RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1996-01-10
ASSET-BACKED SECURITIES
Previous: RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC, 8-K, 1996-01-10
Next: AMERICAN INDUSTRIAL PROPERTIES REIT INC, 8-K, 1996-01-10







             SECURITIES AND EXCHANGE COMMISSION

                   Washington, D.C. 20549


                          Form 8-K


                       CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the
               Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported)
                     December 25, 1995


       RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
       (Exact name of the registrant as specified in    
       its charter)


           2-99554, 33-9518, 33-10349
          33-20826, 33-26683, 33-31592
          33-35340, 33-40243, 33-44591
          33-49296, 33-49689, 33-52603, 
          33-54227                       75-2006294

Delaware    (Commission File Number)   (I.R.S. Employee
(State or other                         Identification No.)
jurisdiction of
incorporation)

8400 Normandale Lake Boulevard                 55437
Minneapolis, Minnesota                       (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000





Item 5.  Other Events

See the respective monthly reports, each reflecting the
required information for the December 1995 distribution
to holders of the following series of Conduit Mortgage
Pass-Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1985-1
Series 1986-1
Series 1986-2
Series 1986-3
Series 1986-4
Series 1986-8
Series 1986-9
Series 1986-11

Master Serviced by Residential Funding Corporation


1986-12     
1986-15     
1987-1      
1987-2      
1987-3      
1987-4      
1987-S2     
1987-S4     
1987-6      
1987-S5     
1987-S6     
1987-S7     
1987-S8     
1987-S9     
1987-SA1    
1988-S1     
1988-3A     
1988-3B     
1988-3C     
1988-4B     
1988-4C     
1988-4D     
1989-2      
1989-3A     
1989-3B     
1989-3C     
1989-SW1A   
1989-SW1B   
1989-S1     
1989-S2     
1989-SW2    
1989-4A     
1989-4B     
1989-S4     
1989-5A     
1989-5B     
1989-S5     
1989-7      
1989-S6     
1990-S1     
1990-2      
1990-3A     
1990-3B     
1990-3C     
1990-5      
1990-6      
1990-8      
1990-9      
1990-S14    
1990-R16    
1991-3      
1991-4      
1991-S8     
1991-R9     
1991-S11    
1991-R13    
1991-R14    
1991-S15    
1991-20     
1991-21A    
1991-21B    
1991-21C    
1991-25A    
1991-25B    
1991-23     
1991-S24    
1991-S28    
1991-S29    
1991-S30    
1991-S31    
1992-S1     
1992-S2     
1992-S3     
1992-S4     
1992-S5     
1992-S6     
1992-S7     
1992-S8     
1992-S9     
1992-S10    
1992-S11    
1992-S12    
1992-13     
1992-S14    
1992-S15    
1992-S16    
1992-17A    
1992-17B    
1992-17C    
1992-S18    
1992-S19    
1992-S20    
1992-S21    
1992-S23    
1992-S22    
1992-S24    
1992-S25    
1992-S26    
1992-S27    
1992-S28    
1992-S29    
1992-S30    
1992-S31    
1992-S32    
1992-S33    
1992-S34    
1992-S35    
1992-S36    
1992-S37    
1992-S38    
1992-S39    
1992-S40    
1992-S41    
1992-S42    
1992-S43    
1992-S44    
1993-S1     
1993-S2     
1993-S3     
1993-S4     
1993-S5     
1993-S6     
1993-S7     
1993-S8     
1993-S9     
1993-S10    
1993-S11    
1993-S12    
1993-S13    
1993-MZ1    
1987-S1     
1989-S3     
1989-4C     
1989-4D     
1989-4E     
1993-S14    
1993-S15    
1993-19     
1993-S16    
1993-S17    
1993-S18    
1993-MZ2    
1993-S20    
1993-S21    
1993-S22    
1993-S23    
1993-S27    
1993-S24    
1993-S25    
1993-S26    
1993-S28    
1993-S29    
1993-S30    
1993-S33    
1993-MZ3    
1993-S31    
1993-S32    
1993-S34    
1993-S38    
1993-S41    
1993-S35    
1993-S36    
1993-S37    
1993-S39    
1993-S42    
1993-S40    
1993-S43    
1993-S44    
1993-S46    
1993-S45    
1993-S47    
1993-S48    
1993-S49    
1994-S1     
1994-S2     
1994-S3     
1994-S5     
1994-S6     
1994-RS4    
1994-S7     
1994-S8     
1994-S9     
1994-S10    
1994-S11    
1994-S12    
1994-S13    
1994-S14    
1994-S15    
1994-S16    
1994-MZ1    
1994-S17    
1994-S18    
1994-S19    
1994-S20    
1990-4      
1995-S1     
1995-S2     
1995-S3     
1995-S4     
1995-S6     
1995-S7     
1995-S8     
1995-R5     
1995-S9     
1995-S10    
1995-S11    
1995-S12    
1995-S13    
1995-S14    
1995-S15    
1995-S16    
1995-S17    
1995-S18    

Item 7.  Financial Statements and Exhibits
(a)  Not applicable
(b)  Not applicable
(c)  See Item 5.



                         SIGNATURES

Pursuant to the requirements of the Securities Exchange
Act of 1934, the 
registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly
authorized.

RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.

   By:  Davee Olson                                     
                 
 Name:  Davee Olson
Title:  Executive Vice President and
        Chief Financial Officer
Dated:  December 25, 1995



























                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1985-1 3U
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3507                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    CALIFORNIA LOANS              825,229.01
CERTIFICATE NUMBER OF UNITS:  0001      NON CALIFORNIA LOANS:       9,793,477.88
                                        SPECIAL HAZARD INSURANCE    1,663,538.68
                                        NON CALIFORNIA LOANS:         438,591.06
SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  12.243805
          NET INTEREST RATE:  10.500000
        TOTAL NUMBER OF LOANS:       15
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              9,656.05      9,656.05      9,656.05
    LESS SERVICE FEE                        1,375.34      1,375.34      1,375.34
NET INTEREST                                8,280.71      8,280.71      8,280.71
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                      13,395.30     13,395.30     13,395.30
  ADDITIONAL PRINCIPAL                      1,000.00      1,000.00      1,000.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   22,676.01     22,676.01     22,676.01


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           947,363.65    947,363.65    947,363.65
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        947,363.65    947,363.65    947,363.65
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                   13,395.30     13,395.30     13,395.30
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    1,000.00      1,000.00      1,000.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE             14,395.30     14,395.30     14,395.30
ENDING PRINCIPAL BALANCE                  932,968.35    932,968.35    932,968.35


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- --------------------------------------------------------------------------
<PAGE>


                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   1,000,000.00
                                        BANKRUPTCY BOND:              344,787.59

SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  12.141821
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       14
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             23,026.46     23,026.46     23,026.46
    LESS SERVICE FEE                        4,061.90      4,061.90      4,061.90
NET INTEREST                               18,964.56     18,964.56     18,964.56
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       2,266.45      2,266.45      2,266.45
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   21,231.01     21,231.01     21,231.01


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         2,275,749.60  2,275,749.60  2,275,749.60
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      2,275,749.60  2,275,749.60  2,275,749.60
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    2,266.45      2,266.45      2,266.45
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              2,266.45      2,266.45      2,266.45
ENDING PRINCIPAL BALANCE                2,273,483.15  2,273,483.15  2,273,483.15


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             2    346,263.31
  PRINCIPAL                                 8,056.30      8,056.30      8,056.30
  INTEREST                                 97,321.60     97,321.60     97,321.60
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           2    346,263.31   105,377.90    105,377.90    105,377.90


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- ---------------------------------------------------------------------------
<PAGE>


                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-2 HG
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3505                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       4,781,297.08
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   1,000,000.00
                                        BANKRUPTCY BOND:              312,027.16

SCHEDULED INSTALLMENTS OF: 12/01/95
        GROSS INTEREST RATE:  11.033470
          NET INTEREST RATE:  10.000000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,118.31      3,118.31      3,118.31
    LESS SERVICE FEE                          315.94        315.94        315.94
NET INTEREST                                2,802.37      2,802.37      2,802.37
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       3,970.81      3,970.81      3,970.81
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                    6,773.18      6,773.18      6,773.18


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           329,078.75    329,078.75    329,078.75
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        329,078.75    329,078.75    329,078.75
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    3,970.81      3,970.81      3,970.81
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              3,970.81      3,970.81      3,970.81
ENDING PRINCIPAL BALANCE                  325,107.94    325,107.94    325,107.94


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- --------------------------------------------------------------------
<PAGE>


                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-3 GP
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  WISCONSIN INVESTMENT BOARD
ADDRESS:        ATTN GERALD T MAHAFFEY
                PO BOX 7842
                MADISON, WI 53707

CONTROL NUMBER:    3502                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       2,117,945.94
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     340,321.48
                                        BANKRUPTCY BOND:              100,000.00

SCHEDULED INSTALLMENTS OF: 12/01/95
        GROSS INTEREST RATE: 10.840878
          NET INTEREST RATE:   8.400000
        TOTAL NUMBER OF LOANS:       5
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,197.44      3,197.44      3,197.44
    LESS SERVICE FEE                          720.19        720.19        720.19
NET INTEREST                                2,477.25      2,477.25      2,477.25
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       7,660.53      7,660.53      7,660.53
  ADDITIONAL PRINCIPAL                        193.00        193.00        193.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   10,330.78     10,330.78     10,330.78


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           353,888.79    353,888.79    353,888.79
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        353,888.79    353,888.79    353,888.79
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    7,660.53      7,660.53      7,660.53
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                      193.00        193.00        193.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              7,853.53      7,853.53      7,853.53
ENDING PRINCIPAL BALANCE                  346,035.26    346,035.26    346,035.26


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- ------------------------------------------------------------------------
<PAGE>



                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       6,711,109.51
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     368,860.56
                                        BANKRUPTCY BOND:              342,969.66

SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  12.152004
          NET INTEREST RATE:  10.250000
        TOTAL NUMBER OF LOANS:       12
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             11,614.61     11,614.61     11,614.61
    LESS SERVICE FEE                        1,818.00      1,818.00      1,818.00
NET INTEREST                                9,796.61      9,796.61      9,796.61
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       1,196.46      1,196.46      1,196.46
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   10,993.07     10,993.07     10,993.07


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,146,919.35  1,146,919.35  1,146,919.35
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,146,919.35  1,146,919.35  1,146,919.35
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,196.46      1,196.46      1,196.46
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              1,196.46      1,196.46      1,196.46
ENDING PRINCIPAL BALANCE                1,145,722.89  1,145,722.89  1,145,722.89


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             1     74,862.29
  PRINCIPAL                                   707.41        707.41        707.41
  INTEREST                                 11,911.69     11,911.69     11,911.69
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           1     74,862.29    12,619.10     12,619.10     12,619.10


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- --------------------------------------------------------------------------------
<PAGE>


                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-8 GH
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3501                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       7,604,023.83
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     455,448.80
                                        BANKRUPTCY BOND:              279,814.75

SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  11.976394
          NET INTEREST RATE:   9.960000
        TOTAL NUMBER OF LOANS:       27
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                             10,476.95     10,476.95     10,476.95
    LESS SERVICE FEE                        1,803.17      1,803.17      1,803.17
NET INTEREST                                8,673.78      8,673.78      8,673.78
PAYOFF NET INTEREST                            32.56         32.56         32.56
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                      13,577.42     13,577.42     13,577.42
  ADDITIONAL PRINCIPAL                      2,876.71      2,876.71      2,876.71
  PAYOFF PRINCIPAL                         23,868.74     23,868.74     23,868.74
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   49,029.21     49,029.21     49,029.21


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,073,628.83  1,073,628.83  1,073,628.83
    LESS PAYOFF PRINCIPAL BALANCE          23,868.74     23,868.74     23,868.74
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,049,760.09  1,049,760.09  1,049,760.09
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                   13,577.42     13,577.42     13,577.42
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                    2,876.71      2,876.71      2,876.71
    PAYOFF PRINCIPAL                       23,868.74     23,868.74     23,868.74
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE             40,322.87     40,322.87     40,322.87
ENDING PRINCIPAL BALANCE                1,033,305.96  1,033,305.96  1,033,305.96


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              2    136,364.56
  PRINCIPAL                                 3,320.71      3,320.71      3,320.71
  INTEREST                                  2,771.75      2,771.75      2,771.75
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           2    136,364.56     6,092.46      6,092.46      6,092.46


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)

- -----------------------------------------------------------------------------
<PAGE>


                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-9 HC
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3503                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       4,321,303.44
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     557,517.94
                                        BANKRUPTCY BOND:              397,835.15

SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  10.793427
          NET INTEREST RATE:   9.000000
        TOTAL NUMBER OF LOANS:       4
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT    CERT TOTAL

GROSS INTEREST                              3,116.47      3,116.47      3,116.47
    LESS SERVICE FEE                          517.82        517.82        517.82
NET INTEREST                                2,598.65      2,598.65      2,598.65
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       4,069.55      4,069.55      4,069.55
  ADDITIONAL PRINCIPAL                          0.00          0.00          0.00
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                    6,668.20      6,668.20      6,668.20


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           346,486.34    346,486.34    346,486.34
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00          0.00          0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        346,486.34    346,486.34    346,486.34
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    4,069.55      4,069.55      4,069.55
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00          0.00          0.00
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              4,069.55      4,069.55      4,069.55
ENDING PRINCIPAL BALANCE                  342,416.79    342,416.79    342,416.79


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
REO                     0          0.00
  PRINICPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
        TOTAL           0          0.00         0.00          0.00          0.00


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00          0.00          0.00
SERVICE FEE                                     0.00          0.00          0.00
PRINCIPAL                                       0.00          0.00          0.00
TOTAL NOT ADVANCED                              0.00          0.00          0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (319-236-4797)
- ----------------------------------------------------------------------------
<PAGE>



                          GMAC MORTGAGE CORPORATION
                                PO BOX 780
                          WATERLOO, IA 50704
                 SERIES 1986-11 DQ
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3500                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:       3,539,063.13
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:     376,984.52
                                        BANKRUPTCY BOND:              488,435.46

SCHEDULED INSTALLMENTS OF:  12/01/95
        GROSS INTEREST RATE:  11.443670
          NET INTEREST RATE:   9.200000
        TOTAL NUMBER OF LOANS:       17
REPORT DATE: 12/26/95


***SECTION 1***REMITTANCE DATA             POOL TOTAL   PER UNIT     CERT TOTAL

GROSS INTEREST                             14,707.91     14,707.91     14,707.91
    LESS SERVICE FEE                        2,885.65      2,885.65      2,885.65
NET INTEREST                               11,822.26     11,822.26     11,822.26
PAYOFF NET INTEREST                             0.00          0.00          0.00
   PLUS REO NET INT GAIN                        0.00          0.00          0.00
   LESS REO REIMBURSEMENT                       0.00          0.00          0.00
PRINCIPAL INSTALLMENT                       1,726.38      1,726.38      1,726.38
  ADDITIONAL PRINCIPAL                          1.13          1.13          1.13
  PAYOFF PRINCIPAL                              0.00          0.00          0.00
  REO PRINCIPAL                                 0.00          0.00          0.00
      ADJUSTMENT + OR-                          0.00          0.00          0.00
        TOTAL REMITTANCE                   13,549.77     13,549.77     13,549.77


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,694,265.17  1,694,265.17  1,694,265.17
    LESS PAYOFF PRINCIPAL BALANCE               0.00          0.00          0.00
2)  LESS REO BALANCE REMOVAL                    0.00          0.00          0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED      151,972.21    151,972.21    151,972.21
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,542,292.96  1,542,292.96  1,542,292.96
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,726.38      1,726.38      1,726.38
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        1.13          1.13          1.13
    PAYOFF PRINCIPAL                            0.00          0.00          0.00
    REO PRINCIPAL                               0.00          0.00          0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00          0.00          0.00
3)  TOTAL PRINCIPAL REMITTANCE              1,727.51      1,727.51      1,727.51
ENDING PRINCIPAL BALANCE                1,692,537.66  1,692,537.66  1,692,537.66


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00          0.00          0.00
  INTEREST                                      0.00          0.00          0.00
FORECLOSURE             1    132,073.00
  PRINCIPAL                                   236.90        236.90        236.90
  INTEREST                                  2,997.82      2,997.82      2,997.82
REO                     1    154,236.08
  PRINICPAL                                 3,866.31      3,866.31      3,866.31
  INTEREST                                 29,584.66     29,584.66     29,584.66
        TOTAL           2    286,309.08    36,685.69     36,685.69     36,685.69


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                               10,437.64     10,437.64     10,437.64
SERVICE FEE                                 1,049.43      1,049.43      1,049.43
PRINCIPAL                                   1,602.44      1,602.44      1,602.44
TOTAL NOT ADVANCED                         12,040.08     12,040.08     12,040.08

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (319-236-4797)
- -----------------------------------------------------------------------------
Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15        546,839.94      8.0000           789.41  
STRIP                      0.00              0.00      1.3636             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15        546,839.94                       789.41  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            3,645.60          0.00         4,435.01        0.00       546,050.53
STRIP         621.38          0.00           621.38        0.00             0.00
                                                                                
            4,266.98          0.00         5,056.39        0.00       546,050.53
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       10.683499   0.015423     0.071223      0.000000      0.086646   10.668077
STRIP   0.000000   0.000000     0.012140      0.000000      0.012140    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      113.92 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   205.07 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,183.58 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    127,786.70 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     546,050.53 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                           547,058.37 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   4      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION              689.41 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0636% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.010668077 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      1,884,546.04      8.0000         2,609.69  
STRIP                      0.00              0.00      1.5673             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      1,884,546.04                     2,609.69  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           12,563.64          0.00        15,173.33        0.00     1,881,936.35
STRIP       2,489.79          0.00         2,489.79        0.00             0.00
                                                                                
           15,053.43          0.00        17,663.12        0.00     1,881,936.35
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       37.502844   0.051933     0.250019      0.000000      0.301952   37.450911
STRIP   0.000000   0.000000     0.049547      0.000000      0.049547    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      501.75 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   620.65 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,235.54 
    MASTER SERVICER ADVANCES THIS MONTH                                1,595.81 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    132,396.57 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,881,936.35 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         1,713,225.09 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             172,228.85 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,509.69 
                                                                                
       MORTGAGE POOL INSURANCE                             3,018,615.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3540% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.037450911 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      6,725,963.34      8.5000       475,435.75  
STRIP                      0.00              0.00      0.8771             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      6,725,963.34                   475,435.75  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           46,689.33          0.00       522,125.08        0.00     6,250,527.59
STRIP       4,802.48          0.00         4,802.48        0.00             0.00
                                                                                
           51,491.81          0.00       526,927.56        0.00     6,250,527.59
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       69.750710   4.930443     0.484186      0.000000      5.414629   64.820267
STRIP   0.000000   0.000000     0.049803      0.000000      0.049803    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,810.83 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,169.67 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,577.15 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    295,750.83 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    137,385.51 
      (D)  LOANS IN FORECLOSURE                                 3    475,033.60 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,250,527.59 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         6,265,439.71 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  44      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      467,347.84 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     528.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,559.80 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2703% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.064820267 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-2  (POOL  3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3030                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AZ9  138,082,868.43      4,732,011.98      8.0000        56,024.73  
STRIP                      0.00              0.00      1.0684             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 138,082,868.43      4,732,011.98                    56,024.73  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           31,546.75          0.00        87,571.48        0.00     4,675,987.25
STRIP       4,213.02          0.00         4,213.02        0.00             0.00
                                                                                
           35,759.77          0.00        91,784.50        0.00     4,675,987.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       34.269363   0.405733     0.228462      0.000000      0.634195   33.863631
STRIP   0.000000   0.000000     0.030511      0.000000      0.030511    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-2 (POOL 3030)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,325.93 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,616.77 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,042.53 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    214,472.32 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,675,987.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         4,730,224.84 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  50      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,971.84 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           54,052.89 
                                                                                
       MORTGAGE POOL INSURANCE                             9,653,158.63         
       SPECIAL HAZARD LOSS COVERAGE                          500,000.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0682% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.033863631 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      3,349,948.52      6.5000         6,306.62  
STRIP                      0.00              0.00      2.8844             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      3,349,948.52                     6,306.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           18,145.55          0.00        24,452.17        0.00     3,343,641.90
STRIP       8,052.02          0.00         8,052.02        0.00             0.00
                                                                                
           26,197.57          0.00        32,504.19        0.00     3,343,641.90
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       33.659283   0.063367     0.182321      0.000000      0.245688   33.595916
STRIP   0.000000   0.000000     0.080904      0.000000      0.080904    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,338.92 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,158.52 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,156.49 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    158,941.76 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    159,108.00 
      (D)  LOANS IN FORECLOSURE                                 2    334,181.98 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,343,641.90 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         3,350,884.25 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,232.96 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,073.66 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.30         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2790% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.033595916 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60      8,825,554.36      7.0000        13,103.97  
STRIP                      0.00              0.00      1.9529             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60      8,825,554.36                    13,103.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           51,482.40          0.00        64,586.37        0.00     8,812,450.39
STRIP      14,362.49          0.00        14,362.49        0.00             0.00
                                                                                
           65,844.89          0.00        78,948.86        0.00     8,812,450.39
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       82.571542   0.122600     0.481667      0.000000      0.604267   82.448942
STRIP   0.000000   0.000000     0.134375      0.000000      0.134375    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,723.18 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,052.17 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,918.26 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    147,698.69 
      (B)  TWO MONTHLY PAYMENTS:                                1    133,238.44 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4  1,285,647.66 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,812,450.39 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         8,834,052.24 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     675.05 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,428.92 
                                                                                
       MORTGAGE POOL INSURANCE                             6,809,811.38         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8741% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.082448942 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/12/95       05:24 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr           15,945.13    6,441.74

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,615.63
Total Principal Prepayments                    82.88
Principal Payoffs-In-Full                       0.00
Principal Curtailments                         82.88
Principal Liquidations                          0.00
Scheduled Principal Due                     2,532.75

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 13,329.50    6,441.74
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       1,881,812.31
Current Period ENDING Prin Bal          1,879,196.68
Change in Principal Balance                 2,615.63

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.022175
Interest Distributed                        0.113007
Total Distribution                          0.135183
Total Principal Prepayments                 0.000703
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                15.953980
ENDING Principal Balance                   15.931805

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   1.589300%
Subordinated Unpaid Amounts
Period Ending Class Percentages            38.689494%
Prepayment Percentages                     50.951924%
Trading Factors                             1.593180%
Certificate Denominations                      1,000
Sub-Servicer Fees                             629.59
Master Servicer Fees                          235.22
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr           22,523.02      114.73      45,024.62

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 3,738.64                   6,354.27
Total Principal Prepayments                    79.78                     162.66
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                         79.78                     162.66
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     4,013.52                   6,546.27

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 18,784.38      114.73      38,670.35
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       2,982,020.51               4,863,832.82
Current Period ENDING Prin Bal          2,977,927.21               4,857,123.89
Change in Principal Balance                 4,093.30                   6,708.93

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     105.276466
Interest Distributed                      528.949871
Total Distribution                        634.226338
Total Principal Prepayments                 2.246527
Current Period Interest Shortfall
BEGINNING Principal Balance               335.883189
ENDING Principal Balance                  335.422136

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               453,728.29    3,779.40     457,507.69
Period Ending Class Percentages            61.310506%
Prepayment Percentages                     49.048076%
Trading Factors                            33.542214%                  3.829613%
Certificate Denominations                    250,000
Sub-Servicer Fees                             997.69                   1,627.28
Master Servicer Fees                          372.76                     607.98
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment                    0.00           0
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         658,804.88           2
Tot Unpaid Principal on Delinq Loans      658,804.88           2
Loans in Foreclosure, INCL in Delinq      658,804.88           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           12.0363%
Loans in Pool                                     27
Current Period Sub-Servicer Fee             1,627.28
Current Period Master Servicer Fee            607.98
Aggregate REO Losses                     (432,582.04)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/12/95       05:34 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4001
SERIES:  1987-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AB4               NA
Total Principal and Interest Distr         68,411.34    3,462.61

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                43,669.24
Total Principal Prepayments                 4,630.79
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      4,630.79
Principal Liquidations                          0.00
Scheduled Principal Due                    39,038.45

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 24,742.10    3,462.61
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        120,690,107.20
Current Period BEGINNING Princ Bal      3,493,002.47
Current Period ENDING Princ Bal         3,449,333.23
Change in Principal Balance                43,669.24


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.361829
Interest Distributed                        0.205005
Total Distribution                          0.566835
Total Principal Prepayments                 0.038369
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                28.941912

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.841730%
Subordinated Unpaid Amounts
Period Ending Class Percentages            70.752631%
Prepayment Percentages                     76.607906%
Trading Factors                             2.858008%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,401.88
Master Servicer Fees                          428.25
Percentage Interest
Curr Per Master Servicer Advance Amt            0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Principal and Interest Distr         25,840.79      174.79      97,889.53

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                16,458.25                  60,127.49
Total Principal Prepayments                 1,414.00                   6,044.79
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                      1,414.00                   6,044.79
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    15,044.25                  54,082.70

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  9,382.54      174.79      37,762.04
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          6,352,110.91             127,042,218.11
Current Period BEGINNING Princ Bal      1,443,413.96               4,936,416.43
Current Period ENDING Princ Bal         1,425,868.10               4,875,201.33
Change in Principal Balance                17,545.86                  61,215.10

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     647.747270
Interest Distributed                      369.268584
Total Distribution                      1,017.015854
Total Principal Prepayments                55.650792
Current Period Interest Shortfall
BEGINNING Principal Balance               227.233746
ENDING Principal Balance                  224.471537

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.270000%   0.230000%
Subordinated Unpaid Amounts                87,219.92      748.33      87,968.25
Period Ending Class Percentages            87,219.92
Prepayment Percentages                     23.392094%
Trading Factors                            22.447154%                  3.837466%
Certificate Denominations                    250,000
Sub-Servicer Fees                             579.50                   1,981.38
Master Servicer Fees                          177.03                     605.28
Percentage Interest
Curr Per Master Servicer Advance Amt                                       0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,270,422.18
Current Special Hazard Amount           1,270,422.18
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance       Loans
Loans Delinquent ONE Payment              419,734.30           2
Loans Delinquent TWO Payments             184,568.40           1
Loans Delinquent THREE + Payments         132,794.93           1
Tot Unpaid Princ on Delinquent Loans      737,097.63           4
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations             132,794.93           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           3.9202%

Loans in Pool                                     42
Current Period Sub-Servicer Fee             1,981.38
Current Period Master Servicer Fee            605.28

Aggregate REO Losses                      (16,785.18)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       11:31 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4003
SERIES:  1987-S4
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AF5               NA
Total Princ and Interest Distributed      745,773.83    1,868.11

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               709,977.01
Total Principal Prepayments               551,354.59
Principal Payoffs-In-Full                 551,012.10
Principal Curtailments                        342.49
Principal Liquidations                    153,051.17
Scheduled Principal Due                     5,571.25

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 35,796.82    1,868.11
Prepayment Interest Shortfall               1,264.37      199.20
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        110,068,019.34
Curr Period BEGINNING Princ Balance     4,873,800.41
Curr Period ENDING Princ Balance        4,163,823.40
Change in Principal Balance               709,977.01

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       6.450348
Interest Distributed                        0.325225
Total Distribution                          6.775572
Total Principal Prepayments                 6.399731
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                44.279896
ENDING Principal Balance                   37.829548

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.125000%   0.282778%
Subordinated Unpaid Amounts
Period Ending Class Percentages            60.586143%
Prepayment Percentages                     69.183609%
Trading Factors                             3.782955%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,632.26
Master Servicer Fees                          682.05
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number
Total Princ and Interest Distributed      410,055.36      208.60   1,157,905.90

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               344,975.54               1,054,952.55
Total Principal Prepayments               245,589.37                 796,943.96
Principal Payoffs-In-Full                 245,436.81                 796,448.91
Principal Curtailments                        152.56                     495.05
Principal Liquidations                    101,065.34                 254,116.51
Scheduled Principal Due                     2,784.43                   8,355.68

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 65,079.82      208.60     102,953.35
Prepayment Interest Shortfall                 790.46        1.74       2,255.77
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          7,967,390.14             118,035,409.48
Curr Period BEGINNING Princ Balance     3,053,719.33               7,927,519.74
Curr Period ENDING Princ Balance        2,708,743.79               6,872,567.19
Change in Principal Balance               344,975.54               1,054,952.55


PER CERTIFICATE DATA BY CLASS
Principal Distributed                  10,824.609249
Interest Distributed                    2,042.068320
Total Distribution                     12,866.677569
Total Principal Prepayments             7,706.079585
Current Period Interest Shortfall
BEGINNING Principal Balance               383.277243
ENDING Principal Balance                  339.978806

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.105000%   0.020000%
Subordinated Unpaid Amounts             1,104,907.46    1,086.93   1,105,994.39
Period Ending Class Percentages            39.413857%
Prepayment Percentages                     30.816391%
Trading Factors                            33.997881%                  5.822462%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,061.85                   2,694.11
Master Servicer Fees                          443.71                   1,125.76
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,571,751.49
Current Special Hazard Amount           2,708,743.79

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              734,388.85           3
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         414,024.65           2
Tot Unpaid Principal on Delinq Loans    1,148,413.50           5
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations             414,024.65           2
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          17.8072%

Loans in Pool                                     34
Current Period Sub-Servicer Fee             2,694.11
Current Period Master Servicer Fee          1,125.76

Aggregate REO Losses                   (1,032,260.23)
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44      9,394,941.97      8.5000        14,270.84  
STRIP                      0.00              0.00      0.3462             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44      9,394,941.97                    14,270.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           66,547.51          0.00        80,818.35        0.00     9,380,671.13
STRIP       2,697.77          0.00         2,697.77        0.00             0.00
                                                                                
           69,245.28          0.00        83,516.12        0.00     9,380,671.13
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       74.107960   0.112569     0.524931      0.000000      0.637500   73.995391
STRIP   0.000000   0.000000     0.021280      0.000000      0.021280    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,807.44 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,257.62 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   12,493.35 
    MASTER SERVICER ADVANCES THIS MONTH                                3,903.86 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    564,873.74 
      (B)  TWO MONTHLY PAYMENTS:                                2    559,705.47 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     66,815.35 
      (D)  LOANS IN FORECLOSURE                                 1    154,212.84 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,380,671.13 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         8,949,013.84 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  47      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             457,174.92 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,685.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,584.94 
                                                                                
       MORTGAGE POOL INSURANCE                             8,195,537.67         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7948% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.073995391 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/12/95       05:38 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed       60,466.77    1,873.10

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                34,757.70
Total Principal Prepayments                   496.15
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        496.15
Principal Liquidations                          0.00
Scheduled Principal Due                    34,261.55

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 25,709.07    1,873.10
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  3,525,815.20
Current Period ENDING Princ Balance     3,491,057.50
Change in Principal Balance                34,757.70

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.482313
Interest Distributed                        0.356750
Total Distribution                          0.839063
Total Principal Prepayments                 0.006885
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                48.925714
ENDING Principal Balance                   48.443402

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.485500%
Subordinated Unpaid Amounts
Period Ending Class Percentages            76.155770%
Prepayment Percentages                     80.925126%
Trading Factors                             4.844340%
Certificate Denominations                      1,000
Sub-Servicer Fees                             936.40
Master Servicer Fees                          440.72
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       15,837.89       39.22      78,216.98

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 9,145.50                  43,903.20
Total Principal Prepayments                   116.95                     613.10
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        116.95                     613.10
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    10,726.85                  44,988.40

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  6,692.39       39.22      34,313.78
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance  1,103,887.44               4,629,702.64
Current Period ENDING Princ Balance     1,093,043.64               4,584,101.14
Change in Principal Balance                10,843.80                  45,601.50

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     673.311372
Interest Distributed                      492.708140
Total Distribution                      1,166.019512
Total Principal Prepayments                 8.610110
Current Period Interest Shortfall
BEGINNING Principal Balance               325.082266
ENDING Principal Balance                  321.888891

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               150,266.08      372.11     150,638.19
Period Ending Class Percentages            23.844230%
Prepayment Percentages                     19.074874%
Trading Factors                            32.188889%                  6.074845%
Certificate Denominations                    250,000
Sub-Servicer Fees                             293.19                   1,229.59
Master Servicer Fees                          137.99                     578.71
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount           1,093,043.64

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              226,763.75           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         301,945.85           2
Tot Unpaid Princ on Delinquent Loans      528,709.60           4
Loans in Foreclosure, INCL in Delinq      301,945.85           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts              7.8065%

Loans in Pool                                     45
Curr Period Sub-Servicer Fee                1,229.59
Curr Period Master Servicer Fee               578.71

Aggregate REO Losses                            0.00
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       09:10 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed      204,738.09    1,118.32

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               170,856.90
Total Principal Prepayments               165,041.24
Principal Payoffs-In-Full                 164,409.12
Principal Curtailments                        632.12
Principal Liquidations                          0.00
Scheduled Principal Due                     5,815.66

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 33,881.19    1,118.32
Prepayment Interest Shortfall                 606.66       37.53
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     4,598,379.40
Curr Period ENDING Princ Balance        4,427,522.50
Change in Principal Balance               170,856.90

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.794948
Interest Distributed                        0.355941
Total Distribution                          2.150889
Total Principal Prepayments                 1.733851
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                48.308564
ENDING Principal Balance                   46.513616

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.196505%
Subordinated Unpaid Amounts
Period Ending Class Percentages            67.112110%
Prepayment Percentages                     73.866702%
Trading Factors                             4.651362%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,067.75
Master Servicer Fees                          469.03
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       72,786.89       47.39     278,690.69

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                60,548.62                 231,405.52
Total Principal Prepayments                58,389.93                 223,431.17
Principal Payoffs-In-Full                  58,166.29                 222,575.41
Principal Curtailments                        223.64                     855.76
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,821.45                   8,637.11

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 12,238.27       47.39      47,285.17
Prepayment Interest Shortfall                 293.67        0.65         938.51
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     2,230,892.39               6,829,271.79
Curr Period ENDING Princ Balance        2,169,681.01               6,597,203.51
Change in Principal Balance                61,211.38                 232,068.28


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,606.616241
Interest Distributed                      526.857150
Total Distribution                      3,133.473391
Total Principal Prepayments             2,513.684703
Current Period Interest Shortfall
BEGINNING Principal Balance               384.159397
ENDING Principal Balance                  373.618805

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               328,371.57      335.41     328,706.98
Period Ending Class Percentages            32.887890%
Prepayment Percentages                     26.133298%
Trading Factors                            37.361880%                  6.532216%
Certificate Denominations                    250,000
Sub-Servicer Fees                             523.24                   1,590.99
Master Servicer Fees                          229.84                     698.87
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              751,339.84           4
Loans Delinquent TWO Payments             155,537.46           1
Loans Delinquent THREE + Payments         555,518.47           1
Total Unpaid Principal on Delinq Loans  1,462,395.77           6
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.4983%

Loans in Pool                                     41
Current Period Sub-Servicer Fee             1,590.99
Current Period Master Servicer Fee            698.87

Aggregate REO Losses                     (322,745.02)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       09:23 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4007
SERIES:  1987-S8
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AN8               NA
Total Princ and Interest Distributed      158,119.16    1,308.28

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               134,696.46
Total Principal Prepayments               130,697.75
Principal Payoffs-In-Full                 130,331.98
Principal Curtailments                        365.77
Principal Liquidations                          0.00
Scheduled Principal Due                     3,998.71

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 23,422.70    1,308.28
Prepayment Interest Shortfall                 371.51       13.24
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         67,567,852.48
Curr Period BEGINNING Princ Balance     2,785,663.92
Curr Period ENDING Principal Balance    2,650,967.46
Change in Principal Balance               134,696.46


PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.993499
Interest Distributed                        0.346655
Total Distribution                          2.340154
Total Principal Prepayments                 1.934319
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                41.227652
ENDING Principal Balance                   39.234153

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.250000%   0.347087%
Subordinated Unpaid Amounts
Period Ending Class Percentages            61.251598%
Prepayment Percentages                     69.269222%
Trading Factors                             3.923415%
Certificate Denominations                      1,000
Sub-Servicer Fees                             904.66
Master Servicer Fees                          340.91
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       72,352.63       64.67     231,844.74

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                60,226.30                 194,922.76
Total Principal Prepayments                57,983.09                 188,680.84
Principal Payoffs-In-Full                  57,820.82                 188,152.80
Principal Curtailments                        162.27                     528.04
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,494.12                   6,492.83

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 12,126.33       64.67      36,921.98
Prepayment Interest Shortfall                 231.04        0.68         616.47
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,819,207.72              71,387,060.20
Curr Period BEGINNING Princ Balance     1,737,506.96               4,523,170.88
Curr Period ENDING Principal Balance    1,677,029.75               4,327,997.21
Change in Principal Balance                60,477.21                 195,173.67


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   3,942.329432
Interest Distributed                      793.772615
Total Distribution                      4,736.102047
Total Principal Prepayments             3,795.492040
Current Period Interest Shortfall
BEGINNING Principal Balance               454.939110
ENDING Principal Balance                  439.104095

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.220000%   0.030000%
Subordinated Unpaid Amounts               314,967.94      317.49     315,285.43
Period Ending Class Percentages            38.748402%
Prepayment Percentages                     30.730778%
Trading Factors                            43.910410%                  6.062719%
Certificate Denominations                    250,000
Sub-Servicer Fees                             572.30                   1,476.96
Master Servicer Fees                          215.66                     556.57
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,199,302.61
Current Special Hazard Amount           1,199,302.61
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              550,857.12           5
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         289,576.53           2
Total Unpaid Princ on Delinquent Loans    840,433.65           7
Loans in Foreclosure, INCL in Delinq      289,576.53           2
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          12.8829%

Loans in Pool                                     37
Current Period Sub-Servicer Fee             1,476.96
Current Period Master Servicer Fee            556.57

Aggregate REO Losses                     (239,909.07)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       09:27 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4008
SERIES:  1987-S9
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AP3               NA
Total Princ and Interest Distributed      121,161.17      890.33

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                81,214.90
Total Principal Prepayments                76,891.99
Principal Payoffs-In-Full                  76,888.26
Principal Curtailments                          3.73
Principal Liquidations                          0.00
Scheduled Principal Due                     4,322.91

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 39,946.27      890.33
Prepayment Interest Shortfall                 433.51        9.80
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00        0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         61,838,309.47
Curr Period BEGINNING Princ Balance     4,614,832.00
Curr Period ENDING Princ Balance        4,533,617.10
Change in Principal Balance                81,214.90

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.313343
Interest Distributed                        0.645979
Total Distribution                          1.959322
Total Principal Prepayments                 1.243436
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                74.627396
ENDING Principal Balance                   73.314053

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.500000%   0.159049%
Subordinated Unpaid Amounts
Period Ending Class Percentages            68.602383%
Prepayment Percentages                     74.959642%
Trading Factors                             7.331405%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,477.02
Master Servicer Fees                          474.87
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       38,248.08       50.86     160,350.44

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                26,826.49                 108,041.39
Total Principal Prepayments                25,685.87                 102,577.86
Principal Payoffs-In-Full                  25,684.62                 102,572.88
Principal Curtailments                          1.25                       4.98
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     1,969.58                   6,292.49

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 11,421.59       50.86      52,309.05
Prepayment Interest Shortfall                 196.95        0.56         640.82
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,772,628.96              65,610,938.43
Curr Period BEGINNING Princ Balance     2,102,580.09               6,717,412.09
Curr Period ENDING Princ Balance        2,074,924.64               6,608,541.74
Change in Principal Balance                27,655.45                 108,870.35


PER CERTIFICATE DATA BY CLASS
Principal Distributed                   1,777.705301
Interest Distributed                      756.872073
Total Distribution                      2,534.577373
Total Principal Prepayments             1,702.120078
Current Period Interest Shortfall
BEGINNING Principal Balance               557.324909
ENDING Principal Balance                  549.994357

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.470000%   0.030000%
Subordinated Unpaid Amounts               646,751.82    1,093.32     647,845.14
Period Ending Class Percentages            31.397617%
Prepayment Percentages                     25.040358%
Trading Factors                            54.999436%                 10.072317%
Certificate Denominations                    250,000
Sub-Servicer Fees                             676.00                   2,153.02
Master Servicer Fees                          217.34                     692.21
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,200,024.06
Current Special Hazard Amount           1,200,024.06
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              380,145.75           2
Loans Delinquent TWO Payments             227,058.77           2
Loans Delinquent THREE + Payments       1,075,338.44           6
Total Unpaid Princ on Delinquent Loans  1,682,542.96          10
Loans in Foreclosure, INCL in Delinq    1,002,006.26           6
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          17.7021%

Loans in Pool                                     48
Current Period Sub-Servicer Fee             2,153.02
Current Period Master Servicer Fee            692.21

Aggregate REO Losses                     (582,574.64)
 ................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Dec-95
1987-SA1, CLASS A, 7.98853370% PASS-THROUGH RATE (POOL 4009)         03:18 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $6,827,482.45
ENDING POOL BALANCE                                             $6,372,572.00
PRINCIPAL DISTRIBUTIONS                                           $454,910.45

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $442,934.36
     PARTIAL PRINCIPAL PREPAYMENTS                   $3,556.57
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $8,419.52
                                                   $454,910.45

INTEREST DUE ON BEG POOL BALANCE                    $45,451.31
PREPAYMENT INTEREST SHORTFALL                       ($1,120.74)
                                                                   $44,330.57

TOTAL DISTRIBUTION DUE THIS PERIOD                                $499,241.02

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                     $14.70

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               68.987471%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE             $10.363528876
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $1.009915561
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE  $10.171719831

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

TRADING FACTOR                                                    0.145176559

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS B, 7.95853370% PASS-THROUGH RATE (POOL 4009)         03:18 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,872,181.07
ENDING POOL BALANCE                                             $2,864,716.86
NET CHANGE TO PRINCIPAL BALANCE                                     $7,464.21

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $3,537.08
                                                                    $3,537.08

INTEREST DUE ON BEGINNING POOL BALANCE              $19,022.58
PREPAYMENT INTEREST SHORTFALL                         ($469.06)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,553.52

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $22,090.60

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $278.30
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,459.80

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                      $6.18

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               31.012529%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               03:18 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 12/1                         $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $71.71
PREPAYMENT INTEREST SHORTFALL                           ($1.77)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $69.94

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15















CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Dec-95
1987-SA1, CLASS A, 7.98853370% PASS-THROUGH RATE (POOL 4009)         03:23 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $6,827,482.45
ENDING POOL BALANCE                                             $6,372,572.00
PRINCIPAL DISTRIBUTIONS                                           $454,910.45

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $442,934.36
     PARTIAL PRINCIPAL PREPAYMENTS                   $3,556.57
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $8,419.52
                                                   $454,910.45

INTEREST DUE ON BEG POOL BALANCE                    $45,451.31
PREPAYMENT INTEREST SHORTFALL                       ($1,120.74)
                                                                   $44,330.57

TOTAL DISTRIBUTION DUE THIS PERIOD                                $499,241.02

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                     $14.70

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               68.987471%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE             $10.363528876
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $1.009915561
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE  $10.171719831

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

TRADING FACTOR                                                    0.145176559

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS B, 7.95853370% PASS-THROUGH RATE (POOL 4009)         03:23 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,868,253.94
ENDING POOL BALANCE                                             $2,864,716.86
NET CHANGE TO PRINCIPAL BALANCE                                     $3,537.08

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $3,537.08
                                                                    $3,537.08

INTEREST DUE ON BEGINNING POOL BALANCE              $19,022.58
PREPAYMENT INTEREST SHORTFALL                         ($469.06)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,553.52

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $22,090.60

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $278.30
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,459.80

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                      $6.18

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               31.012529%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               03:23 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 12/1                         $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $71.71
PREPAYMENT INTEREST SHORTFALL                           ($1.77)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $69.94

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15















CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Dec-95
1987-SA1, CLASS A, 7.98853370% PASS-THROUGH RATE (POOL 4009)         04:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $6,827,482.45
ENDING POOL BALANCE                                             $6,372,572.00
PRINCIPAL DISTRIBUTIONS                                           $454,910.45

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                 $442,934.36
     PARTIAL PRINCIPAL PREPAYMENTS                   $3,556.57
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $8,419.52
                                                   $454,910.45

INTEREST DUE ON BEG POOL BALANCE                    $45,451.31
PREPAYMENT INTEREST SHORTFALL                       ($1,120.74)
                                                                   $44,330.57

TOTAL DISTRIBUTION DUE THIS PERIOD                                $499,241.02

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $647.61

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               68.987471%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE             $10.363528876
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $1.009915561
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE  $10.171719831

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

TRADING FACTOR                                                    0.145176559

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS B, 7.95853370% PASS-THROUGH RATE (POOL 4009)         04:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,872,181.07
ENDING POOL BALANCE                                             $2,864,716.86
NET CHANGE TO PRINCIPAL BALANCE                                     $7,464.21

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 12/1                     $3,537.08
                                                                    $3,537.08

INTEREST DUE ON BEGINNING POOL BALANCE              $19,022.58
PREPAYMENT INTEREST SHORTFALL                         ($469.06)
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $18,553.52

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $22,090.60

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $278.30
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,459.80

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $272.06

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               31.012529%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Dec-95
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               04:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: DECEMBER 20, 1995
DISTRIBUTION  DATE: DECEMBER 26, 1995
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 12/1                         $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $71.71
PREPAYMENT INTEREST SHORTFALL                           ($1.77)
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $69.94

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $9,237,288.86

NUMBER OF LOANS DELINQUENT ONE MONTH                                        3
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               0
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    2

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                     $482,484.16
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS                  $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                           $634,828.15















 ................................................................................

DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/14/95       03:27 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4010/11
SERIES:  1988-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920AS7
Total Princ and Interest Distributed      352,167.01

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               279,539.29
Total Principal Prepayments               260,368.37
Principal Payoffs-In-Full                 258,265.40
Principal Curtailments                      2,102.97
Principal Liquidations                          0.00
Scheduled Principal Due                    19,170.92

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 72,627.72
Prepayment Interest Shortfall                 654.61
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        173,064,503.72
Curr Period BEGINNING Princ Balance     8,554,975.51
Curr Period ENDING Princ Balance        8,275,436.22
Change in Principal Balance               279,539.29

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.615232
Interest Distributed                        0.419657
Total Distribution                          2.034889
Total Principal Prepayments                 1.504459
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                49.432294
ENDING Principal Balance                   47.817063

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.279258%
Subordinated Unpaid Amounts
Period Ending Class Percentages            64.189930%
Prepayment Percentages                     78.732179%
Trading Factors                             4.781706%
Certificate Denominations                      1,000
Sub-Servicer Fees                           2,453.82
Master Servicer Fees                          868.59
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      112,777.23       81.43     465,025.67

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                80,029.19                 359,568.48
Total Principal Prepayments                70,332.97                 330,701.34
Principal Payoffs-In-Full                  69,764.90                 328,030.30
Principal Curtailments                        568.07                   2,671.04
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    10,385.04                  29,555.96

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 32,748.04       81.43     105,457.19
Prepayment Interest Shortfall                 358.75        0.70       1,014.06
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          9,589,326.06             182,653,829.78
Curr Period BEGINNING Princ Balance     4,697,533.15              13,252,508.66
Curr Period ENDING Princ Balance        4,616,673.43              12,892,109.65
Change in Principal Balance                80,859.72                 360,399.01

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   2,086.413307
Interest Distributed                      853.762814
Total Distribution                      2,940.176121
Total Principal Prepayments             1,833.626512
Current Period Interest Shortfall
BEGINNING Principal Balance               489.871042
ENDING Principal Balance                  481.438779

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.259258%   0.020000%
Subordinated Unpaid Amounts             1,132,833.91    1,149.33   1,091,383.84
Period Ending Class Percentages            35.810070%
Prepayment Percentages                     21.267821%
Trading Factors                            48.143878%                  7.058220%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,368.93                   3,822.75
Master Servicer Fees                          484.56                   1,353.15
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,826,538.30
Current Special Hazard Amount           1,826,538.30

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              673,969.00           5
Loans Delinquent TWO Payments             144,838.82           2
Loans Delinquent THREE + Payments         848,575.72           4
Total Unpaid Principal on Delinq Loans  1,667,383.54          11
Loans in Foreclosure, INCL in Delinq      292,753.92           1
REO/Pending Cash Liquidations             159,880.02           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.2565%

Loans in Pool                                     97
Current Period Sub-Servicer Fee             3,822.75
Current Period Master Servicer Fee          1,353.15

Aggregate REO Losses                     (885,300.12)
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      4,917,997.22      7.8690       167,918.35  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      4,917,997.22                   167,918.35  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           32,112.76          0.00       200,031.11        0.00     4,750,078.87
                                                                                
           32,112.76          0.00       200,031.11        0.00     4,750,078.87
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      193.307420   6.600220     1.262228      0.000000      7.862448  186.707200
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,522.40 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,476.90 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,709.24 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    187,537.61 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    152,876.09 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,750,078.87 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         4,758,332.68 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  36      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      159,512.47 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,577.97 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,827.91 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6038% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8690% 
                                                                                
    POOL TRADING FACTOR                                             0.186707200 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      7,294,083.36      7.8912        10,256.05  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      7,294,083.36                    10,256.05  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           47,965.89          0.00        58,221.94        0.00     7,283,827.31
                                                                                
           47,965.89          0.00        58,221.94        0.00     7,283,827.31
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      190.456607   0.267797     1.252443      0.000000      1.520240  190.188810
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,348.19 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,519.60 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,478.90 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    672,968.51 
      (B)  TWO MONTHLY PAYMENTS:                                2    262,749.30 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,283,827.31 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         7,293,324.76 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  61      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,454.62 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,801.43 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5275% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8912% 
                                                                                
    POOL TRADING FACTOR                                             0.190188810 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61     10,818,119.85      6.9899        16,460.90  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61     10,818,119.85                    16,460.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           63,014.65          0.00        79,475.55        0.00    10,801,658.95
                                                                                
           63,014.65          0.00        79,475.55        0.00    10,801,658.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      155.970133   0.237325     0.908513      0.000000      1.145838  155.732808
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,880.04 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,227.96 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,839.45 
    MASTER SERVICER ADVANCES THIS MONTH                                  850.77 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    307,504.21 
      (B)  TWO MONTHLY PAYMENTS:                                2    337,928.12 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     59,921.06 
      (D)  LOANS IN FORECLOSURE                                 2    359,179.33 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,801,658.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        10,695,207.53 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  79      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             123,709.83 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,846.88 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,614.02 
                                                                                
       LOC AMOUNT AVAILABLE                                1,959,799.33         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6810% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9956% 
                                                                                
    POOL TRADING FACTOR                                             0.155732808 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99      1,127,545.24      8.5000        10,343.97  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99      1,127,545.24                    10,343.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            7,986.78          0.00        18,330.75        0.00     1,117,201.27
STRIP         222.53          0.00           222.53        0.00             0.00
                                                                                
            8,209.31          0.00        18,553.28        0.00     1,117,201.27
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      122.430766   1.123166     0.867218      0.000000      1.990384  121.307601
STRIP   0.000000   0.000000     0.024163      0.000000      0.024163    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      234.91 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   206.72 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,117,201.27 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         1,127,545.24 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,343.97 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.121307601 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4C  (POOL  3089)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3089                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BB3   33,550,911.70      2,709,269.92      9.2500        37,899.72  
STRIP                      0.00              0.00      0.0350             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  33,550,911.70      2,709,269.92                    37,899.72  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,883.96          0.00        58,783.68        0.00     2,671,370.20
STRIP          78.93          0.00            78.93        0.00             0.00
                                                                                
           20,962.89          0.00        58,862.61        0.00     2,671,370.20
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       80.751007   1.129618     0.622456      0.000000      1.752074   79.621389
STRIP   0.000000   0.000000     0.002353      0.000000      0.002353    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4C (POOL 3089)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      564.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   496.70 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,671,370.20 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         2,701,888.09 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  23      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,000.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           33,899.72 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7550% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.079621389 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4D  (POOL  3090)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3090                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BC1   14,309,759.83      1,049,543.49      9.7500        14,145.54  
STRIP                      0.00              0.00      0.1241             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  14,309,759.83      1,049,543.49                    14,145.54  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            8,527.54          0.00        22,673.08        0.00     1,035,397.95
STRIP         108.56          0.00           108.56        0.00             0.00
                                                                                
            8,636.10          0.00        22,781.64        0.00     1,035,397.95
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       73.344592   0.988524     0.595925      0.000000      1.584449   72.356068
STRIP   0.000000   0.000000     0.007586      0.000000      0.007586    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4D (POOL 3090)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      218.65 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   192.42 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,035,397.95 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         1,048,514.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,028.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,116.59 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3441% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.7500% 
                                                                                
    POOL TRADING FACTOR                                             0.072356068 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     30,388,516.54      6.9503        53,102.62  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     30,388,516.54                    53,102.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          175,939.13          0.00       229,041.75        0.00    30,335,413.92
                                                                                
          175,939.13          0.00       229,041.75        0.00    30,335,413.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      152.151213   0.265878     0.880904      0.000000      1.146782  151.885335
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,900.38 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,272.69 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,741.73 
    MASTER SERVICER ADVANCES THIS MONTH                                4,108.94 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                10  1,476,713.39 
      (B)  TWO MONTHLY PAYMENTS:                                1    117,615.02 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    413,878.27 
      (D)  LOANS IN FORECLOSURE                                 5    834,667.39 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,335,413.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        29,775,423.48 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 211      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             608,610.24 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  11,848.91 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           41,253.71 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       6,001,806.87         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6491% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9599% 
                                                                                
    POOL TRADING FACTOR                                             0.151885335 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94     10,704,746.27      7.7700        15,479.15  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94     10,704,746.27                    15,479.15  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           69,296.94          0.00        84,776.09        0.00    10,689,267.12
                                                                                
           69,296.94          0.00        84,776.09        0.00    10,689,267.12
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      177.217719   0.256258     1.147215      0.000000      1.403473  176.961461
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,792.49 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,246.45 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,901.78 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    152,334.97 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    117,154.22 
      (D)  LOANS IN FORECLOSURE                                 2    229,145.73 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,689,267.12 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        10,705,458.91 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  82      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,516.22 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,962.93 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4451% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7700% 
                                                                                
    POOL TRADING FACTOR                                             0.176961461 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3B  (POOL  3096)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3096                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BG2   37,514,866.19      4,176,566.09      7.7687         5,966.85  
                                                                                
- --------------------------------------------------------------------------------
                  37,514,866.19      4,176,566.09                     5,966.85  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           27,032.56          0.00        32,999.41        0.00     4,170,599.24
                                                                                
           27,032.56          0.00        32,999.41        0.00     4,170,599.24
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      111.330961   0.159053     0.720583      0.000000      0.879636  111.171908
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3B (POOL 3096)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,521.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   876.30 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,366.32 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    176,343.63 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,170,599.24 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         4,176,884.71 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  23      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     955.11 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,011.74 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4559% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7687% 
                                                                                
    POOL TRADING FACTOR                                             0.111171908 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     14,694,292.40      6.3833        78,049.10  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     14,694,292.40                    78,049.10  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           78,143.69          0.00       156,192.79        0.00    14,616,243.30
                                                                                
           78,143.69          0.00       156,192.79        0.00    14,616,243.30
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      181.526465   0.964182     0.965351      0.000000      1.929533  180.562282
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,798.99 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,035.28 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,709.41 
    MASTER SERVICER ADVANCES THIS MONTH                                1,167.67 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    377,560.16 
      (B)  TWO MONTHLY PAYMENTS:                                1    234,822.37 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    109,188.22 
      (D)  LOANS IN FORECLOSURE                                 1    647,930.03 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,616,243.30 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        14,454,417.63 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 106      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             184,698.11 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       53,903.21 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,584.52 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           21,561.37 
                                                                                
       LOC AMOUNT AVAILABLE                               11,922,835.93         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,505,949.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.0401% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.3930% 
                                                                                
    POOL TRADING FACTOR                                             0.180562282 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40     10,747,702.72      6.9982        21,230.78  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40     10,747,702.72                    21,230.78  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           62,657.39          0.00        83,888.17        0.00    10,726,471.94
                                                                                
           62,657.39          0.00        83,888.17        0.00    10,726,471.94
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      251.082065   0.495982     1.463768      0.000000      1.959750  250.586083
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,477.45 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,249.56 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,521.28 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5    682,159.38 
      (B)  TWO MONTHLY PAYMENTS:                                6    560,954.99 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    189,617.49 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,726,471.94 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        10,741,414.28 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  88      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                        5,307.66 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,857.45 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,065.67 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,162,050.60         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,002,097.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.7482% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9982% 
                                                                                
    POOL TRADING FACTOR                                             0.250586083 
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     11,852,610.87      6.9461        10,596.29  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     11,852,610.87                    10,596.29  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           68,601.89          0.00        79,198.18        0.00    11,842,014.58
                                                                                
           68,601.89          0.00        79,198.18        0.00    11,842,014.58
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      213.695651   0.191045     1.236852      0.000000      1.427897  213.504606
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,871.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,441.63 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   17,066.10 
    MASTER SERVICER ADVANCES THIS MONTH                                1,081.09 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                12  1,602,831.89 
      (B)  TWO MONTHLY PAYMENTS:                                2    207,256.72 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 5    741,468.62 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,842,014.58 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        11,698,470.59 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  83      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             161,242.08 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,029.23 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            9,567.06 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,162,050.60         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,002,097.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6971% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9471% 
                                                                                
    POOL TRADING FACTOR                                             0.213504606 

 ................................................................................

DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       10:13 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920BN7
Total Princ and Interest Distributed      296,519.63

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               209,566.50
Total Principal Prepayments               189,704.73
Principal Payoffs-In-Full                 186,435.60
Principal Curtailments                      3,269.13
Principal Liquidations                          0.00
Scheduled Principal Due                    19,861.77

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 86,953.13
Prepayment Interest Shortfall                 143.64
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    14,921,426.15
Curr Period ENDING Princ Balance       14,711,859.65
Change in Principal Balance               209,566.50

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       1.387479
Interest Distributed                        0.575692
Total Distribution                          1.963171
Total Principal Prepayments                 1.255980
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                98.790455
ENDING Principal Balance                   97.402975

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               7.004433%
Subordinated Unpaid Amounts
Period Ending Class Percentages            59.147318%
Prepayment Percentages                    100.000000%
Trading Factors                             9.740298%
Certificate Denominations                      1,000
Sub-Servicer Fees                           5,394.03
Master Servicer Fees                        1,517.85
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       66,558.53       63.02     363,141.18

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                12,296.19                 221,862.69
Total Principal Prepayments                     0.00                 189,704.73
Principal Payoffs-In-Full                       0.00                 186,435.60
Principal Curtailments                          0.00                   3,269.13
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    12,918.77                  32,780.54

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 54,262.34       63.02     141,278.49
Prepayment Interest Shortfall                  97.80        0.14         241.58
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance    10,174,932.95              25,096,359.10
Curr Period ENDING Princ Balance       10,161,389.19              24,873,248.84
Change in Principal Balance                13,543.76                 223,110.26

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     254.679795
Interest Distributed                    1,123.886475
Total Distribution                      1,378.566270
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               842.976512
ENDING Principal Balance                  841.854433

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               6.994433%   0.010000%
Subordinated Unpaid Amounts             1,008,244.44      864.88     810,606.04
Period Ending Class Percentages            40.852682%
Prepayment Percentages                      0.000000%
Trading Factors                            84.185443%                 15.249238%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,725.63                   9,119.66
Master Servicer Fees                        1,048.37                   2,566.22
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,435,959.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment            1,035,849.38           7
Loans Delinquent TWO Payments             362,588.05           2
Loans Delinquent THREE + Payments         733,743.47           4
Total Unpaid Princ on Delinquent Loans  2,132,180.90          13
Loans in Foreclosure, INCL in Delinq      299,107.75           2
REO/Pending Cash Liquidations             434,635.72           2
Principal Balance New REO                 177,292.54
Six Month Avg Delinquencies 2+ Pmts           4.3144%

Loans in Pool                                    157
Current Period Sub-Servicer Fee             9,119.66
Current Period Master Servicer Fee          2,566.22

Aggregate REO Losses                     (747,348.41)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       10:17 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed      246,617.47    1,577.01

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               241,998.69
Total Principal Prepayments               241,508.50
Principal Payoffs-In-Full                 239,229.50
Principal Curtailments                      2,279.00
Principal Liquidations                          0.00
Scheduled Principal Due                       490.19

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  4,618.78    1,577.01
Prepayment Interest Shortfall                  63.44       21.70
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance       537,316.00
Curr Period ENDING Princ Balance          295,317.31
Change in Principal Balance               241,998.69

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.211777
Interest Distributed                        0.042214
Total Distribution                          2.253991
Total Principal Prepayments                 2.207297
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                 4.910866
ENDING Principal Balance                    2.699089

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.456904%   0.278862%
Subordinated Unpaid Amounts
Period Ending Class Percentages             4.516591%
Prepayment Percentages                    100.000000%
Trading Factors                             0.269909%
Certificate Denominations                      1,000
Sub-Servicer Fees                              69.28
Master Servicer Fees                           26.23
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       69,788.36       76.15     318,058.99

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 5,700.88                 247,699.57
Total Principal Prepayments                     0.00                 241,508.50
Principal Payoffs-In-Full                       0.00                 239,229.50
Principal Curtailments                          0.00                   2,279.00
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     4,872.07                   5,362.26

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 64,087.48       76.15      70,359.42
Prepayment Interest Shortfall                 736.39        1.41         822.94
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     6,248,883.96               6,786,199.96
Curr Period ENDING Princ Balance        6,243,183.08               6,538,500.39
Change in Principal Balance                 5,700.88                 247,699.57

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     166.642646
Interest Distributed                    1,873.343629
Total Distribution                      2,039.986275
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               730.645484
ENDING Principal Balance                  729.978913

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.436904%   0.020000%
Subordinated Unpaid Amounts             1,666,385.98    2,012.81   1,610,238.24
Period Ending Class Percentages            95.483409%
Prepayment Percentages                      0.000000%
Trading Factors                            72.997891%                  5.542688%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,464.54                   1,533.82
Master Servicer Fees                          554.57                     580.80
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,271,432.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              386,381.54           3
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       1,557,314.62           6
Total Unpaid Princ on Delinquent Loans  1,943,696.16           9
Loans in Foreclosure, INCL in Delinq      414,033.84           2
REO/Pending Cash Liquidations           1,143,280.78           4
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          30.1790%

Loans in Pool                                     28
Current Period Sub-Servicer Fee             1,533.82
Current Period Master Servicer Fee            580.80

Aggregate REO Losses                   (1,244,433.38)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/12/95       04:37 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                679,369.40

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               472,884.95
Total Principal Prepayments               429,963.44
Principal Payoffs-In-Full                 402,806.98
Principal Curtailments                     27,156.46
Principal Liquidations                          0.00
Scheduled Principal Due                    42,921.51

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                206,484.45
Prepayment Interest Shortfall                 440.65
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      30,762,480.13
Current Period ENDING Prin Bal         30,289,595.18
Change in Principal Balance               472,884.95

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       3.531188
Interest Distributed                        1.541888
Total Distribution                          5.073076
Total Principal Prepayments                 3.210679
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               229.713596
ENDING Principal Balance                  226.182407

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.071850%
Subordinated Unpaid Amounts
Period Ending Class Percentages            71.320512%
Prepayment Percentages                    100.000000%
Trading Factors                            22.618241%
Certificate Denominations                      1,000
Sub-Servicer Fees                           9,560.71
Master Servicer Fees                        3,186.76
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 94,843.37       92.50     774,305.27

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                16,368.95                 489,253.90
Total Principal Prepayments                     0.00                 429,963.44
Principal Payoffs-In-Full                       0.00                 402,806.98
Principal Curtailments                          0.00                  27,156.46
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    17,018.07                  59,939.58

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 78,474.42       92.50     285,051.37
Prepayment Interest Shortfall                 174.49        0.22         615.36
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      12,197,105.60              42,959,585.73
Current Period ENDING Prin Bal         12,180,087.53              42,469,682.71
Change in Principal Balance                17,018.07                 489,903.02

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     287.755333
Interest Distributed                    1,379.528490
Total Distribution                      1,667.283823
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               857.668253
ENDING Principal Balance                  856.471587

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.061850%   0.010000%
Subordinated Unpaid Amounts             1,835,850.92    1,524.39   1,837,375.31
Period Ending Class Percentages            28.679488%
Prepayment Percentages                      0.000000%
Trading Factors                            85.647159%                 28.669017%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,844.57                  13,405.28
Master Servicer Fees                        1,281.47                   4,468.23
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,108,839.00
Loans in Pool                                    196
Current Period Sub-Servicer Fee            13,405.28
Current Period Master Servicer Fee          4,468.23

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment              688,299.57           3
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         685,116.32           3
Tot Unpaid Prin on Delinquent Loans     1,373,415.89           6
Loans in Foreclosure, INCL in Delinq    1,172,934.73           5
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.9367%
Aggregate REO Losses                   (1,729,398.01)
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97     10,367,988.93      6.9312        14,788.81  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97     10,367,988.93                    14,788.81  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,879.29          0.00        74,668.10        0.00    10,353,200.12
                                                                                
           59,879.29          0.00        74,668.10        0.00    10,353,200.12
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      148.278412   0.211503     0.856367      0.000000      1.067870  148.066909
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,812.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,166.22 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,617.92 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    509,137.93 
      (B)  TWO MONTHLY PAYMENTS:                                1    249,205.63 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    146,881.38 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,353,200.12 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        10,366,922.79 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  52      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,076.29 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,712.52 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.6225% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.9312% 
                                                                                
    POOL TRADING FACTOR                                             0.148066909 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48      9,068,990.30      6.1469        14,221.80  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48      9,068,990.30                    14,221.80  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           46,451.43          0.00        60,673.23        0.00     9,054,768.50
                                                                                
           46,451.43          0.00        60,673.23        0.00     9,054,768.50
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      120.929017   0.189638     0.619399      0.000000      0.809037  120.739379
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,500.03 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,893.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,521.91 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    169,229.24 
      (B)  TWO MONTHLY PAYMENTS:                                1    159,494.77 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    197,191.83 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,054,768.50 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         9,069,450.48 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  61      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     726.21 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,495.59 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         6.8600% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.1469% 
                                                                                
    POOL TRADING FACTOR                                             0.120739379 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      7,072,421.58      7.7703       307,740.08  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      7,072,421.58                   307,740.08  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           44,738.56          0.00       352,478.64        0.00     6,764,681.50
                                                                                
           44,738.56          0.00       352,478.64        0.00     6,764,681.50
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      189.090534   8.227838     1.196145      0.000000      9.423983  180.862696
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,423.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,391.85 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,173.21 
    MASTER SERVICER ADVANCES THIS MONTH                                1,841.01 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    282,894.63 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,764,681.50 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         6,529,187.97 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  37      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             243,336.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      299,235.19 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     396.88 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,108.01 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4631% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7757% 
                                                                                
    POOL TRADING FACTOR                                             0.180862696 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      3,744,848.76      7.7537         8,190.47  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      3,744,848.76                     8,190.47  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           24,173.79          0.00        32,364.26        0.00     3,736,658.29
                                                                                
           24,173.79          0.00        32,364.26        0.00     3,736,658.29
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      169.905489   0.371605     1.096776      0.000000      1.468381  169.533883
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,320.54 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   803.42 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      663.11 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     83,422.90 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,736,658.29 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         3,741,176.48 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  26      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   3,596.55 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,593.92 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4268% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7537% 
                                                                                
    POOL TRADING FACTOR                                             0.169533883 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      2,586,538.59      8.5704         2,660.18  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      2,586,538.59                     2,660.18  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           18,473.06          0.00        21,133.24        0.00     2,583,878.41
                                                                                
           18,473.06          0.00        21,133.24        0.00     2,583,878.41
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      124.781588   0.128334     0.891190      0.000000      1.019524  124.653254
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,042.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   538.86 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,115.52 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    237,438.79 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,583,878.41 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         2,586,193.36 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  11      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,660.18 
                                                                                
       LOC AMOUNT AVAILABLE                               10,300,174.48         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.3042% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5704% 
                                                                                
    POOL TRADING FACTOR                                             0.124653254 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          12/26/95
MONTHLY Cutoff:               Nov-95
DETERMINATION DATE:         12/20/95
RUN TIME/DATE:              12/13/95      10:41 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:  4014
SERIES:  1989-S3
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                       CLASS A-1     CLASS A-2      CLASS A-3
CUSIP Number                         760920BW7     760920BX5     760920BY3
Total Princ and Interest Distributed          0.00    357,562.80       4,659.31

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                   0.00    341,978.73           0.00
Total Principal Prepayments                   0.00    340,577.09           0.00
Principal Payoffs-In-Full                     0.00    340,577.09           0.00
Principal Curtailments                        0.00          0.00           0.00
Principal Liquidations                        0.00          0.00           0.00
Scheduled Principal Due                       0.00      1,401.64           0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                    0.00     15,584.07       4,659.31
Prepayment Interest Shortfall                 0.00        312.24         103.05
Unpaid Int Shortfall Distr (Paid)             0.00          0.00           0.00
Remaining Unpaid Interest Shortfall           0.00          0.00           0.00
Current Period Interest Shortfall             0.00          0.00           0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance       40,158,085.00 41,198,000.00      10,000.00
Curr Period BEGINNING Princ Balance           0.00  1,931,703.20      10,000.00
Curr Period ENDING Princ Balance              0.00  1,589,724.47      10,000.00
Change in Principal Balance                   0.00    341,978.73           0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     0.000000      8.300858       0.000000
Interest Distributed                      0.000000      0.378272     465.931000
Total Distribution                        0.000000      8.679130     465.931000
Total Principal Prepayments               0.000000      8.266836       0.000000
Current Period Interest Shortfall         0.000000      0.000000       0.000000
BEGINNING Principal Balance               0.000000     46.888276   1,000.000000
ENDING Principal Balance                  0.000000     38.587419   1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             9.875000%     9.875000%      0.907527%
Subordinated Unpaid Amounts
Period Ending Class Percentages          27.506239%    27.506239%     27.506239%
Prepayment Percentages                  100.000000%   100.000000%    100.000000%
Trading Factors                           0.000000%     3.858742%    100.000000%
Certificate Denominations                    1,000         1,000          1,000
Sub-Servicer Fees                             0.00        565.95           2.93
Master Servicer Fees                          0.00        175.54           0.91
Percentage Interest
Curr Period Master Servicer Adv Amt           0.00          0.00           0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
                                           CLASS B       CLASS C         TOTALS
CUSIP Number                                    NA            NA
Total Princ and Interest Distributed     19,837.88         40.54     382,100.53

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               1,659.73                   343,638.46
Total Principal Prepayments                   0.00                   340,577.09
Principal Payoffs-In-Full                     0.00                   340,577.09
Principal Curtailments                        0.00                         0.00
Principal Liquidations                        0.00                         0.00
Scheduled Principal Due                   2,577.46                     3,979.10

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed               18,178.15         40.54      38,462.07
Prepayment Interest Shortfall               680.61          1.38       1,097.28
Unpaid Int Shortfall Distr (Paid)                                          0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance        6,124,328.95                87,490,413.95
Curr Period BEGINNING Princ Balance   4,219,181.65                 6,160,884.85
Curr Period ENDING Princ Balance      4,216,135.98                 5,815,860.45
Change in Principal Balance               3,045.67                   345,024.40

PER CERTIFICATE DATA BY CLASS
Principal Distributed                    67.751504
Interest Distributed                    742.046604
Total Distribution                      809.798109
Total Principal Prepayments               0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance             688.921461
ENDING Principal Balance                688.424155

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                             9.855000%     0.020000%
Subordinated Unpaid Amounts           1,294,784.96      2,351.62
Period Ending Class Percentages          72.493761%
Prepayment Percentages                    0.000000%
Trading Factors                          68.842415%                    6.647426%
Certificate Denominations                  250,000
Sub-Servicer Fees                         1,236.12                     1,805.00
Master Servicer Fees                        383.40                       559.85
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00
Repurchased Principal Reprtd as Sch           0.00          0.00           0.00
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount         1,749,808.00
Current Special Hazard Amount         1,057,622.00

POOL DELINQUENCY DATA
                                      Unpaid Princ     Number of
                                        Balance            Loans
Loans Delinquent ONE Payment            176,520.60             1
Loans Delinquent TWO Payments                 0.00             0
Loans Delinquent THREE + Payments     1,792,066.47             6
Total Unpaid Princ on Delinq Loans    1,968,587.07             7
Lns in Foreclosure, INCL in Delinq      916,780.50             2
REO/Pending Cash Liquidations           673,405.03             3
Principal Balance New REO                     0.00
Six Month Avg Delinquencies 2+ Pmts        28.8469%

Loans in Pool                                   23
Current Period Sub-Servicer Fee           1,805.00
Current Period Master Servicer Fee          559.85

Aggregate REO Losses                 (1,077,942.74)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          12/26/95
MONTHLY Cutoff:               Nov-95
DETERMINATION DATE:         12/20/95
RUN TIME/DATE:              12/13/95       11:05 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4015
SERIES:  1989-S4
SELLER:  Residential Funding Mortgage Securities I, Inc
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920BZ0      760920CA4
Tot Principal and Interest Distr         501,950.33     5,159.80

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              380,258.87        52.48
Total Principal Prepayments              377,390.98        52.08
Principal Payoffs-In-Full                371,642.94        51.29
Principal Curtailments                     5,748.04         0.79
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                    2,867.89         0.40

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed               121,691.46     5,107.32
Prepayment Interest Shortfall                674.52        27.22
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        77,408,317.05    10,000.00
Current Period BEGINNING Prin Bal     18,234,999.60     2,523.33
Current Period ENDING Prin Bal        17,859,582.11     2,470.85
Change in Principal Balance              375,417.49        52.48
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      4.912377     5.248000
Interest Distributed                       1.572072   510.732000
Total Distribution                         4.875329     5.208000
Total Principal Prepayments                0.000000     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance                0.000000     0.000000
ENDING Principal Balance                 230.719163   247.085000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                                8.3712%      0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages             73.5840%      0.0102%
Prepayment Percentages                     100.0000%    100.0000%
Trading Factors                             23.0719%     24.7085%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          8,338.68         1.15
Master Servicer Fees                       1,847.20         0.26
Current Period Master Servicer Advanc          0.00         0.00
Deferred Interest Added to Principal       4,841.38


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                         NA             NA
Tot Principal and Interest Distr          28,212.80         9.61     535,332.54

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                    0.00         0.00     380,311.35
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                28,212.80         9.61     155,021.19
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         7,423,674.24         0.00  84,841,991.29
Current Period BEGINNING Prin Bal      6,408,100.75       157.92  24,645,781.60
Current Period ENDING Prin Bal         6,408,794.23       158.65  24,271,005.84
Change in Principal Balance                 (693.48)       (0.73)    374,775.76
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.000000
Interest Distributed                     950.095569
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance                 863.291414

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                                8.3712%      8.3712%
Subordinated Unpaid Amounts            1,460,280.60       497.54
Period Ending Class Percentages             26.4051%      0.0007%      100.0000%
Prepayment Percentages                       0.0000%      0.0000%
Trading Factors                             86.3291%
Certificate Denominations                   250,000
Sub-Servicer fees                          2,930.36                   11,270.19
Master Servicer Fees                         649.14                    2,496.60
Cur Period Master Servicer Advance                                         0.00
Deferred Interest Added to Principal       1,701.35         0.71       6,543.44
                                              OTHER        OTHER
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          1,935,824.00
Current Special Hazard Amount          1,144,894.00
Suspense Net (charges)/Recoveries        (11,941.12)
                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             553,446.90            3
Loans Delinquent TWO Payments            610,838.07            3
Loans Delinquent THREE + Payments      2,076,805.73           10
Tot Unpaid Principal on Delinq Loans   3,241,090.70           16
Loans in Foreclosure (incl in delinq)    746,897.54            4
REO/Pending Cash Liquidations            556,705.71            3
6 Mo Avg Delinquencies 2+ Payments           8.9313%
Loans in Pool                                   116
Current Period Sub-Servicer Fee           11,270.27
Current Period Master Servicer Fee         2,496.61
Aggregate REO Losses                  (1,302,243.70)
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     25,249,985.50      7.7755     1,044,402.52  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     25,249,985.50                 1,044,402.52  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          160,274.95          0.00     1,204,677.47        0.00    24,205,582.98
                                                                                
          160,274.95          0.00     1,204,677.47        0.00    24,205,582.98
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      289.105864  11.958141     1.835107      0.000000     13.793248  277.147722
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,649.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,697.45 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   27,286.58 
    MASTER SERVICER ADVANCES THIS MONTH                                2,935.89 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,064,888.41 
      (B)  TWO MONTHLY PAYMENTS:                                4    781,003.17 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    559,416.84 
      (D)  LOANS IN FORECLOSURE                                 5  1,065,711.37 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  24,205,582.98 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        23,819,654.12 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 113      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             428,648.48 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                    1,011,299.93 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,618.73 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           27,483.86 
                                                                                
       MORTGAGE POOL INSURANCE                             9,354,156.04         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.6017% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7955% 
                                                                                
    POOL TRADING FACTOR                                             0.277147722 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     14,473,619.39      8.7502       194,967.52  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     14,473,619.39                   194,967.52  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          105,562.91          0.00       300,530.43      600.56    14,278,051.31
                                                                                
          105,562.91          0.00       300,530.43      600.56    14,278,051.31
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      230.021985   3.098521     1.677658      0.000000      4.776179  226.913920
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,689.05 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,458.40 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,768.32 
    MASTER SERVICER ADVANCES THIS MONTH                                1,413.33 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    184,382.79 
      (B)  TWO MONTHLY PAYMENTS:                                1     46,638.91 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    303,193.29 
      (D)  LOANS IN FORECLOSURE                                 3    507,741.11 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,278,051.31 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        14,111,746.13 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  91      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             183,537.96 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,891.54 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             180,081.39 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,994.59 
                                                                                
       MORTGAGE POOL INSURANCE                             9,354,156.04         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,774.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.6281% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.7600% 
                                                                                
    POOL TRADING FACTOR                                             0.226913920 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          12/26/95
MONTHLY Cutoff:               Nov-95
DETERMINATION DATE:         12/20/95
RUN TIME/DATE:              12/15/95       10:54 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4018
SERIES:  1989-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920CF3      760920CD8
Tot Principal and Interest Distr         211,468.65     5,578.79

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              158,539.07         0.00
Total Principal Prepayments              153,731.95         0.00
Principal Payoffs-In-Full                      0.00         0.00
Principal Curtailments                       193.04         0.00
Principal Liquidations                   153,538.91         0.00
Scheduled Principal Due                    4,807.12         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                52,929.58     5,578.79
Prepayment Interest Shortfall                  0.89         0.08
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance       115,329,169.51    10,000.00
Current Period BEGINNING Prin Bal      6,351,656.67    10,000.00
Current Period ENDING Prin Bal         6,193,117.60    10,000.00
Change in Principal Balance              158,539.07         0.00
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      1.374666     0.000000
Interest Distributed                       0.458944   557.879000
Total Distribution                         1.833610   557.879000
Total Principal Prepayments                1.332984     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance               55.074156 1,000.000000
ENDING Principal Balance                  53.699490 1,000.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%    0.580225%
Subordinated Unpaid Amounts
Period Ending Class Percentages           55.136479%
Prepayment Percentages                   100.000000%  100.000000%
Trading Factors                            5.369949%  100.000000%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          1,218.40         1.92
Master Servicer Fees                         470.36         0.74
Per Certificate Percentage Interest in Pool
Current Period Master Servicer Advanc          0.00         0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                                     NA           NA
Tot Principal and Interest Distr          62,591.06        39.48     279,677.98

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               46,865.34                  205,404.41
Total Principal Prepayments               45,257.73                  198,989.68
Principal Payoffs-In-Full                      0.00                        0.00
Principal Curtailments                         0.00                      193.04
Principal Liquidations                    45,257.73                  198,796.64
Scheduled Principal Due                    1,501.19                    6,308.31

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                15,725.72        39.48      74,273.57
Prepayment Interest Shortfall                  0.72         0.00           1.69
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall                                        0.00
Current Period Interest Shortfall                                          0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         8,681,442.87              124,020,612.38
Current Period BEGINNING Prin Bal      5,176,199.98               11,537,856.65
Current Period ENDING Prin Bal         5,047,360.78               11,250,478.38
Change in Principal Balance              128,839.20                  287,378.27
PER CERTIFICATE DATA BY CLASS
Principal Distributed                  1,349.583839
Interest Distributed                     452.854446
Total Distribution                     1,802.438285
Total Principal Prepayments                0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance              596.237291
ENDING Principal Balance                 581.396532

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                             10.000000%   10.000000%
Subordinated Unpaid Amounts            4,246,839.25     2,643.97
Period Ending Class Percentages           44.863521%
Prepayment Percentages                     0.000000%
Trading Factors                           58.139653%                   9.071458%
Certificate Denominations                250,000.00
Sub-Servicer fees                            992.92                    2,213.24
Master Servicer Fees                         383.32                      854.42
Per Certificate % Interest in Pool
Cur Period Master Servicer Advance                                         0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          2,232,371.00
Current Special Hazard Amount          1,159,561.00

                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment           1,008,441.02            5
Loans Delinquent TWO Payments            551,934.13            2
Loans Delinquent THREE + Payments      3,976,082.39           14
Tot Unpaid Principal on Delinq Loans   5,536,457.54           21
Loans in Foreclosure (incl in delinq)    649,013.57            3
REO/Pending Cash Liquidations          3,099,471.71           10
6 Mo Avg Delinquencies 2+ Payments          49.9963%
Loans in Pool                                    35
Current Period Sub-Servicer Fee            2,213.24
Current Period Master Servicer Fee           854.42
Aggregate REO Losses                  (3,500,571.18)
 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07      7,100,406.52     10.0000       265,593.84  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07      7,100,406.52                   265,593.84  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           59,543.73          0.00       325,137.57        0.00     6,834,812.68
                                                                                
           59,543.73          0.00       325,137.57        0.00     6,834,812.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       58.714404   2.196238     0.492377      0.000000      2.688615   56.518166
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,431.27 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,952.30 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,993.95 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    470,888.94 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2  1,223,738.47 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,834,812.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         6,839,771.77 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  27      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     311.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             260,713.89 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,568.16 
                                                                                
       MORTGAGE POOL INSURANCE                             3,414,530.12         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6627% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.056518166 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           12/26/95
MONTHLY Cutoff:                Nov-95
DETERMINATION DATE:          12/20/95
RUN TIME/DATE:               12/13/95       10:50 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4019
SERIES:  1989-S6
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          760920CHP               NA
Tot Principal and Interest Distr           53,303.14   12,007.02

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 4,610.86
Total Principal Prepayments                   481.21
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        481.21
Principal Liquidations                          0.00
Scheduled Principal Due                     4,129.65

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 48,692.28   12,007.02
Prepayment Interest Shortfall                   2.13        0.53
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        149,970,189.47
Current Period BEGINNING Prin Bal       6,056,247.06
Current Period ENDING Prin Bal          6,051,636.20
Change in Principal Balance                 4,610.86

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.030745
Interest Distributed                        0.324680
Total Distribution                          0.355425
Total Principal Prepayments                 0.003209
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                40.383006
ENDING Principal Balance                   40.352261

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.648433%   1.309245%
Subordinated Unpaid Amounts
Period Ending Class Percentages            55.029111%
Prepayment Percentages                    100.000000%
Trading Factors                             4.035226%
Certificate Denominations                      1,000
Sub-Servicer Fees                           1,713.29
Master Servicer Fees                          518.86
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr            3,476.11        0.00      68,786.27
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                   408.91                   5,019.77
Total Principal Prepayments                     0.00                     481.21
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                     481.21
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,119.54                   6,249.19

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  3,067.20        0.00      63,766.50
Prepayment Interest Shortfall                   1.74        0.00           4.40
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,599,121.61             162,569,311.08
Current Period BEGINNING Prin Bal       4,948,892.50              11,005,139.56
Current Period ENDING Prin Bal          4,945,517.93              10,997,154.13
Change in Principal Balance                 3,374.57                   7,985.43

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       8.113859
Interest Distributed                       60.861386
Total Distribution                         68.975245
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               392.796629
ENDING Principal Balance                  392.528788

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               9.648433%   0.000000%
Subordinated Unpaid Amounts             8,808,493.02        0.00   8,808,493.02
Period Ending Class Percentages            44.970889%
Prepayment Percentages                      0.000000%
Trading Factors                            39.252879%                  6.764594%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,400.13                   3,113.42
Master Servicer Fees                          424.03                     942.89
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,965,252.00
Current Special Hazard Amount           1,392,701.00

                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              577,645.40           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments       4,365,955.50          15
Tot Unpaid Principal on Delinq Loans    4,943,600.90          17
Loans in Foreclosure, INCL in Delinq    2,387,651.51           7
REO/Pending Cash Liquidations           1,978,303.99           8
Principal Balance New REO                 326,961.27
6 Mo Avg Delinquencies 2+ Payments           45.6877%
Loans in Pool                                     32
Current Period Sub-Servicer Fee             3,113.42
Current Period Master Servicer Fee            942.89
Aggregate REO Losses                   (7,804,034.73)
 ................................................................................


Run:        12/27/95     09:08:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00    12,164,594.48     9.000000  %    824,558.08
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00        11,852.76  1237.750000  %        671.58
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           594.46     0.537076  %         33.68
B                  17,727,586.62     7,551,520.02    10.000000  %          0.00
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    22,116,561.72                    825,263.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        91,041.56    915,599.64             0.00         0.00  11,340,036.40
A-5        17,872.13     17,872.13             0.00         0.00   2,388,000.00
A-6        12,199.78     12,871.36             0.00         0.00      11,181.18
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        9,877.63      9,911.31             0.00         0.00         560.78
B           7,208.38      7,208.38             0.00   198,790.65   7,408,322.52
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          138,199.48    963,462.82             0.00   198,790.65  21,148,100.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    625.943937  42.428634     4.684654    47.113288   0.000000    583.515303
A-5   1000.000000   0.000000     7.484142     7.484142   0.000000   1000.000000
A-6    118.527600   6.715800   121.997800   128.713600   0.000000    111.812000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    59.446000   3.368000   987.763000   991.131000   0.000000     56.078000
B   106493.909500   0.000000   101.654841   101.654841   0.000000 104474.493300

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,137.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,045.26

SUBSERVICER ADVANCES THIS MONTH                                       65,201.26
MASTER SERVICER ADVANCES THIS MONTH                                   20,444.17


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,046,699.14

 (B)  TWO MONTHLY PAYMENTS:                                    2     561,460.67

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          6   1,765,392.49


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      2,490,691.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,148,100.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           81

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       9

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,145,934.83

REMAINING SUBCLASS INTEREST SHORTFALL                                 55,588.21

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      549,070.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          65.85581380 %    34.14418620 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             64.96932480 %    35.03067520 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5194 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,166,569.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.04461767
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              281.00

POOL TRADING FACTOR:                                                 8.04913418

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35      9,963,960.05     10.5000       220,857.49  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35      9,963,960.05                   220,857.49  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           87,184.40          0.00       308,041.89        0.00     9,743,102.56
                                                                                
           87,184.40          0.00       308,041.89        0.00     9,743,102.56
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       51.368138   1.138607     0.449470      0.000000      1.588077   50.229530
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,356.32 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 4,206.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   37,837.51 
    MASTER SERVICER ADVANCES THIS MONTH                                7,657.18 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    645,597.56 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    613,607.51 
      (D)  LOANS IN FORECLOSURE                                 8  2,574,546.73 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,743,102.56 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         8,960,790.65 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  31      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             807,246.29 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      28.99 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             213,787.53 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,040.97 
                                                                                
       MORTGAGE POOL INSURANCE                             2,744,161.97         
       SPECIAL HAZARD LOSS COVERAGE                        2,121,808.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.5259% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.050229530 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62     11,648,092.05      7.8685        13,237.65  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62     11,648,092.05                    13,237.65  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           76,374.41          0.00        89,612.06        0.00    11,634,854.40
                                                                                
           76,374.41          0.00        89,612.06        0.00    11,634,854.40
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      251.542220   0.285869     1.649316      0.000000      1.935185  251.256351
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,489.46 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,705.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,863.84 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    493,645.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,634,854.40 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        11,647,455.63 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  55      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     472.81 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,764.84 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.7124% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8685% 
                                                                                
    POOL TRADING FACTOR                                             0.251256351 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,668,381.76      7.7385         5,620.12  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,668,381.76                     5,620.12  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           23,648.47          0.00        29,268.59        0.00     3,662,761.64
                                                                                
           23,648.47          0.00        29,268.59        0.00     3,662,761.64
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      190.942017   0.292531     1.230921      0.000000      1.523452  190.649486
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,223.65 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,154.38 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,866.86 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    363,577.77 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,662,761.64 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         3,667,243.35 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,242.01 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,378.11 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.5137% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7385% 
                                                                                
    POOL TRADING FACTOR                                             0.190649486 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      2,844,538.94      8.7996         2,922.26  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      2,844,538.94                     2,922.26  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,856.80          0.00        23,779.06        0.00     2,841,616.68
                                                                                
           20,856.80          0.00        23,779.06        0.00     2,841,616.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      183.425954   0.188438     1.344920      0.000000      1.533358  183.237516
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,097.32 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   891.12 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,841,616.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         2,843,994.02 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  12      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     300.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,622.26 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,576,978.24         
       BANKRUPTCY AMOUNT AVAILABLE                           104,540.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,092,879.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.6376% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.7996% 
                                                                                
    POOL TRADING FACTOR                                             0.183237516 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     19,225,129.89     10.0010       435,502.81  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     19,225,129.89                   435,502.81  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          159,744.49          0.00       595,247.30        0.00    18,789,627.08
                                                                                
          159,744.49          0.00       595,247.30        0.00    18,789,627.08
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       96.139341   2.177824     0.798836      0.000000      2.976660   93.961516
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,213.44 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,692.28 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   47,800.73 
    MASTER SERVICER ADVANCES THIS MONTH                                3,226.35 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7  1,713,468.86 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                10  3,160,362.53 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  18,789,627.08 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        18,478,164.76 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  68      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             344,904.62 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      421,491.44 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     243.58 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,767.79 
                                                                                
       LOC AMOUNT AVAILABLE                                3,864,952.17         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.9406% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.9925% 
                                                                                
    POOL TRADING FACTOR                                             0.093961516 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      6,858,345.31      9.5000       225,435.67  
S     760920DL9            0.00              0.00      0.8208             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      6,858,345.31                   225,435.67  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          54,286.83          0.00       279,722.50        0.00     6,632,909.64
S           4,690.38          0.00         4,690.38        0.00             0.00
                                                                                
           58,977.21          0.00       284,412.88        0.00     6,632,909.64
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      68.560279   2.253595     0.542685      0.000000      2.796280   66.306684
S       0.000000   0.000000     0.046888      0.000000      0.046888    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,734.59 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   673.10 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,309.54 
    MASTER SERVICER ADVANCES THIS MONTH                                2,524.25 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    537,232.95 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 5  1,201,732.95 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,632,909.64 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         6,378,656.88 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  25      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             264,593.63 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,045.61 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             219,470.03 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,920.03 
                                                                                
       LOC AMOUNT AVAILABLE                                6,064,226.41         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       972,163.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.7708% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.066306684 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42      6,239,724.12     10.5000         3,915.24  
S     760920ED6            0.00              0.00      0.5821             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42      6,239,724.12                     3,915.24  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          54,597.44          0.00        58,512.68        0.00     6,235,808.88
S           3,026.78          0.00         3,026.78        0.00             0.00
                                                                                
           57,624.22          0.00        61,539.46        0.00     6,235,808.88
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      65.551817   0.041132     0.573577      0.000000      0.614709   65.510685
S       0.000000   0.000000     0.031798      0.000000      0.031798    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,837.24 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   526.01 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,753.68 
    MASTER SERVICER ADVANCES THIS MONTH                               11,640.05 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                2    751,580.87 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    216,683.44 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,235,808.88 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         5,049,813.90 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  19      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,190,872.95 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      16.45 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,898.79 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       2,619,066.00         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,396,176.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6664% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.065510685 

 ................................................................................


Run:        12/27/95     09:08:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     4,192,055.25     9.500000  %      4,372.94
I     760920FV5        10,000.00           894.41     0.500000  %          0.78
B                  11,825,033.00     5,645,518.87     9.500000  %      4,239.74
S     760920FW3             0.00             0.00     0.120835  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00     9,838,468.53                      8,613.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          33,183.02     37,555.96             0.00         0.00   4,187,682.31
I           4,098.86      4,099.64             0.00         0.00         893.63
B          44,688.19     48,927.93             0.00         0.00   5,641,279.13
S             997.66        997.66             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           82,967.73     91,581.19             0.00         0.00   9,829,855.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       42.704054   0.044547     0.338032     0.382579   0.000000     42.659507
I       89.441000   0.078000   409.886000   409.964000   0.000000     89.363000
B      477.420982   0.358539     3.779118     4.137657   0.000000    477.062443

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,785.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,035.02

SUBSERVICER ADVANCES THIS MONTH                                       14,411.92
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,567,367.44

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       9,829,855.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           35

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        1,224.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          42.61791000 %    57.38209000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             42.61075990 %    57.38924010 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1209 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,793,146.50
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,129,615.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.58566910
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.19

POOL TRADING FACTOR:                                                 8.93620678


 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     29,169,574.92      7.3669       824,836.93  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     29,169,574.92                   824,836.93  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          177,513.61          0.00     1,002,350.54        0.00    28,344,737.99
                                                                                
          177,513.61          0.00     1,002,350.54        0.00    28,344,737.99
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      153.059469   4.328109     0.931455      0.000000      5.259564  148.731360
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,613.85 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 7,491.31 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   24,036.20 
    MASTER SERVICER ADVANCES THIS MONTH                                3,094.09 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 7  1,563,514.09 
      (B)  TWO MONTHLY PAYMENTS:                                1    191,502.79 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      3    699,199.30 
      (D)  LOANS IN FORECLOSURE                                 3    702,435.80 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  28,344,737.99 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        27,969,312.75 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 109      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             418,232.01 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      277,255.16 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,082.49 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             507,276.85 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           35,222.43 
                                                                                
       LOC AMOUNT AVAILABLE                                3,624,533.93         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,609,446.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.1057% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3657% 
                                                                                
    POOL TRADING FACTOR                                             0.148731360 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-3  (POOL  3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3142                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HL5  149,985,269.74     13,413,386.49     10.0867       697,529.62  
                                                                                
- --------------------------------------------------------------------------------
                 149,985,269.74     13,413,386.49                   697,529.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          111,090.00          0.00       808,619.62        0.00    12,715,856.87
                                                                                
          111,090.00          0.00       808,619.62        0.00    12,715,856.87
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       89.431359   4.650654     0.740673      0.000000      5.391327   84.780705
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-3 (POOL 3142)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,961.76 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,689.26 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   16,044.69 
    MASTER SERVICER ADVANCES THIS MONTH                                9,144.44 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    428,695.94 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    429,408.96 
      (D)  LOANS IN FORECLOSURE                                 3    857,937.71 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  12,715,856.87 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        11,741,620.55 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             987,722.26 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      686,372.57 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     789.59 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,367.46 
                                                                                
       LOC AMOUNT AVAILABLE                                4,454,748.28         
       BANKRUPTCY AMOUNT AVAILABLE                           957,262.00         
       FRAUD AMOUNT AVAILABLE                                159,729.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,083,931.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.6159% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0607% 
                                                                                
    POOL TRADING FACTOR                                             0.084780705 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     40,104,463.01      6.7743       661,816.51  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     40,104,463.01                   661,816.51  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          223,912.18          0.00       885,728.69        0.00    39,442,646.50
                                                                                
          223,912.18          0.00       885,728.69        0.00    39,442,646.50
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      288.038092   4.753296     1.608181      0.000000      6.361477  283.284797
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   13,354.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                11,985.44 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   39,375.79 
    MASTER SERVICER ADVANCES THIS MONTH                                9,151.42 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                10  2,036,985.43 
      (B)  TWO MONTHLY PAYMENTS:                                2    570,076.84 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    285,063.68 
      (D)  LOANS IN FORECLOSURE                                10  2,673,651.62 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  39,442,646.50 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        38,054,978.40 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 142      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              5      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,450,266.24 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      609,850.67 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   7,463.78 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           44,502.06 
                                                                                
       LOC AMOUNT AVAILABLE                                3,756,503.37         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                453,278.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,938,146.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5825% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7880% 
                                                                                
    POOL TRADING FACTOR                                             0.283284797 

 ................................................................................


Run:        12/27/95     09:08:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S8 (POOL # 4035)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4035 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JB5    86,677,000.00             0.00     8.800000  %          0.00
A-2   760920JC3    15,400,000.00             0.00     9.500000  %          0.00
A-3   760920JD1    36,600,000.00             0.00     9.500000  %          0.00
A-4   760920JE9    17,500,000.00     4,908,311.47     9.500000  %    410,233.76
A-5   760920HY7        10,000.00             0.00  4530.940000  %          0.00
A-6   760920JF6     8,834,000.00             0.00    11.250000  %          0.00
A-7   760920HZ4        10,000.00           297.44     0.412874  %         24.86
B                  16,822,037.00    12,852,758.13     9.500000  %     80,701.28
R-1                         0.00             0.00     9.500000  %          0.00
R-2                         0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  181,853,037.00    17,761,367.04                    490,959.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        38,486.47    448,720.23             0.00         0.00   4,498,077.71
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7         6,052.66      6,077.52             0.00         0.00         272.58
B         100,779.53    181,480.81             0.00   415,938.91  12,356,120.28
R-1             0.00          0.00             0.00         0.00           0.00
R-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          145,318.66    636,278.56             0.00   415,938.91  16,854,470.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    280.474941  23.441929     2.199227    25.641156   0.000000    257.033012
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     29.744000   2.486000   605.266000   607.752000   0.000000     27.258000
B      764.042912   4.797355     5.990923    10.788278   0.000000    734.519861

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S8 (POOL # 4035)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4035 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,734.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,623.95

SUBSERVICER ADVANCES THIS MONTH                                       12,864.88
MASTER SERVICER ADVANCES THIS MONTH                                   12,874.79


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     583,171.88

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        872,601.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,854,470.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           47

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,461,896.20

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      220,587.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          27.63643640 %    72.36356360 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             26.68935980 %    73.31064020 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4299 %

      BANKRUPTCY AMOUNT AVAILABLE                         918,960.00
      FRAUD AMOUNT AVAILABLE                              209,415.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,774,887.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.60997305
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              288.72

POOL TRADING FACTOR:                                                 9.26818206


 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     46,185,503.95      6.1243       522,436.58  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     46,185,503.95                   522,436.58  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         233,999.18          0.00       756,435.76        0.00    45,663,067.37
S          21,014.58          0.00        21,014.58        0.00             0.00
                                                                                
          255,013.76          0.00       777,450.34        0.00    45,663,067.37
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     255.426845   2.889312     1.294122      0.000000      4.183434  252.537533
S       0.000000   0.000000     0.116220      0.000000      0.116220    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   15,291.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                12,363.28 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,698.62 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    817,592.97 
      (B)  TWO MONTHLY PAYMENTS:                                1    249,433.62 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  45,663,067.37 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        45,723,206.90 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 173      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      433,306.91 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  23,600.77 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           65,528.90 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,754,801.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3940% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.1240% 
                                                                                
    POOL TRADING FACTOR                                             0.252537533 

 ................................................................................


Run:        12/27/95     09:08:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     2,514,709.14    10.000000  %    236,589.14
A-3   760920KA5    62,000,000.00     3,095,702.62    10.000000  %    291,250.24
A-4   760920KB3        10,000.00           472.52     0.762000  %         44.46
B                  10,439,807.67     4,609,029.05    10.000000  %          0.00
R                           0.00            26.78    10.000000  %          2.52

- -------------------------------------------------------------------------------
                  122,813,807.67    10,219,940.11                    527,886.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        20,717.91    257,307.05            81.37         0.00   2,278,201.37
A-3        25,504.53    316,754.77           100.17         0.00   2,804,552.55
A-4         6,440.96      6,485.42             0.00         0.00         428.06
B               0.00          0.00           149.13   974,737.19   3,672,412.97
R               4.11          6.63             0.02         0.00          24.28


B RECOURSE OBLIGATION
                 974,737.19


- -------------------------------------------------------------------------------
           52,667.51  1,555,291.06           330.69   974,737.19   8,755,619.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    287.921816  27.088292     2.372099    29.460391   0.009316    260.842841
A-3     49.930687   4.697585     0.411363     5.108948   0.001616     45.234719
A-4     47.252000   4.446000   644.096000   648.542000   0.000000     42.806000
B      441.486012   0.000000     0.000000     0.000000   0.014285    351.770175
B RECOURSE OBLIGATION                         93.367351
_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,657.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       734.65

SUBSERVICER ADVANCES THIS MONTH                                       19,520.96
MASTER SERVICER ADVANCES THIS MONTH                                   16,593.14


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     241,693.67

 (B)  TWO MONTHLY PAYMENTS:                                    3     778,649.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                      1,019,171.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       8,755,619.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           31

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,859,106.63

REMAINING SUBCLASS INTEREST SHORTFALL                                 37,971.98

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      225,658.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          54.90160410 %    45.09839590 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             58.05650210 %    41.94349790 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7912 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                              121,390.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,524,125.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                               974,737.19
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.34835852
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              145.92

POOL TRADING FACTOR:                                                 7.12918148


 ................................................................................


Run:        12/27/95     09:08:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KS6   145,575,900.00    14,503,826.48     7.154347  %     24,536.14
R     760920KT4           100.00             0.00     7.154347  %          0.00
B                  10,120,256.77     7,789,077.82     7.154347  %      9,834.48

- -------------------------------------------------------------------------------
                  155,696,256.77    22,292,904.30                     34,370.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          86,448.05    110,984.19             0.00         0.00  14,479,290.34
R               0.00          0.00             0.00         0.00           0.00
B          46,425.72     56,260.20             0.00         0.00   7,779,243.34

- -------------------------------------------------------------------------------
          132,873.77    167,244.39             0.00         0.00  22,258,533.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       99.630684   0.168545     0.593835     0.762380   0.000000     99.462139
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      769.652193   0.971762     4.587405     5.559167   0.000000    768.680431

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,335.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,301.44

SPREAD                                                                 4,178.81

SUBSERVICER ADVANCES THIS MONTH                                       12,577.74
MASTER SERVICER ADVANCES THIS MONTH                                    4,202.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     281,642.57

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,450,332.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,258,533.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           86

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 550,733.29

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        6,223.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          65.06028230 %    34.93971770 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             65.05051300 %    34.94948700 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,399,728.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.90948841
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              278.15

POOL TRADING FACTOR:                                                14.29612641


 ................................................................................


Run:        12/27/95     09:08:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    25,028,897.81     6.344535  %     53,650.41
R     760920KR8           100.00             0.00     6.344535  %          0.00
B                   9,358,525.99     8,391,207.65     6.344535  %     12,878.67

- -------------------------------------------------------------------------------
                  120,755,165.99    33,420,105.46                     66,529.08
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         132,270.95    185,921.36             0.00         0.00  24,975,247.40
R               0.00          0.00             0.00         0.00           0.00
B          44,345.26     57,223.93             0.00         0.00   8,378,328.98

- -------------------------------------------------------------------------------
          176,616.21    243,145.29             0.00         0.00  33,353,576.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      224.682901   0.481616     1.187388     1.669004   0.000000    224.201285
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      896.637746   1.376142     4.738489     6.114631   0.000000    895.261603

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,274.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,563.70

SPREAD                                                                 6,263.45

SUBSERVICER ADVANCES THIS MONTH                                       10,066.32
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     976,616.74

 (B)  TWO MONTHLY PAYMENTS:                                    1     243,088.02

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        228,490.48

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      33,353,576.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          133

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       15,236.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          74.89173800 %    25.10826200 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             74.88026810 %    25.11973190 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,901,930.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15233959
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              258.72

POOL TRADING FACTOR:                                                27.62082774


 ................................................................................


Run:        12/27/95     09:08:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90     9,374,441.39     9.000000  %      6,759.08
S     760920LY2        10,000.00         1,327.55     0.672615  %          0.96
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90     9,375,768.94                      6,760.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        70,307.53     77,066.61             0.00         0.00   9,367,682.31
S           5,255.18      5,256.14             0.00         0.00       1,326.59
R               9.96          9.96             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           75,572.67     82,332.71             0.00         0.00   9,369,008.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    221.255810   0.159528     1.659400     1.818928   0.000000    221.096282
S      132.755000   0.096000   525.518000   525.614000   0.000000    132.659000

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        2,902.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       977.48

SUBSERVICER ADVANCES THIS MONTH                                       10,922.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2   1,235,826.34

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       9,369,008.89

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           30

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          100.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000010 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6726 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                               96,910.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,835,948.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.16914115
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.37

POOL TRADING FACTOR:                                                13.26577705


 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     37,241,989.62      6.7627       418,394.90  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     37,241,989.62                   418,394.90  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         208,833.13          0.00       627,228.03        0.00    36,823,594.72
S           7,720.04          0.00         7,720.04        0.00             0.00
                                                                                
          216,553.17          0.00       634,948.07        0.00    36,823,594.72
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     324.665729   3.647455     1.820552      0.000000      5.468007  321.018274
S       0.000000   0.000000     0.067301      0.000000      0.067301    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   11,321.40 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,674.81 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   32,088.68 
    MASTER SERVICER ADVANCES THIS MONTH                               12,724.60 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    436,768.84 
      (B)  TWO MONTHLY PAYMENTS:                                2    449,802.77 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    257,601.73 
      (D)  LOANS IN FORECLOSURE                                11  3,437,981.90 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  36,823,594.72 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        34,968,748.14 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 121      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              8      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,925,785.48 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      375,318.72 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,548.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           40,527.28 
                                                                                
       LOC AMOUNT AVAILABLE                               15,999,099.21         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5561% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7944% 
                                                                                
    POOL TRADING FACTOR                                             0.321018274 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     19,859,349.17      7.6258       535,222.20  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     19,859,349.17                   535,222.20  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         124,156.11          0.00       659,378.31        0.00    19,324,126.97
S           4,070.26          0.00         4,070.26        0.00             0.00
                                                                                
          128,226.37          0.00       663,448.57        0.00    19,324,126.97
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     349.573449   9.421229     2.185453      0.000000     11.606682  340.152220
S       0.000000   0.000000     0.071647      0.000000      0.071647    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,315.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,591.11 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,280.83 
    MASTER SERVICER ADVANCES THIS MONTH                                1,625.17 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     99,272.09 
      (B)  TWO MONTHLY PAYMENTS:                                1    267,097.11 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    316,111.91 
      (D)  LOANS IN FORECLOSURE                                 2    387,621.01 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  19,324,126.97 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        19,128,936.70 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  77      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             215,606.94 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      353,205.86 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      99.77 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             162,552.04 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           19,364.53 
                                                                                
       LOC AMOUNT AVAILABLE                               15,999,099.21         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3896% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6447% 
                                                                                
    POOL TRADING FACTOR                                             0.340152220 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      8,432,017.21      8.5573         7,399.98  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      8,432,017.21                     7,399.98  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          60,127.22          0.00        67,527.20        0.00     8,424,617.23
S           1,756.61          0.00         1,756.61        0.00             0.00
                                                                                
           61,883.83          0.00        69,283.81        0.00     8,424,617.23
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     361.806407   0.317523     2.579977      0.000000      2.897500  361.488884
S       0.000000   0.000000     0.075374      0.000000      0.075374    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,844.13 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   816.89 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   13,326.54 
    MASTER SERVICER ADVANCES THIS MONTH                                4,475.35 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    498,239.55 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 5  1,124,484.36 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,424,617.23 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         7,836,414.06 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  38      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             610,917.57 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     299.69 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,100.29 
                                                                                
       LOC AMOUNT AVAILABLE                               15,999,099.21         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.4687% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.6572% 
                                                                                
    POOL TRADING FACTOR                                             0.361488884 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     17,634,088.42      6.8393        18,849.88  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     17,634,088.42                    18,849.88  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         100,502.88          0.00       119,352.76        0.00    17,615,238.54
S           4,041.10          0.00         4,041.10        0.00             0.00
                                                                                
          104,543.98          0.00       123,393.86        0.00    17,615,238.54
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     310.461160   0.331866     1.769427      0.000000      2.101293  310.129294
S       0.000000   0.000000     0.071147      0.000000      0.071147    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,510.65 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,470.70 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,374.68 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    338,895.13 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  17,615,238.54 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        17,633,360.00 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  66      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     200.59 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           18,649.29 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,906,581.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5893% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8393% 
                                                                                
    POOL TRADING FACTOR                                             0.310129294 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     32,494,600.06      7.6289       153,749.64  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     32,494,600.06                   153,749.64  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         205,833.29          0.00       359,582.93        0.00    32,340,850.42
S           7,419.70          0.00         7,419.70        0.00             0.00
                                                                                
          213,252.99          0.00       367,002.63        0.00    32,340,850.42
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     408.304997   1.931913     2.586361      0.000000      4.518274  406.373083
S       0.000000   0.000000     0.093231      0.000000      0.093231    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,297.67 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,509.84 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,723.89 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,248,638.81 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    259,845.83 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  32,340,850.42 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        32,370,239.25 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 121      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                 119,620.73 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           34,128.91 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,906,581.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3852% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6289% 
                                                                                
    POOL TRADING FACTOR                                             0.406373083 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-23  (POOL  3161)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3161                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920PH5  149,999,535.00     11,569,314.40      9.2929        29,747.59  
                                                                                
- --------------------------------------------------------------------------------
                 149,999,535.00     11,569,314.40                    29,747.59  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           89,450.90          0.00       119,198.49        0.00    11,539,566.81
                                                                                
           89,450.90          0.00       119,198.49        0.00    11,539,566.81
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       77.129002   0.198318     0.596341      0.000000      0.794659   76.930684
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-23 (POOL 3161)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,807.80 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,276.19 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,850.61 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    206,259.37 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,539,566.81 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        11,548,247.58 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  49      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  20,920.43 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            8,827.16 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,199,364.54         
       BANKRUPTCY AMOUNT AVAILABLE                         1,017,841.00         
       FRAUD AMOUNT AVAILABLE                                115,850.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       779,713.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.0129% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.2929% 
                                                                                
    POOL TRADING FACTOR                                             0.076930684 

 ................................................................................


Run:        12/27/95     09:08:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920PS1    47,190,000.00             0.00     8.500000  %          0.00
A-2   760920PU6    16,345,000.00             0.00     9.000000  %          0.00
A-3   760920PT9    16,345,000.00             0.00     8.000000  %          0.00
A-4   760920PW2    43,244,000.00             0.00     8.500000  %          0.00
A-5   760920PX0    38,942,000.00             0.00     8.500000  %          0.00
A-6   760920PV4    29,168,000.00             0.00     7.900000  %          0.00
A-7   760920PY8    34,990,000.00             0.00     9.000000  %          0.00
A-8   760920PZ5    20,816,000.00             0.00     8.500000  %          0.00
A-9   760920QB7    65,000,000.00             0.00     8.500000  %          0.00
A-10  760920QC5     7,500,000.00             0.00     9.000000  %          0.00
A-11  760920QA9     7,500,000.00             0.00     8.000000  %          0.00
A-12  760920QD3    10,000,000.00     1,922,407.50     7.750000  %    158,757.87
A-13  760920QJ0    15,000,000.00     2,883,611.25     9.000000  %    238,136.80
A-14  760920QE1        10,000.00           136.50 17602.505000  %         11.27
A-15  760920QF8             0.00             0.00     0.186845  %          0.00
R-I   760920QG6             0.00             0.00     8.500000  %          0.00
R-II  760920QH4           100.00             0.00     8.500000  %          0.00
M     760920QK7    10,495,302.07     9,590,176.73     9.000000  %      7,478.49
B                  19,082,367.41    16,932,800.26     9.000000  %     13,204.32

- -------------------------------------------------------------------------------
                  381,627,769.48    31,329,132.24                    417,588.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       12,321.63    171,079.50             0.00         0.00   1,763,649.63
A-13       21,463.48    259,600.28             0.00         0.00   2,645,474.45
A-14        1,987.13      1,998.40             0.00         0.00         125.23
A-15        4,841.18      4,841.18             0.00         0.00           0.00
R-I             0.96          0.96             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          71,382.25     78,860.74             0.00         0.00   9,582,698.24
B         126,035.64    139,239.96             0.00         0.00  16,919,595.94

- -------------------------------------------------------------------------------
          238,032.27    655,621.02             0.00         0.00  30,911,543.49
===============================================================================






































Run:        12/27/95     09:08:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S24 (POOL # 4046)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4046 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   192.240750  15.875787     1.232163    17.107950   0.000000    176.364963
A-13   192.240750  15.875787     1.430899    17.306686   0.000000    176.364963
A-14    13.650000   1.127000   198.713000   199.840000   0.000000     12.523000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      913.759001   0.712556     6.801352     7.513908   0.000000    913.046445
B      887.353225   0.691965     6.604821     7.296786   0.000000    886.661260

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S24 (POOL # 4046)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4046 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,916.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,246.80

SUBSERVICER ADVANCES THIS MONTH                                       27,857.11
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,462,924.57

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     222,228.36


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,627,396.46

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      30,911,543.49

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          111

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      393,158.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         15.34085020 %    30.61105100 %   54.04809850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            14.26408650 %    31.00038742 %   54.73552610 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1885 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              319,067.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,946,780.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.73582646
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.30

POOL TRADING FACTOR:                                                 8.09991986


 ................................................................................


Run:        12/27/95     09:08:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920QT8    15,369,000.00             0.00     7.756630  %          0.00
A-2   760920RB6    21,476,335.00             0.00     0.000000  %          0.00
A-3   760920RC4        40,985.00             0.00     0.000000  %          0.00
A-4   760920QY7     9,629,000.00             0.00     7.756630  %          0.00
A-5   760920RD2   118,166,000.00             0.00     7.756630  %          0.00
A-6   760920RE0    51,231,000.00             0.00     7.756630  %          0.00
A-7   760920RF7    10,246,000.00             0.00     7.756630  %          0.00
A-8   760920RG5    14,628,000.00             0.00     7.756630  %          0.00
A-9   760920RH3    21,521,000.00             0.00     8.000000  %          0.00
A-10  760920RK6    76,488,000.00    16,221,226.50     8.000000  %    304,836.23
A-11  760920RN0    14,158,586.00             0.00     0.000000  %          0.00
A-12  760920RP5     5,309,472.00             0.00     0.000000  %          0.00
A-13  760920RQ3       358,622.00        16,237.33  1008.000000  %        305.14
A-14  760920RR1             0.00             0.00     0.168896  %          0.00
R-I   760920RV2           100.00             0.00     9.000000  %          0.00
R-II  760920RW0           100.00             0.00     8.000000  %          0.00
M     760920RU4     9,692,000.00     8,205,844.11     9.000000  %          0.00
B                  19,385,706.25    16,413,132.61     9.000000  %          0.00

- -------------------------------------------------------------------------------
                  387,699,906.25    40,856,440.55                    305,141.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      107,725.66    412,561.89             0.00         0.00  15,916,390.27
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       13,586.91     13,892.05             0.00         0.00      15,932.19
A-14        5,728.28      5,728.28             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          20,678.24     20,678.24             0.00         0.00   8,205,844.11
B               0.00          0.00             0.00   182,665.72  16,393,721.07

- -------------------------------------------------------------------------------
          147,719.09    452,860.46             0.00   182,665.72  40,531,887.64
===============================================================================











































Run:        12/27/95     09:08:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S29 (POOL # 4048)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4048 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   212.075443   3.985412     1.408399     5.393811   0.000000    208.090031
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13    45.277005   0.850868    37.886430    38.737298   0.000000     44.426137
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      846.661588   0.000000     2.133537     2.133537   0.000000    846.661588
B      846.661576   0.000000     0.000000     0.000000   0.000000    845.660244

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S29 (POOL # 4048)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4048 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,624.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,198.01

SUBSERVICER ADVANCES THIS MONTH                                       41,786.85
MASTER SERVICER ADVANCES THIS MONTH                                    6,235.06


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   2,024,120.95

 (B)  TWO MONTHLY PAYMENTS:                                    2     468,978.05

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     237,445.87


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,268,540.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,531,887.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          154

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 749,612.76

REMAINING SUBCLASS INTEREST SHORTFALL                                122,625.25

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      292,338.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         39.74272750 %    20.08457900 %   40.17269340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            39.30811860 %    20.24540328 %   40.44647810 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.170097 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              401,459.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,723,846.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.67627404
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.38

POOL TRADING FACTOR:                                                10.45444866


 ................................................................................


Run:        12/27/95     09:08:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00             0.00     8.750000  %          0.00
A-6   760920RZ3    25,602,000.00    25,294,703.91     7.075000  %  1,411,015.47
A-7   760920SA7     5,940,500.00     5,622,197.98    17.660724  %    313,623.29
A-8   760920SL3    45,032,000.00     4,273,854.46     9.000000  %    234,755.32
A-9   760920SB5             0.00             0.00     0.105991  %          0.00
R-I   760920SJ8           500.00            47.45     9.000000  %          2.61
R-II  760920SK5       300,629.00       424,361.69     9.000000  %          0.00
M     760920SH2    10,142,260.00     8,609,962.68     9.000000  %      6,991.30
B                  20,284,521.53    17,014,825.83     9.000000  %     13,816.07

- -------------------------------------------------------------------------------
                  405,690,410.53    61,239,954.00                  1,980,204.06
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       146,109.01  1,557,124.48             0.00         0.00  23,883,688.44
A-7        81,065.41    394,688.70             0.00         0.00   5,308,574.69
A-8        31,403.87    266,159.19             0.00         0.00   4,039,099.14
A-9         5,299.40      5,299.40             0.00         0.00           0.00
R-I             0.35          2.96             0.00         0.00          44.84
R-II            0.00          0.00         3,118.17         0.00     427,479.86
M          63,265.18     70,256.48             0.00         0.00   8,602,971.38
B         125,023.28    138,839.35             0.00         0.00  17,001,009.76

- -------------------------------------------------------------------------------
          452,166.50  2,432,370.56         3,118.17         0.00  59,262,868.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    987.997184  55.113486     5.706937    60.820423   0.000000    932.883698
A-7    946.418312  52.794090    13.646227    66.440317   0.000000    893.624222
A-8     94.907054   5.213078     0.697368     5.910446   0.000000     89.693976
R-I     94.900000   5.220000     0.700000     5.920000   0.000000     89.680000
R-II  1411.579355   0.000000     0.000000     0.000000  10.372153   1421.951508
M      848.919539   0.689324     6.237779     6.927103   0.000000    848.230215
B      838.808340   0.681113     6.163483     6.844596   0.000000    838.127226

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:41                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,955.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,144.57

SUBSERVICER ADVANCES THIS MONTH                                       51,592.41
MASTER SERVICER ADVANCES THIS MONTH                                   13,937.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,783,247.57

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,075,228.41

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     762,160.68


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,523,326.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      59,262,868.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          222

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,679,109.35

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,927,358.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         58.15674760 %    14.05938800 %   27.78386450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            56.79591290 %    14.51663015 %   28.68745690 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.106594 %

      BANKRUPTCY AMOUNT AVAILABLE                         181,247.00
      FRAUD AMOUNT AVAILABLE                              681,716.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,793,046.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.60066605
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              299.94

POOL TRADING FACTOR:                                                14.60790459



FIXED STRIP INTEREST ON CLASS A-7:                                          0.00
INVERSE LIBOR INTEREST ON CLASS A-7:                                   81,065.41
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              81,065.41


 ................................................................................


Run:        12/27/95     09:08:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S31 (POOL # 4050)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4050 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SP4    20,431,000.00             0.00     6.800000  %          0.00
A-2   760920SQ2    50,820,000.00             0.00     7.200000  %          0.00
A-3   760920SR0    11,494,000.00             0.00     7.800000  %          0.00
A-4   760920SS8    31,027,000.00     3,820,125.69     8.300000  %    484,530.49
A-5   760920SM1       100,000.00           664.06  1158.999000  %         84.23
A-6   760920ST6     1,768,000.00     1,768,000.00     8.500000  %          0.00
A-7   760920SU3    60,112,800.00             0.00     8.500000  %          0.00
A-8   760920SN9             0.00             0.00     0.240284  %          0.00
R-I   760920SV1           100.00             0.00     8.500000  %          0.00
R-II  760920SW9           100.00             0.00     8.500000  %          0.00
B-1                 4,162,653.00     3,503,259.74     8.500000  %     16,469.23
B-2                 1,850,068.00     1,594,689.52     8.500000  %      7,496.82
B-3                 2,312,585.00     2,052,012.88     8.500000  %      9,646.75
B-4                   925,034.21       420,338.06     8.500000  %      1,976.05

- -------------------------------------------------------------------------------
                  185,003,340.21    13,159,089.95                    520,203.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        26,190.03    510,720.52             0.00         0.00   3,335,595.20
A-5           635.73        719.96             0.00         0.00         579.83
A-6        12,413.13     12,413.13             0.00         0.00   1,768,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8         2,611.74      2,611.74             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        24,596.40     41,065.63             0.00         0.00   3,486,790.51
B-2        11,196.32     18,693.14             0.00         0.00   1,587,192.70
B-3        14,407.19     24,053.94             0.00         0.00   2,042,366.13
B-4         2,951.20      4,927.25             0.00         0.00     418,362.01

- -------------------------------------------------------------------------------
           95,001.74    615,205.31             0.00         0.00  12,638,886.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    123.122625  15.616414     0.844104    16.460518   0.000000    107.506211
A-5      6.640600   0.842300     6.357300     7.199600   0.000000      5.798300
A-6   1000.000000   0.000000     7.021001     7.021001   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    841.593027   3.956426     5.908828     9.865254   0.000000    837.636601
B-2    861.962652   4.052186     6.051842    10.104028   0.000000    857.910466
B-3    887.324306   4.171414     6.229907    10.401321   0.000000    883.152892
B-4    454.402719   2.136202     3.190358     5.326560   0.000000    452.266528

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S31 (POOL # 4050)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4050 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,119.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,364.26

SUBSERVICER ADVANCES THIS MONTH                                        2,753.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     238,270.32

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      12,638,886.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           59

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      458,341.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          42.47094420 %    57.52905580 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             40.38468960 %    59.61531040 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2439 %

      BANKRUPTCY AMOUNT AVAILABLE                         416,954.00
      FRAUD AMOUNT AVAILABLE                               85,617.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,298,636.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.24223248
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.30

POOL TRADING FACTOR:                                                 6.83170713


 ................................................................................


Run:        12/27/95     09:08:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00     1,183,644.99     8.500000  %    492,976.02
A-5   760920TX6    12,885,227.00    12,885,227.00     6.925000  %          0.00
A-6   760920TY4     3,789,773.00     3,789,773.00    13.854000  %          0.00
A-7   760920UA4        10,000.00         1,177.76  7590.550000  %         32.51
A-8   760920TZ1             0.00             0.00     0.071263  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,195,607.68     9.000000  %      2,718.78
B                   8,174,757.92     5,558,847.78     9.000000  %      4,729.40

- -------------------------------------------------------------------------------
                  163,495,140.92    26,614,278.21                    500,456.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4         8,367.47    501,343.49             0.00         0.00     690,668.97
A-5        74,210.57     74,210.57             0.00         0.00  12,885,227.00
A-6        43,665.89     43,665.89             0.00         0.00   3,789,773.00
A-7         7,435.15      7,467.66             0.00         0.00       1,145.25
A-8         1,577.37      1,577.37             0.00         0.00           0.00
R-I             3.14          3.14             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          23,919.38     26,638.16             0.00         0.00   3,192,888.90
B          41,608.38     46,337.78             0.00         0.00   5,554,118.38

- -------------------------------------------------------------------------------
          200,787.35    701,244.06             0.00         0.00  26,113,821.50
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     78.051104  32.507486     0.551762    33.059248   0.000000     45.543618
A-5   1000.000000   0.000000     5.759353     5.759353   0.000000   1000.000000
A-6   1000.000000   0.000000    11.522033    11.522033   0.000000   1000.000000
A-7    117.776000   3.251000   743.515000   746.766000   0.000000    114.525000
R-I      0.000000   0.000000    31.400000    31.400000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      868.564483   0.738963     6.501275     7.240238   0.000000    867.825520
B      680.001516   0.578532     5.089866     5.668398   0.000000    679.422979

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,660.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,746.29

SUBSERVICER ADVANCES THIS MONTH                                       17,899.60
MASTER SERVICER ADVANCES THIS MONTH                                    3,715.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,289,865.69

 (B)  TWO MONTHLY PAYMENTS:                                    1     295,759.61

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     334,705.63


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        209,079.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,113,821.50

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           91

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 447,486.74

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      477,813.61

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         67.10616990 %    12.00711800 %   20.88671250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            66.50430010 %    12.22681598 %   21.26888390 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0693 %

      BANKRUPTCY AMOUNT AVAILABLE                         200,053.00
      FRAUD AMOUNT AVAILABLE                              317,339.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,872,978.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.49970187
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.13

POOL TRADING FACTOR:                                                15.97223095


 ................................................................................


Run:        12/27/95     09:08:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00             0.00     8.000000  %          0.00
A-8   760920TN8    18,168,000.00    14,500,883.26     8.000000  %    265,473.76
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     4,919,867.46     8.000000  %     31,351.19
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00           909.11     8.000000  %          5.79
A-18  760920UR7             0.00             0.00     0.168141  %          0.00
R-I   760920TR9        38,000.00         4,387.16     8.000000  %          0.00
R-II  760920TS7       702,000.00       903,073.95     8.000000  %          0.00
M     760920TQ1    12,177,000.00    11,286,754.03     8.000000  %     46,447.39
B                  27,060,001.70    24,067,395.84     8.000000  %     46,039.54

- -------------------------------------------------------------------------------
                  541,188,443.70    80,985,712.81                    389,317.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        96,546.08    362,019.84             0.00         0.00  14,235,409.50
A-9        41,219.34     41,219.34             0.00         0.00   6,191,000.00
A-10      127,242.92    127,242.92             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       32,756.21     64,107.40             0.00         0.00   4,888,516.27
A-16       33,700.78     33,700.78             0.00         0.00           0.00
A-17            6.05         11.84             0.00         0.00         903.32
A-18       11,332.95     11,332.95             0.00         0.00           0.00
R-I             0.00          0.00            29.25         0.00       4,416.41
R-II            0.00          0.00         6,020.49         0.00     909,094.44
M          75,148.55    121,595.94             0.00         0.00  11,240,306.64
B         160,243.58    206,283.12             0.00         0.00  23,968,353.38

- -------------------------------------------------------------------------------
          578,196.46    967,514.13         6,049.74         0.00  80,549,441.96
===============================================================================

































Run:        12/27/95     09:08:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    798.155177  14.612162     5.314073    19.926235   0.000000    783.543015
A-9   1000.000000   0.000000     6.657945     6.657945   0.000000   1000.000000
A-10  1000.000000   0.000000     6.657944     6.657944   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   279.553808   1.781419     1.861254     3.642673   0.000000    277.772389
A-17    90.911000   0.579000     0.605000     1.184000   0.000000     90.332000
R-I    115.451579   0.000000     0.000000     0.000000   0.769737    116.221316
R-II  1286.430128   0.000000     0.000000     0.000000   8.576197   1295.006325
M      926.891191   3.814354     6.171352     9.985706   0.000000    923.076837
B      889.408512   1.701387     5.921788     7.623175   0.000000    885.748406

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,994.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,441.57

SUBSERVICER ADVANCES THIS MONTH                                       26,804.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,128,235.27

 (B)  TWO MONTHLY PAYMENTS:                                    2     418,834.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,776,439.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      80,549,441.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          300

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      102,997.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         56.34520130 %    13.93672200 %   29.71807620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            56.28938060 %    13.95454316 %   29.75607630 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1674 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,221.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,053,382.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14953813
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.38

POOL TRADING FACTOR:                                                14.88380672


 ................................................................................


Run:        12/27/95     09:08:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4053 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UK2    10,820,000.00             0.00     7.500000  %          0.00
A-2   760920UL0    26,800,000.00             0.00     7.500000  %          0.00
A-3   760920UM8    25,330,000.00             0.00     7.500000  %          0.00
A-4   760920UN6    15,000,000.00     5,603,256.49     7.500000  %     28,039.38
A-5   760920UP1     8,110,000.00     6,752,215.48     7.500000  %     33,788.91
A-6   760920UQ9    74,560,000.00     3,130,496.93     7.500000  %     15,665.39
A-7   760920UE6     4,915,714.00             0.00     0.000000  %          0.00
A-8   760920UF3     1,966,286.00             0.00     0.000000  %          0.00
A-9   760920UH9             0.00             0.00     0.500000  %          0.00
A-10  760920UG1             0.00             0.00     0.387535  %          0.00
R     760920UJ5           100.00             0.00     7.500000  %          0.00
B                   8,816,068.76     7,188,379.63     7.500000  %     34,434.95

- -------------------------------------------------------------------------------
                  176,318,168.76    22,674,348.53                    111,928.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        35,015.35     63,054.73             0.00         0.00   5,575,217.11
A-5        42,195.32     75,984.23             0.00         0.00   6,718,426.57
A-6        19,562.81     35,228.20             0.00         0.00   3,114,831.54
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9         9,446.30      9,446.30             0.00         0.00           0.00
A-10        7,321.54      7,321.54             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          44,920.95     79,355.90             0.00         0.00   7,153,944.68

- -------------------------------------------------------------------------------
          158,462.27    270,390.90             0.00         0.00  22,562,419.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    373.550433   1.869292     2.334357     4.203649   0.000000    371.681141
A-5    832.578974   4.166326     5.202875     9.369201   0.000000    828.412648
A-6     41.986279   0.210104     0.262377     0.472481   0.000000     41.776174
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      815.372455   3.905930     5.095350     9.001280   0.000000    811.466525

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4053 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,961.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,384.57

SUBSERVICER ADVANCES THIS MONTH                                        6,479.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     553,142.84

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      22,562,419.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           99

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        3,310.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          68.29730470 %    31.70269530 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             68.29265340 %    31.70734660 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3876 %

      BANKRUPTCY AMOUNT AVAILABLE                         738,029.00
      FRAUD AMOUNT AVAILABLE                              266,182.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,373.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.88110522
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.46

POOL TRADING FACTOR:                                                12.79642369


 ................................................................................


Run:        12/27/95     09:08:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00     9,969,933.22     8.077887  %    155,028.65
R                         100.00             0.00     8.077887  %          0.00
B                   5,302,117.23     4,453,718.61     8.077887  %     21,453.84

- -------------------------------------------------------------------------------
                  106,042,332.23    14,423,651.83                    176,482.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          67,067.08    222,095.73             0.00         0.00   9,814,904.57
R               0.00          0.00             0.00         0.00           0.00
B          29,959.87     51,413.71             0.00         0.00   4,432,264.77

- -------------------------------------------------------------------------------
           97,026.95    273,509.44             0.00         0.00  14,247,169.34
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       98.966864   1.538897     0.665744     2.204641   0.000000     97.427967
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      839.988710   4.046278     5.650548     9.696826   0.000000    835.942432

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,050.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,537.78

SUBSERVICER ADVANCES THIS MONTH                                        5,826.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     327,929.48

 (B)  TWO MONTHLY PAYMENTS:                                    1     190,591.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      14,247,169.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           71

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      107,002.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          69.12211510 %    30.87788490 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             68.89020780 %    31.10979220 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              164,480.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,497,998.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.62600794
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.55

POOL TRADING FACTOR:                                                13.43536024



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.0014


 ................................................................................


Run:        12/27/95     09:08:49                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00     2,105,900.33     7.500000  %    264,442.18
A-5   760920VE5     6,968,000.00     6,968,000.00     7.500000  %          0.00
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.445474  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,657,815.64     7.500000  %     20,793.77

- -------------------------------------------------------------------------------
                  116,500,312.92    13,731,715.97                    285,235.95
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        13,042.93    277,485.11             0.00         0.00   1,841,458.15
A-5        43,156.43     43,156.43             0.00         0.00   6,968,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,669.84      5,669.84             0.00         0.00           0.00
A-12        5,051.53      5,051.53             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          28,848.27     49,642.04             0.00         0.00   4,637,021.87

- -------------------------------------------------------------------------------
           95,769.00    381,004.95             0.00         0.00  13,446,480.02
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    186.594040  23.430992     1.155673    24.586665   0.000000    163.163047
A-5   1000.000000   0.000000     6.193518     6.193518   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      799.582049   3.569554     4.952227     8.521781   0.000000    796.012495

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,797.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,428.43

SUBSERVICER ADVANCES THIS MONTH                                        3,252.47
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    2     286,828.50

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      13,446,480.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           65

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      223,933.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          66.07987200 %    33.92012810 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             65.51497590 %    34.48502410 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4425 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              162,398.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,432,084.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.90300066
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              130.66

POOL TRADING FACTOR:                                                11.54201193


 ................................................................................


Run:        12/27/95     09:08:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00             0.00     7.500000  %          0.00
A-7   760920VQ8     5,327,000.00             0.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00    25,417,586.47     7.500000  %  2,212,692.72
A-9   760920VV7    30,371,000.00    30,371,000.00     5.961000  %          0.00
A-10  760920VS4    10,124,000.00    10,124,000.00    12.116848  %          0.00
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.146576  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     9,454,427.35     7.500000  %     27,265.58
B                  22,976,027.86    21,009,837.67     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  459,500,240.86    96,376,851.49                  2,239,958.30
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       156,611.29  2,369,304.01             0.00         0.00  23,204,893.75
A-9       148,732.43    148,732.43             0.00         0.00  30,371,000.00
A-10      100,778.82    100,778.82             0.00         0.00  10,124,000.00
A-11       79,177.21     79,177.21             0.00         0.00           0.00
A-12       11,605.51     11,605.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,253.76     85,519.34             0.00         0.00   9,427,161.77
B          83,064.65     83,064.65             0.00   106,978.32  20,949,247.51

- -------------------------------------------------------------------------------
          638,223.67  2,878,181.97             0.00   106,978.32  94,076,303.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    777.676737  67.699569     4.791680    72.491249   0.000000    709.977168
A-9   1000.000000   0.000000     4.897186     4.897186   0.000000   1000.000000
A-10  1000.000000   0.000000     9.954447     9.954447   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      914.424275   2.637104     5.634255     8.271359   0.000000    911.787171
B      914.424277   0.000000     3.615274     3.615274   0.000000    911.787174

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,976.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,857.70

SUBSERVICER ADVANCES THIS MONTH                                       75,043.43
MASTER SERVICER ADVANCES THIS MONTH                                    5,534.74


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,714,792.39

 (B)  TWO MONTHLY PAYMENTS:                                    3     745,026.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      64,113.47


FORECLOSURES
  NUMBER OF LOANS                                                            12
  AGGREGATE PRINCIPAL BALANCE                                      4,876,124.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      94,076,303.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          335

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 691,659.67

REMAINING SUBCLASS INTEREST SHORTFALL                                 46,388.15

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,022,607.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         68.39047490 %     9.80985300 %   21.79967220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            67.71088120 %    10.02076130 %   22.26835750 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1471 %

      BANKRUPTCY AMOUNT AVAILABLE                         308,198.00
      FRAUD AMOUNT AVAILABLE                            1,088,360.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,766,156.34 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16506714
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.64

POOL TRADING FACTOR:                                                20.47361343


 ................................................................................


Run:        12/27/95     09:08:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00    10,601,233.37     8.500000  %    476,471.50
A-4   760920WX2    31,674,000.00    31,674,000.00     8.500000  %          0.00
A-5   760920WY0    30,082,000.00     4,697,298.47     8.500000  %     52,941.85
A-6   760920WW4             0.00             0.00     0.137720  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,740,840.44     8.500000  %      5,807.57
B                  15,364,881.77    13,425,049.20     8.500000  %     10,308.69

- -------------------------------------------------------------------------------
                  323,459,981.77    67,138,421.48                    545,529.61
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        74,718.92    551,190.42             0.00         0.00  10,124,761.87
A-4       223,242.62    223,242.62             0.00         0.00  31,674,000.00
A-5        33,107.19     86,049.04             0.00         0.00   4,644,356.62
A-6         7,666.95      7,666.95             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          47,510.35     53,317.92             0.00         0.00   6,735,032.87
B          94,621.56    104,930.25             0.00         0.00  13,413,482.84

- -------------------------------------------------------------------------------
          480,867.59  1,026,397.20             0.00         0.00  66,591,634.20
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    186.694022   8.390946     1.315845     9.706791   0.000000    178.303076
A-4   1000.000000   0.000000     7.048135     7.048135   0.000000   1000.000000
A-5    156.149806   1.759918     1.100565     2.860483   0.000000    154.389888
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      926.194070   0.797962     6.527940     7.325902   0.000000    925.396107
B      873.748943   0.670925     6.158301     6.829226   0.000000    872.996164

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,809.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,939.19

SUBSERVICER ADVANCES THIS MONTH                                       42,025.89
MASTER SERVICER ADVANCES THIS MONTH                                   10,668.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,355,628.35

 (B)  TWO MONTHLY PAYMENTS:                                    2     540,880.75

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     543,916.14


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,818,783.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,591,634.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          246

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,335,229.94

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      488,944.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.96371200 %    10.04021300 %   19.99607510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            69.74317280 %    10.11393240 %   20.14289480 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1383 %

      BANKRUPTCY AMOUNT AVAILABLE                         273,616.00
      FRAUD AMOUNT AVAILABLE                              752,492.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,960,505.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09054375
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.12

POOL TRADING FACTOR:                                                20.58728682



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        12/27/95     09:08:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    40,584,980.80     7.779559  %    494,892.63
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     7.779559  %          0.00
B                   7,295,556.68     6,251,444.81     7.779559  %          0.00

- -------------------------------------------------------------------------------
                  108,082,314.68    46,836,425.61                    494,892.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         262,930.33    757,822.96             0.00         0.00  40,090,088.17
S           5,850.53      5,850.53             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   580,807.15   5,711,137.73

- -------------------------------------------------------------------------------
          268,780.86    763,673.49             0.00   580,807.15  45,801,225.90
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      402.682077   4.910299     2.608781     7.519080   0.000000    397.771778
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      856.883866   0.000000     0.000000     0.000000   0.000000    782.824118

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:54                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,217.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,174.87

SUBSERVICER ADVANCES THIS MONTH                                       35,619.98
MASTER SERVICER ADVANCES THIS MONTH                                    7,268.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,527,180.63

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2   1,037,279.18


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,209,513.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,801,225.90

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          175

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 996,091.35

REMAINING SUBCLASS INTEREST SHORTFALL                                 40,500.07

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       32,538.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.65260060 %    13.34739940 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             87.53060070 %    12.46939930 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              556,871.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,950,855.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.43930519
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.21

POOL TRADING FACTOR:                                                42.37624447



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1731

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:08:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00     1,968,316.23     8.000000  %    254,429.78
A-5   760920WC8    24,873,900.00    24,873,900.00     8.000000  %          0.00
A-6   760920WG9     5,000,000.00     6,668,090.98     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     3,723,369.61     8.000000  %     23,346.90
A-8   760920WJ3             0.00             0.00     0.179519  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,666,851.82     8.000000  %      4,481.68
B                  10,363,398.83     9,854,206.89     8.000000  %      9,463.21

- -------------------------------------------------------------------------------
                  218,151,398.83    51,754,735.53                    291,721.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        13,078.97    267,508.75             0.00         0.00   1,713,886.45
A-5       165,280.82    165,280.82             0.00         0.00  24,873,900.00
A-6             0.00          0.00        44,307.79         0.00   6,712,398.77
A-7        24,740.85     48,087.75             0.00         0.00   3,700,022.71
A-8         7,717.02      7,717.02             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          31,010.06     35,491.74             0.00         0.00   4,662,370.14
B          65,478.73     74,941.94             0.00         0.00   9,844,743.68

- -------------------------------------------------------------------------------
          307,306.45    599,028.02        44,307.79         0.00  51,507,321.75
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     63.050683   8.150099     0.418956     8.569055   0.000000     54.900585
A-5   1000.000000   0.000000     6.644749     6.644749   0.000000   1000.000000
A-6   1333.618196   0.000000     0.000000     0.000000   8.861558   1342.479754
A-7    183.525710   1.150774     1.219482     2.370256   0.000000    182.374936
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      950.866304   0.913138     6.318268     7.231406   0.000000    949.953166
B      950.866318   0.913138     6.318268     7.231406   0.000000    949.953181

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,505.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,451.39

SUBSERVICER ADVANCES THIS MONTH                                       12,191.04
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     616,098.22

 (B)  TWO MONTHLY PAYMENTS:                                    2     448,940.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        520,994.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,507,321.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          203

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      197,712.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         71.94255070 %     9.01724600 %   19.04020340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            71.83485120 %     9.05185900 %   19.11328980 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1789 %

      BANKRUPTCY AMOUNT AVAILABLE                         253,682.00
      FRAUD AMOUNT AVAILABLE                              573,582.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,826.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68764422
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.39

POOL TRADING FACTOR:                                                23.61081434



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        12/27/95     09:08:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00    10,861,887.14     8.000000  %    130,776.00
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.216100  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     6,061,303.10     8.000000  %     29,137.48

- -------------------------------------------------------------------------------
                  139,954,768.28    28,423,190.24                    159,913.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        72,354.15    203,130.15             0.00         0.00  10,731,111.14
A-3        76,604.81     76,604.81             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         5,114.42      5,114.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          40,376.08     69,513.56             0.00         0.00   6,032,165.62

- -------------------------------------------------------------------------------
          194,449.46    354,362.94             0.00         0.00  28,263,276.76
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    254.991834   3.070075     1.698574     4.768649   0.000000    251.921758
A-3   1000.000000   0.000000     6.661288     6.661288   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      824.928790   3.965540     5.495089     9.460629   0.000000    820.963248

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,482.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,117.79

SUBSERVICER ADVANCES THIS MONTH                                       19,584.98
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     202,170.97

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     788,677.36


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        787,125.60

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,263,276.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          116

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       23,279.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          78.67479670 %    21.32520330 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             78.65723190 %    21.34276810 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2163 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              317,679.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,774,216.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69968053
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.11

POOL TRADING FACTOR:                                                20.19457937



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


 ................................................................................


Run:        12/27/95     09:08:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00             0.00     8.500000  %          0.00
A-9   760920XU7    38,830,000.00    34,619,137.27     8.500000  %  2,186,948.19
A-10  760920XQ6     6,395,000.00     5,701,503.55     8.500000  %    360,173.42
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.187382  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,660,598.69     8.500000  %     30,225.68
B                  15,395,727.87    13,694,303.90     8.500000  %      9,999.10

- -------------------------------------------------------------------------------
                  324,107,827.87    60,675,543.41                  2,587,346.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       242,426.99  2,429,375.18             0.00         0.00  32,432,189.08
A-10       39,925.85    400,099.27             0.00         0.00   5,341,330.13
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        9,366.69      9,366.69             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          46,642.09     76,867.77             0.00         0.00   6,630,373.01
B          95,896.92    105,896.02             0.00    52,145.39  13,632,159.40

- -------------------------------------------------------------------------------
          434,258.54  3,021,604.93             0.00    52,145.39  58,036,051.62
===============================================================================










































Run:        12/27/95     09:08:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    891.556458  56.321097     6.243291    62.564388   0.000000    835.235361
A-10   891.556458  56.321097     6.243292    62.564389   0.000000    835.235361
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      913.411779   4.145047     6.396337    10.541384   0.000000    909.266732
B      889.487267   0.649472     6.228801     6.878273   0.000000    885.450790

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:58                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,397.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,139.84

SUBSERVICER ADVANCES THIS MONTH                                       32,000.63
MASTER SERVICER ADVANCES THIS MONTH                                   11,070.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,011,095.02

 (B)  TWO MONTHLY PAYMENTS:                                    1     316,472.94

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     396,079.27


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,251,222.23

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,036,051.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          223

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,363,815.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,364,147.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         66.45287140 %    10.97740300 %   22.56972600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            65.08630090 %    11.42457632 %   23.48912270 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1873 %

      BANKRUPTCY AMOUNT AVAILABLE                         350,508.00
      FRAUD AMOUNT AVAILABLE                              651,966.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,945,290.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15172077
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.70

POOL TRADING FACTOR:                                                17.90640232



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        12/27/95     09:08:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00    12,989,189.07     7.932265  %     66,568.74
R     760920XF0           100.00             0.00     7.932265  %          0.00
B                   5,010,927.54     4,308,353.53     7.932265  %     20,185.49

- -------------------------------------------------------------------------------
                  105,493,196.54    17,297,542.60                     86,754.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          85,832.30    152,401.04             0.00         0.00  12,922,620.33
R               0.00          0.00             0.00         0.00           0.00
B          28,469.52     48,655.01             0.00         0.00   4,288,168.04

- -------------------------------------------------------------------------------
          114,301.82    201,056.05             0.00         0.00  17,210,788.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      129.268598   0.662493     0.854204     1.516697   0.000000    128.606105
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      859.791625   4.028294     5.681487     9.709781   0.000000    855.763330

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:08:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,392.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,840.57

SUBSERVICER ADVANCES THIS MONTH                                        8,084.32
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     461,883.45


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        271,385.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,210,788.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           77

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,711.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          75.09268440 %    24.90731560 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             75.08441830 %    24.91558170 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              187,818.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,786,547.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36211952
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.87

POOL TRADING FACTOR:                                                16.31459557


 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     34,979,906.50      8.4205       916,585.27  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     34,979,906.50                   916,585.27  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          241,076.77          0.00     1,157,662.04        0.00    34,063,321.23
                                                                                
          241,076.77          0.00     1,157,662.04        0.00    34,063,321.23
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      233.220648   6.111126     1.607325      0.000000      7.718451  227.109522
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,457.31 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,341.39 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   17,011.82 
    MASTER SERVICER ADVANCES THIS MONTH                                7,403.94 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    799,987.02 
      (B)  TWO MONTHLY PAYMENTS:                                1    256,441.68 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4  1,012,227.56 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  34,063,321.23 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        33,172,561.87 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 137      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             923,613.45 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      883,533.86 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   4,130.76 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           28,920.65 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,815,095.93         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                374,041.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       843,438.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.9789% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.4140% 
                                                                                
    POOL TRADING FACTOR                                             0.227109522 

 ................................................................................


Run:        12/27/95     09:09:00                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    28,707,626.05     8.807184  %  1,474,202.79
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     8.807184  %          0.00
B                   6,546,994.01     4,461,023.42     8.807184  %          0.00

- -------------------------------------------------------------------------------
                   93,528,473.01    33,168,649.47                  1,474,202.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         205,593.94  1,679,796.73             0.00         0.00  27,233,423.26
S           4,045.71      4,045.71             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   126,866.53   4,366,105.17

- -------------------------------------------------------------------------------
          209,639.65  1,683,842.44             0.00   126,866.53  31,599,528.43
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      330.043354  16.948487     2.363655    19.312142   0.000000    313.094867
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      681.384986   0.000000     0.000000     0.000000   0.000000    666.886996

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,731.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,945.74

SUBSERVICER ADVANCES THIS MONTH                                       37,313.67
MASTER SERVICER ADVANCES THIS MONTH                                    4,162.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,297,280.73

 (B)  TWO MONTHLY PAYMENTS:                                    4     985,685.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     137,411.98


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,034,828.66

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      31,599,528.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          133

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 574,825.75

REMAINING SUBCLASS INTEREST SHORTFALL                                 31,948.28

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      923,637.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.55048220 %    13.44951780 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.18300530 %    13.81699470 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              392,351.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.62154779
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              285.37

POOL TRADING FACTOR:                                                33.78599844



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.2137

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:09:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00        36,374.16     8.000000  %     36,374.16
A-5   760920ZE1    19,600,000.00     5,071,045.17     8.000000  %    173,210.13
A-6   760920ZF8     6,450,000.00     6,450,000.00     8.000000  %    131,792.78
A-7   760920ZG6    37,500,000.00        74,451.47     8.000000  %     74,451.47
A-8   760920ZH4    10,000,000.00     2,500,000.00     8.000000  %     51,082.47
A-9   760920ZJ0     9,350,000.00       300,000.00     8.000000  %      6,129.90
A-10  760920ZC5    60,000,000.00     6,911,043.29     8.000000  %    226,526.85
A-11  760920ZD3    15,000,000.00     1,727,760.80     8.000000  %     56,631.71
A-12  760920ZB7             0.00             0.00     0.240668  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     6,970,751.77     8.000000  %     31,631.36

- -------------------------------------------------------------------------------
                  208,639,599.90    30,041,426.66                    787,830.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4           239.25     36,613.41             0.00         0.00           0.00
A-5        33,355.17    206,565.30             0.00         0.00   4,897,835.04
A-6        42,425.34    174,218.12             0.00         0.00   6,318,207.22
A-7           489.71     74,941.18             0.00         0.00           0.00
A-8        16,443.93     67,526.40             0.00         0.00   2,448,917.53
A-9         1,973.27      8,103.17             0.00         0.00     293,870.10
A-10       45,457.89    271,984.74             0.00         0.00   6,684,516.44
A-11       11,364.48     67,996.19             0.00         0.00   1,671,129.09
A-12        5,944.48      5,944.48             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          45,850.61     77,481.97             0.00         0.00   6,939,120.41

- -------------------------------------------------------------------------------
          203,544.13    991,374.96             0.00         0.00  29,253,595.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      4.866108   4.866108     0.032007     4.898115   0.000000      0.000000
A-5    258.726794   8.837252     1.701794    10.539046   0.000000    249.889543
A-6   1000.000000  20.432989     6.577572    27.010561   0.000000    979.567011
A-7      1.985373   1.985372     0.013059     1.998431   0.000000      0.000000
A-8    250.000000   5.108247     1.644393     6.752640   0.000000    244.891753
A-9     32.085561   0.655604     0.211045     0.866649   0.000000     31.429957
A-10   115.184055   3.775448     0.757632     4.533080   0.000000    111.408607
A-11   115.184053   3.775447     0.757632     4.533079   0.000000    111.408606
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      835.260719   3.790182     5.493989     9.284171   0.000000    831.470535

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,558.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,876.53

SUBSERVICER ADVANCES THIS MONTH                                       10,157.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     496,310.38

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        413,189.91

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,253,595.84

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          132

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      651,511.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          76.79620260 %    23.20379740 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             76.27942750 %    23.72057250 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2424 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              334,903.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,699.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.67194401
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              130.55

POOL TRADING FACTOR:                                                14.02111385


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-8 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


 ................................................................................


Run:        12/27/95     09:09:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00     8,677,618.30     8.250000  %    608,881.43
A-8   760920YK8    20,625,000.00    20,625,000.00     6.361000  %          0.00
A-9   760920YL6     4,375,000.00     4,375,000.00    17.155284  %          0.00
A-10  760920XZ6    23,595,000.00     2,942,350.01     7.920000  %     53,196.82
A-11  760920YA0     6,435,000.00       802,459.09     9.459998  %     14,508.22
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.219742  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,638,277.65     8.750000  %     16,694.20
B                  15,327,940.64    13,608,134.86     8.750000  %          0.00

- -------------------------------------------------------------------------------
                  322,682,743.64    57,668,839.91                    693,280.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        59,211.51    668,092.94             0.00         0.00   8,068,736.87
A-8       108,510.31    108,510.31             0.00         0.00  20,625,000.00
A-9        62,076.56     62,076.56             0.00         0.00   4,375,000.00
A-10       19,273.97     72,470.79             0.00         0.00   2,889,153.19
A-11        6,278.64     20,786.86             0.00         0.00     787,950.87
A-12       15,475.82     15,475.82             0.00         0.00           0.00
A-13       10,481.06     10,481.06             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          48,041.34     64,735.54             0.00         0.00   6,621,583.45
B          89,312.70     89,312.70             0.00         0.00  13,573,912.59

- -------------------------------------------------------------------------------
          418,661.91  1,111,942.58             0.00         0.00  56,941,336.97
===============================================================================







































Run:        12/27/95     09:09:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    289.253943  20.296048     1.973717    22.269765   0.000000    268.957896
A-8   1000.000000   0.000000     5.261106     5.261106   0.000000   1000.000000
A-9   1000.000000   0.000000    14.188928    14.188928   0.000000   1000.000000
A-10   124.702268   2.254580     0.816867     3.071447   0.000000    122.447688
A-11   124.702267   2.254580     0.975702     3.230282   0.000000    122.447688
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      914.287374   2.299286     6.616715     8.916001   0.000000    911.988088
B      887.799293   0.000000     5.826791     5.826791   0.000000    885.566620

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,355.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,929.69

SUBSERVICER ADVANCES THIS MONTH                                       63,687.03
MASTER SERVICER ADVANCES THIS MONTH                                    4,112.90


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,651,892.62

 (B)  TWO MONTHLY PAYMENTS:                                    1     174,845.16

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,106,206.42


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                      4,841,092.36

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,941,336.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          216

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 508,463.78

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      582,475.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         64.89193720 %    11.51103000 %   23.59703240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            64.53280320 %    11.62878113 %   23.83841570 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2212 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,092.00
      FRAUD AMOUNT AVAILABLE                              710,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,293,738.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.42288212
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.69

POOL TRADING FACTOR:                                                17.64622934


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      7,240,754.38      8.0000         5,746.82  
S     760920YS1            0.00              0.00      0.5849             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      7,240,754.38                     5,746.82  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          48,271.70          0.00        54,018.52        0.00     7,235,007.56
S           3,529.26          0.00         3,529.26        0.00             0.00
                                                                                
           51,800.96          0.00        57,547.78        0.00     7,235,007.56
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     224.863959   0.178469     1.499093      0.000000      1.677562  224.685490
S       0.000000   0.000000     0.109602      0.000000      0.109602    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,208.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   754.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,040.96 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    237,981.93 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    227,611.33 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,235,007.56 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         7,241,149.78 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  29      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.69 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,746.13 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0758% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.224685490 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07      8,622,329.33      7.5584         7,948.93  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07      8,622,329.33                     7,948.93  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          54,307.83          0.00        62,256.76        0.00     8,614,380.40
S           1,796.28          0.00         1,796.28        0.00             0.00
                                                                                
           56,104.11          0.00        64,053.04        0.00     8,614,380.40
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     134.825613   0.124296     0.849201      0.000000      0.973497  134.701317
S       0.000000   0.000000     0.028088      0.000000      0.028088    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,068.98 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   875.13 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,811.79 
    MASTER SERVICER ADVANCES THIS MONTH                                1,711.31 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    521,319.62 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,614,380.40 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                         8,389,368.87 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  31      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             234,243.63 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     234.12 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,714.81 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3741% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5600% 
                                                                                
    POOL TRADING FACTOR                                             0.134701317 

 ................................................................................

Run:        12/26/95     11:19:12                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     16,230,531.92      7.7021       269,248.09  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     16,230,531.92                   269,248.09  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         103,312.28          0.00       372,560.37        0.00    15,961,283.83
S           3,353.38          0.00         3,353.38        0.00             0.00
                                                                                
          106,665.66          0.00       375,913.75        0.00    15,961,283.83
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     214.670465   3.561166     1.366443      0.000000      4.927609  211.109300
S       0.000000   0.000000     0.044353      0.000000      0.044353    0.000000
                                                                                
                                                                                
Determination Date       20-DECEMBER-95                                         
Distribution Date        26-DECEMBER-95                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    12/26/95    11:19:12                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,985.42 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,654.44 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   20,112.33 
    MASTER SERVICER ADVANCES THIS MONTH                                1,664.10 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,824,261.18 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      2    818,447.26 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  15,961,283.83 
    ACTUAL UPAID PRINCIPAL BALANCE @ 11/30                        15,766,381.72 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  52      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             213,086.07 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      255,241.33 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      49.06 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,957.70 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      13,095,220.11         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                169,920.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,811,386.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4504% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6996% 
                                                                                
    POOL TRADING FACTOR                                             0.211109300 

 ................................................................................


Run:        12/27/95     09:09:04                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00     2,787,991.04     7.750000  %    353,288.33
A-4   760920B49     9,500,000.00     9,500,000.00     7.950000  %          0.00
A-5   760920B31        41,703.00         1,172.00  1008.000000  %         88.32
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.384274  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     6,158,076.41     8.000000  %     28,804.69

- -------------------------------------------------------------------------------
                  157,858,019.23    23,935,239.45                    382,181.34
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        17,926.81    371,215.14             0.00         0.00   2,434,702.71
A-4        62,661.45     62,661.45             0.00         0.00   9,500,000.00
A-5           980.16      1,068.48             0.00         0.00       1,083.68
A-6        36,426.20     36,426.20             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        7,631.12      7,631.12             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          40,873.77     69,678.46             0.00         0.00   6,129,271.72

- -------------------------------------------------------------------------------
          166,499.51    548,680.85             0.00         0.00  23,553,058.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    120.078863  15.216140     0.772108    15.988248   0.000000    104.862723
A-4   1000.000000   0.000000     6.595942     6.595942   0.000000   1000.000000
A-5     28.103494   2.117833    23.503345    25.621178   0.000000     25.985661
A-6   1000.000000   0.000000     6.637427     6.637427   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      866.864861   4.054799     5.753752     9.808551   0.000000    862.810060

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,019.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,547.05

SUBSERVICER ADVANCES THIS MONTH                                       10,249.79
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     578,185.02

 (B)  TWO MONTHLY PAYMENTS:                                    1     278,542.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,553,058.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          116

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      270,223.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          74.27192480 %    25.72807520 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             73.97674780 %    26.02325220 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3776 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              261,243.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,563,841.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.85672712
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.95

POOL TRADING FACTOR:                                                14.92040647


 ................................................................................


Run:        12/27/95     09:09:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    21,918,628.03     8.500000  %    633,943.37
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.172519  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     6,078,501.50     8.500000  %      5,117.40
B                  12,805,385.16    12,158,318.22     8.500000  %     10,235.91

- -------------------------------------------------------------------------------
                  320,111,585.16    49,259,447.75                    649,296.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       155,094.67    789,038.04             0.00         0.00  21,284,684.66
A-7        64,419.27     64,419.27             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        7,074.41      7,074.41             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          43,011.05     48,128.45             0.00         0.00   6,073,384.10
B          86,031.39     96,267.30             0.00         0.00  12,148,082.31

- -------------------------------------------------------------------------------
          355,630.79  1,004,927.47             0.00         0.00  48,610,151.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    650.404393  18.811376     4.602216    23.413592   0.000000    631.593017
A-7   1000.000000   0.000000     7.075930     7.075930   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      949.469150   0.799344     6.718377     7.517721   0.000000    948.669806
B      949.469154   0.799343     6.718377     7.517720   0.000000    948.669810

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,847.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,997.86

SUBSERVICER ADVANCES THIS MONTH                                       38,538.38
MASTER SERVICER ADVANCES THIS MONTH                                   12,222.45


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,480,298.77

 (B)  TWO MONTHLY PAYMENTS:                                    1     269,535.66

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     314,454.82


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,706,719.51

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,610,151.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          179

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,543,837.75

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      607,825.88

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         62.97802640 %    12.33976800 %   24.68220570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            62.51510020 %    12.49406547 %   24.99083430 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1747 %

      BANKRUPTCY AMOUNT AVAILABLE                         239,571.00
      FRAUD AMOUNT AVAILABLE                              531,131.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,955,803.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09803456
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.15

POOL TRADING FACTOR:                                                15.18537701


 ................................................................................


Run:        12/27/95     09:09:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    22,053,617.27     8.100000  %    939,402.34
A-6   760920D70     2,829,000.00     1,391,355.03     8.100000  %     40,614.49
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     6,072,644.97     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     3,021,105.57     8.100000  %     74,401.95
A-12  760920F37    10,000,000.00     1,210,378.86     8.100000  %     29,808.47
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.267443  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     8,027,355.41     8.500000  %      6,535.35
B                  16,895,592.50    16,003,701.71     8.500000  %     13,029.18

- -------------------------------------------------------------------------------
                  375,449,692.50    66,407,158.82                  1,103,791.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       147,496.95  1,086,899.29             0.00         0.00  21,114,214.93
A-6         9,305.53     49,920.02             0.00         0.00   1,350,740.54
A-7        16,920.91     16,920.91             0.00         0.00   2,530,000.00
A-8        40,777.39     40,777.39             0.00         0.00   6,097,000.00
A-9             0.00          0.00        40,614.49         0.00   6,113,259.46
A-10            0.00          0.00             0.00         0.00           0.00
A-11       20,205.47     94,607.42             0.00         0.00   2,946,703.62
A-12        8,095.15     37,903.62             0.00         0.00   1,180,570.39
A-13       13,995.85     13,995.85             0.00         0.00           0.00
A-14       14,664.38     14,664.38             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          56,339.06     62,874.41             0.00         0.00   8,020,820.06
B         112,320.13    125,349.31             0.00         0.00  15,990,672.53

- -------------------------------------------------------------------------------
          440,120.82  1,543,912.60        40,614.49         0.00  65,343,981.53
===============================================================================











































Run:        12/27/95     09:09:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    574.238179  24.460418     3.840566    28.300984   0.000000    549.777762
A-6    491.818674  14.356483     3.289335    17.645818   0.000000    477.462192
A-7   1000.000000   0.000000     6.688107     6.688107   0.000000   1000.000000
A-8   1000.000000   0.000000     6.688107     6.688107   0.000000   1000.000000
A-9   1310.171515   0.000000     0.000000     0.000000   8.762565   1318.934080
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   371.599701   9.151531     2.485298    11.636829   0.000000    362.448170
A-12   121.037886   2.980847     0.809515     3.790362   0.000000    118.057039
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      950.207790   0.773597     6.668923     7.442520   0.000000    949.434193
B      947.211630   0.771160     6.647894     7.419054   0.000000    946.440471

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,808.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,871.02

SUBSERVICER ADVANCES THIS MONTH                                       50,458.93
MASTER SERVICER ADVANCES THIS MONTH                                    2,372.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,000,284.76

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,226,660.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,014,360.89


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,889,822.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,343,981.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          234

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 292,551.11

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,009,112.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         63.81255040 %    12.08808700 %   24.09936220 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            63.25370440 %    12.27476482 %   24.47153070 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2680 %

      BANKRUPTCY AMOUNT AVAILABLE                         377,683.00
      FRAUD AMOUNT AVAILABLE                              736,504.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,431,774.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.21993754
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.23

POOL TRADING FACTOR:                                                17.40419098


 ................................................................................


Run:        12/27/95     09:09:09                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    46,479,346.62     6.894122  %    413,945.35
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     6.894122  %          0.00
B                   7,968,810.12     3,885,031.02     6.894122  %          0.00

- -------------------------------------------------------------------------------
                  113,840,137.12    50,364,377.64                    413,945.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         265,970.03    679,915.38             0.00         0.00  46,065,401.27
S           6,270.59      6,270.59             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   527,596.79   3,379,665.64

- -------------------------------------------------------------------------------
          272,240.62    686,185.97             0.00   527,596.79  49,445,066.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      439.017738   3.909895     2.512203     6.422098   0.000000    435.107844
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      487.529626   0.000000     0.000000     0.000000   0.000000    424.111704

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,425.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,942.16

SUBSERVICER ADVANCES THIS MONTH                                       32,534.32
MASTER SERVICER ADVANCES THIS MONTH                                   22,642.15


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,612,430.70

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,071,844.21

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,642,417.66


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        381,166.73

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      49,445,066.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          165

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       8

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,481,989.01

REMAINING SUBCLASS INTEREST SHORTFALL                                 22,231.42

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      631,821.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      235,680.68

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.28615300 %     7.71384700 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.16480720 %     6.83519280 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              515,470.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,360,517.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58603980
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.75

POOL TRADING FACTOR:                                                43.43377315



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1670

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                           235,680.68


 ................................................................................


Run:        12/27/95     09:12:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00     8,219,653.70     8.500000  %    539,225.33
A-6   760920G51    20,500,000.00    20,500,000.00     8.500000  %          0.00
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00       992,227.74     0.112914  %        998.15
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     4,090,504.29     8.500000  %      3,601.01
B                  10,804,782.23    10,139,998.10     8.500000  %      8,926.59

- -------------------------------------------------------------------------------
                  216,050,982.23    46,917,505.23                    552,751.08
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        57,831.32    597,056.65             0.00         0.00   7,680,428.37
A-6       144,232.59    144,232.59             0.00         0.00  20,500,000.00
A-7        20,932.17     20,932.17             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        4,385.04      5,383.19             0.00         0.00     991,229.59
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          28,779.71     32,380.72             0.00         0.00   4,086,903.28
B          71,342.34     80,268.93             0.00         0.00  10,131,071.51

- -------------------------------------------------------------------------------
          327,503.17    880,254.25             0.00         0.00  46,364,754.15
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    454.275102  29.801334     3.196160    32.997494   0.000000    424.473769
A-6   1000.000000   0.000000     7.035736     7.035736   0.000000   1000.000000
A-7   1000.000000   0.000000     7.035736     7.035736   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   270.961367   0.272579     1.197484     1.470063   0.000000    270.688789
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      946.875993   0.833567     6.661970     7.495537   0.000000    946.042426
B      938.473158   0.826168     6.602850     7.429018   0.000000    937.646988

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,522.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,910.25

SUBSERVICER ADVANCES THIS MONTH                                       25,167.36
MASTER SERVICER ADVANCES THIS MONTH                                    1,522.28


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     818,351.86

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     631,956.84


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,771,274.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      46,364,754.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          182

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 199,680.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      511,448.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         69.66909830 %     8.71850300 %   21.61239830 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            69.33451920 %     8.81467691 %   21.85080390 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1091 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,542.00
      FRAUD AMOUNT AVAILABLE                              505,177.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,908,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.85039700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.36

POOL TRADING FACTOR:                                                21.46009876



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


 ................................................................................


Run:        12/27/95     09:09:10                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00             0.00     8.000000  %          0.00
A-6   760920J82    10,982,000.00     9,753,728.20     8.000000  %    125,430.03
A-7   760920J90     7,108,000.00             0.00     8.000000  %          0.00
A-8   760920K23    10,000,000.00     1,365,983.79     8.000000  %     17,566.14
A-9   760920K31    37,500,000.00     5,328,935.45     8.000000  %     68,528.52
A-10  760920J74    17,000,000.00     7,975,640.08     8.000000  %    102,564.35
A-11  760920J66             0.00             0.00     0.330190  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     7,196,648.27     8.000000  %     32,110.75

- -------------------------------------------------------------------------------
                  183,771,178.70    31,620,935.79                    346,199.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        64,785.04    190,215.07             0.00         0.00   9,628,298.17
A-7             0.00          0.00             0.00         0.00           0.00
A-8         9,072.98     26,639.12             0.00         0.00   1,348,417.65
A-9        35,395.22    103,923.74             0.00         0.00   5,260,406.93
A-10       52,974.84    155,539.19             0.00         0.00   7,873,075.73
A-11        8,668.67      8,668.67             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          47,800.71     79,911.46             0.00         0.00   7,164,537.52

- -------------------------------------------------------------------------------
          218,697.46    564,897.25             0.00         0.00  31,274,736.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    888.155910  11.421420     5.899202    17.320622   0.000000    876.734490
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    136.598379   1.756614     0.907298     2.663912   0.000000    134.841765
A-9    142.104945   1.827427     0.943873     2.771300   0.000000    140.277518
A-10   469.155299   6.033197     3.116167     9.149364   0.000000    463.122102
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      870.213640   3.882810     5.780029     9.662839   0.000000    866.330831

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:11                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,181.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,324.53

SUBSERVICER ADVANCES THIS MONTH                                        4,349.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        404,066.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      31,274,736.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          134

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      205,110.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          77.24087510 %    22.75912490 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             77.09161310 %    22.90838690 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3287 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              332,819.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,779,307.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.76458974
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.17

POOL TRADING FACTOR:                                                17.01830299


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                        0.00           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,348,417.65           0.00
ENDING A-9 PRINCIPAL COMPONENT:                5,260,406.93           0.00
ENDING A-10 PRINCIPAL COMPONENT:               7,873,075.73           0.00


 ................................................................................


Run:        12/27/95     09:09:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920K80    41,803,000.00             0.00     8.125000  %          0.00
A-2   760920K98    63,713,000.00             0.00     8.125000  %          0.00
A-3   760920L22    62,468,000.00             0.00     8.125000  %          0.00
A-4   760920L30    16,820,000.00             0.00     8.125000  %          0.00
A-5   760920L55    39,009,000.00             0.00     8.125000  %          0.00
A-6   760920L63    56,332,000.00             0.00     8.125000  %          0.00
A-7   760920L71    23,000,000.00             0.00     8.125000  %          0.00
A-8   760920L89    27,721,000.00    19,993,581.03     8.125000  %  1,870,697.51
A-9   760920M47    29,187,000.00    29,187,000.00     8.125000  %          0.00
A-10  760920L48    10,749,000.00             0.00     8.125000  %          0.00
A-11  760920M39    29,251,000.00    13,543,798.85     8.125000  %    515,169.81
A-12  760920L97             0.00             0.00     0.375000  %          0.00
A-13  760920M21             0.00             0.00     0.212839  %          0.00
R-I   760920K64           100.00             0.00     8.500000  %          0.00
R-II  760920K72       168,000.00             0.00     8.500000  %          0.00
M     760920M54     9,708,890.00     9,138,459.82     8.500000  %     21,260.12
B                  21,576,273.86    19,966,338.78     8.500000  %     29,268.09

- -------------------------------------------------------------------------------
                  431,506,263.86    91,829,178.48                  2,436,395.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       133,141.24  2,003,838.75             0.00         0.00  18,122,883.52
A-9       194,362.05    194,362.05             0.00         0.00  29,187,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       90,190.85    605,360.66             0.00         0.00  13,028,629.04
A-12       19,278.19     19,278.19             0.00         0.00           0.00
A-13       16,018.78     16,018.78             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          63,663.51     84,923.63             0.00         0.00   9,117,199.70
B         139,096.47    168,364.56             0.00    17,182.53  19,919,888.19

- -------------------------------------------------------------------------------
          655,751.09  3,092,146.62             0.00    17,182.53  89,375,600.45
===============================================================================






































Run:        12/27/95     09:09:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S24 (POOL # 4073)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4073 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    721.243138  67.483046     4.802902    72.285948   0.000000    653.760092
A-9   1000.000000   0.000000     6.659199     6.659199   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   463.020028  17.612041     3.083342    20.695383   0.000000    445.407987
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.246612   2.189758     6.557239     8.746997   0.000000    939.056854
B      925.384008   1.356494     6.446731     7.803225   0.000000    923.231153

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:13                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S24 (POOL # 4073)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4073 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,396.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,312.08

SUBSERVICER ADVANCES THIS MONTH                                       43,652.15
MASTER SERVICER ADVANCES THIS MONTH                                   12,145.44


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,863,017.61

 (B)  TWO MONTHLY PAYMENTS:                                    3     784,273.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,635.71


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,492,817.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      89,375,600.45

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          327

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,519,290.01

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,239,942.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         68.30550040 %     9.95158600 %   21.74291340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            67.51116890 %    10.20099407 %   22.28783700 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2072 %

      BANKRUPTCY AMOUNT AVAILABLE                         257,117.00
      FRAUD AMOUNT AVAILABLE                              952,558.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,269,255.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14681180
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.86

POOL TRADING FACTOR:                                                20.71246884


 ................................................................................


Run:        12/27/95     09:09:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    48,126,039.74     7.907557  %  1,510,461.31
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     7.907557  %          0.00
B                   8,084,552.09     7,322,262.59     7.907557  %          0.00

- -------------------------------------------------------------------------------
                  134,742,525.09    55,448,302.33                  1,510,461.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         313,343.66  1,823,804.97             0.00         0.00  46,615,578.43
S           6,848.23      6,848.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B               0.00          0.00             0.00   336,075.93   7,033,861.15

- -------------------------------------------------------------------------------
          320,191.89  1,830,653.20             0.00   336,075.93  53,649,439.58
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      379.968798  11.925522     2.473937    14.399459   0.000000    368.043275
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      905.710361   0.000000     0.000000     0.000000   0.000000    870.037211

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,632.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,756.28

SUBSERVICER ADVANCES THIS MONTH                                       30,854.60
MASTER SERVICER ADVANCES THIS MONTH                                    7,261.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,283,775.25

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,769,230.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,649,439.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          176

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 980,121.62

REMAINING SUBCLASS INTEREST SHORTFALL                                 47,674.49

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,038,557.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.79443320 %    13.20556680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.88921780 %    13.11078220 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              638,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,931,788.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58187873
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.86

POOL TRADING FACTOR:                                                39.81626405



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1903

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:09:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     1,844,692.39     8.500000  %     19,127.08
A-11  760920T24    20,000,000.00    16,769,930.68     8.500000  %    173,882.54
A-12  760920P44    39,837,000.00    33,403,186.44     8.500000  %    346,347.93
A-13  760920P77     4,598,000.00     6,027,543.96     8.500000  %          0.00
A-14  760920M62     2,400,000.00       970,456.05     8.500000  %     42,545.11
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.100751  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     8,004,355.17     8.500000  %      6,462.27
B                  17,878,726.36    16,897,824.44     8.500000  %     13,557.40

- -------------------------------------------------------------------------------
                  376,384,926.36    95,919,989.13                    601,922.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10       13,020.67     32,147.75             0.00         0.00   1,825,565.31
A-11      118,369.71    292,252.25             0.00         0.00  16,596,048.14
A-12      235,774.71    582,122.64             0.00         0.00  33,056,838.51
A-13            0.00          0.00        42,545.11         0.00   6,070,089.07
A-14        6,849.91     49,395.02             0.00         0.00     927,910.94
A-15       26,116.26     26,116.26             0.00         0.00   3,700,000.00
A-16       28,233.80     28,233.80             0.00         0.00   4,000,000.00
A-17       30,365.45     30,365.45             0.00         0.00   4,302,000.00
A-18        8,025.06      8,025.06             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          56,498.34     62,960.61             0.00         0.00   7,997,892.90
B         119,272.46    132,829.86             0.00        85.00  16,884,182.06

- -------------------------------------------------------------------------------
          642,526.37  1,244,448.70        42,545.11        85.00  95,360,526.93
===============================================================================




























Run:        12/27/95     09:09:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   838.496541   8.694127     5.918486    14.612613   0.000000    829.802414
A-11   838.496534   8.694127     5.918486    14.612613   0.000000    829.802407
A-12   838.496534   8.694127     5.918486    14.612613   0.000000    829.802408
A-13  1310.905602   0.000000     0.000000     0.000000   9.252960   1320.158562
A-14   404.356688  17.727129     2.854129    20.581258   0.000000    386.629558
A-15  1000.000000   0.000000     7.058449     7.058449   0.000000   1000.000000
A-16  1000.000000   0.000000     7.058450     7.058450   0.000000   1000.000000
A-17  1000.000000   0.000000     7.058450     7.058450   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      945.135809   0.763050     6.671194     7.434244   0.000000    944.372760
B      945.135806   0.758298     6.671193     7.429491   0.000000    944.372755

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,568.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,773.46

SUBSERVICER ADVANCES THIS MONTH                                       43,463.98
MASTER SERVICER ADVANCES THIS MONTH                                   22,068.53


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,586,632.37

 (B)  TWO MONTHLY PAYMENTS:                                    3     975,986.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,911,940.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      95,360,526.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          341

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       7

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,742,137.99

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      482,021.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.03859210 %     8.34482500 %   17.61658290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            73.90736420 %     8.38700577 %   17.70563000 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1010 %

      BANKRUPTCY AMOUNT AVAILABLE                         337,805.00
      FRAUD AMOUNT AVAILABLE                              978,669.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,085,106.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.04638427
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.19

POOL TRADING FACTOR:                                                25.33590488


 ................................................................................


Run:        12/27/95     09:09:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00             0.00   952.000000  %          0.00
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00             0.00     7.500000  %          0.00
A-7   760920Q84    16,484,000.00    15,399,042.83     8.000000  %    411,692.42
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.187536  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,483,355.57     8.000000  %     28,882.14

- -------------------------------------------------------------------------------
                  157,499,405.19    34,903,398.40                    440,574.56
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       101,827.68    513,520.10             0.00         0.00  14,987,350.41
A-8        86,102.64     86,102.64             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        5,410.47      5,410.47             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          42,871.83     71,753.97             0.00         0.00   6,454,473.43

- -------------------------------------------------------------------------------
          236,212.62    676,787.18             0.00         0.00  34,462,823.84
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    934.181196  24.975274     6.177365    31.152639   0.000000    909.205922
A-8   1000.000000   0.000000     6.612598     6.612598   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      866.595968   3.860525     5.730450     9.590975   0.000000    862.735444

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,748.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,737.79

SUBSERVICER ADVANCES THIS MONTH                                        3,330.15
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     298,926.28

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      34,462,823.84

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          162

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      285,086.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          81.42485870 %    18.57514130 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             81.27119980 %    18.72880020 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1880 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              186,949.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,378,488.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65095390
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              134.25

POOL TRADING FACTOR:                                                21.88124063


 ................................................................................


Run:        12/27/95     09:09:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00       527,719.44     7.125000  %    252,515.03
A-4   760920S74    14,926,190.00       168,402.80    12.375000  %     80,581.15
A-5   760920S33    15,000,000.00       169,235.55     6.375000  %     80,979.62
A-6   760920S58    54,705,000.00     1,827,776.02     7.500000  %    874,595.25
A-7   760920S66     7,815,000.00       261,110.85    11.500000  %    124,942.17
A-8   760920S82     8,967,000.00     8,967,000.00     8.000000  %          0.00
A-9   760920S90       833,000.00       833,000.00     8.000000  %          0.00
A-10  760920S25    47,400,000.00    47,400,000.00     8.000000  %          0.00
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.273746  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     6,971,676.54     8.000000  %      6,083.82
B                  16,432,384.46    15,519,824.96     8.000000  %     13,543.35

- -------------------------------------------------------------------------------
                  365,162,840.46    88,248,746.16                  1,433,240.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         3,103.77    255,618.80             0.00         0.00     275,204.41
A-4         1,720.27     82,301.42             0.00         0.00      87,821.65
A-5           890.58     81,870.20             0.00         0.00      88,255.93
A-6        11,315.82    885,911.07             0.00         0.00     953,180.77
A-7         2,478.70    127,420.87             0.00         0.00     136,168.68
A-8        59,216.01     59,216.01             0.00         0.00   8,967,000.00
A-9         5,500.94      5,500.94             0.00         0.00     833,000.00
A-10      313,018.71    313,018.71             0.00         0.00  47,400,000.00
A-11       37,000.92     37,000.92             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       19,941.53     19,941.53             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          46,039.35     52,123.17             0.00         0.00   6,965,592.72
B         102,489.38    116,032.73             0.00         0.00  15,506,281.61

- -------------------------------------------------------------------------------
          602,715.98  2,035,956.37             0.00         0.00  86,815,505.77
===============================================================================











































Run:        12/27/95     09:09:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     11.282370   5.398641     0.066357     5.464998   0.000000      5.883729
A-4     11.282370   5.398642     0.115252     5.513894   0.000000      5.883729
A-5     11.282370   5.398641     0.059372     5.458013   0.000000      5.883729
A-6     33.411498  15.987483     0.206852    16.194335   0.000000     17.424016
A-7     33.411497  15.987482     0.317172    16.304654   0.000000     17.424015
A-8   1000.000000   0.000000     6.603770     6.603770   0.000000   1000.000000
A-9   1000.000000   0.000000     6.603770     6.603770   0.000000   1000.000000
A-10  1000.000000   0.000000     6.603770     6.603770   0.000000   1000.000000
A-11  1000.000000   0.000000     6.603769     6.603769   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      954.598407   0.833028     6.303949     7.136977   0.000000    953.765378
B      944.465789   0.824188     6.237035     7.061223   0.000000    943.641603

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,674.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,203.00

SUBSERVICER ADVANCES THIS MONTH                                       19,172.87
MASTER SERVICER ADVANCES THIS MONTH                                    1,667.55


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,072,720.80

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     331,375.05


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,054,216.40

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      86,815,505.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          326

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 214,632.85

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,356,230.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.51351720 %     7.90002900 %   17.58645380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            74.11536780 %     8.02344311 %   17.86118900 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2757 %

      BANKRUPTCY AMOUNT AVAILABLE                         243,529.00
      FRAUD AMOUNT AVAILABLE                              906,185.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,592.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69802659
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.18

POOL TRADING FACTOR:                                                23.77446338


 ................................................................................


Run:        12/27/95     09:09:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    25,859,355.30     7.250083  %  1,246,795.82
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.250083  %          0.00
B                   6,095,852.88     4,877,638.84     7.250083  %      4,437.21

- -------------------------------------------------------------------------------
                  116,111,466.88    30,736,994.14                  1,251,233.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         153,792.57  1,400,588.39             0.00         0.00  24,612,559.48
S           6,303.42      6,303.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          29,008.64     33,445.85             0.00         0.00   4,873,201.63

- -------------------------------------------------------------------------------
          189,104.63  1,440,337.66             0.00         0.00  29,485,761.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      235.051897  11.332909     1.397917    12.730826   0.000000    223.718988
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      800.156916   0.727906     4.758750     5.486656   0.000000    799.429010

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,653.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,070.55

SPREAD                                                                 3,993.61

SUBSERVICER ADVANCES THIS MONTH                                       17,659.55
MASTER SERVICER ADVANCES THIS MONTH                                    7,139.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,218,945.03

 (B)  TWO MONTHLY PAYMENTS:                                    2     511,133.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     211,579.63


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        423,250.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,485,761.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           93

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 943,841.46

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,223,271.44

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          84.13104800 %    15.86895200 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.47269510 %    16.52730490 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              308,543.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,870.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.20862352
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.60

POOL TRADING FACTOR:                                                25.39435760


 ................................................................................


Run:        12/27/95     09:09:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Z27    25,905,000.00             0.00     6.000000  %          0.00
A-2   760920Z35    44,599,000.00             0.00     6.500000  %          0.00
A-3   760920Z43    25,000,000.00     1,329,435.13     6.500000  %    188,928.15
A-4   760920Z50    26,677,000.00     4,144,115.60     7.000000  %    588,926.89
A-5   760920Y85    11,517,000.00     3,945,812.63     7.000000  %    222,717.76
A-6   760920Y93     5,775,000.00     5,775,000.00     7.000000  %          0.00
A-7   760920Z68    25,900,000.00    32,306,408.34     7.000000  %          0.00
A-8   760920Z84     4,709,000.00     5,873,779.03     7.000000  %          0.00
A-9   760920Z76        50,000.00        11,707.63  4623.730000  %        188.99
A-10  7609202B3    20,035,000.00    20,035,000.00     8.000000  %          0.00
A-11  7609202L1    15,811,000.00    15,811,000.00     8.000000  %          0.00
A-12  7609202A5    24,277,000.00             0.00     7.000000  %          0.00
A-13  7609202G2     9,443,000.00             0.00     7.700000  %          0.00
A-14  7609202F4        10,000.00             0.00  2718.990000  %          0.00
A-15  7609202J6     5,128,000.00             0.00     8.000000  %          0.00
A-16  7609202M9     4,587,000.00             0.00     8.000000  %          0.00
A-17  7609202C1    12,800,000.00             0.00     0.000000  %          0.00
A-18  7609202D9     4,000,000.00             0.00     0.000000  %          0.00
A-19  760920Z92    10,298,000.00             0.00     8.000000  %          0.00
A-20  7609202E7     8,762,000.00             0.00     8.000000  %          0.00
A-21  7609202H0     6,304,000.00             0.00     8.000000  %          0.00
A-22  7609202N7     9,012,000.00             0.00     8.000000  %          0.00
A-23  7609202K3             0.00             0.00     0.133234  %          0.00
R-I   7609202Q0           100.00             0.00     8.000000  %          0.00
R-II  7609202R8           100.00             0.00     8.000000  %          0.00
M     7609202P2     6,430,878.00     6,162,364.62     8.000000  %      5,707.90
B                  14,467,386.02    13,783,310.60     8.000000  %     12,766.81

- -------------------------------------------------------------------------------
                  321,497,464.02   109,177,933.58                  1,019,236.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         7,147.64    196,075.79             0.00         0.00   1,140,506.98
A-4        23,994.51    612,921.40             0.00         0.00   3,555,188.71
A-5        22,846.33    245,564.09             0.00         0.00   3,723,094.87
A-6        33,437.36     33,437.36             0.00         0.00   5,775,000.00
A-7             0.00          0.00       188,454.05         0.00  32,494,862.39
A-8             0.00          0.00        34,263.71         0.00   5,908,042.74
A-9        44,775.80     44,964.79             0.00         0.00      11,518.64
A-10      132,574.89    132,574.89             0.00         0.00  20,035,000.00
A-11      104,623.98    104,623.98             0.00         0.00  15,811,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17            0.00          0.00             0.00         0.00           0.00
A-18            0.00          0.00             0.00         0.00           0.00
A-19            0.00          0.00             0.00         0.00           0.00
A-20            0.00          0.00             0.00         0.00           0.00
A-21            0.00          0.00             0.00         0.00           0.00
A-22            0.00          0.00             0.00         0.00           0.00
A-23       12,065.50     12,065.50             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          40,891.59     46,599.49             0.00         0.00   6,156,656.72
B          91,461.86    104,228.67             0.00         0.00  13,770,543.79

- -------------------------------------------------------------------------------
          513,819.46  1,533,055.96       222,717.76         0.00 108,381,414.84
===============================================================================

























Run:        12/27/95     09:09:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S30 (POOL # 4079)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4079 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     53.177405   7.557126     0.285906     7.843032   0.000000     45.620279
A-4    155.344139  22.076204     0.899446    22.975650   0.000000    133.267935
A-5    342.607678  19.338175     1.983705    21.321880   0.000000    323.269503
A-6   1000.000000   0.000000     5.790019     5.790019   0.000000   1000.000000
A-7   1247.351673   0.000000     0.000000     0.000000   7.276218   1254.627892
A-8   1247.351673   0.000000     0.000000     0.000000   7.276218   1254.627891
A-9    234.152600   3.779800   895.516000   899.295800   0.000000    230.372800
A-10  1000.000000   0.000000     6.617164     6.617164   0.000000   1000.000000
A-11  1000.000000   0.000000     6.617164     6.617164   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-17     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-19     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-20     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-21     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-22     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      958.246233   0.887577     6.358633     7.246210   0.000000    957.358656
B      952.716032   0.882453     6.321935     7.204388   0.000000    951.833577

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S30 (POOL # 4079)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4079 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,144.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,019.86

SUBSERVICER ADVANCES THIS MONTH                                       24,196.88
MASTER SERVICER ADVANCES THIS MONTH                                    4,503.33


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,059,877.24

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,360,492.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        790,052.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     108,381,414.84

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          408

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 576,823.52

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      695,392.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.73103800 %     5.64433200 %   12.62463040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.61382140 %     5.68054655 %   12.70563210 %

CLASS A-23 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1324 %

      BANKRUPTCY AMOUNT AVAILABLE                         289,753.00
      FRAUD AMOUNT AVAILABLE                              557,054.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,918,963.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56965037
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.35

POOL TRADING FACTOR:                                                33.71143694


 ................................................................................


Run:        12/27/95     09:09:24                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00     7,888,244.80     7.000000  %    517,861.62
A-4   760920X52    24,469,000.00    24,469,000.00     7.500000  %          0.00
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00     2,569,141.05     7.500000  %    168,663.57
A-8   760920Y51    15,000,000.00     7,097,228.20     7.500000  %    103,676.00
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00         1,265.85  3123.270000  %         83.10
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.214450  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58    10,225,009.26     7.500000  %     45,439.02

- -------------------------------------------------------------------------------
                  261,801,192.58    73,185,889.16                    835,723.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        45,832.33    563,693.95             0.00         0.00   7,370,383.18
A-4       152,324.93    152,324.93             0.00         0.00  24,469,000.00
A-5       130,331.23    130,331.23             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        15,993.47    184,657.04             0.00         0.00   2,400,477.48
A-8        44,181.82    147,857.82             0.00         0.00   6,993,552.20
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        3,281.60      3,364.70             0.00         0.00       1,182.75
A-12            0.00          0.00             0.00         0.00           0.00
A-13       13,027.09     13,027.09             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          63,652.96    109,091.98             0.00         0.00  10,179,570.24

- -------------------------------------------------------------------------------
          468,625.43  1,304,348.74             0.00         0.00  72,350,165.85
===============================================================================















































Run:        12/27/95     09:09:24
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    263.204698  17.279333     1.529274    18.808607   0.000000    245.925365
A-4   1000.000000   0.000000     6.225221     6.225221   0.000000   1000.000000
A-5   1000.000000   0.000000     6.225221     6.225221   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     69.624419   4.570828     0.433427     5.004255   0.000000     65.053590
A-8    473.148547   6.911733     2.945455     9.857188   0.000000    466.236813
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11    25.317000   1.662000    65.632000    67.294000   0.000000     23.655000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      866.453325   3.850441     5.393864     9.244305   0.000000    862.602885

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:25                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,468.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,792.25

SUBSERVICER ADVANCES THIS MONTH                                        9,499.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     458,278.43

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     438,295.11


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      72,350,165.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          292

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      510,491.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.02871490 %    13.97128510 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.93013560 %    14.06986440 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2130 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              376,308.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,552,948.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.12567965
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.67

POOL TRADING FACTOR:                                                27.63553716


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:             168,663.57            0.00           0.00
CLASS A-7 ENDING BAL:          2,400,477.48            0.00           0.00
CLASS A-8 PRIN DIST:             103,676.00          N/A              0.00
CLASS A-8 ENDING BAL:          6,993,552.20          N/A              0.00


 ................................................................................


Run:        12/27/95     09:09:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00    11,104,797.57     7.750000  %    270,112.37
A-10  760920W20    65,701,000.00    65,701,000.00     7.750000  %          0.00
A-11  760920U55     2,522,000.00       622,415.04     7.750000  %     57,260.88
A-12  760920U63     2,475,000.00     2,475,000.00     7.750000  %          0.00
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     8,867,584.96     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00    11,080,885.45     7.750000  %     30,012.24
A-17  760920W38             0.00             0.00     0.333586  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     8,208,896.49     7.750000  %     20,624.54
B                  20,436,665.48    19,493,872.21     7.750000  %     39,746.20

- -------------------------------------------------------------------------------
                  430,245,573.48   138,512,451.72                    417,756.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        71,707.28    341,819.65             0.00         0.00  10,834,685.20
A-10      424,252.72    424,252.72             0.00         0.00  65,701,000.00
A-11        4,019.13     61,280.01             0.00         0.00     565,154.16
A-12       15,981.88     15,981.88             0.00         0.00   2,475,000.00
A-13       70,759.37     70,759.37             0.00         0.00  10,958,000.00
A-14            0.00          0.00        57,260.88         0.00   8,924,845.84
A-15            0.00          0.00             0.00         0.00           0.00
A-16       71,552.88    101,565.12             0.00         0.00  11,050,873.21
A-17       38,498.89     38,498.89             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          53,007.51     73,632.05             0.00         0.00   8,188,271.95
B         125,878.27    165,624.47             0.00     9,231.43  19,444,894.59

- -------------------------------------------------------------------------------
          875,657.93  1,293,414.16        57,260.88     9,231.43 138,142,724.95
===============================================================================




























Run:        12/27/95     09:09:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    425.096565  10.340021     2.744986    13.085007   0.000000    414.756544
A-10  1000.000000   0.000000     6.457325     6.457325   0.000000   1000.000000
A-11   246.794227  22.704552     1.593628    24.298180   0.000000    224.089675
A-12  1000.000000   0.000000     6.457325     6.457325   0.000000   1000.000000
A-13  1000.000000   0.000000     6.457325     6.457325   0.000000   1000.000000
A-14  1272.615522   0.000000     0.000000     0.000000   8.217692   1280.833215
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   678.476944   1.837634     4.381146     6.218780   0.000000    676.639310
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      953.867563   2.396556     6.159433     8.555989   0.000000    951.471007
B      953.867559   1.944848     6.159432     8.104280   0.000000    951.471002

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,527.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,476.41

SUBSERVICER ADVANCES THIS MONTH                                       44,932.48
MASTER SERVICER ADVANCES THIS MONTH                                    5,378.69


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,678,700.45

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,042,057.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,760,106.29


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,388,239.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     138,142,724.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          500

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 712,136.02

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       21,719.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.99979900 %     5.92646800 %   14.07373270 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.99665450 %     5.92740005 %   14.07594540 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3337 %

      BANKRUPTCY AMOUNT AVAILABLE                         182,348.00
      FRAUD AMOUNT AVAILABLE                            1,402,344.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,547,265.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57953560
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.98

POOL TRADING FACTOR:                                                32.10787826


 ................................................................................


Run:        12/27/95     09:09:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00     4,491,901.63     7.000000  %    416,442.38
A-4   7609203Q9    70,830,509.00     4,492,976.83     6.725000  %    416,542.06
A-5   7609203R7       355,932.00        22,577.76   651.725000  %      2,093.17
A-6   7609203S5    17,000,000.00     3,666,415.23     6.823529  %    339,911.87
A-7   7609203W6    11,800,000.00    11,800,000.00     8.000000  %          0.00
A-8   7609204H8    36,700,000.00    24,347,014.43     8.000000  %     59,984.45
A-9   7609204J4    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.194561  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     6,951,276.59     8.000000  %      5,986.62
B                  15,322,642.27    14,534,354.20     8.000000  %     12,517.36

- -------------------------------------------------------------------------------
                  322,581,934.27   118,806,516.67                  1,253,477.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        26,007.90    442,450.28             0.00         0.00   4,075,459.25
A-4        24,992.14    441,534.20             0.00         0.00   4,076,434.77
A-5        12,170.89     14,264.06             0.00         0.00      20,484.59
A-6        20,693.20    360,605.07             0.00         0.00   3,326,503.36
A-7        78,081.66     78,081.66             0.00         0.00  11,800,000.00
A-8       161,106.37    221,090.82             0.00         0.00  24,287,029.98
A-9        99,256.34     99,256.34             0.00         0.00  15,000,000.00
A-10      211,746.85    211,746.85             0.00         0.00  32,000,000.00
A-11        9,925.63      9,925.63             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       19,119.37     19,119.37             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          45,997.21     51,983.83             0.00         0.00   6,945,289.97
B          96,175.13    108,692.49             0.00         0.00  14,521,836.84

- -------------------------------------------------------------------------------
          805,272.70  2,058,750.61             0.00         0.00 117,553,038.76
===============================================================================













































Run:        12/27/95     09:09:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     63.432790   5.880828     0.367273     6.248101   0.000000     57.551962
A-4     63.432790   5.880828     0.352844     6.233672   0.000000     57.551962
A-5     63.432791   5.880814    34.194425    40.075239   0.000000     57.551976
A-6    215.671484  19.994816     1.217247    21.212063   0.000000    195.676668
A-7   1000.000000   0.000000     6.617090     6.617090   0.000000   1000.000000
A-8    663.406388   1.634454     4.389819     6.024273   0.000000    661.771934
A-9   1000.000000   0.000000     6.617089     6.617089   0.000000   1000.000000
A-10  1000.000000   0.000000     6.617089     6.617089   0.000000   1000.000000
A-11  1000.000000   0.000000     6.617087     6.617087   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      957.595880   0.824706     6.336496     7.161202   0.000000    956.771173
B      948.554038   0.816920     6.276666     7.093586   0.000000    947.737119

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,117.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,238.77

SUBSERVICER ADVANCES THIS MONTH                                       33,600.01
MASTER SERVICER ADVANCES THIS MONTH                                   22,160.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,087,148.09

 (B)  TWO MONTHLY PAYMENTS:                                    2     591,420.82

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     396,561.31


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,236,065.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     117,553,038.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          437

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       7

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,908,088.86

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,151,158.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.91544420 %     5.85092200 %   12.23363380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.73834800 %     5.90821815 %   12.35343380 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1960 %

      BANKRUPTCY AMOUNT AVAILABLE                         193,065.00
      FRAUD AMOUNT AVAILABLE                            1,171,078.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,553,075.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63642800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.90

POOL TRADING FACTOR:                                                36.44129639


 ................................................................................


Run:        12/27/95     09:09:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00     4,788,331.46     7.300000  %  1,005,804.82
A-4   7609203H9    72,404,250.00       478,316.24     6.475000  %    100,471.90
A-5   7609203J5        76,215.00           503.48  2883.250000  %        105.76
A-6   7609203N6    44,428,000.00    44,428,000.00     7.500000  %          0.00
A-7   7609203P1    15,000,000.00    15,000,000.00     7.500000  %          0.00
A-8   7609204B1     7,005,400.00     7,314,245.79     7.500000  %          0.00
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    13,627,332.97     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.278454  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,377,422.44     7.500000  %     10,387.46
B                  16,042,796.83    15,441,653.33     7.500000  %     14,098.06

- -------------------------------------------------------------------------------
                  427,807,906.83   182,993,805.71                  1,130,868.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        29,042.21  1,034,847.03             0.00         0.00   3,782,526.64
A-4         2,573.22    103,045.12             0.00         0.00     377,844.34
A-5         1,206.11      1,311.87             0.00         0.00         397.72
A-6       276,847.49    276,847.49             0.00         0.00  44,428,000.00
A-7        93,470.61     93,470.61             0.00         0.00  15,000,000.00
A-8        36,141.98     36,141.98         9,435.83         0.00   7,323,681.62
A-9       190,293.71    190,293.71             0.00         0.00  30,538,000.00
A-10      249,254.97    249,254.97             0.00         0.00  40,000,000.00
A-11            0.00          0.00        84,917.01         0.00  13,712,249.98
A-12       42,336.26     42,336.26             0.00         0.00           0.00
R-I             0.04          0.04             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          70,896.98     81,284.44             0.00         0.00  11,367,034.98
B          96,222.72    110,320.78             0.00         0.00  15,427,555.27

- -------------------------------------------------------------------------------
        1,088,286.30  2,219,154.30        94,352.84         0.00 181,957,290.55
===============================================================================















































Run:        12/27/95     09:09:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     96.835695  20.340657     0.587328    20.927985   0.000000     76.495038
A-4      6.606190   1.387652     0.035540     1.423192   0.000000      5.218538
A-5      6.606049   1.387653    15.825100    17.212753   0.000000      5.218395
A-6   1000.000000   0.000000     6.231374     6.231374   0.000000   1000.000000
A-7   1000.000000   0.000000     6.231374     6.231374   0.000000   1000.000000
A-8   1044.086817   0.000000     5.159160     5.159160   1.346937   1045.433754
A-9   1000.000000   0.000000     6.231374     6.231374   0.000000   1000.000000
A-10  1000.000000   0.000000     6.231374     6.231374   0.000000   1000.000000
A-11  1256.218528   0.000000     0.000000     0.000000   7.827968   1264.046496
R-I      0.000000   0.000000     0.400000     0.400000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      967.044812   0.882901     6.026018     6.908919   0.000000    966.161911
B      962.528759   0.878778     5.997877     6.876655   0.000000    961.649981

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:30                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       51,358.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,160.14

SUBSERVICER ADVANCES THIS MONTH                                       25,703.57
MASTER SERVICER ADVANCES THIS MONTH                                    6,338.07


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,471,618.16

 (B)  TWO MONTHLY PAYMENTS:                                    1     259,153.51

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     231,506.21


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,500,111.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     181,957,290.55

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          679

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 851,632.62

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      869,443.86

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.34427130 %     6.21738100 %    8.43834760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.27424200 %     6.24708960 %    8.47866840 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2782 %

      BANKRUPTCY AMOUNT AVAILABLE                         208,302.00
      FRAUD AMOUNT AVAILABLE                            1,838,485.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,263,013.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24235355
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.57

POOL TRADING FACTOR:                                                42.53247489


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,523,681.62    5,800,000.00


 ................................................................................


Run:        12/27/95     09:09:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00             0.00     5.750000  %          0.00
A-4   7609202W7    10,000,000.00     9,998,736.08     6.500000  %    529,909.34
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.575000  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     7.991666  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         6,950.01  2775.250000  %         95.71
A-11  7609203B2             0.00             0.00     0.448588  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     5,165,661.37     7.000000  %     23,285.30

- -------------------------------------------------------------------------------
                  146,754,518.99    58,651,347.46                    553,290.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        54,042.16    583,951.50             0.00         0.00   9,468,826.74
A-5       112,421.92    112,421.92             0.00         0.00  20,800,000.00
A-6        18,226.98     18,226.98             0.00         0.00   3,680,000.00
A-7        15,308.34     15,308.34             0.00         0.00   2,800,000.00
A-8         7,974.31      7,974.31             0.00         0.00   1,200,000.00
A-9        87,309.92     87,309.92             0.00         0.00  15,000,000.00
A-10       16,038.43     16,134.14             0.00         0.00       6,854.30
A-11       21,877.62     21,877.62             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          30,067.56     53,352.86             0.00         0.00   5,142,376.07

- -------------------------------------------------------------------------------
          363,267.24    916,557.59             0.00         0.00  58,098,057.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    999.873608  52.990934     5.404216    58.395150   0.000000    946.882674
A-5   1000.000000   0.000000     5.404900     5.404900   0.000000   1000.000000
A-6   1000.000000   0.000000     4.952984     4.952984   0.000000   1000.000000
A-7    176.211454   0.000000     0.963395     0.963395   0.000000    176.211454
A-8    176.211454   0.000000     1.170971     1.170971   0.000000    176.211454
A-9    403.225806   0.000000     2.347041     2.347041   0.000000    403.225807
A-10   347.500500   4.785500   801.921500   806.707000   0.000000    342.715000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      874.895374   3.943774     5.092469     9.036243   0.000000    870.951600

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:32                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,820.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,211.62

SUBSERVICER ADVANCES THIS MONTH                                        5,752.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     236,072.13

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        319,330.94

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,098,057.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          235

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      288,907.17

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.19259560 %     8.80740440 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.14879860 %     8.85120140 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4470 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              594,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,446,888.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.87571309
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.37

POOL TRADING FACTOR:                                                39.58859837

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


 ................................................................................


Run:        12/27/95     09:09:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    40,835,134.91     5.700000  %    833,723.91
A-3   7609204R6    19,990,000.00    17,018,855.23     6.400000  %    177,725.53
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.349391  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     8,935,897.49     7.000000  %     40,882.94

- -------------------------------------------------------------------------------
                  260,444,078.54   129,049,887.63                  1,052,332.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       193,703.88  1,027,427.79             0.00         0.00  40,001,411.00
A-3        90,644.16    268,369.69             0.00         0.00  16,841,129.70
A-4       216,403.67    216,403.67             0.00         0.00  38,524,000.00
A-5       103,838.18    103,838.18             0.00         0.00  17,825,000.00
A-6        34,434.08     34,434.08             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       60,690.92     60,690.92             0.00         0.00           0.00
A-12       37,523.11     37,523.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          52,055.39     92,938.33             0.00         0.00   8,895,014.55

- -------------------------------------------------------------------------------
          789,293.39  1,841,625.77             0.00         0.00 127,997,555.25
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    745.534021  15.221440     3.536485    18.757925   0.000000    730.312581
A-3    851.368446   8.890722     4.534475    13.425197   0.000000    842.477724
A-4   1000.000000   0.000000     5.617373     5.617373   0.000000   1000.000000
A-5   1000.000000   0.000000     5.825424     5.825424   0.000000   1000.000000
A-6   1000.000000   0.000000     5.825424     5.825424   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      857.729902   3.924230     4.996640     8.920870   0.000000    853.805672

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,021.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,816.94

SUBSERVICER ADVANCES THIS MONTH                                       25,335.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,564,069.29

 (B)  TWO MONTHLY PAYMENTS:                                    1     266,520.76

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     133,758.62


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        467,230.75

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     127,997,555.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          518

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      461,911.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.07562550 %     6.92437450 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.05063720 %     6.94936280 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3493 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,295,621.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,852,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76329891
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.24

POOL TRADING FACTOR:                                                49.14588804


 ................................................................................


Run:        12/27/95     09:09:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00     4,585,257.12     7.650000  %  2,565,654.82
A-8   7609206T0    26,191,000.00    26,191,000.00     7.650000  %          0.00
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00    10,902,000.00     7.650000  %          0.00
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.103791  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     9,001,772.97     8.000000  %      7,536.18
B                  16,935,768.50    16,203,193.63     8.000000  %     13,565.13

- -------------------------------------------------------------------------------
                  376,350,379.50   139,798,875.72                  2,586,756.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        28,900.94  2,594,555.76             0.00         0.00   2,019,602.30
A-8       165,082.29    165,082.29             0.00         0.00  26,191,000.00
A-9       323,287.98    323,287.98             0.00         0.00  51,291,000.00
A-10      136,300.52    136,300.52             0.00         0.00  21,624,652.00
A-11       68,715.48     68,715.48             0.00         0.00  10,902,000.00
A-12       33,045.82     33,045.82             0.00         0.00           0.00
A-13       11,955.07     11,955.07             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          59,334.19     66,870.37             0.00         0.00   8,994,236.79
B         106,801.55    120,366.68             0.00         0.00  16,189,628.50

- -------------------------------------------------------------------------------
          933,423.84  3,520,179.97             0.00         0.00 137,212,119.59
===============================================================================













































Run:        12/27/95     09:09:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7     95.092331  53.208379     0.599368    53.807747   0.000000     41.883952
A-8   1000.000000   0.000000     6.303016     6.303016   0.000000   1000.000000
A-9   1000.000000   0.000000     6.303016     6.303016   0.000000   1000.000000
A-10  1000.000000   0.000000     6.303016     6.303016   0.000000   1000.000000
A-11  1000.000000   0.000000     6.303016     6.303016   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      956.743920   0.800975     6.306272     7.107247   0.000000    955.942945
B      956.743925   0.800975     6.306271     7.107246   0.000000    955.942950

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,295.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,441.21

SUBSERVICER ADVANCES THIS MONTH                                       44,155.78
MASTER SERVICER ADVANCES THIS MONTH                                    3,023.78


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,930,637.01

 (B)  TWO MONTHLY PAYMENTS:                                    1     185,693.26

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,254,579.77


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,437,969.74

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     137,212,119.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          487

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 395,900.52

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,469,718.11

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.97055130 %     6.43908800 %   11.59036050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.64603440 %     6.55498714 %   11.79897850 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1049 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,910.00
      FRAUD AMOUNT AVAILABLE                            1,394,623.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,126,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.53670292
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.12

POOL TRADING FACTOR:                                                36.45861066


 ................................................................................


Run:        12/27/95     09:09:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    41,242,259.11     7.500000  %  1,254,228.98
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,768,817.81     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    11,549,365.03     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.199903  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,345,601.26     7.500000  %      8,567.48
B                  18,182,304.74    17,652,806.10     7.500000  %     16,183.02

- -------------------------------------------------------------------------------
                  427,814,328.74   212,097,849.31                  1,278,979.48
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       257,058.99  1,511,287.97             0.00         0.00  39,988,030.13
A-6       287,847.92    287,847.92             0.00         0.00  46,182,000.00
A-7       475,925.76    475,925.76             0.00         0.00  76,357,000.00
A-8        52,886.18     52,886.18         8,001.91         0.00   9,776,819.72
A-9             0.00          0.00        71,986.07         0.00  11,621,351.10
A-10       35,235.92     35,235.92             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,250.23     66,817.71             0.00         0.00   9,337,033.78
B         110,028.23    126,211.25             0.00         0.00  17,636,623.08

- -------------------------------------------------------------------------------
        1,277,233.23  2,556,212.71        79,987.98         0.00 210,898,857.81
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    589.023667  17.912951     3.671327    21.584278   0.000000    571.110716
A-6   1000.000000   0.000000     6.232903     6.232903   0.000000   1000.000000
A-7   1000.000000   0.000000     6.232903     6.232903   0.000000   1000.000000
A-8   1026.891392   0.000000     5.559359     5.559359   0.841155   1027.732547
A-9   1248.850025   0.000000     0.000000     0.000000   7.783961   1256.633986
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      970.878355   0.890042     6.051391     6.941433   0.000000    969.988313
B      970.878354   0.890042     6.051391     6.941433   0.000000    969.988312

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       59,705.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,292.75

SUBSERVICER ADVANCES THIS MONTH                                       28,911.45
MASTER SERVICER ADVANCES THIS MONTH                                      821.76


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,747,760.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     467,079.69


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,760,802.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     210,898,857.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          786

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 110,855.65

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,004,553.04

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.27077740 %     4.40626900 %    8.32295380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.21014560 %     4.42725668 %    8.36259770 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1996 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,769.00
      FRAUD AMOUNT AVAILABLE                            1,061,342.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,131,747.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16347628
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.10

POOL TRADING FACTOR:                                                49.29681959


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,291,819.72    8,485,000.00


 ................................................................................


Run:        12/27/95     09:09:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00     1,012,232.17     7.500000  %    534,453.94
A-7   7609205M6    29,879,000.00    29,879,000.00     7.500000  %          0.00
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.153664  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     7,644,229.36     7.500000  %     33,506.71

- -------------------------------------------------------------------------------
                  183,802,829.51    58,100,461.53                    567,960.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6         6,310.01    540,763.95             0.00         0.00     477,778.23
A-7       186,258.53    186,258.53             0.00         0.00  29,879,000.00
A-8       121,963.53    121,963.53             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        7,420.60      7,420.60             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          47,652.30     81,159.01             0.00         0.00   7,610,722.65

- -------------------------------------------------------------------------------
          369,604.97    937,565.62             0.00         0.00  57,532,500.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6     76.800620  40.550375     0.478756    41.029131   0.000000     36.250245
A-7   1000.000000   0.000000     6.233761     6.233761   0.000000   1000.000000
A-8   1000.000000   0.000000     6.233761     6.233761   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      875.544454   3.837748     5.457934     9.295682   0.000000    871.706708

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,377.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,336.89

SUBSERVICER ADVANCES THIS MONTH                                        8,492.51
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     556,580.93

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        267,853.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,532,500.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          227

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      313,290.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.84308320 %    13.15691680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.77143780 %    13.22856220 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1521 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              583,269.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,771,361.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.13686551
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              138.19

POOL TRADING FACTOR:                                                31.30120523


 ................................................................................


Run:        12/27/95     09:09:39                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    61,729,716.18     7.982379  %  1,506,970.32
R     7609206F0           100.00             0.00     7.982379  %          0.00
B                  11,237,146.51     9,352,914.64     7.982379  %      7,525.88

- -------------------------------------------------------------------------------
                  187,272,146.51    71,082,630.82                  1,514,496.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         405,709.80  1,912,680.12             0.00         0.00  60,222,745.86
R               0.00          0.00             0.00         0.00           0.00
B          61,470.71     68,996.59             0.00         0.00   9,345,388.76

- -------------------------------------------------------------------------------
          467,180.51  1,981,676.71             0.00         0.00  69,568,134.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      350.667488   8.560634     2.304712    10.865346   0.000000    342.106854
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      832.321144   0.669732     5.470313     6.140045   0.000000    831.651412

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,185.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,317.05

SUBSERVICER ADVANCES THIS MONTH                                       42,627.19
MASTER SERVICER ADVANCES THIS MONTH                                    2,074.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,375,138.73

 (B)  TWO MONTHLY PAYMENTS:                                    1     308,534.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,631,940.56


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,424,213.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      69,568,134.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          227

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 264,263.83

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,457,299.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.84219400 %    13.15780600 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.56656700 %    13.43343300 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              711,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,930,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.48789417
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.60

POOL TRADING FACTOR:                                                37.14814825



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:09:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00     3,891,578.01     6.000000  %    567,886.22
A-5   7609207R3    14,917,608.00     1,312,583.01     6.525000  %    191,541.28
A-6   7609207S1        74,963.00         6,595.90   691.518900  %        962.52
A-7   7609208A9     6,200,000.00     6,200,000.00     7.000000  %          0.00
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.400596  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,494,398.67     7.000000  %     24,697.51

- -------------------------------------------------------------------------------
                  156,959,931.35    70,805,155.59                    785,087.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        19,337.89    587,224.11             0.00         0.00   3,323,691.79
A-5         7,093.15    198,634.43             0.00         0.00   1,121,041.73
A-6         3,777.55      4,740.07             0.00         0.00       5,633.38
A-7        35,943.62     35,943.62             0.00         0.00   6,200,000.00
A-8        81,163.01     81,163.01             0.00         0.00  14,000,000.00
A-9        81,742.75     81,742.75             0.00         0.00  14,100,000.00
A-10       56,234.37     56,234.37             0.00         0.00   9,700,000.00
A-11       93,337.47     93,337.47             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       23,491.14     23,491.14             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.03          0.03             0.00         0.00           0.00
B          31,852.99     56,550.50             0.00         0.00   5,469,701.16

- -------------------------------------------------------------------------------
          433,973.97  1,219,061.50             0.00         0.00  70,020,068.06
===============================================================================


































Run:        12/27/95     09:09:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    230.564469  33.645576     1.145713    34.791289   0.000000    196.918893
A-5     87.988839  12.839946     0.475488    13.315434   0.000000     75.148893
A-6     87.988741  12.839934    50.392193    63.232127   0.000000     75.148807
A-7   1000.000000   0.000000     5.797358     5.797358   0.000000   1000.000000
A-8   1000.000000   0.000000     5.797358     5.797358   0.000000   1000.000000
A-9   1000.000000   0.000000     5.797358     5.797358   0.000000   1000.000000
A-10  1000.000000   0.000000     5.797358     5.797358   0.000000   1000.000000
A-11  1000.000000   0.000000     5.797358     5.797358   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.300000     0.300000   0.000000      0.000000
B      875.053152   3.933394     5.072997     9.006391   0.000000    871.119758

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:41                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,877.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,500.55

SUBSERVICER ADVANCES THIS MONTH                                       13,978.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     669,437.53

 (B)  TWO MONTHLY PAYMENTS:                                    1     177,569.45

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        497,274.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      70,020,068.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          295

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      466,815.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.24011500 %     7.75988500 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.18838070 %     7.81161930 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.400761 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              780,074.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,418,789.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84775488
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              137.85

POOL TRADING FACTOR:                                                44.61015462


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


 ................................................................................


Run:        12/27/95     09:09:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    50,712,952.99     7.837671  %  2,578,761.55
M     760944AB4     5,352,000.00     5,042,859.75     7.837671  %      4,033.53
R     760944AC2           100.00             0.00     7.837671  %          0.00
B                   8,362,385.57     7,563,554.15     7.837671  %      6,049.70

- -------------------------------------------------------------------------------
                  133,787,485.57    63,319,366.89                  2,588,844.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         323,480.28  2,902,241.83             0.00         0.00  48,134,191.44
M          32,166.65     36,200.18             0.00         0.00   5,038,826.22
R               0.00          0.00             0.00         0.00           0.00
B          48,245.28     54,294.98             0.00         0.00   7,557,504.45

- -------------------------------------------------------------------------------
          403,892.21  2,992,736.99             0.00         0.00  60,730,522.11
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      422.351011  21.476615     2.694030    24.170645   0.000000    400.874397
M      942.238369   0.753649     6.010211     6.763860   0.000000    941.484720
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      904.473261   0.723442     5.769320     6.492762   0.000000    903.749820

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,881.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,577.28

SUBSERVICER ADVANCES THIS MONTH                                       12,774.17
MASTER SERVICER ADVANCES THIS MONTH                                    5,008.38


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     433,641.06

 (B)  TWO MONTHLY PAYMENTS:                                    1     362,450.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     516,356.49


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        435,814.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,730,522.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          212

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 694,586.56

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,538,198.83

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.09074550 %     7.96416600 %   11.94508810 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.25864910 %     8.29702437 %   12.44432650 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              818,293.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,483.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.38401867
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.77

POOL TRADING FACTOR:                                                45.39327565



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:09:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     6,292,873.09     7.000000  %    370,346.07
A-4   760944AZ1    11,666,667.00     1,942,390.86     8.000000  %    222,207.64
A-5   760944BA5     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-6   760944BH0    45,000,000.00    12,585,746.21     8.500000  %    740,692.13
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.154355  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     9,016,373.59     8.000000  %      7,475.12
B                  16,938,486.28    16,142,157.73     8.000000  %     13,382.84

- -------------------------------------------------------------------------------
                  376,347,086.28   148,812,874.48                  1,354,103.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        36,488.87    406,834.94             0.00         0.00   5,922,527.02
A-4        12,871.82    235,079.46             0.00         0.00   1,720,183.22
A-5        33,133.96     33,133.96             0.00         0.00   5,000,000.00
A-6        88,615.82    829,307.95             0.00         0.00  11,845,054.08
A-7        99,401.88     99,401.88             0.00         0.00  15,000,000.00
A-8        30,566.08     30,566.08             0.00         0.00   4,612,500.00
A-9       257,754.58    257,754.58             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,401.88     99,401.88             0.00         0.00  15,000,000.00
A-12        8,117.82      8,117.82             0.00         0.00   1,225,000.00
A-13       19,027.19     19,027.19             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          59,749.63     67,224.75             0.00         0.00   9,008,898.47
B         106,970.70    120,353.54             0.00         0.00  16,128,774.89

- -------------------------------------------------------------------------------
        1,006,100.23  2,360,204.03             0.00         0.00 147,458,770.68
===============================================================================










































Run:        12/27/95     09:09:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    279.683248  16.459825     1.621728    18.081553   0.000000    263.223423
A-4    166.490640  19.046369     1.103299    20.149668   0.000000    147.444272
A-5   1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
A-6    279.683249  16.459825     1.969240    18.429065   0.000000    263.223424
A-7   1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
A-8   1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
A-9   1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
A-12  1000.000000   0.000000     6.626792     6.626792   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      958.322112   0.794507     6.350601     7.145108   0.000000    957.527605
B      952.987030   0.790083     6.315246     7.105329   0.000000    952.196945

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,364.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,491.96

SUBSERVICER ADVANCES THIS MONTH                                       27,614.29
MASTER SERVICER ADVANCES THIS MONTH                                    5,651.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,652,231.59

 (B)  TWO MONTHLY PAYMENTS:                                    1     368,342.42

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,563,074.45

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     147,458,770.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          512

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 749,596.56

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,230,728.96

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.09384760 %     6.05886700 %   10.84728580 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.95274450 %     6.10943549 %   10.93782000 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1540 %

      BANKRUPTCY AMOUNT AVAILABLE                         242,868.00
      FRAUD AMOUNT AVAILABLE                            1,615,582.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,672.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57526838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.41

POOL TRADING FACTOR:                                                39.18158956


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                  921.11
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                     0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           71,610.46


 ................................................................................


Run:        12/27/95     09:09:45                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00    10,393,931.07     7.500000  %    288,034.31
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     2,126,203.45     7.500000  %     32,003.81
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.152489  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,927,016.09     7.500000  %      2,696.84
B                   5,682,302.33     5,529,257.94     7.500000  %      5,094.44

- -------------------------------------------------------------------------------
                  133,690,335.33    71,468,308.55                    327,829.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        64,934.78    352,969.09             0.00         0.00  10,105,896.76
A-6        26,164.00     26,164.00             0.00         0.00   4,188,000.00
A-7        68,883.55     68,883.55             0.00         0.00  11,026,000.00
A-8       119,156.17    119,156.17             0.00         0.00  19,073,000.00
A-9        75,155.29     75,155.29             0.00         0.00  12,029,900.00
A-10       13,283.19     45,287.00             0.00         0.00   2,094,199.64
A-11       26,082.79     26,082.79             0.00         0.00   4,175,000.00
A-12        9,077.95      9,077.95             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          18,286.16     20,983.00             0.00         0.00   2,924,319.25
B          34,543.36     39,637.80             0.00         0.00   5,524,163.50

- -------------------------------------------------------------------------------
          455,567.24    783,396.64             0.00         0.00  71,140,479.15
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    697.158164  19.319492     4.355408    23.674900   0.000000    677.838672
A-6   1000.000000   0.000000     6.247373     6.247373   0.000000   1000.000000
A-7   1000.000000   0.000000     6.247374     6.247374   0.000000   1000.000000
A-8   1000.000000   0.000000     6.247374     6.247374   0.000000   1000.000000
A-9   1000.000000   0.000000     6.247374     6.247374   0.000000   1000.000000
A-10   255.399814   3.844302     1.595578     5.439880   0.000000    251.555512
A-11  1000.000000   0.000000     6.247375     6.247375   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      973.066482   0.896546     6.079109     6.975655   0.000000    972.169936
B      973.066482   0.896549     6.079110     6.975659   0.000000    972.169937

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:46                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,629.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,560.52

SUBSERVICER ADVANCES THIS MONTH                                        3,729.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     212,426.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        293,012.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,140,479.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          262

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      261,981.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.16779880 %     4.09554400 %    7.73665710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.12422570 %     4.11062631 %    7.76514800 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1518 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,505.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,964,492.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10716288
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.06

POOL TRADING FACTOR:                                                53.21288108


 ................................................................................


Run:        12/27/95     09:09:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    48,415,211.15     7.863193  %    268,201.23
R     760944CB2           100.00             0.00     7.863193  %          0.00
B                   3,851,896.47     3,427,768.55     7.863193  %     14,705.91

- -------------------------------------------------------------------------------
                  154,075,839.47    51,842,979.70                    282,907.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         316,940.52    585,141.75             0.00         0.00  48,147,009.92
R               0.00          0.00             0.00         0.00           0.00
B          22,439.20     37,145.11             0.00         0.00   3,413,062.64

- -------------------------------------------------------------------------------
          339,379.72    622,286.86             0.00         0.00  51,560,072.56
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      322.287130   1.785344     2.109788     3.895132   0.000000    320.501786
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      889.891142   3.817836     5.825494     9.643330   0.000000    886.073306

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,133.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,463.94

SUBSERVICER ADVANCES THIS MONTH                                        2,011.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        194,206.93

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,560,072.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          248

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       60,488.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.38817220 %     6.61182780 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.38041540 %     6.61958460 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              289,790.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,663,313.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24589079
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.12

POOL TRADING FACTOR:                                                33.46408674


 ................................................................................


Run:        12/27/95     09:09:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00    15,543,752.06     8.000000  %    335,025.37
A-4   760944CF3    31,377,195.00    31,377,195.00     8.000000  %          0.00
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.246217  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,206,144.05     8.000000  %      5,282.19
M-2   760944CK2     4,813,170.00     4,673,388.75     8.000000  %      3,977.63
M-3   760944CL0     3,208,780.00     3,132,980.56     8.000000  %      2,666.55
B-1                 4,813,170.00     4,760,192.39     8.000000  %          0.00
B-2                 1,604,363.09     1,214,243.47     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09   108,081,776.28                    346,951.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       103,390.43    438,415.80             0.00         0.00  15,208,726.69
A-4       208,707.78    208,707.78             0.00         0.00  31,377,195.00
A-5       273,871.16    273,871.16             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        22,126.07     22,126.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,280.63     46,562.82             0.00         0.00   6,200,861.86
M-2        31,085.40     35,063.03             0.00         0.00   4,669,411.12
M-3        20,839.26     23,505.81             0.00         0.00   3,130,314.01
B-1        44,824.39     44,824.39             0.00         0.00   4,760,192.39
B-2             0.00          0.00             0.00         0.00   1,209,158.49

- -------------------------------------------------------------------------------
          746,125.12  1,093,076.86             0.00         0.00 107,729,739.56
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    350.978370   7.564883     2.334559     9.899442   0.000000    343.413488
A-4   1000.000000   0.000000     6.651575     6.651575   0.000000   1000.000000
A-5   1000.000000   0.000000     6.651575     6.651575   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.056495   0.823084     6.432448     7.255532   0.000000    966.233412
M-2    970.958589   0.826405     6.458405     7.284810   0.000000    970.132183
M-3    976.377489   0.831017     6.494450     7.325467   0.000000    975.546473
B-1    988.993198   0.000000     9.312862     9.312862   0.000000    988.993198
B-2    756.838323   0.000000     0.000000     0.000000   0.000000    753.668853

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,190.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,384.89

SUBSERVICER ADVANCES THIS MONTH                                       39,809.40
MASTER SERVICER ADVANCES THIS MONTH                                    2,248.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,615,970.61

 (B)  TWO MONTHLY PAYMENTS:                                    2     846,142.92

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        708,459.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,729,739.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          434

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 293,469.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      260,045.84

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.50756780 %    12.96473300 %    5.52769960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            81.46292940 %    12.99602788 %    5.54104270 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2462 %

      BANKRUPTCY AMOUNT AVAILABLE                         152,909.00
      FRAUD AMOUNT AVAILABLE                            1,146,127.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,116,030.71 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69757146
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.84

POOL TRADING FACTOR:                                                33.57342348


 ................................................................................


Run:        12/27/95     09:09:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00     8,782,196.76     7.500000  %     29,480.67
A-4   760944BV9    37,600,000.00    21,640,664.65     7.500000  %     23,970.26
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.199483  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,606,303.24     7.500000  %      2,337.72
B-1                 3,744,527.00     3,649,728.05     7.500000  %      3,273.62
B-2                   534,817.23       521,277.46     7.500000  %        467.56

- -------------------------------------------------------------------------------
                  106,963,444.23    56,200,170.16                     59,529.83
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        54,879.70     84,360.37             0.00         0.00   8,752,716.09
A-4       135,231.89    159,202.15             0.00         0.00  21,616,694.39
A-5        62,489.71     62,489.71             0.00         0.00  10,000,000.00
A-6        56,240.74     56,240.74             0.00         0.00   9,000,000.00
A-7         9,340.95      9,340.95             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,286.72     18,624.44             0.00         0.00   2,603,965.52
B-1        22,807.05     26,080.67             0.00         0.00   3,646,454.43
B-2         3,257.45      3,725.01             0.00         0.00     520,809.90

- -------------------------------------------------------------------------------
          360,534.21    420,064.04             0.00         0.00  56,140,640.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    820.766052   2.755203     5.128944     7.884147   0.000000    818.010850
A-4    575.549592   0.637507     3.596593     4.234100   0.000000    574.912085
A-5   1000.000000   0.000000     6.248971     6.248971   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248971     6.248971   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      974.683336   0.874241     6.090770     6.965011   0.000000    973.809095
B-1    974.683331   0.874240     6.090769     6.965009   0.000000    973.809091
B-2    974.683370   0.874240     6.090754     6.964994   0.000000    973.809119

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,057.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,913.55

SUBSERVICER ADVANCES THIS MONTH                                       11,753.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,210,448.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     391,739.26

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,140,640.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          212

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        9,121.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.94076830 %     4.63753600 %    7.42169550 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.93880900 %     4.63828967 %    7.42290130 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1995 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              589,779.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,789,829.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16739696
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.37

POOL TRADING FACTOR:                                                52.48581956


 ................................................................................


Run:        12/27/95     09:09:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    50,825,848.80     7.731610  %  2,984,291.35
R     760944BR8           100.00             0.00     7.731610  %          0.00
B                   7,272,473.94     6,487,930.49     7.731610  %          0.00

- -------------------------------------------------------------------------------
                  121,207,887.94    57,313,779.29                  2,984,291.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         318,781.67  3,303,073.02             0.00         0.00  47,841,557.45
R               0.00          0.00             0.00         0.00           0.00
B           7,842.52      7,842.52             0.00    69,016.40   6,451,764.12

- -------------------------------------------------------------------------------
          326,624.19  3,310,915.54             0.00    69,016.40  54,293,321.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      446.093902  26.192857     2.797918    28.990775   0.000000    419.901045
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      892.121518   0.000000     1.078384     1.078384   0.000000    887.148469

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,719.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,631.96

SUBSERVICER ADVANCES THIS MONTH                                       10,547.17
MASTER SERVICER ADVANCES THIS MONTH                                    1,520.69


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     311,542.90

 (B)  TWO MONTHLY PAYMENTS:                                    2     433,139.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     489,998.26


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        207,881.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,293,321.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          198

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 208,433.94

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,700,967.39

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          88.67998140 %    11.32001860 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.11683660 %    11.88316340 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                              715,834.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,904,321.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36763610
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.71

POOL TRADING FACTOR:                                                44.79355469



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        12/27/95     09:09:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    64,723,323.88     6.884614  %  2,138,815.89
R     760944BK3           100.00             0.00     6.884614  %          0.00
B                  11,897,842.91    10,477,371.60     6.884614  %     10,266.12

- -------------------------------------------------------------------------------
                  153,520,242.91    75,200,695.48                  2,149,082.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         364,174.95  2,502,990.84             0.00         0.00  62,584,507.99
R               0.00          0.00             0.00         0.00           0.00
B          58,952.42     69,218.54             0.00         0.00  10,467,105.48

- -------------------------------------------------------------------------------
          423,127.37  2,572,209.38             0.00         0.00  73,051,613.47
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      457.013647  15.102254     2.571452    17.673706   0.000000    441.911394
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      880.611022   0.862856     4.954883     5.817739   0.000000    879.748166

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,075.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,773.90

SPREAD                                                                14,858.09

SUBSERVICER ADVANCES THIS MONTH                                       35,094.10
MASTER SERVICER ADVANCES THIS MONTH                                    5,015.75


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,093,861.72

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     986,442.63


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,068,016.80

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      73,051,613.47

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          242

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 735,177.45

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,075,397.59

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.06745390 %    13.93254620 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.67163000 %    14.32837000 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              834,843.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,837,058.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61564773
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.12

POOL TRADING FACTOR:                                                47.58435245


 ................................................................................


Run:        12/27/95     09:09:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     6,766,024.86     8.000000  %    218,082.83
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00             0.00     8.000000  %          0.00
A-5   760944ET1    38,663,000.00    38,007,797.35     8.000000  %    485,410.17
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     6,612,664.71     8.000000  %          0.00
A-8   760944ER5    18,394,000.00     1,945,898.87     8.000000  %     78,166.22
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    14,696,202.20     8.000000  %    120,251.10
A-11  760944EF1     2,607,000.00     1,320,335.29     8.000000  %     43,908.42
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.220284  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,365,573.02     8.000000  %      7,903.21
M-2   760944EZ7     4,032,382.00     3,923,833.07     8.000000  %      3,311.15
M-3   760944FA1     2,419,429.00     2,365,887.84     8.000000  %      1,996.47
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66     1,240,442.97     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   132,052,782.73                    959,029.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        44,926.74    263,009.57             0.00         0.00   6,547,942.03
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       252,373.68    737,783.85             0.00         0.00  37,522,387.18
A-6       156,684.60    156,684.60             0.00         0.00  23,596,900.00
A-7             0.00          0.00        43,908.42         0.00   6,656,573.13
A-8        12,920.87     91,087.09             0.00         0.00   1,867,732.65
A-9        50,510.86     50,510.86             0.00         0.00   7,607,000.00
A-10       97,583.52    217,834.62             0.00         0.00  14,575,951.10
A-11        8,767.10     52,675.52             0.00         0.00   1,276,426.87
A-12       25,796.59     25,796.59             0.00         0.00   3,885,000.00
A-13       38,425.97     38,425.97             0.00         0.00   5,787,000.00
A-14       24,144.10     24,144.10             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        62,187.87     70,091.08             0.00         0.00   9,357,669.81
M-2        26,054.45     29,365.60             0.00         0.00   3,920,521.92
M-3        15,709.62     17,706.09             0.00         0.00   2,363,891.37
B-1        46,195.63     46,195.63             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00         0.00   1,235,234.12

- -------------------------------------------------------------------------------
          862,281.60  1,821,311.17        43,908.42         0.00 131,132,452.73
===============================================================================







































Run:        12/27/95     09:09:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    128.494851   4.141652     0.853212     4.994864   0.000000    124.353199
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    983.053497  12.554902     6.527525    19.082427   0.000000    970.498595
A-6   1000.000000   0.000000     6.640050     6.640050   0.000000   1000.000000
A-7   1241.581808   0.000000     0.000000     0.000000   8.244164   1249.825973
A-8    105.789870   4.249550     0.702450     4.952000   0.000000    101.540320
A-9   1000.000000   0.000000     6.640050     6.640050   0.000000   1000.000000
A-10   367.405055   3.006278     2.439588     5.445866   0.000000    364.398778
A-11   506.457725  16.842509     3.362908    20.205417   0.000000    489.615217
A-12  1000.000000   0.000000     6.640049     6.640049   0.000000   1000.000000
A-13  1000.000000   0.000000     6.640050     6.640050   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.726815   0.816624     6.425754     7.242378   0.000000    966.910191
M-2    973.080693   0.821140     6.461305     7.282445   0.000000    972.259553
M-3    977.870332   0.825182     6.493111     7.318293   0.000000    977.045150
B-1    986.414326   0.000000     9.238843     9.238843   0.000000    986.414326
B-2    854.501033   0.000000     0.000000     0.000000   0.000000    850.912825

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,972.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,869.61

SUBSERVICER ADVANCES THIS MONTH                                       53,575.76
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,636,438.67

 (B)  TWO MONTHLY PAYMENTS:                                    2     702,930.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,781,645.73


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,893,053.62

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     131,132,452.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          487

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      808,896.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.47027680 %    11.85533100 %    4.67439260 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.36831250 %    11.92846071 %    4.70322680 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2201 %

      BANKRUPTCY AMOUNT AVAILABLE                         231,073.00
      FRAUD AMOUNT AVAILABLE                            1,400,297.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,083.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.71901126
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.67

POOL TRADING FACTOR:                                                40.64981450


 ................................................................................


Run:        12/27/95     09:09:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     5,734,734.88     6.525000  %     91,814.13
A-4   760944DE5             0.00             0.00     3.475000  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    40,962,394.70     7.150000  %    655,815.26
A-7   760944DY1     1,986,000.00     1,444,718.26     7.500000  %     23,130.20
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     4,444,718.27     7.500000  %     23,130.20
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.330249  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     3,012,566.44     7.500000  %     12,883.98
M-2   760944EB0     6,051,700.00     5,452,372.90     7.500000  %     23,318.41
B                   1,344,847.83     1,101,524.26     7.500000  %      4,710.93

- -------------------------------------------------------------------------------
                  268,959,047.83    93,235,029.71                    834,803.11
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        31,120.04    122,934.17             0.00         0.00   5,642,920.75
A-4        16,573.51     16,573.51             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       243,577.78    899,393.04             0.00         0.00  40,306,579.44
A-7         9,011.37     32,141.57             0.00         0.00   1,421,588.06
A-8       193,872.64    193,872.64             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       27,723.74     50,853.94             0.00         0.00   4,421,588.07
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       25,607.49     25,607.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,790.75     31,674.73             0.00         0.00   2,999,682.46
M-2        34,008.94     57,327.35             0.00         0.00   5,429,054.49
B           6,870.70     11,581.63             0.00         0.00   1,096,813.33

- -------------------------------------------------------------------------------
          607,156.96  1,441,960.07             0.00         0.00  92,400,226.60
===============================================================================









































Run:        12/27/95     09:09:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    136.028337   2.177838     0.738170     2.916008   0.000000    133.850499
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    727.451295  11.646625     4.325699    15.972324   0.000000    715.804670
A-7    727.451289  11.646626     4.537447    16.184073   0.000000    715.804663
A-8   1000.000000   0.000000     6.237457     6.237457   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   118.636548   0.617382     0.739990     1.357372   0.000000    118.019166
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    895.930540   3.831667     5.588327     9.419994   0.000000    892.098873
M-2    900.965497   3.853200     5.619733     9.472933   0.000000    897.112297
B      819.069813   3.502939     5.108913     8.611852   0.000000    815.566866

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,157.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,048.90

SUBSERVICER ADVANCES THIS MONTH                                       12,321.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     242,102.89

 (B)  TWO MONTHLY PAYMENTS:                                    2     479,404.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     449,925.10


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      92,400,226.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          381

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      436,060.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.73941060 %     9.07914000 %    1.18144890 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.69098820 %     9.12198732 %    1.18702450 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3304 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              506,665.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,705,302.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22837303
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.51

POOL TRADING FACTOR:                                                34.35475674


 ................................................................................


Run:        12/27/95     09:09:57                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    48,829,308.98     7.843100  %    934,158.12
R     760944DC9           100.00             0.00     7.843100  %          0.00
B                   6,746,402.77     5,944,079.97     7.843100  %      4,831.92

- -------------------------------------------------------------------------------
                  112,439,802.77    54,773,388.95                    938,990.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         315,811.16  1,249,969.28             0.00         0.00  47,895,150.86
R               0.00          0.00             0.00         0.00           0.00
B          38,444.26     43,276.18             0.00         0.00   5,939,248.05

- -------------------------------------------------------------------------------
          354,255.42  1,293,245.46             0.00         0.00  53,834,398.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      461.990580   8.838385     2.987996    11.826381   0.000000    453.152195
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      881.073985   0.716222     5.698483     6.414705   0.000000    880.357763

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,772.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,603.63

SUBSERVICER ADVANCES THIS MONTH                                       23,441.96
MASTER SERVICER ADVANCES THIS MONTH                                    3,478.81


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     457,354.41

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     177,188.49


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,533,991.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,834,398.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          177

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 477,243.96

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      894,464.96

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          89.14786890 %    10.85213110 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             88.96755950 %    11.03244050 %

      BANKRUPTCY AMOUNT AVAILABLE                         198,491.00
      FRAUD AMOUNT AVAILABLE                              655,586.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,943,999.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.36943283
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.07

POOL TRADING FACTOR:                                                47.87841813


 ................................................................................


Run:        12/27/95     09:09:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00             0.00     5.500000  %          0.00
A-2   760944DM7     5,250,000.00     4,460,218.05     5.500000  %  1,181,184.28
A-3   760944DP0    17,850,000.00    17,850,000.00     6.000000  %          0.00
A-4   760944EL8        10,000.00         8,283.64  2969.500000  %        598.07
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     3,327,133.30     6.625000  %          0.00
A-8   760944EJ3    15,077,940.00     1,425,914.27     7.874999  %          0.00
A-9   760944EK0             0.00             0.00     0.219015  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     3,899,679.96     7.000000  %     17,283.33
B-2                   677,492.20       599,800.99     7.000000  %      2,658.30

- -------------------------------------------------------------------------------
                  135,502,292.20    86,021,030.21                  1,201,723.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        20,325.30  1,201,509.58             0.00         0.00   3,279,033.77
A-3        88,737.57     88,737.57             0.00         0.00  17,850,000.00
A-4        20,380.87     20,978.94             0.00         0.00       7,685.57
A-5       194,874.67    194,874.67             0.00         0.00  33,600,000.00
A-6       120,926.69    120,926.69             0.00         0.00  20,850,000.00
A-7        18,263.09     18,263.09             0.00         0.00   3,327,133.30
A-8         9,303.83      9,303.83             0.00         0.00   1,425,914.27
A-9        15,609.75     15,609.75             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        22,617.52     39,900.85             0.00         0.00   3,882,396.63
B-2         3,478.79      6,137.09             0.00         0.00     597,142.69

- -------------------------------------------------------------------------------
          514,518.08  1,716,242.06             0.00         0.00  84,819,306.23
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    849.565343 224.987482     3.871486   228.858968   0.000000    624.577861
A-3   1000.000000   0.000000     4.971292     4.971292   0.000000   1000.000000
A-4    828.364000  59.807000  2038.087000  2097.894000   0.000000    768.557000
A-5   1000.000000   0.000000     5.799841     5.799841   0.000000   1000.000000
A-6   1000.000000   0.000000     5.799841     5.799841   0.000000   1000.000000
A-7     94.569568   0.000000     0.519105     0.519105   0.000000     94.569568
A-8     94.569568   0.000000     0.617049     0.617049   0.000000     94.569568
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    885.325091   3.923749     5.134744     9.058493   0.000000    881.401342
B-2    885.325307   3.923750     5.134745     9.058495   0.000000    881.401557

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:09:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,425.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,096.14

SUBSERVICER ADVANCES THIS MONTH                                        1,964.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     192,300.49

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      84,819,306.23

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          351

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      820,480.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.76932450 %     5.23067550 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.71872680 %     5.28127320 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2184 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              463,877.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,780,858.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63014552
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.10

POOL TRADING FACTOR:                                                62.59621506


 ................................................................................


Run:        12/27/95     09:09:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00     1,451,109.33     8.000000  %  1,451,109.33
A-5   760944CU0    20,606,000.00    25,672,725.43     8.150000  %          0.00
A-6   760944CQ9             0.00             0.00     0.358025  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     3,462,570.05     8.500000  %    131,629.92
A-10  760944FD5             0.00             0.00     0.149056  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,236,407.63     8.500000  %      2,371.74
M-2   760944CY2     2,016,155.00     1,956,007.13     8.500000  %      1,433.42
M-3   760944EE4     1,344,103.00     1,304,969.00     8.500000  %        956.32
B-1                 2,016,155.00     1,982,564.84     8.500000  %          0.00
B-2                   672,055.59       550,295.43     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  134,410,378.59    47,118,512.84                  1,587,500.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4         9,532.65  1,460,641.98             0.00         0.00           0.00
A-5        37,001.71     37,001.71       134,810.24         0.00  25,807,535.67
A-6         7,974.22      7,974.22             0.00         0.00           0.00
A-7        50,445.10     50,445.10             0.00         0.00   7,500,864.00
A-8         1,916.38      1,916.38             0.00         0.00       1,000.00
A-9        24,168.03    155,797.95             0.00         0.00   3,330,940.13
A-10        5,767.18      5,767.18             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        22,589.46     24,961.20             0.00         0.00   3,234,035.89
M-2        14,677.10     16,110.52             0.00         0.00   1,954,573.71
M-3        18,258.85     19,215.17             0.00         0.00   1,304,012.68
B-1         9,360.02      9,360.02             0.00         0.00   1,982,564.84
B-2             0.00          0.00             0.00         0.00     548,439.28

- -------------------------------------------------------------------------------
          201,690.70  1,789,191.43       134,810.24         0.00  45,663,966.20
===============================================================================













































Run:        12/27/95     09:09:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4     99.506914  99.506914     0.653682   100.160596   0.000000      0.000000
A-5   1245.885928   0.000000     1.795677     1.795677   6.542281   1252.428209
A-7   1000.000000   0.000000     6.725239     6.725239   0.000000   1000.000000
A-8   1000.000000   0.000000  1916.380000  1916.380000   0.000000   1000.000000
A-9    664.245451  25.251352     4.636297    29.887649   0.000000    638.994099
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    963.142314   0.705821     6.722535     7.428356   0.000000    962.436494
M-2    970.167041   0.710967     7.279748     7.990715   0.000000    969.456074
M-3    970.884672   0.711493    13.584413    14.295906   0.000000    970.173179
B-1    983.339495   0.000000     4.642510     4.642510   0.000000    983.339495
B-2    818.824273   0.000000     0.000000     0.000000   0.000000    816.062374

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,490.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,731.07

SUBSERVICER ADVANCES THIS MONTH                                       15,856.89
MASTER SERVICER ADVANCES THIS MONTH                                   10,067.24


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     524,061.14

 (B)  TWO MONTHLY PAYMENTS:                                    2     434,780.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     231,213.16


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        823,428.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      45,663,966.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          181

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,256,531.24

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,420,016.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.83504020 %    13.78945000 %    5.37550980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.23906560 %    14.21826184 %    5.54267260 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1519 %

      BANKRUPTCY AMOUNT AVAILABLE                         121,328.00
      FRAUD AMOUNT AVAILABLE                              506,211.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,617,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.08105013
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.21

POOL TRADING FACTOR:                                                33.97354183


 ................................................................................


Run:        12/27/95     09:12:15                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    30,794,368.14     7.470000  %     71,077.54
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    65,831,198.57                     71,077.54
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       190,826.65    261,904.19             0.00         0.00  30,723,290.60
A-2       217,116.36    217,116.36             0.00         0.00  35,036,830.43
S-1         2,684.79      2,684.79             0.00         0.00           0.00
S-2        12,748.60     12,748.60             0.00         0.00           0.00
S-3         1,702.44      1,702.44             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          425,078.84    496,156.38             0.00         0.00  65,760,121.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    930.680855   2.148136     5.767246     7.915382   0.000000    928.532719
A-2   1000.000000   0.000000     6.196804     6.196804   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       26-December-95 
DISTRIBUTION DATE        29-December-95 

Run:     12/27/95     09:12:16                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,645.78

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,760,121.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,197,348.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.52871660


 ................................................................................


Run:        12/27/95     09:10:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00    11,089,042.07    10.000000  %     52,951.12
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    46,780,336.80     7.250000  %    423,608.98
A-6   7609208K7    48,625,000.00    11,695,084.18     6.625000  %    105,902.25
A-7   7609208L5             0.00             0.00     3.375000  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.169259  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,417,266.15     8.000000  %      7,130.77
M-2   7609208S0     5,252,983.00     5,077,691.68     8.000000  %      4,301.61
M-3   7609208T8     3,501,988.00     3,391,271.60     8.000000  %      2,872.95
B-1                 5,252,983.00     5,134,940.89     8.000000  %          0.00
B-2                 1,750,995.34     1,547,176.40     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  350,198,858.34   145,547,809.77                    596,767.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        92,351.24    145,302.36             0.00         0.00  11,036,090.95
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       282,455.51    706,064.49             0.00         0.00  46,356,727.82
A-6        64,526.47    170,428.72             0.00         0.00  11,589,181.93
A-7        32,871.97     32,871.97             0.00         0.00           0.00
A-8        43,282.58     43,282.58             0.00         0.00   6,663,000.00
A-9       231,256.15    231,256.15             0.00         0.00  35,600,000.00
A-10       65,946.98     65,946.98             0.00         0.00  10,152,000.00
A-11       20,516.59     20,516.59             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        56,080.23     63,211.00             0.00         0.00   8,410,135.38
M-2        33,830.24     38,131.85             0.00         0.00   5,073,390.07
M-3        45,082.14     47,955.09             0.00         0.00   3,388,398.65
B-1        27,692.85     27,692.85             0.00         0.00   5,134,940.89
B-2             0.00          0.00             0.00         0.00   1,541,515.58

- -------------------------------------------------------------------------------
          995,892.95  1,592,660.63             0.00         0.00 144,945,381.27
===============================================================================











































Run:        12/27/95     09:10:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    375.212901   1.791674     3.124830     4.916504   0.000000    373.421227
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    789.568201   7.149760     4.767343    11.917103   0.000000    782.418442
A-6    240.515870   2.177938     1.327023     3.504961   0.000000    238.337932
A-8   1000.000000   0.000000     6.495960     6.495960   0.000000   1000.000000
A-9   1000.000000   0.000000     6.495959     6.495959   0.000000   1000.000000
A-10  1000.000000   0.000000     6.495959     6.495959   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    961.427074   0.814482     6.405530     7.220012   0.000000    960.612591
M-2    966.630138   0.818889     6.440196     7.259085   0.000000    965.811249
M-3    968.384700   0.820377    12.873299    13.693676   0.000000    967.564324
B-1    977.528557   0.000000     5.271833     5.271833   0.000000    977.528557
B-2    883.598240   0.000000     0.000000     0.000000   0.000000    880.365324

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,511.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,196.92

SUBSERVICER ADVANCES THIS MONTH                                       33,144.30
MASTER SERVICER ADVANCES THIS MONTH                                    9,332.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,785,455.98

 (B)  TWO MONTHLY PAYMENTS:                                    2     513,100.10

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     363,228.72


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,690,213.22

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     144,945,381.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          554

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,242,019.51

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      479,126.30

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.80714440 %    11.60184400 %    4.59101190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.75361780 %    11.64019436 %    4.60618780 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1698 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,536,649.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65659724
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.48

POOL TRADING FACTOR:                                                41.38944997


 ................................................................................


Run:        12/27/95     09:10:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00             0.00     7.500000  %          0.00
A-4   760944GE2    39,680,000.00             0.00     6.750000  %          0.00
A-5   760944GJ1    22,004,000.00    17,584,091.28     7.500000  %    205,207.63
A-6   760944GG7    20,505,000.00    16,386,193.04     7.000000  %    191,228.07
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     3,426,204.93     7.500000  %    139,992.47
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    22,398,795.07     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     3,277,238.63     6.575000  %     38,245.61
A-14  760944GU6             0.00             0.00     3.425000  %          0.00
A-15  760944GV4             0.00             0.00     0.166493  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,894,920.46     7.500000  %          0.00
M-2   760944GX0     3,698,106.00     3,588,372.71     7.500000  %          0.00
M-3   760944GY8     2,218,863.00     2,153,511.27     7.500000  %          0.00
B-1                 4,437,728.00     4,323,128.99     7.500000  %          0.00
B-2                 1,479,242.76     1,417,780.25     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   149,000,236.63                    574,673.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       109,873.79    315,081.42             0.00         0.00  17,378,883.65
A-6        95,562.85    286,790.92             0.00         0.00  16,194,964.97
A-7       144,664.75    144,664.75             0.00         0.00  23,152,000.00
A-8        62,484.78     62,484.78             0.00         0.00  10,000,000.00
A-9        21,408.56    161,401.03             0.00         0.00   3,286,212.46
A-10       21,263.56     21,263.56             0.00         0.00   3,403,000.00
A-11      187,423.08    187,423.08             0.00         0.00  29,995,000.00
A-12            0.00          0.00       139,992.47         0.00  22,538,787.54
A-13       17,952.16     56,197.77             0.00         0.00   3,238,993.02
A-14        9,351.52      9,351.52             0.00         0.00           0.00
A-15       20,668.70     20,668.70             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        45,172.67     45,172.67             0.00         0.00   7,894,920.46
M-2             0.00          0.00             0.00         0.00   3,588,372.71
M-3             0.00          0.00             0.00         0.00   2,153,511.27
B-1             0.00          0.00             0.00         0.00   4,323,128.99
B-2             0.00          0.00             0.00         0.00   1,357,321.09

- -------------------------------------------------------------------------------
          735,826.42  1,310,500.20       139,992.47         0.00 148,505,096.16
===============================================================================



































Run:        12/27/95     09:10:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    799.131580   9.325924     4.993355    14.319279   0.000000    789.805656
A-6    799.131580   9.325924     4.660466    13.986390   0.000000    789.805656
A-7   1000.000000   0.000000     6.248477     6.248477   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248478     6.248478   0.000000   1000.000000
A-9    458.355175  18.728090     2.864021    21.592111   0.000000    439.627085
A-10  1000.000000   0.000000     6.248475     6.248475   0.000000   1000.000000
A-11  1000.000000   0.000000     6.248477     6.248477   0.000000   1000.000000
A-12  1220.642783   0.000000     0.000000     0.000000   7.629017   1228.271801
A-13   139.285079   1.625467     0.762980     2.388447   0.000000    137.659612
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.327165   0.000000     5.551958     5.551958   0.000000    970.327165
M-2    970.327165   0.000000     0.000000     0.000000   0.000000    970.327165
M-3    970.547199   0.000000     0.000000     0.000000   0.000000    970.547199
B-1    974.176198   0.000000     0.000000     0.000000   0.000000    974.176198
B-2    958.450018   0.000000     0.000000     0.000000   0.000000    917.578322

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,723.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,656.79

SUBSERVICER ADVANCES THIS MONTH                                       12,939.10
MASTER SERVICER ADVANCES THIS MONTH                                    1,436.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,555,787.91

 (B)  TWO MONTHLY PAYMENTS:                                    1      94,960.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        122,451.38

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,505,096.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          553

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 202,433.27

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       30,254.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.99484370 %     9.15220300 %    3.85295310 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.99219420 %     9.18271816 %    3.82508760 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1663 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                            1,570,250.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,480,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23397572
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.87

POOL TRADING FACTOR:                                                50.19633421


 ................................................................................


Run:        12/27/95     09:10:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00       677,260.03     5.500000  %     60,578.21
A-4   760944FS2    15,000,000.00     2,995,570.88     7.228260  %    267,941.87
A-5   760944FJ2    18,249,728.00     9,253,710.74     6.625000  %     82,324.12
A-6   760944FK9             0.00             0.00     1.875000  %          0.00
A-7   760944FN3     6,666,667.00     6,666,667.00     6.250000  %          0.00
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     5,299,261.81    10.000000  %     44,656.98
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.279934  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     2,041,221.49     7.500000  %      9,007.76
M-2   760944FW3     4,582,565.00     4,082,443.88     7.500000  %     18,015.52
B-1                   458,256.00       408,243.90     7.500000  %      1,801.55
B-2                   917,329.35       817,216.14     7.500000  %      3,606.31

- -------------------------------------------------------------------------------
                  183,302,633.35    76,941,596.87                    487,932.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         3,100.90     63,679.11             0.00         0.00     616,681.82
A-4        18,025.30    285,967.17             0.00         0.00   2,727,629.01
A-5        51,035.34    133,359.46             0.00         0.00   9,171,386.62
A-6        14,443.96     14,443.96             0.00         0.00           0.00
A-7        34,686.30     34,686.30             0.00         0.00   6,666,667.00
A-8       202,914.87    202,914.87             0.00         0.00  32,500,001.00
A-9        65,096.49     65,096.49             0.00         0.00  12,000,000.00
A-10       44,114.84     88,771.82             0.00         0.00   5,254,604.83
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,084.95      1,084.95             0.00         0.00     200,000.00
A-15       17,930.24     17,930.24             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,744.43     21,752.19             0.00         0.00   2,032,213.73
M-2        25,488.87     43,504.39             0.00         0.00   4,064,428.36
B-1         2,548.88      4,350.43             0.00         0.00     406,442.35
B-2         5,102.37      8,708.68             0.00         0.00     813,609.83

- -------------------------------------------------------------------------------
          498,317.74    986,250.06             0.00         0.00  76,453,664.55
===============================================================================





































Run:        12/27/95     09:10:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    199.704724  17.862792     0.914367    18.777159   0.000000    181.841933
A-4    199.704725  17.862791     1.201687    19.064478   0.000000    181.841934
A-5    507.060201   4.510978     2.796499     7.307477   0.000000    502.549223
A-7   1000.000000   0.000000     5.202945     5.202945   0.000000   1000.000000
A-8   1000.000000   0.000000     6.243534     6.243534   0.000000   1000.000000
A-9   1000.000000   0.000000     5.424708     5.424708   0.000000   1000.000000
A-10   132.481545   1.116425     1.102871     2.219296   0.000000    131.365121
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.424750     5.424750   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    890.864368   3.931319     5.562139     9.493458   0.000000    886.933049
M-2    890.864370   3.931318     5.562140     9.493458   0.000000    886.933052
B-1    890.864277   3.931318     5.562131     9.493449   0.000000    886.932959
B-2    890.864486   3.931314     5.562146     9.493460   0.000000    886.933172

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,336.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,490.60

SUBSERVICER ADVANCES THIS MONTH                                       13,197.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     606,142.83

 (B)  TWO MONTHLY PAYMENTS:                                    1     215,396.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        463,261.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      76,453,664.55

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          323

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      148,394.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.44843660 %     7.95884900 %    1.59271460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.42989720 %     7.97429675 %    1.59580600 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2798 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              838,729.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,117,662.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22235519
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.48

POOL TRADING FACTOR:                                                41.70898320


 ................................................................................


Run:        12/27/95     09:10:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00             0.00     7.500000  %          0.00
A-5   760944HC5    33,306,000.00             0.00     6.200000  %          0.00
A-6   760944HQ4    32,628,000.00    31,685,107.27     7.500000  %    221,806.50
A-7   760944HD3    36,855,000.00    35,789,954.28     7.000000  %    250,541.82
A-8   760944HW1    29,999,000.00     7,157,446.87    10.000190  %     50,104.56
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00             0.00     7.500000  %          0.00
A-15  760944HL5    29,559,000.00    28,704,118.65     7.500000  %    200,943.41
A-16  760944HM3             0.00             0.00     0.296679  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    12,876,276.35     7.500000  %     11,585.33
M-2   760944HT8     6,032,300.00     5,869,645.71     7.500000  %      5,281.17
M-3   760944HU5     3,619,400.00     3,521,806.89     7.500000  %      3,168.72
B-1                 4,825,900.00     4,703,258.75     7.500000  %      4,231.72
B-2                 2,413,000.00     2,360,604.69     7.500000  %      2,123.94
B-3                 2,412,994.79     2,273,420.15     7.500000  %      2,045.49

- -------------------------------------------------------------------------------
                  482,582,094.79   240,058,639.61                    751,832.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       197,794.60    419,601.10             0.00         0.00  31,463,300.77
A-7       208,524.54    459,066.36             0.00         0.00  35,539,412.46
A-8        59,575.04    109,679.60             0.00         0.00   7,107,342.31
A-9       595,323.21    595,323.21             0.00         0.00  95,366,000.00
A-10       52,224.84     52,224.84             0.00         0.00   8,366,000.00
A-11        8,645.88      8,645.88             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15      179,185.75    380,129.16             0.00         0.00  28,503,175.24
A-16       59,279.20     59,279.20             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        80,380.29     91,965.62             0.00         0.00  12,864,691.02
M-2        36,641.33     41,922.50             0.00         0.00   5,864,364.54
M-3        21,984.91     25,153.63             0.00         0.00   3,518,638.17
B-1        29,360.14     33,591.86             0.00         0.00   4,699,027.03
B-2        14,736.10     16,860.04             0.00         0.00   2,358,480.75
B-3        14,191.84     16,237.33             0.00         0.00   2,271,374.66

- -------------------------------------------------------------------------------
        1,557,847.67  2,309,680.33             0.00         0.00 239,306,806.95
===============================================================================

































Run:        12/27/95     09:10:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    971.101731   6.798042     6.062112    12.860154   0.000000    964.303689
A-7    971.101731   6.798042     5.657972    12.456014   0.000000    964.303689
A-8    238.589515   1.670208     1.985901     3.656109   0.000000    236.919308
A-9   1000.000000   0.000000     6.242510     6.242510   0.000000   1000.000000
A-10  1000.000000   0.000000     6.242510     6.242510   0.000000   1000.000000
A-11  1000.000000   0.000000     6.242513     6.242513   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   971.078814   6.798045     6.061969    12.860014   0.000000    964.280769
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.220122   0.872948     6.056609     6.929557   0.000000    969.347174
M-2    973.036107   0.875482     6.074189     6.949671   0.000000    972.160625
M-3    973.036108   0.875482     6.074186     6.949668   0.000000    972.160626
B-1    974.586865   0.876877     6.083868     6.960745   0.000000    973.709988
B-2    978.286237   0.880207     6.106962     6.987169   0.000000    977.406030
B-3    942.157090   0.847698     5.881426     6.729124   0.000000    941.309393

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,667.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,211.42

SUBSERVICER ADVANCES THIS MONTH                                       52,770.32
MASTER SERVICER ADVANCES THIS MONTH                                    3,990.27


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,556,927.45

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,589,936.36

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,380,115.61


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,617,954.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     239,306,806.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          839

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 552,321.40

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      535,841.67

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.83446150 %     9.27595400 %    3.88958450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.80498200 %     9.29672416 %    3.89829380 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2973 %

      BANKRUPTCY AMOUNT AVAILABLE                         260,890.00
      FRAUD AMOUNT AVAILABLE                            2,541,463.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,757,392.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27158859
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.48

POOL TRADING FACTOR:                                                49.58882842


 ................................................................................


Run:        12/27/95     09:10:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00             0.00     5.500000  %          0.00
A-3   760944HY7    23,719,181.00    23,212,223.64     5.600000  %    891,207.73
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    23,660,151.18     6.625000  %    675,328.27
A-11  760944JE9             0.00             0.00     1.875000  %          0.00
A-12  760944JN9     2,200,013.00       953,569.78     7.500000  %     19,782.68
A-13  760944JP4     9,999,984.00     4,334,348.63     9.500000  %     89,920.03
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     6.911000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     7.249200  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.322599  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     5,177,120.77     7.000000  %        328.82
M-2   760944JK5     5,050,288.00     4,593,178.60     7.000000  %          0.00
B-1                 1,442,939.00     1,330,196.99     7.000000  %          0.00
B-2                   721,471.33       437,242.18     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  288,587,914.33   152,696,727.76                  1,676,567.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       107,965.90    999,173.63             0.00         0.00  22,321,015.91
A-4        51,323.39     51,323.39             0.00         0.00  10,298,695.00
A-5       222,595.63    222,595.63             0.00         0.00  40,000,000.00
A-6        67,271.34     67,271.34             0.00         0.00  11,700,000.00
A-7         7,391.83      7,391.83             0.00         0.00           0.00
A-8       103,213.27    103,213.27             0.00         0.00  18,141,079.00
A-9         2,318.29      2,318.29             0.00         0.00      10,000.00
A-10      130,192.28    805,520.55             0.00         0.00  22,984,822.91
A-11       36,846.88     36,846.88             0.00         0.00           0.00
A-12        5,940.12     25,722.80             0.00         0.00     933,787.10
A-13       34,200.25    124,120.28             0.00         0.00   4,244,428.60
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       37,427.21     37,427.21             0.00         0.00   6,520,258.32
A-17       14,020.99     14,020.99             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       40,914.30     40,914.30             0.00         0.00           0.00
R-I             0.16          0.16             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,100.12     30,428.94             0.00         0.00   5,176,791.95
M-2             0.00          0.00             0.00         0.00   4,593,178.60
B-1             0.00          0.00             0.00         0.00   1,330,196.99
B-2             0.00          0.00             0.00         0.00     365,759.24

- -------------------------------------------------------------------------------
          891,721.96  2,568,289.49             0.00         0.00 150,948,677.29
===============================================================================





























Run:        12/27/95     09:10:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    978.626692  37.573293     4.551839    42.125132   0.000000    941.053399
A-4   1000.000000   0.000000     4.983485     4.983485   0.000000   1000.000000
A-5   1000.000000   0.000000     5.564891     5.564891   0.000000   1000.000000
A-6   1000.000000   0.000000     5.749687     5.749687   0.000000   1000.000000
A-8   1000.000000   0.000000     5.689478     5.689478   0.000000   1000.000000
A-9   1000.000000   0.000000   231.829000   231.829000   0.000000   1000.000000
A-10   744.343542  21.245690     4.095823    25.341513   0.000000    723.097852
A-12   433.438248   8.992074     2.700039    11.692113   0.000000    424.446174
A-13   433.435556   8.992017     3.420030    12.412047   0.000000    424.443539
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.953173     0.953173   0.000000    166.053934
A-17   211.173371   0.000000     1.271484     1.271484   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     1.600000     1.600000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    896.934584   0.056968     5.214837     5.271805   0.000000    896.877616
M-2    909.488449   0.000000     0.000000     0.000000   0.000000    909.488449
B-1    921.866406   0.000000     0.000000     0.000000   0.000000    921.866406
B-2    606.042350   0.000000     0.000000     0.000000   0.000000    506.962959

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,974.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,801.22

SUBSERVICER ADVANCES THIS MONTH                                        7,953.11
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     395,935.04

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        407,218.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     150,948,677.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          607

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      797,654.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.44401720 %     6.39850000 %    1.15748330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.40408930 %     6.47237904 %    1.12353170 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3199 %

      BANKRUPTCY AMOUNT AVAILABLE                         254,437.00
      FRAUD AMOUNT AVAILABLE                            1,624,691.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,850,114.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.77629030
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              142.56

POOL TRADING FACTOR:                                                52.30595940


 ................................................................................


Run:        12/27/95     09:12:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    29,718,313.34     7.470000  %     27,897.15
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    53,786,833.92                     27,897.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       151,011.15    178,908.30             0.00         0.00  29,690,416.19
A-2       122,302.19    122,302.19             0.00         0.00  24,068,520.58
S-1         3,260.69      3,260.69             0.00         0.00           0.00
S-2         5,444.91      5,444.91             0.00         0.00           0.00
S-3         2,862.89      2,862.89             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          284,881.83    312,778.98             0.00         0.00  53,758,936.77
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    931.520965   0.874437     4.733447     5.607884   0.000000    930.646528
A-2   1000.000000   0.000000     5.081417     5.081417   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       26-December-95 
DISTRIBUTION DATE        29-December-95 

Run:     12/27/95     09:12:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,344.67

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,758,936.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               5,536,828.46

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000010 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 


ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.04677551


 ................................................................................


Run:        12/27/95     09:10:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    26,910,385.33     7.000000  %    646,672.28
A-2   760944KV9    20,040,000.00    13,672,837.42     7.000000  %    177,052.62
A-3   760944KS6    30,024,000.00    20,484,694.18     6.000000  %    265,260.87
A-4   760944LF3    10,008,000.00     6,828,231.38    10.000000  %     88,420.29
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.240488  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,771,222.36     7.000000  %      5,544.08
M-2   760944LC0     2,689,999.61     2,623,282.56     7.000000  %      2,520.03
M-3   760944LD8     1,613,999.76     1,573,969.53     7.000000  %      1,512.02
B-1                 2,151,999.69     2,098,626.07     7.000000  %      2,016.03
B-2                 1,075,999.84     1,049,313.02     7.000000  %      1,008.01
B-3                 1,075,999.84     1,049,313.03     7.000000  %      1,008.03

- -------------------------------------------------------------------------------
                  215,199,968.62   172,163,874.88                  1,191,014.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       156,861.03    803,533.31             0.00         0.00  26,263,713.05
A-2        79,699.17    256,751.79             0.00         0.00  13,495,784.80
A-3       102,347.64    367,608.51             0.00         0.00  20,219,433.31
A-4        56,859.80    145,280.09             0.00         0.00   6,739,811.09
A-5       130,167.72    130,167.72             0.00         0.00  22,331,000.00
A-6       106,531.07    106,531.07             0.00         0.00  18,276,000.00
A-7       197,574.44    197,574.44             0.00         0.00  33,895,000.00
A-8        81,839.36     81,839.36             0.00         0.00  14,040,000.00
A-9         9,093.26      9,093.26             0.00         0.00   1,560,000.00
A-10       34,477.16     34,477.16             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,640.53     39,184.61             0.00         0.00   5,765,678.28
M-2        15,291.15     17,811.18             0.00         0.00   2,620,762.53
M-3         9,174.69     10,686.71             0.00         0.00   1,572,457.51
B-1        12,232.93     14,248.96             0.00         0.00   2,096,610.04
B-2         6,116.46      7,124.47             0.00         0.00   1,048,305.01
B-3         6,116.46      7,124.49             0.00         0.00   1,048,305.00

- -------------------------------------------------------------------------------
        1,038,022.87  2,229,037.13             0.00         0.00 170,972,860.62
===============================================================================













































Run:        12/27/95     09:10:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    536.426770  12.890649     3.126839    16.017488   0.000000    523.536121
A-2    682.277316   8.834961     3.977004    12.811965   0.000000    673.442355
A-3    682.277317   8.834961     3.408861    12.243822   0.000000    673.442356
A-4    682.277316   8.834961     5.681435    14.516396   0.000000    673.442355
A-5   1000.000000   0.000000     5.829014     5.829014   0.000000   1000.000000
A-6   1000.000000   0.000000     5.829015     5.829015   0.000000   1000.000000
A-7   1000.000000   0.000000     5.829014     5.829014   0.000000   1000.000000
A-8   1000.000000   0.000000     5.829014     5.829014   0.000000   1000.000000
A-9   1000.000000   0.000000     5.829013     5.829013   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.198120   0.936817     5.684442     6.621259   0.000000    974.261304
M-2    975.198119   0.936814     5.684443     6.621257   0.000000    974.261305
M-3    975.198119   0.936816     5.684443     6.621259   0.000000    974.261304
B-1    975.198128   0.936817     5.684448     6.621265   0.000000    974.261311
B-2    975.198119   0.936812     5.684443     6.621255   0.000000    974.261307
B-3    975.198128   0.936812     5.684443     6.621255   0.000000    974.261316

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,055.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,235.03

SUBSERVICER ADVANCES THIS MONTH                                       14,151.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,114,253.04

 (B)  TWO MONTHLY PAYMENTS:                                    1     203,499.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     215,405.93


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        492,621.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     170,972,860.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          591

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,025,626.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.77195180 %     5.79010800 %    2.43794010 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.72259370 %     5.82484161 %    2.45256470 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2411 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,262.00
      FRAUD AMOUNT AVAILABLE                            1,772,420.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,302,252.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63867367
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              320.38

POOL TRADING FACTOR:                                                79.44836689


 ................................................................................


Run:        12/27/95     09:10:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00     2,164,674.52     5.250000  %    373,982.54
A-3   760944JY5    21,283,000.00    21,283,000.00     5.650000  %          0.00
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    24,622,098.56     6.475000  %    261,757.78
A-8   760944KE7             0.00             0.00    12.100000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     8,018,822.97     7.000000  %     36,595.85
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.143260  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,686,913.76     7.000000  %     15,811.64
M-2   760944KM9     2,343,800.00     2,106,833.55     7.000000  %      9,035.34
M-3   760944MF2     1,171,900.00     1,053,416.78     7.000000  %      4,517.67
B-1                 1,406,270.00     1,264,091.13     7.000000  %      5,421.16
B-2                   351,564.90       316,020.52     7.000000  %      1,355.27

- -------------------------------------------------------------------------------
                  234,376,334.90   130,509,871.79                    708,477.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         9,461.13    383,443.67             0.00         0.00   1,790,691.98
A-3       100,108.82    100,108.82             0.00         0.00  21,283,000.00
A-4        37,493.23     37,493.23             0.00         0.00   7,444,000.00
A-5       150,811.40    150,811.40             0.00         0.00  28,305,000.00
A-6        71,625.68     71,625.68             0.00         0.00  12,746,000.00
A-7       132,725.96    394,483.74             0.00         0.00  24,360,340.78
A-8        62,007.11     62,007.11             0.00         0.00           0.00
A-9        85,846.24     85,846.24             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       46,730.43     83,326.28             0.00         0.00   7,982,227.12
A-14       14,632.91     14,632.91             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       15,565.39     15,565.39             0.00         0.00           0.00
R-I             4.58          4.58             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,485.83     37,297.47             0.00         0.00   3,671,102.12
M-2        12,277.76     21,313.10             0.00         0.00   2,097,798.21
M-3         6,138.88     10,656.55             0.00         0.00   1,048,899.11
B-1         7,366.60     12,787.76             0.00         0.00   1,258,669.97
B-2         1,841.63      3,196.90             0.00         0.00     314,665.25

- -------------------------------------------------------------------------------
          776,123.58  1,484,600.83             0.00         0.00 129,801,394.54
===============================================================================

































Run:        12/27/95     09:10:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    217.031735  37.495743     0.948579    38.444322   0.000000    179.535992
A-3   1000.000000   0.000000     4.703699     4.703699   0.000000   1000.000000
A-4   1000.000000   0.000000     5.036705     5.036705   0.000000   1000.000000
A-5   1000.000000   0.000000     5.328083     5.328083   0.000000   1000.000000
A-6   1000.000000   0.000000     5.619463     5.619463   0.000000   1000.000000
A-7    525.282642   5.584285     2.831548     8.415833   0.000000    519.698357
A-9   1000.000000   0.000000     5.827591     5.827591   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   233.240924   1.064452     1.359233     2.423685   0.000000    232.176472
A-14   461.333333   0.000000     2.438818     2.438818   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    45.750000    45.750000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    898.896470   3.854993     5.238402     9.093395   0.000000    895.041477
M-2    898.896472   3.854996     5.238399     9.093395   0.000000    895.041475
M-3    898.896476   3.854996     5.238399     9.093395   0.000000    895.041480
B-1    898.896464   3.854992     5.238397     9.093389   0.000000    895.041471
B-2    898.896676   3.854992     5.238407     9.093399   0.000000    895.041684

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,785.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,000.17

SUBSERVICER ADVANCES THIS MONTH                                        5,354.49
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     302,710.14

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     237,754.90


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     129,801,394.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          512

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      148,774.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.54280590 %     5.24647200 %    1.21072190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.53540480 %     5.25248551 %    1.21210960 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1430 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,377,096.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,847,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61572515
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.10

POOL TRADING FACTOR:                                                55.38161291


 ................................................................................


Run:        12/27/95     09:10:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00    14,748,302.60     7.500000  %    417,162.86
A-3   760944LY2    81,356,000.00    32,900,277.22     6.250000  %    778,702.19
A-4   760944LN6    40,678,000.00    16,450,138.59    10.000000  %    389,351.09
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.142265  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,398,408.11     7.500000  %          0.00
M-2   760944LV8     6,257,900.00     6,110,021.47     7.500000  %          0.00
M-3   760944LW6     3,754,700.00     3,669,277.30     7.500000  %          0.00
B-1                 5,757,200.00     5,626,218.67     7.500000  %          0.00
B-2                 2,753,500.00     2,690,855.48     7.500000  %          0.00
B-3                 2,753,436.49     2,500,831.64     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  500,624,336.49   285,119,331.08                  1,585,216.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        92,004.55    509,167.41             0.00         0.00  14,331,139.74
A-3       171,035.23    949,737.42             0.00         0.00  32,121,575.03
A-4       136,828.19    526,179.28             0.00         0.00  16,060,787.50
A-5       415,421.84    415,421.84             0.00         0.00  66,592,000.00
A-6       327,929.48    327,929.48             0.00         0.00  52,567,000.00
A-7       333,375.53    333,375.53             0.00         0.00  53,440,000.00
A-8        89,993.93     89,993.93             0.00         0.00  14,426,000.00
A-9        33,738.83     33,738.83             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        24,175.60     24,175.60             0.00         0.00  13,398,408.11
M-2             0.00          0.00             0.00         0.00   6,110,021.47
M-3             0.00          0.00             0.00         0.00   3,669,277.30
B-1             0.00          0.00             0.00         0.00   5,626,218.67
B-2             0.00          0.00             0.00         0.00   2,690,855.48
B-3             0.00          0.00             0.00         0.00   2,402,412.23

- -------------------------------------------------------------------------------
        1,624,503.18  3,209,719.32             0.00         0.00 283,435,695.53
===============================================================================















































Run:        12/27/95     09:10:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    207.185640   5.860346     1.292489     7.152835   0.000000    201.325294
A-3    404.398904   9.571540     2.102306    11.673846   0.000000    394.827364
A-4    404.398903   9.571540     3.363690    12.935230   0.000000    394.827364
A-5   1000.000000   0.000000     6.238315     6.238315   0.000000   1000.000000
A-6   1000.000000   0.000000     6.238315     6.238315   0.000000   1000.000000
A-7   1000.000000   0.000000     6.238315     6.238315   0.000000   1000.000000
A-8   1000.000000   0.000000     6.238315     6.238315   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    973.184005   0.000000     1.755978     1.755978   0.000000    973.184005
M-2    976.369304   0.000000     0.000000     0.000000   0.000000    976.369304
M-3    977.249128   0.000000     0.000000     0.000000   0.000000    977.249128
B-1    977.249126   0.000000     0.000000     0.000000   0.000000    977.249126
B-2    977.249130   0.000000     0.000000     0.000000   0.000000    977.249130
B-3    908.258334   0.000000     0.000000     0.000000   0.000000    872.514125

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       76,033.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,115.17

SUBSERVICER ADVANCES THIS MONTH                                       33,416.89
MASTER SERVICER ADVANCES THIS MONTH                                    2,494.85


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   3,755,108.51

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     325,306.38


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        549,923.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     283,435,695.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          984

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 350,429.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      858,197.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.07670720 %     8.12912500 %    3.79416780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.04060540 %     8.17741281 %    3.78198180 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1422 %

      BANKRUPTCY AMOUNT AVAILABLE                         238,887.00
      FRAUD AMOUNT AVAILABLE                            2,950,417.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,961,730.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.08869640
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.95

POOL TRADING FACTOR:                                                56.61644368


 ................................................................................


Run:        12/27/95     09:20:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    38,927,712.22     6.914120  %    266,339.82
A-2   760944LJ5     5,265,582.31     2,484,630.83     6.914120  %     16,999.61
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    41,412,343.05                    283,339.43
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       224,142.66    490,482.48             0.00         0.00  38,661,372.40
A-2        14,306.30     31,305.91             0.00         0.00   2,467,631.22
S-1         3,103.86      3,103.86             0.00         0.00           0.00
S-2         4,952.37      4,952.37             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          246,505.19    529,844.62             0.00         0.00  41,129,003.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    471.862496   3.228440     2.716947     5.945387   0.000000    468.634057
A-2    471.862499   3.228439     2.716945     5.945384   0.000000    468.634061

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:20:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,508.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,912.65

SUBSERVICER ADVANCES THIS MONTH                                        4,566.68
MASTER SERVICER ADVANCES THIS MONTH                                    3,681.21


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     431,463.79

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        225,210.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      41,128,987.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          138

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 507,702.76

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       25,735.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00004010 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,675,762.27
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

LOSS AMOUNT COVERED BY LETTER OF CREDIT                                  167.80
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92352414
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.61

POOL TRADING FACTOR:                                                46.86338691


 ................................................................................


Run:        12/27/95     09:10:17                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00     5,708,849.50     6.375000  %    445,958.67
A-2   760944NF1             0.00             0.00     1.625000  %          0.00
A-3   760944NG9    14,581,000.00     2,881,398.97     5.000030  %    225,086.48
A-4   760944NH7     7,938,000.00     7,938,000.00     5.249810  %          0.00
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    35,577,000.00     6.575000  %          0.00
A-10  760944NK0             0.00             0.00     1.925000  %          0.00
A-11  760944NL8    37,000,000.00    13,118,028.37     7.250000  %     48,317.72
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00     9,446,708.43     6.311000  %     33,294.70
A-14  760944NP9    13,505,000.00     3,693,090.08     8.157017  %     13,016.21
A-15  760944NQ7             0.00             0.00     0.095120  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,528,299.62     7.000000  %     15,098.03
M-2   760944NW4     1,958,800.00     1,764,149.81     7.000000  %      7,549.02
M-3   760944NX2     1,305,860.00     1,176,093.86     7.000000  %      5,032.65
B-1                 1,567,032.00     1,411,312.63     7.000000  %      6,039.18
B-2                   783,516.00       705,656.33     7.000000  %      3,019.59
B-3                   914,107.69       823,270.82     7.000000  %      3,522.89

- -------------------------------------------------------------------------------
                  261,172,115.69   166,461,858.42                    805,935.14
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        30,311.18    476,269.85             0.00         0.00   5,262,890.83
A-2         7,726.38      7,726.38             0.00         0.00           0.00
A-3        11,999.14    237,085.62             0.00         0.00   2,656,312.49
A-4        34,707.93     34,707.93             0.00         0.00   7,938,000.00
A-5       104,749.63    104,749.63             0.00         0.00  21,873,000.00
A-6        62,812.52     62,812.52             0.00         0.00  12,561,000.00
A-7       138,485.81    138,485.81             0.00         0.00  23,816,000.00
A-8       104,899.39    104,899.39             0.00         0.00  18,040,000.00
A-9       194,822.50    194,822.50             0.00         0.00  35,577,000.00
A-10       57,039.29     57,039.29             0.00         0.00           0.00
A-11       79,210.10    127,527.82             0.00         0.00  13,069,710.65
A-12       14,116.62     14,116.62             0.00         0.00   2,400,000.00
A-13       49,653.82     82,948.52             0.00         0.00   9,413,413.73
A-14       25,089.69     38,105.90             0.00         0.00   3,680,073.87
A-15       13,187.43     13,187.43             0.00         0.00           0.00
R-I             2.86          2.86             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,570.16     35,668.19             0.00         0.00   3,513,201.59
M-2        10,285.07     17,834.09             0.00         0.00   1,756,600.79
M-3         6,856.69     11,889.34             0.00         0.00   1,171,061.21
B-1         8,228.02     14,267.20             0.00         0.00   1,405,273.45
B-2         4,114.01      7,133.60             0.00         0.00     702,636.74
B-3         4,799.69      8,322.58             0.00         0.00     819,747.93

- -------------------------------------------------------------------------------
          983,667.93  1,789,603.07             0.00         0.00 165,655,923.28
===============================================================================

































Run:        12/27/95     09:10:17
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    197.613261  15.436972     1.049229    16.486201   0.000000    182.176290
A-3    197.613262  15.436971     0.822930    16.259901   0.000000    182.176290
A-4   1000.000000   0.000000     4.372377     4.372377   0.000000   1000.000000
A-5   1000.000000   0.000000     4.788992     4.788992   0.000000   1000.000000
A-6   1000.000000   0.000000     5.000599     5.000599   0.000000   1000.000000
A-7   1000.000000   0.000000     5.814822     5.814822   0.000000   1000.000000
A-8   1000.000000   0.000000     5.814822     5.814822   0.000000   1000.000000
A-9   1000.000000   0.000000     5.476080     5.476080   0.000000   1000.000000
A-11   354.541307   1.305884     2.140814     3.446698   0.000000    353.235423
A-12  1000.000000   0.000000     5.881925     5.881925   0.000000   1000.000000
A-13   273.460947   0.963807     1.437366     2.401173   0.000000    272.497141
A-14   273.460946   0.963807     1.857807     2.821614   0.000000    272.497140
R-I      0.000000   0.000000    28.570000    28.570000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    900.627838   3.853898     5.250705     9.104603   0.000000    896.773941
M-2    900.627838   3.853900     5.250699     9.104599   0.000000    896.773938
M-3    900.627831   3.853897     5.250708     9.104605   0.000000    896.773934
B-1    900.627830   3.853897     5.250703     9.104600   0.000000    896.773933
B-2    900.627849   3.853897     5.250703     9.104600   0.000000    896.773952
B-3    900.627824   3.853900     5.250694     9.104594   0.000000    896.773924

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:18                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,568.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,894.11

SUBSERVICER ADVANCES THIS MONTH                                       10,951.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     705,333.73

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     416,495.57


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     165,655,923.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          614

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       93,624.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.34778440 %     3.88590100 %    1.76631440 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.34459000 %     3.88809737 %    1.76731270 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0951 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              867,168.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,828,668.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54879793
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              144.85

POOL TRADING FACTOR:                                                63.42787508


 ................................................................................


Run:        12/27/95     09:10:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    20,667,268.08     6.500000  %    298,336.28
A-4   760944QX9    38,099,400.00     8,266,898.57    10.000000  %    119,334.38
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.077967  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,221,737.78     7.500000  %      6,416.84
M-2   760944QJ0     3,365,008.00     3,282,608.31     7.500000  %      2,916.75
M-3   760944QK7     2,692,006.00     2,637,675.27     7.500000  %      2,343.69
B-1                 2,422,806.00     2,377,841.68     7.500000  %      2,112.82
B-2                 1,480,605.00     1,456,713.33     7.500000  %          0.00
B-3                 1,480,603.82     1,406,031.33     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  269,200,605.82   164,324,334.35                    431,460.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       111,785.51    410,121.79             0.00         0.00  20,368,931.80
A-4        68,791.01    188,125.39             0.00         0.00   8,147,564.19
A-5       384,791.70    384,791.70             0.00         0.00  61,656,000.00
A-6        56,293.32     56,293.32             0.00         0.00   9,020,000.00
A-7       231,851.10    231,851.10             0.00         0.00  37,150,000.00
A-8        57,301.61     57,301.61             0.00         0.00   9,181,560.00
A-9        10,661.12     10,661.12             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,070.47     51,487.31             0.00         0.00   7,215,320.94
M-2        20,486.58     23,403.33             0.00         0.00   3,279,691.56
M-3        16,461.59     18,805.28             0.00         0.00   2,635,331.58
B-1        14,839.98     16,952.80             0.00         0.00   2,375,728.86
B-2        20,409.93     20,409.93             0.00         0.00   1,456,713.33
B-3             0.00          0.00             0.00         0.00   1,403,487.65

- -------------------------------------------------------------------------------
        1,038,743.92  1,470,204.68             0.00         0.00 163,890,329.91
===============================================================================















































Run:        12/27/95     09:10:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    516.157802   7.450844     2.791804    10.242648   0.000000    508.706957
A-4    216.982382   3.132185     1.805567     4.937752   0.000000    213.850197
A-5   1000.000000   0.000000     6.240945     6.240945   0.000000   1000.000000
A-6   1000.000000   0.000000     6.240945     6.240945   0.000000   1000.000000
A-7   1000.000000   0.000000     6.240945     6.240945   0.000000   1000.000000
A-8   1000.000000   0.000000     6.240945     6.240945   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.512792   0.866787     6.088122     6.954909   0.000000    974.646005
M-2    975.512780   0.866788     6.088122     6.954910   0.000000    974.645992
M-3    979.817753   0.870611     6.114990     6.985601   0.000000    978.947142
B-1    981.441221   0.872055     6.125121     6.997176   0.000000    980.569167
B-2    983.863576   0.000000    13.784858    13.784858   0.000000    983.863576
B-3    949.633731   0.000000     0.000000     0.000000   0.000000    947.915729

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,239.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,250.38

SUBSERVICER ADVANCES THIS MONTH                                       22,255.31
MASTER SERVICER ADVANCES THIS MONTH                                    1,656.25


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,868,096.36

 (B)  TWO MONTHLY PAYMENTS:                                    3     794,910.16

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        459,799.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     163,890,329.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          570

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 233,693.64

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      287,994.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.81321640 %     7.99761100 %    3.18917240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.79355850 %     8.01166493 %    3.19477660 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0776 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,701,380.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,572,812.82 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02670260
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.59

POOL TRADING FACTOR:                                                60.88037187


 ................................................................................


Run:        12/27/95     09:10:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00    15,760,990.68     7.000000  %    241,470.11
A-2   760944PP7    20,000,000.00    16,101,451.60     7.000000  %     67,735.09
A-3   760944PQ5    20,000,000.00    16,502,909.90     7.000000  %     60,759.98
A-4   760944PR3    44,814,000.00    37,962,913.86     7.000000  %    119,033.78
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    13,362,062.38     7.000000  %     28,458.25
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     6.511000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63     8.140995  %          0.00
A-14  760944PN2             0.00             0.00     0.210034  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,459,301.70     7.000000  %      8,116.45
M-2   760944PY8     4,333,550.00     4,229,684.99     7.000000  %      4,058.26
M-3   760944PZ5     2,600,140.00     2,537,820.75     7.000000  %      2,434.96
B-1                 2,773,475.00     2,707,001.31     7.000000  %      2,597.29
B-2                 1,560,100.00     1,522,708.08     7.000000  %      1,460.99
B-3                 1,733,428.45     1,691,882.41     7.000000  %      1,623.30

- -------------------------------------------------------------------------------
                  346,680,823.45   290,002,076.44                    537,748.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        91,866.48    333,336.59             0.00         0.00  15,519,520.57
A-2        93,850.93    161,586.02             0.00         0.00  16,033,716.51
A-3        96,190.92    156,950.90             0.00         0.00  16,442,149.92
A-4       221,275.40    340,309.18             0.00         0.00  37,843,880.08
A-5       153,004.04    153,004.04             0.00         0.00  26,250,000.00
A-6       174,471.24    174,471.24             0.00         0.00  29,933,000.00
A-7        77,883.79    106,342.04             0.00         0.00  13,333,604.13
A-8       218,577.20    218,577.20             0.00         0.00  37,500,000.00
A-9       250,967.42    250,967.42             0.00         0.00  43,057,000.00
A-10       15,737.56     15,737.56             0.00         0.00   2,700,000.00
A-11      137,557.92    137,557.92             0.00         0.00  23,600,000.00
A-12       23,238.62     23,238.62             0.00         0.00   4,286,344.15
A-13       12,452.70     12,452.70             0.00         0.00   1,837,004.63
A-14       50,718.38     50,718.38             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        49,306.95     57,423.40             0.00         0.00   8,451,185.25
M-2        24,653.67     28,711.93             0.00         0.00   4,225,626.73
M-3        14,792.26     17,227.22             0.00         0.00   2,535,385.79
B-1        15,778.37     18,375.66             0.00         0.00   2,704,404.02
B-2         8,875.44     10,336.43             0.00         0.00   1,521,247.09
B-3         9,861.55     11,484.85             0.00         0.00   1,690,259.11

- -------------------------------------------------------------------------------
        1,741,060.84  2,278,809.30             0.00         0.00 289,464,327.98
===============================================================================





































Run:        12/27/95     09:10:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    531.406679   8.141546     3.097423    11.238969   0.000000    523.265133
A-2    805.072580   3.386755     4.692547     8.079302   0.000000    801.685826
A-3    825.145495   3.037999     4.809546     7.847545   0.000000    822.107496
A-4    847.121745   2.656174     4.937640     7.593814   0.000000    844.465571
A-5   1000.000000   0.000000     5.828725     5.828725   0.000000   1000.000000
A-6   1000.000000   0.000000     5.828725     5.828725   0.000000   1000.000000
A-7    890.804159   1.897217     5.192253     7.089470   0.000000    888.906942
A-8   1000.000000   0.000000     5.828725     5.828725   0.000000   1000.000000
A-9   1000.000000   0.000000     5.828725     5.828725   0.000000   1000.000000
A-10  1000.000000   0.000000     5.828726     5.828726   0.000000   1000.000000
A-11  1000.000000   0.000000     5.828725     5.828725   0.000000   1000.000000
A-12   188.410732   0.000000     1.021478     1.021478   0.000000    188.410732
A-13   188.410731   0.000000     1.277200     1.277200   0.000000    188.410731
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.032355   0.936474     5.689025     6.625499   0.000000    975.095881
M-2    976.032350   0.936475     5.689024     6.625499   0.000000    975.095875
M-3    976.032348   0.936473     5.689024     6.625497   0.000000    975.095876
B-1    976.032346   0.936475     5.689026     6.625501   0.000000    975.095871
B-2    976.032357   0.936472     5.689020     6.625492   0.000000    975.095885
B-3    976.032446   0.936474     5.689021     6.625495   0.000000    975.095972

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       75,290.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    30,550.70

SUBSERVICER ADVANCES THIS MONTH                                       21,754.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,546,438.65

 (B)  TWO MONTHLY PAYMENTS:                                    1     257,543.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        357,495.97

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     289,464,327.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          988

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      259,500.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.70750080 %     5.25058600 %    2.04191360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.70096310 %     5.25529273 %    2.04374410 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2100 %

      BANKRUPTCY AMOUNT AVAILABLE                         125,183.00
      FRAUD AMOUNT AVAILABLE                            2,950,536.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,734,895.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64676110
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.27

POOL TRADING FACTOR:                                                83.49591567


 ................................................................................


Run:        12/27/95     09:10:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00             0.00     6.500000  %          0.00
A-2   760944MG0    25,150,000.00    18,756,279.35     5.500000  %    407,421.53
A-3   760944MH8    12,946,000.00    10,388,511.74     6.825000  %    162,968.61
A-4   760944MJ4             0.00             0.00     2.175000  %          0.00
A-5   760944MV7    22,700,000.00    17,076,185.36     6.500000  %    137,270.62
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     7.005000  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     5.562100  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     6.875000  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     5.687480  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     6.875000  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     5.687480  %          0.00
A-17  760944MU9             0.00             0.00     0.272810  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,457,968.89     6.500000  %     10,823.39
M-2   760944NA2     1,368,000.00     1,227,638.36     6.500000  %      5,405.77
M-3   760944NB0       912,000.00       818,425.57     6.500000  %      3,603.84
B-1                   729,800.00       654,919.93     6.500000  %      2,883.87
B-2                   547,100.00       490,965.61     6.500000  %      2,161.91
B-3                   547,219.77       491,073.03     6.500000  %      2,162.37

- -------------------------------------------------------------------------------
                  182,383,319.77   142,844,929.32                    734,701.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        85,902.40    493,323.93             0.00         0.00  18,348,857.82
A-3        59,040.75    222,009.36             0.00         0.00  10,225,543.13
A-4        18,815.19     18,815.19             0.00         0.00           0.00
A-5        92,427.26    229,697.88             0.00         0.00  16,938,914.74
A-6        54,072.29     54,072.29             0.00         0.00  11,100,000.00
A-7        88,171.93     88,171.93             0.00         0.00  16,290,000.00
A-8        68,940.81     68,940.81             0.00         0.00  12,737,000.00
A-9        39,512.29     39,512.29             0.00         0.00   7,300,000.00
A-10       82,272.15     82,272.15             0.00         0.00  15,200,000.00
A-11       21,550.17     21,550.17             0.00         0.00   3,694,424.61
A-12        9,213.75      9,213.75             0.00         0.00   1,989,305.77
A-13       65,699.34     65,699.34             0.00         0.00  11,476,048.76
A-14       25,085.11     25,085.11             0.00         0.00   5,296,638.91
A-15       21,150.24     21,150.24             0.00         0.00   3,694,424.61
A-16        8,075.51      8,075.51             0.00         0.00   1,705,118.82
A-17       32,450.49     32,450.49             0.00         0.00           0.00
R-I             0.20          0.20             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        13,304.11     24,127.50             0.00         0.00   2,447,145.50
M-2         6,644.77     12,050.54             0.00         0.00   1,222,232.59
M-3         4,429.85      8,033.69             0.00         0.00     814,821.73
B-1         3,544.84      6,428.71             0.00         0.00     652,036.06
B-2         2,657.42      4,819.33             0.00         0.00     488,803.70
B-3         2,657.98      4,820.35             0.00         0.00     488,910.66

- -------------------------------------------------------------------------------
          805,618.85  1,540,320.76             0.00         0.00 142,110,227.41
===============================================================================





























Run:        12/27/95     09:10:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    745.776515  16.199663     3.415602    19.615265   0.000000    729.576852
A-3    802.449540  12.588337     4.560540    17.148877   0.000000    789.861203
A-5    752.254862   6.047164     4.071685    10.118849   0.000000    746.207698
A-6   1000.000000   0.000000     4.871377     4.871377   0.000000   1000.000000
A-7   1000.000000   0.000000     5.412641     5.412641   0.000000   1000.000000
A-8   1000.000000   0.000000     5.412641     5.412641   0.000000   1000.000000
A-9   1000.000000   0.000000     5.412642     5.412642   0.000000   1000.000000
A-10  1000.000000   0.000000     5.412641     5.412641   0.000000   1000.000000
A-11   738.884922   0.000000     4.310034     4.310034   0.000000    738.884922
A-12   738.884916   0.000000     3.422250     3.422250   0.000000    738.884916
A-13   738.884919   0.000000     4.230049     4.230049   0.000000    738.884920
A-14   738.884919   0.000000     3.499391     3.499391   0.000000    738.884919
A-15   738.884922   0.000000     4.230048     4.230048   0.000000    738.884922
A-16   738.884921   0.000000     3.499388     3.499388   0.000000    738.884921
R-I      0.000000   0.000000     2.000000     2.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    897.396455   3.951585     4.857287     8.808872   0.000000    893.444870
M-2    897.396462   3.951586     4.857288     8.808874   0.000000    893.444876
M-3    897.396458   3.951579     4.857292     8.808871   0.000000    893.444879
B-1    897.396451   3.951589     4.857276     8.808865   0.000000    893.444862
B-2    897.396472   3.951581     4.857284     8.808865   0.000000    893.444891
B-3    897.396361   3.951575     4.857281     8.808856   0.000000    893.444785

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,422.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,478.78

SUBSERVICER ADVANCES THIS MONTH                                        6,310.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     647,695.06

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     142,110,227.41

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          505

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      105,700.38

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.70093850 %     3.15309300 %    1.14596900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.69774090 %     3.15543779 %    1.14682130 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2728 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              745,973.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,032,966.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13674457
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              145.08

POOL TRADING FACTOR:                                                77.91843442


 ................................................................................


Run:        12/27/95     09:10:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    20,243,031.73     6.500000  %    495,591.86
A-5   760944QB7    30,000,000.00    14,726,302.07     7.050000  %    106,879.89
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    29,964,518.07    10.000000  %    217,475.12
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.130217  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,695,240.78     7.500000  %      5,928.34
M-2   760944QU5     3,432,150.00     3,350,399.09     7.500000  %          0.00
M-3   760944QV3     2,059,280.00     2,011,972.02     7.500000  %          0.00
B-1                 2,196,565.00     2,147,995.40     7.500000  %          0.00
B-2                 1,235,568.00     1,208,247.63     7.500000  %          0.00
B-3                 1,372,850.89     1,254,950.86     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  274,570,013.89   146,734,086.65                    825,875.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       109,604.48    605,196.34             0.00         0.00  19,747,439.87
A-5        86,481.29    193,361.18             0.00         0.00  14,619,422.18
A-6       260,116.94    260,116.94             0.00         0.00  48,041,429.00
A-7       249,601.20    467,076.32             0.00         0.00  29,747,042.95
A-8        94,273.55     94,273.55             0.00         0.00  15,090,000.00
A-9        12,494.84     12,494.84             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       15,916.18     15,916.18             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,827.97     47,756.31             0.00         0.00   6,689,312.44
M-2        17,685.85     17,685.85             0.00         0.00   3,350,399.09
M-3             0.00          0.00             0.00         0.00   2,011,972.02
B-1             0.00          0.00             0.00         0.00   2,147,995.40
B-2             0.00          0.00             0.00         0.00   1,208,247.63
B-3             0.00          0.00             0.00         0.00   1,246,119.70

- -------------------------------------------------------------------------------
          888,002.30  1,713,877.51             0.00         0.00 145,899,380.28
===============================================================================









































Run:        12/27/95     09:10:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    757.031852  18.533727     4.098896    22.632623   0.000000    738.498125
A-5    490.876736   3.562663     2.882710     6.445373   0.000000    487.314073
A-6   1000.000000   0.000000     5.414430     5.414430   0.000000   1000.000000
A-7    544.368273   3.950891     4.534529     8.485420   0.000000    540.417382
A-8   1000.000000   0.000000     6.247419     6.247419   0.000000   1000.000000
A-9   1000.000000   0.000000     6.247420     6.247420   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.342819   0.863623     6.093375     6.956998   0.000000    974.479196
M-2    976.180846   0.000000     5.152994     5.152994   0.000000    976.180846
M-3    977.026932   0.000000     0.000000     0.000000   0.000000    977.026932
B-1    977.888385   0.000000     0.000000     0.000000   0.000000    977.888385
B-2    977.888412   0.000000     0.000000     0.000000   0.000000    977.888413
B-3    914.120295   0.000000     0.000000     0.000000   0.000000    907.687579

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,577.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,422.92

SUBSERVICER ADVANCES THIS MONTH                                       25,594.19
MASTER SERVICER ADVANCES THIS MONTH                                    2,691.13


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     936,761.99

 (B)  TWO MONTHLY PAYMENTS:                                    2     681,540.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,907,099.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,899,380.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          506

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 365,705.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      704,779.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.64012710 %     8.21732200 %    3.14255130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.58525220 %     8.26027056 %    3.15447720 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1293 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,507,931.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,337,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11294108
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              321.40

POOL TRADING FACTOR:                                                53.13740500


 ................................................................................


Run:        12/27/95     09:10:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    27,017,474.35     7.000000  %    316,375.16
A-2   760944RC4    15,690,000.00             0.00     7.000000  %          0.00
A-3   760944RD2    16,985,000.00    14,674,768.66     7.000000  %    315,336.41
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    88,025,182.24     7.000000  %    473,783.67
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.192394  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     9,118,959.14     7.000000  %      8,676.16
M-2   760944RM2     4,674,600.00     4,566,760.50     7.000000  %      4,345.01
M-3   760944RN0     3,739,700.00     3,656,841.04     7.000000  %      3,479.27
B-1                 2,804,800.00     2,745,232.16     7.000000  %      2,611.93
B-2                   935,000.00       915,142.63     7.000000  %          0.00
B-3                 1,870,098.07     1,794,704.33     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  373,968,498.07   310,287,065.05                  1,124,607.61
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       157,398.27    473,773.43             0.00         0.00  26,701,099.19
A-2             0.00          0.00             0.00         0.00           0.00
A-3        85,492.20    400,828.61             0.00         0.00  14,359,432.25
A-4        71,389.30     71,389.30             0.00         0.00  12,254,000.00
A-5        42,679.78     42,679.78             0.00         0.00   7,326,000.00
A-6       428,469.77    428,469.77             0.00         0.00  73,547,000.00
A-7        49,810.55     49,810.55             0.00         0.00   8,550,000.00
A-8       512,816.69    986,600.36             0.00         0.00  87,551,398.57
A-9       192,577.49    192,577.49             0.00         0.00  33,056,000.00
A-10      134,220.50    134,220.50             0.00         0.00  23,039,000.00
A-11       49,683.44     49,683.44             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        53,125.19     61,801.35             0.00         0.00   9,110,282.98
M-2        26,605.02     30,950.03             0.00         0.00   4,562,415.49
M-3        21,304.00     24,783.27             0.00         0.00   3,653,361.77
B-1        30,679.97     33,291.90             0.00         0.00   2,742,620.23
B-2         3,678.45      3,678.45             0.00         0.00     915,142.63
B-3             0.00          0.00             0.00         0.00   1,792,126.07

- -------------------------------------------------------------------------------
        1,859,930.62  2,984,538.23             0.00         0.00 309,159,879.18
===============================================================================











































Run:        12/27/95     09:10:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    599.362743   7.018550     3.491765    10.510315   0.000000    592.344193
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    863.984025  18.565582     5.033394    23.598976   0.000000    845.418443
A-4   1000.000000   0.000000     5.825796     5.825796   0.000000   1000.000000
A-5   1000.000000   0.000000     5.825796     5.825796   0.000000   1000.000000
A-6   1000.000000   0.000000     5.825795     5.825795   0.000000   1000.000000
A-7   1000.000000   0.000000     5.825795     5.825795   0.000000   1000.000000
A-8    764.970733   4.117352     4.456563     8.573915   0.000000    760.853381
A-9   1000.000000   0.000000     5.825795     5.825795   0.000000   1000.000000
A-10  1000.000000   0.000000     5.825795     5.825795   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.362769   0.928001     5.682264     6.610265   0.000000    974.434768
M-2    976.930753   0.929493     5.691400     6.620893   0.000000    976.001260
M-3    977.843421   0.930361     5.696714     6.627075   0.000000    976.913060
B-1    978.762179   0.931236    10.938381    11.869617   0.000000    977.830943
B-2    978.762171   0.000000     3.934171     3.934171   0.000000    978.762171
B-3    959.684606   0.000000     0.000000     0.000000   0.000000    958.305930

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,857.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    32,732.18

SUBSERVICER ADVANCES THIS MONTH                                       33,619.76
MASTER SERVICER ADVANCES THIS MONTH                                    6,342.72


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,419,012.91

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,376,291.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     264,347.41


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        818,565.64

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     309,159,879.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,051

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 929,462.35

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      831,965.66

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.65272630 %     5.58919900 %    1.75807490 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.63295440 %     5.60423956 %    1.76280600 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1922 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,202,111.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,218,975.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58892974
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.56

POOL TRADING FACTOR:                                                82.67003258


 ................................................................................


Run:        12/27/95     09:10:28                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    76,181,442.23     6.500000  %  2,625,502.04
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.775000  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     5.785000  %          0.00
A-6   760944RV2     5,000,000.00     4,484,328.34     6.500000  %     11,165.03
A-7   760944RW0             0.00             0.00     0.299852  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     2,109,564.53     6.500000  %      8,858.08
M-2   760944RY6       779,000.00       702,977.61     6.500000  %      2,951.81
M-3   760944RZ3       779,100.00       703,067.86     6.500000  %      2,952.19
B-1                   701,100.00       632,679.86     6.500000  %      2,656.63
B-2                   389,500.00       351,488.80     6.500000  %      1,475.90
B-3                   467,420.45       421,805.00     6.500000  %      1,771.16

- -------------------------------------------------------------------------------
                  155,801,920.45   120,341,100.03                  2,657,332.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       407,444.23  3,032,946.27             0.00         0.00  73,555,940.19
A-2        27,811.37     27,811.37             0.00         0.00   5,200,000.00
A-3        59,970.93     59,970.93             0.00         0.00  11,213,000.00
A-4        73,841.88     73,841.88             0.00         0.00  13,246,094.21
A-5        24,250.66     24,250.66             0.00         0.00   5,094,651.59
A-6        23,983.71     35,148.74             0.00         0.00   4,473,163.31
A-7        29,691.07     29,691.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        11,282.67     20,140.75             0.00         0.00   2,100,706.45
M-2         3,759.77      6,711.58             0.00         0.00     700,025.80
M-3         3,760.24      6,712.43             0.00         0.00     700,115.67
B-1         3,383.79      6,040.42             0.00         0.00     630,023.23
B-2         1,879.88      3,355.78             0.00         0.00     350,012.90
B-3         2,255.94      4,027.10             0.00         0.00     420,033.84

- -------------------------------------------------------------------------------
          673,316.14  3,330,648.98             0.00         0.00 117,683,767.19
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    767.687230  26.457420     4.105852    30.563272   0.000000    741.229810
A-2   1000.000000   0.000000     5.348340     5.348340   0.000000   1000.000000
A-3   1000.000000   0.000000     5.348339     5.348339   0.000000   1000.000000
A-4    617.533530   0.000000     3.442512     3.442512   0.000000    617.533530
A-5    617.533526   0.000000     2.939474     2.939474   0.000000    617.533526
A-6    896.865668   2.233006     4.796742     7.029748   0.000000    894.632662
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    902.410288   3.789229     4.826398     8.615627   0.000000    898.621059
M-2    902.410282   3.789230     4.826406     8.615636   0.000000    898.621053
M-3    902.410294   3.789231     4.826389     8.615620   0.000000    898.621063
B-1    902.410298   3.789231     4.826401     8.615632   0.000000    898.621067
B-2    902.410270   3.789217     4.826393     8.615610   0.000000    898.621053
B-3    902.410239   3.789222     4.826404     8.615626   0.000000    898.621017

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:29                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,128.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,792.90

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     117,683,767.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          445

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,152,019.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.91030520 %     2.92137100 %    1.16832380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.83551920 %     2.97479253 %    1.18968830 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2988 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,251,586.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,698,573.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19806268
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              147.16

POOL TRADING FACTOR:                                                75.53422118


 ................................................................................


Run:        12/27/95     09:10:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    35,696,169.41     7.050000  %  1,172,660.53
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00    11,124,866.40     6.625000  %    263,848.62
A-6   760944SG4             0.00             0.00     2.875000  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.081307  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00    10,100,801.14     7.500000  %     18,418.77
M-2   760944SP4     5,640,445.00     5,509,527.78     7.500000  %      3,319.75
M-3   760944SQ2     3,760,297.00     3,679,498.47     7.500000  %          0.00
B-1                 2,820,222.00     2,764,111.72     7.500000  %          0.00
B-2                   940,074.00       922,903.54     7.500000  %          0.00
B-3                 1,880,150.99     1,816,034.92     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   241,222,267.38                  1,458,247.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       208,985.82  1,381,646.35             0.00         0.00  34,523,508.88
A-4       148,986.20    148,986.20             0.00         0.00  24,745,827.00
A-5        61,204.98    325,053.60             0.00         0.00  10,861,017.78
A-6        26,560.66     26,560.66             0.00         0.00           0.00
A-7       340,453.52    340,453.52             0.00         0.00  54,662,626.00
A-8       225,635.90    225,635.90             0.00         0.00  36,227,709.00
A-9       213,921.72    213,921.72             0.00         0.00  34,346,901.00
A-10      122,231.59    122,231.59             0.00         0.00  19,625,291.00
A-11       16,287.44     16,287.44             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        62,910.51     81,329.28             0.00         0.00  10,082,382.37
M-2        34,314.82     37,634.57             0.00         0.00   5,506,208.03
M-3             0.00          0.00             0.00         0.00   3,679,498.47
B-1             0.00          0.00             0.00         0.00   2,764,111.72
B-2             0.00          0.00             0.00         0.00     922,903.54
B-3             0.00          0.00             0.00         0.00   1,792,563.74

- -------------------------------------------------------------------------------
        1,461,493.16  2,919,740.83             0.00         0.00 239,740,548.53
===============================================================================









































Run:        12/27/95     09:10:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    720.652088  23.674256     4.219110    27.893366   0.000000    696.977832
A-4   1000.000000   0.000000     6.020660     6.020660   0.000000   1000.000000
A-5    236.406930   5.606867     1.300625     6.907492   0.000000    230.800064
A-7   1000.000000   0.000000     6.228269     6.228269   0.000000   1000.000000
A-8   1000.000000   0.000000     6.228269     6.228269   0.000000   1000.000000
A-9   1000.000000   0.000000     6.228268     6.228268   0.000000   1000.000000
A-10  1000.000000   0.000000     6.228269     6.228269   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.789563   1.781172     6.083708     7.864880   0.000000    975.008391
M-2    976.789558   0.588562     6.083708     6.672270   0.000000    976.200997
M-3    978.512727   0.000000     0.000000     0.000000   0.000000    978.512727
B-1    980.104304   0.000000     0.000000     0.000000   0.000000    980.104304
B-2    981.734991   0.000000     0.000000     0.000000   0.000000    981.734991
B-3    965.898446   0.000000     0.000000     0.000000   0.000000    953.414779

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,542.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,347.41

SUBSERVICER ADVANCES THIS MONTH                                       37,543.87
MASTER SERVICER ADVANCES THIS MONTH                                    1,750.16


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   3,002,193.96

 (B)  TWO MONTHLY PAYMENTS:                                    2     837,718.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,325,755.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     239,740,548.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          801

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 246,270.28

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,041,851.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.72197810 %     7.99670300 %    2.28131930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.67731240 %     8.03705881 %    2.28562880 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0813 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,480,462.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,482,113.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99906513
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.28

POOL TRADING FACTOR:                                                63.75574731


 ................................................................................


Run:        12/27/95     09:12:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    38,461,133.10     6.970000  %     96,618.87
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    68,482,446.22                     96,618.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       223,051.58    319,670.45             0.00         0.00  38,364,514.23
A-2       174,105.66    174,105.66             0.00         0.00  30,021,313.12
S          13,594.55     13,594.55             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          410,751.79    507,370.66             0.00         0.00  68,385,827.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    946.920407   2.378775     5.491572     7.870347   0.000000    944.541632
A-2   1000.000000   0.000000     5.799402     5.799402   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       26-December-95 
DISTRIBUTION DATE        29-December-95 

Run:     12/27/95     09:12:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,712.06

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,385,827.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,775,131.52

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.81100677


 ................................................................................


Run:        12/27/95     09:10:32                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    15,652,282.26     9.860000  %     77,506.95
A-2   760944SZ2    24,926,000.00             0.00     6.350000  %          0.00
A-3   760944TA6    25,850,000.00    21,944,041.88     6.350000  %    341,030.60
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     6.611000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00     8.089190  %          0.00
A-10  760944TC2             0.00             0.00     0.107479  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,231,214.57     7.000000  %      4,934.69
M-2   760944TK4     3,210,000.00     3,138,728.75     7.000000  %      2,960.82
M-3   760944TL2     2,141,000.00     2,093,463.61     7.000000  %      1,974.80
B-1                 1,070,000.00     1,046,242.92     7.000000  %        986.94
B-2                   642,000.00       627,745.74     7.000000  %        592.16
B-3                   963,170.23       941,785.01     7.000000  %        888.41

- -------------------------------------------------------------------------------
                  214,013,270.23   178,331,504.74                    430,875.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       128,500.88    206,007.83             0.00         0.00  15,574,775.31
A-2             0.00          0.00             0.00         0.00           0.00
A-3       116,022.40    457,053.00             0.00         0.00  21,603,011.28
A-4       248,106.85    248,106.85             0.00         0.00  46,926,000.00
A-5       227,307.70    227,307.70             0.00         0.00  39,000,000.00
A-6        24,992.19     24,992.19             0.00         0.00   4,288,000.00
A-7       179,304.98    179,304.98             0.00         0.00  30,764,000.00
A-8        27,085.67     27,085.67             0.00         0.00   4,920,631.00
A-9        11,836.40     11,836.40             0.00         0.00   1,757,369.00
A-10       15,958.93     15,958.93             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        30,489.63     35,424.32             0.00         0.00   5,226,279.88
M-2        18,293.77     21,254.59             0.00         0.00   3,135,767.93
M-3        12,201.55     14,176.35             0.00         0.00   2,091,488.81
B-1         6,097.92      7,084.86             0.00         0.00   1,045,255.98
B-2         3,658.75      4,250.91             0.00         0.00     627,153.58
B-3         5,489.09      6,377.50             0.00         0.00     940,896.60

- -------------------------------------------------------------------------------
        1,055,346.72  1,486,222.09             0.00         0.00 177,900,629.37
===============================================================================













































Run:        12/27/95     09:10:32
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    704.898998   3.490518     5.787025     9.277543   0.000000    701.408481
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    848.899106  13.192673     4.488294    17.680967   0.000000    835.706433
A-4   1000.000000   0.000000     5.287194     5.287194   0.000000   1000.000000
A-5   1000.000000   0.000000     5.828403     5.828403   0.000000   1000.000000
A-6   1000.000000   0.000000     5.828403     5.828403   0.000000   1000.000000
A-7   1000.000000   0.000000     5.828403     5.828403   0.000000   1000.000000
A-8   1000.000000   0.000000     5.504512     5.504512   0.000000   1000.000000
A-9   1000.000000   0.000000     6.735296     6.735296   0.000000   1000.000000
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    977.797116   0.922372     5.698996     6.621368   0.000000    976.874744
M-2    977.797118   0.922374     5.698994     6.621368   0.000000    976.874745
M-3    977.797109   0.922373     5.698996     6.621369   0.000000    976.874736
B-1    977.797121   0.922374     5.698991     6.621365   0.000000    976.874748
B-2    977.797103   0.922368     5.698988     6.621356   0.000000    976.874735
B-3    977.797050   0.922371     5.699003     6.621374   0.000000    976.874680

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:33                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       52,393.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,797.51

SUBSERVICER ADVANCES THIS MONTH                                       19,225.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,238,532.71

 (B)  TWO MONTHLY PAYMENTS:                                    2     584,689.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     177,900,629.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          613

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      262,652.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.66580480 %     5.86739100 %    1.46680400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.65497660 %     5.87605376 %    1.46896960 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1076 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,805,337.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,279,342.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58554665
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              324.43

POOL TRADING FACTOR:                                                83.12598054


 ................................................................................


Run:        12/27/95     09:10:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    40,887,240.13     6.038793  %    817,272.60
A-2   760944UF3    47,547,000.00    36,522,551.38     6.525000  %    392,784.09
A-3   760944UG1             0.00             0.00     2.475000  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    25,966,230.15     7.000000  %    230,151.63
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.123333  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,537,665.98     7.000000  %     14,975.94
M-2   760944UR7     1,948,393.00     1,768,830.23     7.000000  %      7,487.96
M-3   760944US5     1,298,929.00     1,179,220.47     7.000000  %      4,991.97
B-1                   909,250.00       825,454.02     7.000000  %      3,494.38
B-2                   389,679.00       353,766.41     7.000000  %      1,497.59
B-3                   649,465.07       589,610.83     7.000000  %      2,496.00

- -------------------------------------------------------------------------------
                  259,785,708.07   157,378,569.60                  1,475,152.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       205,147.94  1,022,420.54             0.00         0.00  40,069,967.53
A-2       198,002.58    590,786.67             0.00         0.00  36,129,767.29
A-3        75,104.43     75,104.43             0.00         0.00           0.00
A-4       105,487.16    105,487.16             0.00         0.00  22,048,000.00
A-5        44,098.04     44,098.04             0.00         0.00   8,492,000.00
A-6        88,450.31     88,450.31             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       151,020.60    381,172.23             0.00         0.00  25,736,078.52
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       16,126.95     16,126.95             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,575.20     35,551.14             0.00         0.00   3,522,690.04
M-2        10,287.59     17,775.55             0.00         0.00   1,761,342.27
M-3         6,858.40     11,850.37             0.00         0.00   1,174,228.50
B-1         4,800.87      8,295.25             0.00         0.00     821,959.64
B-2         2,057.52      3,555.11             0.00         0.00     352,268.82
B-3         3,429.17      5,925.17             0.00         0.00     587,114.83

- -------------------------------------------------------------------------------
          931,446.77  2,406,598.93             0.00         0.00 155,903,417.44
===============================================================================









































Run:        12/27/95     09:10:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    640.604771  12.804697     3.214175    16.018872   0.000000    627.800074
A-2    768.135768   8.260965     4.164355    12.425320   0.000000    759.874804
A-4   1000.000000   0.000000     4.784432     4.784432   0.000000   1000.000000
A-5   1000.000000   0.000000     5.192892     5.192892   0.000000   1000.000000
A-6   1000.000000   0.000000     5.816038     5.816038   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    399.935775   3.544830     2.326042     5.870872   0.000000    396.390945
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    907.840598   3.843146     5.280035     9.123181   0.000000    903.997452
M-2    907.840579   3.843147     5.280038     9.123185   0.000000    903.997433
M-3    907.840590   3.843143     5.280042     9.123185   0.000000    903.997447
B-1    907.840550   3.843145     5.280033     9.123178   0.000000    903.997405
B-2    907.840582   3.843138     5.280038     9.123176   0.000000    903.997444
B-3    907.840710   3.843147     5.280038     9.123185   0.000000    903.997562

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,038.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,451.86

SUBSERVICER ADVANCES THIS MONTH                                        7,030.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     484,876.33

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     230,596.10


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     155,903,417.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          611

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      808,924.16

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.75497330 %     4.12109300 %    1.12393400 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.72775890 %     4.14247546 %    1.12976570 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1237 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,616,267.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53205380
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              146.11

POOL TRADING FACTOR:                                                60.01231500


 ................................................................................


Run:        12/27/95     09:10:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    26,222,396.24     7.500000  %    632,834.86
A-3   760944SW9    49,628,000.00    49,628,000.00     6.200000  %          0.00
A-4   760944SX7    41,944,779.00    41,944,779.00     6.525000  %          0.00
A-5   760944SY5       446,221.00       446,221.00   279.650000  %          0.00
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    16,184,460.58     7.500000  %     70,415.16
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.035526  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,659,389.01     7.500000  %      7,795.96
M-2   760944TY4     4,823,973.00     4,723,302.28     7.500000  %      4,252.34
M-3   760944TZ1     3,215,982.00     3,148,868.21     7.500000  %      2,834.89
B-1                 1,929,589.00     1,889,320.72     7.500000  %      1,700.94
B-2                   803,995.00       787,216.54     7.500000  %        708.72
B-3                 1,286,394.99     1,133,622.54     7.500000  %      1,020.59

- -------------------------------------------------------------------------------
                  321,598,232.99   215,935,576.12                    721,563.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       163,618.61    796,453.47             0.00         0.00  25,589,561.38
A-3       255,986.77    255,986.77             0.00         0.00  49,628,000.00
A-4       227,697.10    227,697.10             0.00         0.00  41,944,779.00
A-5       103,815.91    103,815.91             0.00         0.00     446,221.00
A-6       186,666.24    186,666.24             0.00         0.00  32,053,000.00
A-7        69,646.99     69,646.99             0.00         0.00  11,162,000.00
A-8        84,422.48     84,422.48             0.00         0.00  13,530,000.00
A-9         6,383.16      6,383.16             0.00         0.00   1,023,000.00
A-10      100,985.39    171,400.55             0.00         0.00  16,114,045.42
A-11       21,214.81     21,214.81             0.00         0.00   3,400,000.00
A-12        6,382.26      6,382.26             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        54,031.57     61,827.53             0.00         0.00   8,651,593.05
M-2        29,471.76     33,724.10             0.00         0.00   4,719,049.94
M-3        19,647.84     22,482.73             0.00         0.00   3,146,033.32
B-1        11,788.70     13,489.64             0.00         0.00   1,887,619.78
B-2         4,911.95      5,620.67             0.00         0.00     786,507.82
B-3         7,073.44      8,094.03             0.00         0.00   1,132,601.95

- -------------------------------------------------------------------------------
        1,353,744.98  2,075,308.44             0.00         0.00 215,214,012.66
===============================================================================







































Run:        12/27/95     09:10:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    511.656512  12.347997     3.192558    15.540555   0.000000    499.308515
A-3   1000.000000   0.000000     5.158112     5.158112   0.000000   1000.000000
A-4   1000.000000   0.000000     5.428497     5.428497   0.000000   1000.000000
A-5   1000.000000   0.000000   232.655814   232.655814   0.000000   1000.000000
A-6   1000.000000   0.000000     5.823675     5.823675   0.000000   1000.000000
A-7   1000.000000   0.000000     6.239651     6.239651   0.000000   1000.000000
A-8   1000.000000   0.000000     6.239651     6.239651   0.000000   1000.000000
A-9   1000.000000   0.000000     6.239648     6.239648   0.000000   1000.000000
A-10   606.841417   2.640238     3.786479     6.426717   0.000000    604.201178
A-11  1000.000000   0.000000     6.239650     6.239650   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.131163   0.881502     6.109437     6.990939   0.000000    978.249662
M-2    979.131160   0.881502     6.109437     6.990939   0.000000    978.249659
M-3    979.131167   0.881501     6.109437     6.990938   0.000000    978.249667
B-1    979.131162   0.881504     6.109436     6.990940   0.000000    978.249658
B-2    979.131139   0.881498     6.109429     6.990927   0.000000    978.249641
B-3    881.239859   0.793372     5.498630     6.292002   0.000000    880.446487

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,737.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,951.21

SUBSERVICER ADVANCES THIS MONTH                                       48,019.98
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,732,343.90

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,614,663.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     224,702.78


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,155,855.76

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     215,214,012.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          744

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      527,158.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.57972770 %     7.65578300 %    1.76448910 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.55665310 %     7.67453574 %    1.76881120 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0348 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,192,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,673,723.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94227838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              323.24

POOL TRADING FACTOR:                                                66.92014774


 ................................................................................


Run:        12/27/95     09:10:38                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00    78,616,389.68     8.399243  %  1,218,493.98
M     760944SU3     3,678,041.61     3,559,265.22     8.399243  %      2,559.83
R     760944SV1           100.00             0.00     8.399243  %          0.00
B-1                 4,494,871.91     4,349,717.29     8.399243  %      3,128.32
B-2                 1,225,874.16       660,549.87     8.399243  %        475.07

- -------------------------------------------------------------------------------
                  163,449,887.68    87,185,922.06                  1,224,657.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         546,106.34  1,764,600.32             0.00         0.00  77,397,895.70
M          24,724.33     27,284.16             0.00         0.00   3,556,705.39
R               0.00          0.00             0.00         0.00           0.00
B-1        30,215.18     33,343.50             0.00         0.00   4,346,588.97
B-2         4,588.48      5,063.55             0.00         0.00     660,074.80

- -------------------------------------------------------------------------------
          605,634.33  1,830,291.53             0.00         0.00  85,961,264.86
===============================================================================











Run:        12/27/95     09:10:38
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      510.327032   7.909679     3.544971    11.454650   0.000000    502.417353
M      967.706621   0.695976     6.722145     7.418121   0.000000    967.010645
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    967.706617   0.695975     6.722145     7.418120   0.000000    967.010642
B-2    538.839868   0.387528     3.743035     4.130563   0.000000    538.452332

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,981.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,915.83

SUBSERVICER ADVANCES THIS MONTH                                       43,984.56
MASTER SERVICER ADVANCES THIS MONTH                                   10,739.03


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,131,958.89

 (B)  TWO MONTHLY PAYMENTS:                                    1     561,859.50

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      2,034,572.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      85,961,264.86

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          282

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,474,472.18

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,161,952.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.17096780 %     4.08238500 %    5.74664700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.03810710 %     4.13756754 %    5.82432540 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              997,985.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,978,157.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.85066968
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.53

POOL TRADING FACTOR:                                                52.59181642


 ................................................................................


Run:        12/27/95     09:10:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00    28,491,629.51     7.000000  %  1,471,931.55
A-2   760944VV7    41,000,000.00    30,604,575.46     7.000000  %    236,331.23
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,390,217.79     0.000000  %      1,606.19
A-9   760944WC8             0.00             0.00     0.252115  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,398,626.98     7.000000  %      8,734.71
M-2   760944WE4     7,479,800.00     7,310,184.39     7.000000  %      6,793.80
M-3   760944WF1     4,274,200.00     4,177,276.16     7.000000  %      3,882.20
B-1                 2,564,500.00     2,506,346.15     7.000000  %      2,329.30
B-2                   854,800.00       835,416.15     7.000000  %        776.40
B-3                 1,923,420.54     1,259,246.33     7.000000  %      1,170.29

- -------------------------------------------------------------------------------
                  427,416,329.03   350,929,518.92                  1,733,555.67
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       165,778.33  1,637,709.88             0.00         0.00  27,019,697.96
A-2       178,072.49    414,403.72             0.00         0.00  30,368,244.23
A-3       844,059.60    844,059.60             0.00         0.00 145,065,000.00
A-4       210,193.04    210,193.04             0.00         0.00  36,125,000.00
A-5       280,759.71    280,759.71             0.00         0.00  48,253,000.00
A-6       161,050.05    161,050.05             0.00         0.00  27,679,000.00
A-7        45,582.07     45,582.07             0.00         0.00   7,834,000.00
A-8             0.00      1,606.19             0.00         0.00   1,388,611.60
A-9        73,541.25     73,541.25             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        54,685.84     63,420.55             0.00         0.00   9,389,892.27
M-2        42,534.25     49,328.05             0.00         0.00   7,303,390.59
M-3        24,305.45     28,187.65             0.00         0.00   4,173,393.96
B-1        14,583.15     16,912.45             0.00         0.00   2,504,016.85
B-2         4,860.86      5,637.26             0.00         0.00     834,639.75
B-3         7,326.91      8,497.20             0.00         0.00   1,258,076.04

- -------------------------------------------------------------------------------
        2,107,333.00  3,840,888.67             0.00         0.00 349,195,963.25
===============================================================================

















































Run:        12/27/95     09:10:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    305.582864  15.786990     1.778032    17.565022   0.000000    289.795875
A-2    746.453060   5.764176     4.343231    10.107407   0.000000    740.688884
A-3   1000.000000   0.000000     5.818492     5.818492   0.000000   1000.000000
A-4   1000.000000   0.000000     5.818492     5.818492   0.000000   1000.000000
A-5   1000.000000   0.000000     5.818492     5.818492   0.000000   1000.000000
A-6   1000.000000   0.000000     5.818492     5.818492   0.000000   1000.000000
A-7   1000.000000   0.000000     5.818492     5.818492   0.000000   1000.000000
A-8    920.790815   1.063837     0.000000     1.063837   0.000000    919.726978
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    977.323508   0.908286     5.686549     6.594835   0.000000    976.415223
M-2    977.323510   0.908286     5.686549     6.594835   0.000000    976.415224
M-3    977.323513   0.908287     5.686550     6.594837   0.000000    976.415226
B-1    977.323513   0.908286     5.686547     6.594833   0.000000    976.415227
B-2    977.323526   0.908283     5.686547     6.594830   0.000000    976.415243
B-3    654.691111   0.608442     3.809313     4.417755   0.000000    654.082669

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       83,902.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    36,931.95

SUBSERVICER ADVANCES THIS MONTH                                       36,204.55
MASTER SERVICER ADVANCES THIS MONTH                                    2,256.43


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,501,505.17

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,119,631.36

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     251,996.53


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,454,433.46

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     349,195,963.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,186

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 327,070.80

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,407,415.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.73726070 %     5.95164700 %    1.31109190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.70798860 %     5.97563518 %    1.31637620 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,553,523.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,553,523.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63681747
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.47

POOL TRADING FACTOR:                                                81.69925656


 ................................................................................


Run:        12/27/95     09:10:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    52,835,226.52     6.500000  %  1,727,557.54
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    29,519,413.14     6.500000  %    472,763.71
A-6   760944VG0    64,049,000.00    57,558,122.72     6.500000  %    384,514.48
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.255324  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     9,226,510.03     6.500000  %     38,807.95
B                     781,392.32       709,843.35     6.500000  %      2,985.70

- -------------------------------------------------------------------------------
                  312,503,992.32   243,815,115.76                  2,626,629.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       285,290.95  2,012,848.49             0.00         0.00  51,107,668.98
A-2       201,406.40    201,406.40             0.00         0.00  37,300,000.00
A-3        94,396.43     94,396.43             0.00         0.00  17,482,000.00
A-4        27,646.13     27,646.13             0.00         0.00   5,120,000.00
A-5       159,394.06    632,157.77             0.00         0.00  29,046,649.43
A-6       310,792.86    695,307.34             0.00         0.00  57,173,608.24
A-7       183,933.17    183,933.17             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       51,713.37     51,713.37             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          49,819.79     88,627.74             0.00         0.00   9,187,702.08
B           3,832.88      6,818.58             0.00         0.00     706,857.65

- -------------------------------------------------------------------------------
        1,368,226.04  3,994,855.42             0.00         0.00 241,188,486.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    597.170154  19.525719     3.224501    22.750220   0.000000    577.644434
A-2   1000.000000   0.000000     5.399635     5.399635   0.000000   1000.000000
A-3   1000.000000   0.000000     5.399636     5.399636   0.000000   1000.000000
A-4   1000.000000   0.000000     5.399635     5.399635   0.000000   1000.000000
A-5    787.184350  12.607032     4.250508    16.857540   0.000000    774.577318
A-6    898.657633   6.003442     4.852423    10.855865   0.000000    892.654190
A-7   1000.000000   0.000000     5.399635     5.399635   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      908.434011   3.820996     4.905212     8.726208   0.000000    904.613014
B      908.433999   3.821000     4.905206     8.726206   0.000000    904.612999

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,058.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,816.57

SUBSERVICER ADVANCES THIS MONTH                                        3,334.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     347,120.81

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     241,188,486.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          903

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,601,109.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.92463600 %     3.78422400 %    0.29114000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.89758210 %     3.80934522 %    0.29307270 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2561 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,487,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,696,234.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15792346
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.33

POOL TRADING FACTOR:                                                77.17932964


 ................................................................................


Run:        12/27/95     09:10:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    45,466,991.60     5.400000  %    616,590.16
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,496,926.28     7.000000  %          0.00
A-5   760944WN4       491,000.00       448,220.39     7.000000  %          0.00
A-6   760944VS4    29,197,500.00    26,829,850.30     6.000000  %          0.00
A-7   760944WW4     9,732,500.00     8,943,283.44    10.000000  %          0.00
A-8   760944WX2    20,191,500.00    17,081,606.39     6.261000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44     8.724335  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     7.125000  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     6.650000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.156155  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,224,147.81     7.000000  %      4,938.21
M-2   760944WQ7     3,209,348.00     3,134,472.49     7.000000  %      2,962.91
M-3   760944WR5     2,139,566.00     2,089,648.98     7.000000  %      1,975.28
B-1                 1,390,718.00     1,358,271.92     7.000000  %      1,283.93
B-2                   320,935.00       313,447.46     7.000000  %        296.29
B-3                   962,805.06       940,342.37     7.000000  %        888.88

- -------------------------------------------------------------------------------
                  213,956,513.06   186,941,197.87                    628,935.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       204,214.37    820,804.53             0.00         0.00  44,850,401.44
A-2        97,484.35     97,484.35             0.00         0.00  18,171,000.00
A-3        25,088.28     25,088.28             0.00         0.00   4,309,000.00
A-4       195,029.06    195,029.06             0.00         0.00  33,496,926.28
A-5         2,609.67      2,609.67             0.00         0.00     448,220.39
A-6       133,895.45    133,895.45             0.00         0.00  26,829,850.30
A-7        74,386.36     74,386.36             0.00         0.00   8,943,283.44
A-8        88,954.67     88,954.67             0.00         0.00  17,081,606.39
A-9        53,122.76     53,122.76             0.00         0.00   7,320,688.44
A-10       51,585.40     51,585.40             0.00         0.00   8,704,536.00
A-11       17,195.14     17,195.14             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       68,820.58     68,820.58             0.00         0.00           0.00
A-14       24,280.48     24,280.48             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,416.55     35,354.76             0.00         0.00   5,219,209.60
M-2        18,249.83     21,212.74             0.00         0.00   3,131,509.58
M-3        12,166.56     14,141.84             0.00         0.00   2,087,673.70
B-1         7,908.26      9,192.19             0.00         0.00   1,356,987.99
B-2         1,824.98      2,121.27             0.00         0.00     313,151.17
B-3         5,474.93      6,363.81             0.00         0.00     939,453.49

- -------------------------------------------------------------------------------
        1,112,707.68  1,741,643.34             0.00         0.00 186,312,262.21
===============================================================================



































Run:        12/27/95     09:10:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    768.659728  10.424002     3.452425    13.876427   0.000000    758.235726
A-2   1000.000000   0.000000     5.364831     5.364831   0.000000   1000.000000
A-3   1000.000000   0.000000     5.822298     5.822298   0.000000   1000.000000
A-4    963.172558   0.000000     5.607877     5.607877   0.000000    963.172558
A-5    912.872485   0.000000     5.315010     5.315010   0.000000    912.872485
A-6    918.909163   0.000000     4.585853     4.585853   0.000000    918.909164
A-7    918.909164   0.000000     7.643089     7.643089   0.000000    918.909164
A-8    845.980060   0.000000     4.405550     4.405550   0.000000    845.980060
A-9    845.980059   0.000000     6.138876     6.138876   0.000000    845.980059
A-10  1000.000000   0.000000     5.926266     5.926266   0.000000   1000.000000
A-11  1000.000000   0.000000     5.531182     5.531182   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.669552   0.923213     5.686462     6.609675   0.000000    975.746339
M-2    976.669557   0.923212     5.686460     6.609672   0.000000    975.746345
M-3    976.669558   0.923215     5.686462     6.609677   0.000000    975.746343
B-1    976.669548   0.923214     5.686458     6.609672   0.000000    975.746334
B-2    976.669606   0.923209     5.686447     6.609656   0.000000    975.746397
B-3    976.669535   0.923209     5.686457     6.609666   0.000000    975.746326

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:44                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       40,157.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,599.73

SUBSERVICER ADVANCES THIS MONTH                                        3,524.82
MASTER SERVICER ADVANCES THIS MONTH                                    2,712.90


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     295,779.26

 (B)  TWO MONTHLY PAYMENTS:                                    1     216,213.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     186,312,262.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          623

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 402,507.05

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      452,226.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.01366890 %     5.58906700 %    1.39726380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.99671130 %     5.60263332 %    1.40065530 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1556 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,886,656.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,529,668.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53970121
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.74

POOL TRADING FACTOR:                                                87.07950020


 ................................................................................


Run:        12/27/95     09:10:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    72,087,971.93     8.122038  %  2,683,602.74
M     760944VP0     3,025,700.00     2,926,129.38     8.122038  %      2,166.60
R     760944VQ8           100.00             0.00     8.122038  %          0.00
B-1                 3,429,100.00     3,316,254.15     8.122038  %      2,455.46
B-2                   941,300.03       761,284.98     8.122038  %        563.69

- -------------------------------------------------------------------------------
                  134,473,200.03    79,091,640.44                  2,688,788.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         477,051.80  3,160,654.54             0.00         0.00  69,404,369.19
M          19,364.05     21,530.65             0.00         0.00   2,923,962.78
R               0.00          0.00             0.00         0.00           0.00
B-1        21,945.76     24,401.22             0.00         0.00   3,313,798.69
B-2         5,037.92      5,601.61             0.00         0.00     760,721.29

- -------------------------------------------------------------------------------
          523,399.53  3,212,188.02             0.00         0.00  76,402,851.95
===============================================================================











Run:        12/27/95     09:10:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      567.277886  21.117926     3.754037    24.871963   0.000000    546.159960
M      967.091708   0.716066     6.399858     7.115924   0.000000    966.375642
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    967.091700   0.716065     6.399860     7.115925   0.000000    966.375635
B-2    808.759116   0.598831     5.352066     5.950897   0.000000    808.160274

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,806.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,674.77

SUBSERVICER ADVANCES THIS MONTH                                       55,672.73
MASTER SERVICER ADVANCES THIS MONTH                                    6,336.48


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,843,196.06

 (B)  TWO MONTHLY PAYMENTS:                                    3   2,042,388.23

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     638,088.38


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,847,823.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      76,402,851.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          250

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 909,397.46

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,630,226.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.14486880 %     3.69967000 %    5.15546160 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.84002420 %     3.82703355 %    5.33294230 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              852,072.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57532164
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.26

POOL TRADING FACTOR:                                                56.81641541


 ................................................................................


Run:        12/27/95     09:10:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    19,850,265.64     6.849013  %     84,382.01
A-2   760944XA1    25,550,000.00    25,550,000.00     6.849013  %          0.00
A-3   760944XB9    15,000,000.00    13,526,294.23     6.849013  %     17,148.21
A-4                32,700,000.00    32,700,000.00     6.849013  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.849013  %          0.00
B-1                 2,684,092.00     2,616,381.14     6.849013  %      2,562.29
B-2                 1,609,940.00     1,569,326.48     6.849013  %      1,536.88
B-3                 1,341,617.00     1,307,772.38     6.849013  %      1,280.74
B-4                   536,646.00       523,108.19     6.849013  %        512.29
B-5                   375,652.00       366,175.55     6.849013  %        358.61
B-6                   429,317.20       418,486.90     6.849013  %        409.83

- -------------------------------------------------------------------------------
                  107,329,364.20    98,427,810.51                    108,190.86
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       113,282.00    197,664.01             0.00         0.00  19,765,883.63
A-2       145,809.40    145,809.40             0.00         0.00  25,550,000.00
A-3        77,192.20     94,340.41             0.00         0.00  13,509,146.02
A-4       186,613.20    186,613.20             0.00         0.00  32,700,000.00
A-5         4,166.28      4,166.28             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        14,931.23     17,493.52             0.00         0.00   2,613,818.85
B-2         8,955.87     10,492.75             0.00         0.00   1,567,789.60
B-3         7,463.22      8,743.96             0.00         0.00   1,306,491.64
B-4         2,985.29      3,497.58             0.00         0.00     522,595.90
B-5         2,089.70      2,448.31             0.00         0.00     365,816.94
B-6         2,388.23      2,798.06             0.00         0.00     418,077.07

- -------------------------------------------------------------------------------
          565,876.62    674,067.48             0.00         0.00  98,319,619.65
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    732.428073   3.113498     4.179839     7.293337   0.000000    729.314576
A-2   1000.000000   0.000000     5.706826     5.706826   0.000000   1000.000000
A-3    901.752949   1.143214     5.146147     6.289361   0.000000    900.609735
A-4   1000.000000   0.000000     5.706826     5.706826   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    974.773272   0.954621     5.562861     6.517482   0.000000    973.818651
B-2    974.773271   0.954619     5.562859     6.517478   0.000000    973.818652
B-3    974.773262   0.954624     5.562854     6.517478   0.000000    973.818638
B-4    974.773296   0.954614     5.562866     6.517480   0.000000    973.818681
B-5    974.773327   0.954634     5.562861     6.517495   0.000000    973.818694
B-6    974.773198   0.954632     5.562857     6.517489   0.000000    973.818566

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,175.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,320.85

SUBSERVICER ADVANCES THIS MONTH                                        6,593.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     220,189.21

 (B)  TWO MONTHLY PAYMENTS:                                    1     293,802.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        469,081.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,319,619.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          338

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       11,797.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          93.09011280 %     6.90988720 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.08928370 %     6.91071630 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                            1,003,804.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27081642
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.68

POOL TRADING FACTOR:                                                91.60551764


 ................................................................................


Run:        12/27/95     09:10:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     3,752,910.16     7.089225  %     24,398.60
A-2   760944XF0    25,100,000.00    12,081,949.90     7.089225  %    235,783.96
A-3   760944XG8    29,000,000.00    13,959,224.97     5.999225  %    272,419.71
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.089225  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.089225  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.089225  %          0.00
R-I   760944XL7           100.00             0.00     7.089225  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.089225  %          0.00
M-1   760944XM5     5,029,000.00     4,924,357.32     7.089225  %      4,678.73
M-2   760944XN3     3,520,000.00     3,446,756.38     7.089225  %      3,274.84
M-3   760944XP8     2,012,000.00     1,970,134.60     7.089225  %      1,871.87
B-1   760944B80     1,207,000.00     1,181,884.93     7.089225  %      1,122.93
B-2   760944B98       402,000.00       393,635.23     7.089225  %        374.00
B-3                   905,558.27       886,715.56     7.089225  %        842.49

- -------------------------------------------------------------------------------
                  201,163,005.27   171,274,569.05                    544,767.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        22,131.42     46,530.02             0.00         0.00   3,728,511.56
A-2        71,248.89    307,032.85             0.00         0.00  11,846,165.94
A-3        69,662.46    342,082.17             0.00         0.00  13,686,805.26
A-4        12,656.98     12,656.98             0.00         0.00           0.00
A-5       307,411.77    307,411.77             0.00         0.00  52,129,000.00
A-6       207,968.38    207,968.38             0.00         0.00  35,266,000.00
A-7       243,445.55    243,445.55             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        29,039.60     33,718.33             0.00         0.00   4,919,678.59
M-2        20,325.99     23,600.83             0.00         0.00   3,443,481.54
M-3        11,618.15     13,490.02             0.00         0.00   1,968,262.73
B-1         6,969.74      8,092.67             0.00         0.00   1,180,762.00
B-2         2,321.32      2,695.32             0.00         0.00     393,261.23
B-3         5,229.08      6,071.57             0.00         0.00     885,873.07

- -------------------------------------------------------------------------------
        1,010,029.33  1,554,796.46             0.00         0.00 170,729,801.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    735.864737   4.784039     4.339494     9.123533   0.000000    731.080698
A-2    481.352586   9.393783     2.838601    12.232384   0.000000    471.958802
A-3    481.352585   9.393783     2.402154    11.795937   0.000000    471.958802
A-5   1000.000000   0.000000     5.897135     5.897135   0.000000   1000.000000
A-6   1000.000000   0.000000     5.897135     5.897135   0.000000   1000.000000
A-7   1000.000000   0.000000     5.897136     5.897136   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.192150   0.930350     5.774428     6.704778   0.000000    978.261800
M-2    979.192153   0.930352     5.774429     6.704781   0.000000    978.261801
M-3    979.192147   0.930353     5.774428     6.704781   0.000000    978.261794
B-1    979.192154   0.930348     5.774432     6.704780   0.000000    978.261806
B-2    979.192114   0.930348     5.774428     6.704776   0.000000    978.261766
B-3    979.192162   0.930354     5.774427     6.704781   0.000000    978.261808

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,508.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,368.44

SUBSERVICER ADVANCES THIS MONTH                                       12,699.26
MASTER SERVICER ADVANCES THIS MONTH                                    2,986.85


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,021,815.95

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        832,693.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     170,729,801.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          593

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 397,920.10

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      382,035.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.52458550 %     6.03781900 %    1.43759560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.50785800 %     6.05132949 %    1.44081250 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,718,262.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46322042
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.20

POOL TRADING FACTOR:                                                84.87137170


 ................................................................................


Run:        12/27/95     09:10:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00     9,417,768.42     6.573370  %  1,261,510.36
A-2   760944XR4     6,046,000.00     6,046,000.00     4.450000  %          0.00
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    42,411,531.12     6.250000  %    521,136.76
A-5   760944YM4    24,343,000.00    24,343,000.00     6.275000  %          0.00
A-6   760944YN2             0.00             0.00     2.225000  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    31,001,734.15     7.000000  %     75,430.35
A-12  760944YX0    16,300,192.00    11,995,104.41     6.575000  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     4.680775  %          0.00
A-14  760944YZ5             0.00             0.00     0.212092  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,570,950.97     6.500000  %     31,927.06
B                     777,263.95       537,033.83     6.500000  %      2,264.69

- -------------------------------------------------------------------------------
                  259,085,063.95   206,293,549.93                  1,892,269.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        51,351.92  1,312,862.28             0.00         0.00   8,156,258.06
A-2        22,317.66     22,317.66             0.00         0.00   6,046,000.00
A-3        72,735.64     72,735.64             0.00         0.00  17,312,000.00
A-4       219,879.40    741,016.16             0.00         0.00  41,890,394.36
A-5       126,709.27    126,709.27             0.00         0.00  24,343,000.00
A-6        44,928.79     44,928.79             0.00         0.00           0.00
A-7        23,188.86     23,188.86             0.00         0.00   4,877,000.00
A-8        39,769.45     39,769.45             0.00         0.00   7,400,000.00
A-9       139,730.49    139,730.49             0.00         0.00  26,000,000.00
A-10       58,400.24     58,400.24             0.00         0.00  11,167,000.00
A-11      180,013.30    255,443.65             0.00         0.00  30,926,303.80
A-12       65,421.48     65,421.48             0.00         0.00  11,995,104.41
A-13       24,129.01     24,129.01             0.00         0.00   6,214,427.03
A-14       36,293.58     36,293.58             0.00         0.00           0.00
R-I             1.79          1.79             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          40,821.07     72,748.13             0.00         0.00   7,539,023.91
B           2,895.60      5,160.29             0.00         0.00     534,769.14

- -------------------------------------------------------------------------------
        1,148,587.55  3,040,856.77             0.00         0.00 204,401,280.71
===============================================================================













































Run:        12/27/95     09:10:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    268.312491  35.940466     1.463018    37.403484   0.000000    232.372025
A-2   1000.000000   0.000000     3.691310     3.691310   0.000000   1000.000000
A-3   1000.000000   0.000000     4.201458     4.201458   0.000000   1000.000000
A-4    799.900627   9.828875     4.147025    13.975900   0.000000    790.071752
A-5   1000.000000   0.000000     5.205162     5.205162   0.000000   1000.000000
A-7   1000.000000   0.000000     4.754739     4.754739   0.000000   1000.000000
A-8   1000.000000   0.000000     5.374250     5.374250   0.000000   1000.000000
A-9   1000.000000   0.000000     5.374250     5.374250   0.000000   1000.000000
A-10  1000.000000   0.000000     5.229716     5.229716   0.000000   1000.000000
A-11   774.946485   1.885523     4.499770     6.385293   0.000000    773.060962
A-12   735.887308   0.000000     4.013540     4.013540   0.000000    735.887308
A-13   735.887309   0.000000     2.857260     2.857260   0.000000    735.887309
R-I      0.000000   0.000000    17.940000    17.940000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      913.086855   3.850531     4.923184     8.773715   0.000000    909.236325
B      690.928519   2.913682     3.725350     6.639032   0.000000    688.014850

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       50,227.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,488.71

SUBSERVICER ADVANCES THIS MONTH                                       15,051.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,270,961.49

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        294,068.46

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     204,401,280.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          809

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,022,319.58

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.06968580 %     3.66998900 %    0.26032510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.05002810 %     3.68834475 %    0.26162710 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2120 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,086,802.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,086,802.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13053202
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              149.16

POOL TRADING FACTOR:                                                78.89350223


 ................................................................................


Run:        12/27/95     09:10:51                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00    24,952,544.70     7.000000  %  1,327,274.99
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.525000  %          0.00
A-7   760944ZK7             0.00             0.00     2.975000  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.125262  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,520,387.17     7.000000  %      6,029.94
M-2   760944ZS0     4,012,200.00     3,912,115.30     7.000000  %      3,617.85
M-3   760944ZT8     2,674,800.00     2,608,076.87     7.000000  %      2,411.90
B-1                 1,604,900.00     1,564,865.63     7.000000  %      1,447.16
B-2                   534,900.00       521,556.88     7.000000  %        482.33
B-3                 1,203,791.32     1,140,373.69     7.000000  %      1,054.59

- -------------------------------------------------------------------------------
                  267,484,931.32   238,042,860.24                  1,342,318.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       145,169.13  1,472,444.12             0.00         0.00  23,625,269.71
A-2       149,625.23    149,625.23             0.00         0.00  29,037,000.00
A-3       194,861.35    194,861.35             0.00         0.00  36,634,000.00
A-4       103,237.31    103,237.31             0.00         0.00  18,679,000.00
A-5       249,210.66    249,210.66             0.00         0.00  43,144,000.00
A-6       116,931.02    116,931.02             0.00         0.00  21,561,940.00
A-7        53,313.38     53,313.38             0.00         0.00           0.00
A-8        98,902.75     98,902.75             0.00         0.00  17,000,000.00
A-9       122,173.98    122,173.98             0.00         0.00  21,000,000.00
A-10       56,822.54     56,822.54             0.00         0.00   9,767,000.00
A-11       24,781.93     24,781.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        37,934.36     43,964.30             0.00         0.00   6,514,357.23
M-2        22,759.94     26,377.79             0.00         0.00   3,908,497.45
M-3        15,173.29     17,585.19             0.00         0.00   2,605,664.97
B-1         9,104.09     10,551.25             0.00         0.00   1,563,418.47
B-2         3,034.32      3,516.65             0.00         0.00     521,074.55
B-3         6,634.49      7,689.08             0.00         0.00   1,139,319.10

- -------------------------------------------------------------------------------
        1,409,669.77  2,751,988.53             0.00         0.00 236,700,541.48
===============================================================================









































Run:        12/27/95     09:10:51
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    462.563857  24.604682     2.691108    27.295790   0.000000    437.959175
A-2   1000.000000   0.000000     5.152916     5.152916   0.000000   1000.000000
A-3   1000.000000   0.000000     5.319139     5.319139   0.000000   1000.000000
A-4   1000.000000   0.000000     5.526918     5.526918   0.000000   1000.000000
A-5   1000.000000   0.000000     5.776253     5.776253   0.000000   1000.000000
A-6   1000.000000   0.000000     5.423029     5.423029   0.000000   1000.000000
A-8   1000.000000   0.000000     5.817809     5.817809   0.000000   1000.000000
A-9   1000.000000   0.000000     5.817809     5.817809   0.000000   1000.000000
A-10  1000.000000   0.000000     5.817809     5.817809   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    975.054906   0.901714     5.672682     6.574396   0.000000    974.153193
M-2    975.054908   0.901712     5.672683     6.574395   0.000000    974.153195
M-3    975.054909   0.901712     5.672682     6.574394   0.000000    974.153197
B-1    975.054913   0.901714     5.672684     6.574398   0.000000    974.153200
B-2    975.054926   0.901720     5.672686     6.574406   0.000000    974.153206
B-3    947.318419   0.876065     5.511321     6.387386   0.000000    946.442362

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:52                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,691.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,024.55

SUBSERVICER ADVANCES THIS MONTH                                       12,641.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     939,445.07

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        917,497.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     236,700,541.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          818

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,122,181.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.16619890 %     5.47824800 %    1.35555260 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.13380030 %     5.50422047 %    1.36197920 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1248 %

      BANKRUPTCY AMOUNT AVAILABLE                         123,629.00
      FRAUD AMOUNT AVAILABLE                            2,389,313.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54152170
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.48

POOL TRADING FACTOR:                                                88.49116857


 ................................................................................


Run:        12/27/95     09:10:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    70,675,701.06     6.375000  %    249,745.51
A-2   760944ZB7             0.00             0.00     2.625000  %          0.00
A-3   760944ZD3    59,980,000.00    48,444,965.19     5.500000  %    332,994.02
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     5.410000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00    12.564718  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,741,246.81     0.000000  %     10,637.54
A-16  760944A40             0.00             0.00     0.076888  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     7,033,848.01     7.000000  %      6,724.12
M-2   760944B49     4,801,400.00     4,688,906.48     7.000000  %      4,482.44
M-3   760944B56     3,200,900.00     3,125,905.13     7.000000  %      2,988.26
B-1                 1,920,600.00     1,875,601.65     7.000000  %      1,793.01
B-2                   640,200.00       625,200.56     7.000000  %        597.67
B-3                 1,440,484.07     1,406,734.43     7.000000  %      1,344.81

- -------------------------------------------------------------------------------
                  320,088,061.92   280,921,131.33                    611,307.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       375,385.38    625,130.89             0.00         0.00  70,425,955.55
A-2       154,570.45    154,570.45             0.00         0.00           0.00
A-3       221,992.53    554,986.55             0.00         0.00  48,111,971.17
A-4       200,370.68    200,370.68             0.00         0.00  34,356,514.27
A-5        63,202.48     63,202.48             0.00         0.00  10,837,000.00
A-6        14,842.70     14,842.70             0.00         0.00   2,545,000.00
A-7        37,208.81     37,208.81             0.00         0.00   6,380,000.00
A-8        40,279.49     40,279.49             0.00         0.00   6,906,514.27
A-9       177,658.44    177,658.44             0.00         0.00  39,415,000.00
A-10      117,894.97    117,894.97             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,915.15     97,915.15             0.00         0.00  16,789,000.00
A-15            0.00     10,637.54             0.00         0.00   4,730,609.27
A-16       17,995.75     17,995.75             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        41,022.12     47,746.24             0.00         0.00   7,027,123.89
M-2        27,346.17     31,828.61             0.00         0.00   4,684,424.04
M-3        18,230.60     21,218.86             0.00         0.00   3,122,916.87
B-1        10,938.70     12,731.71             0.00         0.00   1,873,808.64
B-2         3,646.23      4,243.90             0.00         0.00     624,602.89
B-3         8,204.24      9,549.05             0.00         0.00   1,405,389.62

- -------------------------------------------------------------------------------
        1,628,704.89  2,240,012.27             0.00         0.00 280,309,823.95
===============================================================================































Run:        12/27/95     09:10:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    878.460997   3.104203     4.665839     7.770042   0.000000    875.356795
A-3    807.685315   5.551751     3.701109     9.252860   0.000000    802.133564
A-4    803.491996   0.000000     4.686047     4.686047   0.000000    803.491996
A-5   1000.000000   0.000000     5.832101     5.832101   0.000000   1000.000000
A-6   1000.000000   0.000000     5.832102     5.832102   0.000000   1000.000000
A-7   1000.000000   0.000000     5.832102     5.832102   0.000000   1000.000000
A-8    451.140785   0.000000     2.631099     2.631099   0.000000    451.140785
A-9   1000.000000   0.000000     4.507381     4.507381   0.000000   1000.000000
A-10  1000.000000   0.000000    10.468387    10.468387   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.832101     5.832101   0.000000   1000.000000
A-15   944.908572   2.120013     0.000000     2.120013   0.000000    942.788559
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    976.570684   0.933568     5.695460     6.629028   0.000000    975.637116
M-2    976.570684   0.933569     5.695458     6.629027   0.000000    975.637114
M-3    976.570693   0.933569     5.695461     6.629030   0.000000    975.637124
B-1    976.570681   0.933568     5.695460     6.629028   0.000000    975.637113
B-2    976.570697   0.933568     5.695455     6.629023   0.000000    975.637129
B-3    976.570626   0.933568     5.695460     6.629028   0.000000    975.637044

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       76,500.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    29,525.82

SUBSERVICER ADVANCES THIS MONTH                                       28,079.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,339,787.08

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     254,293.96


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,585,090.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     280,309,823.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          984

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      342,535.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.20870300 %     5.37644500 %    1.41485200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.20040670 %     5.29216729 %    1.41658040 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,825,577.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,494,485.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41076289
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.63

POOL TRADING FACTOR:                                                87.57272054


 ................................................................................


Run:        12/27/95     09:10:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00    23,413,995.02     6.000000  %  1,452,333.68
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     6.161000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     4.622713  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     6.261000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     5.552571  %          0.00
A-13  760944XY9             0.00             0.00     0.373009  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,829,109.43     6.000000  %      7,793.79
M-2   760944YJ1     3,132,748.00     2,853,410.37     6.000000  %     12,158.32
B                     481,961.44       438,986.38     6.000000  %      1,870.51

- -------------------------------------------------------------------------------
                  160,653,750.44   136,722,216.96                  1,474,156.30
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       116,548.81  1,568,882.49             0.00         0.00  21,961,661.34
A-2       116,404.47    116,404.47             0.00         0.00  23,385,000.00
A-3       175,963.14    175,963.14             0.00         0.00  35,350,000.00
A-4        17,929.82     17,929.82             0.00         0.00   3,602,000.00
A-5        50,399.63     50,399.63             0.00         0.00  10,125,000.00
A-6        72,033.07     72,033.07             0.00         0.00  14,471,035.75
A-7        24,367.05     24,367.05             0.00         0.00   4,895,202.95
A-8        44,160.03     44,160.03             0.00         0.00   8,639,669.72
A-9        13,539.73     13,539.73             0.00         0.00   3,530,467.90
A-10       10,393.12     10,393.12             0.00         0.00   1,509,339.44
A-11        8,788.71      8,788.71             0.00         0.00   1,692,000.00
A-12        4,546.66      4,546.66             0.00         0.00     987,000.00
A-13       42,309.68     42,309.68             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1         9,104.84     16,898.63             0.00         0.00   1,821,315.64
M-2        14,203.54     26,361.86             0.00         0.00   2,841,252.05
B           2,185.15      4,055.66             0.00         0.00     437,115.87

- -------------------------------------------------------------------------------
          722,877.46  2,197,033.76             0.00         0.00 135,248,060.66
===============================================================================















































Run:        12/27/95     09:10:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    672.294341  41.701372     3.346507    45.047879   0.000000    630.592969
A-2   1000.000000   0.000000     4.977741     4.977741   0.000000   1000.000000
A-3   1000.000000   0.000000     4.977741     4.977741   0.000000   1000.000000
A-4   1000.000000   0.000000     4.977740     4.977740   0.000000   1000.000000
A-5   1000.000000   0.000000     4.977741     4.977741   0.000000   1000.000000
A-6    578.841430   0.000000     2.881323     2.881323   0.000000    578.841430
A-7    916.361466   0.000000     4.561410     4.561410   0.000000    916.361466
A-8    936.245093   0.000000     4.785439     4.785439   0.000000    936.245093
A-9    936.245094   0.000000     3.590602     3.590602   0.000000    936.245094
A-10   936.245093   0.000000     6.446865     6.446865   0.000000    936.245093
A-11  1000.000000   0.000000     5.194273     5.194273   0.000000   1000.000000
A-12  1000.000000   0.000000     4.606545     4.606545   0.000000   1000.000000
R        0.000000   0.000000     0.000091     0.000091   0.000000      0.000000
M-1    910.833051   3.881037     4.533895     8.414932   0.000000    906.952014
M-2    910.833035   3.881040     4.533892     8.414932   0.000000    906.951996
B      910.832991   3.881037     4.533890     8.414927   0.000000    906.951955

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:56                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,978.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,400.39

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,248,060.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          488

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      891,586.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.25407900 %     0.32107900 %    3.42484190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.22938510 %     0.32319567 %    3.44741930 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3731 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            1,377,748.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,027,027.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.73588099
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              149.99

POOL TRADING FACTOR:                                                84.18605871


 ................................................................................


Run:        12/27/95     09:10:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00   106,852,856.04     6.275000  %    541,603.64
A-2   760944C30             0.00             0.00     1.225000  %          0.00
A-3   760944C48    30,006,995.00    19,980,970.83     4.750000  %    203,103.01
A-4   760944C55             0.00             0.00     1.225000  %          0.00
A-5   760944C63    62,167,298.00    59,913,758.57     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,579,267.84     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,444,777.35     6.750000  %          0.00
A-10  760944D39    38,299,000.00    38,365,440.02     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,470,601.49     0.000000  %      8,188.46
A-12  760944D54             0.00             0.00     0.136320  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,582,087.52     6.750000  %     10,473.81
M-2   760944E20     6,487,300.00     6,349,056.78     6.750000  %      6,284.09
M-3   760944E38     4,325,000.00     4,232,835.02     6.750000  %      4,189.52
B-1                 2,811,100.00     2,751,195.95     6.750000  %      2,723.05
B-2                   865,000.00       846,567.00     6.750000  %        837.90
B-3                 1,730,037.55     1,549,053.12     6.750000  %      1,533.21

- -------------------------------------------------------------------------------
                  432,489,516.55   388,348,795.09                    778,936.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       558,498.89  1,100,102.53             0.00         0.00 106,311,252.40
A-2        54,367.62     54,367.62             0.00         0.00           0.00
A-3        79,055.60    282,158.61             0.00         0.00  19,777,867.82
A-4        54,662.05     54,662.05             0.00         0.00           0.00
A-5       309,414.53    309,414.53             0.00         0.00  59,913,758.57
A-6        33,977.52     33,977.52             0.00         0.00   6,579,267.84
A-7       132,214.25    132,214.25             0.00         0.00  24,049,823.12
A-8       316,997.02    316,997.02             0.00         0.00  56,380,504.44
A-9       255,511.35    255,511.35             0.00         0.00  45,444,777.35
A-10            0.00          0.00       215,708.08         0.00  38,581,148.10
A-11            0.00      8,188.46             0.00         0.00   4,462,413.03
A-12       44,096.60     44,096.60             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        59,497.34     69,971.15             0.00         0.00  10,571,613.71
M-2        35,697.30     41,981.39             0.00         0.00   6,342,772.69
M-3        23,798.94     27,988.46             0.00         0.00   4,228,645.50
B-1        15,468.49     18,191.54             0.00         0.00   2,748,472.90
B-2         4,759.79      5,597.69             0.00         0.00     845,729.10
B-3         8,709.48     10,242.69             0.00         0.00   1,547,519.91

- -------------------------------------------------------------------------------
        1,986,726.77  2,765,663.46       215,708.08         0.00 387,785,566.48
===============================================================================







































Run:        12/27/95     09:10:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    788.360524   3.995952     4.120606     8.116558   0.000000    784.364572
A-3    665.877101   6.768522     2.634572     9.403094   0.000000    659.108579
A-5    963.750404   0.000000     4.977127     4.977127   0.000000    963.750404
A-6    966.588862   0.000000     4.991785     4.991785   0.000000    966.588862
A-7    973.681464   0.000000     5.352828     5.352828   0.000000    973.681465
A-8    990.697237   0.000000     5.570154     5.570154   0.000000    990.697237
A-9    984.076044   0.000000     5.532926     5.532926   0.000000    984.076044
A-10  1001.734772   0.000000     0.000000     0.000000   5.632212   1007.366984
A-11   921.701477   1.688210     0.000000     1.688210   0.000000    920.013267
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.690175   0.968676     5.502644     6.471320   0.000000    977.721499
M-2    978.690176   0.968676     5.502644     6.471320   0.000000    977.721501
M-3    978.690178   0.968675     5.502645     6.471320   0.000000    977.721503
B-1    978.690175   0.968678     5.502647     6.471325   0.000000    977.721497
B-2    978.690173   0.968671     5.502647     6.471318   0.000000    977.721503
B-3    895.386993   0.886224     5.034272     5.920496   0.000000    894.500764

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:10:58                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      114,652.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    41,412.17

SUBSERVICER ADVANCES THIS MONTH                                       37,708.18
MASTER SERVICER ADVANCES THIS MONTH                                    2,384.39


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   3,223,168.89

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,067,332.25

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     520,212.02


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        829,965.05

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     387,785,566.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,405

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 351,315.82

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      178,571.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.14605630 %     5.51320200 %    1.34074200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.14292560 %     5.45224829 %    1.34135440 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1364 %

      BANKRUPTCY AMOUNT AVAILABLE                         115,508.00
      FRAUD AMOUNT AVAILABLE                            3,883,320.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,600.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28849280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.11

POOL TRADING FACTOR:                                                89.66357603


 ................................................................................


Run:        12/27/95     09:10:59                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    32,567,029.17     6.500000  %    240,872.24
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    26,140,605.52     6.500000  %     25,166.13
A-11  760944G28             0.00             0.00     0.340235  %          0.00
R     760944G36     5,463,000.00        31,869.65     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,535,445.10     6.500000  %      6,291.82
M-2   760944G51     4,005,100.00     3,921,188.72     6.500000  %      3,775.01
M-3   760944G69     2,670,100.00     2,614,158.45     6.500000  %      2,516.71
B-1                 1,735,600.00     1,699,237.27     6.500000  %      1,635.89
B-2                   534,100.00       522,910.01     6.500000  %        503.42
B-3                 1,068,099.02     1,045,721.17     6.500000  %      1,006.73

- -------------------------------------------------------------------------------
                  267,002,299.02   244,876,165.06                    281,767.95
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       176,371.53    417,243.77             0.00         0.00  32,326,156.93
A-2       133,658.16    133,658.16             0.00         0.00  16,042,000.00
A-3       172,487.77    172,487.77             0.00         0.00  34,794,000.00
A-4       181,559.81    181,559.81             0.00         0.00  36,624,000.00
A-5       152,063.29    152,063.29             0.00         0.00  30,674,000.00
A-6        68,735.39     68,735.39             0.00         0.00  12,692,000.00
A-7       175,564.44    175,564.44             0.00         0.00  32,418,000.00
A-8        15,792.03     15,792.03             0.00         0.00   2,916,000.00
A-9        19,702.12     19,702.12             0.00         0.00   3,638,000.00
A-10      141,568.29    166,734.42             0.00         0.00  26,115,439.39
A-11       69,416.47     69,416.47             0.00         0.00           0.00
R               3.01          3.01           172.59         0.00      32,042.24
M-1        35,393.67     41,685.49             0.00         0.00   6,529,153.28
M-2        21,235.77     25,010.78             0.00         0.00   3,917,413.71
M-3        14,157.35     16,674.06             0.00         0.00   2,611,641.74
B-1         9,202.47     10,838.36             0.00         0.00   1,697,601.38
B-2         2,831.90      3,335.32             0.00         0.00     522,406.59
B-3         5,663.25      6,669.98             0.00         0.00   1,044,714.44

- -------------------------------------------------------------------------------
        1,395,406.72  1,677,174.67           172.59         0.00 244,594,569.70
===============================================================================












































Run:        12/27/95     09:10:59
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    673.526548   4.981537     3.647582     8.629119   0.000000    668.545011
A-2   1000.000000   0.000000     8.331764     8.331764   0.000000   1000.000000
A-3   1000.000000   0.000000     4.957400     4.957400   0.000000   1000.000000
A-4   1000.000000   0.000000     4.957400     4.957400   0.000000   1000.000000
A-5   1000.000000   0.000000     4.957400     4.957400   0.000000   1000.000000
A-6   1000.000000   0.000000     5.415647     5.415647   0.000000   1000.000000
A-7   1000.000000   0.000000     5.415647     5.415647   0.000000   1000.000000
A-8   1000.000000   0.000000     5.415648     5.415648   0.000000   1000.000000
A-9   1000.000000   0.000000     5.415646     5.415646   0.000000   1000.000000
A-10   979.048896   0.942552     5.302183     6.244735   0.000000    978.106344
R        5.833727   0.000000     0.000551     0.000551   0.031593      5.865319
M-1    979.048897   0.942552     5.302184     6.244736   0.000000    978.106344
M-2    979.048893   0.942551     5.302182     6.244733   0.000000    978.106342
M-3    979.048893   0.942553     5.302180     6.244733   0.000000    978.106341
B-1    979.048900   0.942550     5.302184     6.244734   0.000000    978.106349
B-2    979.048886   0.942558     5.302191     6.244749   0.000000    978.106328
B-3    979.048899   0.942553     5.302177     6.244730   0.000000    978.106355

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,682.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,770.76

SUBSERVICER ADVANCES THIS MONTH                                       14,532.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,215,573.43

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        972,968.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     244,594,569.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          876

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       45,847.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.32778640 %     5.33771500 %    1.33449840 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.32653580 %     5.33871571 %    1.33474850 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3402 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,450,803.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27736856
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.07

POOL TRADING FACTOR:                                                91.60766428


 ................................................................................


Run:        12/27/95     09:11:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     9,102,991.65     6.500000  %     82,938.43
A-2   760944G85    50,000,000.00    42,189,828.69     6.375000  %    722,137.47
A-3   760944G93    16,984,000.00    15,411,484.43     6.425000  %    145,396.61
A-4   760944H27             0.00             0.00     2.575000  %          0.00
A-5   760944H35    85,916,000.00    78,528,079.97     6.100000  %    683,095.63
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     6.261000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     6.943842  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     6.461000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     6.601400  %          0.00
A-13  760944J33             0.00             0.00     0.315718  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,878,865.23     6.500000  %      5,736.91
M-2   760944J74     3,601,003.00     3,525,853.19     6.500000  %      3,440.71
M-3   760944J82     2,400,669.00     2,350,569.11     6.500000  %      2,293.81
B-1   760944J90     1,560,435.00     1,527,870.06     6.500000  %      1,490.98
B-2   760944K23       480,134.00       470,114.01     6.500000  %        458.76
B-3   760944K31       960,268.90       940,228.97     6.500000  %        917.51

- -------------------------------------------------------------------------------
                  240,066,876.90   219,278,236.83                  1,647,906.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        49,152.29    132,090.72             0.00         0.00   9,020,053.22
A-2       223,426.24    945,563.71             0.00         0.00  41,467,691.22
A-3        82,255.29    227,651.90             0.00         0.00  15,266,087.82
A-4        32,966.13     32,966.13             0.00         0.00           0.00
A-5       397,924.84  1,081,020.47             0.00         0.00  77,844,984.34
A-6        78,175.68     78,175.68             0.00         0.00  14,762,000.00
A-7        99,557.37     99,557.37             0.00         0.00  18,438,000.00
A-8        30,561.59     30,561.59             0.00         0.00   5,660,000.00
A-9        48,693.56     48,693.56             0.00         0.00   9,362,278.19
A-10       29,079.18     29,079.18             0.00         0.00   5,041,226.65
A-11       23,602.16     23,602.16             0.00         0.00   4,397,500.33
A-12        9,275.02      9,275.02             0.00         0.00   1,691,346.35
A-13       57,509.66     57,509.66             0.00         0.00           0.00
R-I             1.31          1.31             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,743.37     37,480.28             0.00         0.00   5,873,128.32
M-2        19,038.11     22,478.82             0.00         0.00   3,522,412.48
M-3        12,692.08     14,985.89             0.00         0.00   2,348,275.30
B-1         8,249.85      9,740.83             0.00         0.00   1,526,379.08
B-2         2,538.42      2,997.18             0.00         0.00     469,655.25
B-3         5,076.82      5,994.33             0.00         0.00     939,311.46

- -------------------------------------------------------------------------------
        1,241,518.97  2,889,425.79             0.00         0.00 217,630,330.01
===============================================================================





































Run:        12/27/95     09:11:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    910.299165   8.293843     4.915229    13.209072   0.000000    902.005322
A-2    843.796574  14.442749     4.468525    18.911274   0.000000    829.353824
A-3    907.411942   8.560799     4.843105    13.403904   0.000000    898.851143
A-5    914.009963   7.950738     4.631557    12.582295   0.000000    906.059225
A-6   1000.000000   0.000000     5.295738     5.295738   0.000000   1000.000000
A-7   1000.000000   0.000000     5.399575     5.399575   0.000000   1000.000000
A-8   1000.000000   0.000000     5.399574     5.399574   0.000000   1000.000000
A-9    879.500065   0.000000     4.574313     4.574313   0.000000    879.500065
A-10   879.500065   0.000000     5.073198     5.073198   0.000000    879.500065
A-11   879.500066   0.000000     4.720432     4.720432   0.000000    879.500066
A-12   879.500067   0.000000     4.823010     4.823010   0.000000    879.500067
R-I      0.000000   0.000000    13.100000    13.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.130865   0.955488     5.286890     6.242378   0.000000    978.175377
M-2    979.130867   0.955487     5.286891     6.242378   0.000000    978.175381
M-3    979.130863   0.955488     5.286893     6.242381   0.000000    978.175375
B-1    979.130858   0.955490     5.286891     6.242381   0.000000    978.175368
B-2    979.130847   0.955483     5.286899     6.242382   0.000000    978.175364
B-3    979.130918   0.955482     5.286894     6.242376   0.000000    978.175436

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,606.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,159.67

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     217,630,330.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            5

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,367,900.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.29915240 %     5.36090000 %    1.33994740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.25500180 %     5.39622216 %    1.34877610 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3165 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,194,557.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25249784
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.41

POOL TRADING FACTOR:                                                90.65404308


 ................................................................................


Run:        12/27/95     09:11:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    82,012,843.57     8.027091  %  4,886,244.32
M-1   760944E61     2,987,500.00     2,871,796.34     8.027091  %      2,037.55
M-2   760944E79     1,991,700.00     1,914,562.94     8.027091  %      1,358.39
R     760944E53           100.00             0.00     8.027091  %          0.00
B-1                   863,100.00       829,672.78     8.027091  %        588.65
B-2                   332,000.00       319,141.87     8.027091  %        226.43
B-3                   796,572.42       765,721.80     8.027091  %        543.28

- -------------------------------------------------------------------------------
                  132,777,672.42    88,713,739.30                  4,890,998.62
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         529,635.93  5,415,880.25             0.00         0.00  77,126,599.25
M-1        18,545.95     20,583.50             0.00         0.00   2,869,758.79
M-2        12,364.18     13,722.57             0.00         0.00   1,913,204.55
R               0.00          0.00             0.00         0.00           0.00
B-1         5,357.99      5,946.64             0.00         0.00     829,084.13
B-2         2,061.01      2,287.44             0.00         0.00     318,915.44
B-3         4,945.01      5,488.29             0.00         0.00     765,178.52

- -------------------------------------------------------------------------------
          572,910.07  5,463,908.69             0.00         0.00  83,822,740.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      651.895675  38.839301     4.209918    43.049219   0.000000    613.056373
M-1    961.270741   0.682025     6.207849     6.889874   0.000000    960.588716
M-2    961.270744   0.682025     6.207853     6.889878   0.000000    960.588718
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    961.270745   0.682018     6.207844     6.889862   0.000000    960.588727
B-2    961.270693   0.682018     6.207861     6.889879   0.000000    960.588675
B-3    961.270791   0.682022     6.207847     6.889869   0.000000    960.588769

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,136.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,921.31

SUBSERVICER ADVANCES THIS MONTH                                       36,450.39
MASTER SERVICER ADVANCES THIS MONTH                                    3,305.08


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,729,705.37

 (B)  TWO MONTHLY PAYMENTS:                                    1     197,176.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     301,268.43


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      1,675,132.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      83,822,740.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          294

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 513,739.74

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,828,056.04

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.44660890 %     5.39528500 %    2.15810590 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.01154560 %     5.70604504 %    2.28240940 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              882,726.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,729,841.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.47326226
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.25

POOL TRADING FACTOR:                                                63.13014768


 ................................................................................


Run:        12/27/95     09:11:04                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    23,560,100.86     6.500000  %    234,454.31
A-2   760944M39    10,308,226.00     7,896,106.79     5.200000  %    157,351.78
A-3   760944M47    53,602,774.00    41,059,754.38     6.750000  %    818,229.24
A-4   760944M54    19,600,000.00    17,306,805.39     6.500000  %    149,593.87
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    29,675,147.03     6.500000  %          0.00
A-8   760944M96   122,726,000.00   108,881,140.00     6.500000  %          0.00
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    59,095,705.85     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,132,065.26     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,609,747.64     0.000000  %      3,139.09
A-18  760944P36             0.00             0.00     0.378102  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    12,946,266.30     6.500000  %     12,586.52
M-2   760944P69     5,294,000.00     5,178,428.27     6.500000  %      5,034.53
M-3   760944P77     5,294,000.00     5,178,428.27     6.500000  %      5,034.53
B-1                 2,382,300.00     2,330,292.71     6.500000  %      2,265.54
B-2                   794,100.00       776,764.23     6.500000  %        755.18
B-3                 2,117,643.10     1,660,309.39     6.500000  %      1,614.17

- -------------------------------------------------------------------------------
                  529,391,833.88   482,334,962.37                  1,390,058.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       127,511.15    361,965.46             0.00         0.00  23,325,646.55
A-2        34,188.02    191,539.80             0.00         0.00   7,738,755.01
A-3       230,769.17  1,048,998.41             0.00         0.00  40,241,525.14
A-4        93,667.29    243,261.16             0.00         0.00  17,157,211.52
A-5        68,187.86     68,187.86             0.00         0.00  12,599,000.00
A-6       240,927.93    240,927.93             0.00         0.00  44,516,000.00
A-7       160,606.79    160,606.79             0.00         0.00  29,675,147.03
A-8       589,282.69    589,282.69             0.00         0.00 108,881,140.00
A-9       102,191.18    102,191.18             0.00         0.00  19,481,177.00
A-10       72,811.59     72,811.59             0.00         0.00  10,930,823.00
A-11      124,896.11    124,896.11             0.00         0.00  25,000,000.00
A-12       92,060.93     92,060.93             0.00         0.00  17,010,000.00
A-13       70,374.38     70,374.38             0.00         0.00  13,003,000.00
A-14      110,992.14    110,992.14             0.00         0.00  20,507,900.00
A-15            0.00          0.00       319,835.71         0.00  59,415,541.56
A-16            0.00          0.00         6,126.92         0.00   1,138,192.18
A-17            0.00      3,139.09             0.00         0.00   2,606,608.55
A-18      151,850.27    151,850.27             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        70,067.33     82,653.85             0.00         0.00  12,933,679.78
M-2        28,026.51     33,061.04             0.00         0.00   5,173,393.74
M-3        28,026.51     33,061.04             0.00         0.00   5,173,393.74
B-1        12,611.93     14,877.47             0.00         0.00   2,328,027.17
B-2         4,203.97      4,959.15             0.00         0.00     776,009.05
B-3         8,985.86     10,600.03             0.00         0.00   1,658,695.22

- -------------------------------------------------------------------------------
        2,422,239.61  3,812,298.37       325,962.63         0.00 481,270,866.24
===============================================================================































Run:        12/27/95     09:11:04
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    785.336695   7.815144     4.250372    12.065516   0.000000    777.521552
A-2    766.000550  15.264681     3.316576    18.581257   0.000000    750.735870
A-3    766.000550  15.264681     4.305172    19.569853   0.000000    750.735869
A-4    883.000275   7.632340     4.778943    12.411283   0.000000    875.367935
A-5   1000.000000   0.000000     5.412164     5.412164   0.000000   1000.000000
A-6   1000.000000   0.000000     5.412165     5.412165   0.000000   1000.000000
A-7    759.712937   0.000000     4.111692     4.111692   0.000000    759.712937
A-8    887.188860   0.000000     4.801612     4.801612   0.000000    887.188860
A-9   1000.000000   0.000000     5.245637     5.245637   0.000000   1000.000000
A-10  1000.000000   0.000000     6.661126     6.661126   0.000000   1000.000000
A-11  1000.000000   0.000000     4.995844     4.995844   0.000000   1000.000000
A-12  1000.000000   0.000000     5.412165     5.412165   0.000000   1000.000000
A-13  1000.000000   0.000000     5.412165     5.412165   0.000000   1000.000000
A-14  1000.000000   0.000000     5.412165     5.412165   0.000000   1000.000000
A-15  1016.490460   0.000000     0.000000     0.000000   5.501414   1021.991874
A-16  1132.065260   0.000000     0.000000     0.000000   6.126920   1138.192180
A-17   934.860388   1.124481     0.000000     1.124481   0.000000    933.735907
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    978.169299   0.950988     5.294014     6.245002   0.000000    977.218310
M-2    978.169299   0.950988     5.294014     6.245002   0.000000    977.218311
M-3    978.169299   0.950988     5.294014     6.245002   0.000000    977.218311
B-1    978.169294   0.950989     5.294014     6.245003   0.000000    977.218306
B-2    978.169286   0.950989     5.294006     6.244995   0.000000    977.218297
B-3    784.036455   0.762248     4.243335     5.005583   0.000000    783.274207

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      112,144.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    50,790.83

SUBSERVICER ADVANCES THIS MONTH                                       43,527.32
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,833,075.62

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,314,320.82

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     321,896.20


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,029,227.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     481,270,866.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,685

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      594,861.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.14863170 %     4.85759800 %    0.99377020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.14136350 %     4.83728995 %    0.99500460 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3783 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,640,824.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.24732268
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.15

POOL TRADING FACTOR:                                                90.91014168


 ................................................................................


Run:        12/27/95     09:11:07                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     8,700,881.95     6.500000  %     46,839.12
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    88,282,785.90     5.650000  %    475,249.26
A-9   760944S58    43,941,000.00    37,519,671.70     6.475000  %    201,978.18
A-10  760944S66             0.00             0.00     2.025000  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     6.411000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     5.488474  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     6.875000  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     4.113281  %          0.00
A-17  760944T57    78,019,000.00    63,796,820.54     6.500000  %    430,836.88
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    39,673,945.96     6.500000  %    172,552.33
A-24  760944U48             0.00             0.00     0.235100  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,809,350.18     6.500000  %     15,588.31
M-2   760944U89     5,867,800.00     5,748,801.20     6.500000  %      5,668.42
M-3   760944U97     5,867,800.00     5,748,801.20     6.500000  %      5,668.42
B-1                 2,640,500.00     2,586,950.75     6.500000  %      2,550.78
B-2                   880,200.00       862,349.55     6.500000  %        850.29
B-3                 2,347,160.34     2,299,560.08     6.500000  %      2,267.40

- -------------------------------------------------------------------------------
                  586,778,060.34   542,083,094.44                  1,360,049.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        47,086.02     93,925.14             0.00         0.00   8,654,042.83
A-2        28,086.40     28,086.40             0.00         0.00   5,190,000.00
A-3        16,229.50     16,229.50             0.00         0.00   2,999,000.00
A-4       172,967.95    172,967.95             0.00         0.00  31,962,221.74
A-5       267,416.05    267,416.05             0.00         0.00  49,415,000.00
A-6        12,793.11     12,793.11             0.00         0.00   2,364,000.00
A-7        63,543.06     63,543.06             0.00         0.00  11,741,930.42
A-8       415,278.83    890,528.09             0.00         0.00  87,807,536.64
A-9       202,261.92    404,240.10             0.00         0.00  37,317,693.52
A-10       63,255.66     63,255.66             0.00         0.00           0.00
A-11       88,677.90     88,677.90             0.00         0.00  16,614,005.06
A-12       23,514.66     23,514.66             0.00         0.00   3,227,863.84
A-13       26,128.93     26,128.93             0.00         0.00   5,718,138.88
A-14       57,525.81     57,525.81             0.00         0.00  10,050,199.79
A-15        8,367.39      8,367.39             0.00         0.00   1,116,688.87
A-16        9,413.31      9,413.31             0.00         0.00   2,748,772.60
A-17      345,245.24    776,082.12             0.00         0.00  63,365,983.66
A-18      251,965.83    251,965.83             0.00         0.00  46,560,000.00
A-19      195,057.05    195,057.05             0.00         0.00  36,044,000.00
A-20       21,673.61     21,673.61             0.00         0.00   4,005,000.00
A-21       13,599.44     13,599.44             0.00         0.00   2,513,000.00
A-22      209,881.44    209,881.44             0.00         0.00  38,783,354.23
A-23      214,701.00    387,253.33             0.00         0.00  39,501,393.63
A-24      106,104.61    106,104.61             0.00         0.00           0.00
R-I             0.85          0.85             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        85,554.47    101,142.78             0.00         0.00  15,793,761.87
M-2        31,110.43     36,778.85             0.00         0.00   5,743,132.78
M-3        31,110.43     36,778.85             0.00         0.00   5,743,132.78
B-1        13,999.64     16,550.42             0.00         0.00   2,584,399.97
B-2         4,666.72      5,517.01             0.00         0.00     861,499.26
B-3        12,444.38     14,711.78             0.00         0.00   2,297,292.68

- -------------------------------------------------------------------------------
        3,039,661.64  4,399,711.03             0.00         0.00 540,723,045.05
===============================================================================
















Run:        12/27/95     09:11:07
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    853.864764   4.596577     4.620807     9.217384   0.000000    849.268187
A-2   1000.000000   0.000000     5.411638     5.411638   0.000000   1000.000000
A-3   1000.000000   0.000000     5.411637     5.411637   0.000000   1000.000000
A-4    976.571901   0.000000     5.284853     5.284853   0.000000    976.571901
A-5   1000.000000   0.000000     5.411637     5.411637   0.000000   1000.000000
A-6   1000.000000   0.000000     5.411637     5.411637   0.000000   1000.000000
A-7    995.753937   0.000000     5.388658     5.388658   0.000000    995.753937
A-8    853.864766   4.596577     4.016547     8.613124   0.000000    849.268189
A-9    853.864766   4.596577     4.603034     9.199611   0.000000    849.268190
A-11   995.753936   0.000000     5.314875     5.314875   0.000000    995.753936
A-12   995.753936   0.000000     7.253966     7.253966   0.000000    995.753936
A-13   995.753935   0.000000     4.550079     4.550079   0.000000    995.753935
A-14   995.753936   0.000000     5.699544     5.699544   0.000000    995.753936
A-15   995.753937   0.000000     7.461220     7.461220   0.000000    995.753937
A-16   995.753937   0.000000     3.410009     3.410009   0.000000    995.753937
A-17   817.708770   5.522205     4.425143     9.947348   0.000000    812.186566
A-18  1000.000000   0.000000     5.411637     5.411637   0.000000   1000.000000
A-19  1000.000000   0.000000     5.411637     5.411637   0.000000   1000.000000
A-20  1000.000000   0.000000     5.411638     5.411638   0.000000   1000.000000
A-21  1000.000000   0.000000     5.411635     5.411635   0.000000   1000.000000
A-22   997.770883   0.000000     5.399574     5.399574   0.000000    997.770883
A-23   874.453294   3.803225     4.732224     8.535449   0.000000    870.650069
R-I      0.000000   0.000000     1.700000     1.700000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.720027   0.966022     5.301889     6.267911   0.000000    978.754005
M-2    979.720031   0.966021     5.301890     6.267911   0.000000    978.754010
M-3    979.720031   0.966021     5.301890     6.267911   0.000000    978.754010
B-1    979.720034   0.966022     5.301890     6.267912   0.000000    978.754013
B-2    979.720007   0.966019     5.301886     6.267905   0.000000    978.753988
B-3    979.720065   0.966023     5.301887     6.267910   0.000000    978.754042

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:08                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      126,022.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    56,977.19

SUBSERVICER ADVANCES THIS MONTH                                       39,888.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   4,236,273.15

 (B)  TWO MONTHLY PAYMENTS:                                    1     251,730.61

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     534,942.02


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,028,721.18

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     540,723,045.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,886

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      825,545.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.90207640 %     5.03741100 %    1.06051280 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.89276640 %     5.04510168 %    1.06213190 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2352 %

      BANKRUPTCY AMOUNT AVAILABLE                         138,899.00
      FRAUD AMOUNT AVAILABLE                            5,055,864.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,669,206.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13947635
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.44

POOL TRADING FACTOR:                                                92.15120360


 ................................................................................


Run:        12/27/95     09:11:09                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     6,265,658.00     6.500000  %    150,994.84
A-2   760944K56    85,878,000.00    64,687,733.04     6.500000  %    866,321.36
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    24,031,624.90     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,612,649.95     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.575000  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     6.337298  %          0.00
A-11  760944L63             0.00             0.00     0.164018  %          0.00
R     760944L71           100.00             0.00     6.500000  %          0.00
M-1   760944L89     3,099,138.00     2,847,273.03     6.500000  %     11,721.38
M-2   760944L97     3,305,815.00     3,037,153.51     6.500000  %     12,503.06
B                     826,454.53       759,289.10     6.500000  %      3,125.77

- -------------------------------------------------------------------------------
                  206,613,407.53   174,495,156.41                  1,044,666.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        33,899.21    184,894.05             0.00         0.00   6,114,663.16
A-2       349,981.27  1,216,302.63             0.00         0.00  63,821,411.68
A-3        70,117.73     70,117.73             0.00         0.00  12,960,000.00
A-4        14,932.48     14,932.48             0.00         0.00   2,760,000.00
A-5       122,017.60    122,017.60             0.00         0.00  24,031,624.90
A-6        60,008.65     60,008.65             0.00         0.00   9,612,649.95
A-7        28,544.84     28,544.84             0.00         0.00   5,276,000.00
A-8       118,656.82    118,656.82             0.00         0.00  21,931,576.52
A-9        76,111.66     76,111.66             0.00         0.00  13,907,398.73
A-10       33,858.47     33,858.47             0.00         0.00   6,418,799.63
A-11       23,822.35     23,822.35             0.00         0.00           0.00
R               1.08          1.08             0.00         0.00           0.00
M-1        15,404.66     27,126.04             0.00         0.00   2,835,551.65
M-2        16,431.97     28,935.03             0.00         0.00   3,024,650.45
B           4,107.99      7,233.76             0.00         0.00     756,163.33

- -------------------------------------------------------------------------------
          967,896.78  2,012,563.19             0.00         0.00 173,450,490.00
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    629.145296  15.161647     3.403877    18.565524   0.000000    613.983649
A-2    753.251508  10.087815     4.075331    14.163146   0.000000    743.163694
A-3   1000.000000   0.000000     5.410319     5.410319   0.000000   1000.000000
A-4   1000.000000   0.000000     5.410319     5.410319   0.000000   1000.000000
A-5    908.224675   0.000000     4.611398     4.611398   0.000000    908.224675
A-6    908.224674   0.000000     5.669752     5.669752   0.000000    908.224674
A-7   1000.000000   0.000000     5.410318     5.410318   0.000000   1000.000000
A-8    946.060587   0.000000     5.118489     5.118489   0.000000    946.060587
A-9    910.553663   0.000000     4.983229     4.983229   0.000000    910.553663
A-10   910.553663   0.000000     4.803072     4.803072   0.000000    910.553663
R        0.000000   0.000000    10.810000    10.810000   0.000000      0.000000
M-1    918.730637   3.782142     4.970627     8.752769   0.000000    914.948495
M-2    918.730634   3.782141     4.970626     8.752767   0.000000    914.948492
B      918.730641   3.782144     4.970630     8.752774   0.000000    914.948497

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:10                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,337.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,485.04

SUBSERVICER ADVANCES THIS MONTH                                       10,825.57
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     491,111.79

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     308,562.62


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        258,469.36

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     173,450,490.00

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          629

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      326,321.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.19260740 %     3.37225800 %    0.43513480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.18544440 %     3.37860222 %    0.43595340 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1639 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,902,979.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,510,874.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05973783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              151.44

POOL TRADING FACTOR:                                                83.94929065


 ................................................................................


Run:        12/27/95     09:11:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00    18,546,133.39     6.000000  %    526,228.40
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    35,485,526.76     6.000000  %     35,305.79
A-5   760944Q43    10,500,000.00     7,025,224.09     6.000000  %    178,342.66
A-6   760944Q50    25,817,000.00    19,551,628.43     6.000000  %     84,216.77
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    14,945,633.51     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.237916  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,778,654.45     6.000000  %      7,517.64
M-2   760944R34       775,500.00       711,590.24     6.000000  %      3,007.60
M-3   760944R42       387,600.00       355,657.50     6.000000  %      1,503.22
B-1                   542,700.00       497,975.53     6.000000  %      2,104.74
B-2                   310,100.00       284,544.35     6.000000  %      1,202.65
B-3                   310,260.75       284,691.79     6.000000  %      1,203.28

- -------------------------------------------------------------------------------
                  155,046,660.75   135,394,260.04                    840,632.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        92,616.73    618,845.13             0.00         0.00  18,019,904.99
A-2       113,894.89    113,894.89             0.00         0.00  22,807,000.00
A-3         8,239.86      8,239.86             0.00         0.00   1,650,000.00
A-4       177,209.63    212,515.42             0.00         0.00  35,450,220.97
A-5        35,082.96    213,425.62             0.00         0.00   6,846,881.43
A-6        97,638.03    181,854.80             0.00         0.00  19,467,411.66
A-7        57,279.54     57,279.54             0.00         0.00  11,470,000.00
A-8             0.00          0.00        74,636.35         0.00  15,020,269.86
A-9        26,810.68     26,810.68             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,882.34     16,399.98             0.00         0.00   1,771,136.81
M-2         3,553.58      6,561.18             0.00         0.00     708,582.64
M-3         1,776.11      3,279.33             0.00         0.00     354,154.28
B-1         2,486.82      4,591.56             0.00         0.00     495,870.79
B-2         1,420.97      2,623.62             0.00         0.00     283,341.70
B-3         1,421.71      2,624.99             0.00         0.00     283,488.51

- -------------------------------------------------------------------------------
          628,313.85  1,468,946.60        74,636.35         0.00 134,628,263.64
===============================================================================















































Run:        12/27/95     09:11:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    667.799704  18.948164     3.334896    22.283060   0.000000    648.851541
A-2   1000.000000   0.000000     4.993857     4.993857   0.000000   1000.000000
A-3   1000.000000   0.000000     4.993855     4.993855   0.000000   1000.000000
A-4    947.847822   0.943047     4.733416     5.676463   0.000000    946.904775
A-5    669.068961  16.985015     3.341234    20.326249   0.000000    652.083946
A-6    757.316049   3.262066     3.781928     7.043994   0.000000    754.053982
A-7   1000.000000   0.000000     4.993857     4.993857   0.000000   1000.000000
A-8   1121.371062   0.000000     0.000000     0.000000   5.599966   1126.971028
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    917.588965   3.878271     4.582305     8.460576   0.000000    913.710694
M-2    917.588962   3.878272     4.582308     8.460580   0.000000    913.710690
M-3    917.589009   3.878277     4.582327     8.460604   0.000000    913.710733
B-1    917.588963   3.878275     4.582311     8.460586   0.000000    913.710687
B-2    917.589004   3.878265     4.582296     8.460561   0.000000    913.710739
B-3    917.588802   3.878286     4.582307     8.460593   0.000000    913.710516

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,195.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,428.16

SUBSERVICER ADVANCES THIS MONTH                                          661.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    1      72,764.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,628,263.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          533

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      193,740.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.10983770 %     2.10193700 %    0.78822520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.10567850 %     2.10496195 %    0.78935950 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2378 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,456,678.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,918,440.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.63072787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              151.86

POOL TRADING FACTOR:                                                86.83080499


 ................................................................................


Run:        12/27/95     09:11:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00    17,045,832.84     4.750000  %    846,444.48
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    59,364,000.00     5.750000  %          0.00
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    20,857,631.08     5.000000  %          0.00
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     7.075000  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     5.952275  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     7.175000  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     5.475016  %          0.00
A-17  760944Z76    29,322,000.00    29,322,000.00     5.000000  %          0.00
A-18  760944Z84             0.00             0.00     4.000000  %          0.00
A-19  760944Z92    49,683,000.00    48,688,091.24     6.750000  %     46,949.16
A-20  7609442A5     5,593,279.30     5,190,046.51     0.000000  %     12,663.44
A-21  7609442B3             0.00             0.00     0.166456  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,365,941.53     6.750000  %     13,852.85
M-2   7609442F4     5,330,500.00     5,223,756.01     6.750000  %      5,037.19
M-3   7609442G2     5,330,500.00     5,223,756.01     6.750000  %      5,037.19
B-1                 2,665,200.00     2,611,829.00     6.750000  %      2,518.55
B-2                   799,500.00       783,489.92     6.750000  %        755.51
B-3                 1,865,759.44     1,828,397.41     6.750000  %      1,763.09

- -------------------------------------------------------------------------------
                  533,047,438.74   492,836,715.77                    935,021.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        67,454.78    913,899.26             0.00         0.00  16,199,388.36
A-2        28,402.01     28,402.01             0.00         0.00           0.00
A-3       284,375.31    284,375.31             0.00         0.00  59,364,000.00
A-4        63,472.15     63,472.15             0.00         0.00  11,287,000.00
A-5        86,883.22     86,883.22             0.00         0.00  20,857,631.08
A-6        30,409.13     30,409.13             0.00         0.00           0.00
A-7       205,052.41    205,052.41             0.00         0.00  37,443,000.00
A-8       115,275.59    115,275.59             0.00         0.00  20,499,000.00
A-9        13,327.63     13,327.63             0.00         0.00   2,370,000.00
A-10      270,034.30    270,034.30             0.00         0.00  48,019,128.22
A-11      116,591.48    116,591.48             0.00         0.00  20,733,000.00
A-12      271,180.27    271,180.27             0.00         0.00  48,222,911.15
A-13      307,860.16    307,860.16             0.00         0.00  52,230,738.70
A-14      105,521.34    105,521.34             0.00         0.00  21,279,253.46
A-15       90,774.31     90,774.31             0.00         0.00  15,185,886.80
A-16       23,089.29     23,089.29             0.00         0.00   5,062,025.89
A-17      122,141.84    122,141.84             0.00         0.00  29,322,000.00
A-18       97,713.48     97,713.48             0.00         0.00           0.00
A-19      273,796.19    320,745.35             0.00         0.00  48,641,142.08
A-20            0.00     12,663.44             0.00         0.00   5,177,383.07
A-21       68,344.47     68,344.47             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        80,786.49     94,639.34             0.00         0.00  14,352,088.68
M-2        29,375.66     34,412.85             0.00         0.00   5,218,718.82
M-3        29,375.66     34,412.85             0.00         0.00   5,218,718.82
B-1        14,687.55     17,206.10             0.00         0.00   2,609,310.45
B-2         4,405.93      5,161.44             0.00         0.00     782,734.41
B-3        10,281.95     12,045.04             0.00         0.00   1,826,634.32

- -------------------------------------------------------------------------------
        2,810,612.60  3,745,634.06             0.00         0.00 491,901,694.31
===============================================================================





















Run:        12/27/95     09:11:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    374.041798  18.573784     1.480180    20.053964   0.000000    355.468015
A-3   1000.000000   0.000000     4.790366     4.790366   0.000000   1000.000000
A-4   1000.000000   0.000000     5.623474     5.623474   0.000000   1000.000000
A-5    839.172443   0.000000     3.495603     3.495603   0.000000    839.172443
A-7   1000.000000   0.000000     5.476388     5.476388   0.000000   1000.000000
A-8   1000.000000   0.000000     5.623474     5.623474   0.000000   1000.000000
A-9   1000.000000   0.000000     5.623473     5.623473   0.000000   1000.000000
A-10   992.376792   0.000000     5.580605     5.580605   0.000000    992.376792
A-11  1000.000000   0.000000     5.623474     5.623474   0.000000   1000.000000
A-12   983.117799   0.000000     5.528537     5.528537   0.000000    983.117799
A-13   954.414928   0.000000     5.625544     5.625544   0.000000    954.414928
A-14   954.414928   0.000000     4.732832     4.732832   0.000000    954.414928
A-15   954.414928   0.000000     5.705057     5.705057   0.000000    954.414928
A-16   954.414927   0.000000     4.353349     4.353349   0.000000    954.414927
A-17  1000.000000   0.000000     4.165536     4.165536   0.000000   1000.000000
A-19   979.974865   0.944974     5.510863     6.455837   0.000000    979.029891
A-20   927.907625   2.264046     0.000000     2.264046   0.000000    925.643579
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.974865   0.944974     5.510863     6.455837   0.000000    979.029891
M-2    979.974864   0.944975     5.510864     6.455839   0.000000    979.029888
M-3    979.974864   0.944975     5.510864     6.455839   0.000000    979.029888
B-1    979.974861   0.944976     5.510862     6.455838   0.000000    979.029885
B-2    979.974884   0.944978     5.510857     6.455835   0.000000    979.029906
B-3    979.974894   0.944972     5.510866     6.455838   0.000000    979.029923

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      108,405.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    51,896.58

SUBSERVICER ADVANCES THIS MONTH                                       22,843.75
MASTER SERVICER ADVANCES THIS MONTH                                    2,939.74


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,229,100.54

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     208,492.75


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        990,505.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     491,901,694.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,687

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 441,159.60

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      459,520.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.84038240 %     5.08840800 %    1.07120930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.83466060 %     5.03952855 %    1.07220430 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1665 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                            5,103,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,103,942.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22348759
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.19

POOL TRADING FACTOR:                                                92.28103515


 ................................................................................


Run:        12/27/95     09:11:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    18,102,761.18    10.500000  %     37,303.71
A-2   760944V96    67,648,000.00    46,403,104.06     6.625000  %    348,167.96
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.126138  %          0.00
R     760944X37       267,710.00        23,501.47     7.000000  %         41.05
M-1   760944X45     7,801,800.00     7,658,575.85     7.000000  %      7,101.20
M-2   760944X52     2,600,600.00     2,552,858.62     7.000000  %      2,367.07
M-3   760944X60     2,600,600.00     2,552,858.62     7.000000  %      2,367.07
B-1                 1,300,350.00     1,276,478.39     7.000000  %      1,183.58
B-2                   390,100.00       382,938.61     7.000000  %        355.07
B-3                   910,233.77       813,625.96     7.000000  %        754.41

- -------------------------------------------------------------------------------
                  260,061,393.77   235,929,702.76                    399,641.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       158,301.45    195,605.16             0.00         0.00  18,065,457.47
A-2       256,025.77    604,193.73             0.00         0.00  46,054,936.10
A-3       112,467.25    112,467.25             0.00         0.00  20,384,000.00
A-4       290,591.88    290,591.88             0.00         0.00  52,668,000.00
A-5       273,134.74    273,134.74             0.00         0.00  49,504,000.00
A-6        58,757.90     58,757.90             0.00         0.00  10,079,000.00
A-7       112,414.78    112,414.78             0.00         0.00  19,283,000.00
A-8         6,121.22      6,121.22             0.00         0.00   1,050,000.00
A-9        18,626.00     18,626.00             0.00         0.00   3,195,000.00
A-10       24,784.53     24,784.53             0.00         0.00           0.00
R             137.01        178.06             0.00         0.00      23,460.42
M-1        44,647.47     51,748.67             0.00         0.00   7,651,474.65
M-2        14,882.49     17,249.56             0.00         0.00   2,550,491.55
M-3        14,882.49     17,249.56             0.00         0.00   2,550,491.55
B-1         7,441.53      8,625.11             0.00         0.00   1,275,294.81
B-2         2,232.43      2,587.50             0.00         0.00     382,583.54
B-3         4,743.23      5,497.64             0.00         0.00     812,871.55

- -------------------------------------------------------------------------------
        1,400,192.17  1,799,833.29             0.00         0.00 235,530,061.64
===============================================================================














































Run:        12/27/95     09:11:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    888.304685   1.830498     7.767871     9.598369   0.000000    886.474188
A-2    685.949386   5.146759     3.784676     8.931435   0.000000    680.802627
A-3   1000.000000   0.000000     5.517428     5.517428   0.000000   1000.000000
A-4   1000.000000   0.000000     5.517428     5.517428   0.000000   1000.000000
A-5   1000.000000   0.000000     5.517428     5.517428   0.000000   1000.000000
A-6   1000.000000   0.000000     5.829735     5.829735   0.000000   1000.000000
A-7   1000.000000   0.000000     5.829735     5.829735   0.000000   1000.000000
A-8   1000.000000   0.000000     5.829733     5.829733   0.000000   1000.000000
A-9   1000.000000   0.000000     5.829734     5.829734   0.000000   1000.000000
R       87.787046   0.153338     0.511785     0.665123   0.000000     87.633708
M-1    981.642166   0.910200     5.722714     6.632914   0.000000    980.731966
M-2    981.642167   0.910201     5.722714     6.632915   0.000000    980.731966
M-3    981.642167   0.910201     5.722714     6.632915   0.000000    980.731966
B-1    981.642166   0.910201     5.722713     6.632914   0.000000    980.731965
B-2    981.642169   0.910203     5.722712     6.632915   0.000000    980.731966
B-3    893.864837   0.828809     5.210991     6.039800   0.000000    893.036027

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       48,300.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,145.07

SUBSERVICER ADVANCES THIS MONTH                                       25,359.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,806,961.74

 (B)  TWO MONTHLY PAYMENTS:                                    2     466,038.27

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     384,295.45


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     235,530,061.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          894

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      180,881.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.54157790 %     5.41021000 %    1.04821180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.53661800 %     5.41436522 %    1.04901680 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1261 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,497,248.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,317,527.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49692458
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.97

POOL TRADING FACTOR:                                                90.56709965


 ................................................................................


Run:        12/27/95     09:11:17                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   180,737,881.13     6.746607  %  1,628,660.02
A-2   7609442W7    76,450,085.00    85,995,694.00     6.746607  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.746607  %          0.00
M-1   7609442T4     8,228,000.00     8,081,369.61     6.746607  %      7,557.71
M-2   7609442U1     2,992,100.00     2,938,778.10     6.746607  %      2,748.35
M-3   7609442V9     1,496,000.00     1,469,339.94     6.746607  %      1,374.13
B-1                 2,244,050.00     2,204,059.03     6.746607  %      2,061.24
B-2                 1,047,225.00     1,028,562.52     6.746607  %        961.91
B-3                 1,196,851.02     1,175,522.01     6.746607  %      1,099.35

- -------------------------------------------------------------------------------
                  299,203,903.02   283,631,206.34                  1,644,462.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,015,953.93  2,644,613.95             0.00         0.00 179,109,221.11
A-2             0.00          0.00       482,999.50         0.00  86,478,693.50
A-3        43,918.91     43,918.91             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,389.45     52,947.16             0.00         0.00   8,073,811.90
M-2        16,505.81     19,254.16             0.00         0.00   2,936,029.75
M-3         8,252.63      9,626.76             0.00         0.00   1,467,965.81
B-1        12,379.22     14,440.46             0.00         0.00   2,201,997.79
B-2         5,776.98      6,738.89             0.00         0.00   1,027,600.61
B-3         6,602.39      7,701.74             0.00         0.00   1,174,422.66

- -------------------------------------------------------------------------------
        1,154,779.32  2,799,242.03       482,999.50         0.00 282,469,743.13
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    879.291305   7.923445     4.942624    12.866069   0.000000    871.367861
A-2   1124.860672   0.000000     0.000000     0.000000   6.317841   1131.178513
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.179097   0.918535     5.516462     6.434997   0.000000    981.260562
M-2    982.179105   0.918535     5.516463     6.434998   0.000000    981.260570
M-3    982.179104   0.918536     5.516464     6.435000   0.000000    981.260568
B-1    982.179109   0.918536     5.516464     6.435000   0.000000    981.260574
B-2    982.179111   0.918532     5.516465     6.434997   0.000000    981.260579
B-3    982.179060   0.918535     5.516468     6.435003   0.000000    981.260525

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,923.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,988.53

SUBSERVICER ADVANCES THIS MONTH                                       17,399.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,570,868.23

 (B)  TWO MONTHLY PAYMENTS:                                    2     567,442.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        425,506.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     282,469,743.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,015

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      896,210.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.04239350 %     4.40342500 %    1.55418140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.02349140 %     4.41739612 %    1.55911250 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,910,120.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,968,706.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32108849
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.90

POOL TRADING FACTOR:                                                94.40710508


 ................................................................................


Run:        12/27/95     09:12:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    29,964,518.07     6.475000  %    217,475.12
A-2   7609442N7             0.00             0.00     3.525000  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    29,964,518.07                    217,475.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       161,616.78    379,091.90             0.00         0.00  29,747,042.95
A-2        87,984.42     87,984.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          249,601.20    467,076.32             0.00         0.00  29,747,042.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    819.392118   5.946947     4.419478    10.366425   0.000000    813.445172
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       26-December-95 
DISTRIBUTION DATE        29-December-95 

Run:     12/27/95     09:12:20                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,747,042.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 365,705.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      179,434.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                81.34429472


 ................................................................................


Run:        12/27/95     09:11:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    92,837,614.43     6.500000  %    516,327.01
A-2   7609443C0    22,306,000.00    16,988,869.80     6.500000  %    254,310.32
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    25,054,581.79     6.500000  %     23,260.46
A-9   7609443K2             0.00             0.00     0.531839  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,519,103.95     6.500000  %      6,052.28
M-2   7609443N6     3,317,000.00     3,259,060.71     6.500000  %      3,025.68
M-3   7609443P1     1,990,200.00     1,955,436.43     6.500000  %      1,815.41
B-1                 1,326,800.00     1,303,624.29     6.500000  %      1,210.27
B-2                   398,000.00       391,048.00     6.500000  %        363.05
B-3                   928,851.36       912,626.71     6.500000  %        847.28

- -------------------------------------------------------------------------------
                  265,366,951.36   248,553,966.11                    807,211.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       502,493.31  1,018,820.32             0.00         0.00  92,321,287.42
A-2        91,954.03    346,264.35             0.00         0.00  16,734,559.48
A-3       173,425.27    173,425.27             0.00         0.00  32,041,000.00
A-4       243,480.61    243,480.61             0.00         0.00  44,984,000.00
A-5        56,832.35     56,832.35             0.00         0.00  10,500,000.00
A-6        58,277.51     58,277.51             0.00         0.00  10,767,000.00
A-7         5,629.11      5,629.11             0.00         0.00   1,040,000.00
A-8       135,610.55    158,871.01             0.00         0.00  25,031,321.33
A-9       110,076.39    110,076.39             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        35,285.33     41,337.61             0.00         0.00   6,513,051.67
M-2        17,640.01     20,665.69             0.00         0.00   3,256,035.03
M-3        10,584.01     12,399.42             0.00         0.00   1,953,621.02
B-1         7,056.00      8,266.27             0.00         0.00   1,302,414.02
B-2         2,116.59      2,479.64             0.00         0.00     390,684.95
B-3         4,939.69      5,786.97             0.00         0.00     911,779.43

- -------------------------------------------------------------------------------
        1,455,400.76  2,262,612.52             0.00         0.00 247,746,754.35
===============================================================================

















































Run:        12/27/95     09:11:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    895.830618   4.982264     4.848777     9.831041   0.000000    890.848354
A-2    761.627804  11.400983     4.122390    15.523373   0.000000    750.226822
A-3   1000.000000   0.000000     5.412605     5.412605   0.000000   1000.000000
A-4   1000.000000   0.000000     5.412605     5.412605   0.000000   1000.000000
A-5   1000.000000   0.000000     5.412605     5.412605   0.000000   1000.000000
A-6   1000.000000   0.000000     5.412604     5.412604   0.000000   1000.000000
A-7   1000.000000   0.000000     5.412606     5.412606   0.000000   1000.000000
A-8    982.532619   0.912175     5.318061     6.230236   0.000000    981.620444
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.532622   0.912175     5.318060     6.230235   0.000000    981.620448
M-2    982.532623   0.912174     5.318062     6.230236   0.000000    981.620449
M-3    982.532625   0.912175     5.318064     6.230239   0.000000    981.620450
B-1    982.532627   0.912172     5.318058     6.230230   0.000000    981.620455
B-2    982.532663   0.912186     5.318065     6.230251   0.000000    981.620477
B-3    982.532566   0.912170     5.318052     6.230222   0.000000    981.620383

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       57,536.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,056.05

SUBSERVICER ADVANCES THIS MONTH                                       24,540.60
MASTER SERVICER ADVANCES THIS MONTH                                    2,110.67


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,317,651.31

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        266,641.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     247,746,754.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          872

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 299,065.91

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      576,456.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.23026710 %     4.72074600 %    1.04898710 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.21684210 %     4.73173009 %    1.05142790 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5321 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,145.00
      FRAUD AMOUNT AVAILABLE                            2,567,000.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43540441
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              331.38

POOL TRADING FACTOR:                                                93.36006352


 ................................................................................


Run:        12/27/95     09:11:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00   109,495,459.82     6.692188  %  4,688,447.17
M-1   7609442K3     3,625,500.00     3,524,225.14     6.692188  %      3,304.63
M-2   7609442L1     2,416,900.00     2,349,386.23     6.692188  %      2,202.99
R     7609442J6           100.00             0.00     6.692188  %          0.00
B-1                   886,200.00       861,444.85     6.692188  %        807.77
B-2                   322,280.00       313,277.42     6.692188  %        293.76
B-3                   805,639.55       783,134.78     6.692188  %        734.33

- -------------------------------------------------------------------------------
                  161,126,619.55   117,326,928.24                  4,695,790.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         594,634.61  5,283,081.78             0.00         0.00 104,807,012.65
M-1        19,138.93     22,443.56             0.00         0.00   3,520,920.51
M-2        12,758.76     14,961.75             0.00         0.00   2,347,183.24
R               0.00          0.00             0.00         0.00           0.00
B-1         4,678.23      5,486.00             0.00         0.00     860,637.08
B-2         1,701.31      1,995.07             0.00         0.00     312,983.66
B-3         4,252.95      4,987.28             0.00         0.00     782,400.45

- -------------------------------------------------------------------------------
          637,164.79  5,332,955.44             0.00         0.00 112,631,137.59
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      715.329325  30.629432     3.884723    34.514155   0.000000    684.699893
M-1    972.065961   0.911496     5.278977     6.190473   0.000000    971.154464
M-2    972.065965   0.911494     5.278977     6.190471   0.000000    971.154471
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    972.065956   0.911499     5.278978     6.190477   0.000000    971.154457
B-2    972.065967   0.911506     5.278981     6.190487   0.000000    971.154462
B-3    972.065957   0.911499     5.278974     6.190473   0.000000    971.154457

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,550.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,567.45

SUBSERVICER ADVANCES THIS MONTH                                       35,861.96
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   3,821,537.07

 (B)  TWO MONTHLY PAYMENTS:                                    1     272,211.99

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,161,241.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     112,631,137.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          371

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,585,774.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.32508870 %     5.00619200 %    1.66871930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.05331980 %     5.21001907 %    1.73666110 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,403,480.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,223,488.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64675066
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.27

POOL TRADING FACTOR:                                                69.90225321


 ................................................................................


Run:        12/27/95     09:12:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    46,816,131.96     6.470000  %    139,504.32
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     5,566,766.13     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   113,691,301.31                    139,504.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       252,138.98    391,643.30             0.00         0.00  46,676,627.64
A-2       330,190.41    330,190.41             0.00         0.00  61,308,403.22
A-3             0.00          0.00        29,981.09         0.00   5,596,747.22
S-1        14,915.04     14,915.04             0.00         0.00           0.00
S-2         5,191.79      5,191.79             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          602,436.22    741,940.54        29,981.09         0.00 113,581,778.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    945.780444   2.818269     5.093717     7.911986   0.000000    942.962175
A-2   1000.000000   0.000000     5.385728     5.385728   0.000000   1000.000000
A-3   1113.353226   0.000000     0.000000     0.000000   5.996218   1119.349444
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       26-December-95 
DISTRIBUTION DATE        29-December-95 

Run:     12/27/95     09:12:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,842.28

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     113,581,778.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,522,053.27

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                98.07723520


 ................................................................................


Run:        12/27/95     09:11:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00     7,626,709.31     4.500000  %    868,026.28
A-2   7609445P9    57,515,000.00    57,515,000.00     5.500000  %          0.00
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,072,637.34     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    38,449,367.44     6.375000  %    694,421.02
A-9   7609445W4             0.00             0.00     2.625000  %          0.00
A-10  7609445X2    43,420,000.00    39,197,399.10     6.500000  %    223,399.11
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    36,139,957.75     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     5,149,643.22     6.500000  %          0.00
A-14  7609446B9       478,414.72       425,288.32     0.000000  %        478.05
A-15  7609446C7             0.00             0.00     0.502278  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,498,400.42     6.500000  %     10,714.58
M-2   7609446G8     4,252,700.00     4,181,030.94     6.500000  %      3,896.02
M-3   7609446H6     4,252,700.00     4,181,030.94     6.500000  %      3,896.02
B-1                 2,126,300.00     2,090,466.28     6.500000  %      1,947.96
B-2                   638,000.00       627,248.04     6.500000  %        584.49
B-3                 1,488,500.71     1,463,415.65     6.500000  %      1,363.66

- -------------------------------------------------------------------------------
                  425,269,315.43   398,036,594.75                  1,808,727.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        28,567.82    896,594.10             0.00         0.00   6,758,683.03
A-2       263,312.34    263,312.34             0.00         0.00  57,515,000.00
A-3       208,089.43    208,089.43             0.00         0.00  41,665,000.00
A-4        52,492.66     52,492.66             0.00         0.00  10,090,000.00
A-5        39,735.02     39,735.02             0.00         0.00   7,344,000.00
A-6       243,867.38    243,867.38             0.00         0.00  45,072,637.34
A-7       103,092.47    103,092.47             0.00         0.00  19,054,000.00
A-8       204,031.29    898,452.31             0.00         0.00  37,754,946.42
A-9        84,012.88     84,012.88             0.00         0.00           0.00
A-10      212,079.17    435,478.28             0.00         0.00  38,973,999.99
A-11      358,534.95    358,534.95             0.00         0.00  66,266,000.00
A-12            0.00          0.00       195,536.74         0.00  36,335,494.49
A-13            0.00          0.00        27,862.36         0.00   5,177,505.58
A-14            0.00        478.05             0.00         0.00     424,810.27
A-15      166,415.80    166,415.80             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        62,212.57     72,927.15             0.00         0.00  11,487,685.84
M-2        22,621.64     26,517.66             0.00         0.00   4,177,134.92
M-3        22,621.64     26,517.66             0.00         0.00   4,177,134.92
B-1        11,310.56     13,258.52             0.00         0.00   2,088,518.32
B-2         3,393.75      3,978.24             0.00         0.00     626,663.55
B-3         7,917.87      9,281.53             0.00         0.00   1,462,051.99

- -------------------------------------------------------------------------------
        2,094,309.25  3,903,036.44       223,399.10         0.00 396,451,266.66
===============================================================================



































Run:        12/27/95     09:11:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    342.081602  38.933675     1.281355    40.215030   0.000000    303.147927
A-2   1000.000000   0.000000     4.578151     4.578151   0.000000   1000.000000
A-3   1000.000000   0.000000     4.994346     4.994346   0.000000   1000.000000
A-4   1000.000000   0.000000     5.202444     5.202444   0.000000   1000.000000
A-5   1000.000000   0.000000     5.410542     5.410542   0.000000   1000.000000
A-6    991.980926   0.000000     5.367154     5.367154   0.000000    991.980926
A-7   1000.000000   0.000000     5.410542     5.410542   0.000000   1000.000000
A-8    766.167851  13.837498     4.065664    17.903162   0.000000    752.330353
A-10   902.749864   5.145074     4.884366    10.029440   0.000000    897.604790
A-11  1000.000000   0.000000     5.410542     5.410542   0.000000   1000.000000
A-12  1113.918067   0.000000     0.000000     0.000000   6.026900   1119.944966
A-13  1113.918066   0.000000     0.000000     0.000000   6.026900   1119.944967
A-14   888.953250   0.999238     0.000000     0.999238   0.000000    887.954012
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    983.147400   0.916128     5.319360     6.235488   0.000000    982.231272
M-2    983.147398   0.916129     5.319359     6.235488   0.000000    982.231270
M-3    983.147398   0.916129     5.319359     6.235488   0.000000    982.231270
B-1    983.147383   0.916127     5.319362     6.235489   0.000000    982.231256
B-2    983.147398   0.916129     5.319357     6.235486   0.000000    982.231270
B-3    983.147432   0.916130     5.319359     6.235489   0.000000    982.231302

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       78,581.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    41,781.45

SUBSERVICER ADVANCES THIS MONTH                                       49,041.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   4,162,074.49

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,213,138.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     936,371.49


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        864,302.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     396,451,266.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,377

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,214,382.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.95349380 %     4.99494400 %    1.05156210 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.93495330 %     5.00489148 %    1.05478660 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5023 %

      BANKRUPTCY AMOUNT AVAILABLE                         142,572.00
      FRAUD AMOUNT AVAILABLE                            4,146,765.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,430,721.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35749764
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.38

POOL TRADING FACTOR:                                                93.22357675


 ................................................................................


Run:        12/27/95     09:11:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    17,088,000.00     6.000000  %          0.00
A-2   7609445A2    54,914,000.00    42,109,875.06     6.000000  %  1,235,359.77
A-3   7609445B0    15,096,000.00    12,411,476.39     6.000000  %    259,006.57
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     5.510000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     6.839898  %          0.00
A-9   7609445H7             0.00             0.00     0.321303  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       719,645.11     6.000000  %      2,925.27
M-2   7609445L8     2,868,200.00     2,660,590.45     6.000000  %     10,814.98
B                     620,201.82       575,309.59     6.000000  %      2,338.56

- -------------------------------------------------------------------------------
                  155,035,301.82   136,910,473.92                  1,510,445.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        85,064.59     85,064.59             0.00         0.00  17,088,000.00
A-2       209,624.26  1,444,984.03             0.00         0.00  40,874,515.29
A-3        61,784.71    320,791.28             0.00         0.00  12,152,469.82
A-4        30,978.29     30,978.29             0.00         0.00   6,223,000.00
A-5        46,053.87     46,053.87             0.00         0.00   9,251,423.55
A-6       185,698.82    185,698.82             0.00         0.00  37,303,669.38
A-7        24,735.44     24,735.44             0.00         0.00   5,410,802.13
A-8        17,913.76     17,913.76             0.00         0.00   3,156,682.26
A-9        36,497.07     36,497.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,582.42      6,507.69             0.00         0.00     716,719.84
M-2        13,244.50     24,059.48             0.00         0.00   2,649,775.47
B           2,863.91      5,202.47             0.00         0.00     572,971.03

- -------------------------------------------------------------------------------
          718,041.64  2,228,486.79             0.00         0.00 135,400,028.77
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     4.978031     4.978031   0.000000   1000.000000
A-2    766.833140  22.496263     3.817319    26.313582   0.000000    744.336878
A-3    822.169872  17.157298     4.092787    21.250085   0.000000    805.012574
A-4   1000.000000   0.000000     4.978031     4.978031   0.000000   1000.000000
A-5    972.298849   0.000000     4.840133     4.840133   0.000000    972.298849
A-6    967.268303   0.000000     4.815092     4.815092   0.000000    967.268303
A-7    914.450250   0.000000     4.180402     4.180402   0.000000    914.450250
A-8    914.450249   0.000000     5.189386     5.189386   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    927.616796   3.770650     4.617711     8.388361   0.000000    923.846146
M-2    927.616781   3.770651     4.617704     8.388355   0.000000    923.846130
B      927.616739   3.770644     4.617707     8.388351   0.000000    923.846096

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,601.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,593.05

SUBSERVICER ADVANCES THIS MONTH                                        2,443.67
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     265,876.97

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     135,400,028.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          522

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      953,920.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.11085280 %     2.46893900 %    0.42020860 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.09049820 %     2.48633279 %    0.42316910 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3213 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,449,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,746,619.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69747205
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              154.42

POOL TRADING FACTOR:                                                87.33496641


 ................................................................................


Run:        12/27/95     09:11:26                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    14,823,485.34     6.500000  %    282,967.82
A-2   7609443X4    70,702,000.00    54,323,666.75     6.500000  %    934,098.06
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    28,999,874.40     6.500000  %     26,971.28
A-9   7609444E5             0.00             0.00     0.447005  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,459,705.73     6.500000  %      7,867.93
M-2   7609444H8     3,129,000.00     3,075,952.79     6.500000  %      2,860.78
M-3   7609444J4     3,129,000.00     3,075,952.79     6.500000  %      2,860.78
B-1                 1,251,600.00     1,230,381.11     6.500000  %      1,144.31
B-2                   625,800.00       615,190.55     6.500000  %        572.16
B-3                 1,251,647.88     1,184,501.50     6.500000  %      1,101.66

- -------------------------------------------------------------------------------
                  312,906,747.88   290,715,710.96                  1,260,444.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        80,176.11    363,143.93             0.00         0.00  14,540,517.52
A-2       293,821.59  1,227,919.65             0.00         0.00  53,389,568.69
A-3        60,647.99     60,647.99             0.00         0.00  11,213,000.00
A-4       442,184.64    442,184.64             0.00         0.00  81,754,000.00
A-5       342,707.42    342,707.42             0.00         0.00  63,362,000.00
A-6        95,182.69     95,182.69             0.00         0.00  17,598,000.00
A-7         5,408.73      5,408.73             0.00         0.00   1,000,000.00
A-8       156,852.25    183,823.53             0.00         0.00  28,972,903.12
A-9       108,134.05    108,134.05             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,756.20     53,624.13             0.00         0.00   8,451,837.80
M-2        16,636.97     19,497.75             0.00         0.00   3,073,092.01
M-3        16,636.97     19,497.75             0.00         0.00   3,073,092.01
B-1         6,654.78      7,799.09             0.00         0.00   1,229,236.80
B-2         3,327.39      3,899.55             0.00         0.00     614,618.39
B-3         6,406.67      7,508.33             0.00         0.00   1,183,399.84

- -------------------------------------------------------------------------------
        1,680,534.45  2,940,979.23             0.00         0.00 289,455,266.18
===============================================================================















































Run:        12/27/95     09:11:26
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    749.228473  14.302139     4.052368    18.354507   0.000000    734.926334
A-2    768.346960  13.211763     4.155775    17.367538   0.000000    755.135197
A-3   1000.000000   0.000000     5.408721     5.408721   0.000000   1000.000000
A-4   1000.000000   0.000000     5.408722     5.408722   0.000000   1000.000000
A-5   1000.000000   0.000000     5.408722     5.408722   0.000000   1000.000000
A-6   1000.000000   0.000000     5.408722     5.408722   0.000000   1000.000000
A-7   1000.000000   0.000000     5.408730     5.408730   0.000000   1000.000000
A-8    983.046590   0.914281     5.317025     6.231306   0.000000    982.132309
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    983.046589   0.914280     5.317026     6.231306   0.000000    982.132309
M-2    983.046593   0.914279     5.317025     6.231304   0.000000    982.132314
M-3    983.046593   0.914279     5.317025     6.231304   0.000000    982.132314
B-1    983.046588   0.914278     5.317018     6.231296   0.000000    982.132311
B-2    983.046580   0.914286     5.317018     6.231304   0.000000    982.132295
B-3    946.353618   0.880152     5.118564     5.998716   0.000000    945.473451

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:27                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       61,540.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    31,056.14

SUBSERVICER ADVANCES THIS MONTH                                       28,904.81
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   3,742,451.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     573,473.26


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     289,455,266.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,003

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      990,065.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.93163710 %     5.02608200 %    1.04228050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.91088060 %     5.04327388 %    1.04584560 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4469 %

      BANKRUPTCY AMOUNT AVAILABLE                         130,539.00
      FRAUD AMOUNT AVAILABLE                            3,023,194.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32610706
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.94

POOL TRADING FACTOR:                                                92.50528093


 ................................................................................


Run:        12/27/95     09:11:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00    14,701,149.16     6.500000  %  1,727,118.84
A-2   7609444L9    29,271,000.00    29,271,000.00     6.000000  %          0.00
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     6.361000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     6.800701  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.205262  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       730,550.71     6.500000  %      2,925.26
M-2   7609444Y1     2,903,500.00     2,702,107.01     6.500000  %     10,819.72
B                     627,984.63       584,426.26     6.500000  %      2,340.14

- -------------------------------------------------------------------------------
                  156,939,684.63   138,604,543.64                  1,743,203.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        79,149.04  1,806,267.88             0.00         0.00  12,974,030.32
A-2       145,468.80    145,468.80             0.00         0.00  29,271,000.00
A-3       150,725.06    150,725.06             0.00         0.00  28,657,000.00
A-4        25,465.69     25,465.69             0.00         0.00   4,730,000.00
A-5        15,682.83     15,682.83             0.00         0.00           0.00
A-6       134,247.32    134,247.32             0.00         0.00  24,935,106.59
A-7        55,321.91     55,321.91             0.00         0.00  10,500,033.66
A-8        27,298.16     27,298.16             0.00         0.00   4,846,170.25
A-9        91,240.41     91,240.41             0.00         0.00  16,947,000.00
A-10       23,565.00     23,565.00             0.00         0.00           0.00
R-I             1.87          1.87             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         3,933.19      6,858.45             0.00         0.00     727,625.45
M-2        14,547.78     25,367.50             0.00         0.00   2,691,287.29
B           3,146.48      5,486.62             0.00         0.00     582,086.12

- -------------------------------------------------------------------------------
          769,793.54  2,512,997.50             0.00         0.00 136,861,339.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    473.741594  55.656060     2.550562    58.206622   0.000000    418.085535
A-2   1000.000000   0.000000     4.969724     4.969724   0.000000   1000.000000
A-3   1000.000000   0.000000     5.259625     5.259625   0.000000   1000.000000
A-4   1000.000000   0.000000     5.383867     5.383867   0.000000   1000.000000
A-6    974.560564   0.000000     5.246905     5.246905   0.000000    974.560564
A-7    935.744141   0.000000     4.930189     4.930189   0.000000    935.744141
A-8    935.744141   0.000000     5.270986     5.270986   0.000000    935.744142
A-9   1000.000000   0.000000     5.383868     5.383868   0.000000   1000.000000
R-I      0.000000   0.000000    18.710000    18.710000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    930.637847   3.726446     5.010433     8.736879   0.000000    926.911401
M-2    930.637854   3.726441     5.010429     8.736870   0.000000    926.911414
B      930.637841   3.726445     5.010425     8.736870   0.000000    926.911396

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:28                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,610.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,704.98

SUBSERVICER ADVANCES THIS MONTH                                       14,727.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,284,173.10

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        271,101.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     136,861,339.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          552

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,188,206.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.10176600 %     2.47658400 %    0.42165020 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.07660410 %     2.49808510 %    0.42531080 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2058 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,466,768.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,001,844.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.10618490
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              153.59

POOL TRADING FACTOR:                                                87.20633026


 ................................................................................


Run:        12/27/95     09:11:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   146,784,497.90     6.995449  %    790,260.69
A-2   760947LS8    99,787,000.00    87,707,692.76     6.995449  %    472,202.06
A-3   7609446Y9   100,000,000.00   111,664,364.82     6.995449  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.995449  %          0.00
M-1   7609447B8    10,702,300.00    10,527,516.33     6.995449  %      9,646.11
M-2   7609447C6     3,891,700.00     3,828,143.02     6.995449  %      3,507.64
M-3   7609447D4     3,891,700.00     3,828,143.02     6.995449  %      3,507.64
B-1                 1,751,300.00     1,722,698.79     6.995449  %      1,578.47
B-2                   778,400.00       765,687.63     6.995449  %        701.58
B-3                 1,362,164.15     1,339,918.12     6.995449  %      1,227.73

- -------------------------------------------------------------------------------
                  389,164,664.15   368,168,662.39                  1,282,631.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       854,989.12  1,645,249.81             0.00         0.00 145,994,237.21
A-2       510,879.04    983,081.10             0.00         0.00  87,235,490.70
A-3             0.00          0.00       650,421.66         0.00 112,314,786.48
A-4        40,772.12     40,772.12             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,320.59     70,966.70             0.00         0.00  10,517,870.22
M-2        22,298.14     25,805.78             0.00         0.00   3,824,635.38
M-3        22,298.14     25,805.78             0.00         0.00   3,824,635.38
B-1        10,034.36     11,612.83             0.00         0.00   1,721,120.32
B-2         4,459.97      5,161.55             0.00         0.00     764,986.05
B-3         7,804.73      9,032.46             0.00         0.00   1,338,690.39

- -------------------------------------------------------------------------------
        1,534,856.21  2,817,488.13       650,421.66         0.00 367,536,452.13
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    878.949089   4.732100     5.119695     9.851795   0.000000    874.216989
A-2    878.949089   4.732100     5.119695     9.851795   0.000000    874.216989
A-3   1116.643648   0.000000     0.000000     0.000000   6.504217   1123.147865
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    983.668588   0.901312     5.729665     6.630977   0.000000    982.767276
M-2    983.668582   0.901313     5.729666     6.630979   0.000000    982.767269
M-3    983.668582   0.901313     5.729666     6.630979   0.000000    982.767269
B-1    983.668583   0.901313     5.729664     6.630977   0.000000    982.767270
B-2    983.668589   0.901310     5.729663     6.630973   0.000000    982.767279
B-3    983.668613   0.901308     5.729669     6.630977   0.000000    982.767305

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       69,876.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,934.62

SUBSERVICER ADVANCES THIS MONTH                                       35,646.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,462,001.42

 (B)  TWO MONTHLY PAYMENTS:                                    1     244,187.62

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     121,993.93


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        297,217.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     367,536,452.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,418

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      294,866.14

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.02118940 %     4.93898700 %    1.03982360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.01639280 %     4.94294943 %    1.04065780 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,333.00
      FRAUD AMOUNT AVAILABLE                            3,785,369.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43614870
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.95

POOL TRADING FACTOR:                                                94.44240086


 ................................................................................


Run:        12/27/95     09:11:31                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    32,113,437.99     6.500000  %  1,105,511.61
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    22,770,231.79     6.500000  %    508,468.22
A-4   760947AD3    73,800,000.00    71,495,997.20     6.500000  %     78,951.75
A-5   760947AE1    13,209,000.00    14,635,186.92     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,580,676.50     0.000000  %      6,717.54
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.216948  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       849,400.49     6.500000  %      3,365.03
M-2   760947AL5     2,907,400.00     2,716,175.74     6.500000  %     10,760.56
B                     726,864.56       679,057.48     6.500000  %      2,690.20

- -------------------------------------------------------------------------------
                  181,709,071.20   163,763,164.11                  1,716,464.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       173,240.83  1,278,752.44             0.00         0.00  31,007,926.38
A-2        91,293.70     91,293.70             0.00         0.00  16,923,000.00
A-3       122,837.48    631,305.70             0.00         0.00  22,261,763.57
A-4       385,696.03    464,647.78             0.00         0.00  71,417,045.45
A-5             0.00          0.00        78,951.74         0.00  14,714,138.66
A-6             0.00      6,717.54             0.00         0.00   1,573,958.96
A-7         6,116.16      6,116.16             0.00         0.00           0.00
A-8        29,486.41     29,486.41             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,582.22      7,947.25             0.00         0.00     846,035.46
M-2        14,652.82     25,413.38             0.00         0.00   2,705,415.18
B           3,663.29      6,353.49             0.00         0.00     676,367.28

- -------------------------------------------------------------------------------
          831,568.94  2,548,033.85        78,951.74         0.00 162,125,650.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    738.511590  25.423411     3.984013    29.407424   0.000000    713.088179
A-2   1000.000000   0.000000     5.394652     5.394652   0.000000   1000.000000
A-3    813.222564  18.159579     4.387053    22.546632   0.000000    795.062985
A-4    968.780450   1.069807     5.226233     6.296040   0.000000    967.710643
A-5   1107.970847   0.000000     0.000000     0.000000   5.977117   1113.947964
A-6    903.498429   3.839677     0.000000     3.839677   0.000000    899.658752
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    934.228432   3.701089     5.039837     8.740926   0.000000    930.527343
M-2    934.228431   3.701094     5.039836     8.740930   0.000000    930.527337
B      934.228352   3.701088     5.039839     8.740927   0.000000    930.527250

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,505.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,197.01

SUBSERVICER ADVANCES THIS MONTH                                        6,200.56
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     646,165.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     162,125,650.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          654

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      988,412.95

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.38280390 %     2.19849600 %    0.41869960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.36669360 %     2.19055444 %    0.42127700 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2180 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,721,793.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     896,783.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00450202
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              154.91

POOL TRADING FACTOR:                                                89.22265128


 ................................................................................


Run:        12/27/95     09:11:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   172,252,848.20     7.000000  %  2,081,005.98
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00    10,881,263.29     7.000000  %    102,188.08
A-4   760947BA8   100,000,000.00   111,035,110.63     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,218,835.97     0.000000  %      5,501.64
A-6   760947AV3             0.00             0.00     0.373652  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,637,390.90     7.000000  %     10,187.98
M-2   760947AY7     3,940,650.00     3,879,113.88     7.000000  %      3,395.98
M-3   760947AZ4     3,940,700.00     3,879,163.09     7.000000  %      3,396.02
B-1                 2,364,500.00     2,327,576.59     7.000000  %      2,037.68
B-2                   788,200.00       775,891.70     7.000000  %        679.26
B-3                 1,773,245.53     1,722,377.19     7.000000  %      1,507.85

- -------------------------------------------------------------------------------
                  394,067,185.32   369,947,871.44                  2,209,900.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,003,595.40  3,084,601.38             0.00         0.00 170,171,842.22
A-2       287,459.35    287,459.35             0.00         0.00  49,338,300.00
A-3        63,397.42    165,585.50             0.00         0.00  10,779,075.21
A-4             0.00          0.00       646,922.98         0.00 111,682,033.61
A-5             0.00      5,501.64             0.00         0.00   2,213,334.33
A-6       115,054.21    115,054.21             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        67,802.84     77,990.82             0.00         0.00  11,627,202.92
M-2        22,600.85     25,996.83             0.00         0.00   3,875,717.90
M-3        22,601.14     25,997.16             0.00         0.00   3,875,767.07
B-1        13,561.14     15,598.82             0.00         0.00   2,325,538.91
B-2         4,520.57      5,199.83             0.00         0.00     775,212.44
B-3        10,035.07     11,542.92             0.00         0.00   1,720,869.34

- -------------------------------------------------------------------------------
        1,610,627.99  3,820,528.46       646,922.98         0.00 368,384,893.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    839.366998  10.140487     4.890397    15.030884   0.000000    829.226512
A-2   1000.000000   0.000000     5.826292     5.826292   0.000000   1000.000000
A-3    870.501063   8.175046     5.071794    13.246840   0.000000    862.326017
A-4   1110.351106   0.000000     0.000000     0.000000   6.469230   1116.820336
A-5    931.529095   2.309742     0.000000     2.309742   0.000000    929.219353
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    984.384275   0.861781     5.735310     6.597091   0.000000    983.522494
M-2    984.384272   0.861782     5.735310     6.597092   0.000000    983.522490
M-3    984.384269   0.861781     5.735311     6.597092   0.000000    983.522488
B-1    984.384263   0.861781     5.735310     6.597091   0.000000    983.522483
B-2    984.384293   0.861786     5.735308     6.597094   0.000000    983.522507
B-3    971.313426   0.850339     5.659154     6.509493   0.000000    970.463092

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       63,670.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,521.35

SUBSERVICER ADVANCES THIS MONTH                                       36,551.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,358,024.51

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,113,905.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        561,138.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     368,384,893.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,363

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,238,905.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.41321710 %     5.27444600 %    1.31233740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.39099180 %     5.26044586 %    1.31676550 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3734 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,481.00
      FRAUD AMOUNT AVAILABLE                            3,812,680.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,812,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.61818387
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.81

POOL TRADING FACTOR:                                                93.48276326


 ................................................................................


Run:        12/27/95     09:11:34                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   135,779,605.99     6.500000  %  1,238,545.28
A-2   760947BC4     1,321,915.43     1,217,022.21     0.000000  %      5,642.44
A-3   760947BD2             0.00             0.00     0.317803  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,094,663.78     6.500000  %      4,351.83
M-2   760947BG5     2,491,000.00     2,334,595.40     6.500000  %      9,281.17
B                     622,704.85       583,606.51     6.500000  %      2,320.13

- -------------------------------------------------------------------------------
                  155,671,720.28   141,009,493.89                  1,260,140.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       734,784.49  1,973,329.77             0.00         0.00 134,541,060.71
A-2             0.00      5,642.44             0.00         0.00   1,211,379.77
A-3        37,309.42     37,309.42             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         5,923.88     10,275.71             0.00         0.00   1,090,311.95
M-2        12,633.89     21,915.06             0.00         0.00   2,325,314.23
B           3,158.24      5,478.37             0.00         0.00     581,286.38

- -------------------------------------------------------------------------------
          793,809.92  2,053,950.77             0.00         0.00 139,749,353.04
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    904.787203   8.253227     4.896344    13.149571   0.000000    896.533976
A-2    920.650582   4.268382     0.000000     4.268382   0.000000    916.382200
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    937.212140   3.725882     5.071815     8.797697   0.000000    933.486259
M-2    937.212124   3.725881     5.071815     8.797696   0.000000    933.486243
B      937.212084   3.725874     5.071809     8.797683   0.000000    933.486193

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,985.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,694.71

SUBSERVICER ADVANCES THIS MONTH                                        3,758.04
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     379,265.13

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     139,749,353.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          564

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      699,343.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.12941220 %     2.45310700 %    0.41748060 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.11493360 %     2.44410876 %    0.41958630 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3172 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,463,743.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05640429
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              154.92

POOL TRADING FACTOR:                                                89.77183061


 ................................................................................


Run:        12/27/95     09:11:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    20,845,653.45     7.750000  %    458,374.51
A-2   760947BS9    40,324,000.00    35,375,022.87     7.750000  %    531,724.46
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     4,048,968.62     7.750000  %    102,180.03
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    17,360,718.04     7.750000  %  1,018,928.96
A-7   760947BX8    21,500,000.00    23,831,252.14     7.750000  %          0.00
A-8   760947BY6    15,537,000.00    12,701,417.00     7.750000  %    279,291.11
A-9   760947BZ3     2,074,847.12     2,026,157.45     0.000000  %      2,100.60
A-10  760947CE9             0.00             0.00     0.363164  %          0.00
R     760947CA7       355,000.00        45,337.41     7.750000  %        745.44
M-1   760947CB5     4,463,000.00     4,399,746.94     7.750000  %      3,441.31
M-2   760947CC3     2,028,600.00     1,999,849.13     7.750000  %      1,564.20
M-3   760947CD1     1,623,000.00     1,599,997.59     7.750000  %      1,251.46
B-1                   974,000.00       960,195.72     7.750000  %        751.03
B-2                   324,600.00       319,999.52     7.750000  %        250.29
B-3                   730,456.22       720,103.70     7.750000  %        563.24

- -------------------------------------------------------------------------------
                  162,292,503.34   148,105,419.58                  2,401,166.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       134,546.19    592,920.70             0.00         0.00  20,387,278.94
A-2       228,324.55    760,049.01             0.00         0.00  34,843,298.41
A-3        41,953.60     41,953.60             0.00         0.00   6,500,000.00
A-4        26,133.66    128,313.69             0.00         0.00   3,946,788.59
A-5        99,210.58     99,210.58             0.00         0.00  15,371,000.00
A-6       112,053.01  1,130,981.97             0.00         0.00  16,341,789.08
A-7             0.00          0.00       153,816.43         0.00  23,985,068.57
A-8        81,980.02    361,271.13             0.00         0.00  12,422,125.89
A-9             0.00      2,100.60             0.00         0.00   2,024,056.85
A-10       44,794.83     44,794.83             0.00         0.00           0.00
R             292.62      1,038.06             0.00         0.00      44,591.97
M-1        28,397.72     31,839.03             0.00         0.00   4,396,305.63
M-2        12,907.82     14,472.02             0.00         0.00   1,998,284.93
M-3        10,327.03     11,578.49             0.00         0.00   1,598,746.13
B-1         6,197.48      6,948.51             0.00         0.00     959,444.69
B-2         2,065.40      2,315.69             0.00         0.00     319,749.23
B-3         4,647.84      5,211.08             0.00         0.00     719,540.46

- -------------------------------------------------------------------------------
          833,832.35  3,234,998.99       153,816.43         0.00 145,858,069.37
===============================================================================














































Run:        12/27/95     09:11:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    801.755902  17.629789     5.174853    22.804642   0.000000    784.126113
A-2    877.269687  13.186302     5.662250    18.848552   0.000000    864.083385
A-3   1000.000000   0.000000     6.454400     6.454400   0.000000   1000.000000
A-4    809.793724  20.436006     5.226732    25.662738   0.000000    789.357718
A-5   1000.000000   0.000000     6.454400     6.454400   0.000000   1000.000000
A-6    890.887158  52.287626     5.750142    58.037768   0.000000    838.599532
A-7   1108.430332   0.000000     0.000000     0.000000   7.154253   1115.584585
A-8    817.494819  17.975871     5.276438    23.252309   0.000000    799.518948
A-9    976.533370   1.012412     0.000000     1.012412   0.000000    975.520958
R      127.711014   2.099831     0.824282     2.924113   0.000000    125.611183
M-1    985.827233   0.771076     6.362922     7.133998   0.000000    985.056157
M-2    985.827236   0.771074     6.362920     7.133994   0.000000    985.056162
M-3    985.827227   0.771078     6.362927     7.134005   0.000000    985.056149
B-1    985.827228   0.771078     6.362916     7.133994   0.000000    985.056150
B-2    985.827234   0.771072     6.362908     7.133980   0.000000    985.056161
B-3    985.827323   0.771080     6.362928     7.134008   0.000000    985.056243

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:36                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,819.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,383.24

SUBSERVICER ADVANCES THIS MONTH                                       20,498.47
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,675,856.04

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     145,858,069.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          545

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,131,344.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.15447490 %     5.47620100 %    1.36932440 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.05305410 %     5.48021561 %    1.38961180 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3555 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,534,989.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.30191282
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.83

POOL TRADING FACTOR:                                                89.87357171


 ................................................................................


Run:        12/27/95     09:12:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    23,680,740.47     6.500000  %    100,063.22
A-II  760947BJ9    22,971,650.00    20,632,535.69     7.000000  %    126,846.62
A-II  760947BK6    31,478,830.00    28,368,620.96     7.500000  %    121,742.38
IO    760947BL4             0.00             0.00     0.349260  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00       985,782.26     7.036395  %      3,648.28
M-2   760947BQ3     1,539,985.00     1,458,958.33     7.036395  %      5,399.46
B                     332,976.87       315,457.21     7.036396  %      1,167.48

- -------------------------------------------------------------------------------
                   83,242,471.87    75,442,094.92                    358,867.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       128,133.62    228,196.84             0.00         0.00  23,580,677.25
A-II      120,227.86    247,074.48             0.00         0.00  20,505,689.07
A-III     177,114.43    298,856.81             0.00         0.00  28,246,878.58
IO         21,933.93     21,933.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,774.11      9,422.39             0.00         0.00     982,133.98
M-2         8,545.70     13,945.16             0.00         0.00   1,453,558.87
B           1,847.75      3,015.23             0.00         0.00     314,289.73

- -------------------------------------------------------------------------------
          463,577.40    822,444.84             0.00         0.00  75,083,227.48
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    915.080993   3.866685     4.951392     8.818077   0.000000    911.214309
A-II   898.173866   5.521877     5.233749    10.755626   0.000000    892.651989
A-II   901.196803   3.867437     5.626462     9.493899   0.000000    897.329366
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    947.384756   3.506178     5.549205     9.055383   0.000000    943.878578
M-2    947.384767   3.506178     5.549209     9.055387   0.000000    943.878589
B      947.384754   3.506178     5.549199     9.055377   0.000000    943.878576

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,501.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,422.37

SUBSERVICER ADVANCES THIS MONTH                                        4,558.90
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     465,572.32

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,083,227.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          342

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       79,510.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.34130280 %     3.24055200 %    0.41814480 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.33742090 %     3.24399061 %    0.41858850 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3493 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              791,711.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.65910900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              157.58

POOL TRADING FACTOR:                                                90.19821948


Run:     12/27/95     09:12:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,190.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,396.61

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      24,462,653.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          111

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        6,033.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.39548890 %     3.19256200 %    0.41194870 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.19334965 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04588028
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              155.33

POOL TRADING FACTOR:                                                91.22035758


Run:     12/27/95     09:12:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4158      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,607.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,429.01

SUBSERVICER ADVANCES THIS MONTH                                        2,477.99
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     260,152.49

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,291,027.01

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           93

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       49,381.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.31994890 %     3.25946000 %    0.42059140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.26701967 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44778442
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              157.53

POOL TRADING FACTOR:                                                89.43997622


Run:     12/27/95     09:12:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4159      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,703.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,596.75

SUBSERVICER ADVANCES THIS MONTH                                        2,080.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     205,419.83

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,329,546.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          138

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       24,095.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.31163970 %     3.26682700 %    0.42153330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.26951088 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32398503
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              159.49

POOL TRADING FACTOR:                                                89.91125520


 ................................................................................


Run:        12/27/95     09:11:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00     8,620,524.28     8.000000  %  2,584,486.25
A-2   760947CG4    28,854,000.00    23,308,164.22     8.000000  %  1,369,563.76
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    49,847,000.00     8.000000  %          0.00
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,680,869.89     0.000000  %     59,196.72
A-12  760947CW9             0.00             0.00     0.354062  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,603,489.16     8.000000  %      4,079.80
M-2   760947CU3     2,572,900.00     2,546,986.51     8.000000  %      1,854.41
M-3   760947CV1     2,058,400.00     2,037,668.40     8.000000  %      1,483.59
B-1                 1,029,200.00     1,018,834.19     8.000000  %        741.79
B-2                   617,500.00       611,280.73     8.000000  %        445.06
B-3                   926,311.44       916,981.96     8.000000  %        667.64

- -------------------------------------------------------------------------------
                  205,832,763.60   189,594,799.34                  4,022,519.02
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        57,428.55  2,641,914.80             0.00         0.00   6,036,038.03
A-2       155,275.25  1,524,839.01             0.00         0.00  21,938,600.46
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,870.02      6,870.02             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       332,072.72    332,072.72             0.00         0.00  49,847,000.00
A-8        13,989.86     13,989.86             0.00         0.00   2,100,000.00
A-9        90,374.52     90,374.52             0.00         0.00  13,566,000.00
A-10      338,001.76    338,001.76             0.00         0.00  50,737,000.00
A-11            0.00     59,196.72             0.00         0.00   2,621,673.17
A-12       55,899.69     55,899.69             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        37,329.54     41,409.34             0.00         0.00   5,599,409.36
M-2        16,967.62     18,822.03             0.00         0.00   2,545,132.10
M-3        13,574.62     15,058.21             0.00         0.00   2,036,184.81
B-1         6,787.31      7,529.10             0.00         0.00   1,018,092.40
B-2         4,072.25      4,517.31             0.00         0.00     610,835.67
B-3         6,108.78      6,776.42             0.00         0.00     916,314.32

- -------------------------------------------------------------------------------
        1,301,210.82  5,323,729.84             0.00         0.00 185,572,280.32
===============================================================================










































Run:        12/27/95     09:11:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    451.667415 135.412672     3.008936   138.421608   0.000000    316.254743
A-2    807.796639  47.465300     5.381412    52.846712   0.000000    760.331339
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.870020     6.870020   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7   1000.000000   0.000000     6.661840     6.661840   0.000000   1000.000000
A-8   1000.000000   0.000000     6.661838     6.661838   0.000000   1000.000000
A-9   1000.000000   0.000000     6.661840     6.661840   0.000000   1000.000000
A-10  1000.000000   0.000000     6.661840     6.661840   0.000000   1000.000000
A-11   965.087318  21.310249     0.000000    21.310249   0.000000    943.777069
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    989.928303   0.720749     6.594743     7.315492   0.000000    989.207554
M-2    989.928295   0.720747     6.594745     7.315492   0.000000    989.207548
M-3    989.928294   0.720749     6.594743     7.315492   0.000000    989.207545
B-1    989.928284   0.720744     6.594743     7.315487   0.000000    989.207540
B-2    989.928308   0.720745     6.594737     7.315482   0.000000    989.207563
B-3    989.928355   0.720751     6.594737     7.315488   0.000000    989.207604

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,231.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     185,572,280.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,745,865.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.18657470 %     5.45071400 %    1.36271110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.04404130 %     5.48612446 %    1.39121830 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3504 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,955,725.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,347,389.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.51948513
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              334.65

POOL TRADING FACTOR:                                                90.15682298


 ................................................................................


Run:        12/27/95     09:11:39                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00    11,049,164.99     8.000000  %  1,085,715.24
A-2   760947CY5    21,457,000.00    21,457,000.00     8.000000  %    596,606.74
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,343,930.97     0.000000  %      1,350.68
A-8   760947DD0             0.00             0.00     0.402903  %          0.00
R     760947DE8       160,000.00        22,996.89     8.000000  %        335.45
M-1   760947DF5     4,067,400.00     4,030,664.87     8.000000  %      2,862.46
M-2   760947DG3     1,355,800.00     1,343,554.95     8.000000  %        954.15
M-3   760947DH1     1,694,700.00     1,679,394.15     8.000000  %      1,192.65
B-1                   611,000.00       605,481.70     8.000000  %        429.99
B-2                   474,500.00       470,214.51     8.000000  %        333.93
B-3                   610,170.76       604,660.36     8.000000  %        429.42

- -------------------------------------------------------------------------------
                  135,580,848.50   125,433,063.39                  1,690,210.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        73,647.97  1,159,363.21             0.00         0.00   9,963,449.75
A-2       143,021.18    739,627.92             0.00         0.00  20,860,393.26
A-3        57,023.17     57,023.17             0.00         0.00   8,555,000.00
A-4       325,082.06    325,082.06             0.00         0.00  48,771,000.00
A-5       103,314.92    103,314.92             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      1,350.68             0.00         0.00   1,342,580.29
A-8        42,106.95     42,106.95             0.00         0.00           0.00
R             153.28        488.73             0.00         0.00      22,661.44
M-1        26,866.31     29,728.77             0.00         0.00   4,027,802.41
M-2         8,955.43      9,909.58             0.00         0.00   1,342,600.80
M-3        11,193.96     12,386.61             0.00         0.00   1,678,201.50
B-1         4,035.82      4,465.81             0.00         0.00     605,051.71
B-2         3,134.20      3,468.13             0.00         0.00     469,880.58
B-3         4,030.35      4,459.77             0.00         0.00     604,230.94

- -------------------------------------------------------------------------------
          869,232.27  2,559,442.98             0.00         0.00 123,742,852.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    527.154818  51.799391     3.513739    55.313130   0.000000    475.355427
A-2   1000.000000  27.804760     6.665479    34.470239   0.000000    972.195240
A-3   1000.000000   0.000000     6.665479     6.665479   0.000000   1000.000000
A-4   1000.000000   0.000000     6.665479     6.665479   0.000000   1000.000000
A-5   1000.000000   0.000000     6.665479     6.665479   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    985.086050   0.990033     0.000000     0.990033   0.000000    984.096017
R      143.730563   2.096563     0.958000     3.054563   0.000000    141.634000
M-1    990.968400   0.703757     6.605279     7.309036   0.000000    990.264643
M-2    990.968395   0.703754     6.605274     7.309028   0.000000    990.264641
M-3    990.968401   0.703753     6.605275     7.309028   0.000000    990.264649
B-1    990.968412   0.703748     6.605270     7.309018   0.000000    990.264665
B-2    990.968409   0.703751     6.605269     7.309020   0.000000    990.264658
B-3    990.969085   0.703737     6.605282     7.309019   0.000000    990.265315

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,500.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       254.88

SUBSERVICER ADVANCES THIS MONTH                                       24,638.90
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,643,486.30

 (B)  TWO MONTHLY PAYMENTS:                                    2   1,169,193.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        343,558.43

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     123,742,852.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          474

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,600,940.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.96153470 %     5.68431200 %    1.35415290 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.86948650 %     5.69617118 %    1.37186230 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4032 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,289,653.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,982,674.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61963569
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              337.82

POOL TRADING FACTOR:                                                91.26868142


 ................................................................................


Run:        12/27/95     09:11:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    60,557,979.46     7.883307  %  1,339,634.12
R     760947DP3           100.00             0.00     7.883307  %          0.00
M-1   760947DL2    12,120,000.00     9,742,122.11     7.883307  %    215,510.48
M-2   760947DM0     3,327,400.00     3,292,472.59     7.883307  %      2,319.18
M-3   760947DN8     2,139,000.00     2,116,547.11     7.883307  %      1,490.87
B-1                   951,000.00       941,017.45     7.883307  %        662.84
B-2                   142,700.00       141,202.10     7.883307  %         99.46
B-3                    95,100.00        94,101.74     7.883307  %         66.28
B-4                   950,747.29       940,767.39     7.883307  %        662.69

- -------------------------------------------------------------------------------
                   95,065,047.29    77,826,209.95                  1,560,445.92
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         397,773.45  1,737,407.57             0.00         0.00  59,218,345.34
R               0.00          0.00             0.00         0.00           0.00
M-1        63,990.87    279,501.35             0.00         0.00   9,526,611.63
M-2        21,626.51     23,945.69             0.00         0.00   3,290,153.41
M-3        13,902.48     15,393.35             0.00         0.00   2,115,056.24
B-1         6,181.05      6,843.89             0.00         0.00     940,354.61
B-2           927.49      1,026.95             0.00         0.00     141,102.64
B-3           618.10        684.38             0.00         0.00      94,035.46
B-4         6,179.41      6,842.10             0.00         0.00     940,104.70

- -------------------------------------------------------------------------------
          511,199.36  2,071,645.28             0.00         0.00  76,265,764.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      803.806521  17.781416     5.279781    23.061197   0.000000    786.025104
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    803.805455  17.781393     5.279775    23.061168   0.000000    786.024062
M-2    989.503093   0.696995     6.499522     7.196517   0.000000    988.806098
M-3    989.503090   0.696994     6.499523     7.196517   0.000000    988.806096
B-1    989.503102   0.696993     6.499527     7.196520   0.000000    988.806109
B-2    989.503153   0.696987     6.499580     7.196567   0.000000    988.806167
B-3    989.503049   0.696951     6.499474     7.196425   0.000000    988.806099
B-4    989.503099   0.696999     6.499529     7.196528   0.000000    988.806100

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,937.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       589.82

SUBSERVICER ADVANCES THIS MONTH                                       53,411.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   3,582,475.90

 (B)  TWO MONTHLY PAYMENTS:                                   10   1,636,224.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   1,011,450.32


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,081,381.16

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      76,265,764.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          454

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,505,625.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         77.81180590 %    19.46791700 %    2.72027730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            77.64735080 %    19.57866871 %    2.77398050 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,610,225.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,011,486.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.51712942
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.99

POOL TRADING FACTOR:                                                80.22482101


 ................................................................................


Run:        12/27/95     09:11:42                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00    78,645,468.52     7.292412  %  3,194,204.60
M-1   760947DR9     2,949,000.00     2,901,499.01     7.292412  %      2,406.28
M-2   760947DS7     1,876,700.00     1,846,471.07     7.292412  %      1,531.32
R     760947DT5           100.00             0.00     7.292412  %          0.00
B-1                 1,072,500.00     1,055,224.73     7.292412  %        875.12
B-2                   375,400.00       369,353.23     7.292412  %        306.31
B-3                   965,295.81       949,747.30     7.292412  %        787.66

- -------------------------------------------------------------------------------
                  107,242,895.81    85,767,763.86                  3,200,111.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         477,784.53  3,671,989.13             0.00         0.00  75,451,263.92
M-1        17,627.10     20,033.38             0.00         0.00   2,899,092.73
M-2        11,217.62     12,748.94             0.00         0.00   1,844,939.75
R               0.00          0.00             0.00         0.00           0.00
B-1         6,410.67      7,285.79             0.00         0.00   1,054,349.61
B-2         2,243.88      2,550.19             0.00         0.00     369,046.92
B-3         5,769.87      6,557.53             0.00         0.00     948,959.64

- -------------------------------------------------------------------------------
          521,053.67  3,721,164.96             0.00         0.00  82,567,652.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      786.424015  31.940800     4.777659    36.718459   0.000000    754.483214
M-1    983.892509   0.815965     5.977314     6.793279   0.000000    983.076545
M-2    983.892508   0.815964     5.977311     6.793275   0.000000    983.076544
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    983.892522   0.815963     5.977315     6.793278   0.000000    983.076559
B-2    983.892461   0.815956     5.977304     6.793260   0.000000    983.076505
B-3    983.892492   0.815967     5.977308     6.793275   0.000000    983.076525

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,042.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       14,099.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     436,169.43

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,208,041.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     260,043.88


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                         67,670.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      82,567,652.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          338

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,128,982.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.69583650 %     5.53584500 %    2.76831900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.38114210 %     5.74563080 %    2.87322710 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,144,858.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,989,773.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.65457402
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              339.48

POOL TRADING FACTOR:                                                76.99125611


 ................................................................................


Run:        12/27/95     09:11:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EB3    38,811,257.00    37,278,791.92     7.850000  %    291,062.89
A-2   760947EC1     6,468,543.00     6,213,132.14     9.250000  %     48,510.48
A-3   760947ED9     8,732,000.00     8,732,000.00     8.250000  %          0.00
A-4   760947EE7     3,495,000.00     3,079,855.38     8.500000  %     88,266.48
A-5   760947EF4     2,910,095.00             0.00     8.500000  %          0.00
A-6   760947EG2     9,839,000.00             0.00     8.500000  %          0.00
A-7   760947EL1    45,746,137.00    28,830,314.06     0.000000  %  3,527,712.76
A-8   760947EH0             0.00             0.00     0.516016  %          0.00
R-I   760947EJ6           100.00             0.00     8.500000  %          0.00
R-II  760947EK3           100.00             0.00     8.500000  %          0.00
M-1   760947EM9     3,101,663.00     3,087,905.53     8.500000  %      1,738.81
M-2   760947EN7     1,860,998.00     1,852,743.51     8.500000  %      1,043.29
M-3   760947EP2     1,550,831.00     1,543,952.27     8.500000  %        869.41
B-1   760947EQ0       558,299.00       555,822.67     8.500000  %        312.99
B-2   760947ER8       248,133.00       247,032.40     8.500000  %        139.11
B-3                   124,066.00       123,515.70     8.500000  %         69.55
B-4                   620,337.16       617,585.67     8.500000  %        347.76

- -------------------------------------------------------------------------------
                  124,066,559.16    92,162,651.25                  3,960,073.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       240,201.45    531,264.34             0.00         0.00  36,987,729.03
A-2        47,173.32     95,683.80             0.00         0.00   6,164,621.66
A-3        59,130.54     59,130.54             0.00         0.00   8,732,000.00
A-4        21,487.87    109,754.35             0.00         0.00   2,991,588.90
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       222,443.41  3,750,156.17             0.00         0.00  25,302,601.30
A-8        29,276.79     29,276.79             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,544.03     23,282.84             0.00         0.00   3,086,166.72
M-2        12,926.42     13,969.71             0.00         0.00   1,851,700.22
M-3        10,772.02     11,641.43             0.00         0.00   1,543,082.86
B-1         3,877.93      4,190.92             0.00         0.00     555,509.68
B-2         1,723.52      1,862.63             0.00         0.00     246,893.29
B-3           861.75        931.30             0.00         0.00     123,446.15
B-4         4,308.84      4,656.60             0.00         0.00     617,237.91

- -------------------------------------------------------------------------------
          675,727.89  4,635,801.42             0.00         0.00  88,202,577.72
===============================================================================















































Run:        12/27/95     09:11:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    960.514933   7.499445     6.188963    13.688408   0.000000    953.015488
A-2    960.514932   7.499445     7.292727    14.792172   0.000000    953.015487
A-3   1000.000000   0.000000     6.771706     6.771706   0.000000   1000.000000
A-4    881.217562  25.255073     6.148175    31.403248   0.000000    855.962489
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    630.224013  77.114987     4.862562    81.977549   0.000000    553.109027
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.564486   0.560606     6.945961     7.506567   0.000000    995.003880
M-2    995.564482   0.560608     6.945961     7.506569   0.000000    995.003874
M-3    995.564488   0.560609     6.945966     7.506575   0.000000    995.003879
B-1    995.564509   0.560614     6.945973     7.506587   0.000000    995.003896
B-2    995.564476   0.560627     6.945952     7.506579   0.000000    995.003849
B-3    995.564458   0.560589     6.945900     7.506489   0.000000    995.003869
B-4    995.564525   0.560614     6.945965     7.506579   0.000000    995.003927

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4164 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,545.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       10,849.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     576,573.52

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     311,947.87


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        423,046.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      88,202,577.72

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          325

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,907,960.12

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.20226080 %     7.10586300 %    1.69187620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.80843660 %     7.34780090 %    1.76761180 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4991 %

      BANKRUPTCY AMOUNT AVAILABLE                         157,648.00
      FRAUD AMOUNT AVAILABLE                            2,481,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,932,805.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.22295556
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.46

POOL TRADING FACTOR:                                                71.09295068


 ................................................................................


Run:        12/27/95     09:11:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DZ1   301,391,044.00   256,846,286.97     7.394740  %  9,272,341.92
R     760947EA5           100.00             0.00     7.394740  %          0.00
B-1                 4,660,688.00     4,623,552.00     7.394740  %      4,759.15
B-2                 2,330,345.00     2,311,777.00     7.394740  %      2,379.58
B-3                 2,330,343.10     2,311,775.11     7.394740  %      2,379.58

- -------------------------------------------------------------------------------
                  310,712,520.10   266,093,391.08                  9,281,860.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A       1,582,569.30 10,854,911.22             0.00         0.00 247,573,945.05
R               0.00          0.00             0.00         0.00           0.00
B-1        28,488.22     33,247.37             0.00         0.00   4,618,792.85
B-2        14,244.11     16,623.69             0.00         0.00   2,309,397.42
B-3        14,244.10     16,623.68             0.00         0.00   2,309,395.53

- -------------------------------------------------------------------------------
        1,639,545.73 10,921,405.96             0.00         0.00 256,811,530.85
===============================================================================












Run:        12/27/95     09:11:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
______________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      852.202785  30.765154     5.250884    36.016038   0.000000    821.437631
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    992.032078   1.021126     6.112449     7.133575   0.000000    991.010952
B-2    992.032081   1.021128     6.112447     7.133575   0.000000    991.010953
B-3    992.032079   1.021129     6.112448     7.133577   0.000000    991.010950

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4165 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       66,145.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       68,228.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    24   6,297,054.55

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,365,018.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5     931,131.70


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                        986,133.47

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     256,811,530.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,021

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    9,007,962.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                       75,568.06

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          96.52486520 %     3.47513480 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             96.40297080 %     3.59702920 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,700.00
      FRAUD AMOUNT AVAILABLE                            9,321,376.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,174,876.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.08014853
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              344.01

POOL TRADING FACTOR:                                                82.65245661


 ................................................................................


Run:        12/27/95     09:11:47                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947FE6    34,803,800.00    32,123,699.19     7.650000  %    540,586.21
A-2   760947FF3    40,142,000.00    40,142,000.00     7.950000  %          0.00
A-3   760947FG1     9,521,000.00     9,521,000.00     8.100000  %          0.00
A-4   760947FH9     3,868,000.00     3,220,893.88     8.500000  %    141,827.88
A-5   760947FJ5     6,539,387.00             0.00     8.500000  %          0.00
A-6   760947FK2    16,968,000.00     5,591,202.05     8.500000  %  5,478,587.85
A-7   760947FR7    64,384,584.53    42,634,898.16     0.000000  %      2,298.18
A-8   760947FL0             0.00             0.00     8.500000  %          0.00
A-9   760947FM8             0.00             0.00     0.476637  %          0.00
R-I   760947FN6           100.00             0.00     8.500000  %          0.00
R-II  760947FQ9           100.00             0.00     8.500000  %          0.00
M-1   760947FS5     4,724,582.00     4,706,511.34     8.500000  %      2,611.31
M-2   760947FT3     2,834,750.00     2,823,907.60     8.500000  %      1,566.79
M-3   760947FU0     2,362,291.00     2,353,255.66     8.500000  %      1,305.66
B-1   760947FV8       944,916.00       941,301.88     8.500000  %        522.26
B-2   760947FW6       566,950.00       564,781.52     8.500000  %        313.36
B-3                   377,967.00       376,521.35     8.500000  %        208.91
B-4                   944,921.62       941,307.44     8.500000  %        522.25

- -------------------------------------------------------------------------------
                  188,983,349.15   145,941,280.07                  6,170,350.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       202,799.35    743,385.56             0.00         0.00  31,583,112.98
A-2       263,357.52    263,357.52             0.00         0.00  40,142,000.00
A-3        63,642.49     63,642.49             0.00         0.00   9,521,000.00
A-4        22,593.05    164,420.93             0.00         0.00   3,079,066.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        39,219.65  5,517,807.50             0.00         0.00     112,614.20
A-7       210,987.53    213,285.71       102,454.72         0.00  42,735,054.70
A-8        33,402.54     33,402.54             0.00         0.00           0.00
A-9        49,367.85     49,367.85             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        33,013.96     35,625.27             0.00         0.00   4,703,900.03
M-2        19,808.38     21,375.17             0.00         0.00   2,822,340.81
M-3        16,506.98     17,812.64             0.00         0.00   2,351,950.00
B-1         6,602.78      7,125.04             0.00         0.00     940,779.62
B-2         3,961.68      4,275.04             0.00         0.00     564,468.16
B-3         2,641.12      2,850.03             0.00         0.00     376,312.44
B-4         6,602.82      7,125.07             0.00         0.00     940,785.19

- -------------------------------------------------------------------------------
          974,507.70  7,144,858.36       102,454.72         0.00 139,873,384.13
===============================================================================













































Run:        12/27/95     09:11:47
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    922.994018  15.532390     5.826931    21.359321   0.000000    907.461627
A-2   1000.000000   0.000000     6.560648     6.560648   0.000000   1000.000000
A-3   1000.000000   0.000000     6.684433     6.684433   0.000000   1000.000000
A-4    832.702658  36.666980     5.841016    42.507996   0.000000    796.035677
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    329.514501 322.877643     2.311389   325.189032   0.000000      6.636858
A-7    662.191089   0.035695     3.276988     3.312683   1.591293    663.746687
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.175183   0.552707     6.987700     7.540407   0.000000    995.622476
M-2    996.175183   0.552708     6.987699     7.540407   0.000000    995.622475
M-3    996.175179   0.552709     6.987700     7.540409   0.000000    995.622470
B-1    996.175194   0.552705     6.987690     7.540395   0.000000    995.622489
B-2    996.175183   0.552712     6.987706     7.540418   0.000000    995.622471
B-3    996.175195   0.552720     6.987700     7.540420   0.000000    995.622475
B-4    996.175154   0.552660     6.987691     7.540351   0.000000    995.622462

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:48                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4167 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       29,928.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       19,039.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,221,048.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     254,858.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     513,448.28


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        357,333.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     139,873,384.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          531

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,986,798.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.25721740 %     6.79993900 %    1.94284330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.88154470 %     7.06223768 %    2.02632630 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4801 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,184.00
      FRAUD AMOUNT AVAILABLE                            3,779,667.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,932.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.24578069
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.27

POOL TRADING FACTOR:                                                74.01360213


 ................................................................................


Run:        12/27/95     09:11:49                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4168 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EU1    54,360,000.00    40,099,262.03     8.000000  %  1,226,510.16
A-2   760947EV9    18,250,000.00    18,250,000.00     8.000000  %          0.00
A-3   760947EW7     6,624,000.00     6,624,000.00     8.000000  %          0.00
A-4   760947EX5    20,796,315.00    20,796,315.00     8.000000  %          0.00
A-5   760947EY3     1,051,485.04     1,023,017.82     0.000000  %      4,336.28
A-6   760947EZ0             0.00             0.00     0.423635  %          0.00
R     760947FA4           100.00             0.00     8.000000  %          0.00
M-1   760947FB2     1,575,400.00     1,542,626.42     8.000000  %      4,926.99
M-2   760947FC0       525,100.00       514,176.18     8.000000  %      1,642.23
M-3   760947FD8       525,100.00       514,176.18     8.000000  %      1,642.23
B-1                   630,100.00       616,991.82     8.000000  %      1,970.61
B-2                   315,000.00       308,446.94     8.000000  %        985.15
B-3                   367,575.59       359,928.77     8.000000  %      1,149.57

- -------------------------------------------------------------------------------
                  105,020,175.63    90,648,941.16                  1,243,163.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       267,159.80  1,493,669.96             0.00         0.00  38,872,751.87
A-2       121,589.93    121,589.93             0.00         0.00  18,250,000.00
A-3        44,132.15     44,132.15             0.00         0.00   6,624,000.00
A-4       138,554.66    138,554.66             0.00         0.00  20,796,315.00
A-5             0.00      4,336.28             0.00         0.00   1,018,681.54
A-6        31,981.56     31,981.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,277.69     15,204.68             0.00         0.00   1,537,699.43
M-2         3,425.68      5,067.91             0.00         0.00     512,533.95
M-3         3,425.68      5,067.91             0.00         0.00     512,533.95
B-1         4,110.69      6,081.30             0.00         0.00     615,021.21
B-2         2,055.01      3,040.16             0.00         0.00     307,461.79
B-3         2,398.02      3,547.59             0.00         0.00     358,779.20

- -------------------------------------------------------------------------------
          629,110.87  1,872,274.09             0.00         0.00  89,405,777.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    737.661185  22.562733     4.914639    27.477372   0.000000    715.098452
A-2   1000.000000   0.000000     6.662462     6.662462   0.000000   1000.000000
A-3   1000.000000   0.000000     6.662462     6.662462   0.000000   1000.000000
A-4   1000.000000   0.000000     6.662462     6.662462   0.000000   1000.000000
A-5    972.926652   4.123958     0.000000     4.123958   0.000000    968.802695
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.196661   3.127453     6.523861     9.651314   0.000000    976.069208
M-2    979.196686   3.127461     6.523862     9.651323   0.000000    976.069225
M-3    979.196686   3.127461     6.523862     9.651323   0.000000    976.069225
B-1    979.196667   3.127456     6.523869     9.651325   0.000000    976.069211
B-2    979.196635   3.127460     6.523841     9.651301   0.000000    976.069175
B-3    979.196606   3.127384     6.523883     9.651267   0.000000    976.069167

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4168 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,721.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,678.78

SUBSERVICER ADVANCES THIS MONTH                                        6,475.98
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     637,172.22

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      89,405,777.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          393

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      952,882.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.69728690 %     1.43414700 %    2.86856600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.65091550 %     1.43308657 %    2.89948130 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4226 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,050,202.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     525,100.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65869766
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              163.92

POOL TRADING FACTOR:                                                85.13200193


 ................................................................................


Run:        12/27/95     09:11:51                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4169 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947FZ9    95,824,102.00    84,230,755.42     7.092782  %  3,404,690.17
R     760947GA3           100.00             0.00     7.092782  %          0.00
M-1   760947GB1    16,170,335.00    14,213,940.78     7.092782  %    574,541.50
M-2   760947GC9     3,892,859.00     3,863,056.85     7.092782  %      4,018.61
M-3   760947GD7     1,796,704.00     1,782,949.16     7.092782  %      1,854.74
B-1                 1,078,022.00     1,069,769.08     7.092782  %      1,112.84
B-2                   299,451.00       297,158.52     7.092782  %        309.12
B-3                   718,681.74       713,179.83     7.092782  %        741.91

- -------------------------------------------------------------------------------
                  119,780,254.74   106,170,809.64                  3,987,268.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         497,316.95  3,902,007.12             0.00         0.00  80,826,065.25
R               0.00          0.00             0.00         0.00           0.00
M-1        83,922.24    658,463.74             0.00         0.00  13,639,399.28
M-2        22,808.34     26,826.95             0.00         0.00   3,859,038.24
M-3        10,526.92     12,381.66             0.00         0.00   1,781,094.42
B-1         6,316.15      7,428.99             0.00         0.00   1,068,656.24
B-2         1,754.49      2,063.61             0.00         0.00     296,849.40
B-3         4,210.77      4,952.68             0.00         0.00     712,437.92

- -------------------------------------------------------------------------------
          626,855.86  4,614,124.75             0.00         0.00 102,183,540.75
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      879.014295  35.530624     5.189894    40.720518   0.000000    843.483670
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    879.013377  35.530587     5.189889    40.720476   0.000000    843.482790
M-2    992.344405   1.032303     5.859020     6.891323   0.000000    991.312103
M-3    992.344404   1.032301     5.859017     6.891318   0.000000    991.312103
B-1    992.344386   1.032298     5.859018     6.891316   0.000000    991.312088
B-2    992.344390   1.032289     5.859022     6.891311   0.000000    991.312101
B-3    992.344442   1.032307     5.859019     6.891326   0.000000    991.312135

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4169 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,527.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       12,630.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   1,344,401.99

 (B)  TWO MONTHLY PAYMENTS:                                    1      42,003.84

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        451,714.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     102,183,540.75

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          891

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,876,822.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.33513530 %    18.70565600 %    1.95920840 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.09890840 %    18.86755127 %    2.03354040 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,593,408.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,316,337.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.59987205
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.86

POOL TRADING FACTOR:                                                85.30916967


 ................................................................................


Run:        12/27/95     09:12:27                                    REPT1B.FRG
Page:         1 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   10023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
I A   760947GE5    94,065,000.00    79,376,131.67     7.536247  %  1,729,661.05
II A  760947GF2   199,529,000.00   172,796,837.23     6.489481  %  3,458,434.83
III   760947GG0   151,831,000.00   138,601,145.83     7.062248  %  3,014,338.35
R     760947GL9         1,000.00           843.84     7.536247  %         18.39
I M   760947GH8    10,069,000.00     9,946,831.90     7.536247  %     16,725.26
II M  760947GJ4    21,982,000.00    21,726,358.93     6.489481  %     43,126.78
III   760947GK1    12,966,000.00    12,782,399.79     7.062248  %     31,107.41
I B                 1,855,785.84     1,833,269.43     7.536247  %      3,082.58
II B                3,946,359.39     3,900,464.95     6.489481  %      7,742.41
III                 2,509,923.08     2,474,382.25     7.062248  %      6,021.69

- -------------------------------------------------------------------------------
                  498,755,068.31   443,438,665.82                  8,310,258.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
I A       497,934.84  2,227,595.89             0.00         0.00  77,646,470.62
II A      933,411.64  4,391,846.47             0.00         0.00 169,338,402.40
III A     814,774.13  3,829,112.48             0.00         0.00 135,586,807.48
R               5.29         23.68             0.00         0.00         825.45
I M        62,397.52     79,122.78             0.00         0.00   9,930,106.64
II M      117,361.16    160,487.94             0.00         0.00  21,683,232.15
III M      75,142.01    106,249.42             0.00         0.00  12,751,292.38
I B        11,500.29     14,582.87             0.00         0.00   1,830,186.85
II B       21,069.48     28,811.89             0.00         0.00   3,892,722.54
III B      14,545.79     20,567.48             0.00         0.00   2,468,360.56

- -------------------------------------------------------------------------------
        2,548,142.15 10,858,400.90             0.00         0.00 435,128,407.07
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
I A    843.843424  18.387934     5.293519    23.681453   0.000000    825.455490
II A   866.023672  17.332993     4.678075    22.011068   0.000000    848.690679
III    912.864605  19.853247     5.366323    25.219570   0.000000    893.011358
R      843.840000  18.390000     5.290000    23.680000   0.000000    825.450000
I M    987.866908   1.661065     6.196993     7.858058   0.000000    986.205843
II M   988.370436   1.961913     5.338966     7.300879   0.000000    986.408523
III    985.839873   2.399152     5.795312     8.194464   0.000000    983.440720
I B    987.866914   1.661065     6.196992     7.858057   0.000000    986.205849
II B   988.370436   1.961913     5.338966     7.300879   0.000000    986.408523
III    985.839873   2.399152     5.795313     8.194465   0.000000    983.440720

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:28                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       91,533.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,071.67

SUBSERVICER ADVANCES THIS MONTH                                       53,466.13
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    81   5,530,089.30

 (B)  TWO MONTHLY PAYMENTS:                                   17   1,210,350.89

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2      64,745.41


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                         91,114.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     435,128,407.06

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        4,532

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    7,388,680.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.12379000 %    10.02519500 %    1.85101510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.92174900 %    10.19575611 %    1.88249490 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28508500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              275.38

POOL TRADING FACTOR:                                                87.24290432


Run:     12/27/95     09:12:28                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP I)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,804.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,611.75

SUBSERVICER ADVANCES THIS MONTH                                       19,054.23
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    32   1,775,831.56

 (B)  TWO MONTHLY PAYMENTS:                                    8     582,747.28

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      29,077.69


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      89,407,589.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,198

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,596,209.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.07714010 %    10.91175000 %    2.01111040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    11.10655895 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          80,000.00
      FRAUD AMOUNT AVAILABLE                            5,019,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,041,276.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92318493
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              285.46

POOL TRADING FACTOR:                                                84.35411517


Run:     12/27/95     09:12:29                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP II)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       41,089.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,172.84

SUBSERVICER ADVANCES THIS MONTH                                       18,826.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   2,262,921.75

 (B)  TWO MONTHLY PAYMENTS:                                    3     304,577.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      35,667.72


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                         91,114.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     194,914,357.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,799

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,115,433.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.08479440 %    10.94948000 %    1.96572570 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    11.12449205 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          90,000.00
      FRAUD AMOUNT AVAILABLE                            6,763,721.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,362,105.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.86515391
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              284.34

POOL TRADING FACTOR:                                                86.45286967


Run:     12/27/95     09:12:29                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP III)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,639.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,287.08

SUBSERVICER ADVANCES THIS MONTH                                       15,585.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    26   1,491,335.99

 (B)  TWO MONTHLY PAYMENTS:                                    6     323,026.31

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     150,806,460.42

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,535

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,677,036.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.08385060 %     8.30792400 %    1.60822540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     8.45540194 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                            3,179,724.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,368,591.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44953105
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              257.83

POOL TRADING FACTOR:                                                90.13760916

 ................................................................................


Run:        12/27/95     09:11:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HB0    10,285,000.00     6,516,472.06     8.250000  %    612,767.92
A-2   760947HC8    10,286,000.00     6,517,105.64     7.750000  %    612,827.50
A-3   760947HD6    25,078,000.00    15,889,167.34     8.000000  %  1,494,117.06
A-4   760947HE4     1,719,000.00     1,719,000.00     8.000000  %          0.00
A-5   760947HF1    22,300,000.00    22,300,000.00     8.000000  %          0.00
A-6   760947HG9    17,800,000.00    17,800,000.00     7.100000  %          0.00
A-7   760947HH7     5,280,000.00     5,280,000.00     7.750000  %          0.00
A-8   760947HJ3     7,200,000.00     7,200,000.00     7.750000  %          0.00
A-9   760947HK0             0.00             0.00     8.000000  %          0.00
A-10  760947HL8       569,607.66       556,202.42     0.000000  %      2,236.92
R-I   760947HM6         1,000.00         1,000.00     8.000000  %          0.00
R-II  760947HN4         1,000.00         1,000.00     8.000000  %          0.00
M-1   760947HP9     1,574,800.00     1,548,301.34     8.000000  %      4,560.04
M-2   760947HQ7     1,049,900.00     1,032,233.66     8.000000  %      3,040.13
M-3   760947HR5       892,400.00       877,383.86     8.000000  %      2,584.06
B-1                   209,800.00       206,269.76     8.000000  %        607.50
B-2                   367,400.00       361,217.87     8.000000  %      1,063.86
B-3                   367,731.33       361,543.62     8.000000  %      1,064.82

- -------------------------------------------------------------------------------
                  104,981,638.99    88,166,897.57                  2,734,869.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        44,784.60    657,552.52             0.00         0.00   5,903,704.14
A-2        42,074.47    654,901.97             0.00         0.00   5,904,278.14
A-3       105,889.59  1,600,006.65             0.00         0.00  14,395,050.28
A-4        11,455.87     11,455.87             0.00         0.00   1,719,000.00
A-5       148,613.08    148,613.08             0.00         0.00  22,300,000.00
A-6       105,278.70    105,278.70             0.00         0.00  17,800,000.00
A-7        34,087.71     34,087.71             0.00         0.00   5,280,000.00
A-8        46,483.24     46,483.24             0.00         0.00   7,200,000.00
A-9        15,944.25     15,944.25             0.00         0.00           0.00
A-10            0.00      2,236.92             0.00         0.00     553,965.50
R-I             6.67          6.67             0.00         0.00       1,000.00
R-II            6.80          6.80             0.00         0.00       1,000.00
M-1        10,318.29     14,878.33             0.00         0.00   1,543,741.30
M-2         6,879.08      9,919.21             0.00         0.00   1,029,193.53
M-3         5,847.12      8,431.18             0.00         0.00     874,799.80
B-1         1,374.63      1,982.13             0.00         0.00     205,662.26
B-2         2,407.25      3,471.11             0.00         0.00     360,154.01
B-3         2,409.42      3,474.24             0.00         0.00     360,478.80

- -------------------------------------------------------------------------------
          583,860.77  3,318,730.58             0.00         0.00  85,432,027.76
===============================================================================













































Run:        12/27/95     09:11:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    633.589894  59.578796     4.354361    63.933157   0.000000    574.011098
A-2    633.589893  59.578796     4.090460    63.669256   0.000000    574.011097
A-3    633.589893  59.578797     4.222410    63.801207   0.000000    574.011097
A-4   1000.000000   0.000000     6.664264     6.664264   0.000000   1000.000000
A-5   1000.000000   0.000000     6.664264     6.664264   0.000000   1000.000000
A-6   1000.000000   0.000000     5.914534     5.914534   0.000000   1000.000000
A-7   1000.000000   0.000000     6.456006     6.456006   0.000000   1000.000000
A-8   1000.000000   0.000000     6.456006     6.456006   0.000000   1000.000000
A-10   976.465836   3.927124     0.000000     3.927124   0.000000    972.538712
R-I   1000.000000   0.000000     6.670000     6.670000   0.000000   1000.000000
R-II  1000.000000   0.000000     6.800000     6.800000   0.000000   1000.000000
M-1    983.173317   2.895631     6.552127     9.447758   0.000000    980.277686
M-2    983.173312   2.895638     6.552129     9.447767   0.000000    980.277674
M-3    983.173308   2.895630     6.552129     9.447759   0.000000    980.277678
B-1    983.173308   2.895615     6.552097     9.447712   0.000000    980.277693
B-2    983.173299   2.895645     6.552123     9.447768   0.000000    980.277654
B-3    983.173286   2.895565     6.552121     9.447686   0.000000    980.277639

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4170 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,074.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                32,276.07

SUBSERVICER ADVANCES THIS MONTH                                       12,599.63
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,262,286.81

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      85,432,027.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          307

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,474,851.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.99267740 %     3.94691400 %    1.06040850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.84669000 %     4.03564649 %    1.09132450 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,049,816.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     524,908.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.70052550
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              168.45

POOL TRADING FACTOR:                                                81.37806628


 ................................................................................


Run:        12/27/95     09:11:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4171 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947GN5    42,847,629.00    26,945,271.36     7.650000  %  1,685,664.55
A-2   760947GP0    20,646,342.00    20,646,342.00     8.000000  %          0.00
A-3   760947GQ8    10,027,461.00     7,996,035.62     8.000000  %    215,332.96
A-4   760947GR6    21,739,268.00    21,739,268.00     8.000000  %          0.00
A-5   760947GS4             0.00             0.00     0.350000  %          0.00
A-6   760947HA2             0.00             0.00     0.871120  %          0.00
R-I   760947GV7           100.00             0.00     8.000000  %          0.00
R-II  760947GW5           100.00             0.00     8.000000  %          0.00
M-1   760947GX3     2,809,400.00     2,800,084.29     8.000000  %      1,636.77
M-2   760947GY1     1,277,000.00     1,272,765.59     8.000000  %        743.98
M-3   760947GZ8     1,277,000.00     1,272,765.59     8.000000  %        743.98
B-1                   613,000.00       610,967.34     8.000000  %        357.14
B-2                   408,600.00       407,245.12     8.000000  %        238.05
B-3                   510,571.55       508,878.54     8.000000  %        297.47

- -------------------------------------------------------------------------------
                  102,156,471.55    84,199,623.45                  1,905,014.90
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       171,538.62  1,857,203.17             0.00         0.00  25,259,606.81
A-2       137,451.99    137,451.99             0.00         0.00  20,646,342.00
A-3        53,233.20    268,566.16             0.00         0.00   7,780,702.66
A-4       144,728.08    144,728.08             0.00         0.00  21,739,268.00
A-5         7,848.17      7,848.17             0.00         0.00           0.00
A-6        61,038.79     61,038.79             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,641.42     20,278.19             0.00         0.00   2,798,447.52
M-2         8,473.37      9,217.35             0.00         0.00   1,272,021.61
M-3         8,473.37      9,217.35             0.00         0.00   1,272,021.61
B-1         4,067.49      4,424.63             0.00         0.00     610,610.20
B-2         2,711.22      2,949.27             0.00         0.00     407,007.07
B-3         3,387.83      3,685.30             0.00         0.00     508,581.07

- -------------------------------------------------------------------------------
          621,593.55  2,526,608.45             0.00         0.00  82,294,608.55
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    628.862600  39.340906     4.003457    43.344363   0.000000    589.521694
A-2   1000.000000   0.000000     6.657450     6.657450   0.000000   1000.000000
A-3    797.413784  21.474325     5.308742    26.783067   0.000000    775.939459
A-4   1000.000000   0.000000     6.657450     6.657450   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.684093   0.582605     6.635374     7.217979   0.000000    996.101488
M-2    996.684096   0.582600     6.635372     7.217972   0.000000    996.101496
M-3    996.684096   0.582600     6.635372     7.217972   0.000000    996.101496
B-1    996.684078   0.582610     6.635383     7.217993   0.000000    996.101468
B-2    996.684092   0.582599     6.635389     7.217988   0.000000    996.101493
B-3    996.684089   0.582602     6.635368     7.217970   0.000000    996.101467

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4171 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,913.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       21,893.05
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,680,151.85

 (B)  TWO MONTHLY PAYMENTS:                                    1     465,966.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     511,498.48


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      82,294,608.55

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          318

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,855,796.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.83760430 %     6.34874000 %    1.81365540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.65353700 %     6.49190856 %    1.85455450 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8710 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,043,129.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,000,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.20161316
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.21

POOL TRADING FACTOR:                                                80.55741090


 ................................................................................


Run:        12/27/95     09:11:56                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HS3    23,188,000.00    22,454,800.24     6.600000  %    207,737.26
A-2   760947HT1    23,921,333.00    23,432,533.15     7.000000  %    138,491.51
A-3   760947HU8    12,694,000.00    12,694,000.00     6.700000  %          0.00
A-4   760947HV6    12,686,000.00    12,686,000.00     6.950000  %          0.00
A-5   760947HW4     9,469,000.00     9,469,000.00     7.100000  %          0.00
A-6   760947HX2     6,661,000.00     6,661,000.00     7.250000  %          0.00
A-7   760947HY0     7,808,000.00             0.00     8.000000  %          0.00
A-8   760947HZ7    18,690,000.00     8,905,045.30     8.000000  %     94,534.88
A-9   760947JF9    63,512,857.35    59,490,447.63     0.000000  %    641,521.73
A-10  760947JA0     8,356,981.00             0.00     8.000000  %          0.00
A-11  760947JB8             0.00             0.00     8.000000  %          0.00
A-12  760947JC6             0.00             0.00     0.522461  %          0.00
R-I   760947JD4           100.00             0.00     8.000000  %          0.00
R-II  760947JE2           100.00             0.00     8.000000  %          0.00
M-1   760947JG7     5,499,628.00     5,483,841.03     8.000000  %      3,369.54
M-2   760947JH5     2,499,831.00     2,492,655.11     8.000000  %      1,531.61
M-3   760947JJ1     2,499,831.00     2,492,655.11     8.000000  %      1,531.61
B-1   760947JK8       799,945.00       797,648.71     8.000000  %        490.11
B-2   760947JL6       699,952.00       697,942.75     8.000000  %        428.85
B-3                   999,934.64       997,064.28     8.000000  %        612.64

- -------------------------------------------------------------------------------
                  199,986,492.99   168,754,633.31                  1,090,249.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       123,474.95    331,212.21             0.00         0.00  22,247,062.98
A-2       136,660.50    275,152.01             0.00         0.00  23,294,041.64
A-3        70,859.65     70,859.65             0.00         0.00  12,694,000.00
A-4        73,457.34     73,457.34             0.00         0.00  12,686,000.00
A-5        56,012.92     56,012.92             0.00         0.00   9,469,000.00
A-6        40,234.92     40,234.92             0.00         0.00   6,661,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        59,354.25    153,889.13             0.00         0.00   8,810,510.42
A-9       409,414.96  1,050,936.69             0.00         0.00  58,848,925.90
A-10            0.00          0.00             0.00         0.00           0.00
A-11       67,381.90     67,381.90             0.00         0.00           0.00
A-12       73,457.40     73,457.40             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        36,551.11     39,920.65             0.00         0.00   5,480,471.49
M-2        16,614.14     18,145.75             0.00         0.00   2,491,123.50
M-3        16,614.14     18,145.75             0.00         0.00   2,491,123.50
B-1         5,316.52      5,806.63             0.00         0.00     797,158.60
B-2         4,651.95      5,080.80             0.00         0.00     697,513.90
B-3         6,645.68      7,258.32             0.00         0.00     996,451.64

- -------------------------------------------------------------------------------
        1,196,702.33  2,286,952.07             0.00         0.00 167,664,383.57
===============================================================================







































Run:        12/27/95     09:11:56
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    968.380207   8.958826     5.324950    14.283776   0.000000    959.421381
A-2    979.566362   5.789456     5.712913    11.502369   0.000000    973.776906
A-3   1000.000000   0.000000     5.582137     5.582137   0.000000   1000.000000
A-4   1000.000000   0.000000     5.790426     5.790426   0.000000   1000.000000
A-5   1000.000000   0.000000     5.915400     5.915400   0.000000   1000.000000
A-6   1000.000000   0.000000     6.040372     6.040372   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    476.460423   5.058046     3.175722     8.233768   0.000000    471.402377
A-9    936.667788  10.100659     6.446174    16.546833   0.000000    926.567129
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.129448   0.612685     6.646106     7.258791   0.000000    996.516763
M-2    997.129450   0.612685     6.646105     7.258790   0.000000    996.516765
M-3    997.129450   0.612685     6.646105     7.258790   0.000000    996.516765
B-1    997.129440   0.612680     6.646107     7.258787   0.000000    996.516761
B-2    997.129446   0.612685     6.646099     7.258784   0.000000    996.516761
B-3    997.129452   0.612680     6.646114     7.258794   0.000000    996.516772

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4172 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,869.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,475.40

SUBSERVICER ADVANCES THIS MONTH                                       29,959.24
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   3,319,610.25

 (B)  TWO MONTHLY PAYMENTS:                                    2     550,776.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     167,664,383.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          563

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      986,536.26

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.30857530 %     6.21230400 %    1.47912050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.26325790 %     6.24027493 %    1.48783540 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5215 %

      BANKRUPTCY AMOUNT AVAILABLE                         130,643.00
      FRAUD AMOUNT AVAILABLE                            3,999,730.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,011,402.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.81430598
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.14

POOL TRADING FACTOR:                                                83.83785378


 ................................................................................


Run:        12/27/95     09:11:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947JM4    55,601,800.00    54,208,394.48     6.600000  %    470,395.64
A-2   760947JN2     8,936,000.00     8,936,000.00     5.700000  %          0.00
A-3   760947JP7    20,970,000.00    16,996,096.33     7.500000  %  1,181,214.80
A-4   760947JQ5    38,235,000.00    37,721,590.99     7.200000  %    200,649.15
A-5   760947JR3     6,989,000.00     3,702,181.93     7.500000  %    976,983.47
A-6   760947KB6    72,376,561.40    72,376,561.40     7.500000  %          0.00
A-7   760947JS1     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947JT9     8,040,000.00            21.81     7.500000  %         21.81
A-9   760947JU6       142,330.60       141,768.55     0.000000  %        155.73
A-10  760947JV4             0.00             0.00     0.653400  %          0.00
R-I   760947JW2           100.00             0.00     7.500000  %          0.00
R-II  760947JX0           100.00             0.00     7.500000  %          0.00
M-1   760947JY8     5,767,800.00     5,753,293.53     7.500000  %      3,721.62
M-2   760947JZ5     2,883,900.00     2,876,646.75     7.500000  %      1,860.81
M-3   760947KA8     2,883,900.00     2,876,646.75     7.500000  %      1,860.81
B-1                   922,800.00       920,479.08     7.500000  %        595.43
B-2                   807,500.00       805,469.08     7.500000  %        521.03
B-3                 1,153,493.52     1,150,592.41     7.500000  %        744.29

- -------------------------------------------------------------------------------
                  230,710,285.52   213,465,743.09                  2,838,724.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       298,045.63    768,441.27             0.00         0.00  53,737,998.84
A-2        42,431.69     42,431.69             0.00         0.00   8,936,000.00
A-3       106,189.78  1,287,404.58             0.00         0.00  15,814,881.53
A-4       226,253.23    426,902.38             0.00         0.00  37,520,941.84
A-5        23,130.84  1,000,114.31             0.00         0.00   2,725,198.46
A-6       511,568.90    511,568.90             0.00         0.00  72,376,561.40
A-7        35,340.82     35,340.82             0.00         0.00   5,000,000.00
A-8             0.00         21.81             0.14         0.00           0.14
A-9             0.00        155.73             0.00         0.00     141,612.82
A-10      116,192.98    116,192.98             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        35,945.95     39,667.57             0.00         0.00   5,749,571.91
M-2        17,972.98     19,833.79             0.00         0.00   2,874,785.94
M-3        17,972.98     19,833.79             0.00         0.00   2,874,785.94
B-1         5,751.05      6,346.48             0.00         0.00     919,883.65
B-2         5,032.48      5,553.51             0.00         0.00     804,948.05
B-3         7,188.77      7,933.06             0.00         0.00   1,149,848.12

- -------------------------------------------------------------------------------
        1,449,018.08  4,287,742.67             0.14         0.00 210,627,018.64
===============================================================================












































Run:        12/27/95     09:11:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    974.939561   8.460079     5.360359    13.820438   0.000000    966.479482
A-2   1000.000000   0.000000     4.748399     4.748399   0.000000   1000.000000
A-3    810.495772  56.328794     5.063890    61.392684   0.000000    754.166978
A-4    986.572276   5.247787     5.917438    11.165225   0.000000    981.324489
A-5    529.715543 139.788735     3.309607   143.098342   0.000000    389.926808
A-6   1000.000000   0.000000     7.068157     7.068157   0.000000   1000.000000
A-7   1000.000000   0.000000     7.068164     7.068164   0.000000   1000.000000
A-8      0.002713   0.002713     0.000000     0.002713   0.000017      0.000017
A-9    996.051095   1.094143     0.000000     1.094143   0.000000    994.956952
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.484921   0.645241     6.232177     6.877418   0.000000    996.839681
M-2    997.484916   0.645241     6.232179     6.877420   0.000000    996.839675
M-3    997.484916   0.645241     6.232179     6.877420   0.000000    996.839675
B-1    997.484915   0.645243     6.232174     6.877417   0.000000    996.839673
B-2    997.484929   0.645238     6.232173     6.877411   0.000000    996.839690
B-3    997.484936   0.645240     6.232172     6.877412   0.000000    996.839687

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:11:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4174 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,953.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       14,506.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,077,408.09

 (B)  TWO MONTHLY PAYMENTS:                                    2     776,922.49

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     210,627,018.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          682

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,700,622.97

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.25761320 %     5.39394900 %    1.34843750 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.17110680 %     5.45948182 %    1.36573830 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6463 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,249.00
      FRAUD AMOUNT AVAILABLE                            4,614,206.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,113,349.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.44587393
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              351.31

POOL TRADING FACTOR:                                                91.29502751


 ................................................................................


Run:        12/27/95     09:12:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KP5    11,300,000.00     8,816,694.30     7.650000  %    494,299.43
A-2   760947KQ3   105,000,000.00    97,982,180.10     7.500000  %  1,396,889.79
A-3   760947KR1    47,939,000.00    44,734,930.78     7.250000  %    637,766.66
A-4   760947KS9    27,875,000.00    26,011,935.90     7.650000  %    370,840.98
A-5   760947KT7    30,655,000.00    30,655,000.00     7.650000  %          0.00
A-6   760947KU4    20,568,000.00    19,574,276.70     7.650000  %    197,799.59
A-7   760947KV2     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947KW0     2,100,000.00     2,100,000.00     7.650000  %          0.00
A-9   760947KX8    12,900,000.00    12,900,000.00     7.400000  %          0.00
A-10  760947KY6     6,000,000.00     6,000,000.00     7.750000  %          0.00
A-11  760947KZ3     2,581,000.00     2,581,000.00     6.000000  %          0.00
A-12  760947LA7     2,456,000.00     2,456,000.00     7.400000  %          0.00
A-13  760947LB5     3,544,000.00     3,544,000.00     7.400000  %          0.00
A-14  760947LC3     4,741,000.00     4,741,000.00     8.000000  %          0.00
A-15  760947LD1   100,000,000.00   100,000,000.00     7.500000  %          0.00
A-16  760947LE9    32,887,000.00    32,823,346.79     7.500000  %     21,749.74
A-17  760947LF6     1,348,796.17     1,344,850.66     0.000000  %      1,166.23
A-18  760947LG4             0.00             0.00     0.510438  %          0.00
A-19  760947LR0     9,500,000.00     9,500,000.00     7.500000  %          0.00
R-I   760947LH2           100.00             0.00     7.500000  %          0.00
R-II  760947LJ8           100.00             0.00     7.500000  %          0.00
M-1   760947LK5    11,340,300.00    11,318,350.70     7.500000  %      7,499.88
M-2   760947LL3     5,670,200.00     5,659,225.25     7.500000  %      3,749.97
M-3   760947LM1     4,536,100.00     4,527,320.32     7.500000  %      2,999.94
B-1                 2,041,300.00     2,037,349.03     7.500000  %      1,350.01
B-2                 1,587,600.00     1,584,527.19     7.500000  %      1,049.96
B-3                 2,041,838.57     2,037,886.60     7.500000  %      1,350.37

- -------------------------------------------------------------------------------
                  453,612,334.74   437,929,874.32                  3,138,512.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        56,197.91    550,497.34             0.00         0.00   8,322,394.87
A-2       612,295.79  2,009,185.58             0.00         0.00  96,585,290.31
A-3       270,232.57    907,999.23             0.00         0.00  44,097,164.12
A-4       165,800.95    536,641.93             0.00         0.00  25,641,094.92
A-5       195,396.00    195,396.00             0.00         0.00  30,655,000.00
A-6       124,767.09    322,566.68             0.00         0.00  19,376,477.11
A-7        31,250.00     31,250.00             0.00         0.00   5,000,000.00
A-8        13,385.47     13,385.47             0.00         0.00   2,100,000.00
A-9        79,537.94     79,537.94             0.00         0.00  12,900,000.00
A-10       38,750.00     38,750.00             0.00         0.00   6,000,000.00
A-11       12,905.00     12,905.00             0.00         0.00   2,581,000.00
A-12       15,145.33     15,145.33             0.00         0.00   2,456,000.00
A-13       21,854.67     21,854.67             0.00         0.00   3,544,000.00
A-14       31,606.67     31,606.67             0.00         0.00   4,741,000.00
A-15      624,905.25    624,905.25             0.00         0.00 100,000,000.00
A-16      205,114.82    226,864.56             0.00         0.00  32,801,597.05
A-17            0.00      1,166.23             0.00         0.00   1,343,684.43
A-18      186,251.72    186,251.72             0.00         0.00           0.00
A-19       59,366.00     59,366.00             0.00         0.00   9,500,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        70,728.97     78,228.85             0.00         0.00  11,310,850.82
M-2        35,364.80     39,114.77             0.00         0.00   5,655,475.28
M-3        28,291.46     31,291.40             0.00         0.00   4,524,320.38
B-1        12,731.50     14,081.51             0.00         0.00   2,035,999.02
B-2         9,901.79     10,951.75             0.00         0.00   1,583,477.23
B-3        12,734.86     14,085.23             0.00         0.00   2,036,536.23

- -------------------------------------------------------------------------------
        2,914,516.56  6,053,029.11             0.00         0.00 434,791,361.77
===============================================================================


























Run:        12/27/95     09:12:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    780.238434  43.743312     4.973266    48.716578   0.000000    736.495121
A-2    933.163620  13.303712     5.831388    19.135100   0.000000    919.859908
A-3    933.163620  13.303712     5.637009    18.940721   0.000000    919.859908
A-4    933.163620  13.303712     5.948016    19.251728   0.000000    919.859907
A-5   1000.000000   0.000000     6.374034     6.374034   0.000000   1000.000000
A-6    951.685954   9.616861     6.066078    15.682939   0.000000    942.069093
A-7   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-8   1000.000000   0.000000     6.374033     6.374033   0.000000   1000.000000
A-9   1000.000000   0.000000     6.165732     6.165732   0.000000   1000.000000
A-10  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-11  1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-12  1000.000000   0.000000     6.166665     6.166665   0.000000   1000.000000
A-13  1000.000000   0.000000     6.166668     6.166668   0.000000   1000.000000
A-14  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-15  1000.000000   0.000000     6.249053     6.249053   0.000000   1000.000000
A-16   998.064487   0.661348     6.236957     6.898305   0.000000    997.403140
A-17   997.074792   0.864645     0.000000     0.864645   0.000000    996.210146
A-19  1000.000000   0.000000     6.249053     6.249053   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.064487   0.661348     6.236958     6.898306   0.000000    997.403139
M-2    998.064486   0.661347     6.236958     6.898305   0.000000    997.403139
M-3    998.064487   0.661348     6.236957     6.898305   0.000000    997.403139
B-1    998.064483   0.661348     6.236957     6.898305   0.000000    997.403135
B-2    998.064494   0.661350     6.236955     6.898305   0.000000    997.403143
B-3    998.064504   0.661350     6.236957     6.898307   0.000000    997.403154

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4175 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       92,303.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,815.71

SUBSERVICER ADVANCES THIS MONTH                                       42,563.78
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   5,175,911.66

 (B)  TWO MONTHLY PAYMENTS:                                    1     449,452.85

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     434,791,361.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,516

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,848,159.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.77792240 %     4.92570600 %    1.29637130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.73703900 %     4.94274918 %    1.30488930 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5062 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,000.00
      FRAUD AMOUNT AVAILABLE                            9,072,247.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,536,123.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29495376
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              352.90

POOL TRADING FACTOR:                                                95.85086835


 ................................................................................


Run:        12/27/95     09:12:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4176 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KG5    35,048,000.00    33,267,915.83     7.250000  %  1,151,831.30
A-2   760947KH3    23,594,900.00    23,594,900.00     7.250000  %          0.00
A-3   760947KJ9    56,568,460.00    54,851,344.70     7.250000  %  1,111,086.30
A-4   760947KE0       434,639.46       422,550.39     0.000000  %      1,469.58
A-5   760947KF7             0.00             0.00     0.602430  %          0.00
R     760947KK6           100.00             0.00     7.250000  %          0.00
M-1   760947KL4     1,803,000.00     1,787,012.74     7.250000  %      5,365.90
M-2   760947KM2       901,000.00       893,010.81     7.250000  %      2,681.46
M-3   760947KN0       721,000.00       714,606.87     7.250000  %      2,145.77
B-1                   360,000.00       356,807.87     7.250000  %      1,071.40
B-2                   361,000.00       357,799.00     7.250000  %      1,074.37
B-3                   360,674.91       357,476.79     7.250000  %      1,073.41

- -------------------------------------------------------------------------------
                  120,152,774.37   116,603,425.00                  2,277,799.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       200,913.82  1,352,745.12             0.00         0.00  32,116,084.53
A-2       142,495.90    142,495.90             0.00         0.00  23,594,900.00
A-3       331,261.91  1,442,348.21             0.00         0.00  53,740,258.40
A-4             0.00      1,469.58             0.00         0.00     421,080.81
A-5        58,514.57     58,514.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,792.25     16,158.15             0.00         0.00   1,781,646.84
M-2         5,393.13      8,074.59             0.00         0.00     890,329.35
M-3         4,315.71      6,461.48             0.00         0.00     712,461.10
B-1         2,154.85      3,226.25             0.00         0.00     355,736.47
B-2         2,160.84      3,235.21             0.00         0.00     356,724.63
B-3         2,158.90      3,232.31             0.00         0.00     356,403.38

- -------------------------------------------------------------------------------
          760,161.88  3,037,961.37             0.00         0.00 114,325,625.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    949.210107  32.864395     5.732533    38.596928   0.000000    916.345713
A-2   1000.000000   0.000000     6.039267     6.039267   0.000000   1000.000000
A-3    969.645359  19.641445     5.855947    25.497392   0.000000    950.003914
A-4    972.185981   3.381147     0.000000     3.381147   0.000000    968.804834
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.132967   2.976095     5.985718     8.961813   0.000000    988.156872
M-2    991.132974   2.976093     5.985716     8.961809   0.000000    988.156881
M-3    991.132968   2.976103     5.985728     8.961831   0.000000    988.156866
B-1    991.132972   2.976111     5.985694     8.961805   0.000000    988.156861
B-2    991.132964   2.976094     5.985706     8.961800   0.000000    988.156870
B-3    991.132957   2.976087     5.985723     8.961810   0.000000    988.156842

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:03                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4176 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,620.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,042.55

SUBSERVICER ADVANCES THIS MONTH                                       18,813.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,584,607.89

 (B)  TWO MONTHLY PAYMENTS:                                    1     397,780.91

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     114,325,625.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          412

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,927,552.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.15537920 %     2.92185000 %    0.92277120 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.09032130 %     2.96034881 %    0.93838620 %
CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5955 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,201,528.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     716,776.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.12324382
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              172.50

POOL TRADING FACTOR:                                                95.15021697


 ................................................................................


Run:        12/27/95     09:12:04                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947KD2    97,561,000.00    87,321,404.05     6.395000  %  3,672,842.61
R                           0.00             0.00     0.000000  %          0.00
B-1                 1,156,700.00     1,138,809.33     7.375000  %      6,539.24
B-2                 1,257,300.00     1,237,853.35     7.375000  %      7,107.97
B-3                   604,098.39       594,754.81     7.375000  %      3,415.18

- -------------------------------------------------------------------------------
                  100,579,098.39    90,292,821.54                  3,689,905.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         461,691.51  4,134,534.12             0.00         0.00  83,648,561.44
R         122,207.54    122,207.54             0.00         0.00           0.00
B-1         6,943.90     13,483.14             0.00         0.00   1,132,270.09
B-2         7,547.82     14,655.79             0.00         0.00   1,230,745.38
B-3         3,626.52      7,041.70             0.00         0.00     591,339.63

- -------------------------------------------------------------------------------
          602,017.29  4,291,922.29             0.00         0.00  86,602,916.54
===============================================================================












Run:        12/27/95     09:12:04
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      895.044168  37.646627     4.732337    42.378964   0.000000    857.397540
B-1    984.533008   5.653359     6.003199    11.656558   0.000000    978.879649
B-2    984.533007   5.653360     6.003197    11.656557   0.000000    978.879647
B-3    984.533016   5.653351     6.003194    11.656545   0.000000    978.879666

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4177 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,440.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                        7,212.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6     920,131.31

 (B)  TWO MONTHLY PAYMENTS:                                    1      57,676.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      86,602,916.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          458

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,171,428.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      448,260.53

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          96.70913210 %     3.29086790 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             96.58861940 %     3.41138060 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,017,373.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,135,141.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59097459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.76

POOL TRADING FACTOR:                                                86.10428799


 ................................................................................


Run:        12/27/95     09:12:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947LV1    68,252,000.00    65,176,935.53     7.500000  %  2,467,523.33
A-2   760947LW9    56,875,000.00    56,875,000.00     7.500000  %          0.00
A-3   760947LX7    23,500,000.00    23,500,000.00     7.500000  %          0.00
A-4   760947LY5    19,651,199.00    17,622,534.80     7.500000  %  1,627,860.58
A-5   760947LZ2    75,000,000.00    75,000,000.00     7.500000  %          0.00
A-6   760947MA6    97,212,000.00    97,212,000.00     7.500000  %          0.00
A-7   760947MB4    12,427,000.00    12,427,000.00     7.500000  %          0.00
A-8   760947MC2    53,182,701.00    53,182,701.00     7.500000  %          0.00
A-9   760947MD0    41,080,426.00    41,080,426.00     7.500000  %          0.00
A-10  760947ME8     3,101,574.00     3,101,574.00     7.500000  %          0.00
A-11  760947MF5     1,175,484.46     1,173,631.61     0.000000  %        951.48
R     760947MG3           100.00             0.00     7.500000  %          0.00
M-1   760947MH1    10,777,500.00    10,758,768.07     7.500000  %      7,146.43
M-2   760947MJ7     5,987,500.00     5,977,093.37     7.500000  %      3,970.24
M-3   760947MK4     4,790,000.00     4,781,674.70     7.500000  %      3,176.19
B-1                 2,395,000.00     2,390,837.35     7.500000  %      1,588.10
B-2                 1,437,000.00     1,434,502.41     7.500000  %        952.86
B-3                 2,155,426.27     2,151,680.01     7.500000  %      1,429.23

- -------------------------------------------------------------------------------
                  478,999,910.73   473,846,358.85                  4,114,598.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       407,226.38  2,874,749.71             0.00         0.00  62,709,412.20
A-2       355,355.77    355,355.77             0.00         0.00  56,875,000.00
A-3       146,828.32    146,828.32             0.00         0.00  23,500,000.00
A-4       110,105.83  1,737,966.41             0.00         0.00  15,994,674.22
A-5       468,601.02    468,601.02             0.00         0.00  75,000,000.00
A-6       607,381.90    607,381.90             0.00         0.00  97,212,000.00
A-7        77,644.07     77,644.07             0.00         0.00  12,427,000.00
A-8       332,286.24    332,286.24             0.00         0.00  53,182,701.00
A-9       256,671.06    256,671.06             0.00         0.00  41,080,426.00
A-10       19,378.68     19,378.68             0.00         0.00   3,101,574.00
A-11            0.00        951.48             0.00         0.00   1,172,680.13
R               0.00          0.00             0.00         0.00           0.00
M-1        67,220.93     74,367.36             0.00         0.00  10,751,621.64
M-2        37,344.96     41,315.20             0.00         0.00   5,973,123.13
M-3        29,875.97     33,052.16             0.00         0.00   4,778,498.51
B-1        14,937.98     16,526.08             0.00         0.00   2,389,249.25
B-2         8,962.79      9,915.65             0.00         0.00   1,433,549.55
B-3        13,443.73     14,872.96             0.00         0.00   2,150,250.79

- -------------------------------------------------------------------------------
        2,953,265.63  7,067,864.07             0.00         0.00 469,731,760.42
===============================================================================













































Run:        12/27/95     09:12:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    954.945431  36.153129     5.966512    42.119641   0.000000    918.792302
A-2   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-3   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-4    896.766391  82.837723     5.603008    88.440731   0.000000    813.928668
A-5   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-7   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-9   1000.000000   0.000000     6.248014     6.248014   0.000000   1000.000000
A-10  1000.000000   0.000000     6.248015     6.248015   0.000000   1000.000000
A-11   998.423756   0.809436     0.000000     0.809436   0.000000    997.614320
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.261941   0.663088     6.237154     6.900242   0.000000    997.598853
M-2    998.261941   0.663088     6.237154     6.900242   0.000000    997.598853
M-3    998.261942   0.663088     6.237154     6.900242   0.000000    997.598854
B-1    998.261942   0.663090     6.237152     6.900242   0.000000    997.598852
B-2    998.261942   0.663090     6.237154     6.900244   0.000000    997.598852
B-3    998.261940   0.663085     6.237156     6.900241   0.000000    997.598860

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4178 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       97,101.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,319.45

SPREAD                                                               181,341.50

SUBSERVICER ADVANCES THIS MONTH                                       85,469.62
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    36  11,486,961.52

 (B)  TWO MONTHLY PAYMENTS:                                    2     258,839.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     469,731,760.42

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,596

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,799,737.73

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.18317280 %     1.26451500 %    4.55231180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.13600250 %     1.27158734 %    4.58922770 %

      BANKRUPTCY AMOUNT AVAILABLE                         172,895.00
      FRAUD AMOUNT AVAILABLE                            9,579,998.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,789,999.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23788353
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              354.32

POOL TRADING FACTOR:                                                98.06510396


 ................................................................................


Run:        12/27/95     09:12:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4183 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ML2   101,500,000.00    99,920,175.27     7.000000  %  3,851,838.68
A-2   760947MM0    34,000,000.00    34,000,000.00     7.000000  %          0.00
A-3   760947MN8    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-4   760947MP3    25,515,000.00    25,515,000.00     7.000000  %          0.00
A-5   760947MQ1     1,221,111.75     1,216,674.39     0.000000  %     11,185.46
R     760947MU2           100.00             0.00     7.000000  %          0.00
M-1   760947MR9     2,277,000.00     2,269,965.55     7.000000  %      7,001.49
M-2   760947MS7       911,000.00       908,185.60     7.000000  %      2,801.21
M-3   760947MT5     1,367,000.00     1,362,776.86     7.000000  %      4,203.36
B-1                   455,000.00       453,594.35     7.000000  %      1,399.07
B-2                   455,000.00       453,594.35     7.000000  %      1,399.07
B-3                   455,670.95       454,263.23     7.000000  %      1,401.06
SPRE                        0.00             0.00     0.565349  %          0.00

- -------------------------------------------------------------------------------
                  182,156,882.70   180,554,229.60                  3,881,229.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       582,395.68  4,434,234.36             0.00         0.00  96,068,336.59
A-2       198,172.72    198,172.72             0.00         0.00  34,000,000.00
A-3        81,600.54     81,600.54             0.00         0.00  14,000,000.00
A-4       148,716.97    148,716.97             0.00         0.00  25,515,000.00
A-5             0.00     11,185.46             0.00         0.00   1,205,488.93
R               0.00          0.00             0.00         0.00           0.00
M-1        13,230.75     20,232.24             0.00         0.00   2,262,964.06
M-2         5,293.46      8,094.67             0.00         0.00     905,384.39
M-3         7,943.09     12,146.45             0.00         0.00   1,358,573.50
B-1         2,643.83      4,042.90             0.00         0.00     452,195.28
B-2         2,643.83      4,042.90             0.00         0.00     452,195.28
B-3         2,647.72      4,048.78             0.00         0.00     452,862.10
SPRED      84,994.51     84,994.51             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,130,283.10  5,011,512.50             0.00         0.00 176,673,000.13
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    984.435224  37.949150     5.737888    43.687038   0.000000    946.486075
A-2   1000.000000   0.000000     5.828609     5.828609   0.000000   1000.000000
A-3   1000.000000   0.000000     5.828610     5.828610   0.000000   1000.000000
A-4   1000.000000   0.000000     5.828609     5.828609   0.000000   1000.000000
A-5    996.366131   9.160063     0.000000     9.160063   0.000000    987.206069
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.910650   3.074875     5.810606     8.885481   0.000000    993.835775
M-2    996.910648   3.074874     5.810604     8.885478   0.000000    993.835774
M-3    996.910651   3.074879     5.810600     8.885479   0.000000    993.835772
B-1    996.910659   3.074879     5.810615     8.885494   0.000000    993.835780
B-2    996.910659   3.074879     5.810615     8.885494   0.000000    993.835780
B-3    996.910665   3.074719     5.810596     8.885315   0.000000    993.835793

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4183 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,979.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       35,518.57
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,383,944.64

 (B)  TWO MONTHLY PAYMENTS:                                    2     425,273.21

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     176,673,000.13

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          631

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,323,648.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.70878760 %     2.53205600 %    0.75915610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.64657320 %     2.56231679 %    0.77350650 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,821,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     910,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.79493662
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              173.19

POOL TRADING FACTOR:                                                96.98947276


 ................................................................................


Run:        12/27/95     09:12:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947MV0    15,150,000.00    15,009,044.52     7.500000  %    385,986.29
A-2   760947MW8   152,100,000.00   150,820,195.39     7.500000  %  3,504,560.70
A-3   760947MX6     9,582,241.00     9,582,241.00     7.500000  %          0.00
A-4   760947MY4    34,448,155.00    34,448,155.00     7.500000  %          0.00
A-5   760947MZ1    49,922,745.00    49,922,745.00     7.500000  %          0.00
A-6   760947NA5    44,355,201.00    44,355,201.00     7.500000  %          0.00
A-7   760947NB3    42,424,530.00    42,398,310.81     7.500000  %     28,276.46
A-8   760947NC1    22,189,665.00    22,040,561.59     8.500000  %    408,298.23
A-9   760947ND9    24,993,667.00    24,826,487.62     7.000000  %    457,796.66
A-10  760947NE7     9,694,332.00     9,628,818.28     7.250000  %    179,399.88
A-11  760947NF4    19,384,664.00    19,253,636.56     7.125000  %    358,799.79
A-12  760947NG2       917,418.09       916,668.61     0.000000  %        816.37
R     760947NH0           100.00             0.00     7.500000  %          0.00
M-1   760947NK3    10,149,774.00    10,143,501.24     7.500000  %      6,764.95
M-2   760947NL1     5,638,762.00     5,635,277.13     7.500000  %      3,758.30
M-3   760947NM9     4,511,009.00     4,508,221.11     7.500000  %      3,006.64
B-1   760947NN7     2,255,508.00     2,254,114.05     7.500000  %      1,503.32
B-2   760947NP2     1,353,299.00     1,352,462.63     7.500000  %        901.99
B-3   760947NQ0     2,029,958.72     2,028,704.23     7.500000  %      1,352.99
SPRE                        0.00             0.00     0.551838  %          0.00

- -------------------------------------------------------------------------------
                  451,101,028.81   449,124,345.77                  5,341,222.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        93,783.20    479,769.49             0.00         0.00  14,623,058.23
A-2       942,391.74  4,446,952.44             0.00         0.00 147,315,634.69
A-3        59,874.11     59,874.11             0.00         0.00   9,582,241.00
A-4       215,247.41    215,247.41             0.00         0.00  34,448,155.00
A-5       311,939.55    311,939.55             0.00         0.00  49,922,745.00
A-6       277,151.05    277,151.05             0.00         0.00  44,355,201.00
A-7       264,923.52    293,199.98             0.00         0.00  42,370,034.35
A-8       156,081.80    564,380.03             0.00         0.00  21,632,263.36
A-9       144,785.16    602,581.82             0.00         0.00  24,368,690.96
A-10       58,159.64    237,559.52             0.00         0.00   9,449,418.40
A-11      114,290.03    473,089.82             0.00         0.00  18,894,836.77
A-12            0.00        816.37             0.00         0.00     915,852.24
R               0.00          0.00             0.00         0.00           0.00
M-1        63,381.11     70,146.06             0.00         0.00  10,136,736.29
M-2        35,211.72     38,970.02             0.00         0.00   5,631,518.83
M-3        28,169.37     31,176.01             0.00         0.00   4,505,214.47
B-1        14,084.71     15,588.03             0.00         0.00   2,252,610.73
B-2         8,450.79      9,352.78             0.00         0.00   1,351,560.64
B-3        12,676.25     14,029.24             0.00         0.00   2,027,351.24
SPRED     206,485.24    206,485.24             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,007,086.40  8,348,308.97             0.00         0.00 443,783,123.20
===============================================================================









































Run:        12/27/95     09:12:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    990.696008  25.477643     6.190310    31.667953   0.000000    965.218365
A-2    991.585769  23.041162     6.195869    29.237031   0.000000    968.544607
A-3   1000.000000   0.000000     6.248445     6.248445   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248445     6.248445   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248445     6.248445   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248445     6.248445   0.000000   1000.000000
A-7    999.381980   0.666512     6.244583     6.911095   0.000000    998.715468
A-8    993.280502  18.400378     7.033986    25.434364   0.000000    974.880124
A-9    993.311130  18.316506     5.792874    24.109380   0.000000    974.994624
A-10   993.242059  18.505646     5.999345    24.504991   0.000000    974.736413
A-11   993.240665  18.509467     5.895899    24.405366   0.000000    974.731198
A-12   999.183055   0.889856     0.000000     0.889856   0.000000    998.293199
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    999.381980   0.666512     6.244583     6.911095   0.000000    998.715468
M-2    999.381980   0.666512     6.244583     6.911095   0.000000    998.715468
M-3    999.381981   0.666512     6.244583     6.911095   0.000000    998.715469
B-1    999.381980   0.666511     6.244584     6.911095   0.000000    998.715469
B-2    999.381977   0.666512     6.244585     6.911097   0.000000    998.715465
B-3    999.382012   0.666511     6.244585     6.911096   0.000000    998.715501

_______________________________________________________________________________


DETERMINATION DATE                      
DISTRIBUTION DATE                       

Run:     12/27/95     09:12:10                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       89,850.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,608.38

SUBSERVICER ADVANCES THIS MONTH                                       47,384.44
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   6,337,939.14

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     443,783,123.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,566

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,041,574.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.02416070 %     4.51701200 %    1.25472620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.15061940 %     4.56832821 %    1.27160510 %

      BANKRUPTCY AMOUNT AVAILABLE                         159,752.00
      FRAUD AMOUNT AVAILABLE                            9,022,021.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,541,068.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32164962
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              355.00

POOL TRADING FACTOR:                                                98.37776792


 ................................................................................


Run:        12/27/95     09:12:11                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PC9   161,500,000.00   161,500,000.00     7.500000  %  2,809,363.35
A-2   760947PD7     7,348,151.00     7,348,151.00     7.500000  %          0.00
A-3   760947PE5    24,828,814.00    24,828,814.00     8.500000  %    344,908.13
A-4   760947PF2    15,917,318.00    15,917,318.00     7.500000  %          0.00
A-5   760947PG0    43,800,000.00    43,800,000.00     7.500000  %          0.00
A-6   760947PH8    52,000,000.00    52,000,000.00     7.500000  %          0.00
A-7   760947PJ4    24,828,814.00    24,828,814.00     7.000000  %    344,908.13
A-8   760947PK1    42,208,985.00    42,208,985.00     7.500000  %     26,989.52
A-9   760947PL9    49,657,668.00    49,657,668.00     7.250000  %    689,817.30
A-10  760947PM7       479,655.47       479,655.47     0.000000  %        397.90
R     760947PN5           100.00           100.00     7.500000  %        100.00
M-1   760947PP0    10,087,900.00    10,087,900.00     7.500000  %      6,450.47
M-2   760947PQ8     5,604,400.00     5,604,400.00     7.500000  %      3,583.60
M-3   760947PR6     4,483,500.00     4,483,500.00     7.500000  %      2,866.87
B-1                 2,241,700.00     2,241,700.00     7.500000  %      1,433.40
B-2                 1,345,000.00     1,345,000.00     7.500000  %        860.03
B-3                 2,017,603.30     2,017,603.30     7.500000  %      1,290.09
SPRE                        0.00             0.00     0.497117  %          0.00

- -------------------------------------------------------------------------------
                  448,349,608.77   448,349,608.77                  4,232,968.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,009,169.22  3,818,532.57             0.00         0.00 158,690,636.65
A-2        45,916.58     45,916.58             0.00         0.00   7,348,151.00
A-3       175,834.92    520,743.05             0.00         0.00  24,483,905.87
A-4        99,462.96     99,462.96             0.00         0.00  15,917,318.00
A-5       273,694.19    273,694.19             0.00         0.00  43,800,000.00
A-6       324,933.74    324,933.74             0.00         0.00  52,000,000.00
A-7       144,805.22    489,713.35             0.00         0.00  24,483,905.87
A-8       263,752.38    290,741.90             0.00         0.00  42,181,995.48
A-9       299,953.92    989,771.22             0.00         0.00  48,967,850.70
A-10            0.00        397.90             0.00         0.00     479,257.57
R               0.63        100.63             0.00         0.00           0.00
M-1        63,036.53     69,487.00             0.00         0.00  10,081,449.53
M-2        35,020.36     38,603.96             0.00         0.00   5,600,816.40
M-3        28,016.17     30,883.04             0.00         0.00   4,480,633.13
B-1        14,007.77     15,441.17             0.00         0.00   2,240,266.60
B-2         8,404.54      9,264.57             0.00         0.00   1,344,139.97
B-3        12,607.45     13,897.54             0.00         0.00   2,016,313.21
SPRED     185,697.18    185,697.18             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,984,313.76  7,217,282.55             0.00         0.00 444,116,639.98
===============================================================================













































Run:        12/27/95     09:12:11
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000  17.395439     6.248726    23.644165   0.000000    982.604561
A-2   1000.000000   0.000000     6.248726     6.248726   0.000000   1000.000000
A-3   1000.000000  13.891446     7.081890    20.973336   0.000000    986.108554
A-4   1000.000000   0.000000     6.248726     6.248726   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248726     6.248726   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248726     6.248726   0.000000   1000.000000
A-7   1000.000000  13.891446     5.832144    19.723590   0.000000    986.108554
A-8   1000.000000   0.639426     6.248726     6.888152   0.000000    999.360574
A-9   1000.000000  13.891456     6.040435    19.931891   0.000000    986.108544
A-10  1000.000000   0.829554     0.000000     0.829554   0.000000    999.170446
R     1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   0.639426     6.248727     6.888153   0.000000    999.360574
M-2   1000.000000   0.639426     6.248726     6.888152   0.000000    999.360574
M-3   1000.000000   0.639427     6.248728     6.888155   0.000000    999.360573
B-1   1000.000000   0.639425     6.248726     6.888151   0.000000    999.360575
B-2   1000.000000   0.639428     6.248729     6.888157   0.000000    999.360573
B-3   1000.000000   0.639427     6.248726     6.888153   0.000000    999.360583

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4185 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       92,889.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,444.87

SUBSERVICER ADVANCES THIS MONTH                                       19,570.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   2,639,893.89

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     444,116,639.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,599

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,946,228.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.24384170 %     4.50483400 %    1.25132380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.19264020 %     4.54000081 %    1.26245440 %

      BANKRUPTCY AMOUNT AVAILABLE                         158,983.00
      FRAUD AMOUNT AVAILABLE                            8,966,992.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,483,496.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.28778776
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              356.88

POOL TRADING FACTOR:                                                99.05587767

 ................................................................................


Run:        12/27/95     09:12:13                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4186 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947NR8    26,815,000.00    26,815,000.00     7.000000  %    886,960.46
A-2   760947NS6    45,874,000.00    45,874,000.00     7.000000  %          0.00
A-3   760947NT4    14,000,000.00    14,000,000.00     7.000000  %    125,527.31
A-4   760947NU1    10,808,000.00    10,808,000.00     7.000000  %          0.00
A-5   760947NV9    23,801,500.00    23,801,500.00     7.000000  %          0.00
A-6   760947NW7    13,965,000.00    13,965,000.00     7.000000  %          0.00
A-7   760947PB1       416,148.36       416,148.36     0.000000  %      1,409.62
R     760947NX5           100.00           100.00     7.000000  %        100.00
M-1   760947NY3     2,110,000.00     2,110,000.00     7.000000  %      6,429.30
M-2   760947NZ0     1,054,500.00     1,054,500.00     7.000000  %      3,213.12
M-3   760947PA3       773,500.00       773,500.00     7.000000  %      2,356.90
B-1                   351,000.00       351,000.00     7.000000  %      1,069.52
B-2                   281,200.00       281,200.00     7.000000  %        856.83
B-3                   350,917.39       350,917.39     7.000000  %      1,069.27
SPRE                        0.00             0.00     0.531350  %          0.00

- -------------------------------------------------------------------------------
                  140,600,865.75   140,600,865.75                  1,028,992.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       156,347.36  1,043,307.82             0.00         0.00  25,928,039.54
A-2       267,472.63    267,472.63             0.00         0.00  45,874,000.00
A-3        81,628.31    207,155.62             0.00         0.00  13,874,472.69
A-4        63,017.06     63,017.06             0.00         0.00  10,808,000.00
A-5       138,776.86    138,776.86             0.00         0.00  23,801,500.00
A-6        81,424.24     81,424.24             0.00         0.00  13,965,000.00
A-7             0.00      1,409.62             0.00         0.00     414,738.74
R               0.58        100.58             0.00         0.00           0.00
M-1        12,302.55     18,731.85             0.00         0.00   2,103,570.70
M-2         6,148.36      9,361.48             0.00         0.00   1,051,286.88
M-3         4,509.96      6,866.86             0.00         0.00     771,143.10
B-1         2,046.54      3,116.06             0.00         0.00     349,930.48
B-2         1,639.56      2,496.39             0.00         0.00     280,343.17
B-3         2,046.06      3,115.33             0.00         0.00     349,848.12
SPRED      62,227.70     62,227.70             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          879,587.77  1,908,580.10             0.00         0.00 139,571,873.42
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000  33.077026     5.830593    38.907619   0.000000    966.922974
A-2   1000.000000   0.000000     5.830593     5.830593   0.000000   1000.000000
A-3   1000.000000   8.966236     5.830594    14.796830   0.000000    991.033764
A-4   1000.000000   0.000000     5.830594     5.830594   0.000000   1000.000000
A-5   1000.000000   0.000000     5.830593     5.830593   0.000000   1000.000000
A-6   1000.000000   0.000000     5.800000     5.800000   0.000000   1000.000000
A-7   1000.000000   3.387302     0.000000     3.387302   0.000000    996.612698
R     1000.000000 1000.00000     5.800000  1005.800000   0.000000      0.000000
M-1   1000.000000   3.047062     5.830592     8.877654   0.000000    996.952938
M-2   1000.000000   3.047055     5.830593     8.877648   0.000000    996.952945
M-3   1000.000000   3.047059     5.830588     8.877647   0.000000    996.952941
B-1   1000.000000   3.047066     5.830598     8.877664   0.000000    996.952935
B-2   1000.000000   3.047048     5.830583     8.877631   0.000000    996.952952
B-3   1000.000000   3.047070     5.830603     8.877673   0.000000    996.952930

_______________________________________________________________________________


DETERMINATION DATE       20-December-95 
DISTRIBUTION DATE        26-December-95 

Run:     12/27/95     09:12:14                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4186 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,651.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,210.48

SUBSERVICER ADVANCES THIS MONTH                                        7,733.84
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     840,082.06

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     139,571,873.42

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          493

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      600,470.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.48954790 %     2.80915100 %    0.70130140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.47440110 %     2.81288814 %    0.70432740 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     829,634.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.81332002
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              174.64

POOL TRADING FACTOR:                                                99.26814652

 ................................................................................




© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission