %      8,599.44
M-2   760944EZ7     4,032,382.00     3,903,343.81     8.000000  %      3,613.43
M-3   760944FA1     2,419,429.00     2,357,780.52     8.000000  %      2,182.66
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66       905,394.48     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   116,068,193.21                    558,119.42
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        20,032.72    140,126.42             0.00         0.00   2,887,189.11
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       197,454.39    464,759.72             0.00         0.00  29,374,259.71
A-6       157,188.45    157,188.45             0.00         0.00  23,596,900.00
A-7             0.00          0.00        47,060.55         0.00   7,111,721.24
A-8         3,988.01     47,032.53             0.00         0.00     555,629.22
A-9        50,673.29     50,673.29             0.00         0.00   7,607,000.00
A-10       84,091.07    150,310.86             0.00         0.00  12,557,408.08
A-11        5,784.36     52,844.91             0.00         0.00     821,278.76
A-12       25,879.55     25,879.55             0.00         0.00   3,885,000.00
A-13       38,549.54     38,549.54             0.00         0.00   5,787,000.00
A-14       21,588.57     21,588.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,880.45     70,479.89             0.00         0.00   9,280,802.95
M-2        26,001.74     29,615.17             0.00         0.00   3,899,730.38
M-3        58,415.39     60,598.05             0.00         0.00   2,355,597.86
B-1         1,581.49      1,581.49             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00         0.00     899,990.45

- -------------------------------------------------------------------------------
          753,109.02  1,311,228.44        47,060.55         0.00 115,551,730.31
===============================================================================







































Run:        10/26/96     10:10:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     57.111873   2.280722     0.380445     2.661167   0.000000     54.831151
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    766.664900   6.913724     5.107063    12.020787   0.000000    759.751176
A-6   1000.000000   0.000000     6.661403     6.661403   0.000000   1000.000000
A-7   1326.447745   0.000000     0.000000     0.000000   8.836003   1335.283748
A-8     32.547230   2.340139     0.216810     2.556949   0.000000     30.207090
A-9   1000.000000   0.000000     6.661403     6.661403   0.000000   1000.000000
A-10   315.590697   1.655495     2.102277     3.757772   0.000000    313.935202
A-11   333.079904  18.051611     2.218780    20.270391   0.000000    315.028293
A-12  1000.000000   0.000000     6.661403     6.661403   0.000000   1000.000000
A-13  1000.000000   0.000000     6.661403     6.661403   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    959.856249   0.888564     6.393989     7.282553   0.000000    958.967685
M-2    967.999512   0.896103     6.448233     7.344336   0.000000    967.103409
M-3    974.519409   0.902138    24.144288    25.046426   0.000000    973.617271
B-1    986.414326   0.000000     0.316288     0.316288   0.000000    986.414326
B-2    623.696967   0.000000     0.000000     0.000000   0.000000    619.974306

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:15                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,074.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,223.56

SUBSERVICER ADVANCES THIS MONTH                                       44,829.40
MASTER SERVICER ADVANCES THIS MONTH                                    2,334.24


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,890,218.40

 (B)  TWO MONTHLY PAYMENTS:                                    1     919,126.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     665,277.82


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,312,181.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     115,551,730.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          436

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 305,611.96

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      409,015.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.57277790 %    13.39775000 %    5.02947180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.50755150 %    13.44517399 %    5.04727450 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2241 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,282.00
      FRAUD AMOUNT AVAILABLE                            1,289,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,959,268.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.71312245
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.81

POOL TRADING FACTOR:                                                35.81993858


 ................................................................................


Run:        10/26/96     10:10:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     4,244,507.74     6.212500  %     78,605.69
A-4   760944DE5             0.00             0.00     3.787500  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    30,317,914.27     7.150000  %    561,469.25
A-7   760944DY1     1,986,000.00     1,069,294.03     7.500000  %     19,802.67
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     4,069,294.04     7.500000  %     19,802.67
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.325555  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     2,879,288.04     7.500000  %     13,991.72
M-2   760944EB0     6,051,700.00     5,211,155.48     7.500000  %     25,323.28
B                   1,344,847.83     1,052,791.95     7.500000  %      5,115.97

- -------------------------------------------------------------------------------
                  268,959,047.83    79,926,245.55                    724,111.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        21,913.88    100,519.57             0.00         0.00   4,165,902.05
A-4        13,359.97     13,359.97             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       180,148.62    741,617.87             0.00         0.00  29,756,445.02
A-7         6,664.75     26,467.42             0.00         0.00   1,049,491.36
A-8       193,729.51    193,729.51             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       25,363.31     45,165.98             0.00         0.00   4,049,491.37
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       21,624.17     21,624.17             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        17,946.18     31,937.90             0.00         0.00   2,865,296.32
M-2        32,480.36     57,803.64             0.00         0.00   5,185,832.20
B           6,561.89     11,677.86             0.00         0.00   1,047,675.98

- -------------------------------------------------------------------------------
          519,792.64  1,243,903.89             0.00         0.00  79,202,134.30
===============================================================================









































Run:        10/26/96     10:10:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    100.680039   1.864533     0.519799     2.384332   0.000000     98.815506
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    538.415934   9.971134     3.199260    13.170394   0.000000    528.444800
A-7    538.415926   9.971133     3.355866    13.326999   0.000000    528.444794
A-8   1000.000000   0.000000     6.232852     6.232852   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   108.615883   0.528565     0.676987     1.205552   0.000000    108.087318
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    856.293841   4.161106     5.337154     9.498260   0.000000    852.132735
M-2    861.106050   4.184490     5.367146     9.551636   0.000000    856.921559
B      782.833512   3.804118     4.879288     8.683406   0.000000    779.029387

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,032.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,460.99

SUBSERVICER ADVANCES THIS MONTH                                       17,824.35
MASTER SERVICER ADVANCES THIS MONTH                                    7,378.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,126,853.56

 (B)  TWO MONTHLY PAYMENTS:                                    1     260,321.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        196,597.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      79,202,134.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          339

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 665,677.76

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      335,714.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.56040920 %    10.12238700 %    1.31720430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.51192010 %    10.16529238 %    1.32278760 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3251 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              444,494.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,631,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22515453
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              130.15

POOL TRADING FACTOR:                                                29.44765567


 ................................................................................


Run:        10/26/96     10:10:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    33,734,470.14     7.824645  %  1,099,246.95
R     760944DC9           100.00             0.00     7.824645  %          0.00
B                   6,746,402.77     5,341,413.44     7.824645  %          0.00

- -------------------------------------------------------------------------------
                  112,439,802.77    39,075,883.58                  1,099,246.95
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         217,407.72  1,316,654.67             0.00         0.00  32,635,223.19
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00    93,914.83   5,281,922.29

- -------------------------------------------------------------------------------
          217,407.72  1,316,654.67             0.00    93,914.83  37,917,145.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      319.173213  10.400347     2.056968    12.457315   0.000000    308.772866
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      791.742447   0.000000     0.000000     0.000000   0.000000    782.924244

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,213.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,998.83

SUBSERVICER ADVANCES THIS MONTH                                        7,410.73
MASTER SERVICER ADVANCES THIS MONTH                                    1,864.73


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     245,660.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     217,625.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        549,872.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,917,145.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          129

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 238,909.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      897,600.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.33066500 %    13.66933500 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.06983140 %    13.93016860 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              489,658.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,927,158.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.28776762
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.81

POOL TRADING FACTOR:                                                33.72217360


 ................................................................................


Run:        10/26/96     10:10:19                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00             0.00     5.500000  %          0.00
A-2   760944DM7     5,250,000.00             0.00     5.500000  %          0.00
A-3   760944DP0    17,850,000.00    12,633,817.97     6.000000  %    386,146.45
A-4   760944EL8        10,000.00         4,264.56  2969.500000  %        130.34
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     3,327,133.30     6.312500  %          0.00
A-8   760944EJ3    15,077,940.00     1,425,914.27     8.604165  %          0.00
A-9   760944EK0             0.00             0.00     0.214672  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     3,720,402.28     7.000000  %     18,723.11
B-2                   677,492.20       572,226.70     7.000000  %      2,879.76

- -------------------------------------------------------------------------------
                  135,502,292.20    76,133,759.08                    407,879.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        63,148.65    449,295.10             0.00         0.00  12,247,671.52
A-4        10,549.60     10,679.94             0.00         0.00       4,134.22
A-5       195,936.58    195,936.58             0.00         0.00  33,600,000.00
A-6       121,585.65    121,585.65             0.00         0.00  20,850,000.00
A-7        17,496.45     17,496.45             0.00         0.00   3,327,133.30
A-8        10,220.69     10,220.69             0.00         0.00   1,425,914.27
A-9        13,615.38     13,615.38             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        21,695.33     40,418.44             0.00         0.00   3,701,679.17
B-2         3,336.96      6,216.72             0.00         0.00     569,346.94

- -------------------------------------------------------------------------------
          457,585.29    865,464.95             0.00         0.00  75,725,879.42
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    707.776917  21.632854     3.537739    25.170593   0.000000    686.144063
A-4    426.456000  13.034000  1054.960000  1067.994000   0.000000    413.422000
A-5   1000.000000   0.000000     5.831446     5.831446   0.000000   1000.000000
A-6   1000.000000   0.000000     5.831446     5.831446   0.000000   1000.000000
A-7     94.569568   0.000000     0.497315     0.497315   0.000000     94.569568
A-8     94.569568   0.000000     0.677857     0.677857   0.000000     94.569568
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    844.624564   4.250615     4.925384     9.175999   0.000000    840.373949
B-2    844.624779   4.250617     4.925385     9.176002   0.000000    840.374162

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,299.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,078.67

SUBSERVICER ADVANCES THIS MONTH                                        7,666.93
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     715,725.66

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,725,879.42

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          329

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       24,732.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.36172730 %     5.63827270 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.35988580 %     5.64011420 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2147 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              417,545.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,688,009.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62821702
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.85

POOL TRADING FACTOR:                                                55.88531248


 ................................................................................


Run:        10/26/96     10:10:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00             0.00     8.000000  %          0.00
A-5   760944CU0    20,606,000.00    20,704,394.14     8.150000  %    420,699.36
A-6   760944CQ9             0.00             0.00     0.350000  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     2,820,625.95     8.500000  %     42,069.94
A-10  760944FD5             0.00             0.00     0.148485  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,142,131.92     8.500000  %     20,755.97
M-2   760944CY2     2,016,155.00     1,899,029.15     8.500000  %     12,544.41
M-3   760944EE4     1,344,103.00     1,274,624.80     8.500000  %      8,419.78
B-1                 2,016,155.00     1,982,564.84     8.500000  %          0.00
B-2                   672,055.59       241,554.44     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  134,410,378.59    39,566,789.24                    504,489.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       139,811.23    560,510.59             0.00         0.00  20,283,694.78
A-6         6,004.16      6,004.16             0.00         0.00           0.00
A-7        50,899.93     50,899.93             0.00         0.00   7,500,864.00
A-8         1,933.66      1,933.66             0.00         0.00       1,000.00
A-9        19,864.89     61,934.83             0.00         0.00   2,778,556.01
A-10        4,867.84      4,867.84             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        22,129.18     42,885.15             0.00         0.00   3,121,375.95
M-2        13,374.35     25,918.76             0.00         0.00   1,886,484.74
M-3         8,976.83     17,396.61             0.00         0.00   1,266,205.02
B-1         4,111.53      4,111.53             0.00         0.00   1,982,564.84
B-2             0.00          0.00             0.00         0.00     226,862.58

- -------------------------------------------------------------------------------
          271,973.60    776,463.06             0.00         0.00  39,047,607.92
===============================================================================













































Run:        10/26/96     10:10:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5   1004.775024  20.416353     6.784977    27.201330   0.000000    984.358671
A-7   1000.000000   0.000000     6.785876     6.785876   0.000000   1000.000000
A-8   1000.000000   0.000000  1933.660000  1933.660000   0.000000   1000.000000
A-9    541.097488   8.070527     3.810800    11.881327   0.000000    533.026960
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    935.086230   6.176896     6.585558    12.762454   0.000000    928.909334
M-2    941.906327   6.221947     6.633592    12.855539   0.000000    935.684379
M-3    948.308872   6.264237     6.678677    12.942914   0.000000    942.044635
B-1    983.339495   0.000000     2.039293     2.039293   0.000000    983.339495
B-2    359.426279   0.000000     0.000000     0.000000   0.000000    337.565201

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,886.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,038.85

SUBSERVICER ADVANCES THIS MONTH                                       15,340.82
MASTER SERVICER ADVANCES THIS MONTH                                    4,031.15


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,707,399.80

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        208,903.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      39,047,607.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          157

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 506,445.56

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      257,815.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         78.41648180 %    15.96234100 %    5.62117710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.27397480 %    16.06773384 %    5.65829130 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1487 %

      BANKRUPTCY AMOUNT AVAILABLE                         118,613.00
      FRAUD AMOUNT AVAILABLE                              433,881.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,604,879.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.08028318
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.36

POOL TRADING FACTOR:                                                29.05103633


 ................................................................................


Run:        10/26/96     10:13:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    29,637,762.42     7.470000  %    108,279.36
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    64,674,592.85                    108,279.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       183,906.34    292,185.70             0.00         0.00  29,529,483.06
A-2       217,408.29    217,408.29             0.00         0.00  35,036,830.43
S-1         2,610.08      2,610.08             0.00         0.00           0.00
S-2        12,542.61     12,542.61             0.00         0.00           0.00
S-3         1,665.93      1,665.93             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          418,133.25    526,412.61             0.00         0.00  64,566,313.49
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    895.725412   3.272466     5.558098     8.830564   0.000000    892.452945
A-2   1000.000000   0.000000     6.205136     6.205136   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-October-96  
DISTRIBUTION DATE        30-October-96  

Run:     10/26/96     10:13:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,616.86

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,566,313.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               5,097,368.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                94.77633677


 ................................................................................


Run:        10/26/96     10:10:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00     9,824,645.32    10.000000  %    108,762.91
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    36,665,162.86     7.250000  %    870,103.29
A-6   7609208K7    48,625,000.00     9,166,290.68     6.312500  %    217,525.82
A-7   7609208L5             0.00             0.00     3.687500  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.166220  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,243,555.51     8.000000  %      7,538.56
M-2   7609208S0     5,252,983.00     5,027,782.83     8.000000  %      4,597.80
M-3   7609208T8     3,501,988.00     3,379,624.34     8.000000  %          0.00
B-1                 5,252,983.00     5,134,940.89     8.000000  %          0.00
B-2                 1,750,995.34     1,098,550.05     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  350,198,858.34   130,955,552.48                  1,208,528.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        81,572.21    190,335.12             0.00         0.00   9,715,882.41
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       220,707.45  1,090,810.74             0.00         0.00  35,795,059.57
A-6        48,041.93    265,567.75             0.00         0.00   8,948,764.86
A-7        28,064.10     28,064.10             0.00         0.00           0.00
A-8        43,150.89     43,150.89             0.00         0.00   6,663,000.00
A-9       230,552.57    230,552.57             0.00         0.00  35,600,000.00
A-10       65,746.34     65,746.34             0.00         0.00  10,152,000.00
A-11       18,073.10     18,073.10             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        54,755.78     62,294.34             0.00         0.00   8,236,016.95
M-2        33,395.80     37,993.60             0.00         0.00   5,023,185.03
M-3        72,643.75     72,643.75             0.00         0.00   3,379,624.34
B-1             0.00          0.00             0.00         0.00   5,134,940.89
B-2             0.00          0.00             0.00         0.00   1,089,759.03

- -------------------------------------------------------------------------------
          896,703.92  2,105,232.30             0.00         0.00 129,738,233.08
===============================================================================











































Run:        10/26/96     10:10:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    332.430308   3.680142     2.760107     6.440249   0.000000    328.750166
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    618.842203  14.685783     3.725146    18.410929   0.000000    604.156420
A-6    188.509834   4.473539     0.988009     5.461548   0.000000    184.036295
A-8   1000.000000   0.000000     6.476195     6.476195   0.000000   1000.000000
A-9   1000.000000   0.000000     6.476196     6.476196   0.000000   1000.000000
A-10  1000.000000   0.000000     6.476196     6.476196   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    941.585701   0.861061     6.254250     7.115311   0.000000    940.724641
M-2    957.129088   0.875274     6.357492     7.232766   0.000000    956.253814
M-3    965.058801   0.000000    20.743575    20.743575   0.000000    965.058801
B-1    977.528557   0.000000     0.000000     0.000000   0.000000    977.528557
B-2    627.386050   0.000000     0.000000     0.000000   0.000000    622.365466

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,772.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,703.75

SUBSERVICER ADVANCES THIS MONTH                                       24,210.50
MASTER SERVICER ADVANCES THIS MONTH                                    2,014.86


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,888,147.69

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,264,267.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     129,738,233.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          502

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 261,974.97

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,097,563.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.52502230 %    12.71497300 %    4.76000510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.37718700 %    12.82492132 %    4.79789170 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1653 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,406,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64747177
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.93

POOL TRADING FACTOR:                                                37.04701771


 ................................................................................


Run:        10/26/96     10:10:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00             0.00     7.500000  %          0.00
A-4   760944GE2    39,680,000.00             0.00     6.750000  %          0.00
A-5   760944GJ1    22,004,000.00    11,668,965.92     7.500000  %    119,637.32
A-6   760944GG7    20,505,000.00    10,874,029.54     7.000000  %    111,487.15
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     1,986,243.91     7.500000  %    148,992.23
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    23,838,756.09     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     2,174,805.94     6.262500  %     22,297.43
A-14  760944GU6             0.00             0.00     3.737500  %          0.00
A-15  760944GV4             0.00             0.00     0.162652  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,816,126.57     7.500000  %      7,696.19
M-2   760944GX0     3,698,106.00     3,557,100.82     7.500000  %      3,502.52
M-3   760944GY8     2,218,863.00     2,141,374.75     7.500000  %      2,108.52
B-1                 4,437,728.00     4,323,128.99     7.500000  %          0.00
B-2                 1,479,242.76     1,243,556.20     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   136,174,088.73                    415,721.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        72,835.10    192,472.42             0.00         0.00  11,549,328.60
A-6        63,348.39    174,835.54             0.00         0.00  10,762,542.39
A-7       144,509.65    144,509.65             0.00         0.00  23,152,000.00
A-8        62,417.78     62,417.78             0.00         0.00  10,000,000.00
A-9        12,397.69    161,389.92             0.00         0.00   1,837,251.68
A-10       21,240.77     21,240.77             0.00         0.00   3,403,000.00
A-11      187,222.13    187,222.13             0.00         0.00  29,995,000.00
A-12            0.00          0.00       148,992.23         0.00  23,987,748.32
A-13       11,334.84     33,632.27             0.00         0.00   2,152,508.51
A-14        6,764.70      6,764.70             0.00         0.00           0.00
A-15       18,438.09     18,438.09             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        48,799.61     56,495.80             0.00         0.00   7,808,430.38
M-2        22,208.59     25,711.11             0.00         0.00   3,553,598.30
M-3        13,369.57     15,478.09             0.00         0.00   2,139,266.23
B-1        40,236.58     40,236.58             0.00         0.00   4,323,128.99
B-2             0.00          0.00             0.00         0.00   1,238,074.94

- -------------------------------------------------------------------------------
          725,123.49  1,140,844.85       148,992.23         0.00 135,901,878.34
===============================================================================



































Run:        10/26/96     10:10:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    530.311122   5.437071     3.310085     8.747156   0.000000    524.874050
A-6    530.311121   5.437071     3.089412     8.526483   0.000000    524.874050
A-7   1000.000000   0.000000     6.241778     6.241778   0.000000   1000.000000
A-8   1000.000000   0.000000     6.241778     6.241778   0.000000   1000.000000
A-9    265.718249  19.932071     1.658554    21.590625   0.000000    245.786178
A-10  1000.000000   0.000000     6.241778     6.241778   0.000000   1000.000000
A-11  1000.000000   0.000000     6.241778     6.241778   0.000000   1000.000000
A-12  1299.114773   0.000000     0.000000     0.000000   8.119468   1307.234241
A-13    92.430870   0.947657     0.481739     1.429396   0.000000     91.483213
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.642983   0.945902     5.997728     6.943630   0.000000    959.697080
M-2    961.870974   0.947112     6.005396     6.952508   0.000000    960.923862
M-3    965.077497   0.950270     6.025415     6.975685   0.000000    964.127226
B-1    974.176198   0.000000     9.066932     9.066932   0.000000    974.176198
B-2    840.670804   0.000000     0.000000     0.000000   0.000000    836.965354

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,391.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,347.37

SUBSERVICER ADVANCES THIS MONTH                                       22,596.51
MASTER SERVICER ADVANCES THIS MONTH                                    1,819.76


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,218,238.40

 (B)  TWO MONTHLY PAYMENTS:                                    3     627,081.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        233,763.82

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,901,878.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          514

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 247,190.17

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      138,125.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.98757850 %     9.92450300 %    4.08791810 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.97333670 %     9.93459036 %    4.09207290 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1624 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                              728,338.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,447,874.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23237384
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.65

POOL TRADING FACTOR:                                                45.93630980


 ................................................................................


Run:        10/26/96     10:10:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00             0.00     5.500000  %          0.00
A-4   760944FS2    15,000,000.00             0.00     7.228260  %          0.00
A-5   760944FJ2    18,249,728.00     5,366,497.50     6.312500  %    301,928.05
A-6   760944FK9             0.00             0.00     2.187500  %          0.00
A-7   760944FN3     6,666,667.00     4,293,198.41     6.250000  %    241,542.46
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     4,800,000.00    10.000000  %          0.00
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.278171  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     1,957,884.41     7.500000  %      9,702.60
M-2   760944FW3     4,582,565.00     3,933,134.03     7.500000  %     19,491.26
B-1                   458,256.00       393,439.03     7.500000  %      1,949.75
B-2                   917,329.35       689,039.38     7.500000  %      3,414.64

- -------------------------------------------------------------------------------
                  183,302,633.35    66,133,193.76                    578,028.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        28,193.27    330,121.32             0.00         0.00   5,064,569.45
A-6         9,769.95      9,769.95             0.00         0.00           0.00
A-7        22,331.31    263,873.77             0.00         0.00   4,051,655.95
A-8       202,860.64    202,860.64             0.00         0.00  32,500,001.00
A-9        65,079.09     65,079.09             0.00         0.00  12,000,000.00
A-10       39,947.94     39,947.94             0.00         0.00   4,800,000.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,084.66      1,084.66             0.00         0.00     200,000.00
A-15       15,310.34     15,310.34             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,220.85     21,923.45             0.00         0.00   1,948,181.81
M-2        24,550.10     44,041.36             0.00         0.00   3,913,642.77
B-1         2,455.79      4,405.54             0.00         0.00     391,489.28
B-2         4,300.91      7,715.55             0.00         0.00     685,624.74

- -------------------------------------------------------------------------------
          428,104.85  1,006,133.61             0.00         0.00  65,555,165.00
===============================================================================





































Run:        10/26/96     10:10:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    294.059040  16.544249     1.544860    18.089109   0.000000    277.514791
A-7    643.979729  36.231367     3.349696    39.581063   0.000000    607.748362
A-8   1000.000000   0.000000     6.241866     6.241866   0.000000   1000.000000
A-9   1000.000000   0.000000     5.423258     5.423258   0.000000   1000.000000
A-10   120.000000   0.000000     0.998699     0.998699   0.000000    120.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.423300     5.423300   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    854.492991   4.234573     5.333630     9.568203   0.000000    850.258419
M-2    858.282213   4.253352     5.357284     9.610636   0.000000    854.028862
B-1    858.557291   4.254718     5.358991     9.613709   0.000000    854.302573
B-2    751.136307   3.722371     4.688501     8.410872   0.000000    747.413936

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,767.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,267.59

SUBSERVICER ADVANCES THIS MONTH                                        6,639.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     255,208.25

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        356,062.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,555,165.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          294

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      250,295.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.45537570 %     8.90780900 %    1.63681560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.41511530 %     8.94181958 %    1.64306510 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2787 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              369,318.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,776,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22671492
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              130.31

POOL TRADING FACTOR:                                                35.76335146


 ................................................................................


Run:        10/26/96     10:10:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00             0.00     7.500000  %          0.00
A-5   760944HC5    33,306,000.00             0.00     6.200000  %          0.00
A-6   760944HQ4    32,628,000.00    24,568,346.49     7.500000  %    212,352.21
A-7   760944HD3    36,855,000.00    27,751,207.86     7.000000  %    239,862.72
A-8   760944HW1    29,999,000.00     5,549,819.77    10.000190  %     47,968.90
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00             0.00     7.500000  %          0.00
A-15  760944HL5    29,559,000.00    22,256,759.32     7.500000  %    192,378.39
A-16  760944HM3             0.00             0.00     0.298622  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    12,680,617.81     7.500000  %     12,655.45
M-2   760944HT8     6,032,300.00     5,780,454.83     7.500000  %      5,768.98
M-3   760944HU5     3,619,400.00     3,491,823.46     7.500000  %      3,484.89
B-1                 4,825,900.00     4,670,638.05     7.500000  %          0.00
B-2                 2,413,000.00     2,358,480.75     7.500000  %          0.00
B-3                 2,412,994.79     2,027,636.61     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  482,582,094.79   216,252,784.95                    714,471.54
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       153,314.10    365,666.31             0.00         0.00  24,355,994.28
A-7       161,631.07    401,493.79             0.00         0.00  27,511,345.14
A-8        46,177.67     94,146.57             0.00         0.00   5,501,850.87
A-9       595,113.40    595,113.40             0.00         0.00  95,366,000.00
A-10       52,206.43     52,206.43             0.00         0.00   8,366,000.00
A-11        8,642.83      8,642.83             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15      138,889.08    331,267.47             0.00         0.00  22,064,380.93
A-16       53,731.36     53,731.36             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        79,130.98     91,786.43             0.00         0.00  12,667,962.36
M-2        36,071.83     41,840.81             0.00         0.00   5,774,685.85
M-3        34,978.37     38,463.26             0.00         0.00   3,488,338.57
B-1        52,367.45     52,367.45             0.00         0.00   4,670,638.05
B-2             0.00          0.00             0.00         0.00   2,358,480.75
B-3             0.00          0.00             0.00         0.00   2,018,597.81

- -------------------------------------------------------------------------------
        1,412,254.57  2,126,726.11             0.00         0.00 215,529,274.61
===============================================================================

































Run:        10/26/96     10:10:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    752.983526   6.508282     4.698851    11.207133   0.000000    746.475245
A-7    752.983526   6.508282     4.385594    10.893876   0.000000    746.475245
A-8    185.000159   1.599017     1.539307     3.138324   0.000000    183.401142
A-9   1000.000000   0.000000     6.240310     6.240310   0.000000   1000.000000
A-10  1000.000000   0.000000     6.240310     6.240310   0.000000   1000.000000
A-11  1000.000000   0.000000     6.240310     6.240310   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   752.960497   6.508285     4.698707    11.206992   0.000000    746.452212
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    955.477362   0.953581     5.962474     6.916055   0.000000    954.523781
M-2    958.250556   0.956348     5.979781     6.936129   0.000000    957.294208
M-3    964.752020   0.962836     9.664135    10.626971   0.000000    963.789183
B-1    967.827359   0.000000    10.851333    10.851333   0.000000    967.827359
B-2    977.406030   0.000000     0.000000     0.000000   0.000000    977.406030
B-3    840.298793   0.000000     0.000000     0.000000   0.000000    836.552909

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       62,359.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,907.70

SUBSERVICER ADVANCES THIS MONTH                                       67,352.65
MASTER SERVICER ADVANCES THIS MONTH                                    4,654.85


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,908,755.30

 (B)  TWO MONTHLY PAYMENTS:                                    7   2,250,856.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     112,460.96


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,749,241.56

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     215,529,274.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          774

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 627,213.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      507,686.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.66046140 %    10.15149800 %    4.18804110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.62668410 %    10.17540973 %    4.19790610 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2982 %

      BANKRUPTCY AMOUNT AVAILABLE                         245,792.00
      FRAUD AMOUNT AVAILABLE                            2,273,284.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,730,871.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27058201
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.38

POOL TRADING FACTOR:                                                44.66168077


 ................................................................................


Run:        10/26/96     10:10:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00             0.00     5.500000  %          0.00
A-3   760944HY7    23,719,181.00    13,632,663.42     5.600000  %    573,268.76
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    16,401,071.56     6.312500  %    434,404.45
A-11  760944JE9             0.00             0.00     2.187500  %          0.00
A-12  760944JN9     2,200,013.00       740,926.48     7.500000  %     12,725.19
A-13  760944JP4     9,999,984.00     3,367,801.42     9.500000  %     57,841.00
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     6.619000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     8.066800  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.315144  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     4,960,158.96     7.000000  %     24,293.50
M-2   760944JK5     5,050,288.00     4,432,775.28     7.000000  %     21,710.52
B-1                 1,442,939.00     1,311,615.14     7.000000  %      6,423.93
B-2                   721,471.33       281,563.28     7.000000  %      1,379.02

- -------------------------------------------------------------------------------
                  288,587,914.33   134,127,271.53                  1,132,046.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        63,500.74    636,769.50             0.00         0.00  13,059,394.66
A-4        51,397.68     51,397.68             0.00         0.00  10,298,695.00
A-5       222,917.82    222,917.82             0.00         0.00  40,000,000.00
A-6        67,368.71     67,368.71             0.00         0.00  11,700,000.00
A-7         7,402.53      7,402.53             0.00         0.00           0.00
A-8       103,362.66    103,362.66             0.00         0.00  18,141,079.00
A-9         2,321.64      2,321.64             0.00         0.00      10,000.00
A-10       86,115.95    520,520.40             0.00         0.00  15,966,667.11
A-11       29,842.17     29,842.17             0.00         0.00           0.00
A-12        4,622.17     17,347.36             0.00         0.00     728,201.29
A-13       26,612.16     84,453.16             0.00         0.00   3,309,960.42
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       35,897.75     35,897.75             0.00         0.00   6,520,258.32
A-17       15,624.93     15,624.93             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       35,158.97     35,158.97             0.00         0.00           0.00
R-I             0.08          0.08             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,880.43     53,173.93             0.00         0.00   4,935,865.46
M-2        25,809.75     47,520.27             0.00         0.00   4,411,064.76
B-1         7,636.86     14,060.79             0.00         0.00   1,305,191.21
B-2         1,639.38      3,018.40             0.00         0.00     280,184.26

- -------------------------------------------------------------------------------
          816,112.38  1,948,158.75             0.00         0.00 132,995,225.16
===============================================================================





























Run:        10/26/96     10:10:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    574.752704  24.168995     2.677189    26.846184   0.000000    550.583709
A-4   1000.000000   0.000000     4.990698     4.990698   0.000000   1000.000000
A-5   1000.000000   0.000000     5.572946     5.572946   0.000000   1000.000000
A-6   1000.000000   0.000000     5.758009     5.758009   0.000000   1000.000000
A-8   1000.000000   0.000000     5.697713     5.697713   0.000000   1000.000000
A-9   1000.000000   0.000000   232.164000   232.164000   0.000000   1000.000000
A-10   515.974374  13.666276     2.709190    16.375466   0.000000    502.308099
A-12   336.782774   5.784143     2.100974     7.885117   0.000000    330.998631
A-13   336.780681   5.784109     2.661220     8.445329   0.000000    330.996572
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.914222     0.914222   0.000000    166.053934
A-17   211.173371   0.000000     1.416937     1.416937   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.800000     0.800000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    859.346017   4.208841     5.003526     9.212367   0.000000    855.137176
M-2    877.727227   4.298868     5.110550     9.409418   0.000000    873.428359
B-1    908.988627   4.451976     5.292573     9.744549   0.000000    904.536651
B-2    390.262604   1.911400     2.272287     4.183687   0.000000    388.351204

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,388.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,294.91

SUBSERVICER ADVANCES THIS MONTH                                       20,807.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,138,505.42

 (B)  TWO MONTHLY PAYMENTS:                                    3     425,287.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        397,723.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     132,995,225.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          565

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      475,127.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.80918800 %     7.00300100 %    1.18781100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.77992620 %     7.02801940 %    1.19205440 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3150 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              715,923.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,765,716.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76616734
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              132.01

POOL TRADING FACTOR:                                                46.08482149


 ................................................................................


Run:        10/26/96     10:13:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    28,898,776.52     7.470000  %     51,361.11
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    52,967,297.10                     51,361.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       179,486.72    230,847.83             0.00         0.00  28,847,415.41
A-2       149,486.61    149,486.61             0.00         0.00  24,068,520.58
S-1         3,887.25      3,887.25             0.00         0.00           0.00
S-2         6,529.92      6,529.92             0.00         0.00           0.00
S-3         3,427.02      3,427.02             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          342,817.52    394,178.63             0.00         0.00  52,915,935.99
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    905.832571   1.609915     5.626014     7.235929   0.000000    904.222656
A-2   1000.000000   0.000000     6.210877     6.210877   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-October-96  
DISTRIBUTION DATE        30-October-96  

Run:     10/26/96     10:13:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,324.18

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,915,935.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,799,154.98

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                94.54065371


 ................................................................................


Run:        10/26/96     10:10:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    19,126,959.57     7.000000  %    928,166.40
A-2   760944KV9    20,040,000.00    11,541,810.66     7.000000  %    254,122.99
A-3   760944KS6    30,024,000.00    17,291,982.23     6.000000  %    380,727.98
A-4   760944LF3    10,008,000.00     5,763,994.06    10.000000  %    126,909.33
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.240555  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,719,693.86     7.000000  %      6,010.11
M-2   760944LC0     2,689,999.61     2,599,860.52     7.000000  %      2,731.87
M-3   760944LD8     1,613,999.76     1,559,916.31     7.000000  %      1,639.12
B-1                 2,151,999.69     2,079,888.42     7.000000  %          0.00
B-2                 1,075,999.84     1,039,944.22     7.000000  %          0.00
B-3                 1,075,999.84     1,001,745.95     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  215,199,968.62   157,827,795.80                  1,700,307.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       111,238.12  1,039,404.52             0.00         0.00  18,198,793.17
A-2        67,124.59    321,247.58             0.00         0.00  11,287,687.67
A-3        86,199.69    466,927.67             0.00         0.00  16,911,254.25
A-4        47,888.71    174,798.04             0.00         0.00   5,637,084.73
A-5       129,872.11    129,872.11             0.00         0.00  22,331,000.00
A-6       106,289.13    106,289.13             0.00         0.00  18,276,000.00
A-7       197,125.74    197,125.74             0.00         0.00  33,895,000.00
A-8        81,653.50     81,653.50             0.00         0.00  14,040,000.00
A-9         9,072.61      9,072.61             0.00         0.00   1,560,000.00
A-10       31,543.30     31,543.30             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,534.40     39,544.51             0.00         0.00   5,713,683.75
M-2        30,247.97     32,979.84             0.00         0.00   2,597,128.65
M-3        18,148.78     19,787.90             0.00         0.00   1,558,277.19
B-1         3,826.70      3,826.70             0.00         0.00   2,079,888.42
B-2             0.00          0.00             0.00         0.00   1,039,944.22
B-3             0.00          0.00             0.00         0.00     997,415.10

- -------------------------------------------------------------------------------
          953,765.35  2,654,073.15             0.00         0.00 156,123,157.15
===============================================================================













































Run:        10/26/96     10:10:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    381.273364  18.501902     2.217401    20.719303   0.000000    362.771462
A-2    575.938656  12.680788     3.349530    16.030318   0.000000    563.257868
A-3    575.938657  12.680788     2.871026    15.551814   0.000000    563.257869
A-4    575.938655  12.680788     4.785043    17.465831   0.000000    563.257867
A-5   1000.000000   0.000000     5.815777     5.815777   0.000000   1000.000000
A-6   1000.000000   0.000000     5.815776     5.815776   0.000000   1000.000000
A-7   1000.000000   0.000000     5.815776     5.815776   0.000000   1000.000000
A-8   1000.000000   0.000000     5.815776     5.815776   0.000000   1000.000000
A-9   1000.000000   0.000000     5.815776     5.815776   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.491040   1.015564     5.666509     6.682073   0.000000    965.475476
M-2    966.491040   1.015565    11.244600    12.260165   0.000000    965.475475
M-3    966.491042   1.015564    11.244599    12.260163   0.000000    965.475478
B-1    966.491041   0.000000     1.778207     1.778207   0.000000    966.491041
B-2    966.491054   0.000000     0.000000     0.000000   0.000000    966.491055
B-3    930.990798   0.000000     0.000000     0.000000   0.000000    926.965844

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,720.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,568.98

SUBSERVICER ADVANCES THIS MONTH                                        6,628.23
MASTER SERVICER ADVANCES THIS MONTH                                    2,401.70


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     231,328.82

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        715,705.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     156,123,157.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          549

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 338,048.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,538,797.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.12890780 %     6.25965200 %    2.61144030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.04147160 %     6.32134897 %    2.63717940 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2417 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,722.00
      FRAUD AMOUNT AVAILABLE                              813,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,277,559.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63860990
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.20

POOL TRADING FACTOR:                                                72.54794606


 ................................................................................


Run:        10/26/96     10:10:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00             0.00     5.250000  %          0.00
A-3   760944JY5    21,283,000.00    14,767,843.24     5.650000  %    774,051.41
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    19,589,066.38     6.162500  %    417,957.94
A-8   760944KE7             0.00             0.00    13.350000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     7,297,922.06     7.000000  %     60,482.43
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.142733  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,541,229.84     7.000000  %     23,283.23
M-2   760944KM9     2,343,800.00     2,030,078.25     7.000000  %          0.00
M-3   760944MF2     1,171,900.00     1,016,605.07     7.000000  %          0.00
B-1                 1,406,270.00     1,219,917.40     7.000000  %          0.00
B-2                   351,564.90       211,470.63     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  234,376,334.90   115,668,132.87                  1,275,775.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        69,389.31    843,440.72             0.00         0.00  13,993,791.83
A-4        37,453.19     37,453.19             0.00         0.00   7,444,000.00
A-5       150,650.37    150,650.37             0.00         0.00  28,305,000.00
A-6        71,549.19     71,549.19             0.00         0.00  12,746,000.00
A-7       100,391.68    518,349.62             0.00         0.00  19,171,108.44
A-8        54,370.34     54,370.34             0.00         0.00           0.00
A-9        85,754.58     85,754.58             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       42,483.89    102,966.32             0.00         0.00   7,237,439.63
A-14       14,617.29     14,617.29             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       13,729.84     13,729.84             0.00         0.00           0.00
R-I             3.69          3.69             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,614.80     43,898.03             0.00         0.00   3,517,946.61
M-2         2,374.91      2,374.91             0.00         0.00   2,030,078.25
M-3             0.00          0.00             0.00         0.00   1,016,605.07
B-1             0.00          0.00             0.00         0.00   1,219,917.40
B-2             0.00          0.00             0.00         0.00     182,027.78

- -------------------------------------------------------------------------------
          663,383.08  1,939,158.09             0.00         0.00 114,362,915.01
===============================================================================

































Run:        10/26/96     10:10:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    693.879774  36.369469     3.260316    39.629785   0.000000    657.510305
A-4   1000.000000   0.000000     5.031326     5.031326   0.000000   1000.000000
A-5   1000.000000   0.000000     5.322394     5.322394   0.000000   1000.000000
A-6   1000.000000   0.000000     5.613462     5.613462   0.000000   1000.000000
A-7    417.908998   8.916626     2.141735    11.058361   0.000000    408.992372
A-9   1000.000000   0.000000     5.821369     5.821369   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   212.272311   1.759233     1.235715     2.994948   0.000000    210.513078
A-14   461.333333   0.000000     2.436215     2.436215   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    36.850000    36.850000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    863.377667   5.676621     5.026039    10.702660   0.000000    857.701046
M-2    866.148242   0.000000     1.013275     1.013275   0.000000    866.148242
M-3    867.484487   0.000000     0.000000     0.000000   0.000000    867.484487
B-1    867.484480   0.000000     0.000000     0.000000   0.000000    867.484480
B-2    601.512352   0.000000     0.000000     0.000000   0.000000    517.764373

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:34                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,959.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,420.90

SUBSERVICER ADVANCES THIS MONTH                                        8,023.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     284,682.54

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        503,889.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     114,362,915.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          471

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      544,711.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.06697450 %     5.69553000 %    1.23749560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.03395240 %     5.74017367 %    1.22587390 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1418 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              610,423.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,714,776.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61028694
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.36

POOL TRADING FACTOR:                                                48.79456582


 ................................................................................


Run:        10/26/96     10:10:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00     9,358,229.73     7.500000  %    461,454.49
A-3   760944LY2    81,356,000.00    22,838,831.33     6.250000  %    861,379.71
A-4   760944LN6    40,678,000.00    11,419,415.66    10.000000  %    430,689.85
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.136568  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,256,405.16     7.500000  %     13,404.14
M-2   760944LV8     6,257,900.00     6,045,264.46     7.500000  %      6,112.64
M-3   760944LW6     3,754,700.00     3,641,573.23     7.500000  %      3,682.16
B-1                 5,757,200.00     5,620,595.29     7.500000  %      5,683.24
B-2                 2,753,500.00     2,690,855.48     7.500000  %          0.00
B-3                 2,753,436.49     2,283,240.40     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  500,624,336.49   264,179,410.74                  1,782,406.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        58,314.55    519,769.04             0.00         0.00   8,896,775.24
A-3       118,597.59    979,977.30             0.00         0.00  21,977,451.62
A-4        94,878.07    525,567.92             0.00         0.00  10,988,725.81
A-5       414,959.09    414,959.09             0.00         0.00  66,592,000.00
A-6       327,564.19    327,564.19             0.00         0.00  52,567,000.00
A-7       333,004.17    333,004.17             0.00         0.00  53,440,000.00
A-8        89,893.68     89,893.68             0.00         0.00  14,426,000.00
A-9        29,975.78     29,975.78             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        82,605.50     96,009.64             0.00         0.00  13,243,001.02
M-2        37,670.25     43,782.89             0.00         0.00   6,039,151.82
M-3        22,691.97     26,374.13             0.00         0.00   3,637,891.07
B-1        35,023.98     40,707.22             0.00         0.00   5,614,912.05
B-2        36,024.95     36,024.95             0.00         0.00   2,690,855.48
B-3             0.00          0.00             0.00         0.00   2,278,210.89

- -------------------------------------------------------------------------------
        1,681,203.77  3,463,610.00             0.00         0.00 262,391,975.00
===============================================================================















































Run:        10/26/96     10:10:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    131.465354   6.482559     0.819209     7.301768   0.000000    124.982794
A-3    280.727068  10.587783     1.457761    12.045544   0.000000    270.139284
A-4    280.727068  10.587783     2.332417    12.920200   0.000000    270.139284
A-5   1000.000000   0.000000     6.231365     6.231365   0.000000   1000.000000
A-6   1000.000000   0.000000     6.231365     6.231365   0.000000   1000.000000
A-7   1000.000000   0.000000     6.231365     6.231365   0.000000   1000.000000
A-8   1000.000000   0.000000     6.231366     6.231366   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.869720   0.973600     5.999993     6.973593   0.000000    961.896120
M-2    966.021263   0.976788     6.019631     6.996419   0.000000    965.044475
M-3    969.870623   0.980680     6.043617     7.024297   0.000000    968.889943
B-1    976.272370   0.987153     6.083509     7.070662   0.000000    975.285217
B-2    977.249130   0.000000    13.083330    13.083330   0.000000    977.249130
B-3    829.233000   0.000000     0.000000     0.000000   0.000000    827.406370

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:36                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,197.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,430.50

SUBSERVICER ADVANCES THIS MONTH                                       32,210.39
MASTER SERVICER ADVANCES THIS MONTH                                    4,094.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,896,577.74

 (B)  TWO MONTHLY PAYMENTS:                                    1     181,951.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     623,951.43


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,671,308.87

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     262,391,975.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          921

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 541,470.70

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,520,312.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.30486460 %     8.68472000 %    4.01041520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.23130830 %     8.73503998 %    4.03365170 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1371 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,285.00
      FRAUD AMOUNT AVAILABLE                            2,720,982.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,918,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07769808
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.27

POOL TRADING FACTOR:                                                52.41294837


 ................................................................................


Run:        10/26/96     10:09:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    30,784,498.88     6.910024  %    410,498.68
A-2   760944LJ5     5,265,582.31     1,964,875.69     6.910024  %     26,200.81
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    32,749,374.57                    436,699.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       176,765.52    587,264.20             0.00         0.00  30,374,000.20
A-2        11,282.38     37,483.19             0.00         0.00   1,938,674.88
S-1         2,449.24      2,449.24             0.00         0.00           0.00
S-2         3,907.90      3,907.90             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          194,405.04    631,104.53             0.00         0.00  32,312,675.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    373.154487   4.975862     2.142664     7.118526   0.000000    368.178625
A-2    373.154492   4.975862     2.142665     7.118527   0.000000    368.178630

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:09:03                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,322.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,840.15

SUBSERVICER ADVANCES THIS MONTH                                        7,958.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     849,787.17

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        294,261.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      32,312,675.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          112

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      404,174.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,668,090.86
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92780271
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.49

POOL TRADING FACTOR:                                                36.81786252


 ................................................................................


Run:        10/26/96     10:10:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00             0.00     0.000000  %          0.00
A-2   760944NF1             0.00             0.00     0.000000  %          0.00
A-3   760944NG9    14,581,000.00             0.00     5.000030  %          0.00
A-4   760944NH7     7,938,000.00     5,926,528.70     5.249810  %    579,101.28
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    33,230,030.09     6.262500  %    675,691.11
A-10  760944NK0             0.00             0.00     2.237500  %          0.00
A-11  760944NL8    37,000,000.00    12,499,498.87     7.250000  %          0.00
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00     9,020,493.03     6.019000  %          0.00
A-14  760944NP9    13,505,000.00     3,526,465.71     8.903967  %          0.00
A-15  760944NQ7             0.00             0.00     0.095684  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,372,865.65     7.000000  %     16,235.61
M-2   760944NW4     1,958,800.00     1,686,432.83     7.000000  %      8,117.80
M-3   760944NX2     1,305,860.00     1,124,282.79     7.000000  %      5,411.84
B-1                 1,567,032.00     1,349,139.38     7.000000  %      6,494.21
B-2                   783,516.00       674,569.69     7.000000  %      3,247.11
B-3                   914,107.69       787,002.82     7.000000  %      3,788.32

- -------------------------------------------------------------------------------
                  261,172,115.69   151,887,309.56                  1,298,087.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        25,868.30    604,969.58             0.00         0.00   5,347,427.42
A-5       104,568.87    104,568.87             0.00         0.00  21,873,000.00
A-6        62,704.12     62,704.12             0.00         0.00  12,561,000.00
A-7       138,246.84    138,246.84             0.00         0.00  23,816,000.00
A-8       104,718.37    104,718.37             0.00         0.00  18,040,000.00
A-9       173,022.44    848,713.55             0.00         0.00  32,554,338.98
A-10       61,818.40     61,818.40             0.00         0.00           0.00
A-11       75,345.03     75,345.03             0.00         0.00  12,499,498.87
A-12       14,092.26     14,092.26             0.00         0.00   2,400,000.00
A-13       45,141.77     45,141.77             0.00         0.00   9,020,493.03
A-14       26,106.41     26,106.41             0.00         0.00   3,526,465.71
A-15       12,083.31     12,083.31             0.00         0.00           0.00
R-I             2.65          2.65             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,630.03     35,865.64             0.00         0.00   3,356,630.04
M-2         9,815.01     17,932.81             0.00         0.00   1,678,315.03
M-3         6,543.31     11,955.15             0.00         0.00   1,118,870.95
B-1         7,851.97     14,346.18             0.00         0.00   1,342,645.17
B-2         3,925.99      7,173.10             0.00         0.00     671,322.58
B-3         4,580.34      8,368.66             0.00         0.00     783,214.50

- -------------------------------------------------------------------------------
          896,065.42  2,194,152.70             0.00         0.00 150,589,222.28
===============================================================================

































Run:        10/26/96     10:10:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    746.602255  72.953046     3.258793    76.211839   0.000000    673.649209
A-5   1000.000000   0.000000     4.780728     4.780728   0.000000   1000.000000
A-6   1000.000000   0.000000     4.991969     4.991969   0.000000   1000.000000
A-7   1000.000000   0.000000     5.804788     5.804788   0.000000   1000.000000
A-8   1000.000000   0.000000     5.804788     5.804788   0.000000   1000.000000
A-9    934.031259  18.992358     4.863323    23.855681   0.000000    915.038901
A-11   337.824294   0.000000     2.036352     2.036352   0.000000    337.824294
A-12  1000.000000   0.000000     5.871775     5.871775   0.000000   1000.000000
A-13   261.122971   0.000000     1.306753     1.306753   0.000000    261.122971
A-14   261.122970   0.000000     1.933092     1.933092   0.000000    261.122970
R-I      0.000000   0.000000    26.460000    26.460000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    860.952024   4.144275     5.010729     9.155004   0.000000    856.807750
M-2    860.952027   4.144272     5.010726     9.154998   0.000000    856.807755
M-3    860.952009   4.144273     5.010729     9.155002   0.000000    856.807736
B-1    860.952029   4.144274     5.010727     9.155001   0.000000    856.807755
B-2    860.952029   4.144280     5.010734     9.155014   0.000000    856.807749
B-3    860.951974   4.144271     5.010733     9.155004   0.000000    856.807703

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,523.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,185.41

SUBSERVICER ADVANCES THIS MONTH                                       29,560.90
MASTER SERVICER ADVANCES THIS MONTH                                    2,494.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,412,061.94

 (B)  TWO MONTHLY PAYMENTS:                                    1      99,893.46

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     406,936.52


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        890,907.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     150,589,222.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          585

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 240,620.82

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      566,963.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.07831160 %     4.07116400 %    1.85052450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.05601670 %     4.08649167 %    1.85749170 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0956 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              786,800.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,769.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54974416
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              134.10

POOL TRADING FACTOR:                                                57.65899697


 ................................................................................


Run:        10/26/96     10:10:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    12,600,416.53     6.500000  %    377,284.96
A-4   760944QX9    38,099,400.00     5,040,161.35    10.000000  %    150,913.82
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.077398  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,145,510.52     7.500000  %      6,791.96
M-2   760944QJ0     3,365,008.00     3,247,959.54     7.500000  %      3,087.26
M-3   760944QK7     2,692,006.00     2,609,833.94     7.500000  %      2,480.70
B-1                 2,422,806.00     2,354,336.88     7.500000  %      2,237.85
B-2                 1,480,605.00     1,446,018.23     7.500000  %      1,374.47
B-3                 1,480,603.82     1,384,915.52     7.500000  %      1,316.39

- -------------------------------------------------------------------------------
                  269,200,605.82   152,836,712.51                    545,487.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        68,131.48    445,416.44             0.00         0.00  12,223,131.57
A-4        41,927.02    192,840.84             0.00         0.00   4,889,247.53
A-5       384,668.09    384,668.09             0.00         0.00  61,656,000.00
A-6        56,275.24     56,275.24             0.00         0.00   9,020,000.00
A-7       231,776.63    231,776.63             0.00         0.00  37,150,000.00
A-8        57,283.20     57,283.20             0.00         0.00   9,181,560.00
A-9         9,840.23      9,840.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,580.41     51,372.37             0.00         0.00   7,138,718.56
M-2        20,263.83     23,351.09             0.00         0.00   3,244,872.28
M-3        16,282.60     18,763.30             0.00         0.00   2,607,353.24
B-1        14,688.57     16,926.42             0.00         0.00   2,352,099.03
B-2         9,021.62     10,396.09             0.00         0.00   1,444,643.76
B-3         8,640.40      9,956.79             0.00         0.00   1,383,599.13

- -------------------------------------------------------------------------------
          963,379.32  1,508,866.73             0.00         0.00 152,291,225.10
===============================================================================















































Run:        10/26/96     10:10:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    314.691002   9.422560     1.701560    11.124120   0.000000    305.268442
A-4    132.289783   3.961055     1.100464     5.061519   0.000000    128.328728
A-5   1000.000000   0.000000     6.238940     6.238940   0.000000   1000.000000
A-6   1000.000000   0.000000     6.238940     6.238940   0.000000   1000.000000
A-7   1000.000000   0.000000     6.238940     6.238940   0.000000   1000.000000
A-8   1000.000000   0.000000     6.238940     6.238940   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.216009   0.917458     6.021925     6.939383   0.000000    964.298550
M-2    965.215994   0.917460     6.021926     6.939386   0.000000    964.298534
M-3    969.475529   0.921506     6.048501     6.970007   0.000000    968.554023
B-1    971.739743   0.923660     6.062627     6.986287   0.000000    970.816083
B-2    976.640110   0.928316     6.093198     7.021514   0.000000    975.711794
B-3    935.372111   0.889090     5.835727     6.724817   0.000000    934.483021

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,860.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,029.34

SUBSERVICER ADVANCES THIS MONTH                                       31,771.04
MASTER SERVICER ADVANCES THIS MONTH                                    2,000.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,815,321.18

 (B)  TWO MONTHLY PAYMENTS:                                    1     215,269.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     280,420.46


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,033,050.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     152,291,225.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          535

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 278,122.59

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      400,212.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.09934190 %     8.50797200 %    3.39268660 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.06806760 %     8.53033001 %    3.40160240 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0770 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,571,922.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,588,291.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02408789
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.75

POOL TRADING FACTOR:                                                56.57165021


 ................................................................................


Run:        10/26/96     10:10:41                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00     9,018,302.01     7.000000  %    685,704.74
A-2   760944PP7    20,000,000.00    14,210,051.38     7.000000  %    192,347.91
A-3   760944PQ5    20,000,000.00    14,806,279.15     7.000000  %    172,540.63
A-4   760944PR3    44,814,000.00    34,639,075.19     7.000000  %    338,021.23
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    12,567,408.74     7.000000  %     80,813.13
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     6.219000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63     8.822328  %          0.00
A-14  760944PN2             0.00             0.00     0.209953  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,356,082.38     7.000000  %      8,857.04
M-2   760944PY8     4,333,550.00     4,191,770.14     7.000000  %      4,443.07
M-3   760944PZ5     2,600,140.00     2,515,071.76     7.000000  %      2,665.85
B-1                 2,773,475.00     2,688,333.41     7.000000  %      2,849.50
B-2                 1,560,100.00     1,512,207.26     7.000000  %          0.00
B-3                 1,733,428.45     1,626,884.33     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  346,680,823.45   275,294,814.53                  1,488,243.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        52,488.52    738,193.26             0.00         0.00   8,332,597.27
A-2        82,705.66    275,053.57             0.00         0.00  14,017,703.47
A-3        86,175.83    258,716.46             0.00         0.00  14,633,738.52
A-4       201,607.11    539,628.34             0.00         0.00  34,301,053.96
A-5       152,780.83    152,780.83             0.00         0.00  26,250,000.00
A-6       174,216.71    174,216.71             0.00         0.00  29,933,000.00
A-7        73,145.11    153,958.24             0.00         0.00  12,486,595.61
A-8       218,258.33    218,258.33             0.00         0.00  37,500,000.00
A-9       250,601.30    250,601.30             0.00         0.00  43,057,000.00
A-10       15,714.60     15,714.60             0.00         0.00   2,700,000.00
A-11      137,357.25    137,357.25             0.00         0.00  23,600,000.00
A-12       22,164.05     22,164.05             0.00         0.00   4,286,344.15
A-13       13,475.19     13,475.19             0.00         0.00   1,837,004.63
A-14       48,057.44     48,057.44             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        48,634.25     57,491.29             0.00         0.00   8,347,225.34
M-2        24,397.03     28,840.10             0.00         0.00   4,187,327.07
M-3        14,638.27     17,304.12             0.00         0.00   2,512,405.91
B-1        18,466.07     21,315.57             0.00         0.00   2,685,483.91
B-2        18,778.18     18,778.18             0.00         0.00   1,512,207.26
B-3             0.00          0.00             0.00         0.00   1,623,557.04

- -------------------------------------------------------------------------------
        1,653,661.73  3,141,904.83             0.00         0.00 273,803,244.14
===============================================================================





































Run:        10/26/96     10:10:41
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    304.066287  23.119618     1.769733    24.889351   0.000000    280.946670
A-2    710.502569   9.617396     4.135283    13.752679   0.000000    700.885174
A-3    740.313958   8.627032     4.308792    12.935824   0.000000    731.686926
A-4    772.952095   7.542760     4.498753    12.041513   0.000000    765.409336
A-5   1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-6   1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-7    837.827249   5.387542     4.876341    10.263883   0.000000    832.439707
A-8   1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-9   1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-10  1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-11  1000.000000   0.000000     5.820222     5.820222   0.000000   1000.000000
A-12   188.410732   0.000000     0.974244     0.974244   0.000000    188.410732
A-13   188.410731   0.000000     1.382071     1.382071   0.000000    188.410731
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.122933   1.021923     5.611409     6.633332   0.000000    963.101009
M-2    967.283207   1.025273     5.629802     6.655075   0.000000    966.257934
M-3    967.283208   1.025272     5.629801     6.655073   0.000000    966.257936
B-1    969.301476   1.027411     6.658099     7.685510   0.000000    968.274064
B-2    969.301493   0.000000    12.036523    12.036523   0.000000    969.301494
B-3    938.535611   0.000000     0.000000     0.000000   0.000000    936.616126

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       71,194.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    29,236.48

SUBSERVICER ADVANCES THIS MONTH                                       22,915.73
MASTER SERVICER ADVANCES THIS MONTH                                    1,890.10


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,765,866.46

 (B)  TWO MONTHLY PAYMENTS:                                    1      95,182.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        229,764.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     273,803,244.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          947

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 268,351.98

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,199,771.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.41164450 %     5.47156100 %    2.11679430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.37839330 %     5.49553690 %    2.12606980 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2102 %

      BANKRUPTCY AMOUNT AVAILABLE                         109,526.00
      FRAUD AMOUNT AVAILABLE                            2,805,255.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,669,534.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64638140
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.17

POOL TRADING FACTOR:                                                78.97847981


 ................................................................................


Run:        10/26/96     10:10:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00             0.00     6.500000  %          0.00
A-2   760944MG0    25,150,000.00    11,854,040.71     5.500000  %    864,634.08
A-3   760944MH8    12,946,000.00     7,627,616.28     6.512500  %    345,853.63
A-4   760944MJ4             0.00             0.00     2.487500  %          0.00
A-5   760944MV7    22,700,000.00    14,702,164.25     6.500000  %    302,621.93
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     6.692500  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     6.142459  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     6.562500  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     6.364564  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     6.500000  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     6.499981  %          0.00
A-17  760944MU9             0.00             0.00     0.272266  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,346,619.51     6.500000  %     11,534.86
M-2   760944NA2     1,368,000.00     1,172,024.65     6.500000  %      5,761.11
M-3   760944NB0       912,000.00       781,349.76     6.500000  %      3,840.74
B-1                   729,800.00       625,251.16     6.500000  %      3,073.44
B-2                   547,100.00       468,724.19     6.500000  %      2,304.02
B-3                   547,219.77       468,826.74     6.500000  %      2,304.54

- -------------------------------------------------------------------------------
                  182,383,319.77   130,529,578.73                  1,541,928.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        54,206.17    918,840.25             0.00         0.00  10,989,406.63
A-3        41,300.58    387,154.21             0.00         0.00   7,281,762.65
A-4        15,775.07     15,775.07             0.00         0.00           0.00
A-5        79,453.71    382,075.64             0.00         0.00  14,399,542.32
A-6        53,988.15     53,988.15             0.00         0.00  11,100,000.00
A-7        88,034.73     88,034.73             0.00         0.00  16,290,000.00
A-8        68,833.53     68,833.53             0.00         0.00  12,737,000.00
A-9        39,450.80     39,450.80             0.00         0.00   7,300,000.00
A-10       82,144.13     82,144.13             0.00         0.00  15,200,000.00
A-11       20,556.76     20,556.76             0.00         0.00   3,694,424.61
A-12       10,159.29     10,159.29             0.00         0.00   1,989,305.77
A-13       62,615.42     62,615.42             0.00         0.00  11,476,048.76
A-14       28,027.77     28,027.77             0.00         0.00   5,296,638.91
A-15       19,965.48     19,965.48             0.00         0.00   3,694,424.61
A-16        9,214.81      9,214.81             0.00         0.00   1,705,118.82
A-17       29,547.54     29,547.54             0.00         0.00           0.00
R-I             0.19          0.19             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,681.65     24,216.51             0.00         0.00   2,335,084.65
M-2         6,333.88     12,094.99             0.00         0.00   1,166,263.54
M-3         4,222.58      8,063.32             0.00         0.00     777,509.02
B-1         3,379.00      6,452.44             0.00         0.00     622,177.72
B-2         2,533.09      4,837.11             0.00         0.00     466,420.17
B-3         2,533.64      4,838.18             0.00         0.00     466,522.20

- -------------------------------------------------------------------------------
          734,957.97  2,276,886.32             0.00         0.00 128,987,650.38
===============================================================================





























Run:        10/26/96     10:10:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    471.333627  34.379089     2.155315    36.534404   0.000000    436.954538
A-3    589.187106  26.715096     3.190219    29.905315   0.000000    562.472011
A-5    647.672434  13.331363     3.500163    16.831526   0.000000    634.341071
A-6   1000.000000   0.000000     4.863797     4.863797   0.000000   1000.000000
A-7   1000.000000   0.000000     5.404219     5.404219   0.000000   1000.000000
A-8   1000.000000   0.000000     5.404218     5.404218   0.000000   1000.000000
A-9   1000.000000   0.000000     5.404219     5.404219   0.000000   1000.000000
A-10  1000.000000   0.000000     5.404219     5.404219   0.000000   1000.000000
A-11   738.884922   0.000000     4.111352     4.111352   0.000000    738.884922
A-12   738.884916   0.000000     3.773450     3.773450   0.000000    738.884916
A-13   738.884919   0.000000     4.031491     4.031491   0.000000    738.884920
A-14   738.884919   0.000000     3.909894     3.909894   0.000000    738.884919
A-15   738.884922   0.000000     3.993096     3.993096   0.000000    738.884922
A-16   738.884921   0.000000     3.993085     3.993085   0.000000    738.884921
R-I      0.000000   0.000000     1.900000     1.900000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    856.743158   4.211340     4.630029     8.841369   0.000000    852.531818
M-2    856.743165   4.211338     4.630029     8.841367   0.000000    852.531828
M-3    856.743158   4.211338     4.630022     8.841360   0.000000    852.531820
B-1    856.743163   4.211346     4.630036     8.841382   0.000000    852.531817
B-2    856.743173   4.211332     4.630031     8.841363   0.000000    852.531841
B-3    856.743060   4.211343     4.630023     8.841366   0.000000    852.531717

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,867.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,123.79

SUBSERVICER ADVANCES THIS MONTH                                        5,284.86
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     211,755.93

 (B)  TWO MONTHLY PAYMENTS:                                    1     103,820.11

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     199,925.62


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,987,650.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          482

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      900,307.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.50845410 %     3.29426800 %    1.19727810 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.47710400 %     3.31726115 %    1.20563490 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2728 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              676,160.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,936,187.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13632687
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              134.22

POOL TRADING FACTOR:                                                70.72338114


 ................................................................................


Run:        10/26/96     10:10:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    14,097,426.35     6.500000  %    507,702.30
A-5   760944QB7    30,000,000.00    13,400,934.03     7.050000  %    109,491.64
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    27,267,709.65    10.000000  %    222,789.41
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.125579  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,604,872.04     7.500000  %     17,988.01
M-2   760944QU5     3,432,150.00     3,326,664.64     7.500000  %      9,059.99
M-3   760944QV3     2,059,280.00     2,004,055.73     7.500000  %      5,457.94
B-1                 2,196,565.00     2,147,995.40     7.500000  %          0.00
B-2                 1,235,568.00     1,208,247.63     7.500000  %          0.00
B-3                 1,372,850.89     1,014,131.11     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  274,570,013.89   136,203,465.58                    872,489.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        76,123.06    583,825.36             0.00         0.00  13,589,724.05
A-5        78,485.10    187,976.74             0.00         0.00  13,291,442.39
A-6       259,413.34    259,413.34             0.00         0.00  48,041,429.00
A-7       226,522.67    449,312.08             0.00         0.00  27,044,920.24
A-8        94,018.55     94,018.55             0.00         0.00  15,090,000.00
A-9        12,461.04     12,461.04             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       14,209.13     14,209.13             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,151.79     59,139.80             0.00         0.00   6,586,884.03
M-2        34,024.63     43,084.62             0.00         0.00   3,317,604.65
M-3        25,005.35     30,463.29             0.00         0.00   1,998,597.79
B-1        12,161.53     12,161.53             0.00         0.00   2,147,995.40
B-2             0.00          0.00             0.00         0.00   1,208,247.63
B-3             0.00          0.00             0.00         0.00   1,002,228.64

- -------------------------------------------------------------------------------
          873,576.19  1,746,065.48             0.00         0.00 135,319,073.82
===============================================================================









































Run:        10/26/96     10:10:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    527.203678  18.986623     2.846786    21.833409   0.000000    508.217055
A-5    446.697801   3.649721     2.616170     6.265891   0.000000    443.048080
A-6   1000.000000   0.000000     5.399784     5.399784   0.000000   1000.000000
A-7    495.375096   4.047437     4.115259     8.162696   0.000000    491.327660
A-8   1000.000000   0.000000     6.230520     6.230520   0.000000   1000.000000
A-9   1000.000000   0.000000     6.230520     6.230520   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.178169   2.620440     5.994871     8.615311   0.000000    959.557729
M-2    969.265516   2.639742     9.913503    12.553245   0.000000    966.625774
M-3    973.182729   2.650412    12.142763    14.793175   0.000000    970.532317
B-1    977.888385   0.000000     5.536613     5.536613   0.000000    977.888385
B-2    977.888412   0.000000     0.000000     0.000000   0.000000    977.888413
B-3    738.704485   0.000000     0.000000     0.000000   0.000000    730.034592

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,959.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,283.07

SUBSERVICER ADVANCES THIS MONTH                                       20,021.83
MASTER SERVICER ADVANCES THIS MONTH                                    2,693.31


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,081,613.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     276,897.07


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      1,399,228.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,319,073.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          478

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 362,693.77

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      513,449.04

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.02822930 %     8.76306100 %    3.20870990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.98280410 %     8.79631092 %    3.22088490 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1256 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              690,012.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,317,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10641191
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.97

POOL TRADING FACTOR:                                                49.28399569


 ................................................................................


Run:        10/26/96     10:10:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    21,544,750.18     7.000000  %    251,936.75
A-2   760944RC4    15,690,000.00             0.00     7.000000  %          0.00
A-3   760944RD2    16,985,000.00     9,220,012.93     7.000000  %    251,109.57
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    79,829,572.30     7.000000  %    377,284.73
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.190316  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     9,031,215.34     7.000000  %      9,457.30
M-2   760944RM2     4,674,600.00     4,535,226.29     7.000000  %      4,749.20
M-3   760944RN0     3,739,700.00     3,646,329.59     7.000000  %      3,818.36
B-1                 2,804,800.00     2,737,341.09     7.000000  %          0.00
B-2                   935,000.00       914,257.10     7.000000  %          0.00
B-3                 1,870,098.07     1,574,022.26     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  373,968,498.07   290,804,727.08                    898,355.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       125,569.05    377,505.80             0.00         0.00  21,292,813.43
A-2             0.00          0.00             0.00         0.00           0.00
A-3        53,736.91    304,846.48             0.00         0.00   8,968,903.36
A-4        71,419.87     71,419.87             0.00         0.00  12,254,000.00
A-5        42,698.05     42,698.05             0.00         0.00   7,326,000.00
A-6       428,653.24    428,653.24             0.00         0.00  73,547,000.00
A-7        49,831.88     49,831.88             0.00         0.00   8,550,000.00
A-8       465,269.89    842,554.62             0.00         0.00  79,452,287.57
A-9       192,659.95    192,659.95             0.00         0.00  33,056,000.00
A-10      134,277.97    134,277.97             0.00         0.00  23,039,000.00
A-11       46,080.84     46,080.84             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        52,636.54     62,093.84             0.00         0.00   9,021,758.04
M-2        26,432.62     31,181.82             0.00         0.00   4,530,477.09
M-3        22,398.62     26,216.98             0.00         0.00   3,642,511.23
B-1        34,781.83     34,781.83             0.00         0.00   2,737,341.09
B-2             0.00          0.00             0.00         0.00     914,257.10
B-3             0.00          0.00             0.00         0.00   1,568,550.10

- -------------------------------------------------------------------------------
        1,746,447.26  2,644,803.17             0.00         0.00 289,900,899.01
===============================================================================











































Run:        10/26/96     10:10:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    477.954393   5.589031     2.785657     8.374688   0.000000    472.365362
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    542.832672  14.784196     3.163786    17.947982   0.000000    528.048476
A-4   1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
A-5   1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
A-6   1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
A-7   1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
A-8    693.747913   3.278741     4.043364     7.322105   0.000000    690.469172
A-9   1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
A-10  1000.000000   0.000000     5.828290     5.828290   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.977703   1.011552     5.629998     6.641550   0.000000    964.966152
M-2    970.184891   1.015959     5.654520     6.670479   0.000000    969.168932
M-3    975.032647   1.021034     5.989416     7.010450   0.000000    974.011613
B-1    975.948763   0.000000    12.400824    12.400824   0.000000    975.948763
B-2    977.815080   0.000000     0.000000     0.000000   0.000000    977.815080
B-3    841.678993   0.000000     0.000000     0.000000   0.000000    838.752857

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       65,661.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,493.17

SUBSERVICER ADVANCES THIS MONTH                                       23,374.39
MASTER SERVICER ADVANCES THIS MONTH                                    1,863.46


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,077,256.44

 (B)  TWO MONTHLY PAYMENTS:                                    2     478,047.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        800,715.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     289,900,899.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,000

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 262,099.20

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      599,303.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.28403480 %     5.91901400 %    1.79695170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.26808380 %     5.93124975 %    1.80066650 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1902 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,942,536.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,169,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58651909
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.53

POOL TRADING FACTOR:                                                77.52013886


 ................................................................................


Run:        10/26/96     10:10:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    60,553,036.27     6.500000  %    983,300.82
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.462500  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     6.597500  %          0.00
A-6   760944RV2     5,000,000.00     4,417,868.05     6.500000  %      4,181.52
A-7   760944RW0             0.00             0.00     0.294868  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     2,017,382.43     6.500000  %      9,581.30
M-2   760944RY6       779,000.00       672,259.44     6.500000  %      3,192.81
M-3   760944RZ3       779,100.00       672,345.73     6.500000  %      3,193.22
B-1                   701,100.00       605,033.51     6.500000  %      2,873.53
B-2                   389,500.00       336,129.72     6.500000  %      1,596.41
B-3                   467,420.45       403,373.31     6.500000  %      1,915.76

- -------------------------------------------------------------------------------
                  155,801,920.45   104,431,174.26                  1,009,835.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       327,617.62  1,310,918.44             0.00         0.00  59,569,735.45
A-2        28,134.21     28,134.21             0.00         0.00   5,200,000.00
A-3        60,667.09     60,667.09             0.00         0.00  11,213,000.00
A-4        71,253.53     71,253.53             0.00         0.00  13,246,094.21
A-5        27,977.69     27,977.69             0.00         0.00   5,094,651.59
A-6        23,902.54     28,084.06             0.00         0.00   4,413,686.53
A-7        25,631.61     25,631.61             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,914.90     20,496.20             0.00         0.00   2,007,801.13
M-2         3,637.21      6,830.02             0.00         0.00     669,066.63
M-3         3,637.67      6,830.89             0.00         0.00     669,152.51
B-1         3,273.48      6,147.01             0.00         0.00     602,159.98
B-2         1,818.60      3,415.01             0.00         0.00     334,533.31
B-3         2,182.43      4,098.19             0.00         0.00     401,457.55

- -------------------------------------------------------------------------------
          590,648.58  1,600,483.95             0.00         0.00 103,421,338.89
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    610.198380   9.908811     3.301432    13.210243   0.000000    600.289570
A-2   1000.000000   0.000000     5.410425     5.410425   0.000000   1000.000000
A-3   1000.000000   0.000000     5.410425     5.410425   0.000000   1000.000000
A-4    617.533530   0.000000     3.321843     3.321843   0.000000    617.533530
A-5    617.533526   0.000000     3.391235     3.391235   0.000000    617.533526
A-6    883.573610   0.836304     4.780508     5.616812   0.000000    882.737306
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    862.977469   4.098601     4.669076     8.767677   0.000000    858.878868
M-2    862.977458   4.098601     4.669076     8.767677   0.000000    858.878858
M-3    862.977448   4.098601     4.669067     8.767668   0.000000    858.878847
B-1    862.977478   4.098602     4.669063     8.767665   0.000000    858.878876
B-2    862.977458   4.098614     4.669063     8.767677   0.000000    858.878845
B-3    862.977454   4.098601     4.669073     8.767674   0.000000    858.878853

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,870.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,082.98

SUBSERVICER ADVANCES THIS MONTH                                        9,983.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     813,285.55

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        164,403.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     103,421,338.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          416

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      513,852.87

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.49318090 %     3.21933300 %    1.28748580 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.47078860 %     3.23532871 %    1.29388270 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2957 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              540,104.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,992.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19536294
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.30

POOL TRADING FACTOR:                                                66.38001547


 ................................................................................


Run:        10/26/96     10:10:50                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    22,653,694.61     7.050000  %  1,621,102.19
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00     8,190,309.57     6.312500  %    364,747.99
A-6   760944SG4             0.00             0.00     3.187500  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.081620  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00     9,983,995.63     7.500000  %          0.00
M-2   760944SP4     5,640,445.00     5,458,797.63     7.500000  %          0.00
M-3   760944SQ2     3,760,297.00     3,651,376.07     7.500000  %          0.00
B-1                 2,820,222.00     2,753,712.73     7.500000  %          0.00
B-2                   940,074.00       922,016.00     7.500000  %          0.00
B-3                 1,880,150.99     1,689,355.92     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   224,911,612.16                  1,985,850.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       132,794.18  1,753,896.37             0.00         0.00  21,032,592.42
A-4       149,173.22    149,173.22             0.00         0.00  24,745,827.00
A-5        42,988.53    407,736.52             0.00         0.00   7,825,561.58
A-6        21,707.08     21,707.08             0.00         0.00           0.00
A-7       340,880.87    340,880.87             0.00         0.00  54,662,626.00
A-8       225,919.13    225,919.13             0.00         0.00  36,227,709.00
A-9       214,190.25    214,190.25             0.00         0.00  34,346,901.00
A-10      122,385.02    122,385.02             0.00         0.00  19,625,291.00
A-11       15,263.61     15,263.61             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1             0.00          0.00             0.00         0.00   9,983,995.63
M-2             0.00          0.00             0.00         0.00   5,458,797.63
M-3             0.00          0.00             0.00         0.00   3,651,376.07
B-1             0.00          0.00             0.00         0.00   2,753,712.73
B-2             0.00          0.00             0.00         0.00     922,016.00
B-3             0.00          0.00             0.00         0.00   1,325,880.93

- -------------------------------------------------------------------------------
        1,265,301.89  3,251,152.07             0.00         0.00 222,562,286.99
===============================================================================









































Run:        10/26/96     10:10:50
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    457.344096  32.727620     2.680915    35.408535   0.000000    424.616475
A-4   1000.000000   0.000000     6.028217     6.028217   0.000000   1000.000000
A-5    174.046669   7.751010     0.913520     8.664530   0.000000    166.295659
A-7   1000.000000   0.000000     6.236087     6.236087   0.000000   1000.000000
A-8   1000.000000   0.000000     6.236087     6.236087   0.000000   1000.000000
A-9   1000.000000   0.000000     6.236087     6.236087   0.000000   1000.000000
A-10  1000.000000   0.000000     6.236087     6.236087   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.493983   0.000000     0.000000     0.000000   0.000000    965.493983
M-2    967.795560   0.000000     0.000000     0.000000   0.000000    967.795561
M-3    971.033956   0.000000     0.000000     0.000000   0.000000    971.033956
B-1    976.417009   0.000000     0.000000     0.000000   0.000000    976.417009
B-2    980.790874   0.000000     0.000000     0.000000   0.000000    980.790874
B-3    898.521411   0.000000     0.000000     0.000000   0.000000    705.199177

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:51                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,968.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,442.16

SUBSERVICER ADVANCES THIS MONTH                                       22,787.51
MASTER SERVICER ADVANCES THIS MONTH                                    8,674.53


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,126,261.63

 (B)  TWO MONTHLY PAYMENTS:                                    2     508,984.25

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        501,517.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     222,562,286.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          757

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,206,645.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,155,063.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.12494840 %     8.48963300 %    2.38541910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.17346720 %     8.57924745 %    2.24728530 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0812 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,286,900.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,825,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99773244
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.73

POOL TRADING FACTOR:                                                59.18742164


 ................................................................................


Run:        10/26/96     10:13:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    37,502,660.98     6.970000  %    102,513.25
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    67,523,974.10                    102,513.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       184,092.83    286,606.08             0.00         0.00  37,400,147.73
A-2       147,368.43    147,368.43             0.00         0.00  30,021,313.12
S          11,378.49     11,378.49             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          342,839.75    445,353.00             0.00         0.00  67,421,460.85
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    923.322641   2.523896     4.532401     7.056297   0.000000    920.798745
A-2   1000.000000   0.000000     4.908794     4.908794   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-October-96  
DISTRIBUTION DATE        30-October-96  

Run:     10/26/96     10:13:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,688.10

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      67,421,460.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,504,061.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 


ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                95.44579272


 ................................................................................


Run:        10/26/96     10:10:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    14,190,473.45     9.860000  %    124,404.61
A-2   760944SZ2    24,926,000.00             0.00     6.350000  %          0.00
A-3   760944TA6    25,850,000.00    15,512,083.08     6.350000  %    547,380.29
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     6.319000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00     8.906790  %          0.00
A-10  760944TC2             0.00             0.00     0.105053  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,180,076.87     7.000000  %      5,353.28
M-2   760944TK4     3,210,000.00     3,108,046.12     7.000000  %      3,211.97
M-3   760944TL2     2,141,000.00     2,072,998.98     7.000000  %      2,142.31
B-1                 1,070,000.00     1,036,015.38     7.000000  %      1,070.66
B-2                   642,000.00       621,609.22     7.000000  %        642.39
B-3                   963,170.23       932,578.59     7.000000  %        963.76

- -------------------------------------------------------------------------------
                  214,013,270.23   170,309,881.69                    685,169.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       116,550.44    240,955.05             0.00         0.00  14,066,068.84
A-2             0.00          0.00             0.00         0.00           0.00
A-3        82,051.01    629,431.30             0.00         0.00  14,964,702.79
A-4       248,214.63    248,214.63             0.00         0.00  46,926,000.00
A-5       227,406.44    227,406.44             0.00         0.00  39,000,000.00
A-6        25,003.04     25,003.04             0.00         0.00   4,288,000.00
A-7       179,382.87    179,382.87             0.00         0.00  30,764,000.00
A-8        25,900.56     25,900.56             0.00         0.00   4,920,631.00
A-9        13,038.40     13,038.40             0.00         0.00   1,757,369.00
A-10       14,903.47     14,903.47             0.00         0.00           0.00
R               0.02          0.02             0.00         0.00           0.00
M-1        30,204.69     35,557.97             0.00         0.00   5,174,723.59
M-2        18,122.81     21,334.78             0.00         0.00   3,104,834.15
M-3        12,087.52     14,229.83             0.00         0.00   2,070,856.67
B-1         6,040.93      7,111.59             0.00         0.00   1,034,944.72
B-2         3,624.56      4,266.95             0.00         0.00     620,966.83
B-3         5,437.82      6,401.58             0.00         0.00     867,521.81

- -------------------------------------------------------------------------------
        1,007,969.21  1,693,138.48             0.00         0.00 169,560,619.40
===============================================================================













































Run:        10/26/96     10:10:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    639.066582   5.602549     5.248838    10.851387   0.000000    633.464032
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    600.080583  21.175253     3.174120    24.349373   0.000000    578.905330
A-4   1000.000000   0.000000     5.289490     5.289490   0.000000   1000.000000
A-5   1000.000000   0.000000     5.830934     5.830934   0.000000   1000.000000
A-6   1000.000000   0.000000     5.830933     5.830933   0.000000   1000.000000
A-7   1000.000000   0.000000     5.830935     5.830935   0.000000   1000.000000
A-8   1000.000000   0.000000     5.263666     5.263666   0.000000   1000.000000
A-9   1000.000000   0.000000     7.419273     7.419273   0.000000   1000.000000
R        0.000000   0.000000     0.200000     0.200000   0.000000      0.000000
M-1    968.238667   1.000613     5.645736     6.646349   0.000000    967.238054
M-2    968.238667   1.000614     5.645735     6.646349   0.000000    967.238053
M-3    968.238664   1.000612     5.645736     6.646348   0.000000    967.238052
B-1    968.238673   1.000617     5.645729     6.646346   0.000000    967.238056
B-2    968.238660   1.000607     5.645732     6.646339   0.000000    967.238053
B-3    968.238595   1.000612     5.645731     6.646343   0.000000    900.694169

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,952.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,072.47

SUBSERVICER ADVANCES THIS MONTH                                        5,124.57
MASTER SERVICER ADVANCES THIS MONTH                                    2,068.83


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     744,727.46

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     169,560,619.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          592

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 291,416.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       69,752.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.39543530 %     6.08368800 %    1.52087660 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.40752490 %     6.10425607 %    1.48821900 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1054 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,712,943.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,252,997.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58393825
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.36

POOL TRADING FACTOR:                                                79.22902127


 ................................................................................


Run:        10/26/96     10:10:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    32,064,934.24     6.038793  %    665,043.05
A-2   760944UF3    47,547,000.00    32,282,520.15     6.212500  %    319,622.03
A-3   760944UG1             0.00             0.00     2.787500  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    23,481,786.08     7.000000  %    187,282.36
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.123808  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,383,034.96     7.000000  %     16,235.78
M-2   760944UR7     1,948,393.00     1,691,514.83     7.000000  %      8,117.88
M-3   760944US5     1,298,929.00     1,127,676.87     7.000000  %      5,411.92
B-1                   909,250.00       789,373.52     7.000000  %      3,788.34
B-2                   389,679.00       338,303.32     7.000000  %      1,623.58
B-3                   649,465.07       563,839.00     7.000000  %      2,705.95

- -------------------------------------------------------------------------------
                  259,785,708.07   141,470,982.97                  1,209,830.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       160,892.36    825,935.41             0.00         0.00  31,399,891.19
A-2       166,643.65    486,265.68             0.00         0.00  31,962,898.12
A-3        74,771.69     74,771.69             0.00         0.00           0.00
A-4       105,493.40    105,493.40             0.00         0.00  22,048,000.00
A-5        44,100.65     44,100.65             0.00         0.00   8,492,000.00
A-6        88,455.55     88,455.55             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       136,579.06    323,861.42             0.00         0.00  23,294,503.72
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       14,553.66     14,553.66             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,677.03     35,912.81             0.00         0.00   3,366,799.18
M-2         9,838.50     17,956.38             0.00         0.00   1,683,396.95
M-3         6,559.01     11,970.93             0.00         0.00   1,122,264.95
B-1         4,591.30      8,379.64             0.00         0.00     785,585.18
B-2         1,967.71      3,591.29             0.00         0.00     336,679.74
B-3         3,279.47      5,985.42             0.00         0.00     561,133.05

- -------------------------------------------------------------------------------
          837,403.04  2,047,233.93             0.00         0.00 140,261,152.08
===============================================================================









































Run:        10/26/96     10:10:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    502.380444  10.419626     2.520797    12.940423   0.000000    491.960818
A-2    678.960190   6.722233     3.504819    10.227052   0.000000    672.237957
A-4   1000.000000   0.000000     4.784715     4.784715   0.000000   1000.000000
A-5   1000.000000   0.000000     5.193199     5.193199   0.000000   1000.000000
A-6   1000.000000   0.000000     5.816383     5.816383   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    361.669995   2.884551     2.103611     4.988162   0.000000    358.785444
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    868.158978   4.166448     5.049546     9.215994   0.000000    863.992530
M-2    868.158955   4.166449     5.049546     9.215995   0.000000    863.992506
M-3    868.158976   4.166448     5.049552     9.216000   0.000000    863.992528
B-1    868.158944   4.166445     5.049546     9.215991   0.000000    863.992499
B-2    868.158972   4.166455     5.049566     9.216021   0.000000    863.992517
B-3    868.159084   4.166444     5.049540     9.215984   0.000000    863.992639

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,104.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,721.81

SUBSERVICER ADVANCES THIS MONTH                                       20,820.41
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     801,644.25

 (B)  TWO MONTHLY PAYMENTS:                                    1     203,508.10

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     478,003.18


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        511,381.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     140,261,152.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          584

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      530,886.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.42023920 %     4.38409800 %    1.19566280 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.39911980 %     4.40069184 %    1.20018830 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1235 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              723,500.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53016643
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              135.30

POOL TRADING FACTOR:                                                53.99109640


 ................................................................................


Run:        10/26/96     10:10:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    16,648,960.40     7.500000  %    107,862.12
A-3   760944SW9    49,628,000.00    48,971,942.07     6.200000  %    317,270.11
A-4   760944SX7    41,944,779.00    41,500,622.33     6.212500  %    214,794.50
A-5   760944SY5       446,221.00       441,495.93   309.025000  %      2,285.05
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    14,996,284.09     7.500000  %     71,458.52
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.033967  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,578,262.66     7.500000  %      8,536.54
M-2   760944TY4     4,823,973.00     4,679,051.56     7.500000  %      4,656.29
M-3   760944TZ1     3,215,982.00     3,119,367.72     7.500000  %      3,104.20
B-1                 1,929,589.00     1,871,620.43     7.500000  %      1,862.52
B-2                   803,995.00       779,841.43     7.500000  %        776.05
B-3                 1,286,394.99     1,123,002.05     7.500000  %      1,117.54

- -------------------------------------------------------------------------------
                  321,598,232.99   203,878,450.67                    733,723.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       103,822.71    211,684.83             0.00         0.00  16,541,098.28
A-3       252,454.43    569,724.54             0.00         0.00  48,654,671.96
A-4       214,370.49    429,164.99             0.00         0.00  41,285,827.83
A-5       113,439.50    115,724.55             0.00         0.00     439,210.88
A-6       186,556.63    186,556.63             0.00         0.00  32,053,000.00
A-7        69,606.09     69,606.09             0.00         0.00  11,162,000.00
A-8        84,372.91     84,372.91             0.00         0.00  13,530,000.00
A-9         6,379.42      6,379.42             0.00         0.00   1,023,000.00
A-10       93,516.65    164,975.17             0.00         0.00  14,924,825.57
A-11       21,202.36     21,202.36             0.00         0.00   3,400,000.00
A-12        5,757.93      5,757.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        53,493.94     62,030.48             0.00         0.00   8,569,726.12
M-2        29,178.51     33,834.80             0.00         0.00   4,674,395.27
M-3        19,452.34     22,556.54             0.00         0.00   3,116,263.52
B-1        11,671.40     13,533.92             0.00         0.00   1,869,757.91
B-2         4,863.08      5,639.13             0.00         0.00     779,065.38
B-3         7,003.03      8,120.57             0.00         0.00   1,121,884.51

- -------------------------------------------------------------------------------
        1,277,141.42  2,010,864.86             0.00         0.00 203,144,727.23
===============================================================================







































Run:        10/26/96     10:10:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    324.857764   2.104627     2.025809     4.130436   0.000000    322.753137
A-3    986.780488   6.392966     5.086935    11.479901   0.000000    980.387522
A-4    989.410919   5.120888     5.110779    10.231667   0.000000    984.290031
A-5    989.410920   5.120893   254.222683   259.343576   0.000000    984.290027
A-6   1000.000000   0.000000     5.820255     5.820255   0.000000   1000.000000
A-7   1000.000000   0.000000     6.235987     6.235987   0.000000   1000.000000
A-8   1000.000000   0.000000     6.235987     6.235987   0.000000   1000.000000
A-9   1000.000000   0.000000     6.235992     6.235992   0.000000   1000.000000
A-10   562.290367   2.679360     3.506436     6.185796   0.000000    559.611008
A-11  1000.000000   0.000000     6.235988     6.235988   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.958075   0.965240     6.048647     7.013887   0.000000    968.992835
M-2    969.958074   0.965240     6.048647     7.013887   0.000000    968.992834
M-3    969.958078   0.965242     6.048647     7.013889   0.000000    968.992836
B-1    969.958074   0.965242     6.048646     7.013888   0.000000    968.992832
B-2    969.958059   0.965242     6.048645     7.013887   0.000000    968.992817
B-3    872.983849   0.868738     5.443911     6.312649   0.000000    872.115111

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       47,423.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    21,286.38

SUBSERVICER ADVANCES THIS MONTH                                       47,349.53
MASTER SERVICER ADVANCES THIS MONTH                                   10,726.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,450,963.46

 (B)  TWO MONTHLY PAYMENTS:                                    1     399,351.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,628,504.79


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      3,083,988.34

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     203,144,727.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          712

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,496,684.36

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      530,836.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.11609820 %     8.03257100 %    1.85133050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.09027060 %     8.05356119 %    1.85616820 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0341 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,057,146.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,647,160.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94065934
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.35

POOL TRADING FACTOR:                                                63.16723986


 ................................................................................


Run:        10/26/96     10:10:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00    58,584,765.00     7.741491  %  1,853,087.95
M     760944SU3     3,678,041.61     3,490,237.97     7.741491  %     13,870.57
R     760944SV1           100.00             0.00     7.741491  %          0.00
B-1                 4,494,871.91     4,265,360.26     7.741491  %     16,950.99
B-2                 1,225,874.16       205,023.44     7.741491  %        814.78

- -------------------------------------------------------------------------------
                  163,449,887.68    66,545,386.67                  1,884,724.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         374,190.49  2,227,278.44             0.00         0.00  56,731,677.05
M          22,292.72     36,163.29             0.00         0.00   3,476,367.40
R               0.00          0.00             0.00         0.00           0.00
B-1        27,243.55     44,194.54             0.00         0.00   4,248,409.27
B-2         1,309.53      2,124.31             0.00         0.00     204,208.66

- -------------------------------------------------------------------------------
          425,036.29  2,309,760.58             0.00         0.00  64,660,662.38
===============================================================================











Run:        10/26/96     10:10:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      380.294610  12.029055     2.429004    14.458059   0.000000    368.265555
M      948.939229   3.771184     6.061030     9.832214   0.000000    945.168046
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    948.939223   3.771184     6.061029     9.832213   0.000000    945.168039
B-2    167.246726   0.664652     1.068234     1.732886   0.000000    166.582074

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:58                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,427.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,849.19

SUBSERVICER ADVANCES THIS MONTH                                       57,832.31
MASTER SERVICER ADVANCES THIS MONTH                                    5,857.08


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,400,966.81

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,304,357.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     304,752.32


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      3,978,686.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,660,662.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          222

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 780,466.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,620,265.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      206,959.22

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.03730500 %     5.24489800 %    6.71779660 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.73754390 %     5.37632507 %    6.88613100 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,937,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.18593288
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.51

POOL TRADING FACTOR:                                                39.55993075


 ................................................................................


Run:        10/26/96     10:10:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00    10,976,218.74     7.000000  %  1,521,023.59
A-2   760944VV7    41,000,000.00    27,792,326.05     7.000000  %    244,213.38
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,297,754.96     0.000000  %     14,434.62
A-9   760944WC8             0.00             0.00     0.251569  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,303,298.08     7.000000  %      9,528.73
M-2   760944WE4     7,479,800.00     7,236,038.25     7.000000  %      7,411.38
M-3   760944WF1     4,274,200.00     4,134,906.65     7.000000  %      4,235.10
B-1                 2,564,500.00     2,480,924.66     7.000000  %      2,541.04
B-2                   854,800.00       826,942.65     7.000000  %        846.98
B-3                 1,923,420.54     1,173,453.78     7.000000  %      1,201.89

- -------------------------------------------------------------------------------
                  427,416,329.03   330,177,863.82                  1,805,436.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        63,886.72  1,584,910.31             0.00         0.00   9,455,195.15
A-2       161,764.32    405,977.70             0.00         0.00  27,548,112.67
A-3       844,346.09    844,346.09             0.00         0.00 145,065,000.00
A-4       210,264.38    210,264.38             0.00         0.00  36,125,000.00
A-5       280,855.01    280,855.01             0.00         0.00  48,253,000.00
A-6       161,104.71    161,104.71             0.00         0.00  27,679,000.00
A-7        45,597.54     45,597.54             0.00         0.00   7,834,000.00
A-8             0.00     14,434.62             0.00         0.00   1,283,320.34
A-9        69,066.16     69,066.16             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        54,149.54     63,678.27             0.00         0.00   9,293,769.35
M-2        42,117.12     49,528.50             0.00         0.00   7,228,626.87
M-3        24,067.09     28,302.19             0.00         0.00   4,130,671.55
B-1        14,440.14     16,981.18             0.00         0.00   2,478,383.62
B-2         4,813.19      5,660.17             0.00         0.00     826,095.67
B-3         6,830.06      8,031.95             0.00         0.00   1,135,633.22

- -------------------------------------------------------------------------------
        1,983,302.07  3,788,738.78             0.00         0.00 328,335,808.44
===============================================================================

















































Run:        10/26/96     10:10:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    117.723851  16.313519     0.685208    16.998727   0.000000    101.410332
A-2    677.861611   5.956424     3.945471     9.901895   0.000000    671.905187
A-3   1000.000000   0.000000     5.820467     5.820467   0.000000   1000.000000
A-4   1000.000000   0.000000     5.820467     5.820467   0.000000   1000.000000
A-5   1000.000000   0.000000     5.820467     5.820467   0.000000   1000.000000
A-6   1000.000000   0.000000     5.820467     5.820467   0.000000   1000.000000
A-7   1000.000000   0.000000     5.820467     5.820467   0.000000   1000.000000
A-8    859.549386   9.560564     0.000000     9.560564   0.000000    849.988822
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.410659   0.990852     5.630782     6.621634   0.000000    966.419806
M-2    967.410659   0.990853     5.630782     6.621635   0.000000    966.419807
M-3    967.410662   0.990852     5.630782     6.621634   0.000000    966.419810
B-1    967.410669   0.990852     5.630782     6.621634   0.000000    966.419817
B-2    967.410681   0.990852     5.630779     6.621631   0.000000    966.419829
B-3    610.086955   0.624871     3.550992     4.175863   0.000000    590.423777

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:10:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       78,576.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    35,041.89

SUBSERVICER ADVANCES THIS MONTH                                       35,728.89
MASTER SERVICER ADVANCES THIS MONTH                                    6,589.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,735,334.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     542,361.95


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        845,634.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     328,335,808.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,133

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 962,368.54

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,288,932.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.38120820 %     6.26154700 %    1.35724460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.35746460 %     6.29022703 %    1.35230830 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,279,307.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,279,307.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63711347
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.35

POOL TRADING FACTOR:                                                76.81873296


 ................................................................................


Run:        10/26/96     10:11:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    35,199,631.97     6.500000  %  1,698,323.15
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    26,010,319.24     6.500000  %          0.00
A-6   760944VG0    64,049,000.00    54,704,059.67     6.500000  %          0.00
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.253179  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     8,818,196.69     6.500000  %     41,904.10
B                     781,392.32       678,429.69     6.500000  %      3,223.90

- -------------------------------------------------------------------------------
                  312,503,992.32   219,376,637.26                  1,743,451.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       190,212.94  1,888,536.09             0.00         0.00  33,501,308.82
A-2       201,562.98    201,562.98             0.00         0.00  37,300,000.00
A-3        94,469.81     94,469.81             0.00         0.00  17,482,000.00
A-4        27,667.62     27,667.62             0.00         0.00   5,120,000.00
A-5       140,555.43    140,555.43             0.00         0.00  26,010,319.24
A-6       295,611.62    295,611.62             0.00         0.00  54,704,059.67
A-7       184,076.17    184,076.17             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       46,175.03     46,175.03             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          47,652.06     89,556.16             0.00         0.00   8,776,292.59
B           3,666.11      6,890.01             0.00         0.00     675,205.79

- -------------------------------------------------------------------------------
        1,231,649.77  2,975,100.92             0.00         0.00 217,633,186.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    397.843844  19.195298     2.149882    21.345180   0.000000    378.648547
A-2   1000.000000   0.000000     5.403833     5.403833   0.000000   1000.000000
A-3   1000.000000   0.000000     5.403833     5.403833   0.000000   1000.000000
A-4   1000.000000   0.000000     5.403832     5.403832   0.000000   1000.000000
A-5    693.608513   0.000000     3.748145     3.748145   0.000000    693.608513
A-6    854.097014   0.000000     4.615398     4.615398   0.000000    854.097014
A-7   1000.000000   0.000000     5.403833     5.403833   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      868.231841   4.125841     4.691780     8.817621   0.000000    864.106000
B      868.231838   4.125840     4.691779     8.817619   0.000000    864.105997

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,204.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,670.05

SUBSERVICER ADVANCES THIS MONTH                                       31,407.94
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,523,702.74

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     517,374.51


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,082,085.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     217,633,186.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          858

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      700,972.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.67108580 %     4.01966100 %    0.30925340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.65714290 %     4.03260769 %    0.31024950 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2533 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,096,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,543,851.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15367265
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.64

POOL TRADING FACTOR:                                                69.64172985


 ................................................................................


Run:        10/26/96     10:11:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    36,331,520.90     5.400000  %    713,847.12
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,496,926.28     7.000000  %          0.00
A-5   760944WN4       491,000.00       448,220.39     7.000000  %          0.00
A-6   760944VS4    29,197,500.00    26,829,850.30     6.000000  %          0.00
A-7   760944WW4     9,732,500.00     8,943,283.44    10.000000  %          0.00
A-8   760944WX2    20,191,500.00    17,081,606.39     5.969000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44     9.405668  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     6.812500  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     7.525000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.152897  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,172,929.49     7.000000  %      5,418.70
M-2   760944WQ7     3,209,348.00     3,103,741.64     7.000000  %      3,251.20
M-3   760944WR5     2,139,566.00     2,069,161.73     7.000000  %      2,167.47
B-1                 1,390,718.00     1,344,955.22     7.000000  %      1,408.85
B-2                   320,935.00       310,374.38     7.000000  %        325.12
B-3                   962,805.06       669,638.36     7.000000  %        701.45

- -------------------------------------------------------------------------------
                  213,956,513.06   177,416,196.96                    727,119.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       163,159.54    877,006.66             0.00         0.00  35,617,673.78
A-2        97,470.62     97,470.62             0.00         0.00  18,171,000.00
A-3        25,084.74     25,084.74             0.00         0.00   4,309,000.00
A-4       195,001.59    195,001.59             0.00         0.00  33,496,926.28
A-5         2,609.31      2,609.31             0.00         0.00     448,220.39
A-6       133,876.59    133,876.59             0.00         0.00  26,829,850.30
A-7        74,375.88     74,375.88             0.00         0.00   8,943,283.44
A-8        84,794.06     84,794.06             0.00         0.00  17,081,606.39
A-9        57,263.34     57,263.34             0.00         0.00   7,320,688.44
A-10       49,315.94     49,315.94             0.00         0.00   8,704,536.00
A-11       19,454.92     19,454.92             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       56,655.01     56,655.01             0.00         0.00           0.00
A-14       22,559.31     22,559.31             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,114.09     35,532.79             0.00         0.00   5,167,510.79
M-2        18,068.36     21,319.56             0.00         0.00   3,100,490.44
M-3        12,045.58     14,213.05             0.00         0.00   2,066,994.26
B-1         7,829.62      9,238.47             0.00         0.00   1,343,546.37
B-2         1,806.84      2,131.96             0.00         0.00     310,049.26
B-3         3,898.28      4,599.73             0.00         0.00     668,936.91

- -------------------------------------------------------------------------------
        1,055,383.62  1,782,503.53             0.00         0.00 176,689,077.05
===============================================================================



































Run:        10/26/96     10:11:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    614.216512  12.068217     2.758356    14.826573   0.000000    602.148295
A-2   1000.000000   0.000000     5.364076     5.364076   0.000000   1000.000000
A-3   1000.000000   0.000000     5.821476     5.821476   0.000000   1000.000000
A-4    963.172558   0.000000     5.607087     5.607087   0.000000    963.172558
A-5    912.872485   0.000000     5.314277     5.314277   0.000000    912.872485
A-6    918.909163   0.000000     4.585207     4.585207   0.000000    918.909164
A-7    918.909164   0.000000     7.642012     7.642012   0.000000    918.909164
A-8    845.980060   0.000000     4.199493     4.199493   0.000000    845.980060
A-9    845.980059   0.000000     6.617362     6.617362   0.000000    845.980059
A-10  1000.000000   0.000000     5.665545     5.665545   0.000000   1000.000000
A-11  1000.000000   0.000000     6.258088     6.258088   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.094139   1.013042     5.629916     6.642958   0.000000    966.081097
M-2    967.094139   1.013041     5.629916     6.642957   0.000000    966.081098
M-3    967.094135   1.013042     5.629917     6.642959   0.000000    966.081093
B-1    967.094134   1.013038     5.629912     6.642950   0.000000    966.081096
B-2    967.094209   1.013040     5.629925     6.642965   0.000000    966.081169
B-3    695.507728   0.728548     4.048878     4.777426   0.000000    694.779180

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       38,211.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,245.71

SUBSERVICER ADVANCES THIS MONTH                                        9,817.75
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     679,288.33

 (B)  TWO MONTHLY PAYMENTS:                                    2     484,902.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     225,909.54


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     176,689,077.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          598

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      541,274.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.85814880 %     5.83139100 %    1.31045980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.83627020 %     5.84925546 %    1.31447430 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1522 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,772,076.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,047,327.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53622009
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.53

POOL TRADING FACTOR:                                                82.58177072


 ................................................................................


Run:        10/26/96     10:11:04                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    53,657,138.63     8.121669  %  1,407,308.37
M     760944VP0     3,025,700.00     2,843,860.59     8.121669  %     23,561.08
R     760944VQ8           100.00             0.00     8.121669  %          0.00
B-1                 3,429,100.00     3,140,840.28     8.121669  %     26,021.52
B-2                   941,300.03             0.00     8.121669  %          0.00

- -------------------------------------------------------------------------------
                  134,473,200.03    59,641,839.50                  1,456,890.97
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         360,898.97  1,768,207.34             0.00         0.00  52,249,830.26
M          19,127.86     42,688.94             0.00         0.00   2,820,299.51
R               0.00          0.00             0.00         0.00           0.00
B-1        21,125.35     47,146.87             0.00         0.00   2,858,049.37
B-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          401,152.18  1,858,043.15             0.00         0.00  57,928,179.14
===============================================================================











Run:        10/26/96     10:11:04
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      422.241150  11.074454     2.840002    13.914456   0.000000    411.166696
M      939.901705   7.786985     6.321797    14.108782   0.000000    932.114721
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    915.937208   7.588440     6.160611    13.749051   0.000000    833.469240
B-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,292.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,147.11

SUBSERVICER ADVANCES THIS MONTH                                       37,027.81
MASTER SERVICER ADVANCES THIS MONTH                                    8,589.94


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,358,014.28

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,126,002.78

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     638,088.38


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,841,132.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,928,179.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          194

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,168,179.86

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      798,439.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.96559980 %     4.76823100 %    5.26616940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.19760510 %     4.86861412 %    4.93378080 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              572,804.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,933,403.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56845476
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.35

POOL TRADING FACTOR:                                                43.07786171


 ................................................................................


Run:        10/26/96     10:11:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    15,783,131.22     6.847692  %    697,914.56
A-2   760944XA1    25,550,000.00    25,550,000.00     6.847692  %          0.00
A-3   760944XB9    15,000,000.00    12,699,766.50     6.847692  %    141,831.00
A-4                32,700,000.00    32,700,000.00     6.847692  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.847692  %          0.00
B-1                 2,684,092.00     2,590,107.75     6.847692  %      2,723.49
B-2                 1,609,940.00     1,553,567.50     6.847692  %      1,633.57
B-3                 1,341,617.00     1,294,639.89     6.847692  %      1,361.31
B-4                   536,646.00       517,855.21     6.847692  %        544.52
B-5                   375,652.00       362,498.45     6.847692  %        381.17
B-6                   429,317.20       414,284.52     6.847692  %        435.61

- -------------------------------------------------------------------------------
                  107,329,364.20    93,465,851.04                    846,825.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        89,417.49    787,332.05             0.00         0.00  15,085,216.66
A-2       144,750.55    144,750.55             0.00         0.00  25,550,000.00
A-3        71,949.05    213,780.05             0.00         0.00  12,557,935.50
A-4       185,258.04    185,258.04             0.00         0.00  32,700,000.00
A-5         3,928.27      3,928.27             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        14,673.96     17,397.45             0.00         0.00   2,587,384.26
B-2         8,801.55     10,435.12             0.00         0.00   1,551,933.93
B-3         7,334.64      8,695.95             0.00         0.00   1,293,278.58
B-4         2,933.84      3,478.36             0.00         0.00     517,310.69
B-5         2,053.69      2,434.86             0.00         0.00     362,117.28
B-6         2,347.08      2,782.69             0.00         0.00     413,848.91

- -------------------------------------------------------------------------------
          533,448.16  1,380,273.39             0.00         0.00  92,619,025.81
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    582.360387  25.751404     3.299295    29.050699   0.000000    556.608983
A-2   1000.000000   0.000000     5.665384     5.665384   0.000000   1000.000000
A-3    846.651100   9.455400     4.796603    14.252003   0.000000    837.195700
A-4   1000.000000   0.000000     5.665383     5.665383   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    964.984714   1.014678     5.467011     6.481689   0.000000    963.970035
B-2    964.984720   1.014678     5.467005     6.481683   0.000000    963.970042
B-3    964.984709   1.014679     5.467015     6.481694   0.000000    963.970030
B-4    964.984757   1.014673     5.466993     6.481666   0.000000    963.970085
B-5    964.984747   1.014689     5.467001     6.481690   0.000000    963.970057
B-6    964.984678   1.014681     5.467007     6.481688   0.000000    963.969997

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:06                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,906.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,709.38

SUBSERVICER ADVANCES THIS MONTH                                        7,355.41
MASTER SERVICER ADVANCES THIS MONTH                                    3,129.09


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,090,910.60

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,619,025.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          322

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 461,231.79

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      748,546.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.79634940 %     7.20365060 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.73812960 %     7.26187040 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                              923,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.26871087
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.17

POOL TRADING FACTOR:                                                86.29420895


 ................................................................................


Run:        10/26/96     10:11:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     3,378,163.31     7.086268  %     49,622.75
A-2   760944XF0    25,100,000.00     8,460,459.43     7.086268  %    479,545.93
A-3   760944XG8    29,000,000.00     9,775,032.78     5.996268  %    554,057.05
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.086268  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.086268  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.086268  %          0.00
R-I   760944XL7           100.00             0.00     7.086268  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.086268  %          0.00
M-1   760944XM5     5,029,000.00     4,875,921.10     7.086268  %      5,072.25
M-2   760944XN3     3,520,000.00     3,412,853.93     7.086268  %      3,550.27
M-3   760944XP8     2,012,000.00     1,950,756.25     7.086268  %      2,029.30
B-1   760944B80     1,207,000.00     1,170,259.86     7.086268  %      1,217.38
B-2   760944B98       402,000.00       389,763.42     7.086268  %        405.46
B-3                   905,558.27       664,412.71     7.086268  %        691.17

- -------------------------------------------------------------------------------
                  201,163,005.27   162,754,622.79                  1,096,191.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        19,899.25     69,522.00             0.00         0.00   3,328,540.56
A-2        49,836.78    529,382.71             0.00         0.00   7,980,913.50
A-3        48,723.42    602,780.47             0.00         0.00   9,220,975.73
A-4         8,856.93      8,856.93             0.00         0.00           0.00
A-5       307,068.65    307,068.65             0.00         0.00  52,129,000.00
A-6       207,736.25    207,736.25             0.00         0.00  35,266,000.00
A-7       243,173.82    243,173.82             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,721.87     33,794.12             0.00         0.00   4,870,848.85
M-2        20,103.60     23,653.87             0.00         0.00   3,409,303.66
M-3        11,491.03     13,520.33             0.00         0.00   1,948,726.95
B-1         6,893.48      8,110.86             0.00         0.00   1,169,042.48
B-2         2,295.92      2,701.38             0.00         0.00     389,357.96
B-3         3,913.77      4,604.94             0.00         0.00     663,721.54

- -------------------------------------------------------------------------------
          958,714.77  2,054,906.33             0.00         0.00 161,658,431.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    662.384963   9.729951     3.901814    13.631765   0.000000    652.655012
A-2    337.070097  19.105416     1.985529    21.090945   0.000000    317.964681
A-3    337.070096  19.105416     1.680118    20.785534   0.000000    317.964680
A-5   1000.000000   0.000000     5.890553     5.890553   0.000000   1000.000000
A-6   1000.000000   0.000000     5.890553     5.890553   0.000000   1000.000000
A-7   1000.000000   0.000000     5.890553     5.890553   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.560768   1.008600     5.711249     6.719849   0.000000    968.552167
M-2    969.560776   1.008599     5.711250     6.719849   0.000000    968.552176
M-3    969.560760   1.008598     5.711248     6.719846   0.000000    968.552162
B-1    969.560779   1.008600     5.711251     6.719851   0.000000    968.552179
B-2    969.560746   1.008607     5.711244     6.719851   0.000000    968.552139
B-3    733.705088   0.763242     4.321931     5.085173   0.000000    732.941835

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,772.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,225.08

SUBSERVICER ADVANCES THIS MONTH                                       15,143.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,427,886.88

 (B)  TWO MONTHLY PAYMENTS:                                    1     111,546.44

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        654,450.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     161,658,431.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          568

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      926,883.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.34186590 %     6.29139200 %    1.36674210 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.29795730 %     6.32746426 %    1.37457850 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,718,262.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46035600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.07

POOL TRADING FACTOR:                                                80.36190900


 ................................................................................


Run:        10/26/96     10:11:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00             0.00     6.573370  %          0.00
A-2   760944XR4     6,046,000.00     4,036,330.63     4.450000  %    460,429.85
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    36,913,209.99     6.250000  %    368,356.37
A-5   760944YM4    24,343,000.00    22,143,629.94     5.962500  %    503,891.66
A-6   760944YN2             0.00             0.00     2.537500  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    30,192,479.63     7.000000  %     56,390.49
A-12  760944YX0    16,300,192.00    11,995,104.41     6.200000  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     5.404600  %          0.00
A-14  760944YZ5             0.00             0.00     0.210715  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,236,634.65     6.500000  %     34,328.16
B                     777,263.95       511,062.48     6.500000  %      2,424.31

- -------------------------------------------------------------------------------
                  259,085,063.95   185,998,878.76                  1,425,820.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        14,949.79    475,379.64             0.00         0.00   3,575,900.78
A-3        72,981.89     72,981.89             0.00         0.00  17,312,000.00
A-4       192,021.65    560,378.02             0.00         0.00  36,544,853.62
A-5       109,891.87    613,783.53             0.00         0.00  21,639,738.28
A-6        46,767.40     46,767.40             0.00         0.00           0.00
A-7        23,267.37     23,267.37             0.00         0.00   4,877,000.00
A-8        39,904.09     39,904.09             0.00         0.00   7,400,000.00
A-9       140,203.54    140,203.54             0.00         0.00  26,000,000.00
A-10       58,597.95     58,597.95             0.00         0.00  11,167,000.00
A-11      175,907.84    232,298.33             0.00         0.00  30,136,089.14
A-12       61,899.07     61,899.07             0.00         0.00  11,995,104.41
A-13       27,954.58     27,954.58             0.00         0.00   6,214,427.03
A-14       32,620.71     32,620.71             0.00         0.00           0.00
R-I             1.76          1.76             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          39,150.60     73,478.76             0.00         0.00   7,202,306.49
B           2,764.86      5,189.17             0.00         0.00     508,638.17

- -------------------------------------------------------------------------------
        1,038,884.97  2,464,705.81             0.00         0.00 184,573,057.92
===============================================================================













































Run:        10/26/96     10:11:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    667.603478  76.154457     2.472675    78.627132   0.000000    591.449021
A-3   1000.000000   0.000000     4.215682     4.215682   0.000000   1000.000000
A-4    696.199807   6.947367     3.621615    10.568982   0.000000    689.252440
A-5    909.650821  20.699653     4.514311    25.213964   0.000000    888.951168
A-7   1000.000000   0.000000     4.770837     4.770837   0.000000   1000.000000
A-8   1000.000000   0.000000     5.392445     5.392445   0.000000   1000.000000
A-9   1000.000000   0.000000     5.392444     5.392444   0.000000   1000.000000
A-10  1000.000000   0.000000     5.247421     5.247421   0.000000   1000.000000
A-11   754.717651   1.409586     4.397146     5.806732   0.000000    753.308065
A-12   735.887308   0.000000     3.797444     3.797444   0.000000    735.887308
A-13   735.887309   0.000000     3.310268     3.310268   0.000000    735.887309
R-I      0.000000   0.000000    17.640000    17.640000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      872.766975   4.140113     4.721718     8.861831   0.000000    868.626862
B      657.514709   3.119005     3.557196     6.676201   0.000000    654.395679

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,343.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,806.86

SUBSERVICER ADVANCES THIS MONTH                                       17,873.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,476,733.26

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        282,627.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     184,573,057.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          768

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      543,504.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.83454630 %     3.89068700 %    0.27476640 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.82228050 %     3.90214399 %    0.27557550 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2109 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,086,802.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,086,802.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.12856208
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              138.47

POOL TRADING FACTOR:                                                71.24033131


 ................................................................................


Run:        10/26/96     10:11:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00    13,559,679.77     7.000000  %    862,341.22
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.212500  %          0.00
A-7   760944ZK7             0.00             0.00     3.287500  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.124827  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,457,769.49     7.000000  %      6,553.78
M-2   760944ZS0     4,012,200.00     3,874,545.82     7.000000  %      3,932.15
M-3   760944ZT8     2,674,800.00     2,583,030.56     7.000000  %      2,621.43
B-1                 1,604,900.00     1,549,837.64     7.000000  %      1,572.88
B-2                   534,900.00       516,548.17     7.000000  %        524.23
B-3                 1,203,791.32       981,673.39     7.000000  %        996.26

- -------------------------------------------------------------------------------
                  267,484,931.32   226,346,024.84                    878,541.95
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        78,979.89    941,321.11             0.00         0.00  12,697,338.55
A-2       149,800.23    149,800.23             0.00         0.00  29,037,000.00
A-3       195,089.26    195,089.26             0.00         0.00  36,634,000.00
A-4       103,358.05    103,358.05             0.00         0.00  18,679,000.00
A-5       249,502.14    249,502.14             0.00         0.00  43,144,000.00
A-6       111,461.09    111,461.09             0.00         0.00  21,561,940.00
A-7        58,982.43     58,982.43             0.00         0.00           0.00
A-8        99,018.43     99,018.43             0.00         0.00  17,000,000.00
A-9       122,316.88    122,316.88             0.00         0.00  21,000,000.00
A-10       56,889.00     56,889.00             0.00         0.00   9,767,000.00
A-11       23,509.79     23,509.79             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        37,614.01     44,167.79             0.00         0.00   6,451,215.71
M-2        22,567.73     26,499.88             0.00         0.00   3,870,613.67
M-3        15,045.16     17,666.59             0.00         0.00   2,580,409.13
B-1         9,027.21     10,600.09             0.00         0.00   1,548,264.76
B-2         3,008.70      3,532.93             0.00         0.00     516,023.94
B-3         5,717.86      6,714.12             0.00         0.00     951,923.17

- -------------------------------------------------------------------------------
        1,341,887.86  2,220,429.81             0.00         0.00 225,438,728.93
===============================================================================









































Run:        10/26/96     10:11:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    251.365857  15.985860     1.464109    17.449969   0.000000    235.379997
A-2   1000.000000   0.000000     5.158943     5.158943   0.000000   1000.000000
A-3   1000.000000   0.000000     5.325361     5.325361   0.000000   1000.000000
A-4   1000.000000   0.000000     5.533382     5.533382   0.000000   1000.000000
A-5   1000.000000   0.000000     5.783009     5.783009   0.000000   1000.000000
A-6   1000.000000   0.000000     5.169344     5.169344   0.000000   1000.000000
A-8   1000.000000   0.000000     5.824614     5.824614   0.000000   1000.000000
A-9   1000.000000   0.000000     5.824613     5.824613   0.000000   1000.000000
A-10  1000.000000   0.000000     5.824613     5.824613   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.691095   0.980048     5.624777     6.604825   0.000000    964.711047
M-2    965.691097   0.980048     5.624777     6.604825   0.000000    964.711049
M-3    965.691102   0.980047     5.624779     6.604826   0.000000    964.711055
B-1    965.691096   0.980049     5.624780     6.604829   0.000000    964.711047
B-2    965.691101   0.980052     5.624790     6.604842   0.000000    964.711049
B-3    815.484689   0.827602     4.749885     5.577487   0.000000    790.770920

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,649.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,661.89

SUBSERVICER ADVANCES THIS MONTH                                       25,955.74
MASTER SERVICER ADVANCES THIS MONTH                                    5,300.03


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,293,234.77

 (B)  TWO MONTHLY PAYMENTS:                                    2     493,610.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        950,581.89

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     225,438,728.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          788

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 779,729.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      397,986.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.94734460 %     5.70601800 %    1.34663700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.93890160 %     5.72316858 %    1.33792980 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1252 %

      BANKRUPTCY AMOUNT AVAILABLE                         123,629.00
      FRAUD AMOUNT AVAILABLE                            2,389,313.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54202451
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.51

POOL TRADING FACTOR:                                                84.28090802


 ................................................................................


Run:        10/26/96     10:11:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    64,921,856.09     6.062500  %    759,004.58
A-2   760944ZB7             0.00             0.00     2.937500  %          0.00
A-3   760944ZD3    59,980,000.00    40,773,171.92     5.500000  %  1,012,006.10
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     6.270000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00     9.554870  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,476,941.02     0.000000  %     41,644.15
A-16  760944A40             0.00             0.00     0.078466  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     6,964,255.36     7.000000  %      7,277.41
M-2   760944B49     4,801,400.00     4,642,514.61     7.000000  %      4,851.27
M-3   760944B56     3,200,900.00     3,094,977.52     7.000000  %      3,234.15
B-1                 1,920,600.00     1,857,044.51     7.000000  %      1,940.55
B-2                   640,200.00       619,014.85     7.000000  %        646.85
B-3                 1,440,484.07     1,179,094.03     7.000000  %      1,232.09

- -------------------------------------------------------------------------------
                  320,088,061.92   266,831,891.92                  1,831,837.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       326,798.46  1,085,803.04             0.00         0.00  64,162,851.51
A-2       158,345.64    158,345.64             0.00         0.00           0.00
A-3       186,197.79  1,198,203.89             0.00         0.00  39,761,165.82
A-4       199,684.55    199,684.55             0.00         0.00  34,356,514.27
A-5        62,986.06     62,986.06             0.00         0.00  10,837,000.00
A-6        14,791.87     14,791.87             0.00         0.00   2,545,000.00
A-7        37,081.40     37,081.40             0.00         0.00   6,380,000.00
A-8        40,141.56     40,141.56             0.00         0.00   6,906,514.27
A-9       205,194.83    205,194.83             0.00         0.00  39,415,000.00
A-10       89,346.52     89,346.52             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,579.86     97,579.86             0.00         0.00  16,789,000.00
A-15            0.00     41,644.15             0.00         0.00   4,435,296.87
A-16       17,384.29     17,384.29             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        40,477.16     47,754.57             0.00         0.00   6,956,977.95
M-2        26,982.91     31,834.18             0.00         0.00   4,637,663.34
M-3        17,988.42     21,222.57             0.00         0.00   3,091,743.37
B-1        10,793.39     12,733.94             0.00         0.00   1,855,103.96
B-2         3,597.80      4,244.65             0.00         0.00     618,368.00
B-3         6,853.05      8,085.14             0.00         0.00   1,177,861.92

- -------------------------------------------------------------------------------
        1,542,225.56  3,374,062.71             0.00         0.00 265,000,054.75
===============================================================================































Run:        10/26/96     10:11:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    806.943795   9.434019     4.061929    13.495948   0.000000    797.509776
A-3    679.779458  16.872392     3.104331    19.976723   0.000000    662.907066
A-4    803.491996   0.000000     4.670000     4.670000   0.000000    803.491996
A-5   1000.000000   0.000000     5.812131     5.812131   0.000000   1000.000000
A-6   1000.000000   0.000000     5.812130     5.812130   0.000000   1000.000000
A-7   1000.000000   0.000000     5.812132     5.812132   0.000000   1000.000000
A-8    451.140785   0.000000     2.622089     2.622089   0.000000    451.140785
A-9   1000.000000   0.000000     5.206009     5.206009   0.000000   1000.000000
A-10  1000.000000   0.000000     7.933451     7.933451   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.812131     5.812131   0.000000   1000.000000
A-15   892.233649   8.299487     0.000000     8.299487   0.000000    883.934163
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    966.908527   1.010387     5.619798     6.630185   0.000000    965.898141
M-2    966.908529   1.010387     5.619800     6.630187   0.000000    965.898142
M-3    966.908532   1.010388     5.619801     6.630189   0.000000    965.898144
B-1    966.908523   1.010387     5.619801     6.630188   0.000000    965.898136
B-2    966.908544   1.010387     5.619806     6.630193   0.000000    965.898157
B-3    818.540138   0.855331     4.757463     5.612794   0.000000    817.684794

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:13                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       72,364.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,968.08

SUBSERVICER ADVANCES THIS MONTH                                       38,132.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,933,322.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     778,345.65


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,901,023.18

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     265,000,054.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          943

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,552,840.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.00302860 %     5.60376200 %    1.39320920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.96231820 %     5.54203080 %    1.40131530 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,825,577.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,494,485.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41310035
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.58

POOL TRADING FACTOR:                                                82.78973391


 ................................................................................


Run:        10/26/96     10:11:14                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00    13,565,552.90     6.000000  %  1,497,865.56
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     5.869000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     5.337288  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     5.969000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     6.053143  %          0.00
A-13  760944XY9             0.00             0.00     0.376644  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,748,895.17     6.000000  %      8,269.14
M-2   760944YJ1     3,132,748.00     2,728,276.13     6.000000  %     12,899.86
B                     481,961.44       419,734.97     6.000000  %      1,984.61

- -------------------------------------------------------------------------------
                  160,653,750.44   126,649,174.93                  1,521,019.17
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        67,520.71  1,565,386.27             0.00         0.00  12,067,687.34
A-2       116,395.69    116,395.69             0.00         0.00  23,385,000.00
A-3       175,949.87    175,949.87             0.00         0.00  35,350,000.00
A-4        17,928.47     17,928.47             0.00         0.00   3,602,000.00
A-5        50,395.82     50,395.82             0.00         0.00  10,125,000.00
A-6        72,027.63     72,027.63             0.00         0.00  14,471,035.75
A-7        24,365.21     24,365.21             0.00         0.00   4,895,202.95
A-8        42,063.89     42,063.89             0.00         0.00   8,639,669.72
A-9        15,631.52     15,631.52             0.00         0.00   3,530,467.90
A-10       10,392.34     10,392.34             0.00         0.00   1,509,339.44
A-11        8,378.19      8,378.19             0.00         0.00   1,692,000.00
A-12        4,956.17      4,956.17             0.00         0.00     987,000.00
A-13       39,571.45     39,571.45             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1         8,704.89     16,974.03             0.00         0.00   1,740,626.03
M-2        13,579.63     26,479.49             0.00         0.00   2,715,376.27
B           2,089.18      4,073.79             0.00         0.00     417,750.36

- -------------------------------------------------------------------------------
          669,950.67  2,190,969.84             0.00         0.00 125,128,155.76
===============================================================================















































Run:        10/26/96     10:11:14
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    389.512531  43.008745     1.938746    44.947491   0.000000    346.503786
A-2   1000.000000   0.000000     4.977365     4.977365   0.000000   1000.000000
A-3   1000.000000   0.000000     4.977365     4.977365   0.000000   1000.000000
A-4   1000.000000   0.000000     4.977365     4.977365   0.000000   1000.000000
A-5   1000.000000   0.000000     4.977365     4.977365   0.000000   1000.000000
A-6    578.841430   0.000000     2.881105     2.881105   0.000000    578.841430
A-7    916.361466   0.000000     4.561065     4.561065   0.000000    916.361466
A-8    936.245093   0.000000     4.558289     4.558289   0.000000    936.245093
A-9    936.245094   0.000000     4.145324     4.145324   0.000000    936.245094
A-10   936.245093   0.000000     6.446381     6.446381   0.000000    936.245093
A-11  1000.000000   0.000000     4.951649     4.951649   0.000000   1000.000000
A-12  1000.000000   0.000000     5.021449     5.021449   0.000000   1000.000000
R        0.000000   0.000000     0.000091     0.000091   0.000000      0.000000
M-1    870.889132   4.117745     4.334733     8.452478   0.000000    866.771387
M-2    870.889114   4.117746     4.334734     8.452480   0.000000    866.771368
B      870.889111   4.117757     4.334724     8.452481   0.000000    866.771354

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:15                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,106.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,451.86

SUBSERVICER ADVANCES THIS MONTH                                        8,130.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     645,867.84

 (B)  TWO MONTHLY PAYMENTS:                                    1     154,788.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     125,128,155.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          473

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      922,195.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.13348740 %     0.33141500 %    3.53509710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.10499120 %     0.33385800 %    3.56115080 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3766 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            1,377,748.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,027,027.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.74051588
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.65

POOL TRADING FACTOR:                                                77.88685631


 ................................................................................


Run:        10/26/96     10:11:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00    91,599,191.63     5.962500  %    891,228.45
A-2   760944C30             0.00             0.00     1.537500  %          0.00
A-3   760944C48    30,006,995.00    14,260,801.70     4.750000  %    334,212.79
A-4   760944C55             0.00             0.00     1.537500  %          0.00
A-5   760944C63    62,167,298.00    59,913,758.57     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,579,267.84     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,444,777.35     6.750000  %          0.00
A-10  760944D39    38,299,000.00    40,573,335.51     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,282,280.88     0.000000  %     16,270.61
A-12  760944D54             0.00             0.00     0.134406  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,473,913.54     6.750000  %     11,322.55
M-2   760944E20     6,487,300.00     6,284,154.40     6.750000  %      6,793.32
M-3   760944E38     4,325,000.00     4,189,565.44     6.750000  %      4,529.02
B-1                 2,811,100.00     2,723,072.22     6.750000  %      2,943.71
B-2                   865,000.00       837,913.09     6.750000  %        905.80
B-3                 1,730,037.55     1,411,743.99     6.750000  %      1,526.14

- -------------------------------------------------------------------------------
                  432,489,516.55   369,004,103.72                  1,269,732.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       454,491.71  1,345,720.16             0.00         0.00  90,707,963.18
A-2        48,655.40     48,655.40             0.00         0.00           0.00
A-3        56,369.41    390,582.20             0.00         0.00  13,926,588.91
A-4        68,540.68     68,540.68             0.00         0.00           0.00
A-5       309,117.93    309,117.93             0.00         0.00  59,913,758.57
A-6        33,944.95     33,944.95             0.00         0.00   6,579,267.84
A-7       132,087.51    132,087.51             0.00         0.00  24,049,823.12
A-8       316,693.15    316,693.15             0.00         0.00  56,380,504.44
A-9       255,266.42    255,266.42             0.00         0.00  45,444,777.35
A-10            0.00          0.00       227,903.20         0.00  40,801,238.71
A-11            0.00     16,270.61             0.00         0.00   4,266,010.27
A-12       41,271.93     41,271.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        58,832.68     70,155.23             0.00         0.00  10,462,590.99
M-2        35,298.53     42,091.85             0.00         0.00   6,277,361.08
M-3        23,533.08     28,062.10             0.00         0.00   4,185,036.42
B-1        15,295.68     18,239.39             0.00         0.00   2,720,128.51
B-2         4,706.61      5,612.41             0.00         0.00     837,007.29
B-3         7,929.86      9,456.00             0.00         0.00   1,410,217.85

- -------------------------------------------------------------------------------
        1,862,035.53  3,131,767.92       227,903.20         0.00 367,962,274.53
===============================================================================







































Run:        10/26/96     10:11:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    675.818966   6.575485     3.353240     9.928725   0.000000    669.243482
A-3    475.249244  11.137829     1.878542    13.016371   0.000000    464.111415
A-5    963.750404   0.000000     4.972356     4.972356   0.000000    963.750404
A-6    966.588862   0.000000     4.987000     4.987000   0.000000    966.588862
A-7    973.681464   0.000000     5.347697     5.347697   0.000000    973.681465
A-8    990.697237   0.000000     5.564814     5.564814   0.000000    990.697237
A-9    984.076044   0.000000     5.527622     5.527622   0.000000    984.076044
A-10  1059.383679   0.000000     0.000000     0.000000   5.950631   1065.334309
A-11   882.875520   3.354503     0.000000     3.354503   0.000000    879.521017
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.685645   1.047172     5.441173     6.488345   0.000000    967.638473
M-2    968.685647   1.047172     5.441174     6.488346   0.000000    967.638475
M-3    968.685651   1.047172     5.441175     6.488347   0.000000    967.638479
B-1    968.685646   1.047174     5.441172     6.488346   0.000000    967.638473
B-2    968.685653   1.047168     5.441168     6.488336   0.000000    967.638486
B-3    816.019277   0.882137     4.583635     5.465772   0.000000    815.137134

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      108,722.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    38,986.43

SUBSERVICER ADVANCES THIS MONTH                                       30,302.13
MASTER SERVICER ADVANCES THIS MONTH                                    6,028.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,782,768.11

 (B)  TWO MONTHLY PAYMENTS:                                    4     813,985.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        949,784.31

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     367,962,274.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,350

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 898,564.66

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      642,741.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.89311440 %     5.74345500 %    1.36343070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.88077860 %     5.68672115 %    1.36579730 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1345 %

      BANKRUPTCY AMOUNT AVAILABLE                         115,508.00
      FRAUD AMOUNT AVAILABLE                            3,883,320.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,600.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28607754
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.17

POOL TRADING FACTOR:                                                85.08004482


 ................................................................................


Run:        10/26/96     10:11:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    20,204,657.92     6.500000  %  1,726,179.34
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    25,880,421.68     6.500000  %     27,237.12
A-11  760944G28             0.00             0.00     0.337168  %          0.00
R     760944G36     5,463,000.00        33,634.97     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,470,396.21     6.500000  %      6,809.59
M-2   760944G51     4,005,100.00     3,882,160.16     6.500000  %      4,085.67
M-3   760944G69     2,670,100.00     2,588,139.07     6.500000  %      2,723.81
B-1                 1,735,600.00     1,682,324.34     6.500000  %      1,770.52
B-2                   534,100.00       517,705.36     6.500000  %        544.84
B-3                 1,068,099.02     1,018,691.24     6.500000  %      1,072.09

- -------------------------------------------------------------------------------
                  267,002,299.02   232,076,130.95                  1,770,422.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       109,050.07  1,835,229.41             0.00         0.00  18,478,478.58
A-2       133,204.71    133,204.71             0.00         0.00  16,042,000.00
A-3       171,902.59    171,902.59             0.00         0.00  34,794,000.00
A-4       180,943.85    180,943.85             0.00         0.00  36,624,000.00
A-5       151,547.40    151,547.40             0.00         0.00  30,674,000.00
A-6        68,502.20     68,502.20             0.00         0.00  12,692,000.00
A-7       174,968.82    174,968.82             0.00         0.00  32,418,000.00
A-8        15,738.45     15,738.45             0.00         0.00   2,916,000.00
A-9        19,635.28     19,635.28             0.00         0.00   3,638,000.00
A-10      139,683.73    166,920.85             0.00         0.00  25,853,184.56
A-11       64,973.80     64,973.80             0.00         0.00           0.00
R               3.00          3.00           181.54         0.00      33,816.51
M-1        34,922.50     41,732.09             0.00         0.00   6,463,586.62
M-2        20,953.08     25,038.75             0.00         0.00   3,878,074.49
M-3        13,968.90     16,692.71             0.00         0.00   2,585,415.26
B-1         9,079.96     10,850.48             0.00         0.00   1,680,553.82
B-2         2,794.20      3,339.04             0.00         0.00     517,160.52
B-3         5,498.15      6,570.24             0.00         0.00   1,017,619.15

- -------------------------------------------------------------------------------
        1,317,370.69  3,087,793.67           181.54         0.00 230,305,889.51
===============================================================================












































Run:        10/26/96     10:11:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    417.857381  35.699529     2.255291    37.954820   0.000000    382.157851
A-2   1000.000000   0.000000     8.303498     8.303498   0.000000   1000.000000
A-3   1000.000000   0.000000     4.940581     4.940581   0.000000   1000.000000
A-4   1000.000000   0.000000     4.940581     4.940581   0.000000   1000.000000
A-5   1000.000000   0.000000     4.940582     4.940582   0.000000   1000.000000
A-6   1000.000000   0.000000     5.397274     5.397274   0.000000   1000.000000
A-7   1000.000000   0.000000     5.397274     5.397274   0.000000   1000.000000
A-8   1000.000000   0.000000     5.397274     5.397274   0.000000   1000.000000
A-9   1000.000000   0.000000     5.397273     5.397273   0.000000   1000.000000
A-10   969.304183   1.020117     5.231600     6.251717   0.000000    968.284066
R        6.156868   0.000000     0.000549     0.000549   0.033231      6.190099
M-1    969.304183   1.020117     5.231600     6.251717   0.000000    968.284065
M-2    969.304177   1.020117     5.231600     6.251717   0.000000    968.284060
M-3    969.304172   1.020115     5.231602     6.251717   0.000000    968.284057
B-1    969.304183   1.020120     5.231597     6.251717   0.000000    968.284063
B-2    969.304175   1.020109     5.231605     6.251714   0.000000    968.284067
B-3    953.742323   1.003737     5.147603     6.151340   0.000000    952.738586

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       60,213.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,911.68

SUBSERVICER ADVANCES THIS MONTH                                       21,328.47
MASTER SERVICER ADVANCES THIS MONTH                                    3,928.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,059,563.54

 (B)  TWO MONTHLY PAYMENTS:                                    1     276,733.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        851,583.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     230,305,889.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          835

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 577,278.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,525,999.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.03701920 %     5.57605600 %    1.38692460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.99088270 %     5.61300295 %    1.39611430 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3375 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,450,803.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27523620
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.69

POOL TRADING FACTOR:                                                86.25614474


 ................................................................................


Run:        10/26/96     10:11:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     8,560,871.60     6.500000  %     40,930.69
A-2   760944G85    50,000,000.00    37,469,637.96     6.375000  %    356,379.88
A-3   760944G93    16,984,000.00    14,461,111.75     6.112500  %     71,754.24
A-4   760944H27             0.00             0.00     2.887500  %          0.00
A-5   760944H35    85,916,000.00    74,063,082.96     6.100000  %    337,112.46
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     5.969000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     7.486128  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     6.169000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     7.360600  %          0.00
A-13  760944J33             0.00             0.00     0.316394  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,819,160.60     6.500000  %      6,246.63
M-2   760944J74     3,601,003.00     3,490,045.29     6.500000  %      3,746.42
M-3   760944J82     2,400,669.00     2,326,697.16     6.500000  %      2,497.61
B-1   760944J90     1,560,435.00     1,512,353.29     6.500000  %      1,623.45
B-2   760944K23       480,134.00       465,339.62     6.500000  %        499.52
B-3   760944K31       960,268.90       930,680.20     6.500000  %        999.04

- -------------------------------------------------------------------------------
                  240,066,876.90   208,451,331.95                    821,789.94
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        46,331.74     87,262.43             0.00         0.00   8,519,940.91
A-2       198,887.24    555,267.12             0.00         0.00  37,113,258.08
A-3        73,598.30    145,352.54             0.00         0.00  14,389,357.51
A-4        34,767.30     34,767.30             0.00         0.00           0.00
A-5       376,165.42    713,277.88             0.00         0.00  73,725,970.50
A-6        78,356.07     78,356.07             0.00         0.00  14,762,000.00
A-7        99,787.10     99,787.10             0.00         0.00  18,438,000.00
A-8        30,632.12     30,632.12             0.00         0.00   5,660,000.00
A-9        46,529.71     46,529.71             0.00         0.00   9,362,278.19
A-10       31,422.50     31,422.50             0.00         0.00   5,041,226.65
A-11       22,587.49     22,587.49             0.00         0.00   4,397,500.33
A-12       10,365.57     10,365.57             0.00         0.00   1,691,346.35
A-13       54,913.55     54,913.55             0.00         0.00           0.00
R-I             1.23          1.23             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,493.50     37,740.13             0.00         0.00   5,812,913.97
M-2        18,888.25     22,634.67             0.00         0.00   3,486,298.87
M-3        12,592.16     15,089.77             0.00         0.00   2,324,199.55
B-1         8,184.91      9,808.36             0.00         0.00   1,510,729.84
B-2         2,518.43      3,017.95             0.00         0.00     464,840.10
B-3         5,036.87      6,035.91             0.00         0.00     860,428.36

- -------------------------------------------------------------------------------
        1,183,059.46  2,004,849.40             0.00         0.00 207,560,289.21
===============================================================================





































Run:        10/26/96     10:11:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    856.087160   4.093069     4.633174     8.726243   0.000000    851.994091
A-2    749.392759   7.127598     3.977745    11.105343   0.000000    742.265162
A-3    851.455002   4.224814     4.333390     8.558204   0.000000    847.230188
A-5    862.040632   3.923745     4.378293     8.302038   0.000000    858.116887
A-6   1000.000000   0.000000     5.307958     5.307958   0.000000   1000.000000
A-7   1000.000000   0.000000     5.412035     5.412035   0.000000   1000.000000
A-8   1000.000000   0.000000     5.412035     5.412035   0.000000   1000.000000
A-9    879.500065   0.000000     4.371039     4.371039   0.000000    879.500065
A-10   879.500065   0.000000     5.482017     5.482017   0.000000    879.500065
A-11   879.500066   0.000000     4.517498     4.517498   0.000000    879.500066
A-12   879.500067   0.000000     5.390096     5.390096   0.000000    879.500067
R-I      0.000000   0.000000    12.290000    12.290000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.187000   1.040382     5.245274     6.285656   0.000000    968.146617
M-2    969.186999   1.040382     5.245275     6.285657   0.000000    968.146616
M-3    969.186989   1.040381     5.245271     6.285652   0.000000    968.146608
B-1    969.186983   1.040383     5.245275     6.285658   0.000000    968.146600
B-2    969.186977   1.040376     5.245265     6.285641   0.000000    968.146601
B-3    969.187068   1.040375     5.245270     6.285645   0.000000    896.028560

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,946.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    21,880.28

SUBSERVICER ADVANCES THIS MONTH                                       19,101.20
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,728,749.97

 (B)  TWO MONTHLY PAYMENTS:                                    1     298,884.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        805,048.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     207,560,289.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          770

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      376,236.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.02269930 %     5.58207200 %    1.39522880 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.03363340 %     5.60001744 %    1.36634920 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3164 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,194,557.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25267605
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.12

POOL TRADING FACTOR:                                                86.45936161


 ................................................................................


Run:        10/26/96     10:11:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    56,431,329.13     8.155293  %  2,508,523.66
M-1   760944E61     2,987,500.00     2,834,702.24     8.155293  %      2,154.37
M-2   760944E79     1,991,700.00     1,889,833.13     8.155293  %      1,436.27
R     760944E53           100.00             0.00     8.155293  %          0.00
B-1                   863,100.00       818,956.15     8.155293  %        622.41
B-2                   332,000.00       315,019.60     8.155293  %        239.41
B-3                   796,572.42       311,444.58     8.155293  %        236.70

- -------------------------------------------------------------------------------
                  132,777,672.42    62,601,284.83                  2,513,212.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         377,227.01  2,885,750.67             0.00         0.00  53,922,805.47
M-1        18,949.16     21,103.53             0.00         0.00   2,832,547.87
M-2        12,632.98     14,069.25             0.00         0.00   1,888,396.86
R               0.00          0.00             0.00         0.00           0.00
B-1         5,474.48      6,096.89             0.00         0.00     818,333.74
B-2         2,105.82      2,345.23             0.00         0.00     314,780.19
B-3         2,081.92      2,318.62             0.00         0.00     270,089.65

- -------------------------------------------------------------------------------
          418,471.37  2,931,684.19             0.00         0.00  60,046,953.78
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      448.555833  19.939508     2.998465    22.937973   0.000000    428.616325
M-1    948.854306   0.721128     6.342815     7.063943   0.000000    948.133178
M-2    948.854310   0.721128     6.342813     7.063941   0.000000    948.133183
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    948.854304   0.721133     6.342811     7.063944   0.000000    948.133171
B-2    948.854217   0.721114     6.342831     7.063945   0.000000    948.133102
B-3    390.980873   0.297148     2.613585     2.910733   0.000000    339.064777

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,452.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,372.41

SUBSERVICER ADVANCES THIS MONTH                                       48,685.33
MASTER SERVICER ADVANCES THIS MONTH                                    2,296.23


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,661,600.97

 (B)  TWO MONTHLY PAYMENTS:                                    1     263,514.38

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     338,108.23


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,139,685.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,046,953.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          217

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 299,819.63

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,355,995.91

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.14404300 %     7.54702600 %    2.30893080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.80106750 %     7.86208864 %    2.33684390 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,726.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,686,641.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58331420
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.22

POOL TRADING FACTOR:                                                45.22368308


 ................................................................................


Run:        10/26/96     10:11:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    20,430,731.71     6.500000  %    228,025.51
A-2   760944M39    10,308,226.00     5,986,254.70     5.200000  %    133,073.68
A-3   760944M47    53,602,774.00    31,128,523.74     6.750000  %    691,983.12
A-4   760944M54    19,600,000.00    15,491,114.65     6.500000  %    126,512.75
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    24,305,895.72     6.500000  %          0.00
A-8   760944M96   122,726,000.00   100,961,078.51     6.500000  %          0.00
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    62,366,487.79     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,194,721.91     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,450,990.78     0.000000  %     12,432.57
A-18  760944P36             0.00             0.00     0.378686  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    12,816,315.53     6.500000  %     13,643.82
M-2   760944P69     5,294,000.00     5,126,448.76     6.500000  %      5,457.44
M-3   760944P77     5,294,000.00     5,126,448.76     6.500000  %      5,457.44
B-1                 2,382,300.00     2,306,901.92     6.500000  %      2,455.85
B-2                   794,100.00       768,967.30     6.500000  %        818.62
B-3                 2,117,643.10     1,578,309.15     6.500000  %      1,680.23

- -------------------------------------------------------------------------------
                  529,391,833.88   455,087,090.93                  1,221,541.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       110,615.10    338,640.61             0.00         0.00  20,202,706.20
A-2        25,928.40    159,002.08             0.00         0.00   5,853,181.02
A-3       175,016.69    866,999.81             0.00         0.00  30,436,540.62
A-4        83,871.26    210,384.01             0.00         0.00  15,364,601.90
A-5        68,212.91     68,212.91             0.00         0.00  12,599,000.00
A-6       241,016.42    241,016.42             0.00         0.00  44,516,000.00
A-7       131,595.84    131,595.84             0.00         0.00  24,305,895.72
A-8       546,618.71    546,618.71             0.00         0.00 100,961,078.51
A-9       102,228.71    102,228.71             0.00         0.00  19,481,177.00
A-10       72,838.33     72,838.33             0.00         0.00  10,930,823.00
A-11      124,941.99    124,941.99             0.00         0.00  25,000,000.00
A-12       92,094.74     92,094.74             0.00         0.00  17,010,000.00
A-13       70,400.23     70,400.23             0.00         0.00  13,003,000.00
A-14      111,032.91    111,032.91             0.00         0.00  20,507,900.00
A-15            0.00          0.00       337,661.70         0.00  62,704,149.49
A-16            0.00          0.00         6,468.41         0.00   1,201,190.32
A-17            0.00     12,432.57             0.00         0.00   2,438,558.21
A-18      143,545.83    143,545.83             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        69,389.49     83,033.31             0.00         0.00  12,802,671.71
M-2        27,755.37     33,212.81             0.00         0.00   5,120,991.32
M-3        27,755.37     33,212.81             0.00         0.00   5,120,991.32
B-1        12,489.92     14,945.77             0.00         0.00   2,304,446.07
B-2         4,163.31      4,981.93             0.00         0.00     768,148.68
B-3         8,545.19     10,225.42             0.00         0.00   1,576,628.92

- -------------------------------------------------------------------------------
        2,250,056.72  3,471,597.75       344,130.11         0.00 454,209,680.01
===============================================================================































Run:        10/26/96     10:11:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    681.024390   7.600850     3.687170    11.288020   0.000000    673.423540
A-2    580.725985  12.909465     2.515312    15.424777   0.000000    567.816521
A-3    580.725985  12.909465     3.265068    16.174533   0.000000    567.816521
A-4    790.362992   6.454732     4.279146    10.733878   0.000000    783.908260
A-5   1000.000000   0.000000     5.414153     5.414153   0.000000   1000.000000
A-6   1000.000000   0.000000     5.414153     5.414153   0.000000   1000.000000
A-7    622.254825   0.000000     3.368983     3.368983   0.000000    622.254825
A-8    822.654356   0.000000     4.453976     4.453976   0.000000    822.654356
A-9   1000.000000   0.000000     5.247563     5.247563   0.000000   1000.000000
A-10  1000.000000   0.000000     6.663572     6.663572   0.000000   1000.000000
A-11  1000.000000   0.000000     4.997680     4.997680   0.000000   1000.000000
A-12  1000.000000   0.000000     5.414153     5.414153   0.000000   1000.000000
A-13  1000.000000   0.000000     5.414153     5.414153   0.000000   1000.000000
A-14  1000.000000   0.000000     5.414153     5.414153   0.000000   1000.000000
A-15  1072.750362   0.000000     0.000000     0.000000   5.808034   1078.558396
A-16  1194.721910   0.000000     0.000000     0.000000   6.468410   1201.190320
A-17   877.990713   4.453579     0.000000     4.453579   0.000000    873.537134
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.350726   1.030874     5.242799     6.273673   0.000000    967.319852
M-2    968.350729   1.030873     5.242798     6.273671   0.000000    967.319856
M-3    968.350729   1.030873     5.242798     6.273671   0.000000    967.319856
B-1    968.350720   1.030874     5.242799     6.273673   0.000000    967.319846
B-2    968.350711   1.030878     5.242803     6.273681   0.000000    967.319834
B-3    745.314047   0.793429     4.035241     4.828670   0.000000    744.520604

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      104,570.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    48,002.81

SUBSERVICER ADVANCES THIS MONTH                                       40,841.79
MASTER SERVICER ADVANCES THIS MONTH                                    1,591.14


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,283,101.78

 (B)  TWO MONTHLY PAYMENTS:                                    1     160,285.29

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     618,278.83


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        973,337.34

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     454,209,680.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,608

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 239,631.63

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      392,689.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.87512590 %     5.09663600 %    1.02823840 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.86993180 %     5.07357182 %    1.02911040 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3789 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,640,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.24511012
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.20

POOL TRADING FACTOR:                                                85.79839184


 ................................................................................


Run:        10/26/96     10:11:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     7,721,794.17     6.500000  %     67,513.75
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    78,348,552.10     5.650000  %    685,022.75
A-9   760944S58    43,941,000.00    33,297,679.99     6.162500  %    291,130.69
A-10  760944S66             0.00             0.00     2.337500  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     6.119000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     6.336877  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     6.500000  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     5.484375  %          0.00
A-17  760944T57    78,019,000.00    54,790,948.10     6.500000  %    621,006.88
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    36,067,048.98     6.500000  %    248,716.36
A-24  760944U48             0.00             0.00     0.231878  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,648,668.55     6.500000  %     16,810.71
M-2   760944U89     5,867,800.00     5,690,372.07     6.500000  %      6,112.93
M-3   760944U97     5,867,800.00     5,690,372.07     6.500000  %      6,112.93
B-1                 2,640,500.00     2,560,657.75     6.500000  %      2,750.81
B-2                   880,200.00       853,584.88     6.500000  %        916.97
B-3                 2,347,160.34     2,116,719.89     6.500000  %      2,273.89

- -------------------------------------------------------------------------------
                  586,778,060.34   513,839,573.98                  1,948,368.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        41,741.41    109,255.16             0.00         0.00   7,654,280.42
A-2        28,055.38     28,055.38             0.00         0.00   5,190,000.00
A-3        16,211.58     16,211.58             0.00         0.00   2,999,000.00
A-4       172,776.96    172,776.96             0.00         0.00  31,962,221.74
A-5       267,120.77    267,120.77             0.00         0.00  49,415,000.00
A-6        12,778.98     12,778.98             0.00         0.00   2,364,000.00
A-7        63,472.90     63,472.90             0.00         0.00  11,741,930.42
A-8       368,141.63  1,053,164.38             0.00         0.00  77,663,529.35
A-9       170,650.05    461,780.74             0.00         0.00  33,006,549.30
A-10       64,729.33     64,729.33             0.00         0.00           0.00
A-11       84,545.46     84,545.46             0.00         0.00  16,614,005.06
A-12       23,488.69     23,488.69             0.00         0.00   3,227,863.84
A-13       30,134.60     30,134.60             0.00         0.00   5,718,138.88
A-14       54,327.98     54,327.98             0.00         0.00  10,050,199.79
A-15        8,358.15      8,358.15             0.00         0.00   1,116,688.87
A-16       12,537.23     12,537.23             0.00         0.00   2,748,772.60
A-17      296,181.32    917,188.20             0.00         0.00  54,169,941.22
A-18      251,687.61    251,687.61             0.00         0.00  46,560,000.00
A-19      194,841.67    194,841.67             0.00         0.00  36,044,000.00
A-20       21,649.67     21,649.67             0.00         0.00   4,005,000.00
A-21       13,584.42     13,584.42             0.00         0.00   2,513,000.00
A-22      209,649.69    209,649.69             0.00         0.00  38,783,354.23
A-23      194,966.26    443,682.62             0.00         0.00  35,818,332.62
A-24       99,088.52     99,088.52             0.00         0.00           0.00
R-I             0.75          0.75             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        84,591.41    101,402.12             0.00         0.00  15,631,857.84
M-2        30,760.23     36,873.16             0.00         0.00   5,684,259.14
M-3        30,760.23     36,873.16             0.00         0.00   5,684,259.14
B-1        13,842.05     16,592.86             0.00         0.00   2,557,906.94
B-2         4,614.19      5,531.16             0.00         0.00     852,667.91
B-3        11,442.28     13,716.17             0.00         0.00   2,114,446.00

- -------------------------------------------------------------------------------
        2,876,731.40  4,825,100.07             0.00         0.00 511,891,205.31
===============================================================================
















Run:        10/26/96     10:11:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    757.781567   6.625491     4.096311    10.721802   0.000000    751.156077
A-2   1000.000000   0.000000     5.405661     5.405661   0.000000   1000.000000
A-3   1000.000000   0.000000     5.405662     5.405662   0.000000   1000.000000
A-4    976.571901   0.000000     5.279017     5.279017   0.000000    976.571901
A-5   1000.000000   0.000000     5.405662     5.405662   0.000000   1000.000000
A-6   1000.000000   0.000000     5.405660     5.405660   0.000000   1000.000000
A-7    995.753937   0.000000     5.382709     5.382709   0.000000    995.753937
A-8    757.781570   6.625491     3.560639    10.186130   0.000000    751.156079
A-9    757.781571   6.625491     3.883618    10.509109   0.000000    751.156080
A-11   995.753936   0.000000     5.067199     5.067199   0.000000    995.753936
A-12   995.753936   0.000000     7.245955     7.245955   0.000000    995.753936
A-13   995.753935   0.000000     5.247625     5.247625   0.000000    995.753935
A-14   995.753936   0.000000     5.382709     5.382709   0.000000    995.753936
A-15   995.753937   0.000000     7.452981     7.452981   0.000000    995.753937
A-16   995.753937   0.000000     4.541662     4.541662   0.000000    995.753937
A-17   702.276985   7.959688     3.796272    11.755960   0.000000    694.317297
A-18  1000.000000   0.000000     5.405662     5.405662   0.000000   1000.000000
A-19  1000.000000   0.000000     5.405662     5.405662   0.000000   1000.000000
A-20  1000.000000   0.000000     5.405660     5.405660   0.000000   1000.000000
A-21  1000.000000   0.000000     5.405659     5.405659   0.000000   1000.000000
A-22   997.770883   0.000000     5.393612     5.393612   0.000000    997.770883
A-23   794.953691   5.481956     4.297251     9.779207   0.000000    789.471735
R-I      0.000000   0.000000     1.500000     1.500000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.762438   1.041775     5.242208     6.283983   0.000000    968.720662
M-2    969.762444   1.041775     5.242208     6.283983   0.000000    968.720669
M-3    969.762444   1.041775     5.242208     6.283983   0.000000    968.720669
B-1    969.762450   1.041776     5.242208     6.283984   0.000000    968.720674
B-2    969.762418   1.041775     5.242206     6.283981   0.000000    968.720643
B-3    901.821599   0.968783     4.874946     5.843729   0.000000    900.852815

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      118,868.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    54,264.74

SUBSERVICER ADVANCES THIS MONTH                                       55,660.32
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    27   7,377,980.42

 (B)  TWO MONTHLY PAYMENTS:                                    3     734,810.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        161,368.73

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     511,891,205.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,810

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,396,372.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.66331890 %     5.26028200 %    1.07639870 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.64603330 %     5.27463177 %    1.07933500 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2323 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,736.00
      FRAUD AMOUNT AVAILABLE                            5,411,796.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,411,796.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13549672
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.78

POOL TRADING FACTOR:                                                87.23761843


 ................................................................................


Run:        10/26/96     10:11:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     4,170,935.65     6.500000  %    277,836.40
A-2   760944K56    85,878,000.00    52,669,423.91     6.500000  %  1,594,065.07
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    23,954,120.07     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,581,648.02     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.262500  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     7.014391  %          0.00
A-11  760944L63             0.00             0.00     0.158970  %          0.00
R     760944L71           100.00             0.00     6.500000  %          0.00
M-1   760944L89     3,099,138.00     2,726,632.41     6.500000  %     12,522.79
M-2   760944L97     3,305,815.00     2,908,467.54     6.500000  %     13,357.91
B                     826,454.53       727,117.61     6.500000  %      3,339.48

- -------------------------------------------------------------------------------
                  206,613,407.53   159,992,120.09                  1,901,121.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        22,476.49    300,312.89             0.00         0.00   3,893,099.25
A-2       283,826.87  1,877,891.94             0.00         0.00  51,075,358.84
A-3        69,839.31     69,839.31             0.00         0.00  12,960,000.00
A-4        14,873.19     14,873.19             0.00         0.00   2,760,000.00
A-5       121,141.14    121,141.14             0.00         0.00  23,954,120.07
A-6        59,577.61     59,577.61             0.00         0.00   9,581,648.02
A-7        28,431.49     28,431.49             0.00         0.00   5,276,000.00
A-8       118,185.67    118,185.67             0.00         0.00  21,931,576.52
A-9        72,206.33     72,206.33             0.00         0.00  13,907,398.73
A-10       37,327.20     37,327.20             0.00         0.00   6,418,799.63
A-11       21,086.05     21,086.05             0.00         0.00           0.00
R               1.01          1.01             0.00         0.00           0.00
M-1        14,693.38     27,216.17             0.00         0.00   2,714,109.62
M-2        15,673.25     29,031.16             0.00         0.00   2,895,109.63
B           3,918.32      7,257.80             0.00         0.00     723,778.13

- -------------------------------------------------------------------------------
          883,257.31  2,784,378.96             0.00         0.00 158,090,998.44
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    418.810689  27.898022     2.256902    30.154924   0.000000    390.912667
A-2    613.305199  18.561972     3.305001    21.866973   0.000000    594.743227
A-3   1000.000000   0.000000     5.388836     5.388836   0.000000   1000.000000
A-4   1000.000000   0.000000     5.388837     5.388837   0.000000   1000.000000
A-5    905.295543   0.000000     4.578274     4.578274   0.000000    905.295543
A-6    905.295542   0.000000     5.629026     5.629026   0.000000    905.295542
A-7   1000.000000   0.000000     5.388834     5.388834   0.000000   1000.000000
A-8    946.060587   0.000000     5.098165     5.098165   0.000000    946.060587
A-9    910.553663   0.000000     4.727537     4.727537   0.000000    910.553663
A-10   910.553663   0.000000     5.295136     5.295136   0.000000    910.553663
R        0.000000   0.000000    10.110000    10.110000   0.000000      0.000000
M-1    879.803484   4.040733     4.741118     8.781851   0.000000    875.762751
M-2    879.803480   4.040731     4.741115     8.781846   0.000000    875.762748
B      879.803527   4.040730     4.741108     8.781838   0.000000    875.762796

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:28                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,923.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,940.26

SUBSERVICER ADVANCES THIS MONTH                                       20,303.56
MASTER SERVICER ADVANCES THIS MONTH                                    3,214.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,115,785.58

 (B)  TWO MONTHLY PAYMENTS:                                    3     933,275.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     158,090,998.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          600

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 212,862.59

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,166,315.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.02341820 %     3.52211100 %    0.45447090 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.99408100 %     3.54809528 %    0.45782370 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1598 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,740,407.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,397,357.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05603269
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.77

POOL TRADING FACTOR:                                                76.51536284


 ................................................................................


Run:        10/26/96     10:11:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00    10,977,942.96     6.000000  %    907,235.26
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    34,667,997.06     6.000000  %    633,662.63
A-5   760944Q43    10,500,000.00     4,460,279.84     6.000000  %    307,472.42
A-6   760944Q50    25,817,000.00    18,596,016.02     6.000000  %    705,898.74
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    15,708,332.73     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.236976  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,701,332.27     6.000000  %      7,968.13
M-2   760944R34       775,500.00       680,655.77     6.000000  %      3,187.83
M-3   760944R42       387,600.00       340,196.26     6.000000  %      1,593.30
B-1                   542,700.00       476,327.39     6.000000  %      2,230.86
B-2                   310,100.00       272,174.54     6.000000  %      1,274.72
B-3                   310,260.75       272,315.59     6.000000  %      1,275.38

- -------------------------------------------------------------------------------
                  155,046,660.75   124,080,570.43                  2,571,799.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        54,523.69    961,758.95             0.00         0.00  10,070,707.70
A-2       113,274.57    113,274.57             0.00         0.00  22,807,000.00
A-3         8,194.99      8,194.99             0.00         0.00   1,650,000.00
A-4       172,184.10    805,846.73             0.00         0.00  34,034,334.43
A-5        22,152.69    329,625.11             0.00         0.00   4,152,807.42
A-6        92,360.05    798,258.79             0.00         0.00  17,890,117.28
A-7        56,967.57     56,967.57             0.00         0.00  11,470,000.00
A-8             0.00          0.00        78,017.92         0.00  15,786,350.65
A-9        24,340.00     24,340.00             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,449.93     16,418.06             0.00         0.00   1,693,364.14
M-2         3,380.59      6,568.42             0.00         0.00     677,467.94
M-3         1,689.64      3,282.94             0.00         0.00     338,602.96
B-1         2,365.76      4,596.62             0.00         0.00     474,096.53
B-2         1,351.80      2,626.52             0.00         0.00     270,899.82
B-3         1,352.48      2,627.86             0.00         0.00     271,040.21

- -------------------------------------------------------------------------------
          562,587.86  3,134,387.13        78,017.92         0.00 121,586,789.08
===============================================================================















































Run:        10/26/96     10:11:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    395.288166  32.667264     1.963261    34.630525   0.000000    362.620902
A-2   1000.000000   0.000000     4.966658     4.966658   0.000000   1000.000000
A-3   1000.000000   0.000000     4.966661     4.966661   0.000000   1000.000000
A-4    926.010926  16.925654     4.599180    21.524834   0.000000    909.085273
A-5    424.788556  29.283088     2.109780    31.392868   0.000000    395.505469
A-6    720.301198  27.342400     3.577490    30.919890   0.000000    692.958798
A-7   1000.000000   0.000000     4.966658     4.966658   0.000000   1000.000000
A-8   1178.596393   0.000000     0.000000     0.000000   5.853685   1184.450079
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    877.699273   4.110674     4.359229     8.469903   0.000000    873.588599
M-2    877.699252   4.110677     4.359239     8.469916   0.000000    873.588575
M-3    877.699329   4.110681     4.359236     8.469917   0.000000    873.588648
B-1    877.699263   4.110669     4.359241     8.469910   0.000000    873.588594
B-2    877.699258   4.110674     4.359239     8.469913   0.000000    873.588584
B-3    877.699129   4.110671     4.359237     8.469908   0.000000    873.588458

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:30                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,554.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,216.34

SUBSERVICER ADVANCES THIS MONTH                                        8,591.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     310,012.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     579,242.60


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     121,586,789.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          508

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,912,654.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.98341020 %     2.19388400 %    0.82270540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.93595690 %     2.22839591 %    0.83564720 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2367 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,350,753.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,832,300.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.62991690
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              141.06

POOL TRADING FACTOR:                                                78.41948256


 ................................................................................


Run:        10/26/96     10:11:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00             0.00     4.750000  %          0.00
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    55,408,211.57     5.750000  %  1,598,432.12
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    20,857,631.08     5.000000  %          0.00
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     6.762500  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     6.719318  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     6.862500  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     6.412504  %          0.00
A-17  760944Z76    29,322,000.00    27,563,871.81     6.062500  %    710,414.27
A-18  760944Z84             0.00             0.00     2.937500  %          0.00
A-19  760944Z92    49,683,000.00    48,155,218.04     6.750000  %     50,440.53
A-20  7609442A5     5,593,279.30     4,827,505.28     0.000000  %     42,453.14
A-21  7609442B3             0.00             0.00     0.156732  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,208,711.60     6.750000  %     14,883.02
M-2   7609442F4     5,330,500.00     5,166,583.92     6.750000  %      5,411.78
M-3   7609442G2     5,330,500.00     5,166,583.92     6.750000  %      5,411.78
B-1                 2,665,200.00     2,583,243.50     6.750000  %      2,705.84
B-2                   799,500.00       774,914.91     6.750000  %        811.69
B-3                 1,865,759.44     1,653,997.75     6.750000  %      1,732.47

- -------------------------------------------------------------------------------
                  533,047,438.74   468,698,417.60                  2,432,696.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       264,907.47  1,863,339.59             0.00         0.00  53,809,779.45
A-4        63,348.24     63,348.24             0.00         0.00  11,287,000.00
A-5        86,713.60     86,713.60             0.00         0.00  20,857,631.08
A-6        30,349.76     30,349.76             0.00         0.00           0.00
A-7       204,652.10    204,652.10             0.00         0.00  37,443,000.00
A-8       115,050.55    115,050.55             0.00         0.00  20,499,000.00
A-9        13,301.61     13,301.61             0.00         0.00   2,370,000.00
A-10      269,507.14    269,507.14             0.00         0.00  48,019,128.22
A-11      116,363.87    116,363.87             0.00         0.00  20,733,000.00
A-12      270,650.87    270,650.87             0.00         0.00  48,222,911.15
A-13      293,687.64    293,687.64             0.00         0.00  52,230,738.70
A-14      118,886.85    118,886.85             0.00         0.00  21,279,253.46
A-15       86,651.23     86,651.23             0.00         0.00  15,185,886.80
A-16       26,990.09     26,990.09             0.00         0.00   5,062,025.89
A-17      138,945.41    849,359.68             0.00         0.00  26,853,457.54
A-18       67,324.06     67,324.06             0.00         0.00           0.00
A-19      270,270.94    320,711.47             0.00         0.00  48,104,777.51
A-20            0.00     42,453.14             0.00         0.00   4,785,052.14
A-21       61,080.47     61,080.47             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,746.33     94,629.35             0.00         0.00  14,193,828.58
M-2        28,997.42     34,409.20             0.00         0.00   5,161,172.14
M-3        28,997.42     34,409.20             0.00         0.00   5,161,172.14
B-1        14,498.44     17,204.28             0.00         0.00   2,580,537.66
B-2         4,349.21      5,160.90             0.00         0.00     774,103.22
B-3         9,283.09     11,015.56             0.00         0.00   1,652,265.28

- -------------------------------------------------------------------------------
        2,664,553.81  5,097,250.45             0.00         0.00 466,265,720.96
===============================================================================





















Run:        10/26/96     10:11:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    933.363850  26.925950     4.462426    31.388376   0.000000    906.437899
A-4   1000.000000   0.000000     5.612496     5.612496   0.000000   1000.000000
A-5    839.172443   0.000000     3.488779     3.488779   0.000000    839.172443
A-7   1000.000000   0.000000     5.465697     5.465697   0.000000   1000.000000
A-8   1000.000000   0.000000     5.612496     5.612496   0.000000   1000.000000
A-9   1000.000000   0.000000     5.612494     5.612494   0.000000   1000.000000
A-10   992.376792   0.000000     5.569710     5.569710   0.000000    992.376792
A-11  1000.000000   0.000000     5.612496     5.612496   0.000000   1000.000000
A-12   983.117799   0.000000     5.517744     5.517744   0.000000    983.117799
A-13   954.414928   0.000000     5.366569     5.366569   0.000000    954.414928
A-14   954.414928   0.000000     5.332301     5.332301   0.000000    954.414928
A-15   954.414928   0.000000     5.445927     5.445927   0.000000    954.414928
A-16   954.414927   0.000000     5.088821     5.088821   0.000000    954.414927
A-17   940.040646  24.228029     4.738606    28.966635   0.000000    915.812617
A-19   969.249402   1.015247     5.439908     6.455155   0.000000    968.234155
A-20   863.090331   7.590027     0.000000     7.590027   0.000000    855.500304
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.249401   1.015247     5.439908     6.455155   0.000000    968.234154
M-2    969.249399   1.015248     5.439906     6.455154   0.000000    968.234151
M-3    969.249399   1.015248     5.439906     6.455154   0.000000    968.234151
B-1    969.249400   1.015248     5.439907     6.455155   0.000000    968.234151
B-2    969.249418   1.015247     5.439912     6.455159   0.000000    968.234171
B-3    886.501075   0.928571     4.975486     5.904057   0.000000    885.572515

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      102,663.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    49,380.30

SUBSERVICER ADVANCES THIS MONTH                                       23,738.05
MASTER SERVICER ADVANCES THIS MONTH                                    4,800.42


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,421,173.62

 (B)  TWO MONTHLY PAYMENTS:                                    2     472,610.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     318,340.41


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        277,810.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     466,265,720.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,622

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 698,289.19

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,941,407.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.62882330 %     5.29067000 %    1.08050670 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.60253180 %     5.25798311 %    1.08496550 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1572 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                            5,103,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,103,942.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22688070
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.50

POOL TRADING FACTOR:                                                87.47171210


 ................................................................................


Run:        10/26/96     10:11:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    16,814,950.58    10.500000  %     89,809.53
A-2   760944V96    67,648,000.00    34,383,538.42     6.625000  %    838,222.25
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.125931  %          0.00
R     760944X37       267,710.00        22,084.23     7.000000  %         98.84
M-1   760944X45     7,801,800.00     7,584,964.57     7.000000  %      7,798.04
M-2   760944X52     2,600,600.00     2,528,321.51     7.000000  %      2,599.35
M-3   760944X60     2,600,600.00     2,528,321.51     7.000000  %      2,599.35
B-1                 1,300,350.00     1,264,209.37     7.000000  %      1,299.72
B-2                   390,100.00       379,257.95     7.000000  %        389.91
B-3                   910,233.77       805,805.76     7.000000  %        828.45

- -------------------------------------------------------------------------------
                  260,061,393.77   222,474,453.90                    943,645.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       146,904.97    236,714.50             0.00         0.00  16,725,141.05
A-2       189,534.40  1,027,756.65             0.00         0.00  33,545,316.17
A-3       112,363.92    112,363.92             0.00         0.00  20,384,000.00
A-4       290,324.90    290,324.90             0.00         0.00  52,668,000.00
A-5       272,883.80    272,883.80             0.00         0.00  49,504,000.00
A-6        58,703.92     58,703.92             0.00         0.00  10,079,000.00
A-7       112,311.50    112,311.50             0.00         0.00  19,283,000.00
A-8         6,115.60      6,115.60             0.00         0.00   1,050,000.00
A-9        18,608.89     18,608.89             0.00         0.00   3,195,000.00
A-10       23,311.11     23,311.11             0.00         0.00           0.00
R             128.62        227.46             0.00         0.00      21,985.39
M-1        44,177.71     51,975.75             0.00         0.00   7,577,166.53
M-2        14,725.90     17,325.25             0.00         0.00   2,525,722.16
M-3        14,725.90     17,325.25             0.00         0.00   2,525,722.16
B-1         7,363.23      8,662.95             0.00         0.00   1,262,909.65
B-2         2,208.94      2,598.85             0.00         0.00     378,868.04
B-3         4,693.31      5,521.76             0.00         0.00     804,977.31

- -------------------------------------------------------------------------------
        1,319,086.62  2,262,732.06             0.00         0.00 221,530,808.46
===============================================================================














































Run:        10/26/96     10:11:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    825.111663   4.406965     7.208645    11.615610   0.000000    820.704699
A-2    508.271322  12.390939     2.801774    15.192713   0.000000    495.880383
A-3   1000.000000   0.000000     5.512359     5.512359   0.000000   1000.000000
A-4   1000.000000   0.000000     5.512359     5.512359   0.000000   1000.000000
A-5   1000.000000   0.000000     5.512359     5.512359   0.000000   1000.000000
A-6   1000.000000   0.000000     5.824379     5.824379   0.000000   1000.000000
A-7   1000.000000   0.000000     5.824379     5.824379   0.000000   1000.000000
A-8   1000.000000   0.000000     5.824381     5.824381   0.000000   1000.000000
A-9   1000.000000   0.000000     5.824379     5.824379   0.000000   1000.000000
R       82.493108   0.369205     0.480445     0.849650   0.000000     82.123903
M-1    972.207000   0.999518     5.662502     6.662020   0.000000    971.207482
M-2    972.206995   0.999519     5.662501     6.662020   0.000000    971.207475
M-3    972.206995   0.999519     5.662501     6.662020   0.000000    971.207475
B-1    972.206998   0.999516     5.662499     6.662015   0.000000    971.207483
B-2    972.206998   0.999513     5.662497     6.662010   0.000000    971.207485
B-3    885.273417   0.910140     5.156159     6.066299   0.000000    884.363266

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:34                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,517.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,880.54

SUBSERVICER ADVANCES THIS MONTH                                       33,608.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,613,690.32

 (B)  TWO MONTHLY PAYMENTS:                                    3     812,433.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     234,143.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        220,809.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     221,530,808.46

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          851

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      714,921.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.21680290 %     5.68227400 %    1.10092330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.19491230 %     5.70061155 %    1.10447620 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1260 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,497,248.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,317,527.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49693397
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.02

POOL TRADING FACTOR:                                                85.18404260


 ................................................................................


Run:        10/26/96     10:11:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   160,404,509.86     6.737474  %  3,414,362.81
A-2   7609442W7    76,450,085.00    90,937,990.86     6.737474  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.737474  %          0.00
M-1   7609442T4     8,228,000.00     8,002,903.91     6.737474  %      8,115.41
M-2   7609442U1     2,992,100.00     2,910,244.17     6.737474  %      2,951.16
M-3   7609442V9     1,496,000.00     1,455,073.44     6.737474  %      1,475.53
B-1                 2,244,050.00     2,182,658.82     6.737474  %      2,213.34
B-2                 1,047,225.00     1,018,575.74     6.737474  %      1,032.90
B-3                 1,196,851.02     1,164,108.35     6.737474  %      1,180.47

- -------------------------------------------------------------------------------
                  299,203,903.02   268,076,065.15                  3,431,331.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       900,465.58  4,314,828.39             0.00         0.00 156,990,147.05
A-2             0.00          0.00       507,293.46         0.00  91,445,284.32
A-3        41,284.57     41,284.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,643.84     52,759.25             0.00         0.00   7,994,788.50
M-2        16,234.66     19,185.82             0.00         0.00   2,907,293.01
M-3         8,117.06      9,592.59             0.00         0.00   1,453,597.91
B-1        12,175.86     14,389.20             0.00         0.00   2,180,445.48
B-2         5,682.08      6,714.98             0.00         0.00   1,017,542.84
B-3         6,493.93      7,674.40             0.00         0.00   1,162,927.88

- -------------------------------------------------------------------------------
        1,035,097.58  4,466,429.20       507,293.46         0.00 265,152,026.99
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    780.369284  16.610904     4.380773    20.991677   0.000000    763.758380
A-2   1189.508041   0.000000     0.000000     0.000000   6.635617   1196.143658
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.642673   0.986316     5.425843     6.412159   0.000000    971.656356
M-2    972.642682   0.986317     5.425841     6.412158   0.000000    971.656365
M-3    972.642674   0.986317     5.425842     6.412159   0.000000    971.656357
B-1    972.642686   0.986315     5.425842     6.412157   0.000000    971.656371
B-2    972.642689   0.986321     5.425844     6.412165   0.000000    971.656368
B-3    972.642652   0.986313     5.425847     6.412160   0.000000    971.656339

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,252.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,326.58

SUBSERVICER ADVANCES THIS MONTH                                       16,896.09
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,257,953.45

 (B)  TWO MONTHLY PAYMENTS:                                    1      54,499.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        113,785.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     265,152,026.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          973

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,652,193.39

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.75790430 %     4.61369900 %    1.62839710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.69546750 %     4.65984724 %    1.64468520 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,777,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,968,706.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.31152808
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.33

POOL TRADING FACTOR:                                                88.61917385


 ................................................................................


Run:        10/26/96     10:13:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    27,267,709.65     6.162500  %    222,789.41
A-2   7609442N7             0.00             0.00     3.837500  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    27,267,709.65                    222,789.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       139,594.60    362,384.01             0.00         0.00  27,044,920.24
A-2        86,928.07     86,928.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          226,522.67    449,312.08             0.00         0.00  27,044,920.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    745.646779   6.092268     3.817272     9.909540   0.000000    739.554510
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-October-96  
DISTRIBUTION DATE        30-October-96  

Run:     10/26/96     10:13:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      27,044,920.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 362,693.77

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       46,812.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                73.95524880


 ................................................................................


Run:        10/26/96     10:11:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    84,947,660.34     6.500000  %    676,410.60
A-2   7609443C0    22,306,000.00    13,102,773.01     6.500000  %    333,157.46
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    24,813,727.22     6.500000  %     25,147.96
A-9   7609443K2             0.00             0.00     0.532491  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,456,434.54     6.500000  %      6,543.40
M-2   7609443N6     3,317,000.00     3,227,730.73     6.500000  %      3,271.21
M-3   7609443P1     1,990,200.00     1,936,638.44     6.500000  %      1,962.72
B-1                 1,326,800.00     1,291,092.29     6.500000  %      1,308.48
B-2                   398,000.00       387,288.78     6.500000  %        392.51
B-3                   928,851.36       804,025.90     6.500000  %        814.86

- -------------------------------------------------------------------------------
                  265,366,951.36   236,299,371.25                  1,049,009.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       459,142.00  1,135,552.60             0.00         0.00  84,271,249.74
A-2        70,820.47    403,977.93             0.00         0.00  12,769,615.55
A-3       173,181.57    173,181.57             0.00         0.00  32,041,000.00
A-4       243,138.46    243,138.46             0.00         0.00  44,984,000.00
A-5        56,752.49     56,752.49             0.00         0.00  10,500,000.00
A-6        58,195.62     58,195.62             0.00         0.00  10,767,000.00
A-7         5,621.20      5,621.20             0.00         0.00   1,040,000.00
A-8       134,118.17    159,266.13             0.00         0.00  24,788,579.26
A-9       104,630.28    104,630.28             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        34,897.02     41,440.42             0.00         0.00   6,449,891.14
M-2        17,445.88     20,717.09             0.00         0.00   3,224,459.52
M-3        10,467.52     12,430.24             0.00         0.00   1,934,675.72
B-1         6,978.36      8,286.84             0.00         0.00   1,289,783.81
B-2         2,093.29      2,485.80             0.00         0.00     386,896.27
B-3         4,345.77      5,160.63             0.00         0.00     803,211.04

- -------------------------------------------------------------------------------
        1,381,828.10  2,430,837.30             0.00         0.00 235,250,362.05
===============================================================================

















































Run:        10/26/96     10:11:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    819.697011   6.526981     4.430461    10.957442   0.000000    813.170030
A-2    587.410249  14.935778     3.174952    18.110730   0.000000    572.474471
A-3   1000.000000   0.000000     5.404999     5.404999   0.000000   1000.000000
A-4   1000.000000   0.000000     5.404999     5.404999   0.000000   1000.000000
A-5   1000.000000   0.000000     5.404999     5.404999   0.000000   1000.000000
A-6   1000.000000   0.000000     5.404999     5.404999   0.000000   1000.000000
A-7   1000.000000   0.000000     5.405000     5.405000   0.000000   1000.000000
A-8    973.087342   0.986195     5.259536     6.245731   0.000000    972.101148
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.087346   0.986194     5.259536     6.245730   0.000000    972.101152
M-2    973.087347   0.986195     5.259536     6.245731   0.000000    972.101152
M-3    973.087348   0.986192     5.259532     6.245724   0.000000    972.101156
B-1    973.087345   0.986192     5.259542     6.245734   0.000000    972.101153
B-2    973.087387   0.986206     5.259523     6.245729   0.000000    972.101181
B-3    865.613094   0.877277     4.678639     5.555916   0.000000    864.735817

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,653.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,727.12

SUBSERVICER ADVANCES THIS MONTH                                       40,654.02
MASTER SERVICER ADVANCES THIS MONTH                                    3,763.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,678,585.07

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,840,196.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        446,062.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     235,250,362.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          835

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 533,841.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      809,526.97

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.03163430 %     4.91783100 %    1.05053470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.01109640 %     4.93475388 %    1.05414980 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5335 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,861.00
      FRAUD AMOUNT AVAILABLE                            2,448,515.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43735330
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.68

POOL TRADING FACTOR:                                                88.65096458


 ................................................................................


Run:        10/26/96     10:11:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00    66,666,789.57     7.944872  %  1,361,331.64
M-1   7609442K3     3,625,500.00     3,440,877.75     7.944872  %     34,745.22
M-2   7609442L1     2,416,900.00     2,293,823.59     7.944872  %     23,162.52
R     7609442J6           100.00             0.00     7.944872  %          0.00
B-1                   886,200.00       841,071.80     7.944872  %      8,492.96
B-2                   322,280.00       305,868.45     7.944872  %      3,088.59
B-3                   805,639.55       670,736.01     7.944872  %      6,772.95

- -------------------------------------------------------------------------------
                  161,126,619.55    74,219,167.17                  1,437,593.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         436,348.38  1,797,680.02             0.00         0.00  65,305,457.93
M-1        22,521.28     57,266.50             0.00         0.00   3,406,132.53
M-2        15,013.57     38,176.09             0.00         0.00   2,270,661.07
R               0.00          0.00             0.00         0.00           0.00
B-1         5,505.00     13,997.96             0.00         0.00     832,578.84
B-2         2,001.97      5,090.56             0.00         0.00     302,779.86
B-3         4,390.10     11,163.05             0.00         0.00     663,963.06

- -------------------------------------------------------------------------------
          485,780.30  1,923,374.18             0.00         0.00  72,781,573.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      435.531388   8.893523     2.850646    11.744169   0.000000    426.637865
M-1    949.076748   9.583566     6.211910    15.795476   0.000000    939.493182
M-2    949.076747   9.583566     6.211912    15.795478   0.000000    939.493181
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    949.076732   9.583570     6.211916    15.795486   0.000000    939.493162
B-2    949.076735   9.583561     6.211896    15.795457   0.000000    939.493174
B-3    832.550996   8.406911     5.449224    13.856135   0.000000    824.144073

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,344.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,544.86

SUBSERVICER ADVANCES THIS MONTH                                       18,396.44
MASTER SERVICER ADVANCES THIS MONTH                                    3,655.49


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,425,102.68

 (B)  TWO MONTHLY PAYMENTS:                                    1     255,392.75

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     218,333.95


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        563,261.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      72,781,573.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          256

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 488,338.57

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,376,290.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.82422210 %     7.72671200 %    2.44906580 %
PREPAYMENT PERCENT           94.91211110 %     0.00000000 %    5.08788890 %
NEXT DISTRIBUTION            89.72801080 %     7.79976764 %    2.47222160 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              983,715.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,142,050.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.38863481
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              326.09

POOL TRADING FACTOR:                                                45.17042156


 ................................................................................


Run:        10/26/96     10:13:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    45,332,286.84     6.470000  %    150,300.40
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     5,873,522.05     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   112,514,212.11                    150,300.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       243,912.05    394,212.45             0.00         0.00  45,181,986.44
A-2       329,872.12    329,872.12             0.00         0.00  61,308,403.22
A-3             0.00          0.00        31,602.70         0.00   5,905,124.75
S-1        14,754.15     14,754.15             0.00         0.00           0.00
S-2         5,131.60      5,131.60             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          593,669.92    743,970.32        31,602.70         0.00 112,395,514.41
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    915.803775   3.036372     4.927516     7.963888   0.000000    912.767403
A-2   1000.000000   0.000000     5.380537     5.380537   0.000000   1000.000000
A-3   1174.704410   0.000000     0.000000     0.000000   6.320540   1181.024950
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-October-96  
DISTRIBUTION DATE        30-October-96  

Run:     10/26/96     10:13:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,812.86

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     112,395,514.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,155,861.81

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                97.05290310


 ................................................................................


Run:        10/26/96     10:11:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00             0.00     4.500000  %          0.00
A-2   7609445P9    57,515,000.00    54,743,350.05     5.500000  %  1,696,128.07
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,072,637.34     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    31,239,340.00     6.062500  %    678,451.23
A-9   7609445W4             0.00             0.00     2.937500  %          0.00
A-10  7609445X2    43,420,000.00    36,909,504.74     6.500000  %    235,521.65
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    38,142,505.71     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     5,434,989.64     6.500000  %          0.00
A-14  7609446B9       478,414.72       406,870.92     0.000000  %     12,904.36
A-15  7609446C7             0.00             0.00     0.502351  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,387,563.62     6.500000  %     11,542.38
M-2   7609446G8     4,252,700.00     4,140,728.62     6.500000  %      4,197.02
M-3   7609446H6     4,252,700.00     4,140,728.62     6.500000  %      4,197.02
B-1                 2,126,300.00     2,070,315.59     6.500000  %      2,098.46
B-2                   638,000.00       621,201.80     6.500000  %        629.65
B-3                 1,488,500.71     1,449,309.32     6.500000  %      1,469.02

- -------------------------------------------------------------------------------
                  425,269,315.43   380,178,045.97                  2,647,138.86
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       250,350.95  1,946,479.02             0.00         0.00  53,047,221.98
A-3       207,863.30    207,863.30             0.00         0.00  41,665,000.00
A-4        52,435.61     52,435.61             0.00         0.00  10,090,000.00
A-5        39,691.84     39,691.84             0.00         0.00   7,344,000.00
A-6       243,602.37    243,602.37             0.00         0.00  45,072,637.34
A-7       102,980.43    102,980.43             0.00         0.00  19,054,000.00
A-8       157,473.98    835,925.21             0.00         0.00  30,560,888.77
A-9        76,301.82     76,301.82             0.00         0.00           0.00
A-10      199,483.40    435,005.05             0.00         0.00  36,673,983.09
A-11      358,145.33    358,145.33             0.00         0.00  66,266,000.00
A-12            0.00          0.00       206,147.36         0.00  38,348,653.07
A-13            0.00          0.00        29,374.29         0.00   5,464,363.93
A-14            0.00     12,904.36             0.00         0.00     393,966.56
A-15      158,799.63    158,799.63             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        61,545.94     73,088.32             0.00         0.00  11,376,021.24
M-2        22,379.24     26,576.26             0.00         0.00   4,136,531.60
M-3        22,379.24     26,576.26             0.00         0.00   4,136,531.60
B-1        11,189.36     13,287.82             0.00         0.00   2,068,217.13
B-2         3,357.38      3,987.03             0.00         0.00     620,572.15
B-3         7,833.03      9,302.05             0.00         0.00   1,447,840.30

- -------------------------------------------------------------------------------
        1,975,812.85  4,622,951.71       235,521.65         0.00 377,766,428.76
===============================================================================



































Run:        10/26/96     10:11:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    951.809963  29.490186     4.352794    33.842980   0.000000    922.319777
A-3   1000.000000   0.000000     4.988919     4.988919   0.000000   1000.000000
A-4   1000.000000   0.000000     5.196790     5.196790   0.000000   1000.000000
A-5   1000.000000   0.000000     5.404662     5.404662   0.000000   1000.000000
A-6    991.980926   0.000000     5.361322     5.361322   0.000000    991.980926
A-7   1000.000000   0.000000     5.404662     5.404662   0.000000   1000.000000
A-8    622.496015  13.519274     3.137932    16.657206   0.000000    608.976741
A-10   850.057686   5.424266     4.594275    10.018541   0.000000    844.633420
A-11  1000.000000   0.000000     5.404662     5.404662   0.000000   1000.000000
A-12  1175.641281   0.000000     0.000000     0.000000   6.353944   1181.995225
A-13  1175.641281   0.000000     0.000000     0.000000   6.353945   1181.995226
A-14   850.456524  26.973167     0.000000    26.973167   0.000000    823.483358
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.670525   0.986908     5.262361     6.249269   0.000000    972.683617
M-2    973.670520   0.986907     5.262360     6.249267   0.000000    972.683613
M-3    973.670520   0.986907     5.262360     6.249267   0.000000    972.683613
B-1    973.670503   0.986907     5.262362     6.249269   0.000000    972.683596
B-2    973.670533   0.986912     5.262351     6.249263   0.000000    972.683621
B-3    973.670560   0.986906     5.262362     6.249268   0.000000    972.683648

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       74,757.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    39,967.87

SUBSERVICER ADVANCES THIS MONTH                                       74,656.59
MASTER SERVICER ADVANCES THIS MONTH                                    3,236.74


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   6,324,580.55

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,165,475.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     161,494.59


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      3,164,894.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     377,766,428.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 470,603.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,026,245.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.73047530 %     5.17917700 %    1.09034780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.69701920 %     5.20138449 %    1.09616630 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5022 %

      BANKRUPTCY AMOUNT AVAILABLE                         142,572.00
      FRAUD AMOUNT AVAILABLE                            3,914,628.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,113,764.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35737895
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.06

POOL TRADING FACTOR:                                                88.82992848


 ................................................................................


Run:        10/26/96     10:11:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    17,088,000.00     6.000000  %          0.00
A-2   7609445A2    54,914,000.00    33,605,098.38     6.000000  %    704,723.42
A-3   7609445B0    15,096,000.00    10,628,357.74     6.000000  %    147,752.91
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     6.390000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     5.331508  %          0.00
A-9   7609445H7             0.00             0.00     0.323825  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       689,441.64     6.000000  %      3,124.12
M-2   7609445L8     2,868,200.00     2,548,925.61     6.000000  %     11,550.13
B                     620,201.82       551,163.90     6.000000  %      2,497.52

- -------------------------------------------------------------------------------
                  155,035,301.82   126,456,564.59                    869,648.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,299.56     85,299.56             0.00         0.00  17,088,000.00
A-2       167,749.30    872,472.72             0.00         0.00  32,900,374.96
A-3        53,054.44    200,807.35             0.00         0.00  10,480,604.83
A-4        31,063.85     31,063.85             0.00         0.00   6,223,000.00
A-5        46,181.08     46,181.08             0.00         0.00   9,251,423.55
A-6       186,211.76    186,211.76             0.00         0.00  37,303,669.38
A-7        28,765.16     28,765.16             0.00         0.00   5,410,802.13
A-8        14,001.85     14,001.85             0.00         0.00   3,156,682.26
A-9        34,068.79     34,068.79             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,441.54      6,565.66             0.00         0.00     686,317.52
M-2        12,723.68     24,273.81             0.00         0.00   2,537,375.48
B           2,751.28      5,248.80             0.00         0.00     548,666.38

- -------------------------------------------------------------------------------
          665,312.29  1,534,960.39             0.00         0.00 125,586,916.49
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     4.991781     4.991781   0.000000   1000.000000
A-2    611.958670  12.833220     3.054764    15.887984   0.000000    599.125450
A-3    704.051255   9.787554     3.514470    13.302024   0.000000    694.263701
A-4   1000.000000   0.000000     4.991780     4.991780   0.000000   1000.000000
A-5    972.298849   0.000000     4.853503     4.853503   0.000000    972.298849
A-6    967.268303   0.000000     4.828392     4.828392   0.000000    967.268303
A-7    914.450250   0.000000     4.861443     4.861443   0.000000    914.450250
A-8    914.450249   0.000000     4.056156     4.056156   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    888.684764   4.026966     4.436118     8.463084   0.000000    884.657798
M-2    888.684754   4.026961     4.436120     8.463081   0.000000    884.657792
B      888.684751   4.026963     4.436120     8.463083   0.000000    884.657788

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,383.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,324.03

SUBSERVICER ADVANCES THIS MONTH                                        6,691.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     663,348.20

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     125,586,916.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          508

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      296,626.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.00329420 %     2.56085300 %    0.43585230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.99621630 %     2.56690194 %    0.43688180 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3240 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,100.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,661,458.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69974352
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.05

POOL TRADING FACTOR:                                                81.00536782


 ................................................................................


Run:        10/26/96     10:11:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    11,653,368.17     6.500000  %    475,508.44
A-2   7609443X4    70,702,000.00    43,858,871.37     6.500000  %  1,569,689.16
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    28,719,206.54     6.500000  %     29,346.53
A-9   7609444E5             0.00             0.00     0.446905  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,377,830.64     6.500000  %      8,560.83
M-2   7609444H8     3,129,000.00     3,046,182.97     6.500000  %      3,112.72
M-3   7609444J4     3,129,000.00     3,046,182.97     6.500000  %      3,112.72
B-1                 1,251,600.00     1,218,473.18     6.500000  %      1,245.09
B-2                   625,800.00       609,236.59     6.500000  %        622.54
B-3                 1,251,647.88     1,173,037.59     6.500000  %      1,198.67

- -------------------------------------------------------------------------------
                  312,906,747.88   276,629,390.02                  2,092,396.70
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        62,835.95    538,344.39             0.00         0.00  11,177,859.73
A-2       236,490.76  1,806,179.92             0.00         0.00  42,289,182.21
A-3        60,461.45     60,461.45             0.00         0.00  11,213,000.00
A-4       440,824.52    440,824.52             0.00         0.00  81,754,000.00
A-5       341,653.28    341,653.28             0.00         0.00  63,362,000.00
A-6        94,889.91     94,889.91             0.00         0.00  17,598,000.00
A-7         5,392.09      5,392.09             0.00         0.00   1,000,000.00
A-8       154,856.40    184,202.93             0.00         0.00  28,689,860.01
A-9       102,555.07    102,555.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,173.98     53,734.81             0.00         0.00   8,369,269.81
M-2        16,425.28     19,538.00             0.00         0.00   3,043,070.25
M-3        16,425.28     19,538.00             0.00         0.00   3,043,070.25
B-1         6,570.11      7,815.20             0.00         0.00   1,217,228.09
B-2         3,285.05      3,907.59             0.00         0.00     608,614.05
B-3         6,325.11      7,523.78             0.00         0.00   1,171,838.92

- -------------------------------------------------------------------------------
        1,594,164.24  3,686,560.94             0.00         0.00 274,536,993.32
===============================================================================















































Run:        10/26/96     10:11:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    589.000160  24.033785     3.175939    27.209724   0.000000    564.966375
A-2    620.334239  22.201482     3.344895    25.546377   0.000000    598.132757
A-3   1000.000000   0.000000     5.392085     5.392085   0.000000   1000.000000
A-4   1000.000000   0.000000     5.392085     5.392085   0.000000   1000.000000
A-5   1000.000000   0.000000     5.392085     5.392085   0.000000   1000.000000
A-6   1000.000000   0.000000     5.392085     5.392085   0.000000   1000.000000
A-7   1000.000000   0.000000     5.392090     5.392090   0.000000   1000.000000
A-8    973.532425   0.994798     5.249369     6.244167   0.000000    972.537628
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.532425   0.994798     5.249370     6.244168   0.000000    972.537628
M-2    973.532429   0.994797     5.249370     6.244167   0.000000    972.537632
M-3    973.532429   0.994797     5.249370     6.244167   0.000000    972.537632
B-1    973.532422   0.994799     5.249369     6.244168   0.000000    972.537624
B-2    973.532422   0.994791     5.249361     6.244152   0.000000    972.537632
B-3    937.194565   0.957666     5.053426     6.011092   0.000000    936.236891

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,757.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,883.00

SUBSERVICER ADVANCES THIS MONTH                                       26,398.04
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,448,861.10

 (B)  TWO MONTHLY PAYMENTS:                                    2     358,197.51

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     827,163.27


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,254,683.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     274,536,993.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          964

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,809,724.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.68435010 %     5.23089600 %    1.08475360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.64271780 %     5.26537795 %    1.09190420 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4468 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,986.00
      FRAUD AMOUNT AVAILABLE                            2,846,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32291192
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.95

POOL TRADING FACTOR:                                                87.73763915


 ................................................................................


Run:        10/26/96     10:11:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00     1,344,744.95     6.500000  %  1,145,543.50
A-2   7609444L9    29,271,000.00    29,271,000.00     6.000000  %          0.00
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     6.069000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     7.433366  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.197588  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       700,142.45     6.500000  %      3,159.51
M-2   7609444Y1     2,903,500.00     2,589,635.14     6.500000  %     11,686.16
B                     627,984.63       560,100.20     6.500000  %      2,527.55

- -------------------------------------------------------------------------------
                  156,939,684.63   125,080,933.24                  1,162,916.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         7,265.66  1,152,809.16             0.00         0.00     199,201.45
A-2       145,985.79    145,985.79             0.00         0.00  29,271,000.00
A-3       151,260.74    151,260.74             0.00         0.00  28,657,000.00
A-4        25,556.20     25,556.20             0.00         0.00   4,730,000.00
A-5        15,738.57     15,738.57             0.00         0.00           0.00
A-6       134,724.44    134,724.44             0.00         0.00  24,935,106.59
A-7        52,969.96     52,969.96             0.00         0.00  10,500,033.66
A-8        29,943.73     29,943.73             0.00         0.00   4,846,170.25
A-9        91,564.68     91,564.68             0.00         0.00  16,947,000.00
A-10       20,543.45     20,543.45             0.00         0.00           0.00
R-I             1.89          1.89             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         3,782.87      6,942.38             0.00         0.00     696,982.94
M-2        13,991.80     25,677.96             0.00         0.00   2,577,948.98
B           3,026.23      5,553.78             0.00         0.00     557,572.65

- -------------------------------------------------------------------------------
          696,356.01  1,859,272.73             0.00         0.00 123,918,016.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     43.334137  36.914910     0.234134    37.149044   0.000000      6.419227
A-2   1000.000000   0.000000     4.987386     4.987386   0.000000   1000.000000
A-3   1000.000000   0.000000     5.278317     5.278317   0.000000   1000.000000
A-4   1000.000000   0.000000     5.403002     5.403002   0.000000   1000.000000
A-6    974.560564   0.000000     5.265553     5.265553   0.000000    974.560564
A-7    935.744141   0.000000     4.720588     4.720588   0.000000    935.744141
A-8    935.744141   0.000000     5.781817     5.781817   0.000000    935.744142
A-9   1000.000000   0.000000     5.403002     5.403002   0.000000   1000.000000
R-I      0.000000   0.000000    18.910000    18.910000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    891.901210   4.024854     4.818943     8.843797   0.000000    887.876357
M-2    891.901202   4.024853     4.818943     8.843796   0.000000    887.876349
B      891.901128   4.024860     4.818956     8.843816   0.000000    887.876269

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,651.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,253.77

SUBSERVICER ADVANCES THIS MONTH                                        4,774.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     218,609.49

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        271,101.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     123,918,016.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          525

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      598,468.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.92209060 %     2.63011900 %    0.44779020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.90722570 %     2.64282145 %    0.44995290 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1971 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              663,513.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,827,686.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.09767273
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              142.90

POOL TRADING FACTOR:                                                78.95900697


 ................................................................................


Run:        10/26/96     10:11:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   129,915,739.32     6.989874  %  1,273,551.69
A-2   760947LS8    99,787,000.00    77,628,154.95     6.989874  %    760,981.45
A-3   7609446Y9   100,000,000.00   118,327,523.90     6.989874  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.989874  %          0.00
M-1   7609447B8    10,702,300.00    10,427,646.74     6.989874  %     10,498.47
M-2   7609447C6     3,891,700.00     3,791,827.23     6.989874  %      3,817.58
M-3   7609447D4     3,891,700.00     3,791,827.23     6.989874  %      3,817.58
B-1                 1,751,300.00     1,706,356.36     6.989874  %      1,717.95
B-2                   778,400.00       758,423.90     6.989874  %        763.58
B-3                 1,362,164.15     1,327,206.93     6.989874  %      1,336.21

- -------------------------------------------------------------------------------
                  389,164,664.15   347,674,706.56                  2,056,484.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       755,207.40  2,028,759.09             0.00         0.00 128,642,187.63
A-2       451,256.77  1,212,238.22             0.00         0.00  76,867,173.50
A-3             0.00          0.00       687,844.46         0.00 119,015,368.36
A-4        38,455.62     38,455.62             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        60,616.49     71,114.96             0.00         0.00  10,417,148.27
M-2        22,042.11     25,859.69             0.00         0.00   3,788,009.65
M-3        22,042.11     25,859.69             0.00         0.00   3,788,009.65
B-1         9,919.15     11,637.10             0.00         0.00   1,704,638.41
B-2         4,408.76      5,172.34             0.00         0.00     757,660.32
B-3         7,715.11      9,051.32             0.00         0.00   1,325,870.72

- -------------------------------------------------------------------------------
        1,371,663.52  3,428,148.03       687,844.46         0.00 346,306,066.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    777.938559   7.626058     4.522200    12.148258   0.000000    770.312501
A-2    777.938559   7.626058     4.522200    12.148258   0.000000    770.312501
A-3   1183.275239   0.000000     0.000000     0.000000   6.878445   1190.153684
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.336987   0.980955     5.663875     6.644830   0.000000    973.356033
M-2    974.336981   0.980954     5.663877     6.644831   0.000000    973.356027
M-3    974.336981   0.980954     5.663877     6.644831   0.000000    973.356027
B-1    974.336984   0.980957     5.663878     6.644835   0.000000    973.356027
B-2    974.336973   0.980961     5.663875     6.644836   0.000000    973.356012
B-3    974.336999   0.980954     5.663877     6.644831   0.000000    973.356045

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       66,088.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,591.65

SUBSERVICER ADVANCES THIS MONTH                                       36,439.89
MASTER SERVICER ADVANCES THIS MONTH                                    2,237.04


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,272,482.14

 (B)  TWO MONTHLY PAYMENTS:                                    2     410,339.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     214,377.56


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        394,064.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     346,306,066.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,353

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 293,381.28

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,018,603.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.72882530 %     5.18050400 %    1.09067100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.71037960 %     5.19574137 %    1.09387900 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,588,571.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43150985
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.24

POOL TRADING FACTOR:                                                88.98702745


 ................................................................................


Run:        10/26/96     10:11:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    22,030,588.55     6.500000  %    618,433.92
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    18,132,733.21     6.500000  %    284,442.06
A-4   760947AD3    73,800,000.00    70,541,039.89     6.500000  %     83,576.00
A-5   760947AE1    13,209,000.00    15,444,772.32     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,366,426.54     0.000000  %      6,621.16
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.215158  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       814,630.99     6.500000  %      3,628.86
M-2   760947AL5     2,907,400.00     2,604,991.28     6.500000  %     11,604.19
B                     726,864.56       651,260.80     6.500000  %      2,901.10

- -------------------------------------------------------------------------------
                  181,709,071.20   148,509,443.58                  1,011,207.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       119,213.70    737,647.62             0.00         0.00  21,412,154.63
A-2        91,575.11     91,575.11             0.00         0.00  16,923,000.00
A-3        98,121.31    382,563.37             0.00         0.00  17,848,291.15
A-4       381,717.38    465,293.38             0.00         0.00  70,457,463.89
A-5             0.00          0.00        83,576.00         0.00  15,528,348.32
A-6             0.00      6,621.16             0.00         0.00   1,359,805.38
A-7         5,563.56      5,563.56             0.00         0.00           0.00
A-8        26,601.02     26,601.02             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,408.19      8,037.05             0.00         0.00     811,002.13
M-2        14,096.34     25,700.53             0.00         0.00   2,593,387.09
B           3,524.18      6,425.28             0.00         0.00     648,359.70

- -------------------------------------------------------------------------------
          744,820.79  1,756,028.08        83,576.00         0.00 147,581,812.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    506.636661  14.222103     2.741553    16.963656   0.000000    492.414558
A-2   1000.000000   0.000000     5.411281     5.411281   0.000000   1000.000000
A-3    647.597615  10.158645     3.504333    13.662978   0.000000    637.438970
A-4    955.840649   1.132466     5.172322     6.304788   0.000000    954.708183
A-5   1169.261285   0.000000     0.000000     0.000000   6.327201   1175.588487
A-6    781.035355   3.784587     0.000000     3.784587   0.000000    777.250768
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    895.986571   3.991267     4.848427     8.839694   0.000000    891.995304
M-2    895.986545   3.991260     4.848435     8.839695   0.000000    891.995284
B      895.986454   3.991266     4.848427     8.839693   0.000000    891.995202

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,927.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,178.31

SUBSERVICER ADVANCES THIS MONTH                                       10,911.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     907,845.95

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        227,879.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     147,581,812.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          623

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      265,811.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.23338340 %     2.32401300 %    0.44260390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.22835910 %     2.30678101 %    0.44340770 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2153 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,569,156.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     896,783.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00626746
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.23

POOL TRADING FACTOR:                                                81.21873681


 ................................................................................


Run:        10/26/96     10:11:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   145,594,443.49     7.000000  %  1,974,377.32
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00     9,572,198.72     7.000000  %     96,952.07
A-4   760947BA8   100,000,000.00   117,682,567.28     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,174,622.14     0.000000  %      2,610.20
A-6   760947AV3             0.00             0.00     0.362172  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,522,645.85     7.000000  %     11,053.34
M-2   760947AY7     3,940,650.00     3,840,865.67     7.000000  %      3,684.43
M-3   760947AZ4     3,940,700.00     3,840,914.42     7.000000  %      3,684.48
B-1                 2,364,500.00     2,304,626.61     7.000000  %      2,210.76
B-2                   788,200.00       768,241.38     7.000000  %        736.95
B-3                 1,773,245.53     1,705,394.48     7.000000  %      1,635.94

- -------------------------------------------------------------------------------
                  394,067,185.32   348,344,820.04                  2,096,945.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       849,099.40  2,823,476.72             0.00         0.00 143,620,066.17
A-2       287,738.46    287,738.46             0.00         0.00  49,338,300.00
A-3        55,824.58    152,776.65             0.00         0.00   9,475,246.65
A-4             0.00          0.00       686,318.76         0.00 118,368,886.04
A-5             0.00      2,610.20             0.00         0.00   2,172,011.94
A-6       105,109.09    105,109.09             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        67,199.48     78,252.82             0.00         0.00  11,511,592.51
M-2        22,399.73     26,084.16             0.00         0.00   3,837,181.24
M-3        22,400.01     26,084.49             0.00         0.00   3,837,229.94
B-1        13,440.47     15,651.23             0.00         0.00   2,302,415.85
B-2         4,480.35      5,217.30             0.00         0.00     767,504.43
B-3         9,945.77     11,581.71             0.00         0.00   1,703,758.54

- -------------------------------------------------------------------------------
        1,437,637.34  3,534,582.83       686,318.76         0.00 346,934,193.31
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    709.463863   9.620898     4.137557    13.758455   0.000000    699.842964
A-2   1000.000000   0.000000     5.831949     5.831949   0.000000   1000.000000
A-3    765.775898   7.756166     4.465966    12.222132   0.000000    758.019732
A-4   1176.825673   0.000000     0.000000     0.000000   6.863188   1183.688860
A-5    912.966899   1.095835     0.000000     1.095835   0.000000    911.871064
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    974.678214   0.934981     5.684273     6.619254   0.000000    973.743234
M-2    974.678205   0.934980     5.684273     6.619253   0.000000    973.743225
M-3    974.678209   0.934981     5.684272     6.619253   0.000000    973.743228
B-1    974.678203   0.934980     5.684276     6.619256   0.000000    973.743223
B-2    974.678229   0.934978     5.684281     6.619259   0.000000    973.743250
B-3    961.736235   0.922568     5.608795     6.531363   0.000000    960.813667

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       60,075.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    20,240.04

SUBSERVICER ADVANCES THIS MONTH                                       59,088.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   4,321,278.83

 (B)  TWO MONTHLY PAYMENTS:                                    3     914,048.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     369,135.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,550,342.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     346,934,193.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,296

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,076,251.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.07199510 %     5.54768300 %    1.38032170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.05037390 %     5.53015646 %    1.38462950 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3619 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,235.00
      FRAUD AMOUNT AVAILABLE                            3,568,133.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,568,133.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60537032
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.11

POOL TRADING FACTOR:                                                88.03935122


 ................................................................................


Run:        10/26/96     10:11:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   122,479,395.02     6.500000  %  1,399,551.78
A-2   760947BC4     1,321,915.43     1,124,419.24     0.000000  %      5,788.86
A-3   760947BD2             0.00             0.00     0.306760  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,049,616.59     6.500000  %      4,713.50
M-2   760947BG5     2,491,000.00     2,238,523.02     6.500000  %     10,052.51
B                     622,704.85       559,590.16     6.500000  %      2,512.95

- -------------------------------------------------------------------------------
                  155,671,720.28   127,451,544.03                  1,422,619.60
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       662,320.33  2,061,872.11             0.00         0.00 121,079,843.24
A-2             0.00      5,788.86             0.00         0.00   1,118,630.38
A-3        32,526.36     32,526.36             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         5,675.91     10,389.41             0.00         0.00   1,044,903.09
M-2        12,105.05     22,157.56             0.00         0.00   2,228,470.51
B           3,026.04      5,538.99             0.00         0.00     557,077.21

- -------------------------------------------------------------------------------
          715,653.69  2,138,273.29             0.00         0.00 126,028,924.43
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    816.159308   9.326117     4.413468    13.739585   0.000000    806.833191
A-2    850.598468   4.379145     0.000000     4.379145   0.000000    846.219323
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    898.644341   4.035531     4.859512     8.895043   0.000000    894.608810
M-2    898.644328   4.035532     4.859514     8.895046   0.000000    894.608796
B      898.644294   4.035539     4.859509     8.895048   0.000000    894.608754

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,453.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,642.15

SUBSERVICER ADVANCES THIS MONTH                                       10,781.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5     746,816.27

 (B)  TWO MONTHLY PAYMENTS:                                    1     361,009.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     126,028,924.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          536

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      850,113.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.95415390 %     2.60287700 %    0.44296910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.93343860 %     2.59731932 %    0.44598180 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3050 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              658,767.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04391820
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.05

POOL TRADING FACTOR:                                                80.95813691


 ................................................................................


Run:        10/26/96     10:11:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    15,591,078.21     7.750000  %    205,851.04
A-2   760947BS9    40,324,000.00    29,428,369.33     7.750000  %          0.00
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     2,906,216.49     7.750000  %          0.00
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    13,611,038.31     7.750000  %          0.00
A-7   760947BX8    21,500,000.00    25,415,347.77     7.750000  %          0.00
A-8   760947BY6    15,537,000.00     9,499,763.88     7.750000  %    125,426.62
A-9   760947BZ3     2,074,847.12     1,939,331.67     0.000000  %      2,149.10
A-10  760947CE9             0.00             0.00     0.327647  %          0.00
R     760947CA7       355,000.00        39,434.62     7.750000  %         55.73
M-1   760947CB5     4,463,000.00     4,364,062.44     7.750000  %      3,805.89
M-2   760947CC3     2,028,600.00     1,983,629.20     7.750000  %      1,729.92
M-3   760947CD1     1,623,000.00     1,587,020.68     7.750000  %      1,384.04
B-1                   974,000.00       952,407.98     7.750000  %        830.59
B-2                   324,600.00       317,404.14     7.750000  %        276.81
B-3                   730,456.22       714,263.19     7.750000  %        622.91

- -------------------------------------------------------------------------------
                  162,292,503.34   130,220,367.91                    342,132.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       100,641.17    306,492.21             0.00         0.00  15,385,227.17
A-2       189,961.56    189,961.56             0.00         0.00  29,428,369.33
A-3        41,957.82     41,957.82             0.00         0.00   6,500,000.00
A-4        18,759.76     18,759.76             0.00         0.00   2,906,216.49
A-5        99,220.55     99,220.55             0.00         0.00  15,371,000.00
A-6        87,859.91     87,859.91             0.00         0.00  13,611,038.31
A-7             0.00          0.00       164,057.31         0.00  25,579,405.08
A-8        61,321.44    186,748.06             0.00         0.00   9,374,337.26
A-9             0.00      2,149.10             0.00         0.00   1,937,182.57
A-10       35,537.18     35,537.18             0.00         0.00           0.00
R             254.55        310.28             0.00         0.00      39,378.89
M-1        28,170.24     31,976.13             0.00         0.00   4,360,256.55
M-2        12,804.42     14,534.34             0.00         0.00   1,981,899.28
M-3        10,244.30     11,628.34             0.00         0.00   1,585,636.64
B-1         6,147.84      6,978.43             0.00         0.00     951,577.39
B-2         2,048.86      2,325.67             0.00         0.00     317,127.33
B-3         4,610.58      5,233.49             0.00         0.00     713,640.28

- -------------------------------------------------------------------------------
          699,540.18  1,041,672.83       164,057.31         0.00 130,042,292.57
===============================================================================














































Run:        10/26/96     10:11:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    599.656854   7.917348     3.870814    11.788162   0.000000    591.739507
A-2    729.797870   0.000000     4.710881     4.710881   0.000000    729.797871
A-3   1000.000000   0.000000     6.455049     6.455049   0.000000   1000.000000
A-4    581.243298   0.000000     3.751952     3.751952   0.000000    581.243298
A-5   1000.000000   0.000000     6.455048     6.455048   0.000000   1000.000000
A-6    698.467610   0.000000     4.508642     4.508642   0.000000    698.467610
A-7   1182.109199   0.000000     0.000000     0.000000   7.630573   1189.739771
A-8    611.428453   8.072770     3.946801    12.019571   0.000000    603.355684
A-9    934.686537   1.035787     0.000000     1.035787   0.000000    933.650750
R      111.083437   0.156986     0.717042     0.874028   0.000000    110.926451
M-1    977.831602   0.852765     6.311952     7.164717   0.000000    976.978837
M-2    977.831608   0.852765     6.311949     7.164714   0.000000    976.978843
M-3    977.831596   0.852766     6.311953     7.164719   0.000000    976.978829
B-1    977.831602   0.852762     6.311951     7.164713   0.000000    976.978840
B-2    977.831608   0.852773     6.311953     7.164726   0.000000    976.978836
B-3    977.831621   0.852768     6.311946     7.164714   0.000000    976.978853

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,307.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,951.03

SUBSERVICER ADVANCES THIS MONTH                                       31,837.29
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,496,556.99

 (B)  TWO MONTHLY PAYMENTS:                                    2     446,685.98

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        230,251.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     130,042,292.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          497

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       64,376.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.26792370 %     6.18541300 %    1.54666300 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.26405760 %     6.09631860 %    1.54743630 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3276 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,348,433.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26469543
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.10

POOL TRADING FACTOR:                                                80.12834228


 ................................................................................


Run:        10/26/96     10:13:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    22,022,399.42     6.500000  %    101,821.27
A-II  760947BJ9    22,971,650.00    18,639,425.15     7.000000  %    130,091.74
A-II  760947BK6    31,478,830.00    23,284,654.50     7.500000  %    506,000.60
IO    760947BL4             0.00             0.00     0.336987  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00       948,195.71     7.037393  %      3,943.60
M-2   760947BQ3     1,539,985.00     1,403,330.21     7.037393  %      5,836.53
B                     332,976.87       303,429.25     7.037394  %      1,261.98

- -------------------------------------------------------------------------------
                   83,242,471.87    66,601,434.24                    748,955.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       118,967.69    220,788.96             0.00         0.00  21,920,578.15
A-II      108,438.02    238,529.76             0.00         0.00  18,509,333.41
A-III     145,138.31    651,138.91             0.00         0.00  22,778,653.90
IO         18,652.96     18,652.96             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,545.76      9,489.36             0.00         0.00     944,252.11
M-2         8,207.72     14,044.25             0.00         0.00   1,397,493.68
B           1,774.68      3,036.66             0.00         0.00     302,167.27

- -------------------------------------------------------------------------------
          406,725.14  1,155,680.86             0.00         0.00  65,852,478.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    850.998691   3.934620     4.597199     8.531819   0.000000    847.064071
A-II   811.409940   5.663143     4.720515    10.383658   0.000000    805.746797
A-II   739.692501  16.074314     4.610664    20.684978   0.000000    723.618187
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    911.262251   3.789992     5.329744     9.119736   0.000000    907.472259
M-2    911.262259   3.789992     5.329742     9.119734   0.000000    907.472267
B      911.262245   3.789992     5.329737     9.119729   0.000000    907.472253

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:28                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,941.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,115.14

SUBSERVICER ADVANCES THIS MONTH                                       12,385.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,204,403.17

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,852,478.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          313

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      470,965.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.01366670 %     3.53074400 %    0.45558970 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.98509710 %     3.55604807 %    0.45885480 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3357 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              689,639.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62234300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.67

POOL TRADING FACTOR:                                                79.10922999


Run:     10/26/96     10:13:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,817.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,285.35

SUBSERVICER ADVANCES THIS MONTH                                        2,701.96
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     275,349.49

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,766,153.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          107

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        4,314.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.28652820 %     3.28907000 %    0.42440140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.28969329 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04669562
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.69

POOL TRADING FACTOR:                                                84.89416713


Run:     10/26/96     10:13:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4158      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,279.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,329.40

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,263,849.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           88

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       51,069.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.09361230 %     3.45992800 %    0.44645930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.46910106 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.45001191
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              147.71

POOL TRADING FACTOR:                                                80.92414698


Run:     10/26/96     10:13:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4159      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,843.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,957.23

SUBSERVICER ADVANCES THIS MONTH                                        9,683.30
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     929,053.68

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,822,476.45

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          118

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      415,581.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.69345630 %     3.81436000 %    0.49218380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.88090110 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.31182005
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              147.71

POOL TRADING FACTOR:                                                73.02904421


 ................................................................................


Run:        10/26/96     10:11:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00             0.00     8.000000  %          0.00
A-2   760947CG4    28,854,000.00    13,023,660.08     8.000000  %    116,023.14
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    35,412,228.22     8.000000  %    292,979.00
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,414,685.12     0.000000  %      2,668.61
A-12  760947CW9             0.00             0.00     0.335441  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,560,575.57     8.000000  %      4,578.60
M-2   760947CU3     2,572,900.00     2,527,480.75     8.000000  %      2,081.14
M-3   760947CV1     2,058,400.00     2,022,063.20     8.000000  %      1,664.97
B-1                 1,029,200.00     1,011,031.57     8.000000  %        832.49
B-2                   617,500.00       606,599.31     8.000000  %        499.48
B-3                   926,311.44       774,995.57     8.000000  %        638.13

- -------------------------------------------------------------------------------
                  205,832,763.60   155,756,319.39                    421,965.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        86,808.69    202,831.83             0.00         0.00  12,907,636.94
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,873.76      6,873.76             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       236,038.81    529,017.81             0.00         0.00  35,119,249.22
A-8        13,997.47     13,997.47             0.00         0.00   2,100,000.00
A-9        90,423.64     90,423.64             0.00         0.00  13,566,000.00
A-10      338,185.48    338,185.48             0.00         0.00  50,737,000.00
A-11            0.00      2,668.61             0.00         0.00   2,412,016.51
A-12       43,531.31     43,531.31             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        37,063.79     41,642.39             0.00         0.00   5,555,996.97
M-2        16,846.82     18,927.96             0.00         0.00   2,525,399.61
M-3        13,477.98     15,142.95             0.00         0.00   2,020,398.23
B-1         6,738.99      7,571.48             0.00         0.00   1,010,199.08
B-2         4,043.27      4,542.75             0.00         0.00     606,099.83
B-3         5,165.71      5,803.84             0.00         0.00     774,357.44

- -------------------------------------------------------------------------------
        1,065,654.05  1,487,619.61             0.00         0.00 155,334,353.83
===============================================================================










































Run:        10/26/96     10:11:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    451.364112   4.021042     3.008550     7.029592   0.000000    447.343070
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.873760     6.873760   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    710.418445   5.877565     4.735266    10.612831   0.000000    704.540880
A-8   1000.000000   0.000000     6.665462     6.665462   0.000000   1000.000000
A-9   1000.000000   0.000000     6.665461     6.665461   0.000000   1000.000000
A-10  1000.000000   0.000000     6.665461     6.665461   0.000000   1000.000000
A-11   869.263366   0.960674     0.000000     0.960674   0.000000    868.302693
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.347067   0.808868     6.547794     7.356662   0.000000    981.538198
M-2    982.347060   0.808869     6.547794     7.356663   0.000000    981.538190
M-3    982.347066   0.808866     6.547794     7.356660   0.000000    981.538200
B-1    982.347037   0.808871     6.547794     7.356665   0.000000    981.538166
B-2    982.347061   0.808874     6.547806     7.356680   0.000000    981.538186
B-3    836.646873   0.688894     5.576645     6.265539   0.000000    835.957980

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,230.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,793.44

SUBSERVICER ADVANCES THIS MONTH                                       51,310.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,578,923.19

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,369,753.78

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        767,492.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     155,334,353.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          636

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      293,318.83

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.84647660 %     6.59319900 %    1.56032410 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.83085260 %     6.50325866 %    1.56331400 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3360 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,574,469.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,245,346.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.48683352
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.84

POOL TRADING FACTOR:                                                75.46629172


 ................................................................................


Run:        10/26/96     10:11:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00       276,963.58     8.000000  %    276,963.58
A-2   760947CY5    21,457,000.00    11,172,989.79     8.000000  %    913,219.25
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,311,416.10     0.000000  %      1,750.20
A-8   760947DD0             0.00             0.00     0.380921  %          0.00
R     760947DE8       160,000.00        18,798.34     8.000000  %        237.32
M-1   760947DF5     4,067,400.00     4,000,069.47     8.000000  %      3,240.10
M-2   760947DG3     1,355,800.00     1,333,356.47     8.000000  %      1,080.03
M-3   760947DH1     1,694,700.00     1,666,646.44     8.000000  %      1,350.00
B-1                   611,000.00       600,885.70     8.000000  %        486.72
B-2                   474,500.00       466,645.27     8.000000  %        377.99
B-3                   610,170.76       528,580.56     8.000000  %        428.15

- -------------------------------------------------------------------------------
                  135,580,848.50   104,202,351.72                  1,199,133.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         1,845.85    278,809.43             0.00         0.00           0.00
A-2        74,463.68    987,682.93             0.00         0.00  10,259,770.54
A-3        57,015.78     57,015.78             0.00         0.00   8,555,000.00
A-4       325,039.95    325,039.95             0.00         0.00  48,771,000.00
A-5       103,301.53    103,301.53             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      1,750.20             0.00         0.00   1,309,665.90
A-8        33,067.21     33,067.21             0.00         0.00           0.00
R             125.28        362.60             0.00         0.00      18,561.02
M-1        26,658.92     29,899.02             0.00         0.00   3,996,829.37
M-2         8,886.30      9,966.33             0.00         0.00   1,332,276.44
M-3        11,107.56     12,457.56             0.00         0.00   1,665,296.44
B-1         4,004.67      4,491.39             0.00         0.00     600,398.98
B-2         3,110.01      3,488.00             0.00         0.00     466,267.28
B-3         3,522.79      3,950.94             0.00         0.00     528,152.41

- -------------------------------------------------------------------------------
          718,816.20  1,917,949.54             0.00         0.00 103,003,218.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     13.213911  13.213911     0.088065    13.301976   0.000000      0.000000
A-2    520.715374  42.560435     3.470368    46.030803   0.000000    478.154940
A-3   1000.000000   0.000000     6.664615     6.664615   0.000000   1000.000000
A-4   1000.000000   0.000000     6.664615     6.664615   0.000000   1000.000000
A-5   1000.000000   0.000000     6.664615     6.664615   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    961.253022   1.282877     0.000000     1.282877   0.000000    959.970145
R      117.489625   1.483250     0.783000     2.266250   0.000000    116.006375
M-1    983.446297   0.796602     6.554290     7.350892   0.000000    982.649695
M-2    983.446283   0.796600     6.554285     7.350885   0.000000    982.649683
M-3    983.446297   0.796601     6.554293     7.350894   0.000000    982.649696
B-1    983.446318   0.796596     6.554288     7.350884   0.000000    982.649722
B-2    983.446301   0.796607     6.554289     7.350896   0.000000    982.649694
B-3    866.283006   0.701705     5.773449     6.475154   0.000000    865.581317

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,451.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,535.49

SUBSERVICER ADVANCES THIS MONTH                                       16,759.62
MASTER SERVICER ADVANCES THIS MONTH                                      543.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,490,969.69

 (B)  TWO MONTHLY PAYMENTS:                                    2     615,761.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     103,003,218.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          403

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                  63,669.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,114,561.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.64534380 %     6.80339100 %    1.55126540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.55381960 %     6.79046962 %    1.56825940 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3820 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,033,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,662,750.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57630955
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.91

POOL TRADING FACTOR:                                                75.97180540


 ................................................................................


Run:        10/26/96     10:11:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    45,051,642.59     7.699808  %    880,262.70
R     760947DP3           100.00             0.00     7.699808  %          0.00
M-1   760947DL2    12,120,000.00     7,247,576.73     7.699808  %    141,610.18
M-2   760947DM0     3,327,400.00     3,261,212.20     7.699808  %      2,537.95
M-3   760947DN8     2,139,000.00     2,096,451.55     7.699808  %      1,631.51
B-1                   951,000.00       932,082.96     7.699808  %        725.37
B-2                   142,700.00       139,861.46     7.699808  %        108.84
B-3                    95,100.00        93,208.28     7.699808  %         72.54
B-4                   950,747.29       929,349.96     7.699808  %        723.24

- -------------------------------------------------------------------------------
                   95,065,047.29    59,751,385.73                  1,027,672.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         289,045.26  1,169,307.96             0.00         0.00  44,171,379.89
R               0.00          0.00             0.00         0.00           0.00
M-1        46,499.48    188,109.66             0.00         0.00   7,105,966.55
M-2        20,923.50     23,461.45             0.00         0.00   3,258,674.25
M-3        13,450.55     15,082.06             0.00         0.00   2,094,820.04
B-1         5,980.12      6,705.49             0.00         0.00     931,357.59
B-2           897.33      1,006.17             0.00         0.00     139,752.62
B-3           598.01        670.55             0.00         0.00      93,135.74
B-4         5,962.58      6,685.82             0.00         0.00     686,192.04

- -------------------------------------------------------------------------------
          383,356.83  1,411,029.16             0.00         0.00  58,481,278.72
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      597.985673  11.684024     3.836595    15.520619   0.000000    586.301648
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    597.984879  11.684008     3.836591    15.520599   0.000000    586.300871
M-2    980.108253   0.762743     6.288243     7.050986   0.000000    979.345510
M-3    980.108252   0.762744     6.288242     7.050986   0.000000    979.345507
B-1    980.108265   0.762744     6.288244     7.050988   0.000000    979.345521
B-2    980.108339   0.762719     6.288227     7.050946   0.000000    979.345620
B-3    980.108097   0.762776     6.288223     7.050999   0.000000    979.345321
B-4    977.494198   0.760707     6.271467     7.032174   0.000000    721.739675

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:11:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,002.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       102.43

SUBSERVICER ADVANCES THIS MONTH                                       45,432.99
MASTER SERVICER ADVANCES THIS MONTH                                    4,386.17


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   2,651,367.83

 (B)  TWO MONTHLY PAYMENTS:                                    8   1,630,040.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     232,205.66


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      1,812,433.62

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,481,278.72

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          357

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 608,934.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      723,078.38

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.39849000 %    21.09614800 %    3.50536250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.53080380 %    21.30504174 %    3.16415450 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,610,225.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,011,486.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.15538267
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.01

POOL TRADING FACTOR:                                                61.51711947


 ................................................................................


Run:        10/26/96     10:12:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00    53,439,282.07     7.908017  %  1,019,614.99
M-1   760947DR9     2,949,000.00     2,830,078.88     7.908017  %      2,254.63
M-2   760947DS7     1,876,700.00     1,801,020.38     7.908017  %      1,434.81
R     760947DT5           100.00             0.00     7.908017  %          0.00
B-1                 1,072,500.00     1,029,250.48     7.908017  %        819.97
B-2                   375,400.00       360,261.64     7.908017  %        287.01
B-3                   965,295.81       837,664.80     7.908017  %        667.35

- -------------------------------------------------------------------------------
                  107,242,895.81    60,297,558.25                  1,025,078.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         352,110.55  1,371,725.54             0.00         0.00  52,419,667.08
M-1        18,647.34     20,901.97             0.00         0.00   2,827,824.25
M-2        11,866.89     13,301.70             0.00         0.00   1,799,585.57
R               0.00          0.00             0.00         0.00           0.00
B-1         6,781.72      7,601.69             0.00         0.00   1,028,430.51
B-2         2,373.76      2,660.77             0.00         0.00     359,974.63
B-3         5,519.36      6,186.71             0.00         0.00     836,997.45

- -------------------------------------------------------------------------------
          397,299.62  1,422,378.38             0.00         0.00  59,272,479.49
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      534.371980  10.195752     3.520968    13.716720   0.000000    524.176228
M-1    959.674086   0.764541     6.323276     7.087817   0.000000    958.909546
M-2    959.674098   0.764539     6.323275     7.087814   0.000000    958.909559
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    959.674107   0.764541     6.323282     7.087823   0.000000    958.909566
B-2    959.674054   0.764544     6.323282     7.087826   0.000000    958.909510
B-3    867.780416   0.691332     5.717791     6.409123   0.000000    867.089074

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,022.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,951.50

SUBSERVICER ADVANCES THIS MONTH                                       10,694.64
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,276,811.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     149,711.70


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      59,272,479.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          256

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      977,041.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.62594710 %     7.68040900 %    3.69364360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.43845830 %     7.80701239 %    3.75452930 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              826,260.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27438210
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.24

POOL TRADING FACTOR:                                                55.26937616


 ................................................................................


Run:        10/26/96     10:12:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EB3    38,811,257.00    27,424,012.91     7.850000  %    368,996.12
A-2   760947EC1     6,468,543.00     4,570,668.92     9.250000  %     61,499.36
A-3   760947ED9     8,732,000.00     8,732,000.00     8.250000  %          0.00
A-4   760947EE7     3,495,000.00             0.00     8.500000  %          0.00
A-5   760947EF4     2,910,095.00             0.00     8.500000  %          0.00
A-6   760947EG2     9,839,000.00             0.00     8.500000  %          0.00
A-7   760947EL1    45,746,137.00    15,728,376.54     0.000000  %        919.41
A-8   760947EH0             0.00             0.00     0.481035  %          0.00
R-I   760947EJ6           100.00             0.00     8.500000  %          0.00
R-II  760947EK3           100.00             0.00     8.500000  %          0.00
M-1   760947EM9     3,101,663.00     3,069,551.51     8.500000  %      2,006.15
M-2   760947EN7     1,860,998.00     1,841,731.10     8.500000  %      1,203.69
M-3   760947EP2     1,550,831.00     1,534,775.27     8.500000  %      1,003.07
B-1   760947EQ0       558,299.00       552,518.95     8.500000  %        361.11
B-2   760947ER8       248,133.00       245,564.07     8.500000  %        160.49
B-3                   124,066.00       122,781.56     8.500000  %         80.25
B-4                   620,337.16       613,914.83     8.500000  %        401.22

- -------------------------------------------------------------------------------
                  124,066,559.16    64,435,895.66                    436,630.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       179,354.04    548,350.16             0.00         0.00  27,055,016.79
A-2        35,223.46     96,722.82             0.00         0.00   4,509,169.56
A-3        60,017.54     60,017.54             0.00         0.00   8,732,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       125,629.16    126,548.57             0.00         0.00  15,727,457.13
A-8        19,367.61     19,367.61             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,737.24     23,743.39             0.00         0.00   3,067,545.36
M-2        13,042.35     14,246.04             0.00         0.00   1,840,527.41
M-3        10,868.61     11,871.68             0.00         0.00   1,533,772.20
B-1         3,912.70      4,273.81             0.00         0.00     552,157.84
B-2         1,738.98      1,899.47             0.00         0.00     245,403.58
B-3           869.48        949.73             0.00         0.00     122,701.31
B-4         4,347.48      4,748.70             0.00         0.00     613,513.61

- -------------------------------------------------------------------------------
          476,108.65    912,739.52             0.00         0.00  63,999,264.79
===============================================================================















































Run:        10/26/96     10:12:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    706.599452   9.507451     4.621186    14.128637   0.000000    697.092001
A-2    706.599449   9.507452     5.445347    14.952799   0.000000    697.091997
A-3   1000.000000   0.000000     6.873287     6.873287   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    343.818682   0.020098     2.746224     2.766322   0.000000    343.798584
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.647009   0.646798     7.008253     7.655051   0.000000    989.000211
M-2    989.647007   0.646798     7.008256     7.655054   0.000000    989.000209
M-3    989.647015   0.646795     7.008249     7.655044   0.000000    989.000220
B-1    989.647035   0.646804     7.008252     7.655056   0.000000    989.000231
B-2    989.646964   0.646790     7.008258     7.655048   0.000000    989.000173
B-3    989.647123   0.646833     7.008205     7.655038   0.000000    989.000290
B-4    989.647033   0.646793     7.008253     7.655046   0.000000    989.000256

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4164 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,285.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,359.49

SUBSERVICER ADVANCES THIS MONTH                                       25,564.95
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,770,380.33

 (B)  TWO MONTHLY PAYMENTS:                                    1     315,279.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        966,630.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,999,264.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          246

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      394,313.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.44865590 %    10.13761900 %    2.41372470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.37031580 %    10.06549839 %    2.42879020 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4798 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,795.00
      FRAUD AMOUNT AVAILABLE                              787,930.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,932,805.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.17730350
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.16

POOL TRADING FACTOR:                                                51.58462137


 ................................................................................


Run:        10/26/96     10:12:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DZ1   301,391,044.00   170,417,736.92     7.938626  %  4,114,040.50
R     760947EA5           100.00             0.00     7.938626  %          0.00
B-1                 4,660,688.00     4,568,620.70     7.938626  %      3,343.87
B-2                 2,330,345.00     2,284,311.34     7.938626  %      1,671.93
B-3                 2,330,343.10     2,249,295.99     7.938626  %      1,646.30

- -------------------------------------------------------------------------------
                  310,712,520.10   179,519,964.95                  4,120,702.60
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A       1,127,319.75  5,241,360.25             0.00         0.00 166,303,696.42
R               0.00          0.00             0.00         0.00           0.00
B-1        30,221.60     33,565.47             0.00         0.00   4,565,276.83
B-2        15,110.80     16,782.73             0.00         0.00   2,282,639.41
B-3        14,879.18     16,525.48             0.00         0.00   2,247,649.69

- -------------------------------------------------------------------------------
        1,187,531.33  5,308,233.93             0.00         0.00 175,399,262.35
===============================================================================












Run:        10/26/96     10:12:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      565.437296  13.650175     3.740389    17.390564   0.000000    551.787121
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    980.245985   0.717463     6.484365     7.201828   0.000000    979.528522
B-2    980.245989   0.717460     6.484362     7.201822   0.000000    979.528529
B-3    965.220954   0.706458     6.384974     7.091432   0.000000    964.514491

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4165 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,628.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       156.24

SUBSERVICER ADVANCES THIS MONTH                                      115,934.50
MASTER SERVICER ADVANCES THIS MONTH                                    1,425.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    32   8,656,975.11

 (B)  TWO MONTHLY PAYMENTS:                                    9   2,195,949.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,017,861.56


FORECLOSURES
  NUMBER OF LOANS                                                            14
  AGGREGATE PRINCIPAL BALANCE                                      3,861,885.98

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     175,399,262.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          724

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 195,689.20

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,989,308.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.92968480 %     5.07031520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.81436480 %     5.18563520 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,700.00
      FRAUD AMOUNT AVAILABLE                            4,421,502.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,210,751.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.53493042
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.94

POOL TRADING FACTOR:                                                56.45065809


 ................................................................................


Run:        10/26/96     10:12:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947FE6    34,803,800.00    23,687,690.18     7.650000  %    307,535.32
A-2   760947FF3    40,142,000.00    40,142,000.00     7.950000  %          0.00
A-3   760947FG1     9,521,000.00     9,521,000.00     8.100000  %          0.00
A-4   760947FH9     3,868,000.00             0.00     8.500000  %          0.00
A-5   760947FJ5     6,539,387.00             0.00     8.500000  %          0.00
A-6   760947FK2    16,968,000.00             0.00     8.500000  %          0.00
A-7   760947FR7    64,384,584.53    16,695,708.32     0.000000  %        468.00
A-8   760947FL0             0.00             0.00     8.500000  %          0.00
A-9   760947FM8             0.00             0.00     0.455447  %          0.00
R-I   760947FN6           100.00             0.00     8.500000  %          0.00
R-II  760947FQ9           100.00             0.00     8.500000  %          0.00
M-1   760947FS5     4,724,582.00     4,678,307.06     8.500000  %      3,130.05
M-2   760947FT3     2,834,750.00     2,806,985.02     8.500000  %      1,878.03
M-3   760947FU0     2,362,291.00     2,339,153.50     8.500000  %      1,565.03
B-1   760947FV8       944,916.00       935,661.02     8.500000  %        626.01
B-2   760947FW6       566,950.00       561,397.01     8.500000  %        375.61
B-3                   377,967.00       374,264.99     8.500000  %        250.40
B-4                   944,921.62       935,666.54     8.500000  %        626.02

- -------------------------------------------------------------------------------
                  188,983,349.15   102,677,833.64                    316,454.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       150,977.01    458,512.33             0.00         0.00  23,380,154.86
A-2       265,884.38    265,884.38             0.00         0.00  40,142,000.00
A-3        64,253.13     64,253.13             0.00         0.00   9,521,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       128,977.90    129,445.90             0.00         0.00  16,695,240.32
A-8        29,176.93     29,176.93             0.00         0.00           0.00
A-9        33,507.30     33,507.30             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        33,130.99     36,261.04             0.00         0.00   4,675,177.01
M-2        19,878.60     21,756.63             0.00         0.00   2,805,106.99
M-3        16,565.49     18,130.52             0.00         0.00   2,337,588.47
B-1         6,626.20      7,252.21             0.00         0.00     935,035.01
B-2         3,975.72      4,351.33             0.00         0.00     561,021.40
B-3         2,650.48      2,900.88             0.00         0.00     374,014.59
B-4         6,626.24      7,252.26             0.00         0.00     935,040.52

- -------------------------------------------------------------------------------
          762,230.37  1,078,684.84             0.00         0.00 102,361,379.17
===============================================================================













































Run:        10/26/96     10:12:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    680.606433   8.836257     4.337946    13.174203   0.000000    671.770176
A-2   1000.000000   0.000000     6.623596     6.623596   0.000000   1000.000000
A-3   1000.000000   0.000000     6.748569     6.748569   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    259.312201   0.007269     2.003242     2.010511   0.000000    259.304932
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.205495   0.662503     7.012470     7.674973   0.000000    989.542992
M-2    990.205493   0.662503     7.012470     7.674973   0.000000    989.542990
M-3    990.205483   0.662505     7.012468     7.674973   0.000000    989.542978
B-1    990.205500   0.662503     7.012475     7.674978   0.000000    989.542996
B-2    990.205503   0.662510     7.012470     7.674980   0.000000    989.542993
B-3    990.205468   0.662492     7.012464     7.674956   0.000000    989.542976
B-4    990.205452   0.662489     7.012476     7.674965   0.000000    989.542942

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4167 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,539.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,018.86

SUBSERVICER ADVANCES THIS MONTH                                       26,038.45
MASTER SERVICER ADVANCES THIS MONTH                                    2,988.77


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,412,197.70

 (B)  TWO MONTHLY PAYMENTS:                                    3     488,227.65

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     232,841.35


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     102,361,379.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          397

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 354,281.14

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      247,664.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.63201840 %     9.61953700 %    2.74844430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.60193410 %     9.59138354 %    2.75512960 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4553 %

      BANKRUPTCY AMOUNT AVAILABLE                         134,050.00
      FRAUD AMOUNT AVAILABLE                            1,168,540.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,932.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.21061353
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.87

POOL TRADING FACTOR:                                                54.16423173


 ................................................................................


Run:        10/26/96     10:12:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4168 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EU1    54,360,000.00    17,465,038.17     8.000000  %    805,320.26
A-2   760947EV9    18,250,000.00    18,250,000.00     8.000000  %          0.00
A-3   760947EW7     6,624,000.00     6,624,000.00     8.000000  %          0.00
A-4   760947EX5    20,796,315.00    20,796,315.00     8.000000  %          0.00
A-5   760947EY3     1,051,485.04       948,338.36     0.000000  %      5,113.81
A-6   760947EZ0             0.00             0.00     0.378192  %          0.00
R     760947FA4           100.00             0.00     8.000000  %          0.00
M-1   760947FB2     1,575,400.00     1,491,792.15     8.000000  %      5,405.69
M-2   760947FC0       525,100.00       497,232.49     8.000000  %      1,801.78
M-3   760947FD8       525,100.00       497,232.49     8.000000  %      1,801.78
B-1                   630,100.00       596,660.05     8.000000  %      2,162.07
B-2                   315,000.00       298,282.67     8.000000  %      1,080.86
B-3                   367,575.59       348,068.02     8.000000  %      1,261.27

- -------------------------------------------------------------------------------
                  105,020,175.63    67,812,959.40                    823,947.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       116,371.05    921,691.31             0.00         0.00  16,659,717.91
A-2       121,601.32    121,601.32             0.00         0.00  18,250,000.00
A-3        44,136.28     44,136.28             0.00         0.00   6,624,000.00
A-4       138,567.63    138,567.63             0.00         0.00  20,796,315.00
A-5             0.00      5,113.81             0.00         0.00     943,224.55
A-6        21,360.45     21,360.45             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         9,939.94     15,345.63             0.00         0.00   1,486,386.46
M-2         3,313.10      5,114.88             0.00         0.00     495,430.71
M-3         3,313.10      5,114.88             0.00         0.00     495,430.71
B-1         3,975.59      6,137.66             0.00         0.00     594,497.98
B-2         1,987.48      3,068.34             0.00         0.00     297,201.81
B-3         2,319.20      3,580.47             0.00         0.00     346,806.75

- -------------------------------------------------------------------------------
          466,885.14  1,290,832.66             0.00         0.00  66,989,011.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    321.284735  14.814574     2.140748    16.955322   0.000000    306.470160
A-2   1000.000000   0.000000     6.663086     6.663086   0.000000   1000.000000
A-3   1000.000000   0.000000     6.663086     6.663086   0.000000   1000.000000
A-4   1000.000000   0.000000     6.663086     6.663086   0.000000   1000.000000
A-5    901.903806   4.863417     0.000000     4.863417   0.000000    897.040390
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    946.929129   3.431313     6.309471     9.740784   0.000000    943.497816
M-2    946.929137   3.431308     6.309465     9.740773   0.000000    943.497829
M-3    946.929137   3.431308     6.309465     9.740773   0.000000    943.497829
B-1    946.929138   3.431312     6.309459     9.740771   0.000000    943.497826
B-2    946.929111   3.431302     6.309460     9.740762   0.000000    943.497810
B-3    946.929093   3.431321     6.309451     9.740772   0.000000    943.497771

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4168 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,641.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,062.05

SUBSERVICER ADVANCES THIS MONTH                                       19,295.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,358,781.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        461,723.22

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,989,011.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          321

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      577,465.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.42265910 %     1.85899600 %    3.71834480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.37397210 %     1.84882043 %    3.75080380 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3774 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              759,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     525,100.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59118753
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              152.62

POOL TRADING FACTOR:                                                63.78680237


 ................................................................................


Run:        10/26/96     10:12:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4169 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947FZ9    95,824,102.00    54,319,637.72     7.874827  %    863,580.79
R     760947GA3           100.00             0.00     7.874827  %          0.00
M-1   760947GB1    16,170,335.00     9,166,439.37     7.874827  %    145,729.27
M-2   760947GC9     3,892,859.00     3,799,695.79     7.874827  %      4,223.09
M-3   760947GD7     1,796,704.00     1,753,705.59     7.874827  %      1,949.12
B-1                 1,078,022.00     1,052,222.96     7.874827  %      1,169.47
B-2                   299,451.00       292,284.59     7.874827  %        324.85
B-3                   718,681.74       581,744.01     7.874827  %        646.54

- -------------------------------------------------------------------------------
                  119,780,254.74    70,965,730.03                  1,017,623.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         356,367.41  1,219,948.20             0.00         0.00  53,456,056.93
R               0.00          0.00             0.00         0.00           0.00
M-1        60,137.01    205,866.28             0.00         0.00   9,020,710.10
M-2        24,928.15     29,151.24             0.00         0.00   3,795,472.70
M-3        11,505.30     13,454.42             0.00         0.00   1,751,756.47
B-1         6,903.17      8,072.64             0.00         0.00   1,051,053.49
B-2         1,917.56      2,242.41             0.00         0.00     291,959.74
B-3         3,816.57      4,463.11             0.00         0.00     541,906.20

- -------------------------------------------------------------------------------
          465,575.17  1,483,198.30             0.00         0.00  69,908,915.63
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      566.868216   9.012146     3.718975    12.731121   0.000000    557.856070
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    566.867623   9.012137     3.718971    12.731108   0.000000    557.855487
M-2    976.068178   1.084830     6.403558     7.488388   0.000000    974.983348
M-3    976.068173   1.084831     6.403559     7.488390   0.000000    974.983342
B-1    976.068169   1.084829     6.403552     7.488381   0.000000    974.983340
B-2    976.068171   1.084819     6.403585     7.488404   0.000000    974.983353
B-3    809.459845   0.899619     5.310515     6.210134   0.000000    754.028063

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4169 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,006.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,669.61

SUBSERVICER ADVANCES THIS MONTH                                       23,477.75
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   1,438,917.45

 (B)  TWO MONTHLY PAYMENTS:                                    4     733,314.55

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                        981,133.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,908,915.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          694

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      728,919.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         76.54347770 %    20.74218200 %    2.71434050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            76.46529270 %    20.83845692 %    2.69625040 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,728,442.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,261,843.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32803523
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.12

POOL TRADING FACTOR:                                                58.36430702


 ................................................................................


Run:        10/26/96     10:13:32                                    REPT1B.FRG
Page:         1 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   10023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
I A   760947GE5    94,065,000.00    59,350,460.54     7.871057  %  1,852,012.44
II A  760947GF2   199,529,000.00   119,982,703.23     7.191435  %  4,178,116.72
III   760947GG0   151,831,000.00   112,649,537.70     7.086553  %  1,729,132.65
R     760947GL9         1,000.00           630.95     7.871057  %         19.69
I M   760947GH8    10,069,000.00     9,776,600.16     7.871057  %     17,356.41
II M  760947GJ4    21,982,000.00    21,306,210.91     7.191435  %     40,716.99
III   760947GK1    12,966,000.00    12,459,748.52     7.086553  %     33,789.99
I B                 1,855,785.84     1,801,894.55     7.871057  %      3,198.91
II B                3,946,359.39     3,825,037.10     7.191435  %      7,309.79
III                 2,509,923.08     2,411,924.29     7.086553  %      6,540.97

- -------------------------------------------------------------------------------
                  498,755,068.31   343,564,747.95                  7,868,194.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
I A       389,144.97  2,241,157.41             0.00         0.00  57,498,448.10
II A      718,767.55  4,896,884.27             0.00         0.00 115,804,586.51
III A     664,995.60  2,394,128.25             0.00         0.00 110,920,405.05
R               4.14         23.83             0.00         0.00         611.26
I M        64,102.53     81,458.94             0.00         0.00   9,759,243.75
II M      127,636.84    168,353.83             0.00         0.00  21,265,493.92
III M      73,552.70    107,342.69             0.00         0.00  12,425,958.53
I B        11,814.54     15,013.45             0.00         0.00   1,798,695.64
II B       22,914.24     30,224.03             0.00         0.00   3,817,727.31
III B      14,238.14     20,779.11             0.00         0.00   2,405,383.32

- -------------------------------------------------------------------------------
        2,087,171.25  9,955,365.81             0.00         0.00 335,696,553.39
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
I A    630.951582  19.688646     4.136979    23.825625   0.000000    611.262936
II A   601.329647  20.939897     3.602321    24.542218   0.000000    580.389750
III    741.940300  11.388535     4.379841    15.768376   0.000000    730.551765
R      630.950000  19.690000     4.140000    23.830000   0.000000    611.260000
I M    970.960389   1.723747     6.366325     8.090072   0.000000    969.236642
II M   969.257161   1.852288     5.806425     7.658713   0.000000    967.404873
III    960.955462   2.606046     5.672736     8.278782   0.000000    958.349416
I B    970.960394   1.723747     6.366327     8.090074   0.000000    969.236647
II B   969.257161   1.852288     5.806425     7.658713   0.000000    967.404874
III    960.955461   2.606046     5.672740     8.278786   0.000000    958.349415

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:33                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,802.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,092.55

SUBSERVICER ADVANCES THIS MONTH                                       51,717.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    78   5,022,571.82

 (B)  TWO MONTHLY PAYMENTS:                                    9     737,227.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     246,085.99


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                        274,516.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     335,696,553.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        3,756

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    7,119,126.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.98640630 %    12.67375700 %    2.33983730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            84.66695530 %    12.94344424 %    2.38960040 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.67584200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              267.98

POOL TRADING FACTOR:                                                67.30689565


Run:     10/26/96     10:13:33                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP I)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,571.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,502.89

SUBSERVICER ADVANCES THIS MONTH                                       13,454.63
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   1,131,719.40

 (B)  TWO MONTHLY PAYMENTS:                                    3     248,468.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     217,326.79


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                         14,554.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,056,998.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          986

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,746,666.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.67607180 %    13.78352900 %    2.54039910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    14.13215739 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          80,000.00
      FRAUD AMOUNT AVAILABLE                            5,019,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,041,276.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26584282
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              275.82

POOL TRADING FACTOR:                                                65.15377558


Run:     10/26/96     10:13:34                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10024 GROUP II)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10024
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,793.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,729.58

SUBSERVICER ADVANCES THIS MONTH                                       22,267.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    30   2,383,438.38

 (B)  TWO MONTHLY PAYMENTS:                                    3     246,106.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      28,759.20


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        109,404.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     140,887,807.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,434

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,948,825.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.68171480 %    14.68240000 %    2.63588520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    15.09392066 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          90,000.00
      FRAUD AMOUNT AVAILABLE                            6,763,721.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,362,105.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56386498
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              281.13

POOL TRADING FACTOR:                                                62.48977994


Run:     10/26/96     10:13:34                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10025  GROUP III)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10025
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,437.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,860.08

SUBSERVICER ADVANCES THIS MONTH                                       15,995.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    25   1,507,414.04

 (B)  TWO MONTHLY PAYMENTS:                                    3     242,652.37

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        150,558.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     125,751,746.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,336

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,423,634.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.33788300 %     9.77072600 %    1.89139070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     9.88134069 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                            3,179,724.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,368,591.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.47729735
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              248.94

POOL TRADING FACTOR:                                                75.16230923

 ................................................................................


Run:        10/26/96     10:12:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HB0    10,285,000.00       828,072.02     8.250000  %    149,563.64
A-2   760947HC8    10,286,000.00       828,152.53     7.750000  %    149,578.18
A-3   760947HD6    25,078,000.00     2,019,094.80     8.000000  %    364,682.25
A-4   760947HE4     1,719,000.00     1,719,000.00     8.000000  %          0.00
A-5   760947HF1    22,300,000.00    22,300,000.00     8.000000  %          0.00
A-6   760947HG9    17,800,000.00    17,800,000.00     7.100000  %          0.00
A-7   760947HH7     5,280,000.00     5,280,000.00     7.750000  %          0.00
A-8   760947HJ3     7,200,000.00     7,200,000.00     7.750000  %          0.00
A-9   760947HK0             0.00             0.00     8.000000  %          0.00
A-10  760947HL8       569,607.66       510,581.94     0.000000  %      3,218.80
R-I   760947HM6         1,000.00         1,000.00     8.000000  %          0.00
R-II  760947HN4         1,000.00         1,000.00     8.000000  %          0.00
M-1   760947HP9     1,574,800.00     1,500,791.82     8.000000  %      5,155.17
M-2   760947HQ7     1,049,900.00     1,000,559.65     8.000000  %      3,436.89
M-3   760947HR5       892,400.00       850,461.39     8.000000  %      2,921.31
B-1                   209,800.00       199,940.40     8.000000  %        686.79
B-2                   367,400.00       350,133.92     8.000000  %      1,202.70
B-3                   367,731.33       350,449.70     8.000000  %      1,203.79

- -------------------------------------------------------------------------------
                  104,981,638.99    62,739,238.17                    681,649.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1         5,684.80    155,248.44             0.00         0.00     678,508.38
A-2         5,340.78    154,918.96             0.00         0.00     678,574.35
A-3        13,441.23    378,123.48             0.00         0.00   1,654,412.55
A-4        11,443.48     11,443.48             0.00         0.00   1,719,000.00
A-5       148,452.41    148,452.41             0.00         0.00  22,300,000.00
A-6       105,164.88    105,164.88             0.00         0.00  17,800,000.00
A-7        34,050.85     34,050.85             0.00         0.00   5,280,000.00
A-8        46,432.98     46,432.98             0.00         0.00   7,200,000.00
A-9        15,927.01     15,927.01             0.00         0.00           0.00
A-10            0.00      3,218.80             0.00         0.00     507,363.14
R-I             6.66          6.66             0.00         0.00       1,000.00
R-II            6.68          6.68             0.00         0.00       1,000.00
M-1         9,990.86     15,146.03             0.00         0.00   1,495,636.65
M-2         6,660.79     10,097.68             0.00         0.00     997,122.76
M-3         5,661.57      8,582.88             0.00         0.00     847,540.08
B-1         1,331.02      2,017.81             0.00         0.00     199,253.61
B-2         2,330.87      3,533.57             0.00         0.00     348,931.22
B-3         2,332.96      3,536.75             0.00         0.00     349,245.91

- -------------------------------------------------------------------------------
          414,259.83  1,095,909.35             0.00         0.00  62,057,588.65
===============================================================================













































Run:        10/26/96     10:12:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     80.512593  14.541919     0.552727    15.094646   0.000000     65.970674
A-2     80.512593  14.541919     0.519228    15.061147   0.000000     65.970674
A-3     80.512593  14.541919     0.535977    15.077896   0.000000     65.970674
A-4   1000.000000   0.000000     6.657056     6.657056   0.000000   1000.000000
A-5   1000.000000   0.000000     6.657059     6.657059   0.000000   1000.000000
A-6   1000.000000   0.000000     5.908139     5.908139   0.000000   1000.000000
A-7   1000.000000   0.000000     6.449025     6.449025   0.000000   1000.000000
A-8   1000.000000   0.000000     6.449025     6.449025   0.000000   1000.000000
A-10   896.374778   5.650907     0.000000     5.650907   0.000000    890.723871
R-I   1000.000000   0.000000     6.660000     6.660000   0.000000   1000.000000
R-II  1000.000000   0.000000     6.680000     6.680000   0.000000   1000.000000
M-1    953.004712   3.273539     6.344209     9.617748   0.000000    949.731172
M-2    953.004715   3.273540     6.344214     9.617754   0.000000    949.731174
M-3    953.004695   3.273543     6.344207     9.617750   0.000000    949.731152
B-1    953.004766   3.273546     6.344233     9.617779   0.000000    949.731220
B-2    953.004682   3.273544     6.344230     9.617774   0.000000    949.731138
B-3    953.004739   3.273450     6.344197     9.617647   0.000000    949.731180

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4170 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,011.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,451.22

SPREAD                                                                21,542.09

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      62,057,588.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          241

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      465,834.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.16659380 %     5.38628500 %    1.44712110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.11500450 %     5.38258022 %    1.45804620 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              677,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     524,908.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65758392
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.77

POOL TRADING FACTOR:                                                59.11280225


 ................................................................................


Run:        10/26/96     10:12:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4171 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947GN5    42,847,629.00     6,503,992.95     7.650000  %    490,418.27
A-2   760947GP0    20,646,342.00    20,646,342.00     8.000000  %          0.00
A-3   760947GQ8    10,027,461.00     5,384,791.87     8.000000  %     62,647.83
A-4   760947GR6    21,739,268.00    21,739,268.00     8.000000  %          0.00
A-5   760947GS4             0.00             0.00     0.350000  %          0.00
A-6   760947HA2             0.00             0.00     0.846314  %          0.00
R-I   760947GV7           100.00             0.00     8.000000  %          0.00
R-II  760947GW5           100.00             0.00     8.000000  %          0.00
M-1   760947GX3     2,809,400.00     2,782,690.32     8.000000  %      1,986.06
M-2   760947GY1     1,277,000.00     1,264,859.24     8.000000  %        902.75
M-3   760947GZ8     1,277,000.00     1,264,859.24     8.000000  %        902.75
B-1                   613,000.00       607,172.04     8.000000  %        433.35
B-2                   408,600.00       404,715.34     8.000000  %        288.85
B-3                   510,571.55       505,717.42     8.000000  %        360.95

- -------------------------------------------------------------------------------
                  102,156,471.55    61,104,408.42                    557,940.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        41,448.88    531,867.15             0.00         0.00   6,013,574.68
A-2       137,595.55    137,595.55             0.00         0.00  20,646,342.00
A-3        35,886.42     98,534.25             0.00         0.00   5,322,144.04
A-4       144,879.25    144,879.25             0.00         0.00  21,739,268.00
A-5         1,896.36      1,896.36             0.00         0.00           0.00
A-6        43,079.96     43,079.96             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,544.97     20,531.03             0.00         0.00   2,780,704.26
M-2         8,429.53      9,332.28             0.00         0.00   1,263,956.49
M-3         8,429.53      9,332.28             0.00         0.00   1,263,956.49
B-1         4,046.44      4,479.79             0.00         0.00     606,738.69
B-2         2,697.18      2,986.03             0.00         0.00     404,426.49
B-3         3,370.31      3,731.26             0.00         0.00     505,356.47

- -------------------------------------------------------------------------------
          450,304.38  1,008,245.19             0.00         0.00  60,546,467.61
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    151.793532  11.445634     0.967355    12.412989   0.000000    140.347898
A-2   1000.000000   0.000000     6.664403     6.664403   0.000000   1000.000000
A-3    537.004519   6.247626     3.578814     9.826440   0.000000    530.756893
A-4   1000.000000   0.000000     6.664403     6.664403   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.492746   0.706934     6.601043     7.307977   0.000000    989.785812
M-2    990.492749   0.706930     6.601042     7.307972   0.000000    989.785818
M-3    990.492749   0.706930     6.601042     7.307972   0.000000    989.785818
B-1    990.492724   0.706933     6.601044     7.307977   0.000000    989.785791
B-2    990.492756   0.706926     6.601028     7.307954   0.000000    989.785830
B-3    990.492753   0.706933     6.601053     7.307986   0.000000    989.785800

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4171 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,502.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,571.12

SUBSERVICER ADVANCES THIS MONTH                                       24,634.11
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,533,671.94

 (B)  TWO MONTHLY PAYMENTS:                                    1     347,769.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,012,737.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,546,467.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          246

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      514,329.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.82238810 %     8.69398600 %    2.48362570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.72743670 %     8.76783973 %    2.50472360 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8486 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              660,280.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,837.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16985918
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              330.93

POOL TRADING FACTOR:                                                59.26836224


 ................................................................................


Run:        10/26/96     10:12:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HS3    23,188,000.00    19,478,223.77     6.600000  %    405,421.91
A-2   760947HT1    23,921,333.00    21,448,148.84     7.000000  %    270,281.27
A-3   760947HU8    12,694,000.00    12,694,000.00     6.700000  %          0.00
A-4   760947HV6    12,686,000.00    12,686,000.00     6.950000  %          0.00
A-5   760947HW4     9,469,000.00     9,469,000.00     7.100000  %          0.00
A-6   760947HX2     6,661,000.00     6,661,000.00     7.250000  %          0.00
A-7   760947HY0     7,808,000.00             0.00     8.000000  %          0.00
A-8   760947HZ7    18,690,000.00     7,380,929.86     8.000000  %    220,297.94
A-9   760947JF9    63,512,857.35    33,975,078.04     0.000000  %    231,664.71
A-10  760947JA0     8,356,981.00             0.00     8.000000  %          0.00
A-11  760947JB8             0.00             0.00     8.000000  %          0.00
A-12  760947JC6             0.00             0.00     0.492777  %          0.00
R-I   760947JD4           100.00             0.00     8.000000  %          0.00
R-II  760947JE2           100.00             0.00     8.000000  %          0.00
M-1   760947JG7     5,499,628.00     5,439,055.24     8.000000  %      3,717.81
M-2   760947JH5     2,499,831.00     2,472,297.93     8.000000  %      1,689.92
M-3   760947JJ1     2,499,831.00     2,472,297.93     8.000000  %      1,689.92
B-1   760947JK8       799,945.00       791,134.42     8.000000  %        540.77
B-2   760947JL6       699,952.00       692,242.75     8.000000  %        473.18
B-3                   999,934.64       988,921.39     8.000000  %        675.96

- -------------------------------------------------------------------------------
                  199,986,492.99   136,648,330.17                  1,136,453.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       107,112.29    512,534.20             0.00         0.00  19,072,801.86
A-2       125,093.25    395,374.52             0.00         0.00  21,177,867.57
A-3        70,862.96     70,862.96             0.00         0.00  12,694,000.00
A-4        73,460.78     73,460.78             0.00         0.00  12,686,000.00
A-5        56,015.54     56,015.54             0.00         0.00   9,469,000.00
A-6        40,236.80     40,236.80             0.00         0.00   6,661,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        49,197.96    269,495.90             0.00         0.00   7,160,631.92
A-9       238,629.26    470,293.97             0.00         0.00  33,743,413.33
A-10            0.00          0.00             0.00         0.00           0.00
A-11       63,164.23     63,164.23             0.00         0.00           0.00
A-12       56,104.88     56,104.88             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        36,254.30     39,972.11             0.00         0.00   5,435,337.43
M-2        16,479.23     18,169.15             0.00         0.00   2,470,608.01
M-3        16,479.23     18,169.15             0.00         0.00   2,470,608.01
B-1         5,273.35      5,814.12             0.00         0.00     790,593.65
B-2         4,614.18      5,087.36             0.00         0.00     691,769.57
B-3         6,591.71      7,267.67             0.00         0.00     988,245.43

- -------------------------------------------------------------------------------
          965,569.95  2,102,023.34             0.00         0.00 135,511,876.78
===============================================================================







































Run:        10/26/96     10:12:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    840.013100  17.484126     4.619298    22.103424   0.000000    822.528975
A-2    896.611775  11.298755     5.229360    16.528115   0.000000    885.313020
A-3   1000.000000   0.000000     5.582398     5.582398   0.000000   1000.000000
A-4   1000.000000   0.000000     5.790697     5.790697   0.000000   1000.000000
A-5   1000.000000   0.000000     5.915676     5.915676   0.000000   1000.000000
A-6   1000.000000   0.000000     6.040655     6.040655   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    394.913315  11.786942     2.632315    14.419257   0.000000    383.126374
A-9    534.932287   3.647525     3.757180     7.404705   0.000000    531.284763
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.986026   0.676011     6.592137     7.268148   0.000000    988.310015
M-2    988.986027   0.676014     6.592138     7.268152   0.000000    988.310014
M-3    988.986027   0.676014     6.592138     7.268152   0.000000    988.310014
B-1    988.986018   0.676009     6.592141     7.268150   0.000000    988.310009
B-2    988.986030   0.676018     6.592138     7.268156   0.000000    988.310013
B-3    988.986030   0.676004     6.592141     7.268145   0.000000    988.310026

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4172 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,172.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,339.82

SUBSERVICER ADVANCES THIS MONTH                                       28,689.35
MASTER SERVICER ADVANCES THIS MONTH                                    5,519.59


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,502,661.71

 (B)  TWO MONTHLY PAYMENTS:                                    1     253,891.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     294,856.88


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        650,671.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,511,876.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          460

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 668,983.63

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,043,036.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.57776010 %     7.61027000 %    1.81196960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.50542730 %     7.65730185 %    1.82587980 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4947 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,531.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78511174
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.15

POOL TRADING FACTOR:                                                67.76051460


 ................................................................................


Run:        10/26/96     10:12:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947JM4    55,601,800.00    47,423,157.41     6.600000  %    693,967.07
A-2   760947JN2     8,936,000.00     8,936,000.00     5.700000  %          0.00
A-3   760947JP7    20,970,000.00    12,520,000.00     7.500000  %          0.00
A-4   760947JQ5    38,235,000.00    35,332,566.85     7.200000  %          0.00
A-5   760947JR3     6,989,000.00             0.00     7.500000  %          0.00
A-6   760947KB6    72,376,561.40    62,474,897.61     7.500000  %          0.00
A-7   760947JS1     5,000,000.00     4,315,962.00     7.500000  %          0.00
A-8   760947JT9     8,040,000.00             0.00     7.500000  %          0.00
A-9   760947JU6       142,330.60       138,035.87     0.000000  %        191.40
A-10  760947JV4             0.00             0.00     0.615244  %          0.00
R-I   760947JW2           100.00             0.00     7.500000  %          0.00
R-II  760947JX0           100.00             0.00     7.500000  %          0.00
M-1   760947JY8     5,767,800.00     5,713,808.61     7.500000  %      4,274.03
M-2   760947JZ5     2,883,900.00     2,856,904.27     7.500000  %      2,137.01
M-3   760947KA8     2,883,900.00     2,856,904.27     7.500000  %      2,137.01
B-1                   922,800.00       914,161.82     7.500000  %        683.81
B-2                   807,500.00       799,941.14     7.500000  %        598.37
B-3                 1,153,493.52     1,142,695.89     7.500000  %        854.76

- -------------------------------------------------------------------------------
                  230,710,285.52   185,425,035.74                    704,843.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       260,526.85    954,493.92             0.00         0.00  46,729,190.34
A-2        42,397.09     42,397.09             0.00         0.00   8,936,000.00
A-3        78,159.84     78,159.84             0.00         0.00  12,520,000.00
A-4       211,751.14    211,751.14             0.00         0.00  35,332,566.85
A-5             0.00          0.00             0.00         0.00           0.00
A-6       444,025.13    444,025.13             0.00         0.00  62,474,897.61
A-7        30,674.68     30,674.68             0.00         0.00   4,315,962.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00        191.40             0.00         0.00     137,844.47
A-10       94,958.47     94,958.47             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        35,670.15     39,944.18             0.00         0.00   5,709,534.58
M-2        17,835.08     19,972.09             0.00         0.00   2,854,767.26
M-3        17,835.08     19,972.09             0.00         0.00   2,854,767.26
B-1         5,706.93      6,390.74             0.00         0.00     913,478.01
B-2         4,993.87      5,592.24             0.00         0.00     799,342.77
B-3         7,133.62      7,988.38             0.00         0.00   1,141,841.13

- -------------------------------------------------------------------------------
        1,251,667.93  1,956,511.39             0.00         0.00 184,720,192.28
===============================================================================













































Run:        10/26/96     10:12:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    852.906874  12.481018     4.685583    17.166601   0.000000    840.425856
A-2   1000.000000   0.000000     4.744527     4.744527   0.000000   1000.000000
A-3    597.043395   0.000000     3.727222     3.727222   0.000000    597.043395
A-4    924.089626   0.000000     5.538149     5.538149   0.000000    924.089626
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    863.192398   0.000000     6.134930     6.134930   0.000000    863.192398
A-7    863.192400   0.000000     6.134936     6.134936   0.000000    863.192400
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    969.825673   1.344757     0.000000     1.344757   0.000000    968.480917
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.639171   0.741016     6.184360     6.925376   0.000000    989.898155
M-2    990.639159   0.741014     6.184361     6.925375   0.000000    989.898145
M-3    990.639159   0.741014     6.184361     6.925375   0.000000    989.898145
B-1    990.639163   0.741016     6.184363     6.925379   0.000000    989.898147
B-2    990.639183   0.741015     6.184359     6.925374   0.000000    989.898167
B-3    990.639193   0.741018     6.184361     6.925379   0.000000    989.898175

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4174 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,474.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,048.44

SUBSERVICER ADVANCES THIS MONTH                                       36,547.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,415,997.28

 (B)  TWO MONTHLY PAYMENTS:                                    1     227,026.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     270,470.39


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        836,264.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     184,720,192.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          623

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      566,120.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.29065400 %     6.16752200 %    1.54182370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.26701190 %     6.18181963 %    1.54655200 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6159 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,249.00
      FRAUD AMOUNT AVAILABLE                            1,872,430.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,505,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.41370969
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.00

POOL TRADING FACTOR:                                                80.06586783


 ................................................................................


Run:        10/26/96     10:12:17                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KP5    11,300,000.00     1,672,559.29     7.650000  %    598,088.02
A-2   760947KQ3   105,000,000.00    77,792,860.33     7.500000  %  1,690,196.26
A-3   760947KR1    47,939,000.00    35,517,256.49     7.250000  %    771,679.22
A-4   760947KS9    27,875,000.00    20,652,152.20     7.650000  %    448,706.86
A-5   760947KT7    30,655,000.00    30,655,000.00     7.650000  %          0.00
A-6   760947KU4    20,568,000.00    16,715,469.04     7.650000  %    239,331.79
A-7   760947KV2     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947KW0     2,100,000.00     2,100,000.00     7.650000  %          0.00
A-9   760947KX8    12,900,000.00    12,900,000.00     7.400000  %          0.00
A-10  760947KY6     6,000,000.00     6,000,000.00     7.750000  %          0.00
A-11  760947KZ3     2,581,000.00     2,581,000.00     6.000000  %          0.00
A-12  760947LA7     2,456,000.00     2,456,000.00     7.400000  %          0.00
A-13  760947LB5     3,544,000.00     3,544,000.00     7.400000  %          0.00
A-14  760947LC3     4,741,000.00     4,741,000.00     8.000000  %          0.00
A-15  760947LD1   100,000,000.00   100,000,000.00     7.500000  %          0.00
A-16  760947LE9    32,887,000.00    32,579,583.96     7.500000  %     41,705.00
A-17  760947LF6     1,348,796.17     1,300,040.42     0.000000  %     27,966.04
A-18  760947LG4             0.00             0.00     0.482670  %          0.00
A-19  760947LR0     9,500,000.00     9,500,000.00     7.500000  %          0.00
R-I   760947LH2           100.00             0.00     7.500000  %          0.00
R-II  760947LJ8           100.00             0.00     7.500000  %          0.00
M-1   760947LK5    11,340,300.00    11,234,294.87     7.500000  %     14,380.98
M-2   760947LL3     5,670,200.00     5,617,196.99     7.500000  %      7,190.55
M-3   760947LM1     4,536,100.00     4,493,698.15     7.500000  %      5,752.37
B-1                 2,041,300.00     2,022,218.64     7.500000  %      2,588.63
B-2                 1,587,600.00     1,572,759.70     7.500000  %      2,013.28
B-3                 2,041,838.57     2,022,752.17     7.500000  %      2,589.34

- -------------------------------------------------------------------------------
                  453,612,334.74   392,669,842.25                  3,852,188.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        10,660.38    608,748.40             0.00         0.00   1,074,471.27
A-2       486,105.56  2,176,301.82             0.00         0.00  76,102,664.07
A-3       214,539.36    986,218.58             0.00         0.00  34,745,577.27
A-4       131,630.44    580,337.30             0.00         0.00  20,203,445.34
A-5       195,385.51    195,385.51             0.00         0.00  30,655,000.00
A-6       106,539.24    345,871.03             0.00         0.00  16,476,137.25
A-7        31,250.00     31,250.00             0.00         0.00   5,000,000.00
A-8        13,384.75     13,384.75             0.00         0.00   2,100,000.00
A-9        79,533.67     79,533.67             0.00         0.00  12,900,000.00
A-10       38,750.00     38,750.00             0.00         0.00   6,000,000.00
A-11       12,905.00     12,905.00             0.00         0.00   2,581,000.00
A-12       15,145.33     15,145.33             0.00         0.00   2,456,000.00
A-13       21,854.67     21,854.67             0.00         0.00   3,544,000.00
A-14       31,606.67     31,606.67             0.00         0.00   4,741,000.00
A-15      624,871.68    624,871.68             0.00         0.00 100,000,000.00
A-16      203,580.59    245,285.59             0.00         0.00  32,537,878.96
A-17            0.00     27,966.04             0.00         0.00   1,272,074.38
A-18      157,909.34    157,909.34             0.00         0.00           0.00
A-19       59,362.81     59,362.81             0.00         0.00   9,500,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        70,199.92     84,580.90             0.00         0.00  11,219,913.89
M-2        35,100.27     42,290.82             0.00         0.00   5,610,006.44
M-3        28,079.84     33,832.21             0.00         0.00   4,487,945.78
B-1        12,636.28     15,224.91             0.00         0.00   2,019,630.01
B-2         9,827.73     11,841.01             0.00         0.00   1,570,746.42
B-3        12,639.60     15,228.94             0.00         0.00   2,020,162.83

- -------------------------------------------------------------------------------
        2,603,498.64  6,455,686.98             0.00         0.00 388,817,653.91
===============================================================================


























Run:        10/26/96     10:12:17
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
__________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    148.014096  52.928143     0.943396    53.871539   0.000000     95.085953
A-2    740.884384  16.097107     4.629577    20.726684   0.000000    724.787277
A-3    740.884384  16.097107     4.475257    20.572364   0.000000    724.787277
A-4    740.884384  16.097107     4.722168    20.819275   0.000000    724.787277
A-5   1000.000000   0.000000     6.373691     6.373691   0.000000   1000.000000
A-6    812.692972  11.636124     5.179854    16.815978   0.000000    801.056848
A-7   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-8   1000.000000   0.000000     6.373690     6.373690   0.000000   1000.000000
A-9   1000.000000   0.000000     6.165401     6.165401   0.000000   1000.000000
A-10  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-11  1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-12  1000.000000   0.000000     6.166665     6.166665   0.000000   1000.000000
A-13  1000.000000   0.000000     6.166668     6.166668   0.000000   1000.000000
A-14  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-15  1000.000000   0.000000     6.248717     6.248717   0.000000   1000.000000
A-16   990.652354   1.268130     6.190306     7.458436   0.000000    989.384224
A-17   963.852396  20.734074     0.000000    20.734074   0.000000    943.118322
A-19  1000.000000   0.000000     6.248717     6.248717   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.652352   1.268130     6.190305     7.458435   0.000000    989.384222
M-2    990.652356   1.268130     6.190305     7.458435   0.000000    989.384226
M-3    990.652356   1.268131     6.190304     7.458435   0.000000    989.384224
B-1    990.652349   1.268128     6.190310     7.458438   0.000000    989.384221
B-2    990.652368   1.268128     6.190306     7.458434   0.000000    989.384240
B-3    990.652346   1.268132     6.190303     7.458435   0.000000    989.384205

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4175 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       82,312.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,183.57

SUBSERVICER ADVANCES THIS MONTH                                       56,700.43
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   5,208,593.99

 (B)  TWO MONTHLY PAYMENTS:                                    4     703,427.86

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     230,361.30


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,264,776.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     388,817,653.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,376

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,350,065.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      214,032.67

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.11062830 %     5.45397000 %    1.43540210 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.05155140 %     5.48274130 %    1.44771080 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4837 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,000.00
      FRAUD AMOUNT AVAILABLE                            3,959,720.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,959,720.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27058217
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.76

POOL TRADING FACTOR:                                                85.71584680


 ................................................................................


Run:        10/26/96     10:12:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4176 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KG5    35,048,000.00    22,261,205.92     7.250000  %    755,420.59
A-2   760947KH3    23,594,900.00    23,594,900.00     7.250000  %          0.00
A-3   760947KJ9    56,568,460.00    44,233,987.29     7.250000  %    728,698.26
A-4   760947KE0       434,639.46       403,288.82     0.000000  %      9,983.09
A-5   760947KF7             0.00             0.00     0.545711  %          0.00
R     760947KK6           100.00             0.00     7.250000  %          0.00
M-1   760947KL4     1,803,000.00     1,731,184.66     7.250000  %      5,883.20
M-2   760947KM2       901,000.00       865,112.25     7.250000  %      2,939.97
M-3   760947KN0       721,000.00       692,281.82     7.250000  %      2,352.63
B-1                   360,000.00       345,660.83     7.250000  %      1,174.68
B-2                   361,000.00       346,621.00     7.250000  %      1,177.95
B-3                   360,674.91       346,308.85     7.250000  %      1,176.89

- -------------------------------------------------------------------------------
                  120,152,774.37    94,820,551.44                  1,508,807.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       134,444.42    889,865.01             0.00         0.00  21,505,785.33
A-2       142,499.14    142,499.14             0.00         0.00  23,594,900.00
A-3       267,146.93    995,845.19             0.00         0.00  43,505,289.03
A-4             0.00      9,983.09             0.00         0.00     393,305.73
A-5        43,104.39     43,104.39             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,455.32     16,338.52             0.00         0.00   1,725,301.46
M-2         5,224.76      8,164.73             0.00         0.00     862,172.28
M-3         4,180.97      6,533.60             0.00         0.00     689,929.19
B-1         2,087.59      3,262.27             0.00         0.00     344,486.15
B-2         2,093.39      3,271.34             0.00         0.00     345,443.05
B-3         2,091.50      3,268.39             0.00         0.00     345,131.96

- -------------------------------------------------------------------------------
          613,328.41  2,122,135.67             0.00         0.00  93,311,744.18
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    635.163374  21.553886     3.836008    25.389894   0.000000    613.609488
A-2   1000.000000   0.000000     6.039404     6.039404   0.000000   1000.000000
A-3    781.954950  12.881706     4.722542    17.604248   0.000000    769.073244
A-4    927.869780  22.968669     0.000000    22.968669   0.000000    904.901111
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.168974   3.263006     5.798846     9.061852   0.000000    956.905968
M-2    960.168979   3.263008     5.798846     9.061854   0.000000    956.905971
M-3    960.168960   3.263010     5.798849     9.061859   0.000000    956.905950
B-1    960.168972   3.263000     5.798861     9.061861   0.000000    956.905972
B-2    960.168975   3.263019     5.798864     9.061883   0.000000    956.905956
B-3    960.168951   3.262994     5.798851     9.061845   0.000000    956.905929

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4176 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,160.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       896.03

SUBSERVICER ADVANCES THIS MONTH                                        7,298.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     452,682.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     289,420.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      93,311,744.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          362

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,186,468.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.41697220 %     3.48302700 %    1.10000080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.35887150 %     3.51231558 %    1.11394590 %
CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5424 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              972,353.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.06590287
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              161.45

POOL TRADING FACTOR:                                                77.66091517


 ................................................................................


Run:        10/26/96     10:12:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947KD2    97,561,000.00    64,651,629.46     6.082500  %  2,354,669.42
R                           0.00             0.00     0.000000  %          0.00
B-1                 1,156,700.00     1,106,015.61     7.062500  %        897.04
B-2                 1,257,300.00     1,202,207.52     7.062500  %        975.06
B-3                   604,098.39       577,627.98     7.062500  %        468.49

- -------------------------------------------------------------------------------
                  100,579,098.39    67,537,480.57                  2,357,010.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         325,062.72  2,679,732.14             0.00         0.00  62,296,960.04
R         108,008.12    108,008.12             0.00         0.00           0.00
B-1         6,456.92      7,353.96             0.00         0.00   1,105,118.57
B-2         7,018.48      7,993.54             0.00         0.00   1,201,232.46
B-3         3,372.19      3,840.68             0.00         0.00     577,159.49

- -------------------------------------------------------------------------------
          449,918.43  2,806,928.44             0.00         0.00  65,180,470.56
===============================================================================












Run:        10/26/96     10:12:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      662.679036  24.135356     3.331892    27.467248   0.000000    638.543681
B-1    956.181905   0.775517     5.582191     6.357708   0.000000    955.406389
B-2    956.181914   0.775519     5.582184     6.357703   0.000000    955.406395
B-3    956.181956   0.775519     5.582187     6.357706   0.000000    955.406436

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4177 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,267.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       17,301.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   1,463,129.78

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      70,235.04


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        829,874.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,180,470.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          359

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,302,233.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          95.72703770 %     4.27296230 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             95.57611280 %     4.42388720 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              684,585.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,118,504.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63086622
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.36

POOL TRADING FACTOR:                                                64.80518478


 ................................................................................


Run:        10/26/96     10:12:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947LV1    68,252,000.00    36,540,158.71     7.500000  %  1,115,893.91
A-2   760947LW9    56,875,000.00    56,875,000.00     7.500000  %          0.00
A-3   760947LX7    23,500,000.00    23,500,000.00     7.500000  %          0.00
A-4   760947LY5    19,651,199.00             0.00     7.500000  %          0.00
A-5   760947LZ2    75,000,000.00    73,730,441.77     7.500000  %    736,171.24
A-6   760947MA6    97,212,000.00    97,212,000.00     7.500000  %          0.00
A-7   760947MB4    12,427,000.00    12,427,000.00     7.500000  %          0.00
A-8   760947MC2    53,182,701.00    53,182,701.00     7.500000  %          0.00
A-9   760947MD0    41,080,426.00    41,080,426.00     7.500000  %          0.00
A-10  760947ME8     3,101,574.00     3,101,574.00     7.500000  %          0.00
A-11  760947MF5     1,175,484.46     1,158,733.46     0.000000  %      1,051.77
R     760947MG3           100.00             0.00     7.500000  %          0.00
M-1   760947MH1    10,777,500.00    10,679,513.50     7.500000  %      7,941.78
M-2   760947MJ7     5,987,500.00     5,933,063.04     7.500000  %      4,412.10
M-3   760947MK4     4,790,000.00     4,746,450.43     7.500000  %      3,529.68
B-1                 2,395,000.00     2,373,225.23     7.500000  %      1,764.84
B-2                 1,437,000.00     1,423,935.12     7.500000  %      1,058.90
B-3                 2,155,426.27     2,133,409.16     7.500000  %      1,586.50

- -------------------------------------------------------------------------------
                  478,999,910.73   426,097,631.42                  1,873,410.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       228,263.24  1,344,157.15             0.00         0.00  35,424,264.80
A-2       355,293.25    355,293.25             0.00         0.00  56,875,000.00
A-3       146,802.49    146,802.49             0.00         0.00  23,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       460,587.75  1,196,758.99             0.00         0.00  72,994,270.53
A-6       607,275.03    607,275.03             0.00         0.00  97,212,000.00
A-7        77,630.40     77,630.40             0.00         0.00  12,427,000.00
A-8       332,227.77    332,227.77             0.00         0.00  53,182,701.00
A-9       256,625.90    256,625.90             0.00         0.00  41,080,426.00
A-10       19,375.27     19,375.27             0.00         0.00   3,101,574.00
A-11            0.00      1,051.77             0.00         0.00   1,157,681.69
R               0.00          0.00             0.00         0.00           0.00
M-1        66,714.01     74,655.79             0.00         0.00  10,671,571.72
M-2        37,063.33     41,475.43             0.00         0.00   5,928,650.94
M-3        29,650.67     33,180.35             0.00         0.00   4,742,920.75
B-1        14,825.34     16,590.18             0.00         0.00   2,371,460.39
B-2         8,895.20      9,954.10             0.00         0.00   1,422,876.22
B-3        13,327.23     14,913.73             0.00         0.00   2,131,822.65

- -------------------------------------------------------------------------------
        2,654,556.88  4,527,967.60             0.00         0.00 424,224,220.69
===============================================================================













































Run:        10/26/96     10:12:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    535.371252  16.349615     3.344418    19.694033   0.000000    519.021638
A-2   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-3   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    983.072557   9.815617     6.141170    15.956787   0.000000    973.256940
A-6   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-7   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-8   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-9   1000.000000   0.000000     6.246914     6.246914   0.000000   1000.000000
A-10  1000.000000   0.000000     6.246915     6.246915   0.000000   1000.000000
A-11   985.749705   0.894754     0.000000     0.894754   0.000000    984.854951
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.908235   0.736885     6.190119     6.927004   0.000000    990.171350
M-2    990.908232   0.736885     6.190118     6.927003   0.000000    990.171347
M-3    990.908232   0.736885     6.190119     6.927004   0.000000    990.171347
B-1    990.908238   0.736885     6.190121     6.927006   0.000000    990.171353
B-2    990.908225   0.736882     6.190118     6.927000   0.000000    990.171343
B-3    989.785264   0.736049     6.183106     6.919155   0.000000    989.049210

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4178 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       87,250.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,050.41

SPREAD                                                               154,914.11

SUBSERVICER ADVANCES THIS MONTH                                       67,303.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    21   5,951,676.29

 (B)  TWO MONTHLY PAYMENTS:                                    7   2,092,196.93

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        919,522.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     424,224,220.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,462

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,556,445.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.57799520 %     1.39562900 %    5.02637600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.55437030 %     1.39694034 %    5.04486680 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,433.00
      FRAUD AMOUNT AVAILABLE                            4,248,782.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,248,782.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.21325920
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.57

POOL TRADING FACTOR:                                                88.56457197


 ................................................................................


Run:        10/26/96     10:12:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4183 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ML2   101,500,000.00    75,737,818.71     7.000000  %  1,114,007.30
A-2   760947MM0    34,000,000.00    34,000,000.00     7.000000  %          0.00
A-3   760947MN8    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-4   760947MP3    25,515,000.00    25,515,000.00     7.000000  %          0.00
A-5   760947MQ1     1,221,111.75     1,160,855.25     0.000000  %      4,957.67
R     760947MU2           100.00             0.00     7.000000  %          0.00
M-1   760947MR9     2,277,000.00     2,196,046.13     7.000000  %      7,746.94
M-2   760947MS7       911,000.00       878,611.34     7.000000  %      3,099.45
M-3   760947MT5     1,367,000.00     1,318,399.23     7.000000  %      4,650.88
B-1                   455,000.00       438,823.45     7.000000  %      1,548.03
B-2                   455,000.00       438,823.45     7.000000  %      1,548.03
B-3                   455,670.95       439,470.58     7.000000  %      1,550.31
SPRE                        0.00             0.00     0.513317  %          0.00

- -------------------------------------------------------------------------------
                  182,156,882.70   156,123,848.14                  1,139,108.61
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       441,570.21  1,555,577.51             0.00         0.00  74,623,811.41
A-2       198,228.40    198,228.40             0.00         0.00  34,000,000.00
A-3        81,623.46     81,623.46             0.00         0.00  14,000,000.00
A-4       148,758.76    148,758.76             0.00         0.00  25,515,000.00
A-5             0.00      4,957.67             0.00         0.00   1,155,897.58
R               0.00          0.00             0.00         0.00           0.00
M-1        12,803.49     20,550.43             0.00         0.00   2,188,299.19
M-2         5,122.52      8,221.97             0.00         0.00     875,511.89
M-3         7,686.59     12,337.47             0.00         0.00   1,313,748.35
B-1         2,558.45      4,106.48             0.00         0.00     437,275.42
B-2         2,558.45      4,106.48             0.00         0.00     437,275.42
B-3         2,562.22      4,112.53             0.00         0.00     437,920.27
SPRED      66,748.84     66,748.84             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          970,221.39  2,109,330.00             0.00         0.00 154,984,739.53
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    746.185406  10.975441     4.350445    15.325886   0.000000    735.209965
A-2   1000.000000   0.000000     5.830247     5.830247   0.000000   1000.000000
A-3   1000.000000   0.000000     5.830247     5.830247   0.000000   1000.000000
A-4   1000.000000   0.000000     5.830247     5.830247   0.000000   1000.000000
A-5    950.654393   4.059964     0.000000     4.059964   0.000000    946.594429
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.447137   3.402257     5.622964     9.025221   0.000000    961.044879
M-2    964.447135   3.402250     5.622964     9.025214   0.000000    961.044885
M-3    964.447132   3.402253     5.622963     9.025216   0.000000    961.044879
B-1    964.447143   3.402264     5.622967     9.025231   0.000000    961.044879
B-2    964.447143   3.402264     5.622967     9.025231   0.000000    961.044879
B-3    964.447218   3.402258     5.622961     9.025219   0.000000    961.044960

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4183 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,391.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,677.80

SUBSERVICER ADVANCES THIS MONTH                                        8,606.65
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     539,191.93

 (B)  TWO MONTHLY PAYMENTS:                                    1     278,983.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     154,984,739.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          583

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      587,761.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.31513690 %     2.83490700 %    0.84995610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.30106390 %     2.82450998 %    0.85320220 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,821,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     910,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.75278653
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              161.83

POOL TRADING FACTOR:                                                85.08310926


 ................................................................................


Run:        10/26/96     10:12:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947MV0    15,150,000.00    11,626,829.23     7.500000  %    190,823.43
A-2   760947MW8   152,100,000.00   120,111,387.56     7.500000  %  1,732,580.41
A-3   760947MX6     9,582,241.00     9,582,241.00     7.500000  %          0.00
A-4   760947MY4    34,448,155.00    34,448,155.00     7.500000  %          0.00
A-5   760947MZ1    49,922,745.00    49,922,745.00     7.500000  %          0.00
A-6   760947NA5    44,355,201.00    44,355,201.00     7.500000  %          0.00
A-7   760947NB3    42,424,530.00    42,057,186.62     7.500000  %     30,334.00
A-8   760947NC1    22,189,665.00    18,462,837.28     8.500000  %    201,853.98
A-9   760947ND9    24,993,667.00    20,815,032.06     7.000000  %    226,324.95
A-10  760947NE7     9,694,332.00     8,056,821.97     7.250000  %     88,691.49
A-11  760947NF4    19,384,664.00    16,109,643.75     7.125000  %    177,383.00
A-12  760947NG2       917,418.09       907,188.36     0.000000  %      9,350.74
R     760947NH0           100.00             0.00     7.500000  %          0.00
M-1   760947NK3    10,149,774.00    10,061,889.64     7.500000  %      7,257.20
M-2   760947NL1     5,638,762.00     5,589,937.38     7.500000  %      4,031.78
M-3   760947NM9     4,511,009.00     4,471,949.30     7.500000  %      3,225.42
B-1   760947NN7     2,255,508.00     2,235,978.12     7.500000  %      1,612.71
B-2   760947NP2     1,353,299.00     1,341,581.11     7.500000  %        967.62
B-3   760947NQ0     2,029,958.72     2,010,389.45     7.500000  %      1,450.01
SPRE                        0.00             0.00     0.529657  %          0.00

- -------------------------------------------------------------------------------
                  451,101,028.81   402,166,993.83                  2,675,886.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        72,645.93    263,469.36             0.00         0.00  11,436,005.80
A-2       750,471.46  2,483,051.87             0.00         0.00 118,378,807.15
A-3        59,871.08     59,871.08             0.00         0.00   9,582,241.00
A-4       215,236.52    215,236.52             0.00         0.00  34,448,155.00
A-5       311,923.76    311,923.76             0.00         0.00  49,922,745.00
A-6       277,137.03    277,137.03             0.00         0.00  44,355,201.00
A-7       262,778.74    293,112.74             0.00         0.00  42,026,852.62
A-8       130,739.28    332,593.26             0.00         0.00  18,260,983.30
A-9       121,384.67    347,709.62             0.00         0.00  20,588,707.11
A-10       48,662.06    137,353.55             0.00         0.00   7,968,130.48
A-11       95,622.38    273,005.38             0.00         0.00  15,932,260.75
A-12            0.00      9,350.74             0.00         0.00     897,837.62
R               0.00          0.00             0.00         0.00           0.00
M-1        62,867.99     70,125.19             0.00         0.00  10,054,632.44
M-2        34,926.65     38,958.43             0.00         0.00   5,585,905.60
M-3        27,941.31     31,166.73             0.00         0.00   4,468,723.88
B-1        13,970.68     15,583.39             0.00         0.00   2,234,365.41
B-2         8,382.37      9,349.99             0.00         0.00   1,340,613.49
B-3        12,561.17     14,011.18             0.00         0.00   2,007,939.44
SPRED     177,455.73    177,455.73             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,684,578.81  5,360,465.55             0.00         0.00 399,490,107.09
===============================================================================









































Run:        10/26/96     10:12:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    767.447474  12.595606     4.795111    17.390717   0.000000    754.851868
A-2    789.686966  11.391061     4.934066    16.325127   0.000000    778.295905
A-3   1000.000000   0.000000     6.248129     6.248129   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248129     6.248129   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248129     6.248129   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248129     6.248129   0.000000   1000.000000
A-7    991.341250   0.715011     6.194028     6.909039   0.000000    990.626240
A-8    832.046688   9.096756     5.891900    14.988656   0.000000    822.949932
A-9    832.812250   9.055292     4.856617    13.911909   0.000000    823.756959
A-10   831.085831   9.148799     5.019640    14.168439   0.000000    821.937033
A-11   831.050966   9.150687     4.932888    14.083575   0.000000    821.900279
A-12   988.849435  10.192452     0.000000    10.192452   0.000000    978.656983
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.341250   0.715011     6.194029     6.909040   0.000000    990.626239
M-2    991.341252   0.715012     6.194028     6.909040   0.000000    990.626240
M-3    991.341250   0.715011     6.194027     6.909038   0.000000    990.626239
B-1    991.341250   0.715010     6.194028     6.909038   0.000000    990.626240
B-2    991.341241   0.715008     6.194027     6.909035   0.000000    990.626233
B-3    990.359769   0.714305     6.187894     6.902199   0.000000    989.152843

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       80,547.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,303.86

SUBSERVICER ADVANCES THIS MONTH                                       64,389.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   5,997,658.72

 (B)  TWO MONTHLY PAYMENTS:                                    2     389,679.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     646,687.84


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,558,836.87

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     399,490,107.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,432

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,386,704.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.59225000 %     5.01514900 %    1.39260120 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.55427030 %     5.03373214 %    1.40065900 %

      BANKRUPTCY AMOUNT AVAILABLE                         159,752.00
      FRAUD AMOUNT AVAILABLE                            9,022,021.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.30065257
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.35

POOL TRADING FACTOR:                                                88.55889958


 ................................................................................


Run:        10/26/96     10:12:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PC9   161,500,000.00   131,811,544.22     7.500000  %  1,620,327.67
A-2   760947PD7     7,348,151.00     7,348,151.00     7.500000  %          0.00
A-3   760947PE5    24,828,814.00    21,183,934.88     8.500000  %    198,929.12
A-4   760947PF2    15,917,318.00    15,917,318.00     7.500000  %          0.00
A-5   760947PG0    43,800,000.00    43,800,000.00     7.500000  %          0.00
A-6   760947PH8    52,000,000.00    52,000,000.00     7.500000  %          0.00
A-7   760947PJ4    24,828,814.00    21,183,934.88     7.000000  %    198,929.12
A-8   760947PK1    42,208,985.00    41,924,884.13     7.500000  %     30,388.22
A-9   760947PL9    49,657,668.00    42,367,898.75     7.250000  %    397,858.85
A-10  760947PM7       479,655.47       472,121.17     0.000000  %     20,029.98
R     760947PN5           100.00             0.00     7.500000  %          0.00
M-1   760947PP0    10,087,900.00    10,020,000.21     7.500000  %      7,262.75
M-2   760947PQ8     5,604,400.00     5,566,677.82     7.500000  %      4,034.87
M-3   760947PR6     4,483,500.00     4,453,322.38     7.500000  %      3,227.88
B-1                 2,241,700.00     2,226,611.54     7.500000  %      1,613.90
B-2                 1,345,000.00     1,335,947.05     7.500000  %        968.33
B-3                 2,017,603.30     2,004,023.25     7.500000  %      1,452.58
SPRE                        0.00             0.00     0.475152  %          0.00

- -------------------------------------------------------------------------------
                  448,349,608.77   403,616,369.28                  2,485,023.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       823,136.79  2,443,464.46             0.00         0.00 130,191,216.55
A-2        45,887.73     45,887.73             0.00         0.00   7,348,151.00
A-3       149,928.04    348,857.16             0.00         0.00  20,985,005.76
A-4        99,400.48     99,400.48             0.00         0.00  15,917,318.00
A-5       273,522.26    273,522.26             0.00         0.00  43,800,000.00
A-6       324,729.62    324,729.62             0.00         0.00  52,000,000.00
A-7       123,470.15    322,399.27             0.00         0.00  20,985,005.76
A-8       261,812.54    292,200.76             0.00         0.00  41,894,495.91
A-9       255,759.77    653,618.62             0.00         0.00  41,970,039.90
A-10            0.00     20,029.98             0.00         0.00     452,091.19
R               0.00          0.00             0.00         0.00           0.00
M-1        62,572.90     69,835.65             0.00         0.00  10,012,737.46
M-2        34,762.80     38,797.67             0.00         0.00   5,562,642.95
M-3        27,810.10     31,037.98             0.00         0.00   4,450,094.50
B-1        13,904.74     15,518.64             0.00         0.00   2,224,997.64
B-2         8,342.72      9,311.05             0.00         0.00   1,334,978.72
B-3        12,514.73     13,967.31             0.00         0.00   2,002,570.67
SPRED     159,683.01    159,683.01             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,677,238.38  5,162,261.65             0.00         0.00 401,131,346.01
===============================================================================













































Run:        10/26/96     10:12:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    816.170552  10.032989     5.096822    15.129811   0.000000    806.137564
A-2   1000.000000   0.000000     6.244800     6.244800   0.000000   1000.000000
A-3    853.199628   8.012027     6.038470    14.050497   0.000000    845.187602
A-4   1000.000000   0.000000     6.244801     6.244801   0.000000   1000.000000
A-5   1000.000000   0.000000     6.244800     6.244800   0.000000   1000.000000
A-6   1000.000000   0.000000     6.244800     6.244800   0.000000   1000.000000
A-7    853.199628   8.012027     4.972857    12.984884   0.000000    845.187602
A-8    993.269185   0.719947     6.202768     6.922715   0.000000    992.549238
A-9    853.199525   8.012033     5.150459    13.162492   0.000000    845.187493
A-10   984.292267  41.759098     0.000000    41.759098   0.000000    942.533169
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.269185   0.719947     6.202768     6.922715   0.000000    992.549238
M-2    993.269185   0.719947     6.202769     6.922716   0.000000    992.549238
M-3    993.269183   0.719946     6.202766     6.922712   0.000000    992.549236
B-1    993.269189   0.719945     6.202766     6.922711   0.000000    992.549244
B-2    993.269182   0.719948     6.202766     6.922714   0.000000    992.549234
B-3    993.269217   0.719948     6.202770     6.922718   0.000000    992.549264

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4185 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       82,824.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,534.55

SUBSERVICER ADVANCES THIS MONTH                                       34,732.99
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,205,362.26

 (B)  TWO MONTHLY PAYMENTS:                                    2     473,096.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      71,253.18


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        838,206.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     401,131,346.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,479

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,192,382.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.64828290 %     4.97092600 %    1.38079160 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.61383910 %     4.99224883 %    1.38827930 %

      BANKRUPTCY AMOUNT AVAILABLE                         158,983.00
      FRAUD AMOUNT AVAILABLE                            8,966,992.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,483,496.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26630038
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              343.44

POOL TRADING FACTOR:                                                89.46842780


 ................................................................................


Run:        10/26/96     10:12:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4186 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947NR8    26,815,000.00    13,884,006.52     7.000000  %    513,356.45
A-2   760947NS6    45,874,000.00    45,874,000.00     7.000000  %          0.00
A-3   760947NT4    14,000,000.00    12,169,937.73     7.000000  %     72,652.91
A-4   760947NU1    10,808,000.00    10,808,000.00     7.000000  %          0.00
A-5   760947NV9    23,801,500.00    23,801,500.00     7.000000  %          0.00
A-6   760947NW7    13,965,000.00    13,965,000.00     7.000000  %          0.00
A-7   760947PB1       416,148.36       388,523.52     0.000000  %      1,471.45
R     760947NX5           100.00             0.00     7.000000  %          0.00
M-1   760947NY3     2,110,000.00     2,042,457.84     7.000000  %      7,171.87
M-2   760947NZ0     1,054,500.00     1,020,744.93     7.000000  %      3,584.24
M-3   760947PA3       773,500.00       748,739.88     7.000000  %      2,629.12
B-1                   351,000.00       339,764.32     7.000000  %      1,193.05
B-2                   281,200.00       272,198.65     7.000000  %        955.80
B-3                   350,917.39       339,684.35     7.000000  %      1,192.76
SPRE                        0.00             0.00     0.515493  %          0.00

- -------------------------------------------------------------------------------
                  140,600,865.75   125,654,557.74                    604,207.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        80,879.95    594,236.40             0.00         0.00  13,370,650.07
A-2       267,234.58    267,234.58             0.00         0.00  45,874,000.00
A-3        70,894.80    143,547.71             0.00         0.00  12,097,284.82
A-4        62,960.97     62,960.97             0.00         0.00  10,808,000.00
A-5       138,653.35    138,653.35             0.00         0.00  23,801,500.00
A-6        81,351.77     81,351.77             0.00         0.00  13,965,000.00
A-7             0.00      1,471.45             0.00         0.00     387,052.07
R               0.00          0.00             0.00         0.00           0.00
M-1        11,898.14     19,070.01             0.00         0.00   2,035,285.97
M-2         5,946.26      9,530.50             0.00         0.00   1,017,160.69
M-3         4,361.71      6,990.83             0.00         0.00     746,110.76
B-1         1,979.27      3,172.32             0.00         0.00     338,571.27
B-2         1,585.67      2,541.47             0.00         0.00     271,242.85
B-3         1,978.80      3,171.56             0.00         0.00     338,491.59
SPRED      53,904.94     53,904.94             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          783,630.21  1,387,837.86             0.00         0.00 125,050,350.09
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    517.770148  19.144376     3.016220    22.160596   0.000000    498.625772
A-2   1000.000000   0.000000     5.825404     5.825404   0.000000   1000.000000
A-3    869.281266   5.189494     5.063914    10.253408   0.000000    864.091773
A-4   1000.000000   0.000000     5.825404     5.825404   0.000000   1000.000000
A-5   1000.000000   0.000000     5.825404     5.825404   0.000000   1000.000000
A-6   1000.000000   0.000000     5.800000     5.800000   0.000000   1000.000000
A-7    933.617809   3.535878     0.000000     3.535878   0.000000    930.081930
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.989498   3.398991     5.638929     9.037920   0.000000    964.590507
M-2    967.989502   3.398995     5.638938     9.037933   0.000000    964.590507
M-3    967.989502   3.398992     5.638927     9.037919   0.000000    964.590511
B-1    967.989516   3.399003     5.638946     9.037949   0.000000    964.590513
B-2    967.989509   3.399004     5.638940     9.037944   0.000000    964.590505
B-3    967.989503   3.399005     5.638934     9.037939   0.000000    964.590527

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4186 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,638.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,205.29

SUBSERVICER ADVANCES THIS MONTH                                        4,560.03
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     475,351.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     125,050,350.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          467

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      162,922.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.19722140 %     3.04307800 %    0.75970100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.19225290 %     3.03762238 %    0.76069360 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     829,634.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.79718896
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              162.69

POOL TRADING FACTOR:                                                88.93995739


 ................................................................................


Run:        10/26/96     10:12:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4188 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947QK0   114,954,300.00   103,909,098.75     7.000000  %    846,634.95
R     760947QL8           100.00             0.00     7.000000  %          0.00
M-1   760947QM6     1,786,900.00     1,737,006.17     7.000000  %      5,857.39
M-2   760947QN4       893,400.00       868,454.49     7.000000  %      2,928.53
M-3   760947QP9       595,600.00       578,969.66     7.000000  %      1,952.36
B-1                   297,800.00       289,484.83     7.000000  %        976.18
B-2                   238,200.00       231,548.97     7.000000  %        780.81
B-3                   357,408.38       347,428.82     7.000000  %      1,171.57
SPRE                        0.00             0.00     0.552739  %          0.00

- -------------------------------------------------------------------------------
                  119,123,708.38   107,961,991.69                    860,301.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         605,436.33  1,452,071.28             0.00         0.00 103,062,463.80
R               0.00          0.00             0.00         0.00           0.00
M-1        10,120.84     15,978.23             0.00         0.00   1,731,148.78
M-2         5,060.13      7,988.66             0.00         0.00     865,525.96
M-3         3,373.42      5,325.78             0.00         0.00     577,017.30
B-1         1,686.71      2,662.89             0.00         0.00     288,508.65
B-2         1,349.14      2,129.95             0.00         0.00     230,768.16
B-3         2,024.33      3,195.90             0.00         0.00     346,257.25
SPRED      49,671.57     49,671.57             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          678,722.47  1,539,024.26             0.00         0.00 107,101,689.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      903.916589   7.364970     5.266757    12.631727   0.000000    896.551619
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.077995   3.277962     5.663910     8.941872   0.000000    968.800034
M-2    972.078005   3.277961     5.663902     8.941863   0.000000    968.800045
M-3    972.078005   3.277972     5.663902     8.941874   0.000000    968.800034
B-1    972.078005   3.277972     5.663902     8.941874   0.000000    968.800034
B-2    972.077960   3.277960     5.663896     8.941856   0.000000    968.800000
B-3    972.077991   3.277903     5.663913     8.941816   0.000000    968.800032

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S19 (POOL # 4188)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4188 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,306.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,610.12

SUBSERVICER ADVANCES THIS MONTH                                       12,232.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     843,731.08

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        452,419.92

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,101,689.90

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          421

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      496,240.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.24600020 %     2.94958500 %    0.80441520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.22860660 %     2.96325113 %    0.80814230 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,191,237.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     609,536.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.86642299
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              165.00

POOL TRADING FACTOR:                                                89.90795481


 ................................................................................


Run:        10/26/96     10:12:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947QQ7    37,500,000.00    33,322,284.76     6.200000  %    714,428.76
A-2   760947QR5    35,848,000.00    35,848,000.00     6.500000  %          0.00
A-3   760947QS3     8,450,000.00     8,450,000.00     6.200000  %          0.00
A-4   760947QT1    67,350,000.00    51,261,024.60     7.050000  %    840,542.20
A-5   760947QU8   104,043,000.00    98,114,703.17     0.000000  %    501,978.74
A-6   760947QV6    26,848,000.00    26,686,504.04     7.500000  %     18,926.29
A-7   760947QW4       366,090.95       363,252.78     0.000000  %        369.89
R-I   760947QX2           100.00             0.00     7.500000  %          0.00
R-II  760947QY0           100.00             0.00     7.500000  %          0.00
M-1   760947QZ7     6,711,800.00     6,671,427.22     7.500000  %      4,731.43
M-2   760947RA1     4,474,600.00     4,447,684.41     7.500000  %      3,154.34
M-3   760947RB9     2,983,000.00     2,965,056.66     7.500000  %      2,102.84
B-1                 1,789,800.00     1,779,034.00     7.500000  %      1,261.71
B-2                   745,700.00       741,214.47     7.500000  %        525.68
B-3                 1,193,929.65     1,186,747.92     7.500000  %        841.64
SPRE                        0.00             0.00     0.443527  %          0.00

- -------------------------------------------------------------------------------
                  298,304,120.60   271,836,934.03                  2,088,863.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       172,087.33    886,516.09             0.00         0.00  32,607,856.00
A-2       194,088.92    194,088.92             0.00         0.00  35,848,000.00
A-3        43,638.60     43,638.60             0.00         0.00   8,450,000.00
A-4       301,022.42  1,141,564.62             0.00         0.00  50,420,482.40
A-5       285,554.83    787,533.57       421,691.82         0.00  98,034,416.25
A-6       166,715.27    185,641.56             0.00         0.00  26,667,577.75
A-7             0.00        369.89             0.00         0.00     362,882.89
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        41,677.58     46,409.01             0.00         0.00   6,666,695.79
M-2        27,785.47     30,939.81             0.00         0.00   4,444,530.07
M-3        18,523.23     20,626.07             0.00         0.00   2,962,953.82
B-1        11,113.94     12,375.65             0.00         0.00   1,777,772.29
B-2         4,630.50      5,156.18             0.00         0.00     740,688.79
B-3         7,413.82      8,255.46             0.00         0.00   1,185,906.28
SPRED     100,427.20    100,427.20             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,374,679.11  3,463,542.63       421,691.82         0.00 270,169,762.33
===============================================================================

















































Run:        10/26/96     10:12:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    888.594260  19.051434     4.588995    23.640429   0.000000    869.542827
A-2   1000.000000   0.000000     5.414219     5.414219   0.000000   1000.000000
A-3   1000.000000   0.000000     5.164331     5.164331   0.000000   1000.000000
A-4    761.113951  12.480211     4.469524    16.949735   0.000000    748.633740
A-5    943.020705   4.824724     2.744585     7.569309   4.053053    942.249034
A-6    993.984805   0.704942     6.209597     6.914539   0.000000    993.279863
A-7    992.247364   1.010377     0.000000     1.010377   0.000000    991.236986
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.984806   0.704942     6.209598     6.914540   0.000000    993.279864
M-2    993.984805   0.704943     6.209599     6.914542   0.000000    993.279862
M-3    993.984801   0.704941     6.209598     6.914539   0.000000    993.279859
B-1    993.984803   0.704945     6.209599     6.914544   0.000000    993.279858
B-2    993.984806   0.704948     6.209602     6.914550   0.000000    993.279858
B-3    993.984796   0.704941     6.209595     6.914536   0.000000    993.279864

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S21 (POOL # 4189)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4189 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,818.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,913.74

SUBSERVICER ADVANCES THIS MONTH                                       35,985.42
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,701,546.03

 (B)  TWO MONTHLY PAYMENTS:                                    2     672,621.94

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     212,943.76


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        246,481.18

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     270,169,762.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,012

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,474,350.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.44644950 %     5.18804200 %    1.36550860 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.41063980 %     5.20938374 %    1.37296990 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,142.00
      FRAUD AMOUNT AVAILABLE                            5,966,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,300,925.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22890756
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.96

POOL TRADING FACTOR:                                                90.56856532


 ................................................................................


Run:        10/26/96     10:15:32                                    REPT1B.FRG
Page:         1 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PS4    17,500,000.00    14,677,553.25     7.500000  %     75,040.95
A-2   760947PT2    73,285,445.00    64,592,274.66     7.500000  %    231,127.04
A-3   760947PU9     7,765,738.00     7,765,738.00     7.500000  %          0.00
A-4   760947PV7    33,673,000.00    33,673,000.00     7.500000  %          0.00
A-5   760947PW5    30,185,181.00    29,976,968.80     7.500000  %     24,478.44
A-6   760947PX3    19,608,650.00    16,926,713.04     7.500000  %     71,305.19
A-7   760947PY1     2,775,000.00     2,775,000.00     7.500000  %          0.00
A-8   760947PZ8     1,030,000.00     1,030,000.00     7.500000  %          0.00
A-9   760947QA2     1,986,000.00     1,986,000.00     7.500000  %          0.00
A-10  760947QB0   114,042,695.00   100,494,404.50     7.500000  %    360,211.08
A-11  760947QC8     3,268,319.71     3,081,143.16     0.000000  %      4,063.25
R     760947QD6           100.00             0.00     7.500000  %          0.00
M-1   760947QE4     7,342,463.00     7,291,815.93     7.500000  %      5,954.31
M-2   760947QF1     5,710,804.00     5,671,411.86     7.500000  %      4,631.13
M-3   760947QG9     3,263,317.00     3,240,807.20     7.500000  %      2,646.36
B-1   760947QH7     1,794,824.00     1,782,443.62     7.500000  %      1,455.50
B-2   760947QJ3     1,142,161.00     1,134,282.58     7.500000  %        926.23
B-3                 1,957,990.76     1,944,484.88     7.500000  %      1,587.84

- -------------------------------------------------------------------------------
                  326,331,688.47   298,044,041.48                    783,427.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        91,715.12    166,756.07             0.00         0.00  14,602,512.30
A-2       403,615.50    634,742.54             0.00         0.00  64,361,147.62
A-3        48,525.49     48,525.49             0.00         0.00   7,765,738.00
A-4       210,411.30    210,411.30             0.00         0.00  33,673,000.00
A-5       187,316.05    211,794.49             0.00         0.00  29,952,490.36
A-6       105,769.37    177,074.56             0.00         0.00  16,855,407.85
A-7        17,340.05     17,340.05             0.00         0.00   2,775,000.00
A-8         6,436.13      6,436.13             0.00         0.00   1,030,000.00
A-9        12,409.85     12,409.85             0.00         0.00   1,986,000.00
A-10      627,955.89    988,166.97             0.00         0.00 100,134,193.42
A-11            0.00      4,063.25             0.00         0.00   3,077,079.91
R               0.00          0.00             0.00         0.00           0.00
M-1        45,564.12     51,518.43             0.00         0.00   7,285,861.62
M-2        35,438.75     40,069.88             0.00         0.00   5,666,780.73
M-3        20,250.72     22,897.08             0.00         0.00   3,238,160.84
B-1        11,137.89     12,593.39             0.00         0.00   1,780,988.12
B-2         7,087.76      8,013.99             0.00         0.00   1,133,356.35
B-3        12,150.43     13,738.27             0.00         0.00   1,942,897.04

- -------------------------------------------------------------------------------
        1,843,124.42  2,626,551.74             0.00         0.00 297,260,614.16
===============================================================================













































Run:        10/26/96     10:15:32
Page:         2 of 3



                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    838.717329   4.288054     5.240864     9.528918   0.000000    834.429274
A-2    881.379306   3.153792     5.507444     8.661236   0.000000    878.225514
A-3   1000.000000   0.000000     6.248664     6.248664   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248665     6.248665   0.000000   1000.000000
A-5    993.102172   0.810942     6.205563     7.016505   0.000000    992.291229
A-6    863.226843   3.636415     5.394016     9.030431   0.000000    859.590428
A-7   1000.000000   0.000000     6.248667     6.248667   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248670     6.248670   0.000000   1000.000000
A-9   1000.000000   0.000000     6.248666     6.248666   0.000000   1000.000000
A-10   881.199839   3.158563     5.506323     8.664886   0.000000    878.041276
A-11   942.730037   1.243223     0.000000     1.243223   0.000000    941.486814
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.102169   0.810942     6.205563     7.016505   0.000000    992.291227
M-2    993.102173   0.810942     6.205562     7.016504   0.000000    992.291231
M-3    993.102172   0.810942     6.205563     7.016505   0.000000    992.291230
B-1    993.102176   0.810943     6.205561     7.016504   0.000000    992.291233
B-2    993.102181   0.810945     6.205570     7.016515   0.000000    992.291236
B-3    993.102174   0.810944     6.205560     7.016504   0.000000    992.291220

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:15:33                                        rept2.frg
Page:      3 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-R20 (POOL # 10044)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10044
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       60,993.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                95,386.46

SUBSERVICER ADVANCES THIS MONTH                                        8,588.93
MASTER SERVICER ADVANCES THIS MONTH                                    2,754.44


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     246,213.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     875,748.70


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     297,260,614.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,040

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 337,871.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      539,439.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.85834040 %     5.49358400 %    1.64807540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.84526760 %     5.44666949 %    1.65109220 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,853.00
      FRAUD AMOUNT AVAILABLE                            6,526,634.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,263,316.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07804449
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              334.49

POOL TRADING FACTOR:                                                91.09155643

 ................................................................................


Run:        10/26/96     10:12:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RC7   173,876,000.00   152,661,191.06     6.850000  %    798,689.26
A-2   760947RD5    25,000,000.00    22,725,405.36     7.250000  %     85,633.31
A-3   760947RE3    22,600,422.00    22,600,422.00     7.000000  %          0.00
A-4   760947RF0    15,842,000.00    15,040,142.83     6.750000  %    102,973.89
A-5   760947RG8    11,649,000.00    11,335,581.75     6.900000  %     40,248.93
A-6   760947RU7    73,856,000.00    74,657,857.17     0.000000  %          0.00
A-7   760947RH6    93,000,000.00    86,340,136.13     7.250000  %    250,728.71
A-8   760947RJ2     6,350,000.00     6,663,418.25     7.250000  %          0.00
A-9   760947RK9    20,348,738.00    17,865,965.29     7.250000  %     93,470.74
A-10  760947RL7     2,511,158.00     2,511,158.00     9.500000  %          0.00
A-11  760947RM5    40,000,000.00    40,000,000.00     7.100000  %          0.00
A-12  760947RN3    15,000,000.00    15,000,000.00     7.250000  %          0.00
A-13  760947RP8       178,301.34       170,648.31     0.000000  %        194.47
R-I   760947RQ6           100.00             0.00     7.250000  %          0.00
R-II  760947RY9           100.00             0.00     7.250000  %          0.00
M-1   760947RR4    11,941,396.00    11,876,824.72     7.250000  %      8,472.59
M-2   760947RS2     6,634,109.00     6,598,236.07     7.250000  %      4,706.99
M-3   760947RT0     5,307,287.00     5,278,588.66     7.250000  %      3,765.60
B-1   760947RV5     3,184,372.00     3,167,152.99     7.250000  %      2,259.36
B-2   760947RW3     1,326,822.00     1,319,647.40     7.250000  %        941.40
B-3   760947RX1     2,122,914.66     2,111,435.35     7.250000  %      1,506.23
SPRE                        0.00             0.00     0.639793  %          0.00

- -------------------------------------------------------------------------------
                  530,728,720.00   497,923,811.34                  1,393,591.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       871,241.46  1,669,930.72             0.00         0.00 151,862,501.80
A-2       137,267.89    222,901.20             0.00         0.00  22,639,772.05
A-3       131,805.62    131,805.62             0.00         0.00  22,600,422.00
A-4        84,581.43    187,555.32             0.00         0.00  14,937,168.94
A-5        65,164.68    105,413.61             0.00         0.00  11,295,332.82
A-6       413,425.75    413,425.75       102,973.89         0.00  74,760,831.06
A-7       521,518.90    772,247.61             0.00         0.00  86,089,407.42
A-8             0.00          0.00        40,248.93         0.00   6,703,667.18
A-9       107,915.50    201,386.24             0.00         0.00  17,772,494.55
A-10       19,875.45     19,875.45             0.00         0.00   2,511,158.00
A-11      236,612.49    236,612.49             0.00         0.00  40,000,000.00
A-12       90,604.25     90,604.25             0.00         0.00  15,000,000.00
A-13            0.00        194.47             0.00         0.00     170,453.84
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        71,739.39     80,211.98             0.00         0.00  11,868,352.13
M-2        39,855.21     44,562.20             0.00         0.00   6,593,529.08
M-3        31,884.17     35,649.77             0.00         0.00   5,274,823.06
B-1        19,130.50     21,389.86             0.00         0.00   3,164,893.63
B-2         7,971.04      8,912.44             0.00         0.00   1,318,706.00
B-3        12,753.67     14,259.90             0.00         0.00   2,109,929.12
SPRED     265,412.64    265,412.64             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,128,760.04  4,522,351.52       143,222.82         0.00 496,673,442.68
===============================================================================





































Run:        10/26/96     10:12:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    877.988860   4.593442     5.010706     9.604148   0.000000    873.395419
A-2    909.016214   3.425332     5.490716     8.916048   0.000000    905.590882
A-3   1000.000000   0.000000     5.831998     5.831998   0.000000   1000.000000
A-4    949.384095   6.500056     5.339063    11.839119   0.000000    942.884039
A-5    973.094836   3.455140     5.594015     9.049155   0.000000    969.639696
A-6   1010.857035   0.000000     5.597727     5.597727   1.394252   1012.251287
A-7    928.388561   2.696008     5.607730     8.303738   0.000000    925.692553
A-8   1049.357205   0.000000     0.000000     0.000000   6.338414   1055.695619
A-9    877.988861   4.593442     5.303302     9.896744   0.000000    873.395419
A-10  1000.000000   0.000000     7.914854     7.914854   0.000000   1000.000000
A-11  1000.000000   0.000000     5.915312     5.915312   0.000000   1000.000000
A-12  1000.000000   0.000000     6.040283     6.040283   0.000000   1000.000000
A-13   957.078113   1.090682     0.000000     1.090682   0.000000    955.987431
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.592652   0.709514     6.007622     6.717136   0.000000    993.883138
M-2    994.592653   0.709514     6.007621     6.717135   0.000000    993.883139
M-3    994.592653   0.709515     6.007621     6.717136   0.000000    993.883138
B-1    994.592651   0.709515     6.007621     6.717136   0.000000    993.883136
B-2    994.592643   0.709515     6.007618     6.717133   0.000000    993.883128
B-3    994.592665   0.709515     6.007623     6.717138   0.000000    993.883155

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S1 (POOL # 4192)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4192 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      102,439.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,382.37

SUBSERVICER ADVANCES THIS MONTH                                       49,443.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,752,408.15

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,754,780.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     216,874.19


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,002,890.67

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     496,673,442.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,813

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      895,142.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.90222150 %     4.77217400 %    1.32560400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.89122850 %     4.77913700 %    1.32799380 %

      BANKRUPTCY AMOUNT AVAILABLE                         183,614.00
      FRAUD AMOUNT AVAILABLE                           10,614,574.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,307,287.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.18072864
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.62

POOL TRADING FACTOR:                                                93.58329858


 ................................................................................


Run:        10/26/96     10:12:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S2 (POOL # 4193)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4193 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RZ6    55,358,000.00    49,064,471.68     6.750000  %    517,674.78
A-2   760947SA0    20,391,493.00    20,391,493.00     6.750000  %          0.00
A-3   760947SB8    29,250,000.00    26,819,809.42     6.750000  %    199,895.56
A-4   760947SC6       313,006.32       297,310.76     0.000000  %      1,543.52
R     760947SD4           100.00             0.00     6.750000  %          0.00
M-1   760947SE2     1,364,000.00     1,328,423.18     6.750000  %      4,619.98
M-2   760947SF9       818,000.00       796,664.34     6.750000  %      2,770.63
M-3   760947SG7       546,000.00       531,758.85     6.750000  %      1,849.35
B-1                   491,000.00       478,193.39     6.750000  %      1,663.06
B-2                   273,000.00       265,879.41     6.750000  %        924.67
B-3                   327,627.84       319,082.56     6.750000  %      1,109.72
SPRE                        0.00             0.00     0.561798  %          0.00

- -------------------------------------------------------------------------------
                  109,132,227.16   100,293,086.59                    732,051.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       275,871.52    793,546.30             0.00         0.00  48,546,796.90
A-2       114,653.89    114,653.89             0.00         0.00  20,391,493.00
A-3       150,797.95    350,693.51             0.00         0.00  26,619,913.86
A-4             0.00      1,543.52             0.00         0.00     295,767.24
R               0.00          0.00             0.00         0.00           0.00
M-1         7,469.24     12,089.22             0.00         0.00   1,323,803.20
M-2         4,479.35      7,249.98             0.00         0.00     793,893.71
M-3         2,989.88      4,839.23             0.00         0.00     529,909.50
B-1         2,688.71      4,351.77             0.00         0.00     476,530.33
B-2         1,494.94      2,419.61             0.00         0.00     264,954.74
B-3         1,794.08      2,903.80             0.00         0.00     317,972.84
SPRED      46,933.98     46,933.98             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          609,173.54  1,341,224.81             0.00         0.00  99,561,035.32
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    886.312216   9.351400     4.983408    14.334808   0.000000    876.960817
A-2   1000.000000   0.000000     5.622633     5.622633   0.000000   1000.000000
A-3    916.916561   6.834036     5.155485    11.989521   0.000000    910.082525
A-4    949.855453   4.931274     0.000000     4.931274   0.000000    944.924179
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.917287   3.387082     5.475982     8.863064   0.000000    970.530205
M-2    973.917286   3.387078     5.475978     8.863056   0.000000    970.530208
M-3    973.917308   3.387088     5.475971     8.863059   0.000000    970.530220
B-1    973.917291   3.387088     5.475988     8.863076   0.000000    970.530204
B-2    973.917253   3.387070     5.475971     8.863041   0.000000    970.530183
B-3    973.917723   3.387075     5.475969     8.863044   0.000000    970.530587

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S2 (POOL # 4193)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4193 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,638.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,747.46

SUBSERVICER ADVANCES THIS MONTH                                       14,656.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,549,500.43

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      99,561,035.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          356

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      383,131.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.27984110 %     2.65695900 %    1.06320030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.26549710 %     2.65927971 %    1.06729970 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,091,322.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     661,887.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.59093586
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              164.90

POOL TRADING FACTOR:                                                91.22972921


 ................................................................................


Run:        10/26/96     10:12:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SH5    25,823,654.00    23,845,049.90     7.000000  %     30,488.14
A-2   760947SJ1    50,172,797.00    46,875,123.57     7.400000  %     50,813.56
A-3   760947SK8    24,945,526.00    24,945,526.00     7.250000  %          0.00
A-4   760947SL6    33,000,000.00    33,000,000.00     7.250000  %          0.00
A-5   760947SM4    33,510,029.00    33,328,051.06     7.250000  %     23,964.27
A-6   760947SN2    45,513,473.00    42,024,865.30     7.250000  %     53,755.65
A-7   760947SP7     8,560,000.00     8,560,000.00     7.125000  %          0.00
A-8   760947SQ5    77,000,000.00    72,058,535.49     7.250000  %     76,142.60
A-9   760947SR3    36,574,716.00    32,602,569.60     7.250000  %     61,206.46
R     760947SS1           100.00             0.00     7.250000  %          0.00
M-1   760947ST9     8,000,000.00     7,956,555.61     7.250000  %      5,721.10
M-2   760947SU6     5,333,000.00     5,304,038.87     7.250000  %      3,813.83
M-3   760947SV4     3,555,400.00     3,536,092.21     7.250000  %      2,542.60
B-1                 1,244,400.00     1,237,642.22     7.250000  %        889.92
B-2                   888,900.00       884,072.79     7.250000  %        635.69
B-3                 1,422,085.30     1,414,362.60     7.250000  %      1,016.97
SPRE                        0.00             0.00     0.639261  %          0.00

- -------------------------------------------------------------------------------
                  355,544,080.30   337,572,485.22                    310,990.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       139,067.67    169,555.81             0.00         0.00  23,814,561.76
A-2       289,004.14    339,817.70             0.00         0.00  46,824,310.01
A-3       150,681.73    150,681.73             0.00         0.00  24,945,526.00
A-4       199,334.23    199,334.23             0.00         0.00  33,000,000.00
A-5       201,315.80    225,280.07             0.00         0.00  33,304,086.79
A-6       253,848.30    307,603.95             0.00         0.00  41,971,109.65
A-7        50,814.61     50,814.61             0.00         0.00   8,560,000.00
A-8       435,264.61    511,407.21             0.00         0.00  71,982,392.89
A-9       196,933.58    258,140.04             0.00         0.00  32,541,363.14
R               0.00          0.00             0.00         0.00           0.00
M-1        48,061.03     53,782.13             0.00         0.00   7,950,834.51
M-2        32,038.68     35,852.51             0.00         0.00   5,300,225.04
M-3        21,359.52     23,902.12             0.00         0.00   3,533,549.61
B-1         7,475.89      8,365.81             0.00         0.00   1,236,752.30
B-2         5,340.18      5,975.87             0.00         0.00     883,437.10
B-3         8,543.36      9,560.33             0.00         0.00   1,413,345.63
SPRED     179,793.90    179,793.90             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,218,877.23  2,529,868.02             0.00         0.00 337,261,494.43
===============================================================================















































Run:        10/26/96     10:12:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    923.380165   1.180628     5.385282     6.565910   0.000000    922.199537
A-2    934.273678   1.012771     5.760176     6.772947   0.000000    933.260907
A-3   1000.000000   0.000000     6.040431     6.040431   0.000000   1000.000000
A-4   1000.000000   0.000000     6.040431     6.040431   0.000000   1000.000000
A-5    994.569448   0.715137     6.007628     6.722765   0.000000    993.854311
A-6    923.350000   1.181093     5.577432     6.758525   0.000000    922.168907
A-7   1000.000000   0.000000     5.936286     5.936286   0.000000   1000.000000
A-8    935.825136   0.988865     5.652787     6.641652   0.000000    934.836271
A-9    891.396384   1.673464     5.384419     7.057883   0.000000    889.722921
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.569451   0.715138     6.007629     6.722767   0.000000    993.854314
M-2    994.569449   0.715138     6.007628     6.722766   0.000000    993.854311
M-3    994.569446   0.715138     6.007628     6.722766   0.000000    993.854309
B-1    994.569447   0.715140     6.007626     6.722766   0.000000    993.854307
B-2    994.569457   0.715142     6.007627     6.722769   0.000000    993.854314
B-3    994.569454   0.715105     6.007628     6.722733   0.000000    993.854328

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S3 (POOL # 4191)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4191 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,287.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,781.23

SUBSERVICER ADVANCES THIS MONTH                                       21,070.27
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,286,362.32

 (B)  TWO MONTHLY PAYMENTS:                                    1     249,100.01

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     347,456.32


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     337,261,494.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,158

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       68,262.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.97677090 %     4.97572700 %    1.04750170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.97555180 %     4.97673450 %    1.04771370 %

      BANKRUPTCY AMOUNT AVAILABLE                         173,940.00
      FRAUD AMOUNT AVAILABLE                            7,110,882.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,949,167.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.18297942
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.64

POOL TRADING FACTOR:                                                94.85785677


 ................................................................................


Run:        10/26/96     10:12:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947TE1    52,772,000.00    48,485,092.74     7.125000  %    434,849.98
A-2   760947TF8    59,147,000.00    54,342,222.77     7.250000  %    487,381.03
A-3   760947TG6    50,000,000.00    46,932,231.75     7.250000  %    311,184.47
A-4   760947TH4     2,000,000.00     1,879,743.44     6.812500  %     12,198.44
A-5   760947TJ0    18,900,000.00    17,763,575.91     7.000000  %    115,275.18
A-6   760947TK7    25,500,000.00    23,966,729.43     7.250000  %    155,530.00
A-7   760947TL5    30,750,000.00    28,901,056.05     7.500000  %    187,550.88
A-8   760947TM3    87,500,000.00    83,396,628.70     7.350000  %    416,232.69
A-9   760947TN1    21,400,000.00    21,400,000.00     6.875000  %          0.00
A-10  760947TP6    30,271,000.00    30,271,000.00     7.375000  %          0.00
A-11  760947TQ4    54,090,000.00    54,090,000.00     7.250000  %          0.00
A-12  760947TR2    42,824,000.00    42,824,000.00     7.250000  %          0.00
A-13  760947TS0    61,263,000.00    60,965,249.68     7.250000  %     44,379.49
A-14  760947TT8       709,256.16       702,398.09     0.000000  %        717.58
R     760947TU5           100.00             0.00     7.250000  %          0.00
M-1   760947TV3    12,822,700.00    12,760,379.13     7.250000  %      9,288.88
M-2   760947TW1     7,123,700.00     7,089,077.41     7.250000  %      5,160.47
M-3   760947TX9     6,268,900.00     6,238,431.90     7.250000  %      4,541.25
B-1                 2,849,500.00     2,835,650.86     7.250000  %      2,064.20
B-2                 1,424,700.00     1,417,775.67     7.250000  %      1,032.07
B-3                 2,280,382.97     2,269,299.93     7.250000  %      1,651.90
SPRE                        0.00             0.00     0.512005  %          0.00

- -------------------------------------------------------------------------------
                  569,896,239.13   548,530,543.46                  2,189,038.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       287,747.83    722,597.81             0.00         0.00  48,050,242.76
A-2       328,166.59    815,547.62             0.00         0.00  53,854,841.74
A-3       283,418.48    594,602.95             0.00         0.00  46,621,047.28
A-4        10,666.55     22,864.99             0.00         0.00   1,867,545.00
A-5       103,573.20    218,848.38             0.00         0.00  17,648,300.73
A-6       144,732.39    300,262.39             0.00         0.00  23,811,199.43
A-7       180,548.52    368,099.40             0.00         0.00  28,713,505.17
A-8       510,569.41    926,802.10             0.00         0.00  82,980,396.01
A-9       122,547.78    122,547.78             0.00         0.00  21,400,000.00
A-10      185,954.95    185,954.95             0.00         0.00  30,271,000.00
A-11      326,643.44    326,643.44             0.00         0.00  54,090,000.00
A-12      258,609.33    258,609.33             0.00         0.00  42,824,000.00
A-13      368,162.31    412,541.80             0.00         0.00  60,920,870.19
A-14            0.00        717.58             0.00         0.00     701,680.51
R               0.00          0.00             0.00         0.00           0.00
M-1        77,058.50     86,347.38             0.00         0.00  12,751,090.25
M-2        42,810.14     47,970.61             0.00         0.00   7,083,916.94
M-3        37,673.19     42,214.44             0.00         0.00   6,233,890.65
B-1        17,124.18     19,188.38             0.00         0.00   2,833,586.66
B-2         8,561.79      9,593.86             0.00         0.00   1,416,743.60
B-3        13,704.04     15,355.94             0.00         0.00   2,267,648.03
SPRED     233,934.14    233,934.14             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,542,206.76  5,731,245.27             0.00         0.00 546,341,504.95
===============================================================================





































Run:        10/26/96     10:12:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    918.765496   8.240165     5.452661    13.692826   0.000000    910.525331
A-2    918.765496   8.240165     5.548322    13.788487   0.000000    910.525331
A-3    938.644635   6.223689     5.668370    11.892059   0.000000    932.420946
A-4    939.871720   6.099220     5.333275    11.432495   0.000000    933.772500
A-5    939.871741   6.099216     5.480063    11.579279   0.000000    933.772525
A-6    939.871742   6.099216     5.675780    11.774996   0.000000    933.772527
A-7    939.871741   6.099216     5.871497    11.970713   0.000000    933.772526
A-8    953.104328   4.756945     5.835079    10.592024   0.000000    948.347383
A-9   1000.000000   0.000000     5.726532     5.726532   0.000000   1000.000000
A-10  1000.000000   0.000000     6.143007     6.143007   0.000000   1000.000000
A-11  1000.000000   0.000000     6.038888     6.038888   0.000000   1000.000000
A-12  1000.000000   0.000000     6.038888     6.038888   0.000000   1000.000000
A-13   995.139802   0.724409     6.009538     6.733947   0.000000    994.415393
A-14   990.330616   1.011736     0.000000     1.011736   0.000000    989.318880
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.139801   0.724409     6.009538     6.733947   0.000000    994.415392
M-2    995.139802   0.724409     6.009537     6.733946   0.000000    994.415394
M-3    995.139801   0.724409     6.009538     6.733947   0.000000    994.415392
B-1    995.139800   0.724408     6.009539     6.733947   0.000000    994.415392
B-2    995.139798   0.724412     6.009539     6.733951   0.000000    994.415386
B-3    995.139834   0.724409     6.009534     6.733943   0.000000    994.415438

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S4 (POOL # 4196)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4196 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      116,207.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,581.98

SUBSERVICER ADVANCES THIS MONTH                                       50,482.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,556,091.70

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,590,382.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,734,671.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     546,341,504.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,862

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,789,650.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.04729110 %     4.76205700 %    1.19065190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.02776800 %     4.77153897 %    1.19455690 %

      BANKRUPTCY AMOUNT AVAILABLE                         189,818.00
      FRAUD AMOUNT AVAILABLE                           11,397,925.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,791,107.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.05132645
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              347.78

POOL TRADING FACTOR:                                                95.86683811


 ................................................................................


Run:        10/26/96     10:12:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S5 (POOL # 4197)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4197 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SW2    55,184,352.00    49,736,020.46     6.750000  %    955,969.58
A-2   760947SX0    21,274,070.00    21,274,070.00     6.750000  %          0.00
A-3   760947SY8    38,926,942.00    36,153,056.78     6.750000  %    486,708.61
A-4   760947SZ5       177,268.15       170,702.44     0.000000  %        669.02
R     760947TA9           100.00             0.00     6.750000  %          0.00
M-1   760947TB7     1,493,000.00     1,459,769.85     6.750000  %      4,924.86
M-2   760947TC5       597,000.00       583,712.38     6.750000  %      1,969.29
M-3   760947TD3       597,000.00       583,712.38     6.750000  %      1,969.29
B-1                   597,000.00       583,712.38     6.750000  %      1,969.29
B-2                   299,000.00       292,345.07     6.750000  %        986.29
B-3                   298,952.57       292,298.72     6.750000  %        986.13
SPRE                        0.00             0.00     0.525030  %          0.00

- -------------------------------------------------------------------------------
                  119,444,684.72   111,129,400.46                  1,456,152.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       279,594.55  1,235,564.13             0.00         0.00  48,780,050.88
A-2       119,593.68    119,593.68             0.00         0.00  21,274,070.00
A-3       203,236.96    689,945.57             0.00         0.00  35,666,348.17
A-4             0.00        669.02             0.00         0.00     170,033.42
R               0.00          0.00             0.00         0.00           0.00
M-1         8,206.20     13,131.06             0.00         0.00   1,454,844.99
M-2         3,281.38      5,250.67             0.00         0.00     581,743.09
M-3         3,281.38      5,250.67             0.00         0.00     581,743.09
B-1         3,281.38      5,250.67             0.00         0.00     581,743.09
B-2         1,643.44      2,629.73             0.00         0.00     291,358.78
B-3         1,643.18      2,629.31             0.00         0.00     291,312.59
SPRED      48,592.25     48,592.25             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          672,354.40  2,128,506.76             0.00         0.00 109,673,248.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    901.270354  17.323200     5.066555    22.389755   0.000000    883.947154
A-2   1000.000000   0.000000     5.621570     5.621570   0.000000   1000.000000
A-3    928.741250  12.503130     5.220984    17.724114   0.000000    916.238120
A-4    962.961705   3.774056     0.000000     3.774056   0.000000    959.187649
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    977.742699   3.298634     5.496450     8.795084   0.000000    974.444066
M-2    977.742680   3.298643     5.496449     8.795092   0.000000    974.444037
M-3    977.742680   3.298643     5.496449     8.795092   0.000000    974.444037
B-1    977.742680   3.298643     5.496449     8.795092   0.000000    974.444037
B-2    977.742709   3.298629     5.496455     8.795084   0.000000    974.444080
B-3    977.742790   3.298650     5.496457     8.795107   0.000000    974.444174

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S5 (POOL # 4197)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4197 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,428.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,638.71

SUBSERVICER ADVANCES THIS MONTH                                        5,892.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     633,893.76

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     109,673,248.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          370

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,081,160.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.57931210 %     2.36772300 %    1.05296490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.54553920 %     2.38739275 %    1.06336100 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,194,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,222,232.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58465855
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              166.91

POOL TRADING FACTOR:                                                91.81927882


 ................................................................................


Run:        10/26/96     10:12:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UK5    68,000,000.00    65,148,250.11     6.625000  %    327,199.73
A-2   760947UL3    50,000,000.00    47,399,875.11     6.625000  %    298,329.17
A-3   760947UM1    12,000,000.00    12,000,000.00     6.625000  %          0.00
A-4   760947UN9    10,424,000.00     9,891,412.98     6.000000  %     90,586.10
A-5   760947UP4    40,000,000.00    38,966,366.64     6.625000  %    192,413.39
A-6   760947UQ2     9,032,000.00     9,032,000.00     7.000000  %          0.00
A-7   760947UR0     9,317,000.00     7,316,296.07     8.000000  %          0.00
A-8   760947US8     1,331,000.00     1,045,185.16     0.000000  %          0.00
A-9   760947UT6    67,509,000.00    67,217,470.28     0.000000  %    116,995.06
A-10  760947UU3    27,446,000.00    27,304,688.21     7.000000  %     20,236.61
A-11  760947UV1    15,000,000.00    14,922,769.18     7.000000  %     11,059.87
A-12  760947UW9    72,100,000.00    69,774,324.91     6.625000  %    432,930.13
A-13  760947UX7    17,900,000.00    17,900,000.00     6.625000  %          0.00
R-I   760947UY5           100.00             0.00     7.000000  %          0.00
R-II  760947UZ2           100.00             0.00     7.000000  %          0.00
M-1   760947VA6     9,550,000.00     9,500,829.71     7.000000  %      7,041.45
M-2   760947VB4     5,306,000.00     5,278,680.88     7.000000  %      3,912.24
M-3   760947VC2     4,669,000.00     4,644,960.62     7.000000  %      3,442.57
B-1                 2,335,000.00     2,322,977.74     7.000000  %      1,721.65
B-2                   849,000.00       844,628.73     7.000000  %        625.99
B-3                 1,698,373.98     1,689,629.55     7.000000  %      1,252.26
SPRE                        0.00             0.00     0.647875  %          0.00

- -------------------------------------------------------------------------------
                  424,466,573.98   412,200,345.88                  1,507,746.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       359,590.62    686,790.35             0.00         0.00  64,821,050.38
A-2       261,627.14    559,956.31             0.00         0.00  47,101,545.94
A-3        66,234.89     66,234.89             0.00         0.00  12,000,000.00
A-4        49,445.78    140,031.88             0.00         0.00   9,800,826.88
A-5       215,077.77    407,491.16             0.00         0.00  38,773,953.25
A-6        52,674.66     52,674.66             0.00         0.00   9,032,000.00
A-7        48,764.19     48,764.19             0.00         0.00   7,316,296.07
A-8             0.00          0.00             0.00         0.00   1,045,185.16
A-9       388,145.99    505,141.05        90,586.10         0.00  67,191,061.32
A-10      159,241.03    179,477.64             0.00         0.00  27,284,451.60
A-11       87,029.64     98,089.51             0.00         0.00  14,911,709.31
A-12      385,124.59    818,054.72             0.00         0.00  69,341,394.78
A-13       98,800.39     98,800.39             0.00         0.00  17,900,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        55,408.87     62,450.32             0.00         0.00   9,493,788.26
M-2        30,785.29     34,697.53             0.00         0.00   5,274,768.64
M-3        27,089.42     30,531.99             0.00         0.00   4,641,518.05
B-1        13,547.61     15,269.26             0.00         0.00   2,321,256.09
B-2         4,925.88      5,551.87             0.00         0.00     844,002.74
B-3         9,853.92     11,106.18             0.00         0.00   1,688,377.29
SPRED     222,494.48    222,494.48             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,535,862.16  4,043,608.38        90,586.10         0.00 410,783,185.76
===============================================================================





































Run:        10/26/96     10:12:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    958.062502   4.811761     5.288097    10.099858   0.000000    953.250741
A-2    947.997502   5.966583     5.232543    11.199126   0.000000    942.030919
A-3   1000.000000   0.000000     5.519574     5.519574   0.000000   1000.000000
A-4    948.907615   8.690148     4.743455    13.433603   0.000000    940.217467
A-5    974.159166   4.810335     5.376944    10.187279   0.000000    969.348831
A-6   1000.000000   0.000000     5.832004     5.832004   0.000000   1000.000000
A-7    785.263075   0.000000     5.233894     5.233894   0.000000    785.263075
A-8    785.263080   0.000000     0.000000     0.000000   0.000000    785.263080
A-9    995.681617   1.733029     5.749544     7.482573   1.341837    995.290425
A-10   994.851279   0.737325     5.801976     6.539301   0.000000    994.113955
A-11   994.851279   0.737325     5.801976     6.539301   0.000000    994.113954
A-12   967.743757   6.004579     5.341534    11.346113   0.000000    961.739179
A-13  1000.000000   0.000000     5.519575     5.519575   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.851279   0.737325     5.801976     6.539301   0.000000    994.113954
M-2    994.851278   0.737324     5.801977     6.539301   0.000000    994.113954
M-3    994.851279   0.737325     5.801975     6.539300   0.000000    994.113954
B-1    994.851281   0.737323     5.801974     6.539297   0.000000    994.113957
B-2    994.851272   0.737326     5.801979     6.539305   0.000000    994.113946
B-3    994.851293   0.737323     5.801973     6.539296   0.000000    994.113964

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S6 (POOL # 4198)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4198 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       91,827.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,339.99

SUBSERVICER ADVANCES THIS MONTH                                       40,955.25
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,013,550.86

 (B)  TWO MONTHLY PAYMENTS:                                    2     681,975.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,018,672.78


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        953,020.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     410,783,185.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,405

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,111,661.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.10924630 %     4.71238600 %    1.17836780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.09330470 %     4.72513862 %    1.18155670 %

      BANKRUPTCY AMOUNT AVAILABLE                         170,019.00
      FRAUD AMOUNT AVAILABLE                            8,489,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,244,666.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.96960927
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              347.27

POOL TRADING FACTOR:                                                96.77633315


 ................................................................................


Run:        10/26/96     10:12:48                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VD0    29,630,000.00    25,472,741.19     5.000000  %    960,252.85
A-2   760947VE8    28,800,000.00    28,800,000.00     5.125000  %          0.00
A-3   760947VF5    26,330,000.00    26,330,000.00     5.750000  %          0.00
A-4   760947VG3    34,157,000.00    34,157,000.00     5.875000  %          0.00
A-5   760947VH1   136,575,000.00   127,847,395.05     6.375000  %    992,371.17
A-6   760947VW8   123,614,000.00   124,888,594.79     0.000000  %    149,783.92
A-7   760947VJ7    66,675,000.00    63,995,707.17     7.000000  %    383,454.67
A-8   760947VK4    10,436,000.00    10,436,000.00     7.000000  %          0.00
A-9   760947VL2     6,550,000.00     6,550,000.00     7.000000  %          0.00
A-10  760947VM0     3,825,000.00     3,825,000.00     7.000000  %          0.00
A-11  760947VN8    20,000,000.00    19,913,707.06     7.000000  %     14,886.04
A-12  760947VP3    38,585,000.00    38,418,519.33     7.000000  %     28,718.89
A-13  760947VQ1       698,595.74       678,711.17     0.000000  %        677.77
R-I   760947VR9           100.00             0.00     7.000000  %          0.00
R-II  760947VS7           100.00             0.00     7.000000  %          0.00
M-1   760947VT5    12,554,000.00    12,499,833.92     7.000000  %      9,343.97
M-2   760947VU2     6,974,500.00     6,944,407.50     7.000000  %      5,191.13
M-3   760947VV0     6,137,500.00     6,111,018.85     7.000000  %      4,568.15
B-1   760947VX6     3,069,000.00     3,055,758.35     7.000000  %      2,284.26
B-2   760947VY4     1,116,000.00     1,111,184.86     7.000000  %        830.64
B-3                 2,231,665.53     2,222,036.68     7.000000  %      1,661.03
SPRE                        0.00             0.00     0.602822  %          0.00

- -------------------------------------------------------------------------------
                  557,958,461.27   543,257,615.92                  2,554,024.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       106,092.69  1,066,345.54             0.00         0.00  24,512,488.34
A-2       122,949.32    122,949.32             0.00         0.00  28,800,000.00
A-3       126,112.59    126,112.59             0.00         0.00  26,330,000.00
A-4       167,158.07    167,158.07             0.00         0.00  34,157,000.00
A-5       678,909.42  1,671,280.59             0.00         0.00 126,855,023.88
A-6       500,848.63    650,632.55       440,771.05         0.00 125,179,581.92
A-7       373,154.46    756,609.13             0.00         0.00  63,612,252.50
A-8        60,851.59     60,851.59             0.00         0.00  10,436,000.00
A-9        38,192.59     38,192.59             0.00         0.00   6,550,000.00
A-10       22,303.31     22,303.31             0.00         0.00   3,825,000.00
A-11      116,115.42    131,001.46             0.00         0.00  19,898,821.02
A-12      224,015.68    252,734.57             0.00         0.00  38,389,800.44
A-13            0.00        677.77             0.00         0.00     678,033.40
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        72,885.65     82,229.62             0.00         0.00  12,490,489.95
M-2        40,492.35     45,683.48             0.00         0.00   6,939,216.37
M-3        35,632.92     40,201.07             0.00         0.00   6,106,450.70
B-1        17,817.91     20,102.17             0.00         0.00   3,053,474.09
B-2         6,479.24      7,309.88             0.00         0.00   1,110,354.22
B-3        12,956.54     14,617.57             0.00         0.00   2,220,375.65
SPRED     272,793.82    272,793.82             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,995,762.20  5,549,786.69       440,771.05         0.00 541,144,362.48
===============================================================================





































Run:        10/26/96     10:12:48
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    859.694269  32.408129     3.580584    35.988713   0.000000    827.286140
A-2   1000.000000   0.000000     4.269074     4.269074   0.000000   1000.000000
A-3   1000.000000   0.000000     4.789692     4.789692   0.000000   1000.000000
A-4   1000.000000   0.000000     4.893816     4.893816   0.000000   1000.000000
A-5    936.096614   7.266126     4.970964    12.237090   0.000000    928.830488
A-6   1010.311088   1.211707     4.051714     5.263421   3.565705   1012.665086
A-7    959.815631   5.751101     5.596617    11.347718   0.000000    954.064529
A-8   1000.000000   0.000000     5.830930     5.830930   0.000000   1000.000000
A-9   1000.000000   0.000000     5.830930     5.830930   0.000000   1000.000000
A-10  1000.000000   0.000000     5.830931     5.830931   0.000000   1000.000000
A-11   995.685353   0.744302     5.805771     6.550073   0.000000    994.941051
A-12   995.685353   0.744302     5.805771     6.550073   0.000000    994.941051
A-13   971.536371   0.970189     0.000000     0.970189   0.000000    970.566182
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.685353   0.744302     5.805771     6.550073   0.000000    994.941051
M-2    995.685354   0.744301     5.805771     6.550072   0.000000    994.941052
M-3    995.685352   0.744301     5.805771     6.550072   0.000000    994.941051
B-1    995.685354   0.744301     5.805771     6.550072   0.000000    994.941053
B-2    995.685358   0.744301     5.805771     6.550072   0.000000    994.941057
B-3    995.685353   0.744301     5.805771     6.550072   0.000000    994.941052

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:49                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S7 (POOL # 4199)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4199 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      113,079.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,275.01

SUBSERVICER ADVANCES THIS MONTH                                       35,834.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   4,446,356.03

 (B)  TWO MONTHLY PAYMENTS:                                    2     516,097.83

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     541,144,362.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,827

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,707,049.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.11251710 %     4.70996200 %    1.17752090 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.09392240 %     4.71891768 %    1.18123990 %

      BANKRUPTCY AMOUNT AVAILABLE                         209,026.00
      FRAUD AMOUNT AVAILABLE                           11,159,169.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,579,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.90085222
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              347.96

POOL TRADING FACTOR:                                                96.98649632


 ................................................................................


Run:        10/26/96     10:12:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S8 (POOL # 4200)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4200 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UA7    60,000,000.00    57,232,797.75     6.750000  %    785,807.62
A-2   760947UB5    39,034,000.00    36,818,924.14     6.750000  %    639,772.34
A-3   760947UC3     6,047,000.00     6,047,000.00     6.750000  %          0.00
A-4   760947UD1     5,000,000.00     4,905,338.26     6.750000  %     16,128.19
A-5   760947UE9       229,143.79       224,341.49     0.000000  %        817.94
R     760947UF6           100.00             0.00     6.750000  %          0.00
M-1   760947UG4     1,425,200.00     1,398,217.41     6.750000  %      4,597.18
M-2   760947UH2       570,100.00       559,306.59     6.750000  %      1,838.94
M-3   760947UJ8       570,100.00       559,306.59     6.750000  %      1,838.94
B-1                   570,100.00       559,306.59     6.750000  %      1,838.94
B-2                   285,000.00       279,604.24     6.750000  %        919.31
B-3                   285,969.55       280,555.39     6.750000  %        922.41
SPRE                        0.00             0.00     0.525853  %          0.00

- -------------------------------------------------------------------------------
                  114,016,713.34   108,864,698.45                  1,454,481.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       321,825.07  1,107,632.69             0.00         0.00  56,446,990.13
A-2       207,036.06    846,808.40             0.00         0.00  36,179,151.80
A-3        34,002.82     34,002.82             0.00         0.00   6,047,000.00
A-4        27,583.15     43,711.34             0.00         0.00   4,889,210.07
A-5             0.00        817.94             0.00         0.00     223,523.55
R               0.00          0.00             0.00         0.00           0.00
M-1         7,862.30     12,459.48             0.00         0.00   1,393,620.23
M-2         3,145.03      4,983.97             0.00         0.00     557,467.65
M-3         3,145.03      4,983.97             0.00         0.00     557,467.65
B-1         3,145.03      4,983.97             0.00         0.00     557,467.65
B-2         1,572.24      2,491.55             0.00         0.00     278,684.93
B-3         1,577.58      2,499.99             0.00         0.00     279,632.98
SPRED      47,689.47     47,689.47             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          658,583.78  2,113,065.59             0.00         0.00 107,410,216.64
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    953.879963  13.096794     5.363751    18.460545   0.000000    940.783169
A-2    943.252655  16.390130     5.303993    21.694123   0.000000    926.862525
A-3   1000.000000   0.000000     5.623089     5.623089   0.000000   1000.000000
A-4    981.067652   3.225638     5.516630     8.742268   0.000000    977.842014
A-5    979.042417   3.569549     0.000000     3.569549   0.000000    975.472868
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.067506   3.225639     5.516629     8.742268   0.000000    977.841868
M-2    981.067514   3.225645     5.516629     8.742274   0.000000    977.841870
M-3    981.067514   3.225645     5.516629     8.742274   0.000000    977.841870
B-1    981.067514   3.225645     5.516629     8.742274   0.000000    977.841870
B-2    981.067509   3.225649     5.516632     8.742281   0.000000    977.841860
B-3    981.067355   3.225623     5.516601     8.742224   0.000000    977.841802

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S8 (POOL # 4200)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4200 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,076.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       434.96

SUBSERVICER ADVANCES THIS MONTH                                        6,110.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     636,729.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,410,216.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          378

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,096,512.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.65290420 %     2.31666300 %    1.03043310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.61866510 %     2.33549062 %    1.04097400 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,140,167.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     644,114.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56780693
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              168.93

POOL TRADING FACTOR:                                                94.20567695


 ................................................................................


Run:        10/26/96     10:12:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XB2   126,846,538.00   127,527,378.79     0.000000  %    137,316.32
A-2   760947WF4    20,813,863.00    20,360,097.86     7.250000  %    117,377.54
A-3   760947WG2     6,939,616.00     6,833,638.02     7.250000  %     24,714.81
A-4   760947WH0     3,076,344.00     2,979,125.85     6.100000  %     26,878.61
A-5   760947WJ6    74,488,122.00    74,488,122.00     6.300000  %          0.00
A-6   760947WK3    22,340,000.00    18,301,157.12     7.250000  %          0.00
A-7   760947WL1    30,014,887.00    29,907,798.58     7.250000  %     22,011.07
A-8   760947WM9    49,964,458.00    48,944,053.34     7.250000  %    237,965.57
A-9   760947WN7    16,853,351.00    16,853,351.00     7.250000  %          0.00
A-10  760947WP2    18,008,933.00    17,919,692.64     7.250000  %     18,342.56
A-11  760947WQ0     7,003,473.00     7,003,473.00     7.250000  %          0.00
A-12  760947WR8    95,117,613.00    92,820,051.15     7.250000  %    552,296.23
A-13  760947WS6    11,709,319.00    12,067,163.64     7.250000  %          0.00
A-14  760947WT4    67,096,213.00    64,975,849.02     6.730000  %    586,232.62
A-15  760947WU1     1,955,837.23     1,945,097.72     0.000000  %     17,610.99
R-I   760947WV9           100.00             0.00     7.250000  %          0.00
R-II  760947WW7           100.00             0.00     7.250000  %          0.00
M-1   760947WX5    13,183,200.00    13,136,164.41     7.250000  %      9,667.75
M-2   760947WY3     7,909,900.00     7,881,678.72     7.250000  %      5,800.63
M-3   760947WZ0     5,859,200.00     5,838,295.29     7.250000  %      4,296.78
B-1                 3,222,600.00     3,211,102.26     7.250000  %      2,363.26
B-2                 1,171,800.00     1,167,619.20     7.250000  %        859.33
B-3                 2,343,649.31     2,335,287.44     7.250000  %      1,718.68
SPRE                        0.00             0.00     0.373553  %          0.00

- -------------------------------------------------------------------------------
                  585,919,116.54   576,496,197.05                  1,765,452.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       562,286.80    699,603.12       297,911.28         0.00 127,687,973.75
A-2       122,971.65    240,349.19             0.00         0.00  20,242,720.32
A-3        41,274.06     65,988.87             0.00         0.00   6,808,923.21
A-4        15,139.30     42,017.91             0.00         0.00   2,952,247.24
A-5       390,944.13    390,944.13             0.00         0.00  74,488,122.00
A-6       110,535.98    110,535.98             0.00         0.00  18,301,157.12
A-7       180,638.19    202,649.26             0.00         0.00  29,885,787.51
A-8       295,614.05    533,579.62             0.00         0.00  48,706,087.77
A-9       101,791.47    101,791.47             0.00         0.00  16,853,351.00
A-10      108,232.00    126,574.56             0.00         0.00  17,901,350.08
A-11       42,299.83     42,299.83             0.00         0.00   7,003,473.00
A-12      560,617.86  1,112,914.09             0.00         0.00  92,267,754.92
A-13            0.00          0.00        72,883.69         0.00  12,140,047.33
A-14      364,295.78    950,528.40             0.00         0.00  64,389,616.40
A-15            0.00     17,610.99             0.00         0.00   1,927,486.73
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,340.28     89,008.03             0.00         0.00  13,126,496.66
M-2        47,604.05     53,404.68             0.00         0.00   7,875,878.09
M-3        35,262.34     39,559.12             0.00         0.00   5,833,998.51
B-1        19,394.53     21,757.79             0.00         0.00   3,208,739.00
B-2         7,052.23      7,911.56             0.00         0.00   1,166,759.87
B-3        14,104.75     15,823.43             0.00         0.00   2,333,568.76
SPRED     179,405.27    179,405.27             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,278,804.55  5,044,257.30       370,794.97         0.00 575,101,539.27
===============================================================================

































Run:        10/26/96     10:12:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1005.367437   1.082539     4.432812     5.515351   2.348596   1006.633494
A-2    978.198898   5.639392     5.908161    11.547553   0.000000    972.559506
A-3    984.728553   3.561409     5.947600     9.509009   0.000000    981.167144
A-4    968.398154   8.737193     4.921199    13.658392   0.000000    959.660961
A-5   1000.000000   0.000000     5.248409     5.248409   0.000000   1000.000000
A-6    819.210256   0.000000     4.947895     4.947895   0.000000    819.210256
A-7    996.432156   0.733338     6.018287     6.751625   0.000000    995.698818
A-8    979.577390   4.762697     5.916487    10.679184   0.000000    974.814693
A-9   1000.000000   0.000000     6.039836     6.039836   0.000000   1000.000000
A-10   995.044661   1.018526     6.009906     7.028432   0.000000    994.026136
A-11  1000.000000   0.000000     6.039836     6.039836   0.000000   1000.000000
A-12   975.845043   5.806456     5.893944    11.700400   0.000000    970.038587
A-13  1030.560671   0.000000     0.000000     0.000000   6.224417   1036.785088
A-14   968.398157   8.737194     5.429454    14.166648   0.000000    959.660963
A-15   994.508996   9.004323     0.000000     9.004323   0.000000    985.504673
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.432157   0.733339     6.018287     6.751626   0.000000    995.698818
M-2    996.432157   0.733338     6.018287     6.751625   0.000000    995.698819
M-3    996.432156   0.733339     6.018286     6.751625   0.000000    995.698817
B-1    996.432154   0.733340     6.018286     6.751626   0.000000    995.698815
B-2    996.432156   0.733342     6.018288     6.751630   0.000000    995.698814
B-3    996.432116   0.733339     6.018285     6.751624   0.000000    995.698781

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1996-S9 (POOL # 4203)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4203 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      120,202.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,948.36

SUBSERVICER ADVANCES THIS MONTH                                       46,091.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   4,806,875.18

 (B)  TWO MONTHLY PAYMENTS:                                    1     199,534.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     330,654.54


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        976,792.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     575,101,539.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,990

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      970,199.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.15715200 %     4.67428200 %    1.16856600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.14742510 %     4.66637131 %    1.17051140 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,281.00
      FRAUD AMOUNT AVAILABLE                           11,718,382.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,859,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.89329781
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.21

POOL TRADING FACTOR:                                                98.15374222


 ................................................................................


Run:        10/26/96     10:12:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S11 (POOL # 4204)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4204 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VZ1   110,123,000.00   106,828,282.69     7.000000  %    403,212.64
A-2   760947WA5     1,458,253.68     1,432,272.40     0.000000  %      5,272.83
R     760947WB3           100.00             0.00     7.000000  %          0.00
M-1   760947WC1     1,442,000.00     1,419,018.62     7.000000  %      4,716.94
M-2   760947WD9       865,000.00       851,214.37     7.000000  %      2,829.51
M-3   760947WE7       288,000.00       283,410.09     7.000000  %        942.08
B-1                   576,700.00       567,509.04     7.000000  %      1,886.45
B-2                   288,500.00       283,902.13     7.000000  %        943.72
B-3                   288,451.95       283,854.99     7.000000  %        943.56
SPRE                        0.00             0.00     0.242845  %          0.00

- -------------------------------------------------------------------------------
                  115,330,005.63   111,949,464.33                    420,747.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       622,894.70  1,026,107.34             0.00         0.00 106,425,070.05
A-2             0.00      5,272.83             0.00         0.00   1,426,999.57
R               0.00          0.00             0.00         0.00           0.00
M-1         8,274.02     12,990.96             0.00         0.00   1,414,301.68
M-2         4,963.27      7,792.78             0.00         0.00     848,384.86
M-3         1,652.51      2,594.59             0.00         0.00     282,468.01
B-1         3,309.03      5,195.48             0.00         0.00     565,622.59
B-2         1,655.38      2,599.10             0.00         0.00     282,958.41
B-3         1,655.10      2,598.66             0.00         0.00     282,911.43
SPRED      22,645.51     22,645.51             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          667,049.52  1,087,797.25             0.00         0.00 111,528,716.60
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    970.081479   3.661475     5.656354     9.317829   0.000000    966.420004
A-2    982.183292   3.615852     0.000000     3.615852   0.000000    978.567440
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    984.062843   3.271110     5.737878     9.008988   0.000000    980.791734
M-2    984.062855   3.271110     5.737884     9.008994   0.000000    980.791746
M-3    984.062813   3.271111     5.737882     9.008993   0.000000    980.791701
B-1    984.062840   3.271111     5.737871     9.008982   0.000000    980.791729
B-2    984.062842   3.271127     5.737886     9.009013   0.000000    980.791716
B-3    984.063342   3.271117     5.737871     9.008988   0.000000    980.792226

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S11 (POOL # 4204)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4204 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,283.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,994.21

SUBSERVICER ADVANCES THIS MONTH                                        2,654.52
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     280,960.82

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     111,528,716.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          403

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       48,406.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.66213990 %     2.31063000 %    1.02723040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.66068150 %     2.28206208 %    1.02767920 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,153,300.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     643,800.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.45342932
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              169.96

POOL TRADING FACTOR:                                                96.70398956


 ................................................................................


Run:        10/26/96     10:12:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S12 (POOL # 4205)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4205 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947XA4    91,183,371.00    74,241,163.20     5.962500  %  1,798,707.73
R                           0.00       398,138.81     0.000000  %          0.00

- -------------------------------------------------------------------------------
                   91,183,371.00    74,639,302.01                  1,798,707.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         368,420.10  2,167,127.83             0.00         0.00  72,442,455.47
R               0.00          0.00       103,751.96         0.00     501,890.77

- -------------------------------------------------------------------------------
          368,420.10  2,167,127.83       103,751.96         0.00  72,944,346.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      814.196299  19.726269     4.040431    23.766700   0.000000    794.470030

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:12:58                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S12 (POOL # 4205)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4205 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,781.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       26,430.52
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   3,164,318.96

 (B)  TWO MONTHLY PAYMENTS:                                    1     473,329.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      72,944,346.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          270

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,635,169.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          99.46658290 %     0.53341710 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             99.31195380 %     0.68804620 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.12166837
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              339.69

POOL TRADING FACTOR:                                                79.99742216


 ................................................................................


Run:        10/26/96     10:12:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XC0   186,575,068.00   183,600,688.67     7.500000  %  1,689,007.16
A-2   760947XD8    75,497,074.00    73,761,644.06     7.500000  %    985,467.31
A-3   760947XE6    33,361,926.00    33,361,926.00     7.500000  %          0.00
A-4   760947XF3    69,336,000.00    69,336,000.00     7.500000  %          0.00
A-5   760947XG1    84,305,000.00    84,305,000.00     7.500000  %          0.00
A-6   760947XH9    37,904,105.00    37,904,105.00     7.500000  %          0.00
A-7   760947XJ5    14,595,895.00    14,595,895.00     7.500000  %          0.00
A-8   760947XK2     6,332,420.11     6,304,107.59     0.000000  %     39,539.66
R     760947XL0           100.00             0.00     7.500000  %          0.00
M-1   760947XM8     9,380,900.00     9,354,437.22     7.500000  %      6,781.32
M-2   760947XN6     6,700,600.00     6,681,698.12     7.500000  %      4,843.77
M-3   760947XP1     5,896,500.00     5,879,866.44     7.500000  %      4,262.49
B-1                 2,948,300.00     2,939,983.07     7.500000  %      2,131.28
B-2                 1,072,100.00     1,069,075.69     7.500000  %        775.01
B-3                 2,144,237.43     2,138,188.70     7.500000  %      1,550.04
SPRE                        0.00             0.00     0.219370  %          0.00

- -------------------------------------------------------------------------------
                  536,050,225.54   531,232,615.56                  2,734,358.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,146,806.93  2,835,814.09             0.00         0.00 181,911,681.51
A-2       460,730.11  1,446,197.42             0.00         0.00  72,776,176.75
A-3       208,385.32    208,385.32             0.00         0.00  33,361,926.00
A-4       433,086.64    433,086.64             0.00         0.00  69,336,000.00
A-5       526,586.03    526,586.03             0.00         0.00  84,305,000.00
A-6       236,756.69    236,756.69             0.00         0.00  37,904,105.00
A-7        91,168.90     91,168.90             0.00         0.00  14,595,895.00
A-8             0.00     39,539.66             0.00         0.00   6,264,567.93
R               0.00          0.00             0.00         0.00           0.00
M-1        58,429.70     65,211.02             0.00         0.00   9,347,655.90
M-2        41,735.23     46,579.00             0.00         0.00   6,676,854.35
M-3        36,726.84     40,989.33             0.00         0.00   5,875,603.95
B-1        18,363.72     20,495.00             0.00         0.00   2,937,851.79
B-2         6,677.66      7,452.67             0.00         0.00   1,068,300.68
B-3        13,355.56     14,905.60             0.00         0.00   2,136,638.66
SPRED      97,054.59     97,054.59             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,375,863.92  6,110,221.96             0.00         0.00 528,498,257.52
===============================================================================

















































Run:        10/26/96     10:12:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    984.058002   9.052695     6.146625    15.199320   0.000000    975.005307
A-2    977.013282  13.053053     6.102622    19.155675   0.000000    963.960229
A-3   1000.000000   0.000000     6.246202     6.246202   0.000000   1000.000000
A-4   1000.000000   0.000000     6.246202     6.246202   0.000000   1000.000000
A-5   1000.000000   0.000000     6.246202     6.246202   0.000000   1000.000000
A-6   1000.000000   0.000000     6.246202     6.246202   0.000000   1000.000000
A-7   1000.000000   0.000000     6.246201     6.246201   0.000000   1000.000000
A-8    995.528957   6.244005     0.000000     6.244005   0.000000    989.284953
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.179079   0.722886     6.228581     6.951467   0.000000    996.456193
M-2    997.179077   0.722886     6.228581     6.951467   0.000000    996.456191
M-3    997.179079   0.722885     6.228583     6.951468   0.000000    996.456194
B-1    997.179076   0.722884     6.228579     6.951463   0.000000    996.456192
B-2    997.179078   0.722890     6.228579     6.951469   0.000000    996.456189
B-3    997.179076   0.722882     6.228583     6.951465   0.000000    996.456190

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S10 (POOL # 4206)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4206 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      111,128.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,616.32

SUBSERVICER ADVANCES THIS MONTH                                       52,265.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    26   5,762,142.49

 (B)  TWO MONTHLY PAYMENTS:                                    3     662,144.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     821,329.48


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                         34,954.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     528,498,257.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,833

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,348,811.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.65389120 %     4.17504500 %    1.17106370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.63019990 %     4.14383849 %    1.17625330 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,508.00
      FRAUD AMOUNT AVAILABLE                           10,721,005.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,665,909.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92336220
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              351.66

POOL TRADING FACTOR:                                                98.59118275


 ................................................................................


Run:        10/26/96     10:13:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S13 (POOL # 4207)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4207 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XQ9    79,750,000.00    75,084,497.10     7.000000  %    902,381.76
A-2   760947XR7    13,800,000.00    13,800,000.00     7.000000  %          0.00
A-3   760947XS5    18,350,000.00    18,350,000.00     7.000000  %          0.00
A-4   760947XT3    18,245,000.00    18,245,000.00     7.000000  %          0.00
A-5   760947XU0    20,000,000.00    19,727,852.92     7.000000  %     69,511.53
A-6   760947XV8     2,531,159.46     2,487,338.82     0.000000  %     11,393.44
R     760947XW6           100.00             0.00     7.000000  %          0.00
M-1   760947XX4     2,368,100.00     2,335,874.99     7.000000  %      8,230.51
M-2   760947XY2       789,000.00       778,263.31     7.000000  %      2,742.23
M-3   760947XZ9       394,500.00       389,131.66     7.000000  %      1,371.11
B-1                   789,000.00       778,263.31     7.000000  %      2,742.23
B-2                   394,500.00       389,131.66     7.000000  %      1,371.11
B-3                   394,216.33       388,851.87     7.000000  %      1,370.13
SPRE                        0.00             0.00     0.367293  %          0.00

- -------------------------------------------------------------------------------
                  157,805,575.79   152,754,205.64                  1,001,114.05
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       437,582.89  1,339,964.65             0.00         0.00  74,182,115.34
A-2        80,424.64     80,424.64             0.00         0.00  13,800,000.00
A-3       106,941.47    106,941.47             0.00         0.00  18,350,000.00
A-4       106,329.54    106,329.54             0.00         0.00  18,245,000.00
A-5       114,971.41    184,482.94             0.00         0.00  19,658,341.39
A-6             0.00     11,393.44             0.00         0.00   2,475,945.38
R               0.00          0.00             0.00         0.00           0.00
M-1        13,613.18     21,843.69             0.00         0.00   2,327,644.48
M-2         4,535.62      7,277.85             0.00         0.00     775,521.08
M-3         2,267.81      3,638.92             0.00         0.00     387,760.55
B-1         4,535.62      7,277.85             0.00         0.00     775,521.08
B-2         2,267.81      3,638.92             0.00         0.00     387,760.55
B-3         2,266.18      3,636.31             0.00         0.00     387,481.74
SPRED      46,710.83     46,710.83             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          922,447.00  1,923,561.05             0.00         0.00 151,753,091.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    941.498396  11.315132     5.486933    16.802065   0.000000    930.183265
A-2   1000.000000   0.000000     5.827872     5.827872   0.000000   1000.000000
A-3   1000.000000   0.000000     5.827873     5.827873   0.000000   1000.000000
A-4   1000.000000   0.000000     5.827873     5.827873   0.000000   1000.000000
A-5    986.392646   3.475577     5.748571     9.224148   0.000000    982.917069
A-6    982.687523   4.501273     0.000000     4.501273   0.000000    978.186250
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.392040   3.475575     5.748566     9.224141   0.000000    982.916465
M-2    986.392028   3.475577     5.748568     9.224145   0.000000    982.916451
M-3    986.392041   3.475564     5.748568     9.224132   0.000000    982.916477
B-1    986.392028   3.475577     5.748568     9.224145   0.000000    982.916451
B-2    986.392041   3.475564     5.748568     9.224132   0.000000    982.916477
B-3    986.392091   3.475579     5.748570     9.224149   0.000000    982.916518

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:01                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S13 (POOL # 4207)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4207 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,813.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,943.48

SUBSERVICER ADVANCES THIS MONTH                                       27,402.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   2,803,711.88

 (B)  TWO MONTHLY PAYMENTS:                                    1      63,500.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     151,753,091.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          622

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      461,578.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.63297910 %     2.33136600 %    1.03565530 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.62259790 %     2.30039868 %    1.03884850 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,578,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     789,028.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56544309
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              164.32

POOL TRADING FACTOR:                                                96.16459420


 ................................................................................


Run:        10/26/96     10:13:02                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947YA3    31,680,861.00    30,965,630.96     7.500000  %    199,670.14
A-2   760947YB1   105,040,087.00   103,069,363.99     7.500000  %    550,165.01
A-3   760947YC9     2,560,000.00     2,560,000.00     7.500000  %          0.00
A-4   760947YD7    33,579,740.00    33,470,994.40     7.500000  %     27,818.21
A-5   760947YE5     6,864,000.00     6,864,000.00     7.750000  %          0.00
A-6   760947YF2     1,536,000.00     1,536,000.00     6.000000  %          0.00
A-7   760947YG0    27,457,512.00    27,457,512.00     7.425000  %          0.00
A-8   760947YH8    13,002,000.00    13,002,000.00     7.500000  %          0.00
A-9   760947YJ4     3,150,000.00     3,150,000.00     7.500000  %          0.00
A-10  760947YK1     5,225,000.00     5,225,000.00     7.500000  %          0.00
A-11  760947YL9    10,498,532.00    10,301,562.46     8.000000  %     54,987.82
A-12  760947YM7    59,143,468.00    58,033,840.27     7.000000  %    309,773.80
A-13  760947YN5    16,215,000.00    15,910,780.21     6.162500  %     84,928.77
A-14  760947YP0             0.00             0.00     2.837500  %          0.00
A-15  760947YQ8     5,800,000.00     5,800,000.00     7.500000  %          0.00
A-16  760947YR6    11,615,000.00    11,615,000.00     7.500000  %          0.00
A-17  760947YS4     2,430,000.00     2,430,000.00     7.500000  %          0.00
A-18  760947YT2     9,649,848.10     9,580,098.89     0.000000  %     34,594.86
A-19  760947H53             0.00             0.00     0.208902  %          0.00
R-I   760947YU9           100.00             0.00     7.500000  %          0.00
R-II  760947YV7           100.00             0.00     7.500000  %          0.00
M-1   760947YW5    11,024,900.00    10,989,196.64     7.500000  %      9,133.28
M-2   760947YX3     3,675,000.00     3,663,098.77     7.500000  %      3,044.45
M-3   760947YY1     1,837,500.00     1,831,549.40     7.500000  %      1,522.23
B-1                 2,756,200.00     2,747,274.24     7.500000  %      2,283.30
B-2                 1,286,200.00     1,282,034.73     7.500000  %      1,065.52
B-3                 1,470,031.75     1,465,271.16     7.500000  %      1,217.79

- -------------------------------------------------------------------------------
                  367,497,079.85   362,950,208.12                  1,280,205.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       193,495.56    393,165.70             0.00         0.00  30,765,960.82
A-2       644,051.62  1,194,216.63             0.00         0.00 102,519,198.98
A-3        16,000.00     16,000.00             0.00         0.00   2,560,000.00
A-4       209,150.89    236,969.10             0.00         0.00  33,443,176.19
A-5        44,330.00     44,330.00             0.00         0.00   6,864,000.00
A-6         7,680.00      7,680.00             0.00         0.00   1,536,000.00
A-7       169,858.57    169,858.57             0.00         0.00  27,457,512.00
A-8        81,245.86     81,245.86             0.00         0.00  13,002,000.00
A-9        19,687.50     19,687.50             0.00         0.00   3,150,000.00
A-10       32,656.25     32,656.25             0.00         0.00   5,225,000.00
A-11       68,663.02    123,650.84             0.00         0.00  10,246,574.64
A-12      338,461.42    648,235.22             0.00         0.00  57,724,066.47
A-13       81,691.76    166,620.53             0.00         0.00  15,825,851.44
A-14       37,614.67     37,614.67             0.00         0.00           0.00
A-15       36,250.00     36,250.00             0.00         0.00   5,800,000.00
A-16       72,593.75     72,593.75             0.00         0.00  11,615,000.00
A-17       15,184.39     15,184.39             0.00         0.00   2,430,000.00
A-18            0.00     34,594.86             0.00         0.00   9,545,504.03
A-19       63,171.18     63,171.18             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        68,668.42     77,801.70             0.00         0.00  10,980,063.36
M-2        22,889.68     25,934.13             0.00         0.00   3,660,054.32
M-3        11,444.84     12,967.07             0.00         0.00   1,830,027.17
B-1        17,166.94     19,450.24             0.00         0.00   2,744,990.94
B-2         8,011.08      9,076.60             0.00         0.00   1,280,969.21
B-3         9,156.06     10,373.85             0.00         0.00   1,464,053.37

- -------------------------------------------------------------------------------
        2,269,123.46  3,549,328.64             0.00         0.00 361,670,002.94
===============================================================================



























Run:        10/26/96     10:13:02
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
_______________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    977.423908   6.302548     6.107648    12.410196   0.000000    971.121360
A-2    981.238372   5.237667     6.131484    11.369151   0.000000    976.000705
A-3   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-4    996.761571   0.828422     6.228484     7.056906   0.000000    995.933149
A-5   1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-6   1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-7   1000.000000   0.000000     6.186233     6.186233   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248720     6.248720   0.000000   1000.000000
A-9   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-10  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-11   981.238373   5.237668     6.540250    11.777918   0.000000    976.000706
A-12   981.238372   5.237667     5.722719    10.960386   0.000000    976.000705
A-13   981.238372   5.237667     5.038036    10.275703   0.000000    976.000706
A-15  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-16  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-17  1000.000000   0.000000     6.248720     6.248720   0.000000   1000.000000
A-18   992.771989   3.585016     0.000000     3.585016   0.000000    989.186973
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.761571   0.828423     6.228485     7.056908   0.000000    995.933148
M-2    996.761570   0.828422     6.228484     7.056906   0.000000    995.933148
M-3    996.761578   0.828424     6.228484     7.056908   0.000000    995.933154
B-1    996.761570   0.828423     6.228481     7.056904   0.000000    995.933147
B-2    996.761569   0.828425     6.228487     7.056912   0.000000    995.933144
B-3    996.761573   0.828424     6.228478     7.056902   0.000000    995.933163

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:03                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S14 (POOL # 4208)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4208 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,550.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,646.24

SUBSERVICER ADVANCES THIS MONTH                                       67,306.67
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    38   9,084,487.00

 (B)  TWO MONTHLY PAYMENTS:                                    1     241,361.10

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     361,670,002.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,413

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      977,602.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.78033840 %     4.66475400 %    1.55490800 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.76352440 %     4.55391509 %    1.55911150 %

      BANKRUPTCY AMOUNT AVAILABLE                         111,281.00
      FRAUD AMOUNT AVAILABLE                            7,349,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,674,971.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.83847526
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.98

POOL TRADING FACTOR:                                                98.41438824


 ................................................................................


Run:        10/26/96     10:13:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ZT1    37,528,000.00    34,320,803.61     7.750000  %    713,914.86
A-2   760947ZU8   108,005,000.00   105,539,567.65     7.500000  %    548,799.82
A-3   760947ZV6    22,739,000.00    22,245,913.53     6.162500  %    109,759.96
A-4   760947ZW4             0.00             0.00     2.837500  %          0.00
A-5   760947ZX2    25,743,000.00    25,743,000.00     8.500000  %          0.00
A-6   760947ZY0    77,229,000.00    77,229,000.00     7.500000  %          0.00
A-7   760947ZZ7     2,005,000.00     1,967,449.55     7.750000  %      8,358.65
A-8   760947A27     4,558,000.00     4,483,835.00     7.750000  %     16,508.96
A-9   760947A35     5,200,000.00     5,200,000.00     8.000000  %          0.00
A-10  760947A43     5,004,000.00     5,004,000.00     7.625000  %          0.00
A-11  760947A50    11,334,000.00    11,334,000.00     7.750000  %          0.00
A-12  760947A68     5,667,000.00     5,667,000.00     7.000000  %          0.00
A-13  760947A76    15,379,000.00    15,379,000.00     7.500000  %          0.00
A-14  760947A84     9,617,000.00     9,617,000.00     8.000000  %          0.00
A-15  760947A92    14,375,000.00    14,375,000.00     8.000000  %          0.00
A-16  760947B26    45,450,000.00    45,450,000.00     7.750000  %          0.00
A-17  760947B34    10,301,000.00    10,140,534.61     7.750000  %     54,176.41
A-18  760947B42    12,069,000.00    12,069,000.00     7.750000  %          0.00
A-19  760947B59     8,230,000.00     8,390,465.39     7.750000  %          0.00
A-20  760947B67    41,182,000.00    41,101,018.50     7.750000  %     27,554.92
A-21  760947B75    10,625,000.00    10,604,106.69     7.750000  %      7,109.20
A-22  760947B83     5,391,778.36     5,328,110.21     0.000000  %      5,009.98
R-I   760947B91           100.00             0.00     7.750000  %          0.00
R-II  760947C25           100.00             0.00     7.750000  %          0.00
M-1   760947C33    10,108,600.00    10,088,722.15     7.750000  %      6,763.67
M-2   760947C41     6,317,900.00     6,305,476.30     7.750000  %      4,227.31
M-3   760947C58     5,559,700.00     5,548,767.24     7.750000  %      3,720.00
B-1                 2,527,200.00     2,522,230.43     7.750000  %      1,690.95
B-2                 1,263,600.00     1,261,115.22     7.750000  %        845.48
B-3                 2,022,128.94     2,018,152.59     7.750000  %      1,353.03
SPRE                        0.00             0.00     0.339309  %          0.00

- -------------------------------------------------------------------------------
                  505,431,107.30   498,933,268.67                  1,509,793.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       221,606.04    935,520.90             0.00         0.00  33,606,888.75
A-2       659,476.05  1,208,275.87             0.00         0.00 104,990,767.83
A-3       114,216.71    223,976.67             0.00         0.00  22,136,153.57
A-4        52,590.66     52,590.66             0.00         0.00           0.00
A-5       182,305.82    182,305.82             0.00         0.00  25,743,000.00
A-6       482,574.23    482,574.23             0.00         0.00  77,229,000.00
A-7        12,703.63     21,062.28             0.00         0.00   1,959,090.90
A-8        28,951.68     45,460.64             0.00         0.00   4,467,326.04
A-9        34,658.98     34,658.98             0.00         0.00   5,200,000.00
A-10       31,796.25     31,796.25             0.00         0.00   5,004,000.00
A-11       73,198.75     73,198.75             0.00         0.00  11,334,000.00
A-12       33,050.17     33,050.17             0.00         0.00   5,667,000.00
A-13       96,097.44     96,097.44             0.00         0.00  15,379,000.00
A-14       64,099.11     64,099.11             0.00         0.00   9,617,000.00
A-15       95,812.08     95,812.08             0.00         0.00  14,375,000.00
A-16      293,466.17    293,466.17             0.00         0.00  45,450,000.00
A-17       65,476.43    119,652.84             0.00         0.00  10,086,358.20
A-18       77,928.35     77,928.35             0.00         0.00  12,069,000.00
A-19            0.00          0.00        54,176.41         0.00   8,444,641.80
A-20      265,385.23    292,940.15             0.00         0.00  41,073,463.58
A-21       68,469.68     75,578.88             0.00         0.00  10,596,997.49
A-22            0.00      5,009.98             0.00         0.00   5,323,100.23
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        65,141.88     71,905.55             0.00         0.00  10,081,958.48
M-2        40,713.84     44,941.15             0.00         0.00   6,301,248.99
M-3        35,827.84     39,547.84             0.00         0.00   5,545,047.24
B-1        16,285.79     17,976.74             0.00         0.00   2,520,539.48
B-2         8,142.89      8,988.37             0.00         0.00   1,260,269.74
B-3        13,031.01     14,384.04             0.00         0.00   2,016,799.56
SPRED     141,045.87    141,045.87             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,274,052.58  4,783,845.78        54,176.41         0.00 497,477,651.88
===============================================================================



















Run:        10/26/96     10:13:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
_____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    914.538574  19.023525     5.905085    24.928610   0.000000    895.515049
A-2    977.172979   5.081245     6.105977    11.187222   0.000000    972.091735
A-3    978.315385   4.826948     5.022943     9.849891   0.000000    973.488437
A-5   1000.000000   0.000000     7.081763     7.081763   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248614     6.248614   0.000000   1000.000000
A-7    981.271596   4.168903     6.335975    10.504878   0.000000    977.102693
A-8    983.728609   3.621975     6.351839     9.973814   0.000000    980.106635
A-9   1000.000000   0.000000     6.665188     6.665188   0.000000   1000.000000
A-10  1000.000000   0.000000     6.354167     6.354167   0.000000   1000.000000
A-11  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-12  1000.000000   0.000000     5.832040     5.832040   0.000000   1000.000000
A-13  1000.000000   0.000000     6.248614     6.248614   0.000000   1000.000000
A-14  1000.000000   0.000000     6.665188     6.665188   0.000000   1000.000000
A-15  1000.000000   0.000000     6.665188     6.665188   0.000000   1000.000000
A-16  1000.000000   0.000000     6.456901     6.456901   0.000000   1000.000000
A-17   984.422348   5.259335     6.356318    11.615653   0.000000    979.163013
A-18  1000.000000   0.000000     6.456902     6.456902   0.000000   1000.000000
A-19  1019.497617   0.000000     0.000000     0.000000   6.582796   1026.080413
A-20   998.033570   0.669101     6.444205     7.113306   0.000000    997.364469
A-21   998.033571   0.669101     6.444205     7.113306   0.000000    997.364470
A-22   988.191623   0.929189     0.000000     0.929189   0.000000    987.262435
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.033570   0.669101     6.444204     7.113305   0.000000    997.364470
M-2    998.033571   0.669100     6.444205     7.113305   0.000000    997.364471
M-3    998.033570   0.669101     6.444204     7.113305   0.000000    997.364469
B-1    998.033567   0.669100     6.444203     7.113303   0.000000    997.364467
B-2    998.033571   0.669104     6.444199     7.113303   0.000000    997.364467
B-3    998.033582   0.669102     6.444203     7.113305   0.000000    997.364471

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S15 (POOL # 4213)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4213 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      103,977.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,931.16

SUBSERVICER ADVANCES THIS MONTH                                       72,188.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    32   9,035,625.11

 (B)  TWO MONTHLY PAYMENTS:                                    2     618,127.82

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     269,840.59


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     497,477,651.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,811

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,120,392.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.37921920 %     4.44544900 %    1.17533180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.36643160 %     4.40788739 %    1.17800570 %

      BANKRUPTCY AMOUNT AVAILABLE                         180,309.00
      FRAUD AMOUNT AVAILABLE                           10,108,622.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,547,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29354780
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              351.79

POOL TRADING FACTOR:                                                98.42640168


 ................................................................................


Run:        10/26/96     10:13:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947D99    19,601,888.00    19,245,709.56     7.750000  %    138,738.93
A-2   760947E23    57,937,351.00    56,437,567.70     7.750000  %    584,196.88
A-3   760947E31    32,313,578.00    32,313,578.00     7.750000  %          0.00
A-4   760947E49    49,946,015.00    49,081,457.16     7.750000  %    336,763.32
A-5   760947E56    17,641,789.00    17,620,108.15     7.750000  %     10,649.69
A-6   760947E64    16,661,690.00    16,641,213.64     7.750000  %     10,058.04
A-7   760947E72    20,493,335.00    20,086,478.91     8.000000  %    158,478.93
A-8   760947E80    19,268,210.00    19,268,210.00     7.500000  %          0.00
A-9   760947E98     5,000,000.00     5,000,000.00     7.750000  %          0.00
A-10  760947F22     7,000,000.00     7,000,000.00     8.000000  %          0.00
A-11  760947F30     4,900,496.00     4,764,825.00     7.750000  %     52,846.68
A-12  760947F48     5,000,000.00     5,000,000.00     7.600000  %          0.00
A-13  760947F55       291,667.00       291,667.00     0.000000  %          0.00
A-14  760947F63     1,883,298.00     1,883,298.00     7.750000  %          0.00
A-15  760947F71     1,300,000.00     1,300,000.00     7.750000  %          0.00
A-16  760947F89    18,886,422.00    18,886,422.00     7.750000  %          0.00
A-17  760947G54     1,225,125.00       818,268.91     7.500000  %    158,478.93
A-18  760947G62     7,082,000.00     7,082,000.00     7.575000  %          0.00
A-19  760947G70     8,382,000.00     8,382,000.00     7.750000  %          0.00
A-20  760947G88     5,534,742.00     4,954,820.82     7.750000  %    225,891.39
A-21  760947G96    19,601,988.00    19,601,988.00     7.750000  %          0.00
A-22  760947H20    14,717,439.00    14,717,439.00     7.750000  %          0.00
A-23  760947H38     8,365,657.00     8,365,657.00     7.750000  %          0.00
A-24  760947H46     1,118,434.45     1,116,373.19     0.000000  %      1,044.01
R     760947F97           100.00             0.00     7.750000  %          0.00
M-1   760947G21     7,283,700.00     7,274,748.71     7.750000  %      4,396.90
M-2   760947G39     4,552,300.00     4,546,705.46     7.750000  %      2,748.05
M-3   760947G47     4,006,000.00     4,001,076.84     7.750000  %      2,418.27
B-1                 1,820,900.00     1,818,662.21     7.750000  %      1,099.21
B-2                   910,500.00       909,381.04     7.750000  %        549.63
B-3                 1,456,687.10     1,454,897.44     7.750000  %        879.36
SPRE                        0.00             0.00     0.582145  %          0.00

- -------------------------------------------------------------------------------
                  364,183,311.55   359,864,553.74                  1,689,238.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       124,269.96    263,008.89             0.00         0.00  19,106,970.63
A-2       364,418.57    948,615.45             0.00         0.00  55,853,370.82
A-3       208,649.46    208,649.46             0.00         0.00  32,313,578.00
A-4       316,920.01    653,683.33             0.00         0.00  48,744,693.84
A-5       113,773.41    124,423.10             0.00         0.00  17,609,458.46
A-6       107,452.66    117,510.70             0.00         0.00  16,631,155.60
A-7       133,882.65    292,361.58             0.00         0.00  19,927,999.98
A-8       120,401.84    120,401.84             0.00         0.00  19,268,210.00
A-9        32,291.67     32,291.67             0.00         0.00   5,000,000.00
A-10       46,666.67     46,666.67             0.00         0.00   7,000,000.00
A-11       30,766.58     83,613.26             0.00         0.00   4,711,978.32
A-12       31,666.67     31,666.67             0.00         0.00   5,000,000.00
A-13            0.00          0.00             0.00         0.00     291,667.00
A-14       12,160.50     12,160.50             0.00         0.00   1,883,298.00
A-15        8,395.83      8,395.83             0.00         0.00   1,300,000.00
A-16      121,950.03    121,950.03             0.00         0.00  18,886,422.00
A-17        5,113.14    163,592.07             0.00         0.00     659,789.98
A-18       44,705.13     44,705.13             0.00         0.00   7,082,000.00
A-19       54,133.75     54,133.75             0.00         0.00   8,382,000.00
A-20       31,993.38    257,884.77             0.00         0.00   4,728,929.43
A-21      126,570.45    126,570.45             0.00         0.00  19,601,988.00
A-22       95,030.82     95,030.82             0.00         0.00  14,717,439.00
A-23       54,017.22     54,017.22             0.00         0.00   8,365,657.00
A-24            0.00      1,044.01             0.00         0.00   1,115,329.18
R               0.00          0.00             0.00         0.00           0.00
M-1        46,973.20     51,370.10             0.00         0.00   7,270,351.81
M-2        29,358.17     32,106.22             0.00         0.00   4,543,957.41
M-3        25,835.04     28,253.31             0.00         0.00   3,998,658.57
B-1        11,743.14     12,842.35             0.00         0.00   1,817,563.00
B-2         5,871.90      6,421.53             0.00         0.00     908,831.41
B-3         9,394.30     10,273.66             0.00         0.00   1,454,018.08
SPRED     174,542.42    174,542.42             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,488,948.57  4,178,186.79             0.00         0.00 358,175,315.52
===============================================================================

















Run:        10/26/96     10:13:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    981.829381   7.077835     6.339693    13.417528   0.000000    974.751546
A-2    974.113706  10.083251     6.289873    16.373124   0.000000    964.030455
A-3   1000.000000   0.000000     6.457021     6.457021   0.000000   1000.000000
A-4    982.690154   6.742546     6.345251    13.087797   0.000000    975.947608
A-5    998.771052   0.603663     6.449086     7.052749   0.000000    998.167389
A-6    998.771051   0.603663     6.449085     7.052748   0.000000    998.167389
A-7    980.146907   7.733194     6.532985    14.266179   0.000000    972.413713
A-8   1000.000000   0.000000     6.248730     6.248730   0.000000   1000.000000
A-9   1000.000000   0.000000     6.458334     6.458334   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11   972.314843  10.783946     6.278258    17.062204   0.000000    961.530897
A-12  1000.000000   0.000000     6.333334     6.333334   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     6.457024     6.457024   0.000000   1000.000000
A-15  1000.000000   0.000000     6.458331     6.458331   0.000000   1000.000000
A-16  1000.000000   0.000000     6.457021     6.457021   0.000000   1000.000000
A-17   667.906467 129.357358     4.173566   133.530924   0.000000    538.549108
A-18  1000.000000   0.000000     6.312501     6.312501   0.000000   1000.000000
A-19  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-20   895.221642  40.813356     5.780465    46.593821   0.000000    854.408286
A-21  1000.000000   0.000000     6.457021     6.457021   0.000000   1000.000000
A-22  1000.000000   0.000000     6.457021     6.457021   0.000000   1000.000000
A-23  1000.000000   0.000000     6.457021     6.457021   0.000000   1000.000000
A-24   998.157013   0.933457     0.000000     0.933457   0.000000    997.223557
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.771052   0.603663     6.449085     7.052748   0.000000    998.167389
M-2    998.771052   0.603662     6.449085     7.052747   0.000000    998.167390
M-3    998.771053   0.603662     6.449086     7.052748   0.000000    998.167391
B-1    998.771053   0.603663     6.449086     7.052749   0.000000    998.167390
B-2    998.771049   0.603657     6.449094     7.052751   0.000000    998.167392
B-3    998.771418   0.603664     6.449086     7.052750   0.000000    998.167747

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S16 (POOL # 4214)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4214 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,021.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,333.08

SUBSERVICER ADVANCES THIS MONTH                                       94,912.38
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    46  12,217,187.53

 (B)  TWO MONTHLY PAYMENTS:                                    1     285,286.81

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     358,175,315.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,323

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,471,508.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.42353360 %     4.41048400 %    1.16598240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.40055420 %     4.41486811 %    1.17078720 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,078.00
      FRAUD AMOUNT AVAILABLE                            7,283,666.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,643,213.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59367056
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.31

POOL TRADING FACTOR:                                                98.35028244


 ................................................................................


Run:        10/26/96     10:13:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S17 (POOL # 4215)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4215 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947C66    25,652,000.00    25,086,735.31     7.250000  %    305,498.56
A-2   760947C74    26,006,000.00    25,308,198.20     7.250000  %  1,176,585.24
A-3   760947C82    22,997,000.00    22,997,000.00     7.250000  %          0.00
A-4   760947C90     7,216,000.00     7,216,000.00     7.250000  %          0.00
A-5   760947D24    16,378,000.00    16,378,000.00     7.250000  %          0.00
A-6   760947D32    17,250,000.00    17,143,934.08     7.250000  %     53,553.61
A-7   760947D40     1,820,614.04     1,804,744.33     0.000000  %     15,581.91
R     760947D57           100.00             0.00     7.250000  %          0.00
M-1   760947D65     1,515,800.00     1,506,478.98     7.250000  %      4,705.89
M-2   760947D73       606,400.00       602,671.10     7.250000  %      1,882.60
M-3   760947D81       606,400.00       602,671.10     7.250000  %      1,882.60
B-1                   606,400.00       602,671.10     7.250000  %      1,882.60
B-2                   303,200.00       301,335.55     7.250000  %        941.30
B-3                   303,243.02       301,378.29     7.250000  %        941.44
SPRE                        0.00             0.00     0.413264  %          0.00

- -------------------------------------------------------------------------------
                  121,261,157.06   119,851,818.04                  1,563,455.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       151,512.84    457,011.40             0.00         0.00  24,781,236.75
A-2       152,850.39  1,329,435.63             0.00         0.00  24,131,612.96
A-3       138,891.77    138,891.77             0.00         0.00  22,997,000.00
A-4        43,581.47     43,581.47             0.00         0.00   7,216,000.00
A-5        98,915.92     98,915.92             0.00         0.00  16,378,000.00
A-6       103,541.83    157,095.44             0.00         0.00  17,090,380.47
A-7             0.00     15,581.91             0.00         0.00   1,789,162.42
R               0.00          0.00             0.00         0.00           0.00
M-1         9,098.47     13,804.36             0.00         0.00   1,501,773.09
M-2         3,639.87      5,522.47             0.00         0.00     600,788.50
M-3         3,639.87      5,522.47             0.00         0.00     600,788.50
B-1         3,639.87      5,522.47             0.00         0.00     600,788.50
B-2         1,819.94      2,761.24             0.00         0.00     300,394.25
B-3         1,820.20      2,761.64             0.00         0.00     300,436.85
SPRED      41,261.02     41,261.02             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          754,213.46  2,317,669.21             0.00         0.00 118,288,362.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    977.964108  11.909347     5.906473    17.815820   0.000000    966.054762
A-2    973.167661  45.242838     5.877505    51.120343   0.000000    927.924824
A-3   1000.000000   0.000000     6.039560     6.039560   0.000000   1000.000000
A-4   1000.000000   0.000000     6.039561     6.039561   0.000000   1000.000000
A-5   1000.000000   0.000000     6.039560     6.039560   0.000000   1000.000000
A-6    993.851251   3.104557     6.002425     9.106982   0.000000    990.746694
A-7    991.283320   8.558601     0.000000     8.558601   0.000000    982.724719
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.850759   3.104559     6.002421     9.106980   0.000000    990.746200
M-2    993.850759   3.104551     6.002424     9.106975   0.000000    990.746207
M-3    993.850759   3.104551     6.002424     9.106975   0.000000    990.746207
B-1    993.850759   3.104551     6.002424     9.106975   0.000000    990.746207
B-2    993.850759   3.104551     6.002441     9.106992   0.000000    990.746207
B-3    993.850708   3.104573     6.002446     9.107019   0.000000    990.746142

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S17 (POOL # 4215)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4215 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,741.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       20,285.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,098,286.31

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     118,288,362.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          433

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,188,370.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.68165760 %     2.29723700 %    1.02110530 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.64807170 %     2.28538974 %    1.03144020 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,212,612.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     606,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84436501
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              172.42

POOL TRADING FACTOR:                                                97.54843608


 ................................................................................


Run:        10/26/96     10:13:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947H61    60,600,000.00    60,548,929.80     6.100000  %    170,794.57
A-2   760947H79             0.00             0.00     2.900000  %          0.00
A-3   760947H87    33,761,149.00    33,761,149.00     7.750000  %          0.00
A-4   760947H95     4,982,438.00     4,982,438.00     8.000000  %          0.00
A-5   760947J28    20,015,977.00    20,003,657.71     8.000000  %     12,385.05
A-6   760947J36    48,165,041.00    48,096,947.40     7.250000  %    227,726.10
A-7   760947J44    10,255,000.00    10,255,000.00     7.250000  %          0.00
A-8   760947J51     7,125,000.00     7,125,000.00     7.250000  %          0.00
A-9   760947J69     7,733,000.00     7,733,000.00     7.250000  %          0.00
A-10  760947J77     3,100,000.00     3,100,000.00     7.250000  %          0.00
A-11  760947J85             0.00             0.00     8.000000  %          0.00
A-12  760947J93     4,421,960.00     4,421,960.00     7.250000  %          0.00
A-13  760947K26     2,238,855.16     2,237,051.29     0.000000  %      2,332.68
R-I   760947K34           100.00             0.00     8.000000  %          0.00
R-II  760947K42           100.00             0.00     8.000000  %          0.00
M-1   760947K59     4,283,600.00     4,280,963.56     8.000000  %      2,650.51
M-2   760947K67     2,677,200.00     2,675,552.26     8.000000  %      1,656.54
M-3   760947K75     2,463,100.00     2,461,584.03     8.000000  %      1,524.06
B-1                 1,070,900.00     1,070,240.89     8.000000  %        662.63
B-2                   428,400.00       428,136.33     8.000000  %        265.08
B-3                   856,615.33       856,088.11     8.000000  %        530.03
SPRE                        0.00             0.00     0.304876  %          0.00

- -------------------------------------------------------------------------------
                  214,178,435.49   214,037,698.38                    420,527.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       307,715.00    478,509.57             0.00         0.00  60,378,135.23
A-2       146,290.74    146,290.74             0.00         0.00           0.00
A-3       217,987.34    217,987.34             0.00         0.00  33,761,149.00
A-4        33,208.11     33,208.11             0.00         0.00   4,982,438.00
A-5       133,325.05    145,710.10             0.00         0.00  19,991,272.66
A-6       290,514.54    518,240.64             0.00         0.00  47,869,221.30
A-7        61,957.29     61,957.29             0.00         0.00  10,255,000.00
A-8        43,036.34     43,036.34             0.00         0.00   7,125,000.00
A-9        46,720.21     46,720.21             0.00         0.00   7,733,000.00
A-10       18,729.17     18,729.17             0.00         0.00   3,100,000.00
A-11        6,188.02      6,188.02             0.00         0.00           0.00
A-12       26,709.47     26,709.47             0.00         0.00   4,421,960.00
A-13            0.00      2,332.68             0.00         0.00   2,234,718.61
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,532.77     31,183.28             0.00         0.00   4,278,313.05
M-2        17,832.65     19,489.19             0.00         0.00   2,673,895.72
M-3        16,406.54     17,930.60             0.00         0.00   2,460,059.97
B-1         7,133.19      7,795.82             0.00         0.00   1,069,578.26
B-2         2,853.54      3,118.62             0.00         0.00     427,871.25
B-3         5,705.85      6,235.88             0.00         0.00     855,558.08
SPRED      54,365.76     54,365.76             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,465,211.58  1,885,738.83             0.00         0.00 213,617,171.13
===============================================================================





































Run:        10/26/96     10:13:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    999.157257   2.818392     5.077805     7.896197   0.000000    996.338865
A-3   1000.000000   0.000000     6.456751     6.456751   0.000000   1000.000000
A-4   1000.000000   0.000000     6.665032     6.665032   0.000000   1000.000000
A-5    999.384527   0.618758     6.660931     7.279689   0.000000    998.765769
A-6    998.586244   4.728037     6.031647    10.759684   0.000000    993.858207
A-7   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-8   1000.000000   0.000000     6.040188     6.040188   0.000000   1000.000000
A-9   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-10  1000.000000   0.000000     6.041668     6.041668   0.000000   1000.000000
A-12  1000.000000   0.000000     6.040188     6.040188   0.000000   1000.000000
A-13   999.194289   1.041908     0.000000     1.041908   0.000000    998.152382
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    999.384527   0.618758     6.660932     7.279690   0.000000    998.765769
M-2    999.384529   0.618758     6.660933     7.279691   0.000000    998.765770
M-3    999.384528   0.618757     6.660931     7.279688   0.000000    998.765771
B-1    999.384527   0.618760     6.660930     7.279690   0.000000    998.765767
B-2    999.384524   0.618768     6.660924     7.279692   0.000000    998.765756
B-3    999.384531   0.618761     6.660924     7.279685   0.000000    998.765782

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S18 (POOL # 4218)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4218 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,779.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,384.69

SUBSERVICER ADVANCES THIS MONTH                                       45,567.65
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    24   5,790,538.30

 (B)  TWO MONTHLY PAYMENTS:                                    1     355,520.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     213,617,171.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          810

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      287,753.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.44167650 %     4.44668100 %    1.11164220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.43412820 %     4.40613865 %    1.11315180 %

      BANKRUPTCY AMOUNT AVAILABLE                         112,611.00
      FRAUD AMOUNT AVAILABLE                            4,283,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,141,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.52718213
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              355.43

POOL TRADING FACTOR:                                                99.73794544


 ................................................................................


Run:        10/26/96     10:13:15                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S19 (POOL # 4219)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4219 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947K83    69,926,000.00    69,926,000.00     7.500000  %    301,062.79
A-2   760947K91    19,855,000.00    19,855,000.00     7.500000  %          0.00
A-3   760947L25    10,475,000.00    10,475,000.00     7.500000  %     31,041.15
A-4   760947L33     1,157,046.74     1,157,046.74     0.000000  %      3,989.03
R     760947L41           100.00           100.00     7.500000  %        100.00
M-1   760947L58     1,310,400.00     1,310,400.00     7.500000  %      3,884.32
M-2   760947L66       786,200.00       786,200.00     7.500000  %      2,330.47
M-3   760947L74       524,200.00       524,200.00     7.500000  %      1,553.85
B-1                   314,500.00       314,500.00     7.500000  %        932.25
B-2                   209,800.00       209,800.00     7.500000  %        621.89
B-3                   262,361.78       262,361.78     7.500000  %        777.70
SPRE                        0.00             0.00     0.345104  %          0.00

- -------------------------------------------------------------------------------
                  104,820,608.52   104,820,608.52                    346,293.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       436,888.41    737,951.20             0.00         0.00  69,624,937.21
A-2       124,051.42    124,051.42             0.00         0.00  19,855,000.00
A-3        65,446.42     96,487.57             0.00         0.00  10,443,958.85
A-4             0.00      3,989.03             0.00         0.00   1,153,057.71
R               0.63        100.63             0.00         0.00           0.00
M-1         8,187.21     12,071.53             0.00         0.00   1,306,515.68
M-2         4,912.07      7,242.54             0.00         0.00     783,869.53
M-3         3,275.13      4,828.98             0.00         0.00     522,646.15
B-1         1,964.96      2,897.21             0.00         0.00     313,567.75
B-2         1,310.80      1,932.69             0.00         0.00     209,178.11
B-3         1,639.20      2,416.90             0.00         0.00     261,584.08
SPRED      30,134.71     30,134.71             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          677,810.96  1,024,104.41             0.00         0.00 104,474,315.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   4.305448     6.247868    10.553316   0.000000    995.694552
A-2   1000.000000   0.000000     6.247868     6.247868   0.000000   1000.000000
A-3   1000.000000   2.963356     6.247868     9.211224   0.000000    997.036644
A-4   1000.000000   3.447596     0.000000     3.447596   0.000000    996.552404
R     1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   2.964225     6.247871     9.212096   0.000000    997.035775
M-2   1000.000000   2.964220     6.247863     9.212083   0.000000    997.035780
M-3   1000.000000   2.964231     6.247863     9.212094   0.000000    997.035769
B-1   1000.000000   2.964229     6.247886     9.212115   0.000000    997.035771
B-2   1000.000000   2.964204     6.247855     9.212059   0.000000    997.035796
B-3   1000.000000   2.964037     6.247861     9.211898   0.000000    997.035783

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:16                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S19 (POOL # 4219)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4219 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,824.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,513.22

SUBSERVICER ADVANCES THIS MONTH                                       14,781.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,596,459.19

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,474,315.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          389

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       35,287.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.71296090 %     2.52817900 %    0.75886050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.71184670 %     2.50112323 %    0.75911770 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,048,206.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     602,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07291077
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              175.83

POOL TRADING FACTOR:                                                99.66963228

 ................................................................................


Run:        10/26/96     10:13:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947L82    52,409,000.00    52,409,000.00     7.100000  %          0.00
A-2   760947L90    70,579,000.00    70,579,000.00     7.350000  %          0.00
A-3   760947M24    68,773,000.00    68,773,000.00     7.500000  %    685,229.08
A-4               105,985,000.00   105,985,000.00     0.000000  %    285,251.96
A-5   760947M32    26,381,000.00    26,381,000.00     6.837500  %    672,339.80
A-6   760947M40     4,255,000.00     4,255,000.00    13.407500  %    108,441.90
A-7   760947M57    20,022,000.00    20,022,000.00     7.750000  %          0.00
A-8   760947M65    12,014,000.00    12,014,000.00     7.750000  %          0.00
A-9   760947M73    20,835,000.00    20,835,000.00     7.750000  %    305,121.03
A-10  760947M81    29,566,000.00    29,566,000.00     7.750000  %          0.00
A-11  760947M99     9,918,000.00     9,918,000.00     7.750000  %          0.00
A-12  760947N23     4,755,000.00     4,755,000.00     7.750000  %          0.00
A-13  760947N56     1,318,180.24     1,318,180.24     0.000000  %      1,080.94
R-I   760947N31           100.00           100.00     7.750000  %        100.00
R-II  760947N49           100.00           100.00     7.750000  %        100.00
M-1   760947N64     9,033,100.00     9,033,100.00     7.750000  %      5,535.53
M-2   760947N72     5,645,600.00     5,645,600.00     7.750000  %      3,459.65
M-3   760947N80     5,194,000.00     5,194,000.00     7.750000  %      3,182.91
B-1                 2,258,300.00     2,258,300.00     7.750000  %      1,383.90
B-2                   903,300.00       903,300.00     7.750000  %        553.55
B-3                 1,807,395.50     1,807,395.50     7.750000  %      1,107.56
SPRE                        0.00             0.00     0.582338  %          0.00

- -------------------------------------------------------------------------------
                  451,652,075.74   451,652,075.74                  2,072,887.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       309,971.75    309,971.75             0.00         0.00  52,409,000.00
A-2       432,136.29    432,136.29             0.00         0.00  70,579,000.00
A-3       429,672.07  1,114,901.15             0.00         0.00  68,087,770.92
A-4       424,057.66    709,309.62       326,393.04         0.00 106,026,141.08
A-5       150,261.07    822,600.87             0.00         0.00  25,708,660.20
A-6        47,523.15    155,965.05             0.00         0.00   4,146,558.10
A-7       129,260.88    129,260.88             0.00         0.00  20,022,000.00
A-8        77,561.69     77,561.69             0.00         0.00  12,014,000.00
A-9       134,509.55    439,630.58             0.00         0.00  20,529,878.97
A-10      190,876.37    190,876.37             0.00         0.00  29,566,000.00
A-11       64,030.03     64,030.03             0.00         0.00   9,918,000.00
A-12       30,698.01     30,698.01             0.00         0.00   4,755,000.00
A-13            0.00      1,080.94             0.00         0.00   1,317,099.30
R-I             0.65        100.65             0.00         0.00           0.00
R-II            0.65        100.65             0.00         0.00           0.00
M-1        58,317.17     63,852.70             0.00         0.00   9,027,564.47
M-2        36,447.67     39,907.32             0.00         0.00   5,642,140.35
M-3        33,532.16     36,715.07             0.00         0.00   5,190,817.09
B-1        14,579.45     15,963.35             0.00         0.00   2,256,916.10
B-2         5,831.65      6,385.20             0.00         0.00     902,746.45
B-3        11,668.44     12,776.00             0.00         0.00   1,806,287.94
SPRED     219,097.33    219,097.33             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,800,033.69  4,872,921.50       326,393.04         0.00 449,905,580.97
===============================================================================





































Run:        10/26/96     10:13:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     5.914476     5.914476   0.000000   1000.000000
A-2   1000.000000   0.000000     6.122732     6.122732   0.000000   1000.000000
A-3   1000.000000   9.963635     6.247685    16.211320   0.000000    990.036365
A-4   1000.000000   2.691437     4.001110     6.692547   3.079615   1000.388178
A-5   1000.000000  25.485759     5.695806    31.181565   0.000000    974.514241
A-6   1000.000000  25.485759    11.168778    36.654537   0.000000    974.514241
A-7   1000.000000   0.000000     6.455942     6.455942   0.000000   1000.000000
A-8   1000.000000   0.000000     6.455942     6.455942   0.000000   1000.000000
A-9   1000.000000  14.644638     6.455942    21.100580   0.000000    985.355362
A-10  1000.000000   0.000000     6.455942     6.455942   0.000000   1000.000000
A-11  1000.000000   0.000000     6.455942     6.455942   0.000000   1000.000000
A-12  1000.000000   0.000000     6.455943     6.455943   0.000000   1000.000000
A-13  1000.000000   0.820024     0.000000     0.820024   0.000000    999.179976
R-I   1000.000000 1000.00000     6.500000  1006.500000   0.000000      0.000000
R-II  1000.000000 1000.00000     6.500000  1006.500000   0.000000      0.000000
M-1   1000.000000   0.612805     6.455942     7.068747   0.000000    999.387195
M-2   1000.000000   0.612805     6.455943     7.068748   0.000000    999.387195
M-3   1000.000000   0.612805     6.455941     7.068746   0.000000    999.387195
B-1   1000.000000   0.612806     6.455940     7.068746   0.000000    999.387194
B-2   1000.000000   0.612809     6.455939     7.068748   0.000000    999.387191
B-3   1000.000000   0.612799     6.455942     7.068741   0.000000    999.387207

_______________________________________________________________________________


DETERMINATION DATE       21-October-96  
DISTRIBUTION DATE        25-October-96  

Run:     10/26/96     10:13:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S20 (POOL # 4225)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4225 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       93,994.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,981.45

SUBSERVICER ADVANCES THIS MONTH                                        7,105.67
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     931,706.43

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     449,905,580.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,605

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,469,461.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.48371620 %     4.41288100 %    1.10340250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.46564650 %     4.41437554 %    1.10701690 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,264.00
      FRAUD AMOUNT AVAILABLE                            9,033,042.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,408,398.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.60507770
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              355.71

POOL TRADING FACTOR:                                                99.61330970

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